-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, GGdiPFfGqI1oC9Rt7YNWCUFhK5VovY8AgDFI5ez9n5Vv8j9Od1n4rFnWOoV6rpMo hfDLdbeN7wzzvghaSLyI7g== 0001144204-07-018612.txt : 20070413 0001144204-07-018612.hdr.sgml : 20070413 20070413160547 ACCESSION NUMBER: 0001144204-07-018612 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20070329 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20070413 DATE AS OF CHANGE: 20070413 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 CENTRAL INDEX KEY: 0001392872 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-139462-01 FILM NUMBER: 07766007 BUSINESS ADDRESS: STREET 1: 19500 JAMBOREE ROAD CITY: IRVINE STATE: CA ZIP: 92612 BUSINESS PHONE: 949-475-3600 MAIL ADDRESS: STREET 1: 19500 JAMBOREE ROAD CITY: IRVINE STATE: CA ZIP: 92612 8-K 1 v071260_8k.htm
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the
SECURITIES EXCHANGE ACT OF 1934
 
Date of Report (Date of earliest event reported) March 29, 2007
 
Impac Secured Assets Trust 2007-2
(Exact name of issuing entity as specified in its charter)

Impac Secured Assets Corp.
(Exact name of depositor as specified in its charter)

Impac Funding Corporation
(Exact name of sponsor as specified in its charter)

California
  
333-139462-01
  
33-0715871
(State or Other Jurisdiction
of Incorporation)
  
(Commission
File Number)
  
(I.R.S. Employer
Identification No.)
         
19500 Jamboree Road
Irvine, California
      
 
92612
(Address of Principal
Executive Offices)
      
(Zip Code)

Registrants telephone number, including area code, is (949) 475-3600
 

 
 
 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
 
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))
 
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

 
 
 

Item 9.01. Financial Statements and Exhibits.
 
 
(a)
Not applicable
 
(b)
Not applicable
 
(c)
Not applicable
 
(d)
Exhibits:

 
 
Exhibit No.
Description
 
1.1
Underwriting Agreement, dated March 26, 2007, among Impac Funding Corporation, Impac Secured Assets Corp, Impac Mortgage Holdings Inc., Bear, Stearns & Co. Inc., Deutsche Bank Securities Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated.

 
Exhibit No.
Description
 
4.1
Pooling and Servicing Agreement, dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor, Impac Funding Corporation, as master servicer and Deutsche Bank National Trust Company, as trustee.

 

 
 
 

SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on behalf of the Registrant by the undersigned thereunto duly authorized.
 
 
IMPAC SECURED ASSETS CORP.
     
 
By:
/s/ Gretchen Verdugo
 
Name:
Gretchen Verdugo
 
Title:
EVP & CFO

 
Dated: April 13, 2007

 
 
 

EXHIBIT INDEX

Item 601 (a) of
Regulation S-K
Exhibit No.
Sequentially
Numbered
Description
   
1.1
Underwriting Agreement, dated March 26, 2007, among Impac Funding Corporation, Impac Secured Assets Corp, Impac Mortgage Holdings Inc., Bear, Stearns & Co. Inc., Deutsche Bank Securities Inc., Countrywide Securities Corporation and Merrill Lynch, Pierce, Fenner & Smith Incorporated.
   
4.1
Pooling and Servicing Agreement, dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor, Impac Funding Corporation, as master servicer and Deutsche Bank National Trust Company, as trustee.

 
 
 


 EX-1.1 2 v071260_ex1-1.htm

IMPAC SECURED ASSETS CORP.
IMPAC FUNDING CORPORATION
IMPAC MORTGAGE HOLDINGS, INC.

MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2
 
$ 338,964,000
Adjustable Rate
Class 1-A1-A Certificates
$ 368,075,000
Adjustable Rate
Class 1-A1-B Certificates
$ 182,587,000
Adjustable Rate
Class 1-A1-C Certificates
$ 222,406,000
Adjustable Rate
Class 1-AM Certificates
$ 16,134,000
Adjustable Rate
Class 1-M-1 Certificates
$ 14,341,000
Adjustable Rate
Class 1-M-2 Certificates
$ 7,768,000
Adjustable Rate
Class 1-M-3 Certificates
$ 7,171,000
Adjustable Rate
Class 1-M-4 Certificates
$ 5,975,000
Adjustable Rate
Class 1-M-5 Certificates
$ 4,780,000
Adjustable Rate
Class 1-M-6 Certificates
$ 4,183,000
Adjustable Rate
Class 1-M-7 Certificates
$ 223,436,000
Adjustable Rate
Class 2-A Certificates

UNDERWRITING AGREEMENT

 
March 26, 2007
   
Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, New York 10179
Merrill Lynch, Pierce, Fenner & Smith Incorporated
4 World Financial Center, 10th Floor
New York, New York 10080
   
Countrywide Securities Corporation
4500 Park Granada
Calabasas, California 91302
Deutsche Bank Securities Inc.
60 Wall Street
New York, New York 10005   

Ladies and Gentlemen:
 
Impac Secured Assets Corp., a California corporation (the “Company”), proposes to sell to you (the “Underwriters”) the respective amounts set forth opposite your respective names in Schedule I attached hereto of Mortgage Pass-Through Certificates, Series 2007-2, Class 1-A1-A, Class 1-A1-B, Class 1-A1-C, Class 1-AM, Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 2-A Certificates (collectively, the “Certificates”), having the aggregate principal amounts as set forth in Schedule I. The Certificates, together with the Class 1-B, Class 1-C, Class 1-P, Class 2-C, Class 2-P and Class R Certificates (collectively, the “Non-Offered Certificates”), and the Class 1-M-8 Certificates of the same series, will evidence the entire beneficial interest in the Trust Fund (as defined in the Pooling and Servicing Agreement referred to below), consisting primarily of a pool of one-to four-family adjustable-rate and fixed-rate first and second lien residential mortgage loans and adjustable-rate and fixed-rate first lien multifamily and commercial mortgage loans (the “Mortgage Loans”) as described in the Free Writing Prospectus and the Prospectus Supplement (as hereinafter defined) to be sold by the Company.
 


The Certificates will be issued pursuant to a pooling and servicing agreement, dated as of March 1, 2007 (the “Pooling and Servicing Agreement”), among the Company, as depositor, Impac Funding Corporation, as master servicer (“Impac Funding” or the “Master Servicer”) and Deutsche Bank National Trust Company, as trustee (the “Trustee”). The Certificates are described more fully in the Base Prospectus, the Free Writing Prospectus and the Prospectus Supplement (each as hereinafter defined).
 
The Certificates will represent ownership interests in the trust fund (the “Trust Fund”) created by the Pooling and Servicing Agreement. The Trust Fund will be secured primarily by the Mortgage Loans.
 
Impac Funding sold the Mortgage Loans to the Company pursuant to a Mortgage Loan Purchase Agreement, dated as of March 29, 2007 (the “Mortgage Loan Purchase Agreement”), among Impac Funding, the Company and Impac Mortgage Holdings, Inc. (“IMH”).
 
1. Representations, Warranties and Covenants.
 
1.1 Each of the Company, Impac Funding and IMH represents and warrants to, and agrees with the Underwriters as follows:
 
(a) The Company has filed with the Securities and Exchange Commission (the “Commission”) a registration statement (No. 333-139462) on Form S-3 for the registration under the Securities Act of 1933, as amended (the “Act”), of Mortgage Pass-Through Certificates (issuable in series), including the Certificates, which registration statement has become effective, and a copy of which, as amended to the date hereof, has heretofore been delivered to the Underwriters. The Company meets the requirements and all other conditions have been satisfied for the use of Form S-3 under the Act. The Company proposes to file with the Commission pursuant to Rule 424(b) under the rules and regulations of the Commission under the Act (the “1933 Act Regulations”) a prospectus supplement dated March 29, 2007 (the “Prospectus Supplement”), to the prospectus dated March 26, 2007 (the “Base Prospectus”), relating to the Certificates and the method of distribution thereof. Such registration statement (No. 333-139462) including exhibits thereto and any information incorporated therein by reference, as amended at the date hereof, is hereinafter called the “Registration Statement”; and the Base Prospectus and the Prospectus Supplement and any information incorporated therein by reference, together with any amendment thereof or supplement thereto authorized by the Company on or prior to March 29, 2007 (the “Closing Date”) for use in connection with the offering of the Certificates, are hereinafter called the “Prospectus”. The Company prepared a free writing prospectus, dated March 26, 2007 (the “Free Writing Prospectus”), containing substantially all information that will appear in the Prospectus Supplement and minus specific sections including the “Method of Distribution” section (such Free Writing Prospectus, together with the Base Prospectus, the “Definitive Free Writing Prospectus”).
 

2

(b) The Registration Statement has become effective and no stop order suspending the effectiveness of the Registration Statement is in effect, no proceedings for such purpose are pending before or threatened by the Commission, and the Registration Statement as of the effective date (the “Effective Date”, as defined in this paragraph), and the Prospectus, as of the date of the Prospectus Supplement, complied in all material respects with the applicable requirements of the Act and the 1933 Act Regulations. The Registration Statement, as of the Effective Date, did not contain any untrue statement of a material fact and did not omit to state any material fact required to be stated therein or necessary to make the statements therein not misleading, and the Prospectus, as of the date of the Prospectus Supplement, did not, and as of the Closing Date will not, contain an untrue statement of a material fact and did not and will not omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, however, that none of the Company, Impac Funding or IMH makes any representations or warranties as to any information contained in or omitted from the portions of the Prospectus set forth under the caption “Method of Distribution” relating to the Certificates (the “Underwriters’ Information”). In addition, the Definitive Free Writing Prospectus, as of the date thereof and as of the time of each Contract of Sale occurring prior to the time that Prospectus Supplement first becomes available for use by the Underwriters, did not contain an untrue statement of a material fact and did not omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. The Effective Date shall mean the earlier of the date by which the Prospectus Supplement is first used and the time of the first Contract of Sale to which such Prospectus Supplement relates. As used herein, “Pool Information” means all loan level data with respect to the characteristics of the Mortgage Loans and administrative and servicing fees, as provided by or on behalf of the Company, Impac Funding or IMH to the Underwriters. The Company acknowledges that the Underwriters’ Information constitutes the only information furnished in writing by you or on your behalf for use in connection with the preparation of the Registration Statement or the Prospectus, and you confirm that the Underwriters’ Information is correct with respect to you and the Certificates you underwrite.
 
(c) Each of the Company, Impac Funding and IMH has been duly incorporated and is validly existing as a corporation in good standing under the laws of the State of California, with respect to the Company and Impac Funding, and the State of Maryland, with respect to IMH, and has the requisite corporate power and authority to own its properties and to conduct its business as presently conducted by it and, in the case of the Company and Impac Funding, as described in the Prospectus and to enter into and perform its obligations under this Agreement, the Pooling and Servicing Agreement and the Mortgage Loan Purchase Agreement, and in the case of IMH, as described in the Prospectus and to enter into this Agreement and the Mortgage Loan Purchase Agreement.
 

3

(d) The Company is not, as of the date upon which it delivers the Definitive Free Writing Prospectus, an Ineligible Issuer, as such term is defined in Rule 405 of the 1933 Act Regulations.
 
(e) Each of the Company, Impac Funding and IMH is not in violation of its Certificate of Incorporation or By-Laws or any agreement the violation of which would have a material adverse effect on the Company.
 
(f) The Certificates and the Pooling and Servicing Agreement conform in all material respects to the description thereof contained in the Prospectus and the representations and warranties of the Company in the Pooling and Servicing Agreement will be true and correct in all material respects.
 
(g) Each of the Certificates, when validly executed, authenticated, issued and delivered in accordance with the Pooling and Servicing Agreement and paid for in accordance with this Agreement, will be duly and validly issued and outstanding and entitled to the benefits and security afforded by the Pooling and Servicing Agreement and will constitute legal, valid and binding obligations of the trust enforceable in accordance with its terms and the terms of the Pooling and Servicing Agreement, except as the same may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting enforcement of creditors' rights generally and by the general principles of equity.
 
(h) This Agreement has been duly authorized, executed and delivered by each of the Company, Impac Funding and IMH. The Pooling and Servicing Agreement has been, and as of the Closing Date, each of the other agreements entered into in connection with the issuance or delivery of the Certificates or any of the transactions contemplated herein (together with the Mortgage Loan Purchase Agreement, the Pooling and Servicing Agreement and this Agreement, the “Transaction Documents”) to which the Company, IMH or Impac Funding, as applicable, is a party, will have been, duly authorized, executed and delivered by the Company, IMH or Impac Funding, as applicable, and will conform in all material respects to the descriptions thereof contained in the Prospectus and, assuming the valid execution and delivery thereof by the other parties thereto, each Transaction Document (other than this Agreement) to which the Company, IMH or Impac Funding is a party will constitute a legal, valid and binding agreement of the Company, IMH or Impac Funding, as applicable, enforceable in accordance with its terms, except as the same may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting creditors' rights generally and by general principles of equity.
 
(i) None of the issuance, delivery or sale of the Certificates, the execution and delivery by the Company, Impac Funding or IMH of any of the Transaction Documents, or the consummation of any other of the transactions contemplated herein, nor compliance with the provisions of the Transaction Documents, will conflict with or result in the breach of any material term or provision of the certificate of incorporation or by-laws of the Company, IMH or Impac Funding, and the Company, IMH and Impac Funding is not in breach or violation of or in default (nor has an event occurred which with notice or lapse of time or both would constitute a default) under the terms of (i) any indenture, contract, lease, mortgage, deed of trust, note, agreement or other evidence of indebtedness or other agreement, obligation or instrument to which the Company, IMH or Impac Funding is a party or by which it or its properties are bound, or (ii) any law, decree, order, rule or regulation applicable to the Company, IMH or Impac Funding of any court or supervisory, regulatory, administrative or governmental agency, body or authority, or arbitrator having jurisdiction over the Company, IMH or Impac Funding, or its respective properties, the default in or the breach or violation of which would have a material adverse effect on the Company, IMH or Impac Funding, the trust or the Certificates or on the ability of the Company, IMH or Impac Funding to perform its respective obligations under the Transaction Documents to which it is a party; and neither the delivery of the Certificates, nor the execution and delivery of the Transaction Documents nor the consummation of any other of the transactions contemplated herein, nor the compliance with the provisions of such Transaction Documents will result in such a breach, violation or default which would have such a material adverse effect.
 

4

(j) No filing or registration with, notice to, or consent, approval, authorization or order or other action of any court or governmental authority or agency is required for the consummation by the Company, IMH or Impac Funding of the transactions contemplated by the Transaction Documents to which it is a party (other than as required under Blue Sky laws or state securities laws, as to which no representations and warranties are made by the Company, IMH or Impac Funding), except such as have been, or will have been obtained prior to the Closing Date, and such recordations of the assignment to the Trustee of the mortgages securing the Mortgage Loans (to the extent such recordations are required pursuant to the Pooling and Servicing Agreement) that have not yet been completed.
 
(k) There is no action, suit or proceeding before or by any court, administrative or governmental agency now pending to which the Company, IMH or Impac Funding is party, or to the best knowledge of the Company, IMH or Impac Funding, threatened against the Company, IMH or Impac Funding, which could reasonably interfere with or materially and adversely affect the consummation of the transactions contemplated in the Transaction Documents.
 
(l) At the time of execution and delivery of the Pooling and Servicing Agreement, (1) the trust will own the Mortgage Loans being pledged by it to the Trustee pursuant to the Pooling and Servicing Agreement, free and clear of any lien, mortgage, pledge, charge, encumbrance, adverse claim or other security interest (collectively, “Liens”), except to the extent permitted in the Pooling and Servicing Agreement, and will not have assigned to any person other than the Trustee any of its right, title or interest in its Mortgage Loans, (2) the trust will have the power and authority to pledge the Trust Fund to the Trustee and to transfer the Certificates to the Underwriters and will have duly authorized such action, (3) upon execution and delivery by the trust to the Trustee of the Pooling and Servicing Agreement, and delivery of the Certificates to the trust, the Trustee will have a valid, perfected security interest of first priority in the Trust Fund free of Liens other than Liens permitted by the Pooling and Servicing Agreement and (4) upon payment and delivery of the Certificates to the Underwriters, the Underwriters will acquire ownership of the Certificates, free of Liens other than Liens created or granted by the Underwriters.
 

5

(m) Any taxes, fees and other governmental charges in connection with the execution, delivery and issuance of the Transaction Documents and the Certificates have been or will be paid by IMH, the Company or Impac Funding at or prior to the Closing Date, except for fees for recording assignments of the mortgages securing the Mortgage Loans to the Trustee pursuant to the Pooling and Servicing Agreement that have not yet been completed, which fees will be paid by or on behalf of Impac Funding in accordance with and if required by the Pooling and Servicing Agreement.
 
(n) The Company possesses all certificates, licenses, authorizations and permits issued by the appropriate State, Federal or foreign regulatory agencies or bodies necessary to conduct the business now conducted by it and as described in the Prospectus, and the Company has not received notice of any proceedings relating to the revocation or modification of any such license, certificate, authority or permit which if decided adversely to the Company would, singly or in the aggregate, materially and adversely affect the conduct of its business, operations or financial conditions.
 
(o) Impac Funding or any subservicer who will be servicing any Mortgage Loans pursuant to the Pooling and Servicing Agreement is qualified to do business and possesses all necessary certificates, licenses and permits in all jurisdictions in which its activities as servicer or subservicer of the Mortgage Loans serviced by it require such qualifications, certificates, licenses or permits except where failure to be so qualified or to obtain such certificates, licenses or permits will not have a material adverse effect on such servicing activities.
 
(p) The Company is not an “investment company” or an entity “controlled” by an “investment company”, as such terms are defined in the Investment Company Act of 1940, as amended.
 
(q) Since the respective dates as of which information is given in the Prospectus, there has not been any material adverse change in the general affairs, management, financial condition, or results of operations of the Company, otherwise than as set forth or contemplated in the Prospectus as supplemented or amended as of the Closing Date.
 
(r) To the best knowledge of the Company, Deloitte & Touche LLP are independent public accountants with respect to the Company as required by the Act and the 1933 Act Regulations.
 
1.2 Each Underwriter represents and warrants to and agrees with the Company, Impac Funding and IMH that:
 

6

(a) Each Certificate is to be maintained on the book-entry records of The Depository Trust Company (“DTC”) and the interest in each such Certificate sold to any person on the date of initial sale thereof by the Underwriter will not be less than an initial Certificate Principal Balance of $25,000 with respect to the Certificates.
 
(b) As of the date hereof and as of the Closing Date, each Underwriter has complied with all of its obligations hereunder. With respect to all Free Writing Prospectuses, other than the Definitive Free Writing Prospectus, provided by each Underwriter to any investor, if any, such Free Writing Prospectuses are accurate in all material respects (taking into account the assumptions explicitly set forth in the Free Writing Prospectuses, except to the extent of any errors therein that are caused by errors in the Pool Information, and except for any Issuer Information therein). The Free Writing Prospectuses, other than the Definitive Free Writing Prospectus, provided by each Underwriter to the Company pursuant to Section 4.4 constitute a complete set of all such Free Writing Prospectuses furnished to any investor by such Underwriter in connection with the offering of any Certificates, other than any Underwriter Derived Information.
 
2. Purchase and Sale. Subject to the terms and conditions and in reliance upon the representations and warranties herein set forth, the Company agrees to sell to the Underwriters, and the Underwriters agree to purchase from the Company, the Certificates set forth opposite their respective names in Schedule I hereto, at a price equal to $1,430,040,191.39.
 
3. Delivery and Payment. Payment for the Certificates shall be made by wire transfer of immediately available funds to an account designated by the Company, and delivery of the Certificates shall be made at the office of Thacher Proffitt & Wood llp. Delivery of and payment for the Certificates shall be made at 10:00 a.m., New York City time, on March 29, 2007, or such later date as the Underwriters shall designate, which date and time may be postponed by agreement between the Underwriters and the Company (such date and time of delivery and payment for the Certificates being herein called the “Closing Date”). Delivery of the Certificates shall be made to the Underwriters through the Depository Trust Company (“DTC”) against payment by the Underwriters of the purchase price thereof to or upon the order of the Company by wire transfer of immediately available funds.
 
4. Offering by Underwriters.
 
4.1 It is understood that the Underwriters propose to offer the Certificates for sale to the public as set forth in the Prospectus and that the Underwriters will not offer, sell or otherwise distribute the Certificates (except for the sale thereof in exempt transactions) in any state in which the Certificates are not exempt from registration under Blue Sky laws or state securities laws (except where the Certificates will have been qualified for offering and sale at your direction under such Blue Sky laws or state securities laws). Prior to the date hereof, you have not offered, pledged, sold, disposed of or otherwise transferred any Certificate or any security backed by the Mortgage Loans, any interest in any Certificate or such security or any Mortgage Loan except as set forth in Section 4.2.
 

7

4.2 It is understood that the Underwriters will solicit offers to purchase the Certificates as follows:
 
(a) Prior to the time you have received the Definitive Free Writing Prospectus you may, in compliance with the provisions of this Agreement, solicit offers to purchase Certificates; provided, that you shall not accept any such offer to purchase a Certificate or any interest in any Certificate or Mortgage Loan or otherwise enter into any Contract of Sale for any Certificate, any interest in any Certificate or any Mortgage Loan prior to the investor’s receipt of Definitive Free Writing Prospectus.
 
(b) Any Free Writing Prospectus (other than the Definitive Free Writing Prospectus) relating to the Certificates used by an Underwriter in compliance with the terms of this Agreement prior to the time such Underwriter has entered into a Contract of Sale for Certificates shall prominently set forth the following statement or its equivalent:
 
The information in this free writing prospectus is preliminary, and will be superseded by the Definitive Free Writing Prospectus. This free writing prospectus is being delivered to you solely to provide you with information about the offering of the Certificates referred to in this free writing prospectus and to solicit an offer to purchase the Certificates, when, as and if issued. Any such offer to purchase made by you will not be accepted and will not constitute a contractual commitment by you to purchase any of the Certificates until we have accepted your offer to purchase Certificates. We will not accept any offer by you to purchase Certificates, and you will not have any contractual commitment to purchase any of the Certificates until after you have received the Definitive Free Writing Prospectus. You may withdraw your offer to purchase Certificates at any time prior to our acceptance of your offer.
 
“Written Communication” has the same meaning as that term is defined in Rule 405 of the 1933 Act Regulations.
 
(c) Any Free Writing Prospectus relating to Certificates and used by an Underwriter in connection with marketing the Certificates, including the Definitive Free Writing Prospectus, shall prominently set forth the following statement or its equivalent:
 
The Certificates referred to in these materials are being sold when, as and if issued. You are advised that Certificates may not be issued that have the characteristics described in these materials. Our obligation to sell such Certificates to you is conditioned on the mortgage loans and certificates having the characteristics described in these materials. If for any reason we do not deliver such Certificates, we will notify you, and neither the issuer nor any underwriter will have any obligation to you to deliver all or any portion of the Certificates which you have committed to purchase, and none of the issuer nor any underwriter will be liable for any costs or damages whatsoever arising from or related to such non-delivery.
 
 

8

4.3 It is understood that you will not enter into a Contract of Sale with any investor until the investor has received the Definitive Free Writing Prospectus. For purposes of this Agreement, Contract of Sale has the same meaning as in Rule 159 of the 1933 Act Regulations. The Definitive Free Writing Prospectus shall prominently set forth the following statement or its equivalent:
 
This Definitive Free Writing Prospectus supersedes the information in any free writing prospectus previously delivered in connection with this offering, to the extent that this Definitive Free Writing Prospectus is inconsistent with any information in any free writing prospectus delivered in connection with this offering.
 
4.4 It is understood that you may prepare and provide to prospective investors certain Free Writing Prospectuses (as defined below), subject to the following conditions:
 
(a) Unless preceded or accompanied by a prospectus satisfying the requirements of Section 10(a) of the Act, an Underwriter shall not convey or deliver any Written Communication to any person in connection with the initial offering of the Certificates, unless such Written Communication either (i) is made in reliance on Rule 134 under the Act, (ii) constitutes a prospectus satisfying the requirements of Rule 430B under the Act, (iii) is the Definitive Free Writing Prospectus, or (iv) both (1) constitutes a Free Writing Prospectus (as defined below) used in reliance on Rule 164 and (2) includes only information that is within the definition of ABS Informational and Computational Materials as defined in Item 1100 of Regulation AB.
 
(b) Each Underwriter shall comply in all material respects with all applicable laws and regulations in connection with the use of Free Writing Prospectuses, including but not limited to Rules 164 and 433 of the 1933 Act Regulations and all Commission guidance relating to Free Writing Prospectuses, including but not limited to Commission Release No. 33-8591.
 
(c) For purposes hereof, “Free Writing Prospectus” shall have the meaning given such term in Rules 405 and 433 of the 1933 Act Regulations. “Issuer Information” shall mean information included in a Free Writing Prospectus that both (i) is within the types of information specified in clauses (1) to (5) of footnote 271 of Commission Release No. 33-8591 (Securities Offering Reform) as shown in Exhibit D hereto and (ii) has been either prepared by, or has been reviewed and approved by, the Company as evidenced by oral, electronic or written communication by it or through its attorneys. “Underwriter Derived Information” shall refer to information of the type described in clause (5) of such footnote 271 when prepared by an Underwriter.
 
 

9

(d) All Free Writing Prospectuses provided to prospective investors, whether or not filed with the Commission, shall bear a legend on each page including the following statement or its equivalent:
 
THE DEPOSITOR HAS FILED A REGISTRATION STATEMENT (INCLUDING A PROSPECTUS) WITH THE SEC FOR THE OFFERING TO WHICH THIS COMMUNICATION RELATES. BEFORE YOU INVEST, YOU SHOULD READ THE PROSPECTUS IN THAT REGISTRATION STATEMENT AND OTHER DOCUMENTS THE ISSUER HAS FILED WITH THE SEC FOR MORE COMPLETE INFORMATION ABOUT THE ISSUER AND THE OFFERING. YOU MAY GET THESE DOCUMENTS AT NO CHARGE BY VISITING EDGAR ON THE SEC WEB SITE AT WWW.SEC.GOV. ALTERNATIVELY, THE ISSUER, ANY UNDERWRITER OR ANY DEALER PARTICIPATING IN THE OFFERING WILL ARRANGE TO SEND YOU THE PROSPECTUS AT NO CHARGE IF YOU REQUEST IT BY CALLING TOLL-FREE 1-866-500-5409.
 
The Company shall have the right to require additional specific legends or notations to appear on any Free Writing Prospectus, the right to require changes regarding the use of terminology and the right to determine the types of information appearing therein.
 
(e) Each Underwriter shall have delivered to the Company, a reasonable and customary time prior to the proposed date of first use thereof, (i) any Free Writing Prospectus prepared by or on behalf of that Underwriter that contains any information that, if reviewed and approved by the Company, would be Issuer Information, and (ii) any Free Writing Prospectus or portion thereof that contains only a description of the final terms of the Certificates after such terms have been established for all classes of Certificates being publicly offered; provided, however, that the Underwriters shall have no obligation to deliver any Free Writing Prospectus which contains only Underwriter Derived Information. To facilitate filing to the extent required by Section 5.10 or 5.11, as applicable, all Underwriter Derived Information shall be set forth in a document separate from the document including Issuer Information. All Free Writing Prospectuses prepared by an Underwriter that are required to be delivered to the Company under this subsection (e), (i) must be approved by the Company before such Underwriter provides the Free Writing Prospectus to investors pursuant to the terms of this Agreement (such approval to be evidenced as set forth in Section 4.4(c)(ii)), and (ii) shall be provided by such Underwriter to the Company, for filing as provided in Section 5.10 in the format as required by the Company.
 
(f) None of the information in the Free Writing Prospectuses may conflict with the information contained in the Prospectus or the Registration Statement.
 
 

10

(g) In the event that an Underwriter possesses actual knowledge that, as of the date on which an investor entered into an agreement to purchase any Certificates, any Free Writing Prospectus prepared by or on behalf of such Underwriter and delivered to such investor contained any untrue statement of a material fact or omitted to state a material fact necessary in order to make the statements contained therein, in light of the circumstances under which they were made, not misleading (such Free Writing Prospectus, a “Defective Free Writing Prospectus”), that Underwriter shall notify the Company thereof as soon as practical but in any event within one business day after discovery.
 
(h) If the Underwriters do not provide any Free Writing Prospectuses to the Company pursuant to subsection (e) above, the Underwriters shall be deemed to have represented, as of the Closing Date, that they did not provide any prospective investors with any information in written or electronic form in connection with the offering of the Certificates that is required to be filed with the Commission by the Company as a Free Writing Prospectus (other than the Definitive Free Writing Prospectus) in accordance with the 1933 Act Regulations. Information not required to be filed shall include a Free Writing Prospectus containing solely Underwriter Derived Information.
 
(i) In the event of any delay in the delivery by the Underwriters to the Company of any Free Writing Prospectuses required to be delivered in accordance with subsection (e) above, or in the delivery of the accountant’s comfort letter in respect thereof, the Company shall have the right to delay the release of the Prospectus to investors or to the Underwriters, to delay the Closing Date and to take other appropriate actions in each case as necessary in order to allow the Company to comply with its agreement set forth in Section 5.10 to file the Free Writing Prospectuses by the time specified therein.
 
(j) Each Underwriter covenants with the Company that after the final Prospectus is available that Underwriter shall not distribute any written information concerning the Certificates to a prospective investor unless such information is preceded or accompanied by the final Prospectus.
 
5. Agreements. The Company agrees with the Underwriters that:
 
5.1 The Company will promptly advise the Underwriters (i) when any amendment to the Registration Statement has become effective or any revision of or supplement to the Prospectus has been so filed (unless such amendment, revision or supplement does not relate to the Certificates or the trust), (ii) of any request by the Commission for any amendment of the Registration Statement or the Prospectus or for any additional information (unless such request for additional information does not relate to the Certificates or the trust), (iii) of any written notification received by the Company of the suspension of qualification of the Certificates for sale in any jurisdiction or the initiation or threatening of any proceeding for such purpose and (iv) of the issuance by the Commission of any stop order suspending the effectiveness of the Registration Statement or the institution or, to the knowledge of the Company, the threatening of any proceeding for that purpose. The Company will not file an amendment to the Registration Statement or supplement to the Prospectus (if such amendment or supplement relates to the Certificates) unless the Company has furnished the Underwriters with a copy of such amendment for its review prior to such filing. The Company will use its best efforts to prevent the issuance of any such stop order and, if issued, to obtain as soon as possible the withdrawal thereof.
 

11

5.2 The Company will cause the Prospectus Supplement to be transmitted to the Commission for filing pursuant to Rule 424(b) under the Act by means reasonably calculated to result in filing with the Commission within the time period required by said rule. The Company will cause the Prospectus Supplement to be transmitted to the Commission for filing no later than the close of business on the business day prior to the Closing Date.
 
5.3 If, during the period after the first date of the public offering of the Certificates in which a prospectus relating to the Certificates is required to be delivered under the Act, any event occurs as a result of which it is necessary to amend or supplement the Prospectus, as then amended and supplemented, in order to make the statements therein, in the light of the circumstances when the Prospectus is delivered to a purchaser, not misleading, or if it shall be necessary to amend or supplement the Prospectus to comply with the Act or the 1933 Act Regulations, the Company promptly will notify the Underwriters and will prepare and furnish, at its own expense, to the Underwriters, either amendments or supplements to the Prospectus so that the statements in the Prospectus as so amended or supplemented will not, in the light of the circumstances when the Prospectus is delivered to a purchaser, be misleading or so that the Prospectus will comply with law.
 
5.4 If the Company or any Underwriter reasonably determines that any Written Communication contains an untrue statement of material fact or omits to state a material fact necessary to make the statements, in light of the circumstances under which they were made, not misleading at the time that a Contract of Sale was entered into, in the case of such a Written Communication, during the time a prospectus was required to be delivered, either the Company or such Underwriter may prepare corrective information, with notice to the other party and such Underwriter shall deliver such information in a manner reasonably acceptable to both parties, to any person with whom a Contract of Sale was entered into, and such information shall provide any such person with the following:
 
(a) Adequate disclosure of the contractual arrangement;
 
(b) Adequate disclosure of the person’s rights under the existing Contract of Sale at the time termination is sought;
 
(c) Adequate disclosure of the new information that is necessary to correct the misstatements or omissions in the information given at the time of the original Contract of Sale; and
 
(d) A meaningful ability to elect to terminate or not terminate the prior Contract of Sale and to elect to enter into or not enter into a new Contract of Sale.
 

12

5.5 The Company will furnish to the Underwriters, without charge, a copy of the Registration Statement (including exhibits thereto) and, so long as delivery of a prospectus by the Underwriters or dealer may be required by the Act, as many copies of the Prospectus, any documents incorporated by reference therein and any amendments and supplements thereto as the Underwriters may reasonably request; provided, however, that you will provide the notice specified in Section 4.6 in every confirmation and will only deliver the prospectus to those investors that request a paper copy thereof.
 
5.6 The Company agrees, so long as the Certificates shall be outstanding, or until such time as the Underwriters shall cease to maintain a secondary market in the Certificates, whichever first occurs, to deliver to the Underwriters the annual statements as to compliance delivered to the Trustee pursuant to Section 3.19 of the Pooling and Servicing Agreement and the annual statement of a firm of independent public accountants furnished to the Trustee pursuant to Section 3.20 of the Pooling and Servicing Agreement, as soon as such statements are furnished to the Company.
 
5.7 The Company will endeavor to arrange for the qualification of the Certificates for sale under the laws of such jurisdictions as the Underwriters may reasonably designate and will maintain such qualification in effect so long as required for the initial distribution of the Certificates and to determine the legality of the Certificates for purchase by institutional investors; provided, however, that the Company shall not be required to qualify to do business in any jurisdiction where it is not now so qualified or to take any action that would subject it to general or unlimited service of process in any jurisdiction where it is not now so subject.
 
5.8 If the transactions contemplated by this Agreement are consummated, the Company will pay or cause to be paid all expenses incident to the performance of the obligations of the Company under this Agreement, including, without limitation, (a) costs and taxes incident to the authorization, sale and delivery of the Certificates, (b) costs incident to preparation, printing and filing or otherwise reproducing the Registration Statement (including any amendments or exhibits thereto), the Prospectus, the other Transaction Documents and the Certificates, (c) fees and expenses of the Trustee and its counsel, (d) the fees and expenses of Deloitte & Touche LLP in connection with any letter(s) delivered pursuant to Section 6.7 and (e) fees and expenses of counsel or special counsel to the Company, and will reimburse the Underwriters for any expenses (including reasonable fees and disbursements of counsel) reasonably incurred by the Underwriters in connection with qualification of the Certificates for sale and determination of their eligibility for investment under the laws of such jurisdictions as the Underwriters have reasonably requested pursuant to Section 5.6 above and the printing of memoranda relating thereto, for any fees charged by investment rating agencies for the rating of the Certificates, for expenses incurred in distributing the Prospectus (including any amendments and supplements thereto) to the Underwriters and for any costs and expenses (including without limitation any damages or other amounts payable in connection with legal or contractual liability) associated with the reforming of any Contract of Sale or related actions taken by the Underwriters pursuant to Section 5.4 to the extent caused by a breach of the representation contained in Section 1.1(b) relating to the Definitive Free Writing Prospectus or caused by an error in the Pool Information. Except as herein provided, the Underwriters shall be responsible for paying for (a) the fees and expenses of Deloitte & Touche LLP in connection with any letter other than any letter delivered pursuant to Section 6.7 and (b) all costs and expenses incurred by the Underwriters, including the fees and disbursements of its counsel, in connection with the purchase and sale of the Certificates.
 

13

5.9 If, during the period after the Closing Date in which a prospectus relating to the Certificates is required to be delivered under the Act, the Company receives notice that a stop order suspending the effectiveness of the Registration Statement or preventing the offer and sale of the Certificates is in effect, the Company will advise the Underwriters of the issuance of such stop order. Upon receipt of notice of such stop order, the Underwriters shall cease all offers and sales of the Certificates.
 
5.10 The Company shall file, to the extent required to be filed, any Free Writing Prospectus prepared by the Company (including the Definitive Free Writing Prospectus), and any Issuer Information contained in any Free Writing Prospectus provided to it by the Underwriters under Section 4.4(e), not later than the date of first use of the Free Writing Prospectus, except that:
 
(a) As to any Free Writing Prospectus or portion thereof required to be filed that contains only the description of the final terms of the Certificates after such terms have been established for all classes of Certificates being publicly offered, such Free Writing Prospectus or portion thereof may be filed by the Company within two days of the later of the date such final terms have been established for all classes of Certificates being publicly offered and the date of first use; and
 
(b) Notwithstanding clause (a) above, as to any Free Writing Prospectus or portion thereof required to be filed that contains only information of a type included within the definition of ABS Informational and Computational Materials, the Company shall file such Free Writing Prospectus or portion thereof within the later of two business days after any Underwriter first provides this information to investors and the date upon which the Company is required to file the Prospectus Supplement with the Commission pursuant to Rule 424(b)(3) of the Act; provided further, that prior to such use of any Free Writing Prospectuses by the Company, each Underwriter must comply with its obligations pursuant to Section 4.4 and that the Company shall not be required to file any Free Writing Prospectus that does not contain substantive changes from or additions to a Free Writing Prospectus previously filed with the Commission.
 
5.11 Each Underwriter shall file any Free Writing Prospectus (other than a Free Writing Prospectus that is covered by Section 5.10) that has been distributed by such Underwriter in a manner that could lead to its broad, unrestricted dissemination not later than the date of first use, provided that if that Free Writing Prospectus contains only information of a type included within the definition of ABS Informational and Computational Materials then such filing shall be made within the later of two business days after the Underwriters first provide this information to investors and the date upon which the Company is required to file the Prospectus Supplement with the Commission pursuant to Rule 424(b)(3) of the Act; provided further, that the Underwriters shall not be required to file any Free Writing Prospectus that does not contain substantive changes from or additions to a Free Writing Prospectus previously filed with the Commission.
 

14

5.12 During the period when a prospectus is required by law to be delivered in connection with the sale of the Certificates pursuant to this Agreement, the Issuer will file or cause to be filed, on a timely and complete basis, all documents that are required to be filed by the Issuer with the Commission pursuant to Section 13, 14 or 15(d) of the Exchange Act (as defined below).
 
6. Conditions to the Obligations of the Underwriters. The Underwriters’ obligation to purchase the Certificates shall be subject to (i) the accuracy on and as of the Closing Date of the representations and warranties on the part of the Company herein contained; (ii) the performance by the Company of all of its obligations hereunder; and (iii) the following conditions as of the Closing Date:
 
6.1 No stop order suspending the effectiveness of the Registration Statement shall be in effect, and no proceedings for that purpose shall be pending or, to the knowledge of the Company, threatened by the Commission; and the Prospectus Supplement shall have been filed or transmitted for filing, by means reasonably calculated to result in a filing with the Commission not later than the time required by Rule 424(b) under the Act.
 
6.2 Since March 1, 2007, there shall have been no material adverse change (or any development involving a prospective change) in the sole judgment of the Underwriters in the condition of the Company that, in the judgment of the Underwriters, impairs the investment quality of the Certificates so as to make it impracticable or inadvisable to market the Certificates on the terms and in the manner contemplated in the Prospectus.
 
6.3 The Company shall have delivered to the Underwriters a certificate, dated the Closing Date, of the President, a Senior Vice President or a Vice President of the Company to the effect that the signer of such certificate has examined this Agreement, the Prospectus, the Pooling and Servicing Agreement and various other closing documents, and that, to the best of his or her knowledge after reasonable investigation:
 
(a) the representations and warranties of the Company in this Agreement and all other Transaction Documents to which it is a party are true and correct in all material respects; and
 
(b) the Company has, in all material respects, complied with all the agreements and satisfied all the conditions on its part to be performed or satisfied hereunder at or prior to the Closing Date.
 
6.4 Each of Impac Funding and IMH shall have delivered to you a certificate, dated the Closing Date, of the President, a Senior Vice President or a Vice President of Impac Funding and IMH, respectively, to the effect that the signer of such certificate has examined this Agreement, the Prospectus and various other closing documents, and that, to his or her actual knowledge that the representations and warranties of Impac Funding and IMH, respectively, in this Agreement are true and correct in all material respects as of the Closing Date.
 
6.5 The Underwriters shall have received the opinions of Thacher Proffitt & Wood llp, special counsel for the Company, dated the Closing Date and substantially to the effect set forth in Exhibit A-1, Exhibit A-2 and Exhibit A-3, the opinions of in-house counsel for the Company and Impac Funding, dated the Closing Date and substantially to the effect set forth in Exhibit B-l and Exhibit B-2 and an opinion of Sidley Austin LLP, counsel to IMH, substantially to the effect set forth in Exhibit B-3.
 

15

6.6 The Underwriters shall have received from Sidley Austin LLP, counsel for the Underwriters, an opinion dated the Closing Date in form and substance satisfactory to the Underwriters.
 
6.7 The Underwriters shall have received from Deloitte & Touche LLP, certified public accountants, a letter dated the date hereof and satisfactory in form and substance to the Underwriters and the Underwriters’ counsel, to the effect that they have performed certain specified procedures, all of which have been agreed to by the Underwriters, as a result of which they determined that certain information of an accounting, financial or statistical nature set forth in the Definitive Free Writing Prospectus and the Prospectus Supplement under the captions “The Mortgage Pool”, “Description of the Certificates”, “Yield on the Certificates” and “Pooling and Servicing Agreement” agrees with the records of the Company excluding any questions of legal interpretation.
 
6.8 The Certificates shall have been rated at least as described directly below by Standard & Poor's, a division of The McGraw-Hill Companies, Inc. (“S&P”) and Moody's Investors Service, Inc. (“Moody's”).
 
Class
S&P’s Rating
Moody’s Rating
Class 1-A1-A
AAA
Aaa
Class 1-A1-B
AAA
Aaa
Class 1-A1-C
AAA
Aaa
Class 1-AM
AAA
Aaa
Class 1-M-1
AA+
Aa1
Class 1-M-2
AA
Aa2
Class 1-M-3
AA-
Aa3
Class 1-M-4
A+
A1
Class 1-M-5
A
A2
Class 1-M-6
A-
A3
Class 1-M-7
BBB+
Baa1
Class 2-A
AAA
Aaa

 

16

The Underwriters shall have received a copy of the letter from each of the respective rating agencies to such effect; and such ratings shall not have been withdrawn on or before the Closing Date.
 
6.9 The Underwriters shall have received the opinion of Seward & Kissel LLP, special counsel to the Trustee, dated the Closing Date, substantially to the effect set forth in Exhibit C.
 
6.10 The Underwriters shall have received from Thacher Proffitt & Wood llp, special counsel to the Company, and from in-house counsel to the Company, reliance letters with respect to any opinions delivered to S&P and Moody’s.
 
6.11 The Underwriters shall have received a certificate, dated the Closing Date, of the President, a Senior Vice President or a Vice President of the Company, Impac Funding and IMH as to the good standing of the Company, Impac Funding and IMH and the due authorization by Impac Funding and IMH of the transactions contemplated herein.
 
6.12 The Underwriters shall have received such further information, certificates and documents as the Underwriters may reasonably have requested, and all proceedings in connection with the transactions contemplated by this Agreement and all documents incident hereto shall be in all material respects reasonably satisfactory in form and substance to the Underwriters and the Underwriters’ counsel.
 
The Company will furnish the Underwriters with conformed copies of the above opinions, certificates, letters and documents as reasonably request.
 
If any of the conditions specified in this Section 6 shall not have been fulfilled in all material respects when and as provided in this Agreement, or, if any of the opinions and certificates mentioned above or elsewhere in this Agreement shall not be in all material respects reasonably satisfactory in form and substance to the Underwriters and its counsel, this Agreement and all obligations of the Underwriters hereunder may be canceled at, or at any time prior to, the Closing Date by the Underwriters. Notice of such cancellation shall be given to the Company, Impac Funding and IMH in writing, or by telephone or telegraph confirmed in writing.
 
7. Indemnification and Contribution.
 
7.1  (a) The Company, Impac Funding and IMH agree, jointly and severally, to indemnify and hold harmless the Underwriters and each person, if any, who controls an Underwriter within the meaning of either Section 15 of the Act or Section 20 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), from and against any and all losses, claims, damages, expenses (as incurred) and liabilities, joint or several, to which the Underwriters or they may become subject under the Act, the Exchange Act, or other federal or state statutory law or regulation, at common law or otherwise, insofar as such losses, claims, damages, expenses or liabilities (or actions in respect thereof) arise out of or are based upon or are caused by any untrue statement or alleged untrue statement of a material fact contained in the Definitive Free Writing Prospectus, or in any Issuer Information contained in any other Free Writing Prospectus, or in any Underwriter Derived Information to the extent caused by any error in the Pool Information, or in the Registration Statement for the registration of the Certificates as originally filed or in any amendment thereof or other filing incorporated by reference therein, or in the Prospectus or any amendment thereof or other filing incorporated by reference therein, or arise out of or are based upon any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, and agrees to reimburse each such indemnified party for any legal or other expenses reasonably incurred by it or him in connection with investigating or defending any such loss, claim, damage, liability or action; provided, however, that none of the Company, Impac Funding or IMH shall be liable to the Underwriters or any person who controls an Underwriter to the extent that any misstatement or alleged misstatement or omission or alleged omission is based upon any information with respect to which the Underwriters have agreed to indemnify the Company pursuant to Section 7.2.
 

17

(b) The Company, Impac Funding and IMH, jointly and severally, agree to indemnify and hold harmless the Underwriters and each person, if any, who controls the Underwriters within the meaning of either Section 15 of the Act or Section 20 of the Exchange Act, from and against any and all losses, claims, damages and liabilities caused by errors in the Pool Information.
 
7.2 The Underwriters agree, several and not jointly, to indemnify, hold harmless and reimburse the Company, Impac Funding and IMH, each of the directors and officers who signed the Registration Statement and any person controlling the Company, Impac Funding or to the same extent as the indemnity set forth in clause 7.1 above from the Company, Impac Funding and IMH to the Underwriters; provided, however, that the Underwriters shall be liable for losses, claims, damages, expenses and liabilities only to the extent that they arise out of or are based upon (i) the Underwriters’ Information, (ii) any Underwriter Derived Information, except to the extent of any errors in any Underwriter Derived Information that are caused by errors in the Pool Information, (iii) any Free Writing Prospectus for which the conditions set forth in Section 4.4(e) above are not satisfied with respect to the prior approval by the Company, and (iv) any portion of any Free Writing Prospectus (other than the Definitive Free Writing Prospectus) not constituting Issuer Information, except to the extent of any errors that are caused by errors in the Pool Information. This indemnity agreement will be in addition to any liability which the Underwriters may otherwise have.
 
Each of the Company, Impac Funding and IMH acknowledges that the Underwriters’ Information constitutes the only information furnished in writing by or on behalf of the Underwriters expressly for use in the Registration Statement or the Prospectus or in any amendment thereof or supplement thereto, as the case may be.
 
7.3 In case any proceeding (including any governmental investigation) shall be instituted involving any person in respect of which indemnity may be sought pursuant to either Section 7.1 or 7.2, such person (the “indemnified party”) shall promptly notify the person against whom such indemnity may be sought (the “indemnifying party”) in writing and the indemnifying party, upon request of the indemnified party, shall retain counsel reasonably satisfactory to the indemnified party to represent the indemnified party and any others the indemnifying party may designate in such proceeding and shall pay the reasonable fees and disbursements of such counsel related to such proceeding. In any such proceeding, any indemnified party shall have the right to retain its own counsel, but the reasonable fees and expenses of such counsel shall be at the expense of such indemnified party unless (i) the indemnifying party and the indemnified party shall have mutually agreed to the retention of such counsel, (ii) the indemnifying party shall not have employed counsel reasonably satisfactory to the indemnified party to represent the indemnified party within a reasonable time after notice of commencement of the action or (iii) the named parties to any such proceeding (including any impleaded parties) include both the indemnifying party and the indemnified party and representation of both parties by the same counsel would be inappropriate due to actual or potential differing interests between them. In any case described in subclauses (ii) or (iii) of the immediately preceding sentence, the fees and disbursements of counsel for the indemnified party shall be paid by the indemnifying party. It is understood that the indemnifying party shall not, in connection with any proceeding or related proceedings involving the same general allegations in the same jurisdiction, be liable for the reasonable fees and expenses of more than one separate firm (plus one local counsel, as necessary) for all such indemnified parties. Such firm shall be designated in writing by the Underwriters, in the case of parties indemnified pursuant to Section 7.1 and by the Company, Impac Funding or IMH, as applicable, in the case of parties indemnified pursuant to Section 7.2. The indemnifying party may, at its option, at any time upon written notice to the indemnified party, assume the defense of any proceeding and may designate counsel reasonably satisfactory to the indemnified party in connection therewith provided that the counsel so designated would have no actual or potential conflict of interest in connection with such representation. No indemnifying party shall, without the prior written consent of the indemnified party, effect any settlement of any pending or threatened proceeding in respect of which any indemnified party is or could have been a party and indemnity could have been sought hereunder by such indemnified party, unless such settlement includes an unconditional release of such indemnified party from all liability on claims that are the subject matter of such proceeding. Unless it shall assume the defense of any proceeding, the indemnifying party shall not be liable for any settlement of any proceeding, effected without its prior written consent.
 

18

7.4 If the indemnification provided for in this Section 7 is unavailable to an indemnified party under Section 7.1 or 7.2 hereof or insufficient in respect of any losses, claims, damages, expenses or liabilities referred to therein, then each indemnifying party, in lieu of indemnifying such indemnified party, shall contribute to the amount paid or payable by such indemnified party as a result of such losses, claims, damages, expenses or liabilities, in such proportion as is appropriate to reflect (i) the relative benefits received by the Company, Impac Funding and IMH on the one hand and the related Underwriter on the other from the offering of the Certificates or (ii) if the allocation provided by clause (i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause (i) above but also the relative fault of the Company, Impac Funding and IMH on the one hand and the related Underwriter on the other in connection with the statements or omissions or alleged statements or alleged omissions which resulted in such losses, claims, damages, expenses or liabilities, as well as any other relevant equitable considerations. The relative benefits received by the Company, Impac Funding and IMH on the one hand, and by the related Underwriter on the other shall be in the same proportions that the purchase price paid by the related Underwriter to the Company for the Certificates (the “Net Proceeds”) bears to the excess of (a) the purchase prices paid by investors to the related Underwriter for the Certificates (the “Public Offering Price”) over (b) Net Proceeds. The relative fault of the Company, Impac Funding and IMH on the one hand and of the related Underwriter on the other shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by the Company, Impac Funding or IMH or by the related Underwriter, and the parties' relative intent, knowledge, access to information and opportunity to correct or prevent such statement or omission.
 

19

7.5 The Company, Impac Funding, IMH and the Underwriters agree that it would not be just and equitable if contribution pursuant to this Section 7 were determined by pro rata allocation or by any other method of allocation which does not take account of the considerations referred to in Section 7.4, above. The amount paid or payable by an indemnified party as a result of the losses, claims, damages, expenses and liabilities referred to in this Section 7 shall be deemed to include, subject to the limitations set forth above, any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any such action or claim except where the indemnified party is required to bear such expenses pursuant to Section 7.4; which expenses the indemnifying party shall pay as and when incurred, at the request of the indemnified party, to the extent such expenses are required to be paid by such indemnifying party under this Section 7. Notwithstanding the provisions of this Section 7, the Underwriters shall not be required to contribute any amount in excess of the amount by which the Public Offering Price exceeds the Net Proceeds. In the event that any expenses so paid by the indemnifying party are subsequently determined to not be required to be borne by the indemnifying party hereunder, the party which received such payment shall promptly refund the amount so paid to the party which made such payment. No person guilty of fraudulent misrepresentation (within the meaning of Section 11(f) of the Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation.
 
7.6 The indemnity and contribution agreements contained in this Section 7 and the representations and warranties of the Company, Impac Funding and IMH in this Agreement shall remain operative and in full force and effect regardless of (i) any termination of this Agreement, (ii) any investigation made by any Underwriter or on behalf of the related Underwriter or any person controlling the related Underwriter or by or on behalf of the Company, Impac Funding or IMH and their respective directors or officers or any person controlling the Company, Impac Funding or IMH and (iii) acceptance of and payment for any of the Certificates.
 
8. Termination. This Agreement shall be subject to termination by the Underwriters by notice given to the Company, Impac Funding and IMH, (i) if the sale of the Certificates provided for herein is not consummated because of any failure or refusal on the part of the Company, Impac Funding or IMH to comply with the terms or to fulfill any of the conditions of this Agreement, or if for any reason the Company, Impac Funding or IMH shall be unable to perform their respective obligations under this Agreement or (ii) trading in securities generally on the New York Stock Exchange shall have been suspended or materially limited, or (iii) a general moratorium on commercial banking activities in New York shall have been declared by either Federal or New York State authorities, or (iv) there shall have occurred any outbreak or escalation of hostilities or other calamity or crisis the effect of which on the financial markets is such as to make it, in your reasonable judgment, impracticable to market the Certificates on the terms specified in this Agreement. If the Underwriters terminate this Agreement in accordance with this Section 8, the Company, Impac Funding or IMH will reimburse the Underwriters for all reasonable out-of-pocket expenses (including reasonable fees and disbursements of counsel) that shall have been reasonably incurred by the Underwriters in connection with the proposed purchase and sale of the Certificates.
 

20

9. Certain Representations and Indemnities to Survive. The respective agreements, representations, warranties, indemnities and other statements of the Company, Impac Funding or IMH or their respective officers, and the Underwriters set forth in or made pursuant to this Agreement will remain in full force and effect, regardless of any investigation, or statement as to the results thereof, made by you or on your behalf or made by or on behalf of the Company, Impac Funding, IMH or any of their officers, directors or controlling persons, and will survive delivery of and payment for the Certificates.
 
10. Notices. All communications hereunder will be in writing and effective only on receipt, and, if sent to the Underwriters, will be mailed, delivered or telegraphed and confirmed to the Underwriters at Bear, Stearns & Co. Inc., 383 Madison Avenue, New York, New York 10179, Countrywide Securities Corporation, 4500 Park Granada, Calabasas, California 91302, Merrill Lynch, Pierce, Fenner & Smith Incorporated, 4 World Financial Center, 10th Floor, New York, New York 10080 and Deutsche Bank Securities Inc., 60 Wall Street, New York, New York 10005; if sent to the Company, will be mailed, delivered or telegraphed and confirmed to it at Impac Secured Assets Corp., 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or if sent to Impac Funding, will be mailed, delivered, or telegraphed and confirmed to it at Impac Funding Corporation, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel.
 
11. Successors. This Agreement will inure to the benefit of and be binding upon the parties hereto and their respective successors and the officers and directors and controlling persons referred to in Section 7 hereof, and their successors and assigns, and no other person will have any right or obligation hereunder.
 
12. Applicable Law. This Agreement will be governed by and construed in accordance with the laws of the State of New York.
 
13. Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original, which taken together shall constitute one and the same instrument.


21

If the foregoing is in accordance with your understanding of our agreement, please sign and return to us a counterpart hereof, whereupon this letter and your acceptance shall represent a binding agreement among the Company, Impac Funding, IMH and you.
 
Very truly yours,
 
 
     
  IMPAC SECURED ASSETS CORP.
 
 		  
 		  
 
  By:   /s/ Gretchen Verdugo
 
Name: Gretchen Verdugo
  Title: EVP & CFO 

 
     
  IMPAC FUNDING CORPORATION
 
 		  
 		  
 
  By:   /s/ Gretchen Verdugo
 
Name: Gretchen Verdugo
  Title: EVP & CFO 

 
     
  IMPAC MORTGAGE HOLDINGS, INC.
 
 		  
 		  
 
  By:   /s/ Gretchen Verdugo
 
Name: Gretchen Verdugo
  Title: EVP & CFO 



The foregoing Underwriting Agreement
is hereby confirmed and accepted as of
the date first above written.
 
BEAR, STEARNS & CO. INC.

By: /s/ Matthew Perkins               
Name: Matthew Perkins 
Title: Senior Managing Director 
 
COUNTRYWIDE SECURITIES CORPORATION

By: /s/ Michael Schloessmann            
Name: Michael Schloessmann 
Title: Managing Director
 
MERRILL LYNCH, PIERCE, FENNER
& SMITH INCORPORATED

By: /s/ Paul Park                   
Name: Paul Park 
Title: Authorized Signatory 
 
DEUTSCHE BANK SECURITIES INC.

By: /s/ Brian W. Haklisch              
Name: Brian W. Haklisch 
Title: Vice President 
 
DEUTSCHE BANK SECURITIES INC.

By: /s/ Michael Ciuffo                
Name: Michael Ciuffo 
Title: Director 



SCHEDULE I
 
 
Class
Certificate
Principal Balance
 
Bear, Stearns &
Co. Inc.
Countrywide Securities
Corporation
Merrill Lynch, Pierce,
Fenner
& Smith Incorporated
Deutsche Bank
Securities Inc.
           
Class 1-A1-A
$ 338,964,000
50%
10%
0%
40%
Class 1-A1-B
$ 368,075,000
50%
10%
0%
40%
Class 1-A1-C
$ 182,587,000
50%
10%
0%
40%
Class 1-AM
$ 222,406,000
50%
10%
0%
40%
Class 1-M-1
$ 16,134,000
50%
10%
0%
40%
Class 1-M-2
$ 14,341,000
50%
10%
0%
40%
Class 1-M-3
$ 7,768,000
50%
10%
0%
40%
Class 1-M-4
$ 7,171,000
50%
10%
0%
40%
Class 1-M-5
$ 5,975,000
50%
10%
0%
40%
Class 1-M-6
$ 4,780,000
50%
10%
0%
40%
Class 1-M-7
$ 4,183,000
50%
10%
0%
40%
Class 2-A
$ 223,436,000
50%
0%
10%
40%


S-I-1

EXHIBIT A-1

CLOSING OPINION OF THACHER PROFFITT & WOOD LLP

(Provided Upon Request)

A-1-1

EXHIBIT A-2

10b-5 LETTER OF THACHER PROFFITT & WOOD LLP

(Provided Upon Request)


A-2-1

EXHIBIT A-3

CLOSING TAX OPINION OF THACHER PROFFITT & WOOD LLP

(Provided Upon Request)


A-3-1

EXHIBIT B-1

OPINION OF IN-HOUSE COUNSEL TO IMPAC SECURED ASSETS CORP.

(Provided Upon Request)

B-1-1

EXHIBIT B-2

OPINION OF IN-HOUSE COUNSEL TO IMPAC FUNDING CORPORATION

(Provided Upon Request)


B-2-1

EXHIBIT B-3

OPINION OF SIDLEY AUSTIN LLP

(Provided Upon Request)

B-3-1

EXHIBIT C

OPINION OF SEWARD & KISSEL LLP

(Provided Upon Request)


C-1

EXHIBIT D

FOOTNOTE 271 INFORMATION

[Excerpt from Offering Reform adopting release-bold headings added for convenience of reference]

In the case of asset-backed issuers certain information comprehended within the definition of ABS informational and computational material is analogous to the term of securities and is therefore issuer information. For example, we would expect that the following categories of such material, which are derived from the definition of ABS informational and computational materials, are generally issuer information:

(1) Structural information-factual information regarding the asset-backed securities being offered and the structure and basic parameters of the securities, such as the number of classes, seniority, payment priorities, terms of payment, the tax, ERISA or other legal conclusions of counsel, and descriptive information relating to each class (e.g., principal amount, coupon, minimum denomination, price or anticipated price, yield, weighted average life, credit enhancements, anticipated ratings, and other similar information relating to the proposed structure of the offering);

(2) Collateral information-factual information regarding the pool assets underlying the asset-backed securities, including origination, acquisition and pool selection criteria, information regarding any prefunding or revolving period applicable to the offering, information regarding significant obligors, data regarding the contractual and related characteristics of the underlying pool assets (e.g., weighted average coupon, weighted average maturity, delinquency and loss information and geographic distribution) and other factual information concerning the parameters of the asset pool appropriate to the nature of the underlying assets, such as the type of assets comprising the pool and the programs under which the loans were originated;

(3) Key parties information-identification of key parties to the transaction, such as servicers, trustees, depositors, sponsors, originators and providers of credit enhancement or other support, including information about any such party;

(4) Static pool data-static pool data, as referenced in Item 1105 of Regulation AB, 17 CFR 229.1105, such as for the sponsor’s and/or servicer’s portfolio, prior transactions or the asset pool itself; and

(5) Issuer computational material-to the extent that the information is provided by the issuer, depositor, affiliated depositor, or sponsor, statistical information displaying for a particular class of asset-backed securities the yield, average life, expected maturity, interest rate sensitivity, cash flow characteristics, total rate of return, option adjusted spread or other financial or statistical information related to the class or classes under specified prepayment, interest rate, loss or other hypothetical scenarios. (Where such information is prepared by an underwriter or dealer, it is not issuer information, even when derived from issuer information.)

D-1


 EX-4.1 3 v071260_ex4-1.htm


IMPAC SECURED ASSETS CORP.,
Depositor,
 

 
IMPAC FUNDING CORPORATION
Master Servicer,
 

and
 
 
DEUTSCHE BANK NATIONAL TRUST COMPANY
Trustee
 
 
 
 
 
 
POOLING AND SERVICING AGREEMENT
 
Dated as of March 1, 2007
 
________________________
 
Mortgage Pass-Through Certificates
 
Series 2007-2
 
 

 
 
 

TABLE OF CONTENTS
 
Page

ARTICLE I DEFINITIONS
26
Section 1.01.
Defined Terms.
26
Accrual Period
26
Adjustment Date
26
Advance
26
Affected Party
26
Affiliate
26
Aggregate Stated Principal Balance
26
Agreement
26
Allocated Realized Loss Amount
26
Assessment of Compliance
27
Assignment
27
Attestation Report
27
Available Distribution Amount
27
Bankruptcy Code
27
Basic Principal Distribution Amount
27
Book-Entry Certificate
27
Business Day
27
Cap Contracts
27
Cap Counterparties
28
Cash Liquidation
28
Certificate
28
Certificate Account
28
Certificate Account Deposit Date
28
Certificateholder
28
Certificate Guaranty Insurance Policy
28
Certificate Insurer
28
Certificate Margin
28
Certificate Owner
29
Certificate Principal Balance
29
Certificate Register
29
Class
30
Class 1-A Certificates
30
Class 1-A Principal Distribution Amount
30
Class 1-A1 Certificates
30
Class 1-C Distribution Amount
30
Class 1-IO Interest
30
Class 1-M Certificates
30
Class 2-A Principal Distribution Amount
30
Class 2-C Distribution Amount
30
Class 2-IO Interest
31
 
 
 
 
 
Class A Certificates
31
Class C Certificates
31
Class IO Interests
31
Class IO Distribution Amount
31
Class 1-M-4 Interest Reserve Fund Amount
31
Class 1-M-5 Interest Reserve Fund Amount
31
Class 1-M-6 Interest Reserve Fund Amount
31
Class 1-M-7 Interest Reserve Fund Amount
31
Class M Interest Reserve Fund
31
Class P Certificates
31
Class R Certificate
31
Class R-1 Interest
31
Class R-2 Interest
32
Class R-3 Interest
32
Class R-4 Interest
32
Closing Date
32
Code
32
Collateral Accounts
32
Collateral Value
32
Commission
32
Compensating Interest
32
Conduit Buster
32
Countrywide
32
Corporate Trust Office
32
Corresponding Certificate
32
Credit Enhancement Percentage
32
Credit Support Annex One
33
Credit Support Annex Two
33
Credit Support Annex Three
33
Credit Support Annex Four
33
Credit Support Annex Five
33
Cross Collateralized Loss Payments
33
Crossable Excess
33
Crossable Losses
33
Current Report
34
Curtailment
34
Custodial Account
34
Custodian
34
Cut-off Date
34
Cut-off Date Balance
34
Debt Service Coverage Ratio
34
Defaulted Mortgage Loan
34
Defaulting Party
34
Deficiency Amount
34
Deficient Valuation
35
Definitive Certificate
35
 
 
2
 
 
Deleted Mortgage Loan
35
Delinquent
35
Depositor
35
Depository
35
Depository Participant
35
Derivative Account
35
Determination Date
35
Disqualified Organization
35
Distribution Date
36
Distribution Report
36
Due Date
36
Due Period
36
Eligible Account
36
Estimated Swap Termination Payment
37
Event of Default
37
Excess Proceeds
37
Excess Servicing Strip
37
Exchange Act
37
Extra Principal Distribution Amount
37
Fannie Mae
37
FDIC
37
Final Scheduled Distribution Date
37
Freddie Mac
37
Gross Margin
37
Group 1 Cap Contracts
38
Group 1 Cap Counterparty
38
Group 1 Certificates
38
Group 1 Class IO Distribution Amount
38
Group 1 Collateral Account
38
Group 1 Credit Support Annexes
38
Group 1 Custodian
38
Group 1 Cut-off Date Balance
38
Group 1 Derivative Account
38
Group 1 Derivative Contract
38
Group 1 Derivative Termination Payment
38
Group 1 Estimated Swap Termination Payment
38
Group 1 Interest Rate Swap Agreement
38
Group 1 Loans
38
Group 1 Marker Rate
39
Group 1 Maximum Uncertificated Accrued Interest Deferral Amount
39
Group 1 Net Mortgage Rate
39
Group 1 Net Swap Payment
40
Group 1 Net WAC Rate
40
Group 1 Net WAC Shortfall Reserve Fund
40
Group 1 Net WAC Shortfall Reserve Fund Deposit
40
Group 1 Optional Termination
40
 
 
3
 
 
Group 1 Overcollateralization Deficiency Amount
41
Group 1 Overcollateralization Floor
41
Group 1 Overcollateralization Release Amount
41
Group 1 Overcollateralization Target Amount
41
Group 1 Overcollateralized Amount
41
Group 1 Schedule
41
Group 1 Stepdown Date
41
Group 1 Step-Up Date
42
Group 1 Subordinate Class Principal Distribution Amount
42
Group 1 Supplemental Interest Trust
42
Group 1 Supplemental Interest Trust Trustee
42
Group 1 Swap Optional Termination Payment
42
Group 1 Swap Provider
42
Group 1 Trigger Event
43
Group 2 Cap Contract
43
Group 2 Cap Counterparty
43
Group 2 Class IO Distribution Amount
43
Group 2 Collateral Account
43
Group 2 Credit Support Annexes
43
Group 2 Custodian
44
Group 2 Cut-off Date Balance
44
Group 2 Derivative Account
44
Group 2 Derivative Contract
44
Group 2 Derivative Termination Payment
44
Group 2 Estimated Swap Termination Payment
44
Group 2 Marker Rate
44
Group 2 Maximum Uncertificated Accrued Interest Deferral Amount
44
Group 2 Interest Rate Swap Agreement
45
Group 2 Loans
45
Group 2 Net Mortgage Rate
45
Group 2 Net Swap Payment
45
Group 2 Net WAC Rate
45
Group 2 Net WAC Shortfall Reserve Fund
45
Group 2 Net WAC Shortfall Reserve Fund Deposit
46
Group 2 Optional Termination
46
Group 2 Overcollateralization Deficiency Amount
46
Group 2 Overcollateralization Floor
46
Group 2 Overcollateralization Release Amount
46
Group 2 Overcollateralization Target Amount
46
Group 2 Overcollateralized Amount
46
Group 2 Schedule
46
Group 2 Stepdown Date
46
Group 2 Step-Up Date
47
Group 2 Supplemental Interest Trust
47
Group 2 Supplemental Interest Trust Trustee
47
Group 2 Swap Optional Termination Payment
47
 
 
4
 
 
Group 2 Swap Provider
47
Group 2 Trigger Event
47
Index
48
Initial Certificate Principal Balance
48
Initial Notional Amount
48
Insurance Account
48
Insurance Agreement
48
Insurance Policy
48
Insurance Proceeds
48
Insured Amounts
48
Insurer Default
48
Interest Rate Swap Agreement
48
Interest Remittance Amount
49
Interest Reserve Fund
49
Late Collections
49
LIBOR
49
LIBOR Business Day
49
LIBOR Rate Adjustment Date
49
Liquidated Mortgage Loan
49
Liquidation Proceeds
49
Loan-to-Value Ratio
49
Loan Group
49
Loan Group 1
49
Loan Group 2
49
Lost Note Affidavit
50
Majority Class C Certificateholder
50
Master Servicer
50
Master Servicer Prepayment Charge Payment Amount
50
Master Servicing Fees
50
Master Servicing Fee Rate
50
MERS
50
MERS® System
50
Midland
50
MIN
50
MOM Loan
50
Monthly Interest Distributable Amount
50
Monthly Payment
51
Moody's
51
Mortgage
51
Mortgage File
51
Mortgage Loan
51
Mortgage Loan Purchase Agreement
51
Mortgage Loan Schedule
51
Mortgage Note
52
Mortgage Rate
53
Mortgaged Property
53
 
 
5
 
 
Mortgagor
53
Net Liquidation Proceeds
53
Net Monthly Excess Cashflow
53
Net Mortgage Rate
53
Net Prepayment Interest Shortfall
53
Net Swap Payment
53
Net WAC Rate
53
Net WAC Shortfall Amount
53
Net WAC Shortfall Reserve Fund
53
Nonrecoverable Advance
54
Non-United States Person
54
Notional Balance
54
Officers’ Certificate
54
Offered Certificates
54
One Month LIBOR
54
Opinion of Counsel
54
Optional Termination
54
Optional Termination Date
54
Outstanding Mortgage Loan
55
Overcollateralization Deficiency Amount
55
Overcollateralization Floor
55
Overcollateralization Release Amount
55
Overcollateralization Target Amount
55
Overcollateralized Amount
55
Ownership Interest
55
Pass-Through Rate
55
Percentage Interest
56
Permitted Investment
56
Permitted Transferee
57
Person
57
PMI Insurer
57
PMI Insurer Policy
57
PMI Mortgage Loan
57
PMI Insurer Fee Rate
58
Policy Premium
58
Policy Premium Rate
58
Preference Amount
58
Prepayment Assumption
58
Prepayment Charge
58
Prepayment Interest Excess
58
Prepayment Interest Shortfall
58
Prepayment Period
58
Primary Hazard Insurance Policy
58
Primary Insurance Policy
58
Principal Distribution Amount
59
Principal Prepayment
59
 
 
6
 
 
Principal Prepayment in Full
59
Principal Remittance Amount
59
Prospectus Supplement
59
Purchase Price
59
Qualified Insurer
60
Qualified Substitute Mortgage Loan
60
Rating Agency
60
Realized Loss
60
Record Date
61
Regular Certificate
61
Regulation AB
61
Relief Act
61
Relief Act Interest Shortfall
61
REMIC
61
REMIC 1
61
REMIC 1 Regular Interest
62
REMIC 2
62
REMIC 2 Regular Interest
62
REMIC 3
63
REMIC 3 Group 1 Interest Loss Allocation Amount
63
REMIC 3 Group 1 Overcollateralized Amount
63
REMIC 3 Group 1 Principal Loss Allocation Amount
63
REMIC 3 Group 1 Overcollateralization Target Amount
63
REMIC 3 Group 1 Regular Interest
63
REMIC 3 Group 2 Interest Loss Allocation Amount
63
REMIC 3 Group 2 Overcollateralized Amount
64
REMIC 3 Group 2 Principal Loss Allocation Amount
64
REMIC 3 Group 2 Overcollateralization Target Amount
64
REMIC 3 Group 2 Regular Interest
64
REMIC 3 Regular Interest
64
REMIC 4
64
REMIC 4 Regular Interest
64
REMIC Provisions
64
REMIC Regular Interest
64
Remittance Report
65
REO Acquisition
65
REO Disposition
65
REO Imputed Interest
65
REO Proceeds
65
REO Property
65
Request for Release
65
Residual Certificate
65
Residual Interest
65
Responsible Officer
65
Servicing Account
65
Servicing Advances
66
 
 
7
 
 
Servicing Criteria
66
Servicing Guide
66
Servicing Officer
66
Single Certificate
66
Specially Serviced Group 2 Loan
66
Sponsor
66
Standard & Poor's
66
Startup Day
66
Stated Principal Balance
66
Step-Up Date
67
Stepdown Date
67
Stepdown Target Subordination Percentage
67
Subordinate Certificates
67
Subsequent Recoveries
67
Sub-Servicer
68
Sub-Servicer Remittance Date
68
Sub-Servicing Account
68
Sub-Servicing Agreement
68
Sub-Servicing Fees
68
Sub-Servicing Fee Rate
68
Substitution Adjustment
68
Supplemental Interest Trust
68
Supplemental Interest Trust Trustee
68
Swap LIBOR
68
Swap Optional Termination Payment
68
Swap Provider
68
Swap Provider Trigger Event
68
Swap Termination Payment
69
Tax Matters Person
69
Tax Returns
69
Transfer
69
Transferor
69
Trust Fund
69
Trustee
69
Uncertificated Accrued Interest
69
Uncertificated Notional Balance
69
Uncertificated Pass-Through Rate
73
Uncertificated Principal Balance
73
Uncertificated REMIC 1 Pass-Through Rate
73
Uncertificated REMIC 2 Pass-Through Rate
74
Uncertificated REMIC 3 Pass-Through Rate
74
Uninsured Cause
83
United States Person
83
Unpaid Interest Shortfall Amount
83
Voting Rights
84
Section 1.02.
Determination of LIBOR.
84
 
 
8
 
 
Section 1.03.
Allocation of Certain Interest Shortfalls.
85
   
ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
87
Section 2.01.
Conveyance of Mortgage Loans.
87
Section 2.02.
Acceptance of the Trust Fund by the Trustee.
91
Section 2.03.
Representations, Warranties and Covenants of the Master Servicer and the Depositor.
92
Section 2.04.
Representations and Warranties of the Sponsor.
94
Section 2.05.
Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee.
96
Section 2.06.
Purposes and Powers of the Trust.
97
   
ARTICLE III ADMINISTRATION AND SERVICING OF THE TRUST FUND
99
Section 3.01.
Master Servicer to Act as Master Servicer.
99
Section 3.02.
Sub-Servicing Agreements Between Master Servicer and Sub-Servicers.
101
Section 3.03.
Successor Sub-Servicers.
102
Section 3.04.
Liability of the Master Servicer.
102
Section 3.05.
No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders.
102
Section 3.06.
Assumption or Termination of Sub-Servicing Agreements by Trustee.
103
Section 3.07.
Collection of Certain Mortgage Loan Payments.
103
Section 3.08.
Sub-Servicing Accounts.
104
Section 3.09.
Collection of Taxes, Assessments and Similar Items; Servicing Accounts.
105
Section 3.10.
Custodial Account.
105
Section 3.11.
Permitted Withdrawals From the Custodial Account.
106
Section 3.12.
Permitted Investments.
107
Section 3.13.
Maintenance of Primary Hazard Insurance.
108
Section 3.14.
Enforcement of Due-on-Sale Clauses; Assumption Agreements.
110
Section 3.15.
Realization Upon Defaulted Mortgage Loans.
111
Section 3.16.
Trustee to Cooperate; Release of Mortgage Files.
112
Section 3.17.
Servicing Compensation.
114
Section 3.18.
Maintenance of Certain Servicing Policies.
114
Section 3.19.
Annual Statement as to Compliance.
115
Section 3.20.
Assessments of Compliance and Attestation Reports.
115
Section 3.21.
Access to Certain Documentation.
117
Section 3.22.
Title, Conservation and Disposition of REO Property.
117
Section 3.23.
Additional Obligations of the Master Servicer.
119
Section 3.24.
Additional Obligations of the Depositor.
119
Section 3.25.
Exchange Act Reporting.
120
 
 
9
 
 
Section 3.26.
Intention of the Parties and Interpretation.
123
Section 3.27.
Optional Purchase of Certain Mortgage Loans.
124
   
ARTICLE IV PAYMENTS TO CERTIFICATEHOLDERS
125
Section 4.01.
Distributions.
125
Section 4.02.
Statements to Certificateholders.
135
Section 4.03.
Remittance Reports; Advances by the Master Servicer.
138
Section 4.04.
Distributions on the REMIC Regular Interests.
140
Section 4.05.
Allocation of Realized Losses.
144
Section 4.06.
Information Reports to Be Filed by the Master Servicer.
147
Section 4.07.
Compliance with Withholding Requirements.
148
Section 4.08.
Group 1 Net WAC Shortfall Reserve Fund.
148
Section 4.09.
Group 2 Net WAC Shortfall Reserve Fund.
149
Section 4.10.
Group 1 Supplemental Interest Trust.
150
Section 4.11.
Group 2 Supplemental Interest Trust.
153
Section 4.12.
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates.
156
Section 4.13.
The Certificate Guaranty Insurance Policy
157
Section 4.14.
Collateral Accounts
159
Section 4.15.
Class M Interest Reserve Fund.
161
   
ARTICLE V THE CERTIFICATES
163
Section 5.01.
The Certificates.
163
Section 5.02.
Registration of Transfer and Exchange of Certificates.
164
Section 5.03.
Mutilated, Destroyed, Lost or Stolen Certificates.
170
Section 5.04.
Persons Deemed Owners.
170
Section 5.05.
Rule 144A Information.
171
   
ARTICLE VI THE Depositor AND THE MASTER SERVICER
172
Section 6.01.
Liability of the Depositor and the Master Servicer.
172
Section 6.02.
Merger, Consolidation or Conversion of the Depositor or the Master Servicer.
172
Section 6.03.
Limitation on Liability of the Depositor, the Master Servicer and Others.
172
Section 6.04.
Limitation on Resignation of the Master Servicer.
173
Section 6.05.
Sale and Assignment of Master Servicing.
174
   
ARTICLE VII DEFAULT
175
Section 7.01.
Events of Default.
175
 
 
10
 
 
Section 7.02.
Trustee to Act; Appointment of Successor.
177
Section 7.03.
Notification to Certificateholders.
178
Section 7.04.
Waiver of Events of Default.
178
Section 7.05.
List of Certificateholders.
179
   
ARTICLE VIII CONCERNING THE TRUSTEE
180
Section 8.01.
Duties of Trustee.
180
Section 8.02.
Certain Matters Affecting the Trustee.
181
Section 8.03.
Trustee Not Liable for Certificates or Mortgage Loans.
183
Section 8.04.
Trustee May Own Certificates.
183
Section 8.05.
Trustee’s Fees.
183
Section 8.06.
Eligibility Requirements for Trustee.
184
Section 8.07.
Resignation and Removal of the Trustee.
184
Section 8.08.
Successor Trustee.
185
Section 8.09.
Merger or Consolidation of Trustee.
186
Section 8.10.
Appointment of Co-Trustee or Separate Trustee.
186
   
ARTICLE IX TERMINATION
188
Section 9.01.
Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates.
188
Section 9.02.
Termination of REMIC 4 and Retirement of Class R Certificates.
195
Section 9.03.
Additional Termination Requirements.
195
   
ARTICLE X REMIC PROVISIONS
197
Section 10.01.
REMIC Administration.
197
Section 10.02.
Prohibited Transactions and Activities.
200
Section 10.03.
Master Servicer and Trustee Indemnification.
200
   
ARTICLE XI MISCELLANEOUS PROVISIONS
201
Section 11.01.
Amendment.
201
Section 11.02.
Recordation of Agreement; Counterparts.
202
Section 11.03.
Limitation on Rights of Certificateholders.
203
Section 11.04.
Governing Law.
204
Section 11.05.
Notices.
204
Section 11.06.
Severability of Provisions.
204
Section 11.07.
Successors and Assigns.
204
Section 11.08.
Article and Section Headings.
205
Section 11.09.
Notice to Rating Agencies.
205
Section 11.10.
Rights of the Certificate Insurer.
205
Section 11.11.
Control by the Certificate Insurer.
206
Section 11.12.
Third Party Rights.
207

 
11
 
Signatures
Acknowledgments
 
Exhibit A
Form of Class A Certificate
Exhibit B-1
Form of Class [M][B] Certificate
Exhibit B-2
Form of Class C Certificate
Exhibit B-3
Form of Class P Certificate
Exhibit B-4
Form of Class R Certificate
Exhibit C
Form of Custodian Initial Certification
Exhibit D
Form of Custodian Final Certification
Exhibit E
Form of Remittance Report
Exhibit F-1
Request for Release
Exhibit F-2
Request for Release for Mortgage Loans Paid in Full
Exhibit G-1
Form of Investor Representation Letter
Exhibit G-2
Form of Transferor Representation Letter
Exhibit G-3
Form of Rule 144A Investment Representation
Exhibit G-4
Transferor Certificate for Transfers of Residual Certificates
Exhibit G-5
Transfer Affidavit and Agreement for Transfers of Residual Certificates
Exhibit H
Mortgage Loan Schedule
Exhibit I
Sponsor Representations and Warranties
Exhibit J
Form of Notice Under Section 3.24
Exhibit K
Impac Funding Corporation Servicing Guide
Exhibit L-1
Form 10-K Certification
Exhibit L-2
Form 10-K Back-up Certification (Master Servicer)
Exhibit L-3
Form 10-K Back-up Certification (Trustee)
Exhibit L-4
Form of Back-up Certification to Form 10-K Certificate
Exhibit M-1
Form of Interest Rate Swap Agreement
Exhibit M-2
Form of Cap Contract
Exhibit N
Servicing Criteria to be Addressed in Assessment of Compliance
Exhibit O
Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit P
Additional Disclosure Notification
Exhibit Q
Form of Countrywide Servicing Agreement
Exhibit R
Form of Midland Servicing Agreement

 
This Pooling and Servicing Agreement, dated and effective as of March 1, 2007, is entered into among Impac Secured Assets Corp., as depositor (the “Depositor”), Impac Funding Corporation, as master servicer (the “Master Servicer”), and Deutsche Bank National Trust Company, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT:
 
The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder. The Certificates will consist of nineteen classes of certificates, designated as (i) the Class 1-A1-A Certificates, (ii) the Class 1-A1-B Certificates, (iii) the Class 1-A1-C Certificates, (iv) the Class 1-AM Certificates, (v) the Class 2-A Certificates, (vi) the Class 1-M-1 Certificates, (vii) the Class 1-M-2 Certificates, (viii) the Class 1-M-3 Certificates, (ix) the Class 1-M-4 Certificates, (x) the Class 1-M-5 Certificates, (xi) the Class 1-M-6 Certificates, (xii) the Class 1-M-7 Certificates, (xiii) the Class 1-M-8 Certificates, (xiv) the Class 1-B Certificates, (xv) the Class 1-C Certificates, (xvi) the Class 2-C Certificates, (xvii) the Class 1-P Certificates, (xviii) the Class 2-P Certificates, and (xix) the Class R Certificates.
 

 
12
 
 
REMIC 1
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of Loan Group 1 and certain other related assets (other than the Group 1 Net WAC Shortfall Reserve Fund, any related Master Servicer Prepayment Charge Payment Amounts, the Class M Interest Reserve Fund and, for the avoidance of doubt, the Group 1 Supplemental Interest Trust, the Group 1 Derivative Account, the Group 1 Interest Rate Swap Agreement, the Group 1 Cap Contracts and the Group 1 Collateral Account) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 1.” The Class R-1 Interest will be the sole class of Residual Interests in REMIC 1 for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 1 Regular Interests (as defined herein). None of the REMIC 1 Regular Interests will be certificated.
 
Designation
Uncertificated
REMIC 1
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-1-A
Variable(2)
$               2,931,419.42
April 2037
1-1-B
Variable(2)
$               2,931,419.42
April 2037
1-2-A
Variable(2)
$               4,621,932.41
April 2037
1-2-B
Variable(2)
$               4,621,932.41
April 2037
1-3-A
Variable(2)
$               6,337,754.04
April 2037
1-3-B
Variable(2)
$               6,337,754.04
April 2037
1-4-A
Variable(2)
$               8,063,405.38
April 2037
1-4-B
Variable(2)
$               8,063,405.38
April 2037
1-5-A
Variable(2)
$               9,783,088.61
April 2037
1-5-B
Variable(2)
$               9,783,088.61
April 2037
1-6-A
Variable(2)
$             11,478,869.78
April 2037
1-6-B
Variable(2)
$             11,478,869.78
April 2037
1-7-A
Variable(2)
$             13,129,670.82
April 2037
1-7-B
Variable(2)
$             13,129,670.82
April 2037
1-8-A
Variable(2)
$             14,705,652.64
April 2037
1-8-B
Variable(2)
$             14,705,652.64
April 2037
1-9-A
Variable(2)
$             16,174,523.40
April 2037
1-9-B
Variable(2)
$             16,174,523.40
April 2037
1-10-A
Variable(2)
$             16,984,631.84
April 2037
 
 
13
 
 
Designation
Uncertificated
REMIC 1
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-10-B
Variable(2)
$             16,984,631.84
April 2037
1-11-A
Variable(2)
$             17,620,405.11
April 2037
1-11-B
Variable(2)
$             17,620,405.11
April 2037
1-12-A
Variable(2)
$             16,913,729.48
April 2037
1-12-B
Variable(2)
$             16,913,729.48
April 2037
1-13-A
Variable(2)
$             16,097,844.69
April 2037
1-13-B
Variable(2)
$             16,097,844.69
April 2037
1-14-A
Variable(2)
$             15,321,069.99
April 2037
1-14-B
Variable(2)
$             15,321,069.99
April 2037
1-15-A
Variable(2)
$             14,581,621.12
April 2037
1-15-B
Variable(2)
$             14,581,621.12
April 2037
1-16-A
Variable(2)
$             13,877,654.00
April 2037
1-16-B
Variable(2)
$             13,877,654.00
April 2037
1-17-A
Variable(2)
$             13,207,540.26
April 2037
1-17-B
Variable(2)
$             13,207,540.26
April 2037
1-18-A
Variable(2)
$             12,569,528.09
April 2037
1-18-B
Variable(2)
$             12,569,528.09
April 2037
1-19-A
Variable(2)
$             11,962,078.26
April 2037
1-19-B
Variable(2)
$             11,962,078.26
April 2037
1-20-A
Variable(2)
$             11,383,932.77
April 2037
1-20-B
Variable(2)
$             11,383,932.77
April 2037
1-21-A
Variable(2)
$             10,833,541.27
April 2037
1-21-B
Variable(2)
$             10,833,541.27
April 2037
1-22-A
Variable(2)
$             10,414,046.83
April 2037
1-22-B
Variable(2)
$             10,414,046.83
April 2037
1-23-A
Variable(2)
$               9,939,742.17
April 2037
1-23-B
Variable(2)
$               9,939,742.17
April 2037
1-24-A
Variable(2)
$               9,568,996.17
April 2037
1-24-B
Variable(2)
$               9,568,996.17
April 2037
1-25-A
Variable(2)
$               9,113,087.46
April 2037
1-25-B
Variable(2)
$               9,113,087.46
April 2037
1-26-A
Variable(2)
$               8,615,713.02
April 2037
1-26-B
Variable(2)
$               8,615,713.02
April 2037
1-27-A
Variable(2)
$               8,154,715.17
April 2037
1-27-B
Variable(2)
$               8,154,715.17
April 2037
1-28-A
Variable(2)
$               7,725,476.59
April 2037
1-28-B
Variable(2)
$               7,725,476.59
April 2037
1-29-A
Variable(2)
$               7,317,146.46
April 2037
1-29-B
Variable(2)
$               7,317,146.46
April 2037
1-30-A
Variable(2)
$               6,936,364.39
April 2037
1-30-B
Variable(2)
$               6,936,364.39
April 2037
1-31-A
Variable(2)
$               6,573,433.08
April 2037
1-31-B
Variable(2)
$               6,573,433.08
April 2037
 
 
14
 
 
Designation
Uncertificated
REMIC 1
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-32-A
Variable(2)
$               5,825,497.26
April 2037
1-32-B
Variable(2)
$               5,825,497.26
April 2037
1-33-A
Variable(2)
$             28,999,427.46
April 2037
1-33-B
Variable(2)
$             28,999,427.46
April 2037
1-34-A
Variable(2)
$               2,622,851.95
April 2037
1-34-B
Variable(2)
$               2,622,851.95
April 2037
1-35-A
Variable(2)
$               2,543,227.25
April 2037
1-35-B
Variable(2)
$               2,543,227.25
April 2037
1-36-A
Variable(2)
$               2,466,052.47
April 2037
1-36-B
Variable(2)
$               2,466,052.47
April 2037
1-37-A
Variable(2)
$               2,391,096.10
April 2037
1-37-B
Variable(2)
$               2,391,096.10
April 2037
1-38-A
Variable(2)
$               2,318,491.71
April 2037
1-38-B
Variable(2)
$               2,318,491.71
April 2037
1-39-A
Variable(2)
$               2,248,072.88
April 2037
1-39-B
Variable(2)
$               2,248,072.88
April 2037
1-40-A
Variable(2)
$               2,179,733.24
April 2037
1-40-B
Variable(2)
$               2,179,733.24
April 2037
1-41-A
Variable(2)
$               2,113,511.46
April 2037
1-41-B
Variable(2)
$               2,113,511.46
April 2037
1-42-A
Variable(2)
$               2,049,236.26
April 2037
1-42-B
Variable(2)
$               2,049,236.26
April 2037
1-43-A
Variable(2)
$               1,986,991.39
April 2037
1-43-B
Variable(2)
$               1,986,991.39
April 2037
1-44-A
Variable(2)
$               1,926,505.63
April 2037
1-44-B
Variable(2)
$               1,926,505.63
April 2037
1-45-A
Variable(2)
$               1,867,912.82
April 2037
1-45-B
Variable(2)
$               1,867,912.82
April 2037
1-46-A
Variable(2)
$               1,811,076.81
April 2037
1-46-B
Variable(2)
$               1,811,076.81
April 2037
1-47-A
Variable(2)
$               1,755,926.50
April 2037
1-47-B
Variable(2)
$               1,755,926.50
April 2037
1-48-A
Variable(2)
$               1,702,460.80
April 2037
1-48-B
Variable(2)
$               1,702,460.80
April 2037
1-49-A
Variable(2)
$               1,650,623.69
April 2037
1-49-B
Variable(2)
$               1,650,623.69
April 2037
1-50-A
Variable(2)
$               1,600,404.15
April 2037
1-50-B
Variable(2)
$               1,600,404.15
April 2037
1-51-A
Variable(2)
$               1,551,666.21
April 2037
1-51-B
Variable(2)
$               1,551,666.21
April 2037
1-52-A
Variable(2)
$               1,504,378.90
April 2037
1-52-B
Variable(2)
$               1,504,378.90
April 2037
1-53-A
Variable(2)
$               1,458,536.32
April 2037
 
 
15
 
 
Designation
Uncertificated
REMIC 1
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-53-B
Variable(2)
$               1,458,536.32
April 2037
1-54-A
Variable(2)
$               6,961,937.56
April 2037
1-54-B
Variable(2)
$               6,961,937.56
April 2037
1-55-A
Variable(2)
$             18,768,396.77
April 2037
1-55-B
Variable(2)
$             18,768,396.77
April 2037
1-56-A
Variable(2)
$             11,718,208.09
April 2037
1-56-B
Variable(2)
$             11,718,208.09
April 2037
1-57-A
Variable(2)
$               7,658,925.71
April 2037
1-57-B
Variable(2)
$               7,658,925.71
April 2037
1-58-A
Variable(2)
$                    25,948.84
April 2037
1-58-B
Variable(2)
$                    25,948.84
April 2037
1-59-A
Variable(2)
$                    25,156.72
April 2037
1-59-B
Variable(2)
$                    25,156.72
April 2037
1-60-A
Variable(2)
$                    24,388.60
April 2037
1-60-B
Variable(2)
$                    24,388.60
April 2037
1-61-A
Variable(2)
$                    23,643.74
April 2037
1-61-B
Variable(2)
$                    23,643.74
April 2037
1-62-A
Variable(2)
$                    22,921.47
April 2037
1-62-B
Variable(2)
$                    22,921.47
April 2037
1-63-A
Variable(2)
$                    22,221.08
April 2037
1-63-B
Variable(2)
$                    22,221.08
April 2037
1-64-A
Variable(2)
$                    21,541.93
April 2037
1-64-B
Variable(2)
$                    21,541.93
April 2037
1-65-A
Variable(2)
$                    20,883.38
April 2037
1-65-B
Variable(2)
$                    20,883.38
April 2037
1-66-A
Variable(2)
$                    20,244.80
April 2037
1-66-B
Variable(2)
$                    20,244.80
April 2037
1-67-A
Variable(2)
$                    19,625.58
April 2037
1-67-B
Variable(2)
$                    19,625.58
April 2037
1-68-A
Variable(2)
$                    19,025.17
April 2037
1-68-B
Variable(2)
$                    19,025.17
April 2037
1-69-A
Variable(2)
$                    18,442.96
April 2037
1-69-B
Variable(2)
$                    18,442.96
April 2037
1-70-A
Variable(2)
$                    17,878.43
April 2037
1-70-B
Variable(2)
$                    17,878.43
April 2037
1-71-A
Variable(2)
$                    17,331.05
April 2037
1-71-B
Variable(2)
$                    17,331.05
April 2037
1-72-A
Variable(2)
$                    16,800.28
April 2037
1-72-B
Variable(2)
$                    16,800.28
April 2037
1-73-A
Variable(2)
$                    16,285.64
April 2037
1-73-B
Variable(2)
$                    16,285.64
April 2037
1-74-A
Variable(2)
$                    15,786.62
April 2037
1-74-B
Variable(2)
$                    15,786.62
April 2037
 
 
16
 
 
Designation
Uncertificated
REMIC 1
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-75-A
Variable(2)
$                    15,302.77
April 2037
1-75-B
Variable(2)
$                    15,302.77
April 2037
1-76-A
Variable(2)
$                    14,833.63
April 2037
1-76-B
Variable(2)
$                    14,833.63
April 2037
1-77-A
Variable(2)
$                    14,378.74
April 2037
1-77-B
Variable(2)
$                    14,378.74
April 2037
1-78-A
Variable(2)
$                  449,154.60
April 2037
1-78-B
Variable(2)
$                  449,154.60
April 2037
P
Variable(2)
$                        100.00
April 2037
OC
Variable(2)
$          268,170,783.71
April 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 1 with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC 1 Pass-Through Rate” in this Agreement.
 
REMIC 2
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of Loan Group 2 and certain other related assets (other than the Group 2 Net WAC Shortfall Reserve Fund, any related Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Group 2 Supplemental Interest Trust, the Group 2 Derivative Account, the Group 2 Interest Rate Swap Agreement, the Group 2 Cap Contract and the Group 2 Collateral Account) subject to this Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 2.” The Class R-2 Interest will be the sole class of Residual Interests in REMIC 2 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 2 Regular Interests (as defined herein). None of the REMIC 2 Regular Interests will be certificated.
 
Designation
Uncertificated
REMIC 2
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-1-A
Variable(2)
$                  113,189.00
March 2037
1-1-B
Variable(2)
$                  113,189.00
March 2037
1-2-A
Variable(2)
$                  117,892.10
March 2037
1-2-B
Variable(2)
$                  117,892.10
March 2037
1-3-A
Variable(2)
$                  122,561.40
March 2037
1-3-B
Variable(2)
$                  122,561.40
March 2037
1-4-A
Variable(2)
$                  127,279.60
March 2037
1-4-B
Variable(2)
$                  127,279.60
March 2037
1-5-A
Variable(2)
$                  131,941.00
March 2037
 
 
17
 
 
Designation
Uncertificated
REMIC 2
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-5-B
Variable(2)
$                  131,941.00
March 2037
1-6-A
Variable(2)
$                  136,571.00
March 2037
1-6-B
Variable(2)
$                  136,571.00
March 2037
1-7-A
Variable(2)
$                  141,112.50
March 2037
1-7-B
Variable(2)
$                  141,112.50
March 2037
1-8-A
Variable(2)
$                  145,585.40
March 2037
1-8-B
Variable(2)
$                  145,585.40
March 2037
1-9-A
Variable(2)
$                  150,113.40
March 2037
1-9-B
Variable(2)
$                  150,113.40
March 2037
1-10-A
Variable(2)
$                  154,602.90
March 2037
1-10-B
Variable(2)
$                  154,602.90
March 2037
1-11-A
Variable(2)
$                  158,959.80
March 2037
1-11-B
Variable(2)
$                  158,959.80
March 2037
1-12-A
Variable(2)
$                  163,271.80
March 2037
1-12-B
Variable(2)
$                  163,271.80
March 2037
1-13-A
Variable(2)
$                  167,588.90
March 2037
1-13-B
Variable(2)
$                  167,588.90
March 2037
1-14-A
Variable(2)
$                  171,705.80
March 2037
1-14-B
Variable(2)
$                  171,705.80
March 2037
1-15-A
Variable(2)
$                  174,627.80
March 2037
1-15-B
Variable(2)
$                  174,627.80
March 2037
1-16-A
Variable(2)
$                  176,614.10
March 2037
1-16-B
Variable(2)
$                  176,614.10
March 2037
1-17-A
Variable(2)
$                  177,912.50
March 2037
1-17-B
Variable(2)
$                  177,912.50
March 2037
1-18-A
Variable(2)
$                  179,227.10
March 2037
1-18-B
Variable(2)
$                  179,227.10
March 2037
1-19-A
Variable(2)
$                  179,879.60
March 2037
1-19-B
Variable(2)
$                  179,879.60
March 2037
1-20-A
Variable(2)
$                  179,629.50
March 2037
1-20-B
Variable(2)
$                  179,629.50
March 2037
1-21-A
Variable(2)
$                  179,038.90
March 2037
1-21-B
Variable(2)
$                  179,038.90
March 2037
1-22-A
Variable(2)
$                  178,473.50
March 2037
1-22-B
Variable(2)
$                  178,473.50
March 2037
1-23-A
Variable(2)
$                  177,947.80
March 2037
1-23-B
Variable(2)
$                  177,947.80
March 2037
1-24-A
Variable(2)
$                  177,395.20
March 2037
1-24-B
Variable(2)
$                  177,395.20
March 2037
1-25-A
Variable(2)
$                  176,926.60
March 2037
1-25-B
Variable(2)
$                  176,926.60
March 2037
1-26-A
Variable(2)
$               1,386,951.20
March 2037
1-26-B
Variable(2)
$               1,386,951.20
March 2037
 
 
18
 
 
Designation
Uncertificated
REMIC 2
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-27-A
Variable(2)
$               1,034,061.50
March 2037
1-27-B
Variable(2)
$               1,034,061.50
March 2037
1-28-A
Variable(2)
$                  596,562.50
March 2037
1-28-B
Variable(2)
$                  596,562.50
March 2037
1-29-A
Variable(2)
$                  161,466.30
March 2037
1-29-B
Variable(2)
$                  161,466.30
March 2037
1-30-A
Variable(2)
$               2,322,800.90
March 2037
1-30-B
Variable(2)
$               2,322,800.90
March 2037
1-31-A
Variable(2)
$               1,013,711.60
March 2037
1-31-B
Variable(2)
$               1,013,711.60
March 2037
1-32-A
Variable(2)
$                  144,027.30
March 2037
1-32-B
Variable(2)
$                  144,027.30
March 2037
1-33-A
Variable(2)
$                  143,679.60
March 2037
1-33-B
Variable(2)
$                  143,679.60
March 2037
1-34-A
Variable(2)
$                  143,367.00
March 2037
1-34-B
Variable(2)
$                  143,367.00
March 2037
1-35-A
Variable(2)
$                  142,988.80
March 2037
1-35-B
Variable(2)
$                  142,988.80
March 2037
1-36-A
Variable(2)
$                  142,712.30
March 2037
1-36-B
Variable(2)
$                  142,712.30
March 2037
1-37-A
Variable(2)
$                  142,410.80
March 2037
1-37-B
Variable(2)
$                  142,410.80
March 2037
1-38-A
Variable(2)
$                  142,072.00
March 2037
1-38-B
Variable(2)
$                  142,072.00
March 2037
1-39-A
Variable(2)
$                  141,776.10
March 2037
1-39-B
Variable(2)
$                  141,776.10
March 2037
1-40-A
Variable(2)
$                  141,390.80
March 2037
1-40-B
Variable(2)
$                  141,390.80
March 2037
1-41-A
Variable(2)
$                  141,111.70
March 2037
1-41-B
Variable(2)
$                  141,111.70
March 2037
1-42-A
Variable(2)
$                  140,833.70
March 2037
1-42-B
Variable(2)
$                  140,833.70
March 2037
1-43-A
Variable(2)
$                  140,548.10
March 2037
1-43-B
Variable(2)
$                  140,548.10
March 2037
1-44-A
Variable(2)
$                  140,230.50
March 2037
1-44-B
Variable(2)
$                  140,230.50
March 2037
1-45-A
Variable(2)
$                  139,917.30
March 2037
1-45-B
Variable(2)
$                  139,917.30
March 2037
1-46-A
Variable(2)
$                  139,646.20
March 2037
1-46-B
Variable(2)
$                  139,646.20
March 2037
1-47-A
Variable(2)
$                  139,413.20
March 2037
1-47-B
Variable(2)
$                  139,413.20
March 2037
1-48-A
Variable(2)
$                  139,121.40
March 2037
 
 
19
 
 
Designation
Uncertificated
REMIC 2
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-48-B
Variable(2)
$                  139,121.40
March 2037
1-49-A
Variable(2)
$                  670,814.30
March 2037
1-49-B
Variable(2)
$                  670,814.30
March 2037
1-50-A
Variable(2)
$               4,695,682.10
March 2037
1-50-B
Variable(2)
$               4,695,682.10
March 2037
1-51-A
Variable(2)
$               2,923,001.60
March 2037
1-51-B
Variable(2)
$               2,923,001.60
March 2037
1-52-A
Variable(2)
$               3,179,064.00
March 2037
1-52-B
Variable(2)
$               3,179,064.00
March 2037
1-53-A
Variable(2)
$                  283,487.80
March 2037
1-53-B
Variable(2)
$                  283,487.80
March 2037
1-54-A
Variable(2)
$               1,091,014.70
March 2037
1-54-B
Variable(2)
$               1,091,014.70
March 2037
1-55-A
Variable(2)
$               4,294,793.03
March 2037
1-55-B
Variable(2)
$               4,294,793.03
March 2037
1-56-A
Variable(2)
$               1,026,272.15
March 2037
1-56-B
Variable(2)
$               1,026,272.15
March 2037
1-57-A
Variable(2)
$                  998,476.11
March 2037
1-57-B
Variable(2)
$                  998,476.11
March 2037
1-58-A
Variable(2)
$                  369,763.00
March 2037
1-58-B
Variable(2)
$                  369,763.00
March 2037
1-59-A
Variable(2)
$                  358,390.30
March 2037
1-59-B
Variable(2)
$                  358,390.30
March 2037
1-60-A
Variable(2)
$                  347,359.10
March 2037
1-60-B
Variable(2)
$                  347,359.10
March 2037
1-61-A
Variable(2)
$                  336,673.10
March 2037
1-61-B
Variable(2)
$                  336,673.10
March 2037
1-62-A
Variable(2)
$                  326,317.40
March 2037
1-62-B
Variable(2)
$                  326,317.40
March 2037
1-63-A
Variable(2)
$                  316,269.50
March 2037
1-63-B
Variable(2)
$                  316,269.50
March 2037
1-64-A
Variable(2)
$                  306,526.60
March 2037
1-64-B
Variable(2)
$                  306,526.60
March 2037
1-65-A
Variable(2)
$                  420,154.53
March 2037
1-65-B
Variable(2)
$                  420,154.53
March 2037
1-66-A
Variable(2)
$                  727,028.41
March 2037
1-66-B
Variable(2)
$                  727,028.41
March 2037
1-67-A
Variable(2)
$                  707,312.63
March 2037
1-67-B
Variable(2)
$                  707,312.63
March 2037
1-68-A
Variable(2)
$                  688,122.85
March 2037
1-68-B
Variable(2)
$                  688,122.85
March 2037
1-69-A
Variable(2)
$                  669,462.22
March 2037
1-69-B
Variable(2)
$                  669,462.22
March 2037
 
 
20
 
 
Designation
Uncertificated
REMIC 2
Pass-Through Rate
Initial Uncertificated
Principal Balance
Latest Possible
Maturity Date (1)
1-70-A
Variable(2)
$                  651,313.38
March 2037
1-70-B
Variable(2)
$                  651,313.38
March 2037
1-71-A
Variable(2)
$                  633,657.35
March 2037
1-71-B
Variable(2)
$                  633,657.35
March 2037
1-72-A
Variable(2)
$                  616,466.94
March 2037
1-72-B
Variable(2)
$                  616,466.94
March 2037
1-73-A
Variable(2)
$                  599,752.54
March 2037
1-73-B
Variable(2)
$                  599,752.54
March 2037
1-74-A
Variable(2)
$                  583,497.98
March 2037
1-74-B
Variable(2)
$                  583,497.98
March 2037
1-75-A
Variable(2)
$                  567,671.80
March 2037
1-75-B
Variable(2)
$                  567,671.80
March 2037
1-76-A
Variable(2)
$                  552,277.21
March 2037
1-76-B
Variable(2)
$                  552,277.21
March 2037
1-77-A
Variable(2)
$                  537,310.73
March 2037
1-77-B
Variable(2)
$                  537,310.73
March 2037
1-78-A
Variable(2)
$                  522,742.39
March 2037
1-78-B
Variable(2)
$                  522,742.39
March 2037
1-79-A
Variable(2)
$                  508,565.90
March 2037
1-79-B
Variable(2)
$                  508,565.90
March 2037
1-80-A
Variable(2)
$                  494,785.51
March 2037
1-80-B
Variable(2)
$                  494,785.51
March 2037
1-81-A
Variable(2)
$                  481,373.07
March 2037
1-81-B
Variable(2)
$                  481,373.07
March 2037
1-82-A
Variable(2)
$                  468,322.70
March 2037
1-82-B
Variable(2)
$                  468,322.70
March 2037
1-83-A
Variable(2)
$                  677,593.93
March 2037
1-83-B
Variable(2)
$                  677,593.93
March 2037
1-84-A
Variable(2)
$               1,268,644.72
March 2037
1-84-B
Variable(2)
$               1,268,644.72
March 2037
1-85-A
Variable(2)
$             11,180,096.43
March 2037
1-85-B
Variable(2)
$             11,180,096.43
March 2037
1-86-A
Variable(2)
$               1,056,250.20
March 2037
1-86-B
Variable(2)
$               1,056,250.20
March 2037
1-87-A
Variable(2)
$               1,813,767.50
March 2037
1-87-B
Variable(2)
$               1,813,767.50
March 2037
1-88-A
Variable(2)
$                  716,195.00
March 2037
1-88-B
Variable(2)
$                  716,195.00
March 2037
P
Variable(2)
$                        100.00
March 2037
OC
Variable(2)
$          111,853,061.63
March 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 2 with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” in this Agreement.
 

 
21
 


 
REMIC 3
 
As provided in this Agreement, the Trustee will make an election to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests and the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 3”. The Class R-3 Interest will represent the sole class of Residual Interests in REMIC 3 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 3 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 3 Regular Interests (as defined herein). None of the REMIC 3 Regular Interests will be certificated.

Designation
  
Uncertificated REMIC 3 Pass-Through Rate
  
Initial Uncertificated
Principal Balance
  
Latest Possible
Maturity Date(1)
1-AA
  
Variable(2)
  
$        1,171,192,025.64
  
April 2037
1-A1-A
  
Variable(2)
  
$               3,389,640.00
  
April 2037
1-A1-B
  
Variable(2)
  
$               3,680,750.00
  
April 2037
1-A1-C
  
Variable(2)
  
$               1,825,870.00
  
April 2037
1-AM
  
Variable(2)
  
$               2,224,060.00
  
April 2037
1-M-1
  
Variable(2)
  
$                  161,340.00
  
April 2037
1-M-2
  
Variable(2)
  
$                  143,410.00
  
April 2037
1-M-3
  
Variable(2)
  
$                    77,680.00
  
April 2037
1-M-4
  
Variable(2)
  
$                    71,710.00
  
April 2037
1-M-5
  
Variable(2)
  
$                    59,750.00
  
April 2037
1-M-6
  
Variable(2)
  
$                    47,800.00
  
April 2037
1-M-7
  
Variable(2)
  
$                    41,830.00
  
April 2037
1-M-8
  
Variable(2)
  
$                    41,830.00
  
April 2037
1-B
  
Variable(2)
  
$                    47,800.00
  
April 2037
1-ZZ
  
Variable(2)
  
$             12,088,408.07
  
April 2037
1-IO
  
Variable(2)
  
(3)
  
April 2037
1-P
  
Variable(2)
  
$                         100.00
  
April 2037
2-AA
  
Variable(2)
  
$           230,248,353.05
  
March 2037
2-A
  
Variable(2)
  
$               2,234,360.00
  
March 2037
2-ZZ
  
Variable(2)
  
$               2,464,585.98
  
March 2037
2-IO
  
Variable(2)
  
(3)
  
March 2037
2-P
  
Variable(2)
  
$                       100.00
  
March 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan in Loan Group 1 with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Group 1 Regular Interest (as defined herein), and the Distribution Date immediately following the maturity date for the Mortgage Loan in Loan Group 2 with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Group 2 Regular Interest (as defined herein).

 
22
 


(2)
Calculated in accordance with the definition of “Uncertificated REMIC 3 Pass-Through Rate” in this Agreement.
(3)
REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO will not have Uncertificated Principal Balances but will accrue interest on their respective uncertificated notional amounts calculated in accordance with the related definition of “Uncertificated Notional Amount” herein.

 
REMIC 4
 
As provided in this Agreement, the Trustee will make an election to treat the segregated pool of assets consisting of the REMIC 3 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 4”. The Class R-4 Interest will represent the sole class of Residual Interests in REMIC 4 for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, the Pass-Through Rate, the Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC 4 created hereunder.
 
Each Certificate, other than the Class R Certificates, represents ownership of a Regular Interest in REMIC 4 and also represents (i) the right to receive, or the obligation to make, as described herein, payments with respect to the related Net WAC Shortfall Amount (as defined herein) and (ii) the obligation to pay, or the right to receive, as described herein, related Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.

 
23
 


Class Designation
  
Initial Certificate
Principal Balance
  
Pass-Through Rate
  
Assumed Final
Maturity Date(1)
Class 1-A1-A(2)
  
$  338,964,000
  
Variable(3)
  
April 2037
Class 1-A1-B(2)
  
$  368,075,000
  
Variable(3)
  
April 2037
Class 1-A1-C(2)
  
$  182,587,000
  
Variable(3)
  
April 2037
Class 1-AM(2)
  
$  222,406,000
  
Variable(3)
  
April 2037
Class 2-A(2)
  
$  223,436,000
  
Variable(3)
  
March 2037
Class 1-M-1(2)
  
$  16,134,000
  
Variable(3)
  
April 2037
Class 1-M-2(2)
  
$  14,341,000
  
Variable(3)
  
April 2037
Class 1-M-3(2)
  
$  7,768,000
  
Variable(3)
  
April 2037
Class 1-M-4(2))
  
$  7,171,000
  
Variable(3)
  
April 2037
Class 1-M-5(2)
  
$  5,975,000
  
Variable(3)
  
April 2037
Class 1-M-6(2)
  
$  4,780,000
  
Variable(3)
  
April 2037
Class 1-M-7(2)
  
$  4,183,000
  
Variable(3)
  
April 2037
Class 1-M-8(2)
  
$  4,183,000
  
Variable(3)
  
April 2037
Class 1-B(2)
  
$  4,780,000
  
Variable(3)
  
April 2037
Class 1-C
 
$  13,746,903.71
  
Variable(4)
  
April 2037
Class 2-C
 
$  11,511,299.03
  
Variable(4)
  
March 2037
Class 1-P
 
$  100.00
  
N/A(5)
  
April 2037
Class 2-P
 
$  100.00
  
N/A(5)
  
March 2037
Class 1-IO Interest
  
(6)
  
(7)
  
April 2037
Class 2-IO Interest
  
(6)
  
(7)
  
March 2037
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 1 with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC 4 the ownership of which is represented by the Class 1-A, Class 1-M, Class 1-B, Class 1-C and Class 1-P Certificates and the Class 1-IO Interest, and the Distribution Date in the month following the maturity date for the Mortgage Loan in Loan Group 2 with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC 4 the ownership of which is represented by the Class 2-A, Class 2-C and Class 2-P Certificates and the Class 2-IO Interest.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC 4. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC 4 on such Distribution Date shall be treated for federal income tax purposes as having been paid from the related Net WAC Shortfall Reserve Fund or the related Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC 4 on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the related Supplemental Interest Trust, all pursuant to and as further provided in Section 4.10 and Section 4.11 hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” in this Agreement. Each Regular Interest in REMIC 4 which corresponds to a Class 1-A, Class 2-A, Class 1-B or Class 1-M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the related Net WAC Rate. The Net WAC Rate for each such Regular Interest in REMIC 4 and Certificate is specified in the related definition of “Net WAC Rate .”
(4)
The Class 1-C Certificates and Class 2-C Certificates will accrue interest at their variable Pass-Through Rates on their Notional Balances outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balances of the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-P) or the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-P), respectively. The Class C Certificates will not accrue interest on their Certificate Principal Balances.

 
24
 


(5)
The Class 1-P Certificates and Class 2-P Certificates do not accrue interest.
(6)
For federal income tax purposes, the Class 1-IO Interest and Class 2-IO Interest will not have Uncertificated Principal Balances, but will have notional amounts equal to the Uncertificated Notional Amounts of REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively.
(7)
For federal income tax purposes, the Class 1-IO Interest and Class 2-IO Interest will not have Pass-Through Rates, but will be entitled to 100% of the amounts distributed on REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively.



 
25
 


 
ARTICLE I

DEFINITIONS

Section 1.01. Defined Terms.

Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Unless otherwise specified, all calculations in respect of interest on the Class A, Class M and Class B Certificates shall accrue on the basis of a 360-day year and the actual number of days in the related Accrual Period. All calculations of interest on the Class C Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months. The Class 1-P, Class 2-P and Class R Certificates do not accrue interest.

“Accrual Period”: With respect to each Class of Certificates (other than the Class C, Class P and Class R Certificates) and the Distribution Date in April 2007, the period commencing on the Closing Date and ending on the day preceding the Distribution Date in April 2007, and (ii) with respect to any Distribution Date after the Distribution Date in April 2007, the period commencing on the Distribution Date in the month immediately preceding the month in which such Distribution Date occurs and ending on the day preceding such Distribution Date. With respect to the Class C Certificates and any Distribution Date, the calendar month immediately preceding such Distribution Date.
 
“Adjustment Date”: As to each adjustable-rate Mortgage Loan, each date set forth in the related Mortgage Note on which an adjustment to the interest rate on such Mortgage Loan becomes effective.
 
“Advance”: As to any Mortgage Loan, any advance made by the Sub-Servicer or Master Servicer on any Distribution Date pursuant to Section 4.03.
 
“Affected Party”: As defined in the related Interest Rate Swap Agreement.
 
“Affiliate”: With respect to any Person, any other Person controlling, controlled by or under common control with such Person. For purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings correlative to the foregoing.
 
“Aggregate Stated Principal Balance”: As of any date of determination, the aggregate Stated Principal Balance of the Mortgage Loans.
 
“Agreement”: This Pooling and Servicing Agreement and all amendments hereof.
 
“Allocated Realized Loss Amount”: With respect to any Class of Offered Certificates and the Class 1-B Certificates and any Distribution Date, an amount equal to the sum of any Realized Loss allocated to that Class of Certificates on that Distribution Date (other than, with respect to the Class 1-AM Certificates and Class 2-A Certificates, a Realized Loss which was covered by the Certificate Guaranty Insurance Policy) and any Allocated Realized Loss Amount for that Class remaining unpaid from any previous Distribution Date, minus any Subsequent Recoveries applied to such Allocated Realized Loss Amount.
 

 
26
 


 
“Assessment of Compliance” As defined in Section 3.20
 
“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form, which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect of record the sale of the Mortgage.
 
“Attestation Report”: As defined in Section 3.20
 
“Available Distribution Amount”: With respect to any Distribution Date and any Loan Group, an amount equal to the amount received by the Trustee and available in the Certificate Account on that Distribution Date. The Available Distribution Amount will generally be equal to (i) the sum of (1) the aggregate amount of scheduled payments on the related Mortgage Loans received or advanced that were due during the related Due Period and (2) any unscheduled payments and receipts, including mortgagor prepayments on such Mortgage Loans, Insurance Proceeds, Liquidation Proceeds and Subsequent Recoveries, received during the related Prepayment Period, minus (ii) (A) amounts reimbursable therefrom to the Trustee, the Master Servicer and any Sub-Servicer, Master Servicing Fees, Sub-Servicing Fees, the Policy Premium payable to the Certificate Insurer, any amounts needed to reimburse the Master Servicer for amounts due under the Servicing Agreement and this Agreement to the extent such amounts have not been retained by, or paid previously to the Master Servicer, and any amounts in respect of the premiums payable to the PMI Insurer under the PMI Insurer Policy and (B) amounts payable to the related Supplemental Interest Trust in respect of related Net Swap Payments and related Swap Termination Payments other than Swap Termination Payments payable to the related Swap Provider resulting from a Swap Provider Trigger Event.
 
“Bankruptcy Code”: The Bankruptcy Code of 1978, as amended.
 
“Basic Principal Distribution Amount”: With respect to any Distribution Date and any Loan Group, the excess of (i) the related Principal Remittance Amount for such Distribution Date over (ii) the related Overcollateralization Release Amount, if any, for such Distribution Date.
 
“Book-Entry Certificate”: Each class of the Offered Certificates for so long as they are issued, maintained and transferred at the Depository.
 
“Business Day”: Any day other than a Saturday, a Sunday or a day on which banking institutions in California or New York (and such other state or states in which the Custodial Account or the Certificate Account are at the time located) or in the city in which the Corporate Trust Office of the Trustee is located are authorized or obligated by law or executive order to close.
 
“Cap Contracts”: The Group 1 Cap Contracts or Group 2 Cap Contract, as applicable.
 

 
27
 


 
“Cap Counterparties”: The Group 1 Cap Counterparty or Group 2 Cap Counterparty, as applicable.
 
“Cash Liquidation”: As to any defaulted Mortgage Loan other than a Mortgage Loan as to which an REO Acquisition occurred, a determination by the Master Servicer that it has received all Insurance Proceeds, Liquidation Proceeds and other payments or cash recoveries which the Master Servicer reasonably and in good faith expects to be finally recoverable with respect to such Mortgage Loan.
 
“Certificate”: Any Regular Certificate or Class R Certificate.
 
“Certificate Account”: The trust account or accounts created and maintained pursuant to Section 4.01, which shall be entitled Deutsche Bank National Trust Company, in trust for registered holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, and which account or accounts must each be an Eligible Account.
 
“Certificate Account Deposit Date”: With respect to any Distribution Date, the Business Day immediately preceding such Distribution Date.
 
“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that only a Permitted Transferee shall be a holder of a Residual Certificate for any purposes hereof and, solely for the purposes of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor, the Sponsor, the Trustee, a subservicer or the Master Servicer or any affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which such Certificate is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trustee shall be entitled to rely upon a certification of the Depositor or the Master Servicer in determining if any Certificates are registered in the name of the respective affiliate. All references in this Agreement to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified in this Agreement; provided, however, that the Trustee shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.
 
“Certificate Guaranty Insurance Policy”: The certificate guaranty insurance policy issued by the Certificate Insurer for the benefit of the Class 1-AM Certificateholders and Class 2-A Certificateholders.
 
“Certificate Insurer”: Ambac Assurance Corporation, a Wisconsin domiciled stock insurance corporation, or any successor thereto as provided in the Agreement.
 
“Certificate Margin” The Certificate Margin for the Offered Certificates and Class 1-B Certificates, and for purposes of the definition of “Group 1 Marker Rate”, “Group 2 Marker Rate”, “Group 1 Maximum Uncertificated Accrued Interest Deferral Amount”, or “Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”, each REMIC 3 Regular Interest for which such Certificates are Corresponding Certificates, shall be:
 

 
28
 
 
Certificate Margin
Class
  (1)  
  (2)  
1-A-1A
0.110%
0.220%
1-A-1B
0.250%
0.500%
1-A-1C
0.380%
0.760%
1-AM
0.240%
0.480%
2-A
0.250%
0.500%
1-M-1
0.420%
0.630%
1-M-2
0.500%
0.750%
1-M-3
0.750%
1.125%
1-M-4
1.700%
2.550%
1-M-5
1.800%
2.700%
1-M-6
2.000%
3.000%
1-M-7
2.000%
3.000%
1-M-8
1.100%
1.650%
1-B
1.100%
1.650%
______
(1) Prior to the related Step-Up Date.
(2) On and after the related Step-Up Date.
 
“Certificate Owner”: With respect to a Book-Entry Certificate, the Person who is the beneficial owner of such Certificate, as reflected on the books of an indirect participating brokerage firm for which a Depository Participant acts as agent, if any, and otherwise on the books of a Depository Participant, if any, and otherwise on the books of the Depository.
 
“Certificate Principal Balance”: With respect to any Certificate (other than the Class 1-C, Class 2-C and Class R Certificates) as of any date of determination, the Initial Certificate Principal Balance thereof, increased by any Subsequent Recoveries allocated thereto, and reduced by the aggregate of (a) all amounts allocable to principal previously distributed with respect to such Certificate and (b) any reductions in the Certificate Principal Balance thereof deemed to have occurred in connection with allocations of Realized Losses in the manner described herein. With respect to the Class 1-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates then outstanding. With respect to the Class 2-C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class 2-A Certificates and Class 2-P Certificates then outstanding.
 
“Certificate Register”: The register maintained pursuant to Section 5.02.
 

 
29
 


 
“Class”: Collectively, all of the Certificates bearing the same designation.
 
“Class 1-A Certificates”: The Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates.
 
“Class 1-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the aggregate Certificate Principal Balance of the Class 1-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 86.10% of the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 1 Overcollateralization Floor.
 
“Class 1-A1 Certificates”: The Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates.
 
“Class 1-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 1-C Certificates for such Distribution Date, (ii) any Group 1 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 1 not distributed to the Class 1-A, Class 1-M and Class 1-B Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 1-A, Class 1-M, Class 1-B and Class 1-P Certificates have been reduced to zero, the Class 1-C Distribution Amount shall include the Group 1 Overcollateralization Amount.
 
“Class 1-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.
 
“Class 1-M Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 Certificates.
 
“Class 2-A Principal Distribution Amount”: For any Distribution Date will equal the excess of (1) the Certificate Principal Balance of the Class 2-A Certificates immediately prior to such Distribution Date, over (2) the lesser of (x) 87.50% of the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date and (y) the aggregate Stated Principal Balance of the Group 2 Loans for such Distribution Date after giving effect to distributions to be made on that Distribution Date minus the Group 2 Overcollateralization Floor.
 
“Class 2-C Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Monthly Interest Distributable Amount for the Class 2-C Certificates for such Distribution Date, (ii) any Group 2 Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group 2 not distributed to the Class 2-A Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class 2-A Certificates and Class 2-P Certificates have been reduced to zero, the Class 2-C Distribution Amount shall include the Group 2 Overcollateralization Amount.
 

 
30
 


 
“Class 2-IO Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Supplemental Interest Trust, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.
 
“Class A Certificates”: The Class 1-A and Class 2-A Certificates.
 
“Class C Certificates ”: The Class 1-C Certificates and Class 2-C Certificates.
 
“Class IO Interests”: The Class 1-IO Interest and Class 2-IO Interest.
 
“Class IO Distribution Amount”: Any of the Group 1 Class IO Distribution Amount or the Group 2 Class IO Distribution Amount.
 
“Class 1-M-4 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-4 Certificates, reduced by any distributions to the Class 1-M-4 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $210,302.
 
“Class 1-M-5 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-5 Certificates, reduced by any distributions to the Class 1-M-5 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $175,228.
 
“Class 1-M-6 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-6 Certificates, reduced by any distributions to the Class 1-M-6 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $179,604.
 
“Class 1-M-7 Interest Reserve Fund Amount”: The amount deposited in the Class M Interest Reserve Fund on the Closing Date by the Depositor to cover Net WAC Shortfall Amounts on the Class 1-M-7 Certificates, reduced by any distributions to the Class 1-M-7 Certificates pursuant to Section 4.15 on previous Distribution Dates. Initially, $154,392.
 
“Class M Interest Reserve Fund”: A reserve fund to cover Net WAC Shortfall Amounts on the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates as described in Section 4.15.
 
“Class P Certificates ”: The Class 1-P Certificates and Class 2-P Certificates.
 
“Class R Certificate”: Any one of the Class R Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit B-4, evidencing the ownership of the Class R-1 Interest, Class R-2 Interest, Class R-3 Interest and Class R-4 Interest.
 
“Class R-1 Interest”: The uncertificated Residual Interest in REMIC 1.
 

 
31
 


 
“Class R-2 Interest”: The uncertificated Residual Interest in REMIC 2.
 
“Class R-3 Interest”: The uncertificated Residual Interest in REMIC 3.
 
“Class R-4 Interest”: The uncertificated Residual Interest in REMIC 4.
 
“Closing Date”: March 29, 2007.
 
“Code”: The Internal Revenue Code of 1986.
 
“Collateral Accounts”: Any of the Group 1 Collateral Account or the Group 2 Collateral Account.
 
“Collateral Value”: The appraised value of a Mortgaged Property based upon the lesser of (i) the appraisal (as reviewed and approved by the Sponsor) made at the time of the origination of the related Mortgage Loan, or (ii) the sales price of such Mortgaged Property at such time of origination. With respect to a Mortgage Loan the proceeds of which were used to refinance an existing mortgage loan, the appraised value of the Mortgaged Property based upon the appraisal (as reviewed and approved by the Sponsor) obtained at the time of refinancing.
 
“Commission”: The Securities and Exchange Commission.
 
“Compensating Interest”: With respect to any Distribution Date, any payments made by the Subservicer or the Master Servicer from its own funds to cover Prepayment Interest Shortfalls, which shall be equal to the lesser of (x) the sum of the related Master Servicing and related Sub-Servicing Fees not including such portion that represents the Excess Servicing Strip for the related Distribution Date, and (y) the related Prepayment Interest Shortfall for such Distribution Date.
 
“Conduit Buster”: Any loan in Loan Group 2 having a prepayment penalty term with a five year lockout and penalty points of five in year six, four in year seven, three in year eight, two in year nine and one in year ten.
 
“Countrywide”: Countrywide Home Loans Servicing LP, or its successor in interest.
 
“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business related to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 1761 East St. Andrew Place, Santa Ana, California 92705, Attention: Corporate Trust, Impac Secured Assets Corp. Series 2007-2 (IM07S2).
 
“Corresponding Certificate”: With respect to each REMIC 3 Regular Interest (other than REMIC 3 Regular Interests 1-AA, 2-AA, 1-ZZ, 2-ZZ, 1-IO and 2-IO), the Certificate with the corresponding designation. With respect to each REMIC 4 Regular Interest (other than the Class IO Interests), the related Certificate representing an ownership therein.
 
“Credit Enhancement Percentage”: For any Distribution Date and any Loan Group after the related Stepdown Date is the percentage equivalent of a fraction, the numerator of which is equal to (a) the excess of (i) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over (ii) (1) before the aggregate Certificate Principal Balance of the related Class A Certificates have been reduced to zero, the aggregate Certificate Principal Balance of the related Class A Certificates, (after taking into account distribution of the related Principal Distribution Amount for such Distribution Date) or (2) after such time, the Certificate Principal Balance of the most senior class of related Subordinate Certificates outstanding (after taking into account distribution of the related Principal Distribution Amount for such distribution date), and the denominator of which is equal to (b) the Aggregate Stated Principal Balance of the related Mortgage Loans for such Distribution Date (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period).
 

 
32
 


 
“Credit Support Annex One”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Swap Agreement.
 
“Credit Support Annex Two”: The credit support annex, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annex to and forms part of the Group 2 Swap Agreement.
 
“Credit Support Annex Three”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Cap I Contract.
 
“Credit Support Annex Four”: The credit support annex, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 1 Cap II Contract.
 
“Credit Support Annex Five”: The credit support annex, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A., which is annexed to and forms part of the Group 2 Cap Contract.
 
“Cross Collateralized Loss Payments”: For any payment date and each Loan Group, the amount, if any, of Crossable Excess from such Loan Group available to cover Crossable Losses in the other Loan Group as provided in Sections 4.01(l)(vi) and (m)(v).
 
“Crossable Excess”: With respect to Loan Group 1 and Loan Group 2 and any Distribution Date, an amount equal to the related Net Monthly Excess Cashflow remaining after distributions made pursuant to Sections 4.01(l)(v) and (m)(iv), respectively.
 
“Crossable Losses”: With respect to either Loan Group and any Distribution Date, an amount equal to any Realized Losses suffered by any Mortgage Loan in such Loan Group, to the extent that such Realized Losses have not been covered by related Net Monthly Excess Cashflow on such Distribution Date, and any previously unreimbursed Realized Losses suffered by any Mortgage Loans in such Loan Group to the extent such Realized Losses have not been covered by related and non-related Net Monthly Excess Cashflow on prior Distribution Dates.
 

 
33
 


 
“Current Report The Current Report pursuant to Section 13 or 15(d) of the Exchange Act.
 
“Curtailment”: Any Principal Prepayment made by a Mortgagor which is not a Principal Prepayment in Full.
 
“Custodial Account”: The custodial account or accounts created and maintained pursuant to Section 3.10 in the name of a depository institution, as custodian for the Holders of the Certificates. Any such account or accounts shall be an Eligible Account.
 
“Custodian”: Deutsche Bank National Trust Company.
 
“Cut-off Date”: With respect to the Mortgage Loans, March 1, 2007. References herein to the “Cut-off Date,” when used with respect to more than one Mortgage Loan, shall be to the respective Cut-off Dates for such Mortgage Loans.
 
“Cut-off Date Balance”: Any of the Group 1 Cut-off Date Balance or Group 2 Cut-off Date Balance, as applicable.
 
“Debt Service Coverage Ratio”: With respect to any multifamily loan at any given time, the ratio of (i) the net cashflow of the related mortgaged property for a twelve month period to (ii) the annualized scheduled payments on the mortgage loan.
 
“Defaulted Mortgage Loan” means any Mortgage Loan as to which the Mortgagor has failed to make unexcused three or more consecutive scheduled Monthly Payments.
 
“Defaulting Party”: As defined in the Interest Rate Swap Agreement.
 
“Deficiency Amount”: As applied to the Class 1-AM Certificates and Class 2-A Certificates, (A) with respect to each Distribution Date prior to the related Final Scheduled Distribution Date, an amount equal to the sum of (i) the excess, if any, of (a) the aggregate amount of the Monthly Interest Distributable Amount on the Class 1-AM Certificates or Class 2-A Certificates for that Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for that Distribution Date and (ii) the amount of any Realized Losses allocated to the Class 1-AM Certificates or Class 2-A Certificates for such Distribution Date; and (B) with respect to the related Final Scheduled Distribution Date and the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, an amount equal to the sum of (i) the excess, if any, of (a) the amount of the Monthly Interest Distributable Amount on the Class 1-AM Certificates or Class 2-A Certificates for the related Final Scheduled Distribution Date over (b) the funds available to make payment thereof pursuant to Article IV of this Agreement for the related Final Scheduled Distribution Date and (ii) the outstanding Certificate Principal Balance of the Class 1-AM Certificates or Class 2-A Certificates due on the related Final Scheduled Distribution Date to the extent not paid from the related Available Distribution Amount on the related Final Scheduled Distribution Date. Any Deficiency Amount shall not include any Prepayment Interest Shortfalls, any Relief Act Shortfalls or any Net WAC Shortfall Amounts.
 

 
34
 


 
“Deficient Valuation”: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under the Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any scheduled Monthly Payment that constitutes a permanent forgiveness of principal, which valuation or reduction results from a proceeding under the Bankruptcy Code.
 
“Definitive Certificate”: Any definitive, fully registered Certificate.
 
“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced with a Qualified Substitute Mortgage Loan.
 
“Delinquent”: The delinquency method used for calculations with respect to the mortgage loans will be in accordance with the methodology used by lenders regulated by the Office of Thrift Supervision. Under this method, a mortgage loan is considered “30 days or more Delinquent” if the borrower fails to make a scheduled payment prior to the close of business on the mortgage loan’s first succeeding due date. A mortgage loan would be considered “60 days or more delinquent” with respect to such scheduled payment if such scheduled payment were not made prior to the close of business on the mortgage loan’s second succeeding due date. Similarly for “90 days or more delinquent” and so on. Unless otherwise specified, with respect to any date of determination, determinations of delinquency are made as of the last day of the prior calendar month. Mortgage Loans with Due Dates which are not the first of the month are treated as if the Due Date was the first of the following month.
 
“Depositor” Impac Secured Assets Corp., or its successor in interest.
 
“Depository”: The Depository Trust Company, or any successor Depository hereafter named. The nominee of the initial Depository for purposes of registering those Certificates that are to be Book-Entry Certificates is Cede & Co. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(5) of the Uniform Commercial Code of the State of New York and a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended.
 
“Depository Participant”: A broker, dealer, bank or other financial institutions or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
“Derivative Account”: The Group 1 Derivative Account or Group 2 Derivative Account, as applicable.
 
“Determination Date”: With respect to any Distribution Date, the 15th day of the month in which such Distribution Date occurs or, if such day is not a Business Day, on the immediately preceding Business Day.
 

 
35
 


 
“Disqualified Organization”: Any organization defined as a “disqualified organization” under Section 860E(e)(5) of the Code, which includes any of the following: (i) the United States, any State or political subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and, except for the Freddie Mac, a majority of its board of directors is not selected by such governmental unit), (ii) a foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (iii) any organization (other than certain farmers' cooperatives described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code and (v) any other Person so designated by the Trustee based upon an Opinion of Counsel that the holding of an Ownership Interest in a Class R Certificate by such Person may cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 or any Person having an Ownership Interest in any Class of Certificates (other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise be imposed but for the Transfer of an Ownership Interest in a Class R Certificate to such Person. The terms “United States”, “State” and “international organization” shall have the meanings set forth in Section 7701 of the Code or successor provisions.
 
“Distribution Date”: The 25th day of any month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in April 2007.
 
“Distribution Report” The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the Exchange Act.
 
“Due Date”: With respect to each Mortgage Loan, the first day of the month of the related Distribution Date.
 
“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month preceding the month of such Distribution Date (or, with respect to the first Due Period, the day following the Cut-off Date) and ending on the first day of the month in which such Distribution Date occurs.
 
“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (ii)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.
 

 
36
 


 
“Estimated Swap Termination Payment”: As defined in the Interest Rate Swap Agreement.
 
“Event of Default”: One or more of the events described in Section 7.01.
 
“Excess Proceeds”: As defined in Section 3.22.
 
“Excess Servicing Strip”: With respect to any Group 2 Loan that has not become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Group 2 Loan that has become a Specially Serviced Group 2 Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% (75 basis points) per annum over (b) 0.64% (64 basis points) per annum.
 
“Exchange Act”: The Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.
 
“Extra Principal Distribution Amount”: With respect to any Distribution Date and Loan Group, the lesser of (x) the related Overcollateralization Deficiency Amount for such Distribution Date and (y) the sum of (1) the related Net Monthly Excess Cashflow Amount for such Distribution Date and (2) amounts available from the related Supplemental Interest Trust to pay principal as provided in Section 4.01(n)(iii) and 4.01(o)(ii), as applicable, hereof.
 
“Fannie Mae” Fannie Mae (formerly, Federal National Mortgage Association) or any successor thereto.
 
“FDIC”: Federal Deposit Insurance Corporation or any successor.
 
“Final Scheduled Distribution Date”: With respect to the Group 1 Certificates, the Distribution Date occurring in May 2037. With respect to the Class 2-A Certificates, the Distribution Date occurring in April 2037.
 
“Freddie Mac”: Federal Home Loan Mortgage Corporation or any successor.
 
“Gross Margin”: With respect to any Mortgage Loan, the percentage set forth as the “Gross Margin” for such Mortgage Loan on the Mortgage Loan Schedule, as adjusted from time to time in accordance with the terms of this Agreement.
 

 
37
 


 
“Group 1 Cap Contracts”: The interest rate cap agreements, dated as of March 29, 2007, between the Group 1 Cap Counterparty and Group 1 Supplemental Interest Trust Trustee, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-2.
 
“Group 1 Cap Counterparty”: The cap provider under the Group 1 Cap Contracts. Initially, the Group 1 Cap Counterparty shall be Bank of America, N.A.
 
“Group 1 Certificates”: The Class 1-A, Class 1-M and Class 1-B Certificates.
 
“Group 1 Class IO Distribution Amount”: As defined in Section 4.10 hereof. For purposes of clarity, the Group 1 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group I Supplemental Interest Trust with respect to the Group 1 Interest Rate Swap Agreement pursuant to the first and second sentences of Section 4.01(a) (sixth paragraph) on such Distribution Date in excess of the amount payable on the Class 1-IO Interest on such Distribution Date, all as further provided in Section 4.10 hereof.
 
“Group 1 Collateral Account”: Shall mean the segregated trust account created and maintained by the Group 1 Custodian pursuant to Section 4.14(i) hereof.
 
“Group 1 Credit Support Annexes”: Each of Credit Support Annex One, Credit Support Annex Three, and Credit Support Annex Four.
 
“Group 1 Custodian”: As defined in Section 4.14(i).
 
“Group 1 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 1, the Stated Principal Balance thereof as of the Cut-off Date.
 
“Group 1 Derivative Account”: As defined in Section 4.10(i).
 
“Group 1 Derivative Contract”: Any of the Group 1 Cap Contracts or the Group 1 Interest Rate Swap Agreement, as applicable.
 
“Group 1 Derivative Termination Payment”: Any termination payment due under a Group 1 Derivative Contract upon the early termination of such Group 1 Derivative Contract.
 
“Group 1 Estimated Swap Termination Payment”: As defined in the Group 1 Interest Rate Swap Agreement.
 
“Group 1 Interest Rate Swap Agreement”: The interest rate swap agreement, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and the Swap Provider for the benefit of the Class 1-A, Class 1-M and Class 1-B Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-1.
 
“Group 1 Loans”: The Mortgage Loans in Loan Group 1.
 

 
38
 


 
“Group 1 Marker Rate”: With respect to the Class 1-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, with the rate on each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interests 1-AM and 1-ZZ) subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, with the rate on REMIC 3 Regular Interest 1-AM subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest, the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 1-AM Certificates, for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 1-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-ZZ) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
“Group 1 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 1-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ minus the REMIC 3 Group 1 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 1-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC 3 Group 1 Regular Interests for which the Class 1-A, Class 1-M and Class 1-B Certificates are the Corresponding Certificates, with the rate on each such REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-AM) subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 1-AM subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 1 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 1-AM Certificates, for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each such REMIC 3 Group 1 Regular Interest shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
“Group 1 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 1 Loans weighted on the basis of the Stated Principal Balances of the Group 1 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date).
 

 
39
 


 
“Group 1 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 1 Interest Rate Swap Agreement by either the Group 1 Swap Provider or the Group 1 Supplemental Interest Trust, which net payment shall not take into account any Group 1 Swap Termination Payment.
 
“Group 1 Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 1 Net Mortgage Rate over (B) (1) the sum of (a) a per annum rate equal to the Net Swap Payment with respect to the Group 1 Interest Rate Swap Agreement payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (b) a per annum rate equal to any Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 1 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 1 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) in the case of the Class 1-AM Certificates, the Policy Premium Rate for the Class 1-AM Certificates. The Group 1 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 1-A, Class 1-M and Class 1-B Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 1 Regular Interest immediately prior to such Distribution Date, minus, in the case of the REMIC 4 Regular Interests the ownership of which is represented by the Class 1-AM Certificates, the Policy Premium Rate for the Class 1-AM Certificates.
 
“Group 1 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Group 1 Certificates and the Class 1-C Certficates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 1-C Certificates, and which is established and maintained pursuant to Section 4.08.
 
“Group 1 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 1 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.08 hereof.
 
“Group 1 Optional Termination”: As defined in Section 9.01(b) of this Agreement.
 

 
40
 


 
“Group 1 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 1 Overcollateralization Target Amount exceeds the Group 1 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).
 
“Group 1 Overcollateralization Floor”: With respect to any Distribution Date, 0.50% of the Group 1 Cut-off Date Balance.
 
“Group 1 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 1 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 1 Overcollateralization Target Amount for such Distribution Date.
 
“Group 1 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 1 Stepdown Date, 1.15% of the Group 1 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 1 Stepdown Date, the greater of (x) 2.30% of the aggregate Stated Principal Balance of the Group 1 Loans and (y) the Group 1 Overcollateralization Floor; provided, however, that if a Group 1 Trigger Event is in effect on any Distribution Date, the Group 1 Overcollateralization Target Amount will be equal to the Group 1 Overcollateralization Target Amount on the prior Distribution Date.
 
“Group 1 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate Stated Principal Balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the mortgage loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 1-A, Class 1-M, Class 1-B and the Class 1-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).
 
“Group 1 Schedule”: The ISDA schedule, dated as of March 29, 2007, between the Group 1 Supplemental Interest Trust Trustee and Bank of America, N.A.
 
“Group 1 Stepdown Date”: The earlier of (i) the first Distribution Date after the Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates have been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in April 2010 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-A Certificates (calculated, for this purpose only, prior to any distribution of principal to the holders of the related certificates) is less than or equal to 86.10% of the aggregate principal balance of the Group 1 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.
 

 
41
 


 
“Group 1 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 1 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 1 Cut-off Date Balance.
 
“Group 1 Subordinate Class Principal Distribution Amount”: For any class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates and any Distribution Date, the excess of (1) the sum of (a) the aggregate Certificate Principal Balance of the Class 1-A Certificates (after taking into account distribution of the Class 1-A Principal Distribution Amount for such Distribution Date), (b) the aggregate Certificate Principal Balance of any class(es) of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7 and Class 1-M-8 that are senior to the subject class (in each case, after taking into account distribution of the Group 1 Subordinate Class Principal Distribution Amount(s) for such more senior class(es) of Certificates for such Distribution Date) and (c) the Certificate Principal Balance of the subject class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates immediately prior to such Distribution Date over (2) the lesser of (a) the product of (x) 100% minus the Stepdown Target Subordination Percentage for the subject class of Certificates and (y) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date and (b) the aggregate Stated Principal Balance of the Group 1 Loans for such Distribution Date minus the Group 1 Overcollateralization Floor; provided, however, that if such class of Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 or Class 1-B Certificates is the only class of Group 1 Subordinate Certificates outstanding on such Distribution Date, that class will be entitled to receive the entire remaining related Principal Distribution Amount until the Certificate Principal Balance thereof is reduced to zero.
 
“Group 1 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.10 of this Agreement and designated as the “Group 1 Supplemental Interest Trust,” consisting of the Group 1 Interest Rate Swap Agreement, the Group 1 Derivative Account, the Group 1 Cap Contracts and the Class 1-IO Interest. For the avoidance of doubt, the Group 1 Supplemental Interest Trust does not constitute a part of the Trust Fund.
 
“Group 1 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.
 
“Group 1 Swap Optional Termination Payment”: As defined in Section 9.01(b) hereof.
 
“Group 1 Swap Provider”: The swap provider under the Group 1 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 1 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 1 Supplemental Interest Trust for payment to the Trust Fund with respect to the Mortgage Loans, in either case pursuant to the terms of the Group 1 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 1 Swap Provider shall be Bank of America, N.A.
 

 
42
 


 
“Group 1 Trigger Event”: A Group 1 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 1 Loans if:
 
(1) the average three-month rolling percentage obtained by dividing (x) Aggregate Stated Principal Balance of the Group 1 Loans that are 60 or more days Delinquent (including for this purpose any such mortgage loans in foreclosure, Mortgage Loans with respect to which the related Mortgaged Property has been acquired by the trust, and Mortgage Loans discharged due to bankruptcy) by (y) the Aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month, exceeds 43.00% multiplied by the related Credit Enhancement Percentage; or
 
(2) the cumulative amount of Realized Losses incurred on the Group 1 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 1 Cut-off Date Balance exceeds (i) 0.25% with respect to the Distribution Date occurring in April 2009, plus an additional 1/12th of 0.40% for each month thereafter up to and including the Distribution Date in March 2010, (ii) 0.65% with respect to the Distribution Date occurring in April 2010, plus an additional 1/12th of 0.45% for each month thereafter up to and including the Distribution Date in March 2011, (iii) 1.10% with respect to the Distribution Date occurring in April 2011, plus an additional 1/12th of 0.45% for each month thereafter up to and including the Distribution Date in March 2012, (iv) 1.55% with respect to any Distribution Date occurring in April 2012, plus an additional 1/12th of 0.30% for each month thereafter up to and including the Distribution Date in March 2013 and (v) 1.85% with respect to any Distribution Date occurring in April 2013 and thereafter.
 
For purposes of the foregoing calculation, a Mortgage Loan is considered “60 days” Delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.
 
“Group 2 Cap Contract”: The interest rate cap agreement, dated as of March 29, 2007, between the Group 2 Cap Counterparty and Group 2 Supplemental Interest Trust Trustee, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-2.
 
“Group 2 Cap Counterparty”: The cap provider under the Group 2 Cap Contract. Initially, the Group 2 Cap Counterparty shall be Bank of America, N.A.
 
“Group 2 Class IO Distribution Amount”: As defined in Section 4.11 hereof. For purposes of clarity, the Group 2 Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Group 2 Supplemental Interest Trust with respect to the Group 2 Interest Rate Swap Agreement pursuant to the first and second sentences of Section 4.01(a) (sixth paragraph) on such Distribution Date in excess of the amount payable on the Class 2-IO Interest on such Distribution Date, all as further provided in Section 4.11 hereof.
 
“Group 2 Collateral Account”: Shall mean the segregated trust account created and maintained by Group 2 Custodian pursuant to Section 4.14(ii) hereof.
 
“Group 2 Credit Support Annexes”: Each of Credit Support Annex Two and Credit Support Annex Five.
 

 
43
 


 
“Group 2 Custodian”: As defined in Section 4.14(ii).
 
“Group 2 Cut-off Date Balance”: With respect to any Mortgage Loan in Loan Group 2, the Stated Principal Balance thereof as of the Cut-off Date.
 
“Group 2 Derivative Account”: As defined in Section 4.11(i).
 
“Group 2 Derivative Contract”: Any of the Group 2 Cap Contract or the Group 2 Interest Rate Swap Agreement, as applicable.
 
“Group 2 Derivative Termination Payment”: Any termination payment due under a Group 2 Derivative Contract upon the early termination of such Group 2 Derivative Contract.
 
“Group 2 Estimated Swap Termination Payment”: As defined in the Group 2 Interest Rate Swap Agreement.
 
“Group 2 Marker Rate”: With respect to the Class 2-C Certificates and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, with the rate on REMIC 3 Regular Interest 2-A subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 2-A Certificates, for the purpose of this calculation, and with the rate on REMIC 3 Regular Interest 2-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
“Group 2 Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) the sum of (x) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest 2-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ minus the REMIC 3 Group 2 Overcollateralized Amount, in each case for such Distribution Date and (y) 1.00% of the accrued interest on REMIC 3 Regular Interest 2-P at the applicable Uncertificated REMIC 3 Pass-Through Rate for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on REMIC 3 Regular Interest 2-A, with the rate on such REMIC 3 Regular Interest subject to a cap equal to the least of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such Distribution Date, (ii) 11.50% per annum and (iii) the Group 2 Net WAC Rate for the REMIC 4 Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case, plus the Policy Premium Rate for the Class 2-A Certificates, for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to REMIC 3 Regular Interest 2-A shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 

 
44
 


 
“Group 2 Interest Rate Swap Agreement”: The interest rate swap agreement, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and the Swap Provider for the benefit of the Class 2-A Certificates, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, including any schedule, confirmations, credit support annex or other credit support document relating thereto, and attached hereto as Exhibit M-1.
 
“Group 2 Loans”: The Mortgage Loans in Loan Group 2.
 
“Group 2 Net Mortgage Rate”: The weighted average of the Net Mortgage Rates of the Group 2 Loans weighted on the basis of the Stated Principal Balances of the Group 2 Loans as of the related Due Date (prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such due date).
 
“Group 2 Net Swap Payment”: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group 2 Interest Rate Swap Agreement by either the Group 2 Swap Provider or the Group 2 Supplemental Interest Trust, which net payment shall not take into account any Group 2 Swap Termination Payment.
 
“Group 2 Net WAC Rate”: With respect to the Class 2-A Certificates and any Distribution Date, a per annum rate equal to the excess, if any, of (A) a per annum rate equal to the Group 2 Net Mortgage Rate over (B) the sum of (1) the sum of (a) a per annum rate equal to the Net Swap Payment with respect to the Group 2 Interest Rate Swap Agreement payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (b) a per annum rate equal to any Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement not due to a Swap Provider Trigger Event payable to the Group 2 Swap Provider on such Distribution Date, divided by the outstanding Stated Principal Balance of the Group 2 Loans as of the first day of the calendar month preceding the month in which the Distribution Date occurs, multiplied by 12, and (2) the Policy Premium Rate for the Class 2-A Certificates. The Group 2 Net WAC Rate will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC 4 Regular Interests the ownership of which is represented by the Class 2-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC 3 Pass-Through Rates on the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO), weighted on the basis of the Uncertificated Principal Balances of each such REMIC 3 Group 2 Regular Interest immediately prior to such Distribution Date, minus the Policy Premium Rate for the Class 2-A Certificates.
 
“Group 2 Net WAC Shortfall Reserve Fund”: A reserve fund established by the Trustee for the benefit of the Holders of the Class 2-A Certificates and the Class 2-C Certificates, and funded on the Closing Date by or on behalf of the Depositor with an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h), which is not an asset of any REMIC, the ownership of which is evidenced by the Class 2-C Certificates, and which is established and maintained pursuant to Section 4.09.
 

 
45
 


 
“Group 2 Net WAC Shortfall Reserve Fund Deposit”: With respect to the Group 2 Net WAC Shortfall Reserve Fund, an amount equal to $5,000, which the Depositor shall fund initially pursuant to Section 4.09 hereof.
 
“Group 2 Optional Termination”: As defined in Section 9.01(g) of this Agreement.
 
“Group 2 Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Group 2 Overcollateralization Target Amount exceeds the Group 2 Overcollateralized Amount on such Distribution Date (after giving effect to distributions in respect of the related Basic Principal Distribution Amount on such Distribution Date).
 
“Group 2 Overcollateralization Floor”: With respect to any Distribution Date, the greater of (x) 0.50% of the Group 2 Cut-off Date Balance and (y) two times the Stated Principal Balance of the Group 2 Loan with the largest outstanding Stated Principal Balance as of the end of the related Prepayment Period.
 
“Group 2 Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the related Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Group 2 Overcollateralized Amount for such Distribution Date (assuming that 100% of the related Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Group 2 Overcollateralization Target Amount for such Distribution Date.
 
“Group 2 Overcollateralization Target Amount”: With respect to any Distribution Date prior to the Group 2 Stepdown Date, 6.25% of the Group 2 Cut-off Date Balance. With respect to any Distribution Date on or after the Group 2 Stepdown Date, the greater of (x) 12.50% of the aggregate Stated Principal Balance of the Group 2 Loans and (y) the Group 2 Overcollateralization Floor; provided, however, that if a Group 2 Trigger Event is in effect on any Distribution Date, the Group 2 Overcollateralization Target Amount will be equal to the Group 2 Overcollateralization Target Amount on the prior Distribution Date.
 
“Group 2 Overcollateralized Amount”: For any Distribution Date, the amount, if any, by which (i) the aggregate principal balance of the related mortgage loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, unscheduled collections of principal received during the related Prepayment Period and any Realized Losses on the Mortgage Loans during the related Prepayment Period), exceeds (ii) the aggregate Certificate Principal Balance of the Class 2-A Certificates and the Class 2-P Certificates as of such Distribution Date (after giving effect to distributions in respect of the related Principal Remittance Amount to be made on such Distribution Date).
 
“Group 2 Schedule”: The ISDA schedule, dated as of March 29, 2007, between the Group 2 Supplemental Interest Trust Trustee and Bank of America, N.A.
 
“Group 2 Stepdown Date”: The later to occur of (x) the Distribution Date occurring in April 2014 and (y) the first Distribution Date on which the aggregate Certificate Principal Balance of the Class 2-A Certificates (calculated, for this purpose only, prior to any distribution of principal to the holders of the certificates) is less than or equal to 87.50% of the aggregate principal balance of the Group 2 Loans, calculated after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period.
 

 
46
 


 
“Group 2 Step-Up Date”: The first Distribution Date following the first month in which the aggregate unpaid principal balance of the Group 2 Loans, and properties acquired in respect thereof, remaining in the trust has been reduced to less than or equal to 10% of the aggregate Group 2 Cut-off Date Balance.
 
“Group 2 Supplemental Interest Trust”: The corpus of a trust created pursuant to Section 4.11 of this Agreement and designated as the “Group 2 Supplemental Interest Trust,” consisting of the Group 2 Interest Rate Swap Agreement, the Group 2 Derivative Account, the Group 2 Cap Contract and the Class 2-IO Interest. For the avoidance of doubt, the Group 2 Supplemental Interest Trust does not constitute a part of the Trust Fund.
 
“Group 2 Supplemental Interest Trust Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.
 
“Group 2 Swap Optional Termination Payment”: As defined in Section 9.01(f) hereof.
 
“Group 2 Swap Provider”: The swap provider under the Group 2 Interest Rate Swap Agreement either (a) entitled to receive payments from the Group 2 Supplemental Interest Trust from amounts payable by the Trust Fund with respect to the Mortgage Loans under this Agreement or (b) required to make payments to the Group 2 Supplemental Interest Trust for payment to the Trust Fund with respect to the Group 2 Mortgage Loans, in either case pursuant to the terms of the Group 2 Interest Rate Swap Agreement, and any successor in interest or assign. Initially, the Group 2 Swap Provider shall be Bank of America, N.A.
 
“Group 2 Trigger Event”: A Group 2 Trigger Event is in effect with respect to any Distribution Date with respect to the Group 2 Loans if:
 
(1) the three month average of the aggregate principal balance of Group 2 Loans that are 60 or more days Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related mortgaged property has been acquired by the trust) as of the close of business on the last day of the preceding calendar month exceeds in the case of any Distribution Date prior to the April 2018 Distribution Date, 10.00%, and in the case of any Distribution Date on or after the April 2018 Distribution Date, 12.00% of the aggregate Stated Principal Balance of the Group 2 Loans;
 
(2) the cumulative amount of Realized Losses incurred on the Group 2 Loans from the Cut-off Date through the end of the calendar month immediately preceding such Distribution Date divided by the Group 2 Cut-off Date Balance exceeds (i) 4.75% with respect to the Distribution Date occurring in April 2014, plus an additional 1/12th of 1.25% for each month thereafter up to and including the Distribution Date in March 2015, (ii) 6.00% with respect to the Distribution Date occurring in April 2015, plus an additional 1/12th of 0.35% for each month thereafter up to and including the Distribution Date in March 2016, (iii) 6.35% with respect to the Distribution Date occurring in April 2016, plus an additional 1/12th of 0.15% for each month thereafter up to and including the Distribution Date in March 2017 and (iv) 6.50% with respect to any Distribution Date occurring in April 2017 and thereafter.
 

 
47
 


 
For purposes of the foregoing calculation, a mortgage loan is considered “60 days” Delinquent if a payment due on the first day of a month has not been received by the second day of the second following month.
 
“Index”: With respect to any Mortgage Loan, the index for the adjustment of the Mortgage Rate set forth as such on the related Mortgage Note.
 
“Initial Certificate Principal Balance”: With respect to each Class of Regular Certificates, the Initial Certificate Principal Balance of such Class of Certificates as set forth in the Preliminary Statement hereto, or with respect to any single Certificate, the Initial Certificate Principal Balance as stated on the face thereof.
 
“Initial Notional Amount”: With respect to the Class C Certificates, an amount equal to the Notional Balance of the Class C Certificates, or with respect to any single Certificate, the Initial Notional Amount as stated on the face thereof.
 
“Insurance Account”: The segregated, non-interest bearing trust account created and maintained pursuant to Section 4.12(b) of this Agreement. The Insurance Account shall be an Eligible Account.
 
“Insurance Agreement”: The Insurance and Indemnity Agreement, dated as of March 29, 2007, among the Certificate Insurer, the Depositor, the Sponsor, the Master Servicer, the Trustee and Impac Mortgage Holdings, Inc., in regard to the Class 1-AM Certificates and Class 2-A Certificates, as such agreement may be amended, modified or supplemented from time to time.
 
“Insurance Policy”: With respect to any Mortgage Loan, any insurance policy (including a PMI Insurer Policy) which is required to be maintained from time to time under this Agreement in respect of such Mortgage Loan.
 
“Insurance Proceeds”: Proceeds paid in respect of the Mortgage Loans pursuant to any Primary Hazard Insurance Policy, any title insurance policy or any other insurance policy covering a Mortgage Loan, to the extent such proceeds are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account.
 
“Insured Amounts”: Shall mean (1) with respect to any Distribution Date, any Deficiency Amount plus any Preference Amount and (2) with respect to the Final Scheduled Distribution Date, the Deficiency Amount for the Final Scheduled Distribution Date.
 
“Insurer Default”: An insurer default will occur in the event the Certificate Insurer fails to make a payment under the Certificate Guaranty Insurance Policy or if certain events of bankruptcy or insolvency occur with respect to the Certificate Insurer.
 
“Interest Rate Swap Agreement”: The Group 1 Interest Rate Swap Agreement or the Group 2 Interest Rate Swap Agreement.
 

 
48
 


 
“Interest Remittance Amount”: With respect to any Distribution Date and each Loan Group, that portion of the Available Distribution Amount for such Distribution Date that represents interest received or advanced with respect to the related Mortgage Loans.
 
“Interest Reserve Fund Amount”: The Class 1-M-4 Interest Reserve Fund Amount, Class 1-M-5 Interest Reserve Fund Amount, Class 1-M-6 Interest Reserve Fund Amount and Class 1-M-7 Interest Reserve Fund Amount, as applicable.
 
“Late Collections”: With respect to any Mortgage Loan, all amounts received during any Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of Monthly Payments due but Delinquent for a previous Due Period and not previously recovered.
 
“LIBOR”: With respect to any Distribution Date and the Pass-Through Rates on the Class A Certificates and Subordinate Certificates, the arithmetic mean of the London interbank offered rate quotations of reference banks (which will be selected by the Trustee after consultation with the Master Servicer) for one-month U.S. dollar deposits, expressed on a per annum basis, determined in accordance with Section 1.02.
 
“LIBOR Business Day”: Any day other than (i) Saturday or Sunday or (ii) a day on which banking institutions in the city of London, England and New York City are required or authorized by law to be closed.
 
“LIBOR Rate Adjustment Date”: With respect to each Distribution Date, the second LIBOR Business Day immediately preceding the commencement of the related Accrual Period.
 
“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the Master Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.
 
“Liquidation Proceeds”: Amounts (other than Insurance Proceeds) received by the Master Servicer in connection with the taking of an entire Mortgaged Property by exercise of the power of eminent domain or condemnation or in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received in respect of any REO Property.
 
“Loan-to-Value Ratio”: As of any date, the fraction, expressed as a percentage, the numerator of which is the current principal balance of the related Mortgage Loan at the date of determination and the denominator of which is the Collateral Value of the related Mortgaged Property.
 
“Loan Group”: Any of Loan Group 1 or Loan Group 2.
 
“Loan Group 1”: The group 1 loans.
 
“Loan Group 2”: The group 2 loans.
 

 
49
 


 
“Lost Note Affidavit”: With respect to any Mortgage Note, an original lost note affidavit from the Sponsor stating that the original Mortgage Note was lost, misplaced or destroyed, together with a copy of the related Mortgage Note.
 
“Majority Class C Certificateholder”: The holder of a 50.01% or greater Percentage Interest of the Class C Certificates.
 
“Master Servicer”: Impac Funding Corporation, or any successor master servicer appointed as herein provided.
 
“Master Servicer Prepayment Charge Payment Amount”: The amounts payable by the Master Servicer in respect of any waived Prepayment Charges pursuant to Section 2.03, and any amount paid to the Trust Fund by any Person to remedy any breach of any representation, warranty or covenant made with respect to the Prepayment Charges to the extent the Trust Fund, as assignee, is the beneficiary of such representation, warranty or covenant.
 
“Master Servicing Fees”: With respect to each Mortgage Loan, an amount, payable out of any payment of interest on the Mortgage Loan, equal to interest at the Master Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan as of the Due Date in the calendar month preceding the month in which the payment of the Master Servicing Fee is due (alternatively, in the event such payment of interest accompanies a Principal Prepayment in part or in full made by the Mortgagor, interest for the number of days covered by such payment of interest). The Master Servicing Fee consists of servicing compensation payable to the Master Servicer in respect of its master servicing responsibilities.
 
“Master Servicing Fee Rate”: With respect to each Mortgage Loan, the per annum rate of 0.030%.
 
“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.
 
“Midland”: Midland Loan Services, Inc., or its successor in interest.
 
“MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
“MOM Loan”: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
“Monthly Interest Distributable Amount”: For any Distribution Date and each class of Offered Certificates, Class 1-B Certificates, Class C Certificates and Class IO Interests, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balances or Notional Balances or Uncertificated Notional Amounts of such Certificates or interests immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls to the extent not covered by Compensating Interest payable by the Sub-Servicer or Master Servicer and any shortfalls resulting from the application of the Relief Act (in each case to the extent allocated to such class of Certificates or interests as set forth in Section 1.03). The Monthly Interest Distributable Amount on the Offered Certificates and Class 1-B Certificates will be calculated on the basis of the actual number of days in the related Accrual Period and a 360-day year.
 

 
50
 


 
“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by a Mortgagor from time to time under the related Mortgage Note as originally executed (after adjustment, if any, for Deficient Valuations occurring prior to such Due Date, and after any adjustment by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period).
 
“Moody's”: Moody's Investors Service, Inc., or its successor in interest.
 
“Mortgage”: The mortgage, deed of trust or any other instrument securing the Mortgage Loan.
 
“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement; provided, that whenever the term “Mortgage File” is used to refer to documents actually received by the Custodian, such term shall not be deemed to include such additional documents required to be added unless they are actually so added.
 
“Mortgage Loan”: Each of the mortgage loans, transferred and assigned to the Trustee pursuant to Section 2.01, 2.04 or 2.06 and from time to time held in the Trust Fund (including any Qualified Substitute Mortgage Loans), the mortgage loans so transferred, assigned and held being identified in the Mortgage Loan Schedule. As used herein, the term “Mortgage Loan” includes the related Mortgage Note and Mortgage.
 
“Mortgage Loan Purchase Agreement”: The Mortgage Loan Purchase Agreement dated as of March 29, 2007, among Impac Funding Corporation, as sponsor, Impac Mortgage Holdings, Inc. and the Depositor as purchaser, and all amendments thereof and supplements thereto.
 
“Mortgage Loan Schedule”: As of any date of determination, the schedule of Mortgage Loans included in the Trust Fund. The schedule of Mortgage Loans with accompanying information transferred on the Closing Date to the Trustee as part of the Trust Fund for the Certificates, attached hereto as Exhibit H, which list shall set forth the following information with respect to each Mortgage Loan:
 
(i) [reserved];
 
(ii) the city, state and zip code of the Mortgaged Property;
 
(iii) the original term to maturity;
 

 
51
 


 
(iv) the original principal balance and the original Mortgage Rate;
 
(v) the first payment date;
 
(vi) the applicable Loan Group;
 
(vii) the type of Mortgaged Property;
 
(viii) the Monthly Payment in effect as of the Cut-off Date;
 
(ix) the principal balance as of the Cut-off Date;
 
(x) the Mortgage Rate as of the Cut-off Date;
 
(xi) the occupancy status;
 
(xii) the purpose of the Mortgage Loan;
 
(xiii) the Collateral Value of the Mortgaged Property;
 
(xiv) the remaining term to maturity;
 
(xv) the paid-through date of the Mortgage Loan;
 
(xvi) the Master Servicing Fee Rate;
 
(xvii) the Sub-Servicing Fee Rate;
 
(xviii) the Net Mortgage Rate for the Mortgage Loan;
 
(xix) whether such Mortgage Loan is a PMI Mortgage Loan and, if so, the related PMI Insurer Fee Rate;
 
(xx) whether the Mortgage Loan is covered by a private mortgage insurance policy or an original certificate of private mortgage insurance;
 
(xxi) the documentation type;
 
(xxii) the type and term of the related Prepayment Charge, if any;
 
(xxiii) the Index and the Gross Margin; and
 
(xxiv) the Adjustment Date frequency and Distribution Date frequency.
 
The Mortgage Loan Schedule may be in the form of more than one schedule, collectively setting forth all of the information required.
 
“Mortgage Note”: The note or other evidence of the indebtedness of a Mortgagor under a Mortgage Loan.
 

 
52
 


 
“Mortgage Rate”: With respect to any Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan in the absence of default, as adjusted from time to time in accordance with the provisions of the Mortgage Note.
 
“Mortgaged Property”: The underlying property securing a Mortgage Loan.
 
“Mortgagor”: The obligor or obligors on a Mortgage Note.
 
“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds net of Advances, Servicing Advances, Master Servicing Fees, Sub-Servicing Fees and any other accrued and unpaid servicing fees received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.
 
“Net Monthly Excess Cashflow”: For any Distribution Date and any Loan Group, the sum of (a) any related Overcollateralization Release Amount and (b) the excess of (x) the related Interest Remittance Amount for such Distribution Date over (y) the aggregate Monthly Interest Distributable Amount for the related Offered Certificates and Class 1-B Certificates for such Distribution Date.
 
“Net Mortgage Rate”: With respect to each Mortgage Loan Due Date, the then applicable Mortgage Rate thereon minus the sum of (1) the Master Servicing Fee Rate, (2) the Sub-Servicing Fee Rate and (3) the related PMI Insurer Fee Rate, if such Mortgage Loan is a PMI Mortgage Loan.
 
“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.
 
“Net Swap Payment”: Any of the Group 1 Net Swap Payment or Group 2 Net Swap Payment, as applicable.
 
“Net WAC Rate”: With respect to the Class 1-A, Class 1-M and Class 1-B Certificates, the Group 1 Net WAC Rate. With respect to the Class 2-A Certificates, the Group 2 Net WAC Rate.
 
“Net WAC Shortfall Amount”: With respect to the Offered Certificates, the Class 1-B Certificates and any Distribution Date, the sum of (i) the excess, if any, of (a) the amount of interest such Offered Certificates or Class 1-B Certificates would have been entitled to receive on such Distribution Date at the related Pass-Through Rate without regard to the applicable Net WAC Rate over (b) the amount of interest accrued on such Certificates at such Net WAC Rate, plus (ii) the related Net WAC Shortfall Amount from the prior Distribution Date not previously reimbursed together with interest thereon at the related Pass-Through Rate for the most recently ended Accrual Period.
 
“Net WAC Shortfall Reserve Fund”: Any of the Group 1 Net WAC Shortfall Reserve Fund or the Group 2 Net WAC Shortfall Reserve Fund.
 

 
53
 


 
“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Depositor and the Trustee.
 
“Non-United States Person”: Any Person other than a United States Person.
 
“Notional Balance”: With respect to the Class 1-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 1 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 1-P Certificates. For federal income tax purposes, the Notional Balance of the Class 1-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, for such Distribution Date. With respect to the Class 2-C Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group 2 Loans as of the related Due Date, minus the Certificate Principal Balance of the Class 2-P Certificates. For federal income tax purposes, the Notional Balance of the Class 2-C Certificates for any Distribution Date shall be an amount equal to the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, for such Distribution Date.
 
“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor, the Sponsor, the Master Servicer or of any Sub-Servicer and delivered to the Depositor and Trustee.
 
“Offered Certificates”: The Class 1-A, Class 2-A and Class 1-M Certificates.
 
“One Month LIBOR”: The London interbank offered rate for one-month United States dollar deposits, determined as described in Section 1.02 of this Agreement.
 
“Opinion of Counsel”: A written opinion of counsel, who may be counsel for the Depositor, the Sponsor, or the Master Servicer, reasonably acceptable to the Trustee; except that any opinion of counsel relating to (a) the qualification of any account required to be maintained pursuant to this Agreement as an Eligible Account, (b) the qualification of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs, (c) compliance with the REMIC Provisions or (d) resignation of the Master Servicer pursuant to Section 6.04 must be an opinion of counsel who (i) is in fact independent of the Depositor and the Master Servicer, (ii) does not have any direct financial interest or any material indirect financial interest in the Depositor or the Master Servicer or in an affiliate of either and (iii) is not connected with the Depositor or the Master Servicer as an officer, employee, director or person performing similar functions.
 
“Optional Termination”: As defined in Section 9.01(b) of this Agreement.
 
“Optional Termination Date”: The first Distribution Date on which the Master Servicer may opt to terminate the Trust Fund pursuant to Section 9.01.
 

 
54
 


 
“Outstanding Mortgage Loan”: As to any Due Date, a Mortgage Loan (including an REO Property) which was not the subject of a Principal Prepayment in Full, Cash Liquidation or REO Disposition and which was not purchased prior to such Due Date pursuant to Sections 2.02, 2.04 or 3.14.
 
“Overcollateralization Deficiency Amount”: The Group 1 Overcollataralization Deficiency Amount or the Group 2 Overcollateralization Deficiency Amount, as applicable.
 
“Overcollateralization Floor”: The Group 1 Overcollateralization Floor or the Group 2 Overcollateralization Floor, as applicable.
 
“Overcollateralization Release Amount”: The Group 1 Overcollateralization Release Amount or the Group 2 Overcollateralization Release Amount, as applicable.
 
“Overcollateralization Target Amount”: The Group 1 Overcollateralization Target Amount or the Group 2 Overcollateralization Target Amount, as applicable.
 
“Overcollateralized Amount”: The Group 1 Overcollateralized Amount or the Group 2 Overcollateralized Amount, as applicable.
 
“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.
 
“Pass-Through Rate”: With respect to any Distribution Date and
 
(i) the Offered Certificates and the Class 1-B Certificates, the least of (x) One-Month LIBOR plus the related Certificate Margin (y) the applicable Net WAC Rate and (z) 11.50% per annum;
 
(ii) the Class 1-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interests 1-IO and 1-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 1 Regular Interest over the Group 1 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 1 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 1-P;
 
(iii) the Class 2-C Certificates and any Distribution Date, (x) a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interests 2-IO and 2-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC 3 Pass-Through Rate for such REMIC 3 Group 2 Regular Interest over the Group 2 Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC 3 Group 2 Regular Interests, and (y) 100% of the interest distributable in respect of REMIC 3 Regular Interest 2-P;
 

 
55
 

 

 
(iv) each of the Class 1-P Certificates and Class 2-P Certificates, 0.00% per annum; and

(v) each of the Class 1-IO Interest and Class 2-IO Interest, 100% of the amounts distributable to REMIC 3 Regular Interest 1-IO and REMIC 3 Regular Interest 2-IO, respectively, for such Distribution Date.

“Percentage Interest”: With respect to any Regular Certificate, the undivided percentage ownership interest in the related Class evidenced by such Certificate, which percentage ownership interest shall be equal to the Initial Certificate Principal Balance thereof divided by the aggregate Initial Certificate Principal Balance of all of the Certificates of the same Class. With respect to any Class R Certificate, the interest in distributions to be made with respect to such Class evidenced thereby, expressed as a percentage, as stated on the face of each such Certificate.

“Permitted Investment”: One or more of the following:

(i) obligations of or guaranteed as to principal and interest by the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States;

(ii) repurchase agreements on obligations specified in clause (i) maturing not more than one month from the date of acquisition thereof, provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in its highest short-term rating available, provided, however, that such repurchase agreements are treated as financings under generally accepted accounting principles (“GAAP”);

(iii) federal funds, certificates of deposit, demand deposits, time deposits and bankers' acceptances (which shall each have an original maturity of not more than 90 days and, in the case of bankers' acceptances, shall in no event have an original maturity of more than 365 days or a remaining maturity of more than 30 days) denominated in United States dollars of any U.S. depository institution or trust company incorporated under the laws of the United States or any state thereof or of any domestic branch of a foreign depository institution or trust company; provided that the debt obligations of such depository institution or trust company (or, if the only Rating Agency is Standard & Poor's, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) at the date of acquisition thereof have been rated by each Rating Agency in its highest short-term rating available; and provided further that, if the only Rating Agency is Standard & Poor's and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of Standard & Poor's if Standard & Poor's is the Rating Agency;


 
56
 



(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody's and Standard & Poor's in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;

(v) a money market fund or a qualified investment fund rated by Moody's in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and

(vi) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency, as evidenced in writing;

provided, however, that no instrument shall be a Permitted Investment if it represents, either (1) the right to receive only interest payments with respect to the underlying debt instrument or (2) the right to receive both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity greater than 120% of the yield to maturity at par of such underlying obligations.

To the extent that the Trustee receives any materials in connection with the holding of any Permitted Investment which require the holder to vote, the Trustee shall not exercise its voting rights.

Permitted Investments shall not be sold prior to maturity, except that a money market fund or qualified investment fund may be liquidated at any time.

“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization, a Non-United States Person or an “electing large partnership” (as defined in Section 775 of the Code).

“Person”: Any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“PMI Insurer”: Radian Guaranty, Inc., or its successors or assigns.

“PMI Insurer Policy”: The lender-paid primary mortgage insurance policy issued by the PMI Insurer in accordance with a March 29, 2002 letter between the Sponsor and the PMI Insurer.

“PMI Mortgage Loan”: Any mortgage loan covered by the PMI Insurer Policy.


 
57
 



“PMI Insurer Fee Rate”: With respect to each PMI Mortgage Loan, the per annum rate payable to the PMI Insurer under the PMI Insurer Policy.

“Policy Premium”: The premium set forth in the Certificate Guaranty Insurance Policy.

“Policy Premium Rate”: The rate per annum set forth in the Insurance Agreement.

“Preference Amount”: Any amount previously distributed to a Class 1-AM Certificateholder or a Class 2-A Certificateholder, as the case may be, by or on behalf of the Trust Estate that is recoverable and sought to be recovered as a voidable preference by a trustee in bankruptcy pursuant to the United States Bankruptcy Code (11 U.S.C.), as amended from time to time, in accordance with a final nonappealable order of a court having competent jurisdiction.

“Prepayment Assumption”: As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Master Servicer Prepayment Charge Payment Amount).

“Prepayment Interest Excess”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment during the portion of the Prepayment Period from the related Due Date to the end of such Prepayment Period, any payment of interest received in connection therewith (net of any applicable Servicing Fee) representing interest accrued for any portion of such month of receipt.

“Prepayment Interest Shortfall”: As to any Distribution Date and any Mortgage Loan (other than a Mortgage Loan relating to an REO Property) that was the subject of (a) a Principal Prepayment in Full during the related Prepayment Period, an amount equal to the excess of one month’s interest at the Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan over the amount of interest (adjusted to the Net Mortgage Rate) paid by the Mortgagor for such Prepayment Period to the date of such Principal Prepayment in Full or (b) a Curtailment during the prior calendar month, an amount equal to one month’s interest at the Net Mortgage Rate on the amount of such Curtailment.

“Prepayment Period”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP and any Distribution Date, the period between the 16th of the month prior to such Distribution Date and the 15th of the current month, except the initial Prepayment Period will run from March 1, 2007 through April 15, 2007. With respect to any Mortgage Loan subserviced by Midland and any Distribution Date, the calendar month immediately preceding the month in which such distribution occurs.

“Primary Hazard Insurance Policy”: Each primary hazard insurance policy required to be maintained pursuant to Section 3.13.

“Primary Insurance Policy”: Any primary policy of mortgage guaranty insurance including the PMI Insurer Policy, or any replacement policy therefor.


 
58
 



“Principal Distribution Amount”: With respect to any Distribution Date and any Loan Group, an amount equal to the sum of the related Basic Principal Distribution Amount plus the related Extra Principal Distribution Amount.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

“Principal Prepayment in Full”: Any Principal Prepayment made by a Mortgagor of the entire unpaid principal balance of the Mortgage Loan.

“Principal Remittance Amount”: With respect to any Distribution Date and each Loan Group, the sum of the following from the Available Distribution Amount: (i) each scheduled payment of principal collected or advanced on the related Mortgage Loans by the Master Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the related Mortgage Loans applied by the Master Servicer during the related Prepayment Period, (iii) the principal portion of all Net Liquidation Proceeds, REO Proceeds, Insurance Proceeds, and Subsequent Recoveries received during the related Prepayment Period, (iv) the principal portion of proceeds of Mortgage Loan purchases made pursuant to Section 2.02, 2.04 or 3.14, in each case received or made during the related Prepayment Period, (v) the principal portion of any related Substitution Adjustments deposited in the Custodial Account during the related Prepayment Period and (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 9.01, the principal portion of the termination price received from the Master Servicer in connection with a termination of the Trust Fund to occur on such Distribution Date.

“Prospectus Supplement”: That certain Prospectus Supplement dated March 29, 2007 relating to the public offering of the Offered Certificates.

“Purchase Price”: With respect to any Mortgage Loan (or REO Property) required to be purchased pursuant to Section 2.02, 2.04 or 3.14, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof, (ii) unpaid accrued interest (or REO Imputed Interest) at the applicable Net Mortgage Rate on the Stated Principal Balance thereof outstanding during each Due Period that such interest was not paid or advanced, from the date through which interest was last paid by the Mortgagor or advanced and distributed to Certificateholders together with unpaid Master Servicing Fees, Sub-Servicing Fees and, if such Mortgage Loan is a PMI Mortgage Loan, fees due the PMI Insurer at the PMI Insurer Fee Rate, from the date through which interest was last paid by the Mortgagor, in each case to the first day of the month in which such Purchase Price is to be distributed, plus (iii) the aggregate of all Advances and Servicing Advances made in respect thereof that were not previously reimbursed and (iv) costs and damages incurred by the Trust Fund in connection with a repurchase pursuant to Section 2.04 hereof that arises out of a violation of any anti-predatory lending law which also constitutes an actual breach of representations (xii), (xxxv), (xxxiii), (xxxviii), (xxxix) or (xliii) of Section 3.1(b) of the Mortgage Loan Purchase Agreement.


 
59
 



“Qualified Insurer”: Any insurance company duly qualified as such under the laws of the state or states in which the related Mortgaged Property or Mortgaged Properties is or are located, duly authorized and licensed in such state or states to transact the type of insurance business in which it is engaged and approved as an insurer by the Master Servicer, so long as the claims paying ability of which is acceptable to the Rating Agencies for pass-through certificates having the same rating as the Certificates rated by the Rating Agencies as of the Closing Date.

“Qualified Substitute Mortgage Loan”: A Mortgage Loan substituted by the Depositor for a Deleted Mortgage Loan which must, on the date of such substitution, as confirmed in an Officers’ Certificate of the Sponsor delivered to the Trustee, (i) have an outstanding principal balance, after deduction of the principal portion of the monthly payment due in the month of substitution (or in the case of a substitution of more than one Mortgage Loan for a Deleted Mortgage Loan, an aggregate outstanding principal balance, after such deduction), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan (the amount of any shortfall to be paid to the Master Servicer for deposit in the Custodial Account in the month of substitution); (ii) have a Mortgage Rate and a Net Mortgage Rate no lower than and not more than 1% per annum higher than the Mortgage Rate and Net Mortgage Rate, respectively, of the Deleted Mortgage Loan as of the date of substitution; (iii) have a Loan-to-Value Ratio at the time of substitution no higher than that of the Deleted Mortgage Loan at the time of substitution; (iv) have a remaining term to stated maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (v) comply with each representation and warranty set forth in Section 2.04 hereof; and, (vi) comply with each non-statistical representation and warranty set forth in the Mortgage Loan Purchase Agreement.

“Rating Agency”: Standard & Poor's or Moody's and each of their successors. If such agencies and their successors are no longer in existence, “Rating Agency” shall be such nationally recognized statistical rating agency, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee and Master Servicer. References herein to the two highest long term debt rating of a Rating Agency shall mean “AA” or better in the case of Standard & Poor's and “Aa2” or better in the case of Moody's and references herein to the highest short-term debt rating of a Rating Agency shall mean “A-1+” in the case of Standard & Poor's and “P-1” in the case of Moody's, and in the case of any other Rating Agency such references shall mean such rating categories without regard to any plus or minus.

“Realized Loss”: With respect to each Mortgage Loan or REO Property as to which a Cash Liquidation or REO Disposition has occurred, an amount (not less than zero) equal to (i) the Stated Principal Balance of the Mortgage Loan as of the date of Cash Liquidation or REO Disposition, plus (ii) interest (and REO Imputed Interest, if any) at the Net Mortgage Rate from the Due Date as to which interest was last paid or advanced to Certificateholders up to the date of the Cash Liquidation or REO Disposition on the Stated Principal Balance of such Mortgage Loan outstanding during each Due Period that such interest was not paid or advanced, minus (iii) the proceeds, if any, received during the month in which such Cash Liquidation or REO Disposition occurred, to the extent applied as recoveries of interest at the Net Mortgage Rate and to principal of the Mortgage Loan, net of the portion thereof reimbursable to the Master Servicer or any Sub-Servicer with respect to related Advances or Servicing Advances not previously reimbursed. With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.


 
60
 



“Record Date”: With respect to each Distribution Date and the Offered Certificates and the Class 1-B Certificates, so long as such Certificates are Book-Entry Certificates, the Business Day prior to such Distribution Date. With respect to any Offered Certificates and the Class 1-B Certificates which are not Book-Entry Certificates, and with respect to the Class C, Class P and Class R Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.

“Regular Certificate”: Any of the Certificates other than the Class R Certificates.

“Regulation AB” Subpart 229,1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan.7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

“Relief Act”: The Servicemembers Relief Act, as amended, and similar legislation or regulations.

“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month's interest on the Stated Principal Balance of such Mortgage Loan at the Loan Rate for such Mortgage Loan before giving effect to the application of the Relief Act.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements, the Cap Contracts and the Collateral Accounts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 1 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-1 Interest), consisting of: (i) each Mortgage Loan in Loan Group 1 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.


 
61
 



“REMIC 1 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 1 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 1 Regular Interests consist of REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-78-B, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC, each as designated in the Preliminary Statement hereto.

“REMIC 2”: The segregated pool of assets subject hereto (exclusive of the Net WAC Shortfall Reserve Funds, any Master Servicer Prepayment Charge Payment Amounts and, for the avoidance of doubt, the Supplemental Interest Trusts, the Derivative Accounts, the Interest Rate Swap Agreements, the Cap Contracts and the Collateral Accounts) with respect to which a REMIC election is to be made, conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 2 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-2 Interest), consisting of: (i) each Mortgage Loan in Loan Group 2 (exclusive of payments of principal and interest due on or before the Cut-off Date, if any, received by the Master Servicer, which shall not constitute an asset of the Trust Fund) as from time to time are subject to this Agreement and all payments under and proceeds of such Mortgage Loans (exclusive of any late payment charges received on the Mortgage Loans), together with all documents included in the related Mortgage File, subject to Section 2.01; (ii) such funds or assets relating to such Mortgage Loans as from time to time are deposited in the Custodial Account or the Certificate Account and belonging to the Trust Fund; (iii) any related REO Property; (iv) the Primary Hazard Insurance Policies, if any, the Primary Insurance Policies, if any, and all other Insurance Policies with respect to such Mortgage Loans; and (v) the Depositor’s interest in respect of the representations and warranties made by the Sponsor in the Mortgage Loan Purchase Agreement as assigned to the Trustee pursuant to Section 2.04 hereof.

“REMIC 2 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a Regular Interest in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 2 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 2 Regular Interests consist of REMIC 2 Regular Interests 1-1-A through REMIC 2 Regular Interest 1-88-B, REMIC 2 Regular Interest OC and REMIC 2 Regular Interest P, each as designated in the Preliminary Statement hereto.


 
62
 



“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests and REMIC 2 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest), pursuant to Article II hereunder, with respect to which a separate REMIC election is to be made.

“REMIC 3 Group 1 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 1-AA minus the Group 1 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 1-P, divided by (b) 12.

“REMIC 3 Group 1 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 1 Regular Interests, other than REMIC 3 Regular Interest 1-P, minus (ii) the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate, in each case, as of such date of determination.

“REMIC 3 Group 1 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 1 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 1-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M or Class 1-B Certificate is a Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ.

“REMIC 3 Group 1 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.

“REMIC 3 Group 1 Regular Interest”: Any of the REMIC 3 Regular Interests 1-AA, 1-ZZ, 1-A1-A, 1-A1-B, 1-A1-C, 1-AM, 1-M-1, 1-M-2, 1-M-3, 1-M-4, 1-M-5, 1-M-6, 1-M-7, 1-M-8, 1-B, 1-IO and 1-P.

“REMIC 3 Group 2 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the sum of (x) the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest 2-AA minus the Group 2 Marker Rate, and (y) the accrued interest on REMIC 3 Regular Interest 2-P, divided by (b) 12.


 
63
 



“REMIC 3 Group 2 Overcollateralized Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Group 2 Regular Interests, other than REMIC 3 Regular Interest 2-P, minus (ii) the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A, in each case, as of such date of determination.

“REMIC 3 Group 2 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group 2 Loans and the related REO Properties then outstanding, minus the Certificate Principal Balance of the Class 2-P Certificates, and (ii) 1 minus a fraction, the numerator of which is two (2) times the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and the denominator of which is the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ.

“REMIC 3 Group 2 Overcollateralization Target Amount”: 1.00% of the Group 1 Overcollateralization Target Amount.

“REMIC 3 Group 2 Regular Interest”: Any of the REMIC 3 Regular Interests 2-AA, 2-ZZ, 2-A, 2-IO and 2-P.

“REMIC 3 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. Each REMIC 3 Regular Interest shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and (except for the REMIC 3 Regular Interests 1-IO and 2-IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC 3 Regular Interests are set forth in the Preliminary Statement hereto. The REMIC 3 Regular Interests consist of the REMIC 3 Group 1 Regular Interests and REMIC 3 Group 2 Regular Interests.

“REMIC 4”: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in trust to the Trustee, for the benefit of the holders of the Regular 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 4 Regular Interest”: The Class 1-IO Interest, Class 2-IO Interest or any Regular Interest in REMIC 4 the ownership of which is represented by any of the Regular Certificates.

“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interest”: A REMIC 1 Regular Interest, REMIC 2 Regular Interest or REMIC 3 Regular Interest.


 
64
 



“Remittance Report”: A report prepared by the Master Servicer providing the information set forth in Exhibit E attached hereto.

“REO Acquisition”: The acquisition by the Master Servicer on behalf of the Trustee for the benefit of the Certificateholders of any REO Property pursuant to Section 3.15.

“REO Disposition”: The receipt by the Master Servicer of Insurance Proceeds, Liquidation Proceeds and other payments and recoveries (including proceeds of a final sale) which the Master Servicer expects to be finally recoverable from the sale or other disposition of the REO Property.

“REO Imputed Interest”: As to any REO Property, for any period, an amount equivalent to interest (at the Mortgage Rate that would have been applicable to the related Mortgage Loan had it been outstanding) on the unpaid principal balance of the Mortgage Loan as of the date of acquisition thereof (as such balance is reduced pursuant to Section 3.15 by any income from the REO Property treated as a recovery of principal).

“REO Proceeds”: Proceeds, net of directly related expenses, received in respect of any REO Property (including, without limitation, proceeds from the rental of the related Mortgaged Property and of any REO Disposition), which proceeds are required to be deposited into the Custodial Account as and when received.

“REO Property”: A Mortgaged Property acquired by the Master Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.

“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibits F-1 or F-2 attached hereto.

“Residual Certificate”: The Class R Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee, the Chairman or Vice Chairman of the Board of Directors or Trustees, the Chairman or Vice Chairman of the Executive or Standing Committee of the Board of Directors or Trustees, the President, the Chairman of the Committee on Trust Matters, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer, any trust officer or assistant trust officer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject.

“Servicing Account”: The account or accounts created and maintained pursuant to Section 3.09.


 
65
 



“Servicing Advances”: All customary, reasonable and necessary “out of pocket” costs and expenses incurred in connection with a default, delinquency or other unanticipated event in the performance by the Master Servicer or any Sub-Servicer of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered on the MERS System, (iii) the management and liquidation of any REO Property, including reasonable fees paid to any independent contractor in connection therewith, and (iv) compliance with the obligations under the second paragraph of Section 3.01, Section 3.09 and Section 3.13 (other than any deductible described in the last paragraph thereof).

“Servicing Criteria” The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time, or those Servicing Criteria otherwise mutually agreed to by Sponsor, the Master Servicer and the applicable Sub-Servicer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit N.

“Servicing Guide”: The Impac Funding Corporation Servicing Guide, attached hereto as Exhibit K, which may be amended from time to time.

“Servicing Officer”: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer, as such list may from time to time be amended.

“Single Certificate”: A Regular Certificate of any Class (other than a Class P Certificate) evidencing an Initial Certificate Principal Balance of $1,000, or, in the case of a Class P Certificate, a Certificate of such Class evidencing an Initial Certificate Principal Balance of $100.

“Specially Serviced Group 2 Loan”: A Group 2 Loan with respect to which certain delinquency, loss or foreclosure events have occurred as provided in the related Sub-Servicing Agreement, including any Group 2 Loan which is 60 days or more delinquent.

“Sponsor” Impac Funding Corporation, or its successor in interest.

“Standard & Poor’s”: Standard & Poor's Ratings Services, a division of The McGraw Hill Companies, Inc., or its successor in interest.

“Startup Day”: The day designated as such pursuant to Article X hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan or related REO Property at any given time, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date, after application of principal payments due on or before such date, whether or not received, minus (ii) the sum of (a) the principal portion of the Monthly Payments due with respect to such Mortgage Loan or REO Property during each Due Period ending prior to the most recent Distribution Date which were received or with respect to which an Advance was made, and (b) all Principal Prepayments with respect to such Mortgage Loan or REO Property, and all Insurance Proceeds, Liquidation Proceeds and REO Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.15 with respect to such Mortgage Loan or REO Property, which were distributed pursuant to Section 4.01 on any previous Distribution Date, and (c) any Realized Loss with respect thereto allocated pursuant to Section 4.07 for any previous Distribution Date.


 
66
 



“Step-Up Date”: The Group 1 Step-Up Date or the Group 2 Step-Up Date.

“Stepdown Date”: The Group 1 Stepdown Date or the Group 2 Stepdown Date.

“Stepdown Target Subordination Percentage”: For each class of Subordinate Certificates, the respective percentages indicated in the following table:
 
 
Stepdown Target
Subordination
Percentage
Class 1-M-1
11.20%
Class 1-M-2
  8.80%
Class 1-M-3
  7.50%
Class 1-M-4
  6.30%
Class 1-M-5
  5.30%
Class 1-M-6
  4.50%
Class 1-M-7
  3.80%
Class 1-M-8
  3.10%
Class 1-B
  2.30%
 
“Subordinate Certificates”: The Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates.

“Subsequent Recoveries”: Any Liquidation Proceeds (net of amounts owed to the Master Servicer or any Sub-Servicer with respect to the related Mortgage Loan) received after the final liquidation of a Mortgage Loan. If Subsequent Recoveries are received, they will be included as part of the Principal Remittance Amount for the following Distribution Date and distributed in accordance with the priorities described in Section 4.01 of this Agreement. In addition, after giving effect to all distributions on a Distribution Date, if any Allocated Realized Loss Amounts are outstanding, the Allocated Realized Loss Amount for the class of Offered Certificates or Class 1-B Certificates then outstanding with the highest distribution priority will be decreased by the amount of such Subsequent Recoveries until reduced to zero (with any remaining Subsequent Recoveries applied to reduce the Allocated Realized Loss Amount of the class with the next highest distribution priority), and the Certificate Principal Balance of such class or classes of Offered Certificates or Class 1-B Certificates will be increased by the same amount. Thereafter, such class or classes of Offered Certificates or Class 1-B Certificates will accrue interest on the increased Certificate Principal Balance.


 
67
 



“Sub-Servicer”: Any Person with which the Master Servicer has entered into a Sub-Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.

“Sub-Servicer Remittance Date”: With respect to any Mortgage Loan subserviced by Countrywide Home Loans Servicing LP, the 21st day of each month, or if such day is not a Business Day, the immediately preceding Business Day. With respect to any Mortgage Loan subserviced by Midland, the 18th day of each month, or if such day is not a Business Day, the immediately preceding Business Day.

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the Master Servicer.

“Sub-Servicing Agreement”: The written contract between the Master Servicer and a Sub-Servicer and any successor Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.

“Sub-Servicing Fees”: With respect to each Mortgage Loan, accrued interest at the Sub-Servicing Fee Rate with respect to the Mortgage Loan on the same principal balance on which interest on the Mortgage Loan accrues for the calendar month. The Sub-Servicing Fees consist of subservicing and other related compensation payable to the related Sub-Servicer or to the Master Servicer if the Master Servicer is directly servicing the loan.

“Sub-Servicing Fee Rate”: On each adjustable-rate Group 1 Loan, including any such mortgage loan with an initial fixed rate, 0.375% per annum. On each fixed-rate Group 1 Loan for the first lien mortgage loans, 0.250% per annum. On each fixed-rate Group 1 Loan for the second lien mortgage loans, 0.500% per annum. On each Group 2 Loan, a rate equal to 0.250% per annum, with such rate increasing to 0.750% per annum for any Group 2 Loan that becomes a Specially Serviced Group 2 Loan.

“Substitution Adjustment”: As defined in Section 2.04 hereof.

“Supplemental Interest Trust”: The Group 1 Supplemental Interest Trust or the Group 2 Supplemental Interest Trust, as applicable.

“Supplemental Interest Trust Trustee”: The Group 1 Supplemental Interest Trust Trustee or the Group 2 Supplemental Interest Trust Trustee, as applicable.

“Swap LIBOR”: LIBOR as determined pursuant to each Interest Rate Swap Agreement.

“Swap Optional Termination Payment”: As defined in Section 9.01 hereof.

“Swap Provider”: The Group 1 Swap Provider or Group 2 Swap Provider, as applicable.

“Swap Provider Trigger Event” With respect to any Distribution Date, (i) an Event of Default under the related Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the related Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.


 
68
 



“Swap Termination Payment” Upon the designation of an “Early Termination Date” as defined in the related Interest Rate Swap Agreement, the payment to be made by the Supplemental Interest Trust to the Swap Provider or by the Swap Provider to the Supplemental Interest Trust, as applicable, pursuant to the terms of the related Interest Rate Swap Agreement.

“Tax Matters Person”: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a class of Residual Interests in a REMIC shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed on behalf of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 due to their classification as REMICs under the REMIC Provisions, together with any and all other information, reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Transfer”: Any direct or indirect transfer, sale, pledge, hypothecation or other form of assignment of any Ownership Interest in a Certificate.

“Transferor”: Any Person who is disposing by Transfer of any Ownership Interest in a Certificate.

“Trust Fund”: REMIC 1, REMIC 2, REMIC 3, REMIC 4 the Net WAC Shortfall Reserve Fund and Master Servicer Prepayment Charge Payment Amount.

“Trustee”: Deutsche Bank National Trust Company, or its successor in interest, or any successor trustee appointed as herein provided.

“Uncertificated Accrued Interest”: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month's interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.03).

“Uncertificated Notional Amount”: With respect to REMIC 3 Regular Interest 1-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 1 Regular Interests ending with the designation “A” listed below:
 
69
 
 
Distribution
Date
REMIC 1 Regular Interests
1
1-1-A through 1-78-A
2
1-1-A through 1-78-A
3
1-3-A through 1-78-A
4
1-4-A through 1-78-A
5
1-5-A through 1-78-A
6
1-6-A through 1-78-A
7
1-7-A through 1-78-A
8
1-8-A through 1-78-A
9
1-9-A through 1-78-A
10
1-10-A through 1-78-A
11
1-11-A through 1-78-A
12
1-11-A through 1-78-A
13
1-13-A through 1-78-A
14
1-14-A through 1-78-A
15
1-15-A through 1-78-A
16
1-16-A through 1-78-A
17
1-17-A through 1-78-A
18
1-18-A through 1-78-A
19
1-19-A through 1-78-A
20
1-20-A through 1-78-A
21
1-21-A through 1-78-A
22
1-21-A through 1-78-A
23
1-23-A through 1-78-A
24
1-24-A through 1-78-A
25
1-25-A through 1-78-A
26
1-26-A through 1-78-A
27
1-27-A through 1-78-A
28
1-28-A through 1-78-A
29
1-29-A through 1-78-A
30
1-30-A through 1-78-A
31
1-31-A through 1-78-A
32
1-31-A through 1-78-A
33 - 36
1-33-A through 1-78-A
37
1-34-A through 1-78-A
38
1-35-A through 1-78-A
39
1-36-A through 1-78-A
40
1-37-A through 1-78-A
41
1-38-A through 1-78-A
42
1-39-A through 1-78-A
43
1-40-A through 1-78-A
44
1-41-A through 1-78-A
45
1-41-A through 1-78-A
46
1-43-A through 1-78-A
47
1-44-A through 1-78-A
48
1-45-A through 1-78-A
49
1-46-A through 1-78-A
50
1-47-A through 1-78-A
51
1-48-A through 1-78-A
52
1-49-A through 1-78-A
53
1-50-A through 1-78-A
54
1-51-A through 1-78-A
55
1-51-A through 1-78-A
56
1-53-A through 1-78-A
57
1-54-A through 1-78-A
58
1-55-A through 1-78-A
59
1-56-A through 1-78-A
 
 
70
 
 
60
1-57-A through 1-78-A
61
1-58-A through 1-78-A
62
1-59-A through 1-78-A
63
1-60-A through 1-78-A
64
1-61-A through 1-78-A
65
1-61-A through 1-78-A
66
1-63-A through 1-78-A
67
1-64-A through 1-78-A
68
1-65-A through 1-78-A
69
1-66-A through 1-78-A
70
1-67-A through 1-78-A
71
1-68-A through 1-78-A
72
1-69-A through 1-78-A
73
1-70-A through 1-78-A
74
1-71-A through 1-78-A
75
1-71-A through 1-78-A
76
1-73-A through 1-78-A
77
1-74-A through 1-78-A
78
1-75-A through 1-78-A
79
1-76-A through 1-78-A
80
1-77-A through 1-78-A
81
1-78-A
thereafter
$0.00


With respect to REMIC 3 Regular Interest 2-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests ending with the designation “A” listed below:
 
Distribution
Date
REMIC 2 Regular Interests
1
1-1-A through 1-88-A
2
1-1-A through 1-88-A
3
1-3-A through 1-88-A
4
1-4-A through 1-88-A
5
1-5-A through 1-88-A
6
1-6-A through 1-88-A
7
1-7-A through 1-88-A
8
1-8-A through 1-88-A
9
1-9-A through 1-88-A
10
1-10-A through 1-88-A
11
1-11-A through 1-88-A
12
1-11-A through 1-88-A
13
1-13-A through 1-88-A
14
1-14-A through 1-88-A
15
1-15-A through 1-88-A
16
1-16-A through 1-88-A
17
1-17-A through 1-88-A
18
1-18-A through 1-88-A
19
1-19-A through 1-88-A
20
1-20-A through 1-88-A
21
1-21-A through 1-88-A
22
1-21-A through 1-88-A
23
1-23-A through 1-88-A
24
1-24-A through 1-88-A
 
 
71
 
 
25
1-25-A through 1-88-A
26
1-26-A through 1-88-A
27
1-27-A through 1-88-A
28
1-28-A through 1-88-A
29
1-29-A through 1-88-A
30
1-30-A through 1-88-A
31
1-31-A through 1-88-A
32
1-31-A through 1-88-A
33
1-33-A through 1-88-A
34
1-34-A through 1-88-A
35
1-35-A through 1-88-A
36
1-36-A through 1-88-A
37
1-37-A through 1-88-A
38
1-38-A through 1-88-A
39
1-39-A through 1-88-A
40
1-40-A through 1-88-A
41
1-41-A through 1-88-A
42
1-41-A through 1-88-A
43
1-43-A through 1-88-A
44
1-44-A through 1-88-A
45
1-45-A through 1-88-A
46
1-46-A through 1-88-A
47
1-47-A through 1-88-A
48
1-48-A through 1-88-A
49
1-49-A through 1-88-A
50
1-50-A through 1-88-A
51
1-51-A through 1-88-A
52
1-51-A through 1-88-A
53
1-53-A through 1-88-A
54
1-54-A through 1-88-A
55
1-55-A through 1-88-A
56 - 84
1-56-A through 1-88-A
85
1-57-A through 1-88-A
86
1-58-A through 1-88-A
87
1-59-A through 1-88-A
88
1-60-A through 1-88-A
89
1-61-A through 1-88-A
90
1-61-A through 1-88-A
91
1-63-A through 1-88-A
92
1-64-A through 1-88-A
93
1-65-A through 1-88-A
94
1-66-A through 1-88-A
95
1-67-A through 1-88-A
96
1-68-A through 1-88-A
97
1-69-A through 1-88-A
98
1-70-A through 1-88-A
99
1-71-A through 1-88-A
100
1-71-A through 1-88-A
101
1-73-A through 1-88-A
102
1-74-A through 1-88-A
103
1-75-A through 1-88-A
104
1-76-A through 1-88-A
105
1-77-A through 1-88-A
106
1-78-A through 1-88-A
107
1-79-A through 1-88-A
108
1-80-A through 1-88-A
 
 
72
 
 
109
1-81-A through 1-88-A
110
1-81-A through 1-88-A
111
1-83-A through 1-88-A
112
1-84-A through 1-88-A
113
1-85-A through 1-88-A
114
1-86-A through 1-88-A
115
1-87-A through 1-88-A
116
1-88-A
thereafter
$0.00


With respect to the Class 1-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 1-IO.

With respect to the Class 2-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest 2-IO.

“Uncertificated Pass-Through Rate”: The Uncertificated REMIC 1 Pass-Through Rate, Uncertificated REMIC 2 Pass-Through Rate or Uncertificated REMIC 3 Pass-Through Rate.

“Uncertificated Principal Balance”: With respect to each REMIC Regular Interest, the principal amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each such REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.04 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.05. The Uncertificated Principal Balances of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 2-ZZ shall be increased by interest deferrals as provided in Sections 4.04(c)(1)(ii) and 4.04(c)(2)(ii), respectively. The Uncertificated Principal Balance of each REMIC Regular Interest shall never be less than zero.

“Uncertificated REMIC 1 Pass-Through Rate”: With respect to REMIC 1 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date.

With respect to each REMIC 1 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 1 Net Mortgage Rate for such Distribution Date multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Group 1 Net Swap Payment under such agreement for such Distribution Date.

With respect to each REMIC 1 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 1 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 1 Interest Rate Swap Agreement to be used in determining the Group 1 Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.


 
73
 



“Uncertificated REMIC 2 Pass-Through Rate”: With respect to REMIC 2 Regular Interests OC and P and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date.

With respect to each REMIC 2 Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the Group 2 Net Mortgage Rate for such Distribution Date, multiplied by 2, subject to a maximum rate equal to 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Group 2 Net Swap Payment under such agreement for such Distribution Date.

With respect to each REMIC 2 Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess of (1) 2 multiplied by the Group 2 Net Mortgage Rate for such Distribution Date over (2) 2 multiplied by the per annum fixed rate set forth in the Group 2 Interest Rate Swap Agreement to be used in determining the Group 2 Net Swap Payment under such agreement for such Distribution Date, and (y) 0.00%.

“Uncertificated REMIC 3 Pass-Through Rate”: With respect to each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “B”, REMIC 1 Regular Interest P and REMIC 1 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 1 Regular Interest for such Distribution Date:
 
Distribution
Date
REMIC 1 Regular Interest
Rate
1
1-1-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
2
1-2-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A
Uncertificated REMIC 1 Pass-Through Rate
3
1-3-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-2-A
Uncertificated REMIC 1 Pass-Through Rate
4
1-4-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-3-A
Uncertificated REMIC 1 Pass-Through Rate
5
1-5-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-4-A
Uncertificated REMIC 1 Pass-Through Rate
6
1-6-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-5-A
Uncertificated REMIC 1 Pass-Through Rate
7
1-7-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-6-A
Uncertificated REMIC 1 Pass-Through Rate
8
1-8-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-7-A
Uncertificated REMIC 1 Pass-Through Rate
9
1-9-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-8-A
Uncertificated REMIC 1 Pass-Through Rate
 
 
74
 
 
10
1-10-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-9-A
Uncertificated REMIC 1 Pass-Through Rate
11
1-11-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-10-A
Uncertificated REMIC 1 Pass-Through Rate
12
1-12-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-11-A
Uncertificated REMIC 1 Pass-Through Rate
13
1-13-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-12-A
Uncertificated REMIC 1 Pass-Through Rate
14
1-14-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-13-A
Uncertificated REMIC 1 Pass-Through Rate
15
1-15-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-14-A
Uncertificated REMIC 1 Pass-Through Rate
16
1-16-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-15-A
Uncertificated REMIC 1 Pass-Through Rate
17
1-17-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-16-A
Uncertificated REMIC 1 Pass-Through Rate
18
1-18-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-17-A
Uncertificated REMIC 1 Pass-Through Rate
19
1-19-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-18-A
Uncertificated REMIC 1 Pass-Through Rate
20
1-20-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-19-A
Uncertificated REMIC 1 Pass-Through Rate
21
1-21-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-20-A
Uncertificated REMIC 1 Pass-Through Rate
22
1-22-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-21-A
Uncertificated REMIC 1 Pass-Through Rate
23
1-23-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-22-A
Uncertificated REMIC 1 Pass-Through Rate
24
1-24-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-23-A
Uncertificated REMIC 1 Pass-Through Rate
25
1-25-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-24-A
Uncertificated REMIC 1 Pass-Through Rate
26
1-26-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-25-A
Uncertificated REMIC 1 Pass-Through Rate
27
1-27-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-26-A
Uncertificated REMIC 1 Pass-Through Rate
28
1-28-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-27-A
Uncertificated REMIC 1 Pass-Through Rate
29
1-29-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-28-A
Uncertificated REMIC 1 Pass-Through Rate
30
1-30-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
 
75
 
 
 
1-1-A through 1-29-A
Uncertificated REMIC 1 Pass-Through Rate
31
1-31-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-30-A
Uncertificated REMIC 1 Pass-Through Rate
32
1-32-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-31-A
Uncertificated REMIC 1 Pass-Through Rate
33 - 36
1-33-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-32-A
Uncertificated REMIC 1 Pass-Through Rate
37
1-34-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-33-A
Uncertificated REMIC 1 Pass-Through Rate
38
1-35-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-34-A
Uncertificated REMIC 1 Pass-Through Rate
39
1-36-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-35-A
Uncertificated REMIC 1 Pass-Through Rate
40
1-37-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-36-A
Uncertificated REMIC 1 Pass-Through Rate
41
1-38-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-37-A
Uncertificated REMIC 1 Pass-Through Rate
42
1-39-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-38-A
Uncertificated REMIC 1 Pass-Through Rate
43
1-40-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-39-A
Uncertificated REMIC 1 Pass-Through Rate
44
1-41-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-40-A
Uncertificated REMIC 1 Pass-Through Rate
45
1-42-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-41-A
Uncertificated REMIC 1 Pass-Through Rate
46
1-43-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-42-A
Uncertificated REMIC 1 Pass-Through Rate
47
1-44-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-43-A
Uncertificated REMIC 1 Pass-Through Rate
48
1-45-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-44-A
Uncertificated REMIC 1 Pass-Through Rate
49
1-46-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-45-A
Uncertificated REMIC 1 Pass-Through Rate
50
1-47-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-46-A
Uncertificated REMIC 1 Pass-Through Rate
51
1-48-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-47-A
Uncertificated REMIC 1 Pass-Through Rate
52
1-49-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-48-A
Uncertificated REMIC 1 Pass-Through Rate
53
1-50-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-49-A
Uncertificated REMIC 1 Pass-Through Rate
54
1-51-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
 
76
 
 
 
1-1-A through 1-50-A
Uncertificated REMIC 1 Pass-Through Rate
55
1-52-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-51-A
Uncertificated REMIC 1 Pass-Through Rate
56
1-53-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-52-A
Uncertificated REMIC 1 Pass-Through Rate
57
1-54-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-53-A
Uncertificated REMIC 1 Pass-Through Rate
58
1-55-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-54-A
Uncertificated REMIC 1 Pass-Through Rate
59
1-56-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-55-A
Uncertificated REMIC 1 Pass-Through Rate
60
1-57-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-56-A
Uncertificated REMIC 1 Pass-Through Rate
61
1-58-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-57-A
Uncertificated REMIC 1 Pass-Through Rate
62
1-59-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-58-A
Uncertificated REMIC 1 Pass-Through Rate
63
1-60-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-59-A
Uncertificated REMIC 1 Pass-Through Rate
64
1-61-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-60-A
Uncertificated REMIC 1 Pass-Through Rate
65
1-62-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-61-A
Uncertificated REMIC 1 Pass-Through Rate
66
1-63-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-62-A
Uncertificated REMIC 1 Pass-Through Rate
67
1-64-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-63-A
Uncertificated REMIC 1 Pass-Through Rate
68
1-65-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-64-A
Uncertificated REMIC 1 Pass-Through Rate
69
1-66-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-65-A
Uncertificated REMIC 1 Pass-Through Rate
70
1-67-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-66-A
Uncertificated REMIC 1 Pass-Through Rate
71
1-68-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-67-A
Uncertificated REMIC 1 Pass-Through Rate
72
1-69-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-68-A
Uncertificated REMIC 1 Pass-Through Rate
73
1-70-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-59-A
Uncertificated REMIC 1 Pass-Through Rate
74
1-71-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-70-A
Uncertificated REMIC 1 Pass-Through Rate
 
 
77
 
 
75
1-72-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-71-A
Uncertificated REMIC 1 Pass-Through Rate
76
1-73-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-72-A
Uncertificated REMIC 1 Pass-Through Rate
77
1-74-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-73-A
Uncertificated REMIC 1 Pass-Through Rate
78
1-75-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-74-A
Uncertificated REMIC 1 Pass-Through Rate
79
1-76-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-75-A
Uncertificated REMIC 1 Pass-Through Rate
80
1-77-A through 1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-76-A
Uncertificated REMIC 1 Pass-Through Rate
81
1-78-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 1 Pass-Through Rate
 
1-1-A through 1-77-A
Uncertificated REMIC 1 Pass-Through Rate
Thereafter
1-1-A through 1-78-A
Uncertificated REMIC 1 Pass-Through Rate


With respect to REMIC 3 Regular Interest 1-IO and any Distribution Date, a per annum rate equal to the excess, if any, of (i) the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for the REMIC 1 Regular Interests ending with the designation “A” for such Distribution Date over (ii) the weighted average of 2 multiplied by Swap LIBOR on the REMIC 1 Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC 1 Pass-Through Rate for each such REMIC 1 Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC 1 Regular Interest for such Distribution Date.

With respect to each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO) and any Distribution Date, a per annum rate equal to the weighted average of (i) the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “B”, REMIC 2 Regular Interest P and REMIC 2 Regular Interest OC for such Distribution Date, and (ii) the rates listed below for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date, in each case weighted on the basis of the Uncertificated Principal Balances of each such REMIC 2 Regular Interest for such Distribution Date:
 
Distribution Date
  
REMIC 2 Regular Interest
  
Rate
1
  
1-1-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
2
  
1-2-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A
  
Uncertificated REMIC 2 Pass-Through Rate
3
  
1-3-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-2-A
  
Uncertificated REMIC 2 Pass-Through Rate
4
  
1-4-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-3-A
  
Uncertificated REMIC 2 Pass-Through Rate
5
  
1-5-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
 
78
 
 
   
1-1-A through 1-4-A
  
Uncertificated REMIC 2 Pass-Through Rate
6
  
1-6-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-5-A
  
Uncertificated REMIC 2 Pass-Through Rate
7
  
1-7-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-6-A
  
Uncertificated REMIC 2 Pass-Through Rate
8
  
1-8-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-7-A
  
Uncertificated REMIC 2 Pass-Through Rate
9
  
1-9-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-8-A
  
Uncertificated REMIC 2 Pass-Through Rate
10
  
1-10-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-9-A
  
Uncertificated REMIC 2 Pass-Through Rate
11
  
1-11-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-10-A
  
Uncertificated REMIC 2 Pass-Through Rate
12
  
1-12-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-11-A
  
Uncertificated REMIC 2 Pass-Through Rate
13
  
1-13-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-12-A
  
Uncertificated REMIC 2 Pass-Through Rate
14
  
1-14-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-13-A
  
Uncertificated REMIC 2 Pass-Through Rate
15
  
1-15-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-14-A
  
Uncertificated REMIC 2 Pass-Through Rate
16
  
1-16-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-15-A
  
Uncertificated REMIC 2 Pass-Through Rate
17
  
1-17-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-16-A
  
Uncertificated REMIC 2 Pass-Through Rate
18
  
1-18-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-17-A
  
Uncertificated REMIC 2 Pass-Through Rate
19
  
1-19-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-18-A
  
Uncertificated REMIC 2 Pass-Through Rate
20
  
1-20-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-19-A
  
Uncertificated REMIC 2 Pass-Through Rate
21
  
1-21-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-20-A
  
Uncertificated REMIC 2 Pass-Through Rate
22
  
1-22-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-21-A
  
Uncertificated REMIC 2 Pass-Through Rate
23
  
1-23-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-22-A
  
Uncertificated REMIC 2 Pass-Through Rate
24
  
1-24-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-23-A
  
Uncertificated REMIC 2 Pass-Through Rate
25
  
1-25-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-24-A
  
Uncertificated REMIC 2 Pass-Through Rate
 
 
79
 
 
26
  
1-26-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-25-A
  
Uncertificated REMIC 2 Pass-Through Rate
27
  
1-27-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-26-A
  
Uncertificated REMIC 2 Pass-Through Rate
28
  
1-28-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-27-A
  
Uncertificated REMIC 2 Pass-Through Rate
29
  
1-29-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-28-A
  
Uncertificated REMIC 2 Pass-Through Rate
30
  
1-30-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-29-A
  
Uncertificated REMIC 2 Pass-Through Rate
31
  
1-31-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-30-A
  
Uncertificated REMIC 2 Pass-Through Rate
32
  
1-32-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-31-A
  
Uncertificated REMIC 2 Pass-Through Rate
33
  
1-33-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-32-A
  
Uncertificated REMIC 2 Pass-Through Rate
34
  
1-34-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-33-A
  
Uncertificated REMIC 2 Pass-Through Rate
35
  
1-35-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-34-A
  
Uncertificated REMIC 2 Pass-Through Rate
36
  
1-36-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-35-A
  
Uncertificated REMIC 2 Pass-Through Rate
37
  
1-37-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-36-A
  
Uncertificated REMIC 2 Pass-Through Rate
38
  
1-38-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-37-A
  
Uncertificated REMIC 2 Pass-Through Rate
39
  
1-39-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-38-A
  
Uncertificated REMIC 2 Pass-Through Rate
40
  
1-40-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-39-A
  
Uncertificated REMIC 2 Pass-Through Rate
41
  
1-41-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-40-A
  
Uncertificated REMIC 2 Pass-Through Rate
42
  
1-42-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-41-A
  
Uncertificated REMIC 2 Pass-Through Rate
43
  
1-43-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-42-A
  
Uncertificated REMIC 2 Pass-Through Rate
44
  
1-44-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-43-A
  
Uncertificated REMIC 2 Pass-Through Rate
45
  
1-45-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-44-A
  
Uncertificated REMIC 2 Pass-Through Rate
46
  
1-46-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
 
80
 
 
   
1-1-A through 1-45-A
  
Uncertificated REMIC 2 Pass-Through Rate
47
  
1-47-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-46-A
  
Uncertificated REMIC 2 Pass-Through Rate
48
  
1-48-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-47-A
  
Uncertificated REMIC 2 Pass-Through Rate
49
  
1-49-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-48-A
  
Uncertificated REMIC 2 Pass-Through Rate
50
  
1-50-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-49-A
  
Uncertificated REMIC 2 Pass-Through Rate
51
  
1-51-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-50-A
  
Uncertificated REMIC 2 Pass-Through Rate
52
  
1-52-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-51-A
  
Uncertificated REMIC 2 Pass-Through Rate
53
  
1-53-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-52-A
  
Uncertificated REMIC 2 Pass-Through Rate
54
  
1-54-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-53-A
  
Uncertificated REMIC 2 Pass-Through Rate
55
  
1-55-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-54-A
  
Uncertificated REMIC 2 Pass-Through Rate
56 - 84
  
1-56-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-55-A
  
Uncertificated REMIC 2 Pass-Through Rate
85
  
1-57-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-56-A
  
Uncertificated REMIC 2 Pass-Through Rate
86
  
1-58-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-57-A
  
Uncertificated REMIC 2 Pass-Through Rate
87
  
1-59-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-58-A
  
Uncertificated REMIC 2 Pass-Through Rate
88
  
1-60-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-59-A
  
Uncertificated REMIC 2 Pass-Through Rate
89
  
1-61-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-84-A
  
Uncertificated REMIC 2 Pass-Through Rate
80
  
1-62-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-61-A
  
Uncertificated REMIC 2 Pass-Through Rate
91
  
1-63-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-62-A
  
Uncertificated REMIC 2 Pass-Through Rate
92
  
1-64-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-63-A
  
Uncertificated REMIC 2 Pass-Through Rate
93
  
1-65-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-64-A
  
Uncertificated REMIC 2 Pass-Through Rate
94
  
1-66-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-65-A
  
Uncertificated REMIC 2 Pass-Through Rate
95
  
1-67-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
 
81
 
 
   
1-1-A through 1-66-A
  
Uncertificated REMIC 2 Pass-Through Rate
96
  
1-68-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-67-A
  
Uncertificated REMIC 2 Pass-Through Rate
97
  
1-69-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-68-A
  
Uncertificated REMIC 2 Pass-Through Rate
98
  
1-70-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-69-A
  
Uncertificated REMIC 2 Pass-Through Rate
99
  
1-71-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-70-A
  
Uncertificated REMIC 2 Pass-Through Rate
90
  
1-72-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-71-A
  
Uncertificated REMIC 2 Pass-Through Rate
101
  
1-73-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-72-A
  
Uncertificated REMIC 2 Pass-Through Rate
102
  
1-74-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-73-A
  
Uncertificated REMIC 2 Pass-Through Rate
103
  
1-75-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-74-A
  
Uncertificated REMIC 2 Pass-Through Rate
104
  
1-76-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-75-A
  
Uncertificated REMIC 2 Pass-Through Rate
105
  
1-77-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-76-A
  
Uncertificated REMIC 2 Pass-Through Rate
106
  
1-78-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-77-A
  
Uncertificated REMIC 2 Pass-Through Rate
107
  
1-79-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-78-A
  
Uncertificated REMIC 2 Pass-Through Rate
108
  
1-80-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-79-A
  
Uncertificated REMIC 2 Pass-Through Rate
109
  
1-81-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-80-A
  
Uncertificated REMIC 2 Pass-Through Rate
110
  
1-82-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-81-A
  
Uncertificated REMIC 2 Pass-Through Rate
111
  
1-83-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-82-A
  
Uncertificated REMIC 2 Pass-Through Rate
112
  
1-84-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-83-A
  
Uncertificated REMIC 2 Pass-Through Rate
113
  
1-85-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-84-A
  
Uncertificated REMIC 2 Pass-Through Rate
114
  
1-86-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-85-A
  
Uncertificated REMIC 2 Pass-Through Rate
115
  
1-87-A through 1-88-A
  
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-86-A
  
Uncertificated REMIC 2 Pass-Through Rate
 
 
82
 
 
116
  
1-88-A
 
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
   
1-1-A through 1-87-A
  
Uncertificated REMIC 2 Pass-Through Rate
thereafter
  
1-1-A through 1-88-A
  
Uncertificated REMIC 2 Pass-Through Rate
 
With respect to REMIC 3 Regular Interest 2-IO and any Distribution Date, a per annum rate equal to the excess of (i) the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for the REMIC 2 Regular Interests ending with the designation “A” for such Distribution Date over (ii) the weighted average of 2 multiplied by Swap LIBOR on the REMIC 2 Regular Interests ending with the designation “A”, subject to a maximum rate of the Uncertificated REMIC 2 Pass-Through Rate for each such REMIC 2 Regular Interest for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC 2 Regular Interest for such Distribution Date.

“Uninsured Cause”: Any cause of damage to property subject to a Mortgage such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies or flood insurance policies required to be maintained pursuant to Section 3.13.

“United States Person”: A citizen or resident of the United States, a corporation or a partnership (including an entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States or any State thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations) provided that, for purposes solely of the restrictions on the transfer of Class R Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to be United States Persons or an estate whose income is subject to United States federal income tax regardless of its source, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more such United States Persons have the authority to control all substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury, which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated as a United States person on August 20, 1996 may elect to continue to be treated as a United States person notwithstanding the previous sentence.

“Unpaid Interest Shortfall Amount”: For each Class of Offered Certificates and the Class 1-B Certificates, and any Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for such Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for the immediately preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such Distribution Date, plus interest on the amount of Unpaid Interest Shortfall Amount due but not paid on such Class on the immediately preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.


 
83
 



“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times during the term of this Agreement, (i) 98% of all Voting Rights will be allocated among the Holders of the Class A Certificates, the Subordinate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates, (ii) 1% of all Voting Rights will be allocated to the Holders of the Class P Certificates and (iii) 1% of all Voting Rights will be allocated to the Holders of the Class R Certificates. The Voting Rights allocated to any Class of Certificates shall be allocated among all Holders of the Certificates of such Class in proportion to the outstanding Percentage Interests in such Class represented thereby.

Section 1.02. Determination of LIBOR.

LIBOR applicable to the calculation of the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for any Accrual Period will be determined on each LIBOR Rate Adjustment Date.

On each LIBOR Rate Adjustment Date, LIBOR shall be established by the Trustee and, as to any Accrual Period, will equal the rate for one month United States dollar deposits that appears on the Telerate Screen Page 3750 as of 11:00 a.m., London time, on such LIBOR Rate Adjustment Date. “Telerate Screen Page 3750” means the display designated as page 3750 on the Telerate Service (or such other page as may replace page 3750 on that service for the purpose of displaying London interbank offered rates of major banks). If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, LIBOR shall be so established by use of such other service for displaying LIBOR or comparable rates as may be selected by the Trustee after consultation with the Master Servicer), the rate will be the Reference Bank Rate. The “Reference Bank Rate” will be determined on the basis of the rates at which deposits in U.S. Dollars are offered by the reference banks (which shall be any three major banks that are engaged in transactions in the London interbank market, selected by the Trustee after consultation with the Master Servicer) as of 11:00 a.m., London time, on the LIBOR Rate Adjustment Date to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Subordinate Certificates then outstanding. The Trustee will request the principal London office of each of the reference banks to provide a quotation of its rate. If at least two such quotations are provided, the rate will be the arithmetic mean of the quotations rounded up to the next multiple of 1/16%. If on such date fewer than two quotations are provided as requested, the rate will be the arithmetic mean of the rates quoted by one or more major banks in New York City, selected by the Trustee after consultation with the Master Servicer, as of 11:00 a.m., New York City time, on such date for loans in U.S. Dollars to leading European banks for a period of one month. If no such quotations can be obtained, the rate will be LIBOR for the prior Distribution Date; provided however, if, under the priorities described above, LIBOR for a Distribution Date would be based on LIBOR for the previous Distribution Date for the third consecutive Distribution Date, the Trustee shall select an alternative comparable index after consultation with the Master Servicer (over which the Trustee has no control), used for determining one-month Eurodollar lending rates that is calculated and published (or otherwise made available) by an independent party.


 
84
 



The establishment of LIBOR by the Trustee on any LIBOR Rate Adjustment Date and the Trustee’s subsequent calculation of the Pass-Through Rate applicable to the Class A Certificates and Subordinate Certificates for the relevant Accrual Period, in the absence of manifest error, will be final and binding.

Promptly following each LIBOR Rate Adjustment Date the Trustee shall supply the Master Servicer with the results of its determination of LIBOR on such date. Furthermore, the Trustee will supply to any Certificateholder so requesting by telephone the Pass-Through Rate on the Class A Certificates and Subordinate Certificates for the current and the immediately preceding Accrual Period.

Section 1.03. Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class A Certificates, the Subordinate Certificates and the Class C Certificates for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the related Mortgage Loans for any Distribution Date shall be allocated first, among the related Class C Certificates, based on, and to the extent of, one month's interest at the then applicable Pass-Through Rate on the related Notional Balance of each such Certificate and, thereafter, among the Class A Certificates and the Subordinate Certificates on a pro rata basis, based on, and to the extent of, one month's interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 1 shall be allocated first, to REMIC 1 Regular Interests ending with the designation “B” and REMIC 1 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest, and then, to REMIC 1 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 1 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of Loan Group 2 shall be allocated first, to REMIC 2 Regular Interests ending with the designation “B” and REMIC 2 Regular Interests OC and P, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest, and then, to REMIC 2 Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.


 
85
 



For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interest 1-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 1 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-M, Class 1-B or Class 1-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 1-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interest 2-IO) for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Loan Group 2 for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC 3 Regular Interest 1-AA, each REMIC 3 Group 2 Regular Interest for which a Class 2-A Certificate or Class 2-P Certificate is the Corresponding Certificate and REMIC 3 Regular Interest 2-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 3 Regular Interest.


 
86
 



ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01. Conveyance of Mortgage Loans.

The Depositor, as of the Closing Date, and concurrently with the execution and delivery hereof, does hereby assign, transfer, sell, set over and otherwise convey to the Trustee without recourse all the right, title and interest of the Depositor in and to the Mortgage Loans identified on the Mortgage Loan Schedule (exclusive of any prepayment fees and late payment charges received thereon) and all other assets included or to be included in the Trust Fund for the benefit of the Certificateholders, including the amount to be deposited by or on behalf of the Depositor into the Net WAC Shortfall Reserve Fund. Such assignment includes all principal and interest received by the Master Servicer on or with respect to the Mortgage Loans (other than payment of principal and interest due on or before the Cut-off Date).

In connection with such transfer and assignment, the Depositor has caused the Sponsor to deliver to, and deposit with the Custodian, as described in the Mortgage Loan Purchase Agreement, with respect to each Mortgage Loan, the following documents or instruments:

(i) the original Mortgage Note endorsed without recourse, “Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement relating to Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2” with all intervening endorsements showing an unbroken chain of endorsements from the originator to the Person endorsing it to the Trustee or, with respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost or destroyed and has not been replaced, a Lost Note Affidavit;

(ii) the original recorded Mortgage, noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan, with evidence of recording indicated thereon or, if the original Mortgage has not been returned from the public recording office, a copy of the Mortgage certified by the Sponsor or the public recording office in which such Mortgage has been recorded to be a true and complete copy of the original Mortgage submitted for recording;

(iii) unless the Mortgage Loan is registered on the MERS® System, a duly executed original Assignment of the Mortgage, without recourse, in recordable form to Deutsche Bank National Trust Company, as trustee,” or to “Deutsche Bank National Trust Company, as trustee for holders of Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2”;

(iv) the original recorded Assignment or Assignments of the Mortgage showing an unbroken chain of assignment from the originator thereof to the Person assigning it to the Trustee (or to MERS, if the Mortgage Loan is registered on the MERS® System and noting the presence of a MIN) or, if any such Assignment has not been returned from the applicable public recording office, a copy of such Assignment certified by the Sponsor to be a true and complete copy of the original Assignment submitted to the title insurance company for recording;


 
87
 



(v) the original title insurance policy, or, if such policy has not been issued, any one of an original or a copy of the preliminary title report, title binder or title commitment on the Mortgaged Property with the original policy of the insurance to be delivered promptly following the receipt thereof;

(vi) a copy of the related hazard insurance policy; and

(vii) a true and correct copy of any assumption, modification, consolidation or substitution agreement.

The Sponsor is obligated as described in the Mortgage Loan Purchase Agreement, with respect to the Mortgage Loans, to deliver to the Custodian: (a) either the original recorded Mortgage, or in the event such original cannot be delivered by the Sponsor, a copy of such Mortgage certified as true and complete by the appropriate recording office, in those instances where a copy thereof certified by the Sponsor was delivered to the Custodian pursuant to clause (ii) above; and (b) either the original Assignment or Assignments of the Mortgage, with evidence of recording thereon, showing an unbroken chain of assignment from the originator to the Sponsor, or in the event such original cannot be delivered by the Sponsor, a copy of such Assignment or Assignments certified as true and complete by the appropriate recording office, in those instances where copies thereof certified by the Sponsor were delivered to the Custodian pursuant to clause (iv) above. However, pursuant to the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, the Sponsor need not cause to be recorded any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by the Sponsor to the Trustee, the Certificate Insurer and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment shall be submitted for recording by the Sponsor in the manner described above, at no expense to the Trust or the Trustee, upon the earliest to occur of: (i) direction by the Holders of Certificates evidencing at least 25% of the Voting Rights or the Certificate Insurer, (ii) the occurrence of a Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof and (v) if the Sponsor is not the Master Servicer and with respect to any one assignment, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.

Notwithstanding anything to the contrary contained in this Section 2.01, in those instances where the public recording office retains the original Mortgage after it has been recorded, the Sponsor shall be deemed to have satisfied its obligations hereunder upon delivery to the Custodian of a copy of such Mortgage certified by the public recording office to be a true and complete copy of the recorded original thereof.

If any Assignment is lost or returned unrecorded to the Custodian because of any defect therein, the Sponsor is required, as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to prepare a substitute Assignment or cure such defect, as the case may be, and the Sponsor shall cause such Assignment to be recorded in accordance with this section.


 
88
 



The Sponsor is required as described in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, to exercise its best reasonable efforts to deliver or cause to be delivered to the Custodian within 120 days of the Closing Date, with respect to the Mortgage Loans, the original or a photocopy of the title insurance policy with respect to each such Mortgage Loan assigned to the Trustee pursuant to this Section 2.01.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor further agrees that it will cause, at the Sponsor's own expense, as of the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Sponsor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders and the Certificate Insurer by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.

All original documents relating to the Mortgage Loans which are not delivered to the Custodian are and shall be held by the Master Servicer in trust for the benefit of the Trustee on behalf of the Certificateholders and the Certificate Insurer.

Except as may otherwise expressly be provided herein, none of the Depositor, the Master Servicer or the Trustee shall (and the Master Servicer shall ensure that no Sub-Servicer shall) assign, sell, dispose of or transfer any interest in the Trust Fund or any portion thereof, or cause the Trust Fund or any portion thereof to be subject to any lien, claim, mortgage, security interest, pledge or other encumbrance.

It is intended that the conveyance of the Mortgage Loans by the Depositor to the Trustee as provided in this Section be, and be construed as, a sale of the Mortgage Loans as provided for in this Section 2.01 by the Depositor to the Trustee for the benefit of the Certificateholders and the Certificate Insurer. It is, further, not intended that such conveyance be deemed a pledge of the Mortgage Loans by the Depositor to the Trustee to secure a debt or other obligation of the Depositor. However, in the event that the Mortgage Loans are held to be property of the Depositor, or if for any reason this Agreement is held or deemed to create a security interest in the Mortgage Loans, then it is intended that, (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction; (b) the conveyance provided for in this Section shall be deemed to be (1) a grant by the Depositor to the Trustee of a security interest in all of the Depositor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to (A) the Mortgage Loans, including the Mortgage Notes, the Mortgages, any related Insurance Policies and all other documents in the related Mortgage Files, (B) all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and (C) all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without limitation all amounts from time to time held or invested in the Certificate Account or the Custodial Account, whether in the form of cash, instruments, securities or other property and (2) an assignment by the Depositor to the Trustee of any security interest in any and all of the Sponsor's right (including the power to convey title thereto), title and interest, whether now owned or hereafter acquired, in and to the property described in the foregoing clauses (1)(A) through (C); (c) the possession by the Trustee or any other Custodian or agent of the Trustee of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” or possession by a purchaser or a person designated by such secured party, for purposes of perfecting the security interest pursuant to the New York Uniform Commercial Code and the Uniform Commercial Code of any other applicable jurisdiction (including, without limitation, Sections 9-115, 9-305, 8-102, 8-301, 8-501 and 8-503 thereof); and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Trustee for the purpose of perfecting such security interest under applicable law. The Depositor and the Trustee shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.


 
89
 



Concurrently with the execution of this Agreement, the Interest Rate Swap Agreements and Cap Contracts shall be delivered to the Trustee. In connection therewith, the Company hereby directs the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), to execute and deliver the related Interest Rate Swap Agreement and to exercise the rights, perform the obligations, and make the representations of Party B (as defined therein) as set forth in the related Interest Rate Swap Agreement and as provided in this Agreement on the Closing Date and thereafter. In addition, the Trustee, as Supplemental Interest Trust Trustee (not in its individual capacity, but solely in its capacity as Supplemental Interest Trust Trustee), is hereby directed to execute and deliver the related Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Cap Contracts and as provided in this Agreement on the Closing Date and thereafter. The Seller, the Servicer, the Depositor and the related Certificateholders, by acceptance of their Certificates, acknowledge and agree the Trustee, as Supplemental Interest Trust Trustee, shall execute and deliver the related Interest Rate Swap Agreement and Cap Contracts on behalf of Party B (as defined therein) and to exercise the rights, perform the obligations, and make the representations of Party B as set forth in the related Interest Rate Swap Agreement and Cap Contracts and as provided in this Agreement and shall do so solely in its capacity as Supplemental Interest Trust Trustee and not in its individual capacity.

Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Supplemental Interest Trust Trustees shall apply to each Supplemental Interest Trust Trustee’s execution of the related Interest Rate Swap Agreement and Cap Contracts, and the performance of its duties and satisfaction of its obligations on behalf of Party B thereunder.


 
90
 



Section 2.02. Acceptance of the Trust Fund by the Trustee.

The Custodian, with respect to the Mortgage Files held by it, acknowledges receipt (subject to any exceptions noted in the Initial Certification described below) on behalf of the Trustee, of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it holds and will hold such documents and the other documents delivered to it constituting the Mortgage Files, and that it holds or will hold such other assets included in the definition of “Trust Fund” (to the extent delivered or assigned to the Trustee), in trust for the exclusive use and benefit of all present and future Certificateholders and the Certificate Insurer.

The Custodian agrees, for the benefit of the Certificateholders and the Certificate Insurer, to review or cause to be reviewed on its behalf, each Mortgage File on or before the Closing Date to ascertain that all documents required to be delivered to it are in its possession, and the Custodian agrees to execute and deliver, or cause to be executed and delivered, to the Certificate Insurer, the Depositor and the Master Servicer on the Closing Date, with respect to each Mortgage Loan, an Initial Certification in the form annexed hereto as Exhibit C to the effect that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in such certification as not covered by such certification), (i) all documents required to be delivered to it pursuant to this Agreement with respect to such Mortgage Loan are in its possession, (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing documents, the information set forth in items (i), (ii), (iii)(A) and (iv) of the definition of the “Mortgage Loan Schedule” accurately reflects information set forth in the Mortgage File. None of the Custodian, the Trustee or the Master Servicer shall be under any duty to determine whether any Mortgage File should include any of the documents specified in clause (vi) or (vii) of Section 2.01. None of the Custodian, the Trustee or the Master Servicer shall be under any duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable or appropriate for the represented purpose or that they have actually been recorded, or they are in recordable form or that they are other than what they purport to be on their face.

Within 90 days of the Closing Date, with respect to the Mortgage Loans, the Trustee, or the Custodian on its behalf, shall deliver to the Certificate Insurer, the Depositor and the Master Servicer a Final Certification in the form annexed hereto as Exhibit D evidencing the completeness of the Mortgage Files, with any applicable exceptions noted thereon, with respect to all of the Mortgage Loans.

If in the process of reviewing the Mortgage Files and preparing the certifications referred to above the Custodian finds any document or documents constituting a part of a Mortgage File to be missing or defective in any material respect, the Custodian shall promptly notify the Sponsor, the Master Servicer, the Certificate Insurer, the Trustee (if not the Custodian) and the Depositor. The Trustee shall promptly notify the Sponsor of such defect and request that the Sponsor cure any such defect within 60 days from the date on which the Sponsor was notified of such defect, and if the Sponsor does not cure such defect in all material respects during such period, request on behalf of the Certificateholders and the Certificate Insurer that the Sponsor purchase such Mortgage Loan from the Trust Fund at the Purchase Price within 90 days after the date on which the Sponsor was notified of such defect; provided that if such defect would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. It is understood and agreed that the obligation of the Sponsor to cure a material defect in, or purchase any Mortgage Loan as to which a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to Certificateholders, the Certificate Insurer or the Trustee on behalf of Certificateholders. The Purchase Price for the purchased Mortgage Loan shall be deposited or caused to be deposited upon receipt by the Master Servicer in the Custodial Account and, upon receipt by the Trustee of written notification of such deposit signed by a Servicing Officer, the Custodian shall release or cause to be released to the Sponsor the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Sponsor shall require as necessary to vest in the Sponsor ownership of any Mortgage Loan released pursuant hereto and at such time the Trustee and the Custodian shall have no further responsibility with respect to the related Mortgage File. In furtherance of the foregoing, if the Sponsor is not a member of MERS and the Mortgage is registered on the MERS® System, the Master Servicer, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Sponsor and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS' rules and regulations.


 
91
 



Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the Depositor.

(a) The Master Servicer hereby represents and warrants to and covenants with the Depositor and the Trustee for the benefit of Certificateholders and the Certificate Insurer that:

(i) The Master Servicer is, and throughout the term hereof shall remain, a corporation duly organized, validly existing and in good standing under the laws of the state of its incorporation (except as otherwise permitted pursuant to Section 6.02), the Master Servicer is, and shall remain, in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to perform its obligations under this Agreement, and the Master Servicer is, and shall remain, approved to sell mortgage loans to and service mortgage loans for Fannie Mae and Freddie Mac;

(ii) The execution and delivery of this Agreement by the Master Servicer, and the performance and compliance with the terms of this Agreement by the Master Servicer, will not violate the Master Servicer's articles of incorporation or bylaws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material agreement or other instrument to which it is a party or which is applicable to it or any of its assets;


 
92
 



(iii) The Master Servicer has the full power and authority to enter into and consummate all transactions contemplated by this Agreement, has duly authorized the execution, delivery and performance of this Agreement, and has duly executed and delivered this Agreement;

(iv) This Agreement, assuming due authorization, execution and delivery by the Depositor and the Trustee, constitutes a valid, legal and binding obligation of the Master Servicer, enforceable against the Master Servicer in accordance with the terms hereof, subject to (A) applicable bankruptcy, insolvency, reorganization, moratorium and other laws affecting the enforcement of creditors' rights generally, and (B) general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law;

(v) The Master Servicer is not in violation of, and its execution and delivery of this Agreement and its performance and compliance with the terms of this Agreement will not constitute a violation of, any law, any order or decree of any court or arbiter, or any order, regulation or demand of any federal, state or local governmental or regulatory authority, which violation is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;

(vi) No litigation is pending (other than litigation with respect to which pleadings or documents have been filed with a court, but not served on the Master Servicer) or, to the best of the Master Servicer's knowledge, threatened against the Master Servicer which would prohibit its entering into this Agreement or performing its obligations under this Agreement or is likely to affect materially and adversely either the ability of the Master Servicer to perform its obligations under this Agreement or the financial condition of the Master Servicer;

(vii) The Master Servicer will comply in all material respects in the performance of this Agreement with all reasonable rules and requirements of each insurer under each Insurance Policy;

(viii) The execution of this Agreement and the performance of the Master Servicer's obligations hereunder do not require any license, consent or approval of any state or federal court, agency, regulatory authority or other governmental body having jurisdiction over the Master Servicer, other than such as have been obtained;

(ix) No information, certificate of an officer, statement furnished in writing or report delivered to the Depositor, any affiliate of the Depositor or the Trustee by the Master Servicer in its capacity as Master Servicer, and not in its capacity as a Sponsor hereunder, will, to the knowledge of the Master Servicer, contain any untrue statement of a material fact;

(x) The Master Servicer will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01; and

(xi) The Master Servicer is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.


 
93
 



It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.03(a) shall survive the execution and delivery of this Agreement, and shall inure to the benefit of the Depositor, the Trustee, the Certificate Insurer and the Certificateholders. Upon discovery by the Depositor, the Trustee, the Certificate Insurer or the Master Servicer of a breach of any of the foregoing representations, warranties and covenants that materially and adversely affects the interests of the Depositor, the Certificate Insurer or the Trustee, the party discovering such breach shall give prompt written notice to the other parties. Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Master Servicer or receipt of notice by the Master Servicer of the breach of the covenant of the Master Servicer set forth in Section 2.03(x) above which materially and adversely affects the interests of the Holders of the related Class P Certificates in any Prepayment Charge, the Master Servicer shall remedy such breach as follows: the Master Servicer shall pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the related Class P Certificates, by depositing such amount into the Custodial Account (net of any amount actually collected by the Master Servicer in respect of such Prepayment Charge and remitted by the Master Servicer, for the benefit of the Holders of the related Class P Certificates, in respect of such Prepayment Charge, into the Custodial Account). The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor, the Certificate Insurer or the Trustee on behalf of the Certificateholders, pursuant to the Mortgage Loan Purchase Agreement respecting a breach of any of the representations, warranties and covenants contained in the Mortgage Loan Purchase Agreement.

(b) The Depositor hereby represents and warrants to the Master Servicer and the Trustee for the benefit of Certificateholders and the Certificate Insurer that as of the Closing Date, the representations and warranties of the Sponsor with respect to the Mortgage Loans and the remedies therefor that are contained in the Mortgage Loan Purchase Agreement are as set forth in Exhibit I hereto.

It is understood and agreed that the representations and warranties set forth in this Section 2.03(b) shall survive delivery of the respective Mortgage Files to the Custodian, on behalf of the Trustee.

Upon discovery by either the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any representation or warranty set forth in this Section 2.03 which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties.

Section 2.04. Representations and Warranties of the Sponsor.

The Depositor hereby assigns to the Trustee for the benefit of Certificateholders and the Certificate Insurer all of its rights (but none of its obligations) in, to and under the Mortgage Loan Purchase Agreement. Insofar as the Mortgage Loan Purchase Agreement relates to such representations and warranties and any remedies provided thereunder for any breach of such representations and warranties, such right, title and interest may be enforced by the Trustee on behalf of the Certificateholders. Upon the discovery by the Depositor, the Master Servicer, the Certificate Insurer or the Trustee of a breach of any of the representations and warranties made in the Mortgage Loan Purchase Agreement in respect of any Mortgage Loan which materially and adversely affects the interests of the Certificateholders or the Certificate Insurer in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties. The Trustee shall promptly notify the Sponsor of such breach and request that the Sponsor shall, within 90 days from the date that the Sponsor was notified or otherwise obtained knowledge of such breach, either (i) cure such breach in all material respects or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set forth in Section 2.02; provided that if such breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. However, in the case of a breach under the Mortgage Loan Purchase Agreement, subject to the approval of the Depositor the Sponsor shall have the option to substitute a Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan if such substitution occurs within two years following the Closing Date, except that if the breach would cause the Mortgage Loan to be other than a “qualified mortgage” as defined in Section 860G(a)(3) of the Code, any such substitution must occur within 90 days from the date the breach was discovered if such 90 day period expires before two years following the Closing Date. In the event that the Sponsor elects to substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage Loan pursuant to this Section 2.04, the Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to deliver to the Trustee and the Master Servicer, as appropriate, with respect to such Qualified Substitute Mortgage Loan or Loans, the original Mortgage Note, the Mortgage, an Assignment of the Mortgage in recordable form, and such other documents and agreements as are required by Section 2.01, with the Mortgage Note endorsed as required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution, to the extent received by the Master Servicer or any Sub-Servicer, shall not be part of the Trust Fund and will be retained by the Master Servicer and remitted by the Master Servicer to the Sponsor on the next succeeding Distribution Date. For the month of substitution, distributions to Certificateholders will include the Monthly Payment due on a Deleted Mortgage Loan for such month and thereafter the Sponsor shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Depositor shall amend or cause to be amended the Mortgage Loan Schedule for the benefit of the Certificateholders and the Certificate Insurer to reflect the removal of such Deleted Mortgage Loan and the substitution of the Qualified Substitute Mortgage Loan or Loans and the Depositor shall deliver the amended Mortgage Loan Schedule to the Trustee. Upon such substitution, the Qualified Substitute Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, the Sponsor shall be deemed to have made the representations and warranties with respect to the Qualified Substitute Mortgage Loan contained in the Mortgage Loan Purchase Agreement as of the date of substitution, and the Depositor shall be deemed to have made with respect to any Qualified Substitute Mortgage Loan or Loans, as of the date of substitution, the non-statistical representations and warranties set forth in Exhibit I hereof.


 
94
 



In connection with the substitution of one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Master Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate principal balance of all such Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans (in each case after application of the principal portion of the Monthly Payments due in the month of substitution that are to be distributed to Certificateholders in the month of substitution). The Trustee shall enforce the obligation of the Sponsor under the Mortgage Loan Purchase Agreement to provide the Master Servicer on the day of substitution for immediate deposit into the Custodial Account the amount of such shortfall, without any reimbursement therefor. In accordance with the Mortgage Loan Purchase Agreement, the Sponsor shall give notice in writing to the Trustee of such event, which notice shall be accompanied by an Officers’ Certificate as to the calculation of such shortfall and by an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on REMIC 1, REMIC 2, REMIC 3 or REMIC 4, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(1) of the Code or on “contributions after the startup date” under Section 860G(d)(1) of the Code or (b) any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding. The costs of any substitution as described above, including any related assignments, opinions or other documentation in connection therewith shall be borne by the Sponsor.


 
95
 



Except as expressly set forth herein none of the Trustee or the Master Servicer is under any obligation to discover any breach of the above-mentioned representations and warranties. It is understood and agreed that the obligation of the Sponsor to cure such breach, purchase or to substitute for such Mortgage Loan as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders.

Section 2.05. Issuance of Certificates; Conveyance of REMIC 1 Regular Interests, Class C Interest, Class P Interest and Acceptance of REMIC 2, REMIC 3 and REMIC 4 by the Trustee.

(a) The Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery to it or to a Custodian on its behalf of the Mortgage Files, subject to the provisions of Sections 2.01 and 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates, constitute the entire beneficial ownership interest in the Trust Fund.

(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests and REMIC 2 Regular Interests for the benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and REMIC 2 Regular Interests (all of which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 3 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.


 
96
 



(c) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests for the benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The Trustee acknowledges receipt of the REMIC 3 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 4 Regular Interests and the Holders of the Class R Certificates (in respect of the Class R-4 Interest). The interests evidenced by the Class R-4 Interest, together with the REMIC 4 Regular Interests, constitute the entire beneficial ownership interest in REMIC 4.

(c) In exchange for the REMIC 3 Regular Interests and, concurrently with the assignment to the Trustee thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates in authorized denominations evidencing (together with the Class R-4 Interest and Class IO Interests) the entire beneficial ownership interest in REMIC 4.

(d) Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 (including the Residual Interest therein represented by the Class R-1 Interest) and the acceptance by the Trustee thereof, (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest), (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by the Trustee thereof, the Trustee, from and pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Class R Certificates in authorized denominations evidencing the Class R-1 Interest and Class R-2 Interest and the Class R-3 Interest and Class R-4 Interest, respectively.

Section 2.06. Purposes and Powers of the Trust.

The purpose of the common law trust, as created hereunder, is to engage in the following activities:

(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom;

(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;

(c) to make payments on the Certificates;

(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and


 
97
 



(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.

The trust is hereby authorized to engage in the foregoing activities. The Trustee shall not knowingly and explicity cause the trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.06 may not be amended, without the consent of the Certificateholders evidencing 51% or more of the aggregate voting rights of the Certificates and the Certificate Insurer.


 
98
 



ARTICLE III

ADMINISTRATION AND SERVICING

OF THE TRUST FUND

Section 3.01. Master Servicer to Act as Master Servicer.

The Master Servicer shall supervise, or take such actions as are necessary to ensure, the servicing and administration of the Mortgage Loans and any REO Property in accordance with this Agreement and its normal servicing practices, which generally shall conform to the standards (i) of the Servicing Guide, if Impac Funding Corporation is Master Servicer, or (ii) if Impac Funding Corporation is not the Master Servicer, of an institution prudently servicing mortgage loans for its own account and shall have full authority to do anything it reasonably deems appropriate or desirable in connection with such servicing and administration. To the extent consistent with the foregoing, the Master Servicer shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only if such waiver would maximize recovery of total proceeds taking into account the value of such Prepayment Charge and related Mortgage Loan and doing so is standard and customary in servicing mortgage loans similar to the Mortgage Loans (including any waiver of a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.

The Master Servicer may perform its responsibilities relating to servicing through other agents or independent contractors, but shall not thereby be released from any of its responsibilities as hereinafter set forth. The authority of the Master Servicer, in its capacity as master servicer, and any Sub-Servicer acting on its behalf, shall include, without limitation, the power to (i) consult with and advise any Sub-Servicer regarding administration of a related Mortgage Loan, (ii) approve any recommendation by a Sub-Servicer to foreclose on a related Mortgage Loan, (iii) supervise the filing and collection of insurance claims and take or cause to be taken such actions on behalf of the insured Person thereunder as shall be reasonably necessary to prevent the denial of coverage thereunder, and (iv) effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing a related Mortgage Loan, including the employment of attorneys, the institution of legal proceedings, the collection of deficiency judgments, the acceptance of compromise proposals, the filing of claims under any Insurance Policy and any other matter pertaining to a Delinquent Mortgage Loan. The authority of the Master Servicer shall include, in addition, the power on behalf of the Certificateholders, the Trustee or any of them to (i) execute and deliver customary consents or waivers and other instruments and documents, (ii) consent to transfer of any related Mortgaged Property and assumptions of the related Mortgage Notes and Security Instruments (in the manner provided in this Agreement) and (iii) collect any Insurance Proceeds and Liquidation Proceeds. If permitted under applicable law without prejudicing any rights of the Trust Fund with respect to any Mortgage Loan, the Master Servicer, with such documentation as local law requires, acting in its own name, may pursue claims on behalf of the Trust Fund. Without limiting the generality of the foregoing, the Master Servicer and any Sub-Servicer acting on its behalf may, and is hereby authorized, and empowered by the Trustee to, execute and deliver, on behalf of itself, the Certificateholders or the Trustee or any of them, any instruments of satisfaction, cancellation, partial or full release, discharge and all other comparable instruments, with respect to the related Mortgage Loans, the Insurance Policies and the accounts related thereto, and the Mortgaged Properties. The Master Servicer may exercise this power in its own name or in the name of a Sub-Servicer.


 
99
 



Subject to Section 3.16, the Trustee shall execute, at the written request of the Master Servicer, and furnish to the Master Servicer and any Sub-Servicer such documents as are necessary or appropriate to enable the Master Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder, and the Trustee hereby grants to the Master Servicer a power of attorney to carry out such duties. The Trustee shall not be liable for the actions of the Master Servicer or any Sub-Servicers under such powers of attorney.

In accordance with the standards of the preceding paragraph, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11; provided that the Master Servicer shall not be obligated to make such advance if, in its reasonable good faith judgment, the Master Servicer determines that such advance to be a Nonrecoverable Advance.

The Master Servicer is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of any Sub-Servicer, when the Master Servicer or such Sub-Servicer, as the case may be, believes it is appropriate in its best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any expenses incurred in connection with the actions described in the preceding sentence shall be borne by the Master Servicer in accordance with Section 3.17, with no right of reimbursement; provided, that if, as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS System, it becomes necessary to remove any Mortgage Loan from registration on the MERS System and to arrange for the assignment of the related Mortgages to the Trustee, then any related expenses shall be reimbursable to the Master Servicer from the Trust Fund.

Notwithstanding anything in this Agreement to the contrary, the Master Servicer shall not (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Master Servicer, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (i) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (ii) cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions” after the startup date under the REMIC Provisions.


 
100
 



The relationship of the Master Servicer (and of any successor to the Master Servicer under this Agreement) to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent.

Section 3.02. Sub-Servicing Agreements Between Master Servicer and Sub-Servicers.

(a) The Master Servicer may enter into Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of the Mortgage Loans and for the performance of any and all other activities of the Master Servicer hereunder; provided, however, that such agreements would not result in a withdrawal or a downgrading by Standard & Poor's of its rating on any Class of Certificates. Each Sub-Servicer shall be either (i) an institution the accounts of which are insured by the FDIC or (ii) another entity that engages in the business of originating or servicing mortgage loans comparable to the Mortgage Loans, and in either case shall be authorized to transact business in the state or states in which the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement, and in either case shall be a Freddie Mac or Fannie Mae approved mortgage servicer. Any Sub-Servicing Agreement entered into by the Master Servicer shall include the provision that such Agreement may be immediately terminated (x) with cause and without any termination fee by any Master Servicer hereunder or (y) without cause in which case the Master Servicer shall be responsible for any termination fee or penalty resulting therefrom (except that in the case of Midland acting as a Sub-Servicer, neither the Master Servicer nor any successor Master Servicer shall terminate the related Sub-Servicing Agreement without cause). In addition, each Sub-Servicing Agreement shall provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Master Servicer and the Sub-Servicers may enter into Sub-Servicing Agreements and make amendments to the Sub-Servicing Agreements or enter into different forms of Sub-Servicing Agreements providing for, among other things, the delegation by the Master Servicer to a Sub-Servicer of additional duties regarding the administration of the Mortgage Loans; provided, however, that any such amendments or different forms shall be consistent with and not violate the provisions of this Agreement, and that no such amendment or different form shall be made or entered into which could be reasonably expected to be materially adverse to the interests of the Certificate Insurer or Certificateholders, without the consent of the Certificate Insurer or the Holders of Certificates entitled to at least 51% of the Voting Rights. The parties hereto acknowledge that the initial Sub-Servicers shall be Countrywide and Midland.

The Master Servicer has entered into a separate Sub-Servicing Agreement with each of Countrywide and Midland for the servicing and administration of certain of the Mortgage Loans and may enter into additional Sub-Servicing Agreements with Sub-Servicers for the servicing and administration of certain of the Mortgage Loans.

(b) As part of its servicing activities hereunder, the Master Servicer, for the benefit of the Trustee, the Certificate Insurer and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement. The Certificate Insurer may direct the Master Servicer to enforce any remedies against a defaulting Sub-Servicer. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, but shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement only to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loan or (ii) from a specific recovery of costs, expenses or attorneys' fees against the party against whom such enforcement is directed.


 
101
 



(c) [Reserved].

(d) The Master Servicer represents that it will cause any Sub-Servicer to accurately and fully report its borrower credit files to all three credit repositories in a timely manner.

Section 3.03. Successor Sub-Servicers.

The Master Servicer shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement, except that in the case of Midland such termination may only be for cause. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Master Servicer without any act or deed on the part of such Sub-Servicer or the Master Servicer, and the Master Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Section 3.04. Liability of the Master Servicer.

Notwithstanding any Sub-Servicing Agreement, any of the provisions of this Agreement relating to agreements or arrangements between the Master Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Master Servicer shall under all circumstances remain obligated and primarily liable to the Trustee, the Certificate Insurer and Certificateholders for the servicing and administering of the Mortgage Loans and any REO Property in accordance with the provisions of Article III without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Master Servicer alone were servicing and administering the Mortgage Loans. For purposes of this Agreement, the Master Servicer shall be deemed to have received payments on Mortgage Loans when the Sub-Servicer has received such payments. The Master Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Master Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

Section 3.05. No Contractual Relationship Between Sub-Servicers and Trustee or Certificateholders.

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such and not as an originator shall be deemed to be between the Sub-Servicer and the Master Servicer alone, and the Trustee and Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06. The Master Servicer (or the Sub-Servicer of the Group 1 Loans) shall be liable for the payment of any franchise taxes which may be assessed by the California Franchise Tax Board in connection with the activities of the Trust under this Agreement.


 
102
 



Section 3.06. Assumption or Termination of Sub-Servicing Agreements by Trustee.

(a) If the Trustee or its designee shall assume the master servicing obligations of the Master Servicer in accordance with Section 7.02 below, the Trustee, to the extent necessary to permit the Trustee to carry out the provisions of Section 7.02 with respect to the Mortgage Loans, shall succeed to all of the rights and obligations of the Master Servicer under each of the Sub-Servicing Agreements. In such event, the Trustee or its designee as the successor master servicer shall be deemed to have assumed all of the Master Servicer's rights and obligations therein and to have replaced the Master Servicer as a party to such Sub-Servicing Agreements to the same extent as if such Sub-Servicing Agreements had been assigned to the Trustee or its designee as a successor master servicer, except that the Trustee or its designee as a successor master servicer shall not be deemed to have assumed any obligations or liabilities of the Master Servicer arising prior to such assumption (other than the obligation to make any Advances hereunder) and the Master Servicer shall not thereby be relieved of any liability or obligations under such Sub-Servicing Agreements arising prior to such assumption. Nothing in the foregoing shall be deemed to entitle the Trustee or its designee as a successor master servicer at any time to receive any portion of the servicing compensation provided under Section 3.17 except for such portion as the Master Servicer would be entitled to receive.

(b) In the event that the Trustee or its designee as successor master servicer for the Trustee assumes the servicing obligations of the Master Servicer under Section 7.02, upon the reasonable request of the Trustee or such designee as successor master servicer the Master Servicer shall at its own expense deliver to the Trustee, or at its written request to such designee, photocopies of all documents, files and records, electronic or otherwise, relating to the Sub-Servicing Agreements and the related Mortgage Loans or REO Property then being serviced and an accounting of amounts collected and held by it, if any, and will otherwise cooperate and use its reasonable efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements, or responsibilities hereunder to the Trustee, or at its written request to such designee as successor master servicer.

Section 3.07. Collection of Certain Mortgage Loan Payments.

(a) The Master Servicer will coordinate and monitor remittances by Sub-Servicers to the Master Servicer with respect to the Mortgage Loans in accordance with this Agreement.

(b) The Master Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow, and use its reasonable efforts to cause Sub-Servicers to follow, collection procedures comparable to the collection procedures of prudent mortgage lenders servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. In the event the Master Servicer shall consent to the deferment of the due dates for payments due on a Mortgage Note, the Master Servicer shall nonetheless make an Advance or, in the case of a Group 1 Loan, shall cause the related Sub-Servicer to make an Advance to the same extent as if such installment were due, owing and delinquent and had not been deferred through liquidation of the Mortgaged Property; provided, however, that the obligation of the Master Servicer or related Sub-Servicer to make an Advance shall apply only to the extent that such Advances are not Nonrecoverable Advances.


 
103
 



(c) On each Determination Date, with respect to each Mortgage Loan for which during the related Prepayment Period the Master Servicer has determined that all amounts which it expects to recover from or on account of each such Mortgage Loan have been recovered and that no further Liquidation Proceeds will be received in connection therewith, the Master Servicer shall provide to the Trustee a certificate of a Servicing Officer that such Mortgage Loan became a Liquidated Mortgage Loan in a Cash Liquidation or REO Disposition.

The Master Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Insurance Policy, follow such collection procedures as it would follow with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note, Primary Hazard Insurance Policy or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that it is prohibited by applicable law from enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required. The Master Servicer shall be responsible for preparing and distributing all information statements relating to payments on the Mortgage Loans, in accordance with all applicable federal and state tax laws and regulations.

Section 3.08. Sub-Servicing Accounts.

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub-Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall otherwise be acceptable to the Master Servicer. All amounts held in a Sub-Servicing Account shall be held in trust for the Trustee for the benefit of the Certificateholders and the Certificate Insurer. Any investment of funds held in such an account shall be in Permitted Investments maturing not later than the Business Day immediately preceding the next Sub-Servicer Remittance Date. The Sub-Servicer will be required to deposit into the Sub-Servicing Account no later than two Business Days after receipt all proceeds of Mortgage Loans received by the Sub-Servicer, less the Excess Servicing Strip (in the case of Loan Group 2) and its servicing compensation and any unreimbursed expenses and advances, to the extent permitted by the Sub-Servicing Agreement. On each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer for deposit in the Custodial Account all funds held in the Sub-Servicing Account with respect to any Mortgage Loan as of the Sub-Servicer Remittance Date, after deducting from such remittance the Excess Servicing Strip (in the case of Loan Group 2) and an amount equal to the servicing compensation (including interest on Permitted Investments) and unreimbursed expenses and advances to which it is then entitled pursuant to the related Sub-Servicing Agreement, to the extent not previously paid to or retained by it. In addition, on each Sub-Servicer Remittance Date the Sub-Servicer will be required to remit to the Master Servicer any amounts required to be advanced pursuant to the related Sub-Servicing Agreement. The Sub-Servicer will also be required to remit to the Master Servicer, within five Business Days of receipt, the proceeds of any Principal Prepayment made by the Mortgagor, and, on each Sub-Servicer Remittance Date, the amount of any Insurance Proceeds or Liquidation Proceeds received during the related Prepayment Period.


 
104
 



Section 3.09. Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

The Master Servicer and the Sub-Servicers shall establish and maintain one or more accounts (the “Servicing Accounts”), and shall deposit and retain therein all collections from the Mortgagors (or related advances from Sub-Servicers) for the payment of taxes, assessments, Primary Hazard Insurance Policy premiums, and comparable items for the account of the Mortgagors, to the extent that the Master Servicer customarily escrows for such amounts. Withdrawals of amounts so collected from a Servicing Account may be made only to (i) effect payment of taxes, assessments, Primary Hazard Insurance Policy premiums and comparable items; (ii) reimburse the Master Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any payments made pursuant to Sections 3.01 (with respect to taxes and assessments), and 3.13 (with respect to Primary Hazard Insurance Policies); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) payment of investment income to the extent provided in the mortgage loan documentation or (v) clear and terminate the Servicing Account at the termination of this Agreement pursuant to Section 9.01. As part of its servicing duties, the Master Servicer or the Sub-Servicer of the Group 1 Loans shall, if and to the extent required by law, pay to the Mortgagors interest on funds in Servicing Accounts from its or their own funds, without any reimbursement therefor.

Section 3.10. Custodial Account.

(a) The Master Servicer shall establish and maintain one or more accounts (collectively, the “Custodial Account”) in which the Master Servicer shall deposit or cause to be deposited on a daily basis, or as and when received and identified from the Sub-Servicers, the following payments and collections received or made by or on behalf of it subsequent to the Cut-off Date with respect to the Mortgage Loans, or payments received by it prior to the Cut-off Date but allocable to a period subsequent thereto (other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date):

(i) all payments (including advances by a Sub-Servicer) on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii) all payments (including advances by a Sub-Servicer) on account of interest on the Mortgage Loans, net of any portion thereof retained by the Master Servicer or any Sub-Servicer as servicing fees;


 
105
 



(iii) all Insurance Proceeds, other than proceeds that represent reimbursement of costs and expenses incurred by the Master Servicer or any Sub-Servicer in connection with presenting claims under the related Insurance Policies, Liquidation Proceeds and REO Proceeds;

(iv) all proceeds of any Mortgage Loan or REO Property repurchased or purchased in accordance with Sections 2.02, 2.04, 3.14 or 9.01; and all amounts required to be deposited in connection with the substitution of a Qualified Substitute Mortgage Loan pursuant to Section 2.04; and

(v) any amounts required to be deposited pursuant to Section 3.12, 3.13, 3.15 or 3.22.

The foregoing requirements for deposit in the Custodial Account shall be exclusive. In the event the Master Servicer shall deposit in the Custodial Account any amount not required to be deposited therein, it may withdraw such amount from the Custodial Account, any provision herein to the contrary notwithstanding. The Custodial Account shall be maintained as a segregated account, separate and apart from trust funds created for mortgage pass-through certificates of other series, and the other accounts of the Master Servicer.

(b) Funds in the Custodial Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Master Servicer shall give notice to the Trustee and the Depositor of the location of the Custodial Account after any change thereof.

Section 3.11. Permitted Withdrawals From the Custodial Account.

The Master Servicer may, from time to time as provided herein, make withdrawals from the Custodial Account of amounts on deposit therein pursuant to Section 3.10 that are attributable to the Mortgage Loans for the following purposes:

(i) to make deposits into the Certificate Account in the amounts and in the manner provided for in Section 4.01;

(ii) to pay to itself, the Depositor, the Sponsor or any other appropriate person, as the case may be, with respect to each Mortgage Loan that has previously been purchased or repurchased pursuant to Sections 2.02, 2.04, 3.14 or 9.01 all amounts received thereon and not yet distributed as of the date of purchase or repurchase;

(iii) to reimburse itself or any Sub-Servicer for Advances not previously reimbursed, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (iii) being limited to amounts received which represent Late Collections (net of the related servicing fees) of Monthly Payments on Mortgage Loans with respect to which such Advances were made and as further provided in Section 3.15;

(iv) to reimburse or pay itself, the Trustee or the Depositor for expenses incurred by or reimbursable to the Master Servicer, the Trustee or the Depositor pursuant to Sections 3.22, 6.03, 8.05 or 10.01(g), except as otherwise provided in such Sections hereof;


 
106
 



(v) to reimburse itself or any Sub-Servicer for costs and expenses incurred by or reimbursable to it relating to the prosecution of any claims pursuant to Section 3.13 that are in excess of the amounts so recovered;

(vi) to reimburse itself or any Sub-Servicer for unpaid Master Servicing Fees, Sub-Servicing Fees and unreimbursed Servicing Advances, the Master Servicer's or any Sub-Servicer's right to reimbursement pursuant to this clause (vi) with respect to any Mortgage Loan being limited to late recoveries of the payments for which such advances were made pursuant to Section 3.01 or Section 3.09 and any other related Late Collections;

(vii) to pay itself as servicing compensation (in addition to the Master Servicing Fee and Sub-Servicing Fee), on or after each Distribution Date, any interest or investment income earned on funds deposited in the Custodial Account for the period ending on such Distribution Date;

(viii) to reimburse itself or any Sub-Servicer for any Advance or Servicing Advance previously made, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance was not reimbursed pursuant to clauses (iii) and (vi);

(ix) to pay PMI Insurer the premium under the PMI Insurer Policies;

(x) to clear and terminate the Custodial Account at the termination of this Agreement pursuant to Section 9.01; and

(xi) to reimburse itself or any Sub-Servicer from general collections for any Advance or Servicing Advance made that has been deemed by the Master Servicer to be a Nonrecoverable Advance.

The Master Servicer shall keep and maintain separate accounting records on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Custodial Account pursuant to such subclauses (ii) through (x). Reconciliations will be prepared for the Custodial Account within 45 Calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification.

Section 3.12. Permitted Investments.

Any institution maintaining the Custodial Account shall at the direction of the Master Servicer invest the funds in such account in Permitted Investments, each of which shall mature not later than (i) the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon and shall not be sold or disposed of prior to its maturity. All income and gain realized from any such investment as well as any interest earned on deposits in the Custodial Account shall be for the benefit of the Master Servicer. The Master Servicer shall deposit in the Custodial Account an amount equal to the amount of any loss incurred in respect of any such investment immediately upon realization of such loss without right of reimbursement.


 
107
 



The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.

Section 3.13. Maintenance of Primary Hazard Insurance.

The Master Servicer shall cause to be maintained for each Mortgage Loan primary hazard insurance by a Qualified Insurer or other insurer satisfactory to the Rating Agencies with extended coverage on the related Mortgaged Property in an amount equal to the lesser of (i) 100% of the replacement value of the improvements, as determined by the insurance company, on such Mortgaged Property or (ii) the unpaid principal balance of the Mortgage Loan. The Master Servicer shall also cause to be maintained on property acquired upon foreclosure, or deed in lieu of foreclosure, of any Mortgage Loan, fire insurance with extended coverage in an amount equal to the replacement value of the improvements thereon. Any costs incurred in maintaining any insurance described in this Section 3.13 (other than any deductible described in the last paragraph hereof) shall be recoverable as a Servicing Advance. The Master Servicer shall not be obligated to advance any amounts pursuant to this Section 3.13 if, in its good faith judgment, the Master Servicer determines that such advance would be a Nonrecoverable Advance. Pursuant to Section 3.10, any amounts collected by the Master Servicer under any such policies (other than amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 3.11. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to Certificateholders, be added to the amount owing under the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage Loan other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance.

The Master Servicer shall, or shall cause the related Sub-Servicer to, exercise its best reasonable efforts to maintain and keep in full force and effect each Primary Insurance Policy by a Qualified Insurer, or other insurer satisfactory to the Rating Agencies, with respect to each first lien Mortgage Loan as to which as of the Cut-Off Date such a Primary Insurance Policy was in effect (or, in the case of a Qualified Substitute Mortgage Loan, the date of substitution) and the original principal amount of the related Mortgage Note exceeded 80% of the Collateral Value in an amount at least equal to the excess of such original principal amount over 75% of such Collateral Value until the principal amount of any such first lien Mortgage Loan is reduced below 80% of the Collateral Value or, based upon a new appraisal, the principal amount of such first lien Mortgage Loan represents less than 80% of the new appraised value. The Master Servicer shall, or shall cause the related Sub-Servicer to, effect the timely payment of the premium on each Primary Insurance Policy. The Master Servicer and the related Sub-Servicer shall have the power to substitute for any Primary Insurance Policy another substantially equivalent policy issued by another Qualified Insurer, provided, that, such substitution shall be subject to the condition that it will not cause the ratings on the Certificates to be downgraded or withdrawn, as evidenced in writing from each Rating Agency.


 
108
 



The Master Servicer shall cooperate with the PMI Insurer and shall use its best efforts to furnish all reasonable aid, evidence and information in the possession of the Master Servicer or to which the Master Servicer has access with respect to any PMI Mortgage Loan.

In the event of a default by PMI Insurer under the PMI Insurer Policy (a “Replacement Event”), the Master Servicer shall use its best efforts to obtain a substitute lender-paid primary mortgage insurance policy (a “Substitute PMI Policy”), with the approval of the Certificate Insurer; provided, however, that the Master Servicer shall not be obligated, and shall have no liability for failing, to obtain a Substitute PMI Policy unless such Substitute PMI Policy can be obtained on the following terms and conditions: (i) the Certificates shall be rated no lower than the rating assigned by each Rating Agency to the Certificates immediately prior to such Replacement Event, as evidenced by a letter from each Rating Agency addressed to the Company, the Master Servicer and the Trustee, (ii) the timing and mechanism for drawing on such new Substitute PMI Policy shall be reasonably acceptable to the Master Servicer and the Trustee and (iii) the premiums under the proposed Substitute PMI Policy shall not exceed such premiums under the existing PMI Insurer Policy.

With respect to the PMI Mortgage Loans covered by a PMI Insurer Policy, the Master Servicer will confirm with PMI Insurer, and PMI Insurer will certify to the Trustee, on or before February 1, 2007, that the Mortgage Loans indicated on the Mortgage Loan Schedule as being covered by PMI Insurer Policy are so covered.

No earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired with respect to a security instrument other than pursuant to such applicable laws and regulations as shall at any time be in force and shall require such additional insurance. When, at the time of origination of the Mortgage Loan or at any subsequent time, the Mortgaged Property is located in a federally designated special flood hazard area, the Master Servicer shall cause with respect to the Mortgage Loans and each REO Property flood insurance (to the extent available and in accordance with mortgage servicing industry practice) to be maintained. Such flood insurance shall cover the Mortgaged Property, including all items taken into account in arriving at the Collateral Value on which the Mortgage Loan was based, and shall be in an amount equal to the lesser of (i) the Stated Principal Balance of the related Mortgage Loan and (ii) the minimum amount required under the terms of coverage to compensate for any damage or loss on a replacement cost basis, but not more than the maximum amount of such insurance available for the related Mortgaged Property under either the regular or emergency programs of the National Flood Insurance Program (assuming that the area in which such Mortgaged Property is located is participating in such program). Unless applicable state law requires a higher deductible, the deductible on such flood insurance may not exceed $5,000 or 1% of the applicable amount of coverage, whichever is less.

In the event that the Master Servicer shall obtain and maintain a blanket fire insurance policy with extended coverage insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.13, it being understood and agreed that such policy may contain a deductible clause, in which case the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first two sentences of this Section 3.13 and there shall have been a loss which would have been covered by such policy, deposit in the Certificate Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. Any such deposit by the Master Servicer shall be made on the Certificate Account Deposit Date next preceding the Distribution Date which occurs in the month following the month in which payments under any such policy would have been deposited in the Custodial Account. Any such deposit shall not be deemed Servicing Advances and the Master Servicer shall not be entitled to reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Trustee and Certificateholders, claims under any such blanket policy.


 
109
 



Section 3.14. Enforcement of Due-on-Sale Clauses; Assumption Agreements.

The Master Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note or the Mortgage), exercise or cause to be exercised its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause applicable thereto; provided, however, that the Master Servicer shall not exercise any such rights if it reasonably believes that it is prohibited by law from doing so. The Master Servicer or the related Sub-Servicer may repurchase a Mortgage Loan at the Purchase Price when the Master Servicer requires acceleration of the Mortgage Loan, but only if the Master Servicer is satisfied, as evidenced by an Officer's Certificate delivered to the Trustee, that either (i) such Mortgage Loan is in default or default is reasonably foreseeable or (ii) if such Mortgage Loan is not in default or default is not reasonably foreseeable, such repurchase will have no adverse tax consequences for the Trust Fund or any Certificateholder. If the Master Servicer is unable to enforce such “due-on-sale” clause (as provided in the second preceding sentence) or if no “due-on-sale” clause is applicable, the Master Servicer or the Sub-Servicer is authorized to enter into an assumption and modification agreement with the Person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such Person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon; provided, however, that the Master Servicer shall not enter into any assumption and modification agreement if the coverage provided under the Primary Insurance Policy, if any, would be impaired by doing so. The Master Servicer shall notify the Trustee, whenever possible, before the completion of such assumption agreement, and shall forward to the Custodian the original copy of such assumption agreement, which copy shall be added by the Custodian to the related Mortgage File and which shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. In connection with any such assumption agreement, the interest rate on the related Mortgage Loan shall not be changed and no other material alterations in the Mortgage Loan shall be made unless such material alteration would not cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC for federal income tax purposes, as evidenced by an Opinion of Counsel. The Master Servicer is also authorized to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as the Mortgagor and becomes liable under the Mortgage Note. Any fee collected by or on behalf of the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by or on behalf of the Master Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the Mortgage Rate, the amount of the Monthly Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. The Master Servicer shall not enter into any substitution or assumption if such substitution or assumption shall (i) both constitute a “significant modification” effecting an exchange or reissuance of such Mortgage Loan under the Code (or Treasury regulations promulgated thereunder) and cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or (ii) cause the imposition of any tax on “prohibited transactions” or “contributions” after the Startup Day under the REMIC Provisions. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed and shall forward to the Custodian the original copy of such substitution or assumption agreement, which copy shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. A portion equal to up to 2% of the Collateral Value of the related Mortgage Loan, of any fee or additional interest collected by the related Sub-Servicer for consenting in any such conveyance or entering into any such assumption agreement may be retained by the related Sub-Servicer as additional servicing compensation.


 
110
 



Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Master Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption that the Master Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.14, the term “assumption” is deemed to also include a sale of a Mortgaged Property that is not accompanied by an assumption or substitution of liability agreement.

Section 3.15. Realization Upon Defaulted Mortgage Loans.

The Master Servicer shall exercise reasonable efforts, consistent with the procedures that the Master Servicer would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert (which may include an REO Acquisition) the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07, and which are not released from the Trust Fund pursuant to any other provision hereof. The Master Servicer shall use reasonable efforts to realize proceeds from such defaulted Mortgage Loans in such manner (including short sales and passing through to the Trust Fund less than the full amount it expects to receive from the related Mortgage Loan) as will maximize the receipt of principal and interest by Certificateholders, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage from an Uninsured Cause, the Master Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its sole discretion (i) that such restoration will increase the net proceeds of liquidation of the related Mortgage Loan to Certificateholders and the Certificate Insurer after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Master Servicer through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 3.11. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 3.11.


 
111
 



The proceeds of any Cash Liquidation or REO Disposition, as well as any recovery resulting from a partial collection of Insurance Proceeds or Liquidation Proceeds or any income from an REO Property, will be deposited into the Custodial Account and applied in the following order of priority: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances, pursuant to Section 3.11(vi) or 3.22; second, to accrued and unpaid interest on the Mortgage Loan or REO Imputed Interest, at the Mortgage Rate, to the date of the Cash Liquidation or REO Disposition, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Cash Liquidation or REO Disposition; and third, as a recovery of principal of the Mortgage Loan. If the amount of the recovery so allocated to interest is less than a full recovery thereof, that amount will be allocated as follows: first, to unpaid Master Servicing Fees or Sub-Servicing Fees; and second, to interest at the Net Mortgage Rate. The portion of the recovery so allocated to unpaid Master Servicing Fees or Sub-Servicing Fees shall be reimbursed to the Master Servicer or any Sub-Servicer pursuant to Section 3.11(vi). The portions of the recovery so allocated to interest at the Net Mortgage Rate and to principal of the Mortgage Loan shall be applied as follows: first, to reimburse the Master Servicer or any Sub-Servicer for any related unreimbursed Advances in accordance with Section 3.11(iii) or 3.22, second, payment to the PMI Insurer in accordance with Sections 3.11(ix) and third, for payment to the Trustee and distribution to the Certificateholders in accordance with the provisions of Section 4.01, subject to Section 3.22 with respect to certain recoveries from an REO Disposition constituting Excess Proceeds. To the extent the Master Servicer receives additional recoveries following a Cash Liquidation, the amount of the Realized Loss will be restated, and the additional recoveries will be passed through the Trust Fund as Liquidation Proceeds.

The Master Servicer, on behalf of the Trust, may also, in its discretion, as an alternative to foreclosure, sell defaulted Mortgage Loans at fair market value to third-parties, if the Master Servicer reasonably believes that such sale would maximize proceeds to the Certificateholders in the aggregate (on a present value basis) with respect to that Mortgage Loan.

Section 3.16. Trustee to Cooperate; Release of Mortgage Files.

Upon the payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Master Servicer will immediately notify the Trustee by a certification (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Section 3.10 have been or will be so deposited) of a Servicing Officer and shall request delivery to it of the Mortgage File in the form of the Request for Release attached hereto as Exhibit F-2. Upon receipt by the Custodian of such certification and request, such Custodian shall promptly release the related Mortgage File to the Master Servicer. Subject to the receipt by the Master Servicer of the proceeds of such payment in full and the payment of all related fees and expenses, the Master Servicer shall arrange for the release to the Mortgagor of the original canceled Mortgage Note. In connection with the satisfaction of any MOM Loan, the Master Servicer is authorized to cause the removal from the registration on the MERS® System of such Mortgage. All other documents in the Mortgage File shall be retained by the Master Servicer to the extent required by applicable law. The Master Servicer shall provide for preparation of the appropriate instrument of satisfaction covering any Mortgage Loan which pays in full and the Trustee shall cooperate in the execution and return of such instrument to provide for its delivery or recording as may be required. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account or the Certificate Account.


 
112
 



From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loan, the Custodian shall, upon request of the Master Servicer and delivery to the Custodian of a Request for Release in the form attached hereto as Exhibit F-1, release the related Mortgage File to the Master Servicer and the Trustee shall execute such documents as the Master Servicer shall prepare and request as being necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Master Servicer to return each document previously requested from the Mortgage File to the Custodian when the need therefor by the Master Servicer no longer exists; and in any event within 21 days of the Master Servicer's receipt thereof, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Master Servicer has delivered to the Trustee a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation which are required to be deposited into the Custodial Account have been or will be so deposited, or that such Mortgage Loan has become an REO Property, a copy of the Request for Release shall be released by the Trustee to the Master Servicer.

Upon written request of a Servicing Officer, the Trustee shall execute and deliver to the Master Servicer any court pleadings, requests for trustee’s sale or other documents prepared by the Master Servicer that are necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such request that such pleadings or documents be executed by the Trustee shall include a certification signed by a Servicing Officer as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.


 
113
 



Section 3.17. Servicing Compensation.

As compensation for its activities hereunder, the Master Servicer shall be entitled to withhold and retain, from deposits to the Custodial Account of amounts representing payments or recoveries of interest, the Master Servicing Fees and Sub-Servicing Fees with respect to each Mortgage Loan (less any portion of such amounts retained by any Sub-Servicer). In addition, the Master Servicer shall be entitled to recover unpaid Master Servicing Fees and Sub-Servicing Fees out of related Late Collections to the extent permitted in Section 3.11.

Each Sub-Servicing Agreement shall permit the related Sub-Servicer to retain the Sub-Servicer Fees from collections on the related Mortgage Loans, or shall provide that the Sub-Servicer be paid directly by the Master Servicer from collections on the related Mortgage Loans. To the extent the Master Servicer directly services a Mortgage Loan, the Master Servicer shall be entitled to retain the Sub-Servicing Fees for that Mortgage Loan.

The Master Servicer also shall be entitled pursuant to Section 3.11 to receive from the Custodial Account as additional servicing compensation interest or other income earned on deposits therein, subject to Section 3.23, as well as any assumption fees, late payment charges and reconveyance fees. The Master Servicer shall not be entitled to retain any Prepayment Charges. Any Prepayment Charges identified on Exhibit H hereto as belonging to the Class P Certificateholder shall be paid to the Holders of the related Class P Certificates. Any Prepayment Charges identified on Exhibit H hereto as belong to a Sub-Servicer shall be paid to the related Sub-Servicer. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of the premiums for any blanket policy insuring against hazard losses pursuant to Section 3.13 and servicing compensation of the Sub-Servicer to the extent not retained by it), and shall not be entitled to reimbursement therefor except as specifically provided in Section 3.11. The Master Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Master Servicer's responsibilities and obligations under this Agreement.

Notwithstanding anything herein to the contrary, Midland (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. The Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland is terminated or resigns as Sub-Servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.

Section 3.18. Maintenance of Certain Servicing Policies.

The Master Servicer shall obtain and maintain at its own expense and shall cause each Sub-Servicer to obtain and maintain for the duration of this Agreement a blanket fidelity bond and an errors and omissions insurance policy covering the Master Servicer's and such Sub-Servicer's officers, employees and other persons acting on its behalf in connection with its activities under this Agreement. The amount of coverage shall be at least equal to the coverage maintained by the Master Servicer or Sub-Servicer in order to be acceptable to Fannie Mae or Freddie Mac to service loans for it or otherwise in an amount as is commercially available at a cost that is generally not regarded as excessive by industry standards. The Master Servicer shall promptly notify the Trustee in writing of any material change in the terms of such bond or policy. The Master Servicer shall provide annually to the Trustee a certificate of insurance that such bond and policy are in effect. If any such bond or policy ceases to be in effect, the Master Servicer shall, to the extent possible, give the Trustee ten days' notice prior to any such cessation and shall use its reasonable best efforts to obtain a comparable replacement bond or policy, as the case may be.


 
114
 



Section 3.19. Annual Statement as to Compliance.

Not later than March 22nd of each calendar year beginning in 2008, the Master Servicer at its own expense shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com), and shall deliver (or otherwise make available) to the Certificate Insurer, a certificate (an “Annual Statement of Compliance”) signed by a Servicing Officer stating, as to the signers thereof, that (i) a review of the activities of the Master Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers’ supervision, (ii) to the best of such officers’ knowledge, based on such review, the Master Servicer has fulfilled all its obligations under this Agreement or other applicable servicing agreement in all material respects for such year or portion thereof, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a Sub-Servicer, the Master Servicer shall deliver a similar Annual Statement of Compliance by that Sub-Servicer to the Trustee and the Certificate Insurer as described above as and when required with respect to the Master Servicer.

Failure of the Master Servicer to timely comply with this Section 3.19 shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

Section 3.20. Assessments of Compliance and Attestation Reports.

Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(a) of Regulation AB, the Master Servicer shall deliver to the Trustee via e-mail (DBSEC.Notifications@db.com) and shall deliver (or otherwise make available) to the Certificate Insurer on or before March 22nd of each calendar year beginning in 2008, a report regarding the Master Servicer’s assessment of compliance (an “Assessment of Compliance”) with the applicable Servicing Criteria (as set forth in Exhibit N) during the preceding calendar year. The Assessment of Compliance must contain the following:


 
115
 



(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Master Servicer;

(b) A statement by such officer that such officer used the Servicing Criteria, and which will also be attached to the Assement of Compliance, to assess compliance with the Servicing Criteria applicable to the Master Servicer;

(c) An assessment by such officer of the Master Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the Master Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Master Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Master Servicer, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the Master Servicer.

On or before March 22nd of each calendar year beginning in 2008, the Master Servicer shall furnish to the Trustee and the Certificate Insurer a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Master Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

The Master Servicer shall cause any Sub-Servicer and each subcontractor determined by the Master Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Certificate Insurer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above.

Such Assessment of Compliance, as to any Sub-Servicer, shall address each of the Servicing Criteria applicable to the Sub-Servicer. Notwithstanding the foregoing, as to any subcontractor determined by the Master Servicer to be “participating in the servicing function,” an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Master Servicer to timely comply with this Section 3.20 (taking into account the cure period if permitted as set forth in the preceding paragraph) shall be deemed an Event of Default, and the Trustee may, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, give notice to Certificateholders that they have ten Business Days to object. If no such objection is received, the Trustee shall immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (other than as provided herein with respect to unreimbursed Advances or Servicing Advances or accrued and unpaid servicing fees). This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.


 
116
 



The Trustee shall also provide an Assessment of Compliance (with respect to items (a) - (d) but not (e) above) and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the “trustee”. Notwithstanding the foregoing, as to any trustee, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Section 3.21. Access to Certain Documentation.

The Master Servicer shall provide, and shall cause any Sub-Servicer to provide, to the Trustee and the Certificate Insurer, access to the documentation in their possession regarding the related Mortgage Loans and REO Properties and to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC (to which the Trustee shall also provide) access to the documentation regarding the related Mortgage Loans required by applicable regulations, such access being afforded without charge but only upon reasonable request and during normal business hours at the offices of the Master Servicer or the Sub-Servicers that are designated by these entities; provided, however, that, unless otherwise required by law, the Trustee, the Custodian, the Master Servicer or the Sub-Servicer shall not be required to provide access to such documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Master Servicer and the Sub-Servicers shall allow representatives of the above entities to photocopy any of the documentation and shall provide equipment for that purpose at a charge that covers their own actual out-of-pocket costs. The Master Servicer shall designate a Servicing Officer to provide certain information regarding the Mortgage Loans.

Section 3.22. Title, Conservation and Disposition of REO Property.

This Section shall apply only to REO Properties acquired for the account of REMIC 1 or REMIC 2, as applicable, and shall not apply to any REO Property relating to a Mortgage Loan which was purchased or repurchased from REMIC 1 or REMIC 2, as applicable, pursuant to Sections 2.02, 2.04 or 3.14. In the event that title to any such REO Property is acquired, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the Certificateholders. The Master Servicer, on behalf of REMIC 1 or REMIC 2, as applicable, shall either sell any related REO Property before the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or, at the expense of REMIC 1 or REMIC 2, as applicable, request, more than 60 days before the day on which the three-year grace period would otherwise expire an extension of the three-year grace period, unless the Master Servicer has delivered to the Trustee and the Certificate Insurer an Opinion of Counsel (which shall not be at the expense of the Trustee or the Certificate Insurer), addressed to the Trustee, the Certificate Insurer and the Master Servicer, to the effect that the holding by REMIC 1 or REMIC 2, as applicable, of such REO Property subsequent to the close of the third taxable year following the taxable year in which REMIC 1 or REMIC 2, as applicable, acquires ownership of such REO Property will not result in the imposition on REMIC 1 or REMIC 2, as applicable, of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC under the REMIC Provisions or comparable provisions of the laws of the State of California at any time that any Certificates are outstanding. The Master Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) or result in the receipt by any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code or any “net income from foreclosure property” which is subject to taxation under the REMIC Provisions. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Certificateholders for the period prior to the sale of such REO Property.


 
117
 



Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

The Master Servicer shall segregate and hold all funds collected and received in connection with the operation of any REO Property separate and apart from its own funds and general assets. The Master Servicer shall deposit, or cause to be deposited, on a daily basis in the Custodial Account all revenues received with respect to the REO Properties, net of any directly related expenses incurred or withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Property.

If as of the date of acquisition of title to any REO Property there remain outstanding unreimbursed Servicing Advances with respect to such REO Property or any outstanding Advances allocated thereto the Master Servicer, upon an REO Disposition, shall be entitled to reimbursement for any related unreimbursed Servicing Advances and any unreimbursed related Advances as well as any unpaid Master Servicing Fees or Sub-Servicing Fees from proceeds received in connection with the REO Disposition, as further provided in Section 3.15. The Master Servicer shall not be obligated to advance any amounts with respect to an REO Property if such advance would constitute a Nonrecoverable Advance.

The REO Disposition shall be carried out by the Master Servicer at such price and upon such terms and conditions as the Master Servicer shall determine.

The Master Servicer shall deposit the proceeds from the REO Disposition, net of any payment to the Master Servicer as provided above, in the Custodial Account upon receipt thereof for distribution in accordance with Section 4.01; provided, that any such net proceeds received by the Master Servicer which are in excess of the applicable Stated Principal Balance plus all unpaid REO Imputed Interest thereon through the last day of the month in which the REO Disposition occurred (“Excess Proceeds”) shall be retained by the Master Servicer as additional servicing compensation.


 
118
 



With respect to any Mortgage Loan as to which the Master Servicer has received notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the Mortgaged Property, the Master Servicer shall not, on behalf of the Trustee, either (i) obtain title to the related Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, the related Mortgaged Property, unless the Master Servicer has, at least 30 days prior to taking such action, obtained and delivered to the Trustee an environmental audit report prepared by a Person who regularly conducts environmental audits using customary industry standards. The Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund (other than proceeding against the Mortgaged Property) and is hereby authorized at such time as it deems appropriate to release such Mortgaged Property from the lien of the related Mortgage.

The cost of the environmental audit report contemplated by this Section 3.22 shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.

If the Master Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property in compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, then the Master Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund. The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Master Servicer as an expense of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor from the Custodial Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the Custodial Account.

Section 3.23. Additional Obligations of the Master Servicer.

On each Certificate Account Deposit Date, the Master Servicer shall deliver to the Trustee for deposit in the Certificate Account from its own funds and without any right of reimbursement therefor, a total amount equal to the amount of Compensating Interest for the related Distribution Date.

Section 3.24. Additional Obligations of the Depositor.

The Depositor agrees that on or prior to the tenth day after the Closing Date, the Depositor shall provide the Trustee with a written notification, substantially in the form of Exhibit J attached hereto, relating to each Class of Certificates, setting forth (i) in the case of each Class of such Certificates, (a) if less than 10% of the aggregate Certificate Principal Balance of such Class of Certificates has been sold as of such date, the value calculated pursuant to clause (b)(iii) of Exhibit J hereto, or, (b) if 10% or more of such Class of Certificates has been sold as of such date but no single price is paid for at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates, then the weighted average price at which the Certificates of such Class were sold and the aggregate percentage of Certificates of such Class sold, (c) the first single price at which at least 10% of the aggregate Certificate Principal Balance of such Class of Certificates was sold, or (d) if any Certificates of each Class of Certificates are retained by the Depositor or an affiliate corporation, or are delivered to the Sponsor, the fair market value of such Certificates as of the Closing Date, (ii) the Prepayment Assumption used in pricing the Certificates, and (iii) such other information as to matters of fact as the Trustee may reasonably request to enable it to comply with its reporting requirements with respect to each Class of such Certificates to the extent such information can in the good faith judgment of the Depositor be determined by it.


 
119
 



Section 3.25. Exchange Act Reporting.

(a) The Trustee (to the extent any information requested by the Depositor is actually in the possession of the Trustee) and the Master Servicer shall fully cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Exchange Act as may be requested by the Depositor pursuant to Section 3.26.

(b) (i) Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-D Disclosure and the Trustee shall have no liability with respect to any failure to properly prepare or file such Form 10-D resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such Additional Form 10-D Disclosure.

Within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Depositor and the Certificate Insurer, to the extent known by a responsible party thereof, any Additional Form 10-D Disclosure, if applicable, clearly identifying which item of Form 10-D the information relates to. The Trustee shall compile the information provided to it, prepare the Form 10-D and forward the Form 10-D to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-D. No later than three Business Days prior to the 10th calendar day after the related Distribution Date, an officer of the Depositor shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. The Trustee shall have no liability with respect to any failure to properly file any Form 10-D resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.


 
120
 



(ii) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information.

For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit O as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable. The Depositor shall compile the information provided to it, and prepare and file the Form 8-K, which shall be signed by an officer of the Depositor.

(iii) Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall, in accordance with industry standards, file a Form 15 Suspension Notice with respect to the Trust Fund, if applicable. On or before (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, on or before April 15 of each year thereafter, the Master Servicer shall provide the Trustee and the Certificate Insurer with an Annual Compliance Statement, together with a copy of the Assessment of Compliance and Attestation Report to be delivered by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or any subcontractor, if required to be filed). Prior to (x) March 30, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, March 30 of each year thereafter, the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Securities and Exchange Commission staff’s interpretations and conforming to industry standards, with respect to the Trust Fund. Such Form 10-K shall include the Assessment of Compliance, Attestation Report, Annual Compliance Statements and other documentation provided by the Master Servicer pursuant to Sections 3.19 and 3.20 (including with respect to any Sub-Servicer or subcontractor, if required to be filed) and Section 3.20 with respect to the Trustee, and the Form 10-K certification in the form attached hereto as Exhibit L-1 (the “Certification”) signed by the senior officer of the Depositor in charge of securitization. The Trustee shall receive the items described in the preceding sentence no later than March 15 of each calendar year prior to the filing deadline for the Form 10-K.

Any disclosure or information in addition to that described in the preceding paragraph that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee, and the Trustee will have no duty or liability to verify the accuracy or sufficiency of any such Additional Form 10-K Disclosure.


 
121
 



If information, data and exhibits to be included in the Form 10-K are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee. The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to timely obtain any information from any other party.

On or prior to (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, each entity that is indicated in Exhibit O as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee via e-mail (DBSEC.Notifications@db.com), and to the Certificate Insurer and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable. The Trustee shall compile the information provided to it, prepare the Form 10-K and forward the Form 10-K to the Depositor for verification. The Depositor will approve, as to form and substance, or disapprove, as the case may be, the Form 10-K by no later than March 25 of the relevant year (or the immediately preceding Business Day if March 25 is not a Business Day), an officer of the Depositor shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee.

The Master Servicer shall be responsible for determining the pool concentration applicable to any Sub-Servicer to which the Master Servicer delegated any of its responsibilities with respect to the Mortgage Loans at any time, for purposes of disclosure as required by Items 1117 and 1119 of Regulation AB. The Trustee will provide electronic or paper copies of all Form 10-D, 8-K and 10-K filings free of charge to any Certificateholder upon request. Any expenses incurred by the Trustee in connection with the previous sentence shall be reimbursable to the Trustee out of the Trust Fund. The Trustee shall have no liability with respect to any failure to properly file any Form 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section.

The Trustee shall sign a certification (in the form attached hereto as Exhibit L-3) for the benefit of the Depositor and its officers, directors and Affiliates in respect of items 1 through 3 of the Certification (provided, however, that the Trustee shall not undertake an analysis of the Attestation Report attached as an exhibit to the Form 10-K), and the Master Servicer shall sign a certification (the “Master Servicer Certification”) solely with respect to the Master Servicer (in the form attached hereto as Exhibit L-2) for the benefit of the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or the Trustee within the meaning of the Securities Act of 1933, as amended, and their respective officers and directors. Each such certification shall be delivered to the Depositor and the Trustee by March 15th of each year (or if not a Business Day, the immediately preceding Business Day). The Certification attached hereto as Exhibit L-1 shall be delivered to the Trustee by March 20th for filing on or prior to March 30th of each year (or if not a Business Day, the immediately preceding Business Day).

The Trustee will have no duty to verify the accuracy or sufficiency of any information not prepared by it included in any Form 10-D, Form 10-K or Form 8-K. The Trustee shall have no liability with respect to any failure to properly prepare or file any Form 10- D or Form 10-K resulting from or relating to the Trustee’s inability or failure to obtain any information in a timely manner from the party responsible for delivery of such disclosure information. The Trustee shall have no liability with respect to any failure to properly file any Form l0-D or 10-K resulting from or relating to the Depositor’s failure to timely comply with the provisions of this section. Nothing herein shall be construed to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-D, Form 10-K or Form 8-K.


 
122
 



(c) (A) The Trustee shall indemnify and hold harmless the Depositor, the Master Servicer and their respective officers, directors and Affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon any material misstatement or omission in the Assessment of Compliance delivered by the Trustee pursuant to Section 3.20 and (B) the Master Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) the failure of the Master Servicer to timely deliver the Master Servicer Certification or (ii) any material misstatement or omission in the Statement as to Compliance delivered by the Master Servicer pursuant to Section 3.19 or any Sub-Servicer pursuant to Section 3.20, the Assessment of Compliance delivered by the Master Servicer or any Sub-Servicer pursuant to Section 3.20 or the Master Servicer Certification. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then the Master Servicer agrees that it shall contribute to the amount paid or payable by the Depositor and the Trustee as a result of the losses, claims, damages or liabilities of the Depositor and the Trustee in such proportion as is appropriate to reflect the relative fault of the Depositor and the Trustee on the one hand and the Master Servicer on the other in connection with the Master Servicer Certification and the related obligations of the Master Servicer under this Section 3.25.

Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any such executed report, statement or information.

Section 3.26. Intention of the Parties and Interpretation.

Each of the parties acknowledges and agrees that the purpose of Sections 3.19, 3.20 and 3.25 of this Agreement is to facilitate compliance by the Sponsor and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with requests made by the Sponsor or the Depositor for delivery of additional or different information as the Sponsor or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.


 
123
 



Section 3.27. Optional Purchase of Certain Mortgage Loans.

The Master Servicer will have a one-time option to purchase up to a maximum of 1.00% (and in any case, at least 5 Mortgage Loans not exceeding in the aggregate such 1.00% limit) of the Group 1 Loans, by aggregate Stated Principal Balance of the Group 1 Loans as of such date, from the Trustee at the Purchase Price. The Master Servicer will have the option, from time to time, of purchasing Group 2 Loans from the Trustee at the Purchase Price; provided that the aggregate Stated Principal Balance of such purchased Group 2 Loans from the Closing Date to the time of such purchase will not exceed 1% of the Group 2 Cut-off Date Balance; and provided, further, that the aggregate Stated Principal Balance of the Group 2 Loans purchased at any one time does not exceed 1% of the aggregate Stated Principal Balance of the Group 2 Loans as of such date. Any Group 1 Loans and Group 2 Loans that may be purchased by the Master Servicer pursuant to this Section 3.27 will be selected by the Master Servicer in its sole discretion. If at any time the Master Servicer makes a payment to the Certificate Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Master Servicer provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Certificate Account, then the Trustee shall execute the assignment of such Mortgage Loan at the request of the Master Servicer without recourse to the Master Servicer which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Master Servicer will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto. Any tax on "prohibited transactions" (as defined in Section 860F(a)(2) of the Code) imposed on any REMIC relating to the exercise of the option provided in this Section 3.27 shall in no event be payable by the Trustee.


 
124
 

ARTICLE IV

PAYMENTS TO CERTIFICATEHOLDERS

Section 4.01. Distributions.

(a) The Trustee shall establish and maintain a Certificate Account, in which the Master Servicer shall cause to be deposited on behalf of the Trustee on or before 5:00 P.M. New York time on each Certificate Account Deposit Date by wire transfer of immediately available funds an amount equal to the sum of (i) any Advance for the immediately succeeding Distribution Date, (ii) any amount required to be deposited in the Certificate Account pursuant to Sections 3.11, 3.13 or 3.23, (iii) all other amounts constituting the Available Distribution Amount for the immediately succeeding Distribution Date, (iv) amounts payable to the related Supplemental Interest Trust in respect of related Net Swap Payments and Swap Termination Payments payable to the related Swap Provider other than Swap Termination Payments resulting from a Swap Provider Trigger Event and (v) any amounts on deposit in the Custodial Account representing Prepayment Charges collected by the Master Servicer (and any Master Servicer Prepayment Charge Payment Amounts paid by, or collected on behalf of the Trust Fund by, the Master Servicer or any Sub-Servicer), other than any such Prepayment Charges or Master Servicer Prepayment Charge Payment Amounts relating to Principal Prepayments that occurred after the end of the related Prepayment Period.

On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay itself any income earned on retention of amounts on deposit in the Certificate Account for such Distribution Date and any other amounts payable to it hereunder.

On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Certificate Account and pay to the Certificate Insurer, by wire transfer of immediately available funds, the Policy Premium for such Distribution Date. The Trustee shall deposit any amounts received from the Certificate Insurer pursuant to the Certificate Guaranty Insurance Policy into the Insurance Account.

On each Distribution Date, prior to making any other distributions referred to in Section 4.01 herein, the Trustee shall withdraw from the Class M Interest Reserve Fund, to the extent of the related Interest Reserve Fund Amount, an amount equal to any related Net WAC Shortfall Amounts for that Distribution Date for the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates and shall distribute such amount to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates. Any payments to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates in respect of related Net WAC Shortfall Amounts pursuant to the preceding sentence shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.

On each Distribution Date the Trustee shall distribute to each Certificateholder of record as of the next preceding Record Date (other than as provided in Section 9.01 respecting the final distribution) either in immediately available funds (by wire transfer or otherwise) to the account of such Certificateholder at a bank or other entity having appropriate facilities therefor, if such Certificateholder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or otherwise by check mailed to such Certificateholder at the address of such Holder appearing in the Certificate Register, such Certificateholder's share (based on the aggregate of the Percentage Interests represented by Certificates of the applicable Class held by such Holder) of the amounts required to be distributed to such Holder pursuant to this Section 4.01.


 
125
 



Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event) payable by the related Supplemental Interest Trust to the related Swap Provider pursuant to the related Interest Rate Swap Agreement shall be deducted (without duplication) from the interest collections in the related Available Distribution Amount, and to the extent of any such remaining amounts due, from the principal collections in the related Available Distribution Amount, prior to any distributions to the related Certificateholders. On each Distribution Date, such amounts will be remitted to the related Supplemental Interest Trust, first to make any Net Swap Payment owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event) owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement for such Distribution Date and for prior Distribution Dates. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the related Swap Provider pursuant to the related Interest Rate Swap Agreement will be subordinated to distributions to the Holders of the related Offered Certificates and Class 1-B Certificates, and shall be paid as set forth in Section 4.01(l)(ix) and 4.01(m)(viii), as applicable.

(b) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 1 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:

(i) from the Interest Remittance Amount in respect of the Group 1 Loans, concurrently to the Holders of the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on entitlement, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for each such Class for such Distribution Date;

(ii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Certificate Insurer, with respect to the Class 1-AM Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for the interest portion of any related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;

(iii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-1 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;


 
126
 



(iv) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-2 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(v) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-3 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(vi) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-4 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(vii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-5 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(viii) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-6 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(ix) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-7 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date;

(x) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-M-8 Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date; and

(xi) from the remaining Interest Remittance Amount in respect of the Group 1 Loans, to the Class 1-B Certificates, the related Monthly Interest Distributable Amount for such Class for such Distribution Date.

(c) On each Distribution Date, the Trustee shall withdraw from the Certificate Account that portion of Available Distribution Amount for such Distribution Date consisting of the Interest Remittance Amount in respect of the Group 2 Loans for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the related Interest Remittance Amount for such Class for such Distribution Date:

(i) from the Interest Remittance Amount in respect of the Group 2 Loans, to the Holders of the Class 2-A Certificates, the related Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Class for such Distribution Date.

(d) Except as provided in clause (f) below, on each Distribution Date (i) prior to the Group 1 Stepdown Date or (ii) on or after the Group 1 Stepdown Date if a Group 1 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the Principal Distribution Amount related to Loan Group 1 and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:


 
127
 



(i) first, from the related Principal Distribution Amount, concurrently, on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, in each case until the Certificate Principal Balances thereof are reduced to zero; and

(ii) second, from the remaining related Principal Distribution Amount, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case until the Certificate Principal Balances thereof have been reduced to zero.

(e) Except as provided in clause (f) below, on each Distribution Date (i) on and after the Group 1 Stepdown Date and (ii) on which a Group 1 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount remaining for such Distribution Date:

(i) first, concurrently on a pro rata basis, based on the aggregate Certificate Principal Balances thereof (x) sequentially, to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, in that order, and (y) to the Class 1-AM Certificates, the Class 1-A Principal Distribution Amount, in each case until the Certificate Principal Balances thereof are reduced to zero; and

(ii) second, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, the related Group 1 Subordinate Class Principal Distribution Amount, in each case until the Certificate Principal Balances thereof have been reduced to zero.

(f) Notwithstanding the foregoing, on any Distribution Date on which the aggregate Certificate Principal Balance of the Class 1-M Certificates and Class 1-B Certificates and the related Overcollateralized Amount have been reduced to zero, the related Principal Distribution Amount will be paid to the Class 1-A Certificates on a pro rata basis, based on the Certificate Principal Balances thereof, until reduced to zero.

(g) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 1 Interest Rate Swap Agreement is payable from principal collections from Loan Group 1, Principal Distribution Amounts with respect to Loan Group 1 will be deemed paid to the most subordinate Class of related Certificates (other than the Class R Certificates and Class 1-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.


 
128
 



(h) Except as provided in clause (j) below, on each Distribution Date (A) prior to the Group 2 Stepdown Date or (B) on or after the Group 2 Stepdown Date if a Group 2 Trigger Event is in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero.

(i) Except as provided in clause (j) below, on each Distribution Date (A) on and after the Group 2 Stepdown Date and (B) on which a Group 2 Trigger Event is not in effect, the Trustee shall withdraw from the Certificate Account an amount equal to the related Principal Distribution Amount and distribute to the Holders of the Class 2-A Certificates, distributions in respect of principal to the extent of the related Principal Distribution Amount, the Class 2-A Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.

(j) Notwithstanding the foregoing, on any Distribution Date on which the related Overcollateralized Amount has been reduced to zero, the related Principal Distribution Amount will be paid to the Class 2-A Certificates until reduced to zero.

(k) Notwithstanding the foregoing, to the extent any Net Swap Payment or Swap Termination Payment with respect to the Group 2 Interest Rate Swap Agreement is payable from principal collections from Loan Group 2, Principal Distribution Amounts with respect to Loan Group 2 will be deemed paid to the most subordinate Class of related certificates (other than the Class R Certificates and Class 2-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero.

(l) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 1 shall be distributed in the following order of priority:

(i) to the Certificate Insurer, with respect to the Class 1-AM Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;

(ii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;

(iii) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, pro rata, based on entitlement, in an amount equal to any Allocated Realized Loss Amount for each such Class, and second, to the Class 1-AM Certificates, an amount equal to the Allocated Realized Loss Amount for such Class;

(iv) sequentially, to the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case in an amount equal to the sum of the Unpaid Interest Shortfall Amount and the Allocated Realized Loss Amount (such amount to be applied first to cover the Unpaid Interest Shortfall Amount for such Class and second to cover the Allocated Realized Loss Amount for such Class) for each such Class;


 
129
 



(v) to the Certificate Insurer, with respect to the Class 2-A Certificates, in an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any unpaid related Policy Premium, in each case, to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 2 on that Distribution Date;

(vi) to the Class 2-A Certificates, any Cross-Collateralized Loss Payments;

(vii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 1-C Certificates, to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay the Class 1-A, Class 1-M and Class 1-B Certificates and, in the case of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, to the extent not previously covered by related amounts from the Class M Interest Reserve Fund, on a pro rata basis, based on the Certificate Principal Balances thereof, to the extent needed to pay any remaining related Net WAC Shortfall Amount for each such Class and to the extent such amount exceeds the amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund; provided that any related Net Monthly Excess Cashflow remaining after such allocation to pay any such Net WAC Shortfall Amount based on the Certificate Principal Balances of the Class 1-A, Class 1-M and Class 1-B Certificates will be distributed to each such Class of Certificates with respect to which there remains any unpaid Net WAC Shortfall Amount, pro rata, based on the amount of such unpaid Net WAC Shortfall Amount to the extent such amount exceeds the amounts then on deposit in the Net WAC Shortfall Reserve Fund and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;

(viii) to the Holders of the Class 2-A Certificates, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for such Class;

(ix) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider any Swap Termination Payments with respect to the Group 1 Interest Rate Swap Agreement owed to the Group 1 Swap Provider due to a related Swap Provider Trigger Event not previously paid;

(x) to the Certificate Insurer, any remaining amounts related to the Group 1 Loans and owed to the Certificate Insurer under the Insurance Agreement;

(xi) to the Certificate Insurer, any remaining amounts related to the Group 2 Loans and owed the Certificate Insurer under the Insurance Agreement to the extent not covered by the Net Monthly Excess Cashflow from the Group 2 Loans on that Distribution Date;

(xii) to the Holders of the Class 1-C Certificates, an amount equal to the Class 1-C Distribution Amount reduced by amounts distributed in clauses (ii) and (vii) above; and

(ix) to the Class R Certificates, any remaining amounts.


 
130
 



(m) On each Distribution Date the Net Monthly Excess Cashflow related to Loan Group 2 shall be distributed in the following order of priority:

(i) to the Certificate Insurer, with respect to the Class 2-A Certificates, an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium;

(ii) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Holders of the Class 2-A Certificates then entitled to receive distributions in respect of principal, in an amount equal to any related Extra Principal Distribution Amount, payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;

(iii) to the Holders of the Class 2-A Certificates, an amount equal to any Allocated Realized Loss Amount;

(iv) to the Certificate Insurer, with respect to the Class 1-AM Certificates, an amount equal to (a) any amounts reimbursable to the Certificate Insurer for related Insured Payments made pursuant to the Insurance Agreement and (b) any related unpaid Policy Premium, in each case, to the extent not covered by the Net Monthly Excess Cashflow relating to Loan Group 1 on that distribution date;

(v) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, on a pro rata basis, second, to the Class 1-AM Certificates, and third, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, any Cross-Collateralized Loss Payments;

(vi) from the portion of such Net Monthly Excess Cashflow otherwise distributable to the Class 2-C Certificates, to the Group 2 Net WAC Shortfall Reserve Fund, (a) first, to pay the Class 2-A Certificates to the extent needed to pay any remaining related Net WAC Shortfall Amount and to the extent such amount exceeds the amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund, and (b) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit;

(vii) first, to the Holders of the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates, on a pro rata basis, based on entitlement, second, to the Class 1-AM Certificates, and third, sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in each case, in respect of the Allocated Realized Loss Amounts to the extent not covered by any related Net Monthly Excess Cashflow for each such Class;

(viii) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider any Swap Termination Payments with respect to the Group 2 Interest Rate Swap Agreement owed to the Group 2 Swap Provider due to a related Swap Provider Trigger Event not previously paid;


 
131
 



(ix) to the Certificate Insurer, any remaining amounts related to the Group 2 Loans and owed to the Certificate Insurer under the Insurance Agreement;

(x) to the Certificate Insurer, any remaining amounts related to the Group 1 Loans and owed to the Certificate Insurer under the Insurance Agreement, to the extent not covered by Net Monthly Excess Cashflow from the Group 1 Loans;

(xi) to the Holders of the Class 2-C Certificates, an amount equal to the Class 2-C Distribution Amount reduced by amounts distributed in clauses (ii) and (vi) above; and

(xii) to the Class R Certificates, any remaining amounts.

(n) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparties pursuant to the Group 1 Cap Contracts, then on deposit in the Group 1 Derivative Account held by the Group 1 Supplemental Interest Trust to the Class 1-A, Class 1-M and Class 1-B Certificates in the following order of priority:

(i) concurrently, to the Holders of the Class 1-A Certificates, pro rata, based on entitlement, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

(ii) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Unpaid Interest Shortfall Amount for such Class or Classes, in each case, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

(iii) to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates, in an amount equal to any related Extra Principal Distribution Amount, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(d), (e) and (f) above, as applicable;

(iv) to the Group 1 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts on the Class 1-A, Class 1-M and Class 1-B Certificates, on a pro rata basis, based on the aggregate amount of Net WAC Shortfall Amounts for such Classes of Certificates remaining unpaid, in each case, to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date and, in the case of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, to the extent not previously covered by related amounts from the Class M Interest Reserve Fund and (ii) second, to maintain a balance in the Group 1 Net WAC Shortfall Reserve Fund equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit;


 
132
 



(v) to the Holders of the Class 1-A Certificates, pro rata, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date; and

(vi) sequentially, to the Holders of the Class 1-M-1, Class 1-M-2, Class 1-M-3, Class 1-M-4, Class 1-M-5, Class 1-M-6, Class 1-M-7, Class 1-M-8 and Class 1-B Certificates, in that order, in an amount equal to any Allocated Realized Loss Amount for such Class or Classes, in each case, to the extent not covered by any related or unrelated Net Monthly Excess Cashflow on that Distribution Date.

(o) On or before each Distribution Date, the Trustee shall distribute from (i) the amounts received from the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement in respect of any related Net Swap Payment and (ii) amounts received from the related Cap Counterparty pursuant to the Group 2 Cap Contract, then on deposit in the Group 2 Derivative Account held by the Group 2 Supplemental Interest Trust to the Class 2-A Certificates in the following order of priority:

(i) to the Holders of the Class 2-A Certificates, in an amount equal to any Unpaid Interest Shortfall Amount for such Class, to the extent not covered by the related Interest Remittance Amount and related Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the Unpaid Interest Shortfall Amount is as a result of the interest portion of Realized Losses;

(ii) to the Holders of the Class 2-A Certificates, an amount equal to any related Extra Principal Distribution Amount, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date and solely to the extent the payment of the related Extra Principal Distribution Amount is as a result of current or prior period Realized Losses, to be included in the related Principal Distribution Amount for that Distribution Date and payable to such Holders as part of the related Principal Distribution Amount as described under Sections 4.01(h), (i) and (j) above, as applicable;

(iii) to the Group 2 Net WAC Shortfall Reserve Fund, (i) first, to pay related Net WAC Shortfall Amounts remaining unpaid on the Class 2-A Certificates to the extent not covered by the related Net Monthly Excess Cashflow on that Distribution Date, and (ii) second, to maintain a balance in the Group 2 Net WAC Shortfall Reserve Fund equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit; and

(iv) to the Holders of the Class 2-A Certificates, in an amount equal to any Allocated Realized Loss Amount for such Class, to the extent not covered by any related and unrelated Net Monthly Excess Cashflow on that Distribution Date.


 
133
 



(p) On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period and identified on the Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder and any Master Servicer Prepayment Charge Amounts paid by the Master Servicer during the related Prepayment Period will be withdrawn from the Certificate Account and distributed by the Trustee to the Holders of the Class 1-P Certificates with respect to the Group 1 Loans and Class 2-P Certificates with respect to the Group 2 Loans and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the related Mortgage Loan Schedule attached as Exhibit H as belonging to the related Class P Certificateholder or any Distribution Date thereafter, the Available Funds with respect to each Loan Group remaining after payment of principal to the related Class A Certificates and Subordinate Certificates will be paid to the related Class P Certificates in reduction of the related Certificate Principal Balance, until reduced to zero.

(q) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, as Holder thereof, and the Depository shall be responsible for crediting the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. None of the Trustee, the Depositor or the Master Servicer shall have any responsibility therefor except as otherwise provided by this Agreement or applicable law.

(r) The Trustee, upon written direction of the Master Servicer, shall invest or cause the institution maintaining the Certificate Account to invest the funds in the Certificate Account in Permitted Investments designated in the name of the Trustee for the benefit of the Certificateholders, which shall mature not later than the Distribution Date next following the date of such investment and shall not be sold or disposed of prior to maturity. All income and gain realized from any such investment shall be for the benefit of the Master Servicer and shall be subject to its withdrawal or order from time to time. The amount of any losses incurred in respect of any such investments shall be deposited in the Certificate Account by the Master Servicer out of its own funds immediately as realized without any right of reimbursement.

(s) Except as otherwise provided in Section 9.01, if the Master Servicer anticipates that a final distribution with respect to any Class of Certificates will be made on the next Distribution Date, the Master Servicer shall, no later than the 15th day of the month in the month of such final distribution (or if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day), notify the Trustee and the Trustee shall, no later than two (2) Business Days after such date, mail on such date to each Holder of such Class of Certificates a notice to the effect that: (i) the Trustee anticipates that the final distribution with respect to such Class of Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trustee or as otherwise specified therein, and (ii) no interest shall accrue on such Certificates from and after the end of the prior calendar month.


 
134
 



Any funds not distributed to any Holder or Holders of Certificates of such Class on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall, on such date, be set aside and held in trust and credited to the account of the appropriate non-tendering Holder or Holders. If any Certificates as to which notice has been given pursuant to this Section 4.01(q) shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trustee shall mail a second notice to the remaining non-tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final distribution with respect thereto. If within six months after the second notice all such Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor, or appoint an agent to take reasonable steps, to contact the remaining non-tendering Certificateholders concerning surrender of their Certificates. The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders shall be paid out of the assets remaining in the Trust Fund. If within nine months after the second notice any such Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto. No interest shall accrue or be payable to any Certificateholder on any amount held in trust as a result of such Certificateholder's failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 4.01(q).

Section 4.02. Statements to Certificateholders.

(a) On each Distribution Date, based, as applicable, on information provided to it by the Master Servicer, the Trustee shall prepare and make available on the Trustee’s website, which shall initially be located at “https://www.tss.db.com/invr” (assistance in using the website can be obtained by calling the Trustee’s customer service desk at (800) 735-7777), to each Holder of the Regular Certificates, the Certificate Insurer, the Swap Provider, the Master Servicer and the Rating Agencies, a statement as to the distributions made on such Distribution Date setting forth, with respect to each Loan Group:

(i) (A) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and (B) the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges and Master Servicer Prepayment Charge Payment Amounts;

(ii) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;

(iii) the applicable record dates, accrual periods, determination dates for calculating distributions and general distributions dates;

(iv) the total cash flows received and the general sources thereof;

(v) the amount of any Net Swap Payment and any amount from the Cap Contracts payable to the related Supplemental Interest Trust, any Net Swap Payment payable to the related Swap Provider, any Swap Termination Payment payable to the related Supplemental Interest Trust and any Swap Termination Payment payable to the related Swap Provider;


 
135
 



(vi)  the Pass-Through Rate on each Class of Regular Certificates (other than the Class P Certificates) for such Distribution Date;

(vii) the aggregate amount of Advances for such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances at the close of business on the Distribution Date, and the general source of funds for reimbursements;

(viii) the number and Aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period;

(ix) the related Overcollateralization Release Amount and the related Overcollateralization Deficiency Amount for such Distribution Date;

(x) the aggregate Certificate Principal Balance of each Class of Regular Certificates after giving effect to the amounts distributed on such Distribution Date (in the case of each Class of the Offered Certificates and Class 1-B Certificates, separately identifying any reduction thereof due to the allocation of Realized Losses thereto);

(xi) the number and Stated Principal Balance of Mortgage Loans in respect of which (a) one Scheduled Payment is Delinquent, (b) two Scheduled Payments are Delinquent, (c) three or more Scheduled Payments are Delinquent and (d) foreclosure proceedings have been commenced, in each case as of the end of the calendar month prior to such Distribution Date;

(xii) the number, aggregate principal balance and book value of any REO Properties as of the close of business on the last day of the calendar month preceding the month in which such Distribution Date occurs;

(xiii) the weighted average remaining term to maturity, weighted average Mortgage Rate and weighted average Net Mortgage Rate of the Mortgage Loans as of the close of business on the first day of the calendar month in which such Distribution Date occurs;

(xiv) the aggregate amount of Principal Prepayments made during the related Prepayment Period;

(xv) the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses;

(xvi) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;

(xvii) the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Custodial Account or the Certificate Account for such Distribution Date;

(xviii) the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the Master Servicer or a Sub-Servicer pursuant to Section 3.23, and the aggregate amount of Relief Act Interest Shortfalls for such Distribution Date;


 
136
 



(xix) the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount in respect of each Class of the Certificates for such Distribution Date;

(xx) (A) the related Overcollateralization Target Amount, (B) the related Overcollateralized Amount and (C) the amount, if any, by which the related Overcollateralization Target Amount exceeds the related Overcollateralized Amount, in each case after giving effect to the distribution made on the Regular Certificates on such Distribution Date;

(xxi) the aggregate amount of servicing compensation received by the Master Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

(xxii) the aggregate of any deposits to and withdrawals from the Net WAC Shortfall Reserve Fund for such Distribution Date and the remaining amount on deposit in the Net WAC Shortfall Reserve Fund after such deposits and withdrawals;

(xxiii) the Available Distribution Amount for such Distribution Date;

(xxiv) the Insured Amount, if any, paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy for such Distribution Date and the aggregate Insured Amounts for all prior Distribution Dates paid by the Certificate Insurer under the Certificate Guaranty Insurance Policy and not yet reimbursed;

(xxv) updated pool composition data including the following with respect to each Loan Group: average loan balance, weighted average mortgage rate, weighted average loan-to-value ratio at origination, weighted average FICO at origination, and weighted average remaining term; and

(xxvi) information about any additions of, substitutions for or removal of any Mortgage Loans from the Trust Fund, and any changes in the underwriting, acquisition or selection criteria as to any Mortgage Loans added to the Trust Fund.

In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall also be expressed as a dollar amount per Single Certificate.

On each Distribution Date the Trustee shall provide Bloomberg Financial Markets, L.P. (“Bloomberg”) CUSIP level factors for each Class of Certificates as of such Distribution Date, using a format and media mutually acceptable to the Trustee and Bloomberg.

Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Certificate, a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code and regulations thereunder as from time to time are in force.


 
137
 



On each Distribution Date the Trustee shall prepare and make available on the Trustee’s website (or deliver at the recipient's option), to each Holder of a Class R Certificate a copy of the reports forwarded to the other Certificateholders on such Distribution Date.

Within a reasonable period of time after the end of each calendar year, the Trustee shall prepare and forward, to each Person who at any time during the calendar year was a Holder of a Class R Certificate a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time are in force.

The location of the Trustee’s website and the procedures used therein are subject to change from time to time at the Trustee’s discretion. The Trustee shall have the right to change the way monthly distribution statement are distributed in order to make such distribution more convenient and/or more accessible to the above parties. The Trustee shall be entitled to conclusively rely on but shall not be responsible for the content or accuracy of any information provided by third parties for purposes of preparing the monthly statement, and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party hereto). As a condition to access the Trustee’s website, the Trustee may require registration and the acceptance of a disclaimer. Notwithstanding anything to the contrary set forth in this Agreement, the parties hereto acknowledge that in connection with the Trustee’s preparation of the foregoing reports, the Trustee will rely solely upon the information provided to it in the Remittance Reports.

Section 4.03. Remittance Reports; Advances by the Master Servicer.

(a) On the 19th calendar day of the month (but it any event no later than the 21st calendar day of the month), the Master Servicer shall deliver to the Trustee a report, prepared as of the close of business on Business Day preceding such Determination Date (the “Remittance Report”), in the form of an electromagnetic tape, disk or such other electronic format agreeable to both parties. The Remittance Report and any written information supplemental thereto shall include such information with respect to the Mortgage Loans that is required by the Trustee for purposes of making the calculations and preparing the statement described in Sections 4.01 and 4.02, as set forth in written specifications or guidelines issued by the Trustee from time to time. The Trustee shall have no obligation to recompute, recalculate or verify any information provided to it by the Master Servicer.

(b) The Master Servicer shall determine the aggregate amount of Advances required to be made for the related Distribution Date, which shall be in an aggregate amount equal to the sum of (1) the aggregate amount of Monthly Payments, other than Balloon Payments, (with each interest portion thereof adjusted to the Mortgage Rate less the sum of the Master Servicing Fee Rate, the Sub-Servicing Fee Rate and any applicable PMI Insurer Fee Rate, and less the amount of any reductions in the amount of interest collectable from the Mortgagor pursuant to the Relief Act, on the Outstanding Mortgage Loans as of the related Due Date, which Monthly Payments were delinquent as of the close of business as of the related Determination Date) plus (2) with respect to each Balloon Loan delinquent in respect of its Balloon Payment as of the close of business on the related Determination Date, an amount equal to the assumed Monthly Payment (net of the related Master Servicing Fees and Sub-Servicing Fees) that would have been due on the related Due Date based on the original principal amortization scheduled for such Balloon Loan until such Balloon Loan is finally liquidated; provided that no Advance shall be made if it would be a Nonrecoverable Advance. On or before 4:00 P.M. New York time on each Certificate Account Deposit Date, the Master Servicer shall either (i) deposit in the Certificate Account from its own funds, or funds received therefor from the Sub-Servicers, an amount equal to the Advances to be made by the Master Servicer or any Sub-Servicers in respect of the related Distribution Date, (ii) withdraw from amounts on deposit in the Custodial Account and deposit in the Certificate Account all or a portion of the amounts held for future distribution in discharge of any such Advance, or (iii) make advances in the form of any combination of (i) and (ii) aggregating the amount of such Advance. Any portion of the amounts held for future distribution so used shall be replaced by the Master Servicer (to the extent not previously replaced by late collections of Monthly Payments in respect of which such Advance was made) by deposit in the Certificate Account on or before 1:00 P.M. New York time on any future Certificate Account Deposit Date to the extent that funds attributable to the Mortgage Loans that are available in the Custodial Account for deposit in the Certificate Account on such Certificate Account Deposit Date shall be less than payments to Certificateholders required to be made on the following Distribution Date. The amount of any reimbursement pursuant to Section 3.11 in respect of outstanding Advances on any Distribution Date shall be allocated to specific Monthly Payments due but delinquent for previous Due Periods, which allocation shall be made, to the extent practicable, to Monthly Payments which have been delinquent for the longest period of time. Such allocations shall be conclusive for purposes of reimbursement to the Master Servicer from recoveries on related Mortgage Loans pursuant to Section 3.11. The determination by the Master Servicer that it has made a Nonrecoverable Advance or that any proposed Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by a certificate of a Servicing Officer delivered to the Sponsor, the Certificate Insurer and the Trustee with the Remittance Report. The Trustee shall deposit all funds it receives pursuant to this Section 4.03 into the Certificate Account.


 
138
 



(c) In the event that the Master Servicer determines as of any Certificate Account Deposit Date that it will be unable to deposit in the Certificate Account an amount equal to the Advance required to be made for the immediately succeeding Distribution Date in the amount determined by the Master Servicer pursuant to paragraph (b) above, it shall give notice to the Trustee of its inability to Advance (such notice may be given by telecopy), not later than 4:00 P.M., New York time, on such date, specifying the portion of such amount that it will be unable to deposit. Not later than 4:00 P.M., New York time, on the earlier of (x) two Business Days following such Certificate Account Deposit Date or (y) the Business Day preceding the related Distribution Date, unless by such time the Master Servicer shall have directly or indirectly deposited in the Certificate Account the entire amount of the Advances required to be made for the related Distribution Date, pursuant to Section 7.01, the Trustee shall (a) terminate all of the rights and obligations of the Master Servicer under this Agreement in accordance with Section 7.01 and (b) assume the rights and obligations of the Master Servicer hereunder, including the obligation to deposit in the Certificate Account an amount equal to the Advance for the immediately succeeding Distribution Date.


 
139
 



The Master Servicer and Sub-Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Master Servicing Fee or Sub-Servicing Fee, Advances, Servicing Advances and any amounts reimbursable thereto in accordance with Section 3.11 of this Agreement, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of this Agreement.

Section 4.04. Distributions on the REMIC Regular Interests.

(a) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 1, in the following order of priority, to be distributed by REMIC 1 to REMIC 3 on account of the REMIC 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of the REMIC 1 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution made pursuant to clause (i) above, first, to the holders of REMIC 1 Regular Interest OC, until the Uncertificated Principal Balance thereof is reduced to zero, and second, to holders of REMIC 1 Regular Interests 1-1-A through 1-84-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest is reduced to zero, provided that, for REMIC 1 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 1 Regular Interests;

(iii) to holders of REMIC 1 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans received during the related Prepayment Period that are identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 1 Regular Interest has been distributed pursuant to this clause; and

(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).


 
140
 



(b) On each Distribution Date, the Trustee shall cause the following amounts with respect to Loan Group 2, in the following order of priority, to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, to holders of REMIC 2 Regular Interests, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution made pursuant to clause (i) above, first, to the holders of REMIC 2 Regular Interest OC, until the Uncertificated Principal Balance thereof is reduced to zero, and second, to holders of REMIC 2 Regular Interests 1-1-A through 1-117-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 2 Regular Interests;

(iii) to holders of REMIC 2 Regular Interest P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans received during the related Prepayment Period that are identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 2 Regular Interest has been distributed pursuant to this clause; and

(iv) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-2 Interest).

(c) (1) On each Distribution Date, the following amounts with respect to Loan Group 1, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 1 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R Certificates (in respect of the Class R-3 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 1-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;


 
141
 



(ii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 1 Regular Interest (other than REMIC 3 Regular Interest 1-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest 1-ZZ and REMIC 3 Regular Interest 1-P shall be reduced when the REMIC 3 Group 1 Overcollateralized Amount is less than the REMIC 3 Group 1 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 1 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 1 is allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ shall be increased by such amount;

(iii) to the extent of the Available Distribution Amount with respect to Loan Group 1 for such Distribution Date, determined without regard to clause (ii)(B) of the definition thereof, remaining after the distribution pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 1 Regular Interests (other than REMIC 3 Regular Interests 1-IO and 1-P ), allocated as follows:

(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 1-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

(B) 2.00% of such remainder, first, to holders of each REMIC 3 Group 1 Regular Interest for which a Class 1-A, Class 1-B or Class 1-M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC 3 Group 1 Regular Interest, until the Uncertificated Principal Balances of such REMIC 3 Group 1 Regular Interests are reduced to zero; and second, to the holders of REMIC 3 Regular Interest 1-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;

(iv) to holders of REMIC 3 Regular Interest 1-P, pro rata, (A) all amounts representing Prepayment Charges in respect of the Group 1 Loans distributed on REMIC 1 Regular Interest P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 1-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 1 distributed in respect of REMIC 1 Regular Interest P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and


 
142
 



(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).

(2) On each Distribution Date, the following amounts with respect to Loan Group 2, in the following order of priority, shall be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Group 2 Regular Interests or withdrawn from the Certificate Account and distributed to the Holders of the Class R-3 Certificates (in respect of the Class R-3 Interest), as the case may be:

(i) from the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, to holders of REMIC 3 Regular Interest 2-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distribution pursuant to clause (i), to holders of each REMIC 3 Group 2 Regular Interest (other than REMIC 3 Regular Interest 2-IO), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interests 2-ZZ and 2-P shall be reduced when the REMIC 3 Group 2 Overcollateralized Amount is less than the REMIC 3 Group 2 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Group 2 Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to holders of REMIC 3 Regular Interest 2-A in the same proportion as the Extra Principal Distribution Amount with respect to Loan Group 2 is allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, and the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-ZZ shall be increased by such amount;

(iii) to the extent of the Available Distribution Amount with respect to Loan Group 2 for such Distribution Date, determined without regard to clause (ii)(B) of the definition of Available Distribution Amount, remaining after the distributions pursuant to clauses (i) and (ii), to holders of REMIC 3 Group 2 Regular Interests (other than REMIC 3 Regular Interests 2-IO and 2-P), allocated as follows:

(A) 98.00% of such remainder to holders of REMIC 3 Regular Interest 2-AA, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and


 
143
 



(B) 2.00% of such remainder, first, to holders of REMIC 3 Regular Interest 2-A, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for such REMIC 3 Regular Interest, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and second, to the holders of REMIC 3 Regular Interest 2-ZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero;

(iv) to holders of REMIC 3 Regular Interest 2-P, (A) all amounts representing Prepayment Charges in respect of the Group 2 Loans distributed on REMIC 2 Regular Interest 2-P, and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge identified as belonging to the Class 2-P Certificates on the attached Mortgage Loan Schedule or any Distribution Date thereafter, any remaining Available Distribution Amount with respect to Loan Group 2 distributed in respect of REMIC 2 Regular Interest 2-P, until an amount equal to the initial Uncertificated Principal Balance of such REMIC 3 Regular Interest has been distributed pursuant to this clause; and

(v) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).

(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(l)(ii), (vii) and (xii) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 1-C Certificates in respect of the Class 1-C Distribution Amount.

(d) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 4.01(m)(ii), (vi) and (xi) on such date shall be deemed distributed from REMIC 4 to Holders of the Class 2-C Certificates in respect of the Class 2-C Distribution Amount.

(e) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 1-IO shall be deemed distributed by REMIC 4 in respect of the Class 1-IO Interest for deposit into the Group 1 Supplemental Interest Trust.

(f) On each Distribution Date, 100% of the amounts deemed distributed on REMIC 3 Regular Interest 2-IO shall be deemed distributed by REMIC 4 in respect of the Class 2-IO Interest for deposit into the Group 2 Supplemental Interest Trust.

Section 4.05. Allocation of Realized Losses.

All Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date as follows: first, to related Net Monthly Excess Cashflow, through a distribution of the related Extra Principal Distribution Amount for that Distribution Date; second, to the unrelated Net Monthly Excess Cashflow; third, to the related Overcollateralized Amount by a reduction of the Certificate Principal Balance of the related Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, if such Realized Loss is on a Group 1 Loan, first, to the Class 1-B Certificates, until the Certificate Principal Balance thereof has been reduced to zero; second, to the Class 1-M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; third, to the Class 1-M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class 1-M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class 1-M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class 1-M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class 1-M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class 1-M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and ninth to the Class 1-M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thereafter, any Realized Losses on the Group 1 Loans will be allocated on any Distribution Date to the Class 1-A1-A, Class 1-A1-B, Class 1-A1-C and Class 1-AM Certificates, pro rata, based on the Certificate Principal Balances thereof, in each case in reduction of the Certificate Principal Balances thereof, until reduced to zero, provided that any such Realized Loss otherwise allocable to the Class 1-A1-A, Class 1-A1-B and Class 1-A1-C Certificates shall be first allocated to the Class 1-AM Certificates, until reduced to zero, and if such Realized Loss is on a Group 2 Loan, to the Class 2-A Certificates; provided, however, that any Realized Loss applied to the Class 2-A Certificates will be covered by the Certificate Guaranty Insurance Policy.


 
144
 



(a) Any allocation of Realized Losses to an Offered Certificate or Class 1-B Certificates on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 1 shall be made by reducing the amount otherwise payable in respect of the Class 1-C Certificates pursuant to Section 4.01(l)(xii), and any allocation of Realized Losses to Group 1 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 1-C Certificates by the amount so allocated. Any allocation of Realized Losses to Net Monthly Excess Cashflow related to Loan Group 2 shall be made by reducing the amount otherwise payable in respect of the Class 2-C Certificates pursuant to Section 4.01(m)(xi), and any allocation of Realized Losses to Group 2 Overcollateralized Amount shall be made by reducing the Certificate Principal Balance of the Class 2-C Certificates by the amount so allocated. No allocations of any Realized Losses shall be made to the Certificate Principal Balance of the Class 1-P Certificates and Class 2-P Certificates.

(b) All Realized Losses on the Group 1 Loans shall be allocated on each Distribution Date, first, to REMIC 1 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 1 Regular Interest 1-1-A through REMIC 1 Regular Interest 1-84-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided that, for REMIC 1 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 1 Regular Interests.

(c) All Realized Losses on the Group 2 Loans shall be allocated on each Distribution Date, first, to REMIC 2 Regular Interest OC until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC 2 Regular Interest 1-1-A through REMIC 2 Regular Interest 1-117-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest has been reduced to zero; provided that, for REMIC 2 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 2 Regular Interests.


 
145
 



(d) All Realized Losses on the Group 1 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 1 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 2 Loans pursuant to clause (e) below (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to the REMIC 3 Group 1 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-B and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-B has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-8 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-8 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-7 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-7 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-6 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-6 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-5 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-5 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-4 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-4 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-3 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-3 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 1-AA, REMIC 3 Regular Interest 1-M-2 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-2 has been reduced to zero; twelfth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 and REMIC 3 Regular Interest 1-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-M-1 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-AA, 98.00%, to the Uncertificated Principal Balances of REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC 3 Regular Interest 1-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests 1-A1-A, 1-A1-B, 1-A1-C and 1-AM have been reduced to zero, provided that any such Realized Losses otherwise allocable to REMIC 3 Regular Interests 1-A1-A, 1-A1-B and 1-A1-C shall be first allocated to REMIC 3 Regular Interest 1-AM, until the Uncertificated Principal Balance thereof has been reduced to zero.


 
146
 



(e) All Realized Losses on the Group 2 Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC 3 Group 2 Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount equal to the REMIC 3 Group 2 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 2-AA and 2-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 2-P to the extent of such remaining amount; second, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest 1-AA and REMIC 3 Regular Interest 1-ZZ up to an aggregate amount equal to any portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the allocation of Realized Losses on the Group 1 Loans pursuant to clause (d) above (without duplication of shortfalls allocated pursuant to Section 1.03), 98.00% and 2.00%, respectively, and to the extent of any amount of such portion of the REMIC 3 Group 1 Interest Loss Allocation Amount remaining after the foregoing allocations to REMIC 3 Regular Interests 1-AA and 1-ZZ, to Uncertificated Accrued Interest payable to REMIC 3 Regular Interest 1-P to the extent of such remaining amount; third, to the Uncertificated Principal Balances of the REMIC 3 Regular Interest 2-AA and REMIC 3 Regular Interest 2-ZZ up to an aggregate amount equal to the REMIC 3 Group 2 Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; and fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest 2-AA, REMIC 3 Regular Interest 2-A and REMIC 3 Regular Interest 2-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest 2-A has been reduced to zero.

Section 4.06. Information Reports to Be Filed by the Master Servicer.

The Master Servicer or the Sub-Servicers shall file information reports with respect to the receipt of mortgage interest received in a trade or business, foreclosures and abandonments of any Mortgaged Property and the information returns relating to cancellation of indebtedness income with respect to any Mortgaged Property required by Sections 6050H, 6050J and 6050P of the Code, respectively, and deliver to the Trustee an Officers’ Certificate stating that such reports have been filed. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.


 
147
 



Section 4.07. Compliance with Withholding Requirements.

Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount on the Mortgage Loans, that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee withholds any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall, together with its monthly report to such Certificateholders pursuant to Section 4.02 hereof, indicate such amount withheld.

Section 4.08. Group 1 Net WAC Shortfall Reserve Fund.

(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 1-A Certificates, the Subordinate Certificates and the Class 1-C Certificates, the Group 1 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 1 Net WAC Shortfall Reserve Fund an amount equal to the Group 1 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 1 Net WAC Shortfall Reserve Fund all payments received from the Group 1 Supplemental Interest Trust that are payable to the Trust Fund under Section 4.01(n)(iv) from amounts under the Group 1 Interest Rate Swap Agreement and Group 1 Cap Contracts, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 1 Supplemental Interest Trust to the Holders of the related Class 1-A Certificates and Subordinate Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 1 Net WAC Shortfall Amount with respect to Loan Group 1 payable to any Class of Class 1-A Certificates and Subordinate Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (vii) of Section 4.01(l) into the Group 1 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 1-C Certificates to distribute amounts then on deposit in the Group 1 Net WAC Shortfall Reserve Fund to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 1 in the priority set forth in clause (vii) of Section 4.01(l). Any amount paid to the Holders of any Class 1-A Certificates and Subordinate Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (vii) of Section 4.01(l) shall be treated as distributed to the Holders of the Class 1-C Certificates in respect of the Class 1-C Certificates and paid by such Holders to the Holders of such Class 1-A Certificates and Subordinate Certificates. Any payments to the Holders of the Class 1-A Certificates and Subordinate Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Section 4.01(n)(iv), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).

(b) The Group 1 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 1 Net WAC Shortfall Reserve Fund. The Holders of the Class 1-C Certificates shall be the beneficial owners of the Group 1 Net WAC Shortfall Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 1 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 1-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 1-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 1 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Net WAC Shortfall Reserve Fund by the Holders of the Class 1-C Certificates, pro rata, out of their own funds immediately as realized.


 
148
 



Section 4.09. Group 2 Net WAC Shortfall Reserve Fund.

(a) On the Closing Date, the Trustee shall establish and maintain in its name, in trust for the benefit of the Class 2-A Certificates and the Class 2-C Certificates, the Group 2 Net WAC Shortfall Reserve Fund. In addition, on the Closing Date, the Depositor shall deposit into the Group 2 Net WAC Shortfall Reserve Fund an amount equal to the Group 2 Net WAC Shortfall Reserve Fund Deposit. The Trustee shall deposit in the Group 2 Net WAC Shortfall Reserve Fund all payments received from the Group 2 Supplemental Interest Trust that are payable to the Trust Fund under Section 4.01(o)(iii) from amounts under the Group 2 Interest Rate Swap Agreement and Group 2 Cap Contract, and on each Distribution Date, the Trustee shall remit such amounts received from the Group 2 Supplemental Interest Trust to the Holders of the Class 2-A Certificates in the manner provided in that Section. In addition, on each Distribution Date as to which there is a Group 2 Net WAC Shortfall Amount with respect to Loan Group 2 payable to the Class 2-A Certificates, the Trustee shall deposit the amounts distributable pursuant to clause (vi) of Section 4.01(m) into the Group 2 Net WAC Shortfall Reserve Fund, and the Trustee has been directed by the Holders of the Class 2-C Certificates to distribute amounts then on deposit in the Group 2 Net WAC Shortfall Reserve Fund to the Holders of the Class 2-A Certificates in respect of the Net WAC Shortfall Amount with respect to Loan Group 2 in the priority set forth in clause (vi) of Section 4.01(m). Any amount paid to the Holders of any Class 2-A Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts from amounts distributable pursuant to clause (vi) of Section 4.01(m) shall be treated as distributed to the Holders of the Class 2-C Certificates in respect of the Class 2-C Certificates and paid by such Holders to the Holders of such Class 2-A Certificates. Any payments to the Holders of the Class 2-A Certificates in respect of Net WAC Shortfall Amounts, whether pursuant to the second preceding sentence or pursuant to Section 4.01(o)(iii), shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1).

(b) The Group 2 Net WAC Shortfall Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group 2 Net WAC Shortfall Reserve Fund. The Holders of the Class 2-C Certificates shall be the beneficial owners of the Group 2 Net WAC Shortfall Reserve Fund, in each case subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Group 2 Net WAC Shortfall Reserve Fund shall, at the written direction of the Holders of the Class 2-C Certificates, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Net WAC Shortfall Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Holders of the Class 2-C Certificates, pro rata, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Group 2 Net WAC Shortfall Reserve Fund shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Net WAC Shortfall Reserve Fund by the Holders of the Class 2-C Certificates, pro rata, out of their own funds immediately as realized.


 
149
 



Section 4.10. Group 1 Supplemental Interest Trust.

(i) As of the Closing Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, is directed to enter into the Group 1 Interest Rate Swap Agreement and the Group 1 Cap Contracts and shall establish and maintain in the name of the Group 1 Supplemental Interest Trust Trustee, the Group 1 Supplemental Interest Trust for the benefit of the Group 1 Swap Provider and the Holders of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates. The Group 1 Supplemental Interest Trust shall hold the Group 1 Interest Rate Swap Agreement, the Class 1-IO Interest, the Group 1 Cap Contracts and the Group 1 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 1 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 1 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.

(ii) On each Distribution Date, the Trustee shall deposit into the Group 1 Derivative Account amounts distributable to the Group 1 Supplemental Interest Trust pursuant to Sections 4.01(a) (sixth paragraph) and 4.01(l)(ix) of this Agreement. In addition, the Trustee shall deposit into the Group 1 Derivative Account for payment to the Group 1 Swap Provider the Group 1 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 1 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 1 Swap Provider pursuant to the Group 1 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 1 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.

(iii) On each Distribution Date, the Trustee, as Group 1 Supplemental Interest Trust Trustee, shall deposit into the Group 1 Derivative Account amounts received by the Group 1 Supplemental Interest Trust under the Group 1 Interest Rate Swap Agreement from the Group 1 Swap Provider and under the Group 1 Cap Contracts from the Group 1 Cap Counterparties. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 1-C Certificates to, distribute from the Group 1 Derivative Account an amount equal to the amount of any related Net Swap Payment or Swap Termination Payment received from the Group 1 Swap Provider under the Group 1 Interest Rate Swap Agreement and payments received from the Group 1 Cap Counterparties under the Group 1 Cap Contracts, in the following order of priority:


 
150
 



(a) first, an amount equal to the aggregate amount required under Section 4.01(n) to be distributed on such Distribution Date, to the related Class 1-A, Class 1-M and Class 1-B Certificateholders in accordance with Section 4.01(n) of this Agreement, and

(b) second, any remainder, to the Holder of the Class 1-C Certificates.

(iv) The Group 1 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 1-C Certificates shall be the beneficial owner of the Group 1 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 1 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 1-C Certificates, invest amounts on deposit in the Group 1 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 1 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 1 Supplemental Interest Trust to the Holders of the Class 1-C Certificates, on a pro rata basis. All amounts earned on amounts on deposit in the Group 1 Supplemental Interest Trust shall be taxable to the Holders of the Class 1-C Certificates. Any losses on such investments shall be deposited in the Group 1 Supplemental Interest Trust by the Holders of the Class 1-C Certificates, pro rata, out of their own funds immediately as realized.

(v) For federal income tax purposes, amounts paid to the Group 1 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the sixth paragraph) for payment to the Group 1 Swap Provider with respect to the Group 1 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of the Class 1-IO Interest to the extent of the amount distributable on such Class 1-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 1 Supplemental Interest Trust in respect of a Group 1 Class IO Distribution Amount as described below.

(vi) The Trustee shall treat the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates as having entered into a notional principal contract with respect to the Holders of the Class 1-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 1-A, Class 1-M and Class 1-B Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 1-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 1 Class IO Distribution Amount”). A Group 1 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 1 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 1-C Certificates shall be treated as having agreed to pay to the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates (a) any Net WAC Shortfall Amounts with respect to Loan Group 1, in accordance with the terms of this Agreement, and (b) any other amounts representing the excess, if any, of the amount of interest payable to such Certificates over the amount of interest payable to the REMIC 4 Regular Interest relating to such Certificate, in each case, on the related Distribution Date, from the amounts deemed distributed to the Group 1 Supplemental Interest Trust in respect of the Class 1-IO Interest in accordance with paragraph (v) above. Any payments to the Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 1-A, Class 1-M and Class 1-B Certificates of a Group 1 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Holders of the Class 1-C Certificates pursuant to the notional principal contract. Thus, each Class 1-A, Class 1-M, Class 1-B and Class 1-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.


 
151
 



(vii) (a) Upon designation of an early termination date with respect to a Group 1 Derivative Contract other than in connection with a Group 1 Optional Termination, the Trustee, as Group 1 Supplemental Interest Trust Trustee, at the written direction of the Depositor will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 1 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 1 Supplemental Interest Trust Trustee will apply any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.

If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 1 Supplemental Interest Trust Trustee will deposit any Group 1 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 1 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 1 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 1 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.

(b) In the event that the derivative counterparty under a Group 1 Derivative Contract fails to perform any of its obligations under such Group 1 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 1 Derivative Contract) occurs with respect to such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 1 Supplemental Interest Trust, required to enforce the rights of the Group 1 Supplemental Interest Trust under such Group 1 Derivative Contract.


 
152
 



In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 1 Derivative Contract (such guaranty a “Group 1 Guaranty” and such third party a “Group 1 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 1 Derivative Contract, the Trustee, as Group 1 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 1 Guarantor make any and all payments then required to be made by such Group 1 Guarantor pursuant to such Group 1 Guaranty; provided that Trustee, as Group 1 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 1 Guarantor of its obligations hereunder or pursuant to such Group 1 Derivative Contract and the Group 1 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.

Section 4.11. Group 2 Supplemental Interest Trust.

(i) As of the Closing Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, is directed to enter into the Group 2 Interest Rate Swap Agreement and the Group 2 Cap Contract and shall establish and maintain in the name of the Group 2 Supplemental Interest Trust Trustee, the Group 2 Supplemental Interest Trust for the benefit of the Group 2 Swap Provider and the Holders of the Class 2-A Certificates and Class 2-C Certificates. The Group 2 Supplemental Interest Trust shall hold the Group 2 Interest Rate Swap Agreement, the Class 2-IO Interests, the Group 2 Cap Contract and the Group 2 Derivative Account. The Trustee shall establish an Eligible Account (the “Group 2 Derivative Account”) into which the Depositor shall deposit $1,000 on the Closing Date. Funds on deposit in the Group 2 Derivative Account shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or held pursuant to this Agreement.

(ii) On each Distribution Date, the Trustee shall deposit into the Group 2 Derivative Account amounts distributable to the Group 2 Supplemental Interest Trust pursuant to Sections 4.01(a) (sixth paragraph) and 4.01(m)(viii) of this Agreement. In addition, the Trustee shall deposit into the Group 2 Derivative Account for payment to the Group 2 Swap Provider the Group 2 Swap Optional Termination Payment (which shall include any related Net Swap Payment payable to the Group 2 Swap Provider) payable under Section 9.01. On each Distribution Date, the Trustee shall distribute any such amounts to the Group 2 Swap Provider pursuant to the Group 2 Interest Rate Swap Agreement, first to pay any related Net Swap Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates, and second to pay any related Swap Termination Payment owed to the Group 2 Swap Provider for such Distribution Date or remaining unpaid from prior Distribution Dates.


 
153
 



(iii) On each Distribution Date, the Trustee, as Group 2 Supplemental Interest Trust Trustee, shall deposit into the Group 2 Derivative Account amounts received by the Group 2 Supplemental Interest Trust under the Group 2 Interest Rate Swap Agreement from the Group 2 Swap Provider and under the Group 2 Cap Contract from the Group 2 Cap Counterparty. On each Distribution Date, the Trustee shall, and the Trustee has been directed by the Holders of the Class 2-C Certificates to, distribute from the Group 2 Derivative Account an amount equal to the amount of any related Net Swap Payment received from the Group 2 Swap Provider under the Group 2 Interest Rate Swap Agreement and payment received from the Group 2 Cap Counterparty under the Group 2 Cap Contract, in the following order of priority:

(a) first, an amount equal to the aggregate amount required under Section 4.01(o) to be distributed on such Distribution Date, to the Class 2-A Certificateholders in accordance with Section 4.01(o) of this Agreement, and

(b) second, any remainder, to the Holder of the Class 2-C Certificates.

(iv) The Group 2 Supplemental Interest Trust constitutes an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC. The Holders of the Class 2-C Certificates shall be the beneficial owner of the Group 2 Supplemental Interest Trust, subject to the power of the Trustee to transfer amounts under this Agreement. The Trustee shall keep records that accurately reflect the funds on deposit in the Group 2 Derivative Account. The Trustee shall, at the written direction of the Holders of the Class 2-C Certificates, invest amounts on deposit in the Group 2 Supplemental Interest Trust in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Group 2 Supplemental Interest Trust shall remain uninvested. On each Distribution Date, the Trustee shall distribute, not as a distribution in respect of any interest in any REMIC, any income or gain earned on the invested assets in the Group 2 Supplemental Interest Trust to the Holders of the Class 2-C Certificates, pro rata. All amounts earned on amounts on deposit in the Group 2 Supplemental Interest Trust shall be taxable to the Holders of the Class 2-C Certificates. Any losses on such investments shall be deposited in the Group 2 Supplemental Interest Trust by the Holders of the Class 2-C Certificates, pro rata, out of their own funds immediately as realized.

(v) For federal income tax purposes, amounts paid to the Group 2 Supplemental Interest Trust on each Distribution Date pursuant to Section 4.01(a) (first and second sentences of the sixth paragraph) for payment to the Group 2 Swap Provider with respect to the Group 2 Interest Rate Swap Agreement shall first be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of the Class 2-IO Interest to the extent of the amount distributable on such Class 2-IO Interest on such Distribution Date, and shall then be deemed to be paid to the Group 2 Supplemental Interest Trust in respect of a Group 2 Class IO Distribution Amount as described below.

(vi) The Trustee shall treat the Holders of the Class 2-A Certificates as having entered into a notional principal contract with respect to the Holders of the Class 2-C Certificates. Pursuant to each such notional principal contract, all Holders of the Class 2-A Certificates shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class 2-C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 4 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group 2 Class IO Distribution Amount”). A Group 2 Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC 4 Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net WAC Rate, and a Group 2 Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of the Class 2-A Certificates and Class 2-C Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class 2-C Certificates shall be treated as having agreed to pay to the Holders of the Class 2-A Certificates (a) any Net WAC Shortfall Amounts with respect to Loan Group 2, in accordance with the terms of this Agreement, and (b) any other amounts representing the excess, if any, of the amount of interest payable to such Certificates over the amount of interest payable to the REMIC 4 Regular Interest relating to such Certificate, in each case, on the related Distribution Date, from the amounts deemed distributed to the Group 2 Supplemental Interest Trust in respect of the Class 2-IO Interest in accordance with paragraph (v) above. Any payments to the Class 2-A Certificates and Class 2-C Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. However, any payment from the Class 2-A Certificates of a Group 2 Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 4 and as having been paid by such Holders to the Holders of the Class 2-C Certificates pursuant to the notional principal contract. Thus, each Class 2-A Certificate and Class 2-C Certificate shall be treated as representing not only ownership of a Regular Interest in REMIC 4, but also ownership of an interest in, and obligations with respect to, a notional principal contract.


 
154
 



(vii) (a) Upon designation of an early termination date with respect to a Group 2 Derivative Contract other than in connection with a Group 2 Optional Termination, the Trustee, as Group 2 Supplemental Interest Trust Trustee, at the written direction of the Depositor or the Certificate Insurer will use reasonable efforts to appoint a successor derivative counterparty to enter into a new derivative contract on terms substantially similar to such Group 2 Derivative Contract with a derivative counterparty meeting all applicable eligibility requirements. The Trustee, as Group 2 Supplemental Interest Trust Trustee will apply any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract to the upfront payment required to appoint the successor derivative counterparty.

If a successor derivative counterparty is not appointed within 30 days of such early termination, then the Trustee, as Group 2 Supplemental Interest Trust Trustee will deposit any Group 2 Derivative Termination Payment received from the original derivative counterparty in connection with the early termination of such Group 2 Derivative Contract into a separate, non-interest bearing reserve account and will, on each subsequent Distribution Date, withdraw from the amount then remaining on deposit in such reserve account an amount equal to the payment, if any, that would have been paid to the Group 2 Supplemental Interest Trust Trustee by the original derivative counterparty calculated in accordance with the terms of the related Group 2 Derivative Contract, and distribute such amount in accordance with the terms of this Agreement.


 
155
 



(b) In the event that the derivative counterparty under a Group 2 Derivative Contract fails to perform any of its obligations under such Group 2 Derivative Contract (including, without limitation, its obligation to make any payment or transfer collateral), or breaches any of its representations and warranties thereunder, or in the event that any Event of Default, Termination Event, or Additional Termination Event (each as defined in the related Group 2 Derivative Contract) occurs with respect to such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of such failure, breach or event, notify the Depositor and send any notices and make any demands, on behalf of the Group 2 Supplemental Interest Trust, required to enforce the rights of the Group 2 Supplemental Interest Trust under such Group 2 Derivative Contract.

In the event that a derivative counterparty’s obligations are guaranteed by a third party under a guaranty relating to a Group 2 Derivative Contract (such guaranty a “Group 2 Guaranty” and such third party a “Group 2 Guarantor”), then to the extent that derivative counterparty fails to make any payment by the close of business on the day it is required to make payment under the terms of such Group 2 Derivative Contract, the Trustee, as Group 2 Supplemental Interest Trust Trustee shall, promptly following actual notice of derivative counterparty’s failure to pay, demand that such Group 2 Guarantor make any and all payments then required to be made by such Group 2 Guarantor pursuant to such Group 2 Guaranty; provided that Trustee, as Group 2 Supplemental Interest Trust Trustee shall in no event be liable for any failure or delay in the performance by such Group 2 Guarantor of its obligations hereunder or pursuant to such Group 2 Derivative Contract and the Group 2 Guaranty, nor for any special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits) in connection therewith.

Section 4.12. Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificates.

In the event that any Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC 4 Regular Interest corresponding to such Class 1-A, Class 2-A, Class 1-M or Class 1-B Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the Holder of the related Class C Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the related Class C Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 4.10(ii) and Section 4.11(ii) hereof, as applicable.


 
156
 



Section 4.13. The Certificate Guaranty Insurance Policy

(i) If the Trustee determines that an Insured Amount to be covered by the Certificate Guaranty Insurance Policy will exist for the related Distribution Date, the Trustee shall complete the notice in the form of Exhibit A to the Certificate Guaranty Insurance Policy (the “Notice”) and submit such Notice in accordance with the Certificate Guaranty Insurance Policy to the Certificate Insurer no later than 12:00 P.M., New York City time, on the second Business Day immediately preceding such Distribution Date, as a claim for the amount of such Insured Amount.

(ii) The Trustee shall establish and maintain the Insurance Account on behalf of the Holders of the Class 1-AM Certificates and Class 2-A Certificates over which the Trustee shall have the exclusive control and sole right of withdrawal. Upon receipt of an Insured Amount from the Certificate Insurer on behalf of the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, the Trustee shall deposit such Insured Amount in the Insurance Account and distribute such amount only for purposes of payment to the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, of the Insured Amount for which a claim was made. Any such Insured Amount may not be applied to satisfy any costs, expenses or liabilities of the Seller, the Depositor, the Trustee or the Trust Fund or to pay any other Class of Certificates. Amounts paid under the Certificate Guaranty Insurance Policy, to the extent needed to pay the Insured Amount, shall be disbursed by the Trustee to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be. It shall not be necessary for such payments to be made by checks or wire transfers separate from the checks or wire transfers used to pay other distributions to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, with other funds available to make such payment. However, the amount of any payment of principal or of interest on the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, to be paid from funds transferred from the Insurance Account shall be noted as provided in paragraph (d) below and in the statement to be furnished to Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, pursuant to Section 4.02. Funds held in the Insurance Account shall not be invested. Any funds remaining in the Insurance Account on the first Business Day following the later of (i) the related Distribution Date or (ii) the date received by the Trustee, shall be returned to the Certificate Insurer pursuant to the written instructions of the Certificate Insurer by the end of such Business Day.

(iii) The Trustee shall keep a complete and accurate record of the amount of interest and principal paid in respect of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, from moneys received under the Certificate Guaranty Insurance Policy. The Certificate Insurer shall have the right to inspect such records at reasonable times during normal business hours upon one Business Day’s prior notice to the Trustee.

(iv) In the event that the Trustee has received a certified copy of an order of the appropriate court that any Insured Amount has been voided in whole or in part as a preference payment under applicable bankruptcy law, the Trustee shall so notify the Certificate Insurer, shall comply with the provisions of the Certificate Guaranty Insurance Policy to obtain payment by the Certificate Insurer of such Preference Amount in the amount of such voided Insured Amount, and shall, at the time it provides notice to the Certificate Insurer, notify, by mail the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, that, in the event any Holder’s Insured Amount is so recovered, such Holder of a Class 1-AM Certificate or Class 2-A Certificate, as the case may be, will be entitled to payment pursuant to the Certificate Guaranty Insurance Policy, a copy of which shall be made available through the Trustee or the Certificate Insurer, and the Trustee shall furnish to the Certificate Insurer, its records evidencing the payments which have been made by the Trustee and subsequently recovered from the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, and dates on which such payments were made.


 
157
 



(v) The Trustee shall promptly notify the Certificate Insurer of any proceeding or the institution of any action, of which a Responsible Officer of the Trustee has actual knowledge, seeking the avoidance as a preferential transfer under applicable bankruptcy, insolvency, receivership or similar law (a “Preference Claim”) of any distribution made with respect to the Class 1-AM Certificates or Class 2-A Certificates, as the case may be. Each Holder of a Class 1-AM Certificate or Class 2-A Certificate, by its purchase of such Class 1-AM Certificate or Class 2-A Certificate, the Depositor and the Trustee agree that the Certificate Insurer (so long as no Certificate Insurer Default exists) may at any time during the continuation of any proceeding relating to a Preference Claim direct all matters relating to such Preference Claim, including, without limitation, (i) the direction of any appeal of any order relating to such Preference Claim and (ii) the posting of any surety or performance bond pending any such appeal. In addition and without limitation of the foregoing, the Certificate Insurer shall be subrogated to, and each Holder of a Class 1-AM Certificate and a Class 2-A Certificate and the Trustee hereby delegates and assigns to the Certificate Insurer, to the fullest extent permitted by law, the rights of the Trustee and each Holder of a Class 1-AM Certificate and a Class 2-A Certificate in the conduct of any such Preference Claim, including, without limitation, all rights of any party to any adversary proceeding or action with respect to any court order issued in connection with any such Preference Claim.

(vi) The Trustee shall, upon retirement of the Class 1-AM Certificates and Class 2-A Certificates, furnish to the Certificate Insurer a notice of such retirement, and, upon retirement of the Class 1-AM Certificates and Class 2-A Certificates and the expiration of the term of the Certificate Guaranty Insurance Policy, surrender the Certificate Guaranty Insurance Policy to the Certificate Insurer for cancellation.

(vii) The Trustee will hold the Certificate Guaranty Insurance Policy in trust as agent for the Holders of the Class 1-AM Certificates and Class 2-A Certificates for the purpose of making claims thereon and distributing the proceeds thereof. Neither the Certificate Guaranty Insurance Policy nor the amounts paid on the Certificate Guaranty Insurance Policy will constitute part of the Trust Fund created by this Agreement. Each Holder of the Class 1-AM Certificates and Class 2-A Certificates, by accepting its Class 1-AM Certificates and Class 2-A Certificates, respectively, appoints the Trustee as attorney in fact for the purpose of making claims on the Certificate Guaranty Insurance Policy.

(viii) Anything herein to the contrary notwithstanding, any payment with respect to principal of or interest on the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, which is made with moneys received pursuant to the terms of the Certificate Guaranty Insurance Policy shall not be considered payment of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, from the Trust Fund. The Depositor and the Trustee acknowledge, and each Holder by its acceptance of a Class 1-AM Certificate or a Class 2-A Certificate agrees, that without the need for any further action on the part of the Certificate Insurer, the Depositor or the Trustee (a) to the extent the Certificate Insurer makes payments, directly or indirectly, on account of principal or interest on the Class 1-AM Certificates or Class 2-A Certificates to the Holders of such Class 1-AM Certificates or Class 2-A Certificates, the Certificate Insurer will be fully subrogated to, and the Trustee and each Holder of a Class 1-AM Certificate or a Class 2-A Certificate, as the case may be, hereby delegate and assign to the Certificate Insurer, to the fullest extent permitted by law, the rights of such Holders to receive such principal and interest from the Trust Fund, including, without limitation, any amounts due to the Holders of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, in respect of securities law violations arising from the offer and sale of the Class 1-AM Certificates or Class 2-A Certificates, as the case may be, and (b) the Certificate Insurer shall be paid such amounts from the sources and in the manner provided herein for the payment of such amounts and as provided in this Agreement. The Trustee shall cooperate in all respects with any reasonable request by the Certificate Insurer for action to preserve or enforce the Certificate Insurer’s rights or interests under this Agreement without limiting the rights or affecting the interests of the Holders as otherwise set forth herein.


 
158
 



(ix) By accepting its Class 1-AM Certificate or Class 2-A Certificate, each Holder of a Class 1-AM Certificate or Class 2-A Certificate agrees that, unless a Certificate Insurer Default exists, the Certificate Insurer shall be deemed to be the Holder of the Class 1-AM Certificate or Class 2-A Certificate for all purposes (other than with respect to the receipt of payment on the Class 1-AM Certificates and Class 2-A Certificates) and shall have the right to exercise all rights (including, without limitation, voting rights) of the Holders of the Class 1-AM Certificates and Class 2-A Certificates under this Agreement without any further consent of the Holders of the Class 1-AM Certificates and Class 2-A Certificates. All notices, statement reports, certificates or opinions required by this Agreement to be sent to any Holders of Class 1-AM Certificates and Class 2-A Certificates shall also be sent to the Certificate Insurer.

Section 4.14. Collateral Accounts 

(i) The Trustee, as Group 1 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under the Group 1 Credit Support Annexes (“Group 1 Custodian”).

The Group 1 Custodian shall establish Group 1 Collateral Account. The Group 1 Collateral Account shall be held in the name of the Group 1 Custodian in trust for the benefit of the Holders of the Class 1-A, Class 1-M and Class 1-B Certificates. The Group 1 Collateral Account must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, Group 1 Collateral Account, Group 1 Supplemental Interest Trust Trustee, as Group 1 Custodian for the benefit of holders of the Class 1-A, Class 1-M and Class 1-B Certificates.”

The Group 1 Custodian shall credit to the Group 1 Collateral Account all collateral (whether in the form of cash or securities) posted by Bank of America, N.A. to secure the obligations of Bank of America, N.A. in accordance with the terms of the related Group 1 Credit Support Annex. The Group 1 Custodian shall maintain and apply all collateral and earnings thereon on deposit in the Group 1 Collateral Account in accordance with the related Group 1 Credit Support Annex.


 
159
 



Cash collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex shall be invested at the written direction of Bank of America, N.A. in Permitted Investments in accordance with the requirements of the related Group 1 Credit Support Annex. All amounts earned on amounts on deposit in the Group 1 Collateral Account (whether cash collateral or securities) shall be for the account of and taxable to Bank of America, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.

Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 1 Schedule) with respect to Bank of America, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 1 Schedule) as a result of any such Event of Default or Specified Condition with respect to Bank of America, N.A., and, in either such case, unless Bank of America, N.A. has paid in full all of its Obligations (as defined in the related Group 1 Credit Support Annex) that are then due, then any collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex, shall be applied by the Group 1 Custodian to the payment of any Obligations due to Party B (as defined in the related Group 1 Credit Support Annex) in accordance with the related Group 1 Credit Support Annex. Any excess collateral posted by Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex and remaining after payment of all amounts owing to Party B shall be withdrawn from the Group 1 Collateral Account and paid to Bank of America, N.A. in accordance with the related Group 1 Credit Support Annex.

(ii) The Trustee, as Group 2 Supplemental Interest Trust Trustee is hereby directed to perform the obligations of the Custodian as defined under Group 2 Credit Support Annexes (“Group 2 Custodian”).

The Group 2 Custodian shall establish the Group 2 Collateral Account. The Group 2 Collateral Account shall be held in the name of the Group 2 Custodian in trust for the benefit of the Holders of the Class 2-A Certificates. The Group 2 Collateral Account must be an Eligible Account segregated from the Certificate Account and any other moneys of the Trustee held pursuant to this Agreement and shall be entitled “Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2, Group 2 Collateral Account, Group 2 Supplemental Interest Trust Trustee, as Group 2 Custodian for the benefit of holders of the Class 2-A Certificates.”

The Group 2 Custodian shall credit to the Group 2 Collateral Account all collateral (whether in the form of cash or securities) posted by Bank of America, N.A. to secure the obligations of Bank of America, N.A. in accordance with the terms of the related Group 2 Credit Support Annex. The Group 2 Custodian shall maintain and apply all collateral and earnings thereon on deposit in the Group 2 Collateral Account in accordance with the related Group 2 Credit Support Annex.

Cash collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex shall be invested at the written direction of Bank of America, N.A. in Permitted Investments in accordance with the requirements of the related Group 2 Credit Support Annex. All amounts earned on amounts on deposit in the Group 2 Collateral Account (whether cash collateral or securities) shall be for the account of and taxable to Bank of America, N.A. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.


 
160
 



Upon the occurrence of an Event of Default or Specified Condition (each as defined in the Group 2 Schedule) with respect to Bank of America, N.A. or upon occurrence or designation of an Early Termination Date (as defined in the Group 2 Schedule) as a result of any such Event of Default or Specified Condition with respect to Bank of America, N.A., and, in either such case, unless Bank of America, N.A. has paid in full all of its Obligations (as defined in the related Group 2 Credit Support Annex) that are then due, then any collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex, shall be applied by the Group 2 Custodian to the payment of any Obligations due to Party B (as defined in the related Group 2 Credit Support Annex) in accordance with the related Group 2 Credit Support Annex. Any excess collateral posted by Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex and remaining after payment of all amounts owing to Party B shall be withdrawn from the Group 2 Collateral Account and paid to Bank of America, N.A. in accordance with the related Group 2 Credit Support Annex.

Section 4.15. Class M Interest Reserve Fund.

(a) The Trustee shall establish and maintain in its name, in trust for the benefit of Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, the Class M Interest Reserve Fund, which shall be a segregated non-interest bearing trust account. On the Closing Date, the Depositor shall deposit into the Class M Interest Reserve Fund an amount equal to the sum of the Class 1-M-4 Interest Reserve Fund Amount, the Class 1-M-5 Interest Reserve Fund Amount, the Class 1-M-6 Interest Reserve Fund Amount and the Class 1-M-7 Interest Reserve Fund Amount. The Depositor will have no obligation to contribute additional amounts to the Class M Interest Reserve Fund after the Closing Date. The Class M Interest Reserve Fund will not receive any amounts from any Net Monthly Excess Cashflow.

On each Distribution Date as to which there is a Net WAC Shortfall Amount payable to any of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates, the Trustee shall withdraw an amount equal to such Net WAC Shortfall Amount (provided, however, that such amount shall not exceed the related Interest Reserve Fund Amount) and distribute such amounts to the Holders of the Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates in respect of any Net WAC Shortfall Amount for such class(es) in accordance with the fourth paragraph of Section 4.01(a). Any amount paid to the Holders of any Class 1-M-4, Class 1-M-5, Class 1-M-6 and Class 1-M-7 Certificates pursuant to the preceding sentence in respect of Net WAC Shortfall Amounts shall not be a payment with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code. The Trustee shall not be liable for the selection of investments or investment losses incurred thereon.


 
161
 



(b) The Class M Interest Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Depositor shall be the beneficial owner of the Class M Interest Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 4.01. Amounts in the Class M Interest Reserve Fund shall, at the written direction of the Depositor, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. In the absence of such written direction, all funds in the Class M Interest Reserve Fund shall remain uninvested. All net income and gain from such investments shall be distributed to the Depositor, not as a distribution in respect of any interest in any REMIC, on each such Distribution Date. All amounts earned on amounts on deposit in the Class M Interest Reserve Fund shall be taxable to the Depositor. Any losses on such investments shall be refunded to the Class M Interest Reserve Fund by the Depositor out of its own funds immediately as realized. If any amounts remain in the Class M Interest Reserve Fund at the termination of the Trust Fund, they will be remitted to the Depositor.


 
162
 

ARTICLE V

THE CERTIFICATES

Section 5.01. The Certificates.

(a) The Certificates will be substantially in the respective forms annexed hereto as Exhibits A and B-1 through B-4. The Certificates will be issuable in registered form only. The Certificates (other than the Class P, Class C and Class R Certificates) will be issued in minimum denominations of $25,000 Initial Certificate Principal Balance and integral multiples of $1 in excess thereof. The Class C Certificates will be issued in minimum denominations of $1.00 Initial Notional Amount and integral multiples of $1.00 in excess thereof. The Class P Certificates and the Class R Certificates will each be issuable in minimum denominations of any Percentage Interest representing 10.00% and multiples of 0.01% in excess thereof.

Upon original issue, the Certificates shall, upon the written request of the Depositor executed by an officer of the Depositor, be executed and delivered by the Trustee, authenticated by the Trustee and delivered to or upon the order of the Depositor upon receipt by the Trustee of the documents specified in Section 2.01. The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee in its capacity as trustee hereunder by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were at the time they signed the proper officers of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided for herein executed by the Trustee by manual signature, and such certificate upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date and any Certificates delivered thereafter shall be dated the date of their authentication.

(b) The Class A Certificates and the Subordinate Certificates shall initially be issued as one or more Certificates registered in the name of the Depository or its nominee and, except as provided below, registration of such Certificates may not be transferred by the Trustee except to another Depository that agrees to hold such Certificates for the respective Certificate Owners with Ownership Interests therein. The Certificate Owners shall hold their respective Ownership Interests in and to each of such Book-Entry Certificates through the book-entry facilities of the Depository and, except as provided below, shall not be entitled to Definitive Certificates in respect of such Ownership Interests. All transfers by Certificate Owners of their respective Ownership Interests in the Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall transfer the Ownership Interests only in the Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. The Trustee shall not be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Book-Entry Certificates, and the Trustee shall have no liability for transfers of Ownership Interests in the Book Entry Certificates made through the book-entry facilities of the Depositary or between or among Depositary Participants or Certificate Owners, made in violation of the applicable restrictions.


 
163
 



The Trustee, the Master Servicer and the Depositor may for all purposes (including the making of payments due on the respective Classes of Book-Entry Certificates) deal with the Depository as the authorized representative of the Certificate Owners with respect to the respective Classes of Book-Entry Certificates for the purposes of exercising the rights of Certificateholders hereunder. The rights of Certificate Owners with respect to the respective Classes of Book-Entry Certificates shall be limited to those established by law and agreements between such Certificate Owners and the Depository Participants and brokerage firms representing such Certificate Owners. Multiple requests and directions from, and votes of, the Depository as Holder of any Class of Book-Entry Certificates with respect to any particular matter shall not be deemed inconsistent if they are made with respect to different Certificate Owners. The Trustee may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and shall give notice to the Depository of such record date.

If (i)(A) the Depositor advises the Trustee in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository and (B) the Depositor is unable to locate a qualified successor or (ii) the Depositor at its option advises the Trustee in writing that it elects to terminate the book-entry system through the Depository, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trustee of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration of transfer, the Trustee shall, at the expense of the Depositor, issue the Definitive Certificates. Neither the Depositor, the Master Servicer nor the Trustee shall be liable for any actions taken by the Depository or its nominee, including, without limitation, any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates the Trustee and the Master Servicer shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

(c) Each Certificate is intended to be a “security” governed by Article 8 of the Uniform Commercial Code as in effect in the State of New York and any other applicable jurisdiction, to the extent that any of such laws may be applicable.

Section 5.02. Registration of Transfer and Exchange of Certificates.

(a) The Trustee shall maintain a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided.

(b) Except as provided in Section 5.02(c), no transfer, sale, pledge or other disposition of a Class P, Class C or Class R Certificate shall be made unless such transfer, sale, pledge or other disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Act”), and any applicable state securities laws or is made in accordance with said Act and laws. In the event that a transfer of a Class P, Class C or Class R Certificate is to be made under this Section 5.02(b), (i) the Trustee shall require an Opinion of Counsel acceptable to and in form and substance satisfactory to the Trustee that such transfer shall be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from said Act and laws or is being made pursuant to said Act and laws, which Opinion of Counsel shall not be an expense of the Trustee, the Depositor or the Master Servicer, provided that such Opinion of Counsel will not be required in connection with the initial transfer of any such Certificate by the Depositor or any affiliate thereof, to a non-affiliate of the Depositor and (ii) the Trustee shall require the transferee to execute a representation letter, substantially in the form of Exhibit G-1 hereto, and the Trustee shall require the transferor to execute a representation letter, substantially in the form of Exhibit G-2 hereto, each acceptable to and in form and substance satisfactory to the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which representation letters shall not be an expense of the Trustee, the Depositor or the Master Servicer; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.


 
164
 



No transfer of any Class C Certificate shall be made unless the proposed transferee of such Class C Certificate (1) provides to the Trustee the appropriate tax certification forms that would eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparty, pursuant to the related Cap Contracts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (2) agrees to update such forms (i) upon expiration of any such forms, (ii) as required under then applicable U.S. Treasury regulations and (iii) promptly upon learning that such forms have become obsolete or incorrect, each as a condition to such transfer. In addition, no transfer of any Class C Certificate shall be made if such transfer would cause the related Supplemental Interest Trust to be beneficially owned by two or more persons for federal income tax purposes, or continue to be so treated, unless (i) each proposed transferee of such Class C Certificate complies with the foregoing conditions, and (ii) the proposed majority holder of the Class C Certificates (or each holder, if there is or would be no majority holder) (A) provides, or causes to be provided, on behalf of the related Supplemental Interest Trust, if applicable, to the Trustee, the appropriate tax certification forms that would be required from the related Supplemental Interest Trust to eliminate any withholding or deduction for taxes from amounts payable by the related Swap Provider, pursuant to the related Interest Rate Swap Agreement, and by the related Cap Counterparty, pursuant to the related Cap Contracts, to the related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto), together with any applicable attachments) and (B) agrees to update such forms (x) upon expiration of any such forms, (y) as required under then applicable U.S. Treasury regulations and (z) promptly upon learning that such forms have become obsolete or incorrect. If, under applicable U.S. Treasury regulations, such tax certification forms may only be signed by a trustee acting on behalf of the related Supplemental Interest Trust, then the Trustee, as the related Supplemental Interest Trust Trustee, shall sign such certification forms if so directed by a Holder of the related Class C Certificates. Upon receipt of any such tax certification forms from a transferee of any Class C Certificate, the Trustee, as the related Supplemental Interest Trust Trustee, shall forward a copy of such tax certification forms provided to it to the related Swap Provider and related Cap Counterparty. Each Holder of a Class C Certificate and each transferee thereof shall be deemed to have consented to the Trustee forwarding to the related Swap Provider and related Cap Counterparties any tax certification form it has provided and updated in accordance with these transfer restrictions. Any purported sales or transfers of any Class C Certificate to a transferee which does not comply with the requirements of this paragraph shall be deemed null and void under this Agreement.


 
165
 



The Trustee shall not be liable for the content or truthfulness of any such tax certification forms provided to it. The Trustee shall only be required to forward any tax certification forms received by it to the related Swap Provider and related Cap Counterparties at the last known address provided to it, and shall not be liable for the receipt of such tax certification forms by the related Swap Provider or the related Cap Counterparties, nor any failure of the related Swap Provider or related Cap Counterparties to process such forms or to take any action as required under the respective related Interest Rate Swap Agreement or related Cap Contract, or under applicable law. The Trustee shall have no duty to take action to correct any misstatement or omission in any tax certification forms provided to it and forwarded to the related Swap Provider and related Cap Counterparties.

(c) Notwithstanding the requirements of Section 5.02(b), transfers of Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made in accordance with this Section 5.02(c) if the prospective transferee of a Certificate provides the Trustee and the Depositor with an investment letter substantially in the form of Exhibit G-3 attached hereto, which investment letter shall not be an expense of the Trustee, the Depositor or the Master Servicer, and which investment letter states that, among other things, such transferee is a “qualified institutional buyer” as defined under Rule 144A. Such transfers shall be deemed to have complied with the requirements of Section 5.02(b) hereof; provided, however, that no Transfer of any of the Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificates may be made pursuant to this Section 5.02(c) by the Depositor. Any such Certificateholder desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such applicable federal and state laws.

The Trustee shall require an Opinion of Counsel, on which the Trustee, Depositor and Master Servicer may rely, from a prospective transferee prior to the transfer of any Class 1-P, Class 2-P, Class 1-C, Class 2-C and Class R Certificate to any employee benefit plan or other retirement arrangement, including individual retirement accounts and Keogh plans, that is subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) or Section 4975 of the Code (any of the foregoing, a “Plan”), to a trustee or other Person acting on behalf of any Plan, or to any other person who is using “plan assets” of any Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”). Such Opinion of Counsel must establish to the satisfaction of the Trustee that such transfer is permissible under applicable law, will not constitute or result in a prohibited transaction under Section 406 of ERISA and Section 4975 of the Code, and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those undertaken in this Agreement. Neither the Depositor, the Master Servicer nor the Trustee, will be required to obtain such Opinion of Counsel on behalf of any prospective transferee.


 
166
 



Prior to the termination of a Supplemental Interest Trust, each beneficial owner of a related Offered Certificate (or a Class 1-B Certificate, if related) or any interest therein, shall be deemed to have represented, by virtue of its acquisition or holding of such Certificate, or interest therein, that either (i) it is not a Plan or (ii) (A) it is an accredited investor within the meaning of Prohibited Transaction Exemption 2007-05 (the “Exemption”) and (B) the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for the exemptive relief available under one of Prohibited Transaction Class Exemption (“PTCE”) 84-14, 91-38, 95-60, 90-1 or 96-23.

Each beneficial owner of a Subordinate Certificate or any interest therein which is acquired subsequent to the termination of the related Supplemental Interest Trust shall be deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest therein, that either (i) it is not a Plan or a trustee or other Person acting on behalf of a Plan or using “plan assets” of a Plan to effect such acquisition (including any insurance company using funds in its general or separate accounts that may constitute “plan assets”), (ii) it has acquired and is holding such Certificate in reliance on the Exemption, it understands that there are certain conditions to the availability of the Exemption, including that the Certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by Standard & Poor’s, Fitch Ratings, Inc. or Moody’s, and the Certificate is so rated, and, in the case of a Class 1-B Certificate, it is an accredited investor as defined in Rule 501(a)(1) of Regulation D under the Act or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the Certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.

(d) [Reserved]

(e) (i) Each Person who has or who acquires any Ownership Interest in a Class R Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably authorized the Trustee or its designee under clause (iii)(A) below to deliver payments to a Person other than such Person and to negotiate the terms of any mandatory sale under clause (iii)(B) below and to execute all instruments of transfer and to do all other things necessary in connection with any such sale. The rights of each Person acquiring any Ownership Interest in a Class R Certificate are expressly subject to the following provisions:

(A) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(B) In connection with any proposed Transfer of any Ownership Interest in a Class R Certificate, the Trustee shall require delivery to it, and shall not register the Transfer of any Class R Certificate until its receipt, of (I) an affidavit and agreement (a “Transferee Affidavit and Agreement” in the form attached hereto as Exhibit G-5) from the proposed Transferee, in form and substance satisfactory to the Trustee representing and warranting, among other things, that it is a Permitted Transferee, that it is not acquiring its Ownership Interest in the Class R Certificate that is the subject of the proposed Transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee, that for so long as it retains its Ownership Interest in a Class R Certificate, it will endeavor to remain a Permitted Transferee, and that it has reviewed the provisions of this Section 5.02 and agrees to be bound by them, and (II) an affidavit (a “Transferor Affidavit”), in the form attached hereto as Exhibit G-4, from the Holder wishing to transfer the Class R Certificate, in form and substance satisfactory to the Trustee representing and warranting, among other things, that no purpose of the proposed Transfer is to impede the assessment or collection of tax and that it has no knowledge that the proposed transferee is not a Permitted Transferee.


 
167
 



(C) Notwithstanding the delivery of a Transferee Affidavit and Agreement and a Transferor Affidavit under clause (B) above, if a Responsible Officer of the Trustee assigned to this transaction has actual knowledge that the proposed Transferee is not a Permitted Transferee or that the statements made in such Transfer Affidavit and Agreement or Transferor Affidavit are false, no Transfer of an Ownership Interest in a Class R Certificate to such proposed Transferee shall be effected.

(D) Each Person holding or acquiring any Ownership Interest in a Class R Certificate shall agree (x) to require a Transferee Affidavit and Agreement from any other Person to whom such Person attempts to transfer its Ownership Interest in a Class R Certificate and (y) not to transfer its Ownership Interest unless it provides a Transferor Affidavit to the Trustee.

(E) Each Person holding or acquiring an Ownership Interest in a Class R Certificate, by purchasing an Ownership Interest in such Certificate, agrees to give the Trustee written notice that it is a “pass-through interest holder” within the meaning of Temporary Treasury Regulations Section 1.67-3T(a)(2)(i)(A) immediately upon acquiring an Ownership Interest in a Class R Certificate, if it is “a pass-through interest holder”, or is holding an Ownership Interest in a Class R Certificate on behalf of a “pass-through interest holder.”

(ii) The Trustee will register the Transfer of any Class R Certificate only if it shall have received the Transferee Affidavit and Agreement in the form attached hereto as Exhibit G-5, a Transferor Affidavit of the Holder requesting such transfer in the form attached hereto as Exhibit G-4 and all of such other documents as shall have been reasonably required by the Trustee as a condition to such registration. Transfers of the Class R Certificates other than to Permitted Transferees are prohibited.

(iii) (A) If any Person other than a Permitted Transferee shall become a Holder of a Class R Certificate, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such Transfer of such Class R Certificate. If a transfer of a Class R Certificate is disregarded pursuant to the provisions of Treasury Regulations Section 1.860E-1 or Section 1.860G-3, then the last preceding Permitted Transferee shall be restored, to the extent permitted by law, to all rights and obligations as Holder thereof retroactive to the date of registration of such transfer of such Class R Certificate. The prior Holder shall be entitled to recover from any purported Holder of a Class R Certificate that was in fact not a Permitted Transferee under this Section 5.05(b) at the time it became a Holder all payments made on such Class R Certificate. Each Holder of a Class R Certificate, by acceptance thereof, shall be deemed for all purposes to have consented to the provisions of this clause (b) and to any amendment of this Agreement deemed necessary (whether as a result of new legislation or otherwise) by counsel of the Depositor to ensure that the Class R Certificates are not transferred to any Person who is not a Permitted Transferee and that any transfer of such Class R Certificates will not cause the imposition of a tax upon the Trust or cause any such REMIC to fail to qualify as a REMIC. Neither the Trustee nor the Trustee shall be under any liability to any Person for any registration of Transfer of a Class R Certificate that is in fact not permitted by this Section 5.02 or for making any payments due on such Certificate to the Holder thereof or for taking any other action with respect to such Holder under the provisions of this Agreement.


 
168
 



(B) If any purported Transferee shall become a Holder of a Class R Certificate in violation of the restrictions in this Section 5.02 and to the extent that the retroactive restoration of the rights of the Holder of such Class R Certificate as described in clause (iii)(A) above shall be invalid, illegal or unenforceable, then the Trustee shall have the right, without notice to the Holder or any prior Holder of such Class R Certificate, to sell such Class R Certificate to a purchaser selected by the Trustee on such terms as the Trustee may choose. Such purported Transferee shall promptly endorse and deliver each Class R Certificate in accordance with the instructions of the Trustee. Such purchaser may be the Trustee itself. The proceeds of such sale, net of the commissions (which may include commissions payable to the Trustee), expenses and taxes due, if any, will be remitted by the Trustee to such purported Transferee. The terms and conditions of any sale under this clause (iii)(B) shall be determined in the sole discretion of the Trustee, and the Trustee shall not be liable to any Person having an Ownership Interest in a Class R Certificate as a result of its exercise of such discretion.

(f) The Trustee shall make available to the Internal Revenue Service and those Persons specified by the REMIC Provisions, all information necessary to compute any tax imposed (A) as a result of the transfer of an ownership interest in a Class R Certificate to any Person who is a Disqualified Organization, including the information regarding “excess inclusions” of such Class R Certificates required to be provided to the Internal Revenue Service and certain Persons as described in Treasury Regulations Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a result of any regulated investment company, real estate investment trust, common trust fund, partnership, trust, estate or organization described in Section 1381 of the Code that holds an Ownership Interest in a Class R Certificate having as among its record Holders at any time any Person who is a Disqualified Organization. The Trustee may charge and shall be entitled to reasonable compensation for providing such information as may be required from those Persons which may have had a tax imposed upon them as specified in clauses (A) and (B) of this paragraph for providing such information.

(g) Subject to the preceding paragraphs, upon surrender for registration of transfer of any Certificate at the office of the Trustee maintained for such purpose, the Trustee shall execute and the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class of a like aggregate Percentage Interest. Every Certificate surrendered for transfer shall be accompanied by notification of the account of the designated transferee or transferees for the purpose of receiving distributions pursuant to Section 4.01 by wire transfer, if any such transferee desires and is eligible for distribution by wire transfer.


 
169
 



(h) At the option of the Certificateholders, Certificates may be exchanged for other Certificates of authorized denominations of the same Class of a like aggregate Percentage Interest, upon surrender of the Certificates to be exchanged at the office of the Trustee. Whenever any Certificates are so surrendered for exchange the Trustee shall execute, authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for transfer or exchange shall (if so required by the Trustee) be duly endorsed by, or be accompanied by a written instrument of transfer in the form satisfactory to the Trustee duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, with respect to each Class R Certificate, the Holder thereof may exchange, in the manner described above, such Class R Certificate for four separate Certificates, each representing such Holder's respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and Class R-4 Interest, respectively, in each case that was evidenced by the Class R Certificate being exchanged.

(i) No service charge shall be made to the Certificateholders for any transfer or exchange of Certificates, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

(j) All Certificates surrendered for transfer and exchange shall be canceled and retained by the Trustee in accordance with the Trustee’s standard procedures.

Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.

If (i) any mutilated Certificate is surrendered to the Trustee and the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the Trustee such security or indemnity as may be required by it to save it harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of the same Class and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

Section 5.04. Persons Deemed Owners.

The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and neither the Depositor, the Master Servicer, the Trustee nor any agent of any of them shall be affected by notice to the contrary.


 
170
 



Section 5.05. Rule 144A Information.

For so long as any Class P, Class C and Class R are outstanding and are “restricted securities” within the meaning of Rule 144(a)(3) of the Securities Act, (1) the Depositor will provide or cause to be provided to any Holder of such Certificates and any prospective purchaser thereof designated by such a Holder, upon the request of such Holder or prospective purchaser, the information required to be provided to such Holder or prospective purchaser by Rule 144A(d)(4) under the Securities Act; and (2) the Depositor shall update such information from time to time in order to prevent such information from becoming false and misleading and will take such other actions as are necessary to ensure that the safe harbor exemption from the registration requirements of the Securities Act under Rule 144A is and will be available for resales of such Certificates conducted in accordance with Rule 144A. The Master Servicer shall cooperate with the Depositor and furnish the Depositor such information in the Master Servicer's possession as the Depositor may reasonably request.


 
171
 

ARTICLE VI

THE DEPOSITOR AND THE MASTER SERVICER

Section 6.01. Liability of the Depositor and the Master Servicer.

The Depositor and the Master Servicer each shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor and the Master Servicer herein. Only the Master Servicer, any successor Master Servicer or the Trustee acting as Master Servicer shall be liable with respect to the servicing of the Mortgage Loans and the REO Property for actions taken by any such Person in contravention of the Master Servicer's duties hereunder.

Section 6.02. Merger, Consolidation or Conversion of the Depositor or the Master Servicer.

The Depositor and the Master Servicer each will keep in full effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and each will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement.

Any Person into which the Depositor or the Master Servicer may be merged, consolidated or converted, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person to the Master Servicer shall be qualified to sell mortgage loans to and service mortgage loans for Fannie Mae or Freddie Mac.

Section 6.03. Limitation on Liability of the Depositor, the Master Servicer and Others.

Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor or the Master Servicer shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor or the Master Servicer (but this provision shall protect the above described persons) against any breach of warranties or representations made herein, or against any specific liability imposed on the Master Servicer pursuant to Section 3.01 or any other Section hereof; and provided further that this provision shall not protect the Depositor, the Master Servicer or any such person, against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor or the Master Servicer shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates (including reasonable legal fees and disbursements of counsel), other than (a) any loss, liability or expense related to Master Servicer's servicing obligations with respect to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or related to the Master Servicer's obligations under Section 3.01, or (b) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder. Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its respective duties under this Agreement and which in its opinion may involve it in any expense or liability; provided, however, that the Depositor or the Master Servicer may in its sole discretion undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (except any action or liability related to the Master Servicer's obligations under Section 3.01) shall be expenses, costs and liabilities of the Trust Fund, and the Depositor and the Master Servicer shall be entitled to be reimbursed therefor from the Certificate Account as provided in Section 3.11, any such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Certificate Account.


 
172
 



Section 6.04. Limitation on Resignation of the Master Servicer.

The Master Servicer shall not resign from the obligations and duties hereby imposed on it except (a) upon appointment of a successor servicer reasonably acceptable to the Trustee and the Certificate Insurer upon receipt by the Trustee and Certificate Insurer (unless an Insurer Default has occurred and is continuing) of a letter from each Rating Agency (obtained by the Master Servicer and at its expense) that such a resignation and appointment will not, in and of itself, result in a downgrading of the Certificates without taking the Certificate Guaranty Insurance Policy into account or (b) upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel (at the expense of the resigning Master Servicer) to such effect delivered to the Trustee and the Certificate Insurer. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the Master Servicer's responsibilities, duties, liabilities and obligations hereunder.


 
173
 



Section 6.05. Sale and Assignment of Master Servicing.

The Master Servicer may sell and assign its rights and delegate its duties and obligations in their entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall, in the case of successor master servicers only, have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee and the Certificate Insurer (unless an Insurer Default has occurred and is continuing) (as evidenced in a writing signed by the Trustee and the Certificate Insurer) as having a comparable servicing ability to that of the Master Servicer on the Closing Date; (d) shall execute and deliver to the Trustee and the Certificate Insurer an agreement, in form and substance reasonably satisfactory to the Trustee and the Certificate Insurer, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement and any custodial agreement, from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency's rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded or withdrawn as a result of such assignment, sale and delegation without taking the Certificate Guaranty Insurance Policy into account, as evidenced by a letter to such effect obtained by the Master Servicer at its expense and delivered to the Trustee; and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer's Certificate and an Opinion of Counsel (at the expense of the Master Servicer), each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.


 
174
 

ARTICLE VII

DEFAULT

Section 7.01. Events of Default.

“Event of Default”, wherever used herein, means any one of the following events:

(i) any failure by the Master Servicer to deposit into the Certificate Account on each Certificate Account Deposit Date the amounts required to be deposited therein (other than an Advance) under the terms of this Agreement which continues unremedied for two (2) Business Days after such amount was required to be remitted; or

(ii) any failure on the part of the Master Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in the Certificates or in this Agreement (including any breach of the Master Servicer's representations and warranties pursuant to Section 2.03(a) which materially and adversely affects the interests of the Certificateholders) which continues unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or the Certificate Insurer, or to the Master Servicer, the Certificate Insurer and the Trustee by the Holders of Certificates entitled to at least 25% of the Voting Rights; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction in an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law or the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days; or

(iv) the Master Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Master Servicer or of or relating to all or substantially all of its property; or

(v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of or otherwise voluntarily commence a case or proceeding under any applicable bankruptcy, insolvency, reorganization or other similar statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi) the Master Servicer shall fail to deposit in the Certificate Account on any Certificate Account Deposit Date an amount equal to any required Advance which continues unremedied for the earlier of (a) a period of two (2) Business Days or (b) the Business Day immediately preceding the Distribution Date.


 
175
 



If an Event of Default described in clauses (i) - (v) of this Section shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee, the Certificate Insurer (unless an Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 51% of the Voting Rights (with the consent of the Certificate Insurer), by notice in writing to the Master Servicer and the Swap Provider (and to the Trustee if given by such Holders of Certificates), with a copy to the Rating Agencies, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that the successor to the Master Servicer appointed pursuant to Section 7.02 shall have accepted the duties of Master Servicer effective upon the resignation or termination of the Master Servicer. If an Event of Default described in clause (vi) hereof shall occur, the Trustee, as applicable, shall, by notice to the Master Servicer, the Certificate Insurer and the Depositor, terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Trust Fund, other than its rights as a Certificateholder hereunder; provided, however, that if the Trustee, as applicable, determines (in its sole discretion) that the failure by the Master Servicer to make any required Advance was due to circumstances beyond its control, and the required Advance was otherwise made, the Trustee, as applicable, shall not terminate the Master Servicer. On or after the receipt by the Master Servicer of such notice, all authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates (other than as a Holder thereof) or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section, and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, or otherwise at the expense of the Master Servicer. The Master Servicer agrees to cooperate with (and pay any related costs and expenses of) the Trustee in effecting the termination of the Master Servicer's responsibilities and rights hereunder, including, without limitation, the transfer to the Trustee or the successor Master Servicer for administration by it of (i) the property and amounts which are then or should be part of the Trust Fund or which thereafter become part of the Trust Fund; (ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee to enable it to assume the Master Servicer's duties thereunder; (iii) the rights and obligations of the Master Servicer under the Sub-Servicing Agreements with respect to the Mortgage Loans; and (iv) all cash amounts which shall at the time be deposited by the Master Servicer or should have been deposited to the Custodial or the Certificate Account or thereafter be received with respect to the Mortgage Loans. The Trustee shall not be deemed to have breached any obligation hereunder as a result of a failure to make or delay in making any distribution as and when required hereunder caused by the failure of the Master Servicer to remit any amounts received by it or to deliver any documents held by it with respect to the Mortgage Loans. For purposes of this Section 7.01, the Trustee shall not be deemed to have knowledge of an Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless notice of any event which is in fact such an Event of Default is received by the Trustee as provided in Section 11.05 and such notice references the Certificates, the Trust Fund or this Agreement.


 
176
 



Section 7.02. Trustee to Act; Appointment of Successor.

Within 90 days of the time the Master Servicer receives a notice of termination pursuant to Section 7.01(i) - (v), the Trustee or its appointed agent shall be the successor in all respects to the Master Servicer in its capacity as Master Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject thereafter to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer including the obligation to make Advances which have been or will be required to be made (except for the responsibilities, duties and liabilities contained in Section 2.03 and its obligations to deposit amounts in respect of losses pursuant to Section 3.12 and 4.01(r)) by the terms and provisions hereof; and provided further, that any failure to perform such duties or responsibilities caused by the Master Servicer's failure to provide information required by Section 4.03 shall not be considered a default by the Trustee hereunder. As compensation therefor, the Trustee shall be entitled to all funds relating to the Mortgage Loans which the Master Servicer would have been entitled to charge to the Custodial Account if the Master Servicer had continued to act hereunder. If the Trustee has become the successor to the Master Servicer in accordance with Section 6.04 or Section 7.02, then notwithstanding the above, if the Trustee shall be unwilling to so act, or shall be unable to so act, the Trustee may appoint, or petition a court of competent jurisdiction or appoint, any established housing and home finance institution, which is also a Fannie Mae- or Freddie Mac-approved mortgage servicing institution, having a net worth of not less than $10,000,000 and acceptable to the Certificate Insurer as evidenced by its prior written consent as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Pending appointment of a successor to the Master Servicer hereunder, the Trustee shall act in such capacity as herein above provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Master Servicer hereunder. Each of the Sponsor, the Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. In no event shall the successor Master Servicer be liable for the acts or omissions of the predecessor Master Servicer.

In connection with the termination or resignation of the Master Servicer hereunder, either (i) the successor Master Servicer, including the Trustee if the Trustee is acting as successor Master Servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Master Servicer as necessary under MERS' rules and regulations, or (ii) the predecessor Master Servicer shall cooperate with the successor Master Servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Master Servicer. The predecessor Master Servicer shall file or cause to be filed any such assignment in the appropriate recording office. The predecessor Master Servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this Section 7.02. The successor Master Servicer shall cause such assignment to be delivered to the Custodian promptly upon receipt of the original with evidence of recording thereon or a copy certified by the public recording office in which such assignment was recorded.


 
177
 



Any successor, including the Trustee, to the Master Servicer shall maintain in force during its term as master servicer hereunder policies and fidelity bonds to the same extent as the Master Servicer is so required pursuant to Section 3.18.

Any successor, including the Trustee, to the Master Servicer shall not terminate any Sub-Servicing Agreement with Midland without cause.

Notwithstanding anything else herein to the contrary, in no event shall the Trustee be liable for any Master Servicing Fee or Sub-Servicing Fee or for any differential in the amount of the Master Servicing Fee or Sub-Servicing Fee paid hereunder and the amount necessary to induce any successor Master Servicer or Sub-Servicer, as applicable, to act as successor Master Servicer or Sub-Servicer, as applicable, under this Agreement and the transactions set forth or provided for herein.

Section 7.03. Notification to Certificateholders.

(a) Upon any such termination or appointment of a successor to the Master Servicer, the Trustee shall give prompt notice thereof to Certificateholders, the Certificate Insurer and to the Rating Agencies.

(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Holders of Certificates, the Certificate Insurer and the Swap Provider notice of each such Event of Default hereunder known to the Trustee, unless such Event of Default shall have been cured or waived.

Section 7.04. Waiver of Events of Default.

The Holders representing at least 51% of the Voting Rights of Certificates affected by a default or Event of Default hereunder (with the consent of the Certificate Insurer), may waive such default or Event of Default (other than an Event of Default set forth in Section 7.01(vi)); provided, however, that (a) a default or Event of Default under clause (i) of Section 7.01 may be waived only by all of the Holders of Certificates affected by such default or Event of Default (with the consent of the Certificate Insurer) and (b) no waiver pursuant to this Section 7.04 shall affect the Holders of Certificates in the manner set forth in the second paragraph of Section 11.01 or materially adversely affect any non-consenting Certificateholder. Upon any such waiver of a default or Event of Default by the Holders representing the requisite percentage of Voting Rights of Certificates affected by such default or Event of Default, such default or Event of Default shall cease to exist and shall be deemed to have been remedied for every purpose hereunder. No such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon except to the extent expressly so waived. The Master Servicer shall give notice of any such waiver to the Rating Agencies.


 
178
 



Section 7.05. List of Certificateholders.

Upon written request of the Certificate Insurer or three or more Certificateholders of record, for purposes of communicating with other Certificateholders with respect to their rights under this Agreement, the Trustee will afford such Certificateholders access during business hours to the most recent list of Certificateholders held by the Trustee.


 
179
 

ARTICLE VIII

CONCERNING THE TRUSTEE

Section 8.01. Duties of Trustee.

The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If an Event of Default occurs, is continuing and has not been waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. Any permissive right of the Trustee enumerated in this Agreement shall not be construed as a duty.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them in accordance with the requirements of this Agreement. If any such instrument is found not to conform to the requirements of this Agreement in a material manner, the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders. Notwithstanding the foregoing, the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer hereunder or any Opinion of Counsel required hereunder.

The Trustee shall prepare and file or cause to be filed on behalf of the Trust Fund any tax return that is required with respect to REMIC 1, REMIC 2, REMIC 3 and REMIC 4 pursuant to applicable federal, state or local tax laws.

The Trustee covenants and agrees that it shall perform its obligations hereunder in a manner so as to maintain the status of REMIC 1, REMIC 2, REMIC 3 and REMIC 4 under the REMIC Provisions and to prevent the imposition of any federal, state or local income, prohibited transaction, contribution or other tax on any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to the extent that maintaining such status and avoiding such taxes are within the control of the Trustee and are reasonably within the scope of its duties under this Agreement.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;


 
180
 



(ii) The Trustee shall not be liable for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts; and

(iii) The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Certificate Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement.

Section 8.02. Certain Matters Affecting the Trustee.

Except as otherwise provided in Section 8.01:

(a) The Trustee may conclusively rely upon and shall be fully protected in acting or refraining from acting in reliance upon any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties;

(b) The Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance therewith;

(c) The Trustee shall be under no obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notice pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders or the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) shall have offered to the Trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which may be incurred therein or thereby and the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) has given its consent; nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee’s corporate trust department has actual knowledge (which has not been waived or cured), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as a prudent man would exercise or use under the circumstances in the conduct of his own affairs;


 
181
 



(d) The Trustee shall not be liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(e) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) or the Holders of Certificates entitled to at least 25% of the Voting Rights with the written consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing); provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement reasonable expense of every such examination shall be paid by the Certificateholders or the Certificate Insurer requesting the investigation;

(f) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents, nominees, custodians or attorneys appointed with due care, and shall not be responsible for any willful misconduct or negligence on the part of any agent, attorney, custodian or nominee so appointed;

(g) The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder; and

(h) Whenever in the administration of the provisions of this Agreement the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action to be taken hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may, in the absence of gross negligence or bad faith on the part of the Trustee, be deemed to be conclusively proved and established by a certificate signed and delivered to the Trustee and such certificate, in the absence of gross negligence or bad faith on the part of the Trustee, shall be full warrant to the Trustee for any action taken, suffered or omitted by it under the provisions of this Agreement upon the faith thereof.

The Trustee shall have no obligation to invest and reinvest any cash held in the absence of timely and specific written investment direction from the Master Servicer. In no event shall the Trustee be liable for the selection of investments or for investment losses incurred thereon. The Trustee shall have no liability in respect of losses incurred as a result of the liquidation of any investment incurred as a result of the liquidation of any investment prior to its stated maturity or the failure of the Master Servicer to provide timely written investment direction.


 
182
 



In order to comply with the laws, rules, regulations and executive orders in effect from time to time applicable to banking institutions, including those relating to the funding of terrorist activities and money laundering (“Lending Laws”), the Trustee is required to obtain, verify and record certain information relating to individuals and entities which maintain a business relationship with the Trustee. Accordingly, each of the parties agrees to provide to the Trustee upon its request from time to time such identifying information and documentation as may be available for such party in order to enable the Trustee to comply with the Lending Laws.

Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature of the Trustee, the authentication of the Trustee on the Certificates, the acknowledgments of the Trustee contained in Article II) shall be taken as the statements of the Depositor and the Trustee assumes no responsibility for their correctness. The Trustee makes no representations or warranties as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document, or of MERS or the MERS® System. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor or the Master Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Custodial Account by the Master Servicer.

Section 8.04. Trustee May Own Certificates.

The Trustee in its individual or any other capacity (other than as Trustee hereunder) may become the owner or pledgee of Certificates with the same rights it would have if it were not Trustee and may otherwise deal with the parties hereto.

Section 8.05. Trustee’s Fees.

On each Distribution Date, the Trustee shall be entitled to withdraw from the Certificate Account as compensation hereunder any amounts earned on funds in the Certificate Account. Such compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) shall be paid for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder or of the Trustee. Except as otherwise provided in this Agreement, the Trustee and any director, officer, employee or agent of the Trustee shall be indemnified and held harmless by the Trust Fund against any claim, loss, liability, fee or expense incurred in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action), relating to the acceptance or administration of its trusts hereunder or the Trustee’s performance under the Certificates, other than any claim, loss, liability or expense (i) sustained in connection with this Agreement related to the willful misfeasance, bad faith or negligence of the Master Servicer in the performance of its duties hereunder or (ii) incurred in connection with a breach constituting willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of reckless disregard of its obligations and duties hereunder.


 
183
 



The Master Servicer shall indemnify the Trustee and any director, officer, employee or agent of the Trustee against any such claim or legal action (including any pending or threatened claim or legal action), loss, liability, fee or expense that may be sustained in connection with this Agreement related to the willful misfeasance, bad faith, or negligence in the performance of the Master Servicer's duties hereunder.

The provisions of this Section 8.05 shall survive the resignation or removal of the Trustee or the termination of this Agreement.

Section 8.06. Eligibility Requirements for Trustee.

The Trustee hereunder shall at all times be a corporation or a national banking association organized and doing business under the laws of any state or the United States of America or the District of Columbia, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. In addition, the Trustee shall at all times be acceptable to the Rating Agency rating the Certificates. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. The corporation or national banking association serving as Trustee may have normal banking and trust relationships with the Sponsor and their affiliates or the Master Servicer and its affiliates; provided, however, that such corporation cannot be an affiliate of the Master Servicer other than the Trustee in its role as successor to the Master Servicer.

Section 8.07. Resignation and Removal of the Trustee.

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Master Servicer; with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider; provided, that such resignation shall not be effective until successor trustee is appointed and accepts appointment in accordance with the following provisions; provided, however, that the resigning trustee shall not resign and be discharged from the trusts hereby created until such time as the Rating Agency rating the Certificates and the Certificate Insurer approves the successor trustee. Upon receiving such notice of resignation, the Master Servicer shall promptly appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, one copy of which instrument shall be delivered to the resigning trustee and to the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.


 
184
 



If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Master Servicer, or if at any time the Trustee shall become incapable of acting, or shall be adjudged bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, the Master Servicer with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing), which consent shall not be unreasonably withheld, may remove the Trustee and appoint successor trustee who meets the eligibility requirements of Section 8.06 by written instrument, in triplicate, which instrument shall be delivered to the Trustee so removed and to the successor trustee.

Any resignation or removal of the Trustee and appointment of successor trustee pursuant to any of the provisions of this Section shall not become effective until acceptance of appointment by the successor trustee as provided in Section 8.08.

Section 8.08. Successor Trustee.

Any successor trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Master Servicer an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein. The predecessor trustee shall after payment of its outstanding fees and expenses, promptly deliver to the successor trustee all assets and records of the Trust Fund held by it hereunder, and the Master Servicer and the predecessor trustee shall execute and deliver all such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties and obligations.

No successor trustee shall accept appointment as provided in this Section unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 8.06.

Upon acceptance of appointment by successor trustee as provided in this Section, the Master Servicer shall mail notice of the succession of such trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register. If the Master Servicer fails to mail such notice within ten days after acceptance of appointment by the successor trustee, the successor trustee shall cause such notice to be mailed at the expense of the Master Servicer.

Any Person appointed as successor trustee pursuant to Section 8.08 shall also be required to serve as successor supplemental interest trust trustee under the derivative documents.


 
185
 



Section 8.09. Merger or Consolidation of Trustee.

Any state bank or trust company or corporation or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any state bank or trust company or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any state bank or trust company or corporation or national banking association succeeding to all or substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided such state bank or trust company or corporation or national banking association shall be eligible under the provisions of Section 8.06 without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 8.10. Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing the same may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity, such title to the Trust Fund, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment without the Master Servicer. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as successor trustee under Section 8.06 hereunder and no notice to Holders of Certificates of the appointment of co-trustee(s) or separate trustee(s) shall be required under Section 8.08 hereof.

In the case of any appointment of a co-trustee or separate trustee pursuant to this Section 8.10, all rights, powers, duties and obligations conferred or imposed upon the Trustee and required to be conferred or such co-trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the direction of the Trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee.


 
186
 



Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee to the extent permitted by law, without the appointment of a new or successor trustee.


 
187
 

ARTICLE IX

TERMINATION

Section 9.01. Termination Upon Repurchase or Liquidation of All Mortgage Loans or upon Purchase of Certificates.

(a) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 1, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 1 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 1 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 1 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 1 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 1 Swap Termination Payment (which shall include any Group 1 Net Swap Payment payable for the final Distribution Date) payable to the Group 1 Swap Provider pursuant to the related Group 1 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 1 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 1 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in February 2037 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (a)(i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 1 Loans and related Mortgage Files and related records to the Master Servicer.


 
188
 



The right of the Master Servicer or its designee to repurchase all Group 1 Loans pursuant to (a)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.

In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 1 pursuant to clause (a)(i) above, only an amount equal to the repurchase price specified in such clause (a)(i) above for such Mortgage Loans and REO Property, less any related Group 1 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 1-IO Interests. The Group 1 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 1 Supplemental Interest Trust to be paid in accordance with Section 4.10(ii). The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

(b) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(a), conditioned upon the related Aggregate Stated Principal Balance of such Group 1 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 1 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 1 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 1 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 1 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.

(c) In connection with any Group 1 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 1 Interest Rate Swap Agreement) and by phone from the Group 1 Swap Provider the amount of the related Group 1 Estimated Swap Termination Payment. The Group 1 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 1 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 1 Estimated Swap Termination Payment.


 
189
 



(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 1 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 1 Loans, and the requirements of the Group 1 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 1 Supplemental Interest Trust, the Trustee and the Group 1 Swap Provider confirming (in accordance with the applicable provisions of the Group 1 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 1 Swap Optional Termination Payment) and the Group 1 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 1 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 1 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 1 Swap Provider shall determine the Group 1 Swap Optional Termination Payment in accordance with the Group 1 Interest Rate Swap Agreement, and the Group 1 Swap Provider shall provide to the Trustee written notice of the amount of the Group 1 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.

(e) In connection with any Group 1 Optional Termination, only an amount equal to the purchase price less any Group 1 Swap Optional Termination Payment and less any amounts payable to the Certificate Insurer shall be made available for distribution to the related Regular Certificates; provided that the amount to be distributed to the Class 1-AM Certificates and to the Certificate Insurer must be sufficient to not result in a draw on the Certificate Guaranty Insurance Policy and not leave any amount owed to the Certificate Insurer unpaid. Any Group 1 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 1 Supplemental Interest Trust for payment to the Group 1 Swap Provider in accordance with Section 4.10(ii), as applicable, an amount equal to the Group 1 Swap Optional Termination Amount calculated pursuant to the Group 1 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 1 Swap Provider in respect of the Group 1 Swap Optional Termination Amount exceed the Group 1 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 1 Estimated Swap Termination Payment over the Group 1 Swap Optional Termination Payment. The Group 1 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.


 
190
 



(f) Subject to Section 9.03, the respective obligations and responsibilities of the Depositor, the Master Servicer and the Trustee created hereby (other than the obligations of the Master Servicer to the Trustee pursuant to Section 8.05 and of the Master Servicer to provide for and the Trustee to make payments to Certificateholders as hereafter set forth) shall terminate, with respect to Loan Group 2, upon payment to the related Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them hereunder following the earlier to occur of (i) the repurchase by the Master Servicer or its designee of all Group 2 Loans and each related REO Property in respect thereof remaining in the Trust Fund at a price in cash equal to (a) 100% of the unpaid principal balance of each such Mortgage Loan in Loan Group 2 (other than one as to which a REO Property was acquired) on the day of repurchase together with accrued interest on such unpaid principal balance at the Group 2 Net Mortgage Rate to the first day of the month in which the proceeds of such repurchase are to be distributed, plus (b) the appraised value of any such REO Property (but not more than the unpaid principal balance of the related Mortgage Loan, together with accrued interest on that balance at the Group 2 Net Mortgage Rate to the first day of the month such repurchase price is distributed), less the good faith estimate of the Master Servicer of liquidation expenses to be incurred in connection with its disposal thereof, such appraisal to be conducted by an appraiser selected by the Master Servicer and at the expense of the Master Servicer, plus (c) any Group 2 Swap Termination Payment (which shall include any Group 2 Net Swap Payment payable for the final Distribution Date) payable to the Group 2 Swap Provider pursuant to the related Group 2 Interest Rate Swap Agreement which remains unpaid or which is due to the exercise of such option (a “Group 2 Swap Optional Termination Payment”) and plus (d) any unreimbursed amounts owed to the Certificate Insurer under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement, and (ii) the final payment or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan in Loan Group 2 remaining in the Trust Fund (or the disposition of all REO Property in respect thereof); provided, however, that in no event shall the trust created hereby continue beyond the earlier of (i) the Distribution Date occurring in December 2036 (ii) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof and (iii) the “latest possible maturity date” specified in the Preliminary Statements with respect to the related Regular Interests and Certificates, and provided further, that the purchase price set forth above shall be increased as is necessary, as determined by the Master Servicer, to avoid disqualification of any of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as a REMIC. In the case of any repurchase by the Master Servicer pursuant to clause (i), the Master Servicer shall exercise reasonable efforts to cooperate fully with the Trustee in effecting such repurchase and the transfer of the Group 2 Loans and related Mortgage Files and related records to the Master Servicer.


 
191
 



The right of the Master Servicer or its designee to repurchase all Group 2 Loans pursuant to (f)(i) above shall be conditioned upon the Aggregate Stated Principal Balance of such Mortgage Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance of such Mortgage Loans; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy or any amounts owed to the Certificate Insurer would remain unpaid, unless the Certificate Insurer consents in writing to such purchase. If such right is exercised, the Master Servicer upon such repurchase shall provide to the Trustee and the Certificate Insurer, notice of such exercise prior to the Determination Date in the month preceding the month of purchase and the certification required by Section 3.16.

In the case of a repurchase of Mortgage Loans and REO Property related to Loan Group 2 pursuant to clause (f)(i) above, only an amount equal to the repurchase price specified in such clause (f)(i) above for such Mortgage Loans and REO Property, less any related Group 2 Swap Optional Termination Payment and any portion of the repurchase price consisting of the unreimbursed amounts owed to the Certificate Insurer, shall be made available for distribution to the related Regular Certificates and Class 2-IO Interests. The Group 2 Swap Optional Termination Payment shall be withdrawn by the Trustee from the Certificate Account and remitted to the Group 2 Supplemental Interest Trust to be paid in accordance with Section 4.11(ii). The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

(g) The Master Servicer has the right to repurchase all of the Mortgage Loans and related REO Properties pursuant to clause (i) of Section 9.01(f), conditioned upon the related Aggregate Stated Principal Balance of such Group 2 Loans at the time of any such repurchase aggregating to an amount equal to or less than 10% of the Group 2 Cut-off Date Balance. If the Master Servicer elects to terminate the Trust pursuant to this Section 9.01 (such termination, a “Group 2 Optional Termination”), the Master Servicer shall, at least 20 days prior to the last date on which notice of such Group 2 Optional Termination is required to be mailed to the related Certificateholders pursuant to Section 9.01(k), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group 2 Swap Provider of the final Distribution Date on which the Master Servicer intends to terminate the Trust Fund.

(h) In connection with any Group 2 Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), the Master Servicer shall, no later than 4:00 pm New York City time on such day, request in writing (in accordance with the applicable provision of the Group 2 Interest Rate Swap Agreement) and by phone from the Group 2 Swap Provider the amount of the related Group 2 Estimated Swap Termination Payment. The Group 2 Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group 2 Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Master Servicer of the amount of the related Group 2 Estimated Swap Termination Payment.


 
192
 



(i) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k), (i) the Master Servicer shall, no later than 1:00 pm New York City time on such day, deposit funds in the Certificate Account in an amount equal to the sum of the purchase price (other than the related Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment, and (ii) if Trustee is notified in writing that the aggregate Stated Principal Balance of all of the Group 2 Loans in the Trust Fund as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Balance of all of the Group 2 Loans, and the requirements of the Group 2 Optional Termination set forth in this Section 9.01 have been met, including the deposit required pursuant to the immediately preceding clause (i) then the Trustee shall, on the same Business Day, provide written notice to the the Depositor, the Certificate Insurer, the Master Servicer, the Trustee on behalf of the Group 2 Supplemental Interest Trust, the Trustee and the Group 2 Swap Provider confirming (in accordance with the applicable provisions of the Group 2 Interest Rate Swap Agreement) its receipt of the purchase price (other than the Group 2 Swap Optional Termination Payment) and the Group 2 Estimated Swap Termination Payment. Upon the Trustee’s providing the notice described in the preceding sentence, the Group 2 Optional Termination shall become irrevocable, the notice to the related Certificateholders of such Group 2 Optional Termination provided pursuant to the second paragraph of Section 9.01(k) shall become unrescindable, the Group 2 Swap Provider shall determine the Group 2 Swap Optional Termination Payment in accordance with the Group 2 Interest Rate Swap Agreement, and the Group 2 Swap Provider shall provide to the Trustee written notice of the amount of the Group 2 Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 9.01(k) and in the event the Trustee fails to provide the notice described in the preceding sentence, any notice provided under Section 9.01(k) shall be deemed rescinded.

(j) In connection with any Group 2 Optional Termination, only an amount equal to the purchase price less any Group 2 Swap Optional Termination Payment and less any amounts payable to the Certificate Insurer shall be made available for distribution to the related Regular Certificates; provided that the amount to be distributed to the Class 2-A Certificates and to the Certificate Insurer must be sufficient to not result in a draw on the Certificate Guaranty Insurance Policy and not leave any amount owed to the Certificate Insurer unpaid. Any Group 2 Estimated Swap Termination Payment deposited into the Certificate Account by the Master Servicer shall be withdrawn by the Trustee from the Certificate Account on the related final Distribution Date (prior to the distribution of any amounts pursuant to Section 9.01(k)) and distributed as follows: (i) to the Group 2 Supplemental Interest Trust for payment to the Group 2 Swap Provider in accordance with Section Section 4.11(ii), as applicable, an amount equal to the Group 2 Swap Optional Termination Amount calculated pursuant to the Group 2 Interest Rate Swap Agreement, provided that in no event shall the amount distributed to the Group 2 Swap Provider in respect of the Group 2 Swap Optional Termination Amount exceed the Group 2 Estimated Swap Termination Payment, and (ii) to the Master Servicer an amount equal to the excess, if any, of the Group 2 Estimated Swap Termination Payment over the Group 2 Swap Optional Termination Payment. The Group 2 Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.


 
193
 



(k) Written notice of any termination, specifying the Distribution Date upon which the related Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to the related Certificateholders, the Swap Providers and the Certificate Insurer mailed (a) in the event such notice is given in connection with the Master Servicer's election to repurchase, not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution or (b) otherwise during the month of such final distribution on or before the 15th day of the month (or if such 15th day is not a Business Day, on the Business Day immediately preceding such 15th day) in such month, in each case specifying (i) the Distribution Date upon which final payment of such Certificates will be made upon presentation and surrender of Certificates at the office of the Trustee therein designated, (ii) the amount of any such final payment and (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of such Certificates at the office of the Trustee therein specified. In the event such notice is given in connection with the Master Servicer or its designee's election to repurchase, the Master Servicer or its designee shall deliver to the Trustee for deposit in the Certificate Account on the day which is two Business Days immediately preceding the Distribution Date specified in such notice an amount equal to the above-described repurchase price payable out of its own funds. Upon presentation and surrender of the related Certificates by the Certificateholders, the Trustee shall first, pay itself its fee for such Distribution Date (as described in Section 8.05 ) and any other amounts owing to the Trustee under this Agreement, and second, distribute to such Certificateholders and the Certificate Insurer (i) the amount otherwise distributable on such Distribution Date, if not in connection with the Master Servicer's election to repurchase, or (ii) if the Master Servicer elected to so repurchase, an amount determined as follows: with respect to each related Regular Certificate, the outstanding Certificate Principal Balance thereof, plus with respect to each Regular Certificate (other than the Class P Certificates) and the related Class IO Interest, one month's interest thereon at the applicable Pass-Through Rate, or otherwise distributable thereto, and any Unpaid Interest Shortfall Amount, plus with respect to each Subordinate Certificate, any unpaid Allocated Realized Loss Amount; with respect to the Class R Certificates, the Percentage Interest evidenced thereby multiplied by the difference, if any, between the above described repurchase price (as adjusted in accordance with the preceding paragraph) and the aggregate amount to be distributed to the Holders of the related Regular Certificates and the related Class IO Interest, subject to the priorities set forth in Section 4.01; and with respect to the Certificate Insurer, any amounts owed under the Certificate Guaranty Insurance Policy, the Insurance Agreement and this Agreement. Upon certification to the Trustee and the Custodian by a Servicing Officer, following such final deposit, the Custodian shall promptly release the Mortgage Files as directed by the Master Servicer for the remaining Mortgage Loans, and the Trustee shall execute all assignments, endorsements and other instruments required by the Master Servicer as being necessary to effectuate such transfer.

In the event that all of the related Certificateholders shall not surrender their Certificates for cancellation within six months after the time specified in the above-mentioned notice, the Trustee shall give a second notice to the remaining related Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all of the related Certificates shall not have been surrendered for cancellation, the Trustee shall take reasonable steps as directed by the Depositor in writing, or appoint an agent to take reasonable steps, to contact the remaining related Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject hereto. If within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto.


 
194
 



Section 9.02. Termination of REMIC 4 and Retirement of Class R Certificates.

REMIC 4 shall be terminated on the earlier of (i) the date on which the last distribution due on each of the REMIC 4 Regular Interests and Class R Certificates (in respect of the Class R-4 Interest) is made and (ii) the date on which it is terminated pursuant to an optional repurchase of all of the Mortgage Loans in accordance with Section 9.03. Notwithstanding anything to the contrary herein, the Class R Certificates will not be retired until the later of (i) the retirement of all the Certificates related to Loan Group 1 and (ii) the retirement of all the Certificates related to Loan Group 2.

Section 9.03. Additional Termination Requirements.

(a) In the event the Master Servicer repurchases any Mortgage Loans or REO Property in a Loan Group as provided in Section 9.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Master Servicer, at its own expense, obtains for the Trustee an Opinion of Counsel (which shall be provided to the Trustee at least two Business Days prior to the related Distribution Date) to the effect that the failure of the Trust Fund to comply with the requirements of this Section 9.03 will not (i) result in the imposition on the Trust of taxes on “prohibited transactions,” as described in Section 860F of the Code, or (ii) cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificate is outstanding:

(i) The Master Servicer shall establish a 90-day liquidation period and notify the Trustee in writing thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the Tax Return for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, pursuant to Treasury Regulation Section 1.860F-1. The Master Servicer and the Trustee also shall satisfy all of the requirements of a qualified liquidation for REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, under Section 860F of the Code and regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the Master Servicer, as applicable;

(ii) During such 90-day liquidation period, and at or prior to the time of making the final payment on the related Certificates, the Trustee shall sell all of the assets of REMIC 1 or REMIC 2, as the case may be, for cash; and


 
195
 



(iii) At the time of the making of the final payment on the related Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Class R Certificates all cash on hand (other than cash retained to meet claims), and REMIC 1, REMIC 2, REMIC 3 or REMIC 4, as the case may be, shall terminate at that time.

(b) By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for the related REMICs, which authorization shall be binding upon all successor Certificateholders.

(c) The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Master Servicer and the receipt of the Opinion of Counsel referred to in clause (a)(i) above and to take such other action in connection therewith as may be reasonably requested by the Master Servicer.


 
196
 

ARTICLE X

REMIC PROVISIONS

Section 10.01. REMIC Administration.

(a) The Trustee shall make an election to treat the Trust Fund as four REMICs under the Code and, if necessary, under applicable state law. Each such election will be made on Form 1066 or other appropriate federal tax or information return (including Form 8811) or any appropriate state return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. For the purposes of the REMIC elections in respect of the Trust Fund, (i) the Class R-1 Interest will constitute the sole class of Residual Interests in REMIC 1, the REMIC 1 Regular Interests shall be designated as the Regular Interests in REMIC 1 (ii) the Class R-2 Interest will constitute the sole class of Residual Interests in REMIC 2, the REMIC 2 Regular Interests shall be designated as the Regular Interests in REMIC 2, (iii) the Class R-3 Interest will constitute the sole class of Residual Interests in REMIC 3, the REMIC 3 Regular Interests shall be designated as the Regular Interests in REMIC 3, (iv) the Class R-4 Interest will constitute the sole class of Residual Interests in REMIC 4, and the REMIC 4 Regular Interests shall be designated as the Regular Interests in REMIC 4. The Master Servicer and the Trustee shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in REMIC 1, REMIC 2, REMIC 3 or REMIC 4 other than the REMIC 1 Regular Interests, REMIC 2 Regular Interests, REMIC 3 Regular Interests, REMIC 4 Regular Interests, the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest. The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via Form SS-4 or any other acceptable method for each of REMIC 1, REMIC 2, REMIC 3 or REMIC 4.

(b) The Closing Date is hereby designated as the “startup day” of the Trust Fund within the meaning of Section 860G(a)(9) of the Code.

(c) The Trustee shall pay out of its own funds, without any right of reimbursement, any and all expenses relating to any tax audit of the REMICs (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to the REMICs that involve the Internal Revenue Service or state tax authorities), other than the expense of obtaining any tax-related Opinion of Counsel except as specified herein. The Trustee, as agent for the REMICs' Tax Matters Person, shall (i) act on behalf of the REMICs in relation to any tax matter or controversy involving the Trust Fund and (ii) represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto.

(d) The Trustee shall prepare, sign and file all of the Tax Returns (including Form 8811, which must be filed within 30 days of the Closing Date) in respect of the REMICs created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee without any right of reimbursement therefor. The Master Servicer shall provide on a timely basis to the Trustee or its designee such information with respect to the assets of the REMICs as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this Article X.


 
197
 



(e) The Trustee shall perform on behalf of the REMICs all reporting and other tax compliance duties that are the responsibility of the REMICs under the Code, the REMIC Provisions or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, as required by the Code, the REMIC Provisions or other such compliance guidance, the Trustee shall provide (i) to any Transferor of a Class R Certificate such information as is necessary for the application of any tax relating to the transfer of a Class R Certificate to any Person who is not a Permitted Transferee, (ii) to the Certificateholders such information or reports as are required by the Code or the REMIC Provisions including reports relating to interest, original issue discount and market discount or premium (using the Prepayment Assumption as required) and (iii) to the Internal Revenue Service the name, title, address and telephone number of the Person who will serve as the representative of the REMICs. The Master Servicer shall provide on a timely basis to the Trustee such information with respect to the assets of the REMICs, including, without limitation, the related Mortgage Loans, as is in its possession and reasonably required by the Trustee to enable it to perform its obligations under this subsection. In addition, the Depositor shall provide or cause to be provided to the Trustee, within ten (10) days after the Closing Date, all information or data that the Trustee reasonably determines to be relevant for tax purposes as to the valuations and issue prices of the Certificates, including, without limitation, the price, yield, Prepayment Assumption and projected cash flow of the Certificates.

(f) The Trustee shall take such action and shall cause the REMICs created hereunder to take such action as shall be necessary to create or maintain the status thereof as REMICs under the REMIC Provisions (and the Master Servicer shall assist it, to the extent reasonably requested by it). The Trustee shall not take any action or cause the Trust Fund to take any action, or fail to take (or fail to cause to be taken), any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (ii) result in the imposition of a tax upon the REMICs (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to take or not take such action, but in no event at the expense of the Trustee) to the effect that the contemplated action or omission will not, with respect to the REMICs created hereunder, endanger such status or result in the imposition of such a tax; nor shall the Master Servicer take, or fail to take, any action (whether or not authorized hereunder) as to which the Trustee has advised it in writing that it has received an Opinion of Counsel to the effect that an Adverse REMIC Event could occur with respect to the taking, or omission of, such action. In addition, prior to taking, or failing to take, any action with respect to the REMICs or the assets of the REMICs, or causing, or failing to cause, the REMICs to take any action, which is not contemplated under the terms of this Agreement, the Master Servicer will consult with the Trustee or its designee, in writing, with respect to whether the taking, or omission of, such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and the Master Servicer shall not take, or fail to take, any such action, or cause, or fail to cause, any REMIC to take, any such action as to which the Trustee has advised it in writing that an Adverse REMIC Event could occur. The Trustee may consult with counsel to provide such written advice, and the cost of same shall be borne by the party seeking to take or not take the action other than as permitted by this Agreement, but in no event shall such cost be an expense of the Trustee. At all times as may be required by the Code, the Trustee will ensure that substantially all of the assets of the REMICs created hereunder will consist of “qualified mortgages” as defined in Section 860G(a)(3) of the Code and “permitted investments” as defined in Section 860G(a)(5) of the Code.


 
198
 



(g) In the event that any tax is imposed on “prohibited transactions” of any REMIC created hereunder as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of any REMIC as defined in Section 860G(c) of the Code, on any contributions to any REMIC after the Startup Day therefor pursuant to Section 860G(d) of the Code, or any other tax is imposed by the Code or any applicable provisions of state or local tax laws, such tax shall be charged (i) to the Trustee pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trustee of any of its obligations under this Article X, (ii) to the Master Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Master Servicer of any of its obligations under Article III or this Article X or otherwise, (iii) to the Master Servicer as provided in Section 3.05 and (iv) against amounts related to such REMIC and the Loan Group to which such REMIC relates on deposit in the Certificate Account and shall be paid by withdrawal therefrom to the extent not required to be paid by the Master Servicer or the Trustee pursuant to another provision of this Agreement.

(h) On or before April 15 of each calendar year, commencing April 15, 2007, the Trustee shall deliver to the Master Servicer and the Rating Agency a Certificate from a Responsible Officer of the Trustee stating the Trustee’s compliance with this Article X.

(i) The Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis.

(j) Following the Startup Day, the Trustee shall not accept any contributions of assets to the REMICs other than in connection with any Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04 unless it shall have received an Opinion of Counsel to the effect that the inclusion of such assets in the REMICs will not cause REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as REMICs at any time that any Certificates are outstanding or subject either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to any tax under the REMIC Provisions or other applicable provisions of federal, state and local law or ordinances.


 
199
 



(k) Neither the Trustee nor the Master Servicer shall enter into any arrangement under which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.

Section 10.02. Prohibited Transactions and Activities.

None of the Depositor, the Master Servicer or the Trustee shall (except as otherwise expressly permitted under the terms of this Agreement) (1) sell, dispose of or substitute for any of the Mortgage Loans (except in connection with (i) the foreclosure of a Mortgage Loan, including but not limited to, the acquisition or sale of a Mortgaged Property acquired by deed in lieu of foreclosure, (ii) the bankruptcy of the Trust Fund, (iii) the termination of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to Article IX of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a purchase of defective or defaulted Mortgage Loans pursuant to Article II or III of this Agreement), nor acquire any assets for the Trust Fund (other than REO Property acquired in respect of a defaulted Mortgage Loan), (2) sell or dispose of any investments in the Custodial Account or the Certificate Account for gain, (3) accept any contributions to the REMICs after the Closing Date (other than a Qualified Substitute Mortgage Loan delivered in accordance with Section 2.04), in each case, unless it has received an Opinion of Counsel, addressed to the Trustee (at the expense of the party seeking to cause such sale, disposition, substitution, acquisition or contribution, but in no event at the expense of the Trustee) that such sale, disposition, substitution, acquisition or contribution will not (a) affect adversely the status of REMIC 1, REMIC 2, REMIC 3 or REMIC 4 as REMICs or (b) cause the Trust Fund to be subject to a tax on “prohibited transactions” or “contributions” pursuant to the REMIC Provisions.

Section 10.03. Master Servicer and Trustee Indemnification.

(a) The Trustee agrees to indemnify the Trust Fund, the Depositor, and the Master Servicer for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of a breach of the Trustee’s covenants set forth in this Article X.

(b) The Master Servicer agrees to indemnify the Trust Fund, the Depositor and the Trustee for any taxes and costs including, without limitation, any reasonable attorneys' fees imposed on or incurred by the Trust Fund, the Certificate Insurer, the Depositor or the Trustee, as a result of a breach of the Master Servicer's covenants set forth in Article III or this Article X, in each case with respect to compliance with the REMIC Provisions.


 
200
 

ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01. Amendment.

This Agreement may be amended from time to time by the Depositor, the Master Servicer and the Trustee, with the consent of the Certificate Insurer (so long as no Insurer Default has occurred and is continuing) without the consent of any of the Certificateholders or the Swap Provider, (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein or to correct any error, (iii) to amend this Agreement in any respect subject to the provisions in clauses (A) and (B) below, or (iv) if such amendment, as evidenced by an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, is reasonably necessary to comply with any requirements imposed by the Code or any successor or amendatory statute or any temporary or final regulation, revenue ruling, revenue procedure or other written official announcement or interpretation relating to federal income tax laws or any proposed such action which, if made effective, would apply retroactively to the Trust Fund at least from the effective date of such amendment; provided that such action (except any amendment described in (iv) above) shall not adversely affect in any material respect the interests of any Certificateholder (other than Certificateholders who shall consent to such amendment), the Certificate Insurer (if an Insurer Default has occurred and is continuing) and the Swap Provider, as evidenced by (A) an Opinion of Counsel (provided by the Person requesting such amendment) delivered to the Trustee, the Swap Provider and the Certificate Insurer and (B) a letter from each Rating Agency, confirming that such amendment shall not cause it to lower its rating on any of the Certificates without taking the Certificate Guaranty Insurance Policy into account.

This Agreement may also be amended from time to time by the Depositor, the Master Servicer and the Trustee with the consent of the Certificate Insurer and Holders of Certificates entitled to at least 66-2/3% of the Voting Rights for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Holders of any Class of Certificates in a manner other than as described in (i), without the consent of the Holders of Certificates of such Class evidencing at least 66-2/3% of the Voting Rights of such Class, or (iii) reduce the aforesaid percentage of Certificates the Holders of which are required to consent to any such amendment, without the consent of the Holders of all Certificates then outstanding. Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.01, Certificates registered in the name of the Sponsor or the Master Servicer or any affiliate thereof shall be entitled to Voting Rights with respect to matters described in (i), (ii) and (iii) of this paragraph.


 
201
 



Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless they shall have first received an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment will not result in the imposition of any tax on either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 pursuant to the REMIC Provisions or cause either REMIC 1, REMIC 2, REMIC 3 or REMIC 4 to fail to qualify as a REMIC at any time that any Certificates are outstanding.

Promptly after the execution of any such amendment the Trustee shall furnish a copy of such amendment or a written statement describing the amendment to each Certificateholder, with a copy to the Rating Agencies, the Certificate Insurer and the Swap Provider.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer nor the Trustee shall (i) enter into any amendment to Section 4.09 or Section 4.01(l)(vii) or (m)(vii) of this Agreement without the prior written consent of the Swap Provider or (ii) enter into an amendment of this Agreement, as evidenced by an Officer's Certificate of the Depositor, that could reasonably be expected to have a materially adverse effect on the Swap Provider without the Swap Provider's consent, which consent shall not be unreasonably withheld, conditioned or delayed.

Prior to executing any amendment pursuant to this Section, the Trustee shall be entitled to receive an Opinion of Counsel (provided by the Person requesting such amendment) to the effect that such amendment is authorized or permitted by this Agreement. The cost of any Opinion of Counsel delivered pursuant to this Section 11.01 shall be an expense of the party requesting such amendment, but in any case shall not be an expense of the Trustee.

The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section that affects its rights, duties and immunities under this Agreement or otherwise.

Section 11.02. Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Master Servicer at the expense of the Certificateholders, but only upon direction of the Depositor accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.


 
202
 



For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 11.03. Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as expressly provided for herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a notice of an Event of Default, or of a default by the Sponsor or the Trustee in the performance of any obligation hereunder, and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 51% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder, the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.


 
203
 



Section 11.04. Governing Law.

This Agreement and the Certificates shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Section 11.05. Notices.

All demands, notices and direction hereunder shall be in writing and shall be deemed effective upon receipt when delivered to (a) in the case of the Depositor, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (b) in the case of Impac Funding, 19500 Jamboree Road, Irvine, California 92612, Attention: General Counsel, or such other address as may hereafter be furnished to the other parties hereto in writing; (c) in the case of the Trustee, to its Corporate Trust Offices, or such other address as may hereafter be furnished to the other parties hereto in writing; (d) in the case of the Rating Agencies, Standard & Poor’s, 55 Water Street, 41st Floor, New York, NY 10041, Attention: Asset Backed Surveillance Department; and Moody’s, Moody’s Investors Service, Inc., Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007; (e) in the case of the Certificate Insurer, Ambac Assurance Corporation, One State Street Plaza, New York, New York 10004, Attention: Consumer Asset-Backed Securities Group or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Certificate Insurer; or (f) in the case of the Swap Provider, Bank of America, N.A., 233 South Wacker Drive, Suite 2800, Chicago, IL 60606 or such other address as may be hereafter furnished to the Depositor, the Trustee and the Master Servicer in writing by the Swap Provider. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

Section 11.06. Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

Section 11.07. Successors and Assigns.

The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and assigns of the parties hereto, and all such provisions shall inure to the benefit of the Trustee, the Certificate Insurer and the Certificateholders.


 
204
 



Section 11.08. Article and Section Headings.

The article and Section headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning hereof.

Section 11.09. Notice to Rating Agencies.

The Trustee shall use its best efforts to promptly provide notice to each Rating Agency and the Certificate Insurer referred to below with respect to each of the following of which it has actual knowledge:

1. Any material change or amendment to this Agreement;

2. The occurrence of any Event of Default that has not been cured;

3. The resignation or termination of the Master Servicer or the Trustee;

4. The repurchase or substitution of Mortgage Loans pursuant to Section 2.04;

5. The final payment to Certificateholders; and

6. Any change in the location of the Custodial Account or the Certificate Account.

In addition, the Trustee shall promptly furnish to each Rating Agency copies of each report to Certificateholders described in Section 4.02; and the Master Servicer shall promptly furnish to each Rating Agency copies of each annual independent public accountants' servicing report received as described in Section 3.20.

Any such notice pursuant to this Section 11.09 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) in the case of Standard & Poor's, 55 Water Street, 41st Floor, New York, New York 10041, Attention: Asset Backed Surveillance Department and (ii) in the case of Moody's, Residential Mortgage Monitoring Department, 99 Church Street, New York, New York 10007, or, in each case, such other address as either such Rating Agency may designate in writing to the parties thereto.

Section 11.10. Rights of the Certificate Insurer.

(a) The Certificate Insurer is an express third-party beneficiary of this Agreement.

(b) On each Distribution Date the Trustee shall make available to the Certificate Insurer a copy of the reports made available to the Certificateholders and the Depositor on such Distribution Date.


 
205
 



(c) The Trustee shall provide to the Certificate Insurer copies of any report, notice, Opinion of Counsel, Officers’ Certificate, request for consent or request for amendment to any document related hereto promptly upon the Trustee’s production or receipt thereof.

(d) Unless an Insurer Default exists, the Trustee, the Depositor and the Master Servicer shall not agree to any amendment to this Agreement without first having obtained the prior written consent of the Certificate Insurer, which consent shall not be unreasonably withheld.

(e) So long as there does not exist a failure by the Certificate Insurer to make a required payment under the Certificate Guaranty Insurance Policy, the Certificate Insurer will have the right to exercise all rights of the Holders of the Class 1-AM Certificates and the Class 2-A Certificates under this Agreement (including voting rights) without the consent of the Holders.

Section 11.11. Control by the Certificate Insurer.

With respect to the Class 1-AM Certificates and Class 2-A Certificates only, the Certificate Insurer, or, if an Insurer Default exists, the Holders of a majority of the Class 1-AM Certificates and Class 2-A Certificates shall have the right (subject to the provisions of Section 11.03) to direct the time, method and place of conducting any proceeding for any remedy available to the Trustee with respect to the Class 1-AM Certificates and Class 2-A Certificates or exercising any trust or power conferred on the Trustee; provided that:

(i) such direction shall not be in conflict with any rule of law or with this Agreement:

(ii) if an Insurer Default exists, any direction to the Trustee to sell or liquidate the Trust Fund shall be by Holders of Certificates representing not less than 100% of the Certificate Principal Balance of the Certificates;

(iii) the Trustee may take any other action deemed proper by the Trustee that is not inconsistent with such direction of the Holders of Certificates representing a majority of the Certificate Principal Balance of the Certificates.

Notwithstanding the rights of Certificateholders set forth in this Section 11.11 the Trustee need not take any action that it determines might involve it in liability unless such Holders of Certificates or the Certificate Insurer shall have offered security or indemnity satisfactory to the Trustee, against the costs, expenses and liabilities which might be incurred by it in compliance with such request, order or direction.

The Trustee shall not be deemed to have knowledge of an Insurer Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless the Trustee received written notice of such Insurer Default.


 
206
 



Section 11.12. Third Party Rights.

The Swap Provider and the Cap Counterparties shall be express third-party beneficiaries of this Agreement to the extent of their express rights to receive payments under this Agreement or any other express rights of the Swap Provider and the Cap Counterparties explicitly stated in this Agreement, and shall have the right to enforce such rights under this Agreement as if the Swap Provider and the Cap Counterparties were parties hereto.
 
 
 
 
 
 
 
 
 
207
 


IN WITNESS WHEREOF, the Depositor, the Master Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized all as of the day and year first above written.
 
IMPAC SECURED ASSETS CORP.,
Depositor
 
By: /s/ Gretchen Verdugo            
Name: Gretchen Verdugo
Title: EVP & CFO
 
IMPAC FUNDING CORPORATION,
 
Master Servicer
 
By: /s/ Gretchen Verdugo            
Name: Gretchen Verdugo
Title: EVP & CFO
 
DEUTSCHE BANK NATIONAL TRUST COMPANY,
Trustee
 
By: /s/ Marion Hogan              
Name: Marion Hogan
Title: Associate
 
By: /s/ Barbara Campbell            
Name: Barbara Campbell
Title: Vice President
 
 
 
 
Agreed and accepted to with respect to
its obligations under Section 9.01(a)

IMPAC MORTGAGE HOLDINGS, INC.
(solely with respect to its obligations under
Section 9.01(a))

By: /s/ Gretchen Verdugo            
Name: Gretchen Verdugo
Title: EVP & CFO

 
 
 


STATE OF CALIFORNIA
)
 
) ss.:
COUNTY OF ORANGE
)
 
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Secured Assets Corp., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Matt Parsons            
     Notary Public
 
[Notarial Seal]
 

 
 
 


STATE OF CALIFORNIA
)
 
) ss.:
COUNTY OF ORANGE
)
 
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Funding Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Matt Parsons            
     Notary Public
 
[Notarial Seal]
 

 
 
 


STATE OF CALIFORNIA
)
 
) ss.:
COUNTY OF ORANGE
)
 
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Marion Hogan, known to me to be a(n) Associate of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Nadia Nguyen            
    Notary Public
 
[Notarial Seal]

 
 
 


STATE OF CALIFORNIA
)
 
) ss.:
COUNTY OF ORANGE
)
 
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Barbara Campbell, known to me to be a(n) Vice President of Deutsche Bank National Trust Company, one of the entities that executed the within instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Nadia Nguyen            
    Notary Public
 
[Notarial Seal]
 
 
 

STATE OF CALIFORNIA
)
 
) ss.:
COUNTY OF ORANGE
)
 
On the 29th day of March, 2007, before me, a notary public in and for said State, personally appeared Gretchen Verdugo, known to me to be a(n) EVP & CFO of Impac Mortgage Holdings, Inc., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Matt Parsons            
     Notary Public
 
[Notarial Seal]
 
 
 
 
EXHIBIT A
 
FORM OF CLASS A CERTIFICATE
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
 
[FOR THE CLASS 1-A1-[A][B][C] [1-AM] CERTIFICATES] [PRIOR TO THE TERMINATION OF THE GROUP 1 SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).]
 
[FOR THE CLASS 2-A CERTIFICATES] [PRIOR TO THE TERMINATION OF THE GROUP 2 SUPPLEMENTAL INTEREST TRUST, ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).]
 

A-1
 
Certificate No. 1
  
Adjustable Pass-Through Rate
     
Class [1-A1-[A][B][C]] [1-AM] [2-A]
Senior
    
     
Date of Pooling and Servicing Agreement and Cut-off Date: March 1, 2007
  
Percentage Interest: [_]%
     
First Distribution Date: April 25, 2007
  
Aggregate Initial [Certificate Principal] [Notional] Balance of the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates: $[_____________]
     
Master Servicer:
  
Initial [Certificate Principal] [Notional]
     
Impac Funding Corporation
  
Balance of this Certificate:
     
   
$[____________]
     
Assumed Final
  
CUSIP: [_________]
Distribution Date: [_____________], 20__
    

 
MORTGAGE PASS-THROUGH CERTIFICATE
 
SERIES 2007-2
 
evidencing a percentage interest in the distributions allocable to the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
 
[For the Class 1-A1-[A][B][C] [1-AM] Certificates] [This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.]
 

A-2

[For the Class 2-A Certificates] [This Certificate is payable solely from the assets of the Trust Fund and the Certificate Guaranty Insurance Policy, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.]
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates, both as specified above) in certain distributions with respect to the Trust Fund consisting primarily of an interest in a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates on such Distribution Date.
 
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
 

A-3

Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal.
 
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
 
[For the Class 2-A Certificates] [Ambac Assurance Corporation, in consideration of the payment of the premium and subject to the terms of the Certificate Guaranty Insurance Policy, has unconditionally and irrevocably guaranteed the payment of an amount equal to the Insured Amount (as defined in the Certificate Guaranty Insurance Policy) with respect to the Class 2-A Certificates with respect to each Distribution Date.]
 
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
 
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
[For the Class 1-A1-[A][B][C] [1-AM] Certificates] [Prior to the termination of the Group 1 Supplemental Interest Trust, any transferee shall be deemed to have made the representations in Section 5.02(c) of the Agreement.]

[For the Class 2-A Certificates] [Prior to the termination of the Group 2 Supplemental Interest Trust, any transferee shall be deemed to have made the representations in Section 5.02(c) of the Agreement.]
 

A-4
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

A-5

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [1-A1-[A][B][C]] [1-AM] [2-A] Certificates referred to in the within-mentioned Agreement.
 
 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


A-6

ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

A-7

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          &am p;#1 60;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.

 
A-8

EXHIBIT B-1
 
FORM OF CLASS M CERTIFICATE
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [THE CLASS 1-M-1 CERTIFICATES] [,] [AND] [THE CLASS 1-M-2 CERTIFICATES] [,] [AND] [THE CLASS 1-M-3 CERTIFICATES] [,] [AND] [THE CLASS 1-M-4 CERTIFICATES] [,] [AND] [THE CLASS 1-M-5 CERTIFICATES] [,] [AND] [THE CLASS 1-M-6 CERTIFICATES] [,] [AND] [THE CLASS 1-M-7 CERTIFICATES] [,] [AND] [THE CLASS 1-M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
 

B-1-1

ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).
 
Certificate No. 1
Adjustable Pass-Through Rate
   
Class 1-M-[1][2][3][4][5][6][7][8]
Aggregate Initial Certificate Principal
 
Balance of the Class 1-M-[1][2][3][4][5][6][7][8] Certificates:
   
 
$[____________]
   
Date of Pooling and Servicing
Initial Certificate Principal Balance of this Certificate:
   
Agreement and Cut-off Date:
 
March 1, 2007
$[____________]
   
First Distribution Date:
CUSIP: [________]
April 25, 2007
  
   
Master Servicer:
  
Impac Funding Corporation
  
   
Assumed Final Distribution Date:
  
[________ __], 20__
  

 
MORTGAGE PASS-THROUGH CERTIFICATE
 
SERIES 2007-2
 
evidencing a percentage interest in any distributions allocable to the Class 1-M-[1][2][3][4][5][6][7][8] Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.

 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

B-1-2
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class 1-M-[1][2][3][4][5][6][7][8] Certificates, both as specified above) in certain distributions with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class 1-M-[1][2][3][4][5][6][7][8] Certificates on such Distribution Date.
 
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
 
Any transferee shall be deemed to have made the representations set forth in Section 5.02(c) of the Agreement.
 
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal and any Realized Losses allocable hereto.

This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).

B-1-3
 
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
 
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
 

B-1-4
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 
B-1-5

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 

Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class 1-M-[1][2][3][4][5][6][7][8] Certificates referred to in the within-mentioned Agreement.
 

 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


B-1-6
 
ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
B-1-7

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          & amp; #160;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.

 
B-1-8

EXHIBIT B-2
 
FORM OF CLASS B CERTIFICATE
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [THE CLASS 1-M-1 CERTIFICATES] [,] [AND] [THE CLASS 1-M-2 CERTIFICATES] [,] [AND] [THE CLASS 1-M-3 CERTIFICATES] [,] [AND] [THE CLASS 1-M-4 CERTIFICATES] [,] [AND] [THE CLASS 1-M-5 CERTIFICATES] [,] [AND] [THE CLASS 1-M-6 CERTIFICATES] [,] [AND] [THE CLASS 1-M-7 CERTIFICATES] [,] [AND] [THE CLASS 1-M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE SHALL INITIALLY BE ISSUED AS ONE OR MORE CERTIFICATES REGISTERED IN THE NAME OF THE DEPOSITORY OR ITS NOMINEE AND, EXCEPT AS PROVIDED BELOW, REGISTRATION OF SUCH CERTIFICATES MAY NOT BE TRANSFERRED BY THE TRUSTEE EXCEPT TO ANOTHER DEPOSITORY THAT AGREES TO HOLD SUCH CERTIFICATES FOR THE RESPECTIVE CERTIFICATE OWNERS WITH OWNERSHIP INTERESTS THEREIN. THE CERTIFICATE OWNERS SHALL HOLD THEIR RESPECTIVE OWNERSHIP INTERESTS IN AND TO EACH OF SUCH BOOK-ENTRY CERTIFICATES THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY AND, EXCEPT AS PROVIDED BELOW, SHALL NOT BE ENTITLED TO DEFINITIVE CERTIFICATES IN RESPECT OF SUCH OWNERSHIP INTERESTS. ALL TRANSFERS BY CERTIFICATE OWNERS OF THEIR RESPECTIVE OWNERSHIP IN THE BOOK-ENTRY CERTIFICATES SHALL BE MADE IN ACCORDANCE WITH THE PROCEDURES ESTABLISHED BY THE DEPOSITORY PARTICIPANT OR BROKERAGE FIRM REPRESENTING SUCH CERTIFICATE OWNER. EACH DEPOSITORY PARTICIPANT SHALL TRANSFER THE OWNERSHIP INTERESTS ONLY IN THE BOOK-ENTRY CERTIFICATES OF CERTIFICATE OWNERS IT REPRESENTS OR OF BROKERAGE FIRMS FOR WHICH IT ACTS AS AGENT IN ACCORDANCE WITH THE DEPOSITORY’S NORMAL PROCEDURES. THE TRUSTEE SHALL NOT BE REQUIRED TO MONITOR, DETERMINE OR INQUIRE AS TO COMPLIANCE WITH THE TRANSFER RESTRICTIONS WITH RESPECT TO THE BOOK-ENTRY CERTIFICATES, AND THE TRUSTEE SHALL HAVE NO LIABILITY FOR TRANSFERS OF OWNERSHIP INTERESTS IN THE BOOK-ENTRY CERTIFICATES MADE THROUGH THE BOOK-ENTRY FACILITIES OF THE DEPOSITORY OR BETWEEN OR AMONG DEPOSITORY PARTICIPANTS OR CERTIFICATE OWNERS, MADE IN VIOLATION OF THE APPLICABLE RESTRICTIONS.
 

B-2-1

ANY TRANSFEREE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 5.02(C) OF THE AGREEMENT (AS DEFINED BELOW).
 
Certificate No. 1
Adjustable Pass-Through Rate
   
Class 1-B
Aggregate Initial Certificate Principal
   
 
Balance of the Class 1-B Certificates:
   
 
$[____________]
   
Date of Pooling and Servicing
Initial Certificate Principal Balance of this Certificate:
   
Agreement and Cut-off Date:
 
   
March 1, 2007
$[____________]
   
First Distribution Date:
CUSIP: [________]
   
April 25, 2007
  
   
Master Servicer:
  
   
Impac Funding Corporation
  
   
Assumed Final Distribution Date:
  
   
[________ __], 20__
  
 
MORTGAGE PASS-THROUGH CERTIFICATE
 
SERIES 2007-2
 
evidencing a percentage interest in any distributions allocable to the Class 1-B Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 

B-2-2

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Initial Certificate Principal Balance of this Certificate by the aggregate Initial Certificate Principal Balance of all Class 1-B Certificates, both as specified above) in certain distributions with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered on the Business Day immediately preceding such Distribution Date (the “Record Date”), from the Available Funds in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount of interest and principal, if any, required to be distributed to Holders of Class 1-B Certificates on such Distribution Date.
 
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
 
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
 

B-2-3

The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
 
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
Any transferee shall be deemed to have made the representations set forth in Section 5.02(c) of the Agreement.
 
No transfer of this Class 1-B Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is to be made, (i) the Trustee shall require an opinion of counsel acceptable to and in form and substance satisfactory to the Trustee that such transfer is exempt (describing the applicable exemption and the basis therefor) from or is being made pursuant to the registration requirements of the Securities Act of 1933, as amended, and of any applicable statute of any state and (ii) the transferee and transferor shall execute a representation letter in the form described by the Agreement. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Company and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 

B-2-4

The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
 

B-2-5

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory
 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class 1-B Certificates referred to in the within-mentioned Agreement.
 
 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


B-2-6

ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed


B-2-7

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          & amp; #160;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.


 
B-2-8

EXHIBIT B-3
 
FORM OF CLASS C CERTIFICATE
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.
 
NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.
 

 
B-3-1

 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORMS THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED INTEREST RATE SWAP AGREEMENT, AND BY THE RELATED CAP COUNTERPARTY, PURSUANT TO THE RELATED CAP CONTRACTS, TO THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO UPDATE SUCH FORMS (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES WITH THE FOREGOING CONDITIONS, AND (II) THE PROPOSED MAJORITY HOLDER OF THE CLASS [1][2]-C CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED FROM THE RELATED SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE RELATED SWAP PROVIDER, PURSUANT TO THE RELATED INTEREST RATE SWAP AGREEMENT, AND BY THE RELATED CAP COUNTERPARTY, PURSUANT TO THE RELATED CAP CONTRACTS, TO THE RELATED SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE, AS THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FOR, SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SWAP PROVIDER AND RELATED CAP COUNTERPARTY. EACH HOLDER OF THIS CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE TRUSTEE, AS THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE, FORWARDING TO THE RELATED SWAP PROVIDER AND RELATED CAP COUNTERPARTY ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES OR TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE AGREEMENT.

B-3-2


Certificate No. [ ]
  
   
Class [1][2]-C
Aggregate Initial Notional Amount of the Class [1][2]-C Certificates:
   
 
$_____________]
   
Date of Pooling and Servicing
Initial Notional Amount of this Certificate:
   
Agreement and Cut-off Date:
 
   
March 1, 2007
$[_____________]
   
First Distribution Date:
Initial Certificate Principal Balance
   
April 25, 2007
of this Certificate $[_________]
   
Master Servicer:
Percentage Interest of this
   
Impac Funding Corporation
Certificate: [___]%
   
Assumed Final Distribution Date:
CUSIP: [_________]
   
[_______ ___], 20--
  
 
MORTGAGE PASS-THROUGH CERTIFICATE
 
SERIES 2007-2
 
evidencing percentage interest in the distributions allocable to the Class [1][2]-C Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other or obligation secured by or payable from payments on the Certificates.
 

B-3-3

This certifies that Deutsche Bank National Trust Company is the registered owner of the Percentage Interest evidenced by this Class [1][2]-C Certificate (obtained by dividing the Original Class [1][2]-C Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Impac Secured Assets Corp. (the “Company”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of March 1, 2007 (the “Agreement”) among the Company, as depositor, Impac Funding Corporation, as master servicer (the “Master Servicer”) and Deutsche Bank National Trust Company, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class [1][2]-C Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class [1][2]-C Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date (the “Record Date”), from the Available Distribution Amount in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to Holders of Class [1][2]-C Certificates on such Distribution Date.
 
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
 
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York.
 
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
 
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.

As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 

B-3-4
 
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 

B-3-5

The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 
B-3-6

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory
 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [1][2]-C Certificates referred to in the within-mentioned Agreement.
 
 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


B-3-7

ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto _____________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 

Dated:
  
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed


B-3-8

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          & amp; #160;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.

B-3-9

EXHIBIT B-4
 
FORM OF CLASS P CERTIFICATE
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.
 
NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.
 

B-4-1


Certificate No. [  ]
  
   
Class [1][2]-P
Aggregate Initial Certificate Principal
   
 
Balance of the Class [1][2]-P Certificates:
   
 
$[_________]
   
Date of Pooling and Servicing
Initial Certificate Principal Balance of this Certificate Denomination:
   
Agreement and Cut-off Date:
$[_________]
March 1, 2007
  
   
First Distribution Date:
Percentage Interest of this Certificate:
April 25, 2007
[___]%
   
Master Servicer:
CUSIP: [_________]
Impac Funding Corporation
  
   
Assumed Final Distribution Date:
  
[________ ___], 20__
  
 
MORTGAGE PASS-THROUGH CERTIFICATE
 
SERIES 2007-2
 
evidencing a percentage interest in any distributions allocable to the Class [1][2]-P Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Deutsche Bank National Trust Company is the registered owner of the Percentage Interest evidenced by this Class [1][2]-P Certificate (obtained by dividing the Denomination of this Class [1][2]-P Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust Fund consisting primarily of a pool adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement; to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 

B-4-2
 
Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the “Distribution Date”), commencing as described in the Agreement, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date (the “Record Date”), from the Available Distribution Amount in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of Prepayment Charges and principal, if any) required to be distributed to Holders of Class [1][2]-P Certificates on such Distribution Date.
 
Distributions on this Certificate will be made either by the Trustee or by a Paying Agent appointed by the Trustee either in immediately available funds (by wire transfer or otherwise) for the account of the Person entitled thereto if such Person shall have so notified the Trustee or such Paying Agent at least 5 Business Days prior to the related Record Date, or by check mailed to the address of the Person entitled thereto, as such name and address shall appear on the Certificate Register.
 
Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose in the City and State of New York. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of the distributions allocable to principal allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
 
The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event the Master Servicer advances funds with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders.
 

B-4-3

As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 

B-4-4

The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.
 

 
B-4-5

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory
 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [1][2]-P Certificates referred to in the within-mentioned Agreement.
 
 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


B-4-6
 
ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
 
 
 

(Please print or typewrite name and address including postal zip code of assignee)
 
the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
 
 
Dated:
  
 
Signature by or on behalf of assignor



B-4-7

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          & amp; #160;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.


 
B-4-8

EXHIBIT B-5
 
FORM OF CLASS R CERTIFICATE
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(C) OF THE AGREEMENT OR AN OPINION OF COUNSEL AS PROVIDED IN SECTION 5.02(C) THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT (THE “AGREEMENT”).
 
THIS CLASS R CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.
 

B-5-1

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(A)(2)(C) OF THE CODE, (D) ANY ELECTING LARGE PARTNERSHIP WITHIN THE MEANING OF SECTION 775(A) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C) OR (D) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”) OR (D) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND (4) SUCH TRANSFEREE IS NOT A NON-UNITED STATES PERSON. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR NON-UNITED STATE PERSON OR AN AGENT OF A DISQUALIFIED ORGANIZATION OR NON-UNITED STATES PERSON, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 

B-5-2


Certificate No. 1
  
   
Class R
  
   
Date of Pooling and Servicing
Percentage Interest: 100%
   
Agreement and Cut-off Date:
March 1, 2007
  
   
First Distribution Date:
April 25, 2007
  
   
Master Servicer:
Impac Funding Corporation
  
   
Assumed Final Distribution Date:
[_________], 20__
CUSIP: [_________]
 
MORTGAGE PASS-THROUGH CERTIFICATE,
 
SERIES 2007-2
 
evidencing a percentage interest in any distributions allocable to the Class R Certificates with respect to a Trust Fund consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans formed and sold by IMPAC SECURED ASSETS CORP.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Impac Secured Assets Corp., the Master Servicer, the Trustee referred to below or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Impac Secured Assets Corp., the Master Servicer, the Trustee or any of their affiliates. None of the Company, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Impac Funding Corporation is the registered owner of the Percentage Interest evidenced by this Certificate stated above in certain distributions with respect to a Trust Fund, consisting primarily of a pool of adjustable-rate and fixed-rate, first and second lien, one-to-four family residential mortgage loans and adjustable-rate and fixed-rate, first lien multifamily and commercial mortgage loans (the “Mortgage Loans”), formed and sold by Impac Secured Assets Corp. (hereinafter called the “Company,” which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the “Agreement”) among the Company, the Master Servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.
 

B-5-3

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the Patent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the office or agency maintained by the Trustee.
 
This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Pass-Through Certificates of the Series specified hereon (herein collectively called the “Certificates”).
 
As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Trustee, the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them.
 
No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Company in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Company of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Master Servicer or the Company; or there shall be delivered to the Trustee and the Company a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Company against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit and agreement of the proposed transferee and (b) a transfer affidavit of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and agreement and to deliver a transfer affidavit to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee, and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, the Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class [R] Certificate in violation of the restrictions mentioned above.
 

B-5-4
 
The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the Percentage Interests of each Class of Certificates affected thereby and with the consent of the Certificate Insurer. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Certificate Insurer and the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an, assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees.
 
The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

B-5-5
 
The Company, the Master Servicer and the Trustee and any agent of the Company, the Master Servicer or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary.
 
This Certificate shall be governed by and construed in accordance with the laws of the State of New York.
 
The Group 1 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 1 Mortgage Loans as of the Cut-off Date. The Group 2 Certificates are subject to termination in whole, but not in part, by the Master Servicer, on or after the Distribution Date on which the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the end of the related Due Period is less than or equal to 10% of the aggregate Stated Principal Balance of the Group 2 Mortgage Loans as of the Cut-off Date; provided, however, that no such purchase will be permitted if it would result in a draw on the Certificate Guaranty Insurance Policy, unless the Certificate Insurer consents in writing to such purchase.
 
Unless the certificate of authentication hereon has been executed by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

 
B-5-6

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: March 29, 2007
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory
 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [R] Certificates referred to in the within-mentioned Agreement.
 
 
DEUTSCHE BANK NATIONAL
TRUST COMPANY
as Trustee
 
 
 
By:______________________________
Authorized Signatory


B-5-7
 
ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
 
 
 

(Please print or typewrite name and address including postal zip code of assignee)
 
the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.
 
I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
 
Dated:
  
 
Signature by or on behalf of assignor



B-5-8


DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to                                          & amp; #160;                 ,
for the account of                                        ,
account number___________, or, if mailed by check, to                ,
Applicable statements should be mailed to                                .
 
This information is provided by                                ,
the assignee named above, or                                     ,
as its agent.

B-5-9

EXHIBIT C
 
FORM OF CUSTODIAN’S INITIAL CERTIFICATION
 
_______________, 20___
 
Impac Funding Corporation
19500 Jamboree Road
Irvine, California 92612
 
 
Re:
Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., Impac Funding Corporation and Deutsche Bank National Trust Company, Mortgage Pass-Through Certificates, Series 2007-2
     
Ladies and Gentlemen:
 
In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: (i) all documents required to be included in the Mortgage File are in its possession; (ii) such documents have reviewed by it and appear regular on their face and relate to such Mortgage Loan; and (iii) based on examination by it, and only as to such documents, the information set forth in items (iii) and (iv) of the definition or description of “Mortgage Loan Schedule” is correct.
 
The Custodian has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Custodian makes no representation that any documents specified in clause (vi) of Section 2.01 should be included in any Mortgage File. The Custodian makes no representations as to and shall not be responsible to verify: (i) the validity, legality, sufficiency, enforceability, due authorization, recordability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan, or (iii) the existence of any assumption, modification, written assurance or substitution agreement with respect to any Mortgage File if no such documents appear in the Mortgage File delivered to the Custodian.
 

C-1

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement.
 
 
[_______________________________]
   
 
By: _______________________________
   
 
Name:
   
 
Title:

 
C-2

EXHIBIT D
 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
______________, 20__
 
Impac Funding Corporation
19500 Jamboree Road
Irvine, California 92612
 
Ambac Assurance Corporation
One State Street Plaza
New York, New York 10004
 
 
Re:
Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., Impac Funding Corporation and Deutsche Bank National Trust Company, Mortgage Pass-Through Certificates, Series 2007-2
     
Ladies and Gentlemen:
 
In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it has received the documents set forth in Section 2.01.
 
The Custodian has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Custodian makes no representation that any documents specified in clause (vi) of Section 2.01 should be included in any Mortgage File. The Custodian makes no representations as to and shall not be responsible to verify: (i) the validity, legality, sufficiency, enforceability, due authorization, recordability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) the existence of any assumption, modification, written assurance or substitution agreement with respect to any Mortgage File if no such documents appear in the Mortgage File delivered to the Custodian.

D-1

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement.
 
 
[_______________________________]
   
 
By: _______________________________
   
 
Name:
   
 
Title:


 
D-2

EXHIBIT E
 
FORM OF REMITTANCE REPORT

FNMA LENDER NUMBER
CUTOFF DATE
INVESTOR LOAN NUMBER
LOAN NUMBER
OTHER LOAN NUMBER
BORROWER NAME
BORROWER FIRST NAME
LENDER NUMBER
LOAN NOTE RATE
SCHEDULED NOTE RATE
PREVIOUS INDEX VALUE
NEW INDEX VALUE
LOAN PAYMENT AMOUNT
LOAN SCHEDULED PAYMENT AMOUNT
Reserved for future use
Date data posted to system
                        

FNMA LENDER NUMBER
INTEREST REMITTED
SCHEDULED PRINCIPAL AMOUNT
CURTAILMENT AMOUNT
PRINCIPAL ADJUSTMENTS
FORECLOSURE PRINCIPAL
LIQUIDATION PRINCIPAL
PAYOFF DATE
LOAN STATUS
BEGINNING INVESTOR BALANCE
SCHEDULED PART PRINCIPAL
REO PROPERTY NUMBER
Reserved for future use
scheduled interest
      
Used for liquidation principal
Used for prepays-in-full
    
Beginning scheduled balance
Ending scheduled balance
  

FNMA LENDER NUMBER
INTEREST PAID TO DATE
RATE NEXT CHANGE
PMT NEXT CHANGE
FORECLOSURE STATUS
SALE CURRENT SERVICE FEE RATE
SERVICER CUSTNO
MASTER SERVICER FEE
ARM PLAN CODE
LOAN PARTICIPANT PRINCIPAL
INVESTOR CUSTNO
SALE NUMBER
INVESTOR TYPE
PURCHASE NUMBER
Reserved for future use
      
Status code for loans in
  
Servicer
ID #
    
Actual UPB
Investor ID #
      
       
foreclosure and REO
                  

FNMA LENDER NUMBER
BANKRUPTCY STATUS
PROPERTY STREET NUMBER
PROPERTY STREET NAME
PROPERTY CITY
STATE CODE
ZIP CODE
ORIGINAL TERM
ORIGINAL LOAN BALANCE
ORIGINAL RATE
ORIGINAL PAYMENT AMOUNT
FIRST PAYMENT DATE
LOAN REMAINING TERM
MATURITY DATE
Reserved for future use
                          
                           


E-1


FNMA LENDER NUMBER
RATE LIFE CAP
RATE CHANGE FREQUENCY
SINGLE DEBIT PART PRINCIPAL
ACTUAL PRINCIPAL COLLECTED
ACTUAL INTEREST COLLECTED
REO LOSS
INTEREST ADJUSTMENT ON PAYOFF
INTEREST ADJUSTMENT ON REO
MASTER SERVICE FEE EARNED
Reserved for future use
                  
                   


INVESTOR_REMITTANCE_HISTORY
          
LOAN
NUMBER
INVESTOR
LOAN NUMBER
INVESTOR
CUST NUMBER
SALE
NUMBER
LOAN STATUS
LOAN STATUS DATE
ANCILLARY FEES
REMITTED INV
ANCILLARY FEES
REMITTED OTHER
113631871
1103631871
3621
32
2
15-Feb-07
0
0


 
E-2

EXHIBIT F-1
 
REQUEST FOR RELEASE
 
(for Custodian)
 
Loan Information
    
 
Name of Mortgagor:
___________________________
 
Master Servicer
  
 
Loan No.:
___________________________
     
Trustee
    
 
Name:
___________________________
 
Address:
___________________________
   
___________________________
     
 
Trustee
  
 
Mortgage File No.:
___________________________

F-1-1


Request for Requesting Documents (check one):
 
1. Mortgage Loan Liquidated.
 
(The Master Servicer hereby certifies that all proceeds of foreclosure, insurance or other liquidation have been finally received and deposited into the Custodial Account to the extent required pursuant to the Pooling and Servicing Agreement.)
 
2. Mortgage Loan in Foreclosure.
 
3. Mortgage Loan Repurchased Pursuant to Section 9.01 of the Pooling and Servicing Agreement.
 
4. Mortgage Loan Repurchased Pursuant to Article II of the Pooling and Servicing Agreement.
 
(The Master Servicer hereby certifies that the repurchase price has been deposited into the Custodial Account pursuant to the Pooling and Servicing Agreement.)
 
5. Other (explain).
 
 
 
 
 
 
 

 

F-1-2

The undersigned Master Servicer hereby acknowledges that it has received from the Trustee for the Holders of Mortgage Pass-Through Certificates, Series 2007-2, the documents referred to below (the “Documents”). All capitalized terms not otherwise defined in this Request for Release shall have the meanings given them in the Pooling and Servicing Agreement, dated as of March 1, 2007 (the “Pooling and Servicing Agreement”), among Impac Secured Assets Corp., Impac Funding Corporation and the Trustee.
 
( )
Promissory Note dated _________________, 200_, in the original principal sum of $__________, made by __________________, payable to, or endorsed to the order of, the Trustee.
 
( )
Mortgage recorded on _________________________ as instrument no. ___________ in the County Recorders Office of the County of ______________________, State of _____________________ in book/reel/docket of official records at page/image _______________.
 
( )
Deed of Trust recorded on ____________________ as instrument no._____________ in the County Recorder’s Office of the County of ______________________, State of _____________________in book/reel/docket __________________ of official records at page/image ________________.
 
( )
Assignment of Mortgage or Deed of Trust to the Trustee, recorded on _______________ as instrument no. ______________ in the County Recorder’s Office of the County of ________________, State of ___________________ in book/reel/docket ____________ of official records at page/image ___________.
 
( )
Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage.
 
 
( )
___________________________
 
 
( )
___________________________
 
 
( )
___________________________
 
 
( )
___________________________
 

 

F-1-3

The undersigned Master Servicer hereby acknowledges and agrees as follows:
 
(1) The Master Servicer shall hold and retain possession of the Documents in trust for the benefit of the Trustee, solely for the purposes provided in the Agreement.
 
(2) The Master Servicer shall not cause or knowingly permit the Documents to become subject to, or encumbered by, any claim, liens, security interest, charges, writs of attachment or other impositions nor shall the Master Servicer assert or seek to assert any claims or rights of setoff to or against the Documents or any proceeds thereof.
 
(3) The Master Servicer shall return each and every Document previously requested from the Mortgage File to the Custodian when the need therefor no longer exists, unless the Mortgage Loan relating to the Documents has been liquidated and the proceeds thereof have been remitted to the Custodial Account and except as expressly provided in the Agreement.
 
(4) The Documents and any proceeds thereof, including any proceeds of proceeds, coming into the possession or control of the Master Servicer shall at all times be earmarked for the account of the Trustee, and the Master Servicer shall keep the Documents and any proceeds separate and distinct from all other property in the Master Servicer’s possession, custody or control.
 
 
IMPAC FUNDING CORPORATION
 
 
 
By:______________________________
Title:_____________________________

Date: _________________, 200_
 

 
F-1-4

EXHIBIT F-2
 
REQUEST FOR RELEASE
 
[Mortgage Loans Paid in Full]
 
OFFICER’S CERTIFICATE AND TRUST RECEIPT
 
MORTGAGE PASS-THROUGH CERTIFICATES
 
SERIES 2007-2
 
_____________________________________ HEREBY CERTIFIES THAT HE/SHE IS AN OFFICER OF THE MASTER SERVICER, HOLDING THE OFFICE SET FORTH BENEATH HIS/HER SIGNATURE, AND HEREBY FURTHER CERTIFIES AS FOLLOWS:
 
WITH RESPECT TO THE MORTGAGE LOANS, AS THE TERM IS DEFINED IN THE POOLING AND SERVICING AGREEMENT DESCRIBED IN THE ATTACHED SCHEDULE:
 
ALL PAYMENTS OF PRINCIPAL, PREMIUM (IF ANY), AND INTEREST HAVE BEEN MADE.
 
LOAN NUMBER: _____________________
BORROWER’S NAME: ________________
   
COUNTY: ___________________________
  


F-2-1

WE HEREBY CERTIFY THAT ALL AMOUNTS RECEIVED IN CONNECTION WITH SUCH PAYMENTS, WHICH ARE REQUIRED TO BE DEPOSITED IN THE CUSTODIAL ACCOUNT PURSUANT TO SECTION 3.10 OF THE POOLING AND SERVICING AGREEMENT, HAVE BEEN OR WILL BE CREDITED.
 
_________ ____________
DATED: _____________________
 
 
// VICE PRESIDENT
 
 
// ASSISTANT VICE PRESIDENT
  



 
F-2-2

EXHIBIT G-1
 
FORM OF INVESTOR REPRESENTATION LETTER
 
___________,200__
 
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
 
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
 
 
Re:
Impac Secured Assets Corp.
   
Mortgage Pass-Through Certificates Series 2007-2, Class [_] Certificates
     
Ladies and Gentlemen:
 
______________ (the “Purchaser”) intends to purchase from ______________ (the “Seller”) $_________ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2007-2, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007 among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Purchaser hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
 
1. The Purchaser understands that (a) the Certificates have not been and will not be registered or qualified under the Securities Act of 1933, as amended (the “Act”) or any state securities law, (b) the Company is not required to so register or qualify the Certificates, (c) the Certificates may be resold only if registered and qualified pursuant to the provisions of the Act or any state securities law, or if an exemption from such registration and qualification is available, (d) the Pooling and Servicing Agreement contains restrictions regarding the transfer of the Certificates and (e) the Certificates will bear a legend to the foregoing effect.

2. The Purchaser is acquiring the Certificates for its own account for investment only and not with a view to or for sale in connection with any distribution thereof in any manner that would violate the Act or any applicable state securities laws.
 

G-1-1
 
3. The Purchaser is (a) a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters, and, in particular, in such matters related to securities similar to the Certificates, such that it is capable of evaluating the merits and risks of investment in the Certificates, (b) able to bear the economic risks of such an investment and (c) an “accredited investor” within the meaning of Rule 501 (a) promulgated pursuant to the Act.
 
4. The Purchaser has been furnished with, and has had an opportunity to review (a) a copy of the Pooling and Servicing Agreement and (b) such other information concerning the Certificates, the Mortgage Loans and the Company as has been requested by the Purchaser from the Company or the Seller and is relevant to the Purchaser’s decision to purchase the Certificates. The Purchaser has had any questions arising from such review answered by the Company or the Seller to the satisfaction of the Purchaser.
 
5. The Purchaser has not and will not nor has it authorized or will it authorize any person to (a) offer, pledge, sell, dispose of or otherwise transfer any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition of other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) otherwise approach or negotiate with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) make any general solicitation by means of general advertising or in any other manner or (e) take any other action, that (as to any of (a) through (e) above) would constitute a distribution of any Certificate under the Act, that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Purchaser will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.

 
Very truly yours,
   
 
_________________________________
(Purchaser)
 
By:______________________________
 
Name:____________________________
 
Title:_____________________________


 
G-1-2

EXHIBIT G-2
 
FORM OF TRANSFEROR REPRESENTATION LETTER
 
______________,200___
 
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
 
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
 
 
Re:
Impac Secured Assets Corp.
   
Mortgage Pass-Through Certificates, Series 2007-2, Class [] Certificates
     
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2007-2, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007 among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer, Deutsche Bank National Trust Company, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:

Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
G-2-1

 
 
Very truly yours,
   
 
_________________________________
(Seller)
 
By:______________________________
 
Name:____________________________
 
Title:_____________________________


 
G-2-2

EXHIBIT G-3
 
FORM OF RULE 144A INVESTMENT REPRESENTATION
 
Description of Rule 144A Securities, including numbers:
 
Impac Secured Assets Corp.
 
Mortgage Pass-Through Certificates
 
Series 2007-2, Class ____, No. ____
 
The undersigned seller, as registered holder (the “Transferor”), intends to transfer the Rule 144A Securities described above to the undersigned buyer (the “Buyer”).
 
1. In connection with such transfer and in accordance with the agreements pursuant to which the Rule 144A Securities were issued, the Transferor hereby certifies the following facts: Neither the Transferor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, which would constitute a distribution of the Rule 144A Securities under the Securities Act of 1933, as amended (the “1933 Act”), or which would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, and that the Transferor has not offered the Rule 144A Securities to any person other than the Buyer or another “qualified institutional buyer” as defined in Rule 144A under the 1933 Act.
 
2. The Buyer warrants and represents to, and covenants with, the Transferor, the Trustee and the Master Servicer pursuant to Section 5.02 of the Pooling and Servicing Agreement as follows:
 
a. The Buyer understands that the Rule 144A Securities have not been registered under the 1933 Act or the securities laws of any state.
 
b. The Buyer considers itself a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Rule 144A Securities.

c. The Buyer has been furnished with all information regarding the Rule 144A Securities that it has requested from the Transferor, the Trustee or the Master Servicer.
 

G-3-1
 
d. Neither the Buyer nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security from, or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Rule 144A Securities under the 1933 Act or that would render the disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Rule 144A Securities.
 
e. The Buyer is a “qualified institutional buyer” as that term is defined in Rule 144 under the 1933 Act and has completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. The Buyer is aware that the sale to it is being made in reliance on Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own account or the account of other qualified institutional buyers, understands that such Rule 144 Securities may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the 1933 Act.
 
3. The Buyer warrants and represents to, and covenants with, the Transferor, the Servicer and the Company that either (1) the Buyer is not an employee benefit plan within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) (“Plan”), or a plan within the meaning of Section 4975(e)(1) of the Internal Revenue Code of 1986 (the “Code”) (also a “Plan”), and the Buyer is not directly or indirectly purchasing the Rule 144A Securities on behalf of, as investment manager of, as named fiduciary of, as trustee of, or with assets of a Plan, or (2) the Buyer has provided the Trustee with the opinion letter required by section 5.02(c) of the Pooling and Servicing Agreement.
 
4. This document may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same document.

 
G-3-2

IN WITNESS WHEREOF, each of the parties has executed this document as of the date set forth below.
 

________________________________
________________________________
Print Name of Transferor
Print Name of Buyer
   
By: ________________________________
By: ________________________________
   
Name:
Name:
   
Title:
Title:
   
   
Taxpayer Identification:
Taxpayer Identification:
   
No. ________________________________
No. ________________________________
   
Date: ____________________________
Date: ____________________________


 
G-3-3

ANNEX 1 TO EXHIBIT G-
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
 
[For Buyers Other Than Registered Investment Companies]
 
The undersigned hereby certifies as follows in connection with the Rule 144A Investment Representation to which this Certification is attached:
 
1. As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.
 
2. In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $____________________1  in securities (except for the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Buyer satisfies the criteria in the category marked below.
 
____
Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code.
 
____
Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statement, a copy of which is attached hereto.
 
____
Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements.

____
Broker-dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.
 
                
1 Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.

G-3-4
 
____
Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.
 
____
State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.
 
____
ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.
 
____
Investment Adviser. The Buyer is an investment adviser registered under the Investment Advisers Act of 1940.
 
____
SBIC. The Buyer is a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.
 
____
Business Development Company. The Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940.
 
____
Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust company and whose participants are exclusively (a) plans established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees, or (b) employee benefit plans within the meaning of Title I of the Employee Retirement Income Security Act of 1974, but is not a trust fund that includes as participants individual retirement accounts or H.R. 10 plans.
 
3. The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.
 
4. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer’s direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934.
 

G-3-5

5. The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.
 
___ Yes
___ No
Will the Buyer be purchasing the Rule 144A Securities only for the Buyer’s own account?
     
6. If the answer to the foregoing question is “no”, the Buyer agrees that, in connection with any purchase of securities sold to the Buyer for the account of a third party (including any separate account) in reliance on Rule 144A, the Buyer will only purchase for the account of a third party that at the time is a “qualified institutional buyer” within the meaning of Rule 144A. In addition, the Buyer agrees that the Buyer will not purchase securities for a third party unless the Buyer has obtained a current representation letter from such third party or taken other appropriate steps contemplated by Rule 144A to conclude that such third party independently meets the definition of “qualified institutional buyer” set forth in Rule 144A.
 
7. The Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of Rule 144A Securities will constitute a reaffirmation of this certification as of the date of such purchase.
 

 
________________________________
Print Name of Buyer
   
 
By: ________________________________
Name:
Title:
   
 
Date: ________________________________


G-3-6

ANNEX 2 TO EXHIBIT G-3
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
 
[For Buyers That Are Registered Investment Companies]
 
The undersigned hereby certifies as follows in connection with the Rule 144A Investment Representation to which this Certification is attached:
 
1. As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933 (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.
 
2. In connection with purchases by Buyer, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, and (ii) as marked below, the Buyer alone, or the Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used.
 
____       The Buyer owned $_______________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).
 
____       The Buyer is part of a Family of Investment Companies which owned in the aggregate $____________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).
 
3. The term “Family of Investment Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).
 
4. The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) bank deposit notes and certificates of deposit, (iii) loan participations, (iv) repurchase agreements, (v) securities owned but subject to a repurchase agreement and (vi) currency, interest rate and commodity swaps.

5. The Buyer is familiar with Rule 144A and understands that each of the parties to which this certification is made are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer’s own account.
 

G-3-7
 
6. The undersigned will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice, the Buyer’s purchase of Rule 144A Securities will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.
 
 
________________________________
 
Print Name of Buyer
   
 
By: ________________________________
Name:
Title:
   
 
IF AN ADVISER:
 
________________________________
Print Name of Buyer
   
   
 
Date: ________________________________


 
G-3-8

EXHIBIT G-4
 
FORM OF TRANSFEROR CERTIFICATE
 
______________, 200__
 
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, California 92612
 
DB Services Tennessee
648 Grassmere Park Road
Nashville, Tennessee 37211-3658
Attention: Transfer Unit
 
 
Re:
Impac Secured Assets Corp.
   
Mortgage Pass-Through Certificates
Series 2007-2, Class [R] 
     
Ladies and Gentlemen:
 
This letter is delivered to you in connection with the sale by _________________ (the “Seller”) to __________________________________ (the “Purchaser”) of a ____% Percentage Interest in the Mortgage Pass-Through Certificates, Series 2007-2, Class [R] “Certificates”), issued pursuant to Section 5.02 of the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor (the “Company”), Impac Funding Corporation, as master servicer and Deutsche Bank National Trust Company, as trustee (the “Trustee”). All terms used herein and not otherwise defined shall have the meaning set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:
 
1. No purpose of the Seller relating to the sale of the Certificates by the Seller to the Purchaser is or will be to impede the assessment or collection of any tax.
 
2. The Seller understands that the Purchaser has delivered to the Trustee and the Master Servicer a transfer affidavit and agreement in the form attached to the Pooling and Servicing Agreement as Exhibit G-5. The Seller does not know or believe that any representation contained therein is false.

3. The Seller has at the time of the transfer conducted a reasonable investigation of the financial condition of the Purchaser as contemplated by Treasury Regulations Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Seller has determined that the Purchaser has historically paid its debts as they have become due and has found no significant evidence to indicate that the Purchaser will not continue to pay its debts as they become due in the future. The Seller understands that the transfer of the Certificates may not be respected for United States income tax purposes (and the Seller may continue to be liable for United States income taxes associated therewith) unless the Seller has conducted such an investigation.
 

G-4-1
 
4. The Seller has no actual knowledge that the proposed Transferee is a Disqualified Organization, an agent of a Disqualified Organization or a Non-United States Person.
 

 
Very truly yours,
 
_________________________________
(Seller)
 
By:______________________________
 
Name:____________________________
 
Title:_____________________________

 
G-4-2

EXHIBIT G-5
 
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
 
STATE OF
)
 
:ss.
COUNTY OF
)

___________________, being first duly sworn, deposes, represents and warrants:
 
1. That he/she is [Title of Officer] of [Name of Owner], a [savings institution] [corporation] duly organized and existing under the laws of [the State of __________] [the United States], (the “Investor”), (record or beneficial owner of the Class R Certificates (the “Certificates”) on behalf of which he/she makes this affidavit and agreement). This Class R Certificates were issued pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as depositor (the “Depositor”), Impac Funding Corporation, as master servicer (the “Master Servicer”), and Deutsche Bank National Trust Company, as trustee (the “Trustee”).
 
1. The Investor is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Investor is not acquiring its Ownership Interest in the Certificates for the account of a Person other than a Permitted Transferee.
 
2. The Investor has been advised and understands that (i) a tax will be imposed on Transfers of the Certificates to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the Transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if a subsequent transferee furnishes to such Person an affidavit that such subsequent transferee is a Permitted Transferee, and at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.
 
3. The Investor has been advised and understands that a tax will be imposed on a “pass-through entity” holding the Certificates if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity. The Investor understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury regulations, Persons holding interests in pass-through entities as a nominee for another Person.)

4. The Investor has reviewed the provisions of Section 5.02(e) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificates, including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding any prohibited Transfers and mandatory sales. The Investor expressly agrees to be bound by, and to abide by, such provisions of the Agreement and the restrictions noted on the face of the Certificates. The Investor understands and agrees that any breach of any of the representations included herein shall render the Transfer of the Certificates to the Investor contemplated hereby null and void. The Investor consents to any amendment of the Agreement that shall be deemed necessary by the Depositor (upon advice of nationally recognized counsel) to constitute a reasonable arrangement to ensure that the Certificate will not be owned directly or indirectly by a Person other than a Permitted Transferee.
 

G-5-1
 
5. The Investor agrees not to Transfer the Certificates, or cause the Transfer of the Certificates by a Person for whom the Investor is acting as nominee, trustee or agent, in each case unless (i) it has received an affidavit in substantially the same form as this affidavit containing these same representations and covenants from the subsequent transferee. In connection with any such Transfer by the Investor, the Investor agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit G-4 to the Agreement to the effect that the Investor has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.
 
6. The Investor has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes associated with holder an Ownership Interest in the Certificates may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due. The Investor does not have the intention, and no purpose of the Transfer of the Certificates to the Investor is, to impede the assessment or collection of any tax legally required to be paid with respect to the Certificates.
 
7. The Investor’s U.S. taxpayer identification number is [_____________].
 
8. The Investor is a United States Person.
 
9. The Investor is aware that the Certificates may be a “noneconomic residual interest” within the meaning of Treasury regulations promulgated under Section 860E of the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.
 
10. The Investor will not cause income from the Certificates to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
11. Check one of the following:
 
o  The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(7) and (8) and, accordingly:

(i) the present value of the anticipated tax liabilities associated with holding the Certificates does not exceed the sum of:

G-5-2
 
 
(a)
the present value of any consideration given to the Investor to acquire such Certificates;
 
 
(b)
the present value of the expected future distributions on such Certificates; and
 
 
(c)
the present value of the anticipated tax savings associated with holding such Certificates as the related REMIC generates losses; and
 
(ii) the Transfer of the Certificates will not result in such Certificates being held, directly or indirectly, by a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Investor or any other United States Person.
 
For purposes of the calculation in clause (i) above, (x) the Investor is assumed to pay tax at the highest rate currently specified in Section 11(b)(1) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b)(1) of the Code if the Investor has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (y) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Investor.
 
 o The Transfer of the Certificates complies with U.S. Treasury Regulation Sections 1.860E-1(c)(5) and (6) and, accordingly:
 
 
(i)
the Investor is an “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), as to which income from the Certificates will only be taxed in the United States;
 
 
(ii)
at the time of the Transfer, and at the close of the Investor’s two fiscal years preceding the fiscal year of the transfer, the Investor had gross assets for financial reporting purposes (excluding any obligation of a “related person” to the Investor within the meaning of U.S. Treasury Regulation Section 1.860E-1(c)(6)(ii) and any other asset the principal purpose of which is to permit the Investor to satisfy the condition of this clause (ii)) in excess of $100 million and net assets in excess of $10 million;
 
 
(iii)
the Investor will transfer the Certificates only to another “eligible corporation,” as defined in U.S. Treasury Regulation Section 1.860E-1(c)(6)(i), in a transaction in which the requirements of U.S. Treasury Regulation Sections 1.860E-1(c)(4)(i), (ii) and (iii) and -1(c)(5) are satisfied and, accordingly, the subsequent transferee provides a similar affidavit with this box checked; and

 
(iv)
the Investor determined the consideration paid to it to acquire the Certificates based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Investor) that it has determined in good faith and has concluded that such consideration, together with other assets of the Investor, will be sufficient to cover the taxes associated with the Certificates.
 
 

G-5-3
 
o None of the above.
 
11. (a) The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to ERISA or Section 4975 of the Code (any of the foregoing, a “Plan”), (ii) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R. § 2510.3-101 or otherwise under ERISA, and (iii) will not be transferred to any entity that is deemed to be investing in plan assets within the meaning of the DOL regulation, 29 C.F.R. § 2510.3-101 or otherwise under ERISA; or
 
(b) The Investor will provide the Trustee with an opinion of counsel, as specified in Section 5.02(c) of the Agreement, acceptable to and in form and substance satisfactory to the Trustee to the effect that the purchase of Certificates is permissible under applicable law, will not constitute or result in any non-exempt prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Trustee, the Depositor or the Master Servicer to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in the Agreement.
 
In addition, the Investor hereby certifies, represents and warrants to, and covenants with, the Depositor, the Trustee and the Master Servicer that the Investor will not transfer such Certificates to any Plan or person unless either such Plan or person meets the requirements set forth in either (a) or (b) above.
 

G-5-4

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, by its [Title of Officer] and its corporate seal to be hereunto attached, attested by its [Assistant] Secretary, this ______ day of _____________, _____.
 

 
 
________________________________ [NAME OF INVESTOR]
 
 
By: ________________________________
[Name of Officer]
[Title of Officer]
   
[Corporate Seal]
 
 
ATTEST:
 
 
________________________________
[Assistant] Secretary
  


G-5-5

FORM OF TRANSFEROR AFFIDAVIT
 
STATE OF NEW YORK
)
  
 
)
ss.:
COUNTY OF NEW YORK
)
  

The undersigned is the [Title of Officer] of [Name of Transferor] (the “Owner”), the proposed transferor of an Ownership Interest in the Impac Secured Assets Corp., Mortgage pass-through Certificates, Series 2007-1, Class [R-1][R-2][R-3] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement (the “Agreement”) relating to the Certificate, dated as of [ ], 2007, among [ ], as depositor (the “Depositor”), [ ], as master servicer (“the Master Servicer”) and [ ], as trustee (the “Trustee”), and makes this affidavit on behalf of the Owner for the benefit of the Depositor and the Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement.
 
1. The Owner is not transferring the Certificate to impede the assessment or collection of any tax.
 
2. The Owner has no actual knowledge that the proposed Transferee of the Certificate: (i) has insufficient assets to pay any taxes that would be owed by such Transferee as Holder of the Certificate; (ii) may become insolvent or subject to a bankruptcy proceeding for so long as the Certificate remains outstanding; and (iii) is not a Permitted Transferee.
 
3. The Owner understands that the proposed Transferee has delivered to the Trustee a transfer affidavit and agreement in the form attached to the Pooling and Servicing Agreement as Exhibit F-2. The Owner does not know or believe that any representation contained therein is false.
 
4. At the time of transfer, the Owner has conducted a reasonable investigation of the financial condition of the proposed Transferee as contemplated by Treasury Regulation Section 1.860E-1(c)(4)(i) and, as a result of that investigation, the Owner has determined that the proposed Transferee has historically paid its debts as they became due and has found no significant evidence to indicate that the proposed Transferee will not continue to pay its debts as they become due in the future. The Owner understands that the transfer of the Certificate may not be respected for U.S. federal income tax purposes (and the Owner may continue to be liable for U.S. federal income taxes associated therewith) unless the Owner has conducted such an investigation.
 

G-5-6

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF OWNER]
                         
                         
           
By:
  
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
               
               
               

Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Owner, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Owner.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.

 
G-5-7

EXHIBIT H
 
MORTGAGE LOAN SCHEDULE


LOAN_ID            CITY1                                            ZIP_CODE   STATE              FIRST_PAY_DATE           MATURITY_DATE    AM_TYPE                BALLOON                    STATED_ORIGINAL_TERM            AMORT_TERM1              STATED_REM_TERM              ORIGINAL_BALANCE               CURRENT_BALANCE   LIEN                            SR_LIEN_BALANCE           TOTAL_BAL             JR_LIEN_BALANCE            SALES_PRICE           APPRAISAL           LOAN_TO_VALUE
1103584580         CHICAGO                                             60649   IL                       20060701                20360601    ARMS                   No                                          360                    360                          351                    172,500.00                    172,500.00   First Lien                                    -          218,500.00                   46,000.00                      -          230,000.00                   75.00
1103586631         PLAINFIELD                                          60585   IL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    140,000.00                    139,796.70   First Lien                                    -          175,000.00                   35,000.00                      -          175,000.00                   80.00
1103591424         CAPE CORAL                                          33990   FL                       20061001                20360901    FIXED                  No                                          360                    360                          354                    262,000.00                    261,030.66   First Lien                                    -          262,000.00                           -                      -          380,000.00                   68.95
1103601212         HEWLETT                                             11557   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,826,000.00                   35.60
1103603669         SAN CLEMENTE                                        92672   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    310,800.00                    310,800.00   First Lien                                    -          310,800.00                           -                      -          420,000.00                   74.00
1103605997         MIAMI                                               33131   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    428,000.00                    428,000.00   First Lien                                    -          428,000.00                           -                      -          535,000.00                   80.00
1103607944         LOS ANGELES                                         90016   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    472,500.00                    472,500.00   First Lien                                    -          567,000.00                   94,500.00             630,000.00          630,000.00                   75.00
1103608150         IRVINE                                              92606   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    409,200.00                    409,200.00   First Lien                                    -          545,600.00                  136,400.00             545,654.00          546,000.00                   74.99
1103608558         MIAMI                                               33032   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    128,792.00                    128,792.00   First Lien                                    -          160,990.00                   32,198.00             160,990.00          229,000.00                   80.00
1103611552         TUSTIN                                              92782   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          517,800.00                   57,800.00             578,655.00          579,000.00                   79.49
1103611725         MIAMI                                               33032   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    188,168.00                    188,168.00   First Lien                                    -          238,346.00                   50,178.00             250,891.00          278,000.00                   75.00
1103613851         SALTON CITY                                         92275   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    252,000.00                    252,000.00   First Lien                                    -          252,000.00                           -             315,000.00          315,000.00                   80.00
1103617300         HENDERSON                                           89015   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    157,500.00                    157,500.00   First Lien                                    -          199,500.00                   42,000.00             210,000.00          230,000.00                   75.00
1103622198         LONGBOAT KEY                                        34228   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                    200,000.00                    199,493.02   First Lien                                    -          200,000.00                           -                      -          710,000.00                   28.17
1103622952         DENVER                                              80207   CO                       20061201                20361201    ARMS                   Yes                                         360                    480                          356                    230,000.00                    229,670.36   First Lien                                    -          230,000.00                           -                      -          272,000.00                   84.56
1103623076         PERRIS                                              92571   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    232,000.00                    232,000.00   First Lien                                    -          290,000.00                   58,000.00             290,000.00          320,000.00                   80.00
1103623408         SAN JACINTO                                         92582   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    340,450.00                    340,450.00   First Lien                                    -          425,550.00                   85,100.00             425,609.00          426,000.00                   79.99
1103624184         MIAMI                                               33145   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                    532,000.00                    532,000.00   First Lien                                    -          665,000.00                  133,000.00                      -          665,000.00                   80.00
1103625191         SHIRLEY                                             11967   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    223,500.00                    223,123.38   First Lien                                    -          279,500.00                   56,000.00             280,000.00          280,000.00                   79.82
1103625345         DAVENPORT                                           33897   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                    220,000.00                    220,000.00   First Lien                                    -          275,000.00                   55,000.00             275,000.00          317,000.00                   80.00
1103626012         DOS PALOS                                           93620   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -             300,095.00          304,000.00                   79.97
1103627762         JACKSONVILLE                                        32210   FL                       20061101                20361001    FIXED                  No                                          360                    360                          355                    284,000.00                    282,635.48   First Lien                                    -          284,000.00                           -                      -          365,000.00                   77.81
1103628830         LAS VEGAS                                           89109   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    507,500.00                    507,500.00   First Lien                                    -          507,500.00                           -             725,000.00          930,000.00                   70.00
1103629224         COACHELLA                                           92236   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    265,600.00                    264,699.76   First Lien                                    -          332,000.00                   66,400.00             332,000.00          332,000.00                   80.00
1103629431         VAIL                                                85641   AZ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    224,000.00                    224,000.00   First Lien                                    -          224,000.00                           -                      -          285,000.00                   78.60
1103629858         WEST COVINA                                         91792   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    397,000.00                    397,000.00   First Lien                                    -          397,000.00                           -                      -          535,000.00                   74.21
1103630253         PHELAN                                              92371   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    298,350.00                    298,350.00   First Lien                                    -          298,350.00                           -                      -          351,000.00                   85.00
1103630450         JERICHO                                             11753   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    549,500.00                    549,500.00   First Lien                                    -          549,500.00                           -             785,000.00          786,000.00                   70.00
1103631161         PENSACOLA                                           32507   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    381,000.00                    381,000.00   First Lien                                    -          489,800.00                  108,800.00             544,342.00          549,000.00                   69.99
1103631249         LAS VEGAS                                           89109   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    609,000.00                    609,000.00   First Lien                                    -          609,000.00                           -             870,000.00        1,050,000.00                   70.00
1103631338         LAS VEGAS                                           89178   NV                       20070101                20361201    ARMS                   No                                          360                    360                          357                    414,400.00                    414,400.00   First Lien                                    -          518,000.00                  103,600.00                      -          518,000.00                   80.00
1103631564         COMPTON                                             90220   CA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    198,595.00                    198,053.46   First Lien                                    -          198,595.00                           -                      -          420,000.00                   47.28
1103631951         TUCSON                                              85715   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    862,500.00                    862,500.00   First Lien                                    -          920,000.00                   57,500.00                      -        1,150,000.00                   75.00
1103632042         DORAL                                               33166   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    186,130.00                    186,130.00   First Lien                                    -          252,605.00                   66,475.00             265,900.00          266,000.00                   70.00
1103632374         RUTHER GLEN                                         22546   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    188,100.00                    188,100.00   First Lien                                    -          188,100.00                           -                      -          198,000.00                   95.00
1103632425         OXNARD                                              93036   CA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    484,000.00                    482,403.41   First Lien                                    -          544,500.00                   60,500.00                      -          605,000.00                   80.00
1103632669         LAS VEGAS                                           89109   NV                       20070201                20370101    FIXED                  No                                          360                    360                          358                    369,000.00                    369,000.00   First Lien                                    -          369,000.00                           -                      -          615,000.00                   60.00
1103632722         LAS VEGAS                                           89109   NV                       20070201                20370101    FIXED                  No                                          360                    360                          358                    582,000.00                    582,000.00   First Lien                                    -          582,000.00                           -                      -          970,000.00                   60.00
1103632732         RAWLINS                                             82301   WY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    100,600.00                    100,600.00   First Lien                                    -          120,650.00                   20,050.00                      -          138,000.00                   72.90
1103632963         SAN DIEGO                                           92102   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    228,000.00                    228,000.00   First Lien                                    -          285,000.00                   57,000.00             285,000.00          285,000.00                   80.00
1103633014         STOCKTON                                            95209   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    504,000.00                    502,945.06   First Lien                                    -          567,000.00                   63,000.00                      -          630,000.00                   80.00
1103633115         DAVENPORT                                           33837   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    150,000.00                    150,000.00   First Lien                                    -          190,000.00                   40,000.00             200,000.00          200,000.00                   75.00
1103633151         SAN JOSE                                            95116   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    565,950.00                    565,950.00   First Lien                                    -          707,450.00                  141,500.00             707,454.00          710,000.00                   80.00
1103633224         STAMFORD                                             6902   CT                       20070101                20361201    ARMS                   No                                          360                    360                          357                    164,500.00                    164,500.00   First Lien                                    -          235,000.00                   70,500.00             235,000.00          235,000.00                   70.00
1103633318         GULFPORT                                            39507   MS                       20070201                20370101    ARMS                   No                                          360                    360                          358                    284,200.00                    284,200.00   First Lien                                    -          360,000.00                   75,800.00             379,000.00          475,000.00                   74.99
1103633412         SAN DIEGO                                           92101   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          540,000.00                   74.07
1103633673         OLD BRIDGE                                           8857   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          333,000.00                   55.56
1103633769         KEANSBURG                                            7734   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    142,500.00                    142,500.00   First Lien                                    -          142,500.00                           -                      -          190,000.00                   75.00
1103633982         TAMPA                                               33604   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    105,000.00                    104,764.70   First Lien                                    -          133,000.00                   28,000.00             140,000.00          140,000.00                   75.00
1103634051         SALINAS                                             93905   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    492,000.00                    491,017.97   First Lien                                    -          539,000.00                   47,000.00                      -          615,000.00                   80.00
1103634224         BAKERSFIELD                                         93308   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    244,000.00                    243,774.01   First Lien                                    -          305,000.00                   61,000.00             305,000.00          342,000.00                   80.00
1103634332         CARSON                                              90746   CA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    417,000.00                    415,591.91   First Lien                                    -          417,000.00                           -                      -          750,000.00                   55.60
1103634386         RINGGOLD                                            30736   GA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    148,000.00                    147,837.37   First Lien                                    -          148,000.00                           -             185,000.00          185,000.00                   80.00
1103634730         FRESNO                                              93720   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    146,050.00                    146,050.00   First Lien                                    -          208,650.00                   62,600.00             208,650.00          230,000.00                   70.00
1103635046         PERRIS                                              92570   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    380,000.00                    380,000.00   First Lien                                    -          380,000.00                           -                      -          475,000.00                   80.00
1103635508         HERALD                                              95638   CA                       20070201                20270101    FIXED                  No                                          240                    240                          238                    557,500.00                    555,080.77   First Lien                                    -          557,500.00                           -                      -          845,000.00                   65.98
1103635662         PERRIS                                              92570   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    298,800.00                    298,800.00   First Lien                                    -          298,800.00                           -                      -          332,000.00                   90.00
1103635709         DENVER                                              80221   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    240,000.00                    240,000.00   First Lien                                    -          304,000.00                   64,000.00                      -          320,000.00                   75.00
1103635773         CAMARILLO                                           93010   CA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    405,000.00                    403,664.00   First Lien                                    -          405,000.00                           -                      -          815,000.00                   49.69
1103635779         BELL GARDENS                                        90201   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    520,000.00                    519,594.35   First Lien                                    -          520,000.00                           -                      -          715,000.00                   72.73
1103635799         CANOGA PARK                                         91303   CA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    448,000.00                    448,000.00   First Lien                                    -          468,000.00                   20,000.00                      -          560,000.00                   80.00
1103635804         FORT COLLINS                                        80528   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    626,000.00                    626,000.00   First Lien                                    -          626,000.00                           -                      -        1,060,000.00                   59.06
1103635994         AURORA                                              80016   CO                       20070101                20361201    ARMS                   No                                          360                    360                          357                    510,000.00                    510,000.00   First Lien                                    -          510,000.00                           -                      -          755,000.00                   67.55
1103636117         SAN BERNARDINO                                      92407   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    405,000.00                    405,000.00   First Lien                                    -          405,000.00                           -                      -          540,000.00                   75.00
1103636219         ORLANDO                                             32819   FL                       20061201                20361101    ARMS                   No                                          360                    360                          356                    153,600.00                    153,214.10   First Lien                                    -          153,600.00                           -             192,000.00          192,000.00                   80.00
1103636277         EVANS                                               80620   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    126,750.00                    126,750.00   First Lien                                    -          160,550.00                   33,800.00             169,000.00          169,000.00                   75.00
1103636350         LAKELAND                                            33813   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    341,836.00                    341,836.00   First Lien                                    -          341,836.00                           -             466,836.00          470,000.00                   73.22
1103636410         HASTINGS                                            55033   MN                       20070201                20370101    FIXED                  No                                          360                    360                          358                    195,650.00                    195,650.00   First Lien                                    -          295,700.00                  100,050.00             311,300.00          317,000.00                   62.85
1103636504         RIALTO                                              92336   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
1103636520         ROCHESTER                                           55906   MN                       20070201                20220101    FIXED                  No                                          180                    180                          178                    131,500.00                    130,583.74   First Lien                                    -          131,500.00                           -                      -          330,000.00                   39.85
1103636655         HAMILTON CITY                                       95951   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    153,600.00                    153,600.00   First Lien                                    -          192,000.00                   38,400.00             192,000.00          192,000.00                   80.00
1103636716         YUCAIPA                                             92399   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    286,500.00                    286,500.00   First Lien                                    -          305,600.00                   19,100.00             382,000.00          385,000.00                   75.00
1103636729         PATERSON                                             7522   NJ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    304,000.00                    304,000.00   First Lien                                    -          380,000.00                   76,000.00             380,000.00          380,000.00                   80.00
1103636745         INGLEWOOD                                           90301   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -             175,000.00          190,000.00                   80.00
1103636795         TUSTIN                                              92782   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    560,150.00                    560,150.00   First Lien                                    -          560,150.00                           -           1,160,167.00        1,160,500.00                   48.28
1103636823         CHINO HILLS                                         91709   CA                       20070201                20220101    FIXED                  No                                          180                    180                          178                    650,000.00                    645,422.88   First Lien                                    -          650,000.00                           -                      -        1,000,000.00                   65.00
1103636850         LAKE ELSINORE                                       92530   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -             350,000.00          350,000.00                   80.00
1103636904         SPRING HILL                                         34606   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                     76,300.00                     76,300.00   First Lien                                    -           96,300.00                   20,000.00              96,300.00          102,000.00                   79.23
1103636905         OROVILLE                                            95966   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    160,000.00                    160,000.00   First Lien                                    -          180,000.00                   20,000.00             200,000.00          207,000.00                   80.00
1103636911         RANCHO CUCAMONGA                                    91730   CA                       20060401                20360301    ARMS                   No                                          360                    360                          348                    344,000.00                    340,828.80   First Lien                                    -          344,000.00                           -                      -          365,000.00                   94.25
1103636915         PENSACOLA                                           32507   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    268,200.00                    268,200.00   First Lien                                    -          344,800.00                   76,600.00             383,250.00          439,000.00                   69.98
1103636947         CHULA VISTA                                         91911   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
1103637007         LAS VEGAS                                           89107   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    168,750.00                    168,750.00   First Lien                                    -          213,750.00                   45,000.00             225,000.00          225,000.00                   75.00
1103637164         (GRANADA HILLS AREA) LOS                            91344   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    449,600.00                    449,600.00   First Lien                                    -          562,000.00                  112,400.00             562,000.00          565,000.00                   80.00
1103637218         OJAI                                                93023   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    498,750.00                    498,750.00   First Lien                                    -          665,000.00                  166,250.00                      -          665,000.00                   75.00
1103637474         JONESBORO                                           30236   GA                       20061101                20361001    FIXED                  No                                          360                    360                          355                    597,700.00                    587,635.07   First Lien                                    -          597,700.00                           -                      -          975,000.00                   61.30
1103637660         CLEARWATER                                          33767   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    305,000.00                    305,000.00   First Lien                                    -          305,000.00                           -                      -          585,000.00                   52.14
1103637690         OCEANSIDE                                           92054   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -        1,050,000.00                   47.24
1103637779         LAKE WORTH                                          33461   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    215,000.00                    215,000.00   First Lien                                    -          236,000.00                   21,000.00                      -          280,000.00                   76.79
1103637781         OLYMPIA                                             98501   WA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    556,000.00                    555,151.26   First Lien                                    -          556,000.00                           -                      -          725,000.00                   76.69
1103637846         POMONA                                              91767   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    219,500.00                    219,139.11   First Lien                                    -          219,500.00                           -                      -          345,000.00                   63.62
1103637870         LOS ANGELES                                         90002   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    248,400.00                    248,400.00   First Lien                                    -          298,100.00                   49,700.00             331,250.00          340,000.00                   74.99
1103637964         CORONA                                              92882   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    465,000.00                    465,000.00   First Lien                                    -          560,000.00                   95,000.00                      -          625,000.00                   74.40
1103637965         THOUSAND OAKS                                       91320   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    283,550.00                    283,550.00   First Lien                                    -          283,550.00                           -                      -          800,000.00                   35.44
1103637976         SAINT GEORGE                                        84770   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    112,000.00                    112,000.00   First Lien                                    -          112,000.00                           -                      -          160,000.00                   70.00
1103638046         WOODBRIDGE                                          22193   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    305,000.00                    305,000.00   First Lien                                    -          305,000.00                           -                      -          400,000.00                   76.25
1103638060         CYPRESS                                             90630   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    344,000.00                    343,900.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          430,000.00                   80.00
1103638077         LOS ANGELES                                         90037   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    182,000.00                    181,742.25   First Lien                                    -          247,000.00                   65,000.00             260,000.00          415,000.00                   70.00
1103638257         MIAMI                                               33032   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    155,315.00                    155,315.00   First Lien                                    -          155,315.00                           -             163,490.00          230,000.00                   95.00
1103638365         ELK RIVER                                           55330   MN                       20070201                20370101    ARMS                   No                                          360                    360                          358                    429,600.00                    429,600.00   First Lien                                    -          537,000.00                  107,400.00             537,000.00          537,000.00                   80.00
1103638398         BAY HARBOUR ISLAND                                  33154   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    184,000.00                    184,000.00   First Lien                                    -          230,000.00                   46,000.00             230,000.00          230,000.00                   80.00
1103638401         PENSACOLA                                           32507   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    475,500.00                    475,110.24   First Lien                                    -          611,300.00                  135,800.00             679,319.00          699,000.00                   70.00
1103638514         COMPTON                                             90221   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    305,000.00                    305,000.00   First Lien                                    -          305,000.00                           -                      -          425,000.00                   71.76
1103638571         FONTANA                                             92336   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    357,000.00                    357,000.00   First Lien                                    -          357,000.00                           -                      -          510,000.00                   70.00
1103638615         SOMERVILLE                                           2144   MA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    393,750.00                    393,750.00   First Lien                                    -          393,750.00                           -             525,000.00          525,000.00                   75.00
1103638677         HEMET                                               92544   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    176,000.00                    176,000.00   First Lien                                    -          220,000.00                   44,000.00             220,000.00          220,000.00                   80.00
1103638718         MANASSAS CITY                                       20110   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    337,600.00                    337,322.73   First Lien                                    -          422,000.00                   84,400.00                      -          422,000.00                   80.00
1103638729         MISSION VIEJO                                       92692   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    417,000.00                    417,000.00   First Lien                                    -          417,000.00                           -                      -          785,000.00                   53.12
1103638735         PANAMA CITY BEACH                                   32413   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -             350,000.00          399,000.00                   80.00
1103638743         BRAWLEY                                             92227   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    201,360.00                    201,360.00   First Lien                                    -          201,360.00                           -                      -          254,000.00                   79.28
1103638819         NATIONAL CITY                                       91950   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    250,000.00                    249,512.79   First Lien                                    -          250,000.00                           -                      -          495,000.00                   50.51
1103638840         TUCSON                                              85704   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    376,000.00                    376,000.00   First Lien                                    -          446,500.00                   70,500.00             470,000.00          470,000.00                   80.00
1103638846         PARAMOUNT                                           90723   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    545,300.00                    545,300.00   First Lien                                    -          701,100.00                  155,800.00             779,000.00          800,000.00                   70.00
1103638851         EDWARDS                                             81632   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    624,700.00                    624,700.00   First Lien                                    -          624,700.00                           -                      -          980,000.00                   63.74
1103638854         POINCIANA                                           34759   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    164,500.00                    164,500.00   First Lien                                    -          235,000.00                   70,500.00                      -          235,000.00                   70.00
1103638942         LAS VEGAS                                           89123   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    297,270.00                    297,270.00   First Lien                                    -          403,438.00                  106,168.00             424,672.00          480,000.00                   70.00
1103638960         JENSEN BEACH                                        34957   FL                       20070201                20220101    FIXED                  No                                          180                    180                          178                    155,500.00                    154,381.72   First Lien                                    -          155,500.00                           -                      -          294,000.00                   52.89
1103639011         DANA POINT                                          92629   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    496,300.00                    496,300.00   First Lien                                    -          638,100.00                  141,800.00                      -          709,000.00                   70.00
1103639017         CUMBERLAND                                          21502   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    112,000.00                    111,918.94   First Lien                                    -          140,000.00                   28,000.00                      -          140,000.00                   80.00
1103639029         TURLOCK                                             95380   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    228,000.00                    228,000.00   First Lien                                    -          228,000.00                           -                      -          326,000.00                   69.94
1103639156         VAN NUYS AREA                                       91405   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -                      -          575,000.00                   80.00
1103639160         LOS ANGELES                                         90011   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    216,000.00                    216,000.00   First Lien                                    -          216,000.00                           -                      -          400,000.00                   54.00
1103639186         SOUTH LAKE TAHOE                                    96150   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                     55,000.00                     54,850.00   First Lien                                    -           55,000.00                           -             445,000.00          450,000.00                   12.36
1103639192         DUBLIN                                              94568   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    378,000.00                    378,000.00   First Lien                                    -          378,000.00                           -                      -          850,000.00                   44.47
1103639194         SAN DIEGO                                           92127   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,215,067.00                  215,067.00           1,350,000.00        1,400,000.00                   74.07
1103639195         ALTADENA                                            91001   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    639,200.00                    639,200.00   First Lien                                    -          716,160.00                   76,960.00                      -          800,000.00                   79.90
1103639273         PERRIS                                              92571   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    361,600.00                    361,600.00   First Lien                                    -          452,000.00                   90,400.00                      -          470,000.00                   76.94
1103639318         KISSIMMEE                                           34743   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    187,000.00                    187,000.00   First Lien                                    -          187,000.00                           -                      -          287,000.00                   65.16
1103639326         EDWARDS                                             81632   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    797,000.00                    795,409.19   First Lien                                    -          797,000.00                           -                      -        2,270,000.00                   35.11
1103639331         CHICO                                               95928   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    588,000.00                    588,000.00   First Lien                                    -          588,000.00                           -                      -          735,000.00                   80.00
1103639417         MOJAVE                                              93501   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    209,300.00                    209,300.00   First Lien                                    -          269,100.00                   59,800.00             299,000.00          305,000.00                   70.00
1103639478         MIAMI                                               33127   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    159,000.00                    158,780.44   First Lien                                    -          159,000.00                           -                      -          212,000.00                   75.00
1103639507         CAPE CORAL                                          33909   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    180,000.00                    180,000.00   First Lien                                    -          225,000.00                   45,000.00             225,000.00          225,000.00                   80.00
1103639567         CHESAPEAKE                                          23322   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    552,400.00                    551,099.40   First Lien                                    -          552,400.00                           -             690,510.00          696,000.00                   80.00
1103639568         RICHMOND                                            23220   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    131,250.00                    131,250.00   First Lien                                    -          166,250.00                   35,000.00             175,000.00          210,000.00                   75.00
1103639572         ABERDEEN                                            21001   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    191,900.00                    191,900.00   First Lien                                    -          217,450.00                   25,550.00                      -          255,900.00                   74.99
1103639573         BALTIMORE                                           21244   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    190,000.00                    190,000.00   First Lien                                    -          190,000.00                           -                      -          246,000.00                   77.24
1103639580         PASADENA                                            21122   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    548,000.00                    548,000.00   First Lien                                    -          650,750.00                  102,750.00                      -          685,000.00                   80.00
1103639605         DARTMOUTH                                            2747   MA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    472,000.00                    471,208.55   First Lien                                    -          472,000.00                           -                      -          650,000.00                   72.62
1103639616         LAS VEGAS                                           89117   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    165,250.00                    165,250.00   First Lien                                    -          185,900.00                   20,650.00             206,610.00          207,000.00                   79.98
1103639617         LOS ANGELES                                         90064   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    599,200.00                    599,200.00   First Lien                                    -          748,200.00                  149,000.00             749,000.00          750,000.00                   80.00
1103639665         NOKESVILLE                                          20181   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    495,000.00                    495,000.00   First Lien                                    -          660,000.00                  165,000.00                      -          660,000.00                   75.00
1103639807         CANYON COUNTRY                                      91387   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -             440,000.00          440,000.00                   72.73
1103639815         HACKENSACK                                           7601   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    380,000.00                    380,000.00   First Lien                                    -          475,000.00                   95,000.00             475,000.00          476,000.00                   80.00
1103639866         RANCHO CUCAMONGA                                    91737   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -          750,000.00                   36.00
1103639867         LYNWOOD                                             90262   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00             420,000.00          420,000.00                   80.00
1103639875         GARDEN GROVE                                        92845   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    445,200.00                    445,200.00   First Lien                                    -          540,600.00                   95,400.00                      -          636,000.00                   70.00
1103639902         TAKOMA PARK                                         20912   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    224,000.00                    224,000.00   First Lien                                    -          304,000.00                   80,000.00             320,000.00          320,000.00                   70.00
1103639929         MISSION VIEJO                                       92691   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    525,000.00                    523,926.86   First Lien                                    -          525,000.00                           -                      -          910,000.00                   57.69
1103639974         RIVERSIDE                                           92509   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    333,750.00                    333,750.00   First Lien                                    -          394,750.00                   61,000.00                      -          445,000.00                   75.00
1103639979         SANTA MARIA                                         93454   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    363,750.00                    363,750.00   First Lien                                    -          363,750.00                           -                      -          485,000.00                   75.00
1103640004         SANTA MARIA                                         93454   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    313,500.00                    313,500.00   First Lien                                    -          313,500.00                           -                      -          405,000.00                   77.41
1103640107         HUNTINGTON BEACH                                    92647   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    481,850.00                    481,850.00   First Lien                                    -          481,850.00                           -                      -          642,500.00                   75.00
1103640124         SCOTTSDALE                                          85251   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    544,000.00                    544,000.00   First Lien                                    -          680,000.00                  136,000.00             680,000.00          680,000.00                   80.00
1103640158         SAN RAFAEL                                          94901   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    530,000.00                    529,015.63   First Lien                                    -          530,000.00                           -                      -        2,350,000.00                   22.55
1103640172         SAN BERNARDINO                                      92407   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    423,200.00                    423,200.00   First Lien                                    -          529,000.00                  105,800.00             529,000.00          529,000.00                   80.00
1103640195         LAKE HAVASU CITY                                    86403   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    364,000.00                    364,000.00   First Lien                                    -          364,000.00                           -                      -          455,000.00                   80.00
1103640236         STERLING                                            20165   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    200,000.00                    199,687.02   First Lien                                    -          200,000.00                           -                      -          300,000.00                   66.67
1103640267         COACHELLA                                           92236   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    150,000.00                    149,714.60   First Lien                                    -          150,000.00                           -                      -          315,000.00                   47.62
1103640282         LAS VEGAS                                           89109   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    616,000.00                    616,000.00   First Lien                                    -          616,000.00                           -             880,000.00        1,050,000.00                   70.00
1103640297         CHICAGO                                             60649   IL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    189,000.00                    188,822.94   First Lien                                    -          189,000.00                           -             210,000.00          210,000.00                   90.00
1103640353         OCALA                                               34472   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    140,000.00                    139,729.76   First Lien                                    -          140,000.00                           -                      -          175,000.00                   80.00
1103640357         HAGERSTOWN                                          21742   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    233,600.00                    233,252.18   First Lien                                    -          292,000.00                   58,400.00                      -          292,000.00                   80.00
1103640383         FRESNO                                              93703   CA                       20070201                20220101    FIXED                  No                                          180                    180                          178                    100,001.00                     99,326.07   First Lien                                    -          100,001.00                           -                      -          165,000.00                   60.61
1103640408         RIALTO                                              92376   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    352,000.00                    352,000.00   First Lien                                    -          440,000.00                   88,000.00             440,000.00          470,000.00                   80.00
1103640436         THOUSAND OAKS                                       91362   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    520,000.00                    520,000.00   First Lien                                    -          520,000.00                           -                      -        1,015,000.00                   51.23
1103640464         FORT MYERS                                          33966   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    135,920.00                    135,759.76   First Lien                                    -          135,920.00                           -             169,900.00          195,000.00                   80.00
1103640504         MENLO PARK                                          94025   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    550,000.00                    548,875.75   First Lien                                    -          550,000.00                           -                      -        1,050,000.00                   52.38
1103640511         POMONA                                              91768   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    385,000.00                    384,093.53   First Lien                                    -          522,500.00                  137,500.00                      -          550,000.00                   70.00
1103640526         PEORIA                                              85383   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    355,600.00                    355,600.00   First Lien                                    -          444,500.00                   88,900.00             444,500.00          525,000.00                   80.00
1103640559         WALNUT CREEK                                        94597   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    576,000.00                    576,000.00   First Lien                                    -          576,000.00                           -                      -          720,000.00                   80.00
1103640568         KANSAS CITY                                         64127   MO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    108,000.00                    107,911.44   First Lien                                    -          108,000.00                           -                      -          135,000.00                   80.00
1103640628         LOS ANGELES                                         91411   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          306,000.00                   34,000.00                      -          340,000.00                   80.00
1103640631         DALLAS                                              75201   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                    322,000.00                    321,520.55   First Lien                                    -          437,000.00                  115,000.00             460,000.00          460,000.00                   70.00
1103640659         SAN DIEGO                                           92124   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    290,500.00                    290,500.00   First Lien                                    -          290,500.00                           -                      -          415,000.00                   70.00
1103640693         LOS ALAMOS                                          93440   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          680,000.00                   66.18
1103640699         DEL REY                                             93616   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    105,000.00                    104,795.38   First Lien                                    -          105,000.00                           -                      -          192,000.00                   54.69
1103640711         SAN DIEGO                                           92105   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    166,000.00                    166,000.00   First Lien                                    -          166,000.00                           -                      -          360,000.00                   46.11
1103640727         LODI                                                95242   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    304,500.00                    304,499.99   First Lien                                    -          413,250.00                  108,750.00                      -          435,000.00                   70.00
1103640762         ELLICOTT CITY                                       21043   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    195,200.00                    195,200.00   First Lien                                    -          211,499.00                   16,299.00                      -          244,000.00                   80.00
1103640775         SCOTTSDALE                                          85262   AZ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    904,000.00                    904,000.00   First Lien                                    -        1,104,000.00                  200,000.00           1,130,000.00        1,130,000.00                   80.00
1103640778         LAWRENCEVILLE                                       30043   GA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    155,920.00                    155,920.00   First Lien                                    -          175,410.00                   19,490.00             194,900.00          196,000.00                   80.00
1103640793         CHANTILLY                                           20151   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          502,000.00                   80.00
1103640794         ANNANDALE                                           22003   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    580,000.00                    580,000.00   First Lien                                    -          580,000.00                           -                      -          725,000.00                   80.00
1103640798         HENDERSONVILLE                                      37075   TN                       20070101                20361201    ARMS                   No                                          360                    360                          357                    260,583.00                    260,583.00   First Lien                                    -          309,442.00                   48,859.00             325,729.00          326,000.00                   80.00
1103640806         FAIRFAX                                             22032   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    292,000.00                    291,103.03   First Lien                                    -          346,750.00                   54,750.00             365,000.00          390,000.00                   80.00
1103640816         CULPEPER                                            22701   VA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    417,000.00                    415,686.94   First Lien                                    -          498,690.00                   81,690.00                      -          525,000.00                   79.43
1103640822         STERLING                                            20165   VA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    368,000.00                    368,000.00   First Lien                                    -          414,000.00                   46,000.00             460,000.00          474,000.00                   80.00
1103640823         NORTH MIAMI BEACH                                   33160   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                    600,000.00                    600,000.00   First Lien                                    -          750,000.00                  150,000.00             750,000.00          818,000.00                   80.00
1103640825         BURKE                                               22015   VA                       20061201                20361201    FIXED                  Yes                                         360                    480                          356                    209,500.00                    209,096.23   First Lien                                    -          209,500.00                           -             372,500.00          385,000.00                   56.24
1103640827         MANTECA                                             95336   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    284,700.00                    284,700.00   First Lien                                    -          390,000.00                  105,300.00                      -          390,000.00                   73.00
1103640891         TUCSON                                              85730   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    144,000.00                    144,000.00   First Lien                                    -          144,000.00                           -                      -          180,000.00                   80.00
1103640932         SCOTTSDALE                                          85260   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          625,000.00                   80.00
1103640939         COLORADO SPRINGS                                    80918   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    182,000.00                    182,000.00   First Lien                                    -          247,000.00                   65,000.00             260,000.00          264,000.00                   70.00
1103640942         SAN DIEGO                                           92101   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    403,750.00                    403,442.78   First Lien                                    -          403,750.00                           -             425,000.00          425,000.00                   95.00
1103640954         QUEEN CREEK                                         85243   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    111,000.00                    111,000.00   First Lien                                    -          140,600.00                   29,600.00             148,000.00          170,000.00                   75.00
1103640963         SAN FRANCISCO                                       94110   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,310,000.00                  310,000.00                      -        1,695,000.00                   59.00
1103640964         OXNARD                                              93030   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00                      -          530,000.00                   80.00
1103640981         EDWARDS                                             81632   CO                       20070201                20370101    FIXED                  No                                          360                    360                          358                    519,000.00                    517,964.08   First Lien                                    -          519,000.00                           -                      -        1,015,000.00                   51.13
1103640999         VAN NUYS                                            91401   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    552,000.00                    552,000.00   First Lien                                    -          552,000.00                           -                      -          752,000.00                   73.40
1103641001         RIALTO                                              92377   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    360,000.00                    359,347.36   First Lien                                    -          450,000.00                   90,000.00             450,000.00          450,000.00                   80.00
1103641005         LEMON GROVE                                         91945   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    335,000.00                    335,000.00   First Lien                                    -          335,000.00                           -                      -          460,000.00                   72.83
1103641007         BURBANK                                             91501   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          625,000.00                   80.00
1103641018         ANAHEIM                                             92808   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          950,000.00                  200,000.00             950,000.00          978,000.00                   78.95
1103641049         LAKEWOOD                                            90712   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    429,700.00                    429,320.89   First Lien                                    -          544,300.00                  114,600.00                      -          573,000.00                   74.99
1103641064         FORT LAUDERDALE                                     33323   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    399,695.63   First Lien                                    -          400,000.00                           -                      -          867,000.00                   46.14
1103641067         KISSIMMEE                                           34744   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    226,700.00                    226,700.00   First Lien                                    -          272,000.00                   45,300.00             302,273.00          308,100.00                   75.00
1103641070         CHULA VISTA                                         91911   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    434,000.00                    434,000.00   First Lien                                    -          589,000.00                  155,000.00                      -          620,000.00                   70.00
1103641118         CLEARLAKE                                           95422   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    147,700.00                    147,700.00   First Lien                                    -          147,700.00                           -                      -          211,000.00                   70.00
1103641134         PALM DESERT                                         92260   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    303,750.00                    303,750.00   First Lien                                    -          303,750.00                           -                      -          405,000.00                   75.00
1103641140         VICTORVILLE                                         92392   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    332,000.00                    331,779.73   First Lien                                    -          332,000.00                           -                      -          415,000.00                   80.00
1103641151         SAN DIEGO                                           92104   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    208,000.00                    208,000.00   First Lien                                    -          247,000.00                   39,000.00             260,000.00          270,000.00                   80.00
1103641152         ATLANTA                                             30317   GA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    236,720.00                    236,720.00   First Lien                                    -          295,900.00                   59,180.00             295,900.00          350,000.00                   80.00
1103641156         BALTIMORE                                           21231   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
1103641158         SAN DIEGO                                           92113   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    378,000.00                    378,000.00   First Lien                                    -          378,000.00                           -                      -          650,000.00                   58.15
1103641179         RANCHO SAN DIEGO                                    92019   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    233,592.00                    233,592.00   First Lien                                    -          291,990.00                   58,398.00             291,990.00          330,000.00                   80.00
1103641188         LOS ANGELES                                         90003   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
1103641189         ANNANDALE                                           22003   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    476,000.00                    476,000.00   First Lien                                    -          595,000.00                  119,000.00             595,000.00          602,000.00                   80.00
1103641195         LOS ANGELES                                         90044   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    496,000.00                    496,000.00   First Lien                                    -          620,000.00                  124,000.00             620,000.00          620,000.00                   80.00
1103641207         ALISO VIEJO                                         92656   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    352,000.00                    352,000.00   First Lien                                    -          440,000.00                   88,000.00                      -          440,000.00                   80.00
1103641235         SAN DIEGO                                           92154   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          500,000.00                   60.00
1103641275         TURLOCK                                             95382   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          525,000.00                   80.00
1103641309         LOPEZ ISLAND                                        98261   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,000,000.00                           -                      -        1,500,000.00                   66.67
1103641354         GARDEN GROVE                                        92840   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    365,600.00                    365,600.00   First Lien                                    -          457,000.00                   91,400.00             457,000.00          457,000.00                   80.00
1103641358         PHOENIX                                             85008   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    247,425.00                    247,425.00   First Lien                                    -          313,405.00                   65,980.00             329,900.00          330,000.00                   75.00
1103641370         SPRINGFIELD                                         22152   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    528,000.00                    528,000.00   First Lien                                    -          584,000.00                   56,000.00                      -          660,000.00                   80.00
1103641388         GRAND TERRACE                                       92313   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    202,500.00                    202,500.00   First Lien                                    -          202,500.00                           -                      -          453,000.00                   44.70
1103641404         QUEENSTOWN                                          21658   MD                       20070201                20220101    FIXED                  No                                          180                    180                          178                    161,000.00                    159,958.93   First Lien                                    -          161,000.00                           -                      -          266,000.00                   60.53
1103641448         ESCONDIDO                                           92029   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    330,000.00                    330,000.00   First Lien                                    -          330,000.00                           -                      -          475,000.00                   69.47
1103641495         SAN PEDRO                                           90731   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    650,000.00                    650,000.00   First Lien                                    -          760,000.00                  110,000.00                      -          980,000.00                   66.33
1103641543         LAS VEGAS                                           89148   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    244,000.00                    244,000.00   First Lien                                    -          289,750.00                   45,750.00             305,000.00          305,000.00                   80.00
1103641550         ENCINITAS                                           92024   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    408,450.00                    408,450.00   First Lien                                    -          554,250.00                  145,800.00                      -          583,500.00                   70.00
1103641561         PHOENIX                                             85020   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          480,000.00                   70.00
1103641562         PHOENIX                                             85050   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    175,295.00                    175,295.00   First Lien                                    -          175,295.00                           -             285,000.00          290,000.00                   61.51
1103641575         OAKDALE                                             95361   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    509,600.00                    508,630.44   First Lien                                    -          509,600.00                           -                      -          670,000.00                   76.06
1103641606         HARRISON                                            10528   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    900,000.00                    900,000.00   First Lien                                    -          900,000.00                           -           1,310,000.00        1,350,000.00                   68.70
1103641613         EAST ORANGE                                          7018   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    150,000.00                    149,619.79   First Lien                                    -          150,000.00                           -                      -          305,000.00                   49.18
1103641616         MANVILLE                                             8835   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    275,200.00                    274,567.91   First Lien                                    -          309,600.00                   34,400.00                      -          344,000.00                   80.00
1103641621         LAKEWOOD                                             8701   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    268,000.00                    267,414.37   First Lien                                    -          268,000.00                           -             335,000.00          335,000.00                   80.00
1103641641         PICO RIVERA                                         90660   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    379,000.00                    379,000.00   First Lien                                    -          379,000.00                           -                      -          555,000.00                   68.29
1103641652         GARDEN GROVE                                        92843   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    328,000.00                    328,000.00   First Lien                                    -          328,000.00                           -                      -          419,000.00                   78.28
1103641701         KISSIMMEE                                           34741   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    157,500.00                    157,367.68   First Lien                                    -          199,500.00                   42,000.00             210,000.00          230,000.00                   75.00
1103641708         LA MIRADA                                           90638   CA                       20070201                20370201    FIXED                  Yes                                         360                    480                          358                    472,500.00                    472,055.58   First Lien                                    -          472,500.00                           -             612,500.00          615,000.00                   77.14
1103641717         LAKE FOREST                                         92630   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    292,500.00                    292,484.38   First Lien                                    -          340,000.00                   47,500.00                      -          390,000.00                   75.00
1103641734         LA HABRA                                            90631   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    233,500.00                    233,044.94   First Lien                                    -          233,500.00                           -                      -          450,000.00                   51.89
1103641736         SACRAMENTO                                          95822   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          560,000.00                   75.00
1103641738         SIGNAL HILL                                         90755   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
1103641801         ANAHEIM                                             92808   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -             359,000.00          359,000.00                   48.75
1103641804         MOORPARK                                            93021   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    276,000.00                    276,000.00   First Lien                                    -          276,000.00                           -                      -          730,000.00                   37.81
1103641822         BROOKLYN                                            11238   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    599,688.95   First Lien                                    -          600,000.00                           -                      -          800,000.00                   75.00
1103641827         SAN DIEGO                                           92114   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    405,000.00                    405,000.00   First Lien                                    -          405,000.00                           -                      -          540,000.00                   75.00
1103641833         CHATHAM                                              7928   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    535,500.00                    535,500.00   First Lien                                    -          688,500.00                  153,000.00             765,000.00          785,000.00                   70.00
1103641841         LAS VEGAS                                           89123   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    216,000.00                    216,000.00   First Lien                                    -          270,000.00                   54,000.00             270,000.00          287,000.00                   80.00
1103641850         ORLANDO                                             32822   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                     83,230.00                     83,230.00   First Lien                                    -          112,955.00                   29,725.00             118,900.00          123,000.00                   70.00
1103641884         PALMDALE                                            93550   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    300,000.00                    299,456.13   First Lien                                    -          300,000.00                           -                      -          425,000.00                   70.59
1103641890         SUNNY ISLES BEACH                                   33160   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    316,800.00                    316,316.40   First Lien                                    -          356,400.00                   39,600.00             396,616.00          690,000.00                   79.88
1103641899         LONG BEACH                                          90805   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    435,000.00                    435,000.00   First Lien                                    -          435,000.00                           -                      -          580,000.00                   75.00
1103641910         NORFOLK                                             23508   VA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    126,000.00                    126,000.00   First Lien                                    -          126,000.00                           -                      -          168,000.00                   75.00
1103641938         MOUNT VERNON                                        98274   WA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    359,200.00                    359,200.00   First Lien                                    -          449,000.00                   89,800.00             449,000.00          449,000.00                   80.00
1103641953         SIMI VALLEY                                         93063   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    745,500.00                    745,500.00   First Lien                                    -        1,065,000.00                  319,500.00                      -        1,065,000.00                   70.00
1103641972         ASHBURN                                             20147   VA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,015,000.00                   64.04
1103641977         CITRUS HEIGHTS                                      95621   CA                       20070201                20370301    FIXED                  Yes                                         360                    480                          358                    318,750.00                    318,450.20   First Lien                                    -          318,750.00                           -                      -          425,000.00                   75.00
1103641984         PICO RIVERA                                         90660   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    299,747.96   First Lien                                    -          300,000.00                           -                      -          525,000.00                   57.14
1103641988         LA HABRA                                            90631   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    404,000.00                    404,000.00   First Lien                                    -          505,000.00                  101,000.00                      -          505,000.00                   80.00
1103642007         LAGUNITAS                                           94938   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    764,000.00                    764,000.00   First Lien                                    -          955,000.00                  191,000.00             955,000.00          955,000.00                   80.00
1103642008         SAUSALITO                                           94965   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    840,000.00                    840,000.00   First Lien                                    -          840,000.00                           -                      -        1,050,000.00                   80.00
1103642058         RANCHO CUCAMONGA                                    91737   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    381,000.00                    381,000.00   First Lien                                    -          381,000.00                           -                      -          545,000.00                   69.91
1103642059         YUMA                                                85367   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          295,000.00                   86.44
1103642074         REDDING                                             96002   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    320,000.00                    320,000.00   First Lien                                    -          380,000.00                   60,000.00                      -          400,000.00                   80.00
1103642077         PANAMA CITY                                         32404   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    128,000.00                    127,784.52   First Lien                                    -          128,000.00                           -                      -          182,000.00                   70.33
1103642084         CHINO HILLS                                         91709   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    511,000.00                    511,000.00   First Lien                                    -          693,500.00                  182,500.00                      -          730,000.00                   70.00
1103642102         EDWARDS                                             81632   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    468,300.00                    468,300.00   First Lien                                    -          669,000.00                  200,700.00             669,000.00          670,000.00                   70.00
1103642165         TAMPA                                               33626   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -          442,000.00                   79.19
1103642166         EL CAJON                                            92021   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    376,000.00                    376,000.00   First Lien                                    -          376,000.00                           -                      -          470,000.00                   80.00
1103642173         MANHATTAN BEACH                                     90266   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -           1,080,000.00        1,100,000.00                   69.44
1103642178         RESEDA                                              91335   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -          775,000.00                   64.00
1103642180         PORT CHARLOTTE                                      33981   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    108,500.00                    108,500.00   First Lien                                    -          147,250.00                   38,750.00                      -          155,000.00                   70.00
1103642211         MISSION HILLS                                       91345   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    220,000.00                    219,550.31   First Lien                                    -          220,000.00                           -                      -          590,000.00                   37.29
1103642221         MORENO VALLEY                                       92551   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    262,500.00                    262,500.00   First Lien                                    -          332,500.00                   70,000.00                      -          350,000.00                   75.00
1103642279         ORLAND                                              95963   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    197,600.00                    197,600.00   First Lien                                    -          222,300.00                   24,700.00             247,000.00          247,000.00                   80.00
1103642282         SAN FRANCISCO                                       94134   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          725,000.00                   41.38
1103642288         FOLSOM                                              95630   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    437,500.00                    437,500.00   First Lien                                    -          501,400.00                   63,900.00                      -          625,000.00                   70.00
1103642290         MONTVALE                                             7645   NJ                       20061201                20361101    FIXED                  No                                          360                    360                          356                    600,000.00                    600,000.00   First Lien                                    -          692,750.00                   92,750.00             815,000.00          815,000.00                   73.62
1103642291         NORWALK                                              6854   CT                       20061201                20361101    FIXED                  No                                          360                    360                          356                    570,000.00                    570,000.00   First Lien                                    -          760,000.00                  190,000.00                      -          950,000.00                   60.00
1103642292         SPRINGFIELD                                          7081   NJ                       20061201                20361101    FIXED                  No                                          360                    360                          356                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          515,000.00                   77.67
1103642293         HAMPTON BAYS                                        11946   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          455,000.00                   54.95
1103642294         EAST ORANGE                                          7017   NJ                       20061201                20361101    FIXED                  No                                          360                    360                          356                    224,000.00                    223,392.77   First Lien                                    -          224,000.00                           -                      -          280,000.00                   80.00
1103642297         EAST MEADOW                                         11554   NY                       20061101                20361001    FIXED                  No                                          360                    360                          355                    416,250.00                    416,250.00   First Lien                                    -          416,250.00                           -                      -          555,000.00                   75.00
1103642298         BROOKLYN                                            11228   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          635,000.00                   23.62
1103642299         MOUNT KISCO                                         10549   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    999,000.00                    999,000.00   First Lien                                    -          999,000.00                           -                      -        1,350,000.00                   74.00
1103642300         BROOKLYN                                            11228   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          800,000.00                   75.00
1103642301         NORTH BERGEN                                         7047   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    304,000.00                    304,000.00   First Lien                                    -          342,000.00                   38,000.00                      -          380,000.00                   80.00
1103642302         MORRISTOWN                                           7960   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    617,500.00                    617,500.00   First Lien                                    -          617,500.00                           -                      -          950,000.00                   65.00
1103642303         FREEPORT                                            11520   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    360,750.00                    360,750.00   First Lien                                    -          360,750.00                           -                      -          555,000.00                   65.00
1103642304         KINGS PARK                                          11754   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    417,000.00                    417,000.00   First Lien                                    -          508,500.00                   91,500.00                      -          565,000.00                   73.81
1103642305         STAMFORD                                             6903   CT                       20070101                20361201    FIXED                  No                                          360                    360                          357                    925,000.00                    925,000.00   First Lien                                    -          925,000.00                           -                      -        1,475,000.00                   62.71
1103642306         RINGOES                                              8551   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    495,000.00                    495,000.00   First Lien                                    -          495,000.00                           -                      -          660,000.00                   75.00
1103642307         SOMERSET                                             8873   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    304,000.00                    304,000.00   First Lien                                    -          380,000.00                   76,000.00                      -          380,000.00                   80.00
1103642308         HEWITT                                               7421   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          325,000.00                   80.00
1103642310         BUFFALO                                             14207   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                     94,400.00                     94,144.11   First Lien                                    -           94,400.00                           -             118,000.00          118,000.00                   80.00
1103642311         SPEONK                                              11972   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    400,000.00                    398,610.77   First Lien                                    -          400,000.00                           -                      -          560,000.00                   71.43
1103642313         NORTH BABYLON                                       11703   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    345,000.00                    343,858.90   First Lien                                    -          345,000.00                           -                      -          460,000.00                   75.00
1103642314         LEVITTOWN                                           11756   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    328,000.00                    326,888.24   First Lien                                    -          389,500.00                   61,500.00                      -          410,000.00                   80.00
1103642315         SOUTHAMPTON                                         11968   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    650,000.00                    647,796.83   First Lien                                    -          650,000.00                           -                      -        1,550,000.00                   41.94
1103642317         STATEN ISLAND                                       10312   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    305,500.00                    304,386.28   First Lien                                    -          305,500.00                           -                      -          475,000.00                   64.32
1103642318         SAINT JAMES                                         11780   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    412,500.00                    411,135.64   First Lien                                    -          495,000.00                   82,500.00                      -          550,000.00                   75.00
1103642319         NEW YORK                                            10023   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    510,000.00                    508,354.07   First Lien                                    -          612,000.00                  102,000.00                      -          680,000.00                   75.00
1103642321         HUNTIGTON STATION                                   11746   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    260,000.00                    259,356.89   First Lien                                    -          260,000.00                           -                      -          435,000.00                   59.77
1103642323         RONKONKOMA                                          11779   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    250,000.00                    249,381.63   First Lien                                    -          250,000.00                           -                      -          360,000.00                   69.44
1103642325         BROOKLYN                                            11228   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    300,000.00                    299,220.77   First Lien                                    -          350,000.00                   50,000.00                      -          555,000.00                   54.05
1103642326         BROOKLYN                                            11236   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    380,000.00                    378,916.34   First Lien                                    -          380,000.00                           -                      -          700,000.00                   54.29
1103642328         BROOKLYN                                            11201   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    800,000.00                    798,671.67   First Lien                                    -          800,000.00                           -                      -        1,850,000.00                   43.24
1103642330         STATEN ISLAND                                       10310   NY                       20061201                20211101    FIXED                  No                                          180                    180                          176                    125,000.00                    123,391.54   First Lien                                    -          125,000.00                           -             369,000.00          370,000.00                   33.88
1103642332         STATEN ISLAND                                       10309   NY                       20061201                20211101    FIXED                  No                                          180                    180                          176                    472,000.00                    466,055.24   First Lien                                    -          472,000.00                           -                      -          825,000.00                   57.21
1103642334         YONKERS                                             10710   NY                       20070101                20211201    FIXED                  No                                          180                    180                          177                    138,000.00                    136,643.27   First Lien                                    -          138,000.00                           -             690,000.00          690,000.00                   20.00
1103642335         LA QUINTA                                           92253   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    412,000.00                    412,000.00   First Lien                                    -          412,000.00                           -             515,000.00          515,000.00                   80.00
1103642341         PALM BAY                                            32907   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    172,000.00                    172,000.00   First Lien                                    -          172,000.00                           -                      -          225,000.00                   76.44
1103642342         MORENO VALLEY                                       92553   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    220,000.00                    220,000.00   First Lien                                    -          261,250.00                   41,250.00             275,000.00          340,000.00                   80.00
1103642344         TOOELE                                              84074   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    134,000.00                    134,000.00   First Lien                                    -          134,000.00                           -             167,500.00          167,500.00                   80.00
1103642346         LINDSAY                                             93247   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    100,650.00                    100,469.29   First Lien                                    -          100,650.00                           -                      -          183,000.00                   55.00
1103642354         VIENNA                                              22180   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    401,250.00                    401,250.00   First Lien                                    -          508,250.00                  107,000.00             535,000.00          545,000.00                   75.00
1103642371         PHOENIX                                             85086   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          420,000.00                   80.00
1103642381         CAPE CORAL                                          33909   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                    170,300.00                    169,812.70   First Lien                                    -          170,300.00                           -                      -          262,000.00                   65.00
1103642406         CARLSBAD                                            92009   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    777,000.00                    777,000.00   First Lien                                    -          777,000.00                           -                      -        1,200,000.00                   64.75
1103642411         EL DORADO                                           95623   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    473,000.00                    473,000.00   First Lien                                    -          473,000.00                           -                      -          770,000.00                   61.43
1103642422         MISSION VIEJO                                       92691   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    272,000.00                    272,000.00   First Lien                                    -          272,000.00                           -                      -          390,000.00                   69.74
1103642434         CHANDLER                                            85225   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    123,112.00                    123,112.00   First Lien                                    -          147,734.00                   24,622.00             164,150.00          166,000.00                   75.00
1103642439         DAVIS                                               95618   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    375,000.00                    375,000.00   First Lien                                    -          424,000.00                   49,000.00                      -          500,000.00                   75.00
1103642448         FORT LAUDERDALE                                     33351   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    280,000.00                    279,504.56   First Lien                                    -          280,000.00                           -                      -          387,000.00                   72.35
1103642465         ROSEVILLE                                           95678   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    378,000.00                    377,245.52   First Lien                                    -          472,000.00                   94,000.00                      -          540,000.00                   70.00
1103642474         ROWLAND HEIGHTS AREA                                91748   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          445,000.00                   47.19
1103642484         SALINAS                                             93905   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    440,000.00                    439,142.50   First Lien                                    -          440,000.00                           -                      -          550,000.00                   80.00
1103642485         LANSING                                             48910   MI                       20070101                20361201    ARMS                   No                                          360                    360                          357                     68,000.00                     67,847.64   First Lien                                    -           80,750.00                   12,750.00              85,000.00           85,000.00                   80.00
1103642487         DELRAY BEACH                                        33444   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    228,000.00                    228,000.00   First Lien                                    -          285,000.00                   57,000.00             285,000.00          285,000.00                   80.00
1103642489         LATHROP                                             95330   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    335,543.00                    335,543.00   First Lien                                    -          419,428.00                   83,885.00             419,429.00          435,000.00                   80.00
1103642490         SANTA CLARITA AREA                                  91350   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    387,081.00                    387,081.00   First Lien                                    -          483,852.00                   96,771.00             483,852.00          625,000.00                   80.00
1103642491         SANTA CLARITA AREA                                  91354   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    399,303.00                    399,303.00   First Lien                                    -          499,128.00                   99,825.00             499,129.00          625,000.00                   80.00
1103642492         SANTA ANA                                           92704   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    470,000.00                    470,000.00   First Lien                                    -          470,000.00                           -                      -          685,000.00                   68.61
1103642493         PERRIS                                              92570   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    269,500.00                    269,500.00   First Lien                                    -          269,500.00                           -                      -          385,000.00                   70.00
1103642494         LYNDEN                                              98264   WA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    221,000.00                    221,000.00   First Lien                                    -          274,000.00                   53,000.00                      -          277,000.00                   79.78
1103642496         RANDALLSTOWN                                        21133   MD                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    125,500.00                    125,393.53   First Lien                                    -          125,500.00                           -             244,500.00          246,000.00                   51.33
1103642497         BOYNTON BEACH                                       33436   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    240,000.00                    239,376.59   First Lien                                    -          270,000.00                   30,000.00             300,000.00          300,000.00                   80.00
1103642498         CORONA                                              92878   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    312,800.00                    312,133.40   First Lien                                    -          312,800.00                           -                      -          391,000.00                   80.00
1103642500         MIAMI                                               33185   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    308,000.00                    308,000.00   First Lien                                    -          385,000.00                   77,000.00             385,000.00          400,000.00                   80.00
1103642501         MESA                                                85207   AZ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    288,000.00                    288,000.00   First Lien                                    -          360,000.00                   72,000.00             360,000.00          360,000.00                   80.00
1103642502         PERRIS                                              92571   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    269,600.00                    269,060.50   First Lien                                    -          320,150.00                   50,550.00                      -          337,000.00                   80.00
1103642503         LA MESA                                             91942   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00             455,000.00          455,000.00                   80.00
1103642504         SPRING VALLEY                                       91977   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    270,000.00                    268,000.00   First Lien                                    -          270,000.00                           -                      -          500,000.00                   54.00
1103642505         LAS VEGAS                                           89117   NV                       20070101                20361201    ARMS                   No                                          360                    360                          357                    220,000.00                    220,000.00   First Lien                                    -          261,250.00                   41,250.00                      -          275,000.00                   80.00
1103642506         BAKERSFIELD                                         93313   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    350,500.00                    350,500.00   First Lien                                    -          438,100.00                   87,600.00             438,165.00          440,000.00                   79.99
1103642507         HUNTINGTON BEACH                                    92646   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    727,120.00                    727,120.00   First Lien                                    -          908,900.00                  181,780.00             908,900.00          925,000.00                   80.00
1103642509         MORENO VALLEY                                       92557   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -          370,000.00                   72.97
1103642537         PETALUMA                                            94954   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          980,000.00                   61.22
1103642541         APTOS                                               95003   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    960,000.00                    960,000.00   First Lien                                    -        1,080,000.00                  120,000.00                      -        1,200,000.00                   80.00
1103642543         CAMBRIDGE                                            2139   MA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    305,000.00                    305,000.00   First Lien                                    -          305,000.00                           -                      -          415,000.00                   73.49
1103642555         FREDERICKSBURG                                      22407   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    232,000.00                    231,411.94   First Lien                                    -          232,000.00                           -                      -          290,000.00                   80.00
1103642566         PITTSBURG                                           94565   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    362,400.00                    362,400.00   First Lien                                    -          430,350.00                   67,950.00                      -          453,000.00                   80.00
1103642574         VISALIA                                             93291   CA                       20070201                20220101    FIXED                  No                                          180                    180                          178                    190,000.00                    188,676.13   First Lien                                    -          190,000.00                           -                      -          494,000.00                   38.46
1103642585         LOS ANGELES                                         90018   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    527,150.00                    527,150.00   First Lien                                    -          527,150.00                           -                      -          715,000.00                   73.73
1103642676         POWELL                                              43065   OH                       20061101                20361001    ARMS                   No                                          360                    360                          355                    504,000.00                    501,279.95   First Lien                                    -          567,000.00                   63,000.00             630,000.00          630,000.00                   80.00
1103642684         NEWPORT COAST                                       92657   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                  1,165,000.00                  1,160,131.87   First Lien                                    -        1,165,000.00                           -                      -        3,125,000.00                   37.28
1103642758         LIVERMORE                                           94551   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    321,000.00                    320,605.30   First Lien                                    -          321,000.00                           -                      -          570,000.00                   56.32
1103642774         TRACY                                               95391   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -                      -          590,000.00                   77.97
1103642788         CHULA VISTA                                         91915   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    580,000.00                    578,814.43   First Lien                                    -          580,000.00                           -                      -          893,000.00                   64.95
1103642805         UPLAND                                              91786   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    360,800.00                    360,800.00   First Lien                                    -          360,800.00                           -                      -          451,000.00                   80.00
1103642842         MARGATE CITY                                         8402   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    105,000.00                    105,000.00   First Lien                                    -          105,000.00                           -                      -          225,000.00                   46.67
1103642860         ESCONDIDO                                           92026   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    179,992.00                    179,992.00   First Lien                                    -          224,990.00                   44,998.00             224,990.00          235,000.00                   80.00
1103642876         WEST HARTFORD                                        6107   CT                       20070301                20370201    FIXED                  No                                          360                    360                          359                    232,000.00                    231,790.27   First Lien                                    -          232,000.00                           -                      -          290,000.00                   80.00
1103642904         LOS ANGELES                                         90011   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    180,000.00                    179,689.17   First Lien                                    -          180,000.00                           -                      -          480,000.00                   37.50
1103642908         LAKE FOREST                                         92630   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    320,000.00                    320,000.00   First Lien                                    -          380,000.00                   60,000.00                      -          400,000.00                   80.00
1103642909         HIALEAH                                             33012   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    164,000.00                    164,000.00   First Lien                                    -          164,000.00                           -             205,000.00          205,000.00                   80.00
1103642923         JERSEY CITY                                          7305   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -                      -          580,000.00                   79.31
1103642924         PASSAIC                                              7055   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    368,000.00                    366,996.55   First Lien                                    -          405,996.00                   37,996.00                      -          460,000.00                   80.00
1103642927         SAN JOSE                                            95128   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    485,000.00                    485,000.00   First Lien                                    -          485,000.00                           -                      -          635,000.00                   76.38
1103642928         PATERSON                                             7501   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    288,000.00                    288,000.00   First Lien                                    -          360,000.00                   72,000.00             360,000.00          400,000.00                   80.00
1103642929         SAN JOSE                                            95122   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    580,000.00                    580,000.00   First Lien                                    -          725,000.00                  145,000.00             725,000.00          726,000.00                   80.00
1103642932         PATERSON                                             7504   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00             340,000.00          340,000.00                   80.00
1103642933         MILPITAS                                            95035   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    310,000.00                    310,000.00   First Lien                                    -          310,000.00                           -                      -          750,000.00                   41.33
1103642945         MONTGOMERY                                          36117   AL                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,250,000.00                  1,248,631.81   First Lien                                    -        1,250,000.00                           -                      -        1,700,000.00                   73.53
1103642973         NORTH BERGEN                                         7047   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    371,200.00                    371,200.00   First Lien                                    -          464,000.00                   92,800.00             464,000.00          465,000.00                   80.00
1103642975         PITTSGROVE                                           8318   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    216,000.00                    215,594.40   First Lien                                    -          216,000.00                           -                      -          270,000.00                   80.00
1103642978         CYPRESS                                             77429   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                    982,800.00                    982,800.00   First Lien                                    -        1,332,677.00                  349,877.00           1,404,000.00        1,450,000.00                   70.00
1103642991         BALDWIN PARK                                        91706   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    284,800.00                    284,800.00   First Lien                                    -          356,000.00                   71,200.00             356,000.00          356,000.00                   80.00
1103642996         WEST COVINA                                         91792   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    439,900.00                    439,900.00   First Lien                                    -          549,850.00                  109,950.00             549,900.00          560,000.00                   80.00
1103643020         LOS ANGELES                                         91402   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    193,000.00                    193,000.00   First Lien                                    -          282,000.00                   89,000.00                      -          305,000.00                   63.28
1103643033         CHINO                                               91708   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    411,700.00                    411,055.72   First Lien                                    -          549,000.00                  137,300.00             549,000.00          552,000.00                   74.99
1103643034         CONCORD                                             94520   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    241,500.00                    241,500.00   First Lien                                    -          327,750.00                   86,250.00                      -          345,000.00                   70.00
1103643049         YORBA LINDA                                         92887   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    407,920.00                    407,920.00   First Lien                                    -          509,900.00                  101,980.00             509,900.00          510,000.00                   80.00
1103643075         KIHEI                                               96753   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -             925,000.00          985,000.00                   21.62
1103643080         MYRTLE BEACH                                        29579   SC                       20070201                20370101    ARMS                   No                                          360                    360                          358                    161,500.00                    161,500.00   First Lien                                    -          161,500.00                           -                      -          193,000.00                   83.68
1103643083         ST PAUL                                             55449   MN                       20070201                20370101    ARMS                   No                                          360                    360                          358                    104,545.00                    104,545.00   First Lien                                    -          141,882.00                   37,337.00             149,350.00          170,000.00                   70.00
1103643096         BAKERSFIELD                                         93313   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    306,600.00                    305,927.28   First Lien                                    -          391,600.00                   85,000.00                      -          450,000.00                   68.13
1103643112         ANTELOPE                                            95843   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -             400,000.00          400,000.00                   80.00
1103643121         WHITTIER                                            90601   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    324,000.00                    324,000.00   First Lien                                    -          324,000.00                           -                      -          405,000.00                   80.00
1103643134         WASHINGTON                                           7882   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    625,000.00                    625,000.00   First Lien                                    -          625,000.00                           -                      -          870,000.00                   71.84
1103643149         CHULA VISTA                                         91915   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    572,400.00                    571,284.50   First Lien                                    -          572,400.00                           -                      -          954,000.00                   60.00
1103643155         MANHATTAN BEACH                                     90266   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    565,500.00                    564,424.07   First Lien                                    -          565,500.00                           -                      -        1,550,000.00                   36.48
1103643193         HAWTHORNE                                           90250   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    232,000.00                    231,763.46   First Lien                                    -          232,000.00                           -                      -          485,000.00                   47.84
1103643196         RIVER VALE                                           7675   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    235,000.00                    235,000.00   First Lien                                    -          235,000.00                           -                      -          445,000.00                   52.81
1103643214         CONCORD                                             94521   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    548,000.00                    548,000.00   First Lien                                    -          616,500.00                   68,500.00                      -          685,000.00                   80.00
1103643218         RIVERSIDE                                           92504   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    328,250.00                    328,250.00   First Lien                                    -          328,250.00                           -                      -          415,000.00                   79.10
1103643222         MORENO VALLEY                                       92553   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          361,000.00                   69.25
1103643224         GULF SHORES                                         36542   AL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    542,500.00                    542,500.00   First Lien                                    -          736,200.00                  193,700.00             775,000.00          800,000.00                   70.00
1103643227         EL CENTRO                                           92243   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    172,000.00                    171,705.63   First Lien                                    -          172,000.00                           -                      -          262,000.00                   65.65
1103643235         UNION CITY                                           7087   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    262,500.00                    262,500.00   First Lien                                    -          356,250.00                   93,750.00             375,000.00          390,000.00                   70.00
1103643276         DAVENPORT                                           33837   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          350,000.00                   70.00
1103643278         LAS VEGAS                                           89128   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          500,000.00                   60.00
1103643292         LOMITA                                              90717   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    371,250.00                    371,250.00   First Lien                                    -          470,250.00                   99,000.00             495,000.00          495,000.00                   75.00
1103643293         AUBURN                                              98001   WA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    198,750.00                    198,750.00   First Lien                                    -          251,750.00                   53,000.00             265,000.00          265,000.00                   75.00
1103643310         PORTSMOUTH                                          23701   VA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    184,000.00                    183,747.19   First Lien                                    -          184,000.00                           -                      -          230,000.00                   80.00
1103643317         MOSS BEACH                                          94038   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    477,000.00                    477,000.00   First Lien                                    -          477,000.00                           -                      -          810,000.00                   58.89
1103643336         NORWALK                                             90650   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    295,000.00                    295,000.00   First Lien                                    -          295,000.00                           -                      -          580,000.00                   50.86
1103643392         MIAMI BEACH                                         33140   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,000.00                    288,000.00   First Lien                                    -          324,000.00                   36,000.00             360,000.00          360,000.00                   80.00
1103643402         SULLIVANS ISLAND                                    29482   SC                       20070301                20370201    FIXED                  No                                          360                    360                          359                    527,000.00                    526,423.17   First Lien                                    -          527,000.00                           -                      -        2,500,000.00                   21.08
1103643403         FONTANA                                             92335   CA                       20070201                20270101    FIXED                  No                                          240                    240                          238                    181,500.00                    180,757.81   First Lien                                    -          181,500.00                           -                      -          380,000.00                   47.76
1103643413         LAKE ELSINORE                                       92530   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                     95,000.00                     94,839.92   First Lien                                    -           95,000.00                           -                      -          285,000.00                   33.33
1103643424         BRADENTON                                           34207   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
1103643432         MIAMI BEACH                                         33139   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    441,000.00                    441,000.00   First Lien                                    -          441,000.00                           -             647,000.00          630,000.00                   70.00
1103643438         FOUNTAIN VALLEY                                     92708   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    335,000.00                    335,000.00   First Lien                                    -          335,000.00                           -                      -          675,000.00                   49.63
1103643450         LA MIRADA                                           90638   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    435,225.00                    435,225.00   First Lien                                    -          435,225.00                           -                      -          580,300.00                   75.00
1103643460         SAN DIEGO                                           92119   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    171,000.00                    171,000.00   First Lien                                    -          171,000.00                           -                      -          250,000.00                   68.40
1103643461         SANTA CRUZ                                          95065   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    615,000.00                    615,000.00   First Lien                                    -          615,000.00                           -                      -          950,000.00                   64.74
1103643489         VACAVILLE                                           95687   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -          595,000.00                   58.82
1103643492         CITRUS HEIGHTS                                      95610   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    336,000.00                    336,000.00   First Lien                                    -          399,000.00                   63,000.00                      -          420,000.00                   80.00
1103643496         CAPE CORAL                                          33914   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    174,400.00                    174,263.95   First Lien                                    -          174,400.00                           -                      -          218,000.00                   80.00
1103643507         LONE TREE                                           80124   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    443,000.00                    443,000.00   First Lien                                    -          563,000.00                  120,000.00                      -          685,000.00                   64.67
1103643526         LYNWOOD                                             90262   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    414,500.00                    414,500.00   First Lien                                    -          414,500.00                           -                      -          525,000.00                   78.95
1103643542         MIAMI                                               33032   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    232,500.00                    232,500.00   First Lien                                    -          294,500.00                   62,000.00             310,000.00          315,000.00                   75.00
1103643545         CHULA VISTA                                         91911   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    619,300.00                    619,300.00   First Lien                                    -          619,300.00                           -                      -          775,000.00                   79.91
1103643547         MARATHON                                            33050   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,050,000.00                  1,050,000.00   First Lien                                    -        1,190,000.00                  140,000.00           1,400,000.00        1,400,000.00                   75.00
1103643552         PHOENIX                                             85003   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    625,000.00                    625,000.00   First Lien                                    -          625,000.00                           -                      -          965,000.00                   64.77
1103643562         HOMESTEAD                                           33033   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          228,000.00                   60,000.00             240,000.00          244,000.00                   70.00
1103643565         PALO ALTO                                           94303   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          800,000.00                   50,000.00           1,000,000.00        1,000,000.00                   75.00
1103643613         HUNTINGTON BEACH                                    92647   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    196,000.00                    196,000.00   First Lien                                    -          196,000.00                           -                      -          800,000.00                   24.50
1103643615         BENICIA                                             94510   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    455,000.00                    455,000.00   First Lien                                    -          455,000.00                           -                      -          650,000.00                   70.00
1103643625         AURORA                                              80013   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    264,000.00                    263,755.48   First Lien                                    -          264,000.00                           -                      -          427,000.00                   61.83
1103643663         ORANGE                                              92861   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    647,500.00                    647,500.00   First Lien                                    -          740,000.00                   92,500.00                      -          925,000.00                   70.00
1103643677         BENICIA                                             94510   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          425,000.00                   61.18
1103643679         CLINTON                                             20735   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    216,750.00                    216,750.00   First Lien                                    -          216,750.00                           -             255,000.00          356,000.00                   85.00
1103643682         BURKE                                               22015   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    544,000.00                    544,000.00   First Lien                                    -          680,000.00                  136,000.00                      -          680,000.00                   80.00
1103643723         SAN JOSE                                            95127   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    577,000.00                    577,000.00   First Lien                                    -          577,000.00                           -                      -          770,000.00                   74.94
1103643728         PHOENIX                                             85042   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          253,500.00                   78.90
1103643754         BAKERSFIELD                                         93313   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    210,650.00                    210,650.00   First Lien                                    -          236,950.00                   26,300.00             263,320.00          264,000.00                   80.00
1103643760         SAN DIEGO                                           92114   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    364,000.00                    363,708.91   First Lien                                    -          364,000.00                           -                      -          535,000.00                   68.04
1103643771         TUCSON                                              85718   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    234,000.00                    234,000.00   First Lien                                    -          280,800.00                   46,800.00             312,000.00          430,000.00                   75.00
1103643781         LOS ANGELES                                         90011   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    165,000.00                    165,000.00   First Lien                                    -          165,000.00                           -                      -          425,000.00                   38.82
1103643783         ESCONDIDO                                           92026   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    390,000.00                    390,000.00   First Lien                                    -          468,000.00                   78,000.00                      -          520,000.00                   75.00
1103643798         HOMESTEAD                                           33034   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    126,000.00                    126,000.00   First Lien                                    -          126,000.00                           -                      -          220,000.00                   57.27
1103643799         ORANGE                                              92867   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    572,000.00                    572,000.00   First Lien                                    -          572,000.00                           -             715,000.00          715,000.00                   80.00
1103643806         ORANGE                                              92866   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    516,000.00                    516,000.00   First Lien                                    -          516,000.00                           -             645,000.00          655,000.00                   80.00
1103643835         BRAHAM                                              55006   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    161,405.00                    161,316.84   First Lien                                    -          161,405.00                           -             169,900.00          173,000.00                   95.00
1103643881         LUTHERVILLE TIMONIUM                                21093   MD                       20070201                20370101    FIXED                  No                                          360                    360                          358                    213,500.00                    213,182.12   First Lien                                    -          213,500.00                           -                      -          305,000.00                   70.00
1103643885         SACRAMENTO                                          95834   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    344,000.00                    344,000.00   First Lien                                    -          387,000.00                   43,000.00             430,000.00          430,000.00                   80.00
1103643903         ORANGE                                              92866   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    640,000.00                    640,000.00   First Lien                                    -          640,000.00                           -                      -          800,000.00                   80.00
1103643940         NEWARK                                              94560   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          670,000.00                   65.67
1103643941         RIVERSIDE                                           92505   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    165,000.00                    164,678.44   First Lien                                    -          250,000.00                   85,000.00                      -          380,000.00                   43.42
1103643963         DENVER                                              80204   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    170,700.00                    170,418.78   First Lien                                    -          170,700.00                           -             213,400.00          215,000.00                   79.99
1103643970         FONTANA                                             92336   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          570,000.00                   78.95
1103644020         CARSON                                              90745   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    442,000.00                    442,000.00   First Lien                                    -          442,000.00                           -                      -          520,000.00                   85.00
1103644034         PITTSBURG                                           94565   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    279,528.19   First Lien                                    -          280,000.00                           -                      -          400,000.00                   70.00
1103644091         OXNARD                                              93035   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,075,700.00                  1,074,703.68   First Lien                                    -        1,075,700.00                           -                      -        1,450,000.00                   74.19
1103644110         SAN CLEMENTE                                        92672   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,150,000.00                   56.52
1103644130         SAN BERNARDINO                                      92411   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    184,000.00                    184,000.00   First Lien                                    -          184,000.00                           -                      -          230,000.00                   80.00
1103644134         LOS ANGELES                                         90016   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    472,000.00                    471,035.19   First Lien                                    -          472,000.00                           -             590,000.00          590,000.00                   80.00
1103644139         MIAMI                                               33139   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    255,500.00                    255,500.00   First Lien                                    -          255,500.00                           -             365,000.00          520,000.00                   70.00
1103644166         GULFPORT                                            39507   MS                       20070201                20370101    ARMS                   No                                          360                    360                          358                    413,000.00                    413,000.00   First Lien                                    -          530,900.00                  117,900.00             590,000.00          715,000.00                   70.00
1103644185         PALM COAST                                          32137   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    499,477.97   First Lien                                    -          500,000.00                           -                      -        1,250,000.00                   40.00
1103644253         RICHMOND                                            94806   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    282,750.00                    282,750.00   First Lien                                    -          282,750.00                           -                      -          435,000.00                   65.00
1103644279         NORTH HOLLYWOOD                                     91605   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -          575,000.00                   60.87
1103644290         BAKERSFIELD                                         93313   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    199,600.00                    199,600.00   First Lien                                    -          249,500.00                   49,900.00             249,555.00          250,000.00                   79.98
1103644298         BETHESDA                                            20817   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    468,000.00                    467,487.75   First Lien                                    -          505,000.00                   37,000.00             585,000.00          590,000.00                   80.00
1103644306         CHULA VISTA                                         91913   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    220,500.00                    220,128.44   First Lien                                    -          299,250.00                   78,750.00             315,000.00          315,000.00                   70.00
1103644337         SANTEE                                              92071   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    360,000.00                    360,000.00   First Lien                                    -          450,000.00                   90,000.00             450,000.00          450,000.00                   80.00
1103644345         ELLICOTT CITY                                       21042   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    408,000.00                    408,000.00   First Lien                                    -          408,000.00                           -                      -          720,000.00                   56.67
1103644346         HAMPTON                                             23663   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    152,000.00                    152,000.00   First Lien                                    -          152,000.00                           -                      -          210,000.00                   72.38
1103644353         BAKERSFIELD                                         93308   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    116,000.00                    116,000.00   First Lien                                    -          116,000.00                           -                      -          190,000.00                   61.05
1103644357         EARLIMART                                           93219   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                     83,550.00                     83,550.00   First Lien                                    -          103,550.00                   20,000.00             109,000.00          122,000.00                   76.65
1103644370         SANGER                                              93657   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    183,750.00                    183,750.00   First Lien                                    -          217,000.00                   33,250.00                      -          245,000.00                   75.00
1103644383         ONTARIO                                             91762   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    583,200.00                    583,200.00   First Lien                                    -          729,000.00                  145,800.00             729,000.00          750,000.00                   80.00
1103644387         PLACENTIA                                           92870   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    545,000.00                    545,000.00   First Lien                                    -          545,000.00                           -                      -        1,000,000.00                   54.50
1103644397         BAKERSFIELD                                         93304   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    129,500.00                    129,500.00   First Lien                                    -          175,750.00                   46,250.00             185,000.00          193,000.00                   70.00
1103644410         GARDEN GROVE                                        92841   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    406,000.00                    406,000.00   First Lien                                    -          406,000.00                           -                      -          580,000.00                   70.00
1103644423         IRVINE                                              92620   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    295,000.00                    295,000.00   First Lien                                    -          295,000.00                           -                      -          675,000.00                   43.70
1103644424         VICTORVILLE                                         92392   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    332,800.00                    332,800.00   First Lien                                    -          399,800.00                   67,000.00                      -          416,000.00                   80.00
1103644425         LOS ANGELES                                         90019   CA                       20070201                20370101    FIXED                  Yes                                         360                    480                          358                    672,000.00                    671,367.94   First Lien                                    -          672,000.00                           -                      -          900,000.00                   74.67
1103644449         LADERA RANCH AREA                                   92694   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    448,000.00                    448,000.00   First Lien                                    -          448,000.00                           -                      -          640,000.00                   70.00
1103644466         ROSEVILLE                                           95747   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    355,150.00                    355,150.00   First Lien                                    -          426,200.00                   71,050.00             473,595.00          474,000.00                   74.99
1103644475         BAKERSFIELD                                         93314   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    120,000.00                    120,000.00   First Lien                                    -          120,000.00                           -                      -          280,500.00                   42.78
1103644490         DENVER                                              80204   CO                       20070201                20370101    ARMS                   No                                          360                    360                          358                    160,600.00                    160,335.43   First Lien                                    -          160,600.00                           -             200,750.00          205,000.00                   80.00
1103644496         SANTA CLARITA                                       91350   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    356,000.00                    356,000.00   First Lien                                    -          445,000.00                   89,000.00             445,000.00          445,000.00                   80.00
1103644497         DIXON                                               95620   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    408,000.00                    408,000.00   First Lien                                    -          459,000.00                   51,000.00             510,000.00          510,000.00                   80.00
1103644555         PACOIMA                                             91331   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    431,250.00                    431,250.00   First Lien                                    -          431,250.00                           -                      -          575,000.00                   75.00
1103644566         LANCASTER                                           93535   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00             350,000.00          350,000.00                   80.00
1103644568         LAGUNA BEACH                                        92651   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    350,000.00                    349,424.54   First Lien                                    -          350,000.00                           -                      -        1,000,000.00                   35.00
1103644578         NORTHRIDGE                                          91326   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    492,500.00                    492,500.00   First Lien                                    -          492,500.00                           -                      -          670,000.00                   73.51
1103644603         STOCKTON                                            95209   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    287,000.00                    287,000.00   First Lien                                    -          369,000.00                   82,000.00             410,000.00          410,000.00                   70.00
1103644627         ELK GROVE                                           95624   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    277,500.00                    277,266.86   First Lien                                    -          351,500.00                   74,000.00             375,000.00          375,000.00                   74.00
1103644633         LOS ANGELES                                         90003   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    519,200.00                    519,200.00   First Lien                                    -          649,000.00                  129,800.00             649,000.00          649,000.00                   80.00
1103644639         WEBSTER                                             33597   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     80,500.00                     80,500.00   First Lien                                    -           80,500.00                           -                      -          115,000.00                   70.00
1103644646         LA PUENTE                                           91744   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    154,000.00                    154,000.00   First Lien                                    -          154,000.00                           -                      -          450,000.00                   34.22
1103644648         LAKEWOOD                                            90712   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    444,000.00                    444,000.00   First Lien                                    -          555,000.00                  111,000.00             555,000.00          555,000.00                   80.00
1103644682         HONOLULU                                            96822   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,217,250.00                  1,217,250.00   First Lien                                    -        1,379,550.00                  162,300.00                      -        1,623,000.00                   75.00
1103644696         SAN DIEGO                                           92122   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          300,000.00                   70.00
1103644698         RANCHO MIRAGE                                       92270   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    544,600.00                    544,600.00   First Lien                                    -          544,600.00                           -             778,000.00          778,000.00                   70.00
1103644699         SILVER SPRING                                       20904   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,000.00                    405,000.00   First Lien                                    -          513,000.00                  108,000.00                      -          540,000.00                   75.00
1103644714         RIDGECREST                                          93555   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    130,200.00                    130,200.00   First Lien                                    -          167,400.00                   37,200.00             186,000.00          186,000.00                   70.00
1103644726         SAN DIEGO                                           92122   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,500.00                    206,500.00   First Lien                                    -          206,500.00                           -                      -          295,000.00                   70.00
1103644728         LAS VEGAS                                           89117   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,000,000.00                           -                      -        1,410,000.00                   70.92
1103644731         MONROVIA                                            91016   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    381,550.00                    381,550.00   First Lien                                    -          381,550.00                           -                      -          587,000.00                   65.00
1103644734         SAN DIEGO                                           92105   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,000.00                    335,657.43   First Lien                                    -          366,000.00                   30,000.00                      -          420,000.00                   80.00
1103644746         SAN DIEGO                                           92122   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,500.00                    206,500.00   First Lien                                    -          206,500.00                           -                      -          295,000.00                   70.00
1103644767         CHINO HILLS                                         91709   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    577,600.00                    577,600.00   First Lien                                    -          612,100.00                   34,500.00                      -          722,000.00                   80.00
1103644792         SANTA ANA                                           92701   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00             350,000.00          356,000.00                   80.00
1103644794         SEATTLE                                             98146   WA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    144,000.00                    144,000.00   First Lien                                    -          180,000.00                   36,000.00             180,000.00          306,000.00                   80.00
1103644798         FORT MYERS                                          33905   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    100,000.00                    100,000.00   First Lien                                    -          118,750.00                   18,750.00             125,000.00          133,000.00                   80.00
1103644799         LOS ANGELES                                         90062   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    354,320.00                    354,320.00   First Lien                                    -          442,900.00                   88,580.00             442,900.00          443,000.00                   80.00
1103644800         LOS ANGELES                                         90039   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          625,000.00                   80.00
1103644801         WHITTIER AREA                                       90606   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
1103644804         HUNTINGTON PARK                                     90255   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00             420,000.00          420,000.00                   80.00
1103644806         COMPTON                                             90220   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    437,000.00                    437,000.00   First Lien                                    -          437,000.00                           -                      -          575,000.00                   76.00
1103644808         SALT LAKE CITY                                      84118   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    199,920.00                    199,920.00   First Lien                                    -          237,405.00                   37,485.00             249,900.00          250,000.00                   80.00
1103644809         LAS VEGAS                                           89106   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                     61,600.00                     61,527.00   First Lien                                    -           61,600.00                           -              77,000.00           80,000.00                   80.00
1103644815         SAN DIEGO                                           92127   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    308,000.00                    308,000.00   First Lien                                    -          365,750.00                   57,750.00             385,000.00          400,500.00                   80.00
1103644821         POUGHKEEPSIE                                        12601   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    180,250.00                    180,116.22   First Lien                                    -          244,625.00                   64,375.00             257,500.00          260,000.00                   70.00
1103644829         SYOSSET                                             11791   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    420,000.00                    420,000.00   First Lien                                    -          713,716.00                  293,716.00                      -          760,000.00                   55.26
1103644830         SAN JOSE                                            95118   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    237,650.00                    237,650.00   First Lien                                    -          339,500.00                  101,850.00             339,500.00          339,500.00                   70.00
1103644835         FRESNO                                              93722   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          300,000.00                   70.00
1103644843         RANCHO SANTA MARGARITA                              92688   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    428,000.00                    428,000.00   First Lien                                    -          535,000.00                  107,000.00             535,000.00          535,000.00                   80.00
1103644845         ORANGE                                              92867   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    644,000.00                    643,445.53   First Lien                                    -          644,000.00                           -                      -          920,000.00                   70.00
1103644847         ANTELOPE                                            95843   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    202,300.00                    202,300.00   First Lien                                    -          274,550.00                   72,250.00                      -          289,000.00                   70.00
1103644848         PALMETTO                                            30268   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                     87,750.00                     87,750.00   First Lien                                    -           87,750.00                           -                      -          135,000.00                   65.00
1103644850         POINT PLEASANT                                       8742   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    490,000.00                    490,000.00   First Lien                                    -          630,000.00                  140,000.00             700,000.00          725,000.00                   70.00
1103644862         SANTA BARBARA                                       93101   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    596,000.00                    596,000.00   First Lien                                    -          596,000.00                           -                      -        1,275,000.00                   46.75
1103644865         MURRIETA                                            92562   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    378,400.00                    378,400.00   First Lien                                    -          448,850.00                   70,450.00                      -          473,000.00                   80.00
1103644868         LOS ANGELES                                         90047   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
1103644887         PHOENIX                                             85035   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    172,000.00                    171,865.83   First Lien                                    -          172,000.00                           -                      -          215,000.00                   80.00
1103644889         CHULA VISTA                                         91913   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    540,000.00                    540,000.00   First Lien                                    -          726,000.00                  186,000.00                      -          730,000.00                   73.97
1103644908         EAGLE MOUNTAIN                                      84043   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    138,500.00                    138,500.00   First Lien                                    -          138,500.00                           -                      -          198,000.00                   69.95
1103644915         NORCO                                               92860   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    399,000.00                    399,000.00   First Lien                                    -          399,000.00                           -                      -          570,000.00                   70.00
1103644928         MIAMI                                               33127   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          320,000.00                   64,000.00             320,000.00          323,000.00                   80.00
1103644936         YUCAIPA                                             92399   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    247,500.00                    247,500.00   First Lien                                    -          313,500.00                   66,000.00                      -          330,000.00                   75.00
1103644942         HOMESTEAD                                           33035   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    175,950.00                    175,950.00   First Lien                                    -          197,950.00                   22,000.00             219,990.00          220,000.00                   79.98
1103644971         ENCINO                                              91316   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    396,000.00                    396,000.00   First Lien                                    -          495,000.00                   99,000.00             495,000.00          495,000.00                   80.00
1103644985         CITRUS HEIGHTS                                      95621   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    213,600.00                    213,600.00   First Lien                                    -          267,000.00                   53,400.00             267,000.00          300,000.00                   80.00
1103644992         MIAMI                                               33161   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    147,000.00                    147,000.00   First Lien                                    -          199,500.00                   52,500.00             210,000.00          300,000.00                   70.00
1103645001         BELL GARDENS                                        90201   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    599,200.00                    599,200.00   First Lien                                    -          711,550.00                  112,350.00             749,000.00          749,000.00                   80.00
1103645013         MANTI                                               84642   UT                       20070301                20220201    FIXED                  No                                          180                    180                          179                    101,250.00                    100,940.85   First Lien                                    -          101,250.00                           -                      -          135,000.00                   75.00
1103645042         COMPTON                                             90220   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    300,000.00                    299,494.48   First Lien                                    -          300,000.00                           -                      -          615,000.00                   48.78
1103645044         ESPARTO                                             95627   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          533,000.00                   78.05
1103645085         PORT CHARLOTTE                                      33948   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    218,000.00                    217,632.67   First Lien                                    -          218,000.00                           -                      -          380,000.00                   57.37
1103645107         CORAL GABLES                                        33146   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    850,000.00                    850,000.00   First Lien                                    -          986,000.00                  136,000.00           1,160,000.00        1,160,000.00                   73.28
1103645120         ROYAL PALM BEACH                                    33411   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    154,000.00                    153,713.98   First Lien                                    -          154,000.00                           -                      -          220,000.00                   70.00
1103645123         SAN MIGUEL                                          93451   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    546,000.00                    546,000.00   First Lien                                    -          624,000.00                   78,000.00                      -          780,000.00                   70.00
1103645126         RANCHO CUCAMONGA                                    91701   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    499,395.00                    499,395.00   First Lien                                    -          562,500.00                   63,105.00                      -          630,000.00                   79.27
1103645141         LANCASTER                                           93534   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    200,000.00                    200,000.00   First Lien                                    -          250,000.00                   50,000.00             250,000.00          250,000.00                   80.00
1103645145         CONCORD                                             94521   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    528,000.00                    527,545.40   First Lien                                    -          550,000.00                   22,000.00                      -          660,000.00                   80.00
1103645148         SAN MIGUEL                                          93451   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    538,300.00                    538,300.00   First Lien                                    -          615,200.00                   76,900.00                      -          769,000.00                   70.00
1103645154         LA QUINTA                                           92253   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    500,000.00                    499,048.69   First Lien                                    -          500,000.00                           -           1,850,000.00        2,000,000.00                   27.03
1103645171         LAGUNA BEACH                                        92651   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,575,000.00                  1,575,000.00   First Lien                                    -        1,890,000.00                  315,000.00           2,100,000.00        2,100,000.00                   75.00
1103645174         OCEANSIDE                                           92057   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          475,000.00                   75,000.00                      -          500,000.00                   80.00
1103645193         FALL RIVER                                           2721   MA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    136,000.00                    135,891.24   First Lien                                    -          136,000.00                           -                      -          243,000.00                   55.97
1103645195         PROVO                                               84601   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    198,400.00                    198,400.00   First Lien                                    -          198,400.00                           -                      -          248,000.00                   80.00
1103645200         OAKLAND                                             94605   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    380,000.00                    380,000.00   First Lien                                    -          427,500.00                   47,500.00             475,000.00          525,000.00                   80.00
1103645212         DARIEN                                               6820   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    510,000.00                    510,000.00   First Lien                                    -          510,000.00                           -                      -          900,000.00                   56.67
1103645215         LOS ANGELES                                         90029   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    603,000.00                    603,000.00   First Lien                                    -          683,400.00                   80,400.00                      -          804,000.00                   75.00
1103645223         EL CENTRO                                           92243   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    360,000.00                    359,682.38   First Lien                                    -          405,000.00                   45,000.00                      -          450,000.00                   80.00
1103645241         HOUSTON                                             77057   TX                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    319,850.70   First Lien                                    -          380,000.00                   60,000.00             400,000.00          635,000.00                   80.00
1103645244         MONTGOMERY VILLAGE                                  20886   MD                       20070401                20370301    FIXED                  No                                          360                    360                          360                    386,000.00                    386,000.00   First Lien                                    -          451,000.00                   65,000.00                      -          483,000.00                   79.92
1103645260         ENCINITAS                                           92024   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    431,250.00                    431,250.00   First Lien                                    -          546,250.00                  115,000.00             575,000.00          600,000.00                   75.00
1103645302         SANTA ROSA                                          95403   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    457,000.00                    457,000.00   First Lien                                    -          577,000.00                  120,000.00                      -          610,000.00                   74.92
1103645313         LA PUENTE                                           91744   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    142,000.00                    142,000.00   First Lien                                    -          142,000.00                           -                      -          525,000.00                   27.05
1103645320         BAYONNE                                              7002   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    357,000.00                    357,000.00   First Lien                                    -          459,000.00                  102,000.00                      -          510,000.00                   70.00
1103645321         PORT CHESTER                                        10573   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    460,000.00                    460,000.00   First Lien                                    -          575,000.00                  115,000.00             575,000.00          575,000.00                   80.00
1103645322         FORT LAUDERDALE                                     33305   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    682,500.00                    682,500.00   First Lien                                    -          682,500.00                           -                      -          910,000.00                   75.00
1103645323         MIDDLETOWN                                          22645   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    508,000.00                    508,000.00   First Lien                                    -          633,000.00                  125,000.00                      -          635,000.00                   80.00
1103645324         CLINTON TOWNSHIP                                    48035   MI                       20070201                20370101    ARMS                   No                                          360                    360                          358                     75,200.00                     75,200.00   First Lien                                    -           94,000.00                   18,800.00              94,000.00           98,000.00                   80.00
1103645325         WANTAGE                                              7461   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    511,600.00                    511,600.00   First Lien                                    -          606,100.00                   94,500.00             639,506.00          650,000.00                   80.00
1103645326         MONTCLAIR                                            7042   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    396,000.00                    396,000.00   First Lien                                    -          440,000.00                   44,000.00             495,000.00          500,000.00                   80.00
1103645329         MARSTONS MILLS                                       2648   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          485,000.00                   61.86
1103645347         OLNEY                                               20832   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          350,000.00                   80.00
1103645349         NEW MARKET                                          21774   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    298,500.00                    298,500.00   First Lien                                    -          378,100.00                   79,600.00                      -          398,000.00                   75.00
1103645350         KISSIMMEE                                           34759   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    214,850.00                    214,850.00   First Lien                                    -          272,150.00                   57,300.00             286,530.00          286,543.00                   74.98
1103645351         NAPLES                                              34113   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    157,500.00                    157,500.00   First Lien                                    -          210,000.00                   52,500.00             210,000.00          210,000.00                   75.00
1103645352         VERO BEACH                                          32967   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    172,500.00                    172,500.00   First Lien                                    -          218,500.00                   46,000.00             230,000.00          230,000.00                   75.00
1103645353         BURKE                                               22015   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    288,000.00                    288,000.00   First Lien                                    -          324,000.00                   36,000.00             360,000.00          360,000.00                   80.00
1103645354         CHARLOTTESVILLE                                     22901   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    243,000.00                    243,000.00   First Lien                                    -          324,000.00                   81,000.00             324,000.00          324,000.00                   75.00
1103645355         PERRY HALL                                          21128   MD                       20061201                20361101    ARMS                   No                                          360                    360                          356                    439,250.00                    439,250.00   First Lien                                    -          549,050.00                  109,800.00             549,124.00          585,000.00                   79.99
1103645356         VIRGINIA BEACH                                      23464   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    236,000.00                    236,000.00   First Lien                                    -          280,250.00                   44,250.00                      -          295,000.00                   80.00
1103645357         MAGNOLLA                                            19962   DE                       20070201                20370101    ARMS                   No                                          360                    360                          358                    348,250.00                    348,250.00   First Lien                                    -          435,300.00                   87,050.00             435,350.00          436,000.00                   79.99
1103645358         MOUNT JOY                                           17552   PA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    104,900.00                    104,561.45   First Lien                                    -          125,844.00                   20,944.00                      -          139,900.00                   74.98
1103645359         RICHMOND                                            23231   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    131,250.00                    131,068.77   First Lien                                    -          157,500.00                   26,250.00             175,000.00          178,000.00                   75.00
1103645360         NORFOLK                                             23513   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    153,750.00                    153,532.28   First Lien                                    -          205,000.00                   51,250.00             205,000.00          206,000.00                   75.00
1103645361         MANASSAS                                            20111   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    337,500.00                    337,500.00   First Lien                                    -          450,000.00                  112,500.00                      -          470,000.00                   71.81
1103645365         BALTIMORE                                           21211   MD                       20070101                20361201    FIXED                  No                                          360                    360                          357                    168,000.00                    167,594.55   First Lien                                    -          168,000.00                           -                      -          318,001.00                   52.83
1103645366         VIRGINIA BEACH                                      23455   VA                       20061201                20361101    FIXED                  No                                          360                    360                          356                    416,250.00                    414,768.82   First Lien                                    -          476,250.00                   60,000.00                      -          555,000.00                   75.00
1103645367         HANOVER                                             17331   PA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    135,900.00                    135,538.31   First Lien                                    -          135,900.00                           -             169,900.00          169,900.00                   79.99
1103645396         SAN FRANCISCO                                       94110   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    449,400.00                    449,400.00   First Lien                                    -          449,400.00                           -                      -          790,000.00                   56.89
1103645421         HERCULES                                            94547   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    554,350.00                    554,350.00   First Lien                                    -          692,948.00                  138,598.00             692,990.00          692,990.00                   79.99
1103645422         HAWTHORNE                                           90250   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    329,000.00                    329,000.00   First Lien                                    -          329,000.00                           -                      -          553,000.00                   59.49
1103645423         HAYWARD                                             94544   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    480,000.00                    480,000.00   First Lien                                    -          559,980.00                   79,980.00                      -          600,000.00                   80.00
1103645424         NEWARK                                              94560   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    528,000.00                    528,000.00   First Lien                                    -          559,944.00                   31,944.00                      -          660,000.00                   80.00
1103645425         HAYWARD                                             94544   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    468,000.00                    468,000.00   First Lien                                    -          555,750.00                   87,750.00                      -          585,000.00                   80.00
1103645426         FOLSOM                                              95630   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          385,000.00                   64.94
1103645427         CAZADERO                                            95421   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          525,000.00                   70.10
1103645428         LAS VEGAS                                           89115   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    206,400.00                    206,400.00   First Lien                                    -          245,100.00                   38,700.00                      -          258,000.00                   80.00
1103645429         OCEANSIDE                                           92057   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    272,000.00                    272,000.00   First Lien                                    -          306,000.00                   34,000.00                      -          340,000.00                   80.00
1103645430         GLEN ELLEN                                          95442   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    506,250.00                    506,250.00   First Lien                                    -          506,250.00                           -             675,000.00          690,000.00                   75.00
1103645431         TEMPE                                               85282   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    168,800.00                    168,800.00   First Lien                                    -          168,800.00                           -                      -          211,000.00                   80.00
1103645432         TEMPE                                               85281   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    156,000.00                    156,000.00   First Lien                                    -          156,000.00                           -                      -          195,000.00                   80.00
1103645433         SACRAMENTO                                          95838   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    203,000.00                    203,000.00   First Lien                                    -          203,000.00                           -                      -          350,000.00                   58.00
1103645434         PHOENIX                                             85020   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    748,000.00                    748,000.00   First Lien                                    -          748,000.00                           -             935,000.00          950,000.00                   80.00
1103645435         SAN DIEGO                                           92109   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    231,200.00                    231,200.00   First Lien                                    -          289,000.00                   57,800.00             289,000.00          305,000.00                   80.00
1103645436         SANTA ROSA                                          95401   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    438,000.00                    438,000.00   First Lien                                    -          438,000.00                           -                      -          730,000.00                   60.00
1103645437         CERES                                               95307   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    364,000.00                    364,000.00   First Lien                                    -          364,000.00                           -                      -          455,000.00                   80.00
1103645438         GERMANTOWN                                          20874   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    476,000.00                    476,000.00   First Lien                                    -          595,000.00                  119,000.00             595,000.00          639,000.00                   80.00
1103645439         AUBURN                                              95602   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    798,000.00                    798,000.00   First Lien                                    -          798,000.00                           -                      -        1,140,000.00                   70.00
1103645440         SAN DIEGO                                           92154   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    280,000.00                    280,000.00   First Lien                                    -          380,016.00                  100,016.00                      -          470,000.00                   59.57
1103645441         CHANDLER                                            85226   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    155,000.00                    155,000.00   First Lien                                    -          155,000.00                           -             265,000.00          270,000.00                   58.49
1103645442         EAST HAVEN                                           6512   CT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    223,200.00                    223,200.00   First Lien                                    -          279,000.00                   55,800.00             279,000.00          295,000.00                   80.00
1103645443         VACAVILLE                                           95687   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    316,000.00                    316,000.00   First Lien                                    -          395,000.00                   79,000.00             395,000.00          396,500.00                   80.00
1103645444         TOWNSHIP OF WINSLOW                                  8089   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    151,200.00                    151,200.00   First Lien                                    -          189,000.00                   37,800.00             189,000.00          190,000.00                   80.00
1103645445         RAYMOND                                              4071   ME                       20070201                20370101    ARMS                   No                                          360                    360                          358                    166,400.00                    166,126.42   First Lien                                    -          208,000.00                   41,600.00                      -          208,000.00                   80.00
1103645446         SILVER SPRING                                       20906   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          475,000.00                   80.00
1103645447         SOUTH LAKE TAHOE                                    96150   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    290,000.00                    290,000.00   First Lien                                    -          290,000.00                           -                      -          370,000.00                   78.38
1103645448         FAIRFAX                                             22033   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    416,250.00                    416,250.00   First Lien                                    -          491,231.00                   74,981.00                      -          555,000.00                   75.00
1103645449         UKIAH                                               95482   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    289,500.00                    289,500.00   First Lien                                    -          361,916.00                   72,416.00             361,900.00          363,000.00                   79.99
1103645465         GULF SHORES                                         36542   AL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    526,400.00                    526,400.00   First Lien                                    -          676,400.00                  150,000.00             752,000.00          800,000.00                   70.00
1103645468         HOLTVILLE                                           92250   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    116,000.00                    115,895.13   First Lien                                    -          116,000.00                           -                      -          215,000.00                   53.95
1103645470         LAKE PLACID                                         33852   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     85,000.00                     84,928.59   First Lien                                    -           85,000.00                           -             130,000.00          145,000.00                   65.38
1103645489         DESERT HOT SPRINGS                                  92240   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    209,000.00                    209,000.00   First Lien                                    -          209,000.00                           -                      -          330,000.00                   63.33
1103645510         DETROIT                                             48224   MI                       20061201                20361101    ARMS                   No                                          360                    360                          356                    132,000.00                    132,000.00   First Lien                                    -          165,000.00                   33,000.00                      -          165,000.00                   80.00
1103645511         SALT LAKE CITY                                      84116   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    157,500.00                    157,500.00   First Lien                                    -          157,500.00                           -                      -          225,000.00                   70.00
1103645514         HILLSIDE                                             7205   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00             400,000.00          400,000.00                   80.00
1103645516         NORTH WALES                                         19454   PA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    248,800.00                    248,447.67   First Lien                                    -          311,000.00                   62,200.00                      -          311,000.00                   80.00
1103645517         LAS VEGAS                                           89101   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    208,000.00                    208,000.00   First Lien                                    -          260,000.00                   52,000.00                      -          260,000.00                   80.00
1103645518         SAN MARCOS                                          92078   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    432,000.00                    432,000.00   First Lien                                    -          432,000.00                           -                      -          540,000.00                   80.00
1103645519         SALT LAKE CITY                                      84116   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    133,000.00                    133,000.00   First Lien                                    -          133,000.00                           -                      -          190,000.00                   70.00
1103645520         VISTA                                               92084   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    306,000.00                    306,000.00   First Lien                                    -          306,000.00                           -                      -          465,000.00                   65.81
1103645522         ATLANTA                                             30349   GA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    132,000.00                    131,798.52   First Lien                                    -          165,000.00                   33,000.00             165,000.00          165,000.00                   80.00
1103645526         ALLENTOWN                                           18103   PA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    161,600.00                    161,445.00   First Lien                                    -          161,600.00                           -                      -          202,000.00                   80.00
1103645527         BAKERSFIELD AREA                                    93307   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    106,000.00                    105,803.13   First Lien                                    -          106,000.00                           -                      -          175,000.00                   60.57
1103645528         TUSTIN                                              92780   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    850,000.00                    850,000.00   First Lien                                    -          850,000.00                           -                      -        1,150,000.00                   73.91
1103645530         GILBERT                                             85297   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    272,780.00                    272,780.00   First Lien                                    -          272,780.00                           -             389,686.00          400,000.00                   70.00
1103645531         BROOKLYN                                            11212   NY                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    237,000.00                    236,769.35   First Lien                                    -          237,000.00                           -                      -          500,000.00                   47.40
1103645546         OREM                                                84057   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    196,000.00                    196,000.00   First Lien                                    -          196,000.00                           -                      -          280,000.00                   70.00
1103645551         MIAMI                                               33161   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    432,000.00                    431,538.45   First Lien                                    -          513,000.00                   81,000.00             540,000.00          540,000.00                   80.00
1103645604         MODESTO                                             95350   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    110,000.00                    110,000.00   First Lien                                    -          110,000.00                           -                      -          200,000.00                   55.00
1103645613         SOUTH GATE                                          90280   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    289,000.00                    289,000.00   First Lien                                    -          289,000.00                           -                      -          500,000.00                   57.80
1103645623         WILDOMAR                                            92595   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    436,000.00                    436,000.00   First Lien                                    -          436,000.00                           -                      -          545,000.00                   80.00
1103645628         VIRGINIA BEACH                                      23454   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    144,000.00                    143,921.54   First Lien                                    -          144,000.00                           -                      -          180,000.00                   80.00
1103645629         LANCASTER                                           93536   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    345,000.00                    345,000.00   First Lien                                    -          437,000.00                   92,000.00                      -          460,000.00                   75.00
1103645637         GILBERT                                             85233   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    262,500.00                    262,290.08   First Lien                                    -          262,500.00                           -                      -          375,000.00                   70.00
1103645643         SEATTLE                                             98115   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    371,000.00                    371,000.00   First Lien                                    -          477,000.00                  106,000.00             530,000.00          534,000.00                   70.00
1103645650         ESCONDIDO                                           92026   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    560,000.00                    560,000.00   First Lien                                    -          560,000.00                           -                      -          700,000.00                   80.00
1103645651         CHERRY VALLEY                                       92223   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          342,000.00                   52.63
1103645659         KAILUA KONA                                         96740   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    472,100.00                    472,100.00   First Lien                                    -          472,100.00                           -                      -          630,000.00                   74.94
1103645672         SAN DIEGO                                           92131   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    960,100.00                    956,833.66   First Lien                                    -          960,100.00                           -           1,371,737.00        1,380,000.00                   69.99
1103645677         ANTIOCH                                             94531   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    236,200.00                    236,200.00   First Lien                                    -          283,500.00                   47,300.00                      -          315,000.00                   74.98
1103645684         TORRANCE                                            90505   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    285,600.00                    285,600.00   First Lien                                    -          333,000.00                   47,400.00                      -          357,000.00                   80.00
1103645689         BURBANK                                             91505   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    584,600.00                    584,600.00   First Lien                                    -          662,550.00                   77,950.00             779,500.00          800,000.00                   75.00
1103645700         MAGALIA                                             95954   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          288,000.00                   32,000.00             320,000.00          320,000.00                   80.00
1103645706         EUGENE                                              97402   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    190,800.00                    190,737.33   First Lien                                    -          190,800.00                           -             212,000.00          235,000.00                   90.00
1103645736         SAN FRANCISCO                                       94127   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    960,000.00                    960,000.00   First Lien                                    -        1,216,000.00                  256,000.00           1,280,000.00        1,280,000.00                   75.00
1103645741         GULFPORT                                            39507   MS                       20070201                20370101    ARMS                   No                                          360                    360                          358                    294,700.00                    294,700.00   First Lien                                    -          399,900.00                  105,200.00             421,000.00          430,000.00                   70.00
1103645744         SANTA ROSA                                          95403   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    550,000.00                    548,821.28   First Lien                                    -          550,000.00                           -             750,000.00          900,000.00                   73.33
1103645750         BENICIA                                             94510   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    616,000.00                    616,000.00   First Lien                                    -          770,000.00                  154,000.00                      -          770,000.00                   80.00
1103645756         LOS ANGELES                                         90003   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    540,000.00                    539,734.39   First Lien                                    -          675,000.00                  135,000.00             675,000.00          750,000.00                   80.00
1103645806         MANCHESTER                                           3103   NH                       20070301                20370201    FIXED                  No                                          360                    360                          359                    210,000.00                    209,844.15   First Lien                                    -          210,000.00                           -                      -          280,000.00                   75.00
1103645810         SOUTH GATE                                          90280   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    275,000.00                    275,000.00   First Lien                                    -          275,000.00                           -                      -          600,000.00                   45.83
1103645823         VAN NUYS                                            91406   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          625,000.00                   57.60
1103645831         SANTA FE SPRINGS                                    90670   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    317,000.00                    315,921.54   First Lien                                    -          317,000.00                           -                      -          637,000.00                   49.76
1103645833         MODESTO                                             95351   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    240,000.00                    240,000.00   First Lien                                    -          270,000.00                   30,000.00             300,000.00          300,000.00                   80.00
1103645836         TRACY                                               95376   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    264,000.00                    264,000.00   First Lien                                    -          327,500.00                   63,500.00                      -          352,000.00                   75.00
1103645845         SAN JOSE                                            95148   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    548,000.00                    548,000.00   First Lien                                    -          548,000.00                           -             685,000.00          685,000.00                   80.00
1103645847         NORTH HIGHLANDS                                     95660   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          350,000.00                   80.00
1103645849         MARTINEZ                                            94553   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          450,000.00                   44.44
1103645851         STEVENSON RANCH                                     91381   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    920,000.00                    919,105.81   First Lien                                    -          920,000.00                           -           1,150,000.00        1,153,000.00                   80.00
1103645880         SPARKS                                              89431   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    184,000.00                    184,000.00   First Lien                                    -          207,000.00                   23,000.00                      -          230,000.00                   80.00
1103645899         HACIENDA HEIGHTS                                    91745   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    468,000.00                    468,000.00   First Lien                                    -          624,000.00                  156,000.00             624,000.00          624,000.00                   75.00
1103645913         COLTON                                              92324   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00                      -          400,000.00                   80.00
1103645918         GULF SHORES                                         36542   AL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          250,000.00                   70.00
1103645926         KAILUA KONA                                         96740   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    199,500.00                    199,500.00   First Lien                                    -          252,700.00                   53,200.00             266,000.00          266,000.00                   75.00
1103645947         ONTARIO                                             91762   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00             460,000.00          460,000.00                   80.00
1103645965         FORT WORTH                                          76132   TX                       20070301                20370201    FIXED                  No                                          360                    360                          359                    600,000.00                    599,373.56   First Lien                                    -          600,000.00                           -                      -        1,550,000.00                   38.71
1103645969         PARKLAND                                            33076   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    311,000.00                    310,769.19   First Lien                                    -          311,000.00                           -                      -          545,000.00                   57.06
1103645989         NEWARK                                               7104   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    270,000.00                    269,936.50   First Lien                                    -          270,000.00                           -                      -          310,000.00                   87.10
1103645990         PARAMOUNT                                           90723   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    342,400.00                    342,400.00   First Lien                                    -          428,000.00                   85,600.00             428,000.00          440,000.00                   80.00
1103645997         FRESNO                                              93706   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    154,210.00                    154,080.44   First Lien                                    -          154,210.00                           -                      -          220,300.00                   70.00
1103646059         ESCONDIDO                                           92026   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    308,800.00                    308,800.00   First Lien                                    -          383,800.00                   75,000.00                      -          386,000.00                   80.00
1103646062         TEMECULA                                            92592   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00                      -          500,000.00                   80.00
1103646063         ELK GROVE                                           95758   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    348,000.00                    348,000.00   First Lien                                    -          348,000.00                           -                      -          435,000.00                   80.00
1103646064         CULPEPER                                            22701   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00                      -          400,000.00                   80.00
1103646065         SAN FRANCISCO                                       94118   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    325,000.00                    325,000.00   First Lien                                    -          325,000.00                           -                      -          775,000.00                   41.94
1103646066         WILMINGTON                                          28412   NC                       20070201                20370101    ARMS                   No                                          360                    360                          358                    158,400.00                    158,400.00   First Lien                                    -          198,000.00                   39,600.00             198,000.00          205,000.00                   80.00
1103646067         SACRAMENTO                                          95829   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    261,500.00                    261,500.00   First Lien                                    -          326,913.00                   65,413.00             326,900.00          335,000.00                   79.99
1103646068         CAVE CREEK                                          85331   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    385,000.00                    385,000.00   First Lien                                    -          550,000.00                  165,000.00             550,000.00          555,000.00                   70.00
1103646069         SCOTTSDALE                                          85251   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    169,000.00                    169,000.00   First Lien                                    -          169,000.00                           -                      -          260,000.00                   65.00
1103646070         OAKLAND                                             94619   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    417,000.00                    417,000.00   First Lien                                    -          481,521.00                   64,521.00                      -          535,000.00                   77.94
1103646071         FRAMINGHAM                                           1701   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    221,250.00                    221,250.00   First Lien                                    -          280,250.00                   59,000.00             295,000.00          310,000.00                   75.00
1103646072         LAKESIDE                                            92040   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    411,000.00                    411,000.00   First Lien                                    -          411,000.00                           -                      -          725,000.00                   56.69
1103646073         GOLD CANYON                                         85218   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    201,600.00                    201,600.00   First Lien                                    -          201,600.00                           -                      -          252,000.00                   80.00
1103646074         MADERA                                              93638   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    284,000.00                    284,000.00   First Lien                                    -          319,500.00                   35,500.00             355,000.00          355,000.00                   80.00
1103646075         SANTA ROSA                                          95405   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    417,000.00                    417,000.00   First Lien                                    -          554,984.00                  137,984.00                      -          560,000.00                   74.46
1103646076         CONCORD                                             94521   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    290,400.00                    290,400.00   First Lien                                    -          362,891.00                   72,491.00             363,000.00          365,000.00                   80.00
1103646077         CHELSEA                                              2150   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    368,800.00                    368,800.00   First Lien                                    -          461,000.00                   92,200.00                      -          461,000.00                   80.00
1103646078         JACKSONVILLE BEACH                                  32250   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    795,000.00                    795,000.00   First Lien                                    -          848,000.00                   53,000.00           1,060,000.00        1,140,000.00                   75.00
1103646079         TEMPE                                               85281   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    176,000.00                    176,000.00   First Lien                                    -          220,000.00                   44,000.00             220,000.00          220,000.00                   80.00
1103646080         EATONTON                                            31024   GA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          530,000.00                   72.64
1103646081         MORGAN HILL                                         95037   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    448,000.00                    448,000.00   First Lien                                    -          448,000.00                           -                      -          560,000.00                   80.00
1103646082         LOS ANGELES                                         90064   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    716,000.00                    716,000.00   First Lien                                    -          895,000.00                  179,000.00             895,000.00          895,000.00                   80.00
1103646083         SEBASTOPOL                                          95472   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          625,000.00                   80.00
1103646084         SACRAMENTO                                          95822   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    264,000.00                    264,000.00   First Lien                                    -          264,000.00                           -                      -          330,000.00                   80.00
1103646085         OAKDALE                                             95361   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    322,500.00                    322,500.00   First Lien                                    -          322,500.00                           -                      -          430,000.00                   75.00
1103646086         REDWOOD CITY                                        94062   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    715,000.00                    715,000.00   First Lien                                    -          832,013.00                  117,013.00                      -          925,000.00                   77.30
1103646087         SAN BRUNO                                           94066   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    270,850.00                    270,850.00   First Lien                                    -          338,604.00                   67,754.00             338,600.00          348,000.00                   79.99
1103646088         CITY OF STOCKTON                                    95206   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    332,000.00                    332,000.00   First Lien                                    -          332,000.00                           -                      -          415,000.00                   80.00
1103646089         OAKLEY                                              94561   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    330,000.00                    330,000.00   First Lien                                    -          330,000.00                           -             480,000.00          480,000.00                   68.75
1103646091         TOWN OF NEWBURGH                                    12550   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    302,400.00                    302,400.00   First Lien                                    -          378,000.00                   75,600.00             378,000.00          378,000.00                   80.00
1103646092         SURPRISE                                            85379   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    193,600.00                    193,600.00   First Lien                                    -          193,600.00                           -                      -          242,000.00                   80.00
1103646093         TOWNSHIP OF TOMS RIVER                               8753   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    125,000.00                    125,000.00   First Lien                                    -          125,000.00                           -             193,000.00          265,000.00                   64.77
1103646094         SCOTTSDALE                                          85262   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    788,000.00                    788,000.00   First Lien                                    -          908,998.00                  120,998.00                      -        1,010,000.00                   78.02
1103646095         CITY OF ROANOKE RAPIDS                              27870   NC                       20070201                20370101    ARMS                   No                                          360                    360                          358                    169,600.00                    169,600.00   First Lien                                    -          190,800.00                   21,200.00             212,000.00          213,000.00                   80.00
1103646096         SAN PABLO                                           94806   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    392,000.00                    392,000.00   First Lien                                    -          490,000.00                   98,000.00                      -          490,000.00                   80.00
1103646097         OAK BLUFFS                                           2557   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    464,800.00                    464,800.00   First Lien                                    -          614,798.00                  149,998.00                      -          664,000.00                   70.00
1103646098         RIALTO                                              92376   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    372,000.00                    372,000.00   First Lien                                    -          441,750.00                   69,750.00                      -          465,000.00                   80.00
1103646099         CHINO HILLS                                         91709   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    472,000.00                    472,000.00   First Lien                                    -          531,000.00                   59,000.00             590,000.00          600,000.00                   80.00
1103646100         TOWNSHIP OF MONROE                                   8094   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    217,500.00                    217,500.00   First Lien                                    -          275,500.00                   58,000.00                      -          290,000.00                   75.00
1103646101         RANCHO SANTA FE                                     92067   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -                      -        2,300,000.00                   32.61
1103646102         CALEXICO                                            92231   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    195,000.00                    195,000.00   First Lien                                    -          195,000.00                           -                      -          300,000.00                   65.00
1103646103         SALT LAKE CITY                                      84102   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    144,000.00                    144,000.00   First Lien                                    -          162,000.00                   18,000.00             180,000.00          240,000.00                   80.00
1103646104         GLENDALE                                            85308   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    281,950.00                    281,950.00   First Lien                                    -          376,938.00                   94,988.00                      -          425,000.00                   66.34
1103646138         TULSA                                               74135   OK                       20070301                20370201    FIXED                  No                                          360                    360                          359                    111,375.00                    111,296.39   First Lien                                    -          141,075.00                   29,700.00                      -          148,500.00                   75.00
1103646141         SAN JOSE                                            95125   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    202,000.00                    201,546.29   First Lien                                    -          202,000.00                           -             650,000.00          650,000.00                   31.08
1103646144         RAMONA                                              92065   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    316,400.00                    316,400.00   First Lien                                    -          316,400.00                           -                      -          452,000.00                   70.00
1103646145         JACKSONVILLE BEACH                                  32250   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    377,000.00                    377,000.00   First Lien                                    -          377,000.00                           -             540,000.00          550,000.00                   69.81
1103646146         OCEANSIDE                                           92056   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    456,000.00                    456,000.00   First Lien                                    -          513,000.00                   57,000.00                      -          570,000.00                   80.00
1103646156         SAN CARLOS                                          94070   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,000,000.00                    998,955.94   First Lien                                    -        1,000,000.00                           -           1,310,000.00        1,310,000.00                   76.34
1103646160         SAN DIEGO                                           92111   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          338,550.00                   58,550.00                      -          400,000.00                   70.00
1103646162         GARDENA                                             90247   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    258,440.00                    258,440.00   First Lien                                    -          258,440.00                           -                      -          600,000.00                   43.07
1103646170         GARDEN GROVE                                        92841   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    498,500.00                    498,500.00   First Lien                                    -          562,500.00                   64,000.00             625,000.00          630,000.00                   79.76
1103646175         ORANGE                                              92869   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          770,000.00                   54.55
1103646199         CARLSBAD                                            92009   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -                      -          420,000.00                   75.00
1103646210         DINUBA                                              93618   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          168,000.00                           -                      -          280,000.00                   60.00
1103646222         CONCORD                                             94520   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    280,000.00                    279,727.86   First Lien                                    -          280,000.00                           -                      -          680,000.00                   41.18
1103646227         COMPTON                                             90221   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    352,000.00                    351,725.41   First Lien                                    -          440,000.00                   88,000.00             440,000.00          440,000.00                   80.00
1103646233         RIDGECREST                                          93555   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    130,200.00                    130,200.00   First Lien                                    -          167,400.00                   37,200.00             186,000.00          186,000.00                   70.00
1103646237         RIDGECREST                                          93555   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    122,500.00                    122,500.00   First Lien                                    -          157,500.00                   35,000.00             175,000.00          175,000.00                   70.00
1103646271         YORBA LINDA                                         92887   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    560,000.00                    559,718.80   First Lien                                    -          560,000.00                           -                      -          845,000.00                   66.27
1103646282         GULF SHORES                                         36542   AL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    553,000.00                    553,000.00   First Lien                                    -          750,500.00                  197,500.00             790,000.00          815,000.00                   70.00
1103646299         MIAMI BEACH                                         33139   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -             775,000.00          625,000.00                   80.00
1103646302         WATSONVILLE                                         95076   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    626,000.00                    625,420.19   First Lien                                    -          626,000.00                           -                      -        2,500,000.00                   25.04
1103646304         COLORADO SPRINGS                                    80911   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    104,080.00                    104,024.61   First Lien                                    -          104,080.00                           -             130,100.00          138,000.00                   80.00
1103646347         BAKERSFIELD                                         93313   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    208,750.00                    208,750.00   First Lien                                    -          234,800.00                   26,050.00             260,995.00          261,000.00                   79.98
1103646383         LOS ANGELES                                         90008   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    660,000.00                    660,000.00   First Lien                                    -          825,000.00                  165,000.00             825,000.00          825,000.00                   80.00
1103646391         HENDERSON                                           89012   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    692,545.00                    692,545.00   First Lien                                    -          692,545.00                           -                      -        1,450,000.00                   47.76
1103646394         GREEN BAY                                           54301   WI                       20070101                20361201    ARMS                   No                                          360                    360                          357                    129,600.00                    129,347.97   First Lien                                    -          162,000.00                   32,400.00                      -          162,000.00                   80.00
1103646409         MURRIETA                                            92563   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    316,000.00                    316,000.00   First Lien                                    -          395,000.00                   79,000.00             395,000.00          405,000.00                   80.00
1103646416         MURRELLS INLET                                      29576   SC                       20070301                20370201    ARMS                   No                                          360                    360                          359                    128,000.00                    127,949.13   First Lien                                    -          128,000.00                           -                      -          160,000.00                   80.00
1103646429         SUN CITY                                            85373   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    309,600.00                    309,600.00   First Lien                                    -          348,300.00                   38,700.00             387,105.00          388,000.00                   79.98
1103646438         PALM BAY                                            32909   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    152,475.00                    152,475.00   First Lien                                    -          152,475.00                           -             160,500.00          166,000.00                   95.00
1103646441         BAKERSFIELD                                         93304   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    127,000.00                    127,000.00   First Lien                                    -          127,000.00                           -                      -          193,000.00                   65.80
1103646444         CICERO                                              60804   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          199,500.00                   31,500.00                      -          210,000.00                   80.00
1103646462         QUINCY                                              95971   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    136,000.00                    135,885.75   First Lien                                    -          170,000.00                   34,000.00             170,000.00          175,000.00                   80.00
1103646484         PANAMA CITY BEACH                                   32407   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    113,000.00                    113,000.00   First Lien                                    -          113,000.00                           -                      -          191,000.00                   59.16
1103646503         SAINT PAUL                                          55106   MN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    118,450.00                    118,450.00   First Lien                                    -          218,500.00                  100,050.00             230,000.00          230,000.00                   51.50
1103646533         BEAVERTON                                           97007   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    426,500.00                    426,500.00   First Lien                                    -          426,500.00                           -                      -          645,000.00                   66.12
1103646537         WALNUT CREEK                                        94596   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    202,500.00                    202,500.00   First Lien                                    -          243,000.00                   40,500.00             270,000.00          277,500.00                   75.00
1103646544         LA HABRA                                            90631   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          598,500.00                   98,500.00                      -          630,000.00                   79.37
1103646576         VALENCIA                                            91354   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          670,000.00                   59.70
1103646618         MENIFEE                                             92584   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00             405,000.00          405,000.00                   80.00
1103646625         RIALTO                                              92377   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    292,500.00                    292,500.00   First Lien                                    -          292,500.00                           -                      -          425,000.00                   68.82
1103646629         PHOENIX                                             85051   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    110,000.00                    110,000.00   First Lien                                    -          110,000.00                           -                      -          197,000.00                   55.84
1103646661         SAN FERNANDO                                        91340   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          514,000.00                   62.26
1103646674         LINCOLN                                             68510   NE                       20070301                20370201    FIXED                  No                                          360                    360                          359                     93,200.00                     93,200.00   First Lien                                    -          116,500.00                   23,300.00                      -          116,500.00                   80.00
1103646684         SANTEE                                              92071   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    231,000.00                    231,000.00   First Lien                                    -          231,000.00                           -             391,000.00          400,000.00                   59.08
1103646685         LOWER POTTSGROVE TWP                                19464   PA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    130,000.00                    130,000.00   First Lien                                    -          130,000.00                           -                      -          270,000.00                   48.15
1103646686         TEMPE                                               85284   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    315,000.00                    315,000.00   First Lien                                    -          401,985.00                   86,985.00                      -          450,000.00                   70.00
1103646687         SURPRISE                                            85388   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    201,250.00                    201,250.00   First Lien                                    -          258,010.00                   56,760.00                      -          258,000.00                   78.00
1103646688         OCEANSIDE                                           92057   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    456,000.00                    456,000.00   First Lien                                    -          513,000.00                   57,000.00                      -          570,000.00                   80.00
1103646689         TWP OF GLOUCESTER                                    8029   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    183,200.00                    183,200.00   First Lien                                    -          229,000.00                   45,800.00             229,000.00          229,000.00                   80.00
1103646691         LA MESA                                             91941   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    648,750.00                    648,750.00   First Lien                                    -          809,727.00                  160,977.00                      -          865,000.00                   75.00
1103646692         CENTERVILLE                                          2632   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    223,200.00                    223,200.00   First Lien                                    -          279,000.00                   55,800.00             279,000.00          283,000.00                   80.00
1103646693         RED BLUFF                                           96080   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    140,000.00                    140,000.00   First Lien                                    -          175,000.00                   35,000.00             175,000.00          219,000.00                   80.00
1103646694         LIVERMORE                                           94551   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          440,030.00                  140,030.00                      -          550,000.00                   54.55
1103646695         SAN LEANDRO                                         94577   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
1103646696         PITTSBURG                                           94565   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    340,000.00                    340,000.00   First Lien                                    -          416,500.00                   76,500.00                      -          425,000.00                   80.00
1103646697         FRESNO                                              93720   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    348,000.00                    348,000.00   First Lien                                    -          391,500.00                   43,500.00                      -          435,000.00                   80.00
1103646698         ANTIOCH                                             94509   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    384,000.00                    384,000.00   First Lien                                    -          432,000.00                   48,000.00                      -          480,000.00                   80.00
1103646699         VALLEJO                                             94591   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    493,600.00                    493,600.00   First Lien                                    -          616,980.00                  123,380.00                      -          620,000.00                   79.61
1103646700         UNION CITY                                          94587   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    650,000.00                    650,000.00   First Lien                                    -          840,008.00                  190,008.00                      -          840,000.00                   77.38
1103646701         TRACY                                               95377   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    520,000.00                    520,000.00   First Lien                                    -          617,500.00                   97,500.00                      -          650,000.00                   80.00
1103646702         BRENTWOOD                                           94513   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    740,000.00                    740,000.00   First Lien                                    -          925,000.00                  185,000.00             925,000.00          955,000.00                   80.00
1103646703         HILLSBORO                                           97123   OR                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,720,000.00                  1,720,000.00   First Lien                                    -        1,720,000.00                           -                      -        2,490,000.00                   69.08
1103646704         PALM DESERT                                         92260   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    273,750.00                    273,750.00   First Lien                                    -          365,000.00                   91,250.00                      -          365,000.00                   75.00
1103646705         SAN DIMAS                                           91773   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00                      -          600,000.00                   80.00
1103646706         LOS ANGELES                                         90043   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    544,000.00                    544,000.00   First Lien                                    -          544,000.00                           -                      -          680,000.00                   80.00
1103646707         VICTORVILLE                                         92395   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    240,000.00                    240,000.00   First Lien                                    -          285,000.00                   45,000.00                      -          300,000.00                   80.00
1103646708         SAN JOSE                                            95120   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    545,000.00                    545,000.00   First Lien                                    -          545,000.00                           -                      -        1,548,500.00                   35.20
1103646709         GREENBELT                                           20770   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    296,000.00                    295,570.16   First Lien                                    -          314,500.00                   18,500.00                      -          370,000.00                   80.00
1103646710         LOUDON                                               3307   NH                       20070201                20370101    ARMS                   No                                          360                    360                          358                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00             305,000.00          305,000.00                   80.00
1103646711         CULPEPER                                            22701   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    352,000.00                    352,000.00   First Lien                                    -          396,000.00                   44,000.00                      -          440,000.00                   80.00
1103646712         EL CERRITO                                          94530   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          470,000.00                   63.83
1103646713         PORT ROYAL                                          29935   SC                       20070201                20370101    ARMS                   No                                          360                    360                          358                    293,760.00                    293,760.00   First Lien                                    -          293,760.00                           -             326,400.00          344,000.00                   90.00
1103646714         MALDEN                                               2148   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    156,800.00                    156,800.00   First Lien                                    -          196,000.00                   39,200.00             196,000.00          199,000.00                   80.00
1103646715         BETHESDA                                            20816   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    656,800.00                    656,800.00   First Lien                                    -          821,000.00                  164,200.00                      -          821,000.00                   80.00
1103646716         MILL VALLEY                                         94941   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    515,000.00                    515,000.00   First Lien                                    -          515,000.00                           -                      -          808,000.00                   63.74
1103646717         BALDWIN PARK                                        91706   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    396,000.00                    396,000.00   First Lien                                    -          396,000.00                           -                      -          500,000.00                   79.20
1103646718         PHOENIX                                             85029   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
1103646719         FOUNTAIN HILLS                                      85268   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    373,750.00                    373,750.00   First Lien                                    -          373,750.00                           -                      -          575,000.00                   65.00
1103646720         SAN LEANDRO                                         94579   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          568,000.00                   77.46
1103646721         LA MESA                                             91942   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    408,000.00                    408,000.00   First Lien                                    -          482,919.00                   74,919.00             510,000.00          512,000.00                   80.00
1103646722         SANTA ANA                                           92707   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00             600,000.00          600,000.00                   80.00
1103646723         HOLMDEL                                              7733   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,055,000.00                   61.61
1103646725         PHOENIX                                             85022   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    225,000.00                    225,000.00   First Lien                                    -          225,000.00                           -                      -          450,000.00                   50.00
1103646726         TEMPE                                               85283   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    224,000.00                    224,000.00   First Lien                                    -          257,600.00                   33,600.00                      -          280,000.00                   80.00
1103646727         ROSEVILLE                                           95747   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    461,250.00                    461,250.00   First Lien                                    -          553,500.00                   92,250.00                      -          615,000.00                   75.00
1103646728         PITTSBURG                                           94565   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    257,600.00                    257,600.00   First Lien                                    -          340,022.00                   82,422.00                      -          380,000.00                   67.79
1103646729         FREMONT                                             94536   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    328,000.00                    328,000.00   First Lien                                    -          369,000.00                   41,000.00                      -          410,000.00                   80.00
1103646770         NAPA                                                94559   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    440,000.00                    439,572.34   First Lien                                    -          440,000.00                           -                      -          675,000.00                   65.19
1103646782         TUSTIN                                              92782   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    824,800.00                    824,800.00   First Lien                                    -          824,800.00                           -                      -        1,031,000.00                   80.00
1103646794         NORTH LAUDERDALE                                    33068   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    158,500.00                    158,377.58   First Lien                                    -          158,500.00                           -                      -          240,000.00                   66.04
1103646799         PHOENIX                                             85040   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    102,600.00                    102,600.00   First Lien                                    -          102,600.00                           -                      -          155,000.00                   66.19
1103646810         FRESNO                                              93701   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    138,600.00                    138,600.00   First Lien                                    -          188,100.00                   49,500.00                      -          198,000.00                   70.00
1103646817         PALMDALE                                            93551   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    452,000.00                    452,000.00   First Lien                                    -          452,000.00                           -                      -          565,000.00                   80.00
1103646832         BAKERSFIELD                                         93313   CA                       20061101                20361001    FIXED                  No                                          360                    360                          355                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          330,000.00                   78.79
1103646840         BAKERSFIELD                                         93313   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    257,800.00                    257,800.00   First Lien                                    -          322,250.00                   64,450.00             322,310.00          323,000.00                   79.99
1103646878         LAVEEN                                              85339   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    374,500.00                    374,500.00   First Lien                                    -          508,250.00                  133,750.00             535,000.00          630,000.00                   70.00
1103646882         LOS ANGELES                                         90018   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    490,000.00                    490,000.00   First Lien                                    -          490,000.00                           -             640,000.00          650,000.00                   76.56
1103646886         NORWALK                                             90650   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    416,000.00                    416,000.00   First Lien                                    -          466,000.00                   50,000.00                      -          525,000.00                   79.24
1103646908         LONG BEACH                                          90810   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    364,000.00                    364,000.00   First Lien                                    -          449,000.00                   85,000.00                      -          455,000.00                   80.00
1103646911         BAKERSFIELD                                         93312   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    268,750.00                    268,750.00   First Lien                                    -          335,950.00                   67,200.00             335,965.00          336,000.00                   79.99
1103646914         LA MESA                                             91941   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    628,000.00                    628,000.00   First Lien                                    -          628,000.00                           -                      -          900,000.00                   69.78
1103646927         ANAHEIM                                             92802   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    384,000.00                    384,000.00   First Lien                                    -          480,000.00                   96,000.00             480,000.00          480,000.00                   80.00
1103646950         SAN JOSE                                            95112   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    735,000.00                    735,000.00   First Lien                                    -          735,000.00                           -                      -        1,050,000.00                   70.00
1103646972         SAN DIEGO                                           92154   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    356,000.00                    356,000.00   First Lien                                    -          445,000.00                   89,000.00             445,000.00          445,000.00                   80.00
1103646975         LEESBURG                                            20176   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    423,650.00                    423,650.00   First Lien                                    -          536,600.00                  112,950.00             564,900.00          595,000.00                   75.00
1103647008         DESTIN                                              32541   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    354,000.00                    354,000.00   First Lien                                    -          354,000.00                           -             442,950.00          443,000.00                   79.92
1103647018         MAYWOOD                                             90270   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          620,000.00                  124,000.00             620,000.00          620,000.00                   80.00
1103647035         VENTURA                                             93001   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    702,000.00                    699,637.14   First Lien                                    -          702,000.00                           -                      -          950,000.00                   73.89
1103647043         YUBA CITY                                           95991   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          275,000.00                   72.73
1103647046         CORONA                                              92882   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          460,000.00                   80.00
1103647059         SAN JOSE                                            95111   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          645,000.00                   46.51
1103647063         ONTARIO                                             91762   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00                      -          455,000.00                   80.00
1103647071         SAN DIEGO                                           92102   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    357,000.00                    356,848.99   First Lien                                    -          357,000.00                           -                      -          470,000.00                   75.96
1103647089         RANCHO CUCAMONGA                                    91701   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    380,000.00                    380,000.00   First Lien                                    -          380,000.00                           -                      -          475,000.00                   80.00
1103647091         LOS BANOS                                           93635   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    238,000.00                    238,000.00   First Lien                                    -          306,000.00                   68,000.00                      -          340,000.00                   70.00
1103647097         SANTA MARIA AREA                                    93455   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    364,000.00                    364,000.00   First Lien                                    -          364,000.00                           -                      -          455,000.00                   80.00
1103647102         KNOXVILLE                                           37922   TN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    199,893.56   First Lien                                    -          200,000.00                           -                      -          405,000.00                   49.38
1103647119         LAS VEGAS                                           89115   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    202,500.00                    202,400.40   First Lien                                    -          202,500.00                           -             225,000.00          225,000.00                   90.00
1103647129         PORT SAINT LUCIE                                    34953   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    175,200.00                    175,056.39   First Lien                                    -          219,000.00                   43,800.00             219,000.00          220,000.00                   80.00
1103647131         MIAMI                                               33196   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    139,930.00                    139,930.00   First Lien                                    -          189,905.00                   49,975.00             199,900.00          203,000.00                   70.00
1103647138         PASADENA                                            91104   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,000,000.00                           -                      -        1,300,000.00                   76.92
1103647163         CORONA                                              92880   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    616,400.00                    616,400.00   First Lien                                    -          731,950.00                  115,550.00                      -          770,500.00                   80.00
1103647170         OMAHA                                               68108   NE                       20070401                20370301    FIXED                  No                                          360                    360                          360                     98,000.00                     98,000.00   First Lien                                    -           98,000.00                           -             140,000.00          156,000.00                   70.00
1103647178         SPRING HILL                                         34606   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    119,000.00                    119,000.00   First Lien                                    -          119,000.00                           -                      -          140,000.00                   85.00
1103647209         PHOENIX                                             85035   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    164,000.00                    164,000.00   First Lien                                    -          205,000.00                   41,000.00                      -          220,000.00                   74.55
1103647228         MONTGOMERY                                          77316   TX                       20070201                20370101    FIXED                  No                                          360                    360                          358                     69,120.00                     69,031.00   First Lien                                    -           69,120.00                           -              76,800.00           79,000.00                   90.00
1103647251         FULLERTON                                           92833   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    536,000.00                    536,000.00   First Lien                                    -          670,000.00                  134,000.00             670,000.00          735,000.00                   80.00
1103647303         SAN DIEGO                                           92114   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -                      -          400,000.00                   78.75
1103647304         SATELLITE BEACH                                     32937   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -             200,000.00          230,000.00                   90.00
1103647313         LAGUNA NIGUEL                                       92677   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    417,000.00                    417,000.00   First Lien                                    -          517,000.00                  100,000.00                      -          659,000.00                   63.28
1103647327         SCOTTSDALE                                          85259   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    900,000.00                    899,125.25   First Lien                                    -        1,190,000.00                  290,000.00                      -        1,550,000.00                   58.06
1103647332         TAMPA                                               33602   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          350,000.00                   70.00
1103647337         LAS VEGAS                                           89110   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    273,000.00                    273,000.00   First Lien                                    -          273,000.00                           -                      -          460,000.00                   59.35
1103647350         POMPANO BEACH                                       33062   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,341,000.00                  341,000.00           1,490,000.00        1,490,000.00                   67.11
1103647363         GARDEN GROVE                                        92843   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    325,000.00                    325,000.00   First Lien                                    -          325,000.00                           -                      -          655,000.00                   49.62
1103647377         HIALEH                                              33018   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    244,800.00                    244,800.00   First Lien                                    -          275,450.00                   30,650.00             306,990.00          306,990.00                   79.74
1103647404         ANAHEIM HILLS                                       92807   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    496,000.00                    496,000.00   First Lien                                    -          620,000.00                  124,000.00             620,000.00          625,000.00                   80.00
1103647415         SANTA CLARITA                                       91351   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,000.00                    188,000.00   First Lien                                    -          211,500.00                   23,500.00                      -          235,000.00                   80.00
1103647420         SAN JOSE                                            95124   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    444,550.00                    444,096.76   First Lien                                    -          444,550.00                           -                      -          745,000.00                   59.67
1103647421         RIVERSIDE                                           92505   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    100,100.00                    100,015.90   First Lien                                    -          100,100.00                           -                      -          432,000.00                   23.17
1103647424         LOS ANGELES                                         90056   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    664,000.00                    664,000.00   First Lien                                    -          664,000.00                           -                      -        1,200,000.00                   55.33
1103647454         MIAMI                                               33155   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    311,550.00                    311,550.00   First Lien                                    -          311,550.00                           -                      -          625,000.00                   49.85
1103647474         SAN DIEGO                                           92126   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    370,000.00                    369,673.56   First Lien                                    -          370,000.00                           -                      -          550,000.00                   67.27
1103647477         SAN FERNANDO                                        91340   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    410,400.00                    410,400.00   First Lien                                    -          461,700.00                   51,300.00                      -          513,000.00                   80.00
1103647479         PHOENIX                                             85033   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    118,413.00                    118,413.00   First Lien                                    -          160,703.00                   42,290.00             169,162.00          174,000.00                   70.00
1103647483         WEST PALM BEACH                                     33401   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    102,200.00                    102,200.00   First Lien                                    -          138,700.00                   36,500.00             146,000.00          154,000.00                   70.00
1103647492         EL CENTRO                                           92243   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    111,000.00                    111,000.00   First Lien                                    -          111,000.00                           -                      -          180,000.00                   61.67
1103647494         ALLENTOWN                                           18103   PA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    266,800.00                    266,800.00   First Lien                                    -          266,800.00                           -             280,892.16          295,000.00                   94.98
1103647498         PENSACOLA                                           32506   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     99,000.00                     98,912.65   First Lien                                    -           99,000.00                           -                      -          165,000.00                   60.00
1103647499         REDMOND                                             98052   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    535,000.00                    535,000.00   First Lien                                    -          535,000.00                           -             952,950.00          955,000.00                   56.14
1103647503         LAKEWOOD                                            90713   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    370,000.00                    370,000.00   First Lien                                    -          370,000.00                           -                      -          575,000.00                   64.35
1103647510         LOS ANGELES                                         90008   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          356,250.00                   56,250.00             375,000.00          462,000.00                   80.00
1103647545         ELIZABETH                                            7201   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    472,000.00                    472,000.00   First Lien                                    -          501,500.00                   29,500.00                      -          590,000.00                   80.00
1103647554         SAN DIEGO                                           92128   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    250,000.00                    249,809.77   First Lien                                    -          250,000.00                           -                      -          780,000.00                   32.05
1103647563         SAN DIEGO                                           92120   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    394,200.00                    393,778.57   First Lien                                    -          394,200.00                           -                      -          540,000.00                   73.00
1103647618         OXNARD                                              93036   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    440,300.00                    440,300.00   First Lien                                    -          629,000.00                  188,700.00             629,000.00          629,000.00                   70.00
1103647621         VISTA                                               92081   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    432,000.00                    432,000.00   First Lien                                    -          540,000.00                  108,000.00             540,000.00          540,000.00                   80.00
1103647633         MURRIETA                                            92563   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    448,000.00                    448,000.00   First Lien                                    -          448,000.00                           -                      -          560,000.00                   80.00
1103647642         GOLETA                                              93117   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    628,500.00                    628,500.00   First Lien                                    -          628,500.00                           -                      -          930,000.00                   67.58
1103647667         FRESNO                                              93706   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          190,000.00                   73.68
1103647681         LAKE FOREST                                         92630   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    600,000.00   First Lien                                    -          693,000.00                   93,000.00                      -          800,000.00                   75.00
1103647686         SURPRISE                                            85379   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    324,000.00                    324,000.00   First Lien                                    -          324,000.00                           -                      -          440,000.00                   73.64
1103647707         INDIO                                               92201   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    331,500.00                    331,500.00   First Lien                                    -          331,500.00                           -                      -          390,000.00                   85.00
1103647712         WILDWOOD                                             8260   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    251,300.00                    251,300.00   First Lien                                    -          323,100.00                   71,800.00             359,000.00          372,000.00                   70.00
1103647725         MIAMI                                               33183   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    172,000.00                    172,000.00   First Lien                                    -          215,000.00                   43,000.00             215,000.00          215,000.00                   80.00
1103647757         PEMBROKE PINES                                      33024   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00             420,000.00          422,000.00                   80.00
1103647762         NATIONAL CITY                                       91950   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00                      -          455,000.00                   80.00
1103647778         YUCAIPA                                             92399   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    299,708.42   First Lien                                    -          300,000.00                           -                      -          375,000.00                   80.00
1103647788         BAKERSFIELD                                         93307   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    130,000.00                    130,000.00   First Lien                                    -          130,000.00                           -                      -          286,000.00                   45.45
1103647793         TAMPA                                               33607   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    176,000.00                    176,000.00   First Lien                                    -          176,000.00                           -                      -          220,000.00                   80.00
1103647794         BROCKTON                                             2301   MA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    289,000.00                    289,000.00   First Lien                                    -          289,000.00                           -                      -          380,000.00                   76.05
1103647815         RANCHO CUCAMONGA                                    91730   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          617,500.00                  117,500.00                      -          650,000.00                   76.92
1103647843         SAN JOSE                                            95127   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    479,800.00                    479,800.00   First Lien                                    -          479,800.00                           -                      -          640,000.00                   74.97
1103647844         SAN DIEGO                                           92113   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    375,500.00                    375,500.00   First Lien                                    -          375,500.00                           -                      -          590,000.00                   63.64
1103647856         AREA OF LA PUENTE                                   91744   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    303,000.00                    303,000.00   First Lien                                    -          303,000.00                           -                      -          480,000.00                   63.13
1103647859         PLEASANTON                                          94566   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    520,000.00                    519,506.60   First Lien                                    -          520,000.00                           -             650,000.00          650,000.00                   80.00
1103647876         TAMPA                                               33604   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,400.00                    150,400.00   First Lien                                    -          150,400.00                           -                      -          188,000.00                   80.00
1103647884         SAN BERNARDINO                                      92407   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    143,500.00                    143,500.00   First Lien                                    -          143,500.00                           -                      -          205,000.00                   70.00
1103647885         SAN MIGUEL                                          93451   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    608,000.00                    608,000.00   First Lien                                    -          608,000.00                           -                      -          760,000.00                   80.00
1103647893         SAN DIEGO                                           92101   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    422,000.00                    421,579.09   First Lien                                    -          422,000.00                           -                      -          850,000.00                   49.65
1103647900         SAN MIGUEL                                          93451   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    616,000.00                    616,000.00   First Lien                                    -          616,000.00                           -                      -          770,000.00                   80.00
1103647901         SACRAMENTO                                          95864   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    505,000.00                    505,000.00   First Lien                                    -          505,000.00                           -                      -        1,150,000.00                   43.91
1103647912         NEW HAVEN                                            6513   CT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    284,000.00                    284,000.00   First Lien                                    -          337,250.00                   53,250.00             355,000.00          355,000.00                   80.00
1103647913         CORONA                                              11368   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    499,800.00                    499,800.00   First Lien                                    -          642,600.00                  142,800.00             714,000.00          760,000.00                   70.00
1103647914         JACKSON                                              8527   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    294,000.00                    294,000.00   First Lien                                    -          378,000.00                   84,000.00                      -          420,000.00                   70.00
1103647918         CYPRESS                                             90630   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    375,000.00                    374,652.68   First Lien                                    -          375,000.00                           -                      -          713,000.00                   52.59
1103647921         MIAMI                                               33169   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    498,750.00                    498,750.00   First Lien                                    -          498,750.00                           -             528,884.00          525,000.00                   95.00
1103647927         TAMPA                                               33603   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,400.00                    150,400.00   First Lien                                    -          150,400.00                           -                      -          188,000.00                   80.00
1103647932         LITTLEROCK AREA                                     93543   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    230,000.00                    229,797.07   First Lien                                    -          230,000.00                           -                      -          370,000.00                   62.16
1103647935         LADY LAKE                                           32159   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                     50,000.00                     49,917.11   First Lien                                    -           50,000.00                           -                      -          420,700.00                   11.88
1103647936         LAKEWOOD                                             8701   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    120,000.00                    119,816.82   First Lien                                    -          120,000.00                           -                      -          168,000.00                   71.43
1103647937         FORKED RIVER                                         8731   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                     87,000.00                     86,842.27   First Lien                                    -           87,000.00                           -             237,000.00          238,000.00                   36.71
1103647938         WEST PALM BEACH                                     33406   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    119,000.00                    118,839.77   First Lien                                    -          119,000.00                           -                      -          140,000.00                   85.00
1103647941         NEW YORK                                            10019   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    700,000.00                    698,820.47   First Lien                                    -          700,000.00                           -                      -        1,000,000.00                   70.00
1103647942         POINT  PLEASANT                                      8742   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    265,000.00                    264,553.46   First Lien                                    -          265,000.00                           -                      -          420,000.00                   63.10
1103647944         MOUNT SINAI                                         11766   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    805,000.00                    803,609.94   First Lien                                    -          805,000.00                           -                      -        1,150,000.00                   70.00
1103647945         PLAINFIELD                                           7062   NJ                       20061201                20361101    FIXED                  No                                          360                    360                          356                    373,600.00                    372,637.20   First Lien                                    -          467,000.00                   93,400.00                      -          470,000.00                   79.49
1103647950         EAST STROUDSBURG                                    18301   PA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    184,500.00                    184,086.66   First Lien                                    -          184,500.00                           -                      -          205,000.00                   90.00
1103647952         WESLEY HILLS                                        10952   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    400,000.00                    398,541.80   First Lien                                    -          600,000.00                  200,000.00             700,000.00          700,000.00                   57.14
1103647954         JAMAICA                                             11434   NY                       20061201                20361101    FIXED                  No                                          360                    360                          356                    284,000.00                    283,037.38   First Lien                                    -          284,000.00                           -                      -          355,000.00                   80.00
1103647955         FLUSHING                                            11367   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    700,000.00                    698,044.63   First Lien                                    -          700,000.00                           -             875,000.00          875,000.00                   80.00
1103647957         WARWICK                                             10990   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    256,000.00                    255,351.08   First Lien                                    -          256,000.00                           -             320,000.00          320,000.00                   80.00
1103647958         BRIDGEPORT                                           6605   CT                       20070201                20370101    FIXED                  No                                          360                    360                          358                    321,750.00                    321,750.00   First Lien                                    -          386,100.00                   64,350.00             429,000.00          433,000.00                   75.00
1103647959         YONKERS                                             10703   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    600,000.00                    600,000.00   First Lien                                    -          674,950.00                   74,950.00             763,200.00          750,000.00                   80.00
1103647960         WHITE PLAINS                                        10603   NY                       20070201                20370101    FIXED                  No                                          360                    360                          358                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -             397,000.00          400,000.00                   88.16
1103647961         FREEHOLD                                             7728   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    612,500.00                    612,500.00   First Lien                                    -          679,000.00                   66,500.00                      -          875,000.00                   70.00
1103647962         MONROE                                              10950   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          350,000.00                   70.00
1103647965         TOMS  RIVER                                          8735   NJ                       20070201                20320101    FIXED                  No                                          300                    300                          298                    377,000.00                    375,990.38   First Lien                                    -          377,000.00                           -                      -          660,000.00                   57.12
1103647967         WALNUT                                              91789   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    455,000.00                    455,000.00   First Lien                                    -          455,000.00                           -                      -          690,000.00                   65.94
1103647981         GARDEN GROVE                                        92843   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    453,700.00                    453,700.00   First Lien                                    -          605,000.00                  151,300.00             605,000.00          605,000.00                   74.99
1103648032         FONTANA                                             92336   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    370,000.00                    370,000.00   First Lien                                    -          370,000.00                           -                      -          470,000.00                   78.72
1103648041         SAN JUAN CAPISTRANO                                 92675   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    370,000.00                    370,000.00   First Lien                                    -          370,000.00                           -                      -          680,000.00                   54.41
1103648046         DALLAS                                              75205   TX                       20070301                20370201    FIXED                  No                                          360                    360                          359                    650,000.00                    649,337.29   First Lien                                    -          650,000.00                           -           1,263,000.00        1,360,000.00                   51.46
1103648051         MESA                                                85202   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    161,000.00                    161,000.00   First Lien                                    -          207,000.00                   46,000.00             230,000.00          235,000.00                   70.00
1103648069         SOLEDAD                                             93960   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,600.00                    405,600.00   First Lien                                    -          503,600.00                   98,000.00                      -          507,000.00                   80.00
1103648088         PHOENIX                                             85043   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,900.00                    168,900.00   First Lien                                    -          168,900.00                           -             215,000.00          211,125.00                   80.00
1103648102         PHOENIX                                             85043   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    147,600.00                    147,600.00   First Lien                                    -          147,600.00                           -             184,550.00          210,000.00                   79.98
1103648103         RIVERSIDE                                           92503   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          403,750.00                   63,750.00                      -          425,000.00                   80.00
1103648127         HEMET                                               92544   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          261,250.00                   41,250.00             275,000.00          275,000.00                   80.00
1103648131         YORBA LINDA                                         92886   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          630,000.00                   63.49
1103648149         SAN BERNARDINO                                      92405   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    228,800.00                    228,800.00   First Lien                                    -          271,700.00                   42,900.00             286,000.00          286,000.00                   80.00
1103648161         LANCASTER                                           93535   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -          360,000.00                   75.00
1103648181         REDLANDS                                            92374   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    270,000.00                    269,809.44   First Lien                                    -          270,000.00                           -             383,000.00          383,000.00                   70.50
1103648203         HOMEWOOD                                            96141   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    616,000.00                    615,341.46   First Lien                                    -          616,000.00                           -             880,000.00          917,100.00                   70.00
1103648217         BETHLEHEM                                           18015   PA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    168,750.00                    168,621.59   First Lien                                    -          202,500.00                   33,750.00                      -          225,000.00                   75.00
1103648229         ALBRIGHTSVILLE                                      18210   PA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    108,000.00                    108,000.00   First Lien                                    -          108,000.00                           -             125,000.00          125,000.00                   86.40
1103648236         PETALUMA                                            94952   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    480,000.00                    479,885.40   First Lien                                    -          539,400.00                   59,400.00                      -          600,000.00                   80.00
1103648238         ANAHEIM                                             92804   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    450,000.00                    450,000.00   First Lien                                    -          540,000.00                   90,000.00                      -          600,000.00                   75.00
1103648249         HIDDEN VALLEY LAKE                                  95467   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    313,000.00                    313,000.00   First Lien                                    -          313,000.00                           -                      -          530,000.00                   59.06
1103648250         CORONA                                              92879   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    490,400.00                    490,400.00   First Lien                                    -          613,000.00                  122,600.00                      -          613,000.00                   80.00
1103648263         SANTEE                                              92071   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    290,000.00                    290,000.00   First Lien                                    -          290,000.00                           -                      -          460,000.00                   63.04
1103648267         PICO RIVERA                                         90660   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    152,250.00                    152,187.80   First Lien                                    -          152,250.00                           -                      -          435,000.00                   35.00
1103648288         CHICO                                               95928   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    252,000.00                    252,000.00   First Lien                                    -          283,500.00                   31,500.00             315,000.00          315,000.00                   80.00
1103648296         APISON                                              37302   TN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    148,500.00                    148,500.00   First Lien                                    -          148,500.00                           -                      -          168,000.00                   88.39
1103648342         BLOOMINGTON                                         55428   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    175,700.00                    175,700.00   First Lien                                    -          238,450.00                   62,750.00                      -          251,000.00                   70.00
1103648352         COMMERCE                                            90040   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    416,250.00                    416,250.00   First Lien                                    -          416,250.00                           -                      -          555,000.00                   75.00
1103648371         LA MIRADA                                           90638   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    470,000.00                    469,532.11   First Lien                                    -          470,000.00                           -                      -          610,000.00                   77.05
1103648378         SANTA ROSA                                          95404   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    408,000.00                    408,000.00   First Lien                                    -          510,000.00                  102,000.00             510,000.00          545,000.00                   80.00
1103648379         NEWARK                                              94560   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          625,000.00                   80.00
1103648381         MANASSAS                                            20110   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    224,000.00                    224,000.00   First Lien                                    -          262,976.00                   38,976.00                      -          280,000.00                   80.00
1103648382         REDONDO BEACH                                       90278   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    592,000.00                    592,000.00   First Lien                                    -          734,968.00                  142,968.00                      -          740,000.00                   80.00
1103648383         PHOENIX                                             85029   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          250,000.00                   80.00
1103648384         DANA POINT                                          92629   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    609,000.00                    609,000.00   First Lien                                    -          609,000.00                           -                      -          785,000.00                   77.58
1103648385         PASADENA                                            91103   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    386,750.00                    386,750.00   First Lien                                    -          446,726.00                   59,976.00                      -          595,000.00                   65.00
1103648386         PETALUMA                                            94952   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
1103648387         LAGUNA HILLS                                        92653   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    856,000.00                    856,000.00   First Lien                                    -        1,055,983.00                  199,983.00                      -        1,070,000.00                   80.00
1103648388         GUERNEVILLE                                         95446   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    980,000.00                    980,000.00   First Lien                                    -        1,044,925.00                   64,925.00                      -        1,225,000.00                   80.00
1103648389         UNION CITY                                          94587   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    233,200.00                    233,200.00   First Lien                                    -          291,500.00                   58,300.00             291,499.00          291,499.00                   80.00
1103648390         SAN DIEGO                                           92119   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    257,400.00                    257,400.00   First Lien                                    -          323,148.00                   65,748.00                      -          325,000.00                   79.20
1103648391         BOWIE                                               20721   MD                       20070201                20370101    ARMS                   No                                          360                    360                          358                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          350,000.00                   70.00
1103648392         EAST PALO ALTO                                      94303   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    360,800.00                    360,800.00   First Lien                                    -          451,000.00                   90,200.00             451,000.00          451,000.00                   80.00
1103648393         MARLTON                                              8053   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    212,000.00                    212,000.00   First Lien                                    -          238,500.00                   26,500.00                      -          265,000.00                   80.00
1103648394         PHOENIX                                             85016   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    623,000.00                    623,000.00   First Lien                                    -          756,500.00                  133,500.00             890,000.00          900,000.00                   70.00
1103648396         SAN JOSE                                            95111   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    296,000.00                    296,000.00   First Lien                                    -          325,970.00                   29,970.00                      -          370,000.00                   80.00
1103648397         SALINAS                                             93906   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    448,000.00                    448,000.00   First Lien                                    -          448,000.00                           -                      -          560,000.00                   80.00
1103648398         NEWBURY PORT                                         1950   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          550,000.00                   80.00
1103648399         PHOENIX                                             85018   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    248,000.00                    248,000.00   First Lien                                    -          310,000.00                   62,000.00             310,000.00          314,000.00                   80.00
1103648406         GLENDALE                                            91206   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    591,500.00                    590,896.94   First Lien                                    -          591,500.00                           -             910,000.00          925,000.00                   65.00
1103648412         SACRAMENTO                                          95842   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    238,000.00                    238,000.00   First Lien                                    -          238,000.00                           -                      -          300,000.00                   79.33
1103648413         OROVILLE                                            95965   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    192,000.00                    192,000.00   First Lien                                    -          192,000.00                           -             240,000.00          245,000.00                   80.00
1103648421         SUN CITY AREA                                       92586   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    128,300.00                    128,300.00   First Lien                                    -          128,300.00                           -                      -          195,000.00                   65.79
1103648429         NORTH BEND                                          98045   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    148,000.00                    147,845.48   First Lien                                    -          148,000.00                           -                      -          185,000.00                   80.00
1103648430         KAHULUI                                             96732   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    466,750.00                    466,750.00   First Lien                                    -          583,450.00                  116,700.00             583,469.00          610,000.00                   80.00
1103648442         SAN JUAN CAPISTRANO                                 92675   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    273,700.00                    273,700.00   First Lien                                    -          364,950.00                   91,250.00             365,000.00          375,000.00                   74.99
1103648445         FORT WALTON BEACH                                   32548   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    521,000.00                    521,000.00   First Lien                                    -          707,400.00                  186,400.00                      -          785,000.00                   66.37
1103648448         LODI                                                95240   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    337,500.00                    337,194.90   First Lien                                    -          337,500.00                           -                      -          490,000.00                   68.88
1103648466         MIAMI                                               33168   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    176,000.00                    176,000.00   First Lien                                    -          220,000.00                   44,000.00             220,000.00          227,000.00                   80.00
1103648469         FORESTVILLE                                         20747   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          639,500.00                   80.00
1103648474         PORTLAND                                            97203   OR                       20070401                20370301    FIXED                  No                                          360                    360                          360                    160,000.00                    160,000.00   First Lien                                    -          160,000.00                           -                      -          200,000.00                   80.00
1103648476         NOVATO                                              94947   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          760,000.00                   65.79
1103648486         ANAHEIM                                             92808   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          490,000.00                   76.53
1103648495         HUNTINGTON PARK                                     90255   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    359,000.00                    358,675.46   First Lien                                    -          359,000.00                           -                      -          550,000.00                   65.27
1103648498         CAMERON PARK                                        95682   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    520,000.00                    520,000.00   First Lien                                    -          585,000.00                   65,000.00             650,000.00          650,000.00                   80.00
1103648533         ORANGE                                              92286   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    257,625.00                    257,625.00   First Lien                                    -          326,325.00                   68,700.00             343,500.00          345,000.00                   75.00
1103648551         PROVO                                               84606   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    152,600.00                    152,600.00   First Lien                                    -          152,600.00                           -                      -          218,000.00                   70.00
1103648577         ONTARIO                                             91762   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          540,000.00                   60,000.00             600,000.00          605,000.00                   80.00
1103648585         BLYTHE                                              92225   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    127,500.00                    127,398.04   First Lien                                    -          127,500.00                           -                      -          170,000.00                   75.00
1103648593         DESERT HOT SPRINGS                                  92240   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    285,600.00                    285,600.00   First Lien                                    -          357,000.00                   71,400.00                      -          357,000.00                   80.00
1103648613         PHOENIX                                             85037   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    170,400.00                    170,270.34   First Lien                                    -          170,400.00                           -                      -          213,000.00                   80.00
1103648620         GULFPORT                                            39507   MS                       20070301                20370201    ARMS                   No                                          360                    360                          359                    278,000.00                    278,000.00   First Lien                                    -          278,000.00                           -             309,000.00          430,000.00                   89.97
1103648628         OCALA                                               34474   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          175,000.00                   80.00
1103648685         CHULA VISTA                                         91915   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    448,500.00                    448,500.00   First Lien                                    -          448,500.00                           -                      -          720,000.00                   62.29
1103648707         BALTIMORE                                           21229   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    100,000.00                    100,000.00   First Lien                                    -          100,000.00                           -                      -          123,000.00                   81.30
1103648735         PARKLAND                                            33076   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    652,000.00                    652,000.00   First Lien                                    -          815,000.00                  163,000.00             815,000.00          870,000.00                   80.00
1103648776         MISSION VIEJO                                       92692   CA                       20070401                20270301    FIXED                  No                                          240                    240                          240                    251,630.00                    251,630.00   First Lien                                    -          251,630.00                           -                      -          750,000.00                   33.55
1103648812         RIALTO                                              92376   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    235,000.00                    234,777.02   First Lien                                    -          235,000.00                           -                      -          400,000.00                   58.75
1103648822         CARY                                                27511   NC                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,250.00                    280,250.00   First Lien                                    -          280,250.00                           -             295,000.00          297,000.00                   95.00
1103648825         MC MINNVILLE                                        37110   TN                       20070301                20370201    ARMS                   No                                          360                    360                          359                     95,200.00                     95,151.16   First Lien                                    -           95,200.00                           -                      -          119,000.00                   80.00
1103648844         DAVIE                                               33314   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    137,600.00                    137,600.00   First Lien                                    -          172,000.00                   34,400.00             172,000.00          174,000.00                   80.00
1103648845         SAN DIEGO                                           92126   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    241,300.00                    241,300.00   First Lien                                    -          241,300.00                           -                      -          450,000.00                   53.62
1103648850         SANTA CRUZ                                          95060   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          866,000.00                   51.96
1103648862         SAN JOSE                                            95124   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    680,000.00                    680,000.00   First Lien                                    -          680,000.00                           -                      -          850,000.00                   80.00
1103648875         MIAMI                                               33161   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    262,500.00                    262,500.00   First Lien                                    -          315,000.00                   52,500.00             350,000.00          350,000.00                   75.00
1103648884         OPA LOCKA                                           33054   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          240,000.00                   62.50
1103648916         MIDDLEBURG                                          32068   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    199,500.00                    199,500.00   First Lien                                    -          199,500.00                           -                      -          210,000.00                   95.00
1103648937         DENVER                                              80210   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    490,000.00                    490,000.00   First Lien                                    -          490,000.00                           -                      -          920,000.00                   53.26
1103648946         BAKERSFIELD                                         93313   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    261,000.00                    261,000.00   First Lien                                    -          326,250.00                   65,250.00             326,285.00          327,000.00                   79.99
1103648956         LOS ANGELES                                         90024   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                  1,926,000.00                  1,926,000.00   First Lien                                    -        1,926,000.00                           -           3,210,000.00        3,210,000.00                   60.00
1103648960         RIALTO                                              92377   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    344,000.00                    344,000.00   First Lien                                    -          408,500.00                   64,500.00                      -          430,000.00                   80.00
1103648961         FERNLEY                                             89408   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    204,000.00                    204,000.00   First Lien                                    -          204,000.00                           -                      -          255,000.00                   80.00
1103648967         STOCKTON                                            95212   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    396,000.00                    396,000.00   First Lien                                    -          445,500.00                   49,500.00             495,000.00          505,000.00                   80.00
1103648972         RENO                                                89506   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,250.00                    206,250.00   First Lien                                    -          247,500.00                   41,250.00                      -          275,000.00                   75.00
1103648978         SAN PABLO                                           94806   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    436,000.00                    435,815.56   First Lien                                    -          495,400.00                   59,400.00                      -          545,000.00                   80.00
1103648980         TRACY                                               95377   CA                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    459,000.00                    459,000.00   First Lien                                    -          459,000.00                           -                      -          620,000.00                   74.03
1103648993         WALDORF                                             20602   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    290,250.00                    290,250.00   First Lien                                    -          290,250.00                           -                      -          387,000.00                   75.00
1103649004         FOUNTAIN HILLS                                      85268   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    417,000.00                    417,000.00   First Lien                                    -          536,000.00                  119,000.00                      -          596,000.00                   69.97
1103649006         SAN DIEGO                                           92110   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    308,000.00                    308,000.00   First Lien                                    -          385,000.00                   77,000.00             385,000.00          385,000.00                   80.00
1103649017         ARLINGTON                                           22201   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,275,000.00                   50.98
1103649024         UNION CITY                                           7087   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    360,000.00                    359,697.56   First Lien                                    -          450,000.00                   90,000.00             450,000.00          475,000.00                   80.00
1103649033         RICHMOND                                            94801   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    332,000.00                    332,000.00   First Lien                                    -          332,000.00                           -                      -          415,000.00                   80.00
1103649070         FORT MYERS                                          33908   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    228,100.00                    228,100.00   First Lien                                    -          270,850.00                   42,750.00             285,175.00          287,000.00                   79.99
1103649074         CHICO                                               95928   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    216,000.00                    216,000.00   First Lien                                    -          243,000.00                   27,000.00             270,000.00          270,000.00                   80.00
1103649079         (SUN VALLEY) LOS ANGELES                            91352   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    647,000.00                    647,000.00   First Lien                                    -          647,000.00                           -                      -        1,100,000.00                   58.82
1103649080         RIALTO                                              92376   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
1103649084         OPA LOCKA                                           33056   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          168,000.00                           -                      -          280,000.00                   60.00
1103649099         CANYON COUNTRY                                      91387   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    675,000.00                    674,311.81   First Lien                                    -          675,000.00                           -                      -          875,000.00                   77.14
1103649101         VISTA                                               92083   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,000.00                    287,677.28   First Lien                                    -          288,000.00                           -                      -          480,000.00                   60.00
1103649102         SAN DIEGO                                           92105   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    384,000.00                    384,000.00   First Lien                                    -          384,000.00                           -                      -          480,000.00                   80.00
1103649109         DANVILLE                                            94506   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    485,000.00                    484,528.61   First Lien                                    -          485,000.00                           -             895,000.00          910,000.00                   54.19
1103649122         SOUTH GATE                                          90280   CA                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    460,800.00                    460,800.00   First Lien                                    -          460,800.00                           -                      -          576,000.00                   80.00
1103649124         LOS ANGELES                                         90011   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    225,000.00                    225,000.00   First Lien                                    -          225,000.00                           -                      -          325,000.00                   69.23
1103649134         KISSIMMEE                                           34746   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    318,000.00                    318,000.00   First Lien                                    -          318,000.00                           -                      -          455,000.00                   69.89
1103649146         JACKSONVILLE                                        32220   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    225,500.00                    225,500.00   First Lien                                    -          225,500.00                           -             237,395.00          237,395.00                   94.99
1103649149         PASADENA                                            91104   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    321,000.00                    321,000.00   First Lien                                    -          321,000.00                           -                      -          725,000.00                   44.28
1103649156         GAINESVILLE                                         32609   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    105,750.00                    105,750.00   First Lien                                    -          126,900.00                   21,150.00                      -          141,000.00                   75.00
1103649158         NORTH HOLLYWOOD                                     91606   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,700.00                    336,700.00   First Lien                                    -          336,700.00                           -                      -          518,000.00                   65.00
1103649162         BUCKEYE                                             85396   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    639,000.00                    639,000.00   First Lien                                    -          724,200.00                   85,200.00                      -          852,000.00                   75.00
1103649166         TRABUCO CANYON                                      92679   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    522,250.00                    522,250.00   First Lien                                    -          622,250.00                  100,000.00                      -          762,000.00                   68.54
1103649173         NASHVILLE                                           37209   TN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    113,000.00                    113,000.00   First Lien                                    -          113,000.00                           -                      -          163,000.00                   69.33
1103649198         FREMONT                                             94538   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    409,000.00                    409,000.00   First Lien                                    -          409,000.00                           -                      -          715,000.00                   57.20
1103649227         MORENO VALLEY                                       92553   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    290,500.00                    290,500.00   First Lien                                    -          290,500.00                           -                      -          415,000.00                   70.00
1103649235         STOCKTON                                            95210   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          337,500.00                   37,500.00             375,000.00          375,000.00                   80.00
1103649237         VANCOUVER                                           98683   WA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    170,000.00                    169,830.76   First Lien                                    -          170,000.00                           -                      -          295,000.00                   57.63
1103649254         WALNUT                                              91789   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    479,500.00                    479,055.88   First Lien                                    -          479,500.00                           -                      -          685,000.00                   70.00
1103649265         RANCHO CUCAMONGA                                    91737   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    340,000.00                    340,000.00   First Lien                                    -          340,000.00                           -                      -          490,000.00                   69.39
1103649266         SAN DIEGO                                           92123   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    341,250.00                    341,250.00   First Lien                                    -          409,500.00                   68,250.00                      -          455,000.00                   75.00
1103649271         FONTANA                                             92336   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    340,000.00                    340,000.00   First Lien                                    -          340,000.00                           -                      -          545,000.00                   62.39
1103649332         POLLOCK PINES                                       95726   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    225,000.00                    224,765.09   First Lien                                    -          225,000.00                           -                      -          400,300.00                   56.21
1103649342         DALY CITY                                           94014   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    528,000.00                    528,000.00   First Lien                                    -          528,000.00                           -                      -          960,000.00                   55.00
1103649369         MIRA LOMA                                           91752   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          380,000.00                   52.63
1103649376         SAN LORENZO                                         94580   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    360,700.00                    360,700.00   First Lien                                    -          360,700.00                           -                      -          555,000.00                   64.99
1103649379         GARDEN GROVE                                        92841   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          850,000.00                   52.94
1103649392         MIRA LOMA                                           91752   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    576,000.00                    576,000.00   First Lien                                    -          720,000.00                  144,000.00             720,000.00          720,000.00                   80.00
1103649399         SCHILLER PARK                                       60176   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    225,000.00                    224,796.60   First Lien                                    -          225,000.00                           -                      -          350,000.00                   64.29
1103649410         SAN DIEGO                                           92126   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00             400,000.00          400,000.00                   80.00
1103649424         DALY CITY                                           94015   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    382,500.00                    382,500.00   First Lien                                    -          382,500.00                           -                      -          425,000.00                   90.00
1103649480         UPLAND                                              91786   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    599,999.00                    599,999.00   First Lien                                    -          749,999.00                  150,000.00             749,999.00          750,000.00                   80.00
1103649484         SANGER                                              93657   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    251,950.00                    251,693.13   First Lien                                    -          335,900.00                   83,950.00             335,953.00          336,000.00                   75.00
1103649515         INGLEWOOD                                           90305   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    350,000.00                    349,830.13   First Lien                                    -          350,000.00                           -                      -          501,000.00                   69.86
1103649517         EL SOBRANTE                                         94803   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    536,000.00                    536,000.00   First Lien                                    -          536,000.00                           -                      -          670,000.00                   80.00
1103649526         NEWPORT BEACH                                       92660   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    548,000.00                    548,000.00   First Lien                                    -          648,000.00                  100,000.00                      -          950,000.00                   57.68
1103649528         LAKEWOOD                                            90712   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          800,000.00                   75.00
1103649537         IRVINE                                              92620   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    412,500.00                    412,500.00   First Lien                                    -          522,500.00                  110,000.00             550,000.00          550,000.00                   75.00
1103649556         LADERA RANCH                                        92694   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    548,000.00                    548,000.00   First Lien                                    -          685,000.00                  137,000.00             685,000.00          685,000.00                   80.00
1103649572         SAN DIEGO                                           92154   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          520,000.00                   80.00
1103649573         ONTARIO                                             91764   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    297,000.00                    297,000.00   First Lien                                    -          297,000.00                           -                      -          440,000.00                   67.50
1103649584         HONOLULU                                            96815   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    504,000.00                    504,000.00   First Lien                                    -          567,000.00                   63,000.00             630,000.00          645,000.00                   80.00
1103649596         PALMDALE                                            93551   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00             350,000.00          350,000.00                   80.00
1103649624         BRANSON                                             65616   MO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    101,650.00                    101,607.37   First Lien                                    -          101,650.00                           -             107,000.00          107,000.00                   95.00
1103649639         SCOTTSDALE                                          85255   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,211,300.00                  211,300.00           1,345,930.00        1,925,000.00                   74.30
1103649641         VISTA                                               92081   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    748,000.00                    748,000.00   First Lien                                    -          848,000.00                  100,000.00                      -        1,225,000.00                   61.06
1103649684         CORONA                                              92879   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    482,400.00                    482,400.00   First Lien                                    -          603,000.00                  120,600.00             603,000.00          603,000.00                   80.00
1103649706         HAYWARD                                             94542   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    530,000.00                    530,000.00   First Lien                                    -          530,000.00                           -                      -        1,000,000.00                   53.00
1103649708         RANCHO CUCAMONGA                                    91730   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          435,000.00                   80.00
1103649723         SOUTH SAN FRANCISCO                                 94080   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    597,000.00                    597,000.00   First Lien                                    -          597,000.00                           -                      -          930,000.00                   64.19
1103649727         RIALTO                                              92377   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    366,800.00                    366,800.00   First Lien                                    -          366,800.00                           -                      -          470,000.00                   78.04
1103649746         CHULA VISTA                                         91911   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          575,000.00                  115,000.00             590,000.00          575,000.00                   80.00
1103649785         ALHAMBRA                                            91803   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    415,200.00                    415,200.00   First Lien                                    -          519,000.00                  103,800.00             519,000.00          530,000.00                   80.00
1103649796         CHULA VISTA                                         91913   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    640,000.00                    640,000.00   First Lien                                    -          640,000.00                           -             800,000.00          800,000.00                   80.00
1103649797         SAN JUAN CAPISTRANO                                 92675   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          490,000.00                   61.22
1103649811         COVINA                                              91722   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    348,000.00                    348,000.00   First Lien                                    -          435,000.00                   87,000.00             435,000.00          435,000.00                   80.00
1103649812         GARDEN GROVE                                        92841   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    511,000.00                    511,000.00   First Lien                                    -          511,000.00                           -                      -          730,000.00                   70.00
1103649818         WOODLAND HILLS                                      91367   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    809,000.00                    808,135.13   First Lien                                    -          809,000.00                           -                      -        1,100,000.00                   73.55
1103649860         RANCHO CUCAMONGA                                    91701   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    337,000.00                    337,000.00   First Lien                                    -          412,000.00                   75,000.00                      -          660,000.00                   51.06
1103649867         HEMET                                               92544   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          650,000.00                   37.69
1103649868         YUCAIPA                                             92399   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    308,000.00                    308,000.00   First Lien                                    -          384,000.00                   76,000.00                      -          385,000.00                   80.00
1103649869         ANAHEIM                                             92807   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    606,900.00                    606,900.00   First Lien                                    -          678,300.00                   71,400.00             714,000.00          714,000.00                   85.00
1103649872         STANTON                                             90680   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    577,500.00                    577,500.00   First Lien                                    -          770,000.00                  192,500.00             770,000.00          775,000.00                   75.00
1103649873         UNINCORPORATED AREA OF AZ                           91702   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    415,000.00                    414,811.90   First Lien                                    -          415,000.00                           -                      -          575,000.00                   72.17
1103649879         CARMEL BY THE SEA                                   93921   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -        2,000,000.00                   21.00
1103649881         POMONA                                              91766   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    230,000.00                    230,000.00   First Lien                                    -          230,000.00                           -                      -          420,000.00                   54.76
1103649887         RIALTO                                              92376   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00             460,000.00          460,000.00                   80.00
1103649888         NORTHRIDGE                                          91324   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    366,000.00                    366,000.00   First Lien                                    -          366,000.00                           -                      -          685,000.00                   53.43
1103649899         LOS ANGELES                                         90034   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    483,000.00                    482,507.56   First Lien                                    -          483,000.00                           -                      -        1,380,000.00                   35.00
1103649902         LANCASTER                                           93536   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    384,000.00                    384,000.00   First Lien                                    -          384,000.00                           -                      -          480,000.00                   80.00
1103649909         MODESTO                                             95351   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    262,500.00                    262,500.00   First Lien                                    -          315,000.00                   52,500.00                      -          350,000.00                   75.00
1103649938         DENVER                                              80219   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    127,425.00                    127,425.00   First Lien                                    -          161,405.00                   33,980.00             169,900.00          170,000.00                   75.00
1103649967         SAN FRANCISCO                                       94117   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -             999,999.00        1,000,000.00                   60.00
1103649971         PORT SAINT LUCIE                                    34983   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    165,200.00                    165,200.00   First Lien                                    -          206,500.00                   41,300.00             206,500.00          230,000.00                   80.00
1103649973         ALAMEDA                                             94501   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    605,000.00                    605,000.00   First Lien                                    -          605,000.00                           -             998,000.00          998,000.00                   60.62
1103649988         DENVER                                              80210   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    427,500.00                    427,500.00   First Lien                                    -          427,500.00                           -             475,000.00          475,000.00                   90.00
1103649990         AURORA                                              80010   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    116,250.00                    116,250.00   First Lien                                    -          147,250.00                   31,000.00             155,000.00          155,000.00                   75.00
1103650023         FONTANA                                             92337   CA                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    324,000.00                    323,876.56   First Lien                                    -          324,000.00                           -                      -          406,000.00                   79.80
1103650040         OCEAN CITY                                          21842   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          250,000.00                   60.00
1103650046         ESCONDIDO                                           92026   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    309,000.00                    309,000.00   First Lien                                    -          309,000.00                           -                      -          610,000.00                   50.66
1103650048         TACOMA                                              98402   WA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    240,000.00                    239,783.04   First Lien                                    -          260,000.00                   20,000.00                      -          300,000.00                   80.00
1103650049         FULLERTON                                           92833   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    439,200.00                    439,200.00   First Lien                                    -          549,000.00                  109,800.00             549,000.00          549,000.00                   80.00
1103650067         OROVILLE                                            95966   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    317,600.00                    317,600.00   First Lien                                    -          357,300.00                   39,700.00             397,000.00          397,000.00                   80.00
1103650095         RIO RANCHO                                          87124   NM                       20070301                20370201    FIXED                  No                                          360                    360                          359                    222,500.00                    222,301.77   First Lien                                    -          222,500.00                           -                      -          290,000.00                   76.72
1103650097         UPLAND                                              91784   CA                       20070401                20370201    ARMS                   Yes                                         360                    480                          360                    519,000.00                    519,000.00   First Lien                                    -          519,000.00                           -             648,800.00          648,800.00                   79.99
1103650106         FRESNO                                              93727   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          237,000.00                   59.07
1103650177         LOS ANGELES                                         90022   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    348,750.00                    348,750.00   First Lien                                    -          348,750.00                           -                      -          465,000.00                   75.00
1103650180         VALLEJO                                             94590   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    232,000.00                    232,000.00   First Lien                                    -          232,000.00                           -                      -          290,000.00                   80.00
1103650187         VACAVILLE                                           95687   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    209,000.00                    209,000.00   First Lien                                    -          209,000.00                           -             410,000.00          407,000.00                   51.35
1103650202         FAIRFIELD                                           94534   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    257,900.00                    257,900.00   First Lien                                    -          257,900.00                           -                      -          447,000.00                   57.70
1103650206         HIGHLAND                                            92346   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    205,500.00                    205,323.07   First Lien                                    -          205,500.00                           -                      -          295,000.00                   69.66
1103650216         YORBA LINDA                                         92886   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          540,000.00                   60,000.00                      -          600,000.00                   80.00
1103650226         (TEHACHAPI AREA)                                    93561   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    150,000.00                    149,467.53   First Lien                                    -          150,000.00                           -                      -          550,000.00                   27.27
1103650236         NEWPORT NEWS                                        23602   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    203,000.00                    202,886.19   First Lien                                    -          203,000.00                           -                      -          258,000.00                   78.68
1103650238         SAN DIEGO                                           92117   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          300,000.00                   60,000.00             300,000.00          300,000.00                   80.00
1103650239         DUARTE                                              91010   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          625,000.00                   62.40
1103650243         IRVINE                                              92620   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,500,000.00                  1,500,000.00   First Lien                                    -        1,700,000.00                  200,000.00           2,000,000.00        2,000,000.00                   75.00
1103650284         CHINO                                               91710   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          555,000.00                   33.33
1103650286         STEVENSON RANCH                                     91381   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    489,000.00                    489,000.00   First Lien                                    -          489,000.00                           -             815,000.00          815,000.00                   60.00
1103650297         HAYWARD                                             94541   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -          620,000.00                   80.00
1103650303         ROCKLIN                                             95765   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    452,000.00                    452,000.00   First Lien                                    -          452,000.00                           -             568,000.00          568,000.00                   79.58
1103650350         WHITTIER                                            90603   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    276,200.00                    275,925.04   First Lien                                    -          276,200.00                           -                      -          550,000.00                   50.22
1103650364         TEMECULA                                            92592   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    407,000.00                    407,000.00   First Lien                                    -          407,000.00                           -                      -        1,175,000.00                   34.64
1103650367         LOS ANGELES                                         90027   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    627,750.00                    627,750.00   First Lien                                    -          753,300.00                  125,550.00             837,000.00          850,000.00                   75.00
1103650381         HAWTHORNE                                           90250   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -                      -          675,000.00                   80.00
1103650382         BLACK DIAMOND                                       98010   WA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    475,000.00                    475,000.00   First Lien                                    -          475,000.00                           -                      -          747,000.00                   63.59
1103650432         SAN DIEGO                                           92120   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    193,000.00                    193,000.00   First Lien                                    -          193,000.00                           -                      -          275,000.00                   70.18
1103650435         PALMDALE                                            93550   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -                      -          410,000.00                   76.83
1103650449         DAVENPORT                                           33837   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    248,800.00                    248,800.00   First Lien                                    -          248,800.00                           -             355,453.00          356,000.00                   70.00
1103650456         LAUDERHILL                                          33311   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    122,500.00                    122,500.00   First Lien                                    -          122,500.00                           -                      -          175,000.00                   70.00
1103650462         MODESTO                                             95351   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    181,500.00                    181,500.00   First Lien                                    -          181,500.00                           -                      -          330,000.00                   55.00
1103650481         KAILUA                                              96734   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    498,750.00                    498,750.00   First Lien                                    -          498,750.00                           -                      -          665,000.00                   75.00
1103650503         RIVERSIDE                                           92507   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    244,000.00                    244,000.00   First Lien                                    -          244,000.00                           -                      -          311,000.00                   78.46
1103650514         SHERMAN OAKS                                        91423   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    454,500.00                    454,500.00   First Lien                                    -          454,500.00                           -                      -          800,000.00                   56.81
1103650519         MERRICK                                             11566   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -             446,000.00          499,000.00                   78.48
1103650522         ROMULUS                                             48174   MI                       20070301                20220201    FIXED                  No                                          180                    180                          179                    111,000.00                    110,626.39   First Lien                                    -          111,000.00                           -                      -          195,000.00                   56.92
1103650528         VAN NUYS                                            91405   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    528,000.00                    528,000.00   First Lien                                    -          660,000.00                  132,000.00             660,000.00          660,000.00                   80.00
1103650536         ACWORTH                                             30101   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    328,950.00                    328,622.53   First Lien                                    -          328,950.00                           -                      -          425,000.00                   77.40
1103650544         HACIENDA HEIGHTS AREA                               91745   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    344,000.00                    344,000.00   First Lien                                    -          344,000.00                           -             430,000.00          445,000.00                   80.00
1103650557         ESCONDIDO                                           92025   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    257,000.00                    257,000.00   First Lien                                    -          257,000.00                           -                      -          414,000.00                   62.08
1103650570         POMONA                                              91766   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    359,200.00                    359,200.00   First Lien                                    -          449,000.00                   89,800.00             449,000.00          449,000.00                   80.00
1103650588         WHITTIER                                            90601   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    320,000.00                    319,641.42   First Lien                                    -          320,000.00                           -                      -          400,000.00                   80.00
1103650592         CARLSBAD                                            92009   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    495,000.00                    495,000.00   First Lien                                    -          495,000.00                           -                      -        1,050,000.00                   47.14
1103650600         PERRIS                                              92571   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          400,000.00                   80.00
1103650607         FULLERTON                                           92833   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          800,000.00                   25.00
1103650613         SAN JACINTO                                         92582   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    279,352.00                    279,352.00   First Lien                                    -          349,190.00                   69,838.00             349,190.00          351,000.00                   80.00
1103650619         SANTA CLARITA                                       91355   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    255,950.00                    255,689.05   First Lien                                    -          255,950.00                           -             319,999.00          340,000.00                   79.98
1103650626         HAWTHORNE                                           90250   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    315,000.00                    314,728.79   First Lien                                    -          315,000.00                           -                      -          990,000.00                   31.82
1103650627         LOS ANGELES                                         91335   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    385,000.00                    384,249.69   First Lien                                    -          385,000.00                           -                      -          560,000.00                   68.75
1103650628         SAN FRANCISCO                                       94134   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    532,000.00                    531,011.90   First Lien                                    -          532,000.00                           -                      -          725,000.00                   73.38
1103650629         EUREKA                                              95503   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    160,000.00                    159,858.83   First Lien                                    -          180,000.00                   20,000.00             200,000.00          200,000.00                   80.00
1103650630         PASADENA                                            91103   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    336,000.00                    335,688.79   First Lien                                    -          443,472.00                  107,472.00                      -          480,000.00                   70.00
1103650631         ALAMEDA                                             94502   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    446,250.00                    446,250.00   First Lien                                    -          560,193.00                  113,943.00                      -          595,000.00                   75.00
1103650632         SAN FRANCISCO                                       94116   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    489,000.00                    488,557.93   First Lien                                    -          489,000.00                           -                      -          785,000.00                   62.29
1103650633         PACIFICA                                            94044   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    490,000.00                    488,998.39   First Lien                                    -          490,000.00                           -                      -          685,000.00                   71.53
1103650634         RIVERSIDE                                           92506   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          575,000.00                   69.57
1103650662         LOS ANGELES                                         90048   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    610,000.00                    610,000.00   First Lien                                    -          610,000.00                           -                      -        1,450,000.00                   42.07
1103650706         TORRANCE                                            90502   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    444,000.00                    444,000.00   First Lien                                    -          444,000.00                           -                      -          555,000.00                   80.00
1103650712         DANVILLE                                            94506   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    470,000.00                    470,000.00   First Lien                                    -          470,000.00                           -                      -        1,000,000.00                   47.00
1103650724         ROXBURY                                              7850   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    189,000.00                    188,911.82   First Lien                                    -          189,000.00                           -             210,000.00          220,000.00                   90.00
1103650733         NORTH HIGHLANDS                                     95660   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    200,000.00                    199,819.19   First Lien                                    -          200,000.00                           -                      -          250,000.00                   80.00
1103650738         MIAMI                                               33127   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    130,000.00                    130,000.00   First Lien                                    -          130,000.00                           -                      -          180,000.00                   72.22
1103650752         LAS VEGAS                                           89102   NV                       20070301                20370201    FIXED                  No                                          360                    360                          359                    199,500.00                    199,353.71   First Lien                                    -          199,500.00                           -                      -          285,000.00                   70.00
1103650755         NEWARK                                              94560   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          580,000.00                   68.97
1103650788         TULARE                                              93274   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    111,000.00                    111,000.00   First Lien                                    -          111,000.00                           -                      -          190,000.00                   58.42
1103650804         OXNARD                                              93030   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    441,000.00                    441,000.00   First Lien                                    -          524,500.00                   83,500.00                      -          630,000.00                   70.00
1103650842         MORENO VALLEY                                       92557   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    317,600.00                    317,600.00   First Lien                                    -          397,000.00                   79,400.00             397,000.00          420,000.00                   80.00
1103650855         ESCONDIDO                                           92027   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          500,000.00                   75.00
1103650863         KISSIMMEE                                           34741   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    117,000.00                    117,000.00   First Lien                                    -          117,000.00                           -                      -          195,000.00                   60.00
1103650869         VALLEJO                                             94589   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          220,000.00                           -                      -          510,000.00                   43.14
1103650882         SAN JOSE                                            95121   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -           1,225,000.00        1,225,000.00                   61.22
1103650889         CORONA                                              92880   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    417,000.00                    417,000.00   First Lien                                    -          476,470.00                   59,470.00                      -          530,000.00                   78.68
1103650902         RESEDA AREA OF  LA                                  91335   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    478,400.00                    478,400.00   First Lien                                    -          598,000.00                  119,600.00             598,000.00          600,000.00                   80.00
1103650903         BURLINGAME                                          94010   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    946,000.00                    946,000.00   First Lien                                    -          946,000.00                           -                      -        2,100,000.00                   45.05
1103650916         LA JOLLA                                            92037   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    647,500.00                    647,500.00   First Lien                                    -          647,500.00                           -                      -          925,000.00                   70.00
1103650917         LAKE ELSINORE                                       92532   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    367,200.00                    367,200.00   First Lien                                    -          459,000.00                   91,800.00             459,000.00          480,000.00                   80.00
1103650921         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          465,000.00                   52.69
1103650922         SAN CLEMENTE                                        92672   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    416,800.00                    416,800.00   First Lien                                    -          416,800.00                           -             521,000.00          525,000.00                   80.00
1103650933         STATEN ISLAND                                       10303   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          520,000.00                   80.00
1103650935         FONTANA                                             92335   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    142,000.00                    142,000.00   First Lien                                    -          142,000.00                           -                      -          410,000.00                   34.63
1103650943         GREENACRES                                          33463   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    215,000.00                    215,000.00   First Lien                                    -          215,000.00                           -                      -          260,000.00                   82.69
1103650944         PENSACOLA                                           32507   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    366,600.00                    366,600.00   First Lien                                    -          366,600.00                           -             488,900.00          488,900.00                   74.98
1103650945         LA JOLLA                                            92037   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    248,500.00                    248,500.00   First Lien                                    -          248,500.00                           -                      -          915,000.00                   27.16
1103650965         TAMPA                                               33610   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          120,000.00                           -                      -          171,000.00                   70.18
1103650995         LA HABRA                                            90631   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    290,400.00                    290,400.00   First Lien                                    -          344,800.00                   54,400.00             363,000.00          363,000.00                   80.00
1103650998         RIALTO                                              92376   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    274,000.00                    274,000.00   First Lien                                    -          342,500.00                   68,500.00             342,500.00          343,000.00                   80.00
1103651009         SAN JOSE                                            95133   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    323,400.00                    323,400.00   First Lien                                    -          323,400.00                           -                      -          462,000.00                   70.00
1103651015         ANAHEIM                                             92801   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    135,000.00                    134,560.02   First Lien                                    -          135,000.00                           -                      -          577,000.00                   23.40
1103651031         LAKE FOREST                                         92630   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
1103651035         CHICO                                               95973   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          247,500.00                   27,500.00             275,000.00          275,000.00                   80.00
1103651050         LEXINGTON                                           29073   SC                       20070301                20370201    ARMS                   No                                          360                    360                          359                     73,500.00                     73,500.00   First Lien                                    -           73,500.00                           -                      -           98,000.00                   75.00
1103651065         CANYON LAKE                                         92587   CA                       20070401                20370201    ARMS                   Yes                                         360                    480                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          625,500.00                   80.00
1103651066         GALLOWAY                                             8205   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    100,000.00                     99,942.46   First Lien                                    -          100,000.00                           -                      -          125,000.00                   80.00
1103651079         GOODYEAR                                            85338   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    120,400.00                    120,400.00   First Lien                                    -          120,400.00                           -                      -          234,000.00                   51.45
1103651093         CORONA                                              92883   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    600,000.00                    599,373.56   First Lien                                    -          600,000.00                           -                      -          865,000.00                   69.36
1103651104         CUMMING                                             30041   GA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    694,000.00                    694,000.00   First Lien                                    -          694,000.00                           -                      -          890,000.00                   77.98
1103651105         LONG BEACH                                          90805   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    247,000.00                    247,000.00   First Lien                                    -          247,000.00                           -                      -          450,000.00                   54.89
1103651107         TUCSON                                              85716   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    135,750.00                    135,750.00   First Lien                                    -          171,950.00                   36,200.00                      -          181,000.00                   75.00
1103651114         SALT LAKE CITY                                      84111   UT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    140,700.00                    140,700.00   First Lien                                    -          167,050.00                   26,350.00             175,875.00          195,500.00                   80.00
1103651159         BEL AIR                                             21014   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    147,000.00                    147,000.00   First Lien                                    -          189,000.00                   42,000.00             210,000.00          320,000.00                   70.00
1103651169         MINNEAPOLIS                                         55417   MN                       20070301                20370201    FIXED                  No                                          360                    360                          359                    164,400.00                    164,400.00   First Lien                                    -          164,400.00                           -             205,500.00          205,500.00                   80.00
1103651175         LOS ANGELES                                         90059   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,000.00                    230,000.00   First Lien                                    -          230,000.00                           -                      -          385,000.00                   59.74
1103651216         HAMPDEN                                              4444   ME                       20070301                20370201    FIXED                  No                                          360                    360                          359                    330,500.00                    330,170.99   First Lien                                    -          330,500.00                           -                      -          484,000.00                   68.29
1103651228         SAN DIEGO                                           92118   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    663,000.00                    663,000.00   First Lien                                    -          663,000.00                           -                      -        1,250,000.00                   53.04
1103651231         STEAMBOAT SPRINGS                                   80487   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    329,600.00                    329,373.17   First Lien                                    -          329,600.00                           -             412,000.00          415,000.00                   80.00
1103651233         FRESNO                                              93722   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,200.00                    211,200.00   First Lien                                    -          211,200.00                           -                      -          264,000.00                   80.00
1103651234         LOS ANGELES                                         90011   CA                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    264,000.00                    263,899.42   First Lien                                    -          264,000.00                           -                      -          600,000.00                   44.00
1103651241         ROWLAND HEIGHTS                                     91748   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    378,750.00                    378,750.00   First Lien                                    -          378,750.00                           -                      -          505,476.00                   74.93
1103651255         LOS ALTOS                                           94024   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -        1,900,000.00                   34.21
1103651257         JULIAN                                              92036   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          385,000.00                   61.30
1103651269         BROOKLYN                                            11234   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    247,500.00                    247,500.00   First Lien                                    -          247,500.00                           -                      -          450,000.00                   55.00
1103651270         IMPERIAL                                            92251   CA                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    270,000.00                    269,913.84   First Lien                                    -          270,000.00                           -                      -          360,000.00                   75.00
1103651295         UPLAND                                              91786   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          380,000.00                   67.11
1103651312         LAKEWOOD                                            90713   CA                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    274,000.00                    273,871.47   First Lien                                    -          274,000.00                           -                      -          680,000.00                   40.29
1103651316         BRAWLEY                                             92227   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    160,000.00                    160,000.00   First Lien                                    -          160,000.00                           -                      -          200,000.00                   80.00
1103651317         LANCASTER                                           93536   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    376,000.00                    376,000.00   First Lien                                    -          376,000.00                           -                      -          470,000.00                   80.00
1103651335         ONTARIO                                             91764   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    219,900.00                    219,900.00   First Lien                                    -          219,900.00                           -             299,900.00          315,000.00                   73.32
1103651346         MORENO VALLEY                                       92553   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00             305,000.00          305,000.00                   80.00
1103651347         BRAWLEY                                             92227   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          240,000.00                   75.00
1103651348         LOS ANGELES                                         90003   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    247,000.00                    247,000.00   First Lien                                    -          247,000.00                           -                      -          555,000.00                   44.50
1103651349         COSTA MESA                                          92626   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -                      -          675,000.00                   80.00
1103651354         LITTLETON                                           80127   CO                       20070401                20370301    FIXED                  No                                          360                    360                          360                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          273,000.00                   64.10
1103651365         RIPON                                               95366   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    390,500.00                    390,500.00   First Lien                                    -          390,500.00                           -                      -          545,000.00                   71.65
1103651389         CERRITOS                                            90703   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    317,000.00                    317,000.00   First Lien                                    -          317,000.00                           -                      -          798,000.00                   39.72
1103651390         LOS ANGELES                                         90018   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -          516,000.00                   52.33
1103651429         SAN DIEGO                                           92114   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    417,000.00                    417,000.00   First Lien                                    -          525,000.00                  108,000.00                      -          525,000.00                   79.43
1103651432         GARDEN GROVE                                        92845   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,050.00                    487,050.00   First Lien                                    -          487,050.00                           -                      -          615,000.00                   79.20
1103651466         REDLANDS                                            92374   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    780,000.00                    780,000.00   First Lien                                    -        1,140,000.00                  360,000.00           1,200,000.00        1,200,000.00                   65.00
1103651481         RANCHO CUCAMONGA                                    91730   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    147,700.00                    147,700.00   First Lien                                    -          147,700.00                           -                      -          371,000.00                   39.81
1103651489         MURRIETA                                            92562   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -        1,400,000.00                   42.86
1103651490         ONTARIO                                             91761   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    140,000.00                    139,873.43   First Lien                                    -          140,000.00                           -                      -          460,000.00                   30.43
1103651522         FRESNO                                              93730   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    303,960.00                    303,960.00   First Lien                                    -          303,960.00                           -             379,950.00          380,000.00                   80.00
1103651535         BUENA PARK                                          90620   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          480,000.00                           -                      -          600,000.00                   80.00
1103651541         MEDFORD                                             97504   OR                       20070401                20370301    ARMS                   No                                          360                    360                          360                    147,500.00                    147,500.00   First Lien                                    -          147,500.00                           -                      -          250,000.00                   59.00
1103651556         LOS ANGELES (WEST HILLS A                           91307   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    428,000.00                    428,000.00   First Lien                                    -          428,000.00                           -                      -          580,000.00                   73.79
1103651562         PALMDALE                                            93550   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    271,200.00                    271,200.00   First Lien                                    -          339,000.00                   67,800.00             339,000.00          350,000.00                   80.00
1103651565         DIAMOND BAR                                         91765   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    437,000.00                    437,000.00   First Lien                                    -          437,000.00                           -                      -          750,000.00                   58.27
1103651573         CORONA                                              92880   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    345,000.00                    345,000.00   First Lien                                    -          345,000.00                           -                      -          510,000.00                   67.65
1103651574         PHELAN AREA                                         92371   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          500,000.00                   72.00
1103651583         MORENO VALLEY                                       92551   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          400,000.00                   90.00
1103651589         WILMINGTON AREA                                     90744   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    292,500.00                    292,500.00   First Lien                                    -          292,500.00                           -                      -          450,000.00                   65.00
1103651613         BAKERSFIELD                                         93307   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          250,000.00                   80.00
1103651637         CHINO                                               91710   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    444,000.00                    444,000.00   First Lien                                    -          444,000.00                           -                      -          558,000.00                   79.57
1103651640         LAKEWOOD                                            90712   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          547,000.00                   54.84
1103651651         GROVELAND                                           95321   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    265,000.00                    265,000.00   First Lien                                    -          265,000.00                           -                      -          333,000.00                   79.58
1103651662         YUMA                                                85367   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    144,000.00                    144,000.00   First Lien                                    -          144,000.00                           -                      -          235,000.00                   61.28
1103651663         MAGNA                                               84044   UT                       20070301                20370201    FIXED                  No                                          360                    360                          359                    134,500.00                    134,387.00   First Lien                                    -          134,500.00                           -                      -          173,000.00                   77.75
1103651664         BRUSH PRAIRIE                                       98606   WA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    487,500.00                    487,500.00   First Lien                                    -          487,500.00                           -                      -          675,000.00                   72.22
1103651665         NICHOLSON                                           18446   PA                       20070201                20270101    FIXED                  No                                          240                    240                          238                    108,000.00                    107,577.82   First Lien                                    -          135,000.00                   27,000.00                      -          135,000.00                   80.00
1103651666         COLUMBUS                                            43206   OH                       20070201                20370101    FIXED                  No                                          360                    360                          358                     88,000.00                     87,855.30   First Lien                                    -           88,000.00                           -                      -          121,000.00                   72.73
1103651667         GROVEPORT                                           43125   OH                       20070101                20361201    FIXED                  No                                          360                    360                          357                    180,000.00                    179,532.45   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
1103651668         DALLAS                                              30157   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    156,720.00                    156,585.07   First Lien                                    -          156,720.00                           -             195,900.00          196,000.00                   80.00
1103651669         LAKE GEORGE                                         12845   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                     63,000.00                     62,949.62   First Lien                                    -           63,000.00                           -                      -          525,000.00                   12.00
1103651670         GRAND RAPIDS                                        49508   MI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    128,640.00                    128,640.00   First Lien                                    -          160,800.00                   32,160.00             160,800.00          185,000.00                   80.00
1103651671         FANWOOD                                              7023   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    215,500.00                    215,127.87   First Lien                                    -          215,500.00                           -                      -          380,000.00                   56.71
1103651672         HAYES                                               23072   VA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    144,000.00                    143,881.96   First Lien                                    -          144,000.00                           -                      -          181,000.00                   79.56
1103651673         TAMPA                                               33617   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    120,000.00                    119,896.68   First Lien                                    -          120,000.00                           -                      -          182,000.00                   65.93
1103651674         PASADENA                                            91103   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    378,800.00                    377,658.28   First Lien                                    -          378,800.00                           -                      -          520,000.00                   72.85
1103651676         FONTANA AREA                                        92335   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    108,000.00                    108,000.00   First Lien                                    -          108,000.00                           -                      -          335,000.00                   32.24
1103651677         RICHMOND                                             4357   ME                       20070301                20370201    FIXED                  No                                          360                    360                          359                     95,900.00                     95,900.00   First Lien                                    -           95,900.00                           -                      -          137,000.00                   70.00
1103651678         PALM COAST                                          32164   FL                       20061101                20211001    FIXED                  No                                          180                    180                          175                     59,750.00                     58,755.08   First Lien                                    -           59,750.00                           -                      -          158,000.00                   37.82
1103651679         FORT WORTH                                          76247   TX                       20070201                20370101    FIXED                  No                                          360                    360                          358                    104,800.00                    104,610.01   First Lien                                    -          131,000.00                   26,200.00             131,065.00          131,000.00                   80.00
1103651680         BOCA RATON                                          33428   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    104,800.00                    104,610.01   First Lien                                    -          104,800.00                           -                      -          262,000.00                   40.00
1103651681         PAWLEYS ISLAND                                      29585   SC                       20070301                20370201    FIXED                  No                                          360                    360                          359                    135,000.00                    134,886.58   First Lien                                    -          135,000.00                           -                      -          400,000.00                   33.75
1103651717         CHINO                                               91710   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    239,000.00                    239,000.00   First Lien                                    -          239,000.00                           -                      -          365,000.00                   65.48
1103651723         HYATTSVILLE                                         20785   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          380,000.00                  100,000.00             400,000.00          400,000.00                   70.00
1103651732         DOVER                                                3820   NH                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          344,000.00                           -                      -          430,000.00                   80.00
1103651736         SANTA ANA                                           92705   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    269,500.00                    269,500.00   First Lien                                    -          385,000.00                  115,500.00             385,000.00          385,000.00                   70.00
1103651749         BEAUMONT                                            77706   TX                       20070401                20220301    FIXED                  No                                          180                    180                          180                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -             300,000.00          308,000.00                   66.67
1103651760         GULF SHORES                                         36542   AL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    241,500.00                    241,500.00   First Lien                                    -          327,700.00                   86,200.00             345,000.00          485,000.00                   70.00
1103651761         TRACY                                               95376   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    234,000.00                    234,000.00   First Lien                                    -          234,000.00                           -                      -          395,000.00                   59.24
1103651763         ONTARIO                                             91761   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    275,000.00                    275,000.00   First Lien                                    -          275,000.00                           -                      -          405,000.00                   67.90
1103651765         PHOENIX                                             85085   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    692,250.00                    692,250.00   First Lien                                    -          692,250.00                           -                      -        1,250,000.00                   55.38
1103651778         LOS ANGELES                                         90016   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    504,000.00                    504,000.00   First Lien                                    -          559,500.00                   55,500.00                      -          630,000.00                   80.00
1103651781         LAS VEGAS                                           89148   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    435,200.00                    435,200.00   First Lien                                    -          435,200.00                           -             544,000.00          544,000.00                   80.00
1103651790         DENVER                                              80209   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,000.00                    405,000.00   First Lien                                    -          405,000.00                           -                      -          600,000.00                   67.50
1103651797         ORANGE                                              92867   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,800.00                    272,800.00   First Lien                                    -          341,000.00                   68,200.00             341,000.00          365,000.00                   80.00
1103651822         SAN DIEGO                                           92130   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    565,000.00                    565,000.00   First Lien                                    -          565,000.00                           -                      -          902,000.00                   62.64
1103651832         TUCSON                                              85739   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    552,200.00                    552,200.00   First Lien                                    -          552,200.00                           -           1,164,015.00          950,000.00                   58.13
1103651877         ROYAL PALM BEACH                                    33411   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    137,700.00                    137,700.00   First Lien                                    -          137,700.00                           -             153,000.00          208,000.00                   90.00
1103651898         TAMPA                                               33637   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    132,504.00                    132,504.00   First Lien                                    -          132,504.00                           -             165,630.00          166,000.00                   80.00
1103651901         BONITA                                              91902   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    465,000.00                    465,000.00   First Lien                                    -          465,000.00                           -                      -          680,000.00                   68.38
1103651905         MANCHESTER TWP                                       8753   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    108,000.00                    108,000.00   First Lien                                    -          108,000.00                           -             120,000.00          125,000.00                   90.00
1103651909         SANTA MARIA                                         93455   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    311,250.00                    311,250.00   First Lien                                    -          394,250.00                   83,000.00                      -          415,000.00                   75.00
1103651923         SAN DIEGO                                           92111   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          425,000.00                   85,000.00             425,000.00          425,000.00                   80.00
1103651931         NORFOLK                                             23523   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    167,200.00                    167,200.00   First Lien                                    -          209,000.00                   41,800.00             209,000.00          213,000.00                   80.00
1103651932         IRVINGTON                                            7111   NJ                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    304,000.00                    303,696.49   First Lien                                    -          380,000.00                   76,000.00             380,000.00          380,000.00                   80.00
1103651934         FAIRVIEW                                             7022   NJ                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    356,000.00                    355,657.04   First Lien                                    -          422,750.00                   66,750.00             445,000.00          445,000.00                   80.00
1103651935         PATERSON                                             7501   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    296,000.00                    296,000.00   First Lien                                    -          370,000.00                   74,000.00             370,000.00          370,000.00                   80.00
1103651937         NORTH BERGEN                                         7047   NJ                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    240,000.00                    239,816.60   First Lien                                    -          300,000.00                   60,000.00             300,000.00          300,000.00                   80.00
1103651939         EAST ORANGE                                          7017   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    252,000.00                    252,000.00   First Lien                                    -          315,000.00                   63,000.00             315,000.00          315,000.00                   80.00
1103651941         NORTH BERGEN                                         7047   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    536,000.00                    536,000.00   First Lien                                    -          670,000.00                  134,000.00             670,000.00          670,000.00                   80.00
1103651942         PASSAIC                                              7055   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    388,000.00                    387,108.83   First Lien                                    -          436,500.00                   48,500.00                      -          485,000.00                   80.00
1103651943         LIVINGSTON                                           7039   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    338,000.00                    338,000.00   First Lien                                    -          468,000.00                  130,000.00             520,000.00          533,000.00                   65.00
1103651944         CHESTER                                             23831   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    128,000.00                    128,000.00   First Lien                                    -          160,000.00                   32,000.00                      -          160,000.00                   80.00
1103651945         CHESAPEAKE                                          23324   VA                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                     96,850.00                     96,717.62   First Lien                                    -          126,650.00                   29,800.00                      -          149,000.00                   65.00
1103651950         SUNNY ISLES AKA SUNNY ISL                           33160   FL                       20070101                20361201    ARMS                   No                                          360                    360                          357                    144,800.00                    144,800.00   First Lien                                    -          181,000.00                   36,200.00             181,000.00          185,000.00                   80.00
1103651951         ALEXANDRIA                                          22312   VA                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    563,500.00                    562,937.44   First Lien                                    -          724,500.00                  161,000.00             805,000.00          810,000.00                   70.00
1103651952         MOUNT VERNON                                        10550   NY                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    362,700.00                    362,237.19   First Lien                                    -          446,400.00                   83,700.00                      -          670,000.00                   54.13
1103651954         REVERE                                               2151   MA                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    266,400.00                    266,082.86   First Lien                                    -          333,000.00                   66,600.00             333,000.00          335,000.00                   80.00
1103651955         NEWARK                                               7112   NJ                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    273,750.00                    273,585.93   First Lien                                    -          328,500.00                   54,750.00             365,000.00          390,000.00                   75.00
1103651956         NEWARK                                               7106   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    253,500.00                    253,500.00   First Lien                                    -          351,000.00                   97,500.00                      -          390,000.00                   65.00
1103651957         REVERE                                               2151   MA                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    484,000.00                    483,629.10   First Lien                                    -          605,000.00                  121,000.00             605,000.00          605,000.00                   80.00
1103651958         EDISON                                               8817   NJ                       20070101                20370101    ARMS                   Yes                                         360                    480                          357                    220,000.00                    219,719.25   First Lien                                    -          220,000.00                           -                      -          330,000.00                   66.67
1103651959         NEWARK                                               7106   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    367,500.00                    366,448.45   First Lien                                    -          472,493.00                  104,993.00                      -          530,000.00                   69.34
1103651960         DANBURY                                              6810   CT                       20070101                20361201    ARMS                   No                                          360                    360                          357                    207,200.00                    206,687.50   First Lien                                    -          259,000.00                   51,800.00             259,000.00          259,000.00                   80.00
1103651961         PORTSMOUTH                                          23704   VA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    292,500.00                    292,500.00   First Lien                                    -          331,500.00                   39,000.00                      -          390,000.00                   75.00
1103651963         CLIFTON                                              7012   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00             405,000.00          420,000.00                   80.00
1103651964         MOUNT VERNON                                        10550   NY                       20070101                20361201    ARMS                   No                                          360                    360                          357                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -          720,000.00                   48.61
1103651965         DANBURY                                              6811   CT                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    288,800.00                    288,583.94   First Lien                                    -          342,950.00                   54,150.00                      -          361,000.00                   80.00
1103651966         PROVIDENCE                                           2908   RI                       20070101                20361201    ARMS                   No                                          360                    360                          357                    284,000.00                    283,543.13   First Lien                                    -          355,000.00                   71,000.00             355,000.00          380,000.00                   80.00
1103651968         NEWARK                                               7107   NJ                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    399,640.00                    399,433.99   First Lien                                    -          499,550.00                   99,910.00             499,550.00          500,000.00                   80.00
1103651969         RIVERDALE                                           20737   MD                       20070101                20370101    ARMS                   Yes                                         360                    480                          357                    252,000.00                    251,655.50   First Lien                                    -          299,250.00                   47,250.00                      -          315,000.00                   80.00
1103651970         PROVIDENCE                                           2907   RI                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    301,600.00                    301,444.39   First Lien                                    -          377,000.00                   75,400.00             377,000.00          377,000.00                   80.00
1103651971         COVENTRY                                             2816   RI                       20070201                20370101    ARMS                   No                                          360                    360                          358                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          255,000.00                   78.43
1103651972         CENTRAL ISLIP                                       11722   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    289,224.00                    289,224.00   First Lien                                    -          361,530.00                   72,306.00             361,530.00          375,000.00                   80.00
1103651973         WAHINGTON                                            7882   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    204,750.00                    204,750.00   First Lien                                    -          283,500.00                   78,750.00                      -          333,000.00                   61.49
1103651974         WOODHAVEN                                           11421   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    425,000.00                    425,000.00   First Lien                                    -          425,000.00                           -                      -          760,000.00                   55.92
1103651975         FORT WASHINGTON                                     20744   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    304,000.00                    304,000.00   First Lien                                    -          380,000.00                   76,000.00             380,000.00          381,000.00                   80.00
1103651976         BROOKLYN                                            11208   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    516,000.00                    516,000.00   First Lien                                    -          645,000.00                  129,000.00             645,000.00          645,000.00                   80.00
1103651977         RICHMOND HILL                                       11418   NY                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    592,000.00                    591,647.23   First Lien                                    -          740,000.00                  148,000.00             740,000.00          740,000.00                   80.00
1103651978         DENVER                                              80221   CO                       20070101                20361201    ARMS                   No                                          360                    360                          357                     74,320.00                     74,131.60   First Lien                                    -           92,900.00                   18,580.00              92,900.00           95,000.00                   80.00
1103651979         BAY SHORE AKA TOWN OF ISL                           11706   NY                       20070101                20361201    ARMS                   No                                          360                    360                          357                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -          470,000.00                   74.47
1103651980         PLAINFIELD                                           7060   NJ                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    243,320.00                    243,164.22   First Lien                                    -          304,150.00                   60,830.00             304,150.00          310,000.00                   80.00
1103651981         MONROE                                               8831   NJ                       20070101                20370101    ARMS                   Yes                                         360                    480                          357                    636,000.00                    635,242.86   First Lien                                    -          715,500.00                   79,500.00                      -          795,000.00                   80.00
1103651982         COLORADO SPRINGS                                    80922   CO                       20070101                20361201    ARMS                   No                                          360                    360                          357                    148,800.00                    148,800.00   First Lien                                    -          176,700.00                   27,900.00                      -          186,000.00                   80.00
1103651983         BRIDGEPORT                                           6608   CT                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                    248,000.00                    247,734.23   First Lien                                    -          310,000.00                   62,000.00             310,000.00          310,000.00                   80.00
1103651986         JERSEY CITY                                          7307   NJ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          440,000.00                   57.95
1103651987         CLERMONT                                            34711   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    390,850.00                    390,207.40   First Lien                                    -          464,134.00                   73,284.00             488,563.00          525,000.00                   80.00
1103651988         PATERSON                                             7501   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    266,500.00                    266,500.00   First Lien                                    -          307,500.00                   41,000.00                      -          410,000.00                   65.00
1103651989         BROOKLYN                                            11209   NY                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    320,000.00                    319,841.00   First Lien                                    -          400,000.00                   80,000.00             400,000.00          425,000.00                   80.00
1103651990         NORTH PORT                                          34288   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    183,750.00                    183,750.00   First Lien                                    -          232,750.00                   49,000.00             245,000.00          245,000.00                   75.00
1103651991         LEHIGH ACRES                                        33971   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    165,000.00                    165,000.00   First Lien                                    -          198,000.00                   33,000.00             220,000.00          220,000.00                   75.00
1103651992         PORTSMOUTH                                          23703   VA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    227,040.00                    227,040.00   First Lien                                    -          283,800.00                   56,760.00             283,800.00          283,800.00                   80.00
1103651993         FLORENCE                                            85232   AZ                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    128,000.00                    127,887.60   First Lien                                    -          160,000.00                   32,000.00                      -          160,000.00                   80.00
1103651994         RICHMOND                                            23233   VA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    182,200.00                    182,040.00   First Lien                                    -          217,191.00                   34,991.00                      -          243,500.00                   74.83
1103651995         ATTLEBORO                                            2703   MA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    340,000.00                    340,000.00   First Lien                                    -          419,985.00                   79,985.00                      -          425,000.00                   80.00
1103651996         SAINT ALBANS                                        11412   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    374,400.00                    374,400.00   First Lien                                    -          468,000.00                   93,600.00             468,000.00          470,000.00                   80.00
1103652000         YUCAIPA                                             92399   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    362,000.00                    362,000.00   First Lien                                    -          362,000.00                           -                      -          580,000.00                   62.41
1103652002         WEST FREINDSHIP                                     21794   MD                       20061201                20361101    FIXED                  No                                          360                    360                          356                  1,050,000.00                  1,050,000.00   First Lien                                    -        1,330,000.00                  280,000.00           1,400,000.00        1,400,000.00                   75.00
1103652003         LINCOLN                                              2865   RI                       20061201                20361101    FIXED                  No                                          360                    360                          356                    318,400.00                    317,320.79   First Lien                                    -          398,000.00                   79,600.00                      -          398,000.00                   80.00
1103652004         HIGHTSTOWN                                           8520   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    403,760.00                    403,188.22   First Lien                                    -          547,960.00                  144,200.00             576,800.00          585,000.00                   70.00
1103652005         RICHMOND                                            23231   VA                       20070101                20361201    FIXED                  No                                          360                    360                          357                    109,600.00                    109,366.42   First Lien                                    -          109,600.00                           -                      -          137,000.00                   80.00
1103652006         PORTSMOUTH                                          23703   VA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    168,000.00                    167,716.91   First Lien                                    -          210,000.00                   42,000.00             210,000.00          214,900.00                   80.00
1103652007         HARTFORD                                             6114   CT                       20070101                20361201    FIXED                  No                                          360                    360                          357                    186,550.00                    186,121.55   First Lien                                    -          243,950.00                   57,400.00                      -          287,000.00                   65.00
1103652008         BROOKLYN                                            11209   NY                       20070101                20361201    FIXED                  No                                          360                    360                          357                    540,000.00                    538,790.19   First Lien                                    -          648,000.00                  108,000.00                      -          720,000.00                   75.00
1103652009         PASSAIC                                              7055   NJ                       20070101                20361201    FIXED                  No                                          360                    360                          357                    124,850.00                    124,525.72   First Lien                                    -          124,850.00                           -             227,000.00          230,000.00                   55.00
1103652010         MERIDEN                                              6450   CT                       20070201                20370101    FIXED                  No                                          360                    360                          358                    132,275.00                    132,057.51   First Lien                                    -          183,150.00                   50,875.00             203,500.00          210,000.00                   65.00
1103652011         EAST HANOVER                                         7936   NJ                       20070101                20370101    FIXED                  Yes                                         360                    480                          357                    600,000.00                    599,401.01   First Lien                                    -          750,000.00                  150,000.00                      -          750,000.00                   80.00
1103652012         BROOKLYN                                            11215   NY                       20070201                20361201    FIXED                  Yes                                         360                    480                          358                    644,000.00                    643,472.28   First Lien                                    -          644,000.00                           -                      -        1,025,000.00                   62.83
1103652013         EGG HARBOR TOWNSHIP                                  8234   NJ                       20070201                20370101    FIXED                  Yes                                         360                    480                          358                    392,000.00                    391,689.78   First Lien                                    -          465,500.00                   73,500.00                      -          490,000.00                   80.00
1103652014         HILLSBOROUGH                                         8844   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    379,200.00                    379,200.00   First Lien                                    -          474,000.00                   94,800.00             474,000.00          479,000.00                   80.00
1103652015         HOBOKEN                                              7030   NJ                       20070201                20370101    FIXED                  No                                          360                    360                          358                    258,400.00                    257,884.20   First Lien                                    -          323,000.00                   64,600.00                      -          323,000.00                   80.00
1103652019         SAN DIEGO                                           92114   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    348,000.00                    348,000.00   First Lien                                    -          435,000.00                   87,000.00                      -          435,000.00                   80.00
1103652038         RANCHO SANTA MARGARITA                              92688   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          700,000.00                   53.57
1103652039         SAN JOSE                                            95125   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    495,000.00                    495,000.00   First Lien                                    -          495,000.00                           -                      -          800,000.00                   61.88
1103652051         COSTA MESA                                          92626   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    445,000.00                    445,000.00   First Lien                                    -          445,000.00                           -                      -          787,000.00                   56.54
1103652064         SAN DIEGO                                           92114   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    361,000.00                    360,665.64   First Lien                                    -          361,000.00                           -                      -          516,000.00                   69.96
1103652072         RANCHO MIRAGE                                       92270   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    568,000.00                    568,000.00   First Lien                                    -          568,000.00                           -                      -          950,000.00                   59.79
1103652094         ONTARIO                                             91761   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    425,000.00                    425,000.00   First Lien                                    -          425,000.00                           -                      -          534,000.00                   79.59
1103652137         NORWALK                                             90650   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          252,000.00                           -                      -          390,000.00                   64.62
1103652145         FOUNTAIN VALLEY                                     92708   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    687,900.00                    687,900.00   First Lien                                    -          816,850.00                  128,950.00             859,900.00          865,000.00                   80.00
1103652148         SPRING VALLEY                                       91977   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00             515,000.00          540,000.00                   80.00
1103652152         MINNEAPOLIS                                         55407   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    141,750.00                    141,750.00   First Lien                                    -          179,550.00                   37,800.00             189,000.00          200,000.00                   75.00
1103652188         PERRIS                                              92571   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    198,000.00                    198,000.00   First Lien                                    -          198,000.00                           -                      -          415,000.00                   47.71
1103652203         SYLMAR                                              91342   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    393,750.00                    393,750.00   First Lien                                    -          393,750.00                           -                      -          525,000.00                   75.00
1103652230         LAS VEGAS                                           89131   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          681,000.00                  149,000.00                      -          760,000.00                   70.00
1103652243         GARDEN GROVE                                        92843   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          750,000.00                   80.00
1103652245         FONTANA                                             92337   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          420,000.00                   80.00
1103652246         PORTLAND                                            97215   OR                       20070401                20370301    ARMS                   No                                          360                    360                          360                    149,400.00                    149,400.00   First Lien                                    -          149,400.00                           -                      -          270,000.00                   55.33
1103652278         PENSACOLA                                           32507   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    319,800.00                    319,800.00   First Lien                                    -          319,800.00                           -             456,900.00          610,000.00                   69.99
1103652290         DENVER                                              80219   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    114,000.00                    114,000.00   First Lien                                    -          144,400.00                   30,400.00             152,000.00          152,000.00                   75.00
1103652292         GREENVILLE                                          12083   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    156,000.00                    156,000.00   First Lien                                    -          156,000.00                           -                      -          240,000.00                   65.00
1103652308         LONG BEACH                                          90813   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    451,000.00                    451,000.00   First Lien                                    -          451,000.00                           -                      -          885,000.00                   50.96
1103652314         OXNARD                                              93030   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    620,000.00                    620,000.00   First Lien                                    -          620,000.00                           -                      -          775,000.00                   80.00
1103652320         EL TORO                                             92630   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    543,750.00                    543,750.00   First Lien                                    -          543,750.00                           -                      -          725,000.00                   75.00
1103652324         ORANGE                                              92865   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    455,200.00                    455,200.00   First Lien                                    -          569,000.00                  113,800.00             569,000.00          575,000.00                   80.00
1103652340         VICTORVILLE                                         92392   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    175,000.00                    175,000.00   First Lien                                    -          237,500.00                   62,500.00             250,000.00          250,000.00                   70.00
1103652366         RIVERSIDE                                           92504   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          350,000.00                   50.00
1103652369         RIVERSIDE                                           92506   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    212,000.00                    212,000.00   First Lien                                    -          212,000.00                           -                      -          400,000.00                   53.00
1103652385         PINON HILLS                                         92372   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    260,000.00                    260,000.00   First Lien                                    -          308,750.00                   48,750.00             325,000.00          335,000.00                   80.00
1103652406         INDIO                                               92201   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -             400,000.00          415,000.00                   80.00
1103652410         LOS ANGELES                                         90018   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    418,500.00                    418,500.00   First Lien                                    -          418,500.00                           -                      -          574,000.00                   72.91
1103652434         LA CRESCENTA AREA                                   91214   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -             428,000.00          428,000.00                   74.77
1103652500         PASO ROBLES                                         93446   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    339,500.00                    339,500.00   First Lien                                    -          436,500.00                   97,000.00                      -          485,000.00                   70.00
1103652506         LAKE FOREST                                         92630   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          525,000.00                   29,000.00                      -          620,000.00                   80.00
1103652509         PORT RICHEY                                         34668   FL                       20070401                20220301    FIXED                  No                                          180                    180                          180                    105,000.00                    105,000.00   First Lien                                    -          105,000.00                           -                      -          155,000.00                   67.74
1103652595         LOS ANGELES                                         90004   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    749,000.00                    749,000.00   First Lien                                    -          939,000.00                  190,000.00             950,000.00          950,000.00                   78.84
1103652604         CAPE CORAL                                          33990   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,650.00                    230,650.00   First Lien                                    -          280,050.00                   49,400.00                      -          329,500.00                   70.00
1103652642         TEMPE                                               85282   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    244,000.00                    244,000.00   First Lien                                    -          274,500.00                   30,500.00                      -          305,000.00                   80.00
1103652655         CALEXICO                                            92231   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    188,500.00                    188,325.42   First Lien                                    -          188,500.00                           -                      -          315,000.00                   59.84
1103652665         DUARTE                                              91010   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    461,600.00                    461,600.00   First Lien                                    -          461,600.00                           -                      -          577,000.00                   80.00
1103652674         BIG BEAR LAKE                                       92315   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    560,000.00                    560,000.00   First Lien                                    -          560,000.00                           -                      -        1,272,000.00                   44.03
1103652679         SAINT LOUIS                                         63117   MO                       20070401                20370301    FIXED                  No                                          360                    360                          360                    128,000.00                    128,000.00   First Lien                                    -          128,000.00                           -                      -          160,000.00                   80.00
1103652683         HESPERIA                                            92345   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          375,000.00                   80.00
1103652694         COLTON                                              92324   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    109,000.00                    109,000.00   First Lien                                    -          109,000.00                           -                      -          330,000.00                   33.03
1103652703         IMPERIAL                                            92251   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    319,200.00                    319,200.00   First Lien                                    -          399,000.00                   79,800.00             399,000.00          399,000.00                   80.00
1103652722         BREA                                                92821   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          523,000.00                   80.00
1103652730         LONG BEACH                                          90803   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          945,000.00                   52.91
1103652731         LOS ANGELES                                         90066   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    459,000.00                    459,000.00   First Lien                                    -          459,000.00                           -                      -          745,000.00                   61.61
1103652749         PHOENIX                                             85051   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    164,000.00                    164,000.00   First Lien                                    -          205,000.00                   41,000.00                      -          205,000.00                   80.00
1103652754         LOS ANGELES                                         90002   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,500.00                    487,500.00   First Lien                                    -          650,000.00                  162,500.00             650,000.00          650,000.00                   75.00
1103652755         SHERMAN OAKS                                        91403   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -             951,000.00          955,000.00                   47.32
1103652771         LOS ANGELES                                         90042   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    505,000.00                    505,000.00   First Lien                                    -          505,000.00                           -                      -          700,000.00                   72.14
1103652777         GRANADA HILLS                                       91344   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    457,500.00                    457,500.00   First Lien                                    -          457,500.00                           -                      -          754,000.00                   60.68
1103652797         SHREWSBURY                                           1545   MA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    487,500.00                    487,500.00   First Lien                                    -          554,970.00                   67,470.00                      -          650,000.00                   75.00
1103652800         PRINCETON                                            8540   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    340,000.00                    339,199.50   First Lien                                    -          340,000.00                           -             460,000.00          485,000.00                   73.91
1103652801         DENVER                                              80210   CO                       20070101                20361201    ARMS                   No                                          360                    360                          357                    703,200.00                    701,187.80   First Lien                                    -          791,100.00                   87,900.00             879,000.00          879,000.00                   80.00
1103652802         ELLICOTT CITY                                       21042   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,418,000.00                  1,413,943.00   First Lien                                    -        1,418,000.00                           -                      -        2,350,000.00                   60.34
1103652803         PERTH AMBOY                                          8861   NJ                       20070101                20361201    ARMS                   No                                          360                    360                          357                    212,000.00                    211,559.40   First Lien                                    -          265,000.00                   53,000.00             265,000.00          265,000.00                   80.00
1103652804         NEW BRUNSWICK                                        8901   NJ                       20061201                20361101    ARMS                   No                                          360                    360                          356                    224,000.00                    223,377.30   First Lien                                    -          280,000.00                   56,000.00             280,000.00          284,000.00                   80.00
1103652805         BOWIE                                               20720   MD                       20070101                20361201    ARMS                   No                                          360                    360                          357                    412,720.00                    412,720.00   First Lien                                    -          515,900.00                  103,180.00             515,900.00          615,000.00                   80.00
1103652806         CAMPBELL                                            95008   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          790,000.00                   75.95
1103652808         OXNARD                                              93036   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          650,000.00                   46.15
1103652819         CARMICHAEL                                          95608   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    332,000.00                    332,000.00   First Lien                                    -          332,000.00                           -                      -          395,000.00                   84.05
1103652822         SANTA NELLA                                         95322   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    258,000.00                    258,000.00   First Lien                                    -          288,000.00                   30,000.00                      -          380,000.00                   67.89
1103652843         EMERSON                                              7630   NJ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    516,000.00                    516,000.00   First Lien                                    -          516,000.00                           -             645,000.00          645,000.00                   80.00
1103652863         TEMECULA                                            92592   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    337,500.00                    337,500.00   First Lien                                    -          337,500.00                           -                      -          450,000.00                   75.00
1103652884         DIAMOND BAR                                         91765   CA                       20060401                20360301    FIXED                  No                                          360                    360                          348                    480,000.00                    474,506.40   First Lien                                    -          480,000.00                           -                      -          602,000.00                   79.73
1103652895         VICTORVILLE                                         92395   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    184,000.00                    184,000.00   First Lien                                    -          218,500.00                   34,500.00             230,000.00          260,000.00                   80.00
1103652904         CORONA                                              92881   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    231,000.00                    231,000.00   First Lien                                    -          330,000.00                   99,000.00             330,000.00          345,000.00                   70.00
1103652912         HEMET                                               92543   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    154,400.00                    154,400.00   First Lien                                    -          193,000.00                   38,600.00             193,000.00          200,000.00                   80.00
1103652921         PORTLAND                                            97213   OR                       20070401                20370301    ARMS                   No                                          360                    360                          360                    417,000.00                    417,000.00   First Lien                                    -          536,750.00                  119,750.00             565,000.00          570,000.00                   73.81
1103652928         DIAMOND BAR                                         91765   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          550,000.00                   80.00
1103652937         LAHAINA                                             96761   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -             520,000.00          540,000.00                   80.00
1103652945         SANTA ANA                                           92701   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    208,000.00                    208,000.00   First Lien                                    -          260,000.00                   52,000.00             260,000.00          260,000.00                   80.00
1103652951         CHULA VISTA                                         91915   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    605,000.00                    605,000.00   First Lien                                    -          605,000.00                           -                      -          892,000.00                   67.83
1103652962         FONTANA                                             92335   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          400,000.00                   75.00
1103652985         SAN GABRIEL                                         91776   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          855,000.00                   23.39
1103653019         SCOTTSDALE                                          85259   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    610,000.00                    610,000.00   First Lien                                    -          610,000.00                           -                      -        1,450,000.00                   42.07
1103653023         TEMECULA                                            92592   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    275,000.00                    275,000.00   First Lien                                    -          275,000.00                           -             375,000.00          375,000.00                   73.33
1103653028         ORLANDO                                             32839   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    189,600.00                    189,600.00   First Lien                                    -          237,000.00                   47,400.00             237,000.00          237,000.00                   80.00
1103653053         IRVINGTON                                            7111   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          350,000.00                   42.86
1103653072         SALINAS                                             93905   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    326,400.00                    326,400.00   First Lien                                    -          408,000.00                   81,600.00             408,000.00          490,000.00                   80.00
1103653111         RANCHO SANTA MARGARITA                              92688   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    408,000.00                    408,000.00   First Lien                                    -          510,000.00                  102,000.00             510,000.00          525,000.00                   80.00
1103653144         MORENO VALLEY                                       92553   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    166,000.00                    166,000.00   First Lien                                    -          166,000.00                           -                      -          310,000.00                   53.55
1103653153         SANGER                                              93657   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    112,000.00                    111,901.18   First Lien                                    -          112,000.00                           -                      -          225,000.00                   49.78
1103653220         GULFPORT                                            39507   MS                       20070401                20370301    ARMS                   No                                          360                    360                          360                    151,900.00                    151,900.00   First Lien                                    -          151,900.00                           -             189,900.00          190,000.00                   79.99
1103653236         OXNARD                                              93033   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    435,000.00                    435,000.00   First Lien                                    -          435,000.00                           -                      -          580,000.00                   75.00
1103653243         SANDY                                               84070   UT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    231,350.00                    231,350.00   First Lien                                    -          277,600.00                   46,250.00             308,473.00          315,000.00                   75.00
1103653264         MIAMI                                               33142   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    184,000.00                    184,000.00   First Lien                                    -          184,000.00                           -                      -          250,000.00                   73.60
1103653267         DIAMOND BAR                                         91765   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    274,000.00                    274,000.00   First Lien                                    -          274,000.00                           -                      -          540,000.00                   50.74
1103653275         HENDERSON                                           89015   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    202,000.00                    202,000.00   First Lien                                    -          202,000.00                           -                      -          299,000.00                   67.56
1103653312         ALISO VIEJO                                         92656   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    434,350.00                    434,350.00   First Lien                                    -          558,450.00                  124,100.00             620,500.00          698,000.00                   70.00
1103653320         WEEKI WACHEE                                        34607   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    105,000.00                    105,000.00   First Lien                                    -          105,000.00                           -                      -          250,000.00                   42.00
1103653349         LOS ANGELES                                         90011   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    448,000.00                    448,000.00   First Lien                                    -          448,000.00                           -                      -          650,000.00                   68.92
1103653400         RIVERSIDE                                           92505   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    472,000.00                    472,000.00   First Lien                                    -          472,000.00                           -                      -          600,000.00                   78.67
1103653405         MONTEBELLO                                          90640   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,000.00                    432,000.00   First Lien                                    -          540,000.00                  108,000.00             540,000.00          540,000.00                   80.00
1103653438         FENTON                                              63026   MO                       20070401                20370301    FIXED                  No                                          360                    360                          360                    215,000.00                    215,000.00   First Lien                                    -          215,000.00                           -                      -          400,000.00                   53.75
1103653451         TAMPA                                               33609   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          120,000.00                           -                      -          232,000.00                   51.72
1103653473         FONTANA                                             92336   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    215,000.00                    215,000.00   First Lien                                    -          215,000.00                           -                      -          405,000.00                   53.09
1103653482         LOS ANGELES                                         90043   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    277,000.00                    277,000.00   First Lien                                    -          277,000.00                           -                      -          498,000.00                   55.62
1103653589         WOODDALE                                            60194   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    103,000.00                    103,000.00   First Lien                                    -          103,000.00                           -                      -          225,000.00                   45.78
1103653623         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,800.00                    432,800.00   First Lien                                    -          541,000.00                  108,200.00             541,017.00          550,000.00                   80.00
1103653627         MIAMI                                               33032   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    125,992.00                    125,992.00   First Lien                                    -          159,590.00                   33,598.00             167,990.00          234,000.00                   75.00
1103653685         PHOENIX                                             85020   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          250,000.00                   70.00
1103653687         ELK GROVE                                           95757   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    211,000.00                    211,000.00   First Lien                                    -          211,000.00                           -                      -          395,000.00                   53.42
1103653699         OCOEE                                               34761   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    181,200.00                    181,200.00   First Lien                                    -          226,500.00                   45,300.00             226,500.00          250,000.00                   80.00
1103653701         LA VERNE                                            91750   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    445,600.00                    445,600.00   First Lien                                    -          557,000.00                  111,400.00             557,000.00          590,000.00                   80.00
1103653723         CHANDLER                                            85248   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    273,000.00                    273,000.00   First Lien                                    -          273,000.00                           -                      -          405,000.00                   67.41
1103653761         SAHUARITA                                           85629   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,500.00                    211,500.00   First Lien                                    -          267,900.00                   56,400.00                      -          282,000.00                   75.00
1103653763         OXNARD                                              93030   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          562,000.00                   45.37
1103653767         FEDERAL WAY                                         98003   WA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    220,000.00                    220,000.00   First Lien                                    -          220,000.00                           -                      -          275,000.00                   80.00
1103653780         DUARTE                                              91010   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    376,000.00                    376,000.00   First Lien                                    -          423,000.00                   47,000.00             470,000.00          470,000.00                   80.00
1103653781         HEMET AREA                                          92544   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    251,500.00                    251,500.00   First Lien                                    -          251,500.00                           -                      -          280,000.00                   89.82
1103653800         PORT HUENEME                                        93041   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          400,000.00                   50.00
1103653835         LA HABRA                                            90631   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    415,800.00                    415,800.00   First Lien                                    -          519,800.00                  104,000.00             519,800.00          519,800.00                   79.99
1103653838         WHITE HOUSE                                         37188   TN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    106,400.00                    106,400.00   First Lien                                    -          106,400.00                           -                      -          133,000.00                   80.00
1103653862         (GRANADA HILLS AREA)                                91344   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    718,000.00                    718,000.00   First Lien                                    -          718,000.00                           -                      -          900,000.00                   79.78
1103653885         CAPITOLA                                            95010   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          715,000.00                  115,000.00                      -          857,500.00                   69.97
1103653918         SANTA ANA                                           92705   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          665,000.00                  133,000.00             665,000.00          665,000.00                   80.00
1103653922         LAKESIDE                                            92040   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    345,000.00                    345,000.00   First Lien                                    -          345,000.00                           -                      -          545,000.00                   63.30
1103653947         (WILMINGTON AREA) LOS ANG                           90744   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          570,000.00                   67.54
1103653952         (TORRANCE AREA) LOS ANGEL                           90501   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          595,000.00                   65.55
1103653973         MORENO VALLEY                                       92555   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    288,000.00                    288,000.00   First Lien                                    -          360,000.00                   72,000.00             360,000.00          363,000.00                   80.00
1103654080         LAS VEGAS                                           89143   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
1103654214         SANGER                                              93657   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    170,000.00                    170,000.00   First Lien                                    -          170,000.00                           -                      -          215,000.00                   79.07
1103654310         MIAMI                                               33147   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    121,800.00                    121,800.00   First Lien                                    -          121,800.00                           -                      -          174,000.00                   70.00
1103654312         TUSTIN                                              92782   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    715,000.00                    715,000.00   First Lien                                    -          880,000.00                  165,000.00                      -        1,100,000.00                   65.00
1103654313         GRIDLEY                                             95948   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          213,750.00                   33,750.00             225,000.00          225,000.00                   80.00
1103654323         HENDERSON                                           89052   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    352,000.00                    352,000.00   First Lien                                    -          352,000.00                           -             580,000.00          580,000.00                   60.69
1103654326         ABERDEEN                                            98520   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    164,500.00                    164,500.00   First Lien                                    -          164,500.00                           -                      -          235,000.00                   70.00
1103654345         ANAHEIM                                             92807   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -             575,000.00          575,000.00                   80.00
1103654521         MIAMI                                               33161   FL                       20060401                20360301    ARMS                   No                                          360                    360                          348                    151,500.00                    149,806.60   First Lien                                    -          151,500.00                           -                      -          305,000.00                   49.67
1103654589         LAKESIDE                                            92040   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    275,000.00                    275,000.00   First Lien                                    -          275,000.00                           -                      -          690,000.00                   39.86
1103654590         MIAMI                                               33147   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    117,600.00                    117,600.00   First Lien                                    -          117,600.00                           -                      -          168,000.00                   70.00
1103654592         MONTARA AREA                                        94037   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    475,000.00                    475,000.00   First Lien                                    -          475,000.00                           -                      -          745,000.00                   63.76
1103654619         CARLSBAD                                            92009   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -          534,000.00                   50.56
1103654645         HUNTINGTON PARK                                     90255   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    484,000.00                    484,000.00   First Lien                                    -          484,000.00                           -                      -          605,000.00                   80.00
1103654689         PALM SPRINGS                                        92264   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,000.00                    230,000.00   First Lien                                    -          230,000.00                           -                      -          290,000.00                   79.31
1103654695         PASO ROBLES                                         93446   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    525,000.00                    524,525.39   First Lien                                    -          525,000.00                           -                      -          940,000.00                   55.85
1103654704         STOCKTON                                            95205   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    196,000.00                    196,000.00   First Lien                                    -          196,000.00                           -                      -          245,000.00                   80.00
1103654717         CAYUCOS                                             93430   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    370,000.00                    370,000.00   First Lien                                    -          370,000.00                           -                      -          725,000.00                   51.03
1103654719         ORANGE PARK                                         32065   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    103,250.00                    103,250.00   First Lien                                    -          140,100.00                   36,850.00             147,500.00          147,500.00                   70.00
1103654732         MIAMI                                               33193   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    109,500.00                    109,500.00   First Lien                                    -          109,500.00                           -                      -          395,000.00                   27.72
1103654748         PACIFICA                                            94044   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    573,750.00                    573,192.35   First Lien                                    -          573,750.00                           -                      -          765,000.00                   75.00
1103654786         MORENO VALLEY                                       92557   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    280,080.00                    280,080.00   First Lien                                    -          280,080.00                           -             350,100.00          415,000.00                   80.00
1103654798         LOS ANGELES                                         90063   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    335,000.00                    334,674.40   First Lien                                    -          335,000.00                           -                      -          620,000.00                   54.03
1103654819         MURRIETA                                            92563   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    198,000.00                    198,000.00   First Lien                                    -          198,000.00                           -                      -          435,000.00                   45.52
1103654821         FOUNTAIN VALLEY                                     92708   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          340,000.00                           -             799,000.00          799,000.00                   42.55
1103654826         FORT LAUDERDALE                                     33316   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    309,520.00                    309,520.00   First Lien                                    -          309,520.00                           -             386,900.00          390,000.00                   80.00
1103654974         SANTA ANA                                           92706   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    431,000.00                    431,000.00   First Lien                                    -          431,000.00                           -                      -          820,000.00                   52.56
1103655077         AGOURA HILLS                                        91301   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          315,000.00                   47.62
1103655088         AGOURA HILLS                                        91301   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          315,000.00                   47.62
1103655101         AGOURA HILLS                                        91301   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          330,000.00                   45.45
1103655114         HIGHLAND                                            92346   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          336,000.00                   75.89
1103655185         SAN JOSE                                            95133   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    628,000.00                    628,000.00   First Lien                                    -          785,000.00                  157,000.00             785,000.00          785,000.00                   80.00
1103655186         SARATOGA                                            95070   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                  1,300,000.00                  1,300,000.00   First Lien                                    -        1,300,000.00                           -                      -        3,370,000.00                   38.58
1103655498         SAINT PETERSBURG                                    33705   FL                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -                      -          320,000.00                   75.00
1103655534         GLENDALE                                            91206   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    476,000.00                    476,000.00   First Lien                                    -          476,000.00                           -                      -          815,000.00                   58.40
1103655547         AZUSA                                               91702   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    228,000.00                    228,000.00   First Lien                                    -          228,000.00                           -                      -          285,000.00                   80.00
1103655557         TUJUNGA                                             91042   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          593,750.00                   93,750.00             625,000.00          675,000.00                   80.00
1103655563         PICO RIVERA                                         90660   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          530,000.00                   72.64
1103655596         TEMPE                                               85281   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
1103655606         LATHROP                                             95330   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    396,800.00                    396,800.00   First Lien                                    -          471,200.00                   74,400.00             496,000.00          496,000.00                   80.00
1103655607         GLENDALE                                            91206   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          480,000.00                   54.17
1103655652         VENICE                                              90293   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    895,000.00                    895,000.00   First Lien                                    -          895,000.00                           -                      -        1,235,000.00                   72.47
1103655823         LAKE WALES                                          33898   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                     94,500.00                     94,500.00   First Lien                                    -           94,500.00                           -             105,000.00          105,000.00                   90.00
1103655993         APPLE VALLEY                                        92307   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
1103656123         CORAM                                               11727   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    220,500.00                    220,500.00   First Lien                                    -          283,500.00                   63,000.00             315,000.00          390,000.00                   70.00
1103656124         TAMPA                                               33614   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    121,500.00                    121,424.48   First Lien                                    -          145,800.00                   24,300.00             162,000.00          162,000.00                   75.00
1103656125         TAMPA                                               33614   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    121,500.00                    121,424.48   First Lien                                    -          145,800.00                   24,300.00             162,000.00          162,000.00                   75.00
1103656126         TAMPA                                               33614   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    121,500.00                    121,424.48   First Lien                                    -          145,800.00                   24,300.00             162,000.00          162,000.00                   75.00
1103656127         TAMPA                                               33614   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    121,500.00                    121,424.48   First Lien                                    -          145,800.00                   24,300.00             162,000.00          162,000.00                   75.00
1103656128         CHESTER                                             19013   PA                       20070301                20370201    FIXED                  No                                          360                    360                          359                     39,500.00                     39,470.68   First Lien                                    -           39,500.00                           -                      -           70,000.00                   56.43
1103656129         BRONX                                               10456   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    220,000.00                    219,850.13   First Lien                                    -          275,000.00                   55,000.00             275,000.00          275,000.00                   80.00
1103656130         BROOKLYN                                            11215   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,471,875.00                  1,471,875.00   First Lien                                    -        1,471,875.00                           -           1,962,500.00        1,965,000.00                   75.00
1103656132         BROOKLYN                                            11219   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    960,000.00                    959,287.54   First Lien                                    -          960,000.00                           -                      -        1,600,000.00                   60.00
1103656133         NORTH MIAMI BEACH                                   33160   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    352,000.00                    352,000.00   First Lien                                    -          352,000.00                           -                      -          440,000.00                   80.00
1103656134         WHITE PLAINS                                        10607   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    392,000.00                    392,000.00   First Lien                                    -          441,000.00                   49,000.00                      -          490,000.00                   80.00
1103656135         NEW YORK                                            10005   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,000,000.00                    999,139.02   First Lien                                    -        1,440,100.00                  440,100.00           1,800,000.00        2,000,000.00                   55.56
1103656136         BROOKLYN                                            11219   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    431,800.00                    431,538.41   First Lien                                    -          431,800.00                           -             539,750.00          700,000.00                   80.00
1103656137         BROOKLYN                                            11219   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    289,000.00                    288,824.92   First Lien                                    -          289,000.00                           -             361,250.00          460,000.00                   80.00
1103656139         BELLEVILLE                                           7109   NJ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    340,000.00                    339,728.11   First Lien                                    -          425,000.00                   85,000.00             425,000.00          430,000.00                   80.00
1103656140         BROOKLYN                                            11215   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    700,000.00                    699,397.31   First Lien                                    -        1,100,000.00                  400,000.00                      -        1,400,000.00                   50.00
1103656141         LAKEWOOD                                             8701   NJ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    416,000.00                    415,650.51   First Lien                                    -          494,000.00                   78,000.00             520,000.00          525,000.00                   80.00
1103656142         PATERSON                                             7503   NJ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    361,600.00                    361,310.83   First Lien                                    -          452,000.00                   90,400.00             452,000.00          460,000.00                   80.00
1103656143         BRONX                                               10462   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    102,600.00                    102,511.66   First Lien                                    -          102,600.00                           -             114,000.00          114,000.00                   90.00
1103656144         SCHENECTADY                                         12304   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                     69,600.00                     69,558.91   First Lien                                    -           82,650.00                   13,050.00              87,000.00           92,000.00                   80.00
1103656145         BROOKLYN                                            11215   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    850,000.00                    849,268.17   First Lien                                    -          850,000.00                           -                      -        1,350,000.00                   62.96
1103656146         KEENE                                                3431   NH                       20070301                20370201    FIXED                  No                                          360                    360                          359                    116,000.00                    115,889.94   First Lien                                    -          130,094.00                   14,094.00             145,000.00          148,000.00                   80.00
1103656147         FORT LAUDERDALE                                     33325   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    240,000.00                    239,793.36   First Lien                                    -          240,000.00                           -             300,000.00          300,000.00                   80.00
1103656148         FORT LAUDERDALE                                     33325   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    240,000.00                    239,793.36   First Lien                                    -          240,000.00                           -             300,000.00          300,000.00                   80.00
1103656161         LAYTON                                              84041   UT                       20070401                20370301    FIXED                  No                                          360                    360                          360                    123,750.00                    123,750.00   First Lien                                    -          123,750.00                           -                      -          165,000.00                   75.00
1103656200         CRESTLINE                                           92325   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    208,000.00                    208,000.00   First Lien                                    -          260,000.00                   52,000.00             260,000.00          260,000.00                   80.00
1103656522         CUPERTINO                                           95014   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    443,000.00                    443,000.00   First Lien                                    -          443,000.00                           -                      -          800,000.00                   55.38
1103656697         HALLANDALE BEACH                                    33009   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    223,900.00                    223,900.00   First Lien                                    -          279,750.00                   55,850.00             279,900.00          280,000.00                   79.99
1103656818         MORGAN HILL                                         95037   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    649,000.00                    649,000.00   First Lien                                    -          649,000.00                           -                      -        1,650,000.00                   39.33
1103656819         ANAHEIM                                             92806   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    299,708.42   First Lien                                    -          300,000.00                           -                      -          615,000.00                   48.78
1103656820         SANTA MARIA                                         93454   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    466,050.00                    465,574.84   First Lien                                    -          466,050.00                           -             582,620.00          583,000.00                   79.99
1103656821         GARDEN GROVE                                        92840   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    495,000.00                    493,297.91   First Lien                                    -          495,000.00                           -                      -          770,000.00                   64.29
1103656822         SANTA MARIA                                         93454   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    464,600.00                    464,114.93   First Lien                                    -          464,600.00                           -             580,750.00          581,000.00                   80.00
1103656823         MONTEREY PARK                                       91754   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    435,000.00                    435,000.00   First Lien                                    -          435,000.00                           -             585,000.00          600,000.00                   74.36
1103656824         BROOMFIELD                                          80020   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    248,000.00                    248,000.00   First Lien                                    -          248,000.00                           -                      -          310,000.00                   80.00
1103656825         MOUNTAIN CENTER (AREA)                              92561   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    227,250.00                    227,250.00   First Lien                                    -          227,250.00                           -             252,500.00          258,000.00                   90.00
1103656826         RIO RICO                                            85648   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    175,000.00                    174,837.92   First Lien                                    -          175,000.00                           -                      -          302,000.00                   57.95
1103656827         ELMWOOD PARK                                        60707   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    284,000.00                    283,783.90   First Lien                                    -          337,250.00                   53,250.00                      -          355,000.00                   80.00
1103656828         COLORADO SPRINGS                                    80919   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    574,000.00                    573,481.10   First Lien                                    -          717,500.00                  143,500.00             717,500.00          720,000.00                   80.00
1103656829         SANTA BARBARA                                       93109   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    650,000.00                    649,383.26   First Lien                                    -          780,000.00                  130,000.00                      -        1,275,000.00                   50.98
1103656830         SYLMAR                                              91342   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    266,250.00                    265,997.37   First Lien                                    -          266,250.00                           -                      -          355,000.00                   75.00
1103656831         FOUNTAIN VALLEY                                     92708   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    434,000.00                    433,588.21   First Lien                                    -          434,000.00                           -             620,000.00          650,000.00                   70.00
1103656832         WESTMINSTER                                         92683   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    431,250.00                    430,840.81   First Lien                                    -          431,250.00                           -             575,000.00          600,000.00                   75.00
1103656833         WESTMINSTER                                         92683   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    512,000.00                    511,525.79   First Lien                                    -          512,000.00                           -                      -          650,000.00                   78.77
1103656834         MONROE                                              30655   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    471,500.00                    471,063.29   First Lien                                    -          471,500.00                           -                      -          620,000.00                   76.05
1103656835         EL MONTE                                            91733   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    520,000.00                    519,494.60   First Lien                                    -          520,000.00                           -             650,000.00          655,000.00                   80.00
1103656836         CHINO                                               91710   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    470,000.00                    470,000.00   First Lien                                    -          720,000.00                  250,000.00                      -          800,000.00                   58.75
1103656837         DINUBA                                              93618   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    180,000.00                    179,833.28   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
1103656838         OAKDALE                                             95361   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    284,000.00                    283,730.53   First Lien                                    -          284,000.00                           -             524,000.00          524,000.00                   54.20
1103656839         SANTA CRUZ                                          95060   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    558,000.00                    558,000.00   First Lien                                    -          558,000.00                           -                      -          768,000.00                   72.66
1103656840         CORONA                                              92882   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    600,000.00                    599,495.93   First Lien                                    -          600,000.00                           -                      -          847,205.00                   70.82
1103656841         GILBERT                                             85296   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    250,000.00                    249,757.01   First Lien                                    -          250,000.00                           -                      -          319,000.00                   78.37
1103656842         WESTMINSTER                                         92683   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    520,000.00                    519,552.29   First Lien                                    -          520,000.00                           -                      -          650,000.00                   80.00
1103656843         HANFORD                                             93230   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    559,000.00                    558,469.60   First Lien                                    -          559,000.00                           -                      -          716,000.00                   78.07
1103656844         WESTMINSTER                                         92683   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    470,000.00                    470,000.00   First Lien                                    -          500,000.00                   30,000.00                      -          595,000.00                   78.99
1103656845         NIPOMO                                              93444   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    720,000.00                    719,316.84   First Lien                                    -          720,000.00                           -             900,000.00          900,000.00                   80.00
1103656855         PHOENIX                                             85085   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    452,000.00                    451,581.36   First Lien                                    -          452,000.00                           -                      -          565,000.00                   80.00
1103656856         LAS VEGAS                                           89117   NV                       20070301                20370201    FIXED                  No                                          360                    360                          359                    148,500.00                    148,500.00   First Lien                                    -          148,500.00                           -                      -          200,000.00                   74.25
1103656857         WALNUT CREEK                                        94598   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    311,200.00                    311,200.00   First Lien                                    -          311,200.00                           -             389,000.00          389,000.00                   80.00
1103656858         SAN DIEGO                                           92115   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    546,400.00                    546,400.00   First Lien                                    -          546,400.00                           -                      -          683,000.00                   80.00
1103656859         TEMECULA                                            92592   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    345,000.00                    344,710.16   First Lien                                    -          345,000.00                           -                      -          555,019.00                   62.16
1103656860         LAKEWOOD                                            90712   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    431,000.00                    431,000.00   First Lien                                    -          431,000.00                           -                      -          575,000.00                   74.96
1103656861         LOS ANGELES                                         90008   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    608,000.00                    608,000.00   First Lien                                    -          608,000.00                           -                      -          805,000.00                   75.53
1103656862         APPLE VALLEY                                        92308   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    483,900.00                    483,900.00   First Lien                                    -          483,900.00                           -             604,951.00          604,951.00                   79.99
1103656863         CAMARILLO                                           93012   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          690,099.00                   54.34
1103656864         DALLAS                                              75206   TX                       20070301                20370201    FIXED                  No                                          360                    360                          359                    208,800.00                    208,597.06   First Lien                                    -          208,800.00                           -                      -          261,000.00                   80.00
1103656865         SALT LAKE CITY                                      84117   UT                       20061101                20361001    FIXED                  No                                          360                    360                          355                    295,000.00                    292,899.00   First Lien                                    -          295,000.00                           -                      -          425,011.00                   69.41
1103656866         SUWANEE                                             30024   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    213,000.00                    212,797.90   First Lien                                    -          213,000.00                           -                      -          345,000.00                   61.74
1103656867         DEMOREST                                            30535   GA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    107,910.00                    107,910.00   First Lien                                    -          107,910.00                           -             119,900.00          119,900.00                   90.00
1103656868         HUDSON                                              34667   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          402,000.00                   79.60
1103656869         VALLEJO                                             94591   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    500,000.00                    499,490.30   First Lien                                    -          500,000.00                           -                      -          685,000.00                   72.99
1103656870         STOCKTON                                            95204   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    262,400.00                    262,400.00   First Lien                                    -          311,502.00                   49,102.00                      -          328,000.00                   80.00
1103656871         ENGLEWOOD                                           34224   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                    202,400.00                    202,058.90   First Lien                                    -          202,400.00                           -                      -          253,000.00                   80.00
1103656872         COPPELL                                             75019   TX                       20070201                20220101    FIXED                  No                                          180                    180                          178                    150,000.00                    148,976.80   First Lien                                    -          150,000.00                           -                      -          326,016.00                   46.01
1103656873         LANDIS                                              28088   NC                       20070201                20370101    FIXED                  No                                          360                    360                          358                     88,800.00                     88,800.00   First Lien                                    -          111,000.00                   22,200.00             111,000.00          112,000.00                   80.00
1103656874         BEMIDJI                                             56601   MN                       20070301                20370201    FIXED                  No                                          360                    360                          359                    152,340.00                    152,198.90   First Lien                                    -          203,120.00                   50,780.00             203,120.00          205,000.00                   75.00
1103656875         AIEA                                                96701   HI                       20061201                20361101    FIXED                  No                                          360                    360                          356                    550,000.00                    547,436.60   First Lien                                    -          550,000.00                           -                      -          840,000.00                   65.48
1103656876         AIEA                                                96701   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    273,750.00                    273,750.00   First Lien                                    -          273,750.00                           -                      -          365,000.00                   75.00
1103656877         KILAUEA                                             96754   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    299,701.35   First Lien                                    -          300,000.00                           -                      -          615,000.00                   48.78
1103656878         MANTECA                                             95337   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          480,000.00                           -                      -          600,000.00                   80.00
1103656879         LONG BEACH                                          90808   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    488,000.00                    488,000.00   First Lien                                    -          488,000.00                           -                      -          655,000.00                   74.50
1103657254         OXNARD                                              93035   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    523,000.00                    523,000.00   First Lien                                    -          523,000.00                           -                      -          660,000.00                   79.24
1103657536         VISALIA                                             93291   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    136,500.00                    136,500.00   First Lien                                    -          136,500.00                           -                      -          182,000.00                   75.00
1103657592         DENVER                                              80202   CO                       20070401                20370301    FIXED                  No                                          360                    360                          360                    575,580.00                    575,580.00   First Lien                                    -          707,580.00                  132,000.00                      -          950,000.00                   60.59
1103657685         SEATTLE                                             98133   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    192,500.00                    192,500.00   First Lien                                    -          192,500.00                           -                      -          335,000.00                   57.46
1103658546         CORONADO                                            92118   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -           2,350,000.00        2,350,000.00                   27.66
1103658999         CALIFORNIA CITY                                     93505   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    138,000.00                    138,000.00   First Lien                                    -          138,000.00                           -                      -          186,000.00                   74.19
2503096478         SAN JUAN CAPISTRANO                                 92675   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    525,000.00                    525,000.00   First Lien                                    -          525,000.00                           -                      -          795,000.00                   66.04
2503153671         BROOKLYN                                            11216   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    495,000.00                    495,000.00   First Lien                                    -          627,000.00                  132,000.00             660,000.00          675,000.00                   75.00
2503161188         GLENDALE                                            85304   AZ                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    320,000.00                    319,849.49   First Lien                                    -          400,000.00                   80,000.00             400,000.00          400,000.00                   80.00
2503181399         BROOKLYN                                            11213   NY                       20061001                20360901    ARMS                   No                                          360                    360                          354                    539,250.00                    539,250.00   First Lien                                    -          719,000.00                  179,750.00             719,000.00          745,000.00                   75.00
2503185562         NEWARK                                               7103   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    457,500.00                    457,500.00   First Lien                                    -          610,000.00                  152,500.00             610,000.00          620,000.00                   75.00
2503192569         SUNRISE                                             33351   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    158,950.00                    158,950.00   First Lien                                    -          158,950.00                           -             176,649.00          179,000.00                   89.98
2503194402         BRONX                                               10468   NY                       20070401                20370201    ARMS                   Yes                                         360                    480                          360                    415,000.00                    415,000.00   First Lien                                    -          415,000.00                           -                      -          600,000.00                   69.17
2503194433         HOLLYWOOD                                           33024   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          300,000.00                   70.00
2503194623         ORLANDO                                             32821   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          525,000.00                   80.00
2503194960         DESTIN                                              32541   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    491,250.00                    491,250.00   First Lien                                    -          622,250.00                  131,000.00                      -          655,000.00                   75.00
2503195323         ORLANDO                                             32819   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    192,375.00                    192,375.00   First Lien                                    -          192,375.00                           -             256,500.00          265,000.00                   75.00
2503195750         SIMI VALLEY                                         93063   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          540,000.00                   60,000.00                      -          600,000.00                   80.00
2503195770         EAST SETAUKET                                       11733   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    301,500.00                    301,500.00   First Lien                                    -          381,500.00                   80,000.00             402,900.00          404,000.00                   74.83
2503196229         HARRISON                                             7029   NJ                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    248,000.00                    247,917.98   First Lien                                    -          294,500.00                   46,500.00                      -          310,000.00                   80.00
2503196337         WAIPAHU                                             96797   HI                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    664,000.00                    663,396.48   First Lien                                    -          747,000.00                   83,000.00                      -          830,000.00                   80.00
2503196668         WEST PALM BEACH                                     33409   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,400.00                    211,400.00   First Lien                                    -          281,850.00                   70,450.00             281,900.00          282,000.00                   74.99
2503196705         CORAL SPRINGS                                       33071   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    243,250.00                    243,250.00   First Lien                                    -          243,250.00                           -                      -          275,000.00                   88.45
2503197062         WAIPAHU                                             96797   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    516,000.00                    516,000.00   First Lien                                    -          645,000.00                  129,000.00             665,000.00          645,000.00                   80.00
2503197251         LAKEWOOD                                            90712   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    332,500.00                    332,500.00   First Lien                                    -          475,000.00                  142,500.00             475,000.00          505,000.00                   70.00
2503197258         STOCKTON                                            95207   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    265,000.00                    264,736.19   First Lien                                    -          265,000.00                           -                      -          400,000.00                   66.25
2503197346         RIVERSIDE                                           92509   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    161,000.00                    161,000.00   First Lien                                    -          207,000.00                   46,000.00             230,000.00          310,000.00                   70.00
2503197390         HOLLYWOOD                                           33021   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    167,900.00                    167,900.00   First Lien                                    -          223,850.00                   55,950.00             223,900.00          223,900.00                   74.99
2503197770         LOS ANGELES                                         90042   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    520,000.00                    519,590.30   First Lien                                    -          650,000.00                  130,000.00             650,000.00          650,000.00                   80.00
2503197789         IRVINE                                              92620   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          510,000.00                   30,000.00                      -          600,000.00                   80.00
2503197808         HEMPSTEAD                                           11550   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,480.00                    432,480.00   First Lien                                    -          540,600.00                  108,120.00             540,600.00          600,000.00                   80.00
2503197813         HIALEAH                                             33015   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    107,150.00                    107,150.00   First Lien                                    -          142,900.00                   35,750.00             142,900.00          161,000.00                   74.98
2503197900         INDIALANTIC                                         32903   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    273,000.00                    273,000.00   First Lien                                    -          273,000.00                           -                      -          546,000.00                   50.00
2503197901         WINTER GARDEN                                       34787   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    154,000.00                    154,000.00   First Lien                                    -          154,000.00                           -                      -          226,000.00                   68.14
2503197907         BELL GARDENS                                        90201   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    405,000.00                    404,633.87   First Lien                                    -          405,000.00                           -                      -          775,000.00                   52.26
2503197922         BROOKLYN                                            11226   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    457,500.00                    457,500.00   First Lien                                    -          610,000.00                  152,500.00             610,000.00          620,000.00                   75.00
2503197976         EAST ELMHURST                                       11369   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    637,500.00                    637,500.00   First Lien                                    -          850,000.00                  212,500.00             850,000.00          850,000.00                   75.00
2503198073         MIAMI BEACH                                         33139   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    178,500.00                    178,377.78   First Lien                                    -          226,100.00                   47,600.00             238,000.00          245,000.00                   75.00
2503198208         CHULA VISTA                                         91914   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -        1,000,000.00                   60.00
2503198250         SANTA ROSA                                          95409   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    370,000.00                    370,000.00   First Lien                                    -          370,000.00                           -                      -          485,000.00                   76.29
2503198264         CABAZON                                             92230   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    239,200.00                    239,200.00   First Lien                                    -          299,000.00                   59,800.00             299,000.00          300,000.00                   80.00
2503198337         SAN DIEGO                                           92113   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    362,000.00                    362,000.00   First Lien                                    -          362,000.00                           -                      -          625,000.00                   57.92
2503198435         DETROIT                                             48228   MI                       20070301                20370201    ARMS                   No                                          360                    360                          359                     86,400.00                     86,338.40   First Lien                                    -          108,000.00                   21,600.00             108,000.00          108,000.00                   80.00
2503198545         OCEAN VIEW                                          96737   HI                       20070201                20370101    ARMS                   No                                          360                    360                          358                    211,200.00                    210,844.12   First Lien                                    -          264,000.00                   52,800.00             264,000.00          265,000.00                   80.00
2503198630         SACRAMENTO                                          95829   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    240,000.00                    239,749.43   First Lien                                    -          240,000.00                           -             300,000.00          300,000.00                   80.00
2503198778         FREMONT                                             94538   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    492,000.00                    491,504.09   First Lien                                    -          492,000.00                           -             615,000.00          660,000.00                   80.00
2503198866         ORANGE                                               7050   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    224,250.00                    224,250.00   First Lien                                    -          299,000.00                   74,750.00             299,000.00          299,000.00                   75.00
2503198950         OREM                                                84097   UT                       20070301                20370201    FIXED                  No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,092,500.00                  342,500.00           1,150,000.00        1,150,000.00                   65.22
2503198964         SAN MARCOS                                          92069   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    326,000.00                    326,000.00   First Lien                                    -          326,000.00                           -                      -          485,000.00                   67.22
2503198980         LOS ANGELES (PANORAMA CIT                           91402   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          525,000.00                   79.24
2503199242         WEST PALM BEACH                                     33415   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    213,500.00                    213,500.00   First Lien                                    -          270,450.00                   56,950.00             284,685.00          290,900.00                   75.00
2503199341         CHICAGO                                             60647   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    227,200.00                    227,200.00   First Lien                                    -          270,700.00                   43,500.00                      -          284,000.00                   80.00
2503199409         SANTA ROSA                                          95407   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    347,000.00                    347,000.00   First Lien                                    -          347,000.00                           -                      -          545,000.00                   63.67
2503199418         HOLLIS                                              11423   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    295,000.00                    294,757.72   First Lien                                    -          295,000.00                           -                      -          510,000.00                   57.84
2503199470         TAMPA                                               33615   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    614,550.00                    614,550.00   First Lien                                    -          721,550.00                  107,000.00                      -          723,000.00                   85.00
2503199526         ORLANDO                                             32821   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          344,000.00                           -                      -          430,000.00                   80.00
2503199544         LOS ANGELES                                         90047   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    393,750.00                    393,750.00   First Lien                                    -          525,000.00                  131,250.00             525,000.00          525,000.00                   75.00
2503199606         AURORA                                              60502   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    199,300.00                    199,300.00   First Lien                                    -          265,700.00                   66,400.00             265,742.00          269,000.00                   75.00
2503199649         SUN CITY                                            92586   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    223,250.00                    223,250.00   First Lien                                    -          223,250.00                           -             235,000.00          242,500.00                   95.00
2503199671         BAY SHORE                                           11706   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          380,000.00                   60,000.00                      -          400,000.00                   80.00
2503199795         HOLLYWOOD                                           33021   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    146,900.00                    146,900.00   First Lien                                    -          186,050.00                   39,150.00             195,900.00          196,000.00                   74.99
2503199830         BROOKLYN                                            11221   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    592,500.00                    592,500.00   First Lien                                    -          790,000.00                  197,500.00             790,000.00          790,000.00                   75.00
2503199929         VALLEY SPRINGS                                      95252   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    214,400.00                    214,400.00   First Lien                                    -          268,000.00                   53,600.00             268,000.00          270,000.00                   80.00
2503199958         CHICAGO                                             60622   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    504,000.00                    504,000.00   First Lien                                    -          504,000.00                           -                      -          630,000.00                   80.00
2503199960         CHICAGO                                             60639   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    342,000.00                    342,000.00   First Lien                                    -          342,000.00                           -                      -          380,000.00                   90.00
2503200178         BROOKLYN                                            11212   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    228,000.00                    227,846.71   First Lien                                    -          270,750.00                   42,750.00             285,000.00          285,000.00                   80.00
2503200208         TOLLESON                                            85353   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                    172,000.00                    172,000.00   First Lien                                    -          215,000.00                   43,000.00             215,000.00          234,000.00                   80.00
2503200248         UPPER MARLBORO                                      20772   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    501,600.00                    501,600.00   First Lien                                    -          626,000.00                  124,400.00                      -          627,000.00                   80.00
2503200282         QUEEN CREEK                                         85242   AZ                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    157,600.00                    157,508.10   First Lien                                    -          197,000.00                   39,400.00             197,000.00          205,000.00                   80.00
2503200374         LONG BEACH                                          90804   CA                       20070301                20370101    ARMS                   Yes                                         360                    480                          359                    270,000.00                    269,916.88   First Lien                                    -          270,000.00                           -                      -          382,000.00                   70.68
2503200392         LOS ANGELES                                         90036   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    995,857.00                    995,857.00   First Lien                                    -          995,857.00                           -                      -        1,433,000.00                   69.49
2503200393         DETROIT                                             48238   MI                       20070301                20370201    ARMS                   No                                          360                    360                          359                     95,400.00                     95,363.69   First Lien                                    -           95,400.00                           -             106,000.00          106,000.00                   90.00
2503200411         RIVERSIDE                                           92508   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    499,900.00                    495,302.00   First Lien                                    -          562,350.00                   62,450.00             624,879.00          635,000.00                   80.00
2503200420         LOS ANGELES                                         90026   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          999,950.00                  249,950.00           1,000,000.00          999,999.00                   75.00
2503200448         MEDFORD                                             97504   OR                       20070301                20370201    FIXED                  No                                          360                    360                          359                    450,000.00                    449,583.22   First Lien                                    -          450,000.00                           -                      -          600,000.00                   75.00
2503200673         WAIANAE                                             96792   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    389,500.00                    389,500.00   First Lien                                    -          389,500.00                           -             410,000.00          410,000.00                   95.00
2503200675         FORT WASHINGTON                                     20744   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,150,000.00                  400,000.00                      -        1,375,000.00                   54.55
2503200729         LONG BEACH                                          90805   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    221,500.00                    221,500.00   First Lien                                    -          221,500.00                           -                      -          490,000.00                   45.20
2503200755         PEMBROKE PARK                                       33023   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    145,400.00                    145,400.00   First Lien                                    -          172,660.00                   27,260.00             181,750.00          230,000.00                   80.00
2503200760         GLENDALE                                            91207   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    890,000.00                    889,114.00   First Lien                                    -          890,000.00                           -                      -        1,375,000.00                   64.73
2503200779         KENWOOD                                             95452   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          256,000.00                           -                      -          485,000.00                   52.78
2503200785         PROVIDENCE                                           2908   RI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          250,000.00                   80.00
2503200817         NORTH LAS VEGAS                                     89031   NV                       20070201                20370101    ARMS                   No                                          360                    360                          358                    194,500.00                    194,500.00   First Lien                                    -          194,500.00                           -                      -          260,000.00                   74.81
2503200923         LAUDERHILL                                          33313   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                     86,250.00                     86,250.00   First Lien                                    -          109,250.00                   23,000.00                      -          115,000.00                   75.00
2503200974         STOCKTON                                            95212   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    266,000.00                    266,000.00   First Lien                                    -          390,444.00                  124,444.00                      -          417,427.00                   63.72
2503200985         VERO BEACH                                          32966   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    179,250.00                    179,250.00   First Lien                                    -          209,250.00                   30,000.00                      -          239,000.00                   75.00
2503201023         CORONA                                              92879   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    420,000.00                    419,169.65   First Lien                                    -          420,000.00                           -                      -          525,000.00                   80.00
2503201058         BAKERSFIELD                                         93313   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    205,000.00                    204,831.64   First Lien                                    -          205,000.00                           -                      -          345,000.00                   59.42
2503201069         GOODYEAR                                            85338   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    153,600.00                    153,600.00   First Lien                                    -          192,000.00                   38,400.00             192,000.00          192,000.00                   80.00
2503201130         CROWN POINT                                         46307   IN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -                      -        1,400,000.00                   53.57
2503201178         CAPE CORAL                                          33993   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    479,925.00                    479,925.00   First Lien                                    -          639,900.00                  159,975.00             639,900.00          645,000.00                   75.00
2503201250         BROOKLYN                                            11208   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    561,000.00                    561,000.00   First Lien                                    -          748,000.00                  187,000.00             748,000.00          749,000.00                   75.00
2503201264         JAMAICA                                             11435   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    593,600.00                    593,600.00   First Lien                                    -          742,000.00                  148,400.00             742,000.00          745,000.00                   80.00
2503201275         ATASCADERO                                          93422   CA                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                    448,000.00                    447,846.47   First Lien                                    -          448,000.00                           -                      -          560,000.00                   80.00
2503201343         BROOKLYN                                            11203   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    551,250.00                    550,879.37   First Lien                                    -          698,250.00                  147,000.00             735,000.00          735,000.00                   75.00
2503201350         BROOKLYN                                            11234   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    396,000.00                    396,000.00   First Lien                                    -          510,000.00                  114,000.00                      -          510,000.00                   77.65
2503201353         MIAMI                                               33170   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    326,750.00                    326,541.65   First Lien                                    -          326,750.00                           -             343,990.00          450,000.00                   94.99
2503201375         KENNER                                              70062   LA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    199,865.80   First Lien                                    -          250,000.00                   50,000.00             250,000.00          255,000.00                   80.00
2503201377         HONOLULU                                            96815   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    225,000.00                    225,000.00   First Lien                                    -          225,000.00                           -             300,000.00          335,000.00                   75.00
2503201413         DORAL                                               33166   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    127,920.00                    127,920.00   First Lien                                    -          159,900.00                   31,980.00             159,900.00          185,000.00                   80.00
2503201422         FORT LUPTON                                         80621   CO                       20070301                20370201    FIXED                  No                                          360                    360                          359                    152,000.00                    152,000.00   First Lien                                    -          190,000.00                   38,000.00                      -          190,000.00                   80.00
2503201454         WELLINGTON                                          33414   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,150,000.00                  400,000.00           1,200,000.00        1,200,000.00                   62.50
2503201488         OXNARD                                              93036   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    473,000.00                    473,000.00   First Lien                                    -          473,000.00                           -                      -          600,000.00                   78.83
2503201496         LINDENHURST                                         11757   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    299,747.96   First Lien                                    -          380,000.00                   80,000.00                      -          400,000.00                   75.00
2503201533         MARGATE                                             33063   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    224,500.00                    224,297.05   First Lien                                    -          254,300.00                   29,800.00                      -          321,000.00                   69.94
2503201548         BROOKLYN                                            11221   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    562,500.00                    562,500.00   First Lien                                    -          750,000.00                  187,500.00             750,000.00          800,000.00                   75.00
2503201557         CHICAGO                                             60636   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    103,500.00                    103,421.64   First Lien                                    -          103,500.00                           -                      -          115,000.00                   90.00
2503201608         GEORGETOWN                                          29440   SC                       20070301                20370201    FIXED                  No                                          360                    360                          359                    359,000.00                    358,625.18   First Lien                                    -          359,000.00                           -                      -        1,870,000.00                   19.20
2503201675         DORAL                                               33166   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    141,700.00                    141,700.00   First Lien                                    -          177,100.00                   35,400.00             177,130.00          185,000.00                   80.00
2503201710         ANAHEIM                                             92801   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    294,115.00                    294,115.00   First Lien                                    -          294,115.00                           -                      -          550,000.00                   53.48
2503201722         FORT MYERS                                          33913   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    161,600.00                    161,487.09   First Lien                                    -          191,900.00                   30,300.00             202,000.00          211,000.00                   80.00
2503201731         WEED                                                96094   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    152,000.00                    152,000.00   First Lien                                    -          190,000.00                   38,000.00             190,000.00          195,000.00                   80.00
2503201741         FRESNO                                              93720   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    236,000.00                    236,000.00   First Lien                                    -          280,250.00                   44,250.00                      -          295,000.00                   80.00
2503201773         CORAL GABLES                                        33134   FL                       20070301                20370101    ARMS                   Yes                                         360                    480                          359                    176,000.00                    175,920.23   First Lien                                    -          176,000.00                           -             220,000.00          230,000.00                   80.00
2503201817         HALLANDALE                                          33009   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    427,000.00                    427,000.00   First Lien                                    -          610,000.00                  183,000.00             610,000.00          610,000.00                   70.00
2503201820         HICKSVILLE                                          11801   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    411,000.00                    410,610.03   First Lien                                    -          431,000.00                   20,000.00                      -          520,000.00                   79.04
2503201846         SAN FERNANDO                                        91340   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    330,000.00                    330,000.00   First Lien                                    -          330,000.00                           -                      -          495,000.00                   66.67
2503201853         MIRAMAR                                             33027   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          950,000.00                  200,000.00             950,000.00          950,000.00                   78.95
2503201866         EUGENE                                              97404   OR                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    204,000.00                    203,941.39   First Lien                                    -          204,000.00                           -                      -          240,000.00                   85.00
2503201872         SAN DIEGO                                           92114   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          425,000.00                   85,000.00                      -          425,000.00                   80.00
2503201891         YORBA LINDA                                         92886   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    692,000.00                    690,805.05   First Lien                                    -          842,000.00                  150,000.00                      -        1,150,000.00                   60.17
2503201903         ANAHEIM                                             92805   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    462,400.00                    462,400.00   First Lien                                    -          578,000.00                  115,600.00             578,000.00          578,000.00                   80.00
2503201943         OAKLAND                                             94608   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    560,000.00                    559,517.85   First Lien                                    -          560,000.00                           -                      -          800,000.00                   70.00
2503201968         FREMONT                                             94539   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    715,000.00                    715,000.00   First Lien                                    -          786,395.00                   71,395.00                      -        1,225,000.00                   58.37
2503201974         LAS VEGAS                                           89110   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    277,200.00                    277,200.00   First Lien                                    -          356,400.00                   79,200.00             396,000.00          430,000.00                   70.00
2503201999         BAKERSFIELD                                         93313   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                    239,000.00                    238,545.28   First Lien                                    -          280,000.00                   41,000.00                      -          355,000.00                   67.32
2503202043         LAKE FOREST                                         92630   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    544,000.00                    543,496.15   First Lien                                    -          680,000.00                  136,000.00                      -          680,000.00                   80.00
2503202101         CORAL SPRINGS                                       33071   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    332,500.00                    332,500.00   First Lien                                    -          495,500.00                  163,000.00                      -          627,000.00                   53.03
2503202161         BROOKLYN                                            11226   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    472,000.00                    472,000.00   First Lien                                    -          590,000.00                  118,000.00             590,000.00          590,000.00                   80.00
2503202164         GEISMAR                                             70734   LA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    147,500.00                    147,349.62   First Lien                                    -          200,500.00                   53,000.00             200,500.00          203,000.00                   73.57
2503202168         KISSIMMEE                                           34759   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    126,000.00                    126,000.00   First Lien                                    -          168,000.00                   42,000.00             168,000.00          194,000.00                   75.00
2503202196         OAKLAND                                             94605   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    356,250.00                    356,250.00   First Lien                                    -          356,250.00                           -             475,000.00          535,000.00                   75.00
2503202197         CICERO                                              60804   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    241,200.00                    241,200.00   First Lien                                    -          241,200.00                           -             268,000.00          272,000.00                   90.00
2503202203         CHICAGO                                             60651   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    236,250.00                    236,076.42   First Lien                                    -          315,000.00                   78,750.00             315,000.00          315,000.00                   75.00
2503202217         LA PUENTE                                           91744   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    306,130.00                    306,130.00   First Lien                                    -          306,130.00                           -                      -          520,000.00                   58.87
2503202222         MORENO VALLEY                                       92553   CA                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    165,000.00                    164,924.93   First Lien                                    -          165,000.00                           -                      -          220,000.00                   75.00
2503202243         AREA OF SPRING VALLEY                               91977   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    423,750.00                    423,750.00   First Lien                                    -          536,750.00                  113,000.00                      -          565,000.00                   75.00
2503202296         SEBASTIAN                                           32958   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    157,000.00                    157,000.00   First Lien                                    -          157,000.00                           -                      -          200,000.00                   78.50
2503202297         DAYTONA BEACH                                       32117   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    143,900.00                    143,900.00   First Lien                                    -          179,850.00                   35,950.00             179,900.00          180,000.00                   79.99
2503202314         JACKSONVILLE                                        32223   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    155,000.00                    155,000.00   First Lien                                    -          155,000.00                           -                      -          200,000.00                   77.50
2503202370         HYATTSVILLE                                         20783   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          420,000.00                   80.00
2503202385         MIAMI                                               33170   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    213,750.00                    213,750.00   First Lien                                    -          285,000.00                   71,250.00             285,000.00          288,000.00                   75.00
2503202443         MORGAN HILL                                         95037   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    632,000.00                    632,000.00   First Lien                                    -          932,000.00                  300,000.00                      -        1,100,000.00                   57.45
2503202459         VENTURA                                             93003   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -        1,000,000.00                   50.00
2503202479         LOS ANGELES                                         90018   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    312,000.00                    312,000.00   First Lien                                    -          312,000.00                           -                      -          552,000.00                   56.52
2503202491         BALTIMORE                                           21224   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          407,000.00                   78.62
2503202503         MIAMI                                               33032   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    273,750.00                    273,750.00   First Lien                                    -          328,500.00                   54,750.00                      -          365,000.00                   75.00
2503202509         DEBARY                                              32713   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          336,000.00                   36,000.00                      -          375,000.00                   80.00
2503202540         BEAVERTON                                           97007   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    468,000.00                    468,000.00   First Lien                                    -          585,000.00                  117,000.00                      -          590,000.00                   79.32
2503202550         PITTSBURG                                           94565   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          940,000.00                  190,000.00                      -          950,000.00                   78.95
2503202555         LONG BEACH                                          90808   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          650,000.00                   80.00
2503202558         SAN DIEGO                                           92114   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    468,750.00                    468,750.00   First Lien                                    -          593,750.00                  125,000.00                      -          625,000.00                   75.00
2503202600         MIAMI                                               33193   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    452,000.00                    452,000.00   First Lien                                    -          565,000.00                  113,000.00                      -          565,000.00                   80.00
2503202608         SACRAMENTO                                          95823   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    204,000.00                    204,000.00   First Lien                                    -          242,250.00                   38,250.00                      -          255,000.00                   80.00
2503202617         OLNEY                                               20832   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    464,000.00                    464,000.00   First Lien                                    -          522,000.00                   58,000.00                      -          580,000.00                   80.00
2503202624         STOCKTON                                            95205   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    274,023.00                    274,023.00   First Lien                                    -          342,529.00                   68,506.00             342,529.00          350,000.00                   80.00
2503202636         ORLANDO                                             32837   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    149,900.00                    149,900.00   First Lien                                    -          199,850.00                   49,950.00             199,900.00          200,000.00                   74.99
2503202644         KISSIMMEE                                           34744   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    240,750.00                    240,750.00   First Lien                                    -          288,900.00                   48,150.00                      -          321,000.00                   75.00
2503202652         WEST SACRAMENTO                                     95691   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    595,000.00                    595,000.00   First Lien                                    -          595,000.00                           -                      -          700,000.00                   85.00
2503202659         ALEXANDRIA                                          22306   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    488,000.00                    488,000.00   First Lien                                    -          579,500.00                   91,500.00                      -          610,000.00                   80.00
2503202664         VERNON HILLS                                        60061   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,800.00                    320,613.51   First Lien                                    -          320,800.00                           -             401,012.00          410,000.00                   80.00
2503202676         SUNNY ISLES                                         33160   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          299,000.00                   50.17
2503202680         PARAMOUNT                                           90723   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    485,800.00                    485,800.00   First Lien                                    -          694,000.00                  208,200.00             694,000.00          694,000.00                   70.00
2503202731         SANTA CLARITA                                       91354   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    372,850.00                    372,850.00   First Lien                                    -          472,250.00                   99,400.00             497,195.00          500,000.00                   74.99
2503202738         WESTON                                              33326   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    274,400.00                    274,400.00   First Lien                                    -          274,400.00                           -                      -          392,000.00                   70.00
2503202764         FONTANA                                             92336   CA                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    354,000.00                    353,678.26   First Lien                                    -          354,000.00                           -                      -          590,000.00                   60.00
2503202773         HOMESTEAD                                           33033   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    195,000.00                    195,000.00   First Lien                                    -          260,000.00                   65,000.00             260,000.00          260,000.00                   75.00
2503202808         BEND                                                97701   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -                      -          505,000.00                   62.38
2503202889         ADDISON                                             60101   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    236,250.00                    236,250.00   First Lien                                    -          315,000.00                   78,750.00             315,000.00          315,000.00                   75.00
2503202892         LONG BEACH                                          90805   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    543,000.00                    543,000.00   First Lien                                    -          543,000.00                           -                      -          725,000.00                   74.90
2503202905         TAMPA                                               33637   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,835.00                    168,835.00   First Lien                                    -          168,835.00                           -             211,046.00          212,000.00                   80.00
2503202931         MURRIETA                                            92562   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    556,000.00                    556,000.00   First Lien                                    -          581,000.00                   25,000.00                      -          695,000.00                   80.00
2503202934         EAST CHICAGO                                        46312   IN                       20070301                20370201    ARMS                   No                                          360                    360                          359                     70,000.00                     69,945.40   First Lien                                    -           90,250.00                   20,250.00              95,000.00           95,000.00                   73.68
2503202939         LODI                                                95240   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    340,000.00                    340,000.00   First Lien                                    -          425,000.00                   85,000.00                      -          425,000.00                   80.00
2503202955         MECCA                                               92254   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    131,300.00                    130,840.77   First Lien                                    -          131,300.00                           -                      -          270,000.00                   48.63
2503202972         DOLTON                                              60419   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    108,000.00                    108,000.00   First Lien                                    -          108,000.00                           -                      -          140,000.00                   77.14
2503202981         LOS ANGELES AREA                                    90001   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    376,500.00                    376,500.00   First Lien                                    -          376,500.00                           -                      -          555,000.00                   67.84
2503202992         SALISBURY                                           21801   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -                      -          350,000.00                   90.00
2503203006         ORLANDO                                             32822   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    146,950.00                    146,950.00   First Lien                                    -          195,900.00                   48,950.00             195,990.00          198,000.00                   74.98
2503203032         GERMANTOWN                                          20874   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    299,736.61   First Lien                                    -          337,500.00                   37,500.00                      -          375,000.00                   80.00
2503203041         WEST PALM BEACH                                     33413   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    233,600.00                    233,600.00   First Lien                                    -          262,800.00                   29,200.00                      -          292,000.00                   80.00
2503203044         KAPOLEI                                             96707   HI                       20070201                20370101    ARMS                   No                                          360                    360                          358                    471,920.00                    471,920.00   First Lien                                    -          589,900.00                  117,980.00             589,900.00          590,000.00                   80.00
2503203065         STOCKTON                                            95212   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    428,000.00                    428,000.00   First Lien                                    -          535,000.00                  107,000.00                      -          535,000.00                   80.00
2503203069         LANCASTER                                           93535   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    229,000.00                    229,000.00   First Lien                                    -          229,000.00                           -                      -          300,000.00                   76.33
2503203084         BAKERSFIELD                                         93307   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    107,250.00                    107,140.97   First Lien                                    -          107,250.00                           -                      -          210,000.00                   51.07
2503203085         SACRAMENTO                                          95822   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,500.00                    256,500.00   First Lien                                    -          256,500.00                           -                      -          285,000.00                   90.00
2503203089         LAS VEGAS                                           89138   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    535,011.00                    535,011.00   First Lien                                    -          713,348.00                  178,337.00             713,349.00          754,000.00                   75.00
2503203112         LOS ANGELES                                         90031   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          220,000.00                           -                      -          451,000.00                   48.78
2503203117         LOS ANGELES (ARLETA AREA)                           91331   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    431,250.00                    431,250.00   First Lien                                    -          575,000.00                  143,750.00                      -          575,000.00                   75.00
2503203171         STOCKTON                                            95203   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    273,750.00                    273,750.00   First Lien                                    -          328,500.00                   54,750.00             365,000.00          365,000.00                   75.00
2503203180         MIAMI                                               33193   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    176,250.00                    176,250.00   First Lien                                    -          235,000.00                   58,750.00             235,000.00          235,000.00                   75.00
2503203190         KANEOHE                                             96744   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    449,250.00                    449,250.00   First Lien                                    -          539,100.00                   89,850.00             599,000.00          650,000.00                   75.00
2503203219         SAINT ALBANS                                        11412   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    347,650.00                    347,650.00   First Lien                                    -          434,550.00                   86,900.00             434,600.00          435,000.00                   79.99
2503203221         MIAMI                                               33012   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,750.00                    168,601.84   First Lien                                    -          168,750.00                           -             225,000.00          242,000.00                   75.00
2503203224         LOS ANGELES                                         91601   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    386,000.00                    386,000.00   First Lien                                    -          386,000.00                           -                      -          795,000.00                   48.55
2503203248         SUNRISE                                             33351   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    147,600.00                    147,490.46   First Lien                                    -          196,800.00                   49,200.00             196,849.00          205,000.00                   74.98
2503203255         SACRAMENTO                                          95829   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00             460,000.00          460,000.00                   80.00
2503203267         COMMERCE                                            90040   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    146,500.00                    146,500.00   First Lien                                    -          146,500.00                           -                      -          435,000.00                   33.68
2503203292         BROOKLYN                                            11221   NY                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                    517,500.00                    517,347.42   First Lien                                    -          690,000.00                  172,500.00             690,000.00          690,000.00                   75.00
2503203302         LAVEEN                                              85339   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    622,350.00                    621,827.15   First Lien                                    -          739,050.00                  116,700.00             778,013.04          820,000.00                   79.99
2503203308         SUNRISE                                             33351   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                    232,000.00                    232,000.00   First Lien                                    -          232,000.00                           -                      -          290,000.00                   80.00
2503203317         CORONA                                              11368   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    727,500.00                    727,500.00   First Lien                                    -          921,500.00                  194,000.00             970,000.00          970,000.00                   75.00
2503203322         HEMET                                               92543   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    296,000.00                    295,879.06   First Lien                                    -          333,000.00                   37,000.00                      -          370,000.00                   80.00
2503203339         FORT LAUDERDALE                                     33312   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    224,000.00                    224,000.00   First Lien                                    -          280,000.00                   56,000.00             280,000.00          280,000.00                   80.00
2503203354         NORWALK                                             90650   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    340,500.00                    340,500.00   First Lien                                    -          454,000.00                  113,500.00             454,000.00          454,000.00                   75.00
2503203373         KAPAA                                               96746   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    507,000.00                    507,000.00   First Lien                                    -          507,000.00                           -                      -        1,000,000.00                   50.70
2503203438         PARK FOREST                                         60466   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    141,750.00                    141,750.00   First Lien                                    -          179,550.00                   37,800.00                      -          189,000.00                   75.00
2503203444         POMPANO BEACH                                       33067   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    206,950.00                    206,950.00   First Lien                                    -          262,100.00                   55,150.00             275,990.00          276,000.00                   74.98
2503203459         SHIRLEY                                             11967   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00             340,000.00          350,000.00                   80.00
2503203469         ORLANDO                                             32835   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          266,000.00                   69.55
2503203487         SACRAMENTO                                          95828   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    304,000.00                    304,000.00   First Lien                                    -          380,000.00                   76,000.00             380,000.00          380,000.00                   80.00
2503203498         LOS ANGELES                                         91342   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          468,000.00                   37.39
2503203500         JUPITER                                             33458   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    159,200.00                    159,200.00   First Lien                                    -          199,000.00                   39,800.00             199,000.00          213,000.00                   80.00
2503203510         GLENDALE                                            85302   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    206,350.00                    206,350.00   First Lien                                    -          206,350.00                           -                      -          290,000.00                   71.16
2503203511         MANTECA                                             95336   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    316,000.00                    316,000.00   First Lien                                    -          375,250.00                   59,250.00             395,000.00          423,000.00                   80.00
2503203518         MIAMI                                               33138   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    386,250.00                    386,250.00   First Lien                                    -          463,500.00                   77,250.00             515,000.00          525,000.00                   75.00
2503203519         SCARBOROUGH                                          4074   ME                       20070301                20370201    FIXED                  No                                          360                    360                          359                    170,000.00                    169,857.18   First Lien                                    -          170,000.00                           -                      -          245,000.00                   69.39
2503203520         SAN BERNARDINO                                      92404   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    259,000.00                    259,000.00   First Lien                                    -          370,000.00                  111,000.00             370,000.00          400,000.00                   70.00
2503203544         MODESTO                                             95351   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          275,000.00                   67.27
2503203550         THOUSAND OAKS                                       91320   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    675,336.00                    675,336.00   First Lien                                    -          675,336.00                           -             844,171.00          845,000.00                   80.00
2503203570         MIAMI                                               33174   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    280,000.00                    279,775.38   First Lien                                    -          280,000.00                           -                      -          405,000.00                   69.14
2503203577         LOMPOC AREA                                         93436   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    107,000.00                    107,000.00   First Lien                                    -          107,000.00                           -                      -          360,000.00                   29.72
2503203581         TAMPA                                               33635   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    144,750.00                    144,750.00   First Lien                                    -          183,350.00                   38,600.00             193,000.00          195,000.00                   75.00
2503203585         WELLINGTON                                          80549   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    157,500.00                    157,500.00   First Lien                                    -          189,000.00                   31,500.00                      -          210,000.00                   75.00
2503203589         PATERSON                                             7501   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    326,250.00                    326,250.00   First Lien                                    -          413,250.00                   87,000.00                      -          435,000.00                   75.00
2503203591         MIAMI                                               33147   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    167,879.31   First Lien                                    -          199,500.00                   31,500.00             210,000.00          210,000.00                   80.00
2503203593         NORTH PALM BEACH                                    33408   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          250,000.00                   60.00
2503203604         HUNTINGTON BEACH                                    92647   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    293,000.00                    291,932.81   First Lien                                    -          293,000.00                           -                      -          625,000.00                   46.88
2503203613         WAIPAHU                                             96797   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    412,000.00                    411,618.41   First Lien                                    -          412,000.00                           -                      -          515,000.00                   80.00
2503203618         SAN JOSE                                            95122   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    238,000.00                    237,196.85   First Lien                                    -          238,000.00                           -                      -          675,000.00                   35.26
2503203622         KEY LARGO                                           33037   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -             975,000.00        1,050,000.00                   51.28
2503203623         RIALTO                                              92376   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    230,000.00                    230,000.00   First Lien                                    -          230,000.00                           -                      -          350,000.00                   65.71
2503203627         KEAAU                                               96749   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    100,000.00                    100,000.00   First Lien                                    -          100,000.00                           -                      -          200,000.00                   50.00
2503203631         MODESTO                                             95351   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    141,000.00                    141,000.00   First Lien                                    -          141,000.00                           -                      -          296,000.00                   47.64
2503203644         HENDERSON                                           89012   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    351,000.00                    351,000.00   First Lien                                    -          351,000.00                           -                      -          390,000.00                   90.00
2503203646         BELLFLOWER                                          90706   CA                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    439,200.00                    439,016.77   First Lien                                    -          549,000.00                  109,800.00             549,000.00          555,000.00                   80.00
2503203661         WEST PALM BEACH                                     33417   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     86,000.00                     85,921.12   First Lien                                    -           86,000.00                           -                      -          170,000.00                   50.59
2503203662         HOMESTEAD                                           33033   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    293,850.00                    293,622.59   First Lien                                    -          367,350.00                   73,500.00             367,365.00          390,000.00                   79.99
2503203671         ORLANDO                                             32835   FL                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    280,000.00                    279,904.04   First Lien                                    -          280,000.00                           -                      -          350,000.00                   80.00
2503203680         KISSIMMEE                                           34746   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    208,700.00                    208,700.00   First Lien                                    -          247,900.00                   39,200.00             260,990.00          261,000.00                   79.96
2503203683         DELANO                                              93215   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    134,000.00                    133,548.97   First Lien                                    -          134,000.00                           -                      -          267,000.00                   50.19
2503203684         FORT WASHINGTON                                     20744   MD                       20070401                20370301    FIXED                  No                                          360                    360                          360                    354,000.00                    354,000.00   First Lien                                    -          354,000.00                           -                      -          465,000.00                   76.13
2503203687         JAMAICA                                             11435   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    267,950.00                    267,695.76   First Lien                                    -          334,950.00                   67,000.00             334,960.00          410,000.00                   79.99
2503203689         VIRGINIA BEACH                                      23464   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    205,200.00                    205,200.00   First Lien                                    -          205,200.00                           -                      -          228,000.00                   90.00
2503203691         LAS VEGAS                                           89104   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          237,500.00                   37,500.00                      -          250,000.00                   80.00
2503203708         VAN BUREN TOWNSHIP                                  48111   MI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    315,000.00                    315,000.00   First Lien                                    -          315,000.00                           -             350,000.00          360,000.00                   90.00
2503203719         SACRAMENTO                                          95823   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    286,500.00                    286,500.00   First Lien                                    -          286,500.00                           -                      -          310,000.00                   92.42
2503203736         SANGER                                              93657   CA                       20070201                20220101    FIXED                  No                                          180                    180                          178                    157,500.00                    156,367.35   First Lien                                    -          157,500.00                           -                      -          265,000.00                   59.43
2503203741         GRIDLEY                                             95948   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    225,000.00                    225,000.00   First Lien                                    -          285,000.00                   60,000.00             300,000.00          300,000.00                   75.00
2503203744         PHOENIX                                             85085   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    536,250.00                    536,250.00   First Lien                                    -          715,000.00                  178,750.00             715,000.00          715,000.00                   75.00
2503203756         GLENDALE                                            85301   AZ                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    195,300.00                    195,235.42   First Lien                                    -          195,300.00                           -                      -          217,000.00                   90.00
2503203775         MIAMI                                               33182   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    379,200.00                    379,200.00   First Lien                                    -          379,200.00                           -             474,000.00          475,000.00                   80.00
2503203779         RENTON                                              98056   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          256,000.00                           -                      -          320,000.00                   80.00
2503203780         MIAMI BEACH                                         33141   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    204,000.00                    204,000.00   First Lien                                    -          255,000.00                   51,000.00             255,000.00          255,000.00                   80.00
2503203786         ROSAMOND                                            93560   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    216,000.00                    216,000.00   First Lien                                    -          216,000.00                           -                      -          280,000.00                   77.14
2503203815         CHINO                                               91710   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    405,000.00                    405,000.00   First Lien                                    -          540,000.00                  135,000.00                      -          540,000.00                   75.00
2503203820         TUSTIN                                              92780   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          850,000.00                   47.06
2503203836         WEST BEND                                           53095   WI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    218,700.00                    218,700.00   First Lien                                    -          218,700.00                           -                      -          243,000.00                   90.00
2503203838         SIMI VALLEY                                         93063   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    189,600.00                    189,600.00   First Lien                                    -          213,300.00                   23,700.00             237,000.00          272,000.00                   80.00
2503203839         WAHIAWA                                             96786   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    358,000.00                    357,635.00   First Lien                                    -          358,000.00                           -                      -          530,000.00                   67.55
2503203860         SEATTLE                                             98106   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    263,200.00                    263,200.00   First Lien                                    -          312,550.00                   49,350.00             329,000.00          335,000.00                   80.00
2503203867         SURPRISE                                            85388   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    185,250.00                    185,250.00   First Lien                                    -          222,300.00                   37,050.00                      -          247,000.00                   75.00
2503203889         HEMPSTEAD                                           11550   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    320,000.00                    319,731.16   First Lien                                    -          400,000.00                   80,000.00             400,000.00          400,000.00                   80.00
2503203913         MIAMI                                               33157   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    182,000.00                    181,868.93   First Lien                                    -          182,000.00                           -                      -          300,000.00                   60.67
2503203935         WALNUT CREEK                                        94597   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    693,000.00                    693,000.00   First Lien                                    -          891,000.00                  198,000.00                      -          990,000.00                   70.00
2503203972         MIAMI                                               33189   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    296,250.00                    296,250.00   First Lien                                    -          355,500.00                   59,250.00                      -          395,000.00                   75.00
2503203986         CHICAGO                                             60621   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    156,000.00                    155,921.63   First Lien                                    -          185,250.00                   29,250.00             195,000.00          208,000.00                   80.00
2503203987         MEMPHIS                                             38135   TN                       20070301                20370201    FIXED                  No                                          360                    360                          359                    151,650.00                    151,650.00   First Lien                                    -          151,650.00                           -             202,240.00          203,000.00                   74.99
2503203992         TROY                                                62294   IL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    177,750.00                    177,750.00   First Lien                                    -          237,000.00                   59,250.00                      -          260,000.00                   68.37
2503203995         CHICAGO                                             60647   IL                       20070201                20370301    ARMS                   Yes                                         360                    480                          358                    399,000.00                    398,777.19   First Lien                                    -          570,000.00                  171,000.00                      -          570,000.00                   70.00
2503203997         FARMERSVILLE                                        93223   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    202,980.00                    202,980.00   First Lien                                    -          253,725.00                   50,745.00             253,725.00          253,725.00                   80.00
2503204010         HIALEAH                                             33018   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    145,000.00                    144,890.32   First Lien                                    -          145,000.00                           -                      -          220,000.00                   65.91
2503204012         CHICAGO                                             60641   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    332,000.00                    332,000.00   First Lien                                    -          332,000.00                           -                      -          415,000.00                   80.00
2503204027         FREMONT                                             94536   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    521,000.00                    521,000.00   First Lien                                    -          521,000.00                           -                      -          656,000.00                   79.42
2503204041         ASTORIA                                             11103   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    672,000.00                    671,632.94   First Lien                                    -          840,000.00                  168,000.00             840,000.00          840,000.00                   80.00
2503204054         AREA OF AUBURN                                      95603   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    340,000.00                    340,000.00   First Lien                                    -          425,000.00                   85,000.00                      -          537,000.00                   63.31
2503204057         LAGUNA NIGUEL                                       92677   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -        3,950,000.00                    8.86
2503204058         DOWNEY                                              90241   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          680,000.00                   80.00
2503204067         GOODYEAR                                            85338   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,900.00                    200,900.00   First Lien                                    -          258,300.00                   57,400.00             287,000.00          300,000.00                   70.00
2503204072         LOS ANGELES                                         90026   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    465,000.00                    465,000.00   First Lien                                    -          589,000.00                  124,000.00             620,000.00          620,000.00                   75.00
2503204076         THOUSAND PALMS                                      92276   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    405,000.00                    404,999.75   First Lien                                    -          540,000.00                  135,000.00             540,000.00          540,000.00                   75.00
2503204084         LOS ANGELES                                         90012   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    612,000.00                    612,000.00   First Lien                                    -          726,750.00                  114,750.00             765,000.00          790,000.00                   80.00
2503204094         CAPE CORAL                                          33914   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -          925,000.00                  175,000.00                      -        1,300,000.00                   57.69
2503204097         RIVERSIDE AREA                                      92509   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    295,400.00                    294,362.43   First Lien                                    -          295,400.00                           -                      -          422,000.00                   70.00
2503204126         EAST ELMHURST                                       11369   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    637,500.00                    637,500.00   First Lien                                    -          807,500.00                  170,000.00             850,000.00          850,000.00                   75.00
2503204146         ELIZABETH                                            7201   NJ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    366,750.00                    366,484.56   First Lien                                    -          464,550.00                   97,800.00             489,000.00          520,000.00                   75.00
2503204150         FORT LAUDERDALE                                     33304   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    473,200.00                    473,200.00   First Lien                                    -          473,200.00                           -             591,500.00          680,000.00                   80.00
2503204177         WEST SACRAMENTO                                     95691   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    456,000.00                    456,000.00   First Lien                                    -          535,000.00                   79,000.00                      -          570,000.00                   80.00
2503204182         STOCKTON                                            95204   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    130,000.00                    130,000.00   First Lien                                    -          130,000.00                           -                      -          282,900.00                   45.95
2503204184         AURORA                                              60502   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    184,000.00                    183,870.13   First Lien                                    -          230,000.00                   46,000.00             230,000.00          233,000.00                   80.00
2503204197         KING CITY                                           93930   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    396,000.00                    396,000.00   First Lien                                    -          396,000.00                           -                      -          440,000.00                   90.00
2503204209         ROSEVILLE                                           95747   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          620,000.00                   32.26
2503204217         TOMS RIVER                                           8757   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          199,500.00                   31,500.00             210,000.00          245,000.00                   80.00
2503204220         SANTA ANA                                           92703   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    472,500.00                    472,500.00   First Lien                                    -          630,000.00                  157,500.00             630,000.00          680,000.00                   75.00
2503204223         EL CAJON                                            92019   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    675,000.00                    675,000.00   First Lien                                    -          900,000.00                  225,000.00             900,000.00          900,000.00                   75.00
2503204269         LOS BANOS                                           93635   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          300,000.00                   46.67
2503204270         TARPON SPRINGS                                      34689   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    492,000.00                    491,634.86   First Lien                                    -          492,000.00                           -             615,000.00          615,000.00                   80.00
2503204271         LAS VEGAS                                           89146   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    259,200.00                    259,200.00   First Lien                                    -          324,000.00                   64,800.00             324,000.00          336,400.00                   80.00
2503204275         EWA BEACH                                           96706   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    556,000.00                    556,000.00   First Lien                                    -          625,500.00                   69,500.00                      -          695,000.00                   80.00
2503204285         OZONE PARK                                          11416   NY                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    560,000.00                    559,827.60   First Lien                                    -          700,000.00                  140,000.00             700,000.00          700,000.00                   80.00
2503204289         SUNNYVALE                                           94085   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    669,750.00                    669,750.00   First Lien                                    -          893,000.00                  223,250.00             940,000.00          940,000.00                   71.25
2503204293         SALINAS                                             93906   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          601,000.00                   74.88
2503204294         PABLO                                               94806   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    110,000.00                    109,907.59   First Lien                                    -          110,000.00                           -                      -          463,000.00                   23.76
2503204308         KISSIMMEE                                           34746   FL                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    398,400.00                    398,262.85   First Lien                                    -          473,000.00                   74,600.00                      -          498,000.00                   80.00
2503204346         FORT LAUDERDALE                                     33304   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    381,200.00                    381,200.00   First Lien                                    -          381,200.00                           -             476,500.00          650,000.00                   80.00
2503204360         GARDENA                                             90249   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    459,000.00                    459,000.00   First Lien                                    -          459,000.00                           -                      -          540,000.00                   85.00
2503204367         SANTA BARBARA                                       93108   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,000,000.00                           -                      -        1,800,000.00                   55.56
2503204382         MISSION VIEJO                                       92692   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    990,000.00                    990,000.00   First Lien                                    -          990,000.00                           -                      -        1,800,000.00                   55.00
2503204386         TARPON SPRINGS                                      34689   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    492,000.00                    491,634.86   First Lien                                    -          492,000.00                           -             615,000.00          615,000.00                   80.00
2503204388         SURPRISE                                            85388   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,543.00                    168,543.00   First Lien                                    -          213,488.00                   44,945.00             224,725.00          255,500.00                   75.00
2503204393         NAPLES                                              34117   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    285,000.00                    285,000.00   First Lien                                    -          380,000.00                   95,000.00             380,000.00          407,000.00                   75.00
2503204403         EWA BEACH                                           96706   HI                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    371,000.00                    370,819.94   First Lien                                    -          371,000.00                           -                      -          545,000.00                   68.07
2503204408         COLTON                                              92324   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00             400,000.00          410,000.00                   80.00
2503204414         DUNEDIN                                             34698   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    360,000.00                    359,732.83   First Lien                                    -          360,000.00                           -                      -          450,000.00                   80.00
2503204437         SOLEDAD                                             93960   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    410,000.00                    410,000.00   First Lien                                    -          410,000.00                           -                      -          549,000.00                   74.68
2503204438         HOMESTEAD                                           33032   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    390,000.00                    390,000.00   First Lien                                    -          520,000.00                  130,000.00             520,000.00          520,000.00                   75.00
2503204443         VALLEY STREAM                                       11580   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    488,400.00                    488,400.00   First Lien                                    -          610,500.00                  122,100.00             610,500.00          620,000.00                   80.00
2503204477         MESA                                                85206   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    114,000.00                    113,886.51   First Lien                                    -          114,000.00                           -                      -          205,000.00                   55.61
2503204478         KAUNAKAKAI                                          96748   HI                       20070201                20370101    ARMS                   No                                          360                    360                          358                    350,300.00                    350,300.00   First Lien                                    -          437,900.00                   87,600.00             437,900.00          437,900.00                   80.00
2503204488         MIAMI                                               33142   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    105,000.00                    105,000.00   First Lien                                    -          140,000.00                   35,000.00             140,000.00          140,000.00                   75.00
2503204502         KEIZER                                              97303   OR                       20070301                20370201    FIXED                  No                                          360                    360                          359                    162,400.00                    162,247.35   First Lien                                    -          162,400.00                           -                      -          203,000.00                   80.00
2503204503         PITTSBURG                                           94565   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    377,600.00                    377,600.00   First Lien                                    -          472,000.00                   94,400.00             472,000.00          485,000.00                   80.00
2503204517         CHANHASSEN                                          55317   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    680,000.00                    680,000.00   First Lien                                    -          807,500.00                  127,500.00                      -          850,000.00                   80.00
2503204518         BRONX                                               10472   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    405,000.00                    405,000.00   First Lien                                    -          513,000.00                  108,000.00                      -          540,000.00                   75.00
2503204533         SAN DIEGO                                           92109   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    296,400.00                    296,400.00   First Lien                                    -          382,456.00                   86,056.00                      -          425,000.00                   69.74
2503204539         CATHEDRAL CITY                                      92234   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
2503204543         HAYWARD                                             94541   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00             515,000.00          515,000.00                   80.00
2503204550         STOCKTON                                            95205   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    224,000.00                    223,805.25   First Lien                                    -          224,000.00                           -                      -          280,000.00                   80.00
2503204575         RIVERSIDE                                           92508   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    285,600.00                    285,600.00   First Lien                                    -          357,000.00                   71,400.00             357,000.00          362,000.00                   80.00
2503204592         SAN PABLO                                           94806   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    362,400.00                    362,400.00   First Lien                                    -          453,000.00                   90,600.00             453,000.00          460,000.00                   80.00
2503204593         LOS ANGELES                                         90062   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          480,000.00                           -                      -          577,000.00                   83.19
2503204613         CORONA                                              11368   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    727,500.00                    727,500.00   First Lien                                    -          970,000.00                  242,500.00             970,000.00          970,000.00                   75.00
2503204624         CLAYTON                                             19938   DE                       20070301                20370201    ARMS                   No                                          360                    360                          359                    244,650.00                    244,650.00   First Lien                                    -          326,200.00                   81,550.00             326,215.00          340,000.00                   75.00
2503204634         SOUTH OZONE PARK                                    11420   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    513,750.00                    513,750.00   First Lien                                    -          650,750.00                  137,000.00                      -          685,000.00                   75.00
2503204643         COLLEGE PARK                                        30349   GA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    115,867.00                    115,867.00   First Lien                                    -          139,041.00                   23,174.00             154,490.00          165,000.00                   75.00
2503204653         ROSELLE                                             60172   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    128,000.00                    128,000.00   First Lien                                    -          128,000.00                           -             160,000.00          160,000.00                   80.00
2503204662         LONG BEACH                                          90810   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          438,000.00                   59.36
2503204664         WASCO                                               93280   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    102,500.00                    102,500.00   First Lien                                    -          102,500.00                           -                      -          195,000.00                   52.56
2503204673         KIRKLAND                                            98033   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    295,000.00                    295,000.00   First Lien                                    -          295,000.00                           -                      -          425,000.00                   69.41
2503204675         SEATTLE                                             98104   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          439,000.00                   68.34
2503204681         SANTA ANA                                           92704   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    457,500.00                    457,500.00   First Lien                                    -          569,250.00                  111,750.00                      -          610,000.00                   75.00
2503204689         MILLER PLACE                                        11764   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    311,250.00                    311,250.00   First Lien                                    -          373,500.00                   62,250.00                      -          415,000.00                   75.00
2503204693         BLYTHE                                              92225   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    108,800.00                    108,762.72   First Lien                                    -          108,800.00                           -                      -          128,000.00                   85.00
2503204696         HONOKAA                                             96727   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    365,950.00                    365,539.94   First Lien                                    -          365,950.00                           -                      -          558,000.00                   65.58
2503204697         PHOENIX                                             85007   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    432,000.00                    431,618.86   First Lien                                    -          540,000.00                  108,000.00             540,000.00          540,000.00                   80.00
2503204708         KISSIMMEE                                           34758   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    189,900.00                    189,900.00   First Lien                                    -          257,700.00                   67,800.00             271,300.00          273,000.00                   70.00
2503204713         EWA BEACH                                           96706   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    346,400.00                    346,400.00   First Lien                                    -          346,400.00                           -                      -          433,000.00                   80.00
2503204726         HOLLYWOOD                                           33020   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          272,000.00                           -                      -          340,000.00                   80.00
2503204743         JACKSONVILLE                                        32209   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                     70,250.00                     70,250.00   First Lien                                    -           94,000.00                   23,750.00                      -           99,000.00                   70.96
2503204745         GREENFIELD                                          93927   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    266,400.00                    266,400.00   First Lien                                    -          333,000.00                   66,600.00             333,000.00          335,000.00                   80.00
2503204752         SAN JOSE                                            95117   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    568,000.00                    568,000.00   First Lien                                    -          568,000.00                           -                      -          710,000.00                   80.00
2503204755         CHICAGO                                             60623   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    231,000.00                    231,000.00   First Lien                                    -          231,000.00                           -                      -          330,000.00                   70.00
2503204758         LA PUENTE AREA                                      91746   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    547,500.00                    547,500.00   First Lien                                    -          730,000.00                  182,500.00                      -          730,000.00                   75.00
2503204759         DOWNEY                                              90240   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    588,000.00                    588,000.00   First Lien                                    -          735,000.00                  147,000.00             735,000.00          770,000.00                   80.00
2503204762         KAHULUI                                             96732   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    520,000.00                    520,000.00   First Lien                                    -          650,000.00                  130,000.00                      -          650,000.00                   80.00
2503204767         LOS ANGELES                                         90044   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    380,000.00                    380,000.00   First Lien                                    -          380,000.00                           -                      -          475,000.00                   80.00
2503204772         CHICAGO                                             60639   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    225,000.00                    224,820.07   First Lien                                    -          285,000.00                   60,000.00                      -          300,000.00                   75.00
2503204774         WESTON                                              33327   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    355,000.00                    355,000.00   First Lien                                    -          355,000.00                           -             710,000.00          710,000.00                   50.00
2503204775         CLOVIS                                              93611   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00             515,000.00          587,500.00                   80.00
2503204792         POMONA                                              91766   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    279,000.00                    279,000.00   First Lien                                    -          353,400.00                   74,400.00                      -          372,000.00                   75.00
2503204793         LITTLE ELM                                          75068   TX                       20070301                20370201    FIXED                  No                                          360                    360                          359                    121,093.00                    120,983.53   First Lien                                    -          164,341.00                   43,248.00             172,990.00          178,000.00                   70.00
2503204798         LOXAHATCHEE                                         33470   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    187,425.00                    187,425.00   First Lien                                    -          249,875.00                   62,450.00             249,900.00          250,000.00                   75.00
2503204800         SAN DIEGO                                           92111   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    274,500.00                    274,500.00   First Lien                                    -          274,500.00                           -             305,000.00          305,000.00                   90.00
2503204810         AVENTURA                                            33180   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          300,000.00                   60,000.00             300,000.00          300,000.00                   80.00
2503204814         LAS VEGAS                                           89139   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    251,250.00                    251,250.00   First Lien                                    -          318,250.00                   67,000.00                      -          335,000.00                   75.00
2503204816         HAINES CITY                                         33844   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    115,100.00                    115,026.60   First Lien                                    -          115,100.00                           -                      -          153,500.00                   74.98
2503204820         WEST PALM BEACH                                     33411   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    126,742.00                    126,742.00   First Lien                                    -          160,540.00                   33,798.00             168,990.00          176,000.00                   75.00
2503204821         CORAL SPRINGS                                       33065   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    136,000.00                    136,000.00   First Lien                                    -          136,000.00                           -                      -          170,000.00                   80.00
2503204828         VALLEY OF ENCHANTMENT                               92325   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    133,000.00                    133,000.00   First Lien                                    -          171,000.00                   38,000.00                      -          190,000.00                   70.00
2503204830         CHICAGO                                             60623   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    252,000.00                    252,000.00   First Lien                                    -          288,000.00                   36,000.00                      -          360,000.00                   70.00
2503204832         ROYAL PALM BEACH                                    33411   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    179,920.00                    179,920.00   First Lien                                    -          224,900.00                   44,980.00             224,900.00          225,000.00                   80.00
2503204835         CHICAGO                                             60641   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    289,450.00                    289,450.00   First Lien                                    -          392,800.00                  103,350.00             413,500.00          414,000.00                   70.00
2503204844         CHICAGO                                             60624   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          318,000.00                   38,000.00                      -          400,000.00                   70.00
2503204845         ROMEOVILLE                                          60446   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    187,500.00                    187,500.00   First Lien                                    -          212,500.00                   25,000.00                      -          250,000.00                   75.00
2503204847         MADERA                                              93637   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    267,336.00                    267,336.00   First Lien                                    -          334,170.00                   66,834.00             334,170.00          336,000.00                   80.00
2503204850         CHINO                                               91710   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    393,750.00                    393,750.00   First Lien                                    -          393,750.00                           -                      -          525,000.00                   75.00
2503204852         CHATSWORTH                                          91311   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    398,750.00                    398,750.00   First Lien                                    -          498,750.00                  100,000.00                      -          665,000.00                   59.96
2503204858         PAHOA                                               96778   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    182,400.00                    182,400.00   First Lien                                    -          228,000.00                   45,600.00             228,000.00          228,000.00                   80.00
2503204859         SUNNY ISLES BEACH                                   33160   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    568,800.00                    568,800.00   First Lien                                    -          568,800.00                           -             711,000.00          720,000.00                   80.00
2503204860         MINNEAPOLIS                                         55411   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    148,100.00                    148,100.00   First Lien                                    -          179,800.00                   31,700.00                      -          200,000.00                   74.05
2503204869         LOS ANGELES (MISSION HILL                           91345   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    337,500.00                    337,500.00   First Lien                                    -          427,500.00                   90,000.00                      -          450,000.00                   75.00
2503204876         MEDFORD                                             97501   OR                       20070301                20370201    FIXED                  No                                          360                    360                          359                    154,500.00                    154,500.00   First Lien                                    -          195,700.00                   41,200.00             206,000.00          206,000.00                   75.00
2503204880         SAN LUIS OBISPO                                     93401   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    452,000.00                    452,000.00   First Lien                                    -          452,000.00                           -                      -          565,000.00                   80.00
2503204883         (NORTHRIDGE AREA) LOS ANG                           91325   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    605,200.00                    605,200.00   First Lien                                    -          756,500.00                  151,300.00             756,500.00          770,000.00                   80.00
2503204900         WOODLAND                                            95776   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    387,650.00                    387,650.00   First Lien                                    -          484,550.00                   96,900.00             484,605.00          484,605.00                   79.99
2503204903         MORENO VALLEY                                       92555   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    262,400.00                    262,400.00   First Lien                                    -          328,000.00                   65,600.00             328,000.00          408,000.00                   80.00
2503204904         SUSANVILLE                                          96130   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    111,000.00                    110,925.37   First Lien                                    -          111,000.00                           -                      -          148,000.00                   75.00
2503204912         STOCKTON                                            95210   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    268,000.00                    268,000.00   First Lien                                    -          268,000.00                           -                      -          400,000.00                   67.00
2503204917         CORAL SPRINGS                                       33065   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    143,900.00                    143,811.93   First Lien                                    -          179,900.00                   36,000.00             179,900.00          180,000.00                   79.99
2503204922         KAILUA-KONA                                         96740   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,512,500.00                  1,512,500.00   First Lien                                    -        1,512,500.00                           -                      -        2,300,000.00                   65.76
2503204939         WHEELING                                            60090   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    299,900.00                    299,900.00   First Lien                                    -          374,900.00                   75,000.00             375,000.00          375,000.00                   79.97
2503204950         BRIDGEWATER                                          8807   NJ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    622,500.00                    622,076.35   First Lien                                    -          830,000.00                  207,500.00             830,000.00          830,000.00                   75.00
2503204952         BRONX                                               10470   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    384,000.00                    384,000.00   First Lien                                    -          456,000.00                   72,000.00             480,000.00          480,000.00                   80.00
2503204954         LAKE WORTH                                          33463   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    198,750.00                    198,750.00   First Lien                                    -          251,750.00                   53,000.00             265,000.00          278,000.00                   75.00
2503204957         HOMESTEAD                                           33033   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    278,400.00                    278,400.00   First Lien                                    -          348,000.00                   69,600.00             348,061.00          353,065.00                   79.99
2503204977         BELVIDERE                                           61008   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    157,500.00                    157,500.00   First Lien                                    -          213,750.00                   56,250.00             225,000.00          225,000.00                   70.00
2503204979         YORBA LINDA                                         92886   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    665,000.00                    665,000.00   First Lien                                    -          665,000.00                           -                      -          950,000.00                   70.00
2503204983         FULLERTON                                           92831   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    448,000.00                    448,000.00   First Lien                                    -          544,000.00                   96,000.00                      -          640,000.00                   70.00
2503204998         CHICAGO                                             60610   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    377,000.00                    377,000.00   First Lien                                    -          377,000.00                           -                      -          507,000.00                   74.36
2503204999         PARK RIDGE                                          60068   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    683,550.00                    683,550.00   First Lien                                    -          683,550.00                           -                      -        1,250,000.00                   54.68
2503205002         RICHMOND                                            94804   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          520,000.00                   75.00
2503205011         NEW LENOX                                           60451   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    180,000.00                    179,866.41   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
2503205025         ELIZABETH                                            7201   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    337,500.00                    337,500.00   First Lien                                    -          405,000.00                   67,500.00             450,000.00          450,000.00                   75.00
2503205028         SAN DIEGO                                           92120   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    188,910.00                    188,910.00   First Lien                                    -          188,910.00                           -             209,900.00          209,900.00                   90.00
2503205030         TAMPA                                               33603   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    176,000.00                    176,000.00   First Lien                                    -          198,000.00                   22,000.00             220,000.00          220,000.00                   80.00
2503205041         PHOENIX                                             85051   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    194,000.00                    194,000.00   First Lien                                    -          194,000.00                           -                      -          230,000.00                   84.35
2503205054         FREMONT                                             94538   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    519,200.00                    518,673.07   First Lien                                    -          519,200.00                           -             649,000.00          660,000.00                   80.00
2503205057         BUFORD                                              30519   GA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    325,500.00                    325,500.00   First Lien                                    -          465,000.00                  139,500.00             465,000.00          465,000.00                   70.00
2503205092         LOS BANOS                                           93635   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,000.00                    288,000.00   First Lien                                    -          360,000.00                   72,000.00                      -          360,000.00                   80.00
2503205096         DENVER                                              80205   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    450,300.00                    450,300.00   First Lien                                    -          450,300.00                           -             474,000.00          474,000.00                   95.00
2503205101         PEMBROKE PINES                                      33028   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    247,500.00                    247,500.00   First Lien                                    -          313,500.00                   66,000.00                      -          330,000.00                   75.00
2503205103         HAYWARD                                             94545   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          480,000.00                           -                      -          600,000.00                   80.00
2503205108         HOLLYWOOD                                           33021   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    152,150.00                    152,150.00   First Lien                                    -          202,850.00                   50,700.00             202,900.00          215,000.00                   74.99
2503205114         STUART                                              34997   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    959,500.00                    959,500.00   First Lien                                    -          959,500.00                           -                      -        1,424,000.00                   67.38
2503205132         CHICAGO                                             60660   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    290,000.00                    289,805.02   First Lien                                    -          290,000.00                           -                      -          580,000.00                   50.00
2503205133         DRAPER                                              84020   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    412,500.00                    412,500.00   First Lien                                    -          522,500.00                  110,000.00             550,000.00          600,000.00                   75.00
2503205136         MODESTO                                             95350   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    290,000.00                    290,000.00   First Lien                                    -          290,000.00                           -                      -          375,500.00                   77.23
2503205148         KISSIMMEE                                           34743   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    266,400.00                    266,400.00   First Lien                                    -          266,400.00                           -                      -          296,000.00                   90.00
2503205153         ESTERO                                              33928   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    311,250.00                    310,937.17   First Lien                                    -          415,000.00                  103,750.00             415,000.00          430,000.00                   75.00
2503205156         MIAMI                                               33193   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    312,000.00                    312,000.00   First Lien                                    -          390,000.00                   78,000.00             390,000.00          400,000.00                   80.00
2503205159         HIALEAH                                             33012   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    131,250.00                    131,250.00   First Lien                                    -          175,000.00                   43,750.00                      -          175,000.00                   75.00
2503205185         MIAMI                                               33165   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    355,200.00                    355,200.00   First Lien                                    -          444,000.00                   88,800.00             444,000.00          444,000.00                   80.00
2503205186         SALINAS                                             93906   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    559,200.00                    558,616.16   First Lien                                    -          559,200.00                           -             699,000.00          740,000.00                   80.00
2503205190         ANTIOCH                                             94509   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -                      -          700,000.00                   77.14
2503205200         LEHIGH ACRES                                        33936   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    113,600.00                    113,600.00   First Lien                                    -          134,935.00                   21,335.00             142,037.00          149,000.00                   79.98
2503205204         JAMAICA                                             11429   NY                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    440,000.00                    439,877.56   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
2503205219         HERCULES                                            94547   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    341,250.00                    341,250.00   First Lien                                    -          341,250.00                           -                      -          525,000.00                   65.00
2503205238         MESA                                                85215   AZ                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    204,250.00                    204,171.09   First Lien                                    -          204,250.00                           -                      -          215,000.00                   95.00
2503205263         MIAMI                                               33175   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          375,000.00                   75,000.00             375,000.00          455,000.00                   80.00
2503205300         ALEXANDRIA                                          22310   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    307,500.00                    307,500.00   First Lien                                    -          610,000.00                  302,500.00                      -          610,000.00                   50.41
2503205314         CHICAGO                                             60609   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    211,500.00                    211,500.00   First Lien                                    -          267,900.00                   56,400.00             286,868.00          284,000.00                   74.47
2503205321         HESPERIA                                            92345   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    293,000.00                    293,000.00   First Lien                                    -          293,000.00                           -                      -          400,000.00                   73.25
2503205330         SACRAMENTO                                          95815   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          210,000.00                   42,000.00             210,000.00          212,000.00                   80.00
2503205344         WEST PALM BEACH                                     33401   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    134,400.00                    134,400.00   First Lien                                    -          134,400.00                           -             168,000.00          168,000.00                   80.00
2503205356         VICTORVILLE AREA                                    92392   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
2503205366         HAYWARD                                             94544   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    446,250.00                    446,027.74   First Lien                                    -          446,250.00                           -                      -          595,000.00                   75.00
2503205372         GREEN VALLEY                                        85614   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    115,000.00                    115,000.00   First Lien                                    -          115,000.00                           -                      -          169,000.00                   68.05
2503205375         SAN JOSE                                            95111   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    544,000.00                    544,000.00   First Lien                                    -          544,000.00                           -                      -          680,000.00                   80.00
2503205386         STOCKTON                                            95205   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    178,000.00                    178,000.00   First Lien                                    -          178,000.00                           -                      -          260,000.00                   68.46
2503205390         RIVERSIDE                                           92503   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00             420,000.00          420,000.00                   80.00
2503205395         SUNNYVALE                                           94086   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    615,000.00                    615,000.00   First Lien                                    -          615,000.00                           -                      -          820,000.00                   75.00
2503205399         TOPAZ                                               96133   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    204,000.00                    204,000.00   First Lien                                    -          204,000.00                           -                      -          310,000.00                   65.81
2503205402         INDIAN ROCKS BEACH                                  33785   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,300.00                    230,300.00   First Lien                                    -          230,300.00                           -             287,910.00          288,000.00                   79.99
2503205403         MERIDIAN                                            83642   ID                       20070301                20370201    ARMS                   No                                          360                    360                          359                    366,400.00                    366,400.00   First Lien                                    -          435,100.00                   68,700.00             458,000.00          510,000.00                   80.00
2503205404         TARPON SPRINGS                                      34689   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    492,000.00                    491,625.63   First Lien                                    -          492,000.00                           -             615,000.00          615,000.00                   80.00
2503205408         CORAL GABLES                                        33134   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    510,000.00                    510,000.00   First Lien                                    -          680,000.00                  170,000.00             680,000.00          682,000.00                   75.00
2503205413         ANTIOCH                                             94509   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          680,000.00                   64.71
2503205419         PARLIER                                             93648   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    120,000.00                    120,000.00   First Lien                                    -          120,000.00                           -                      -          250,000.00                   48.00
2503205424         FAYETTEVILLE                                        28314   NC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    128,000.00                    128,000.00   First Lien                                    -          160,000.00                   32,000.00                      -          160,000.00                   80.00
2503205427         BAKERSFIELD                                         93304   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    150,179.00                    150,179.00   First Lien                                    -          187,723.00                   37,544.00             187,724.00          243,500.00                   80.00
2503205449         LOS ANGELES (ENCINO AREA)                           91436   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    200,000.00                    199,800.90   First Lien                                    -          200,000.00                           -                      -          770,000.00                   25.97
2503205454         GALT                                                95632   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00             350,000.00          350,000.00                   80.00
2503205458         DESERT HOT SPRINGS                                  92240   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    223,200.00                    223,200.00   First Lien                                    -          279,000.00                   55,800.00             279,000.00          290,000.00                   80.00
2503205461         BAKERSFIELD                                         93307   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    221,250.00                    221,250.00   First Lien                                    -          295,000.00                   73,750.00             295,000.00          295,000.00                   75.00
2503205468         PHOENIX                                             85040   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    110,400.00                    110,400.00   First Lien                                    -          131,100.00                   20,700.00                      -          138,000.00                   80.00
2503205469         CHICAGO                                             60639   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          480,000.00                  120,000.00             480,000.00          480,000.00                   75.00
2503205482         LAHAINA                                             96761   HI                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                    448,000.00                    447,811.80   First Lien                                    -          448,000.00                           -                      -          591,000.00                   75.80
2503205484         KEAAU                                               96749   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    231,350.00                    231,125.14   First Lien                                    -          231,350.00                           -                      -          333,500.00                   69.37
2503205485         HILO                                                96720   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    180,000.00                    179,825.05   First Lien                                    -          180,000.00                           -                      -          450,000.00                   40.00
2503205490         EAST ORANGE                                          7018   NJ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -                      -          332,000.00                   72.29
2503205492         BROOKLYN                                            11213   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    429,300.00                    429,300.00   First Lien                                    -          572,400.00                  143,100.00             572,400.00          600,000.00                   75.00
2503205504         JAMAICA                                             11436   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    585,100.00                    585,100.00   First Lien                                    -          731,350.00                  146,250.00             731,400.00          735,000.00                   80.00
2503205528         MIAMI                                               33015   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    332,000.00                    332,000.00   First Lien                                    -          415,000.00                   83,000.00             415,000.00          415,000.00                   80.00
2503205538         DESTIN                                              32541   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00             340,000.00          340,000.00                   80.00
2503205539         RIVERSIDE                                           92507   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    221,200.00                    221,200.00   First Lien                                    -          221,200.00                           -                      -          295,000.00                   74.98
2503205544         HONOLULU                                            96819   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,030,000.00                  280,000.00           1,030,000.00        1,030,000.00                   72.82
2503205555         RANCHO CUCAMONGA                                    91730   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    404,000.00                    404,000.00   First Lien                                    -          404,000.00                           -                      -          505,000.00                   80.00
2503205556         CAPE CORAL                                          33904   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    192,675.00                    192,675.00   First Lien                                    -          256,900.00                   64,225.00             256,900.00          261,000.00                   75.00
2503205562         YUBA CITY                                           95993   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00                      -          340,000.00                   80.00
2503205574         MESA                                                85208   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,000.00                    200,000.00   First Lien                                    -          250,000.00                   50,000.00             250,000.00          250,000.00                   80.00
2503205584         AMERICAN CANYON                                     94503   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    528,000.00                    528,000.00   First Lien                                    -          528,000.00                           -                      -          660,000.00                   80.00
2503205585         ENUMCLAW                                            98022   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    487,500.00                    487,500.00   First Lien                                    -          585,000.00                   97,500.00             650,000.00          660,000.00                   75.00
2503205591         PORTLAND                                            97220   OR                       20070301                20370201    FIXED                  No                                          360                    360                          359                    205,000.00                    205,000.00   First Lien                                    -          205,000.00                           -                      -          243,000.00                   84.36
2503205597         ALBUQUERQUE                                         87112   NM                       20070301                20370201    FIXED                  No                                          360                    360                          359                    158,000.00                    157,880.37   First Lien                                    -          197,500.00                   39,500.00             197,500.00          203,000.00                   80.00
2503205603         HONOLULU                                            96816   HI                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    385,000.00                    384,819.41   First Lien                                    -          385,000.00                           -                      -          540,000.00                   71.30
2503205604         WOODBRIDGE                                          22192   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00             405,000.00          411,000.00                   80.00
2503205618         LOS ANGELES (ENCINO AREA)                           91316   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    616,000.00                    616,000.00   First Lien                                    -          731,500.00                  115,500.00                      -          775,000.00                   79.48
2503205631         RIALTO                                              92376   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    321,600.00                    321,600.00   First Lien                                    -          402,000.00                   80,400.00             402,000.00          402,000.00                   80.00
2503205641         CHINO HILLS                                         91709   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    271,000.00                    270,854.41   First Lien                                    -          271,000.00                           -                      -          600,000.00                   45.17
2503205666         SAN DIEGO                                           92101   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    328,150.00                    328,150.00   First Lien                                    -          437,530.00                  109,380.00             437,538.00          500,000.00                   75.00
2503205669         FORT BRAGG                                          95437   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    412,500.00                    412,500.00   First Lien                                    -          467,500.00                   55,000.00                      -          550,000.00                   75.00
2503205680         MORGAN HILL                                         95037   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    355,000.00                    355,000.00   First Lien                                    -          355,000.00                           -                      -          610,000.00                   58.20
2503205687         HENDERSON                                           89011   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,034,750.00                  284,750.00           1,034,754.00        1,035,000.00                   72.48
2503205688         STOCKTON                                            95219   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    216,850.00                    216,628.07   First Lien                                    -          216,850.00                           -                      -          390,000.00                   55.60
2503205691         WINTER PARK                                         32792   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,500.00                    288,500.00   First Lien                                    -          365,500.00                   77,000.00                      -          385,000.00                   74.94
2503205704         SAN RAFAEL                                          94901   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          695,000.00                   64.75
2503205705         LINDSAY                                             93247   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    384,000.00                    384,000.00   First Lien                                    -          480,000.00                   96,000.00             480,000.00          480,000.00                   80.00
2503205708         HAYWARD                                             94542   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    505,000.00                    505,000.00   First Lien                                    -          505,000.00                           -                      -          935,000.00                   54.01
2503205717         CHICAGO                                             60609   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                     71,000.00                     71,000.00   First Lien                                    -           71,000.00                           -                      -          275,000.00                   25.82
2503205719         HANFORD                                             93230   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    187,000.00                    187,000.00   First Lien                                    -          187,000.00                           -                      -          227,000.00                   82.38
2503205724         SAINT PAUL                                          55119   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    170,250.00                    170,250.00   First Lien                                    -          215,650.00                   45,400.00             227,000.00          227,000.00                   75.00
2503205748         MORGAN HILL                                         95037   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00                      -          500,000.00                   80.00
2503205752         DETROIT                                             48202   MI                       20070401                20370301    ARMS                   No                                          360                    360                          360                     81,000.00                     81,000.00   First Lien                                    -           81,000.00                           -                      -           90,000.00                   90.00
2503205759         HONOLULU                                            96818   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00             455,000.00          480,000.00                   80.00
2503205772         PHOENIX                                             85040   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    136,000.00                    135,904.59   First Lien                                    -          170,000.00                   34,000.00             170,000.00          170,000.00                   80.00
2503205775         LOS ANGELES                                         90047   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    400,000.00                    400,000.00   First Lien                                    -          445,000.00                   45,000.00                      -          500,000.00                   80.00
2503205776         SANTA ANA                                           92703   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    590,000.00                    589,492.02   First Lien                                    -          590,000.00                           -                      -        1,050,000.00                   56.19
2503205787         GARDENA                                             90247   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    393,750.00                    393,750.00   First Lien                                    -          498,750.00                  105,000.00                      -          525,000.00                   75.00
2503205795         SAN LEANDRO                                         94577   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    520,000.00                    520,000.00   First Lien                                    -          650,000.00                  130,000.00             650,000.00          650,000.00                   80.00
2503205796         ARIZONA CITY                                        85223   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    133,000.00                    133,000.00   First Lien                                    -          133,000.00                           -                      -          179,900.00                   73.93
2503205800         AGOURA HILLS                                        91301   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,097,050.00                  1,096,082.10   First Lien                                    -        1,097,050.00                           -                      -        2,150,000.00                   51.03
2503205807         FRESNO                                              93727   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                     70,000.00                     69,939.14   First Lien                                    -           70,000.00                           -                      -          264,000.00                   26.52
2503205816         SANTA ANA                                           92701   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    612,500.00                    612,500.00   First Lien                                    -          831,250.00                  218,750.00             875,000.00          900,000.00                   70.00
2503205823         HAYWARD                                             94544   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    535,000.00                    535,000.00   First Lien                                    -          535,000.00                           -                      -          925,000.00                   57.84
2503205829         RIVERSIDE                                           92503   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    348,000.00                    348,000.00   First Lien                                    -          413,250.00                   65,250.00                      -          435,000.00                   80.00
2503205839         HONOLULU                                            96821   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    727,500.00                    727,500.00   First Lien                                    -          970,000.00                  242,500.00                      -          970,000.00                   75.00
2503205840         AREA OF JAMESTOWN                                   95327   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    403,000.00                    403,000.00   First Lien                                    -          453,000.00                   50,000.00                      -          650,000.00                   62.00
2503205844         FRESNO                                              93701   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    116,400.00                    116,294.57   First Lien                                    -          116,400.00                           -                      -          194,000.00                   60.00
2503205860         PEMBROKE PINES                                      33028   FL                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    256,000.00                    255,887.90   First Lien                                    -          256,000.00                           -                      -          356,000.00                   71.91
2503205863         BRIGHTON                                            80601   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    146,700.00                    146,560.80   First Lien                                    -          195,600.00                   48,900.00             195,600.00          203,000.00                   75.00
2503205864         LONG BEACH                                          90810   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    238,000.00                    238,000.00   First Lien                                    -          238,000.00                           -                      -          430,000.00                   55.35
2503205867         ARIZONA CITY                                        85223   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    133,000.00                    133,000.00   First Lien                                    -          133,000.00                           -                      -          179,900.00                   73.93
2503205876         FAIR OAKS RANCH                                     78015   TX                       20070301                20370201    ARMS                   No                                          360                    360                          359                    368,000.00                    367,761.48   First Lien                                    -          437,000.00                   69,000.00             460,000.00          475,000.00                   80.00
2503205882         STOCKTON                                            95207   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    327,000.00                    326,728.77   First Lien                                    -          327,000.00                           -                      -          348,000.00                   93.97
2503205890         SAN JOSE                                            95116   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    562,700.00                    562,700.00   First Lien                                    -          633,025.00                   70,325.00             703,394.00          704,000.00                   80.00
2503205897         HONOLULU                                            96816   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          850,000.00                   35.29
2503205919         WEST PALM BEACH                                     33403   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    184,000.00                    184,000.00   First Lien                                    -          184,000.00                           -                      -          230,000.00                   80.00
2503205932         NORTH PROVIDENCE                                     2911   RI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    176,000.00                    176,000.00   First Lien                                    -          176,000.00                           -                      -          220,000.00                   80.00
2503205933         BENSENVILLE                                         60106   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    213,750.00                    213,547.18   First Lien                                    -          285,000.00                   71,250.00                      -          286,000.00                   74.74
2503205941         MIAMI                                               33165   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    116,250.00                    116,156.02   First Lien                                    -          139,500.00                   23,250.00             155,000.00          158,000.00                   75.00
2503205954         SALINAS                                             93905   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    416,250.00                    416,250.00   First Lien                                    -          516,150.00                   99,900.00                      -          555,000.00                   75.00
2503205977         ALEXANDRIA                                          22309   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    216,000.00                    216,000.00   First Lien                                    -          270,000.00                   54,000.00             270,000.00          270,000.00                   80.00
2503205978         WEST VALLEY CITY                                    84119   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    123,750.00                    123,750.00   First Lien                                    -          148,500.00                   24,750.00                      -          165,000.00                   75.00
2503205997         DENVER                                              80237   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    578,775.00                    578,775.00   First Lien                                    -          694,525.00                  115,750.00             771,700.00          775,000.00                   75.00
2503206003         LOS ANGELES                                         90022   CA                       20070301                20370201    FIXED                  Yes                                         360                    480                          359                    595,000.00                    594,788.74   First Lien                                    -          595,000.00                           -                      -          700,000.00                   85.00
2503206012         WAIPAHU                                             96797   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    704,000.00                    704,000.00   First Lien                                    -          880,000.00                  176,000.00             880,000.00          880,000.00                   80.00
2503206019         VENTURA                                             93001   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    351,200.00                    351,200.00   First Lien                                    -          439,000.00                   87,800.00             439,000.00          445,000.00                   80.00
2503206022         ORLANDO                                             32835   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    146,150.00                    146,150.00   First Lien                                    -          194,900.00                   48,750.00             194,900.00          207,000.00                   74.99
2503206046         WOONSOCKET                                           2895   RI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    123,000.00                    122,891.48   First Lien                                    -          123,000.00                           -                      -          297,000.00                   41.41
2503206047         SANTA MARIA                                         93458   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    210,000.00                    209,790.94   First Lien                                    -          210,000.00                           -                      -          360,000.00                   58.33
2503206050         EVANSTON                                            60202   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    137,250.00                    137,130.67   First Lien                                    -          137,250.00                           -                      -          540,000.00                   25.42
2503206053         MARYSVILLE                                          98270   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    161,250.00                    161,250.00   First Lien                                    -          193,500.00                   32,250.00             215,000.00          215,000.00                   75.00
2503206055         POMPANO BEACH                                       33063   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,250.00                    206,076.21   First Lien                                    -          275,000.00                   68,750.00             275,000.00          280,000.00                   75.00
2503206061         SANTA CLARITA                                       91355   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    328,000.00                    328,000.00   First Lien                                    -          406,800.00                   78,800.00                      -          461,000.00                   71.15
2503206063         FORT LAUDERDALE                                     33315   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    356,400.00                    356,400.00   First Lien                                    -          445,500.00                   89,100.00             445,500.00          445,500.00                   80.00
2503206070         VISALIA                                             93277   CA                       20070301                20220201    FIXED                  No                                          180                    180                          179                    220,000.00                    219,235.42   First Lien                                    -          220,000.00                           -                      -          550,000.00                   40.00
2503206085         BRONXDALE                                           11469   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    223,500.00                    223,500.00   First Lien                                    -          283,100.00                   59,600.00             298,000.00          350,000.00                   75.00
2503206100         PROVIDENCE                                           2907   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    206,250.00                    206,250.00   First Lien                                    -          275,000.00                   68,750.00             275,000.00          280,000.00                   75.00
2503206102         LANCASTER                                           93536   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    392,000.00                    392,000.00   First Lien                                    -          490,000.00                   98,000.00             490,000.00          490,000.00                   80.00
2503206103         CHICAGO                                             60622   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    311,200.00                    311,200.00   First Lien                                    -          389,000.00                   77,800.00             389,000.00          390,000.00                   80.00
2503206126         LOS ANGELES                                         90046   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -        1,275,000.00                   39.22
2503206130         TURLOCK                                             95380   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
2503206143         (ENCINO AREA) LOS ANGELES                           91316   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    664,000.00                    663,643.30   First Lien                                    -          664,000.00                           -                      -          830,000.00                   80.00
2503206152         BUCKEYE                                             85326   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          400,000.00                   70.00
2503206155         YARROW POINT                                        98004   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,391,250.00                  1,391,250.00   First Lien                                    -        1,507,500.00                  116,250.00           1,855,000.00        1,875,000.00                   75.00
2503206187         FORT LAUDERDALE                                     33020   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          385,000.00                   77.92
2503206227         WHEATLEY HEIGHTS                                    11798   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00             405,000.00          435,000.00                   80.00
2503206234         DESERT HOT SPRINGS                                  92240   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    232,500.00                    232,500.00   First Lien                                    -          232,500.00                           -                      -          310,000.00                   75.00
2503206236         FORT LAUDERDALE                                     33311   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    187,500.00                    187,500.00   First Lien                                    -          250,000.00                   62,500.00                      -          250,000.00                   75.00
2503206254         CAPE CORAL                                          33904   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    192,500.00                    192,500.00   First Lien                                    -          192,500.00                           -                      -          280,000.00                   68.75
2503206255         POMPANO BEACH                                       33064   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    172,500.00                    172,500.00   First Lien                                    -          218,500.00                   46,000.00             230,000.00          230,000.00                   75.00
2503206256         MIAMI                                               33145   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    405,000.00                    405,000.00   First Lien                                    -          540,000.00                  135,000.00             540,000.00          550,000.00                   75.00
2503206257         SACRAMENTO                                          95820   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          319,000.00                   78.37
2503206286         SAN BERNARDINO                                      92411   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    196,000.00                    196,000.00   First Lien                                    -          280,000.00                   84,000.00                      -          280,000.00                   70.00
2503206287         MERCER ISLAND                                       98040   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,080,000.00                  1,080,000.00   First Lien                                    -        1,080,000.00                           -                      -        1,950,000.00                   55.38
2503206292         SAN RAMON                                           94583   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    562,500.00                    562,500.00   First Lien                                    -          675,000.00                  112,500.00                      -          750,000.00                   75.00
2503206296         AMITYVILLE                                          11701   NY                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    281,250.00                    281,250.00   First Lien                                    -          375,000.00                   93,750.00                      -          375,000.00                   75.00
2503206299         FREMONT                                             94538   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          256,000.00                           -                      -          585,000.00                   43.76
2503206314         ELK GROVE                                           95624   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    270,000.00                    270,000.00   First Lien                                    -          360,000.00                   90,000.00             360,000.00          360,000.00                   75.00
2503206323         MIAMI BEACH                                         33141   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    476,250.00                    476,250.00   First Lien                                    -          635,000.00                  158,750.00             635,000.00          635,000.00                   75.00
2503206324         HOLLISTER                                           95023   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    476,250.00                    476,250.00   First Lien                                    -          635,000.00                  158,750.00                      -          635,000.00                   75.00
2503206333         WEST PALM BEACH                                     33409   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    171,900.00                    171,900.00   First Lien                                    -          204,100.00                   32,200.00             214,900.00          224,000.00                   79.99
2503206340         IVINS                                               84738   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,100.00                    206,100.00   First Lien                                    -          206,100.00                           -             229,000.00          229,000.00                   90.00
2503206350         SAINT PETERSBURG                                    33712   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    151,800.00                    151,800.00   First Lien                                    -          206,050.00                   54,250.00             216,900.00          216,900.00                   69.99
2503206387         DUARTE                                              91010   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          500,000.00                  125,000.00                      -          500,000.00                   75.00
2503206400         MILILANI                                            96789   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    608,000.00                    608,000.00   First Lien                                    -          750,000.00                  142,000.00                      -          760,000.00                   80.00
2503206436         OZONE PARK                                          11416   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    532,000.00                    531,541.96   First Lien                                    -          665,000.00                  133,000.00             665,000.00          700,000.00                   80.00
2503206437         LAS VEGAS                                           89156   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    335,200.00                    335,200.00   First Lien                                    -          419,000.00                   83,800.00             419,000.00          430,000.00                   80.00
2503206439         STOCKTON                                            95206   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    352,800.00                    352,800.00   First Lien                                    -          441,000.00                   88,200.00                      -          441,000.00                   80.00
2503206472         BALDWIN                                             11510   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    328,000.00                    328,000.00   First Lien                                    -          410,000.00                   82,000.00             410,000.00          465,000.00                   80.00
2503206490         YUBA CITY                                           95993   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          274,000.00                   54,000.00                      -          275,000.00                   80.00
2503206494         SAN DIEGO                                           92154   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    424,000.00                    424,000.00   First Lien                                    -          524,000.00                  100,000.00                      -          545,000.00                   77.80
2503206499         SANTA ANA                                           92706   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    445,000.00                    445,000.00   First Lien                                    -          445,000.00                           -                      -          710,000.00                   62.68
2503206501         ROSEMEAD AREA                                       91770   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          304,000.00                   48,000.00             320,000.00          385,000.00                   80.00
2503206504         NORTH ATTLEBORO                                      2760   MA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    190,000.00                    190,000.00   First Lien                                    -          190,000.00                           -                      -          320,000.00                   59.38
2503206526         ORTING                                              98360   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    242,400.00                    242,000.00   First Lien                                    -          303,000.00                   60,600.00             303,000.00          303,000.00                   80.00
2503206533         CHICAGO                                             60643   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          152,000.00                   32,000.00             160,000.00          161,000.00                   75.00
2503206547         PALMDALE                                            93552   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    294,000.00                    294,000.00   First Lien                                    -          294,000.00                           -                      -          395,500.00                   74.34
2503206550         PARKVILLE                                           21234   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    263,700.00                    263,700.00   First Lien                                    -          263,700.00                           -                      -          293,000.00                   90.00
2503206551         MIRAMAR                                             33027   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    382,500.00                    382,500.00   First Lien                                    -          382,500.00                           -                      -          450,000.00                   85.00
2503206552         BROOKLYN                                            11233   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    427,500.00                    427,500.00   First Lien                                    -          570,000.00                  142,500.00             570,000.00          570,000.00                   75.00
2503206556         SALINAS                                             93905   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    538,400.00                    538,311.97   First Lien                                    -          538,400.00                           -                      -          673,000.00                   80.00
2503206559         AREA OF MIRA LOMA                                   91752   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    504,000.00                    504,000.00   First Lien                                    -          504,000.00                           -                      -          760,000.00                   66.32
2503206573         BRADENTON                                           34208   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    186,800.00                    186,631.13   First Lien                                    -          210,150.00                   23,350.00             233,500.00          245,000.00                   80.00
2503206576         SACRAMENTO                                          95822   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00                      -          340,000.00                   80.00
2503206589         MIAMI                                               33127   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,750.00                    168,750.00   First Lien                                    -          225,000.00                   56,250.00             225,000.00          225,000.00                   75.00
2503206592         WAIANAE                                             96792   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    172,000.00                    172,000.00   First Lien                                    -          215,000.00                   43,000.00             215,000.00          215,000.00                   80.00
2503206594         RYE BROOK                                           10573   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    486,000.00                    486,000.00   First Lien                                    -          486,000.00                           -             810,000.00          810,000.00                   60.00
2503206608         PROVIDENCE                                           2908   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    195,000.00                    195,000.00   First Lien                                    -          260,000.00                   65,000.00             260,000.00          295,000.00                   75.00
2503206614         VAN NUYS                                            91405   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    318,000.00                    317,777.36   First Lien                                    -          318,000.00                           -                      -          520,000.00                   61.15
2503206622         SAN FRANCISCO                                       94107   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    600,000.00                    600,000.00   First Lien                                    -          750,000.00                  150,000.00             750,000.00          750,000.00                   80.00
2503206626         SOUTH BARRINGTON                                    60010   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,216,000.00                  1,216,000.00   First Lien                                    -        1,556,000.00                  340,000.00                      -        1,800,000.00                   67.56
2503206633         CHICAGO                                             60641   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    269,430.00                    269,430.00   First Lien                                    -          384,900.00                  115,470.00             384,900.00          385,000.00                   70.00
2503206637         WEED                                                96094   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    262,500.00                    262,500.00   First Lien                                    -          297,500.00                   35,000.00                      -          350,000.00                   75.00
2503206638         RIVERSIDE                                           92504   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,000.00                    288,000.00   First Lien                                    -          360,000.00                   72,000.00             360,000.00          360,000.00                   80.00
2503206646         LOS ANGELES                                         90016   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    656,250.00                    656,250.00   First Lien                                    -          875,000.00                  218,750.00             875,000.00          875,000.00                   75.00
2503206656         BLACKWOOD                                            8012   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    115,500.00                    115,500.00   First Lien                                    -          156,750.00                   41,250.00             165,000.00          165,000.00                   70.00
2503206664         KING CITY                                           93930   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    348,000.00                    348,000.00   First Lien                                    -          435,000.00                   87,000.00             435,000.00          435,000.00                   80.00
2503206672         SACRAMENTO                                          95824   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    161,000.00                    160,857.26   First Lien                                    -          161,000.00                           -                      -          260,000.00                   61.92
2503206678         SANTEE                                              92071   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    234,000.00                    234,000.00   First Lien                                    -          234,000.00                           -                      -          320,000.00                   73.13
2503206714         FLUSHING                                            11367   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          600,000.00                   75.00
2503206721         BRIDGEWATER                                          8807   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    457,500.00                    457,500.00   First Lien                                    -          610,000.00                  152,500.00                      -          610,000.00                   75.00
2503206723         NIBLEY                                              84321   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    132,000.00                    132,000.00   First Lien                                    -          167,200.00                   35,200.00                      -          176,000.00                   75.00
2503206724         ONTARIO                                             91762   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          250,000.00                   70.00
2503206725         SALINAS                                             93905   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          551,000.00                   80.00
2503206745         MIAMI                                               33160   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    359,200.00                    359,200.00   First Lien                                    -          449,000.00                   89,800.00             449,000.00          450,000.00                   80.00
2503206754         PALM CITY                                           34990   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    417,600.00                    417,600.00   First Lien                                    -          469,800.00                   52,200.00                      -          522,000.00                   80.00
2503206759         MINNEAPOLIS                                         55411   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    212,000.00                    212,000.00   First Lien                                    -          265,000.00                   53,000.00             265,000.00          279,000.00                   80.00
2503206761         LONG BEACH                                          90814   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -                      -        1,900,000.00                   39.47
2503206765         ORLANDO                                             32818   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    132,000.00                    131,885.23   First Lien                                    -          165,000.00                   33,000.00             165,000.00          206,000.00                   80.00
2503206768         EL CAJON                                            92020   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    507,500.00                    507,500.00   First Lien                                    -          585,400.00                   77,900.00                      -          725,000.00                   70.00
2503206777         PLACENTIA                                           92870   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    542,500.00                    542,500.00   First Lien                                    -          542,500.00                           -                      -          775,000.00                   70.00
2503206780         ALEXANDRIA                                          22309   VA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    190,000.00                    190,000.00   First Lien                                    -          237,500.00                   47,500.00             237,500.00          237,500.00                   80.00
2503206783         CLARKSVILLE                                         21029   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    387,200.00                    387,200.00   First Lien                                    -          484,000.00                   96,800.00                      -          484,000.00                   80.00
2503206784         MORENO VALLEY                                       92551   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00                      -          405,000.00                   80.00
2503206792         CHULA VISTA                                         91911   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    397,500.00                    397,500.00   First Lien                                    -          530,000.00                  132,500.00             530,000.00          530,000.00                   75.00
2503206793         EL PASO                                             79902   TX                       20070401                20370301    ARMS                   No                                          360                    360                          360                    185,500.00                    185,500.00   First Lien                                    -          251,750.00                   66,250.00                      -          265,000.00                   70.00
2503206807         SUNSET BEACH                                        28468   NC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    558,500.00                    558,500.00   First Lien                                    -          558,500.00                           -                      -          925,000.00                   60.38
2503206814         CHICAGO                                             60646   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    427,500.00                    427,142.61   First Lien                                    -          513,000.00                   85,500.00             570,000.00          570,000.00                   75.00
2503206816         MIAMI                                               33196   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    337,500.00                    337,500.00   First Lien                                    -          450,000.00                  112,500.00             450,000.00          450,000.00                   75.00
2503206825         LAS VEGAS                                           89113   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    497,600.00                    497,600.00   First Lien                                    -          622,000.00                  124,400.00             622,000.00          622,000.00                   80.00
2503206847         MISSION VIEJO                                       92691   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    318,750.00                    318,750.00   First Lien                                    -          425,000.00                  106,250.00             425,000.00          425,000.00                   75.00
2503206850         JAMAICA                                             11436   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    328,000.00                    328,000.00   First Lien                                    -          410,000.00                   82,000.00             410,000.00          420,000.00                   80.00
2503206877         INGLEWOOD                                           90303   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    310,000.00                    310,000.00   First Lien                                    -          310,000.00                           -                      -          590,000.00                   52.54
2503206883         OVIEDO                                              32765   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    179,925.00                    179,925.00   First Lien                                    -          239,900.00                   59,975.00             239,900.00          239,900.00                   75.00
2503206884         CENTRAL POINT                                       97502   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    532,500.00                    532,500.00   First Lien                                    -          532,500.00                           -                      -          710,000.00                   75.00
2503206885         HOLLISTER                                           95023   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    650,000.00                    649,466.15   First Lien                                    -          650,000.00                           -                      -          875,000.00                   74.29
2503206890         RANCHO CUCAMONGA                                    91730   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    536,000.00                    536,000.00   First Lien                                    -          536,000.00                           -                      -          670,000.00                   80.00
2503206898         CAMP VERDE                                          86322   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          351,000.00                   51.28
2503206901         HOLLISTER                                           95023   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    525,000.00                    525,000.00   First Lien                                    -          630,000.00                  105,000.00             700,000.00          702,000.00                   75.00
2503206904         SUMNER                                              98391   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    157,462.00                    157,462.00   First Lien                                    -          199,452.00                   41,990.00             209,950.00          213,000.00                   75.00
2503206905         MIAMI SHORES                                        33150   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    562,500.00                    562,500.00   First Lien                                    -          750,000.00                  187,500.00             750,000.00          750,000.00                   75.00
2503206909         HENDERSON                                           89052   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          575,000.00                   75,000.00                      -          640,000.00                   78.13
2503206911         BROOKLYN                                            11207   NY                       20070301                20370201    FIXED                  No                                          360                    360                          359                    450,000.00                    449,602.98   First Lien                                    -          525,000.00                   75,000.00                      -          600,000.00                   75.00
2503206912         HIALEAH                                             33010   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    248,000.00                    248,000.00   First Lien                                    -          310,000.00                   62,000.00             310,000.00          310,000.00                   80.00
2503206914         DELTONA                                             32738   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    170,100.00                    170,010.23   First Lien                                    -          170,100.00                           -             189,000.00          189,000.00                   90.00
2503206917         NORTH WALES                                         19454   PA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    624,000.00                    624,000.00   First Lien                                    -          624,000.00                           -             780,827.00          812,000.00                   79.92
2503206918         PORTLAND                                            97266   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    296,000.00                    296,000.00   First Lien                                    -          370,000.00                   74,000.00             370,000.00          371,000.00                   80.00
2503206920         SACRAMENTO                                          95832   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    263,500.00                    263,500.00   First Lien                                    -          263,500.00                           -                      -          310,000.00                   85.00
2503206928         LOS ANGELES                                         90031   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    352,000.00                    352,000.00   First Lien                                    -          440,000.00                   88,000.00             440,000.00          440,000.00                   80.00
2503206936         KANSAS CITY                                         64134   MO                       20070301                20370201    ARMS                   No                                          360                    360                          359                     70,000.00                     69,939.62   First Lien                                    -           90,000.00                   20,000.00              95,000.00           95,000.00                   73.68
2503206938         HOLLISTER                                           95023   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    472,000.00                    472,000.00   First Lien                                    -          590,000.00                  118,000.00             590,000.00          625,000.00                   80.00
2503206952         SANTA ANA                                           92703   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    467,000.00                    467,000.00   First Lien                                    -          584,000.00                  117,000.00                      -          585,000.00                   79.83
2503206984         MIAMI                                               33177   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    145,000.00                    145,000.00   First Lien                                    -          145,000.00                           -                      -          266,000.00                   54.51
2503207004         WESTBURY                                            11590   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    338,900.00                    338,900.00   First Lien                                    -          338,900.00                           -                      -          450,000.00                   75.31
2503207018         PALERMO                                             95968   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    100,000.00                     99,905.11   First Lien                                    -          100,000.00                           -                      -          163,000.00                   61.35
2503207052         PHILADELPHIA                                        19148   PA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          162,000.00                   27,000.00                      -          180,000.00                   75.00
2503207059         CHICAGO                                             60623   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    245,000.00                    245,000.00   First Lien                                    -          297,500.00                   52,500.00                      -          350,000.00                   70.00
2503207085         NEW MILFORD                                          6776   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    113,600.00                    113,600.00   First Lien                                    -          113,600.00                           -                      -          142,000.00                   80.00
2503207086         SAN DIEGO                                           92154   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    416,250.00                    416,250.00   First Lien                                    -          555,000.00                  138,750.00             555,000.00          555,000.00                   75.00
2503207089         SAN JOSE                                            95124   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    900,000.00                    900,000.00   First Lien                                    -          900,000.00                           -                      -        1,200,000.00                   75.00
2503207095         MOUNT RAINIER                                       20712   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    220,000.00                    220,000.00   First Lien                                    -          220,000.00                           -                      -          379,000.00                   58.05
2503207099         OCEAN CITY                                          21842   MD                       20070301                20220201    FIXED                  No                                          180                    180                          179                    307,700.00                    306,695.87   First Lien                                    -          307,700.00                           -                      -          362,000.00                   85.00
2503207122         ORANGE                                              92868   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    508,000.00                    508,000.00   First Lien                                    -          508,000.00                           -                      -          750,000.00                   67.73
2503207128         FAIRFIELD                                            6890   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    454,500.00                    454,500.00   First Lien                                    -          454,500.00                           -                      -          505,000.00                   90.00
2503207156         STOCKTON                                            95206   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    316,000.00                    316,000.00   First Lien                                    -          395,000.00                   79,000.00             395,000.00          395,000.00                   80.00
2503207158         ORLANDO                                             32837   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    420,720.00                    420,720.00   First Lien                                    -          420,720.00                           -             525,900.00          547,500.00                   80.00
2503207163         WEST COVINA                                         91790   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    288,000.00                    288,000.00   First Lien                                    -          342,000.00                   54,000.00             360,000.00          450,000.00                   80.00
2503207165         MIAMI                                               33126   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    220,500.00                    220,280.49   First Lien                                    -          315,000.00                   94,500.00             315,000.00          320,000.00                   70.00
2503207211         LAUDERHILL                                          33313   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    256,500.00                    256,500.00   First Lien                                    -          256,500.00                           -                      -          270,000.00                   95.00
2503207222         CHICAGO                                             60624   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    172,800.00                    172,800.00   First Lien                                    -          172,800.00                           -             192,000.00          215,000.00                   90.00
2503207228         RIALTO                                              92376   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          285,000.00                           -                      -          362,000.00                   78.73
2503207243         PHOENIX                                             85009   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    140,000.00                    139,874.67   First Lien                                    -          140,000.00                           -                      -          200,000.00                   70.00
2503207268         BAKERSFIELD                                         93309   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    109,000.00                    108,891.28   First Lien                                    -          109,000.00                           -             179,000.00          183,000.00                   60.89
2503207270         RICHMOND                                            94804   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    324,000.00                    324,000.00   First Lien                                    -          405,000.00                   81,000.00             405,000.00          410,000.00                   80.00
2503207273         SACRAMENTO                                          95834   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    284,000.00                    284,000.00   First Lien                                    -          284,000.00                           -                      -          355,000.00                   80.00
2503207295         CHALMETTE                                           70043   LA                       20070301                20370201    ARMS                   No                                          360                    360                          359                     99,750.00                     99,750.00   First Lien                                    -          135,375.00                   35,625.00             145,500.00          142,500.00                   70.00
2503207311         HOMESTEAD                                           33035   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    179,242.00                    179,242.00   First Lien                                    -          215,090.00                   35,848.00             238,990.00          239,000.00                   75.00
2503207333         CUTLER BAY                                          33190   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    198,150.00                    198,150.00   First Lien                                    -          235,300.00                   37,150.00             247,690.00          250,000.00                   80.00
2503207339         RICHMOND                                            94804   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    344,250.00                    344,250.00   First Lien                                    -          459,000.00                  114,750.00             459,000.00          465,000.00                   75.00
2503207343         SALINAS                                             93901   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    291,000.00                    290,698.48   First Lien                                    -          291,000.00                           -                      -          495,000.00                   58.79
2503207354         LOS ANGELES (NORTH HOLLYW                           91606   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    462,000.00                    462,000.00   First Lien                                    -          627,000.00                  165,000.00                      -          660,000.00                   70.00
2503207359         SAINT ALBANS                                        11412   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    439,200.00                    439,200.00   First Lien                                    -          549,000.00                  109,800.00             549,000.00          580,000.00                   80.00
2503207380         CHICAGO                                             60612   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    337,500.00                    337,500.00   First Lien                                    -          450,000.00                  112,500.00             450,000.00          450,000.00                   75.00
2503207386         IRVINGTON                                            7111   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    318,750.00                    318,750.00   First Lien                                    -          425,000.00                  106,250.00             425,000.00          425,000.00                   75.00
2503207390         CHELAN                                              98816   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    284,500.00                    284,262.16   First Lien                                    -          284,500.00                           -                      -          382,000.00                   74.48
2503207393         AURORA                                              80013   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          205,000.00                   37,000.00                      -          210,000.00                   80.00
2503207396         INGLEWOOD                                           90302   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    457,500.00                    457,500.00   First Lien                                    -          610,000.00                  152,500.00             610,000.00          610,000.00                   75.00
2503207400         PALMDALE                                            93552   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    296,800.00                    296,800.00   First Lien                                    -          371,000.00                   74,200.00             371,000.00          375,000.00                   80.00
2503207404         BAKERSFIELD                                         93312   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
2503207406         FONTANA                                             92336   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          557,000.00                   61,000.00                      -          620,000.00                   80.00
2503207418         LOS ANGELES (SHERMAN OAKS                           91423   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,802,500.00                  1,802,500.00   First Lien                                    -        1,802,500.00                           -                      -        2,575,000.00                   70.00
2503207421         ROHNERT PARK                                        94928   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    385,600.00                    385,600.00   First Lien                                    -          482,000.00                   96,400.00             482,000.00          482,000.00                   80.00
2503207437         PASADENA                                            91104   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    628,000.00                    628,000.00   First Lien                                    -          785,000.00                  157,000.00             785,000.00          785,000.00                   80.00
2503207442         ROCKLIN                                             95677   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    384,930.00                    384,930.00   First Lien                                    -          549,900.00                  164,970.00             549,900.00          550,000.00                   70.00
2503207459         VALLEJO                                             94589   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00                      -          430,000.00                   78.14
2503207470         ORLANDO                                             32821   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    328,800.00                    328,800.00   First Lien                                    -          328,800.00                           -                      -          411,000.00                   80.00
2503207484         HOMESTEAD                                           33035   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    179,242.00                    179,242.00   First Lien                                    -          215,090.00                   35,848.00             238,990.00          240,000.00                   75.00
2503207492         DENVER                                              80207   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    183,750.00                    183,750.00   First Lien                                    -          220,500.00                   36,750.00                      -          245,000.00                   75.00
2503207495         AMERICAN FORK                                       84003   UT                       20070301                20370201    ARMS                   No                                          360                    360                          359                    140,000.00                    140,000.00   First Lien                                    -          200,000.00                   60,000.00                      -          200,000.00                   70.00
2503207499         RANCHO CUCAMONGA                                    91739   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    780,990.00                    780,990.00   First Lien                                    -        1,180,990.00                  400,000.00           1,180,990.00        1,180,990.00                   66.13
2503207509         TOPANGA                                             90290   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    639,000.00                    639,000.00   First Lien                                    -          639,000.00                           -             710,000.00          710,000.00                   90.00
2503207510         AURORA                                              80014   CO                       20070301                20370201    ARMS                   No                                          360                    360                          359                    118,000.00                    118,000.00   First Lien                                    -          118,000.00                           -                      -          210,000.00                   56.19
2503207512         LYNDEN                                              98264   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    236,800.00                    236,800.00   First Lien                                    -          281,200.00                   44,400.00             296,000.00          325,000.00                   80.00
2503207517         UNION CITY                                          94587   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    413,250.00                    413,250.00   First Lien                                    -          523,450.00                  110,200.00             551,000.00          554,000.00                   75.00
2503207530         KANEOHE                                             96744   HI                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    474,500.00                    474,500.00   First Lien                                    -          474,500.00                           -                      -          730,000.00                   65.00
2503207543         SAN DIEGO                                           92117   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    456,000.00                    456,000.00   First Lien                                    -          456,000.00                           -                      -          570,000.00                   80.00
2503207546         WEST COVINA                                         91790   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    460,000.00                    460,000.00   First Lien                                    -          517,450.00                   57,450.00                      -          575,000.00                   80.00
2503207552         LOS ANGELES                                         90011   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    429,500.00                    429,500.00   First Lien                                    -          429,500.00                           -                      -          580,000.00                   74.05
2503207559         KAHULUI                                             96732   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    618,750.00                    618,750.00   First Lien                                    -          742,500.00                  123,750.00                      -          825,000.00                   75.00
2503207591         MINNEAPOLIS                                         55443   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    225,000.00                    225,000.00   First Lien                                    -          285,000.00                   60,000.00             300,000.00          300,000.00                   75.00
2503207602         CAPE CORAL                                          33914   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    208,000.00                    208,000.00   First Lien                                    -          208,000.00                           -                      -          265,000.00                   78.49
2503207606         MIAMI                                               33174   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    255,000.00                    255,000.00   First Lien                                    -          340,000.00                   85,000.00             340,000.00          340,000.00                   75.00
2503207607         VICTORVILLE                                         92392   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    269,000.00                    269,000.00   First Lien                                    -          269,000.00                           -                      -          340,000.00                   79.12
2503207617         MIAMI                                               33130   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          228,000.00                   60,000.00             240,000.00          350,000.00                   70.00
2503207630         LOS ANGELES                                         90002   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    330,000.00                    329,671.48   First Lien                                    -          330,000.00                           -                      -          494,000.00                   66.80
2503207632         HENDERSON                                           89074   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    152,000.00                    152,000.00   First Lien                                    -          152,000.00                           -                      -          280,000.00                   54.29
2503207637         LAS VEGAS                                           89107   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    160,000.00                    160,000.00   First Lien                                    -          160,000.00                           -                      -          203,000.00                   78.82
2503207638         SANDY                                               84094   UT                       20070301                20370201    FIXED                  No                                          360                    360                          359                    251,250.00                    251,038.29   First Lien                                    -          301,500.00                   50,250.00                      -          335,000.00                   75.00
2503207644         MINNEAPOLIS                                         55419   MN                       20070301                20370201    FIXED                  No                                          360                    360                          359                    146,000.00                    145,889.68   First Lien                                    -          179,621.00                   33,621.00                      -          200,000.00                   73.00
2503207651         BROOKLYN                                            11203   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    363,750.00                    363,750.00   First Lien                                    -          485,000.00                  121,250.00             498,000.00          485,000.00                   75.00
2503207659         WAILUKU                                             96793   HI                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    354,000.00                    353,816.13   First Lien                                    -          354,000.00                           -                      -          620,000.00                   57.10
2503207664         WALNUT CREEK                                        94596   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    288,000.00                    287,699.31   First Lien                                    -          288,000.00                           -             360,000.00          360,000.00                   80.00
2503207666         LOS ANGELES AREA                                    90022   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    326,000.00                    326,000.00   First Lien                                    -          326,000.00                           -                      -          560,000.00                   58.21
2503207702         STOCKTON                                            95204   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    188,500.00                    188,337.70   First Lien                                    -          188,500.00                           -                      -          290,000.00                   65.00
2503207705         CAPITOL HEIGHTS                                     20743   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    180,000.00                    180,000.00   First Lien                                    -          213,750.00                   33,750.00             225,000.00          225,000.00                   80.00
2503207706         LOS ANGELES                                         90032   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00                      -          460,000.00                   80.00
2503207708         COOPER CITY                                         33014   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    474,000.00                    474,000.00   First Lien                                    -          632,000.00                  158,000.00             632,000.00          632,000.00                   75.00
2503207722         NORTH LAS VEGAS                                     89094   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    200,800.00                    200,628.80   First Lien                                    -          238,450.00                   37,650.00             251,000.00          255,000.00                   80.00
2503207724         LYONS                                               60534   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    187,000.00                    187,000.00   First Lien                                    -          187,000.00                           -                      -          220,000.00                   85.00
2503207726         WEST NEW YORK                                        7093   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          435,000.00                   80.00
2503207753         LADY LAKE                                           32159   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    184,350.00                    184,350.00   First Lien                                    -          221,200.00                   36,850.00             245,854.60          335,000.00                   74.98
2503207757         PORT CHARLOTTE                                      33948   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -             675,000.00          675,000.00                   80.00
2503207785         LAHAINA                                             96761   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    789,000.00                    789,000.00   First Lien                                    -          989,000.00                  200,000.00                      -        1,150,000.00                   68.61
2503207792         POMONA                                              91767   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    336,000.00                    336,000.00   First Lien                                    -          420,000.00                   84,000.00             420,000.00          420,000.00                   80.00
2503207822         CLEAR LAKE                                          95422   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    252,000.00                    252,000.00   First Lien                                    -          252,000.00                           -                      -          280,000.00                   90.00
2503207823         ENCINITAS                                           92024   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    350,000.00                    350,000.00   First Lien                                    -          350,000.00                           -                      -        1,004,000.00                   34.86
2503207836         FRESNO                                              93720   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    288,000.00                    288,000.00   First Lien                                    -          288,000.00                           -                      -          360,000.00                   80.00
2503207840         MORGAN HILL                                         95037   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    445,000.00                    445,000.00   First Lien                                    -          445,000.00                           -                      -          600,000.00                   74.17
2503207853         SUNRISE                                             33322   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -                      -          309,000.00                   77.67
2503207855         SPRING                                              77380   TX                       20070401                20370301    ARMS                   No                                          360                    360                          360                    650,000.00                    650,000.00   First Lien                                    -          650,000.00                           -                      -          828,000.00                   78.50
2503207858         BRONX                                               10469   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    543,750.00                    543,750.00   First Lien                                    -          633,000.00                   89,250.00                      -          725,000.00                   75.00
2503207877         BETHEL ISLAND                                       94511   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    342,800.00                    342,800.00   First Lien                                    -          342,800.00                           -                      -          645,000.00                   53.15
2503207885         SANTA ANA                                           92704   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    245,000.00                    245,000.00   First Lien                                    -          245,000.00                           -                      -          575,000.00                   42.61
2503207888         CHINO HILLS                                         91709   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    436,000.00                    436,000.00   First Lien                                    -          476,000.00                   40,000.00                      -          810,000.00                   53.83
2503207889         HERCULES                                            94547   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    487,000.00                    487,000.00   First Lien                                    -          487,000.00                           -                      -          675,000.00                   72.15
2503207900         CALIFORNIA CITY                                     93505   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,000.00                    188,000.00   First Lien                                    -          188,000.00                           -                      -          225,000.00                   83.56
2503207920         JACKSONVILLE                                        32244   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    156,000.00                    156,000.00   First Lien                                    -          195,000.00                   39,000.00             195,000.00          195,000.00                   80.00
2503207931         GREENBELT                                           20770   MD                       20070301                20370201    ARMS                   No                                          360                    360                          359                    131,920.00                    131,807.53   First Lien                                    -          164,900.00                   32,980.00             164,900.00          168,000.00                   80.00
2503207936         QUEENS VILLAGE                                      11428   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    520,000.00                    520,000.00   First Lien                                    -          650,000.00                  130,000.00             650,000.00          650,000.00                   80.00
2503207937         HUNTINGTON BEACH                                    92648   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          675,000.00                   80.00
2503207939         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    462,000.00                    462,000.00   First Lien                                    -          522,000.00                   60,000.00                      -          660,000.00                   70.00
2503207942         VISTA                                               92083   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          455,000.00                   57.14
2503207949         LAS VEGAS                                           89101   NV                       20070301                20370201    FIXED                  No                                          360                    360                          359                    141,000.00                    140,873.77   First Lien                                    -          141,000.00                           -                      -          225,000.00                   62.67
2503207950         BAKERSFIELD                                         93309   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    220,000.00                    220,000.00   First Lien                                    -          247,500.00                   27,500.00                      -          275,000.00                   80.00
2503207989         HENDERSON                                           89106   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          200,000.00                   75.00
2503207995         LANCASTER                                           93535   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    356,250.00                    356,250.00   First Lien                                    -          403,750.00                   47,500.00                      -          475,000.00                   75.00
2503208005         BROOKLYN CENTER                                     55429   MN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    152,600.00                    152,600.00   First Lien                                    -          152,600.00                           -                      -          218,000.00                   70.00
2503208006         MORENO VALLEY                                       92553   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    256,000.00                    256,000.00   First Lien                                    -          320,000.00                   64,000.00             320,000.00          320,000.00                   80.00
2503208016         PORTERVILLE                                         93257   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    183,200.00                    183,200.00   First Lien                                    -          229,000.00                   45,800.00             229,000.00          240,000.00                   80.00
2503208020         QUOGUE                                              11959   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    720,000.00                    720,000.00   First Lien                                    -          720,000.00                           -                      -        1,500,000.00                   48.00
2503208023         ORANGE                                              92869   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    664,000.00                    664,000.00   First Lien                                    -          664,000.00                           -                      -          830,000.00                   80.00
2503208027         LOS ANGELES                                         90063   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          450,000.00                   80.00
2503208028         CHICAGO                                             60659   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    298,750.00                    298,750.00   First Lien                                    -          372,150.00                   73,400.00             373,460.00          390,000.00                   80.00
2503208034         SONORA                                              95370   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          355,000.00                   71.83
2503208048         SAN DIEGO                                           92116   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    475,000.00                    474,513.13   First Lien                                    -          475,000.00                           -                      -          825,000.00                   57.58
2503208059         NORTH LAS VEGAS                                     89030   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    145,000.00                    145,000.00   First Lien                                    -          145,000.00                           -                      -          215,000.00                   67.44
2503208063         TULARE                                              93274   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          193,000.00                   72.54
2503208070         WYCKOFF                                              7481   NJ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -                      -          660,000.00                   69.70
2503208071         FREMONT                                             94536   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    315,900.00                    315,900.00   First Lien                                    -          394,900.00                   79,000.00             394,900.00          400,000.00                   79.99
2503208082         SAINT PAUL                                          55119   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    235,000.00                    235,000.00   First Lien                                    -          293,000.00                   58,000.00             293,800.00          294,000.00                   79.99
2503208086         HOLLISTER                                           95023   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    295,000.00                    295,000.00   First Lien                                    -          295,000.00                           -                      -          500,000.00                   59.00
2503208088         SALINAS                                             93906   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    264,500.00                    264,255.02   First Lien                                    -          366,669.00                  102,169.00                      -          387,000.00                   68.35
2503208101         BRONX                                               10452   NY                       20070301                20370201    ARMS                   No                                          360                    360                          359                    438,750.00                    438,750.00   First Lien                                    -          585,000.00                  146,250.00             585,000.00          630,000.00                   75.00
2503208107         STEVENSVILLE                                        21666   MD                       20070401                20370301    FIXED                  No                                          360                    360                          360                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          350,000.00                   60.00
2503208118         HAMILTON                                             8610   NJ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    306,000.00                    305,873.05   First Lien                                    -          306,000.00                           -                      -          340,000.00                   90.00
2503208121         KAHULUI                                             96732   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    460,000.00                    460,000.00   First Lien                                    -          575,000.00                  115,000.00                      -          575,000.00                   80.00
2503208125         MIAMI                                               33055   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          350,000.00                   80.00
2503208127         OAKLAND                                             94602   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    184,000.00                    184,000.00   First Lien                                    -          184,000.00                           -                      -          370,000.00                   49.73
2503208128         TULARE                                              93274   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    136,000.00                    136,000.00   First Lien                                    -          136,000.00                           -             170,000.00          193,000.00                   80.00
2503208132         GLENN DALE                                          20769   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    514,880.00                    514,880.00   First Lien                                    -          547,060.00                   32,180.00                      -          643,600.00                   80.00
2503208137         BELLEVUE                                            98007   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    568,000.00                    567,406.98   First Lien                                    -          568,000.00                           -             710,000.00          710,000.00                   80.00
2503208144         SAN JOSE                                            95116   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    495,000.00                    495,000.00   First Lien                                    -          495,000.00                           -                      -          840,000.00                   58.93
2503208149         BEAUMONT                                            92223   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    406,400.00                    406,400.00   First Lien                                    -          406,400.00                           -                      -          508,000.00                   80.00
2503208154         PHOENIX                                             85035   AZ                       20070301                20370201    ARMS                   No                                          360                    360                          359                    155,000.00                    155,000.00   First Lien                                    -          155,000.00                           -                      -          200,000.00                   77.50
2503208166         CHULA VISTA                                         91913   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,300.00                    432,300.00   First Lien                                    -          432,300.00                           -                      -          600,000.00                   72.05
2503208169         HONOLULU                                            96818   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    483,200.00                    483,200.00   First Lien                                    -          604,000.00                  120,800.00                      -          604,000.00                   80.00
2503208170         OAKLAND PARK                                        33309   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    133,600.00                    133,600.00   First Lien                                    -          167,000.00                   33,400.00             167,000.00          170,000.00                   80.00
2503208172         MIAMI BEACH                                         33139   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    200,000.00                    199,819.19   First Lien                                    -          200,000.00                           -                      -          400,000.00                   50.00
2503208203         ZEPHYRHILLS                                         33541   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          237,500.00                   37,500.00             250,000.00          250,000.00                   80.00
2503208227         CHICAGO                                             60639   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          450,000.00                   66.67
2503208230         STOCKTON                                            95206   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    372,000.00                    372,000.00   First Lien                                    -          465,000.00                   93,000.00                      -          465,000.00                   80.00
2503208263         HIALEAH                                             33015   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    166,410.00                    166,410.00   First Lien                                    -          166,410.00                           -             184,900.00          210,000.00                   90.00
2503208267         LANCASTER                                           93536   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          425,000.00                   85,000.00             425,000.00          425,000.00                   80.00
2503208275         CHICAGO                                             60644   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    186,500.00                    186,500.00   First Lien                                    -          236,200.00                   49,700.00             248,675.00          260,000.00                   75.00
2503208286         LAKE HAVASU CITY                                    86406   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    494,000.00                    494,000.00   First Lien                                    -          494,000.00                           -                      -          520,000.00                   95.00
2503208288         LOS ANGELES                                         90044   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    503,200.00                    503,200.00   First Lien                                    -          629,000.00                  125,800.00             629,000.00          645,000.00                   80.00
2503208291         LAS VEGAS                                           89120   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    832,800.00                    832,800.00   First Lien                                    -          832,800.00                           -                      -        1,600,000.00                   52.05
2503208293         CHICAGO                                             60628   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    124,000.00                    124,000.00   First Lien                                    -          147,250.00                   23,250.00             155,000.00          155,000.00                   80.00
2503208306         CHULA VISTA                                         91913   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    461,250.00                    461,250.00   First Lien                                    -          461,250.00                           -                      -          615,000.00                   75.00
2503208307         MIAMI                                               33174   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    131,250.00                    131,250.00   First Lien                                    -          175,000.00                   43,750.00             175,000.00          178,000.00                   75.00
2503208313         MORENO VALLEY                                       92553   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    287,000.00                    287,000.00   First Lien                                    -          287,000.00                           -                      -          410,000.00                   70.00
2503208315         RIVIERA BEACH                                       33404   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    435,000.00                    435,000.00   First Lien                                    -          551,000.00                  116,000.00             629,000.00          580,000.00                   75.00
2503208328         TAMPA                                               33615   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    196,000.00                    196,000.00   First Lien                                    -          245,000.00                   49,000.00             245,000.00          250,000.00                   80.00
2503208329         LOS ANGELES                                         90006   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    680,000.00                    680,000.00   First Lien                                    -          850,000.00                  170,000.00             850,000.00          850,000.00                   80.00
2503208333         CHICAGO                                             60645   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    146,250.00                    146,250.00   First Lien                                    -          175,500.00                   29,250.00             195,000.00          200,000.00                   75.00
2503208357         ANTIOCH                                             94531   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    564,000.00                    564,000.00   First Lien                                    -          634,500.00                   70,500.00                      -          705,000.00                   80.00
2503208358         SUNNYVALE                                           94087   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    716,000.00                    716,000.00   First Lien                                    -          850,250.00                  134,250.00                      -          895,000.00                   80.00
2503208361         PALMDALE                                            93550   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    232,500.00                    232,500.00   First Lien                                    -          232,500.00                           -                      -          310,000.00                   75.00
2503208371         EAST FARMINGDALE                                    11735   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    392,000.00                    392,000.00   First Lien                                    -          441,000.00                   49,000.00                      -          490,000.00                   80.00
2503208375         SALINAS                                             93906   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    316,000.00                    316,000.00   First Lien                                    -          316,000.00                           -                      -          395,000.00                   80.00
2503208376         MIAMI                                               33161   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          323,000.00                   68,000.00             340,000.00          340,000.00                   75.00
2503208382         HALEIWA                                             96712   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    640,000.00                    640,000.00   First Lien                                    -          720,000.00                   80,000.00                      -          800,000.00                   80.00
2503208385         SAN JOSE                                            95148   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    518,000.00                    518,000.00   First Lien                                    -          627,698.00                  109,698.00                      -          740,000.00                   70.00
2503208397         LOS ANGELES (NORTHRIDGE A                           91325   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -             775,000.00          775,000.00                   64.52
2503208398         SURPRISE                                            85388   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    115,000.00                    114,888.23   First Lien                                    -          115,000.00                           -                      -          236,000.00                   48.73
2503208409         SAN DIEGO                                           92115   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    377,600.00                    377,600.00   First Lien                                    -          377,600.00                           -             472,000.00          472,000.00                   80.00
2503208425         GERMANTOWN                                          20874   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          259,200.00                   43,200.00                      -          288,000.00                   75.00
2503208427         HAYWARD                                             94545   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    304,000.00                    304,000.00   First Lien                                    -          380,000.00                   76,000.00             380,000.00          440,000.00                   80.00
2503208429         CALEXICO                                            92231   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    210,700.00                    210,700.00   First Lien                                    -          280,900.00                   70,200.00             280,990.00          295,000.00                   74.98
2503208433         CHINO HILLS                                         91709   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -             550,000.00          555,000.00                   80.00
2503208437         ROCHESTER HILLS                                     48307   MI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    162,000.00                    162,000.00   First Lien                                    -          162,000.00                           -                      -          192,000.00                   84.38
2503208438         SACRAMENTO                                          95820   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    220,000.00                    220,000.00   First Lien                                    -          275,000.00                   55,000.00             275,000.00          275,000.00                   80.00
2503208442         FULLERTON                                           92833   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    672,000.00                    672,000.00   First Lien                                    -          672,000.00                           -                      -          840,000.00                   80.00
2503208447         SANTA BARBARA                                       93103   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    998,000.00                    997,097.79   First Lien                                    -          998,000.00                           -                      -        1,350,000.00                   73.93
2503208468         HUNTINGTON PARK                                     90255   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    456,000.00                    456,000.00   First Lien                                    -          570,000.00                  114,000.00             570,000.00          575,000.00                   80.00
2503208478         KEAAU                                               96749   HI                       20070301                20370201    FIXED                  No                                          360                    360                          359                    116,000.00                    115,884.52   First Lien                                    -          116,000.00                           -                      -          465,000.00                   24.95
2503208480         PAHOA                                               96778   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          135,000.00                           -                      -          290,000.00                   46.55
2503208489         NORTH LAS VEGAS                                     89030   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    182,400.00                    182,400.00   First Lien                                    -          216,600.00                   34,200.00             230,000.00          228,000.00                   80.00
2503208499         DETROIT                                             48235   MI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    104,400.00                    104,400.00   First Lien                                    -          104,400.00                           -             116,000.00          120,000.00                   90.00
2503208509         FRAZIER PARK AREA                                   93225   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          408,500.00                   64,500.00             430,000.00          430,000.00                   80.00
2503208516         CHICAGO                                             60630   IL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    312,000.00                    312,000.00   First Lien                                    -          430,000.00                  118,000.00                      -          430,000.00                   72.56
2503208529         FORT LAUDERDALE                                     33301   FL                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    279,920.00                    279,831.31   First Lien                                    -          349,900.00                   69,980.00             349,900.00          352,000.00                   80.00
2503208532         FRESNO                                              93722   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    206,250.00                    206,250.00   First Lien                                    -          247,500.00                   41,250.00                      -          275,000.00                   75.00
2503208540         UPPER MARLBORO                                      20772   MD                       20070301                20370201    FIXED                  No                                          360                    360                          359                    524,000.00                    524,000.00   First Lien                                    -          524,000.00                           -                      -          655,000.00                   80.00
2503208542         ROCKVILLE CENTRE                                    11572   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    397,500.00                    397,500.00   First Lien                                    -          503,500.00                  106,000.00                      -          540,000.00                   73.61
2503208543         BROOKLYN                                            11235   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          540,000.00                   80.00
2503208548         LAS VEGAS                                           89115   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    243,000.00                    243,000.00   First Lien                                    -          243,000.00                           -                      -          290,000.00                   83.79
2503208563         SACRAMENTO                                          95815   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    120,000.00                    119,895.26   First Lien                                    -          120,000.00                           -                      -          285,000.00                   42.11
2503208579         SIOUX FALLS                                         57103   SD                       20070401                20370301    ARMS                   No                                          360                    360                          360                     73,550.00                     73,550.00   First Lien                                    -           93,550.00                   20,000.00              98,500.00           98,500.00                   74.67
2503208580         CAPE CORAL                                          33991   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          250,000.00                   80.00
2503208585         GARDEN GROVE                                        92843   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    469,600.00                    469,600.00   First Lien                                    -          587,000.00                  117,400.00             587,000.00          587,000.00                   80.00
2503208586         SAN DIEGO                                           92126   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    506,000.00                    506,000.00   First Lien                                    -          506,000.00                           -                      -          650,000.00                   77.85
2503208589         WILMINGTON                                          19808   DE                       20070301                20370201    FIXED                  No                                          360                    360                          359                    180,000.00                    180,000.00   First Lien                                    -          228,000.00                   48,000.00             240,000.00          246,000.00                   75.00
2503208591         BRANDON                                             33510   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    231,000.00                    230,839.09   First Lien                                    -          330,000.00                   99,000.00             330,000.00          330,000.00                   70.00
2503208593         PROVIDENCE                                           2905   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    119,000.00                    119,000.00   First Lien                                    -          170,000.00                   51,000.00                      -          170,000.00                   70.00
2503208608         BROOKLYN                                            11236   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    388,000.00                    388,000.00   First Lien                                    -          485,000.00                   97,000.00             485,000.00          485,000.00                   80.00
2503208613         MANTECA                                             95336   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          450,000.00                   66.67
2503208621         PROVIDENCE                                           2909   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    184,000.00                    184,000.00   First Lien                                    -          230,000.00                   46,000.00             230,000.00          232,000.00                   80.00
2503208622         MIRAMAR                                             33023   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    175,000.00                    175,000.00   First Lien                                    -          175,000.00                           -                      -          245,000.00                   71.43
2503208623         HUNTINGTON PARK                                     90255   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    417,000.00                    417,000.00   First Lien                                    -          417,000.00                           -                      -          495,000.00                   84.24
2503208625         BUENA PARK                                          90620   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00                      -          600,000.00                   80.00
2503208636         ORANGE                                              92867   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    258,000.00                    257,766.76   First Lien                                    -          258,000.00                           -                      -          710,000.00                   36.34
2503208660         AUBURN                                              95602   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    352,000.00                    352,000.00   First Lien                                    -          418,000.00                   66,000.00                      -          440,000.00                   80.00
2503208662         PORTSMOUTH                                          23704   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                     96,300.00                     96,300.00   First Lien                                    -           96,300.00                           -             107,000.00          107,800.00                   90.00
2503208667         PHOENIX                                             85015   AZ                       20070301                20370201    FIXED                  No                                          360                    360                          359                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00                      -          310,000.00                   78.71
2503208672         WEST PALM BEACH                                     33409   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    161,150.00                    161,150.00   First Lien                                    -          204,100.00                   42,950.00             214,900.00          224,000.00                   74.99
2503208673         SPRING VALLEY                                       91977   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    295,200.00                    295,200.00   First Lien                                    -          369,000.00                   73,800.00             369,000.00          390,000.00                   80.00
2503208676         POMPANO BEACH                                       33067   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    384,000.00                    384,000.00   First Lien                                    -          456,000.00                   72,000.00             480,000.00          511,000.00                   80.00
2503208677         PORTSMOUTH                                          23702   VA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    120,400.00                    120,400.00   First Lien                                    -          120,400.00                           -                      -          141,700.00                   84.97
2503208682         BAKERSFIELD                                         93306   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    203,000.00                    203,000.00   First Lien                                    -          203,000.00                           -                      -          290,000.00                   70.00
2503208699         CENTRAL ISLIP                                       11722   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    292,000.00                    292,000.00   First Lien                                    -          365,000.00                   73,000.00             365,000.00          365,000.00                   80.00
2503208713         MINNEAPOLIS                                         55413   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    170,400.00                    170,400.00   First Lien                                    -          213,000.00                   42,600.00             213,000.00          213,000.00                   80.00
2503208714         ELGIN                                               60120   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    112,500.00                    112,500.00   First Lien                                    -          132,750.00                   20,250.00                      -          166,000.00                   67.77
2503208715         SAN DIEGO                                           92114   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    395,000.00                    395,000.00   First Lien                                    -          395,000.00                           -                      -          495,000.00                   79.80
2503208723         MIAMI                                               33131   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    552,500.00                    552,500.00   First Lien                                    -          552,500.00                           -             650,000.00          720,000.00                   85.00
2503208726         CHINO HILLS                                         91709   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    304,000.00                    304,000.00   First Lien                                    -          361,000.00                   57,000.00                      -          380,000.00                   80.00
2503208728         SAINT PETERSBURG                                    33710   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    115,000.00                    115,000.00   First Lien                                    -          115,000.00                           -                      -          144,000.00                   79.86
2503208745         RICHMOND                                            94801   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          525,000.00                   80.00
2503208746         CERES                                               95307   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    280,800.00                    280,800.00   First Lien                                    -          351,000.00                   70,200.00             351,000.00          370,000.00                   80.00
2503208753         VOLCANO                                             95689   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    259,000.00                    259,000.00   First Lien                                    -          259,000.00                           -                      -          530,000.00                   48.87
2503208761         BANNING                                             92220   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          305,000.00                   53,000.00                      -          315,000.00                   80.00
2503208768         PHOENIX                                             85035   AZ                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    164,800.00                    164,800.00   First Lien                                    -          195,700.00                   30,900.00                      -          206,000.00                   80.00
2503208776         EL MONTE                                            91732   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          168,000.00                           -                      -          435,000.00                   38.62
2503208778         MINNEAPOLIS                                         55412   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    156,800.00                    156,800.00   First Lien                                    -          196,000.00                   39,200.00             196,000.00          196,000.00                   80.00
2503208796         HACIENDA HEIGHTS AREA                               91745   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    318,000.00                    318,000.00   First Lien                                    -          318,000.00                           -                      -          460,000.00                   69.13
2503208804         LOS ANGELES                                         90034   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    580,000.00                    580,000.00   First Lien                                    -          580,000.00                           -                      -          725,000.00                   80.00
2503208824         TITUSVILLE                                          32780   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    152,800.00                    152,800.00   First Lien                                    -          191,000.00                   38,200.00             191,000.00          191,000.00                   80.00
2503208826         PROVIDENCE                                           2909   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
2503208829         HUNTINGTON BEACH                                    92648   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                  1,196,250.00                  1,196,250.00   First Lien                                    -        1,196,250.00                           -           1,595,000.00        1,595,000.00                   75.00
2503208835         RIVERSIDE                                           92503   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    344,000.00                    344,000.00   First Lien                                    -          344,000.00                           -                      -          460,000.00                   74.78
2503208842         SAN MATEO                                           94403   CA                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    810,000.00                    810,000.00   First Lien                                    -          970,920.00                  160,920.00                      -        1,080,000.00                   75.00
2503208852         MARYSVILLE                                          95901   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    190,800.00                    190,800.00   First Lien                                    -          190,800.00                           -                      -          212,000.00                   90.00
2503208862         BROOKLYN                                            11208   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    511,000.00                    511,000.00   First Lien                                    -          693,500.00                  182,500.00                      -          730,000.00                   70.00
2503208872         ROCKVILLE                                           20850   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    423,900.00                    423,900.00   First Lien                                    -          529,850.00                  105,950.00             529,900.00          545,000.00                   80.00
2503208878         HOMESTEAD                                           33032   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,250.00                    188,250.00   First Lien                                    -          251,000.00                   62,750.00             251,000.00          255,000.00                   75.00
2503208885         LANCASTER                                           93536   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    452,000.00                    452,000.00   First Lien                                    -          565,000.00                  113,000.00                      -          565,000.00                   80.00
2503208888         KAPAAU                                              96755   HI                       20070301                20370201    ARMS                   No                                          360                    360                          359                    399,500.00                    399,500.00   First Lien                                    -          399,500.00                           -                      -          470,000.00                   85.00
2503208897         BROOKLYN                                            11233   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    484,400.00                    484,400.00   First Lien                                    -          605,500.00                  121,100.00             605,500.00          606,000.00                   80.00
2503208904         HOMESTEAD                                           33032   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
2503208908         LAS VEGAS                                           89121   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    198,750.00                    198,750.00   First Lien                                    -          198,750.00                           -                      -          265,000.00                   75.00
2503208918         HAWTHORNE                                           90250   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    438,750.00                    438,750.00   First Lien                                    -          438,750.00                           -                      -          585,000.00                   75.00
2503208921         LOS ANGELES (RESEDA AREA)                           91335   CA                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                    310,000.00                    309,890.87   First Lien                                    -          310,000.00                           -                      -          600,000.00                   51.67
2503208923         MIAMI LAKES                                         33016   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    498,750.00                    498,750.00   First Lien                                    -          665,000.00                  166,250.00             665,000.00          665,000.00                   75.00
2503208924         RENTON                                              98055   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    153,750.00                    153,750.00   First Lien                                    -          194,750.00                   41,000.00             205,000.00          205,000.00                   75.00
2503208939         ORLANDO                                             32822   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    133,592.00                    133,592.00   First Lien                                    -          166,990.00                   33,398.00             166,990.00          173,000.00                   80.00
2503208948         AREA OF BIG BEAR CITY                               92314   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          225,000.00                   80.00
2503208949         CHICAGO                                             60647   IL                       20070301                20370201    FIXED                  No                                          360                    360                          359                    181,500.00                    181,371.90   First Lien                                    -          181,500.00                           -                      -          333,000.00                   54.50
2503208955         VICTORVILLE                                         92394   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    310,500.00                    310,500.00   First Lien                                    -          310,500.00                           -                      -          345,000.00                   90.00
2503208961         SYLMAR                                              91342   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
2503208966         EL MONTE                                            91731   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    400,000.00                    399,623.39   First Lien                                    -          400,000.00                           -                      -          530,000.00                   75.47
2503208972         HOFFMAN ESTATES                                     60192   IL                       20070401                20370201    ARMS                   Yes                                         360                    480                          360                    555,000.00                    555,000.00   First Lien                                    -          703,000.00                  148,000.00                      -          740,000.00                   75.00
2503208976         IRVINE                                              92602   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    560,000.00                    560,000.00   First Lien                                    -          630,000.00                   70,000.00             700,000.00          730,000.00                   80.00
2503208992         ARLINGTON HEIGHTS                                   60004   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    334,000.00                    334,000.00   First Lien                                    -          334,000.00                           -                      -          510,000.00                   65.49
2503208995         SOUTH HOLLAND                                       60473   IL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    142,500.00                    142,500.00   First Lien                                    -          190,000.00                   47,500.00             190,000.00          190,000.00                   75.00
2503208997         CARMICHAEL                                          95608   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    265,000.00                    265,000.00   First Lien                                    -          321,000.00                   56,000.00                      -          357,500.00                   74.13
2503209003         ALAMEDA                                             94501   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          645,000.00                   28.68
2503209008         EWA BEACH                                           96706   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    517,500.00                    517,500.00   First Lien                                    -          617,500.00                  100,000.00                      -          650,000.00                   79.62
2503209022         THOUSAND OAKS                                       91230   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -             794,484.00          795,000.00                   62.93
2503209032         RIVERSIDE                                           92504   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    308,000.00                    308,000.00   First Lien                                    -          308,000.00                           -                      -          475,000.00                   64.84
2503209040         SIMI VALLEY                                         93065   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    520,000.00                    520,000.00   First Lien                                    -          520,000.00                           -                      -          650,000.00                   80.00
2503209043         AURORA                                              60505   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    157,500.00                    157,500.00   First Lien                                    -          202,500.00                   45,000.00                      -          225,000.00                   70.00
2503209046         THOUSAND OAKS                                       91320   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    525,351.00                    525,351.00   First Lien                                    -          525,351.00                           -             750,502.00          751,000.00                   70.00
2503209048         BOCA RATON                                          33434   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    628,000.00                    628,000.00   First Lien                                    -          745,750.00                  117,750.00             785,000.00          785,000.00                   80.00
2503209066         PICO RIVERA                                         90660   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          480,000.00                   58.33
2503209081         ORLANDO                                             32811   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    104,625.00                    104,625.00   First Lien                                    -          132,525.00                   27,900.00             139,500.00          150,000.00                   75.00
2503209089         CORONA                                              92880   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    387,000.00                    387,000.00   First Lien                                    -          387,000.00                           -                      -          705,000.00                   54.89
2503209090         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          690,000.00                   72.46
2503209092         SANTA CLARA                                         95051   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    328,000.00                    328,000.00   First Lien                                    -          407,750.00                   79,750.00                      -          410,000.00                   80.00
2503209093         SAN JOSE                                            95121   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          440,656.00                   40,656.00                      -          710,000.00                   56.34
2503209095         SAN PABLO                                           94806   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00             455,000.00          455,000.00                   80.00
2503209096         SAN FRANCISCO                                       94118   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    511,110.00                    511,110.00   First Lien                                    -          638,887.00                  127,777.00             638,888.00          638,888.00                   80.00
2503209109         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          120,000.00                           -                      -          550,000.00                   21.82
2503209112         KNOXVILLE                                           37938   TN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    213,750.00                    213,750.00   First Lien                                    -          285,000.00                   71,250.00             285,000.00          285,000.00                   75.00
2503209115         LOS ANGELES                                         90022   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    396,000.00                    396,000.00   First Lien                                    -          465,000.00                   69,000.00                      -          495,000.00                   80.00
2503209119         PORTSMOUTH                                          23707   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    133,000.00                    133,000.00   First Lien                                    -          171,000.00                   38,000.00                      -          190,000.00                   70.00
2503209121         MURRIETA                                            92563   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          675,000.00                   80.00
2503209144         WHITE WATER                                         92282   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          240,000.00                   72,000.00             240,000.00          240,000.00                   70.00
2503209147         GRAIN VALLEY                                        64029   MO                       20070401                20370301    FIXED                  No                                          360                    360                          360                    176,250.00                    176,250.00   First Lien                                    -          223,250.00                   47,000.00             235,000.00          240,000.00                   75.00
2503209154         CARMICHAEL                                          95608   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          520,000.00                   80.00
2503209169         WAIPAHU                                             96797   HI                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    126,000.00                    125,942.90   First Lien                                    -          126,000.00                           -                      -          185,000.00                   68.11
2503209182         DIAMOND BAR                                         91789   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    428,000.00                    428,000.00   First Lien                                    -          428,000.00                           -                      -          535,000.00                   80.00
2503209184         BLOOMINGTON                                         92316   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
2503209206         PALM BEACH GARDENS                                  33410   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    397,500.00                    397,500.00   First Lien                                    -          503,500.00                  106,000.00                      -          530,000.00                   75.00
2503209213         SAN BERNARDINO                                      92405   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          295,000.00                   47.46
2503209215         CANYON COUNTRY AREA                                 91387   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    266,000.00                    266,000.00   First Lien                                    -          361,000.00                   95,000.00                      -          380,000.00                   70.00
2503209216         SYLMAR AREA                                         91342   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00             515,000.00          515,000.00                   80.00
2503209229         ORLANDO                                             32821   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    248,850.00                    248,850.00   First Lien                                    -          248,850.00                           -             331,800.00          332,000.00                   75.00
2503209232         LOS ANGELES                                         91344   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    508,800.00                    508,800.00   First Lien                                    -          625,800.00                  117,000.00                      -          636,000.00                   80.00
2503209238         KANEOHE                                             96744   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    441,000.00                    441,000.00   First Lien                                    -          441,000.00                           -                      -          630,000.00                   70.00
2503209239         MANTECA                                             95336   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    480,000.00                    480,000.00   First Lien                                    -          480,000.00                           -                      -          641,000.00                   74.88
2503209254         TAVARES                                             32778   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,700.00                    252,700.00   First Lien                                    -          252,700.00                           -             266,000.00          266,000.00                   95.00
2503209266         LOS ANGELES                                         90011   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    520,000.00                    520,000.00   First Lien                                    -          650,000.00                  130,000.00             650,000.00          650,000.00                   80.00
2503209270         HAYWARD                                             94541   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    608,000.00                    608,000.00   First Lien                                    -          760,000.00                  152,000.00             760,000.00          760,000.00                   80.00
2503209275         FONTANA                                             92336   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          482,446.00                  182,446.00                      -          525,000.00                   57.14
2503209287         ELK GROVE                                           95757   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    505,000.00                    505,000.00   First Lien                                    -          505,000.00                           -                      -          655,000.00                   77.10
2503209289         LOS ANGELES                                         90003   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00                      -          515,000.00                   80.00
2503209300         CHARLESTON                                          29412   SC                       20070401                20370301    ARMS                   No                                          360                    360                          360                    306,000.00                    306,000.00   First Lien                                    -          306,000.00                           -                      -          340,000.00                   90.00
2503209302         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    550,000.00                    550,000.00   First Lien                                    -          550,000.00                           -                      -          750,000.00                   73.33
2503209306         FORT WALTON BEACH                                   32547   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    136,000.00                    136,000.00   First Lien                                    -          136,000.00                           -                      -          170,000.00                   80.00
2503209312         WINSTON SALEM                                       27105   NC                       20070401                20370301    ARMS                   No                                          360                    360                          360                     81,900.00                     81,900.00   First Lien                                    -           86,900.00                    5,000.00             100,000.00           91,000.00                   90.00
2503209318         OZONE PARK                                          11417   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          460,000.00                   80.00
2503209336         RIVERSIDE                                           92504   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                    380,000.00                    379,687.90   First Lien                                    -          380,000.00                           -                      -          475,000.00                   80.00
2503209346         KELSEYVILLE                                         95451   CA                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    216,000.00                    216,000.00   First Lien                                    -          216,000.00                           -                      -          455,000.00                   47.47
2503209354         SAINT CLOUD                                         34769   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    156,000.00                    156,000.00   First Lien                                    -          156,000.00                           -                      -          240,000.00                   65.00
2503209362         JERSEY CITY                                          7304   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          288,000.00                   48,000.00                      -          320,000.00                   75.00
2503209369         AREA OF COTO DE CAZA                                92679   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    750,000.00   First Lien                                    -        1,000,000.00                  250,000.00           1,000,000.00        1,150,000.00                   75.00
2503209370         BROOKLYN                                            11221   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          675,000.00                   80.00
2503209384         SAN JACINTO                                         92583   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    165,500.00                    165,500.00   First Lien                                    -          165,500.00                           -                      -          260,000.00                   63.65
2503209387         ANTIOCH                                             94531   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    611,000.00                    611,000.00   First Lien                                    -          760,133.00                  149,133.00                      -          850,000.00                   71.88
2503209389         BELLFLOWER                                          90706   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    251,000.00                    251,000.00   First Lien                                    -          251,000.00                           -                      -          515,000.00                   48.74
2503209399         SAN JACINTO                                         92583   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    148,000.00                    148,000.00   First Lien                                    -          148,000.00                           -                      -          250,000.00                   59.20
2503209400         HERRIMAN                                            84096   UT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    584,000.00                    584,000.00   First Lien                                    -          584,000.00                           -                      -          733,000.00                   79.67
2503209409         GLENDALE                                            91208   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    495,000.00                    495,000.00   First Lien                                    -          495,000.00                           -                      -          707,000.00                   70.01
2503209416         WEST FRIENDSHIP                                     21794   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    514,000.00                    514,000.00   First Lien                                    -          642,500.00                  128,500.00             642,500.00          643,000.00                   80.00
2503209418         SAINT PAUL                                          55106   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    131,250.00                    131,250.00   First Lien                                    -          166,250.00                   35,000.00             175,000.00          179,000.00                   75.00
2503209422         SAN DIEGO                                           92154   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          520,000.00                   61.54
2503209436         LAS VEGAS                                           89129   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    325,000.00                    325,000.00   First Lien                                    -          325,000.00                           -                      -          410,000.00                   79.27
2503209452         WESTON                                              33327   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    630,400.00                    630,400.00   First Lien                                    -          788,000.00                  157,600.00             788,000.00          850,000.00                   80.00
2503209455         VICTORVILLE                                         92395   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    262,425.00                    262,425.00   First Lien                                    -          332,405.00                   69,980.00             349,900.00          349,900.00                   75.00
2503209457         RIVERSIDE                                           92506   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -        1,050,000.00                  300,000.00           1,050,000.00        1,050,000.00                   71.43
2503209464         ANTELOPE                                            95843   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    340,800.00                    340,800.00   First Lien                                    -          398,800.00                   58,000.00                      -          426,000.00                   80.00
2503209471         SAN JOSE                                            95111   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    519,200.00                    519,200.00   First Lien                                    -          519,200.00                           -                      -          649,000.00                   80.00
2503209474         VICTORVILLE                                         92395   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    276,450.00                    276,450.00   First Lien                                    -          276,450.00                           -                      -          395,000.00                   69.99
2503209477         SAN JOSE                                            95148   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    544,000.00                    544,000.00   First Lien                                    -          544,000.00                           -                      -          680,000.00                   80.00
2503209478         FORT LAUDERDALE                                     33315   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,350.00                    217,350.00   First Lien                                    -          310,500.00                   93,150.00             310,500.00          350,000.00                   70.00
2503209485         LINCOLN                                             95648   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          458,803.00                   73.23
2503209496         APPLE VALLEY                                        55124   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    212,000.00                    212,000.00   First Lien                                    -          265,000.00                   53,000.00             265,000.00          265,000.00                   80.00
2503209498         BROOKLYN                                            11206   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          675,000.00                   80.00
2503209504         HOMESTEAD                                           33030   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    194,400.00                    194,400.00   First Lien                                    -          194,400.00                           -                      -          243,000.00                   80.00
2503209508         FORT LAUDERDALE                                     33318   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,500.00                    217,500.00   First Lien                                    -          261,000.00                   43,500.00             290,000.00          295,000.00                   75.00
2503209515         PLAINFIELD                                          60544   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    338,000.00                    338,000.00   First Lien                                    -          338,000.00                           -                      -          430,000.00                   78.60
2503209523         HOLLIS                                              11423   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    484,000.00                    484,000.00   First Lien                                    -          605,000.00                  121,000.00             605,000.00          605,000.00                   80.00
2503209535         GLENDALE                                            91205   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    376,000.00                    376,000.00   First Lien                                    -          470,000.00                   94,000.00             470,000.00          470,000.00                   80.00
2503209557         ATWATER                                             95301   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    138,000.00                    138,000.00   First Lien                                    -          138,000.00                           -                      -          255,000.00                   54.12
2503209558         FONTANA                                             92335   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          361,000.00                   76,000.00             380,000.00          390,000.00                   75.00
2503209564         POMONA                                              91766   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    352,000.00                    352,000.00   First Lien                                    -          352,000.00                           -                      -          635,000.00                   55.43
2503209587         LOS ANGELES                                         90062   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    364,000.00                    364,000.00   First Lien                                    -          455,000.00                   91,000.00             455,000.00          455,000.00                   80.00
2503209607         PROVIDENCE                                           2907   RI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    261,000.00                    261,000.00   First Lien                                    -          348,000.00                   87,000.00             348,000.00          348,000.00                   75.00
2503209610         TUSTIN                                              92780   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          640,000.00                   56.25
2503209615         WAIANAE                                             96792   HI                       20070301                20370301    FIXED                  Yes                                         360                    480                          359                    257,000.00                    256,884.32   First Lien                                    -          257,000.00                           -                      -          380,000.00                   67.63
2503209632         JACKSONVILLE                                        32226   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          256,500.00                   40,500.00                      -          270,000.00                   80.00
2503209633         LAS VEGAS                                           89108   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    168,000.00                    168,000.00   First Lien                                    -          168,000.00                           -                      -          210,000.00                   80.00
2503209641         PARAMOUNT                                           90723   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    423,200.00                    423,200.00   First Lien                                    -          529,000.00                  105,800.00             529,000.00          529,000.00                   80.00
2503209646         CHESTERFIELD                                        23832   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    116,250.00                    116,250.00   First Lien                                    -          139,500.00                   23,250.00                      -          155,000.00                   75.00
2503209661         ROYAL  PALM BEACH                                   33411   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,500.00                    217,500.00   First Lien                                    -          275,500.00                   58,000.00                      -          290,000.00                   75.00
2503209673         COACHELLA                                           92236   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    156,000.00                    156,000.00   First Lien                                    -          156,000.00                           -                      -          240,000.00                   65.00
2503209675         VISTA                                               92083   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    357,000.00                    357,000.00   First Lien                                    -          357,000.00                           -                      -          420,000.00                   85.00
2503209685         NORTH LAUDERDALE                                    33068   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    242,100.00                    242,100.00   First Lien                                    -          242,100.00                           -             269,000.00          280,000.00                   90.00
2503209701         CHICAGO                                             60622   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    517,500.00                    517,500.00   First Lien                                    -          654,000.00                  136,500.00                      -          690,000.00                   75.00
2503209708         SALINAS                                             93905   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          545,000.00                   71.56
2503209716         RICHMOND HILL                                       11419   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    449,400.00                    449,400.00   First Lien                                    -          561,750.00                  112,350.00             561,800.00          565,000.00                   79.99
2503209737         BRONX                                               10462   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    386,250.00                    386,250.00   First Lien                                    -          489,250.00                  103,000.00             515,000.00          515,000.00                   75.00
2503209739         LOS ANGELES                                         90043   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    385,600.00                    385,600.00   First Lien                                    -          433,800.00                   48,200.00                      -          482,000.00                   80.00
2503209740         CORAL SPRINGS                                       33065   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    261,750.00                    261,750.00   First Lien                                    -          349,000.00                   87,250.00             349,000.00          415,000.00                   75.00
2503209742         INGLEWOOD                                           90305   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    442,500.00                    442,500.00   First Lien                                    -          482,550.00                   40,050.00                      -          590,000.00                   75.00
2503209749         SARASOTA                                            34238   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    300,000.00                    300,000.00   First Lien                                    -          400,000.00                  100,000.00             400,000.00          400,000.00                   75.00
2503209755         BAKERSFIELD                                         93305   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    175,700.00                    175,700.00   First Lien                                    -          175,700.00                           -                      -          227,000.00                   77.40
2503209756         MENDOTA                                             93640   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    228,000.00                    228,000.00   First Lien                                    -          270,750.00                   42,750.00             285,000.00          285,000.00                   80.00
2503209765         AMARGOSA VALLEY                                     89020   NV                       20070301                20370201    ARMS                   No                                          360                    360                          359                    112,000.00                    112,000.00   First Lien                                    -          112,000.00                           -                      -          170,000.00                   65.88
2503209773         SEATTLE                                             98118   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    323,500.00                    323,500.00   First Lien                                    -          323,500.00                           -                      -          500,000.00                   64.70
2503209780         LAWNDALE                                            90260   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    325,000.00                    325,000.00   First Lien                                    -          325,000.00                           -                      -          680,000.00                   47.79
2503209786         SUNNY ISLES BEACH                                   33160   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00                      -          350,000.00                   80.00
2503209787         HOLLISTER                                           95023   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    800,000.00                    800,000.00   First Lien                                    -        1,186,550.00                  386,550.00           1,249,000.00        1,249,000.00                   64.05
2503209818         ALGONQUIN                                           60102   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,750.00                    252,750.00   First Lien                                    -          337,000.00                   84,250.00             337,000.00          337,000.00                   75.00
2503209832         MYRTLE BEACH                                        29579   SC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    128,400.00                    128,400.00   First Lien                                    -          152,475.00                   24,075.00             160,500.00          165,000.00                   80.00
2503209839         SNELLVILLE                                          30078   GA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    110,400.00                    110,400.00   First Lien                                    -          110,400.00                           -                      -          125,000.00                   88.32
2503209843         HOMESTEAD                                           33032   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    268,000.00                    268,000.00   First Lien                                    -          335,000.00                   67,000.00             335,000.00          335,000.00                   80.00
2503209854         GARDENA                                             90249   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    357,500.00                    357,500.00   First Lien                                    -          357,500.00                           -                      -          550,000.00                   65.00
2503209864         CHARLOTTE                                           28269   NC                       20070401                20370301    ARMS                   No                                          360                    360                          360                    280,000.00                    280,000.00   First Lien                                    -          350,000.00                   70,000.00                      -          350,000.00                   80.00
2503209866         LOS ANGELES (PACOIMA AREA                           91331   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    231,200.00                    231,200.00   First Lien                                    -          289,000.00                   57,800.00             289,000.00          289,000.00                   80.00
2503209874         RANCHO CUCAMONGA                                    91730   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    303,500.00                    303,500.00   First Lien                                    -          303,500.00                           -                      -          425,000.00                   71.41
2503209880         STOCKTON                                            95210   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    203,000.00                    203,000.00   First Lien                                    -          203,000.00                           -                      -          298,000.00                   68.12
2503209881         CULVER CITY                                         90230   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    504,000.00                    504,000.00   First Lien                                    -          672,000.00                  168,000.00                      -          672,000.00                   75.00
2503209883         NORTH LAS VEGAS                                     89031   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          340,000.00                           -                      -          430,000.00                   79.07
2503209889         WILLOWBROOK                                         60527   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    117,750.00                    117,750.00   First Lien                                    -          157,000.00                   39,250.00             157,000.00          158,000.00                   75.00
2503209891         LEHIGH ACRES                                        33971   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    259,200.00                    259,200.00   First Lien                                    -          259,200.00                           -                      -          324,000.00                   80.00
2503209896         KEAAU                                               96749   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    221,600.00                    221,600.00   First Lien                                    -          221,600.00                           -                      -          277,000.00                   80.00
2503209907         POMONA                                              91767   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    189,750.00                    189,750.00   First Lien                                    -          253,000.00                   63,250.00             253,000.00          290,000.00                   75.00
2503209931         HIALEAH                                             33014   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    149,592.00                    149,592.00   First Lien                                    -          186,990.00                   37,398.00             186,990.00          191,000.00                   80.00
2503209937         SAN JOSE                                            95111   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          680,000.00                   56.62
2503209942         HICKSVILLE                                          11801   NY                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    442,450.00                    442,450.00   First Lien                                    -          553,100.00                  110,650.00             553,100.00          555,000.00                   79.99
2503209945         PORTSMOUTH                                          23707   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    175,000.00                    175,000.00   First Lien                                    -          200,000.00                   25,000.00                      -          250,000.00                   70.00
2503209958         SAN FRANCISCO                                       94131   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    332,000.00                    332,000.00   First Lien                                    -          332,000.00                           -                      -          515,000.00                   64.47
2503209971         DAVIE                                               33328   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,500.00                    150,500.00   First Lien                                    -          204,250.00                   53,750.00             215,000.00          263,000.00                   70.00
2503209975         WALDORF                                             20603   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    408,000.00                    408,000.00   First Lien                                    -          408,000.00                           -                      -          510,000.00                   80.00
2503209984         PICO RIVERA                                         90660   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    294,000.00                    294,000.00   First Lien                                    -          420,000.00                  126,000.00             420,000.00          425,000.00                   70.00
2503209992         COVINA AREA                                         91722   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          489,000.00                   53.17
2503209994         CORONA                                              92880   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    494,400.00                    494,400.00   First Lien                                    -          618,000.00                  123,600.00             618,000.00          650,000.00                   80.00
2503209998         HAWTHORNE                                           90250   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    427,920.00                    427,920.00   First Lien                                    -          534,900.00                  106,980.00             534,900.00          545,000.00                   80.00
2503210000         DUNN LORING                                         22027   VA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    690,000.00                    690,000.00   First Lien                                    -          690,000.00                           -                      -        1,050,000.00                   65.71
2503210002         MIAMI                                               33131   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00             305,000.00          569,600.00                   80.00
2503210019         OAKLAND                                             94602   CA                       20070401                20370201    FIXED                  Yes                                         360                    480                          360                    584,000.00                    584,000.00   First Lien                                    -          693,500.00                  109,500.00                      -          730,000.00                   80.00
2503210030         MIAMI                                               33176   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    119,250.00                    119,250.00   First Lien                                    -          159,000.00                   39,750.00             159,000.00          168,000.00                   75.00
2503210031         PEMBROKE PINES                                      33025   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    118,000.00                    118,000.00   First Lien                                    -          118,000.00                           -                      -          160,000.00                   73.75
2503210042         RENO                                                89523   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    347,000.00                    347,000.00   First Lien                                    -          347,000.00                           -                      -          625,000.00                   55.52
2503210043         MORENO VALLEY                                       92557   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    391,000.00                    391,000.00   First Lien                                    -          391,000.00                           -                      -          460,000.00                   85.00
2503210044         EL CAJON                                            92021   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          455,000.00                   79.12
2503210061         VALLEJO                                             94591   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    254,000.00                    254,000.00   First Lien                                    -          254,000.00                           -                      -          350,000.00                   72.57
2503210069         AIEA                                                96701   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    482,000.00                    482,000.00   First Lien                                    -          482,000.00                           -                      -          830,000.00                   58.07
2503210072         OAKLEY                                              94561   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    191,000.00                    191,000.00   First Lien                                    -          191,000.00                           -                      -          442,000.00                   43.21
2503210077         CHICAGO                                             60636   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          152,000.00                   32,000.00             160,000.00          165,000.00                   75.00
2503210078         HERCULES                                            94547   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    452,800.00                    452,800.00   First Lien                                    -          537,700.00                   84,900.00             566,000.00          575,000.00                   80.00
2503210097         AUBURN                                              98001   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    352,950.00                    352,950.00   First Lien                                    -          441,150.00                   88,200.00             441,200.00          448,000.00                   80.00
2503210111         CHICAGO                                             60647   IL                       20070401                20220301    FIXED                  No                                          180                    180                          180                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          390,000.00                   46.15
2503210121         STANTON                                             90680   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -          620,000.00                   80.00
2503210125         RICHMOND                                            23223   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    128,000.00                    128,000.00   First Lien                                    -          160,000.00                   32,000.00             160,000.00          165,000.00                   80.00
2503210134         VICTORVILLE                                         92395   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          270,000.00                   54,000.00                      -          270,000.00                   80.00
2503210138         DOWNEY                                              90241   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          385,000.00                   77.92
2503210140         WALDORF                                             20603   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    346,750.00                    346,750.00   First Lien                                    -          346,750.00                           -                      -          365,000.00                   95.00
2503210142         WOLCOTT                                              6716   CT                       20070401                20370301    FIXED                  No                                          360                    360                          360                    142,500.00                    142,500.00   First Lien                                    -          142,500.00                           -                      -          190,000.00                   75.00
2503210147         LOS ANGELES AREA                                    90059   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    273,000.00                    273,000.00   First Lien                                    -          390,000.00                  117,000.00             390,000.00          390,000.00                   70.00
2503210159         SANTA CLARITA                                       91387   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          525,000.00                  105,000.00             525,000.00          540,000.00                   80.00
2503210184         GREENFIELD                                          93927   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
2503210189         BROOKLYN                                            11205   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    517,500.00                    517,500.00   First Lien                                    -          655,500.00                  138,000.00             690,000.00          690,000.00                   75.00
2503210190         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    528,000.00                    528,000.00   First Lien                                    -          528,000.00                           -                      -          660,000.00                   80.00
2503210210         NEWPORT NEWS                                        23607   VA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    162,000.00                    162,000.00   First Lien                                    -          162,000.00                           -             180,000.00          181,600.00                   90.00
2503210212         NAPLES                                              34112   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    284,500.00                    284,500.00   First Lien                                    -          284,500.00                           -                      -          335,000.00                   84.93
2503210217         MONTGOMERY                                          60538   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    128,150.00                    128,150.00   First Lien                                    -          128,150.00                           -             134,900.00          135,000.00                   95.00
2503210231         STONE PARK                                          60165   IL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    149,000.00                    149,000.00   First Lien                                    -          249,900.00                  100,900.00             249,900.00          250,000.00                   59.62
2503210233         LAS VEGAS                                           89144   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    312,000.00                    312,000.00   First Lien                                    -          390,000.00                   78,000.00                      -          390,000.00                   80.00
2503210243         APPLE VALLEY                                        92307   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    248,500.00                    248,500.00   First Lien                                    -          355,000.00                  106,500.00                      -          355,000.00                   70.00
2503210257         JAMAICA                                             11433   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          575,000.00                  115,000.00             575,000.00          585,000.00                   80.00
2503210268         FRESNO                                              93702   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    110,500.00                    110,500.00   First Lien                                    -          110,500.00                           -             130,000.00          130,000.00                   85.00
2503210275         LOS ANGELES (SYLMAR AREA)                           91342   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    464,000.00                    464,000.00   First Lien                                    -          580,000.00                  116,000.00             580,000.00          580,000.00                   80.00
2503210287         STOCKTON                                            95209   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    301,600.00                    301,600.00   First Lien                                    -          377,000.00                   75,400.00             377,000.00          380,000.00                   80.00
2503210288         HIALEAH                                             33018   FL                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    289,000.00                    289,000.00   First Lien                                    -          289,000.00                           -                      -          350,000.00                   82.57
2503210293         CORAL GABLES                                        33134   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    172,400.00                    172,400.00   First Lien                                    -          206,850.00                   34,450.00             229,900.00          229,900.00                   74.99
2503210296         ORLANDO                                             32818   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    163,500.00                    163,500.00   First Lien                                    -          207,100.00                   43,600.00                      -          218,000.00                   75.00
2503210297         BELL GARDENS                                        90201   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          340,000.00                   75.00
2503210303         LONG BEACH                                          90805   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    338,250.00                    338,250.00   First Lien                                    -          451,000.00                  112,750.00             451,000.00          451,000.00                   75.00
2503210320         SACRAMENTO                                          95832   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    202,000.00                    202,000.00   First Lien                                    -          202,000.00                           -                      -          265,000.00                   76.23
2503210342         MIAMI                                               33134   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    167,700.00                    167,700.00   First Lien                                    -          223,600.00                   55,900.00             223,600.00          225,000.00                   75.00
2503210346         KENT                                                98031   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    263,000.00                    263,000.00   First Lien                                    -          263,000.00                           -                      -          317,000.00                   82.97
2503210348         BROOKLYN                                            11208   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    442,450.00                    442,450.00   First Lien                                    -          553,100.00                  110,650.00             553,100.00          590,000.00                   79.99
2503210350         HUNTINGTON PARK                                     90256   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00             400,000.00          420,000.00                   80.00
2503210365         KIRKLAND                                            98034   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    278,000.00                    278,000.00   First Lien                                    -          278,000.00                           -                      -          375,000.00                   74.13
2503210377         RUSKIN                                              33570   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    137,000.00                    137,000.00   First Lien                                    -          137,000.00                           -                      -          260,000.00                   52.69
2503210390         SAN MARCOS                                          92069   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    442,000.00                    442,000.00   First Lien                                    -          442,000.00                           -                      -          520,000.00                   85.00
2503210391         CITRUS HEIGHTS                                      95621   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          335,000.00                   55.22
2503210393         SNOHOMISH                                           98296   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    599,200.00                    599,200.00   First Lien                                    -          749,000.00                  149,800.00             749,000.00          801,000.00                   80.00
2503210404         OAKLAND                                             94621   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          555,000.00                   45.05
2503210406         LOS ANGELES (WEST HILLS A                           91307   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    572,000.00                    572,000.00   First Lien                                    -          715,000.00                  143,000.00             715,000.00          800,000.00                   80.00
2503210409         LAKEWOOD                                            90712   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          517,500.00                   57,500.00                      -          575,000.00                   80.00
2503210421         MAPLE VALLEY                                        98038   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    286,500.00                    286,500.00   First Lien                                    -          286,500.00                           -                      -          359,000.00                   79.81
2503210445         MIAMI                                               33150   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    134,000.00                    134,000.00   First Lien                                    -          134,000.00                           -                      -          290,000.00                   46.21
2503210451         CAPE CORAL                                          33914   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00             600,000.00          601,000.00                   80.00
2503210457         HONOLULU                                            96817   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          270,000.00                   54,000.00             270,000.00          278,000.00                   80.00
2503210458         COVINA                                              91724   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          565,000.00                   66.37
2503210465         LAS VEGAS                                           89178   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    498,688.00                    498,688.00   First Lien                                    -          623,360.00                  124,672.00             623,360.00          624,000.00                   80.00
2503210469         SAN DIEGO                                           92114   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    336,500.00                    336,500.00   First Lien                                    -          336,500.00                           -                      -          475,000.00                   70.84
2503210487         ROYAL PALM BEACH                                    33411   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    145,500.00                    145,500.00   First Lien                                    -          184,300.00                   38,800.00             194,000.00          196,000.00                   75.00
2503210493         LAS VEGAS                                           89117   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    303,570.00                    303,570.00   First Lien                                    -          303,570.00                           -                      -          360,000.00                   84.33
2503210503         NORTH LAS VEGAS                                     89030   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    202,000.00                    202,000.00   First Lien                                    -          202,000.00                           -                      -          265,000.00                   76.23
2503210505         LANCASTER                                           93534   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    247,500.00                    247,500.00   First Lien                                    -          247,500.00                           -                      -          330,000.00                   75.00
2503210511         FAIRFAX                                             22033   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    357,700.00                    357,700.00   First Lien                                    -          357,700.00                           -                      -          511,000.00                   70.00
2503210520         TEMPLE CITY                                         91780   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             505,000.00          500,000.00                   80.00
2503210527         HILO                                                96720   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    625,000.00                    625,000.00   First Lien                                    -          625,000.00                           -                      -          919,500.00                   67.97
2503210533         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          432,500.00                   80.00
2503210540         SEATTLE                                             98122   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    296,250.00                    296,250.00   First Lien                                    -          375,250.00                   79,000.00             395,000.00          425,000.00                   75.00
2503210546         MIAMI                                               33166   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    140,800.00                    140,800.00   First Lien                                    -          187,700.00                   46,900.00             187,800.00          190,000.00                   74.97
2503210555         MIAMI                                               33137   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    309,600.00                    309,600.00   First Lien                                    -          387,000.00                   77,400.00             387,000.00          387,000.00                   80.00
2503210561         LYNWOOD                                             90262   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    397,500.00                    397,500.00   First Lien                                    -          530,000.00                  132,500.00             530,000.00          530,000.00                   75.00
2503210570         BRIDGEPORT                                           6610   CT                       20070401                20370301    FIXED                  No                                          360                    360                          360                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          300,000.00                   46.67
2503210572         FONTANA                                             92337   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    372,000.00                    372,000.00   First Lien                                    -          372,000.00                           -                      -          450,000.00                   82.67
2503210577         SACRAMENTO                                          95829   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    377,000.00                    377,000.00   First Lien                                    -          377,000.00                           -                      -          510,000.00                   73.92
2503210579         POMONA                                              91766   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,200.00                    375,200.00   First Lien                                    -          445,550.00                   70,350.00                      -          470,000.00                   79.83
2503210597         AVENTURA                                            33180   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    272,700.00                    272,700.00   First Lien                                    -          340,850.00                   68,150.00             340,900.00          360,000.00                   79.99
2503210609         MILL VALLEY                                         94941   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -        1,450,000.00                   30.34
2503210623         WILLIAMSBURG                                        23185   VA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    293,250.00                    293,250.00   First Lien                                    -          293,250.00                           -                      -          488,500.00                   60.03
2503210625         NEWPORT NEWS                                        23607   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    134,100.00                    134,100.00   First Lien                                    -          134,100.00                           -             149,000.00          150,500.00                   90.00
2503210637         SPRINGFIELD GARDENS                                 11413   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    556,000.00                    556,000.00   First Lien                                    -          695,000.00                  139,000.00             695,000.00          695,000.00                   80.00
2503210640         ELK GROVE                                           95624   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          340,000.00                           -                      -          515,000.00                   66.02
2503210648         NORTH MIAMI                                         33181   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          720,000.00                  180,000.00             720,000.00          720,000.00                   75.00
2503210666         GRANBY                                               6035   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    238,000.00                    238,000.00   First Lien                                    -          238,000.00                           -                      -          280,000.00                   85.00
2503210668         NATIONAL CITY                                       91950   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    315,000.00                    315,000.00   First Lien                                    -          420,000.00                  105,000.00                      -          420,000.00                   75.00
2503210672         BALDWIN PARK                                        91706   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          380,000.00                   95,000.00             380,000.00          385,000.00                   75.00
2503210674         PALMDALE                                            93550   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    296,250.00                    296,250.00   First Lien                                    -          342,250.00                   46,000.00                      -          395,000.00                   75.00
2503210691         FRESNO                                              93710   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          295,000.00                   71.19
2503210693         PALM SPRINGS                                        92262   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    313,800.00                    313,800.00   First Lien                                    -          389,230.00                   75,430.00                      -          478,000.00                   65.65
2503210707         (SYLMAR AREA) LOS ANGELES                           91342   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          550,000.00                   76.36
2503210718         TRACY                                               95377   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    465,000.00                    465,000.00   First Lien                                    -          465,000.00                           -             665,000.00          665,000.00                   69.92
2503210722         WINCHESTER                                          92596   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    330,000.00                    330,000.00   First Lien                                    -          392,800.00                   62,800.00                      -          440,000.00                   75.00
2503210726         RENTON                                              98056   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    286,000.00                    286,000.00   First Lien                                    -          286,000.00                           -                      -          395,000.00                   72.41
2503210732         STANTON                                             90680   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    257,250.00                    257,250.00   First Lien                                    -          343,000.00                   85,750.00             343,000.00          355,000.00                   75.00
2503210746         SAN JOSE                                            95122   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    503,700.00                    503,700.00   First Lien                                    -          503,700.00                           -                      -          697,000.00                   72.27
2503210757         LOS ANGELES                                         90002   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          410,000.00                   89.76
2503210765         NEWARK                                               7105   NJ                       20070401                20370301    ARMS                   No                                          360                    360                          360                    527,200.00                    527,200.00   First Lien                                    -          659,000.00                  131,800.00             659,000.00          659,000.00                   80.00
2503210767         EVERETT                                             98208   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    290,000.00                    290,000.00   First Lien                                    -          290,000.00                           -                      -          366,000.00                   79.23
2503210789         WEST PALM BEACH                                     33407   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    192,000.00                    192,000.00   First Lien                                    -          240,000.00                   48,000.00             240,000.00          325,000.00                   80.00
2503210791         CORONA                                              11368   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    612,500.00                    612,500.00   First Lien                                    -          612,500.00                           -                      -          875,000.00                   70.00
2503210806         CHICO                                               95926   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    140,000.00                    140,000.00   First Lien                                    -          140,000.00                           -                      -          240,000.00                   58.33
2503210816         CHICAGO                                             60618   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          380,000.00                   95,000.00             380,000.00          380,000.00                   75.00
2503210826         SAN JOSE                                            95111   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          735,000.00                   68.03
2503210828         CHICAGO                                             60640   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    238,400.00                    238,400.00   First Lien                                    -          298,000.00                   59,600.00             298,000.00          299,000.00                   80.00
2503210856         FULLERTON                                           92832   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          576,000.00                   69.44
2503210859         LONG BEACH                                          90805   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          500,000.00                  100,000.00             500,000.00          500,000.00                   80.00
2503210865         WHITTIER                                            90601   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -        1,150,000.00                  400,000.00           1,225,000.00        1,225,000.00                   61.22
2503210875         BRADENTON                                           34209   FL                       20070501                20370401    FIXED                  No                                          360                    360                          360                    243,000.00                    243,000.00   First Lien                                    -          243,000.00                           -                      -          259,000.00                   93.82
2503210896         TINLEY PARK                                         60477   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,500.00                    150,500.00   First Lien                                    -          215,000.00                   64,500.00             215,000.00          215,000.00                   70.00
2503210912         BELLFLOWER                                          90706   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    416,000.00                    416,000.00   First Lien                                    -          520,000.00                  104,000.00             520,000.00          520,000.00                   80.00
2503210937         MIAMI                                               33172   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    226,400.00                    226,400.00   First Lien                                    -          226,400.00                           -             283,000.00          290,000.00                   80.00
2503210939         OAKLEY                                              94561   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00             460,000.00          460,000.00                   80.00
2503210944         PORTLAND                                            97206   OR                       20070501                20370401    FIXED                  No                                          360                    360                          360                    191,700.00                    191,700.00   First Lien                                    -          191,700.00                           -                      -          213,000.00                   90.00
2503210949         PETALUMA                                            94954   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    368,500.00                    368,500.00   First Lien                                    -          368,500.00                           -                      -          640,000.00                   57.58
2503210951         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    380,000.00                    380,000.00   First Lien                                    -          475,000.00                   95,000.00             475,000.00          520,000.00                   80.00
2503210957         ESCONDIDO                                           92025   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    270,720.00                    270,720.00   First Lien                                    -          270,720.00                           -             338,400.00          340,000.00                   80.00
2503210968         WILLIAMSBURG                                        23188   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          240,000.00                   75.00
2503210983         SANTA CLARITA                                       91387   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    484,000.00                    484,000.00   First Lien                                    -          540,000.00                   56,000.00                      -          605,000.00                   80.00
2503211011         HALLANDALE BEACH                                    33009   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    258,750.00                    258,750.00   First Lien                                    -          345,000.00                   86,250.00             345,000.00          345,000.00                   75.00
2503211018         WYANDANCH                                           11798   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          400,000.00                   70.00
2503211019         WESTON                                              33326   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    154,650.00                    154,650.00   First Lien                                    -          206,200.00                   51,550.00             206,200.00          213,000.00                   75.00
2503211025         ELLENSBURG                                          98926   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    178,400.00                    178,400.00   First Lien                                    -          178,400.00                           -                      -          223,000.00                   80.00
2503211040         MILLBRAE                                            94030   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    924,000.00                    924,000.00   First Lien                                    -          924,000.00                           -                      -        1,155,000.00                   80.00
2503211041         MIAMI                                               33196   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    228,750.00                    228,750.00   First Lien                                    -          305,000.00                   76,250.00             305,000.00          305,000.00                   75.00
2503211057         IRVINE                                              92602   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    517,500.00                    517,500.00   First Lien                                    -          690,000.00                  172,500.00                      -          690,000.00                   75.00
2503211061         CLOVIS                                              93619   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,000.00                    217,000.00   First Lien                                    -          217,000.00                           -                      -          355,000.00                   61.13
2503211067         ALGONQUIN                                           60102   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    247,000.00                    247,000.00   First Lien                                    -          247,000.00                           -                      -          420,000.00                   58.81
2503211078         PALMDALE                                            93551   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    387,000.00                    387,000.00   First Lien                                    -          387,000.00                           -                      -          520,000.00                   74.42
2503211085         PHOENIX                                             85042   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    191,500.00                    191,500.00   First Lien                                    -          191,500.00                           -                      -          258,000.00                   74.22
2503211088         HENDERSONVILLE                                      28739   NC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          285,000.00                           -                      -          375,000.00                   76.00
2503211096         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    530,000.00                    530,000.00   First Lien                                    -          530,000.00                           -                      -          715,000.00                   74.13
2503211119         POINCIANA                                           34759   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    204,300.00                    204,300.00   First Lien                                    -          279,900.00                   75,600.00             279,900.00          287,000.00                   72.99
2503211121         SAINT PAUL                                          55106   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                     76,500.00                     76,500.00   First Lien                                    -           76,500.00                           -              85,000.00           88,000.00                   90.00
2503211137         LAS VEGAS                                           89108   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    167,200.00                    167,200.00   First Lien                                    -          209,000.00                   41,800.00             209,000.00          225,000.00                   80.00
2503211140         CRESTVIEW                                           32539   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    190,400.00                    190,400.00   First Lien                                    -          238,000.00                   47,600.00             238,000.00          238,000.00                   80.00
2503211158         FRANKLIN SQUARE                                     11010   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    562,500.00                    562,500.00   First Lien                                    -          750,000.00                  187,500.00                      -          750,000.00                   75.00
2503211161         SILVER SPRING                                       20906   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    276,500.00                    276,500.00   First Lien                                    -          276,500.00                           -                      -          395,000.00                   70.00
2503211166         SACRAMENTO                                          95828   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    197,000.00                    197,000.00   First Lien                                    -          197,000.00                           -                      -          305,000.00                   64.59
2503211168         DEDHAM                                               2026   MA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    536,000.00                    536,000.00   First Lien                                    -          536,000.00                           -                      -          670,000.00                   80.00
2503211173         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    619,000.00                    619,000.00   First Lien                                    -          619,000.00                           -                      -          885,000.00                   69.94
2503211178         NORWALK                                             90650   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    376,500.00                    376,500.00   First Lien                                    -          502,000.00                  125,500.00             502,000.00          502,000.00                   75.00
2503211184         NORWALK                                             90650   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,000.00                    405,000.00   First Lien                                    -          513,000.00                  108,000.00                      -          540,000.00                   75.00
2503211195         FLORIDA CITY                                        33034   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    210,000.00                    210,000.00   First Lien                                    -          280,000.00                   70,000.00             280,000.00          280,000.00                   75.00
2503211210         CHICAGO                                             60639   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    308,000.00                    308,000.00   First Lien                                    -          385,000.00                   77,000.00                      -          385,000.00                   80.00
2503211225         LOS ANGELES                                         90025   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    530,000.00                    530,000.00   First Lien                                    -          530,000.00                           -                      -          810,000.00                   65.43
2503211229         PALATINE                                            60074   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    136,500.00                    136,500.00   First Lien                                    -          182,000.00                   45,500.00                      -          189,000.00                   72.22
2503211239         LAS VEGAS                                           89109   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          135,000.00                           -                      -          205,000.00                   65.85
2503211240         CAMARILLO                                           93012   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    565,000.00                    565,000.00   First Lien                                    -          565,000.00                           -                      -          715,000.00                   79.02
2503211251         HILLSBORO                                           97123   OR                       20070501                20370401    ARMS                   No                                          360                    360                          360                    237,600.00                    237,600.00   First Lien                                    -          297,000.00                   59,400.00                      -          297,000.00                   80.00
2503211285         HIGHLAND                                            92346   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    292,000.00                    292,000.00   First Lien                                    -          365,000.00                   73,000.00             365,000.00          385,000.00                   80.00
2503211287         BEAUFORT                                            29902   SC                       20070401                20370301    ARMS                   No                                          360                    360                          360                    123,750.00                    123,750.00   First Lien                                    -          148,500.00                   24,750.00                      -          165,000.00                   75.00
2503211306         VALLEJO                                             94590   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    284,000.00                    284,000.00   First Lien                                    -          284,000.00                           -                      -          355,000.00                   80.00
2503211336         OAKLEY                                              94561   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    408,000.00                    408,000.00   First Lien                                    -          458,000.00                   50,000.00                      -          510,000.00                   80.00
2503211337         CITRUS HEIGHTS                                      95610   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    218,000.00                    218,000.00   First Lien                                    -          218,000.00                           -                      -          405,000.00                   53.83
2503211341         SANTA ANA                                           92704   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    241,000.00                    241,000.00   First Lien                                    -          241,000.00                           -                      -          840,000.00                   28.69
2503211358         RIVERSIDE                                           92504   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          665,000.00                  133,000.00                      -          665,000.00                   80.00
2503211369         TORRANCE                                            90501   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          555,000.00                   45.05
2503211371         RIVERSIDE                                           92504   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    254,800.00                    254,800.00   First Lien                                    -          318,500.00                   63,700.00             318,500.00          330,000.00                   80.00
2503211372         SAN CLEMENTE                                        92673   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    711,000.00                    711,000.00   First Lien                                    -          711,000.00                           -                      -          905,000.00                   78.56
2503211411         CHICAGO                                             60623   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          324,000.00                   72,000.00                      -          360,000.00                   70.00
2503211421         PAHOA                                               96778   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    238,500.00                    238,500.00   First Lien                                    -          238,500.00                           -                      -          265,000.00                   90.00
2503211423         LAS VEGAS                                           89110   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          142,500.00                   22,500.00                      -          150,000.00                   80.00
2503211424         SOUTHOLD                                            11971   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    576,000.00                    576,000.00   First Lien                                    -          720,000.00                  144,000.00             720,000.00          725,000.00                   80.00
2503211434         MARINA                                              93933   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          575,000.00                  115,000.00             575,000.00          575,000.00                   80.00
2503211439         HUNTINGTON BEACH                                    92647   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    528,000.00                    528,000.00   First Lien                                    -          627,000.00                   99,000.00                      -          660,000.00                   80.00
2503211441         SACRAMENTO                                          95823   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,000.00                    230,000.00   First Lien                                    -          230,000.00                           -                      -          335,000.00                   68.66
2503211442         RIVERSIDE AREA                                      92503   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    417,000.00                    417,000.00   First Lien                                    -          417,000.00                           -                      -          525,000.00                   79.43
2503211445         BROOKLYN                                            11221   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    562,500.00                    562,500.00   First Lien                                    -          750,000.00                  187,500.00             750,000.00          760,000.00                   75.00
2503211454         MORENO VALLEY                                       92535   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    250,400.00                    250,400.00   First Lien                                    -          313,000.00                   62,600.00             313,000.00          340,000.00                   80.00
2503211482         HOMESTEAD                                           33033   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,500.00                    217,500.00   First Lien                                    -          275,500.00                   58,000.00                      -          290,000.00                   75.00
2503211484         WELLINGTON                                          33467   FL                       20070301                20370201    ARMS                   No                                          360                    360                          359                    637,500.00                    637,500.00   First Lien                                    -          875,000.00                  237,500.00             950,000.00          950,000.00                   67.11
2503211486         MIAMI                                               33155   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    137,250.00                    137,250.00   First Lien                                    -          171,600.00                   34,350.00             171,600.00          171,600.00                   79.98
2503211494         SEATTLE                                             98108   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    356,500.00                    356,500.00   First Lien                                    -          356,500.00                           -                      -          415,000.00                   85.90
2503211517         ORANGEVALE                                          95662   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    412,000.00                    412,000.00   First Lien                                    -          412,000.00                           -                      -          665,000.00                   61.95
2503211551         WEST PALM BEACH                                     33409   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    164,175.00                    164,175.00   First Lien                                    -          218,900.00                   54,725.00             218,900.00          218,900.00                   75.00
2503211552         ANAHEIM                                             92805   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    548,000.00                    548,000.00   First Lien                                    -          548,000.00                           -                      -          913,500.00                   59.99
2503211555         MUNDELEIN                                           60060   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    495,000.00                    495,000.00   First Lien                                    -          607,200.00                  112,200.00                      -          660,000.00                   75.00
2503211560         BLOOMINGTON                                         92315   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    386,000.00                    386,000.00   First Lien                                    -          386,000.00                           -                      -          515,000.00                   74.95
2503211571         CRANSTON                                             2910   RI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    258,000.00                    258,000.00   First Lien                                    -          258,000.00                           -                      -          305,000.00                   84.59
2503211577         MIAMI                                               33165   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    310,000.00                    310,000.00   First Lien                                    -          310,000.00                           -                      -          455,000.00                   68.13
2503211587         SAN DIEGO                                           92126   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -             460,000.00          495,000.00                   80.00
2503211595         BROOKLYN                                            11210   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    647,500.00                    647,500.00   First Lien                                    -          647,500.00                           -                      -          925,000.00                   70.00
2503211609         WEST SACRAMENTO                                     95691   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    130,500.00                    130,500.00   First Lien                                    -          130,500.00                           -                      -          404,000.00                   32.30
2503211614         JACKSONVILLE                                        32207   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    178,830.00                    178,830.00   First Lien                                    -          178,830.00                           -             198,700.00          198,700.00                   90.00
2503211619         SANTA MONICA                                        90405   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    469,000.00                    469,000.00   First Lien                                    -          469,000.00                           -                      -        1,160,000.00                   40.43
2503211630         ELMHURST                                            60126   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    299,800.00                    299,800.00   First Lien                                    -          299,800.00                           -                      -          456,000.00                   65.75
2503211632         SACRAMENTO                                          95828   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    153,000.00                    153,000.00   First Lien                                    -          153,000.00                           -                      -          280,000.00                   54.64
2503211640         ORLANDO                                             32832   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -             420,000.00          425,000.00                   80.00
2503211651         POMONA                                              91766   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    286,000.00                    286,000.00   First Lien                                    -          286,000.00                           -                      -          420,000.00                   68.10
2503211664         RIVERSIDE                                           92509   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          550,000.00                   80.00
2503211665         YUCCA VALLEY                                        92284   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    225,000.00                    225,000.00   First Lien                                    -          270,000.00                   45,000.00                      -          300,000.00                   75.00
2503211666         SACRAMENTO                                          95829   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    281,250.00                    281,250.00   First Lien                                    -          336,500.00                   55,250.00                      -          375,000.00                   75.00
2503211673         NAPLES                                              34105   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    192,000.00                    192,000.00   First Lien                                    -          192,000.00                           -                      -          309,000.00                   62.14
2503211676         LAMONT AREA                                         93241   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    159,000.00                    159,000.00   First Lien                                    -          159,000.00                           -                      -          200,000.00                   79.50
2503211685         KEAAU                                               96749   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    148,000.00                    148,000.00   First Lien                                    -          175,750.00                   27,750.00             185,000.00          211,500.00                   80.00
2503211688         LOS ANGELES (GRANADA HILL                           91344   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    405,000.00                    405,000.00   First Lien                                    -          405,000.00                           -                      -          540,000.00                   75.00
2503211714         LOXAHATCHEE                                         33470   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    257,600.00                    257,600.00   First Lien                                    -          257,600.00                           -             322,000.00          350,000.00                   80.00
2503211736         LOS ANGELES (MISSION HILL                           91345   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          525,000.00                  105,000.00             525,000.00          525,000.00                   80.00
2503211750         STOCKTON                                            95212   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,600.00                    405,600.00   First Lien                                    -          405,600.00                           -                      -          507,000.00                   80.00
2503211764         COMPTON                                             90222   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          344,000.00                           -                      -          430,000.00                   80.00
2503211770         SANTA ANA                                           92703   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    409,500.00                    409,500.00   First Lien                                    -          409,500.00                           -                      -          630,000.00                   65.00
2503211778         CHICAGO                                             60647   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    322,500.00                    322,500.00   First Lien                                    -          430,000.00                  107,500.00                      -          440,000.00                   73.30
2503211783         SALINAS                                             93908   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    956,000.00                    956,000.00   First Lien                                    -        1,195,000.00                  239,000.00           1,195,000.00        1,195,000.00                   80.00
2503211788         FRESNO                                              93722   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    248,000.00                    248,000.00   First Lien                                    -          310,000.00                   62,000.00             310,000.00          310,000.00                   80.00
2503211791         VALLEY CENTER                                       92082   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          900,000.00                   55.56
2503211813         CENTERVILLE                                         84014   UT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    151,200.00                    151,200.00   First Lien                                    -          194,400.00                   43,200.00                      -          216,000.00                   70.00
2503211826         LOS ANGELES (WILMINGTON A                           90744   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    450,100.00                    450,100.00   First Lien                                    -          578,700.00                  128,600.00                      -          643,000.00                   70.00
2503211835         SAINT PETERSBURG                                    33705   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    122,000.00                    122,000.00   First Lien                                    -          122,000.00                           -                      -          175,000.00                   69.71
2503211849         TRACY                                               95391   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00             600,000.00          728,450.00                   80.00
2503211861         SEATTLE                                             98144   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    409,112.00                    409,112.00   First Lien                                    -          485,820.00                   76,708.00             511,390.00          511,390.00                   80.00
2503211862         WINDSOR                                             95492   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    472,000.00                    472,000.00   First Lien                                    -          472,000.00                           -                      -          590,000.00                   80.00
2503211876         GREENSBORO                                          27406   NC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    103,500.00                    103,500.00   First Lien                                    -          124,200.00                   20,700.00                      -          138,000.00                   75.00
2503211884         MIAMI                                               33177   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          320,000.00                   80,000.00             320,000.00          320,000.00                   75.00
2503211890         WATSONVILLE                                         95076   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    418,000.00                    418,000.00   First Lien                                    -          418,000.00                           -                      -          759,000.00                   55.07
2503211897         WAHIAWA                                             96786   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          424,000.00                           -                      -          530,000.00                   80.00
2503211911         EWA BEACH                                           96706   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    423,200.00                    423,200.00   First Lien                                    -          529,000.00                  105,800.00             529,000.00          529,000.00                   80.00
2503211913         SANTA ANA                                           92707   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    259,200.00                    259,200.00   First Lien                                    -          259,200.00                           -                      -          480,000.00                   54.00
2503211922         FORT PIERCE                                         34953   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    191,000.00                    191,000.00   First Lien                                    -          191,000.00                           -                      -          275,000.00                   69.45
2503211924         PFLUGERVILLE                                        78660   TX                       20070401                20370301    FIXED                  No                                          360                    360                          360                    102,386.00                    102,386.00   First Lien                                    -          122,386.00                   20,000.00             128,828.00          132,000.00                   79.47
2503211927         GULF BREEZE                                         32563   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    146,000.00                    146,000.00   First Lien                                    -          146,000.00                           -                      -          195,000.00                   74.87
2503211931         SALINAS                                             93905   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    313,000.00                    313,000.00   First Lien                                    -          313,000.00                           -                      -          635,000.00                   49.29
2503211939         CHICAGO                                             60643   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          290,000.00                   68.97
2503211953         MIAMI                                               33175   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    463,000.00                    463,000.00   First Lien                                    -          463,000.00                           -                      -          767,000.00                   60.37
2503211957         LOS ANGELES                                         90003   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    413,000.00                    413,000.00   First Lien                                    -          413,000.00                           -                      -          590,000.00                   70.00
2503211961         CICERO                                              46034   IN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    104,500.00                    104,500.00   First Lien                                    -          104,500.00                           -             120,550.00          121,000.00                   86.69
2503211965         CLAREMONT                                           91711   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          995,000.00                  245,000.00             995,000.00        1,075,000.00                   75.38
2503211975         ANAHEIM                                             92806   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    293,000.00                    293,000.00   First Lien                                    -          293,000.00                           -                      -          440,000.00                   66.59
2503211976         LODI                                                95240   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          460,000.00                   80.00
2503211977         DALY CITY                                           94014   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,500.00                    500,500.00   First Lien                                    -          500,500.00                           -                      -          770,000.00                   65.00
2503211986         SANTA CLARITA                                       91381   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    288,750.00                    288,750.00   First Lien                                    -          365,750.00                   77,000.00             385,000.00          430,000.00                   75.00
2503211987         MCKINLEYVILLE AREA                                  95519   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          375,000.00                   48.00
2503212006         SACRAMENTO                                          95824   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          414,000.00                   46,000.00                      -          460,000.00                   80.00
2503212011         LONG BEACH                                          90805   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    251,000.00                    251,000.00   First Lien                                    -          251,000.00                           -                      -          450,000.00                   55.78
2503212016         HOLLYWOOD                                           33019   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    193,125.00                    193,125.00   First Lien                                    -          244,625.00                   51,500.00             257,500.00          309,000.00                   75.00
2503212021         SEATTLE                                             98118   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    372,000.00                    372,000.00   First Lien                                    -          465,000.00                   93,000.00                      -          465,000.00                   80.00
2503212024         BREMERTON                                           98312   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          199,500.00                   31,500.00                      -          210,000.00                   80.00
2503212047         COMPTON                                             90221   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    327,000.00                    327,000.00   First Lien                                    -          327,000.00                           -                      -          470,000.00                   69.57
2503212049         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    637,000.00                    637,000.00   First Lien                                    -          637,000.00                           -                      -          855,000.00                   74.50
2503212052         BAKERSFIELD                                         93311   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    276,000.00                    276,000.00   First Lien                                    -          345,000.00                   69,000.00                      -          345,000.00                   80.00
2503212065         PAHOA                                               96778   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    137,600.00                    137,600.00   First Lien                                    -          172,000.00                   34,400.00             172,000.00          202,000.00                   80.00
2503212092         PACIFICA                                            94044   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          800,000.00                   62.50
2503212098         RICHMOND                                            23235   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    149,200.00                    149,200.00   First Lien                                    -          186,500.00                   37,300.00             186,500.00          188,000.00                   80.00
2503212114         COTTAGE GROVE                                       55016   MN                       20070401                20370301    FIXED                  No                                          360                    360                          360                    166,250.00                    166,250.00   First Lien                                    -          166,250.00                           -             175,000.00          240,000.00                   95.00
2503212117         WATSONVILLE                                         95076   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    399,000.00                    399,000.00   First Lien                                    -          399,000.00                           -                      -          800,000.00                   49.88
2503212123         RICHMOND                                            23234   VA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    107,200.00                    107,200.00   First Lien                                    -          134,000.00                   26,800.00             134,000.00          142,000.00                   80.00
2503212168         AVONDALE                                            85323   AZ                       20070401                20220301    FIXED                  No                                          180                    180                          180                    239,950.00                    239,950.00   First Lien                                    -          239,950.00                           -                      -          300,000.00                   79.98
2503212176         MYRTLE BEACH                                        29588   SC                       20070401                20220301    ARMS                   Yes                                         360                    480                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -                      -          200,000.00                   75.00
2503212179         HONOMU                                              96728   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    220,000.00                    220,000.00   First Lien                                    -          220,000.00                           -                      -          319,000.00                   68.97
2503212190         LATHROP                                             95330   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    332,800.00                    332,800.00   First Lien                                    -          332,800.00                           -                      -          416,000.00                   80.00
2503212204         LEHIGH ACRES                                        33971   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    192,000.00                    192,000.00   First Lien                                    -          192,000.00                           -                      -          240,000.00                   80.00
2503212205         CHICAGO                                             60707   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    264,000.00                    264,000.00   First Lien                                    -          330,000.00                   66,000.00             330,000.00          332,000.00                   80.00
2503212207         LINCOLN                                             95648   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    341,250.00                    341,250.00   First Lien                                    -          455,000.00                  113,750.00                      -          456,000.00                   74.84
2503212211         LAS VEGAS                                           89012   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,500.00                    150,500.00   First Lien                                    -          204,250.00                   53,750.00             215,000.00          215,000.00                   70.00
2503212213         STOCKTON                                            95205   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    100,001.00                    100,001.00   First Lien                                    -          100,001.00                           -                      -          250,000.00                   40.00
2503212227         CHICAGO                                             60645   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,000.00                    405,000.00   First Lien                                    -          540,000.00                  135,000.00                      -          600,000.00                   67.50
2503212233         CHICAGO                                             60652   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    196,000.00                    196,000.00   First Lien                                    -          245,000.00                   49,000.00             245,000.00          251,000.00                   80.00
2503212242         EUSTIS                                              32736   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    356,000.00                    356,000.00   First Lien                                    -          445,000.00                   89,000.00             445,000.00          448,000.00                   80.00
2503212244         DOWNEY                                              90242   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          630,000.00                   79.37
2503212245         HAIKU                                               96708   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          532,000.00                           -                      -          665,000.00                   80.00
2503212253         KNOXVILLE                                           37924   TN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    137,250.00                    137,250.00   First Lien                                    -          173,850.00                   36,600.00                      -          183,000.00                   75.00
2503212255         ELLENSBURG                                          98926   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    136,000.00                    136,000.00   First Lien                                    -          136,000.00                           -                      -          170,000.00                   80.00
2503212260         (GRANADA HILLS AREA) LOS                            91344   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    472,000.00                    472,000.00   First Lien                                    -          590,000.00                  118,000.00             590,000.00          590,000.00                   80.00
2503212268         WHITTIER AREA                                       90606   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    335,300.00                    335,300.00   First Lien                                    -          479,000.00                  143,700.00             480,000.00          480,000.00                   69.85
2503212274         BROOKLYN                                            11221   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    588,000.00                    588,000.00   First Lien                                    -          735,000.00                  147,000.00             735,000.00          735,000.00                   80.00
2503212310         SOLEDAD                                             93960   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,950.00                    487,950.00   First Lien                                    -          609,900.00                  121,950.00             609,950.00          610,000.00                   80.00
2503212312         LOS ANGELES                                         90061   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    437,500.00                    437,500.00   First Lien                                    -          437,500.00                           -                      -          625,000.00                   70.00
2503212319         LA PUENTE AREA                                      91744   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          480,000.00                   70.00
2503212327         LOS BANOS                                           93635   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -                      -          320,000.00                   56.25
2503212330         LEHIGH ACRES                                        33936   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    230,400.00                    230,400.00   First Lien                                    -          288,000.00                   57,600.00             288,000.00          290,000.00                   80.00
2503212333         HOMESTEAD                                           33033   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    233,271.00                    233,271.00   First Lien                                    -          277,009.00                   43,738.00             291,589.00          305,000.00                   80.00
2503212334         MORENO VALLEY                                       92551   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    318,750.00                    318,750.00   First Lien                                    -          403,750.00                   85,000.00                      -          429,000.00                   74.30
2503212343         REDONDO BEACH                                       90277   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    445,200.00                    445,200.00   First Lien                                    -          445,200.00                           -                      -          700,000.00                   63.60
2503212350         LAS VEGAS                                           89115   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    183,750.00                    183,750.00   First Lien                                    -          183,750.00                           -                      -          245,000.00                   75.00
2503212351         CHINO                                               91710   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          368,000.00                           -                      -          460,000.00                   80.00
2503212366         SEA-TAC                                             98198   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    433,600.00                    433,600.00   First Lien                                    -          433,600.00                           -             542,000.00          542,000.00                   80.00
2503212375         COMPTON                                             90221   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    292,500.00                    292,500.00   First Lien                                    -          390,000.00                   97,500.00             390,000.00          390,000.00                   75.00
2503212387         ONTARIO                                             91761   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    474,750.00                    474,750.00   First Lien                                    -          633,000.00                  158,250.00                      -          633,000.00                   75.00
2503212401         MIAMI                                               33131   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    680,000.00                    680,000.00   First Lien                                    -          850,000.00                  170,000.00             850,000.00          850,000.00                   80.00
2503212425         COVINA                                              91722   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    334,000.00                    334,000.00   First Lien                                    -          334,000.00                           -                      -          595,000.00                   56.13
2503212436         UNION CITY                                          94587   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          610,000.00                  150,000.00                      -          680,000.00                   67.65
2503212439         PORT ORCHARD                                        98366   WA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          255,000.00                           -                      -          370,000.00                   68.92
2503212450         CLOVIS                                              93611   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    232,000.00                    232,000.00   First Lien                                    -          290,000.00                   58,000.00             290,000.00          299,000.00                   80.00
2503212456         HANFORD                                             93230   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    235,500.00                    235,500.00   First Lien                                    -          314,000.00                   78,500.00             314,056.00          315,000.00                   74.99
2503212457         MIAMI                                               33173   FL                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    196,000.00                    196,000.00   First Lien                                    -          196,000.00                           -                      -          259,000.00                   75.68
2503212466         MAYWOOD                                             90270   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    322,000.00                    322,000.00   First Lien                                    -          460,000.00                  138,000.00             460,000.00          465,000.00                   70.00
2503212475         RICHMOND                                            94801   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          442,000.00                   67,000.00                      -          520,000.00                   72.12
2503212498         ALISO VIEJO                                         92656   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    639,999.00                    639,999.00   First Lien                                    -          799,999.00                  160,000.00             799,999.00          800,000.00                   80.00
2503212532         POMPANO BEACH                                       33068   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,900.00                    188,900.00   First Lien                                    -          269,850.00                   80,950.00             269,900.00          270,000.00                   69.99
2503212542         MODESTO                                             95355   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
2503212549         LOS ANGELES                                         90046   CA                       20070401                20270301    FIXED                  No                                          240                    240                          240                    615,000.00                    615,000.00   First Lien                                    -          615,000.00                           -                      -        1,310,000.00                   46.95
2503212563         BROOKLYN                                            11234   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             675,000.00          675,000.00                   80.00
2503212582         GONZALES                                            93926   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    355,000.00                    355,000.00   First Lien                                    -          355,000.00                           -                      -          630,000.00                   56.35
2503212586         MINNEAPOLIS                                         55408   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    157,500.00                    157,500.00   First Lien                                    -          213,750.00                   56,250.00             225,000.00          225,000.00                   70.00
2503212587         (PACOIMA AREA) LOS ANGELE                           91331   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    599,200.00                    599,200.00   First Lien                                    -          749,000.00                  149,800.00             749,000.00          749,000.00                   80.00
2503212611         MIAMI                                               33135   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          532,000.00                  112,000.00             560,000.00          560,000.00                   75.00
2503212617         WESTFIELD                                           46074   IN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    562,400.00                    562,400.00   First Lien                                    -          749,850.00                  187,450.00             749,900.00          820,000.00                   75.00
2503212623         (CHATSWORTH AREA) LOS ANG                           91311   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    622,500.00                    622,500.00   First Lien                                    -          788,500.00                  166,000.00                      -          830,000.00                   75.00
2503212630         LONG BEACH                                          90810   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          555,000.00                   69.37
2503212638         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    390,000.00                    390,000.00   First Lien                                    -          494,000.00                  104,000.00                      -          520,000.00                   75.00
2503212647         PEMBROKE PINES                                      33029   FL                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          480,000.00                   70.00
2503212649         CHICAGO                                             60639   IL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    259,000.00                    259,000.00   First Lien                                    -          399,000.00                  140,000.00                      -          400,000.00                   64.75
2503212651         MORENO VALLEY                                       92553   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    263,500.00                    263,500.00   First Lien                                    -          318,905.00                   55,405.00                      -          336,000.00                   78.42
2503212655         COVINA AREA                                         91722   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    353,600.00                    353,600.00   First Lien                                    -          442,000.00                   88,400.00             442,000.00          442,000.00                   80.00
2503212677         LAKE ELSINORE                                       92530   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          315,000.00                   63,000.00             315,000.00          315,000.00                   80.00
2503212679         EWA BEACH                                           96706   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          216,000.00                           -                      -          270,000.00                   80.00
2503212685         DUBLIN                                              94568   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          830,000.00                   45.18
2503212691         MAXWELL                                             95955   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    132,000.00                    131,943.00   First Lien                                    -          132,000.00                           -                      -          260,000.00                   50.77
2503212698         LINDSAY                                             93247   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          170,000.00                   20,000.00                      -          200,000.00                   75.00
2503212699         MORENO VALLEY                                       92553   CA                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00                      -          470,000.00                   73.19
2503212712         LOS ANGELES (NORTH HOLLYW                           91605   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          400,000.00                           -                      -          534,000.00                   74.91
2503212713         LAHAINA                                             96761   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -                      -        1,320,000.00                   56.82
2503212716         MIAMI                                               33175   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    228,000.00                    228,000.00   First Lien                                    -          285,000.00                   57,000.00             285,000.00          285,000.00                   80.00
2503212723         SANTA ROSA                                          95405   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    522,800.00                    522,800.00   First Lien                                    -          522,800.00                           -             653,500.00          655,000.00                   80.00
2503212725         BERKELEY                                            94702   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    562,500.00                    562,500.00   First Lien                                    -          712,500.00                  150,000.00             750,000.00          750,000.00                   75.00
2503212727         SAN DIEGO                                           92105   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    441,000.00                    441,000.00   First Lien                                    -          441,000.00                           -                      -          490,000.00                   90.00
2503212730         SAN JOSE                                            95133   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -          620,000.00                   80.00
2503212744         ELK GROVE                                           95757   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    376,000.00                    376,000.00   First Lien                                    -          470,000.00                   94,000.00             470,000.00          470,000.00                   80.00
2503212750         HOLLISTER                                           95023   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    900,000.00                    900,000.00   First Lien                                    -          900,000.00                           -                      -        1,300,000.00                   69.23
2503212767         PAHOA                                               96778   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,750.00                    211,750.00   First Lien                                    -          211,750.00                           -                      -          304,000.00                   69.65
2503212783         TAMPA                                               33603   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    220,000.00                    220,000.00   First Lien                                    -          247,500.00                   27,500.00             275,000.00          323,000.00                   80.00
2503212789         CHICAGO                                             60618   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,300,000.00                  1,300,000.00   First Lien                                    -        1,700,000.00                  400,000.00                      -        2,600,000.00                   50.00
2503212811         PASADENA                                            91106   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -          790,000.00                   75.95
2503212821         COMPTON                                             90221   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    279,000.00                    279,000.00   First Lien                                    -          279,000.00                           -                      -          405,000.00                   68.89
2503212829         HAYWARD                                             94545   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    406,000.00                    406,000.00   First Lien                                    -          456,000.00                   50,000.00                      -          580,000.00                   70.00
2503212852         EL DORADO HILLS                                     95762   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    554,000.00                    554,000.00   First Lien                                    -          554,000.00                           -                      -          729,000.00                   75.99
2503212855         POMPANO BEACH                                       33069   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          168,000.00                           -             210,000.00          215,400.00                   80.00
2503212900         LOS ANGELES (PANORAMA CIT                           91402   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          520,000.00                   75.00
2503212902         NOGALES                                             85621   AZ                       20070401                20370301    ARMS                   No                                          360                    360                          360                     72,600.00                     72,600.00   First Lien                                    -           72,600.00                           -                      -          121,000.00                   60.00
2503212911         FEDERAL HEIGHTS                                     80260   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    159,000.00                    159,000.00   First Lien                                    -          212,000.00                   53,000.00             212,000.00          220,000.00                   75.00
2503212913         ANAHEIM                                             92808   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    363,675.00                    363,675.00   First Lien                                    -          484,900.00                  121,225.00             484,900.00          485,000.00                   75.00
2503212927         LOS ANGELES                                         90011   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          560,000.00                  140,000.00             560,000.00          560,000.00                   75.00
2503212935         PEMBROKE PINES                                      33026   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                     94,400.00                     94,400.00   First Lien                                    -           94,400.00                           -             118,000.00          125,000.00                   80.00
2503212940         MIAMI                                               33184   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    243,750.00                    243,750.00   First Lien                                    -          325,000.00                   81,250.00             325,000.00          343,000.00                   75.00
2503212947         ALTAMONTE SPRINGS                                   32714   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    111,650.00                    111,650.00   First Lien                                    -          148,850.00                   37,200.00             148,900.00          150,000.00                   74.98
2503212962         WOODBRIDGE                                          22193   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          300,000.00                           -                      -          375,000.00                   80.00
2503212968         RIVERSIDE                                           92508   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    408,000.00                    408,000.00   First Lien                                    -          510,000.00                  102,000.00             510,000.00          580,000.00                   80.00
2503212978         LONG BEACH                                          90805   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    520,000.00                    520,000.00   First Lien                                    -          650,000.00                  130,000.00             650,000.00          650,000.00                   80.00
2503212982         MONTEREY                                            93940   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          720,000.00                   69.44
2503212988         HUNTINGTON BEACH                                    92647   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00             305,000.00          310,000.00                   80.00
2503213007         ANTIOCH                                             94509   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          340,000.00                   58.82
2503213014         ESCONDIDO                                           92027   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    225,000.00                    225,000.00   First Lien                                    -          225,000.00                           -                      -          300,000.00                   75.00
2503213015         SACRAMENTO                                          95823   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    328,000.00                    328,000.00   First Lien                                    -          328,000.00                           -                      -          410,000.00                   80.00
2503213029         WATSONVILLE                                         95076   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    348,000.00                    348,000.00   First Lien                                    -          348,000.00                           -                      -          650,000.00                   53.54
2503213033         PITTSBURG                                           94565   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    337,500.00                    337,500.00   First Lien                                    -          405,000.00                   67,500.00                      -          450,000.00                   75.00
2503213043         LAKE FOREST                                         60045   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    658,000.00                    658,000.00   First Lien                                    -          658,000.00                           -                      -          940,000.00                   70.00
2503213056         VERO BEACH                                          32966   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    168,000.00                    168,000.00   First Lien                                    -          210,000.00                   42,000.00             210,000.00          213,000.00                   80.00
2503213059         SALINAS                                             93906   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    468,000.00                    468,000.00   First Lien                                    -          561,600.00                   93,600.00                      -          586,000.00                   79.86
2503213070         SALINAS                                             93901   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -                      -          740,000.00                   72.97
2503213071         COCOA                                               32927   FL                       20070501                20370301    FIXED                  Yes                                         360                    480                          360                    128,000.00                    128,000.00   First Lien                                    -          164,335.10                   36,335.10                      -          174,000.00                   73.56
2503213075         GREENFIELD                                          93927   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,716.00                    285,716.00   First Lien                                    -          357,145.00                   71,429.00             357,145.00          357,145.00                   80.00
2503213078         WILLITS                                             95490   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    100,000.00                    100,000.00   First Lien                                    -          100,000.00                           -                      -          355,000.00                   28.17
2503213086         GALT                                                95632   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    288,000.00                    288,000.00   First Lien                                    -          334,000.00                   46,000.00                      -          360,000.00                   80.00
2503213090         SACRAMENTO                                          95828   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
2503213100         LINCOLN                                             95648   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    214,400.00                    214,400.00   First Lien                                    -          268,000.00                   53,600.00             268,000.00          300,000.00                   80.00
2503213124         MIAMI BEACH                                         33139   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    228,750.00                    228,750.00   First Lien                                    -          305,000.00                   76,250.00             306,900.00          305,000.00                   75.00
2503213146         GAITHERSBURG                                        20879   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    269,500.00                    269,500.00   First Lien                                    -          269,500.00                           -                      -          340,000.00                   79.26
2503213149         BROOKLYN                                            11221   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,500.00                    532,500.00   First Lien                                    -          710,000.00                  177,500.00             710,000.00          710,000.00                   75.00
2503213150         MESA                                                85204   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    109,350.00                    109,350.00   First Lien                                    -          109,350.00                           -                      -          243,000.00                   45.00
2503213153         BERWYN                                              60402   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    236,250.00                    236,250.00   First Lien                                    -          299,250.00                   63,000.00             315,000.00          315,000.00                   75.00
2503213160         CHINO                                               91710   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    445,000.00                    445,000.00   First Lien                                    -          445,000.00                           -                      -          760,000.00                   58.55
2503213167         PACIFIC                                             98047   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    262,462.00                    262,462.00   First Lien                                    -          332,452.00                   69,990.00             349,950.00          350,000.00                   75.00
2503213223         RICHMOND                                            23228   VA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    191,200.00                    191,200.00   First Lien                                    -          226,200.00                   35,000.00                      -          239,000.00                   80.00
2503213229         WEST PALM BEACH                                     33401   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    185,160.00                    185,160.00   First Lien                                    -          231,450.00                   46,290.00             231,450.00          231,450.00                   80.00
2503213239         RYE                                                 10580   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    825,000.00                    825,000.00   First Lien                                    -          825,000.00                           -                      -        2,800,000.00                   29.46
2503213244         MIAMI BEACH                                         33140   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    712,000.00                    712,000.00   First Lien                                    -          890,000.00                  178,000.00             890,000.00          890,000.00                   80.00
2503213257         CHICAGO                                             60634   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    416,000.00                    416,000.00   First Lien                                    -          416,000.00                           -                      -          525,000.00                   79.24
2503213272         MIAMI                                               33186   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,000.00                    188,000.00   First Lien                                    -          235,000.00                   47,000.00             235,000.00          275,000.00                   80.00
2503213288         WEST PARK                                           33023   FL                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    203,700.00                    203,700.00   First Lien                                    -          203,700.00                           -                      -          291,000.00                   70.00
2503213317         HILLSBORO                                           97124   OR                       20070401                20370301    FIXED                  No                                          360                    360                          360                    251,000.00                    251,000.00   First Lien                                    -          251,000.00                           -                      -          360,000.00                   69.72
2503213322         WOODLAND HILLS                                      91367   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    336,000.00                    336,000.00   First Lien                                    -          336,000.00                           -                      -          485,000.00                   69.28
2503213324         LYNWOOD                                             90262   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    479,500.00                    479,500.00   First Lien                                    -          685,000.00                  205,500.00             685,000.00          685,000.00                   70.00
2503213327         LANCASTER                                           17603   PA                       20070401                20370301    ARMS                   No                                          360                    360                          360                     77,250.00                     77,250.00   First Lien                                    -           97,850.00                   20,600.00             103,000.00          120,000.00                   75.00
2503213342         NORTH TOPSAIL BEACH                                 28460   NC                       20070401                20370301    FIXED                  No                                          360                    360                          360                    273,000.00                    273,000.00   First Lien                                    -          273,000.00                           -                      -          420,000.00                   65.00
2503213351         LAS VEGAS                                           89120   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    196,000.00                    196,000.00   First Lien                                    -          196,000.00                           -                      -          245,000.00                   80.00
2503213359         POMPANO BEACH                                       33073   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    142,425.00                    142,425.00   First Lien                                    -          189,900.00                   47,475.00             189,900.00          189,900.00                   75.00
2503213387         KING CITY                                           93930   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    352,000.00                    352,000.00   First Lien                                    -          430,000.00                   78,000.00                      -          440,000.00                   80.00
2503213398         SAUGUS                                              91390   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    385,000.00                    385,000.00   First Lien                                    -          385,000.00                           -                      -          755,000.00                   50.99
2503213402         WAIPAHU                                             96797   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                    143,200.00                    143,200.00   First Lien                                    -          179,000.00                   35,800.00                      -          179,000.00                   80.00
2503213406         SAN JOSE                                            95123   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    582,000.00                    582,000.00   First Lien                                    -          717,000.00                  135,000.00                      -          770,000.00                   75.58
2503213417         LOS ANGELES                                         90031   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             650,000.00          625,000.00                   80.00
2503213430         BROOKLYN                                            11207   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00             600,000.00          614,000.00                   80.00
2503213436         BALTIMORE                                           21224   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    342,550.00                    342,550.00   First Lien                                    -          342,550.00                           -                      -          403,000.00                   85.00
2503213441         DALY CITY                                           94014   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    510,400.00                    510,400.00   First Lien                                    -          638,000.00                  127,600.00             638,000.00          638,000.00                   80.00
2503213457         RANCHO CORDOVA                                      95670   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,500.00                    405,500.00   First Lien                                    -          405,500.00                           -                      -          513,000.00                   79.04
2503213465         RIVERBANK                                           95367   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    280,000.00                    280,000.00   First Lien                                    -          280,000.00                           -                      -          320,000.00                   87.50
2503213466         EUSTIS                                              32736   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    328,000.00                    328,000.00   First Lien                                    -          328,000.00                           -                      -          410,000.00                   80.00
2503213468         SAN MATEO                                           94403   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    458,500.00                    458,500.00   First Lien                                    -          458,500.00                           -                      -          800,000.00                   57.31
2503213491         ROWLAND HEIGHTS                                     91748   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    251,000.00                    251,000.00   First Lien                                    -          251,000.00                           -                      -          425,000.00                   59.06
2503213497         MORGAN HILL                                         95037   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    806,250.00                    806,250.00   First Lien                                    -          880,000.00                   73,750.00                      -        1,075,000.00                   75.00
2503213506         KAHULUI                                             96732   HI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    529,600.00                    529,600.00   First Lien                                    -          662,000.00                  132,400.00             662,000.00          720,000.00                   80.00
2503213524         MIAMI BEACH                                         33139   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    472,400.00                    472,400.00   First Lien                                    -          629,850.00                  157,450.00             629,900.00          630,000.00                   75.00
2503213542         BOWIE                                               20720   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    465,000.00                    465,000.00   First Lien                                    -          620,000.00                  155,000.00             620,000.00          635,000.00                   75.00
2503213550         ELK GROVE                                           95757   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    326,000.00                    326,000.00   First Lien                                    -          376,000.00                   50,000.00                      -          435,000.00                   74.94
2503213555         POMONA                                              91767   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    345,000.00                    345,000.00   First Lien                                    -          345,000.00                           -                      -          510,000.00                   67.65
2503213567         PROVIDENCE                                           2905   RI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    156,000.00                    156,000.00   First Lien                                    -          195,000.00                   39,000.00             195,000.00          200,000.00                   80.00
2503213570         DOWNEY                                              90240   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          975,000.00                  225,000.00             975,000.00          990,000.00                   76.92
2503213597         LONG BEACH                                          90810   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    312,000.00                    312,000.00   First Lien                                    -          390,000.00                   78,000.00             390,000.00          415,000.00                   80.00
2503213603         BROOKLYN                                            11208   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
2503213616         JAMAICA                                             11436   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          550,000.00                  110,000.00             550,000.00          550,000.00                   80.00
2503213623         LAS VEGAS                                           89110   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    224,000.00                    224,000.00   First Lien                                    -          280,000.00                   56,000.00             280,000.00          280,000.00                   80.00
2503213626         GREENFIELD                                          93927   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    172,000.00                    172,000.00   First Lien                                    -          172,000.00                           -                      -          425,000.00                   40.47
2503213640         SILVER SPRING                                       20901   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    268,000.00                    268,000.00   First Lien                                    -          268,000.00                           -                      -          335,000.00                   80.00
2503213641         TAMPA                                               33605   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    101,500.00                    101,500.00   First Lien                                    -          130,500.00                   29,000.00             145,000.00          145,000.00                   70.00
2503213647         MIRAMAR                                             33025   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    127,000.00                    127,000.00   First Lien                                    -          147,000.00                   20,000.00                      -          175,000.00                   72.57
2503213659         RENO                                                89511   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    372,000.00                    372,000.00   First Lien                                    -          465,000.00                   93,000.00             465,000.00          465,000.00                   80.00
2503213669         PASO ROBLES                                         93446   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    228,000.00                    228,000.00   First Lien                                    -          270,750.00                   42,750.00                      -          285,000.00                   80.00
2503213681         MANTECA                                             95336   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    521,600.00                    521,600.00   First Lien                                    -          619,400.00                   97,800.00                      -          652,000.00                   80.00
2503213718         TAMPA                                               33625   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,432.00                    211,432.00   First Lien                                    -          281,909.00                   70,477.00             281,910.00          300,000.00                   75.00
2503213719         DUNEDIN                                             34698   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    523,300.00                    523,300.00   First Lien                                    -          654,100.00                  130,800.00             654,184.00          660,000.00                   79.99
2503213744         NORTH LAS VEGAS                                     89032   NV                       20070501                20370401    FIXED                  No                                          360                    360                          360                    187,500.00                    187,500.00   First Lien                                    -          187,500.00                           -                      -          255,000.00                   73.53
2503213751         PLEASANTON                                          94588   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          320,000.00                           -                      -          875,000.00                   36.57
2503213761         OAKLAND                                             94621   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    279,200.00                    279,200.00   First Lien                                    -          331,550.00                   52,350.00             349,000.00          349,000.00                   80.00
2503213763         HOLLYWOOD                                           33020   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -             585,000.00          585,000.00                   85.47
2503213770         MIAMI                                               33144   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00             305,000.00          305,000.00                   80.00
2503213806         PERRIS                                              92571   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    295,800.00                    295,800.00   First Lien                                    -          326,910.00                   31,110.00                      -          348,000.00                   85.00
2503213807         DENVER                                              80219   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    166,400.00                    166,400.00   First Lien                                    -          208,000.00                   41,600.00                      -          208,000.00                   80.00
2503213813         MORENO VALLEY                                       92555   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    155,000.00                    155,000.00   First Lien                                    -          155,000.00                           -                      -          380,000.00                   40.79
2503213814         PLANT CITY                                          33566   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    129,600.00                    129,600.00   First Lien                                    -          129,600.00                           -             144,000.00          144,000.00                   90.00
2503213822         PLEASANTON                                          94568   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    243,093.00                    243,093.00   First Lien                                    -          243,093.00                           -             543,093.00          543,093.00                   44.76
2503213832         NAPERVILLE                                          60564   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          896,800.00                  146,800.00             950,452.70          951,000.00                   78.91
2503213835         CORONA                                              92880   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00             625,000.00          625,000.00                   80.00
2503213840         CATHEDRAL CITY                                      92234   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    254,500.00                    254,500.00   First Lien                                    -          254,500.00                           -                      -          380,000.00                   66.97
2503213868         SAN JOSE                                            95111   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          665,000.00                  133,000.00             665,000.00          670,000.00                   80.00
2503213869         PARAMOUNT                                           90723   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    297,000.00                    297,000.00   First Lien                                    -          297,000.00                           -                      -          330,000.00                   90.00
2503213892         WINTER HAVEN                                        33884   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    191,100.00                    191,100.00   First Lien                                    -          238,850.00                   47,750.00                      -          239,000.00                   79.96
2503213893         BAKERSFIELD                                         93313   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          315,000.00                   63,000.00             315,000.00          315,000.00                   80.00
2503213914         PETERSBURG                                          23805   VA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    208,000.00                    208,000.00   First Lien                                    -          260,000.00                   52,000.00                      -          260,000.00                   80.00
2503213919         DOWNEY                                              90240   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    473,600.00                    473,600.00   First Lien                                    -          592,000.00                  118,400.00             592,000.00          595,000.00                   80.00
2503213930         RIDGEWOOD                                           11385   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,750.00                    540,750.00   First Lien                                    -          721,000.00                  180,250.00             721,000.00          730,000.00                   75.00
2503213940         SOUTH SAN FRANCISCO                                 94080   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    525,000.00                    525,000.00   First Lien                                    -          525,000.00                           -                      -          760,000.00                   69.08
2503213951         RANCHO CUCAMONGA                                    91737   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    743,000.00                    743,000.00   First Lien                                    -          743,000.00                           -                      -        1,400,000.00                   53.07
2503213965         BUFFALO                                             55313   MN                       20070401                20370301    ARMS                   No                                          360                    360                          360                    333,750.00                    333,750.00   First Lien                                    -          445,000.00                  111,250.00             445,000.00          445,000.00                   75.00
2503213985         LOMA LINDA                                          92354   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    299,700.00                    299,700.00   First Lien                                    -          299,700.00                           -             333,000.00          335,000.00                   90.00
2503213986         (RESEDA AREA) LOS ANGELES                           91335   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    440,840.00                    440,840.00   First Lien                                    -          551,050.00                  110,210.00             551,050.00          555,000.00                   80.00
2503213999         SALEM                                               97302   OR                       20070401                20370301    ARMS                   No                                          360                    360                          360                    192,000.00                    192,000.00   First Lien                                    -          192,000.00                           -                      -          205,000.00                   93.66
2503214016         ORLANDO                                             32808   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    218,405.00                    218,405.00   First Lien                                    -          218,405.00                           -             229,900.00          235,000.00                   95.00
2503214017         DENVER                                              80219   CO                       20070401                20370301    ARMS                   No                                          360                    360                          360                    120,000.00                    120,000.00   First Lien                                    -          160,000.00                   40,000.00                      -          160,000.00                   75.00
2503214018         PALM BAY                                            32907   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          180,000.00                   45,000.00             180,000.00          191,000.00                   75.00
2503214031         WEST PALM BEACH                                     33401   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    168,750.00                    168,750.00   First Lien                                    -          213,750.00                   45,000.00                      -          225,000.00                   75.00
2503214046         CORONA                                              92879   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    195,000.00                    195,000.00   First Lien                                    -          195,000.00                           -                      -          325,000.00                   60.00
2503214051         BRIGHTWATERS                                        11718   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    491,250.00                    491,250.00   First Lien                                    -          622,250.00                  131,000.00             655,000.00          655,000.00                   75.00
2503214059         LYNBROOK                                            11563   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    476,550.00                    476,550.00   First Lien                                    -          595,650.00                  119,100.00             595,740.00          596,000.00                   79.99
2503214072         SOUTH GATE                                          90280   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,500.00                    487,500.00   First Lien                                    -          614,250.00                  126,750.00                      -          650,000.00                   75.00
2503214074         KISSIMMEE                                           34758   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    116,000.00                    116,000.00   First Lien                                    -          145,000.00                   29,000.00             145,000.00          174,000.00                   80.00
2503214082         MIAMI                                               33180   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    405,000.00                    405,000.00   First Lien                                    -          540,000.00                  135,000.00             540,000.00          540,000.00                   75.00
2503214091         PASADENA                                            91103   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    750,500.00                    750,500.00   First Lien                                    -          750,500.00                           -                      -          950,000.00                   79.00
2503214103         ROSCOE                                              61073   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                     78,350.00                     78,350.00   First Lien                                    -          103,400.00                   25,050.00             114,900.00          114,900.00                   68.19
2503214115         SAN BERNARDINO                                      92408   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -                      -          310,000.00                   77.42
2503214127         TEMPE                                               85282   AZ                       20070401                20370301    FIXED                  No                                          360                    360                          360                    188,275.00                    188,275.00   First Lien                                    -          188,275.00                           -                      -          221,500.00                   85.00
2503214134         ORLANDO                                             32819   FL                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    124,000.00                    124,000.00   First Lien                                    -          124,000.00                           -                      -          159,000.00                   77.99
2503214135         VIRGINIA BEACH                                      23454   VA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    244,000.00                    244,000.00   First Lien                                    -          305,000.00                   61,000.00                      -          305,000.00                   80.00
2503214136         RIVERSIDE                                           92503   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          430,000.00                   86,000.00             430,000.00          430,000.00                   80.00
2503214138         TAMPA                                               33614   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    192,000.00                    192,000.00   First Lien                                    -          192,000.00                           -                      -          240,000.00                   80.00
2503214140         BRONX                                               10469   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,500.00                    487,500.00   First Lien                                    -          650,000.00                  162,500.00             650,000.00          650,000.00                   75.00
2503214145         MIAMI                                               33193   FL                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    222,000.00                    222,000.00   First Lien                                    -          222,000.00                           -                      -          375,000.00                   59.20
2503214147         LAS VEGAS                                           89123   NV                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    276,000.00                    276,000.00   First Lien                                    -          276,000.00                           -             345,000.00          400,000.00                   80.00
2503214164         LA PUENTE                                           91746   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          450,000.00                   90,000.00                      -          485,000.00                   74.23
2503214171         SAN BERNARDINO                                      92410   CA                       20070401                20370301    FIXED                  Yes                                         360                    480                          360                    236,000.00                    236,000.00   First Lien                                    -          236,000.00                           -                      -          295,000.00                   80.00
2503214178         SACRAMENTO                                          95824   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    164,000.00                    164,000.00   First Lien                                    -          194,750.00                   30,750.00             205,000.00          310,000.00                   80.00
2503214179         PORT HUENEME                                        93041   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    435,000.00                    435,000.00   First Lien                                    -          435,000.00                           -                      -          560,000.00                   77.68
2503214184         ONTARIO                                             91761   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    428,000.00                    428,000.00   First Lien                                    -          535,000.00                  107,000.00             535,000.00          550,000.00                   80.00
2503214197         PROVIDENCE                                           2905   RI                       20070401                20370301    ARMS                   No                                          360                    360                          360                    272,000.00                    272,000.00   First Lien                                    -          340,000.00                   68,000.00             340,000.00          340,000.00                   80.00
2503214202         CLAYTON                                             27520   NC                       20070401                20370301    ARMS                   No                                          360                    360                          360                    101,250.00                    101,250.00   First Lien                                    -          128,250.00                   27,000.00             135,000.00          137,000.00                   75.00
2503214226         BROOKLYN                                            11208   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    442,500.00                    442,500.00   First Lien                                    -          590,000.00                  147,500.00             590,000.00          590,000.00                   75.00
2503214230         RICHMOND                                            23234   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                     70,250.00                     70,250.00   First Lien                                    -           90,250.00                   20,000.00              95,000.00          120,000.00                   73.95
2503214237         DEERFIELD BEACH                                     33442   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    168,750.00                    168,750.00   First Lien                                    -          213,750.00                   45,000.00                      -          225,000.00                   75.00
2503214248         VISALIA                                             93277   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    188,000.00                    188,000.00   First Lien                                    -          235,000.00                   47,000.00             235,000.00          235,000.00                   80.00
2503214258         PHILADELPHIA                                        19150   PA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    138,000.00                    138,000.00   First Lien                                    -          184,000.00                   46,000.00                      -          184,000.00                   75.00
2503214262         PASADENA                                            91104   CA                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    540,000.00                    540,000.00   First Lien                                    -          540,000.00                           -                      -          675,000.00                   80.00
2503214284         LAS VEGAS                                           89101   NV                       20070401                20370301    FIXED                  No                                          360                    360                          360                    191,250.00                    191,250.00   First Lien                                    -          191,250.00                           -                      -          225,000.00                   85.00
2503214298         CHICAGO                                             60645   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    543,750.00                    543,750.00   First Lien                                    -          725,000.00                  181,250.00                      -          725,000.00                   75.00
2503214303         LAS VEGAS                                           89142   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    206,250.00                    206,250.00   First Lien                                    -          261,250.00                   55,000.00                      -          275,000.00                   75.00
2503214310         MIAMI                                               33165   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    315,000.00                    315,000.00   First Lien                                    -          420,000.00                  105,000.00             420,000.00          435,000.00                   75.00
2503214315         LARGO                                               33771   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          180,000.00                           -             200,000.00          200,000.00                   90.00
2503214330         CHICAGO                                             60647   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    258,750.00                    258,750.00   First Lien                                    -          345,000.00                   86,250.00             345,000.00          350,000.00                   75.00
2503214346         SANTA ROSA                                          95409   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    330,000.00                    330,000.00   First Lien                                    -          330,000.00                           -                      -          460,000.00                   71.74
2503214361         OLDSMAR                                             34677   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    544,000.00                    544,000.00   First Lien                                    -          680,000.00                  136,000.00                      -          680,000.00                   80.00
2503214366         SOUTH GATE                                          90280   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    345,000.00                    345,000.00   First Lien                                    -          460,000.00                  115,000.00             460,000.00          475,000.00                   75.00
2503214393         NAPLES                                              34120   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          690,000.00                   80.00
2503214394         LOS ANGELES                                         90046   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    318,000.00                    318,000.00   First Lien                                    -          318,000.00                           -                      -        1,100,000.00                   28.91
2503214411         ARLINGTON                                           22205   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    487,500.00                    487,500.00   First Lien                                    -          650,000.00                  162,500.00             650,000.00          650,000.00                   75.00
2503214421         TAMPA                                               33634   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                     89,250.00                     89,250.00   First Lien                                    -          113,050.00                   23,800.00             119,000.00          155,000.00                   75.00
2503214425         OZONE PARK                                          11417   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    540,000.00                    540,000.00   First Lien                                    -          675,000.00                  135,000.00             680,000.00          675,000.00                   80.00
2503214429         CLEARFIELD                                          84015   UT                       20070501                20370401    FIXED                  No                                          360                    360                          360                    172,500.00                    172,500.00   First Lien                                    -          172,500.00                           -                      -          230,000.00                   75.00
2503214433         LAS VEGAS                                           89122   NV                       20070501                20370401    FIXED                  No                                          360                    360                          360                    299,000.00                    299,000.00   First Lien                                    -          299,000.00                           -                      -          440,000.00                   67.95
2503214435         ROUND LAKE                                          60073   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    103,875.00                    103,875.00   First Lien                                    -          138,500.00                   34,625.00             138,500.00          139,000.00                   75.00
2503214437         RUNNING SPRINGS                                     92382   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    189,000.00                    189,000.00   First Lien                                    -          189,000.00                           -                      -          265,000.00                   71.32
2503214438         CARLSBAD                                            92009   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    350,400.00                    350,400.00   First Lien                                    -          438,000.00                   87,600.00                      -          438,000.00                   80.00
2503214462         LAKE FOREST                                         60045   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    649,000.00                    649,000.00   First Lien                                    -          649,000.00                           -                      -          950,000.00                   68.32
2503214465         EAST ROCKAWAY                                       11520   NY                       20070501                20220401    FIXED                  No                                          180                    180                          180                    882,500.00                    882,500.00   First Lien                                    -          882,500.00                           -                      -        1,200,000.00                   73.54
2503214475         SACRAMENTO AREA                                     95828   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          385,000.00                   54.55
2503214491         ORLANDO                                             32808   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                     85,000.00                     85,000.00   First Lien                                    -           85,000.00                           -                      -          200,000.00                   42.50
2503214494         PORTSMOUTH                                          23704   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    153,600.00                    153,600.00   First Lien                                    -          153,600.00                           -             192,000.00          192,000.00                   80.00
2503214501         SAN JOSE                                            95116   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          610,000.00                   80.00
2503214504         WAIPAHU                                             96797   HI                       20070401                20370301    ARMS                   Yes                                         360                    480                          360                    450,000.00                    450,000.00   First Lien                                    -          450,000.00                           -                      -          515,000.00                   87.38
2503214507         LAS VEGAS                                           89129   NV                       20070501                20370401    FIXED                  No                                          360                    360                          360                    390,000.00                    390,000.00   First Lien                                    -          390,000.00                           -                      -          800,000.00                   48.75
2503214527         LOS ANGELES                                         90046   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    270,000.00                    270,000.00   First Lien                                    -          270,000.00                           -                      -        1,208,000.00                   22.35
2503214539         LAS VEGAS                                           89147   NV                       20070401                20370301    ARMS                   No                                          360                    360                          360                    375,000.00                    375,000.00   First Lien                                    -          375,000.00                           -                      -          480,000.00                   78.13
2503214559         IRVINE                                              92603   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  2,000,000.00                  2,000,000.00   First Lien                                    -        2,000,000.00                           -                      -        3,200,000.00                   62.50
2503214564         LARGO                                               33760   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    112,400.00                    112,400.00   First Lien                                    -          149,900.00                   37,500.00             149,900.00          160,000.00                   74.98
2503214569         LOS ANGELES                                         90044   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    474,250.00                    474,250.00   First Lien                                    -          677,500.00                  203,250.00             677,500.00          677,500.00                   70.00
2503214575         SEATTLE                                             98118   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    268,000.00                    268,000.00   First Lien                                    -          268,000.00                           -                      -          340,000.00                   78.82
2503214582         JAMAICA                                             11434   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    344,000.00                    344,000.00   First Lien                                    -          365,500.00                   21,500.00                      -          430,000.00                   80.00
2503214599         MAPLEWOOD                                           55109   MN                       20070501                20370401    ARMS                   No                                          360                    360                          360                    168,750.00                    168,750.00   First Lien                                    -          225,000.00                   56,250.00                      -          225,000.00                   75.00
2503214631         BRONX                                               10456   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,600.00                    432,600.00   First Lien                                    -          540,750.00                  108,150.00             540,750.00          560,000.00                   80.00
2503214652         LOS ANGELES                                         90002   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    329,250.00                    329,250.00   First Lien                                    -          439,000.00                  109,750.00             439,000.00          439,000.00                   75.00
2503214658         NORTH HOLLYWOOD                                     91605   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          625,000.00                  125,000.00                      -          625,000.00                   80.00
2503214663         BRADENTON                                           34202   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          548,212.00                  128,212.00                      -          620,000.00                   67.74
2503214678         SUNNY ISLES BEACH                                   33160   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    410,000.00                    410,000.00   First Lien                                    -          410,000.00                           -                      -          790,000.00                   51.90
2503214686         SALINAS                                             93905   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
2503214690         LOS ANGELES                                         90003   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    480,000.00                    480,000.00   First Lien                                    -          600,000.00                  120,000.00             600,000.00          600,000.00                   80.00
2503214698         BROOKLYN                                            11208   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                    536,625.00                    536,625.00   First Lien                                    -          679,625.00                  143,000.00             715,500.00          716,000.00                   75.00
2503214736         ESCONDIDO                                           92027   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    217,500.00                    217,500.00   First Lien                                    -          217,500.00                           -                      -          425,000.00                   51.18
2503214765         HIALEAH                                             33012   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    101,250.00                    101,250.00   First Lien                                    -          121,500.00                   20,250.00             135,000.00          135,000.00                   75.00
2503214767         SILVER SPRING                                       20904   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    404,000.00                    404,000.00   First Lien                                    -          404,000.00                           -             505,000.00          530,000.00                   80.00
2503214781         MIAMI                                               33131   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    672,000.00                    672,000.00   First Lien                                    -          840,000.00                  168,000.00             840,000.00          855,000.00                   80.00
2503214801         BELL                                                90201   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    436,000.00                    436,000.00   First Lien                                    -          490,500.00                   54,500.00                      -          545,000.00                   80.00
2503214804         JACUMBA                                             91934   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    208,000.00                    208,000.00   First Lien                                    -          260,000.00                   52,000.00                      -          260,000.00                   80.00
2503214807         MIAMI                                               33132   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    560,000.00                    560,000.00   First Lien                                    -          700,000.00                  140,000.00             700,000.00          700,000.00                   80.00
2503214820         CRESTLINE                                           92325   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    339,600.00                    339,600.00   First Lien                                    -          339,600.00                           -                      -          430,000.00                   78.98
2503214828         MIAMI SHORES                                        33168   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
2503214835         LONG BEACH                                          90746   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    376,000.00                    376,000.00   First Lien                                    -          446,500.00                   70,500.00             470,000.00          470,000.00                   80.00
2503214837         LOS BANOS                                           93635   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    633,750.00                    633,750.00   First Lien                                    -          633,750.00                           -                      -          845,000.00                   75.00
2503214849         LOS BANOS                                           93635   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    445,000.00                    445,000.00   First Lien                                    -          445,000.00                           -                      -          595,000.00                   74.79
2503214859         SPRING VALLEY                                       91977   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    508,000.00                    508,000.00   First Lien                                    -          635,000.00                  127,000.00             635,000.00          635,000.00                   80.00
2503214863         CAPE CORAL                                          33909   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    252,000.00                    252,000.00   First Lien                                    -          315,000.00                   63,000.00             315,000.00          318,000.00                   80.00
2503214916         VALLEJO                                             94591   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          440,000.00                           -                      -          575,000.00                   76.52
2503214920         FORT LAUDERDALE                                     33331   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    155,000.00                    155,000.00   First Lien                                    -          155,000.00                           -                      -          342,000.00                   45.32
2503214946         CHICAGO                                             60615   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    515,150.00                    515,150.00   First Lien                                    -          686,900.00                  171,750.00             686,900.00          705,000.00                   75.00
2503214948         RICHMOND                                            23228   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                     75,750.00                     75,750.00   First Lien                                    -           95,950.00                   20,200.00             101,000.00          102,000.00                   75.00
2503215015         BURKE                                               22015   VA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    488,000.00                    488,000.00   First Lien                                    -          488,000.00                           -                      -          610,000.00                   80.00
2503215016         MIAMI                                               33172   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    157,500.00                    157,500.00   First Lien                                    -          199,500.00                   42,000.00             210,000.00          210,000.00                   75.00
2503215020         CANTONMENT                                          32533   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    177,675.00                    177,675.00   First Lien                                    -          236,900.00                   59,225.00             236,900.00          245,000.00                   75.00
2503215036         SOUTH OZONE PARK                                    11420   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
2503215040         OLIVEHURST                                          95961   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    269,450.00                    269,450.00   First Lien                                    -          269,450.00                           -                      -          317,000.00                   85.00
2503215054         EL SEGUNDO                                          90245   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    645,000.00                    645,000.00   First Lien                                    -          835,000.00                  190,000.00             835,000.00          850,000.00                   77.25
2503215072         ORLANDO                                             32819   FL                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    116,000.00                    116,000.00   First Lien                                    -          116,000.00                           -                      -          147,000.00                   78.91
2503215097         OROVILLE                                            95966   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    150,500.00                    150,500.00   First Lien                                    -          204,250.00                   53,750.00                      -          215,000.00                   70.00
2503215118         CORONA                                              11368   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    637,500.00                    637,500.00   First Lien                                    -          850,000.00                  212,500.00             850,000.00          850,000.00                   75.00
2503215120         SOUTH AMBOY                                          8879   NJ                       20070501                20370401    ARMS                   No                                          360                    360                          360                    322,500.00                    322,500.00   First Lien                                    -          392,500.00                   70,000.00                      -          430,000.00                   75.00
2503215125         CHULA VISTA                                         91910   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    393,600.00                    393,600.00   First Lien                                    -          492,000.00                   98,400.00                      -          492,000.00                   80.00
2503215126         LEHIGH ACRES                                        33936   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    133,500.00                    133,500.00   First Lien                                    -          133,500.00                           -                      -          167,000.00                   79.94
2503215127         CHICAGO                                             60636   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    225,000.00                    225,000.00   First Lien                                    -          285,000.00                   60,000.00             300,000.00          330,000.00                   75.00
2503215150         WESTLEY CHAPEL                                      33543   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          285,000.00                           -                      -          318,000.00                   89.62
2503215168         MIAMI                                               33133   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    603,750.00                    603,750.00   First Lien                                    -          805,000.00                  201,250.00             805,000.00          805,000.00                   75.00
2503215176         GLEN ELLYN                                          60137   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    191,250.00                    191,250.00   First Lien                                    -          229,500.00                   38,250.00                      -          255,000.00                   75.00
2503215179         HILO                                                96720   HI                       20070401                20370301    FIXED                  No                                          360                    360                          360                     70,000.00                     70,000.00   First Lien                                    -           70,000.00                           -                      -          275,800.00                   25.38
2503215183         CERES                                               95307   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    305,000.00                    305,000.00   First Lien                                    -          305,000.00                           -                      -          345,000.00                   88.41
2503215190         ROUND ROCK                                          78664   TX                       20070501                20370401    FIXED                  No                                          360                    360                          360                     78,033.00                     78,033.00   First Lien                                    -           98,841.00                   20,808.00             104,044.00          113,000.00                   75.00
2503215191         SAN BERNARDINO                                      92411   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    172,000.00                    172,000.00   First Lien                                    -          204,250.00                   32,250.00             215,000.00          215,000.00                   80.00
2503215197         PAAUHAU                                             96775   HI                       20070501                20370301    FIXED                  Yes                                         360                    480                          360                    383,200.00                    383,200.00   First Lien                                    -          383,200.00                           -                      -          479,000.00                   80.00
2503215198         CHICAGO                                             60641   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    493,000.00                    493,000.00   First Lien                                    -          493,000.00                           -                      -          590,000.00                   83.56
2503215201         MADERA                                              93637   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    296,000.00                    296,000.00   First Lien                                    -          370,000.00                   74,000.00                      -          370,000.00                   80.00
2503215209         SANTA ANA                                           92701   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    588,000.00                    588,000.00   First Lien                                    -          756,000.00                  168,000.00                      -          840,000.00                   70.00
2503215216         DEER PARK                                           11729   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    368,000.00                    368,000.00   First Lien                                    -          460,000.00                   92,000.00                      -          460,000.00                   80.00
2503215232         FAIRFIELD                                           94585   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    615,000.00                    615,000.00   First Lien                                    -          615,000.00                           -                      -          900,000.00                   68.33
2503215242         MILFORD                                              6460   CT                       20070501                20370401    FIXED                  No                                          360                    360                          360                    242,000.00                    242,000.00   First Lien                                    -          242,000.00                           -                      -          305,000.00                   79.34
2503215269         ORLANDO                                             32809   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    211,500.00                    211,500.00   First Lien                                    -          211,500.00                           -             235,000.00          235,000.00                   90.00
2503215291         SEATTLE                                             98112   WA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    508,000.00                    508,000.00   First Lien                                    -          635,000.00                  127,000.00             635,000.00          635,000.00                   80.00
2503215293         CHICAGO                                             60628   IL                       20070401                20370301    FIXED                  No                                          360                    360                          360                     75,000.00                     75,000.00   First Lien                                    -           75,000.00                           -                      -          150,000.00                   50.00
2503215330         MILILANI                                            96789   HI                       20070501                20370401    ARMS                   No                                          360                    360                          360                    424,000.00                    424,000.00   First Lien                                    -          530,000.00                  106,000.00             530,000.00          530,000.00                   80.00
2503215349         RANDALLSTOWN                                        21133   MD                       20070501                20370401    ARMS                   No                                          360                    360                          360                    640,000.00                    640,000.00   First Lien                                    -          640,000.00                           -                      -          800,000.00                   80.00
2503215368         NORTH HAVEN                                          6473   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    386,250.00                    386,250.00   First Lien                                    -          489,250.00                  103,000.00                      -          515,000.00                   75.00
2503215370         PALMDALE                                            93550   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    263,200.00                    263,200.00   First Lien                                    -          329,000.00                   65,800.00             329,000.00          329,000.00                   80.00
2503215376         CANOGA PARK                                         91306   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          420,000.00                           -                      -          675,000.00                   62.22
2503215386         CHICAGO                                             60610   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          285,000.00                   64.91
2503215391         WATERBURY                                            6705   CT                       20070501                20370401    ARMS                   No                                          360                    360                          360                    164,800.00                    164,800.00   First Lien                                    -          206,000.00                   41,200.00             206,500.00          206,000.00                   80.00
2503215398         PORTSMOUTH                                          23704   VA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    106,575.00                    106,575.00   First Lien                                    -          127,890.00                   21,315.00                      -          142,100.00                   75.00
2503215412         BAKERSFIELD                                         93313   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    231,200.00                    231,200.00   First Lien                                    -          289,000.00                   57,800.00             289,000.00          289,000.00                   80.00
2503215430         NOBLESVILLE                                         46060   IN                       20070501                20370401    ARMS                   No                                          360                    360                          360                    585,000.00                    585,000.00   First Lien                                    -          780,000.00                  195,000.00             780,000.00          780,000.00                   75.00
2503215431         BROOKLYN                                            11203   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    420,000.00                    420,000.00   First Lien                                    -          525,000.00                  105,000.00             525,000.00          525,000.00                   80.00
2503215436         WATSONVILLE                                         95076   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    549,600.00                    549,600.00   First Lien                                    -          652,650.00                  103,050.00                      -          687,000.00                   80.00
2503215437         WALNUT CREEK                                        94596   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    460,000.00                    460,000.00   First Lien                                    -          460,000.00                           -                      -          845,000.00                   54.44
2503215443         TALLAHASSEE                                         33125   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    112,500.00                    112,500.00   First Lien                                    -          142,500.00                   30,000.00             150,000.00          150,000.00                   75.00
2503215444         JOLIET                                              60436   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    172,000.00                    172,000.00   First Lien                                    -          172,000.00                           -                      -          215,000.00                   80.00
2503215461         JOLIET                                              60436   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    160,000.00                    160,000.00   First Lien                                    -          180,000.00                   20,000.00                      -          200,000.00                   80.00
2503215476         LONG BEACH                                          90802   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    488,000.00                    488,000.00   First Lien                                    -          610,000.00                  122,000.00             610,000.00          615,000.00                   80.00
2503215479         SAINT PETERSBURG                                    33701   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                     98,000.00                     98,000.00   First Lien                                    -          126,000.00                   28,000.00                      -          140,000.00                   70.00
2503215496         ANAHEIM                                             92801   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    496,000.00                    496,000.00   First Lien                                    -          496,000.00                           -                      -          620,000.00                   80.00
2503215503         RONKONKOMA                                          11779   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    351,900.00                    351,900.00   First Lien                                    -          439,850.00                   87,950.00             439,900.00          450,000.00                   80.00
2503215504         BOCA RATON                                          33498   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    316,000.00                    316,000.00   First Lien                                    -          395,000.00                   79,000.00                      -          395,000.00                   80.00
2503215509         BROOKLYN                                            11210   NY                       20070501                20370301    FIXED                  Yes                                         360                    480                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          490,000.00                   73.47
2503215532         SALINAS                                             93901   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    250,000.00                    250,000.00   First Lien                                    -          250,000.00                           -                      -          501,000.00                   49.90
2503215536         MOUNT PROSPECT                                      60056   IL                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    131,250.00                    131,250.00   First Lien                                    -          166,250.00                   35,000.00                      -          175,000.00                   75.00
2503215541         MORGAN HILL                                         95037   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    432,000.00                    432,000.00   First Lien                                    -          540,000.00                  108,000.00             540,000.00          540,000.00                   80.00
2503215545         UKIAH                                               95482   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    259,200.00                    259,200.00   First Lien                                    -          324,000.00                   64,800.00             324,000.00          342,500.00                   80.00
2503215551         TUCSON                                              85730   AZ                       20070501                20370401    FIXED                  No                                          360                    360                          360                    125,000.00                    125,000.00   First Lien                                    -          125,000.00                           -                      -          195,000.00                   64.10
2503215561         TEHACHAPI                                           93561   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    180,000.00                    180,000.00   First Lien                                    -          225,000.00                   45,000.00                      -          225,000.00                   80.00
2503215574         LAS VEGAS                                           89109   NV                       20070501                20370401    ARMS                   No                                          360                    360                          360                    430,500.00                    430,500.00   First Lien                                    -          430,500.00                           -                      -          615,000.00                   70.00
2503215579         SALINAS                                             93906   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    532,000.00                    532,000.00   First Lien                                    -          532,000.00                           -                      -          560,000.00                   95.00
2503215592         ELMONT                                              11003   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    380,000.00                    380,000.00   First Lien                                    -          475,000.00                   95,000.00                      -          475,000.00                   80.00
2503215593         MIAMI                                               33157   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    525,000.00                    525,000.00   First Lien                                    -          700,000.00                  175,000.00             700,000.00          700,000.00                   75.00
2503215604         NEW BEDFORD                                          2740   MA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    160,000.00                    160,000.00   First Lien                                    -          160,000.00                           -                      -          238,000.00                   67.23
2503215625         POMONA                                              91767   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    352,000.00                    352,000.00   First Lien                                    -          396,000.00                   44,000.00                      -          440,000.00                   80.00
2503215642         HOLLIS                                              11423   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    345,000.00                    345,000.00   First Lien                                    -          460,000.00                  115,000.00             460,000.00          460,000.00                   75.00
2503215650         SAINT PETERSBURG                                    33712   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    200,700.00                    200,700.00   First Lien                                    -          200,700.00                           -                      -          223,000.00                   90.00
2503215656         MILPITAS                                            95035   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    200,000.00                    200,000.00   First Lien                                    -          200,000.00                           -                      -          650,000.00                   30.77
2503215663         BROOKLYN                                            11208   NY                       20070401                20370301    ARMS                   No                                          360                    360                          360                    468,000.00                    468,000.00   First Lien                                    -          585,000.00                  117,000.00             585,000.00          600,000.00                   80.00
2503215683         MIAMI                                               33016   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    136,500.00                    136,500.00   First Lien                                    -          136,500.00                           -                      -          195,000.00                   70.00
2503215699         UPPER MARLBORO                                      20774   MD                       20070401                20370301    ARMS                   No                                          360                    360                          360                    300,000.00                    300,000.00   First Lien                                    -          380,000.00                   80,000.00                      -          400,000.00                   75.00
2503215716         THOUSAND OAKS                                       91362   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    444,000.00                    444,000.00   First Lien                                    -          555,000.00                  111,000.00             555,000.00          555,000.00                   80.00
2503215718         QUAIL VALLEY                                        92587   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    202,500.00                    202,500.00   First Lien                                    -          202,500.00                           -                      -          270,000.00                   75.00
2503215723         SALINAS                                             93906   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    583,500.00                    583,500.00   First Lien                                    -          583,500.00                           -                      -          687,000.00                   84.93
2503215725         SAN JOSE                                            95117   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -        1,037,000.00                  287,000.00           1,037,000.00        1,037,000.00                   72.32
2503215726         NORTH DARTMOUTH                                      2747   MA                       20070501                20370301    FIXED                  Yes                                         360                    480                          360                    320,000.00                    320,000.00   First Lien                                    -          400,000.00                   80,000.00                      -          400,000.00                   80.00
2503215728         MIRAMAR                                             33025   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    128,000.00                    128,000.00   First Lien                                    -          148,000.00                   20,000.00                      -          175,000.00                   73.14
2503215731         CHULA VISTA                                         91913   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    411,000.00                    411,000.00   First Lien                                    -          548,000.00                  137,000.00                      -          548,000.00                   75.00
2503215734         SALINAS                                             93905   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    388,000.00                    388,000.00   First Lien                                    -          388,000.00                           -                      -          485,000.00                   80.00
2503215744         GREENFIELD                                          93927   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          185,000.00                           -                      -          450,000.00                   41.11
2503215750         VALLEJO                                             94589   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    367,200.00                    367,200.00   First Lien                                    -          459,000.00                   91,800.00             459,000.00          470,000.00                   80.00
2503215752         LONG BEACH                                          90814   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    604,000.00                    604,000.00   First Lien                                    -          604,000.00                           -                      -          755,000.00                   80.00
2503215760         VAN NUYS                                            91406   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    452,000.00                    452,000.00   First Lien                                    -          565,000.00                  113,000.00             565,000.00          565,000.00                   80.00
2503215790         DELRAY BEACH                                        33445   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    198,000.00                    198,000.00   First Lien                                    -          198,000.00                           -                      -          220,000.00                   90.00
2503215803         S. OZONE PARK                                       11420   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    592,000.00                    592,000.00   First Lien                                    -          740,000.00                  148,000.00                      -          740,000.00                   80.00
2503215808         LOS ANGELES                                         90020   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    544,000.00                    544,000.00   First Lien                                    -          680,000.00                  136,000.00             680,000.00          680,000.00                   80.00
2503215820         ROYAL PALM BEACH                                    33411   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    178,000.00                    178,000.00   First Lien                                    -          237,600.00                   59,600.00             238,400.00          238,400.00                   74.66
2503215831         LANCASTER                                           93536   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,286,000.00                  286,000.00                      -        1,430,000.00                   69.93
2503215856         SANTA ROSA                                          95401   CA                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    225,000.00                    225,000.00   First Lien                                    -          225,000.00                           -                      -          460,000.00                   48.91
2503215862         MESA                                                85209   AZ                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    188,000.00                    188,000.00   First Lien                                    -          235,000.00                   47,000.00             235,000.00          235,000.00                   80.00
2503215889         CHICAGO                                             60626   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    160,000.00                    160,000.00   First Lien                                    -          190,000.00                   30,000.00                      -          200,000.00                   80.00
2503215891         JAMESBURG BORO                                       8831   NJ                       20070501                20370401    FIXED                  No                                          360                    360                          360                    213,750.00                    213,750.00   First Lien                                    -          285,000.00                   71,250.00                      -          285,000.00                   75.00
2503215928         MONTCLAIR                                           91763   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    340,000.00                    340,000.00   First Lien                                    -          403,500.00                   63,500.00                      -          425,000.00                   80.00
2503215945         RANDALLSTOWN                                        21133   MD                       20070501                20370401    ARMS                   No                                          360                    360                          360                    236,250.00                    236,250.00   First Lien                                    -          315,000.00                   78,750.00             315,000.00          325,000.00                   75.00
2503215957         ONTARIO                                             91762   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    322,400.00                    322,400.00   First Lien                                    -          382,850.00                   60,450.00                      -          404,000.00                   79.80
2503215971         LAKELAND                                            33813   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    186,000.00                    186,000.00   First Lien                                    -          235,600.00                   49,600.00                      -          248,000.00                   75.00
2503215993         FULLERTON                                           92833   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    431,250.00                    431,250.00   First Lien                                    -          546,200.00                  114,950.00                      -          575,000.00                   75.00
2503216002         HALLANDALE                                          33009   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    287,120.00                    287,120.00   First Lien                                    -          287,120.00                           -             358,900.00          358,900.00                   80.00
2503216015         SAN BERNARDINO                                      92410   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    347,100.00                    347,100.00   First Lien                                    -          347,100.00                           -                      -          445,000.00                   78.00
2503216019         SACRAMENTO                                          95822   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    169,875.00                    169,875.00   First Lien                                    -          215,175.00                   45,300.00             226,500.00          250,000.00                   75.00
2503216028         EWA BEACH                                           96706   HI                       20070501                20370401    ARMS                   No                                          360                    360                          360                    379,200.00                    379,200.00   First Lien                                    -          474,000.00                   94,800.00                      -          478,000.00                   79.33
2503216057         FORT LAUDERDALE                                     33301   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    262,400.00                    262,400.00   First Lien                                    -          349,850.00                   87,450.00             349,900.00          353,000.00                   74.99
2503216061         MIAMI                                               33137   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    596,250.00                    596,250.00   First Lien                                    -          795,000.00                  198,750.00             795,000.00          795,000.00                   75.00
2503216062         BURRILLVILLE                                         2859   RI                       20070501                20370401    FIXED                  No                                          360                    360                          360                    255,000.00                    255,000.00   First Lien                                    -          340,000.00                   85,000.00                      -          340,000.00                   75.00
2503216079         ORLANDO                                             32824   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    176,850.00                    176,850.00   First Lien                                    -          210,000.00                   33,150.00             221,069.00          224,000.00                   80.00
2503216083         COPIAGUE                                            11726   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    341,250.00                    341,250.00   First Lien                                    -          455,000.00                  113,750.00             455,000.00          455,000.00                   75.00
2503216088         ROCKLIN                                             95677   CA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    295,000.00                    295,000.00   First Lien                                    -          295,000.00                           -                      -          650,000.00                   45.38
2503216103         KEAAU                                               96749   HI                       20070501                20370401    FIXED                  No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          135,000.00                           -                      -          310,000.00                   43.55
2503216125         VALLEY STREAM                                       11580   NY                       20070501                20370301    ARMS                   Yes                                         360                    480                          360                    360,000.00                    360,000.00   First Lien                                    -          450,000.00                   90,000.00             450,000.00          450,000.00                   80.00
2503216144         MURRIETA                                            92562   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    257,000.00                    257,000.00   First Lien                                    -          257,000.00                           -                      -          370,000.00                   69.46
2503216147         BERKELEY                                            94703   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    570,000.00                    570,000.00   First Lien                                    -          708,997.00                  138,997.00                      -          753,000.00                   75.70
2503216150         CHICAGO                                             60609   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    194,350.00                    194,350.00   First Lien                                    -          246,150.00                   51,800.00             259,137.00          262,000.00                   75.00
2503216153         CLOVIS                                              93611   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    145,000.00                    145,000.00   First Lien                                    -          145,000.00                           -             295,000.00          295,000.00                   49.15
2503216154         FRESNO                                              93727   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    204,000.00                    204,000.00   First Lien                                    -          242,250.00                   38,250.00                      -          255,000.00                   80.00
2503216167         MIAMI                                               33155   FL                       20070501                20370401    FIXED                  No                                          360                    360                          360                    192,500.00                    192,500.00   First Lien                                    -          192,500.00                           -                      -          350,000.00                   55.00
2503216169         PENSACOLA                                           32507   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          240,000.00                           -                      -          320,000.00                   75.00
2503216188         BOYNTON BEACH                                       33435   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    178,500.00                    178,500.00   First Lien                                    -          226,100.00                   47,600.00             238,000.00          238,000.00                   75.00
2503216189         WATSONVILLE                                         95076   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    333,000.00                    333,000.00   First Lien                                    -          333,000.00                           -                      -          940,000.00                   35.43
2503216199         DANVILLE                                            61832   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    148,000.00                    148,000.00   First Lien                                    -          185,000.00                   37,000.00             185,000.00          186,000.00                   80.00
2503216251         MANTECA                                             95336   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    243,750.00                    243,750.00   First Lien                                    -          292,500.00                   48,750.00                      -          325,000.00                   75.00
2503216252         FRESNO                                              93722   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    210,000.00                    210,000.00   First Lien                                    -          210,000.00                           -                      -          300,000.00                   70.00
2503216259         BOLINGBROOK                                         60440   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    211,900.00                    211,900.00   First Lien                                    -          264,850.00                   52,950.00             264,900.00          265,000.00                   79.99
2503216266         GLENN DALE                                          20769   MD                       20070501                20370401    FIXED                  No                                          360                    360                          360                    303,100.00                    303,100.00   First Lien                                    -          378,850.00                   75,750.00             378,900.00          385,000.00                   79.99
2503216269         BURNSVILLE                                          55306   MN                       20070501                20370401    FIXED                  No                                          360                    360                          360                    282,000.00                    282,000.00   First Lien                                    -          334,879.00                   52,879.00             352,525.00          352,525.00                   79.99
2503216282         HESPERIA                                            92345   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    256,000.00                    256,000.00   First Lien                                    -          256,000.00                           -                      -          330,000.00                   77.58
2503216295         MIAMI                                               33131   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    442,500.00                    442,500.00   First Lien                                    -          590,000.00                  147,500.00                      -          590,000.00                   75.00
2503216296         SALINAS                                             93901   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    560,000.00                    560,000.00   First Lien                                    -          700,000.00                  140,000.00                      -          700,000.00                   80.00
2503216308         CELINA                                              75009   TX                       20070501                20370401    FIXED                  No                                          360                    360                          360                    150,000.00                    150,000.00   First Lien                                    -          150,000.00                           -             272,990.00          300,000.00                   54.95
2503216315         SAINT GEORGE                                        84770   UT                       20070501                20370401    ARMS                   No                                          360                    360                          360                    284,000.00                    284,000.00   First Lien                                    -          336,250.00                   52,250.00                      -          360,000.00                   78.89
2503216337         SUPERIOR                                            85273   AZ                       20070501                20370401    FIXED                  No                                          360                    360                          360                    202,500.00                    202,500.00   First Lien                                    -          202,500.00                           -                      -          225,000.00                   90.00
2503216340         WASHINGTON                                          20010   DC                       20070501                20370401    ARMS                   No                                          360                    360                          360                    366,400.00                    366,400.00   First Lien                                    -          435,100.00                   68,700.00                      -          458,000.00                   80.00
2503216348         MIAMI                                               33139   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    135,000.00                    135,000.00   First Lien                                    -          135,000.00                           -             270,000.00          280,000.00                   50.00
2503216391         ELGIN                                               60120   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    264,000.00                    264,000.00   First Lien                                    -          330,000.00                   66,000.00             330,000.00          330,000.00                   80.00
2503216397         WAIPAHU                                             96797   HI                       20070501                20370401    ARMS                   No                                          360                    360                          360                    552,000.00                    552,000.00   First Lien                                    -          690,000.00                  138,000.00                      -          690,000.00                   80.00
2503216406         MIRA LOMA                                           91752   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    356,000.00                    356,000.00   First Lien                                    -          445,000.00                   89,000.00             445,000.00          445,000.00                   80.00
2503216412         SAN BERNARDINO                                      92404   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    260,000.00                    260,000.00   First Lien                                    -          260,000.00                           -                      -          325,000.00                   80.00
2503216413         WAIPAHU                                             96797   HI                       20070501                20370401    ARMS                   No                                          360                    360                          360                    440,000.00                    440,000.00   First Lien                                    -          522,500.00                   82,500.00             550,000.00          550,000.00                   80.00
2503216438         WOODLAND HILLS                                      91364   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          980,000.00                  230,000.00             980,000.00          980,000.00                   76.53
2503216457         JAMAICA                                             11434   NY                       20070501                20370401    FIXED                  No                                          360                    360                          360                    360,000.00                    360,000.00   First Lien                                    -          360,000.00                           -                      -          450,000.00                   80.00
2503216465         SAN MATEO                                           94404   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    604,000.00                    604,000.00   First Lien                                    -          604,000.00                           -                      -          868,000.00                   69.59
2503216474         CAMARILLO                                           93012   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    577,500.00                    577,500.00   First Lien                                    -          577,500.00                           -                      -          770,000.00                   75.00
2503216504         DANBURY                                              6810   CT                       20070501                20370401    ARMS                   No                                          360                    360                          360                    273,750.00                    273,750.00   First Lien                                    -          365,000.00                   91,250.00                      -          365,000.00                   75.00
2503216506         STOCKTON                                            95212   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    253,000.00                    253,000.00   First Lien                                    -          253,000.00                           -                      -          395,000.00                   64.05
2503216509         HAYWARD                                             94545   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    598,000.00                    598,000.00   First Lien                                    -          598,000.00                           -             747,500.00          747,500.00                   80.00
2503216524         MAGNA                                               84044   UT                       20070501                20370401    ARMS                   No                                          360                    360                          360                    116,000.00                    116,000.00   First Lien                                    -          137,750.00                   21,750.00                      -          145,000.00                   80.00
2503216536         LOMBARD                                             60148   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    682,500.00                    682,500.00   First Lien                                    -          835,750.00                  153,250.00                      -          910,000.00                   75.00
2503216541         MIAMI                                               33183   FL                       20070401                20370301    FIXED                  No                                          360                    360                          360                    292,000.00                    292,000.00   First Lien                                    -          365,000.00                   73,000.00             365,000.00          390,000.00                   80.00
2503216552         DORAL                                               33166   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    183,900.00                    183,900.00   First Lien                                    -          229,880.00                   45,980.00             229,900.00          230,000.00                   79.99
2503216573         CHICAGO                                             60655   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                     82,500.00                     82,500.00   First Lien                                    -          104,500.00                   22,000.00             110,000.00          190,000.00                   75.00
2503216578         COLUMBIA                                            29223   SC                       20070501                20370401    FIXED                  No                                          360                    360                          360                    165,000.00                    165,000.00   First Lien                                    -          165,000.00                           -                      -          328,000.00                   50.30
2503216643         LOS ANGELES                                         90043   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    502,500.00                    502,500.00   First Lien                                    -          603,000.00                  100,500.00             670,000.00          670,000.00                   75.00
2503216644         FREMONT                                             94538   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    456,000.00                    456,000.00   First Lien                                    -          456,000.00                           -                      -          876,000.00                   52.05
2503216655         WATSONVILLE                                         95076   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    695,000.00                    695,000.00   First Lien                                    -          695,000.00                           -                      -          950,000.00                   73.16
2503216657         REMSENBURG                                          11960   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                  1,120,000.00                  1,120,000.00   First Lien                                    -        1,360,000.00                  240,000.00                      -        1,600,000.00                   70.00
2503216658         PAAUILO                                             96776   HI                       20070501                20370301    FIXED                  Yes                                         360                    480                          360                    363,750.00                    363,750.00   First Lien                                    -          363,750.00                           -                      -          485,000.00                   75.00
2503216661         LYNWOOD                                             90262   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    185,000.00                    185,000.00   First Lien                                    -          284,978.00                   99,978.00                      -          285,000.00                   64.91
2503216671         WESTMINISTER                                        92683   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    585,000.00                    585,000.00   First Lien                                    -          663,000.00                   78,000.00                      -          780,000.00                   75.00
2503216711         SOUTH GATE                                          90280   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    468,000.00                    468,000.00   First Lien                                    -          585,000.00                  117,000.00             585,000.00          585,000.00                   80.00
2503216725         MIAMI                                               33182   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    285,000.00                    285,000.00   First Lien                                    -          285,000.00                           -                      -          445,000.00                   64.04
2503216767         RIVERSIDE                                           92507   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    281,600.00                    281,600.00   First Lien                                    -          352,000.00                   70,400.00             352,000.00          352,000.00                   80.00
2503216815         KAHULUI                                             96732   HI                       20070501                20370401    ARMS                   No                                          360                    360                          360                    465,600.00                    465,600.00   First Lien                                    -          552,900.00                   87,300.00                      -          582,000.00                   80.00
2503216830         FONTANA                                             92336   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    500,000.00                    500,000.00   First Lien                                    -          593,750.00                   93,750.00                      -          625,000.00                   80.00
2503216846         LAS VEGAS                                           89129   NV                       20070501                20370401    ARMS                   No                                          360                    360                          360                    216,000.00                    216,000.00   First Lien                                    -          270,000.00                   54,000.00             270,000.00          270,000.00                   80.00
2503216860         CHICAGO                                             60618   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    419,250.00                    419,250.00   First Lien                                    -          559,000.00                  139,750.00             559,000.00          559,000.00                   75.00
2503216863         BROOKLYN                                            11234   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    374,400.00                    374,400.00   First Lien                                    -          421,200.00                   46,800.00             468,000.00          468,000.00                   80.00
2503216894         ARLINGTON                                           22204   VA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    448,000.00                    448,000.00   First Lien                                    -          560,000.00                  112,000.00             560,000.00          570,000.00                   80.00
2503216911         MIAMI                                               33142   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    202,500.00                    202,500.00   First Lien                                    -          270,000.00                   67,500.00             270,000.00          270,000.00                   75.00
2503216943         CHICAGO                                             60632   IL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    240,000.00                    240,000.00   First Lien                                    -          320,000.00                   80,000.00                      -          320,000.00                   75.00
2503216948         ATLANTA                                             30318   GA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    127,920.00                    127,920.00   First Lien                                    -          159,900.00                   31,980.00             159,900.00          159,900.00                   80.00
2503216982         ANNANDALE                                           22003   VA                       20070501                20370401    FIXED                  No                                          360                    360                          360                    400,000.00                    400,000.00   First Lien                                    -          499,000.00                   99,000.00                      -          500,000.00                   80.00
2503216991         POMPANO BEACH                                       33064   FL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    153,750.00                    153,750.00   First Lien                                    -          205,000.00                   51,250.00             205,000.00          205,000.00                   75.00
2503216992         WEST HAVEN                                           6516   CT                       20070501                20370401    ARMS                   No                                          360                    360                          360                    172,000.00                    172,000.00   First Lien                                    -          215,000.00                   43,000.00             215,000.00          226,000.00                   80.00
2503217017         HIALEAH                                             33012   FL                       20070501                20370401    ARMS                   No                                          360                    360                          360                    266,250.00                    266,250.00   First Lien                                    -          355,000.00                   88,750.00             355,000.00          360,000.00                   75.00
2503217028         CHICAGO                                             60629   IL                       20070401                20370301    ARMS                   No                                          360                    360                          360                    247,500.00                    247,500.00   First Lien                                    -          330,000.00                   82,500.00                      -          330,000.00                   75.00
2503217040         BROOKLYN                                            11230   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    320,000.00                    320,000.00   First Lien                                    -          360,000.00                   40,000.00                      -          400,000.00                   80.00
2503217051         WESTBURY                                            11590   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    340,200.00                    340,200.00   First Lien                                    -          425,250.00                   85,050.00             425,250.00          445,000.00                   80.00
2503217061         WEST HAVEN                                           6516   CT                       20070401                20370301    ARMS                   No                                          360                    360                          360                    232,800.00                    232,800.00   First Lien                                    -          291,000.00                   58,200.00                      -          291,000.00                   80.00
2503217082         SANTA PAULA                                         93060   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    750,000.00                    750,000.00   First Lien                                    -          750,000.00                           -                      -          980,000.00                   76.53
2503217190         SAINT ALBANS                                        11412   NY                       20070501                20370401    ARMS                   No                                          360                    360                          360                    412,000.00                    412,000.00   First Lien                                    -          515,000.00                  103,000.00             515,000.00          525,000.00                   80.00
2503217240         ARTESIA                                             90703   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    632,000.00                    632,000.00   First Lien                                    -          790,000.00                  158,000.00             790,000.00          790,000.00                   80.00
2503217248         SALINAS                                             93901   CA                       20070501                20370401    ARMS                   No                                          360                    360                          360                    452,000.00                    452,000.00   First Lien                                    -          565,000.00                  113,000.00             565,000.00          570,000.00                   80.00
3903000017         WASHINGTON                                          20019   DC                       20061201                20361101    ARMS                   No                                          360                    360                          356                    116,000.00                    115,606.81   First Lien                                    -          116,000.00                           -                      -          200,000.00                   58.00
3903000027         CERES                                               95307   CA                       20060701                20220301    FIXED                  Yes                                         180                    360                          171                     97,065.00                     96,811.79   First Lien                                    -           97,065.00                           -                      -          485,500.00                   19.99
1103607155         PALM HARBOR                                         34685   FL                       20061101                20211201    FIXED                  Yes                                         180                    360                          175                     82,570.00                     82,436.96   Second Lien                          239,330.00          321,900.00                           -             341,900.00          350,000.00                   94.15
1103611265         MOUNDS VIEW                                         55112   MN                       20061101                20211101    FIXED                  Yes                                         180                    360                          175                     37,320.00                     37,254.41   Second Lien                          186,600.00          223,920.00                           -             248,800.00          249,000.00                   90.00
1103615855         GALLATIN                                            37066   TN                       20061101                20210901    FIXED                  Yes                                         180                    360                          175                     40,847.00                     40,787.38   Second Lien                          114,373.00          155,220.00                           -             163,390.00          163,500.00                   95.00
1103617309         HENDERSON                                           89015   NV                       20070201                20211001    FIXED                  Yes                                         180                    360                          178                     42,000.00                     42,000.00   Second Lien                          157,500.00          199,500.00                           -             210,000.00          230,000.00                   95.00
1103629549         LAKELAND                                            33812   FL                       20070101                20211101    FIXED                  Yes                                         180                    360                          177                     49,400.00                     49,357.19   Second Lien                          185,250.00          234,650.00                           -             247,000.00          247,000.00                   95.00
1103631242         PENSACOLA                                           32507   FL                       20061201                20211101    FIXED                  Yes                                         180                    360                          176                     74,900.00                     74,770.41   Second Lien                          209,900.00          284,800.00                           -             299,900.00          307,000.00                   94.96
1103631521         WEATHERFORD                                         76086   TX                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     50,200.00                     50,161.06   Second Lien                          140,600.00          190,800.00                           -             200,890.00          201,500.00                   94.98
1103632213         KISSIMMEE                                           34746   FL                       20061201                20220101    FIXED                  Yes                                         180                    360                          176                     50,600.00                     50,564.59   Second Lien                          199,187.00          249,787.00                           -             253,000.00          270,000.00                   98.73
1103632647         ORLANDO                                             32805   FL                       20070101                20211101    FIXED                  Yes                                         180                    360                          177                     26,000.00                     25,979.81   Second Lien                           97,500.00          123,500.00                           -             130,000.00          130,000.00                   95.00
1103633321         GULFPORT                                            39507   MS                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     75,800.00                     75,765.15   Second Lien                          284,200.00          360,000.00                           -             379,000.00          475,000.00                   94.99
1103633348         TOMS RIVER                                           8753   NJ                       20070101                20220101    FIXED                  Yes                                         180                    360                          177                     20,000.00                     19,984.06   Second Lien                          151,000.00          171,000.00                           -                      -          190,000.00                   90.00
1103633685         FREMONT                                             94538   CA                       20070101                20211201    FIXED                  No                                          180                    180                          177                     35,750.00                     35,750.00   Second Lien                          572,000.00          607,750.00                           -                      -          715,000.00                   85.00
1103633974         WAIKOLOA                                            96738   HI                       20070101                20361201    FIXED                  No                                          360                    360                          357                    164,250.00                    164,250.00   Second Lien                          821,250.00          985,500.00                           -           1,095,000.00        1,095,000.00                   90.00
1103634731         FRESNO                                              93720   CA                       20070201                20211201    FIXED                  Yes                                         180                    360                          178                     62,600.00                     62,559.35   Second Lien                          146,050.00          208,650.00                           -             208,650.00          230,000.00                  100.00
1103635225         LOS ANGELES                                         90002   CA                       20061201                20211101    FIXED                  Yes                                         180                    360                          176                    110,000.00                    110,000.00   Second Lien                          440,000.00          550,000.00                           -             550,000.00          550,000.00                  100.00
1103636866         HOMESTEAD                                           33035   FL                       20070101                20220301    FIXED                  Yes                                         180                    360                          177                     23,500.00                     23,500.00   Second Lien                          125,400.00          148,900.00                           -             156,750.00          198,000.00                   94.99
1103636928         OROVILLE                                            95966   CA                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     20,000.00                     19,973.46   Second Lien                          160,000.00          180,000.00                           -             200,000.00          207,000.00                   90.00
1103636974         PENSACOLA                                           32507   FL                       20070201                20211201    FIXED                  Yes                                         180                    360                          178                     76,600.00                     76,560.59   Second Lien                          268,200.00          344,800.00                           -             383,250.00          439,000.00                   89.97
1103638281         COMPTON                                             90222   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     64,050.00                     64,050.00   Second Lien                          341,600.00          405,650.00                           -             427,000.00          427,000.00                   95.00
1103639592         NORFOLK                                             23504   VA                       20070101                20220101    FIXED                  Yes                                         180                    360                          177                     19,350.00                     19,327.36   Second Lien                           96,750.00          116,100.00                           -             129,000.00          140,000.00                   90.00
1103639604         FREDERICKSBURG                                      22407   VA                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     54,350.00                     54,284.63   Second Lien                          434,850.00          489,200.00                           -             543,616.00          566,000.00                   89.99
1103640962         QUEEN CREEK                                         85243   AZ                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     29,600.00                     29,582.79   Second Lien                          111,000.00          140,600.00                           -             148,000.00          170,000.00                   95.00
1103641071         KISSIMMEE                                           34744   FL                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     45,300.00                     45,285.91   Second Lien                          226,700.00          272,000.00                           -             302,273.00          308,100.00                   89.98
1103641374         SPRINGFIELD                                         22152   VA                       20070401                20220101    FIXED                  Yes                                         180                    360                          180                     56,000.00                     56,000.00   Second Lien                          528,000.00          584,000.00                           -                      -          660,000.00                   88.48
1103641563         BIG BEAR CITY                                       92314   CA                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     40,750.00                     40,750.00   Second Lien                          163,000.00          203,750.00                           -             203,750.00          210,000.00                  100.00
1103641729         LAKE FOREST                                         92630   CA                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     47,500.00                     47,497.49   Second Lien                          292,500.00          340,000.00                           -                      -          390,000.00                   87.18
1103641842         LAS VEGAS                                           89123   NV                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     54,000.00                     53,986.94   Second Lien                          216,000.00          270,000.00                           -             270,000.00          287,000.00                  100.00
1103642183         SUNNY ISLES BEACH                                   33160   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     39,600.00                     39,580.74   Second Lien                          316,800.00          356,400.00                           -             396,616.00          690,000.00                   89.86
1103642337         ORLAND                                              95963   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     24,700.00                     24,684.99   Second Lien                          197,600.00          222,300.00                           -             247,000.00          247,000.00                   90.00
1103642369         MORENO VALLEY                                       92551   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     41,250.00                     41,226.28   Second Lien                          220,000.00          261,250.00                           -             275,000.00          340,000.00                   95.00
1103642871         ESCONDIDO                                           92026   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     44,998.00                     44,984.84   Second Lien                          179,992.00          224,990.00                           -             224,990.00          235,000.00                  100.00
1103642988         FORT PIERCE                                         34982   FL                       20070101                20361201    FIXED                  No                                          360                    360                          357                     31,600.00                     31,580.43   Second Lien                          126,400.00          158,000.00                           -             158,000.00          160,000.00                  100.00
1103643399         MIAMI BEACH                                         33140   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     36,000.00                     35,991.53   Second Lien                          288,000.00          324,000.00                           -             360,000.00          360,000.00                   90.00
1103643572         HOMESTEAD                                           33033   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     60,000.00                     59,984.12   Second Lien                          168,000.00          228,000.00                           -             240,000.00          244,000.00                   95.00
1103643573         MIAMI                                               33032   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     62,000.00                     61,983.59   Second Lien                          232,500.00          294,500.00                           -             310,000.00          315,000.00                   95.00
1103643584         LAS VEGAS                                           89117   NV                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     20,650.00                     20,629.00   Second Lien                          165,250.00          185,900.00                           -             206,610.00          207,000.00                   89.98
1103643775         TUCSON                                              85718   AZ                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     46,800.00                     46,772.34   Second Lien                          234,000.00          280,800.00                           -             312,000.00          430,000.00                   90.00
1103643945         SACRAMENTO                                          95834   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     43,000.00                     42,967.47   Second Lien                          344,000.00          387,000.00                           -             430,000.00          430,000.00                   90.00
1103644344         SANTEE                                              92071   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                     90,000.00                     90,000.00   Second Lien                          360,000.00          450,000.00                           -             450,000.00          450,000.00                  100.00
1103644508         DIXON                                               95620   CA                       20070201                20370101    FIXED                  No                                          360                    360                          358                     51,000.00                     50,962.47   Second Lien                          408,000.00          459,000.00                           -             510,000.00          510,000.00                   90.00
1103644605         STOCKTON                                            95209   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     82,000.00                     81,947.33   Second Lien                          287,000.00          369,000.00                           -             410,000.00          410,000.00                   90.00
1103644716         RIDGECREST                                          93555   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     37,200.00                     37,189.06   Second Lien                          130,200.00          167,400.00                           -             186,000.00          186,000.00                   90.00
1103644975         ENCINO                                              91316   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     99,000.00                     98,960.87   Second Lien                          396,000.00          495,000.00                           -             495,000.00          495,000.00                  100.00
1103644995         MIAMI                                               33161   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     52,500.00                     52,484.72   Second Lien                          147,000.00          199,500.00                           -             210,000.00          300,000.00                   95.00
1103645211         OAKLAND                                             94605   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     47,500.00                     47,500.00   Second Lien                          380,000.00          427,500.00                           -             475,000.00          525,000.00                   90.00
1103645537         GULF SHORES                                         36542   AL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                    193,700.00                    193,700.00   Second Lien                          542,500.00          736,200.00                           -             775,000.00          800,000.00                   94.99
1103645705         MAGALIA                                             95954   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     32,000.00                     31,990.59   Second Lien                          256,000.00          288,000.00                           -             320,000.00          320,000.00                   90.00
1103645745         GULFPORT                                            39507   MS                       20070201                20370101    FIXED                  No                                          360                    360                          358                    105,200.00                    105,200.00   Second Lien                          294,700.00          399,900.00                           -             421,000.00          430,000.00                   94.99
1103645830         PALO ALTO                                           94303   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     50,000.00                     49,984.02   Second Lien                          750,000.00          800,000.00                           -           1,000,000.00        1,000,000.00                   80.00
1103645835         MODESTO                                             95351   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     30,000.00                     29,990.41   Second Lien                          240,000.00          270,000.00                           -             300,000.00          300,000.00                   90.00
1103646161         PARAMOUNT                                           90723   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     85,600.00                     85,575.51   Second Lien                          342,400.00          428,000.00                           -             428,000.00          440,000.00                  100.00
1103646235         RIDGECREST                                          93555   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     37,200.00                     37,189.06   Second Lien                          130,200.00          167,400.00                           -             186,000.00          186,000.00                   90.00
1103646239         RIDGECREST                                          93555   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     35,000.00                     34,989.70   Second Lien                          122,500.00          157,500.00                           -             175,000.00          175,000.00                   90.00
1103646459         SUN CITY                                            85373   AZ                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     38,700.00                     38,688.30   Second Lien                          309,600.00          348,300.00                           -             387,105.00          388,000.00                   89.98
1103646620         DESERT HOT SPRINGS                                  92240   CA                       20070301                20210401    FIXED                  Yes                                         180                    360                          179                    139,300.00                    139,274.59   Second Lien                          258,700.00          398,000.00                           -             398,000.00          400,000.00                  100.00
1103647021         MAYWOOD                                             90270   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    124,000.00                    124,000.00   Second Lien                          496,000.00          620,000.00                           -             620,000.00          620,000.00                  100.00
1103647183         CORONA                                              92880   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    115,550.00                    115,550.00   Second Lien                          616,400.00          731,950.00                           -                      -          770,500.00                   95.00
1103647480         PHOENIX                                             85033   AZ                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     42,290.00                     42,277.34   Second Lien                          118,413.00          160,703.00                           -             169,162.00          174,000.00                   95.00
1103647516         LOS ANGELES                                         90008   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                     56,250.00                     56,233.45   Second Lien                          300,000.00          356,250.00                           -             375,000.00          462,000.00                   95.00
1103647726         MIAMI                                               33183   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     43,000.00                     42,985.87   Second Lien                          172,000.00          215,000.00                           -             215,000.00          215,000.00                  100.00
1103647983         GARDEN GROVE                                        92843   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    151,300.00                    151,255.49   Second Lien                          453,700.00          605,000.00                           -             605,000.00          605,000.00                  100.00
1103648147         HEMET                                               92544   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     41,250.00                     41,250.00   Second Lien                          220,000.00          261,250.00                           -             275,000.00          275,000.00                   95.00
1103648156         SAN BERNARDINO                                      92405   CA                       20070301                20370201    FIXED                  No                                          360                    360                          359                     42,900.00                     42,889.62   Second Lien                          228,800.00          271,700.00                           -             286,000.00          286,000.00                   95.00
1103648191         CAPITOL HEIGHTS                                     20743   MD                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     21,200.00                     21,200.00   Second Lien                          169,600.00          190,800.00                           -                      -          212,000.00                   90.00
1103648223         BETHLEHEM                                           18015   PA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     33,750.00                     33,741.21   Second Lien                          168,750.00          202,500.00                           -                      -          225,000.00                   90.00
1103648451         SAN JUAN CAPISTRANO                                 92675   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     91,250.00                     91,214.70   Second Lien                          273,700.00          364,950.00                           -             365,000.00          375,000.00                   99.99
1103648509         CAMERON PARK                                        95682   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     65,000.00                     64,979.23   Second Lien                          520,000.00          585,000.00                           -             650,000.00          650,000.00                   90.00
1103648973         STOCKTON                                            95212   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     49,500.00                     49,500.00   Second Lien                          396,000.00          445,500.00                           -             495,000.00          505,000.00                   90.00
1103649126         PALMDALE                                            93550   CA                       20070301                20211201    FIXED                  Yes                                         180                    360                          179                     25,100.00                     25,100.00   Second Lien                          248,800.00          273,900.00                           -                      -          311,000.00                   88.07
1103649155         CHICO                                               95928   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     27,000.00                     26,991.37   Second Lien                          216,000.00          243,000.00                           -             270,000.00          270,000.00                   90.00
1103649157         GAINESVILLE                                         32609   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     21,150.00                     21,150.00   Second Lien                          105,750.00          126,900.00                           -                      -          141,000.00                   90.00
1103649509         RIALTO                                              92376   CA                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     67,000.00                     67,000.00   Second Lien                          268,000.00          335,000.00                           -             335,000.00          335,000.00                  100.00
1103649600         PALMDALE                                            93551   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     70,000.00                     70,000.00   Second Lien                          280,000.00          350,000.00                           -             350,000.00          350,000.00                  100.00
1103649739         FOUNTAIN VALLEY                                     92708   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     39,000.00                     38,985.08   Second Lien                          404,000.00          443,000.00                           -                      -          505,000.00                   87.72
1103649756         CHULA VISTA                                         91911   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    115,000.00                    115,000.00   Second Lien                          460,000.00          575,000.00                           -             590,000.00          575,000.00                  100.00
1103649892         RIALTO                                              92376   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     92,000.00                     91,937.42   Second Lien                          368,000.00          460,000.00                           -             460,000.00          460,000.00                  100.00
1103650051         FULLERTON                                           92833   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    109,800.00                    109,800.00   Second Lien                          439,200.00          549,000.00                           -             579,000.00          549,000.00                  100.00
1103650089         OROVILLE                                            95966   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     39,700.00                     39,687.31   Second Lien                          317,600.00          357,300.00                           -             397,000.00          397,000.00                   90.00
1103650479         LADERA RANCH                                        92694   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    137,000.00                    137,000.00   Second Lien                          548,000.00          685,000.00                           -             685,000.00          685,000.00                  100.00
1103650911         RESEDA AREA OF LOS ANGELE                           91335   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    119,600.00                    119,565.40   Second Lien                          478,400.00          598,000.00                           -             598,000.00          600,000.00                  100.00
1103651013         RIALTO                                              92376   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     68,500.00                     68,480.19   Second Lien                          274,000.00          342,500.00                           -             342,500.00          343,000.00                  100.00
1103651039         CHICO                                               95973   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     27,500.00                     27,491.21   Second Lien                          220,000.00          247,500.00                           -             275,000.00          275,000.00                   90.00
1103651430         SAN DIEGO                                           92114   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    108,000.00                    108,000.00   Second Lien                          417,000.00          525,000.00                           -                      -          525,000.00                  100.00
1103651767         GULF SHORES                                         36542   AL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     86,200.00                     86,180.84   Second Lien                          241,500.00          327,700.00                           -             345,000.00          495,000.00                   94.99
1103652724         BREA                                                92821   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                    100,000.00                    100,000.00   Second Lien                          400,000.00          500,000.00                           -             500,000.00          523,000.00                  100.00
1103652909         VICTORVILLE                                         92395   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     34,500.00                     34,500.00   Second Lien                          184,000.00          218,500.00                           -             230,000.00          260,000.00                   95.00
1103652952         SANTA ANA                                           92701   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     52,000.00                     52,000.00   Second Lien                          208,000.00          260,000.00                           -             260,000.00          260,000.00                  100.00
1103653079         SALINAS                                             93905   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     81,600.00                     81,600.00   Second Lien                          326,400.00          408,000.00                           -             408,000.00          490,000.00                  100.00
1103653248         SANDY                                               84070   UT                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     46,250.00                     46,250.00   Second Lien                          231,350.00          277,600.00                           -             308,473.00          315,000.00                   89.99
1103653316         ALISO VIEJO                                         92656   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    124,100.00                    124,100.00   Second Lien                          434,350.00          558,450.00                           -             620,500.00          698,000.00                   90.00
1103653713         OCOEE                                               34761   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     45,300.00                     45,300.00   Second Lien                          181,200.00          226,500.00                           -             226,500.00          250,000.00                  100.00
1103653736         LAKE FOREST                                         92630   CA                       20070401                20220301    FIXED                  No                                          180                    180                          180                     29,000.00                     29,000.00   Second Lien                          496,000.00          525,000.00                           -                      -          620,000.00                   84.68
1103653794         DUARTE                                              91010   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     47,000.00                     47,000.00   Second Lien                          376,000.00          423,000.00                           -             470,000.00          470,000.00                   90.00
1103654327         GRIDLEY                                             95948   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     33,750.00                     33,750.00   Second Lien                          180,000.00          213,750.00                           -             225,000.00          225,000.00                   95.00
1103655293         POMPANO BEACH                                       33060   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     46,500.00                     46,500.00   Second Lien                          248,000.00          294,500.00                           -             310,000.00          310,000.00                   95.00
1103655571         UNION CITY                                          94587   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    108,200.00                    108,200.00   Second Lien                          432,800.00          541,000.00                           -             541,017.00          550,000.00                  100.00
1103655714         LOS ANGELES                                         90027   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    125,550.00                    125,550.00   Second Lien                          627,750.00          753,300.00                           -             837,000.00          850,000.00                   90.00
2503187878         BRANSON                                             65616   MO                       20070101                20211001    FIXED                  Yes                                         180                    360                          177                     55,450.00                     55,407.22   Second Lien                          295,900.00          351,350.00                           -             369,900.00          389,500.00                   94.99
2503189258         MIAMI                                               33193   FL                       20061201                20211001    FIXED                  Yes                                         180                    360                          176                     48,750.00                     48,692.04   Second Lien                          146,250.00          195,000.00                           -                      -          195,000.00                  100.00
2503189941         MISSION VIEJO                                       92691   CA                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     70,000.00                     69,918.49   Second Lien                          280,000.00          350,000.00                           -             350,000.00          350,000.00                  100.00
2503191954         CANYON LAKE                                         92587   CA                       20061201                20211101    FIXED                  Yes                                         180                    360                          176                     70,000.00                     69,894.31   Second Lien                          280,000.00          350,000.00                           -                      -          350,000.00                  100.00
2503192269         ORLANDO                                             32839   FL                       20070101                20220301    FIXED                  Yes                                         180                    360                          177                     60,050.00                     59,964.77   Second Lien                          225,200.00          285,250.00                           -             300,300.00          301,900.00                   94.99
2503193662         SAN LEANDRO                                         94577   CA                       20061201                20211201    FIXED                  Yes                                         180                    360                          176                    146,000.00                    145,804.36   Second Lien                          584,000.00          730,000.00                           -             730,000.00          730,000.00                  100.00
2503194982         CORONA                                              92881   CA                       20070101                20220201    FIXED                  Yes                                         180                    360                          177                     90,000.00                     89,902.85   Second Lien                          359,900.00          449,900.00                           -             449,900.00          458,000.00                  100.00
2503195080         MIAMI                                               33184   FL                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                    160,200.00                    160,042.88   Second Lien                          801,000.00          961,200.00                           -           1,068,000.00        1,068,000.00                   90.00
2503195256         MIAMI                                               33032   FL                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                    113,980.00                    113,980.00   Second Lien                          455,920.00          569,900.00                           -             569,900.00          569,900.00                  100.00
2503195508         JACKSONVILLE                                        32244   FL                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     35,400.00                     35,369.46   Second Lien                          132,750.00          168,150.00                           -             177,500.00          178,000.00                   94.73
2503195547         BATON ROUGE                                         70810   LA                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     34,666.00                     34,633.17   Second Lien                          121,333.00          155,999.00                           -             173,333.00          175,000.00                   90.00
2503195564         HOMESTEAD                                           33035   FL                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     34,000.00                     33,963.30   Second Lien                          127,500.00          161,500.00                           -             170,000.00          170,000.00                   95.00
2503195726         PEARL CITY                                          96782   HI                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     69,000.00                     68,903.67   Second Lien                          276,000.00          345,000.00                           -             345,000.00          350,000.00                  100.00
2503195771         EAST SETAUKET                                       11733   NY                       20070301                20211201    FIXED                  Yes                                         180                    360                          179                     80,000.00                     79,977.06   Second Lien                          301,500.00          381,500.00                           -             402,900.00          404,000.00                   94.69
2503196647         LOS ANGELES (SAN PEDRO AR                           90731   CA                       20070101                20220101    FIXED                  Yes                                         180                    360                          177                     49,700.00                     49,638.05   Second Lien                          265,500.00          315,200.00                           -             331,900.00          385,000.00                   94.97
2503196671         WEST PALM BEACH                                     33409   FL                       20070401                20211201    FIXED                  Yes                                         180                    360                          180                     70,450.00                     70,450.00   Second Lien                          211,400.00          281,850.00                           -             281,900.00          282,000.00                   99.98
2503197512         HOMESTEAD                                           33033   FL                       20070101                20211201    FIXED                  Yes                                         180                    360                          177                     47,900.00                     47,846.87   Second Lien                          255,100.00          303,000.00                           -             318,990.00          330,000.00                   94.99
2503197824         SCHAUMBURG                                          60193   IL                       20070101                20220301    FIXED                  Yes                                         180                    360                          177                     33,000.00                     32,972.92   Second Lien                          176,000.00          209,000.00                           -             220,000.00          220,000.00                   95.00
2503198468         GURNEE                                              60031   IL                       20070201                20211201    FIXED                  Yes                                         180                    360                          178                     50,400.00                     50,368.17   Second Lien                          117,600.00          168,000.00                           -                      -          168,000.00                  100.00
2503198503         SAN DIEGO                                           92173   CA                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     62,000.00                     61,953.61   Second Lien                          248,000.00          310,000.00                           -                      -          310,000.00                  100.00
2503198959         OREM                                                84097   UT                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                    342,500.00                    342,415.07   Second Lien                          750,000.00        1,092,500.00                           -           1,150,000.00        1,150,000.00                   95.00
2503199026         HIALEAH                                             33012   FL                       20070201                20370101    FIXED                  No                                          360                    360                          358                     39,000.00                     38,973.98   Second Lien                          156,000.00          195,000.00                           -             195,000.00          195,000.00                  100.00
2503199045         PORTERVILLE                                         93257   CA                       20070201                20220301    FIXED                  Yes                                         180                    360                          178                     50,110.00                     50,077.10   Second Lien                          187,912.00          238,022.00                           -             252,550.00          252,550.00                   94.25
2503199243         WEST PALM BEACH                                     33415   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     56,950.00                     56,915.39   Second Lien                          213,500.00          270,450.00                           -             284,685.00          290,900.00                   95.00
2503199566         GREELEY                                             80634   CO                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     34,900.00                     34,880.76   Second Lien                          279,200.00          314,100.00                           -             349,000.00          349,000.00                   90.00
2503199583         NORTH LAS VEGAS                                     89030   NV                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     24,500.00                     24,477.68   Second Lien                          166,400.00          190,900.00                           -                      -          208,000.00                   91.78
2503200691         BOYNTON BEACH                                       33437   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     77,650.00                     77,607.29   Second Lien                          388,100.00          465,750.00                           -             517,511.00          535,000.00                   90.00
2503200813         HONOLULU                                            96817   HI                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     53,000.00                     52,959.90   Second Lien                          212,000.00          265,000.00                           -                      -          265,000.00                  100.00
2503200990         VERO BEACH                                          32966   FL                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     30,000.00                     29,991.40   Second Lien                          179,250.00          209,250.00                           -                      -          239,000.00                   87.55
2503201004         CHICAGO                                             60647   IL                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     43,500.00                     43,485.71   Second Lien                          227,200.00          270,700.00                           -                      -          284,000.00                   95.32
2503201136         COCKEYSVILLE                                        21030   MD                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     47,050.00                     47,033.19   Second Lien                          188,350.00          235,400.00                           -             235,490.00          236,000.00                   99.96
2503201382         FORT MYERS                                          33916   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     27,000.00                     26,983.40   Second Lien                          107,900.00          134,900.00                           -             134,900.00          135,000.00                  100.00
2503201420         DORAL                                               33166   FL                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     31,980.00                     31,968.82   Second Lien                          127,920.00          159,900.00                           -             159,900.00          185,000.00                  100.00
2503201431         RANCHO SANTA MARGARITA                              92688   CA                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     78,000.00                     77,946.25   Second Lien                          312,000.00          390,000.00                           -             390,000.00          390,000.00                  100.00
2503201464         PARKLAND                                            33076   FL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                    332,400.00                    332,208.83   Second Lien                        1,000,000.00        1,332,400.00                           -           1,480,594.00        1,600,000.00                   89.99
2503201682         DORAL                                               33166   FL                       20070401                20220101    FIXED                  Yes                                         180                    360                          180                     35,400.00                     35,400.00   Second Lien                          141,700.00          177,100.00                           -             177,130.00          185,000.00                   99.98
2503201723         FORT MYERS                                          33913   FL                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     30,300.00                     30,291.90   Second Lien                          161,600.00          191,900.00                           -             202,000.00          211,000.00                   95.00
2503201854         FORT LAUDERDALE                                     33301   FL                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                    101,450.00                    101,384.69   Second Lien                          304,400.00          405,850.00                           -             405,900.00          406,000.00                   99.99
2503201905         ANAHEIM                                             92805   CA                       20070401                20220101    FIXED                  Yes                                         180                    360                          180                    115,600.00                    115,600.00   Second Lien                          462,400.00          578,000.00                           -             578,000.00          578,000.00                  100.00
2503202033         KENT                                                98042   WA                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     65,500.00                     65,462.24   Second Lien                          245,950.00          311,450.00                           -             327,950.00          375,000.00                   94.97
2503202744         SANTA CLARITA                                       91354   CA                       20070301                20220101    FIXED                  Yes                                         180                    360                          179                     99,400.00                     99,373.98   Second Lien                          372,850.00          472,250.00                           -             497,195.00          500,000.00                   94.98
2503203109         GILBERTS                                            60136   IL                       20070201                20220101    FIXED                  Yes                                         180                    360                          178                     27,750.00                     27,733.31   Second Lien                          176,000.00          203,750.00                           -                      -          220,000.00                   92.61
2503203528         MIAMI                                               33138   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     77,250.00                     77,223.58   Second Lien                          386,250.00          463,500.00                           -             515,000.00          525,000.00                   90.00
2503203636         LONG BEACH                                          39560   MS                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     65,000.00                     64,976.32   Second Lien                          243,750.00          308,750.00                           -             325,000.00          355,000.00                   95.00
2503203681         KISSIMMEE                                           34746   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     39,200.00                     39,186.98   Second Lien                          208,700.00          247,900.00                           -             260,990.00          261,000.00                   94.98
2503203847         SIMI VALLEY                                         93063   CA                       20070201                20220201    FIXED                  Yes                                         180                    360                          178                     23,700.00                     23,687.47   Second Lien                          189,600.00          213,300.00                           -             237,000.00          272,000.00                   90.00
2503203939         WALNUT CREEK                                        94597   CA                       20070401                20220101    FIXED                  Yes                                         180                    360                          180                    198,000.00                    198,000.00   Second Lien                          693,000.00          891,000.00                           -                      -          990,000.00                   90.00
2503203976         MIAMI                                               33189   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     59,250.00                     59,250.00   Second Lien                          296,250.00          355,500.00                           -                      -          395,000.00                   90.00
2503204077         LOS ANGELES                                         90026   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    124,000.00                    123,964.44   Second Lien                          465,000.00          589,000.00                           -             620,000.00          620,000.00                   95.00
2503204131         EAST ELMHURST                                       11369   NY                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    170,000.00                    169,952.85   Second Lien                          637,500.00          807,500.00                           -             850,000.00          850,000.00                   95.00
2503204290         SUNNYVALE                                           94085   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    223,250.00                    223,184.69   Second Lien                          669,750.00          893,000.00                           -             940,000.00          940,000.00                   95.00
2503204489         MIAMI                                               33142   FL                       20070301                20370201    FIXED                  No                                          360                    360                          359                     35,000.00                     34,984.66   Second Lien                          105,000.00          140,000.00                           -             140,000.00          140,000.00                  100.00
2503204647         COLLEGE PARK                                        30349   GA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     23,174.00                     23,166.18   Second Lien                          115,867.00          139,041.00                           -             154,490.00          165,000.00                   90.00
2503204794         POMONA                                              91766   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     74,400.00                     74,400.00   Second Lien                          279,000.00          353,400.00                           -                      -          372,000.00                   95.00
2503204811         AVENTURA                                            33180   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     60,000.00                     60,000.00   Second Lien                          240,000.00          300,000.00                           -             300,000.00          300,000.00                  100.00
2503204838         CHICAGO                                             60641   IL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    103,350.00                    103,350.00   Second Lien                          289,450.00          392,800.00                           -             413,500.00          414,000.00                   94.99
2503204930         MIRAMAR                                             33161   FL                       20070501                20220201    FIXED                  Yes                                         180                    360                          180                     51,400.00                     51,400.00   Second Lien                          192,750.00          244,150.00                           -             257,000.00          290,000.00                   95.00
2503205203         LEHIGH ACRES                                        33936   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     21,335.00                     21,328.95   Second Lien                          113,600.00          134,935.00                           -             142,037.00          149,000.00                   95.00
2503205309         ALEXANDRIA                                          22310   VA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    302,500.00                    302,500.00   Second Lien                          307,500.00          610,000.00                           -                      -          610,000.00                  100.00
2503205726         SAINT PAUL                                          55119   MN                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     45,400.00                     45,387.72   Second Lien                          170,250.00          215,650.00                           -             227,000.00          227,000.00                   95.00
2503205768         HONOLULU                                            96818   HI                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     91,000.00                     90,976.84   Second Lien                          364,000.00          455,000.00                           -             455,000.00          480,000.00                  100.00
2503205788         GARDENA                                             90247   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    105,000.00                    105,000.00   Second Lien                          393,750.00          498,750.00                           -                      -          525,000.00                   95.00
2503205822         SANTA ANA                                           92701   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                    218,750.00                    218,681.61   Second Lien                          612,500.00          831,250.00                           -             875,000.00          900,000.00                   95.00
2503205952         MIAMI                                               33165   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     23,250.00                     23,244.55   Second Lien                          116,250.00          139,500.00                           -             155,000.00          158,000.00                   90.00
2503206058         MARYSVILLE                                          98270   WA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     32,250.00                     32,240.01   Second Lien                          161,250.00          193,500.00                           -             215,000.00          215,000.00                   90.00
2503206093         BRONXDALE                                           11469   NY                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     59,600.00                     59,579.39   Second Lien                          223,500.00          283,100.00                           -             298,000.00          350,000.00                   95.00
2503206096         BRONX                                               10473   NY                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                    185,000.00                    185,000.00   Second Lien                          555,000.00          740,000.00                           -             740,000.00          750,000.00                  100.00
2503206343         WEST PALM BEACH                                     33409   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     32,200.00                     32,200.00   Second Lien                          171,900.00          204,100.00                           -             214,900.00          224,000.00                   94.97
2503206355         SAINT PETERSBURG                                    33712   FL                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     54,250.00                     54,236.11   Second Lien                          151,800.00          206,050.00                           -             216,900.00          216,900.00                   95.00
2503206511         ROSEMEAD AREA                                       91770   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     48,000.00                     47,984.28   Second Lien                          256,000.00          304,000.00                           -             320,000.00          385,000.00                   95.00
2503206597         MIAMI                                               33127   FL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     56,250.00                     56,250.00   Second Lien                          168,750.00          225,000.00                           -             225,000.00          225,000.00                  100.00
2503206647         LOS ANGELES                                         90016   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    218,750.00                    218,750.00   Second Lien                          656,250.00          875,000.00                           -             875,000.00          875,000.00                  100.00
2503206827         CHICAGO                                             60646   IL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     85,500.00                     85,474.99   Second Lien                          427,500.00          513,000.00                           -             570,000.00          570,000.00                   90.00
2503206851         JAMAICA                                             11436   NY                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     82,000.00                     82,000.00   Second Lien                          328,000.00          410,000.00                           -             410,000.00          420,000.00                  100.00
2503206940         KANSAS CITY                                         64134   MO                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     20,000.00                     19,994.58   Second Lien                           70,000.00           90,000.00                           -              95,000.00           95,000.00                   94.74
2503207272         RICHMOND                                            94804   CA                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     81,000.00                     80,969.61   Second Lien                          324,000.00          405,000.00                           -             405,000.00          410,000.00                  100.00
2503207321         HOMESTEAD                                           33035   FL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     35,848.00                     35,848.00   Second Lien                          179,242.00          215,090.00                           -             238,990.00          239,000.00                   90.00
2503207620         MIAMI                                               33130   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     60,000.00                     60,000.00   Second Lien                          168,000.00          228,000.00                           -             240,000.00          350,000.00                   95.00
2503207734         NORTH LAS VEGAS                                     89094   NV                       20070301                20370201    FIXED                  No                                          360                    360                          359                     37,650.00                     37,638.40   Second Lien                          200,800.00          238,450.00                           -             251,000.00          255,000.00                   95.00
2503207816         POMONA                                              91767   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     84,000.00                     83,966.62   Second Lien                          336,000.00          420,000.00                           -             420,000.00          420,000.00                  100.00
2503208009         LANCASTER                                           93535   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     47,500.00                     47,484.44   Second Lien                          356,250.00          403,750.00                           -                      -          475,000.00                   85.00
2503208093         SAINT PAUL                                          55119   MN                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     58,000.00                     58,000.00   Second Lien                          235,000.00          293,000.00                           -             293,800.00          294,000.00                   99.73
2503208296         CHICAGO                                             60628   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     23,250.00                     23,250.00   Second Lien                          124,000.00          147,250.00                           -             155,000.00          155,000.00                   95.00
2503208346         CHICAGO                                             60645   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     29,250.00                     29,250.00   Second Lien                          146,250.00          175,500.00                           -             195,000.00          200,000.00                   90.00
2503208449         HAYWARD                                             94545   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     76,000.00                     76,000.00   Second Lien                          304,000.00          380,000.00                           -             380,000.00          400,000.00                  100.00
2503208702         CENTRAL ISLIP                                       11722   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     73,000.00                     73,000.00   Second Lien                          292,000.00          365,000.00                           -             365,000.00          365,000.00                  100.00
2503208722         ELGIN                                               60120   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     20,250.00                     20,250.00   Second Lien                          112,500.00          132,750.00                           -                      -          166,000.00                   79.97
2503208780         MINNEAPOLIS                                         55412   MN                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     39,200.00                     39,200.00   Second Lien                          156,800.00          196,000.00                           -             196,000.00          196,000.00                  100.00
2503208832         TITUSVILLE                                          32780   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     38,200.00                     38,200.00   Second Lien                          152,800.00          191,000.00                           -             191,000.00          191,000.00                  100.00
2503208944         ORLANDO                                             32822   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     33,398.00                     33,398.00   Second Lien                          133,592.00          166,990.00                           -             166,990.00          173,000.00                  100.00
2503208970         SYLMAR                                              91342   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     67,000.00                     67,000.00   Second Lien                          268,000.00          335,000.00                           -             335,000.00          335,000.00                  100.00
2503209102         SAN FRANCISCO                                       94118   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    127,777.00                    127,777.00   Second Lien                          511,110.00          638,887.00                           -             638,888.00          638,888.00                  100.00
2503209103         SANTA CLARA                                         95051   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     79,750.00                     79,750.00   Second Lien                          328,000.00          407,750.00                           -                      -          410,000.00                   99.45
2503209110         SANDY                                               84094   UT                       20070301                20370201    FIXED                  No                                          360                    360                          359                     50,250.00                     50,234.94   Second Lien                          251,250.00          301,500.00                           -                      -          335,000.00                   90.00
2503209217         CANYON COUNTRY AREA                                 91387   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     95,000.00                     95,000.00   Second Lien                          266,000.00          361,000.00                           -                      -          380,000.00                   95.00
2503209249         PORTSMOUTH                                          23707   VA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     38,000.00                     38,000.00   Second Lien                          133,000.00          171,000.00                           -                      -          190,000.00                   90.00
2503209376         AREA OF COTO DE CAZA                                92679   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                    250,000.00                    249,815.63   Second Lien                          750,000.00        1,000,000.00                           -           1,000,000.00        1,150,000.00                  100.00
2503209421         SAINT PAUL                                          55106   MN                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     35,000.00                     34,989.39   Second Lien                          131,250.00          166,250.00                           -             175,000.00          179,000.00                   95.00
2503209459         WESTON                                              33327   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    157,600.00                    157,600.00   Second Lien                          630,400.00          788,000.00                           -             788,000.00          850,000.00                  100.00
2503209461         RIVERSIDE                                           92506   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    300,000.00                    300,000.00   Second Lien                          750,000.00        1,050,000.00                           -           1,050,000.00        1,050,000.00                  100.00
2503209538         GLENDALE                                            91205   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     94,000.00                     94,000.00   Second Lien                          376,000.00          470,000.00                           -             470,000.00          470,000.00                  100.00
2503209582         FONTANA                                             92335   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     76,000.00                     76,000.00   Second Lien                          285,000.00          361,000.00                           -             380,000.00          390,000.00                   95.00
2503209869         LOS ANGLEES (PACOIMA AREA                           91331   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     57,800.00                     57,800.00   Second Lien                          231,200.00          289,000.00                           -             289,000.00          289,000.00                  100.00
2503209884         CULVER CITY                                         90230   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    168,000.00                    168,000.00   Second Lien                          504,000.00          672,000.00                           -                      -          672,000.00                  100.00
2503209897         WILLOWBROOK                                         60527   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     39,250.00                     39,250.00   Second Lien                          117,750.00          157,000.00                           -             157,000.00          158,000.00                  100.00
2503209914         POMONA                                              91767   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     63,250.00                     63,250.00   Second Lien                          189,750.00          253,000.00                           -             253,000.00          290,000.00                  100.00
2503209952         HICKSVILLE                                          11801   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    110,650.00                    110,650.00   Second Lien                          442,450.00          553,100.00                           -             553,100.00          555,000.00                  100.00
2503210006         MIAMI                                               33131   FL                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     61,000.00                     60,978.83   Second Lien                          244,000.00          305,000.00                           -             305,000.00          569,600.00                  100.00
2503210148         LOS ANGELES AREA                                    90059   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    117,000.00                    117,000.00   Second Lien                          273,000.00          390,000.00                           -             390,000.00          390,000.00                  100.00
2503210186         GREENFIELD                                          93927   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    100,000.00                    100,000.00   Second Lien                          400,000.00          500,000.00                           -             500,000.00          500,000.00                  100.00
2503210226         WEED                                                96094   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                     35,000.00                     35,000.00   Second Lien                          262,500.00          297,500.00                           -                      -          350,000.00                   85.00
2503210286         PORTSMOUTH                                          23707   VA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     25,000.00                     25,000.00   Second Lien                          175,000.00          200,000.00                           -                      -          250,000.00                   80.00
2503210398         SNOHOMISH                                           98296   WA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    149,800.00                    149,800.00   Second Lien                          599,200.00          749,000.00                           -             749,000.00          801,000.00                  100.00
2503210455         CAPE CORAL                                          33914   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    120,000.00                    120,000.00   Second Lien                          480,000.00          600,000.00                           -             600,000.00          601,000.00                  100.00
2503210488         WEST PALM BEACH                                     33411   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     38,800.00                     38,800.00   Second Lien                          145,500.00          184,300.00                           -             194,000.00          196,000.00                   95.00
2503210522         TEMPLE CITY                                         91780   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    100,000.00                    100,000.00   Second Lien                          400,000.00          500,000.00                           -             505,000.00          500,000.00                  100.00
2503210657         AVENTURA                                            33180   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     68,150.00                     68,150.00   Second Lien                          272,700.00          340,850.00                           -             340,900.00          360,000.00                   99.99
2503210727         WINCHESTER                                          92596   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     62,800.00                     62,800.00   Second Lien                          330,000.00          392,800.00                           -                      -          440,000.00                   89.27
2503210752         INGLEWOOD                                           90305   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     40,050.00                     40,050.00   Second Lien                          442,500.00          482,550.00                           -                      -          590,000.00                   81.79
2503210834         CHICAGO                                             60640   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     59,600.00                     59,600.00   Second Lien                          238,400.00          298,000.00                           -             298,000.00          299,000.00                  100.00
2503210926         BELLFLOWER                                          90706   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    104,000.00                    104,000.00   Second Lien                          416,000.00          520,000.00                           -             520,000.00          520,000.00                  100.00
2503210947         OAKLEY                                              94561   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     92,000.00                     92,000.00   Second Lien                          368,000.00          460,000.00                           -             460,000.00          460,000.00                  100.00
2503211187         NORWALK                                             90650   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    125,500.00                    125,500.00   Second Lien                          376,500.00          502,000.00                           -             502,000.00          502,000.00                  100.00
2503211204         FLORIDA CITY                                        33034   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     70,000.00                     70,000.00   Second Lien                          210,000.00          280,000.00                           -             280,000.00          280,000.00                  100.00
2503211379         RIVERSIDE                                           92504   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     63,700.00                     63,700.00   Second Lien                          254,800.00          318,500.00                           -             318,500.00          330,000.00                  100.00
2503211418         CHICAGO                                             60623   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     72,000.00                     72,000.00   Second Lien                          252,000.00          324,000.00                           -                      -          360,000.00                   90.00
2503211444         HUNTINGTON BEACH                                    92647   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     99,000.00                     99,000.00   Second Lien                          528,000.00          627,000.00                           -                      -          660,000.00                   95.00
2503211467         MORENO VALLEY                                       92535   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     62,600.00                     62,600.00   Second Lien                          250,400.00          313,000.00                           -             313,000.00          340,000.00                  100.00
2503211468         SUNNYVALE                                           94085   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    125,000.00                    125,000.00   Second Lien                          500,000.00          625,000.00                           -             625,000.00          625,000.00                  100.00
2503211495         HOMESTEAD                                           33033   FL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     58,000.00                     58,000.00   Second Lien                          217,500.00          275,500.00                           -                      -          290,000.00                   95.00
2503211668         YUCCA VALLEY                                        92284   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     45,000.00                     45,000.00   Second Lien                          225,000.00          270,000.00                           -                      -          300,000.00                   90.00
2503211716         RANCHO CORDOVA                                      95670   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     47,500.00                     44,000.00   Second Lien                          316,000.00          363,500.00                           -                      -          395,000.00                   92.03
2503211857         TRACY                                               95391   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    124,000.00                    124,000.00   Second Lien                          480,000.00          604,000.00                           -             600,000.00          728,450.00                  100.00
2503211881         GREENSBORO                                          27406   NC                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     20,700.00                     20,700.00   Second Lien                          103,500.00          124,200.00                           -                      -          138,000.00                   90.00
2503211893         MIAMI                                               33177   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     80,000.00                     80,000.00   Second Lien                          240,000.00          320,000.00                           -             320,000.00          320,000.00                  100.00
2503211970         CLAREMONT                                           91711   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    245,000.00                    245,000.00   Second Lien                          750,000.00          995,000.00                           -             995,000.00        1,075,000.00                  100.00
2503212009         SACRAMENTO                                          95824   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     46,000.00                     46,000.00   Second Lien                          368,000.00          414,000.00                           -                      -          460,000.00                   90.00
2503212045         HOLLYWOOD                                           33019   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     51,500.00                     51,500.00   Second Lien                          193,125.00          244,625.00                           -             257,500.00          257,500.00                  100.00
2503212070         PAHOA                                               96778   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     34,400.00                     34,400.00   Second Lien                          137,600.00          172,000.00                           -             172,000.00          202,000.00                  100.00
2503212232         CHICAGO                                             60645   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    135,000.00                    135,000.00   Second Lien                          405,000.00          540,000.00                           -                      -          600,000.00                   90.00
2503212340         LEHIGH ACRES                                        33936   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     57,600.00                     57,600.00   Second Lien                          230,400.00          288,000.00                           -             288,000.00          290,000.00                  100.00
2503212453         CLOVIS                                              93611   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     58,000.00                     58,000.00   Second Lien                          232,000.00          290,000.00                           -             290,000.00          299,000.00                  100.00
2503212459         HANFORD                                             93230   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     78,500.00                     78,500.00   Second Lien                          235,500.00          314,000.00                           -             314,056.00          315,000.00                   99.98
2503212476         MAYWOOD                                             90270   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    138,000.00                    138,000.00   Second Lien                          322,000.00          460,000.00                           -             460,000.00          465,000.00                  100.00
2503212505         ALISO VIEJO                                         92656   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    160,000.00                    160,000.00   Second Lien                          639,999.00          799,999.00                           -             799,999.00          800,000.00                  100.00
2503212537         POMPANO BEACH                                       33068   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     80,950.00                     80,950.00   Second Lien                          188,900.00          269,850.00                           -             269,900.00          270,000.00                   99.98
2503212558         PALM SPRINGS                                        33461   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     20,000.00                     20,000.00   Second Lien                          165,950.00          185,950.00                           -                      -          212,000.00                   87.71
2503212631         (CHATSWORTH AREA) LOS ANG                           91311   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    166,000.00                    166,000.00   Second Lien                          622,500.00          788,500.00                           -                      -          830,000.00                   95.00
2503212658         COVINA AREA                                         91722   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     88,400.00                     88,400.00   Second Lien                          353,600.00          442,000.00                           -             442,000.00          442,000.00                  100.00
2503212714         MORENO VALLEY                                       92553   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     86,000.00                     86,000.00   Second Lien                          344,000.00          430,000.00                           -                      -          470,000.00                   91.49
2503212788         BROOKLYN                                            11234   NY                       20070401                20370301    FIXED                  No                                          360                    360                          360                     67,500.00                     67,500.00   Second Lien                          360,000.00          427,500.00                           -                      -          450,000.00                  100.00
2503212915         FEDERAL HEIGHTS                                     80260   CO                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     53,000.00                     53,000.00   Second Lien                          159,000.00          212,000.00                           -             212,000.00          220,000.00                  100.00
2503212989         HUNTINGTON BEACH                                    92647   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     61,000.00                     61,000.00   Second Lien                          244,000.00          305,000.00                           -             305,000.00          310,000.00                  100.00
2503213003         LONG BEACH                                          90805   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    130,000.00                    130,000.00   Second Lien                          520,000.00          650,000.00                           -             650,000.00          650,000.00                  100.00
2503213058         VERO BEACH                                          32966   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     42,000.00                     42,000.00   Second Lien                          168,000.00          210,000.00                           -             210,000.00          213,000.00                  100.00
2503213097         RIVERSIDE                                           92508   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    102,000.00                    102,000.00   Second Lien                          408,000.00          510,000.00                           -             510,000.00          580,000.00                  100.00
2503213177         PACIFIC                                             98047   WA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     69,990.00                     69,990.00   Second Lien                          262,462.00          332,452.00                           -             349,950.00          350,000.00                   95.00
2503213235         WEST COVINA                                         91790   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    119,750.00                    119,750.00   Second Lien                          359,250.00          479,000.00                           -             479,000.00          479,000.00                  100.00
2503213251         RICHMOND                                            23228   VA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     35,000.00                     35,000.00   Second Lien                          191,200.00          226,200.00                           -                      -          239,000.00                   94.64
2503213274         MIAMI                                               33186   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     47,000.00                     47,000.00   Second Lien                          188,000.00          235,000.00                           -             235,000.00          275,000.00                  100.00
2503213325         LYNWOOD                                             90262   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    205,500.00                    205,500.00   Second Lien                          479,500.00          685,000.00                           -             685,000.00          685,000.00                  100.00
2503213389         KING CITY                                           93930   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     78,000.00                     78,000.00   Second Lien                          352,000.00          430,000.00                           -                      -          440,000.00                   97.73
2503213407         WAIPAHU                                             96797   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     35,800.00                     35,800.00   Second Lien                          143,200.00          179,000.00                           -                      -          179,000.00                  100.00
2503213432         BROOKLYN                                            11207   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    120,000.00                    120,000.00   Second Lien                          480,000.00          600,000.00                           -             600,000.00          614,000.00                  100.00
2503213443         DALY CITY                                           94014   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    127,600.00                    127,600.00   Second Lien                          510,400.00          638,000.00                           -             638,000.00          638,000.00                  100.00
2503213501         GALT                                                95632   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     46,000.00                     46,000.00   Second Lien                          288,000.00          334,000.00                           -                      -          360,000.00                   92.78
2503213571         DOWNEY                                              90240   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    225,000.00                    225,000.00   Second Lien                          750,000.00          975,000.00                           -             975,000.00          990,000.00                  100.00
2503213600         LOS ANGELES                                         90031   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    125,000.00                    125,000.00   Second Lien                          500,000.00          625,000.00                           -             650,000.00          625,000.00                  100.00
2503213606         LONG BEACH                                          90810   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     78,000.00                     78,000.00   Second Lien                          312,000.00          390,000.00                           -             390,000.00          415,000.00                  100.00
2503213608         BROOKLYN                                            11208   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    122,000.00                    122,000.00   Second Lien                          488,000.00          610,000.00                           -             610,000.00          610,000.00                  100.00
2503213617         JAMAICA                                             11436   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    110,000.00                    110,000.00   Second Lien                          440,000.00          550,000.00                           -             550,000.00          550,000.00                  100.00
2503213662         RENO                                                89511   NV                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     93,000.00                     93,000.00   Second Lien                          372,000.00          465,000.00                           -             465,000.00          465,000.00                  100.00
2503213672         PASO ROBLES                                         93446   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     42,750.00                     42,750.00   Second Lien                          228,000.00          270,750.00                           -                      -          285,000.00                   95.00
2503213844         LINDSAY                                             93247   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     20,000.00                     20,000.00   Second Lien                          150,000.00          170,000.00                           -                      -          200,000.00                   85.00
2503213910         SAN JOSE                                            95111   CA                       20070401                20370301    FIXED                  No                                          360                    360                          360                    133,000.00                    133,000.00   Second Lien                          532,000.00          665,000.00                           -             665,000.00          670,000.00                  100.00
2503213926         DOWNEY                                              90240   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    118,400.00                    118,400.00   Second Lien                          473,600.00          592,000.00                           -             592,000.00          595,000.00                  100.00
2503213931         MILILANI                                            96789   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     74,850.00                     74,850.00   Second Lien                          399,200.00          474,050.00                           -             499,000.00          500,000.00                   95.00
2503214093         MIAMI                                               33180   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    135,000.00                    135,000.00   Second Lien                          405,000.00          540,000.00                           -             540,000.00          540,000.00                  100.00
2503214105         SAN FRANCISCO                                       94110   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     68,000.00                     68,000.00   Second Lien                          608,000.00          676,000.00                           -                      -          760,000.00                   88.95
2503214183         SACRAMENTO                                          95824   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     30,750.00                     30,750.00   Second Lien                          164,000.00          194,750.00                           -             205,000.00          310,000.00                   95.00
2503214188         ONTARIO                                             91761   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    107,000.00                    107,000.00   Second Lien                          428,000.00          535,000.00                           -             535,000.00          550,000.00                  100.00
2503214195         GLENDORA                                            91740   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     72,000.00                     72,000.00   Second Lien                          288,000.00          360,000.00                           -             360,000.00          375,000.00                  100.00
2503214374         SOUTH GATE                                          90280   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    115,000.00                    115,000.00   Second Lien                          345,000.00          460,000.00                           -             460,000.00          475,000.00                  100.00
2503214618         SAN JOSE                                            95111   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     79,000.00                     79,000.00   Second Lien                          316,000.00          395,000.00                           -             395,000.00          410,000.00                  100.00
2503214635         WEST PALM BEACH                                     33409   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     42,980.00                     42,980.00   Second Lien                          161,175.00          204,155.00                           -             214,900.00          226,000.00                   95.00
2503214701         MIAMI                                               33131   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     71,000.00                     71,000.00   Second Lien                          568,000.00          639,000.00                           -             710,000.00          710,000.00                   90.00
2503214720         LOS ANGELES                                         90003   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    120,000.00                    120,000.00   Second Lien                          480,000.00          600,000.00                           -             600,000.00          600,000.00                  100.00
2503214728         WAIKOLOA                                            96738   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     78,000.00                     78,000.00   Second Lien                          416,000.00          494,000.00                           -                      -          530,000.00                   93.21
2503214810         MIAMI                                               33132   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    140,000.00                    140,000.00   Second Lien                          560,000.00          700,000.00                           -             700,000.00          700,000.00                  100.00
2503214839         SOUTH OZONE PARK                                    11480   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     90,000.00                     90,000.00   Second Lien                          360,000.00          450,000.00                           -             450,000.00          450,000.00                  100.00
2503214894         LOCKPORT                                            60446   IL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     39,600.00                     39,600.00   Second Lien                          110,950.00          150,550.00                           -             158,500.00          158,500.00                   94.98
2503215021         CORONA                                              92880   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    134,800.00                    134,800.00   Second Lien                          539,200.00          674,000.00                           -             674,000.00          687,000.00                  100.00
2503215105         MIAMI                                               33172   FL                       20070501                20370401    FIXED                  No                                          360                    360                          360                     42,000.00                     42,000.00   Second Lien                          157,500.00          199,500.00                           -             210,000.00          210,000.00                   95.00
2503215333         MILILANI                                            96789   HI                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    106,000.00                    106,000.00   Second Lien                          424,000.00          530,000.00                           -             530,000.00          530,000.00                  100.00
2503215392         MIAMI                                               33145   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    140,000.00                    140,000.00   Second Lien                          420,000.00          560,000.00                           -             560,000.00          560,000.00                  100.00
2503215442         BROOKLYN                                            11203   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    105,000.00                    105,000.00   Second Lien                          420,000.00          525,000.00                           -             525,000.00          525,000.00                  100.00
2503215448         TALLAHASSEE                                         32308   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     30,000.00                     30,000.00   Second Lien                          112,500.00          142,500.00                           -             150,000.00          150,000.00                   95.00
2503215514         BOCA RATON                                          33498   FL                       20070501                20370401    FIXED                  No                                          360                    360                          360                     79,000.00                     79,000.00   Second Lien                          316,000.00          395,000.00                           -                      -          395,000.00                  100.00
2503215544         MORGAN HILL                                         95037   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    108,000.00                    108,000.00   Second Lien                          432,000.00          540,000.00                           -             540,000.00          540,000.00                  100.00
2503215598         MIAMI                                               33157   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    175,000.00                    175,000.00   Second Lien                          525,000.00          700,000.00                           -             700,000.00          700,000.00                  100.00
2503215644         HOLLIS                                              11423   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    115,000.00                    115,000.00   Second Lien                          345,000.00          460,000.00                           -             460,000.00          460,000.00                  100.00
2503215665         BROOKLYN                                            11208   NY                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    117,000.00                    117,000.00   Second Lien                          468,000.00          585,000.00                           -             585,000.00          600,000.00                  100.00
2503215774         VALLEJO                                             94589   CA                       20070401                20220101    FIXED                  Yes                                         180                    360                          180                     91,800.00                     91,800.00   Second Lien                          367,200.00          459,000.00                           -             459,000.00          470,000.00                  100.00
2503215798         OROVILLE                                            95966   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     53,750.00                     53,750.00   Second Lien                          150,500.00          204,250.00                           -                      -          215,000.00                   95.00
2503215805         INGLEWOOD                                           90301   CA                       20070501                20220401    FIXED                  No                                          180                    180                          180                     64,000.00                     64,000.00   Second Lien                          256,000.00          320,000.00                           -             320,000.00          320,000.00                  100.00
2503215835         KAHULUI                                             96732   HI                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    135,000.00                    135,000.00   Second Lien                          540,000.00          675,000.00                           -             675,000.00          689,000.00                  100.00
2503215962         BELLINGHAM                                          98229   WA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     42,750.00                     42,750.00   Second Lien                          228,000.00          270,750.00                           -             285,000.00          285,000.00                   90.00
2503216064         BURRILLVILLE                                         2859   RI                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     85,000.00                     85,000.00   Second Lien                          255,000.00          340,000.00                           -                      -          340,000.00                  100.00
2503216087         COPIAGUE                                            11726   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    113,750.00                    113,750.00   Second Lien                          341,250.00          455,000.00                           -             455,000.00          455,000.00                  100.00
2503216132         VALLEY STREAM                                       11580   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     90,000.00                     90,000.00   Second Lien                          360,000.00          450,000.00                           -             450,000.00          450,000.00                  100.00
2503216168         CHICAGO                                             60609   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     51,800.00                     51,800.00   Second Lien                          194,350.00          246,150.00                           -             259,137.00          262,000.00                   94.99
2503216200         BOYNTON BEACH                                       33435   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     47,600.00                     47,600.00   Second Lien                          178,500.00          226,100.00                           -             238,000.00          238,000.00                   95.00
2503216343         WASHINGTON                                          20010   DC                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     68,700.00                     68,700.00   Second Lien                          366,400.00          435,100.00                           -                      -          458,000.00                   95.00
2503216468         MIAMI                                               33186   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     88,000.00                     88,000.00   Second Lien                          352,000.00          440,000.00                           -                      -          440,000.00                  100.00
2503216546         MIAMI                                               33183   FL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     73,000.00                     73,000.00   Second Lien                          292,000.00          365,000.00                           -             365,000.00          390,000.00                  100.00
2503216584         FONTANA                                             92336   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     60,750.00                     60,750.00   Second Lien                          324,000.00          384,750.00                           -                      -          405,000.00                   95.00
2503216898         MORGAN HILL                                         95037   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     73,750.00                     73,750.00   Second Lien                          806,250.00          880,000.00                           -                      -        1,075,000.00                   81.86
2503216957         STOCKTON                                            95206   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     65,985.00                     65,985.00   Second Lien                          247,444.00          313,429.00                           -             329,926.00          330,000.00                   95.00
2503217025         PETALUMA                                            94954   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     92,800.00                     92,800.00   Second Lien                          371,200.00          464,000.00                           -             464,000.00          464,000.00                  100.00
2503217072         ORANGE                                              92867   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    119,000.00                    119,000.00   Second Lien                          476,000.00          595,000.00                           -             595,000.00          600,000.00                  100.00
2503217163         LAS VEGAS                                           89108   NV                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     60,000.00                     60,000.00   Second Lien                          240,000.00          300,000.00                           -             300,000.00          300,000.00                  100.00
2503217254         SALINAS                                             93901   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    113,000.00                    113,000.00   Second Lien                          452,000.00          565,000.00                           -             565,000.00          570,000.00                  100.00
2503217285         MIAMI                                               33165   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     80,000.00                     80,000.00   Second Lien                          240,000.00          320,000.00                           -             320,000.00          320,000.00                  100.00
2503217325         EWA BEACH                                           96706   HI                       20070501                20220101    FIXED                  Yes                                         180                    360                          180                     84,000.00                     84,000.00   Second Lien                          332,000.00          416,000.00                           -             415,000.00          420,000.00                  100.00
2503217350         HOLLYWOOD                                           33021   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     45,000.00                     45,000.00   Second Lien                          134,900.00          179,900.00                           -             179,900.00          180,000.00                  100.00
2503217424         LAS VEGAS                                           89101   NV                       20070501                20220101    FIXED                  Yes                                         180                    360                          180                     44,000.00                     44,000.00   Second Lien                          176,000.00          220,000.00                           -             220,000.00          223,000.00                  100.00
2503217471         POMPANO BEACH                                       33065   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     94,000.00                     94,000.00   Second Lien                          352,500.00          446,500.00                           -             470,000.00          470,000.00                   95.00
2503217504         CHICAGO                                             60639   IL                       20070201                20220301    FIXED                  Yes                                         180                    360                          178                     56,000.00                     56,000.00   Second Lien                          213,750.00          269,750.00                           -             285,000.00          285,000.00                   95.00
2503217520         MIAMI                                               33185   FL                       20070201                20220301    FIXED                  Yes                                         180                    360                          178                    113,750.00                    113,750.00   Second Lien                          341,250.00          455,000.00                           -             455,000.00          455,000.00                  100.00
2503217693         EWA BEACH                                           96706   HI                       20070501                20220101    FIXED                  Yes                                         180                    360                          180                     60,000.00                     60,000.00   Second Lien                          240,000.00          300,000.00                           -             300,000.00          300,000.00                  100.00
2503217763         CHICAGO                                             60617   IL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     35,200.00                     35,200.00   Second Lien                          132,000.00          167,200.00                           -             176,000.00          176,000.00                   95.00
2503217987         WOODHAVEN                                           11421   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    108,000.00                    108,000.00   Second Lien                          432,000.00          540,000.00                           -             540,000.00          540,000.00                  100.00
2503218195         BELLEVUE                                            98006   WA                       20070501                20220201    FIXED                  Yes                                         180                    360                          180                     70,000.00                     70,000.00   Second Lien                          373,600.00          443,600.00                           -             467,000.00          467,000.00                   94.99
2503218213         NEWBURGH                                            12550   NY                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     42,000.00                     42,000.00   Second Lien                          210,000.00          252,000.00                           -                      -          280,000.00                   90.00
5500003734         WEST HOLLYWOOD                                      90069   CA                       20070101                20220301    ARMS                   Yes                                         360                    480                          357                  4,000,000.00                  3,994,943.78   First Lien                                    -        4,000,000.00                           -           6,250,000.00        6,250,000.00                   64.00
5500003925         SOMERVILLE                                           2145   MA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  2,221,000.00                  2,221,000.00   First Lien                                    -        2,221,000.00                           -                      -        3,025,000.00                   73.42
5500004053         LAWRENCEBURG                                        40342   KY                       20070101                20220301    ARMS                   Yes                                         180                    360                          177                  2,100,000.00                  2,094,418.14   First Lien                                    -        2,100,000.00                           -           2,800,000.00        2,900,000.00                   75.00
5500004058         PHOENIX                                             85017   AZ                       20070101                20361201    ARMS                   No                                          360                    360                          357                  3,853,000.00                  3,853,000.00   First Lien                                    -        3,853,000.00                           -           5,578,000.00        5,578,000.00                   69.07
5500004097         POCATELLO                                           83201   ID                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                  1,432,080.00                  1,430,557.63   First Lien                                    -        1,432,080.00                           -                      -        1,989,000.00                   72.00
5500004106         MEMPHIS                                             38122   TN                       20061201                20361101    ARMS                   No                                          360                    360                          356                    588,800.00                    586,603.06   First Lien                                    -          588,800.00                           -             736,000.00          740,000.00                   80.00
5500004110         SHALIMAR                                            32579   FL                       20070201                20370101    ARMS                   No                                          360                    360                          358                  4,320,000.00                  4,311,998.88   First Lien                                    -        4,320,000.00                           -           5,400,000.00        5,465,000.00                   80.00
5500004111         MIDDLETOWN                                           6457   CT                       20070101                20361201    ARMS                   No                                          360                    360                          357                    736,000.00                    734,164.32   First Lien                                    -          736,000.00                           -             990,000.00          920,000.00                   80.00
5500004119         KALAMAZOO                                           49001   MI                       20070101                20361201    ARMS                   No                                          360                    360                          357                    280,000.00                    279,325.36   First Lien                                    -          280,000.00                           -             350,000.00          350,000.00                   80.00
5500004120         KALAMAZOO                                           49048   MI                       20070101                20361201    ARMS                   No                                          360                    360                          357                    261,600.00                    260,969.69   First Lien                                    -          261,600.00                           -             327,000.00          327,000.00                   80.00
5500004126         MURFREESBORO                                        37130   TN                       20070101                20361201    ARMS                   No                                          360                    360                          357                    615,000.00                    613,503.48   First Lien                                    -          615,000.00                           -                      -          820,000.00                   75.00
5500004137         ANCHORAGE                                           99508   AK                       20070101                20361201    ARMS                   No                                          360                    360                          357                    453,750.00                    452,623.84   First Lien                                    -          453,750.00                           -                      -          605,000.00                   75.00
5500004150         GRANDVIEW                                           43212   OH                       20070101                20361201    ARMS                   No                                          360                    360                          357                  2,150,000.00                  2,144,001.16   First Lien                                    -        2,150,000.00                           -                      -        2,975,000.00                   72.27
5500004151         COLUMBUS                                            43212   OH                       20070101                20361201    ARMS                   No                                          360                    360                          357                    950,000.00                    947,349.36   First Lien                                    -          950,000.00                           -                      -        1,370,000.00                   69.34
5500004153         HOUSTON                                             77039   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                  4,200,000.00                  4,187,703.64   First Lien                                    -        4,200,000.00                           -                      -        5,600,000.00                   75.00
5500004155         LOUISVILLE                                          40219   KY                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,645,000.00                  1,645,000.00   First Lien                                    -        1,645,000.00                           -                      -        2,350,000.00                   70.00
5500004159         FOXBORO                                              2035   MA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    490,000.00                    488,783.88   First Lien                                    -          490,000.00                           -                      -          700,000.00                   70.00
5500004160         SPARTANBURG                                         29301   SC                       20070201                20370101    ARMS                   No                                          360                    360                          358                    400,000.00                    399,404.11   First Lien                                    -          400,000.00                           -                      -          610,000.00                   65.57
5500004161         GREENVILLE                                          29601   SC                       20070101                20361201    ARMS                   No                                          360                    360                          357                    900,000.00                    897,584.37   First Lien                                    -          900,000.00                           -                      -        1,200,000.00                   75.00
5500004164         SHAKOPEE                                            55379   MN                       20070101                20361201    ARMS                   No                                          360                    360                          357                    546,000.00                    544,476.57   First Lien                                    -          546,000.00                           -             682,500.00          695,000.00                   80.00
5500004170         TOOELE                                              84074   UT                       20070101                20361201    ARMS                   No                                          360                    360                          357                    488,000.00                    486,752.60   First Lien                                    -          488,000.00                           -             610,000.00          635,000.00                   80.00
5500004171         FRESNO                                              93727   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    720,000.00                    718,159.58   First Lien                                    -          720,000.00                           -                      -        1,110,000.00                   64.86
5500004172         KETTERING                                           45420   OH                       20070101                20361201    ARMS                   No                                          360                    360                          357                    800,000.00                    797,975.07   First Lien                                    -          800,000.00                           -           1,000,000.00        1,000,000.00                   80.00
5500004173         ROCHESTER                                           14626   NY                       20070201                20170301    FIXED                  Yes                                         120                    360                          118                    708,750.00                    707,394.16   First Lien                                    -          708,750.00                           -             945,000.00          950,000.00                   75.00
5500004178         MOSCOW                                              83843   ID                       20070201                20370101    ARMS                   No                                          360                    360                          358                  2,250,000.00                  2,245,517.46   First Lien                                    -        2,250,000.00                           -                      -        3,400,000.00                   66.18
5500004180         LYNNWOOD                                            98087   WA                       20070101                20220301    ARMS                   Yes                                         180                    360                          177                  2,000,000.00                  1,994,657.99   First Lien                                    -        2,000,000.00                           -                      -        3,800,000.00                   52.63
5500004181         PORTLAND                                            97236   OR                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,158,400.00                  1,155,089.00   First Lien                                    -        1,158,400.00                           -           1,448,070.00        1,675,000.00                   80.00
5500004182         PORTLAND                                            97211   OR                       20070101                20361201    ARMS                   No                                          360                    360                          357                    870,000.00                    867,797.89   First Lien                                    -          870,000.00                           -           1,160,000.00        1,160,000.00                   75.00
5500004183         WASILLA                                             99654   AK                       20070201                20370101    ARMS                   No                                          360                    360                          358                    563,500.00                    562,485.36   First Lien                                    -          563,500.00                           -                      -          830,000.00                   67.89
5500004186         AUSTIN                                              78705   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                    502,000.00                    500,860.51   First Lien                                    -          502,000.00                           -             717,500.00          721,000.00                   69.97
5500004187         TIGARD                                              97223   OR                       20070101                20361201    ARMS                   No                                          360                    360                          357                    937,500.00                    935,068.17   First Lien                                    -          937,500.00                           -           1,250,000.00        1,525,000.00                   75.00
5500004188         ITHACA                                              14850   NY                       20070201                20370101    ARMS                   No                                          360                    360                          358                    589,125.00                    588,064.22   First Lien                                    -          589,125.00                           -             785,500.00          800,000.00                   75.00
5500004189         AUSTIN                                              78705   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                    440,000.00                    439,001.23   First Lien                                    -          440,000.00                           -             700,000.00          704,000.00                   62.86
5500004190         AUSTIN                                              78756   TX                       20070101                20361201    ARMS                   No                                          360                    360                          357                    945,000.00                    943,060.25   First Lien                                    -          945,000.00                           -           1,280,000.00        1,300,000.00                   73.83
5500004191         FRIDLEY                                             55432   MN                       20070201                20370101    ARMS                   No                                          360                    360                          358                    827,500.00                    825,810.67   First Lien                                    -          827,500.00                           -                      -        1,035,000.00                   79.95
5500004193         HOLLADAY                                            84117   UT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    515,000.00                    513,969.81   First Lien                                    -          515,000.00                           -           2,145,000.00        2,220,000.00                   24.01
5500004198         ST PAUL                                             55106   MN                       20070101                20361201    ARMS                   No                                          360                    360                          357                  3,112,000.00                  3,103,565.73   First Lien                                    -        3,112,000.00                           -           3,890,000.00        4,000,000.00                   80.00
5500004201         GRANTS PASS                                         97527   OR                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,650,000.00                  1,650,000.00   First Lien                                    -        1,650,000.00                           -                      -        3,060,000.00                   53.92
5500004203         NEW HAVEN                                            6511   CT                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,852,500.00                  1,847,671.17   First Lien                                    -        1,852,500.00                           -           2,470,000.00        2,470,000.00                   75.00
5500004211         RIO RANCHO                                          87124   NM                       20070301                20220301    ARMS                   Yes                                         180                    360                          179                  1,141,500.00                  1,140,055.86   First Lien                                    -        1,141,500.00                           -           1,690,000.00        1,690,000.00                   67.54
5500004217         FAIRBORN                                            45324   OH                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,000,000.00                    997,966.80   First Lien                                    -        1,000,000.00                           -           1,250,000.00        1,250,000.00                   80.00
5500004220         MESA                                                85204   AZ                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    668,500.00                    667,785.73   First Lien                                    -          668,500.00                           -             945,000.00          955,000.00                   70.74
5500004223         FAIR OAKS                                           95628   CA                       20070301                20220301    ARMS                   Yes                                         180                    360                          179                  1,560,000.00                  1,558,026.41   First Lien                                    -        1,560,000.00                           -                      -        2,500,000.00                   62.40
5500004240         MILFORD                                             45150   OH                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,168,000.00                  1,165,634.88   First Lien                                    -        1,168,000.00                           -           1,460,000.00        1,460,000.00                   80.00
5500004245         WAITE PARK                                          56387   MN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    660,000.00                    659,178.60   First Lien                                    -          660,000.00                           -                      -        1,060,000.00                   62.26
5500004248         PROVO                                               84606   UT                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    497,000.00                    496,477.00   First Lien                                    -          497,000.00                           -             750,000.00          710,000.00                   70.00
5500004249         EAST PALO ALTO                                      94061   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,829,000.00                  1,829,000.00   First Lien                                    -        1,829,000.00                           -                      -        3,640,000.00                   50.25
5500004252         MILFORD                                             45150   OH                       20070201                20370101    ARMS                   No                                          360                    360                          358                    633,000.00                    631,744.04   First Lien                                    -          633,000.00                           -             860,000.00          823,000.00                   76.91
5500004255         MONROE                                              98272   WA                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                  6,200,000.00                  6,186,598.42   First Lien                                    -        6,200,000.00                           -                      -        9,100,000.00                   68.13
5500004276         BEAVERTON                                           97007   OR                       20070301                20220101    ARMS                   Yes                                         360                    480                          359                    866,000.00                    865,296.22   First Lien                                    -          866,000.00                           -           1,275,000.00        1,285,000.00                   67.92
5500004283         FLORENCE                                            41042   KY                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,240,000.00                  1,240,000.00   First Lien                                    -        1,240,000.00                           -           1,550,000.00        1,550,000.00                   80.00
5500004292         UNION TOWNSHIP                                      45245   OH                       20070401                20370301    ARMS                   No                                          360                    360                          360                    930,000.00                    930,000.00   First Lien                                    -          930,000.00                           -                      -        1,240,000.00                   75.00
5500004294         CINCINNATI                                          45230   OH                       20070401                20370301    ARMS                   No                                          360                    360                          360                    672,000.00                    672,000.00   First Lien                                    -          672,000.00                           -                      -          900,000.00                   74.67
5500004308         SALINAS                                             93901   CA                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                    547,500.00                    547,068.56   First Lien                                    -          547,500.00                           -                      -        1,050,000.00                   52.14
5500004318         GRAND PRAIRIE                                       75051   TX                       20070301                20370201    ARMS                   No                                          360                    360                          359                    464,760.00                    464,195.82   First Lien                                    -          464,760.00                           -             600,000.00          600,000.00                   77.46
5500004319         LONG BEACH                                          90813   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  2,515,000.00                  2,511,724.30   First Lien                                    -        2,515,000.00                           -                      -        3,800,000.00                   66.18
5500004327         PORTLAND                                            97233   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,758,750.00                  1,756,498.16   First Lien                                    -        1,758,750.00                           -           2,345,000.00        2,625,000.00                   75.00
5500004328         LA HABRA                                            90631   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,500,000.00                  1,498,021.79   First Lien                                    -        1,500,000.00                           -                      -        2,500,000.00                   60.00
5500004338         SAN FRANCISCO                                       94103   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    975,000.00                    973,816.43   First Lien                                    -          975,000.00                           -                      -        1,500,000.00                   65.00
5500005014         LONG BEACH                                          90813   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    680,000.00                    679,139.72   First Lien                                    -          680,000.00                           -                      -        1,000,000.00                   68.00
5500005064         LOS ANGELES                                         91406   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  2,465,000.00                  2,458,055.53   First Lien                                    -        2,465,000.00                           -                      -        4,000,000.00                   61.63
5500005080         RIVERSIDE                                           92504   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,587,000.00                  1,587,000.00   First Lien                                    -        1,587,000.00                           -                      -        2,800,000.00                   56.68
5500005082         LOS ANGELES                                         90028   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,250,000.00                  1,246,628.62   First Lien                                    -        1,250,000.00                           -           2,275,000.00        2,275,000.00                   54.95
5500005084         AUBURN                                              98002   WA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    725,000.00                    722,877.41   First Lien                                    -          725,000.00                           -                      -        1,100,000.00                   65.91
5500005103         LOS ANGELES                                         90047   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    450,000.00                    448,792.18   First Lien                                    -          450,000.00                           -                      -          845,000.00                   53.25
5500005124         EL CAJON                                            92019   CA                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                  2,830,000.00                  2,826,897.97   First Lien                                    -        2,830,000.00                           -                      -        3,775,000.00                   74.97
5500005131         PLANO                                               75075   TX                       20070101                20170301    FIXED                  Yes                                         120                    360                          117                  1,100,000.00                  1,097,215.71   First Lien                                    -        1,100,000.00                           -                      -        1,800,000.00                   61.11
5500005142         LOS ANGELES                                         90293   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    844,000.00                    842,881.30   First Lien                                    -          844,000.00                           -           1,999,500.00        1,850,000.00                   45.62
5500005151         TUCSON                                              85705   AZ                       20070101                20361201    ARMS                   No                                          360                    360                          357                  2,975,000.00                  2,975,000.00   First Lien                                    -        2,975,000.00                           -                      -        5,260,000.00                   56.56
5500005154         FARMINGTON                                          87401   NM                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                  3,450,000.00                  3,443,126.77   First Lien                                    -        3,450,000.00                           -           4,610,000.00        4,600,000.00                   75.00
5500005156         BAKERSFIELD                                         93304   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    900,000.00                    897,513.05   First Lien                                    -          900,000.00                           -                      -        1,462,000.00                   61.56
5500005158         LOS ANGELES                                         90022   CA                       20061201                20361101    ARMS                   No                                          360                    360                          356                    775,500.00                    772,578.45   First Lien                                    -          775,500.00                           -           1,088,000.00        1,100,000.00                   71.28
5500005159         VAN NUYS                                            91411   CA                       20070301                20220301    ARMS                   Yes                                         180                    360                          179                  1,608,000.00                  1,605,989.47   First Lien                                    -        1,608,000.00                           -                      -        3,100,000.00                   51.87
5500005161         LOS ANGELES                                         90041   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    580,000.00                    578,495.51   First Lien                                    -          580,000.00                           -                      -        1,075,000.00                   53.95
5500005165         CASTLE ROCK                                         80109   CO                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                  2,600,000.00                  2,595,026.21   First Lien                                    -        2,600,000.00                           -                      -        5,825,000.00                   44.64
5500005170         PALM DESERT                                         92260   CA                       20070101                20220101    ARMS                   Yes                                         180                    360                          177                  1,965,000.00                  1,959,776.97   First Lien                                    -        1,965,000.00                           -                      -        4,400,000.00                   44.66
5500005185         LONG BEACH                                          90813   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    800,000.00                    797,789.35   First Lien                                    -          800,000.00                           -           1,450,000.00        1,450,000.00                   55.17
5500005189         LOS ANGELES                                         90029   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    735,000.00                    732,939.31   First Lien                                    -          735,000.00                           -                      -        1,190,000.00                   61.76
5500005196         VISTA                                               92084   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    703,200.00                    701,275.57   First Lien                                    -          703,200.00                           -           1,239,900.00        1,250,000.00                   56.71
5500005199         LOS ANGELES                                         90006   CA                       20070201                20170301    FIXED                  Yes                                         120                    300                          118                    927,000.00                    924,396.12   First Lien                                    -          927,000.00                           -                      -        1,450,000.00                   63.93
5500005204         HAWTHORNE                                           90250   CA                       20070101                20170101    ARMS                   Yes                                         360                    480                          357                  2,225,000.00                  2,221,944.13   First Lien                                    -        2,225,000.00                           -                      -        3,220,000.00                   69.10
5500005205         HAWTHORNE                                           90250   CA                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                  2,125,000.00                  2,122,081.49   First Lien                                    -        2,125,000.00                           -                      -        3,075,000.00                   69.11
5500005206         HAWTHORNE                                           90250   CA                       20070101                20361201    ARMS                   Yes                                         360                    480                          357                  2,075,000.00                  2,072,150.16   First Lien                                    -        2,075,000.00                           -                      -        3,100,000.00                   66.94
5500005214         LOS ANGELES                                         90016   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,100,000.00                  1,097,592.95   First Lien                                    -        1,100,000.00                           -                      -        1,540,000.00                   71.43
5500005215         ANAHEIM                                             92804   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,700,000.00                  1,700,000.00   First Lien                                    -        1,700,000.00                           -                      -        3,000,000.00                   56.67
5500005216         PALMDALE                                            93550   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,021,900.00                  1,019,103.40   First Lien                                    -        1,021,900.00                           -           1,375,000.00        1,370,000.00                   74.59
5500005217         GARDEN GROVE                                        92841   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,850,000.00                  1,850,000.00   First Lien                                    -        1,850,000.00                           -                      -        3,050,000.00                   60.66
5500005218         TUSTIN                                              92780   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,000,000.00                  1,000,000.00   First Lien                                    -        1,000,000.00                           -                      -        1,560,000.00                   64.10
5500005220         TUSTIN                                              92780   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  2,100,000.00                  2,100,000.00   First Lien                                    -        2,100,000.00                           -                      -        3,300,000.00                   63.64
5500005222         TORRANCE                                            90503   CA                       20070201                20361201    ARMS                   Yes                                         360                    480                          358                    865,000.00                    863,856.34   First Lien                                    -          865,000.00                           -                      -        1,300,000.00                   66.54
5500005223         LOS ANGELES                                         90035   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,925,000.00                  1,920,787.67   First Lien                                    -        1,925,000.00                           -                      -        2,725,000.00                   70.64
5500005225         WHITTIER                                            90602   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,170,000.00                  1,167,621.15   First Lien                                    -        1,170,000.00                           -                      -        2,150,000.00                   54.42
5500005228         CHATSWORTH                                          91311   CA                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                    780,000.00                    778,519.89   First Lien                                    -          780,000.00                           -                      -        2,775,000.00                   28.11
5500005229         CARLSBAD                                            92009   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                  1,400,000.00                  1,396,314.85   First Lien                                    -        1,400,000.00                           -                      -        2,900,000.00                   48.28
5500005230         ANCHORAGE                                           99508   AK                       20070301                20370201    ARMS                   No                                          360                    360                          359                    333,750.00                    333,374.30   First Lien                                    -          333,750.00                           -             445,000.00          445,000.00                   75.00
5500005231         LONG BEACH                                          90813   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    345,000.00                    344,236.23   First Lien                                    -          345,000.00                           -                      -          950,000.00                   36.32
5500005237         FULLERTON                                           92832   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    500,000.00                    500,000.00   First Lien                                    -          500,000.00                           -                      -          900,000.00                   55.56
5500005238         PHOENIX                                             85040   AZ                       20070201                20370101    ARMS                   No                                          360                    360                          358                  2,100,000.00                  2,100,000.00   First Lien                                    -        2,100,000.00                           -                      -        4,400,000.00                   47.73
5500005240         EL CAJON                                            92020   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    924,000.00                    922,035.12   First Lien                                    -          924,000.00                           -                      -        1,320,000.00                   70.00
5500005241         DALLAS                                              75216   TX                       20070201                20370101    ARMS                   No                                          360                    360                          358                    929,500.00                    927,625.48   First Lien                                    -          929,500.00                           -                      -        1,430,000.00                   65.00
5500005242         DALLAS                                              75216   TX                       20070201                20370101    ARMS                   No                                          360                    360                          358                    754,000.00                    752,479.41   First Lien                                    -          754,000.00                           -                      -        1,160,000.00                   65.00
5500005243         MONROVIA                                            91016   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    600,000.00                    598,276.79   First Lien                                    -          600,000.00                           -                      -        1,075,000.00                   55.81
5500005248         LONG BEACH                                          90805   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    607,750.00                    606,633.41   First Lien                                    -          607,750.00                           -             935,000.00          935,000.00                   65.00
5500005254         INGLEWOOD                                           90301   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    710,000.00                    708,538.67   First Lien                                    -          710,000.00                           -           1,300,000.00        1,400,000.00                   54.62
5500005255         MAMMOTH LAKES                                       93546   CA                       20070301                20370101    ARMS                   Yes                                         360                    480                          359                    915,000.00                    914,280.34   First Lien                                    -          915,000.00                           -                      -        1,600,000.00                   57.19
5500005256         ALABASTER                                           35007   AL                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                    630,000.00                    628,770.12   First Lien                                    -          630,000.00                           -             970,000.00          970,000.00                   64.95
5500005263         ANAHEIM                                             92805   CA                       20070201                20220101    ARMS                   Yes                                         360                    480                          358                    720,000.00                    719,264.89   First Lien                                    -          720,000.00                           -           1,090,000.00        1,090,000.00                   66.06
5500005266         ORANGE                                              92868   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    620,000.00                    618,506.17   First Lien                                    -          620,000.00                           -             921,500.00          933,000.00                   67.28
5500005267         GREAT FALLS                                         59404   MT                       20070201                20370101    ARMS                   No                                          360                    360                          358                    532,000.00                    531,139.76   First Lien                                    -          532,000.00                           -             857,000.00          770,000.00                   69.09
5500005268         NORTH HOLLYWOOD                                     91601   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    475,000.00                    473,797.70   First Lien                                    -          475,000.00                           -             785,000.00          785,000.00                   60.51
5500005275         HIGHLAND                                            92410   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    935,000.00                    933,129.66   First Lien                                    -          935,000.00                           -                      -        1,700,000.00                   55.00
5500005276         POMONA                                              91767   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    962,500.00                    960,574.66   First Lien                                    -          962,500.00                           -                      -        1,750,000.00                   55.00
5500005277         GARDENA                                             90249   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    790,000.00                    788,476.42   First Lien                                    -          790,000.00                           -           1,147,000.00        1,150,000.00                   68.88
5500005278         LAKEWOOD                                            90715   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,075,000.00                  1,072,943.53   First Lien                                    -        1,075,000.00                           -           1,630,000.00        1,630,000.00                   65.95
5500005279         LOS ANGELES                                         90018   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    630,000.00                    628,744.89   First Lien                                    -          630,000.00                           -             900,000.00          940,000.00                   70.00
5500005280         LOS ANGELES                                         90005   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                  1,650,000.00                  1,648,340.44   First Lien                                    -        1,650,000.00                           -                      -        3,040,000.00                   54.28
5500005281         LOS ANGELES                                         90046   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                  1,025,000.00                  1,023,915.90   First Lien                                    -        1,025,000.00                           -                      -        1,675,000.00                   61.19
5500005283         HAWTHORNE                                           90250   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,020,000.00                  1,017,883.43   First Lien                                    -        1,020,000.00                           -                      -        1,785,000.00                   57.14
5500005287         BELLFLOWER                                          90706   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    700,000.00                    698,547.46   First Lien                                    -          700,000.00                           -           1,183,050.00        1,300,000.00                   59.17
5500005289         SPRINGDALE                                          72762   AR                       20070201                20370101    ARMS                   No                                          360                    360                          358                    564,000.00                    562,805.55   First Lien                                    -          564,000.00                           -             752,000.00          752,000.00                   75.00
5500005290         VISTA                                               92083   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  3,680,000.00                  3,680,000.00   First Lien                                    -        3,680,000.00                           -                      -        5,820,000.00                   63.23
5500005293         LA MESA                                             91942   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    515,000.00                    513,948.64   First Lien                                    -          515,000.00                           -                      -        1,130,000.00                   45.58
5500005295         HAWTHORNE                                           90250   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    710,000.00                    710,000.00   First Lien                                    -          710,000.00                           -                      -        1,190,000.00                   59.66
5500005296         LOS ANGELES                                         91605   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    793,500.00                    791,912.71   First Lien                                    -          793,500.00                           -                      -        1,200,000.00                   66.13
5500005297         BEND                                                97702   OR                       20070201                20220301    ARMS                   Yes                                         180                    360                          178                    670,000.00                    668,665.19   First Lien                                    -          670,000.00                           -                      -        1,925,000.00                   34.81
5500005298         VICTORVILLE                                         92395   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    425,000.00                    424,153.30   First Lien                                    -          425,000.00                           -             746,900.00          770,000.00                   56.90
5500005300         LOS ANGELES                                         90057   CA                       20070101                20361201    ARMS                   No                                          360                    360                          357                    708,000.00                    706,024.57   First Lien                                    -          708,000.00                           -           1,288,000.00        1,288,000.00                   54.97
5500005301         SAN DIEGO                                           92104   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    515,000.00                    513,948.64   First Lien                                    -          515,000.00                           -                      -        1,175,000.00                   43.83
5500005302         LA MESA                                             91942   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    600,000.00                    598,775.11   First Lien                                    -          600,000.00                           -                      -        2,030,000.00                   29.56
5500005303         YORBA LINDA                                         92887   CA                       20070401                20220301    ARMS                   Yes                                         180                    360                          180                  2,000,000.00                  1,980,000.00   First Lien                                    -        2,000,000.00                           -                      -        3,170,000.00                   63.09
5500005305         WESTMINSTER                                         92683   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    840,000.00                    838,228.26   First Lien                                    -          840,000.00                           -                      -        1,450,000.00                   57.93
5500005306         LONG BEACH                                          90805   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    970,000.00                    968,043.80   First Lien                                    -          970,000.00                           -                      -        1,950,000.00                   49.74
5500005307         LAWTON                                              73505   OK                       20070201                20370101    ARMS                   No                                          360                    360                          358                    667,500.00                    666,207.44   First Lien                                    -          667,500.00                           -             927,500.00          890,000.00                   75.00
5500005308         EL MONTE                                            91732   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    700,000.00                    698,682.42   First Lien                                    -          700,000.00                           -                      -        1,300,000.00                   53.85
5500005309         LOS ANGELES                                         90020   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    749,027.95   First Lien                                    -          750,000.00                           -           1,500,000.00        1,500,000.00                   50.00
5500005311         APPLE VALLEY                                        92308   CA                       20070201                20370201    ARMS                   Yes                                         360                    480                          358                    787,500.00                    786,310.58   First Lien                                    -          787,500.00                           -           1,125,000.00        1,125,000.00                   70.00
5500005315         LOS ANGELES                                         91352   CA                       20070301                20370101    ARMS                   Yes                                         360                    480                          359                    600,000.00                    599,506.90   First Lien                                    -          600,000.00                           -                      -          800,000.00                   75.00
5500005316         LOS ANGELES                                         90006   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  4,450,000.00                  4,440,262.42   First Lien                                    -        4,450,000.00                           -                      -        6,265,000.00                   71.03
5500005319         PORTLAND                                            97203   OR                       20070201                20370101    ARMS                   No                                          360                    360                          358                    535,000.00                    533,921.06   First Lien                                    -          535,000.00                           -             768,000.00          780,000.00                   69.66
5500005322         LOS ANGELES                                         90004   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    875,000.00                    873,085.30   First Lien                                    -          875,000.00                           -                      -        1,600,000.00                   54.69
5500005323         UPLAND                                              91786   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    568,000.00                    566,816.56   First Lien                                    -          568,000.00                           -             915,000.00          925,000.00                   62.08
5500005325         FULLERTON                                           92833   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,265,000.00                  1,262,520.46   First Lien                                    -        1,265,000.00                           -           1,730,000.00        1,860,000.00                   73.12
5500005327         LOS ANGELES                                         91402   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,950,000.00                  1,950,000.00   First Lien                                    -        1,950,000.00                           -                      -        3,115,000.00                   62.60
5500005328         LOS ANGELES                                         91402   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  2,750,000.00                  2,750,000.00   First Lien                                    -        2,750,000.00                           -                      -        4,800,000.00                   57.29
5500005329         PANORAMA CITY                                       91402   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,100,000.00                  1,100,000.00   First Lien                                    -        1,100,000.00                           -                      -        2,250,000.00                   48.89
5500005331         LOS ANGELES                                         90291   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    600,000.00   First Lien                                    -          600,000.00                           -                      -        1,455,000.00                   41.24
5500005332         EDMONDS                                             98020   WA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,300,000.00                  1,297,356.84   First Lien                                    -        1,300,000.00                           -           2,180,000.00        2,185,000.00                   59.63
5500005335         GRESHAM                                             97230   OR                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,912,000.00                  1,908,144.06   First Lien                                    -        1,912,000.00                           -           2,390,000.00        2,750,000.00                   80.00
5500005341         INDIANAPOLIS                                        46226   IN                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,631,250.00                  1,628,065.51   First Lien                                    -        1,631,250.00                           -           2,175,000.00        2,175,000.00                   75.00
5500005342         MORENO VALLEY                                       92553   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    444,000.00                    443,330.85   First Lien                                    -          444,000.00                           -             650,000.00          675,000.00                   68.31
5500005344         LOS ANGELES                                         91406   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  2,793,000.00                  2,787,011.94   First Lien                                    -        2,793,000.00                           -           4,200,000.00        4,200,000.00                   66.50
5500005353         NORTH HOLLYWOOD                                     91606   CA                       20070301                20370101    ARMS                   Yes                                         360                    480                          359                    701,250.00                    700,673.69   First Lien                                    -          701,250.00                           -             935,000.00          935,000.00                   75.00
5500005355         EL CAJON                                            92021   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    817,500.00                    816,455.82   First Lien                                    -          817,500.00                           -                      -        1,090,000.00                   75.00
5500005358         SAN FRANCISCO                                       94121   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,800,000.00                  1,796,369.92   First Lien                                    -        1,800,000.00                           -                      -        4,185,000.00                   43.01
5500005360         LOS ANGELES                                         90037   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    965,000.00                    965,000.00   First Lien                                    -          965,000.00                           -                      -        1,700,000.00                   56.76
5500005361         LOS ANGELES                                         90057   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    875,000.00                    875,000.00   First Lien                                    -          875,000.00                           -                      -        1,585,000.00                   55.21
5500005362         POMONA                                              91767   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    821,000.00                    819,410.22   First Lien                                    -          821,000.00                           -                      -        2,200,000.00                   37.32
5500005363         TORRANCE                                            90501   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                  4,140,000.00                  4,135,196.25   First Lien                                    -        4,140,000.00                           -                      -        5,900,000.00                   70.17
5500005364         LOMITA                                              90717   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                  3,675,000.00                  3,670,735.81   First Lien                                    -        3,675,000.00                           -                      -        5,400,000.00                   68.06
5500005372         AUBURN                                              98002   WA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    675,000.00                    675,000.00   First Lien                                    -          675,000.00                           -                      -        1,010,000.00                   66.83
5500005390         LOS ANGELES                                         90029   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    865,000.00                    863,182.98   First Lien                                    -          865,000.00                           -                      -        1,275,000.00                   67.84
5500005413         WEST HOLLYWOOD                                      90046   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    599,204.72   First Lien                                    -          600,000.00                           -                      -        1,575,000.00                   38.10
5500005414         WEST HOLLYWOOD                                      90046   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    599,204.72   First Lien                                    -          600,000.00                           -                      -        1,150,000.00                   52.17
5500005423         SEATTLE                                             98103   WA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                  1,960,000.00                  1,958,389.20   First Lien                                    -        1,960,000.00                           -                      -        3,430,000.00                   57.14
5500005425         VAN NUYS                                            91405   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    975,000.00                    975,000.00   First Lien                                    -          975,000.00                           -           1,575,000.00        1,575,000.00                   61.90
5500005426         LOS ANGELES                                         90038   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,245,000.00                  1,242,275.66   First Lien                                    -        1,245,000.00                           -                      -        1,770,000.00                   70.34
5500005428         LOS ANGELES                                         90019   CA                       20070201                20370101    ARMS                   Yes                                         360                    480                          358                    500,000.00                    499,217.58   First Lien                                    -          500,000.00                           -                      -          740,000.00                   67.57
5500005432         LOS ANGELES                                         90003   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    499,362.89   First Lien                                    -          500,000.00                           -                      -          970,000.00                   51.55
5500005436         CHICO                                               95926   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,020,000.00                  1,020,000.00   First Lien                                    -        1,020,000.00                           -                      -        1,500,000.00                   68.00
5500005437         HIXSON                                              37343   TN                       20070301                20370201    ARMS                   No                                          360                    360                          359                    439,500.00                    439,026.21   First Lien                                    -          439,500.00                           -             586,000.00          586,000.00                   75.00
5500005442         FULLERTON                                           92833   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    499,353.56   First Lien                                    -          500,000.00                           -                      -          995,000.00                   50.25
5500005443         NORTH HOLLYWOOD                                     91601   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    875,000.00                    873,161.96   First Lien                                    -          875,000.00                           -           1,430,000.00        1,430,000.00                   61.19
5500005444         HOQUIAM                                             98550   WA                       20070301                20220301    ARMS                   Yes                                         180                    360                          179                    880,000.00                    878,921.19   First Lien                                    -          880,000.00                           -                      -        1,230,000.00                   71.54
5500005454         LOS ANGELES                                         90057   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                  1,597,500.00                  1,597,500.00   First Lien                                    -        1,597,500.00                           -                      -        2,130,000.00                   75.00
5500005455         LOS ANGELES                                         90004   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                  1,001,250.00                    999,059.03   First Lien                                    -        1,001,250.00                           -           1,335,000.00        1,450,000.00                   75.00
5500005460         LONG BEACH                                          90805   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    350,000.00                    349,572.28   First Lien                                    -          350,000.00                           -                      -          598,000.00                   58.53
5500005470         RIVERSIDE                                           92506   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    370,000.00                    369,322.96   First Lien                                    -          370,000.00                           -             600,000.00          600,000.00                   61.67
5500005471         GONZALES                                            70767   LA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    714,000.00                    713,076.88   First Lien                                    -          714,000.00                           -                      -        1,020,000.00                   70.00
5500005472         ARCADIA                                             91006   CA                       20070201                20370101    ARMS                   No                                          360                    360                          358                    697,000.00                    695,559.57   First Lien                                    -          697,000.00                           -                      -        1,246,000.00                   55.94
5500005478         LOS ANGELES                                         91335   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    975,000.00                    973,694.44   First Lien                                    -          975,000.00                           -                      -        1,500,000.00                   65.00
5500005481         LONG BEACH                                          90805   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    750,000.00                    749,114.70   First Lien                                    -          750,000.00                           -           1,000,000.00        1,112,000.00                   75.00
5500005482         LOS ANGELES                                         90043   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    700,000.00                    699,103.74   First Lien                                    -          700,000.00                           -             875,000.00        1,035,000.00                   80.00
5500005484         SAN BERNARDINO                                      92401   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    600,000.00                    599,235.47   First Lien                                    -          600,000.00                           -                      -          847,500.00                   70.80
5500005485         LOS ANGELES                                         90008   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    530,000.00                    529,374.39   First Lien                                    -          530,000.00                           -             735,000.00          725,000.00                   73.10
5500005500         BONNER SPRINGS                                      66012   KS                       20070301                20370201    ARMS                   No                                          360                    360                          359                    445,000.00                    444,480.13   First Lien                                    -          445,000.00                           -             625,000.00          625,000.00                   71.20
5500005501         LONG BEACH                                          90813   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    780,000.00                    779,357.50   First Lien                                    -          780,000.00                           -                      -        1,200,000.00                   65.00
5500005502         VALLEJO                                             94590   CA                       20070301                20370201    ARMS                   Yes                                         360                    480                          359                    765,000.00                    764,398.32   First Lien                                    -          765,000.00                           -           1,020,000.00        1,020,000.00                   75.00
5500005506         ADELANTO                                            92301   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  2,275,000.00                  2,272,051.46   First Lien                                    -        2,275,000.00                           -                      -        3,500,000.00                   65.00
5500005509         LOS ANGELES                                         90004   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    630,000.00                    629,500.00   First Lien                                    -          630,000.00                           -             930,000.00          930,000.00                   67.74
5500005510         PORTLAND                                            97214   OR                       20070301                20370201    ARMS                   No                                          360                    360                          359                    620,000.00                    619,196.44   First Lien                                    -          620,000.00                           -           1,210,600.00        1,215,000.00                   51.21
5500005528         CHICO                                               95973   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                  1,680,000.00                  1,677,859.32   First Lien                                    -        1,680,000.00                           -           2,450,000.00        2,450,000.00                   68.57
5500005534         LOS ANGELES                                         90046   CA                       20070401                20370201    ARMS                   Yes                                         360                    480                          360                    711,000.00                    700,000.00   First Lien                                    -          711,000.00                           -           1,185,000.00        1,200,000.00                   60.00
5500005535         LOS ANGELES                                         90035   CA                       20070301                20370201    ARMS                   No                                          360                    360                          359                    500,000.00                    499,362.89   First Lien                                    -          500,000.00                           -                      -        1,218,000.00                   41.05
5500005556         LOS ANGELES                                         91401   CA                       20070401                20370301    ARMS                   No                                          360                    360                          360                    500,000.00                    525,000.00   First Lien                                    -          500,000.00                           -                      -          845,000.00                   59.17
5500005566         SANTA ANA                                           92701   CA                       20070301                20370301    ARMS                   Yes                                         360                    480                          359                  2,350,000.00                  2,350,000.00   First Lien                                    -        2,350,000.00                           -           3,200,000.00        3,200,000.00                   73.44
1103620345         MIAMI                                               33175   FL                       20061201                20220301    FIXED                  Yes                                         180                    360                          176                     56,000.00                     55,936.36   Second Lien                          448,000.00          504,000.00                           -             560,000.00          560,000.00                   90.00
1103636910         SPRING HILL                                         34606   FL                       20070201                20211101    FIXED                  Yes                                         180                    360                          178                     20,000.00                     19,987.84   Second Lien                           76,300.00           96,300.00                           -              96,300.00          102,000.00                  100.00
1103639862         BROOKLYN CENTER                                     55430   MN                       20070101                20220101    FIXED                  Yes                                         180                    360                          177                     44,330.00                     44,271.49   Second Lien                          124,124.00          168,454.00                           -             177,320.00          230,000.00                   95.00
1103646913         BAKERSFIELD                                         93312   CA                       20070301                20211201    FIXED                  Yes                                         180                    360                          179                     67,200.00                     67,180.23   Second Lien                          268,750.00          335,950.00                           -             335,965.00          336,000.00                  100.00
1103647381         HILEAH                                              33018   FL                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     30,650.00                     30,650.00   Second Lien                          244,800.00          275,450.00                           -             306,990.00          310,000.00                   89.73
1103648579         ONTARIO                                             91762   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     60,000.00                     59,974.84   Second Lien                          480,000.00          540,000.00                           -             600,000.00          605,000.00                   90.00
1103648881         NORTH MIAMI BEACH                                   33161   FL                       20070301                20220201    FIXED                  Yes                                         180                    360                          179                     52,500.00                     52,484.55   Second Lien                          262,500.00          315,000.00                           -             350,000.00          350,000.00                   90.00
1103649852         PALMDALE                                            93551   CA                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                    106,000.00                    106,000.00   Second Lien                          424,000.00          530,000.00                           -             530,000.00          530,000.00                  100.00
1103649975         NORTH LAS VEGAS                                     89084   NV                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     21,000.00                     21,000.00   Second Lien                          196,000.00          217,000.00                           -                      -          248,000.00                   87.50
1103650624         GRASS VALLEY                                        95945   CA                       20070301                20220301    FIXED                  Yes                                         180                    360                          179                     30,240.00                     30,226.62   Second Lien                          345,600.00          375,840.00                           -                      -          432,000.00                   87.00
1103651272         COOLIDGE                                            85228   AZ                       20070401                20220201    FIXED                  Yes                                         180                    360                          180                     34,500.00                     34,500.00   Second Lien                          138,150.00          172,650.00                           -             172,735.00          179,000.00                   99.95
1103652611         CAPE CORAL                                          33990   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     49,400.00                     49,400.00   Second Lien                          230,650.00          280,050.00                           -                      -          329,500.00                   84.99
1103653036         ORLANDO                                             32839   FL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     47,400.00                     47,400.00   Second Lien                          189,600.00          237,000.00                           -             237,000.00          237,000.00                  100.00
1103655581         TUJUNGA                                             91042   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     93,750.00                     93,750.00   Second Lien                          500,000.00          593,750.00                           -             625,000.00          675,000.00                   95.00
1103655643         ELK GROVE VILLAGE                                   60007   IL                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     44,320.00                     44,320.00   Second Lien                          222,080.00          266,400.00                           -             296,111.00          312,000.00                   89.97
1103655747         HONOLULU                                            96816   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    350,800.00                    350,800.00   Second Lien                        1,949,200.00        2,300,000.00                           -                      -        2,998,800.00                   76.70
1103656383         BRIGHTON                                            80602   CO                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     52,000.00                     52,000.00   Second Lien                          208,000.00          260,000.00                           -             260,000.00          260,000.00                  100.00
1103657175         CLEARFIELD                                          84015   UT                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     55,500.00                     55,500.00   Second Lien                          155,400.00          210,900.00                           -             222,100.00          295,700.00                   94.96
1103659242         TRABUCO CANYON                                      92679   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    400,000.00                    400,000.00   Second Lien                        1,999,900.00        2,399,900.00                           -           3,050,000.00        3,100,000.00                   78.69
2503207522         RANCHO CUCAMONGA                                    91739   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    400,000.00                    400,000.00   Second Lien                          780,990.00        1,180,990.00                           -           1,180,990.00        1,180,990.00                  100.00
2503208947         SEATTLE                                             98102   WA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     99,000.00                     99,000.00   Second Lien                          371,250.00          470,250.00                           -             495,000.00          495,000.00                   95.00
2503210914         HONOLULU                                            96817   HI                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    114,000.00                    114,000.00   Second Lien                          456,000.00          570,000.00                           -             570,000.00          570,000.00                  100.00
2503210930         HONOLULU                                            96817   HI                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    110,000.00                    110,000.00   Second Lien                          440,000.00          550,000.00                           -             550,000.00          555,000.00                  100.00
2503211318         KEAAU                                               96749   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     54,450.00                     54,450.00   Second Lien                          290,400.00          344,850.00                           -                      -          363,000.00                   95.00
2503211639         CALUMET CITY                                        60827   IL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     30,000.00                     30,000.00   Second Lien                          120,000.00          150,000.00                           -             150,000.00          150,000.00                  100.00
2503211690         SAN PEDRO AREA                                      90731   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    120,000.00                    120,000.00   Second Lien                          640,000.00          760,000.00                           -             800,000.00          800,000.00                   95.00
2503212084         BALTIMORE                                           21229   MD                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     58,000.00                     58,000.00   Second Lien                          284,000.00          342,000.00                           -                      -          355,000.00                   96.34
2503212147         BALDWIN PARK                                        91706   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    113,600.00                    113,600.00   Second Lien                          454,400.00          568,000.00                           -             568,000.00          570,000.00                  100.00
2503213152         BRONX                                               10456   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    107,200.00                    107,200.00   Second Lien                          428,800.00          536,000.00                           -             536,000.00          540,000.00                  100.00
2503213339         SANTA ANA                                           92706   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    162,000.00                    162,000.00   Second Lien                          648,000.00          810,000.00                           -             810,000.00          810,000.00                  100.00
2503213344         MONTCLAIR                                           91763   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     72,000.00                     72,000.00   Second Lien                          288,000.00          360,000.00                           -             360,000.00          368,000.00                  100.00
2503213354         BANNING                                             92220   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     72,000.00                     72,000.00   Second Lien                          288,000.00          360,000.00                           -             360,000.00          375,000.00                  100.00
2503213619         SAN DIEGO                                           92120   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    117,000.00                    117,000.00   Second Lien                          468,000.00          585,000.00                           -             585,000.00          625,000.00                  100.00
2503213701         LOS ANGELES (SYLMAR AREA)                           91342   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    118,000.00                    118,000.00   Second Lien                          472,000.00          590,000.00                           -             590,000.00          590,000.00                  100.00
2503213747         HEMPSTEAD                                           11550   NY                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     60,000.00                     60,000.00   Second Lien                          320,000.00          380,000.00                           -                      -          400,000.00                   95.00
2503213867         WAIMANALO                                           96795   HI                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     82,000.00                     82,000.00   Second Lien                          328,000.00          410,000.00                           -             410,000.00          410,000.00                  100.00
2503214005         LOS ANGELES                                         90042   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    105,000.00                    105,000.00   Second Lien                          420,000.00          525,000.00                           -             525,000.00          525,000.00                  100.00
2503214097         SAN DIEGO                                           92128   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                     91,400.00                     91,400.00   Second Lien                          365,600.00          457,000.00                           -                      -          457,000.00                  100.00
2503214168         LOS ANGELES                                         90037   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    172,475.00                    172,475.00   Second Lien                          517,425.00          689,900.00                           -             689,900.00          690,000.00                  100.00
2503214497         SANTA ANA                                           92706   CA                       20070401                20220301    FIXED                  Yes                                         180                    360                          180                    110,500.00                    110,500.00   Second Lien                          442,000.00          552,500.00                           -             552,500.00          600,000.00                  100.00
2503214528         LA PALMA                                            90623   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    115,000.00                    115,000.00   Second Lien                          460,000.00          575,000.00                           -             575,000.00          600,000.00                  100.00
2503214546         HERCULES                                            94547   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     62,000.00                     62,000.00   Second Lien                          496,000.00          558,000.00                           -             620,000.00          620,000.00                   90.00
2503214907         NORWALK                                             90650   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     86,000.00                     86,000.00   Second Lien                          344,000.00          430,000.00                           -             430,000.00          442,000.00                  100.00
2503215130         BELLFLOWER                                          90706   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    104,000.00                    104,000.00   Second Lien                          416,000.00          520,000.00                           -             520,000.00          520,000.00                  100.00
2503215452         SAN FERNANDO                                        91344   CA                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                    112,000.00                    112,000.00   Second Lien                          448,000.00          560,000.00                           -             560,000.00          581,000.00                  100.00
2503215555         WELLINGTON                                          33414   FL                       20070501                20220301    FIXED                  Yes                                         180                    360                          180                     36,660.00                     36,660.00   Second Lien                          146,640.00          183,300.00                           -             183,300.00          200,000.00                  100.00

LOAN_ID                   COMBO_LTV   MI                    MTG_INS          MI_PCT                   CURRENT_GROSS_COUPON         SERV_FEE        MSERV      LPMI         TOTAL_STRIP                CURRENT_NET_COUPON          PAYMENT    PREPAY        PP_DESC              BACK_RATIO   PRODUCT                                  IO_PERIOD    INDEX                 RATE_FREQ         PAY_FREQ               NEXT_RATE_ADJ_DATE1              NEXT_PAY_ADJ_DATE1      ROLL       MARGIN
1103584580                    95.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,185.94    Yes           6MP                       37.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20110601                                        51        2.250
1103586631                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220           990.91    Yes           1YP                       46.32   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103591424                    68.95   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         2,014.55    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103601212                    35.60   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         2,979.17    Yes           1YP                       39.10   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103603669                    74.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,651.13    Yes           2YP                       33.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103605997                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,764.17    Yes           2YP                       44.20   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103607944                    90.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         3,150.00    Yes           2YP                       47.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111101                                        56        3.000
1103608150                    99.99   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,472.25    Yes           1YP                       40.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103608558                   100.00   No MI                 NO MI                 0                                  8.250            0.250        0.030     0.000               0.280                             7.970           885.45    No            NO                        42.60   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103611552                    89.48   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,587.50    No            NO                        43.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103611725                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,176.05    Yes           1YP                       41.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103613851                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,312.50    Yes           3YP                       18.62   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103617300                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           853.13    No            NO                        42.62   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.500
1103622198                    28.17   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,313.86    No            NO                        27.24   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103622952                    84.56   MI                    LPMI                 22                                  7.250            0.375        0.030     0.370               0.775                             6.475         1,471.25    Yes           3YP                       41.35   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111101                                        56        3.000
1103623076                   100.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         1,643.33    No            NO                        48.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103623408                    99.99   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,808.64    Yes           1YP                       45.51   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103624184                   100.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         3,768.33    No            NO                        42.03   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103625191                    99.82   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,468.24    Yes           1YP                       45.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103625345                   100.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         1,466.67    Yes           3YP                       37.56   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103626012                    79.97   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,300.00    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103627762                    77.81   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,865.68    No            NO                        41.92   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103628830                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,013.28    Yes           6MP                       41.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103629224                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,744.80    Yes           3YP                       37.23   5/6 LIBOR                                             LIBOR                         6                6                          20111101                                        56        2.750
1103629431                    78.60   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,260.00    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103629858                    74.21   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,985.00    Yes           3YP                       34.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103630253                    85.00   MI                    LPMI                 22                                  7.000            0.375        0.030     0.590               0.995                             6.005         1,740.38    No            NO                        42.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        6.250
1103630450                    70.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,861.98    Yes           1YP                       26.44   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103631161                    89.98   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,103.44    Yes           3YP                       48.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103631249                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,615.94    Yes           6MP                       42.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103631338                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,374.17    Yes           2YP                       40.10   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103631564                    47.28   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,255.26    Yes           3YP                       33.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103631951                    80.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         5,839.84    No            NO                        32.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103632042                    95.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,085.76    Yes           3YP                       42.29   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103632374                    95.00   MI                    LPMI                 30                                  8.750            0.375        0.030     1.180               1.585                             7.165         1,371.56    Yes           2YP                       49.96   2/6 LIBOR IO                                   120    LIBOR                         6                6                          20090201                                        23        3.500
1103632425                    90.00   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         2,748.10    Yes           3YP                       43.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103632669                    60.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         2,267.81    Yes           1YP                       44.17   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103632722                    60.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         3,576.88    Yes           1YP                       46.65   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103632732                    87.43   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970           764.63    No            NO                        28.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103632963                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,258.75    Yes           3YP                       39.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        3.000
1103633014                    90.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,941.21    Yes           3YP                       44.33   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103633115                    95.00   No MI                 NO MI                 0                                  8.990            0.375        0.030     0.000               0.405                             8.585         1,123.75    Yes           3YP                       41.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103633151                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,065.56    No            NO                        40.22   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103633224                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           891.04    Yes           1YP                       37.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103633318                    94.99   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,628.23    No            NO                        35.65   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103633412                    74.07   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         1,791.67    Yes           1YP                       46.37   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103633673                    55.56   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           963.54    No            NO                        26.40   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103633769                    75.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           786.72    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.750
1103633982                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           734.18    Yes           1YP                       44.80   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        3.000
1103634051                    87.64   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,949.79    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103634224                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,296.25    Yes           3YP                       32.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103634332                    55.60   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         2,335.08    Yes           3YP                       44.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103634386                    80.00   No MI                 NO MI                 0                                  8.990            0.375        0.030     0.000               0.405                             8.585         1,189.78    No            NO                         0.00   2/6 LIBOR                                             LIBOR                         6                6                          20090101                                        22        3.000
1103634730                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           806.32    Yes           1YP                       35.30   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100101                                        34        3.000
1103635046                    80.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,137.50    No            NO                        49.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103635508                    65.98   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         3,994.10    Yes           3YP                        0.00   20YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103635662                    90.00   MI                    LPMI                 25                                  7.875            0.375        0.030     0.820               1.225                             6.650         1,960.88    Yes           3YP                       39.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.625
1103635709                    95.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         1,750.00    Yes           3YP                       40.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103635773                    49.69   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         2,299.55    No            NO                        32.95   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103635779                    72.73   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         3,547.32    Yes           3YP                       26.32   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103635799                    83.57   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,520.00    Yes           1YP                       40.06   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103635804                    59.06   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,999.58    Yes           3YP                       39.30   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        3.000
1103635994                    67.55   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,656.25    No            NO                        25.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        3.000
1103636117                    75.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         2,742.19    Yes           3YP                       43.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111101                                        56        3.000
1103636219                    80.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         1,167.47    Yes           5YP                       21.59   5/6 LIBOR                                             LIBOR                         6                6                          20111101                                        56        3.000
1103636277                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           778.98    Yes           2YP                       33.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103636350                    73.22   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,350.12    No            NO                         0.00   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20081201                                        21        3.000
1103636410                    94.99   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,161.67    Yes           3YP                       25.38   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103636504                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,612.50    Yes           3YP                       44.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103636520                    39.85   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,100.81    No            NO                        14.55   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103636655                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           896.00    Yes           3YP                       43.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103636716                    80.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,969.69    Yes           1YP                       48.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103636729                   100.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         2,337.50    No            NO                        47.29   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103636745                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470           918.75    No            NO                        31.39   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103636795                    48.28   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,800.75    Yes           1YP                       28.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103636823                    65.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         5,397.67    Yes           3YP                       36.17   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103636850                    80.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,720.83    Yes           1YP                       16.81   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103636904                   100.00   No MI                 NO MI                 0                                  9.250            0.375        0.030     0.000               0.405                             8.845           588.15    Yes           3YP                       41.48   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103636905                    90.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           983.33    Yes           3YP                       24.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        3.000
1103636911                    94.25   MI                    LPMI                 30                                  7.500            0.375        0.030     1.280               1.685                             5.815         2,405.30    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20110301                                        48        6.500
1103636915                    89.97   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,564.50    Yes           3YP                       41.78   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103636947                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,166.67    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103637007                    95.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         1,107.42    Yes           1YP                       29.06   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        3.000
1103637164                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,248.00    Yes           3YP                       42.32   5/1 LIBOR IO                                    60    LIBOR                        12               12                          20111201                                        57        2.250
1103637218                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,961.33    No            NO                        37.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103637474                    61.30   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,777.87    No            NO                        36.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103637660                    52.14   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,747.40    Yes           3YP                       45.59   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103637690                    47.24   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,531.67    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103637779                    84.29   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,276.56    Yes           3YP                       44.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103637781                    76.69   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         3,840.15    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103637846                    63.62   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,460.34    No            NO                        53.76   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103637870                    89.99   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,397.25    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103637964                    89.60   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,567.19    Yes           1YP                       35.72   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103637965                    35.44   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,329.14    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
1103637976                    70.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           583.33    Yes           1YP                       30.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103638046                    76.25   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,906.25    Yes           1YP                       44.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103638060                   100.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,717.13    Yes           3YP                       35.44   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111101                                        56        2.750
1103638077                    95.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,303.88    No            NO                        30.14   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        6.750
1103638257                    95.00   MI                    BPMI                 30                                  7.500            0.375        0.030     0.000               0.405                             7.095           970.72    Yes           1YP                       47.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103638365                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,685.00    No            NO                        44.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103638398                   100.00   No MI                 NO MI                 0                                  8.600            0.375        0.030     0.000               0.405                             8.195         1,318.67    Yes           2YP                       45.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        6.125
1103638401                    89.99   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         3,163.51    Yes           2YP                       25.40   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103638514                    71.76   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,588.54    Yes           3YP                       42.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103638571                    70.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,859.38    No            NO                        42.16   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103638615                    75.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,091.80    No            NO                        38.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.250
1103638677                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           990.00    No            NO                        41.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103638718                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,966.52    Yes           2YP                       49.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.000
1103638729                    53.12   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,998.13    No            NO                        35.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103638735                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,604.17    Yes           3YP                       34.59   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        3.000
1103638743                    79.28   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,258.50    Yes           3YP                       44.45   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100101                                        34        2.500
1103638819                    50.51   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,519.03    Yes           3YP                       49.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103638840                    95.00   No MI                 NO MI                 0                                  9.500            0.375        0.030     0.000               0.405                             9.095         2,976.67    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.500
1103638846                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,237.72    Yes           3YP                       43.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103638851                    63.74   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         3,058.43    No            NO                        42.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
1103638854                   100.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           856.77    Yes           3YP                       40.71   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103638942                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,579.25    Yes           3YP                       32.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103638960                    52.89   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,270.57    Yes           3YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103639011                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,688.29    Yes           1YP                       41.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103639017                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220           792.73    Yes           2YP                       39.52   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103639029                    69.94   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,306.25    Yes           1YP                       43.70   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103639156                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         3,018.75    Yes           3YP                       36.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
1103639160                    54.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,192.50    Yes           2YP                       35.57   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103639186                    12.36   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           347.64    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.250
1103639192                    44.47   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,008.13    No            NO                        37.71   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.250
1103639194                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         5,833.33    No            NO                        36.35   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.250
1103639195                    89.52   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,861.83    No            NO                        45.31   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.250
1103639273                    96.17   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,770.33    Yes           3YP                       43.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.875
1103639318                    65.16   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           915.52    Yes           3YP                       32.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103639326                    35.11   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         4,778.42    No            NO                        43.75   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        3.000
1103639331                    80.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,756.25    Yes           3YP                       35.83   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        2.750
1103639417                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,242.72    Yes           3YP                       37.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103639478                    75.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595         1,152.86    Yes           3YP                       35.45   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103639507                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           993.75    Yes           3YP                       32.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103639567                    80.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,768.34    Yes           2YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        4.000
1103639568                    95.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720           888.67    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        4.000
1103639572                    84.97   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,219.36    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        4.000
1103639573                    77.24   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,108.33    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        4.000
1103639580                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         3,196.67    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        4.000
1103639605                    72.62   No MI                 NO MI                 0                                  6.900            0.250        0.030     0.000               0.280                             6.620         3,108.59    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103639616                    89.98   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           998.39    Yes           1YP                       13.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103639617                    99.89   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,745.00    No            NO                        33.73   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103639665                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,681.25    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        3.250
1103639807                    72.73   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,733.33    Yes           1YP                        0.00   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        3.000
1103639815                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,454.17    No            NO                        38.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103639866                    36.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,462.50    Yes           2YP                       41.60   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103639867                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,925.00    No            NO                        44.73   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.500
1103639875                    85.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,179.62    No            NO                        38.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103639902                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,283.33    Yes           3YP                       43.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103639929                    57.69   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,105.57    Yes           1YP                       43.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103639974                    88.71   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         1,460.16    No            NO                        38.81   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103639979                    75.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,780.86    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640004                    77.41   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,698.13    No            NO                        38.65   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640107                    75.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         2,208.48    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640124                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,400.00    Yes           2YP                       49.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640158                    22.55   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,306.51    No            NO                        20.43   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640172                   100.00   No MI                 NO MI                 0                                  8.875            0.375        0.030     0.000               0.405                             8.470         3,129.92    Yes           3YP                       44.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640195                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,275.00    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640236                    66.67   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,364.35    Yes           3YP                       43.54   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103640267                    47.62   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           923.58    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640282                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,657.50    Yes           6MP                       41.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640297                    90.00   MI                    BPMI                 25                                  9.750            0.375        0.030     0.000               0.405                             9.345         1,623.80    No            NO                        48.57   2/6 LIBOR                                             LIBOR                         6                6                          20090101                                        22        3.000
1103640353                    80.00   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895           855.19    Yes           3YP                       38.05   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640357                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,633.37    Yes           3YP                       46.33   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103640383                    60.61   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           857.43    Yes           3YP                       44.88   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640408                   100.00   No MI                 NO MI                 0                                  5.125            0.375        0.030     0.000               0.405                             4.720         1,503.33    Yes           3YP                       44.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640436                    51.23   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,545.83    Yes           1YP                       32.05   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103640464                    80.00   No MI                 NO MI                 0                                  8.650            0.375        0.030     0.000               0.405                             8.245         1,059.59    No            NO                        33.78   2/6 LIBOR                                             LIBOR                         6                6                          20090101                                        22        3.000
1103640504                    52.38   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,253.46    Yes           3YP                       49.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640511                    95.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         2,626.38    Yes           3YP                       41.61   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640526                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,222.50    No            NO                        34.84   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103640559                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,720.00    No            NO                         0.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        3.500
1103640568                    80.00   No MI                 NO MI                 0                                 10.375            0.375        0.030     0.000               0.405                             9.970           977.84    Yes           3YP                       43.59   2/6 LIBOR                                             LIBOR                         6                6                          20090101                                        22        3.000
1103640628                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,586.67    Yes           1YP                       41.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103640631                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,251.48    Yes           2YP                       48.16   2/6 LIBOR                                             LIBOR                         6                6                          20081201                                        21        3.000
1103640659                    70.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,422.24    Yes           2YP                       19.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640693                    66.18   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,250.00    Yes           2YP                       34.73   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103640699                    54.69   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845           637.99    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640711                    46.11   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           881.88    Yes           3YP                       47.94   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640727                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,776.25    Yes           3YP                       34.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640762                    86.68   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,118.33    No            NO                        30.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640775                    97.70   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         5,273.33    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640778                    90.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           958.26    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640793                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,500.00    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640794                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,202.08    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640798                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,384.35    Yes           1YP                       37.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        3.250
1103640806                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,016.77    Yes           1YP                       26.02   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        3.250
1103640816                    94.99   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         2,844.68    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640822                    90.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,916.67    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103640823                   100.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,562.50    Yes           3YP                       39.61   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103640825                    56.24   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,301.90    Yes           3YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103640827                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,542.13    Yes           3YP                       32.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103640891                    80.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720           975.00    No            NO                        46.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640932                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,912.50    Yes           1YP                       42.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640939                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,080.62    No            NO                        30.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640942                    95.00   MI                    BPMI                 30                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,788.60    Yes           3YP                       48.38   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103640954                    95.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           578.13    Yes           1YP                       33.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103640963                    77.29   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         4,895.83    Yes           3YP                       41.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103640964                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,385.00    Yes           3YP                       49.55   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103640981                    51.13   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         3,111.67    No            NO                        24.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103640999                    73.40   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,277.50    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103641001                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,275.44    Yes           2YP                       45.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641005                    72.83   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,744.79    Yes           3YP                       36.03   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641007                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,760.42    Yes           1YP                       43.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103641018                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         4,218.75    Yes           1YP                       42.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103641049                    94.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,372.30    Yes           3YP                       48.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641064                    46.14   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,762.70    Yes           3YP                       30.24   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103641067                    89.98   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,346.03    No            NO                        38.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103641070                    95.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,260.42    Yes           3YP                       47.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641118                    70.00   No MI                 NO MI                 0                                  6.970            0.250        0.030     0.000               0.280                             6.690           857.89    Yes           3YP                       39.71   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641134                    75.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,645.31    No            NO                        49.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641140                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,184.79    Yes           3YP                        0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        3.000
1103641151                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,256.67    No            NO                        40.15   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641152                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,528.82    No            NO                        39.42   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641156                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,500.00    No            NO                        44.96   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641158                    58.15   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,126.25    Yes           3YP                       40.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641179                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,360.67    Yes           3YP                       36.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641188                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,795.83    Yes           3YP                       40.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641189                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,875.83    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641195                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,841.67    Yes           3YP                       48.90   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103641207                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,723.33    Yes           1YP                       28.94   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641235                    60.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,468.75    Yes           3YP                       42.02   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641275                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,187.50    Yes           1YP                       40.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
1103641309                    66.67   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         5,312.50    No            NO                        40.65   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641354                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,170.75    Yes           3YP                       45.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103641358                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,647.44    No            NO                        35.86   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090101                                        22        3.000
1103641370                    88.48   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,860.00    Yes           3YP                       44.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103641388                    44.70   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,139.06    Yes           2YP                       34.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641404                    60.53   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,424.70    No            NO                        28.53   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641448                    69.47   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,650.00    No            NO                         0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103641495                    77.55   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,927.08    Yes           3YP                       43.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641543                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,448.75    Yes           3YP                       48.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103641550                    94.99   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,212.44    Yes           3YP                       29.78   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.500
1103641561                    70.00   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         1,505.00    Yes           3YP                       30.89   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        2.750
1103641562                    61.51   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           858.22    Yes           3YP                       26.17   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        2.750
1103641575                    76.06   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,137.69    Yes           1YP                       49.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641606                    68.70   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         5,156.25    No            NO                        31.31   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641613                    49.18   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           985.39    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641616                    90.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,900.74    No            NO                        42.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641621                    80.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         1,896.89    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641641                    68.29   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,816.04    Yes           3YP                       25.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641652                    78.28   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,118.33    Yes           1YP                       39.50   2/6 LIBOR IO                                   120    LIBOR                         6                6                          20090101                                        22        3.000
1103641701                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,034.66    Yes           3YP                       48.09   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103641708                    77.14   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,682.57    Yes           3YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103641717                    87.18   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,584.38    Yes           2YP                       31.31   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641734                    51.89   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,418.77    Yes           3YP                       30.03   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641736                    75.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,056.25    Yes           1YP                       43.02   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103641738                   100.00   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         2,062.50    Yes           3YP                       27.56   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641801                    48.75   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           947.92    No            NO                        54.41   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        3.000
1103641804                    37.81   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,380.00    No            NO                        37.81   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641822                    75.00   No MI                 NO MI                 0                                  9.250            0.375        0.030     0.000               0.405                             8.845         4,936.05    Yes           3YP                       39.38   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103641827                    75.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,021.63    Yes           3YP                       39.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641833                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,621.72    No            NO                        38.89   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103641841                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,260.00    Yes           2YP                       46.56   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103641850                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           581.96    Yes           2YP                       40.74   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103641884                    70.59   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,896.20    No            NO                        35.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641890                    89.86   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,188.06    No            NO                        38.51   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103641899                    75.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,582.81    Yes           2YP                       36.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641910                    75.00   No MI                 NO MI                 0                                  7.890            0.250        0.030     0.000               0.280                             7.610           828.45    Yes           3YP                       41.46   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103641938                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,132.75    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103641953                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         4,038.13    Yes           3YP                       42.34   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103641972                    64.04   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,114.58    Yes           1YP                       35.10   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103641977                    75.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,809.67    Yes           3YP                       49.29   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103641984                    57.14   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,970.79    Yes           2YP                       43.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103641988                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,353.30    No            NO                        36.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642007                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         4,058.75    No            NO                        36.69   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20081201                                        21        2.250
1103642008                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         4,462.50    No            NO                        29.71   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20081201                                        21        2.250
1103642058                    69.91   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,944.69    No            NO                        24.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642059                    86.44   MI                    BPMI                 25                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,434.38    Yes           3YP                       43.01   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642074                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,733.33    No            NO                        39.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642077                    70.33   No MI                 NO MI                 0                                  6.880            0.250        0.030     0.000               0.280                             6.600           841.30    Yes           3YP                       39.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642084                    95.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         3,406.67    Yes           1YP                       44.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642102                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,292.72    No            NO                        54.54   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103642165                    79.19   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,895.83    Yes           3YP                       45.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642166                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,193.33    Yes           3YP                        0.00   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        3.000
1103642173                    69.44   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,593.75    Yes           3YP                       54.45   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642178                    64.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,583.33    Yes           2YP                       42.08   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        3.000
1103642180                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           666.82    Yes           1YP                       35.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642211                    37.29   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,301.38    Yes           3YP                       40.95   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103642221                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,503.91    No            NO                        48.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642279                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,029.17    Yes           3YP                       29.27   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        3.000
1103642282                    41.38   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,468.75    Yes           3YP                       44.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642288                    80.22   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,369.79    Yes           2YP                       39.97   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642290                    85.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         3,625.00    No            NO                        44.84   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642291                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         3,265.63    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642292                    77.67   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,333.33    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642293                    54.95   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,432.29    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642294                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         1,643.63    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642297                    75.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,471.48    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642298                    23.62   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220           937.50    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642299                    74.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         6,139.69    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642300                    75.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         3,812.50    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642301                    90.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,900.00    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642302                    65.00   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         3,596.94    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642303                    65.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,141.95    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642304                    90.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         2,415.13    Yes           1YP                       39.36   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642305                    62.71   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         5,299.48    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642306                    75.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,939.06    No            NO                        20.19   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642307                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,741.67    No            NO                        40.36   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642308                    80.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         1,652.08    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642310                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720           692.67    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642311                    71.43   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,594.39    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642313                    75.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,295.29    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642314                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,154.73    Yes           1YP                       39.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642315                    41.94   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         4,270.04    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642317                    64.32   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,930.97    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642318                    90.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,744.37    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642319                    90.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,435.96    Yes           1YP                       36.95   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642321                    59.77   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,729.79    Yes           1YP                       34.33   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642323                    69.44   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,663.26    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642325                    63.06   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,945.79    Yes           1YP                       43.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642326                    54.29   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,370.71    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642328                    43.24   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         5,295.58    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642330                    33.88   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,114.82    Yes           1YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642332                    57.21   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         4,275.52    Yes           1YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642334                    20.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,211.63    Yes           1YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642335                    80.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,017.08    No            NO                        41.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.750
1103642341                    76.44   No MI                 NO MI                 0                                  8.965            0.375        0.030     0.000               0.405                             8.560         1,284.98    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.875
1103642342                    95.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,420.83    No            NO                        34.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642344                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           739.79    Yes           1YP                       36.48   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642346                    55.00   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270           639.49    Yes           3YP                       35.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642354                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,424.22    Yes           2YP                       44.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642371                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,960.00    No            NO                        41.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.250
1103642381                    65.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,048.57    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642406                    64.75   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,723.13    Yes           3YP                       18.48   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642411                    61.43   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,266.46    Yes           1YP                       37.49   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642422                    69.74   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,416.67    Yes           3YP                       33.31   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642434                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           730.98    Yes           1YP                       35.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103642439                    84.80   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,070.31    Yes           3YP                       13.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642448                    72.35   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,792.87    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642465                    87.41   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,266.30    Yes           3YP                       36.58   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642474                    47.19   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,203.13    No            NO                        42.07   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642484                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,673.49    Yes           3YP                       42.86   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642485                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           475.47    Yes           3YP                       38.03   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103642487                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,448.75    No            NO                        40.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642489                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,887.43    No            NO                        47.26   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642490                   100.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         2,620.86    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642491                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,329.27    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642492                    68.61   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,496.88    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642493                    70.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,515.94    Yes           3YP                       28.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642494                    98.92   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,128.02    Yes           3YP                       49.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642496                    51.33   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           745.95    No            NO                        22.23   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103642497                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,556.64    Yes           3YP                       35.49   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103642498                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,240.94    No            NO                        34.86   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103642500                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,764.58    Yes           3YP                       37.24   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642501                   100.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         1,950.00    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642502                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,713.08    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642503                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,275.00    No            NO                        48.08   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642504                    54.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,350.00    Yes           3YP                       48.55   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20131201                                        81        2.750
1103642505                    95.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,466.67    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642506                    99.99   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,117.60    Yes           3YP                       37.03   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642507                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         4,771.72    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103642509                    72.97   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,406.25    Yes           2YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103642537                    61.22   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,250.00    Yes           3YP                       42.92   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        3.250
1103642541                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         5,400.00    No            NO                        20.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        3.250
1103642543                    73.49   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,842.71    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        3.250
1103642555                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,524.07    No            NO                        28.69   5/1 LIBOR                                             LIBOR                        12               12                          20111201                                        57        3.250
1103642566                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,000.75    No            NO                        44.80   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        3.250
1103642574                    38.46   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,590.53    Yes           3YP                       44.66   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642585                    73.73   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,800.48    Yes           6MP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642676                    90.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,901.31    No            NO                        39.28   5/1 LIBOR                                             LIBOR                        12               12                          20111001                                        55        2.250
1103642684                    37.28   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         7,078.66    Yes           3YP                       45.79   5/1 LIBOR                                             LIBOR                        12               12                          20111101                                        56        2.250
1103642758                    56.32   No MI                 NO MI                 0                                  4.875            0.250        0.030     0.000               0.280                             4.595         1,698.76    Yes           3YP                       29.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642774                    77.97   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,491.67    Yes           2YP                       46.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642788                    64.95   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,430.92    Yes           3YP                       38.85   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642805                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,728.83    Yes           3YP                       41.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103642842                    46.67   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470           689.06    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642860                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           956.21    Yes           3YP                       36.75   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103642876                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,466.40    Yes           3YP                       22.54   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642904                    37.50   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,167.48    Yes           6MP                       35.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103642908                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,700.00    Yes           3YP                       42.54   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100101                                        34        3.000
1103642909                    80.00   No MI                 NO MI                 0                                  9.300            0.375        0.030     0.000               0.405                             8.895         1,271.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103642923                    79.31   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,156.25    No            NO                        29.88   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        2.250
1103642924                    88.26   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,326.01    No            NO                        49.74   5/1 LIBOR                                             LIBOR                        12               12                          20111201                                        57        2.250
1103642927                    76.38   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,526.04    No            NO                        38.31   7/1 LIBOR IO                                    84    LIBOR                        12               12                          20131101                                        80        1.875
1103642928                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,560.00    No            NO                        48.30   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        5.000
1103642929                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,564.58    No            NO                        44.40   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        2.250
1103642932                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,756.67    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        5.000
1103642933                    41.33   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,517.71    No            NO                        38.89   7/1 LIBOR IO                                   120    LIBOR                        12               12                          20131201                                        81        2.250
1103642945                    73.53   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         7,097.36    Yes           3YP                       24.82   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103642973                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,049.33    No            NO                        41.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103642975                    80.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         1,641.76    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.250
1103642978                    94.92   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         4,811.62    Yes           3YP                       39.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.250
1103642991                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,720.67    Yes           2YP                       43.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103642996                    99.99   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,749.38    Yes           3YP                       48.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643020                    92.46   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,105.73    Yes           3YP                       40.52   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643033                   100.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         2,808.52    Yes           3YP                       48.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643034                    95.00   No MI                 NO MI                 0                                  9.000            0.375        0.030     0.000               0.405                             8.595         1,811.25    Yes           3YP                       32.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643049                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,167.08    Yes           2YP                       44.42   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100101                                        34        5.875
1103643075                    21.62   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,020.83    No            NO                        42.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643080                    83.68   MI                    LPMI                 22                                  7.650            0.375        0.030     0.590               0.995                             6.655         1,029.56    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.750
1103643083                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           555.40    Yes           3YP                       46.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643096                    87.02   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,740.84    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643112                    80.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,633.33    Yes           1YP                       49.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643121                    80.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,653.75    Yes           3YP                       44.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643134                    71.84   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,385.42    No            NO                        42.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643149                    60.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         3,477.96    Yes           3YP                       47.02   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643155                    36.48   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,481.88    No            NO                        33.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643193                    47.84   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,372.37    No            NO                        34.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643196                    52.81   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,346.35    No            NO                        48.74   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643214                    90.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,625.83    Yes           3YP                       36.03   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643218                    79.10   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,709.64    Yes           3YP                       34.46   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643222                    69.25   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,223.96    Yes           3YP                       32.12   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103643224                    94.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,995.05    No            NO                        47.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643227                    65.65   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,129.92    Yes           1YP                       35.55   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103643235                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,585.94    No            NO                        10.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643276                    70.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,454.69    Yes           3YP                       39.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643278                    60.00   No MI                 NO MI                 0                                  5.850            0.375        0.030     0.000               0.405                             5.445         1,462.50    Yes           3YP                       41.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643292                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,242.97    Yes           1YP                       47.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643293                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,117.97    Yes           3YP                       37.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643310                    80.00   No MI                 NO MI                 0                                  7.900            0.250        0.030     0.000               0.280                             7.620         1,337.32    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643317                    58.89   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         2,086.88    Yes           3YP                       31.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643336                    50.86   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,413.54    No            NO                        39.99   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103643392                    90.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,920.00    Yes           3YP                       44.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643402                    21.08   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         2,992.25    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643403                    47.76   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,353.22    Yes           3YP                       35.10   20YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643413                    33.33   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           624.08    Yes           3YP                       24.93   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643424                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,125.00    Yes           3YP                       38.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643432                    70.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,388.75    Yes           3YP                       27.69   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643438                    49.63   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,605.21    Yes           2YP                       40.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643450                    75.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,221.46    No            NO                        44.56   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643460                    68.40   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           908.44    Yes           1YP                       41.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103643461                    64.74   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,882.81    No            NO                        41.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        4.000
1103643489                    58.82   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         1,567.71    Yes           3YP                       35.75   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643492                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,890.00    Yes           1YP                       44.11   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643496                    80.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,189.72    Yes           3YP                       48.86   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643507                    82.19   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,307.29    No            NO                        26.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643526                    78.95   No MI                 NO MI                 0                                  5.900            0.250        0.030     0.000               0.280                             5.620         2,037.96    Yes           3YP                       48.59   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643542                    95.00   No MI                 NO MI                 0                                  7.050            0.375        0.030     0.000               0.405                             6.645         1,365.94    No            NO                        26.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643545                    79.91   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         3,161.01    No            NO                        44.74   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103643547                    85.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         5,687.50    Yes           2YP                       43.44   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103643552                    64.77   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         3,593.75    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103643562                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           892.50    No            NO                        40.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643565                    80.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         3,671.87    Yes           3YP                       35.90   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103643613                    24.50   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970           877.92    Yes           3YP                       32.57   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        3.000
1103643615                    70.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,271.21    Yes           3YP                       29.99   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103643625                    61.83   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,647.02    Yes           3YP                       24.79   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643663                    80.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,844.53    Yes           1YP                       43.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643677                    61.18   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,354.17    Yes           3YP                       32.39   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103643679                    85.00   MI                    BPMI                 12                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,309.53    Yes           3YP                       48.66   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103643682                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,116.67    Yes           1YP                       39.38   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103643723                    74.94   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,305.73    Yes           1YP                       40.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643728                    78.90   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,270.83    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
1103643754                    89.99   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,250.73    Yes           1YP                       36.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103643760                    68.04   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,452.34    Yes           3YP                       51.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643771                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,340.63    No            NO                        40.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643781                    38.82   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,014.06    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643783                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,315.62    Yes           1YP                       42.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103643798                    57.27   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           721.88    Yes           3YP                       43.89   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643799                    80.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,217.50    No            NO                        45.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103643806                    80.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         2,365.00    Yes           3YP                       42.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643835                    95.00   MI                    LPMI                 30                                  9.000            0.375        0.030     0.880               1.285                             7.715         1,298.70    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        4.500
1103643881                    70.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,492.82    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643885                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,684.17    Yes           3YP                       21.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643903                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,600.00    Yes           2YP                       42.46   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103643940                    65.67   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,383.33    Yes           2YP                       42.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103643941                    65.79   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,002.56    No            NO                        36.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643963                    79.99   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,134.53    No            NO                        11.68   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103643970                    78.95   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,390.63    Yes           3YP                       38.22   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644020                    85.00   MI                    LPMI                 22                                  7.750            0.375        0.030     0.630               1.035                             6.715         2,854.58    No            NO                        36.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.125
1103644034                    70.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,839.40    Yes           1YP                       35.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103644091                    74.19   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         6,710.97    Yes           3YP                       36.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103644110                    56.52   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         3,182.29    No            NO                        36.70   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644130                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,150.00    Yes           2YP                       26.24   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090201                                        23        3.000
1103644134                    80.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,792.06    No            NO                        49.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103644139                    70.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,383.96    Yes           3YP                       11.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644166                    89.98   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,151.04    No            NO                        49.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644185                    40.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,917.86    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103644253                    65.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,531.56    Yes           2YP                       34.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103644279                    60.87   No MI                 NO MI                 0                                  5.999            0.250        0.030     0.000               0.280                             5.719         1,749.71    Yes           2YP                       33.60   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644290                    99.98   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,143.54    Yes           1YP                       44.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103644298                    86.32   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         2,657.25    Yes           3YP                       49.37   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103644306                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,448.53    Yes           1YP                       35.45   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103644337                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,025.00    Yes           3YP                       38.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644345                    56.67   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,210.00    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103644346                    72.38   No MI                 NO MI                 0                                  8.900            0.375        0.030     0.000               0.405                             8.495         1,127.33    Yes           2YP                        0.00   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090201                                        23        3.000
1103644353                    61.05   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           616.25    Yes           1YP                       22.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103644357                    95.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970           583.11    Yes           3YP                       32.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
1103644370                    88.57   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345           880.47    Yes           3YP                       40.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103644383                   100.00   No MI                 NO MI                 0                                  8.650            0.375        0.030     0.000               0.405                             8.245         4,203.90    Yes           2YP                       48.89   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090201                                        23        3.000
1103644387                    54.50   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,725.00    Yes           1YP                       31.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644397                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220           822.86    Yes           1YP                       43.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644410                    70.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,030.00    Yes           3YP                       40.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644423                    43.70   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,475.00    No            NO                        29.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644424                    96.11   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,802.67    Yes           3YP                       42.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.250
1103644425                    74.67   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,815.21    Yes           3YP                       38.63   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103644449                    70.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         2,053.33    Yes           3YP                       39.42   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103644466                    89.99   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,923.73    Yes           1YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100101                                        34        3.000
1103644475                    42.78   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           625.00    Yes           3YP                       36.53   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103644490                    80.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,067.40    No            NO                        11.56   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103644496                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,854.17    Yes           2YP                       45.29   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        3.000
1103644497                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,997.50    Yes           3YP                       21.47   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644555                    75.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,335.94    Yes           3YP                       48.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644566                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,575.00    Yes           3YP                       37.41   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103644568                    35.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,328.56    Yes           3YP                       51.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103644578                    73.51   No MI                 NO MI                 0                                  6.999            0.375        0.030     0.000               0.405                             6.594         2,872.51    Yes           1YP                       35.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103644603                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,554.58    Yes           3YP                       44.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644627                    93.73   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,822.98    Yes           3YP                       35.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103644633                   100.00   No MI                 NO MI                 0                                  8.875            0.375        0.030     0.000               0.405                             8.470         3,839.92    Yes           1YP                       44.39   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        3.000
1103644639                    70.00   No MI                 NO MI                 0                                  7.675            0.250        0.030     0.000               0.280                             7.395           514.86    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644646                    34.22   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720           770.00    Yes           3YP                       22.57   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644648                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,636.25    Yes           3YP                       47.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644682                    85.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         7,988.20    No            NO                        40.80   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644696                    70.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,006.25    Yes           3YP                       13.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644698                    70.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,723.00    No            NO                         0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103644699                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,531.25    Yes           3YP                       39.51   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103644714                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           759.50    Yes           1YP                       35.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644726                    70.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,010.99    Yes           3YP                       32.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644728                    70.92   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         4,895.83    Yes           2YP                       31.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644731                    65.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,907.75    Yes           3YP                       36.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644734                    87.14   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,987.57    No            NO                        41.52   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103644746                    70.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,010.99    Yes           3YP                       32.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644767                    84.78   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         3,188.83    No            NO                        42.05   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103644792                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,808.33    Yes           3YP                       29.37   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644794                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           840.00    Yes           3YP                       46.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644798                    95.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095           708.33    Yes           3YP                       24.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644799                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,956.14    Yes           3YP                       42.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644800                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,125.00    Yes           1YP                       20.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644801                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,563.00    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644804                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,170.00    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644806                    76.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,181.36    Yes           3YP                       44.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644808                    95.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,164.53    Yes           3YP                       40.74   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644809                    80.00   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220           479.12    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
1103644815                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,925.00    No            NO                        33.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103644821                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,260.34    No            NO                        25.68   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        6.500
1103644829                    93.91   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,056.25    Yes           1YP                       36.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644830                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,237.76    Yes           2YP                       32.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644835                    70.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,071.88    Yes           3YP                       38.13   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644843                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,407.50    Yes           3YP                       49.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644845                    70.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         4,176.97    Yes           1YP                       43.70   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103644847                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,264.37    Yes           2YP                       48.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644848                    65.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595           575.86    No            NO                        29.47   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103644850                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,756.25    No            NO                        21.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644862                    46.75   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,228.33    Yes           3YP                       40.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644865                    94.89   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,970.83    Yes           1YP                       49.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103644868                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,663.33    No            NO                        46.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.500
1103644887                    80.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,173.34    Yes           1YP                       29.09   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.500
1103644889                    99.45   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,868.75    Yes           1YP                       40.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103644908                    69.95   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           764.64    Yes           1YP                       43.49   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        3.000
1103644915                    70.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,036.56    Yes           3YP                       45.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103644928                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,600.00    Yes           2YP                       38.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103644936                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,546.87    No            NO                        46.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644942                    89.98   No MI                 NO MI                 0                                  9.500            0.375        0.030     0.000               0.405                             9.095         1,392.94    No            NO                        35.37   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103644971                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,310.00    Yes           2YP                       36.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103644985                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,244.22    Yes           1YP                       42.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.250
1103644992                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           888.13    No            NO                        41.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645001                    95.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         3,932.25    Yes           2YP                       43.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645013                    75.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095           931.42    No            NO                        22.69   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645042                    48.78   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,970.79    Yes           3YP                       41.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645044                    78.05   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,556.67    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103645085                    57.37   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,432.10    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103645107                    85.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         5,312.50    Yes           1YP                       39.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645120                    70.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           960.76    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645123                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,128.13    Yes           2YP                       44.10   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103645126                    89.29   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,444.95    No            NO                        25.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103645141                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,208.33    Yes           3YP                       47.73   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103645145                    83.33   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,424.60    Yes           3YP                       19.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645148                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,084.01    Yes           2YP                       45.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103645154                    27.03   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,078.59    Yes           3YP                       15.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645171                    90.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         9,679.69    No            NO                        38.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645174                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,250.00    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645193                    55.97   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           916.26    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645195                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,033.33    No            NO                        21.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645200                    90.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,560.13    No            NO                        32.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645212                    56.67   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,390.63    No            NO                        24.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103645215                    85.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,140.63    Yes           1YP                       46.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645223                    90.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,305.12    No            NO                        42.45   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645241                    95.00   No MI                 NO MI                 0                                  9.750            0.375        0.030     0.000               0.405                             9.345         2,749.30    No            NO                        38.94   6M LIBOR                                              LIBOR                         6                6                          20070801                                         5        3.000
1103645244                    93.37   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         2,161.49    Yes           3YP                       36.38   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645260                    95.00   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220         3,099.61    No            NO                        46.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103645302                    94.59   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,475.42    Yes           1YP                       40.07   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
1103645313                    27.05   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           754.38    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103645320                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,747.81    No            NO                        43.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103645321                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,731.25    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645322                    75.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         4,692.19    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645323                    99.69   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,016.25    No            NO                        48.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        5.000
1103645324                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470           493.50    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        4.500
1103645325                    94.78   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,197.50    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        5.400
1103645326                    88.89   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,475.00    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.250
1103645329                    61.86   No MI                 NO MI                 0                                  5.878            0.375        0.030     0.000               0.405                             5.473         1,469.50    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.875
1103645347                    80.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,720.83    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645349                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,803.44    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645350                    94.98   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,342.81    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645351                   100.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,082.81    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645352                    95.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,185.94    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645353                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,620.00    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645354                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,468.13    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645355                    99.99   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,699.56    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111101                                        56        4.000
1103645356                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,499.58    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645357                    99.99   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,886.35    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645358                    89.95   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           706.73    Yes           2YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111101                                        56        4.000
1103645359                    90.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470           951.65    Yes           2YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        4.000
1103645360                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,101.48    Yes           1YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        4.000
1103645361                    95.74   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,933.59    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
1103645365                    52.83   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,131.85    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645366                    85.81   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,665.29    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645367                    79.99   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           870.18    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645396                    56.89   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         2,012.94    Yes           3YP                       34.75   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103645421                    99.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,060.47    No            NO                        40.64   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645422                    59.49   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,747.81    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645423                    93.33   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,750.00    No            NO                        43.67   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645424                    84.84   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,025.00    No            NO                        44.98   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645425                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,583.75    No            NO                        43.60   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645426                    64.94   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,380.21    Yes           1YP                       44.08   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645427                    70.10   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,108.33    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645428                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,139.50    No            NO                        26.77   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645429                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,501.67    No            NO                        35.72   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645430                    75.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,742.19    No            NO                        46.50   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645431                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           984.67    Yes           3YP                       35.62   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645432                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           861.25    Yes           3YP                       39.73   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645433                    58.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,078.44    No            NO                        22.86   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645434                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         4,285.42    No            NO                        27.58   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645435                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,204.17    Yes           3YP                       40.25   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645436                    60.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,372.50    Yes           1YP                       45.75   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645437                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,009.58    No            NO                        35.62   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645438                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,479.17    No            NO                        44.31   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103645439                    70.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         4,655.00    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645440                    80.85   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,487.50    No            NO                        38.78   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645441                    58.49   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           823.44    Yes           3YP                       42.16   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645442                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,209.00    No            NO                        36.85   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645443                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,645.83    No            NO                        49.85   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645444                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           834.75    No            NO                        46.45   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645445                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,107.06    No            NO                         0.00   5/1 LIBOR                                             LIBOR                        12               12                          20120101                                        58        3.250
1103645446                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,970.83    No            NO                        37.95   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645447                    78.38   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,601.04    No            NO                        44.98   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645448                    88.51   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,384.77    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645449                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,507.81    No            NO                        44.85   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103645465                    89.95   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,796.50    No            NO                        27.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103645468                    53.95   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           733.20    Yes           3YP                       26.06   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.500
1103645470                    65.38   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           558.39    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645489                    63.33   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,066.77    No            NO                        23.45   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103645510                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           852.50    Yes           3YP                       37.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111101                                        56        2.750
1103645511                    70.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           836.72    No            NO                        32.03   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645514                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,833.33    No            NO                        34.05   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645516                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,782.43    Yes           3YP                       44.94   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
1103645517                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,126.67    Yes           3YP                       48.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645518                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,385.00    Yes           3YP                       49.74   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645519                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           789.69    No            NO                        40.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645520                    65.81   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,625.63    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645522                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           911.69    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
1103645526                    80.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,078.40    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103645527                    60.57   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           661.30    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
1103645528                    73.91   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         4,427.08    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103645530                    70.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         1,579.85    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103645531                    47.40   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,324.72    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103645546                    70.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         1,110.67    Yes           1YP                       42.46   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103645551                    95.00   No MI                 NO MI                 0                                  9.125            0.375        0.030     0.000               0.405                             8.720         3,514.90    Yes           5YP                       38.41   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.500
1103645604                    55.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           664.58    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        6.250
1103645613                    57.80   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,384.79    Yes           3YP                       38.35   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103645623                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,089.17    Yes           2YP                       42.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645628                    80.00   No MI                 NO MI                 0                                  9.012            0.375        0.030     0.000               0.405                             8.607         1,159.90    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103645629                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,940.63    Yes           3YP                       27.29   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645637                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,768.51    No            NO                        42.22   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
1103645643                    90.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,280.10    Yes           1YP                       48.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
1103645650                    80.00   No MI                 NO MI                 0                                  7.950            0.250        0.030     0.000               0.280                             7.670         3,710.00    Yes           2YP                       43.12   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103645651                    52.63   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           937.50    Yes           5YP                       23.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.250
1103645659                    74.94   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         3,098.16    Yes           1YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103645672                    69.99   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         8,166.85    No            NO                        35.50   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645677                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,353.23    Yes           3YP                       43.03   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645684                    93.28   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,338.75    Yes           1YP                       38.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103645689                    85.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,044.79    Yes           3YP                       29.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645700                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,253.33    Yes           3YP                       29.03   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645706                    90.00   MI                    LPMI                 25                                 11.375            0.375        0.030     1.190               1.595                             9.780         1,871.30    No            NO                         0.00   2/6 LIBOR                                             LIBOR                         6                6                          20090201                                        23        3.875
1103645736                    95.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         6,200.00    No            NO                        19.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645741                    94.99   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,657.69    No            NO                        48.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103645744                    73.33   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         3,166.11    Yes           3YP                       46.75   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645750                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,336.67    Yes           3YP                       42.88   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103645756                   100.00   No MI                 NO MI                 0                                  9.500            0.250        0.030     0.000               0.280                             9.220         4,540.61    Yes           3YP                       40.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645806                    75.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,468.35    Yes           2YP                       32.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645810                    45.83   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         1,539.92    Yes           3YP                       22.63   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645823                    57.60   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,025.00    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645831                    49.76   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,696.48    Yes           3YP                       47.70   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645833                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,175.00    Yes           3YP                       27.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103645836                    93.04   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,650.00    Yes           1YP                       38.52   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103645845                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,911.25    Yes           2YP                       43.16   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103645847                    80.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         1,586.67    Yes           3YP                       35.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645849                    44.44   No MI                 NO MI                 0                                  7.650            0.250        0.030     0.000               0.280                             7.370         1,419.03    Yes           1YP                       22.85   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645851                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         5,590.02    No            NO                        36.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645880                    90.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         1,341.67    Yes           3YP                       38.66   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140101                                        82        2.500
1103645899                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,681.25    Yes           1YP                       39.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103645913                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,933.33    Yes           1YP                       42.86   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        4.000
1103645918                    70.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,075.52    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645926                    95.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,162.09    Yes           2YP                       37.93   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103645947                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,261.67    Yes           1YP                       48.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645965                    38.71   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,501.44    Yes           3YP                       26.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645969                    57.06   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         2,174.56    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103645989                    87.10   No MI                 NO MI                 0                                 12.875            0.375        0.030     0.000               0.405                            12.470         2,960.38    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        4.375
1103645990                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,961.67    Yes           1YP                       47.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103645997                    70.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,013.05    Yes           3YP                       39.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646059                    99.43   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,511.83    Yes           1YP                       45.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646062                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,208.33    Yes           3YP                       50.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646063                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,848.75    Yes           3YP                       38.44   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646064                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,833.33    No            NO                        34.94   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646065                    41.94   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,760.42    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646066                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           891.00    No            NO                        49.88   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646067                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,416.46    No            NO                        48.43   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646068                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,045.31    No            NO                        40.40   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646069                    65.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           933.02    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646070                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,389.06    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646071                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,244.53    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646072                    56.69   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,226.25    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646073                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,176.00    Yes           3YP                       21.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646074                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,597.50    No            NO                        49.90   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646075                    99.10   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,041.56    No            NO                        45.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646076                    99.97   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,603.25    No            NO                        34.33   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646077                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,112.92    No            NO                        47.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646078                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         5,217.19    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646079                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           916.67    No            NO                        42.94   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646080                    72.64   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,844.79    No            NO                        44.56   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646081                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,333.33    No            NO                        41.20   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646082                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         4,325.83    No            NO                        43.75   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646083                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,708.33    Yes           3YP                       36.14   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646084                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,430.00    Yes           3YP                       40.50   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646085                    75.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,713.28    No            NO                        45.13   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646086                    89.95   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         4,319.79    No            NO                        39.15   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646087                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,467.10    No            NO                        42.23   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646088                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,590.83    No            NO                        23.87   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646089                    68.75   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,753.13    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646091                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,732.50    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646092                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,129.33    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646093                    64.77   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           677.08    No            NO                        48.96   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646094                    90.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         4,760.83    Yes           3YP                       36.45   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646095                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           830.33    No            NO                        36.02   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646096                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,164.17    No            NO                        31.96   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646097                    92.59   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,662.92    No            NO                        44.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646098                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,053.75    Yes           3YP                       36.38   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646099                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,753.33    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646100                    95.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,064.84    No            NO                        41.37   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646101                    32.61   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         3,515.63    Yes           3YP                       33.99   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646102                    65.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,015.63    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646103                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           810.00    Yes           3YP                       39.44   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646104                    88.69   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,527.23    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646138                    95.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470           797.91    No            NO                        35.11   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646141                    31.08   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         1,131.14    No            NO                        48.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646144                    70.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,680.88    Yes           1YP                       49.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103646145                    69.81   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         1,649.38    Yes           2YP                       35.16   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103646146                    90.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,422.50    Yes           3YP                       41.29   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646156                    76.34   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         5,835.73    Yes           1YP                       37.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646160                    84.64   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,487.50    Yes           1YP                       46.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103646162                    43.07   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,319.12    Yes           2YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646170                    90.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,492.50    Yes           3YP                       37.12   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        2.750
1103646175                    54.55   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,318.75    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646199                    75.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         2,100.00    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103646210                    60.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,050.00    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646222                    41.18   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,701.31    Yes           3YP                       24.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646227                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,401.26    Yes           2YP                       43.47   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103646233                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           745.94    Yes           1YP                       38.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646237                    90.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           740.10    Yes           1YP                       39.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646271                    66.27   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         3,081.20    No            NO                         0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646282                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,995.42    No            NO                        41.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
1103646299                    80.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,916.67    Yes           3YP                       36.58   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646302                    25.04   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,905.43    No            NO                        39.34   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646304                    80.00   No MI                 NO MI                 0                                  9.125            0.250        0.030     0.000               0.280                             8.845           846.83    No            NO                        19.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646347                    89.96   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,239.45    Yes           1YP                       34.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
1103646383                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,643.75    Yes           1YP                       44.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646391                    47.76   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,318.45    Yes           3YP                       48.82   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        2.750
1103646394                   100.00   No MI                 NO MI                 0                                  8.220            0.375        0.030     0.000               0.405                             7.815           970.91    No            NO                        38.98   2/6 LIBOR                                             LIBOR                         6                6                          20081201                                        21        6.250
1103646409                   100.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,744.58    Yes           3YP                       40.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646416                    80.00   No MI                 NO MI                 0                                 10.500            0.375        0.030     0.000               0.405                            10.095         1,170.87    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103646429                    89.98   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220         2,225.25    No            NO                        36.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.875
1103646438                    95.00   MI                    LPMI                 30                                  9.875            0.375        0.030     1.330               1.735                             8.140         1,254.74    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.500
1103646441                    65.80   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595           621.77    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646444                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,032.50    No            NO                        39.48   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646462                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           893.42    Yes           3YP                       31.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646484                    59.16   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470           729.79    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646503                    95.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095           727.97    No            NO                        44.43   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646533                    66.12   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,088.07    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646537                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,096.88    No            NO                        44.16   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103646544                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,656.25    Yes           3YP                       44.01   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        2.750
1103646576                    59.70   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,083.33    Yes           1YP                       19.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646618                   100.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,957.50    Yes           3YP                       41.40   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646625                    68.82   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,523.44    Yes           3YP                       49.65   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646629                    55.84   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           572.92    No            NO                        35.47   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646661                    62.26   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,700.00    No            NO                        45.85   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103646674                   100.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220           582.50    Yes           1YP                       39.68   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646684                    59.08   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,203.13    Yes           1YP                       42.99   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646685                    48.15   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345           622.92    No            NO                        32.04   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646686                    89.33   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,476.56    Yes           3YP                       23.56   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646687                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           985.29    No            NO                        44.07   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646688                    90.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,280.00    Yes           3YP                       32.64   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646689                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           992.33    No            NO                        48.31   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646691                    93.61   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         3,446.48    No            NO                        40.26   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646692                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,092.75    No            NO                        37.16   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646693                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           743.75    Yes           3YP                       38.04   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646694                    80.01   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,562.50    Yes           3YP                       40.38   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646695                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,795.83    No            NO                        32.89   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646696                    98.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,770.83    Yes           3YP                       42.37   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646697                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,921.25    Yes           1YP                       46.73   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646698                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,280.00    Yes           3YP                       44.13   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646699                    99.51   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,827.92    No            NO                        37.44   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646700                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,520.83    No            NO                        44.18   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646701                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,762.50    No            NO                        38.21   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646702                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         4,393.75    No            NO                        44.09   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646703                    69.08   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         9,854.17    No            NO                        41.70   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646704                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,482.81    No            NO                        42.40   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646705                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,800.00    No            NO                        48.13   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646706                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,890.00    Yes           3YP                       49.83   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646707                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,325.00    Yes           3YP                       40.69   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646708                    35.20   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,668.23    No            NO                        42.60   7/1 LIBOR IO                                   120    LIBOR                        12               12                          20140101                                        82        2.250
1103646709                    85.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         2,095.07    Yes           3YP                        0.00   5/1 LIBOR                                             LIBOR                        12               12                          20120101                                        58        3.250
1103646710                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,270.83    No            NO                        38.11   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646711                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,833.33    No            NO                        44.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646712                    63.83   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,500.00    No            NO                        38.26   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103646713                    90.00   MI                    BPMI                 25                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,713.60    Yes           1YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646714                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           898.33    No            NO                        36.32   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646715                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,899.75    No            NO                        42.28   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646716                    63.74   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,789.58    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646717                    79.20   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,062.50    Yes           3YP                       38.24   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646718                    80.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,143.75    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646719                    65.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,985.55    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646720                    77.46   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,566.67    Yes           3YP                       46.70   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646721                    94.69   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,167.50    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646722                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,600.00    Yes           3YP                       41.96   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646723                    61.61   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,520.83    No            NO                        38.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646725                    50.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,242.19    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646726                    92.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,330.00    No            NO                        16.42   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646727                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,594.53    No            NO                        44.88   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646728                    89.48   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,449.00    No            NO                        43.29   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646729                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,810.83    No            NO                        32.78   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103646770                    65.19   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,673.49    Yes           2YP                       44.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646782                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,952.17    Yes           1YP                       38.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103646794                    66.04   No MI                 NO MI                 0                                  7.300            0.250        0.030     0.000               0.280                             7.020         1,086.63    Yes           3YP                       47.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103646799                    66.19   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           555.75    Yes           2YP                       47.90   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646810                    95.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           895.13    Yes           3YP                       43.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646817                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,401.25    Yes           3YP                       38.82   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646832                    78.79   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,462.50    No            NO                        47.48   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103646840                    99.98   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,396.42    Yes           1YP                       47.73   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646878                    95.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,950.52    Yes           1YP                       35.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646882                    76.56   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,603.13    Yes           3YP                       47.71   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103646886                    88.76   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,080.00    Yes           3YP                       41.77   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        2.750
1103646908                    98.68   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,971.67    Yes           3YP                       44.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646911                   100.00   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         1,203.78    Yes           1YP                       35.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646914                    69.78   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,270.83    No            NO                        26.64   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103646927                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,200.00    Yes           3YP                       49.71   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103646950                    70.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         4,287.50    Yes           1YP                       33.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646972                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,150.83    Yes           3YP                       43.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103646975                    94.99   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,427.16    Yes           6MP                       34.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647008                    79.92   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         2,249.38    Yes           3YP                       36.72   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647018                   100.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         3,430.67    No            NO                        46.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103647035                    73.89   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         6,019.11    Yes           3YP                       44.20   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647043                    72.73   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,166.67    No            NO                        22.61   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103647046                    80.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,840.00    Yes           3YP                       38.24   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647059                    46.51   No MI                 NO MI                 0                                  5.125            0.250        0.030     0.000               0.280                             4.845         1,281.25    Yes           3YP                       39.81   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103647063                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         2,312.92    Yes           3YP                       41.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647071                    75.96   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,121.95    Yes           3YP                       41.35   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647089                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,058.33    Yes           3YP                       40.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647091                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,313.96    No            NO                        41.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
1103647097                    80.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,161.25    Yes           1YP                       40.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647102                    49.38   No MI                 NO MI                 0                                  9.125            0.375        0.030     0.000               0.405                             8.720         1,627.27    No            NO                        49.00   2/6 LIBOR                                             LIBOR                         6                6                          20090201                                        23        3.000
1103647119                    90.00   MI                    LPMI                 25                                  9.500            0.375        0.030     1.020               1.425                             8.075         1,702.73    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.750
1103647129                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,165.61    Yes           2YP                       49.49   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103647131                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           816.26    Yes           2YP                       44.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647138                    76.92   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         5,416.67    No            NO                        36.58   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647163                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,338.83    Yes           2YP                       43.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103647170                    70.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           660.24    Yes           3YP                       35.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647178                    85.00   MI                    LPMI                 22                                  9.800            0.375        0.030     0.680               1.085                             8.715           971.83    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
1103647209                    93.18   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,025.00    No            NO                        36.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647228                    90.00   MI                    LPMI                 25                                  8.220            0.250        0.030     0.720               1.000                             7.220           517.82    No            NO                        43.16   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647251                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,182.50    Yes           3YP                       34.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647303                    78.75   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,673.44    Yes           3YP                       37.73   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103647304                    90.00   MI                    BPMI                 25                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,125.00    Yes           3YP                        0.00   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.000
1103647313                    78.45   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,998.12    Yes           3YP                       29.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647327                    76.77   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         5,468.50    No            NO                        40.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647332                    70.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,173.96    Yes           1YP                       36.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647337                    59.35   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,279.69    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647350                    90.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         6,666.67    Yes           1YP                       33.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.750
1103647363                    49.62   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,963.54    Yes           3YP                       28.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647377                    89.73   No MI                 NO MI                 0                                  8.250            0.250        0.030     0.000               0.280                             7.970         1,683.00    No            NO                        39.18   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647404                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,841.67    Yes           3YP                       46.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647415                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,077.08    No            NO                        42.45   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.000
1103647420                    59.67   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,629.68    Yes           3YP                       44.04   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647421                    23.17   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           657.59    Yes           2YP                       43.50   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103647424                    55.33   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,458.33    Yes           2YP                       40.66   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103647454                    49.85   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,720.02    No            NO                        36.40   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647474                    67.27   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,369.15    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647477                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,223.00    Yes           3YP                       49.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647479                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           678.41    No            NO                        38.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647483                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           617.46    No            NO                        39.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647492                    61.67   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           555.00    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103647494                    94.98   MI                    BPMI                 30                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,500.75    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647498                    60.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           633.91    No            NO                        39.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647499                    56.14   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         3,079.76    No            NO                        34.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647503                    64.35   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,196.87    Yes           3YP                       44.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647510                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,843.75    Yes           1YP                       16.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647545                    85.00   No MI                 NO MI                 0                                  9.000            0.375        0.030     0.000               0.405                             8.595         3,540.00    No            NO                        45.01   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647554                    32.05   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,726.69    No            NO                        45.98   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103647563                    73.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,269.24    Yes           1YP                       26.76   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103647618                   100.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,109.77    Yes           3YP                       43.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647621                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,655.00    Yes           3YP                       48.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
1103647633                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,831.66    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647642                    67.58   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,667.76    No            NO                        45.77   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647667                    73.68   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           931.42    Yes           2YP                       36.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647681                    86.63   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,375.00    No            NO                        44.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647686                    73.64   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,653.75    Yes           2YP                       46.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647707                    85.00   MI                    LPMI                 22                                  6.500            0.375        0.030     0.590               0.995                             5.505         1,795.63    Yes           3YP                       34.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
1103647712                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,230.32    No            NO                        30.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        5.875
1103647725                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495           989.00    Yes           3YP                       45.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647757                   100.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         2,320.67    Yes           1YP                       43.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647762                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         2,388.75    Yes           3YP                       40.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647778                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,822.83    No            NO                        49.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647788                    45.45   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           663.54    Yes           3YP                       44.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647793                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,136.67    Yes           1YP                       36.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103647794                    76.05   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,779.42    Yes           3YP                       38.85   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647815                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,072.92    Yes           1YP                       33.30   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647843                    74.97   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,399.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
1103647844                    63.64   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,033.96    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647856                    63.13   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,578.13    Yes           3YP                       24.75   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103647859                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,201.73    Yes           3YP                       43.83   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103647876                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           971.33    Yes           1YP                       36.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103647884                    70.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345           911.82    Yes           3YP                       37.34   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647885                    80.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         4,116.67    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647893                    49.65   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,527.39    Yes           3YP                       33.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647900                    80.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         4,170.83    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647901                    43.91   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         2,261.98    Yes           3YP                       34.89   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.000
1103647912                    95.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,893.33    No            NO                        44.78   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.750
1103647913                    90.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         3,175.81    Yes           2YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.875
1103647914                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,592.50    Yes           3YP                       42.26   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140101                                        82        2.500
1103647918                    52.59   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,339.51    Yes           1YP                       33.78   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647921                    95.00   MI                    BPMI                 30                                  8.250            0.375        0.030     0.000               0.405                             7.845         3,428.91    Yes           1YP                       48.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103647927                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           971.33    Yes           1YP                       36.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103647932                    62.16   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,472.72    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103647935                    11.88   No MI                 NO MI                 0                                  8.250            0.250        0.030     0.000               0.280                             7.970           375.63    No            NO                        34.76   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647936                    71.43   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095           828.81    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647937                    36.71   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           549.90    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647938                    85.00   MI                    BPMI                 12                                  8.000            0.250        0.030     0.000               0.280                             7.720           873.18    Yes           1YP                       45.40   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647941                    70.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         4,598.50    Yes           3YP                       45.17   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647942                    63.10   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,740.86    Yes           3YP                       26.59   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647944                    70.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         5,221.21    Yes           1YP                       42.37   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647945                    99.36   No MI                 NO MI                 0                                  8.250            0.250        0.030     0.000               0.280                             7.970         2,806.73    No            NO                        46.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647950                    90.00   MI                    BPMI                 25                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,290.05    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647952                    85.71   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,528.27    No            NO                        44.17   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647954                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,865.68    No            NO                        47.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647955                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         4,367.09    No            NO                        43.18   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647957                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,681.74    No            NO                        47.02   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647958                    90.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,742.81    No            NO                        33.94   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647959                    89.99   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595         3,937.50    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647960                    88.16   MI                    BPMI                 25                                  7.500            0.250        0.030     0.000               0.280                             7.220         2,187.50    Yes           2YP                       42.19   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647961                    77.60   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         3,062.50    Yes           2YP                       41.81   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647962                    70.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,352.60    No            NO                        40.28   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103647965                    57.12   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,545.53    No            NO                        23.64   25YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647967                    65.94   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,989.03    Yes           3YP                       33.97   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647981                   100.00   No MI                 NO MI                 0                                  6.999            0.375        0.030     0.000               0.405                             6.594         2,646.21    Yes           3YP                       44.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648032                    78.72   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         1,657.29    No            NO                        37.93   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103648041                    54.41   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,888.54    Yes           3YP                       28.54   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103648046                    51.46   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,845.00    Yes           3YP                       10.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648051                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           905.63    Yes           2YP                       42.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648069                    99.33   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,070.25    Yes           3YP                       40.96   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103648088                    80.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,020.44    No            NO                        22.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103648102                    79.98   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           891.75    No            NO                        35.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
1103648103                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,806.25    Yes           2YP                       33.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103648127                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,329.17    Yes           2YP                       44.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648131                    63.49   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,125.00    Yes           1YP                       53.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648149                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,334.67    No            NO                        47.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648161                    75.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,434.38    Yes           2YP                       43.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648181                    70.50   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470         1,934.31    Yes           3YP                       43.41   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648203                    70.00   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         3,546.04    Yes           3YP                       29.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648217                    90.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,165.52    Yes           3YP                       39.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648229                    86.40   MI                    LPMI                 25                                  8.125            0.375        0.030     1.660               2.065                             6.060           731.25    Yes           3YP                       49.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.375
1103648236                    89.90   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220         3,564.56    No            NO                        49.74   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
1103648238                    90.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         2,953.13    Yes           3YP                       37.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648249                    59.06   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,467.19    Yes           3YP                       27.61   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648250                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,758.50    Yes           3YP                       47.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103648263                    63.04   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,540.63    Yes           3YP                       40.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648267                    35.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           918.61    Yes           3YP                       43.59   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20100201                                        35        3.000
1103648288                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,338.75    Yes           3YP                       18.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648296                    88.39   MI                    LPMI                 25                                  6.250            0.250        0.030     0.410               0.690                             5.560           914.34    No            NO                        35.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648342                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,006.61    Yes           3YP                       43.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648352                    75.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,384.77    Yes           1YP                       38.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648371                    77.05   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,817.89    Yes           3YP                       44.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648378                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,210.00    No            NO                        39.29   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648379                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,604.17    No            NO                        43.95   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        2.250
1103648381                    93.92   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,190.00    No            NO                        29.24   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648382                    99.32   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,268.33    No            NO                        44.37   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648383                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,145.83    Yes           3YP                       45.18   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648384                    77.58   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         3,869.69    Yes           3YP                       41.92   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648385                    75.08   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,054.61    Yes           3YP                       27.18   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648386                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,694.17    No            NO                        41.24   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648387                    98.69   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         5,171.67    No            NO                        46.46   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648388                    85.30   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         5,512.50    No            NO                        29.03   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648389                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,263.17    No            NO                        41.59   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648390                    99.43   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,394.25    Yes           3YP                       49.98   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648391                    70.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,301.56    Yes           3YP                       46.59   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648392                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,804.00    No            NO                        35.66   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        2.250
1103648393                    90.00   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845           927.50    No            NO                        41.23   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        2.250
1103648394                    85.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         3,958.65    Yes           3YP                       44.44   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648396                    88.10   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,541.67    Yes           3YP                        0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648397                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,473.33    No            NO                        43.38   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        3.250
1103648398                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,208.33    No            NO                        50.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120101                                        58        3.250
1103648399                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,317.50    No            NO                        43.25   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20120201                                        59        2.250
1103648406                    65.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,498.95    Yes           3YP                       38.63   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648412                    79.33   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,264.38    Yes           1YP                       39.97   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103648413                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,000.00    Yes           3YP                       33.20   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648421                    65.79   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           694.96    No            NO                        36.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648429                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345           863.69    Yes           3YP                       43.77   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
1103648430                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,479.61    Yes           1YP                       42.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103648442                    99.99   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,596.58    Yes           3YP                       36.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648445                    90.11   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,767.81    Yes           3YP                       36.72   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103648448                    68.88   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,133.23    No            NO                        37.89   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648466                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,008.33    Yes           3YP                       41.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648469                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,229.17    No            NO                        42.03   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103648474                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         1,174.02    Yes           3YP                       48.14   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648476                    65.79   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,604.17    Yes           2YP                       37.17   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648486                    76.53   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         2,622.05    Yes           3YP                       48.63   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648495                    65.27   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,269.12    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648498                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,925.00    Yes           1YP                       43.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648533                    95.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,502.81    No            NO                        46.65   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648551                    70.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           842.48    Yes           1YP                       43.94   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103648577                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,500.00    Yes           2YP                       36.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
1103648585                    75.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           858.99    Yes           1YP                       41.11   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648593                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,904.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.250
1103648613                    80.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,176.91    Yes           3YP                       44.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648620                    89.97   MI                    LPMI                 25                                 10.000            0.375        0.030     1.960               2.365                             7.635         2,316.67    No            NO                        47.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        4.375
1103648628                    80.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720           947.92    No            NO                        40.55   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090201                                        23        3.000
1103648685                    62.29   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,195.78    No            NO                        48.42   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103648707                    81.30   MI                    LPMI                 22                                 12.250            0.375        0.030     0.990               1.395                            10.855         1,020.83    No            NO                        21.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
1103648735                   100.00   No MI                 NO MI                 0                                  7.900            0.375        0.030     0.000               0.405                             7.495         4,292.33    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103648776                    33.55   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,748.74    Yes           3YP                       24.15   20YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648812                    58.75   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,446.94    Yes           3YP                       30.52   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648822                    95.00   MI                    BPMI                 30                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,693.18    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103648825                    80.00   No MI                 NO MI                 0                                  9.300            0.375        0.030     0.000               0.405                             8.895           786.64    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103648844                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595           917.33    Yes           3YP                       36.33   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
1103648845                    53.62   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,181.37    Yes           2YP                        0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
1103648850                    51.96   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         1,968.75    Yes           1YP                       41.79   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103648862                    80.00   No MI                 NO MI                 0                                  6.699            0.250        0.030     0.000               0.280                             6.419         4,387.44    No            NO                        38.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648875                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,394.53    Yes           3YP                       39.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.500
1103648884                    62.50   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           890.62    Yes           2YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648916                    95.00   MI                    BPMI                 30                                  6.725            0.375        0.030     0.000               0.405                             6.320         1,118.03    Yes           3YP                       40.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103648937                    53.26   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,501.04    No            NO                        24.60   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103648946                    99.99   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,305.00    Yes           1YP                       40.55   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103648956                    60.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         9,830.63    Yes           3YP                       30.57   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103648960                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,935.00    Yes           3YP                       44.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648961                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,083.75    No            NO                        41.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
1103648967                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,103.75    Yes           1YP                       16.77   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103648972                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,095.70    No            NO                        41.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.250
1103648978                    90.90   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,591.52    Yes           3YP                       46.33   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648980                    74.03   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,605.92    No            NO                        35.29   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648993                    75.00   No MI                 NO MI                 0                                  7.950            0.250        0.030     0.000               0.280                             7.670         1,922.91    No            NO                        44.88   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649004                    89.93   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,041.56    Yes           3YP                       44.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103649006                   100.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         1,411.67    Yes           1YP                       41.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649017                    50.98   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         2,979.17    No            NO                        18.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103649024                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,364.94    No            NO                        47.95   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103649033                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,832.92    No            NO                         0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103649070                    94.98   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,283.06    Yes           3YP                       38.52   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649074                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,192.50    Yes           1YP                       22.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649079                    58.82   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,369.79    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649080                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,619.17    Yes           3YP                       49.72   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649084                    60.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           962.50    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649099                    77.14   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,992.88    Yes           3YP                       46.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649101                    60.00   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         1,612.72    Yes           3YP                       48.40   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
1103649102                    80.00   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220         2,760.00    Yes           3YP                       39.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
1103649109                    54.19   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,946.91    No            NO                        44.03   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103649122                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,697.79    Yes           3YP                       43.60   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649124                    69.23   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,195.31    Yes           2YP                       38.02   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103649134                    69.89   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,556.87    Yes           3YP                        0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
1103649146                    94.99   MI                    LPMI                 30                                  8.750            0.250        0.030     1.220               1.500                             7.250         1,644.27    Yes           1YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103649149                    44.28   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,504.69    Yes           3YP                       34.49   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103649156                    90.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           583.83    Yes           3YP                       45.07   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649158                    65.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,788.72    Yes           3YP                       38.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649162                    85.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,927.19    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649166                    81.66   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         3,131.15    Yes           3YP                       33.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649173                    69.33   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470           659.44    Yes           3YP                       16.91   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649198                    57.20   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,518.28    Yes           3YP                       27.27   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649227                    70.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,513.02    Yes           3YP                       49.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649235                    90.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,997.50    Yes           3YP                       41.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649237                    57.63   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,019.24    No            NO                        30.22   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649254                    70.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,991.46    Yes           1YP                       48.43   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649265                    69.39   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         1,558.33    Yes           3YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103649266                    90.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,061.72    No            NO                        49.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103649271                    62.39   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,735.42    Yes           3YP                       41.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.500
1103649332                    56.21   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,313.04    Yes           3YP                       42.39   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649342                    55.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,860.00    Yes           3YP                       46.37   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        2.750
1103649369                    52.63   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220           937.50    Yes           2YP                       27.55   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649376                    64.99   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,916.22    Yes           3YP                       34.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649379                    52.94   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,343.75    Yes           3YP                       16.06   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649392                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,600.00    No            NO                        40.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649399                    64.29   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,422.15    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649410                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,700.00    Yes           3YP                       47.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649424                    90.00   MI                    LPMI                 25                                  6.625            0.375        0.030     0.940               1.345                             5.280         2,111.72    Yes           3YP                       44.53   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.750
1103649480                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         3,812.49    Yes           2YP                       45.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649484                    99.98   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,490.38    Yes           3YP                       47.92   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649515                    69.86   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,956.33    Yes           1YP                       38.97   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649517                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,959.17    Yes           2YP                       31.06   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103649526                    68.21   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,911.25    No            NO                        43.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
1103649528                    75.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         3,062.50    No            NO                        35.88   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103649537                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,363.28    No            NO                        39.54   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649556                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,253.75    Yes           1YP                       44.60   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103649572                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,253.33    Yes           3YP                       44.93   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649573                    67.50   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,515.94    Yes           3YP                       39.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649584                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,887.50    Yes           3YP                       44.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649596                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,516.67    No            NO                        47.88   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
1103649624                    95.00   MI                    LPMI                 30                                 10.250            0.375        0.030     1.380               1.785                             8.465           910.89    No            NO                         0.00   2/6 LIBOR                                             LIBOR                         6                6                          20090201                                        23        4.500
1103649639                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         5,625.00    No            NO                        34.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649641                    69.22   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,740.00    No            NO                        40.90   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649684                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,361.75    Yes           3YP                       35.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649706                    53.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,705.21    No            NO                        49.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103649708                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,863.33    Yes           3YP                       48.23   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649723                    64.19   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,985.00    No            NO                        33.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.750
1103649727                    78.04   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,719.38    No            NO                        44.09   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103649746                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,779.17    Yes           1YP                       40.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103649785                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,162.50    Yes           3YP                       38.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103649796                    80.00   No MI                 NO MI                 0                                  7.930            0.375        0.030     0.000               0.405                             7.525         4,229.33    Yes           3YP                       42.34   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649797                    61.22   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,468.75    Yes           1YP                       32.94   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103649811                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,921.25    Yes           3YP                       40.57   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
1103649812                    70.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,608.23    No            NO                        39.92   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103649818                    73.55   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         4,657.06    Yes           3YP                       49.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649860                    62.42   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,720.10    No            NO                        29.83   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103649867                    37.69   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,449.27    Yes           3YP                       33.82   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649868                    99.74   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920         1,591.33    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649869                    95.00   MI                    LPMI                 22                                  9.250            0.375        0.030     0.740               1.145                             8.105         4,678.19    Yes           1YP                       44.89   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.625
1103649872                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,609.37    Yes           3YP                       44.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649873                    72.17   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,392.79    No            NO                         0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649879                    21.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,586.01    Yes           3YP                       36.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649881                    54.76   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,221.88    Yes           1YP                       35.65   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        4.000
1103649887                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,955.00    Yes           3YP                       42.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103649888                    53.43   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,830.00    Yes           1YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103649899                    35.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,857.13    Yes           3YP                       33.95   7/6 LIBOR                                             LIBOR                         6                6                          20140201                                        83        2.750
1103649902                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,000.00    No            NO                        35.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103649909                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,449.22    Yes           3YP                       49.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103649938                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           769.86    Yes           3YP                       48.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.500
1103649967                    60.00   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         3,313.22    No            NO                        35.15   3/6 LIBOR                                             LIBOR                         6                6                          20100301                                        36        3.000
1103649971                   100.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,015.29    Yes           2YP                       34.38   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649973                    60.62   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,530.62    Yes           3YP                       39.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103649988                    90.00   MI                    LPMI                 25                                  6.875            0.250        0.030     0.470               0.750                             6.125         2,449.22    Yes           3YP                       40.73   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103649990                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220           738.67    Yes           3YP                       41.52   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103650023                    79.80   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,013.44    Yes           3YP                       39.29   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103650040                    60.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           843.75    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650046                    50.66   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,827.85    No            NO                        25.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650048                    86.67   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,516.96    No            NO                        41.03   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650049                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,424.75    Yes           3YP                       47.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650067                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,687.25    Yes           1YP                       31.89   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103650095                    76.72   No MI                 NO MI                 0                                  6.575            0.250        0.030     0.000               0.280                             6.295         1,417.34    No            NO                        34.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650097                    79.99   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,992.42    Yes           3YP                       44.04   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
1103650106                    59.07   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           772.92    Yes           3YP                       44.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.500
1103650177                    75.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,925.39    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650180                    80.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,425.83    No            NO                        40.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103650187                    51.35   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,001.46    Yes           1YP                       44.78   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650202                    57.70   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,316.36    Yes           1YP                       32.92   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        2.500
1103650206                    69.66   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,332.87    Yes           3YP                       44.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650216                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,500.00    Yes           3YP                       25.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103650226                    27.27   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,235.60    Yes           3YP                       40.43   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650236                    78.68   No MI                 NO MI                 0                                  8.875            0.375        0.030     0.000               0.405                             8.470         1,615.16    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103650238                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,275.00    Yes           3YP                       43.13   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.500
1103650239                    62.40   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,917.50    Yes           3YP                       44.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103650243                    85.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         8,593.75    No            NO                        25.08   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
1103650284                    33.33   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           944.27    No            NO                        21.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650286                    60.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,343.13    Yes           1YP                       37.97   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103650297                    80.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,325.00    Yes           1YP                       38.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.750
1103650303                    79.58   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,673.75    No            NO                        34.76   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103650350                    50.22   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,655.96    No            NO                        37.34   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650364                    34.64   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         2,247.47    Yes           3YP                       41.23   3/6 LIBOR                                             LIBOR                         6                6                          20100301                                        36        3.000
1103650367                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         3,661.88    No            NO                        48.77   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103650381                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,413.17    Yes           3YP                       43.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650382                    63.59   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,375.00    Yes           2YP                       29.31   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650432                    70.18   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,141.67    Yes           3YP                       43.47   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103650435                    76.83   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,903.13    Yes           3YP                       37.57   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650449                    70.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,580.92    Yes           3YP                       27.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103650456                    70.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           714.58    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650462                    55.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           945.31    No            NO                        38.90   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650481                    75.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         3,318.20    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650503                    78.46   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,194.58    No            NO                        25.65   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
1103650514                    56.81   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,761.59    Yes           3YP                       24.03   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650519                    78.48   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,640.63    Yes           1YP                       44.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650522                    56.92   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           951.74    No            NO                        50.92   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650528                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,245.00    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
1103650536                    77.40   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,972.22    No            NO                        20.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650544                    80.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,720.00    No            NO                        39.56   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103650557                    62.08   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,338.54    No            NO                        32.65   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650570                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,065.40    Yes           1YP                       48.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103650588                    80.00   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         1,791.91    Yes           3YP                       39.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650592                    47.14   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,047.80    No            NO                        17.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650600                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,833.33    Yes           3YP                       38.16   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650607                    25.00   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710           998.33    Yes           3YP                       26.74   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650613                   100.00   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,280.36    Yes           3YP                       41.92   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650619                    79.98   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,514.04    Yes           3YP                       29.80   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
1103650626                    31.82   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,043.08    Yes           6MP                       40.19   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650627                    68.75   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,339.30    Yes           6MP                       40.99   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650628                    73.38   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,318.99    No            NO                        18.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650629                    90.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,024.50    Yes           6MP                       42.59   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650630                    92.39   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,096.20    Yes           6MP                       41.55   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650631                    94.15   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,510.16    Yes           6MP                       29.93   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650632                    62.29   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,090.81    No            NO                        46.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650633                    71.53   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,898.54    No            NO                        46.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650634                    69.57   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,250.00    No            NO                        37.27   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650662                    42.07   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,986.46    No            NO                        26.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.250
1103650706                    80.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,220.00    No            NO                        28.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103650712                    47.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,932.19    No            NO                        22.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650724                    90.00   MI                    LPMI                 25                                  9.750            0.375        0.030     0.920               1.325                             8.425         1,623.81    No            NO                        46.23   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.750
1103650733                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,264.14    Yes           3YP                       33.86   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650738                    72.22   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           854.01    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650752                    70.00   No MI                 NO MI                 0                                  7.560            0.250        0.030     0.000               0.280                             7.280         1,403.14    Yes           5YP                       36.37   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650755                    68.97   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,462.87    Yes           1YP                       40.05   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650788                    58.42   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           601.25    Yes           3YP                       26.71   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650804                    83.25   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,159.06    Yes           1YP                       39.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103650842                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,753.42    Yes           1YP                       43.71   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103650855                    75.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,463.48    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650863                    60.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           658.13    Yes           3YP                       23.84   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650869                    43.14   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,145.83    Yes           1YP                       33.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650882                    61.22   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         4,317.42    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650889                    89.90   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,258.75    Yes           3YP                       41.01   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        2.750
1103650902                   100.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         2,990.00    Yes           3YP                       43.25   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650903                    45.05   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         5,595.95    No            NO                        45.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650916                    70.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,102.60    Yes           1YP                       39.54   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103650917                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,103.75    Yes           3YP                       42.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650921                    52.69   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,276.04    No            NO                        35.28   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103650922                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,170.83    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103650933                    80.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         2,556.67    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103650935                    34.63   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           874.32    Yes           3YP                       44.44   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650943                    82.69   MI                    LPMI                 22                                  6.813            0.250        0.030     0.800               1.080                             5.733         1,403.50    No            NO                        49.20   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650944                    74.98   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,138.50    No            NO                        27.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650945                    27.16   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         1,138.96    Yes           1YP                       44.40   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103650965                    70.18   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           768.37    Yes           2YP                       38.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103650995                    94.99   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,996.50    No            NO                        20.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103650998                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,512.71    Yes           2YP                       44.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651009                    70.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,583.31    Yes           2YP                       15.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651015                    23.40   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,185.29    No            NO                         0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651031                    80.00   No MI                 NO MI                 0                                  5.250            0.250        0.030     0.000               0.280                             4.970         1,032.50    Yes           3YP                       19.04   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651035                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,168.75    Yes           1YP                       26.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651050                    75.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345           535.94    No            NO                        22.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651065                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,244.26    Yes           1YP                       43.27   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        7.375
1103651066                    80.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345           786.71    No            NO                        38.21   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103651079                    51.45   No MI                 NO MI                 0                                  6.680            0.250        0.030     0.000               0.280                             6.400           670.23    Yes           3YP                       35.72   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651093                    69.36   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,501.44    Yes           2YP                       19.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651104                    77.98   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         4,050.00    Yes           3YP                       47.73   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651105                    54.89   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,480.89    Yes           3YP                       33.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651107                    95.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           740.97    Yes           3YP                       49.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651114                    94.98   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           959.82    Yes           2YP                       30.80   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651159                    90.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,010.63    No            NO                        40.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651169                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           941.88    No            NO                        37.32   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651175                    59.74   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,197.92    No            NO                        31.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651216                    68.29   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,981.51    No            NO                        30.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651228                    53.04   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,315.00    Yes           3YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103651231                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         2,389.83    No            NO                        31.27   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
1103651233                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,144.00    Yes           3YP                       25.48   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103651234                    44.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,640.58    Yes           3YP                       43.79   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651241                    74.93   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,012.11    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651255                    34.21   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,793.22    Yes           3YP                       37.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651257                    61.30   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,253.75    Yes           1YP                       30.26   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651269                    55.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,625.90    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651270                    75.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         1,801.78    Yes           3YP                       49.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651295                    67.11   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,195.31    No            NO                        39.44   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
1103651312                    40.29   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,555.61    Yes           3YP                       39.30   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651316                    80.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,118.74    Yes           3YP                       25.04   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651317                    80.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,224.18    Yes           3YP                       35.42   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651335                    73.32   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,168.22    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651346                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,321.67    Yes           2YP                       39.76   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090201                                        23        3.000
1103651347                    75.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,106.25    Yes           3YP                       45.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        2.500
1103651348                    44.50   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,312.19    No            NO                        30.60   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103651349                    80.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,643.75    Yes           3YP                       40.15   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651354                    64.10   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720           875.00    No            NO                        44.68   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651365                    71.65   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,278.85    Yes           2YP                       35.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651389                    39.72   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,926.13    Yes           3YP                       20.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651390                    52.33   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,434.38    Yes           3YP                       45.55   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103651429                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,258.75    No            NO                        42.94   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103651432                    79.20   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,942.59    No            NO                        39.04   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103651466                    95.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         4,062.50    No            NO                        42.88   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103651481                    39.81   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           877.91    Yes           3YP                       31.28   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651489                    42.86   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,694.30    Yes           3YP                       44.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651490                    30.43   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           884.90    Yes           3YP                       47.62   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651522                    80.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,749.77    Yes           2YP                       19.41   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651535                    80.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,900.00    Yes           3YP                       33.76   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.000
1103651541                    59.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           722.14    Yes           3YP                       10.34   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651556                    73.79   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,351.93    Yes           3YP                       38.18   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651562                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,638.50    Yes           2YP                       44.48   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103651565                    58.27   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,048.44    Yes           2YP                       30.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651573                    67.65   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,832.81    No            NO                        36.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651574                    72.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,025.00    Yes           3YP                       43.80   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651583                    90.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,250.00    Yes           3YP                       43.57   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
1103651589                    65.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,523.44    Yes           3YP                       23.93   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103651613                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,330.60    Yes           3YP                       49.41   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651637                    79.57   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,497.50    Yes           3YP                       47.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651640                    54.84   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,531.25    Yes           3YP                       25.25   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651651                    79.58   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,463.02    Yes           1YP                       33.33   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103651662                    61.28   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220           817.62    Yes           3YP                       43.80   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651663                    77.75   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           883.57    Yes           3YP                       44.43   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651664                    72.22   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,640.63    No            NO                        21.13   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651665                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           829.24    Yes           3YP                       40.30   20YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651666                    72.73   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           585.47    No            NO                        46.08   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651667                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,167.48    No            NO                        41.21   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651668                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,016.48    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651669                    12.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           424.44    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651670                   100.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095           790.60    Yes           3YP                       27.96   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651671                    56.71   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,397.73    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651672                    79.56   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           958.04    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651673                    65.93   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           778.32    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651674                    72.85   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,394.27    No            NO                        43.60   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651676                    32.24   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           607.50    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651677                    70.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095           589.39    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103651678                    37.82   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           520.49    No            NO                         0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651679                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           662.41    Yes           3YP                       47.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651680                    40.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           706.06    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651681                    33.75   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           886.85    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651717                    65.48   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,294.58    Yes           2YP                       43.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        5.500
1103651723                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,750.00    No            NO                        33.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651732                    80.00   No MI                 NO MI                 0                                  8.625            0.375        0.030     0.000               0.405                             8.220         2,472.50    Yes           3YP                       32.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651736                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,403.65    Yes           3YP                       43.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651749                    66.67   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,647.46    Yes           3YP                       26.60   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651760                    94.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,333.28    No            NO                        33.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651761                    59.24   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,145.63    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651763                    67.90   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,546.88    No            NO                        51.88   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103651765                    55.38   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,893.91    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103651778                    88.81   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,520.00    Yes           3YP                       42.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103651781                    80.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,176.00    Yes           3YP                       35.02   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
1103651790                    67.50   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,940.63    No            NO                        11.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651797                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,619.75    Yes           2YP                       42.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
1103651822                    62.64   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,766.15    Yes           3YP                       42.09   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103651832                    58.13   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,048.60    Yes           1YP                       20.82   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103651877                    90.00   MI                    BPMI                 25                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,034.49    Yes           2YP                       43.16   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651898                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           926.49    No            NO                         6.78   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103651901                    68.38   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,863.08    No            NO                        35.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651905                    90.00   MI                    LPMI                 25                                  9.690            0.375        0.030     0.520               0.925                             8.765           923.14    No            NO                        33.20   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.650
1103651909                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,815.63    Yes           3YP                       47.77   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103651923                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,947.92    Yes           6MP                       44.63   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
1103651931                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,027.58    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103651932                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,000.54    No            NO                        42.09   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651934                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         2,375.68    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651935                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,850.00    No            NO                        48.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651937                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,491.44    No            NO                        47.22   2/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20090101                                        22        3.125
1103651939                   100.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         1,758.75    No            NO                         0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651941                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,182.50    No            NO                        45.73   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651942                    90.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,679.82    No            NO                        49.55   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        2.750
1103651943                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,830.83    No            NO                        15.37   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651944                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           706.67    Yes           3YP                       42.61   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651945                    85.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           558.41    Yes           3YP                       43.33   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20091201                                        33        2.750
1103651950                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           874.83    Yes           3YP                       33.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103651951                    90.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,708.23    Yes           1YP                       39.08   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651952                    66.63   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,155.83    Yes           1YP                        0.00   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20091201                                        33        2.750
1103651954                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,631.36    No            NO                         0.00   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20091201                                        33        2.750
1103651955                    90.00   No MI                 NO MI                 0                                  9.250            0.375        0.030     0.000               0.405                             8.845         2,164.43    No            NO                        35.22   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651956                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,399.53    No            NO                         0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651957                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         3,004.21    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103651958                    66.67   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,307.65    No            NO                        33.18   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651959                    89.15   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,262.76    No            NO                        39.93   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        2.750
1103651960                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,378.51    Yes           3YP                       43.16   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103651961                    85.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,828.12    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103651963                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,957.50    No            NO                         0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651964                    48.61   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,895.83    No            NO                        45.14   2/6 LIBOR IO                                   120    LIBOR                         6                6                          20081201                                        21        2.750
1103651965                    95.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         2,117.18    No            NO                        49.20   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651966                   100.00   No MI                 NO MI                 0                                  9.125            0.375        0.030     0.000               0.405                             8.720         2,310.72    Yes           1YP                       49.43   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103651968                   100.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         2,891.80    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103651969                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,452.97    Yes           3YP                       32.77   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20091201                                        33        2.750
1103651970                   100.00   No MI                 NO MI                 0                                  9.750            0.375        0.030     0.000               0.405                             9.345         2,501.95    No            NO                         0.00   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20091201                                        33        2.750
1103651971                    78.43   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,208.33    Yes           1YP                       44.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651972                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,717.27    No            NO                        45.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651973                    85.14   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,130.39    No            NO                        35.71   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        2.750
1103651974                    55.92   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,213.54    No            NO                         0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        2.750
1103651975                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,900.00    Yes           3YP                        0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651976                   100.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         3,493.75    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651977                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         4,060.81    No            NO                        49.42   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103651978                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           488.23    No            NO                        23.39   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103651979                    74.47   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,968.75    Yes           1YP                       46.16   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.750
1103651980                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,623.74    No            NO                        44.70   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103651981                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,894.69    No            NO                        43.02   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651982                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           806.00    Yes           2YP                       40.79   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651983                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,586.39    Yes           2YP                       49.11   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20111201                                        57        2.750
1103651986                    57.95   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,460.94    No            NO                        34.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651987                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,600.33    Yes           1YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
1103651988                    75.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,388.02    No            NO                         0.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20091201                                        33        2.750
1103651989                   100.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         2,345.90    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        2.750
1103651990                    95.00   No MI                 NO MI                 0                                  9.000            0.375        0.030     0.000               0.405                             8.595         1,378.13    No            NO                        20.55   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651991                    90.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,100.00    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651992                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,371.70    Yes           3YP                       41.63   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103651993                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           749.38    Yes           1YP                       37.63   2/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20090101                                        22        2.750
1103651994                    89.20   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,066.70    Yes           3YP                       30.18   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20100101                                        34        2.750
1103651995                    98.82   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,841.67    No            NO                        43.37   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100101                                        34        2.750
1103651996                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         2,379.00    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.750
1103652000                    62.41   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,347.93    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652002                    95.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470         6,781.25    No            NO                        47.74   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103652003                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,091.66    Yes           1YP                       54.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652004                    95.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470         2,892.59    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652005                    80.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470           785.19    Yes           3YP                       45.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652006                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,103.64    Yes           2YP                       43.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652007                    85.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,288.45    Yes           1YP                       42.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652008                    90.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         3,775.76    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652009                    55.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           809.77    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652010                    90.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           880.03    Yes           2YP                       36.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652011                   100.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         3,948.42    No            NO                        24.93   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652012                    62.83   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,885.62    Yes           1YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652013                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,400.50    No            NO                         0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652014                   100.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595         2,488.50    No            NO                        33.50   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103652015                   100.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,549.24    No            NO                        45.38   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652019                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,848.75    No            NO                        39.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652038                    53.57   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,835.94    Yes           3YP                       31.93   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
1103652039                    61.88   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,526.56    No            NO                        37.90   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103652051                    56.54   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,178.65    Yes           3YP                       28.34   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652064                    69.96   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,252.17    No            NO                        40.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652072                    59.79   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         4,754.83    Yes           3YP                       40.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652094                    79.59   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,257.81    Yes           3YP                       48.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652137                    64.62   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,391.25    Yes           3YP                       49.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652145                    94.99   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         4,227.72    No            NO                        33.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652148                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,274.58    Yes           3YP                       48.26   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.500
1103652152                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           812.11    No            NO                        27.92   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652188                    47.71   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,106.73    Yes           3YP                       47.72   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652203                    75.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         3,296.15    Yes           3YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652230                    89.61   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,604.58    Yes           3YP                       44.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652243                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,792.41    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652245                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,820.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652246                    55.33   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           883.76    No            NO                        22.82   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103652278                    69.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,765.56    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652290                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           688.75    Yes           1YP                       50.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103652292                    65.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         1,032.64    Yes           1YP                       43.83   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652308                    50.96   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,348.96    Yes           2YP                       35.96   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103652314                    80.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         3,035.42    Yes           3YP                       41.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652320                    75.00   No MI                 NO MI                 0                                  5.880            0.250        0.030     0.000               0.280                             5.600         3,218.22    Yes           3YP                       46.59   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652324                   100.00   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         1,991.50    Yes           3YP                       42.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
1103652340                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,020.83    Yes           3YP                       38.88   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652366                    50.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,524.44    Yes           3YP                       48.51   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652369                    53.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,305.32    Yes           3YP                       48.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652385                    95.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,600.86    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652406                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,733.33    Yes           3YP                       38.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
1103652410                    72.91   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,784.29    Yes           3YP                       47.03   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652434                    74.77   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,600.00    No            NO                        44.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103652500                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,015.78    No            NO                        38.81   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.250
1103652506                    84.68   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,635.00    Yes           3YP                       49.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103652509                    67.74   No MI                 NO MI                 0                                  6.730            0.250        0.030     0.000               0.280                             6.450           927.99    Yes           1YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652595                    98.84   No MI                 NO MI                 0                                  7.300            0.375        0.030     0.000               0.405                             6.895         4,556.42    Yes           1YP                       35.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652604                    84.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,273.38    Yes           1YP                       30.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652642                    90.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,522.24    Yes           3YP                       39.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652655                    59.84   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,175.99    Yes           6MP                       44.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652665                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,644.58    Yes           3YP                       43.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652674                    44.03   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         3,402.62    Yes           3YP                       31.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652679                    80.00   No MI                 NO MI                 0                                  7.600            0.250        0.030     0.000               0.280                             7.320           903.78    Yes           3YP                       50.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652683                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,656.25    Yes           3YP                       35.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
1103652694                    33.03   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595           912.46    Yes           3YP                       33.04   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652703                   100.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,596.00    Yes           1YP                       42.41   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103652722                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,291.67    Yes           3YP                       48.42   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652730                    52.91   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,604.17    No            NO                        40.31   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103652731                    61.61   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,390.63    Yes           3YP                       39.35   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103652749                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,059.17    Yes           3YP                       34.44   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        2.500
1103652754                   100.00   No MI                 NO MI                 0                                  8.875            0.375        0.030     0.000               0.405                             8.470         3,605.47    Yes           3YP                       46.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652755                    47.32   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         2,109.38    No            NO                        41.11   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
1103652771                    72.14   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,788.02    Yes           3YP                       24.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652777                    60.68   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         2,001.56    Yes           3YP                       39.41   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103652797                    85.38   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,843.75    No            NO                        35.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20111201                                        57        2.500
1103652800                    73.91   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,319.40    No            NO                        45.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
1103652801                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         4,329.72    No            NO                        45.00   7/1 LIBOR                                             LIBOR                        12               12                          20131201                                        81        1.875
1103652802                    60.34   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         8,730.87    No            NO                        39.24   7/1 LIBOR                                             LIBOR                        12               12                          20131201                                        81        2.250
1103652803                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         1,537.15    No            NO                        37.99   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        4.125
1103652804                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         1,624.16    No            NO                        43.96   5/6 LIBOR                                             LIBOR                         6                6                          20111101                                        56        2.750
1103652805                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,536.51    No            NO                         0.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        2.250
1103652806                    75.95   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,000.00    No            NO                        38.00   5/1 LIBOR IO                                   120    LIBOR                        12               12                          20111201                                        57        2.250
1103652808                    46.15   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         1,750.00    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103652819                    84.05   MI                    LPMI                 22                                  6.875            0.250        0.030     0.450               0.730                             6.145         2,033.08    Yes           3YP                       42.97   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652822                    75.79   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         1,204.00    No            NO                        41.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652843                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         3,440.00    No            NO                        52.25   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103652863                    75.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,792.97    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652884                    79.73   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,994.58    No            NO                        40.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652895                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,130.83    No            NO                        44.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652904                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,130.94    No            NO                        43.81   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103652912                   100.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           963.26    No            NO                        43.42   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103652921                    95.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,085.00    No            NO                        37.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652928                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,291.67    No            NO                        44.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
1103652937                    80.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,470.00    No            NO                        36.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652945                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,300.00    Yes           3YP                       40.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103652951                    67.83   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,898.96    Yes           3YP                       54.19   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103652962                    75.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,562.50    Yes           3YP                       43.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103652985                    23.39   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,117.90    Yes           3YP                       29.51   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653019                    42.07   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         3,113.54    No            NO                         0.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103653023                    73.33   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,403.65    Yes           1YP                       33.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653028                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,204.75    Yes           2YP                       43.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653053                    42.86   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           750.00    No            NO                        45.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.250
1103653072                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,768.00    Yes           1YP                       41.78   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103653111                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,507.50    No            NO                        49.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653144                    53.55   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           881.88    Yes           1YP                       49.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
1103653153                    49.78   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           717.15    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653220                    79.99   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           838.61    No            NO                        36.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653236                    75.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,175.00    Yes           2YP                       28.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653243                    89.99   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,156.75    Yes           3YP                       38.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653264                    73.60   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,054.17    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653267                    50.74   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,427.08    Yes           3YP                       48.97   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653275                    67.56   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,146.93    Yes           3YP                       22.78   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653312                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,352.73    No            NO                        48.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
1103653320                    42.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           672.33    Yes           3YP                       46.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653349                    68.92   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,473.33    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653400                    78.67   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,906.19    Yes           2YP                       35.45   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653405                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,340.00    No            NO                        43.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653438                    53.75   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,220.75    Yes           3YP                       39.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653451                    51.72   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           675.00    Yes           2YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103653473                    53.09   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,358.95    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653482                    55.62   No MI                 NO MI                 0                                  5.995            0.250        0.030     0.000               0.280                             5.715         1,383.85    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653589                    45.78   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           525.73    Yes           1YP                       13.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653623                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,479.58    No            NO                        42.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653627                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           734.95    No            NO                        48.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653685                    70.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           955.21    Yes           3YP                       35.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653687                    53.42   No MI                 NO MI                 0                                  5.625            0.250        0.030     0.000               0.280                             5.345         1,738.07    Yes           3YP                       21.81   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653699                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           906.00    Yes           3YP                       48.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653701                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,692.17    No            NO                        35.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653723                    67.41   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,725.55    Yes           3YP                       31.76   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653761                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,277.81    No            NO                        30.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653763                    45.37   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,275.00    Yes           3YP                       38.34   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653767                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,288.01    Yes           3YP                       42.05   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20100301                                        36        3.000
1103653780                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,036.67    Yes           3YP                       45.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653781                    89.82   MI                    BPMI                 30                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,610.38    No            NO                        35.49   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
1103653800                    50.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,000.00    Yes           3YP                       34.46   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653835                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,295.56    Yes           2YP                       43.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.250
1103653838                    80.00   No MI                 NO MI                 0                                  7.450            0.250        0.030     0.000               0.280                             7.170           740.32    Yes           3YP                       33.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653862                    79.78   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         4,337.92    Yes           3YP                       28.54   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.000
1103653885                    83.38   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970         2,687.50    Yes           1YP                       39.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653918                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,992.50    Yes           3YP                       49.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653922                    63.30   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,689.06    No            NO                        43.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103653947                    67.54   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,370.51    Yes           3YP                       42.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103653952                    65.55   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,031.25    Yes           3YP                       43.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103653973                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,620.00    No            NO                        39.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654080                    80.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,229.17    Yes           3YP                       39.97   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103654214                    79.07   No MI                 NO MI                 0                                  5.375            0.375        0.030     0.000               0.405                             4.970           761.46    Yes           3YP                       24.76   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103654310                    70.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220           936.54    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654312                    80.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,723.96    No            NO                        37.69   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654313                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           956.25    Yes           1YP                       30.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103654323                    60.69   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,686.67    No            NO                        21.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103654326                    70.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,066.94    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654345                    80.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,099.11    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654521                    49.67   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           957.58    Yes           3YP                       49.90   5/6 LIBOR                                             LIBOR                         6                6                          20110301                                        48        3.000
1103654589                    39.86   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,375.00    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103654590                    70.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220           904.24    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654592                    63.76   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,375.00    No            NO                        27.75   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103654619                    50.56   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,293.75    Yes           2YP                       29.33   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        2.500
1103654645                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,621.67    Yes           3YP                       47.57   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654689                    79.31   No MI                 NO MI                 0                                  7.999            0.375        0.030     0.000               0.405                             7.594         1,533.14    Yes           1YP                       45.53   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654695                    55.85   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,318.36    No            NO                        44.36   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654704                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,122.92    Yes           3YP                       41.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654717                    51.03   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,042.71    No            NO                         0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103654719                    94.98   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           580.78    Yes           1YP                       39.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654732                    27.72   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           701.14    Yes           3YP                       35.03   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654748                    75.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         3,486.17    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
1103654786                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,517.10    Yes           1YP                       13.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103654798                    54.03   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,035.50    Yes           3YP                       26.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654819                    45.52   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,171.24    No            NO                        24.48   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654821                    42.55   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,011.23    Yes           3YP                       25.24   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103654826                    80.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         2,256.92    Yes           3YP                       12.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103654974                    52.56   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,549.53    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655077                    47.62   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470           875.36    Yes           3YP                       29.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655088                    47.62   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470           875.36    Yes           3YP                       29.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655101                    45.45   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470           875.36    Yes           3YP                       29.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655114                    75.89   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,487.50    Yes           2YP                       32.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103655185                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,401.67    Yes           1YP                       42.20   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103655186                    38.58   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         6,906.25    No            NO                        26.45   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103655498                    75.00   No MI                 NO MI                 0                                  9.500            0.250        0.030     0.000               0.280                             9.220         1,944.15    Yes           5YP                       49.80   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655534                    58.40   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,850.80    Yes           3YP                       32.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655547                    80.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,574.74    Yes           3YP                       35.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655557                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,864.58    Yes           1YP                       38.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103655563                    72.64   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,085.42    Yes           3YP                       44.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103655596                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,738.33    No            NO                        30.30   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
1103655606                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,190.67    Yes           1YP                       27.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103655607                    54.17   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,476.25    Yes           3YP                       40.43   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655652                    72.47   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         4,568.23    No            NO                        39.80   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
1103655823                    90.00   MI                    LPMI                 25                                  7.740            0.250        0.030     0.560               0.840                             6.900           676.36    Yes           3YP                       49.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103655993                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,520.83    No            NO                        37.39   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        2.250
1103656123                    90.00   No MI                 NO MI                 0                                  9.500            0.250        0.030     0.000               0.280                             9.220         1,745.63    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656124                    90.00   No MI                 NO MI                 0                                  8.375            0.250        0.030     0.000               0.280                             8.095           923.49    Yes           1YP                       36.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656125                    90.00   No MI                 NO MI                 0                                  8.375            0.250        0.030     0.000               0.280                             8.095           923.49    Yes           1YP                       36.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656126                    90.00   No MI                 NO MI                 0                                  8.375            0.250        0.030     0.000               0.280                             8.095           923.49    Yes           1YP                       36.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656127                    90.00   No MI                 NO MI                 0                                  8.375            0.250        0.030     0.000               0.280                             8.095           923.49    Yes           1YP                       36.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656128                    56.43   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220           276.19    No            NO                        16.25   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656129                   100.00   No MI                 NO MI                 0                                  7.925            0.250        0.030     0.000               0.280                             7.645         1,602.79    No            NO                        42.09   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656130                    75.00   No MI                 NO MI                 0                                  8.125            0.250        0.030     0.000               0.280                             7.845         9,965.82    No            NO                        42.53   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656132                    60.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         6,712.46    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656133                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         2,346.67    No            NO                        22.22   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656134                    90.00   No MI                 NO MI                 0                                  8.125            0.250        0.030     0.000               0.280                             7.845         2,654.17    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656135                    80.01   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         6,485.98    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656136                    80.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         3,320.17    No            NO                        47.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656137                    80.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         2,222.16    No            NO                        46.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656139                   100.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,290.64    No            NO                        34.40   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656140                    78.57   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         4,540.19    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656141                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,732.82    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656142                   100.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         2,436.17    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656143                    90.00   MI                    BPMI                 25                                  6.750            0.250        0.030     0.000               0.280                             6.470           665.46    No            NO                        25.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656144                    95.00   No MI                 NO MI                 0                                  8.625            0.250        0.030     0.000               0.280                             8.345           541.34    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656145                    62.96   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         5,513.08    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656146                    89.72   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           714.23    No            NO                        47.20   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656147                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,556.64    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656148                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,556.64    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656161                    75.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           812.95    Yes           1YP                       28.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656200                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,170.00    Yes           3YP                       39.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
1103656522                    55.38   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,211.31    Yes           3YP                       40.87   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656697                    99.95   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,399.37    Yes           1YP                       34.15   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103656818                    39.33   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         3,583.02    No            NO                        37.34   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656819                    48.78   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,822.83    No            NO                        36.18   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656820                    79.99   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,756.86    No            NO                        50.11   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656821                    64.29   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         4,177.09    No            NO                        39.65   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656822                    80.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,711.28    No            NO                        48.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656823                    74.36   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,356.25    No            NO                        53.83   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656824                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,395.00    No            NO                        37.76   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656825                    90.00   MI                    BPMI                 25                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,207.27    No            NO                        32.47   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656826                    57.95   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,091.77    No            NO                        39.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656827                    95.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,961.52    No            NO                        34.20   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656828                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,628.07    No            NO                        31.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656829                    61.18   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         4,002.16    No            NO                        36.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656830                    75.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,639.35    No            NO                        21.11   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656831                    70.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,672.21    No            NO                        48.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656832                    75.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,655.28    No            NO                        37.36   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656833                    78.77   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,194.21    No            NO                        54.91   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656834                    76.05   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,941.55    No            NO                        39.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656835                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         3,159.57    No            NO                        53.75   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656836                    90.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,496.88    No            NO                        47.69   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656837                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,122.97    No            NO                        44.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656838                    54.20   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,748.64    No            NO                        39.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656839                    72.66   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,964.38    No            NO                        37.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656840                    70.82   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         3,941.57    No            NO                        52.55   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656841                    78.37   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,519.03    No            NO                        34.38   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656842                    80.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,372.71    No            NO                        42.61   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656843                    78.07   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,441.86    No            NO                        47.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656844                    84.03   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,643.75    No            NO                        29.50   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656845                    80.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         4,433.16    No            NO                        43.40   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656855                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,819.89    No            NO                        30.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656856                    74.25   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           850.78    No            NO                        26.29   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656857                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,653.25    No            NO                        40.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656858                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,959.67    No            NO                        48.05   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656859                    62.16   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,266.40    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656860                    74.96   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,688.88    No            NO                        39.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656861                    75.53   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,293.33    No            NO                        28.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656862                    79.99   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,940.23    No            NO                        25.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656863                    54.34   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,031.25    No            NO                        38.06   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656864                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,268.69    No            NO                        48.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656865                    69.41   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,888.92    No            NO                        47.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656866                    61.74   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,311.48    No            NO                        43.08   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656867                    90.00   MI                    BPMI                 25                                  6.375            0.250        0.030     0.000               0.280                             6.095           573.27    No            NO                        45.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656868                    79.60   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,766.67    No            NO                        49.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656869                    72.99   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,957.69    No            NO                        39.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656870                    94.97   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,312.00    No            NO                        53.09   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656871                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,329.62    Yes           1YP                       45.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656872                    46.01   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,275.94    No            NO                        28.98   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656873                   100.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           518.00    No            NO                        30.45   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656874                   100.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           950.40    No            NO                        44.67   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656875                    65.48   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,431.28    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656876                    75.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,685.53    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656877                    48.78   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,798.65    No            NO                        45.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103656878                    80.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,500.00    No            NO                        49.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103656879                    74.50   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,592.50    No            NO                        28.08   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103657254                    79.24   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,560.52    Yes           3YP                       42.08   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
1103657536                    75.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           782.03    No            NO                        31.30   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103657592                    74.48   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,997.81    No            NO                        46.81   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103657685                    57.46   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,185.26    Yes           3YP                       39.76   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103658546                    27.66   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,520.83    Yes           1YP                       18.96   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
1103658999                    74.19   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           833.75    No            NO                        23.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503096478                    66.04   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,679.69    Yes           3YP                       32.54   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503153671                    95.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         2,640.00    No            NO                        49.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503161188                   100.00   No MI                 NO MI                 0                                  6.240            0.375        0.030     0.000               0.405                             5.835         1,814.51    No            NO                        35.35   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503181399                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,257.97    Yes           1YP                       41.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20110901                                        54        3.000
2503185562                   100.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         3,335.94    No            NO                        37.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503192569                    89.98   MI                    LPMI                 25                                 11.500            0.375        0.030     1.960               2.365                             9.135         1,523.27    Yes           3YP                       48.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.375
2503194402                    69.17   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,444.44    Yes           1YP                       43.49   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503194433                    70.00   No MI                 NO MI                 0                                  7.235            0.375        0.030     0.000               0.405                             6.830         1,266.13    No            NO                        37.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503194623                    80.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         2,931.25    Yes           3YP                       43.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503194960                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,916.80    Yes           3YP                       35.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503195323                    75.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         1,167.08    Yes           3YP                       19.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503195750                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,800.00    Yes           3YP                       29.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503195770                    94.69   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,821.56    Yes           1YP                       45.46   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503196229                    95.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,632.02    No            NO                        49.70   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503196337                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         3,828.46    Yes           3YP                       49.97   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        3.000
2503196668                    99.98   No MI                 NO MI                 0                                  7.300            0.375        0.030     0.000               0.405                             6.895         1,286.02    Yes           3YP                       49.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503196705                    88.45   MI                    LPMI                 25                                  7.155            0.250        0.030     0.570               0.850                             6.305         1,643.75    Yes           2YP                       44.28   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503197062                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,956.25    Yes           1YP                       42.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197251                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,835.68    Yes           3YP                       41.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197258                    66.25   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,588.81    Yes           1YP                       35.08   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.875
2503197346                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           922.40    No            NO                        35.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503197390                    99.98   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,049.38    Yes           1YP                       44.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197770                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         3,529.70    Yes           3YP                       49.87   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503197789                    85.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,396.00    Yes           1YP                       40.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197808                   100.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         2,623.71    Yes           1YP                       44.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503197813                   100.00   No MI                 NO MI                 0                                  6.695            0.375        0.030     0.000               0.405                             6.290           597.81    Yes           3YP                       37.35   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503197900                    50.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,450.31    Yes           3YP                       48.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503197901                    68.14   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           866.25    Yes           3YP                       50.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197907                    52.26   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,559.88    Yes           3YP                       12.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503197922                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,573.44    Yes           1YP                       39.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503197976                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,785.16    Yes           1YP                       40.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503198073                    95.00   No MI                 NO MI                 0                                  7.900            0.375        0.030     0.000               0.405                             7.495         1,297.35    Yes           2YP                       40.19   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503198208                    60.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         3,187.50    No            NO                        41.14   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
2503198250                    76.29   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,772.92    Yes           3YP                       44.98   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503198264                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,375.40    Yes           2YP                       41.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503198337                    57.92   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,847.71    Yes           3YP                       29.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503198435                   100.00   No MI                 NO MI                 0                                  7.700            0.375        0.030     0.000               0.405                             7.295           616.00    Yes           3YP                       47.72   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503198545                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,387.43    Yes           2YP                       24.79   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
2503198630                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,400.57    Yes           3YP                       38.36   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503198778                    80.00   No MI                 NO MI                 0                                  5.935            0.375        0.030     0.000               0.405                             5.530         2,929.26    No            NO                        39.97   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503198866                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,401.56    No            NO                        37.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503198950                    95.00   No MI                 NO MI                 0                                  6.615            0.250        0.030     0.000               0.280                             6.335         4,134.38    Yes           3YP                       42.32   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503198964                    67.22   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         1,494.17    No            NO                        44.89   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503198980                    79.24   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,423.20    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503199242                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,200.94    Yes           2YP                       40.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503199341                    95.32   No MI                 NO MI                 0                                  7.450            0.250        0.030     0.000               0.280                             7.170         1,410.53    No            NO                        47.39   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503199409                    63.67   No MI                 NO MI                 0                                  5.000            0.250        0.030     0.000               0.280                             4.720         1,445.83    Yes           3YP                       54.90   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503199418                    57.84   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,960.66    No            NO                        49.10   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503199470                    99.80   MI                    LPMI                 12                                  8.250            0.375        0.030     0.540               0.945                             7.305         4,225.03    No            NO                        31.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503199526                    80.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         2,293.33    Yes           2YP                       36.10   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503199544                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,132.81    Yes           1YP                       47.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503199606                    99.98   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,327.01    No            NO                        44.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503199649                    95.00   MI                    BPMI                 30                                  7.875            0.375        0.030     0.000               0.405                             7.470         1,465.08    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503199671                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,733.33    Yes           1YP                       38.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503199795                    94.97   No MI                 NO MI                 0                                  7.560            0.375        0.030     0.000               0.405                             7.155           925.47    Yes           1YP                       48.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503199830                   100.00   No MI                 NO MI                 0                                  8.375            0.375        0.030     0.000               0.405                             7.970         4,135.16    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503199929                   100.00   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         1,036.27    Yes           1YP                       49.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503199958                    80.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         3,964.97    No            NO                        35.51   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503199960                    90.00   MI                    LPMI                 25                                  7.240            0.375        0.030     0.770               1.175                             6.065         2,063.40    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503200178                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,671.39    No            NO                        47.41   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503200208                   100.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         1,182.50    Yes           2YP                       45.54   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090101                                        22        3.000
2503200248                    99.84   No MI                 NO MI                 0                                  7.990            0.250        0.030     0.000               0.280                             7.710         3,339.82    Yes           3YP                       47.21   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503200282                   100.00   No MI                 NO MI                 0                                  7.950            0.375        0.030     0.000               0.405                             7.545         1,089.90    Yes           2YP                       47.10   2/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20090101                                        22        3.000
2503200374                    70.68   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,826.87    Yes           2YP                       32.32   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503200392                    69.49   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         6,327.84    No            NO                        37.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503200393                    90.00   MI                    LPMI                 25                                 10.700            0.375        0.030     1.090               1.495                             9.205           886.96    Yes           3YP                       47.52   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503200411                    89.99   No MI                 NO MI                 0                                  6.675            0.375        0.030     0.000               0.405                             6.270         2,780.69    No            NO                        41.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
2503200420                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         4,687.50    No            NO                        38.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503200448                    75.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,807.41    No            NO                        37.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503200673                    95.00   MI                    LPMI                 30                                  7.500            0.375        0.030     0.630               1.035                             6.465         2,434.38    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503200675                    83.64   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695         3,812.50    No            NO                        29.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503200729                    45.20   No MI                 NO MI                 0                                  5.650            0.375        0.030     0.000               0.405                             5.245         1,042.90    Yes           3YP                       30.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.000
2503200755                    95.00   No MI                 NO MI                 0                                  8.850            0.375        0.030     0.000               0.405                             8.445         1,072.33    Yes           3YP                       26.61   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503200760                    64.73   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         5,336.00    Yes           3YP                       31.16   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503200779                    52.78   No MI                 NO MI                 0                                  5.250            0.250        0.030     0.000               0.280                             4.970         1,120.00    Yes           3YP                       38.87   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503200785                    80.00   No MI                 NO MI                 0                                  6.920            0.375        0.030     0.000               0.405                             6.515         1,153.33    Yes           1YP                       40.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503200817                    74.81   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,053.54    Yes           1YP                       38.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503200923                    95.00   No MI                 NO MI                 0                                  7.850            0.375        0.030     0.000               0.405                             7.445           564.22    Yes           3YP                       46.89   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503200974                    93.54   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,274.58    Yes           2YP                       44.71   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503200985                    87.55   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445         1,023.22    No            NO                        37.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503201023                    80.00   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770         2,531.63    Yes           3YP                       35.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201058                    59.42   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         1,362.49    Yes           3YP                       33.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201069                   100.00   No MI                 NO MI                 0                                  7.570            0.375        0.030     0.000               0.405                             7.165           968.96    Yes           3YP                       47.31   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503201130                    53.57   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         4,687.50    No            NO                        38.09   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503201178                   100.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         3,119.51    Yes           3YP                       37.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503201250                   100.00   No MI                 NO MI                 0                                  6.150            0.375        0.030     0.000               0.405                             5.745         2,875.13    Yes           1YP                       44.48   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503201264                   100.00   No MI                 NO MI                 0                                  9.550            0.375        0.030     0.000               0.405                             9.145         4,724.07    Yes           1YP                       44.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503201275                    80.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,906.86    Yes           3YP                       38.77   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503201343                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         4,041.04    No            NO                        49.15   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503201350                   100.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,145.00    Yes           1YP                       42.39   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503201353                    94.99   MI                    BPMI                 30                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,454.76    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503201375                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,467.53    Yes           3YP                       47.39   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503201377                    75.00   No MI                 NO MI                 0                                  7.290            0.375        0.030     0.000               0.405                             6.885         1,366.88    Yes           3YP                       28.25   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503201413                   100.00   No MI                 NO MI                 0                                  6.825            0.375        0.030     0.000               0.405                             6.420           727.55    Yes           3YP                       39.88   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503201422                   100.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220           950.00    Yes           3YP                       37.85   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503201454                    95.83   No MI                 NO MI                 0                                  7.850            0.250        0.030     0.000               0.280                             7.570         4,906.25    Yes           2YP                       40.84   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503201488                    78.83   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         2,522.67    Yes           3YP                       23.99   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503201496                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,970.79    No            NO                        48.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201533                    79.22   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,418.99    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201548                   100.00   No MI                 NO MI                 0                                  8.790            0.375        0.030     0.000               0.405                             8.385         4,120.31    No            NO                        49.57   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503201557                    90.00   MI                    LPMI                 25                                  7.400            0.250        0.030     0.900               1.180                             6.220           716.61    Yes           3YP                       39.73   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201608                    19.20   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,095.03    No            NO                        34.18   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201675                    99.98   No MI                 NO MI                 0                                  7.490            0.375        0.030     0.000               0.405                             7.085           884.44    Yes           3YP                       47.75   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503201710                    53.48   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         1,372.54    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503201722                    95.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         1,163.31    No            NO                        45.89   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503201731                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           950.00    No            NO                        36.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503201741                    95.00   No MI                 NO MI                 0                                  7.650            0.375        0.030     0.000               0.405                             7.245         1,504.50    Yes           3YP                       47.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503201773                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,014.77    Yes           3YP                       39.07   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503201817                   100.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         2,544.21    No            NO                        44.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503201820                    82.88   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,530.60    Yes           1YP                       48.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503201846                    66.67   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,821.88    No            NO                        33.10   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503201853                   100.00   No MI                 NO MI                 0                                  8.550            0.375        0.030     0.000               0.405                             8.145         5,343.75    Yes           3YP                       41.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
2503201866                    85.00   MI                    LPMI                 22                                  7.990            0.375        0.030     1.100               1.505                             6.485         1,416.91    Yes           3YP                       31.88   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        4.125
2503201872                   100.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,912.50    Yes           3YP                       51.42   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503201891                    73.22   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         4,488.30    Yes           1YP                       44.47   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
2503201903                   100.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,263.83    Yes           3YP                       49.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503201943                    70.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,632.15    No            NO                        38.66   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503201968                    64.20   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,426.04    No            NO                        16.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503201974                    90.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,614.69    No            NO                        38.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503201999                    78.87   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,471.56    Yes           3YP                       44.22   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503202043                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         3,393.85    Yes           3YP                       43.02   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503202101                    79.03   No MI                 NO MI                 0                                  5.430            0.375        0.030     0.000               0.405                             5.025         1,504.56    Yes           3YP                       25.95   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503202161                   100.00   No MI                 NO MI                 0                                  7.440            0.375        0.030     0.000               0.405                             7.035         2,926.40    No            NO                        42.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202164                   100.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595           872.52    Yes           3YP                       20.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503202168                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           682.50    Yes           3YP                       40.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202196                    75.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,078.13    No            NO                        25.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503202197                    90.00   MI                    LPMI                 25                                  8.500            0.375        0.030     0.770               1.175                             7.325         1,708.50    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.500
2503202203                   100.00   No MI                 NO MI                 0                                  7.550            0.375        0.030     0.000               0.405                             7.145         1,659.99    No            NO                        42.46   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503202217                    58.87   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,626.32    Yes           3YP                       29.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503202222                    75.00   No MI                 NO MI                 0                                  8.800            0.375        0.030     0.000               0.405                             8.395         1,247.40    No            NO                         0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        3.000
2503202243                    95.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375         2,394.19    No            NO                        38.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503202296                    78.50   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           981.25    Yes           5YP                       42.74   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.750
2503202297                    99.97   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           764.47    Yes           3YP                       35.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202314                    77.50   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           871.88    Yes           3YP                       41.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503202370                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,100.00    Yes           3YP                       29.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202385                   100.00   No MI                 NO MI                 0                                  7.850            0.375        0.030     0.000               0.405                             7.445         1,398.28    No            NO                        49.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202443                    84.73   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         3,225.83    No            NO                        44.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202459                    50.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,500.00    No            NO                        22.28   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
2503202479                    56.52   No MI                 NO MI                 0                                  5.000            0.375        0.030     0.000               0.405                             4.595         1,300.00    Yes           3YP                       38.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503202491                    78.62   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,933.33    Yes           3YP                       27.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202503                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,425.78    Yes           2YP                       36.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503202509                    89.60   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,625.00    No            NO                        31.04   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503202540                    99.15   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,535.00    Yes           2YP                       33.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202550                    98.95   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         3,937.50    Yes           3YP                       46.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202555                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,842.60    Yes           3YP                       48.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503202558                    95.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,294.92    Yes           3YP                       35.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503202600                   100.00   No MI                 NO MI                 0                                  7.788            0.375        0.030     0.000               0.405                             7.383         2,933.48    Yes           1YP                       43.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202608                    95.00   No MI                 NO MI                 0                                  8.675            0.375        0.030     0.000               0.405                             8.270         1,474.75    No            NO                        37.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.875
2503202617                    90.00   No MI                 NO MI                 0                                  7.600            0.375        0.030     0.000               0.405                             7.195         2,938.67    Yes           3YP                       31.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503202624                   100.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,313.03    Yes           1YP                       40.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503202636                    99.97   No MI                 NO MI                 0                                  9.040            0.375        0.030     0.000               0.405                             8.635         1,129.25    No            NO                        40.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202644                    90.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,504.69    No            NO                        39.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202652                    85.00   MI                    LPMI                 22                                  5.875            0.250        0.030     0.390               0.670                             5.205         2,913.02    Yes           3YP                       39.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503202659                    95.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,338.33    Yes           1YP                       41.53   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202664                    80.00   No MI                 NO MI                 0                                  8.700            0.375        0.030     0.000               0.405                             8.295         2,512.29    No            NO                        45.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503202676                    50.17   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           843.75    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202680                   100.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         2,712.38    Yes           3YP                       39.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503202731                    94.98   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,213.80    No            NO                        25.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503202738                    70.00   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         1,529.78    No            NO                        22.90   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503202764                    60.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,041.07    Yes           3YP                       23.94   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        3.000
2503202773                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,121.25    No            NO                        35.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202808                    62.38   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,542.19    Yes           3YP                       36.40   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503202889                   100.00   No MI                 NO MI                 0                                  7.490            0.375        0.030     0.000               0.405                             7.085         1,474.59    No            NO                        41.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503202892                    74.90   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,110.94    Yes           2YP                       50.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        4.000
2503202905                    80.00   No MI                 NO MI                 0                                  7.810            0.375        0.030     0.000               0.405                             7.405         1,098.83    Yes           1YP                       24.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503202931                    83.60   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,895.83    Yes           3YP                       44.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        5.750
2503202934                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           477.52    Yes           3YP                       42.49   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503202939                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,770.83    No            NO                        49.49   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503202955                    48.63   No MI                 NO MI                 0                                  5.800            0.250        0.030     0.000               0.280                             5.520         1,093.85    Yes           3YP                       34.90   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503202972                    77.14   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585           629.10    No            NO                        33.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503202981                    67.84   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,921.72    Yes           3YP                       46.51   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503202992                    90.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,706.25    Yes           3YP                       48.03   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503203006                    99.95   No MI                 NO MI                 0                                  7.420            0.375        0.030     0.000               0.405                             7.015           908.64    Yes           3YP                       41.82   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203032                    90.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         1,925.89    No            NO                        41.95   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503203041                    90.00   No MI                 NO MI                 0                                  6.710            0.375        0.030     0.000               0.405                             6.305         1,306.21    Yes           3YP                       32.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503203044                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,457.92    Yes           3YP                       38.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.875
2503203065                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,318.33    Yes           2YP                       44.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
2503203069                    76.33   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,168.85    Yes           3YP                       46.94   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.000
2503203084                    51.07   No MI                 NO MI                 0                                  5.890            0.250        0.030     0.000               0.280                             5.610           635.45    Yes           3YP                       40.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203085                    90.00   MI                    LPMI                 25                                  7.350            0.375        0.030     1.090               1.495                             5.855         1,571.06    Yes           3YP                       38.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203089                   100.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         3,511.01    Yes           3YP                       34.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203112                    48.78   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,100.00    Yes           3YP                       47.78   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503203117                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,156.25    Yes           1YP                       43.62   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503203171                    90.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,594.59    Yes           3YP                       40.48   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203180                   100.00   No MI                 NO MI                 0                                  7.730            0.375        0.030     0.000               0.405                             7.325         1,135.34    Yes           3YP                       41.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203190                    90.00   No MI                 NO MI                 0                                  6.820            0.375        0.030     0.000               0.405                             6.415         2,553.24    Yes           3YP                       47.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503203219                    99.99   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,172.81    No            NO                        44.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203221                    75.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         1,083.32    Yes           3YP                       40.52   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503203224                    48.55   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,471.60    No            NO                        55.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203248                    99.98   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,032.04    Yes           3YP                       43.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203255                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,223.33    Yes           2YP                       38.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.875
2503203267                    33.68   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           950.20    No            NO                        45.89   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503203292                   100.00   No MI                 NO MI                 0                                  7.900            0.375        0.030     0.000               0.405                             7.495         3,559.46    Yes           1YP                       48.20   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503203302                    94.99   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         4,088.40    No            NO                        36.95   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203308                    80.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,334.00    Yes           3YP                       35.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.875
2503203317                    95.00   No MI                 NO MI                 0                                  7.790            0.375        0.030     0.000               0.405                             7.385         4,722.69    Yes           1YP                       49.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203322                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,785.94    Yes           3YP                       40.77   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503203339                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,400.00    Yes           2YP                       28.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203354                   100.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,699.66    Yes           3YP                       39.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203373                    50.70   No MI                 NO MI                 0                                  5.550            0.250        0.030     0.000               0.280                             5.270         2,344.88    Yes           3YP                       49.54   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503203438                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585           943.82    Yes           3YP                       36.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503203444                    94.97   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         1,255.50    No            NO                        35.69   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503203459                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,473.33    Yes           1YP                       37.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203469                    69.55   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,021.35    Yes           3YP                       40.69   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203487                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,741.67    Yes           3YP                       43.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.875
2503203498                    37.39   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           947.92    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203500                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           845.75    Yes           3YP                       32.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203510                    71.16   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,031.75    Yes           3YP                       47.37   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503203511                    95.00   No MI                 NO MI                 0                                  7.450            0.375        0.030     0.000               0.405                             7.045         1,961.83    No            NO                        39.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203518                    90.00   No MI                 NO MI                 0                                  6.775            0.250        0.030     0.000               0.280                             6.495         2,180.70    Yes           3YP                       34.47   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203519                    69.39   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,116.78    Yes           3YP                       35.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203520                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,456.88    Yes           3YP                       39.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203544                    67.27   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           963.54    Yes           3YP                       42.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503203550                    80.00   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         3,348.54    No            NO                        47.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503203570                    69.14   No MI                 NO MI                 0                                  7.109            0.250        0.030     0.000               0.280                             6.829         1,883.39    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203577                    29.72   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095           490.42    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203581                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           844.38    Yes           3YP                       42.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203585                    90.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           836.72    Yes           3YP                       29.62   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203589                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,172.28    No            NO                        44.72   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
2503203591                    95.00   No MI                 NO MI                 0                                  7.662            0.375        0.030     0.000               0.405                             7.257         1,193.37    Yes           3YP                       43.98   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503203593                    60.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           781.25    Yes           3YP                       29.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203604                    46.88   No MI                 NO MI                 0                                  5.320            0.250        0.030     0.000               0.280                             5.040         2,366.16    Yes           1YP                        0.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203613                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,570.34    Yes           1YP                       23.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203618                    35.26   No MI                 NO MI                 0                                  6.220            0.250        0.030     0.000               0.280                             5.940         2,036.78    Yes           3YP                       32.26   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203622                    51.28   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,604.17    Yes           3YP                       41.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203623                    65.71   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         1,332.08    Yes           3YP                       46.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203627                    50.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           552.08    No            NO                        42.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203631                    47.64   No MI                 NO MI                 0                                  5.690            0.375        0.030     0.000               0.405                             5.285           668.58    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203644                    90.00   MI                    LPMI                 25                                  8.625            0.375        0.030     1.660               2.065                             6.560         2,522.81    Yes           3YP                       46.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503203646                   100.00   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         2,626.28    Yes           3YP                       37.66   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203661                    50.59   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145           539.34    Yes           3YP                       39.33   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203662                   100.00   No MI                 NO MI                 0                                  7.290            0.375        0.030     0.000               0.405                             6.885         2,012.55    No            NO                        38.96   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503203671                    80.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,816.79    Yes           3YP                       42.71   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203680                    94.98   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,260.90    Yes           2YP                       49.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203683                    50.19   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,148.95    Yes           3YP                       31.54   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203684                    76.13   No MI                 NO MI                 0                                  6.480            0.250        0.030     0.000               0.280                             6.200         2,232.87    No            NO                        44.61   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203687                   100.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,649.81    Yes           1YP                       38.60   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203689                    90.00   MI                    BPMI                 25                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,111.50    Yes           3YP                       49.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203691                    95.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         1,416.67    Yes           2YP                       48.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203708                    90.00   MI                    LPMI                 25                                  9.050            0.375        0.030     0.990               1.395                             7.655         2,545.90    Yes           2YP                       29.12   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503203719                    92.42   MI                    LPMI                 30                                  6.875            0.250        0.030     0.890               1.170                             5.705         1,641.41    Yes           3YP                       29.31   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203736                    59.43   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,286.91    No            NO                        48.35   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203741                    95.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,228.13    Yes           2YP                       48.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203744                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,737.11    Yes           1YP                       49.05   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203756                    90.00   MI                    LPMI                 25                                  7.500            0.250        0.030     1.360               1.640                             5.860         1,285.21    Yes           3YP                       34.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203775                    80.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         2,528.00    Yes           3YP                       18.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203779                    80.00   No MI                 NO MI                 0                                  5.880            0.375        0.030     0.000               0.405                             5.475         1,254.40    Yes           3YP                       38.04   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        4.500
2503203780                   100.00   No MI                 NO MI                 0                                  7.300            0.375        0.030     0.000               0.405                             6.895         1,241.00    Yes           2YP                       42.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503203786                    77.14   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,062.00    Yes           3YP                       39.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
2503203815                   100.00   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         2,252.81    Yes           3YP                       45.36   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203820                    47.06   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,000.00    Yes           1YP                       28.75   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503203836                    90.00   MI                    LPMI                 25                                  8.230            0.375        0.030     1.070               1.475                             6.755         1,499.92    No            NO                        34.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.625
2503203838                    90.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         1,283.75    No            NO                        13.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.875
2503203839                    67.55   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,117.71    Yes           3YP                       45.80   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203860                    95.00   No MI                 NO MI                 0                                  7.700            0.375        0.030     0.000               0.405                             7.295         1,688.87    Yes           1YP                       34.98   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203867                    90.00   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545           918.53    Yes           3YP                       30.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503203889                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,102.17    Yes           1YP                       43.39   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203913                    60.67   No MI                 NO MI                 0                                  7.650            0.250        0.030     0.000               0.280                             7.370         1,291.32    Yes           3YP                       39.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503203935                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,970.31    Yes           3YP                       39.48   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503203972                    90.00   No MI                 NO MI                 0                                  6.859            0.375        0.030     0.000               0.405                             6.454         1,693.32    No            NO                        48.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503203986                    95.00   No MI                 NO MI                 0                                  9.400            0.375        0.030     0.000               0.405                             8.995         1,300.37    No            NO                        38.87   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503203987                    74.99   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020           796.16    Yes           3YP                       24.12   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203992                    91.15   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,073.91    No            NO                        39.80   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503203995                   100.00   No MI                 NO MI                 0                                  8.100            0.375        0.030     0.000               0.405                             7.695         2,804.28    No            NO                        43.48   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120101                                        58        3.000
2503203997                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,162.91    No            NO                        41.25   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120101                                        58        3.875
2503204010                    65.91   No MI                 NO MI                 0                                  7.405            0.250        0.030     0.000               0.280                             7.125         1,004.45    Yes           1YP                       28.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204012                    80.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,694.58    Yes           1YP                       14.35   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204027                    79.42   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,605.00    No            NO                        32.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204041                   100.00   No MI                 NO MI                 0                                  9.000            0.375        0.030     0.000               0.405                             8.595         5,407.06    No            NO                        47.01   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204054                    79.14   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,735.42    Yes           3YP                       42.25   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503204057                     8.86   No MI                 NO MI                 0                                  5.190            0.375        0.030     0.000               0.405                             4.785         1,513.75    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204058                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         2,970.00    No            NO                        34.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204067                    90.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,170.24    No            NO                        42.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204072                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,809.38    Yes           5YP                       47.38   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        2.500
2503204076                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,193.75    Yes           3YP                       36.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503204084                    95.00   No MI                 NO MI                 0                                  9.290            0.375        0.030     0.000               0.405                             8.885         4,737.90    No            NO                        21.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204094                    71.15   No MI                 NO MI                 0                                  6.730            0.375        0.030     0.000               0.405                             6.325         4,206.25    Yes           1YP                       41.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204097                    70.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,453.03    Yes           3YP                       38.99   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204126                    95.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         3,692.19    No            NO                        27.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204146                    95.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         2,595.83    No            NO                        37.42   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204150                    80.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         3,150.72    Yes           3YP                       32.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204177                    93.86   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         2,508.00    Yes           3YP                       49.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503204182                    45.95   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595           636.46    No            NO                        38.53   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503204184                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,318.20    No            NO                        28.17   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204197                    90.00   MI                    LPMI                 25                                  7.250            0.375        0.030     0.740               1.145                             6.105         2,392.50    Yes           2YP                       42.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503204209                    32.26   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           979.17    No            NO                        45.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204217                    95.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         1,162.00    No            NO                        32.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204220                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,411.72    Yes           1YP                       44.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204223                   100.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375         3,813.75    No            NO                        42.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204269                    46.67   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270           764.17    No            NO                        35.61   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503204270                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,440.14    Yes           3YP                       11.16   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204271                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,566.00    Yes           2YP                       43.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        7.150
2503204275                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,127.50    Yes           1YP                       44.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204285                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,789.07    No            NO                        37.86   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503204289                    95.00   No MI                 NO MI                 0                                  7.490            0.375        0.030     0.000               0.405                             7.085         4,180.36    Yes           1YP                       29.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204293                    74.88   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         2,175.00    Yes           3YP                       41.05   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.875
2503204294                    23.76   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           722.62    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204308                    94.98   No MI                 NO MI                 0                                  7.359            0.375        0.030     0.000               0.405                             6.954         2,580.34    Yes           3YP                       47.75   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503204346                    80.00   No MI                 NO MI                 0                                  7.400            0.375        0.030     0.000               0.405                             6.995         2,350.73    Yes           3YP                       36.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503204360                    85.00   MI                    LPMI                 12                                  8.500            0.375        0.030     0.950               1.355                             7.145         3,251.25    No            NO                        48.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503204367                    55.56   No MI                 NO MI                 0                                  5.790            0.375        0.030     0.000               0.405                             5.385         4,825.00    No            NO                        16.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204382                    55.00   No MI                 NO MI                 0                                  6.650            0.250        0.030     0.000               0.280                             6.370         5,486.25    Yes           1YP                       42.76   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503204386                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,440.14    Yes           3YP                       23.71   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204388                    95.00   No MI                 NO MI                 0                                  6.670            0.375        0.030     0.000               0.405                             6.265           936.82    Yes           3YP                       30.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204393                   100.00   No MI                 NO MI                 0                                  7.155            0.375        0.030     0.000               0.405                             6.750         1,699.31    Yes           3YP                       47.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204403                    68.07   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,073.71    Yes           3YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204408                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,833.33    Yes           1YP                       39.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204414                    80.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         2,517.17    Yes           2YP                       42.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204437                    74.68   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,220.83    No            NO                        33.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204438                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,047.50    Yes           3YP                       43.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204443                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         2,930.40    Yes           1YP                       40.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503204477                    55.61   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720           683.49    No            NO                        41.97   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204478                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         2,152.89    No            NO                        42.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        3.000
2503204488                   100.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295           586.25    Yes           3YP                       40.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204502                    80.00   No MI                 NO MI                 0                                  6.299            0.250        0.030     0.000               0.280                             6.019         1,005.11    Yes           3YP                       23.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204503                   100.00   No MI                 NO MI                 0                                  6.488            0.375        0.030     0.000               0.405                             6.083         2,041.56    Yes           2YP                       40.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204517                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         4,527.67    Yes           2YP                       36.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204518                    95.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,359.13    Yes           1YP                       43.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204533                    89.99   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         1,383.20    Yes           3YP                       37.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        2.875
2503204539                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,730.83    Yes           3YP                       41.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204543                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,231.67    Yes           3YP                       48.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503204550                    80.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         1,445.42    No            NO                        48.88   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503204575                   100.00   No MI                 NO MI                 0                                  6.200            0.375        0.030     0.000               0.405                             5.795         1,475.60    Yes           2YP                       41.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204592                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,963.00    Yes           3YP                       38.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204593                    83.19   MI                    LPMI                 22                                  5.750            0.375        0.030     0.560               0.965                             4.785         2,300.00    Yes           3YP                       39.28   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.500
2503204613                   100.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         4,622.66    No            NO                        46.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503204624                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,427.13    Yes           1YP                       46.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204634                    95.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,992.59    Yes           1YP                       48.12   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503204643                    90.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           579.34    No            NO                        16.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204653                    80.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585           852.27    No            NO                        40.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204662                    59.36   No MI                 NO MI                 0                                  5.577            0.250        0.030     0.000               0.280                             5.297         1,208.35    Yes           3YP                       43.63   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503204664                    52.56   No MI                 NO MI                 0                                  5.850            0.375        0.030     0.000               0.405                             5.445           499.69    Yes           3YP                       22.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503204673                    69.41   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,382.81    Yes           1YP                       42.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204675                    68.34   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,468.75    Yes           1YP                       42.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204681                    93.32   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,239.84    Yes           2YP                       49.82   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204689                    90.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,880.47    Yes           1YP                       38.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204693                    85.00   MI                    LPMI                 22                                  7.375            0.250        0.030     0.850               1.130                             6.245           705.95    Yes           3YP                       44.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204696                    65.58   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         2,049.21    Yes           3YP                       40.22   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204697                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,766.14    Yes           2YP                       49.80   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204708                    94.99   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,087.97    No            NO                        32.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204713                    80.00   No MI                 NO MI                 0                                  5.715            0.375        0.030     0.000               0.405                             5.310         1,649.73    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204726                    80.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,728.33    Yes           2YP                       36.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204743                    94.95   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           383.45    Yes           3YP                       30.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204745                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,551.78    Yes           2YP                       44.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204752                    80.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         3,171.33    No            NO                        37.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204755                    70.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,275.31    No            NO                        44.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204758                   100.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,079.69    Yes           3YP                       44.09   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503204759                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         3,246.25    No            NO                        39.02   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204762                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,358.33    Yes           1YP                       43.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204767                    80.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         2,628.33    No            NO                        38.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503204772                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,515.87    No            NO                        44.60   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204774                    50.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,775.00    No            NO                        26.08   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204775                   100.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,248.83    No            NO                        47.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204792                    95.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,392.68    Yes           3YP                       42.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503204793                    95.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           765.39    Yes           1YP                       37.44   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204798                    99.99   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,077.69    Yes           3YP                       34.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204800                    90.00   MI                    LPMI                 25                                  9.700            0.375        0.030     0.870               1.275                             8.425         2,218.88    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        4.000
2503204810                   100.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,475.00    Yes           3YP                       38.14   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503204814                    95.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,463.53    Yes           2YP                       49.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204816                    74.98   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845           864.71    Yes           2YP                       36.92   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204820                    95.00   No MI                 NO MI                 0                                  6.820            0.375        0.030     0.000               0.405                             6.415           720.32    Yes           3YP                       35.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204821                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           850.00    Yes           3YP                       15.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204828                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           761.98    Yes           3YP                       32.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204830                    80.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,467.90    No            NO                        41.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204832                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,124.50    Yes           3YP                       44.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204835                    94.99   No MI                 NO MI                 0                                  7.699            0.375        0.030     0.000               0.405                             7.294         1,857.06    No            NO                        24.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503204844                    79.50   No MI                 NO MI                 0                                  6.890            0.375        0.030     0.000               0.405                             6.485         1,607.67    No            NO                        51.02   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204845                    85.00   No MI                 NO MI                 0                                  7.380            0.375        0.030     0.000               0.405                             6.975         1,153.13    No            NO                        42.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204847                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         1,604.02    No            NO                        45.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204850                    75.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,968.75    Yes           3YP                        2.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204852                    75.00   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,827.60    Yes           1YP                       22.60   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503204858                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           931.00    Yes           3YP                       41.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204859                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,673.50    Yes           3YP                       29.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204860                    89.90   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945           907.11    Yes           3YP                       31.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204869                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,109.38    Yes           3YP                       39.34   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204876                    95.00   No MI                 NO MI                 0                                  7.450            0.250        0.030     0.000               0.280                             7.170           959.19    Yes           1YP                       47.69   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503204880                    80.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         2,523.67    Yes           2YP                       39.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204883                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,593.37    No            NO                        48.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204900                    99.99   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,342.05    Yes           2YP                       43.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204903                   100.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         1,465.07    Yes           1YP                       42.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204904                    75.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585           813.71    Yes           3YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204912                    67.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,395.83    Yes           2YP                       31.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204917                   100.00   No MI                 NO MI                 0                                  8.450            0.375        0.030     0.000               0.405                             8.045         1,101.37    Yes           3YP                       41.25   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503204922                    65.76   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         8,665.36    Yes           3YP                       44.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204939                    99.97   No MI                 NO MI                 0                                  7.550            0.375        0.030     0.000               0.405                             7.145         1,886.87    No            NO                        49.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
2503204950                   100.00   No MI                 NO MI                 0                                  7.930            0.250        0.030     0.000               0.280                             7.650         4,537.34    No            NO                        46.16   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204952                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,080.00    Yes           1YP                       39.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503204954                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,076.56    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204957                    99.98   No MI                 NO MI                 0                                  7.600            0.375        0.030     0.000               0.405                             7.195         1,763.20    Yes           2YP                       37.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204977                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           902.34    No            NO                        41.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204979                    70.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,602.08    Yes           2YP                       44.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204983                    85.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,236.27    No            NO                        33.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503204998                    74.36   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,434.79    No            NO                        31.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503204999                    54.68   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         3,981.68    No            NO                        37.53   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205002                    75.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,071.88    Yes           3YP                       30.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205011                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,258.59    Yes           1YP                       49.58   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503205025                    90.00   No MI                 NO MI                 0                                  8.600            0.375        0.030     0.000               0.405                             8.195         2,418.75    No            NO                        39.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503205028                    90.00   MI                    LPMI                 25                                  7.800            0.375        0.030     1.470               1.875                             5.925         1,227.92    Yes           3YP                       41.73   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        4.125
2503205030                    90.00   No MI                 NO MI                 0                                  8.700            0.375        0.030     0.000               0.405                             8.295         1,276.00    Yes           3YP                       44.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205041                    84.35   MI                    LPMI                 12                                  7.250            0.375        0.030     0.470               0.875                             6.375         1,172.08    Yes           2YP                       35.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
2503205054                    80.00   No MI                 NO MI                 0                                  5.899            0.250        0.030     0.000               0.280                             5.619         3,079.23    Yes           3YP                       40.18   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205057                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,864.84    No            NO                        39.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205092                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,656.00    Yes           1YP                       36.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205096                    95.00   MI                    LPMI                 30                                  9.500            0.375        0.030     1.800               2.205                             7.295         3,564.88    Yes           3YP                       35.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.875
2503205101                    95.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         1,608.75    No            NO                        40.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205103                    80.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         2,660.00    Yes           1YP                       43.78   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205108                    99.98   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           935.09    Yes           5YP                       39.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205114                    67.38   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         5,697.03    No            NO                        43.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.500
2503205132                    50.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,125.90    No            NO                        49.46   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503205133                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,492.19    Yes           1YP                       29.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205136                    77.23   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,601.04    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205148                    90.00   MI                    LPMI                 25                                  9.200            0.375        0.030     1.560               1.965                             7.235         2,042.40    No            NO                        37.12   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.375
2503205153                   100.00   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         1,856.11    Yes           3YP                       40.23   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        4.000
2503205156                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,852.50    No            NO                        37.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205159                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           724.61    Yes           3YP                       44.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503205185                   100.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,442.00    Yes           3YP                       36.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205186                    80.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         3,263.34    No            NO                        37.75   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205190                    77.14   No MI                 NO MI                 0                                  6.599            0.375        0.030     0.000               0.405                             6.194         2,969.55    Yes           3YP                       42.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205200                    95.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375           641.84    No            NO                        32.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503205204                   100.00   No MI                 NO MI                 0                                  8.100            0.375        0.030     0.000               0.405                             7.695         3,092.44    Yes           1YP                       44.75   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503205219                    65.00   No MI                 NO MI                 0                                  5.790            0.375        0.030     0.000               0.405                             5.385         1,646.53    Yes           1YP                       42.53   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205238                    95.00   MI                    LPMI                 30                                  6.950            0.250        0.030     0.530               0.810                             6.140         1,261.86    Yes           3YP                       45.25   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205263                   100.00   No MI                 NO MI                 0                                  7.730            0.375        0.030     0.000               0.405                             7.325         1,932.50    Yes           3YP                       38.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205300                   100.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645         1,550.31    No            NO                        44.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503205314                    94.33   No MI                 NO MI                 0                                  7.690            0.375        0.030     0.000               0.405                             7.285         1,355.36    No            NO                        40.82   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205321                    73.25   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,526.04    Yes           3YP                       37.57   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205330                   100.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395           952.00    No            NO                        43.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503205344                    80.00   No MI                 NO MI                 0                                  7.150            0.250        0.030     0.000               0.280                             6.870           800.80    Yes           3YP                       10.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205356                    80.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,180.00    Yes           3YP                       36.73   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205366                    75.00   No MI                 NO MI                 0                                  6.030            0.250        0.030     0.000               0.280                             5.750         2,464.67    Yes           3YP                       41.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205372                    68.05   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710           574.04    Yes           3YP                       24.77   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205375                    80.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         3,014.67    Yes           2YP                       45.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205386                    68.46   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595           871.46    No            NO                        40.79   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205390                   100.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,792.00    Yes           3YP                       44.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205395                    75.00   No MI                 NO MI                 0                                  5.950            0.250        0.030     0.000               0.280                             5.670         3,049.38    Yes           3YP                       43.27   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205399                    65.81   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,306.23    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205402                    79.99   No MI                 NO MI                 0                                  8.440            0.375        0.030     0.000               0.405                             8.035         1,619.78    No            NO                        41.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503205403                    95.00   No MI                 NO MI                 0                                  7.850            0.375        0.030     0.000               0.405                             7.445         2,396.87    Yes           3YP                       33.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205404                    80.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,398.12    Yes           2YP                       40.04   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503205408                   100.00   No MI                 NO MI                 0                                  6.860            0.375        0.030     0.000               0.405                             6.455         2,915.50    Yes           1YP                       40.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205413                    64.71   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,154.17    No            NO                        31.86   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205419                    48.00   No MI                 NO MI                 0                                  6.092            0.250        0.030     0.000               0.280                             5.812         1,018.60    Yes           1YP                       37.55   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205424                   100.00   No MI                 NO MI                 0                                  6.870            0.250        0.030     0.000               0.280                             6.590           840.44    No            NO                        44.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205427                   100.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545           869.79    Yes           2YP                       30.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205449                    25.97   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,199.10    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205454                   100.00   No MI                 NO MI                 0                                  6.790            0.375        0.030     0.000               0.405                             6.385         1,584.33    Yes           2YP                       44.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205458                   100.00   No MI                 NO MI                 0                                  6.490            0.250        0.030     0.000               0.280                             6.210         1,207.14    Yes           3YP                       44.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503205461                   100.00   No MI                 NO MI                 0                                  6.365            0.375        0.030     0.000               0.405                             5.960         1,173.55    Yes           1YP                       43.61   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205468                    95.00   No MI                 NO MI                 0                                  9.800            0.375        0.030     0.000               0.405                             9.395           901.60    Yes           1YP                       43.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205469                   100.00   No MI                 NO MI                 0                                  8.290            0.375        0.030     0.000               0.405                             7.885         2,487.00    No            NO                        49.98   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503205482                    75.80   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         2,670.87    Yes           3YP                       34.95   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503205484                    69.37   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,405.71    Yes           3YP                       25.25   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205485                    40.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,093.70    Yes           3YP                       50.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205490                    72.29   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         1,595.11    No            NO                        41.07   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205492                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,858.42    Yes           1YP                       37.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205504                    99.99   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,778.77    Yes           1YP                       48.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205528                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,054.99    Yes           1YP                       34.01   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503205538                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,564.00    No            NO                        28.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205539                    74.98   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         1,341.95    Yes           3YP                       22.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205544                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         4,125.00    Yes           3YP                       42.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503205555                    80.00   No MI                 NO MI                 0                                  5.690            0.375        0.030     0.000               0.405                             5.285         1,915.63    Yes           3YP                       42.04   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205556                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,103.87    Yes           2YP                       36.08   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205562                   100.00   No MI                 NO MI                 0                                  6.613            0.375        0.030     0.000               0.405                             6.208         1,498.95    No            NO                        41.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205574                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         1,050.00    Yes           3YP                       49.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205584                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         3,465.00    Yes           2YP                       45.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205585                    90.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,386.72    Yes           3YP                       32.01   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
2503205591                    84.36   MI                    LPMI                 12                                  6.930            0.250        0.030     0.900               1.180                             5.750         1,183.88    Yes           3YP                       19.65   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205597                   100.00   No MI                 NO MI                 0                                  7.400            0.250        0.030     0.000               0.280                             7.120         1,093.96    No            NO                        39.21   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205603                    71.30   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,185.80    Yes           3YP                       33.65   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503205604                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,755.00    Yes           1YP                       49.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205618                    94.39   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         3,914.17    No            NO                        34.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.005
2503205631                   100.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         1,822.40    Yes           3YP                       47.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205641                    45.17   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,444.13    Yes           3YP                       38.47   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.875
2503205666                   100.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         2,269.70    No            NO                        32.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205669                    85.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,191.41    Yes           3YP                       35.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205680                    58.20   No MI                 NO MI                 0                                  6.090            0.375        0.030     0.000               0.405                             5.685         1,801.62    Yes           2YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503205687                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         4,843.75    No            NO                        44.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205688                    55.60   No MI                 NO MI                 0                                  5.855            0.250        0.030     0.000               0.280                             5.575         1,279.98    Yes           3YP                       30.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205691                    94.94   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,743.02    Yes           3YP                       43.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205704                    64.75   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,437.50    No            NO                        51.11   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503205705                   100.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         2,224.00    Yes           2YP                       39.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205708                    54.01   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,735.42    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205717                    25.82   No MI                 NO MI                 0                                  7.400            0.375        0.030     0.000               0.405                             6.995           437.83    No            NO                        23.74   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205719                    82.38   MI                    LPMI                 22                                  7.375            0.375        0.030     0.570               0.975                             6.400         1,149.27    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503205724                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           922.19    Yes           3YP                       47.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205748                   100.00   No MI                 NO MI                 0                                  6.350            0.375        0.030     0.000               0.405                             5.945         2,116.67    Yes           2YP                       47.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205752                    90.00   MI                    LPMI                 25                                 11.420            0.375        0.030     1.240               1.645                             9.775           770.85    Yes           3YP                       49.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        5.550
2503205759                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,009.58    Yes           3YP                       49.92   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205772                   100.00   No MI                 NO MI                 0                                  7.780            0.375        0.030     0.000               0.405                             7.375           977.14    Yes           2YP                       49.63   2/6 LIBOR                                             LIBOR                         6                6                          20090201                                        23        3.000
2503205775                    89.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,166.67    Yes           3YP                       43.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205776                    56.19   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,826.73    Yes           3YP                       14.42   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205787                    95.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,296.88    No            NO                        49.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503205795                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         3,120.00    No            NO                        43.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205796                    73.93   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           725.96    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503205800                    51.03   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         7,024.53    Yes           1YP                       44.89   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205807                    26.52   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420           451.69    Yes           3YP                       52.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205816                    95.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         3,057.40    Yes           1YP                       44.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205823                    57.84   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,842.19    Yes           3YP                       45.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205829                    95.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,631.25    Yes           3YP                       45.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205839                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         4,237.69    Yes           3YP                       38.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205840                    69.69   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,931.04    Yes           3YP                       42.44   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503205844                    60.00   No MI                 NO MI                 0                                  6.490            0.250        0.030     0.000               0.280                             6.210           734.96    Yes           3YP                       41.34   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205860                    71.91   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,498.77    Yes           3YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205863                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           764.06    Yes           3YP                       38.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205864                    55.35   No MI                 NO MI                 0                                  5.550            0.375        0.030     0.000               0.405                             5.145         1,100.75    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205867                    73.93   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           725.96    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205876                    95.00   No MI                 NO MI                 0                                  8.170            0.375        0.030     0.000               0.405                             7.765         2,743.99    Yes           1YP                       39.78   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503205882                    93.97   MI                    LPMI                 30                                  6.940            0.250        0.030     0.940               1.220                             5.720         2,162.38    Yes           3YP                       49.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205890                    90.00   No MI                 NO MI                 0                                  6.555            0.375        0.030     0.000               0.405                             6.150         3,073.75    Yes           1YP                       32.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503205897                    35.29   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,625.00    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503205919                    80.00   No MI                 NO MI                 0                                  7.875            0.375        0.030     0.000               0.405                             7.470         1,207.50    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503205932                    80.00   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285           981.20    No            NO                        34.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205933                    99.65   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,316.10    No            NO                        45.13   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
2503205941                    90.00   No MI                 NO MI                 0                                  7.070            0.250        0.030     0.000               0.280                             6.790           778.89    No            NO                        22.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503205954                    93.00   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445         2,376.09    No            NO                        41.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205977                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         1,188.00    No            NO                        47.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503205978                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           721.88    Yes           3YP                       36.49   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503205997                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,315.90    No            NO                        41.64   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.875
2503206003                    85.00   MI                    LPMI                 22                                  7.250            0.250        0.030     0.450               0.730                             6.520         3,806.05    Yes           1YP                       49.51   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206012                   100.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         4,077.33    Yes           3YP                       41.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206019                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,902.33    Yes           3YP                       44.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206022                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           882.99    Yes           3YP                       38.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206046                    41.41   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           787.58    Yes           1YP                       39.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206047                    58.33   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,259.06    Yes           3YP                       38.62   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206050                    25.42   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420           885.64    No            NO                        27.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206053                    90.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645           812.97    Yes           3YP                       19.08   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.875
2503206055                   100.00   No MI                 NO MI                 0                                  6.860            0.375        0.030     0.000               0.405                             6.455         1,352.85    Yes           3YP                       33.21   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503206061                    88.24   No MI                 NO MI                 0                                  7.380            0.375        0.030     0.000               0.405                             6.975         2,017.20    Yes           1YP                       36.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206063                   100.00   No MI                 NO MI                 0                                  6.870            0.375        0.030     0.000               0.405                             6.465         2,040.39    Yes           3YP                       38.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206070                    40.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,841.66    Yes           3YP                       36.43   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206085                    95.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         1,294.44    No            NO                        47.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206100                   100.00   No MI                 NO MI                 0                                  8.900            0.250        0.030     0.000               0.280                             8.620         1,644.72    No            NO                        37.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206102                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,254.00    Yes           1YP                       43.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503206103                   100.00   No MI                 NO MI                 0                                  9.100            0.375        0.030     0.000               0.405                             8.695         2,526.41    No            NO                        46.75   2/6 LIBOR                                             LIBOR                         6                6                          20090301                                        24        3.000
2503206126                    39.22   No MI                 NO MI                 0                                  5.850            0.375        0.030     0.000               0.405                             5.445         2,437.50    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206130                   100.00   No MI                 NO MI                 0                                  8.600            0.375        0.030     0.000               0.405                             8.195         3,497.33    Yes           3YP                       41.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206143                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,538.37    Yes           3YP                       48.16   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503206152                    70.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,575.00    Yes           3YP                       40.58   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503206155                    81.27   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         7,970.70    No            NO                        25.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206187                    77.92   No MI                 NO MI                 0                                  8.990            0.250        0.030     0.000               0.280                             8.710         2,411.71    Yes           2YP                       23.71   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206227                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,887.30    No            NO                        32.87   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206234                    75.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,283.59    Yes           2YP                       37.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206236                   100.00   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395           906.25    Yes           2YP                       49.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206254                    68.75   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,022.66    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206255                    95.00   No MI                 NO MI                 0                                  6.560            0.375        0.030     0.000               0.405                             6.155           943.00    Yes           1YP                       32.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206256                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,404.69    Yes           3YP                       42.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206257                    78.37   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         2,164.05    Yes           3YP                       40.55   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206286                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,000.42    Yes           2YP                       40.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206287                    55.38   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         5,287.50    No            NO                        33.90   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206292                    90.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,632.81    No            NO                        41.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503206296                   100.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,850.82    Yes           1YP                       41.95   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206299                    43.76   No MI                 NO MI                 0                                  6.105            0.375        0.030     0.000               0.405                             5.700         1,302.40    Yes           1YP                       44.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206314                   100.00   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         1,597.50    Yes           1YP                       45.70   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.875
2503206323                   100.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375         2,690.81    Yes           1YP                       48.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206324                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,629.30    No            NO                        42.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206333                    94.97   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,114.94    Yes           3YP                       20.16   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503206340                    90.00   MI                    LPMI                 25                                  7.500            0.375        0.030     0.820               1.225                             6.275         1,288.13    Yes           2YP                       41.96   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.625
2503206350                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           822.25    Yes           5YP                       35.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206387                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,184.38    Yes           3YP                       44.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206400                    98.68   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,913.33    Yes           1YP                       44.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206436                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,450.54    Yes           1YP                       41.36   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503206437                   100.00   No MI                 NO MI                 0                                  7.900            0.375        0.030     0.000               0.405                             7.495         2,206.73    Yes           3YP                       41.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206439                   100.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         1,955.10    Yes           1YP                       42.16   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206472                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,742.50    Yes           1YP                       44.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206490                    99.64   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,168.75    Yes           1YP                       37.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206494                    96.15   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,385.00    Yes           3YP                       47.85   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
2503206499                    62.68   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,364.06    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503206501                    95.00   No MI                 NO MI                 0                                  8.160            0.375        0.030     0.000               0.405                             7.755         1,740.80    Yes           3YP                       46.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.500
2503206504                    59.38   No MI                 NO MI                 0                                  7.320            0.375        0.030     0.000               0.405                             6.915         1,305.17    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503206526                   100.00   No MI                 NO MI                 0                                  6.630            0.375        0.030     0.000               0.405                             6.225         1,339.26    Yes           3YP                       33.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        4.000
2503206533                    95.00   No MI                 NO MI                 0                                  7.310            0.375        0.030     0.000               0.405                             6.905           731.00    Yes           1YP                       46.80   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206547                    74.34   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,561.88    Yes           3YP                       31.41   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503206550                    90.00   MI                    LPMI                 25                                  8.990            0.375        0.030     1.120               1.525                             7.465         1,975.55    No            NO                        48.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503206551                    85.00   MI                    LPMI                 22                                  8.625            0.250        0.030     0.850               1.130                             7.495         2,975.05    Yes           3YP                       48.46   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206552                   100.00   No MI                 NO MI                 0                                  7.130            0.375        0.030     0.000               0.405                             6.725         2,540.06    No            NO                        39.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206556                    80.00   No MI                 NO MI                 0                                  9.890            0.375        0.030     0.000               0.405                             9.485         4,525.34    No            NO                        38.56   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        7.150
2503206559                    66.32   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,572.50    Yes           3YP                       49.44   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503206573                    90.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,180.70    Yes           3YP                       42.42   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206576                   100.00   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695         1,382.67    Yes           3YP                       43.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206589                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,089.84    Yes           1YP                       48.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206592                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           860.00    Yes           3YP                       48.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206594                    60.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,612.25    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206608                   100.00   No MI                 NO MI                 0                                  8.940            0.250        0.030     0.000               0.280                             8.660         1,560.60    No            NO                        44.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206614                    61.15   No MI                 NO MI                 0                                  7.790            0.375        0.030     0.000               0.405                             7.385         2,286.99    Yes           3YP                       41.32   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503206622                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         3,495.00    Yes           3YP                       39.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503206626                    86.44   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         6,206.67    No            NO                        34.22   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503206633                   100.00   No MI                 NO MI                 0                                  6.860            0.375        0.030     0.000               0.405                             6.455         1,540.24    No            NO                        35.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206637                    85.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,476.56    Yes           2YP                       38.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206638                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,650.00    Yes           2YP                       45.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503206646                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         4,101.56    Yes           3YP                       43.16   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206656                    95.00   No MI                 NO MI                 0                                  7.195            0.375        0.030     0.000               0.405                             6.790           692.52    No            NO                        44.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206664                   100.00   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         1,940.10    Yes           2YP                       40.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206672                    61.92   No MI                 NO MI                 0                                  6.600            0.250        0.030     0.000               0.280                             6.320         1,028.24    Yes           3YP                       34.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206678                    73.13   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,194.38    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206714                    75.00   No MI                 NO MI                 0                                  6.900            0.250        0.030     0.000               0.280                             6.620         2,587.50    Yes           1YP                       42.13   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503206721                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,478.13    No            NO                        17.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206723                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220           728.75    Yes           3YP                       43.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206724                    70.00   No MI                 NO MI                 0                                  6.071            0.250        0.030     0.000               0.280                             5.791           885.35    Yes           3YP                       36.10   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503206725                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,291.67    Yes           1YP                       43.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206745                   100.00   No MI                 NO MI                 0                                  8.050            0.375        0.030     0.000               0.405                             7.645         2,409.63    Yes           3YP                       49.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206754                    90.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,523.00    Yes           3YP                       37.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503206759                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,258.75    Yes           3YP                       39.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503206761                    39.47   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         4,500.00    Yes           1YP                       41.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206765                   100.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295           851.77    Yes           3YP                       41.15   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503206768                    80.74   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         3,119.01    Yes           3YP                        0.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140201                                        83        3.000
2503206777                    70.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,221.09    No            NO                        44.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206780                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,128.12    No            NO                        45.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206783                   100.00   No MI                 NO MI                 0                                  7.450            0.375        0.030     0.000               0.405                             7.045         2,403.87    Yes           2YP                       49.24   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503206784                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,856.25    Yes           3YP                       38.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206792                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,315.44    Yes           3YP                       49.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206793                    95.00   No MI                 NO MI                 0                                  6.860            0.375        0.030     0.000               0.405                             6.455         1,216.74    No            NO                        29.20   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503206807                    60.38   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,484.31    Yes           3YP                       29.44   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206814                    90.00   No MI                 NO MI                 0                                  6.900            0.250        0.030     0.000               0.280                             6.620         2,815.52    Yes           2YP                       49.92   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206816                   100.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         2,334.38    Yes           3YP                       46.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206825                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,643.50    Yes           3YP                       30.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206847                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,892.58    Yes           2YP                       49.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206850                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         1,722.00    No            NO                        43.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206877                    52.54   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,582.29    Yes           3YP                       30.17   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503206883                   100.00   No MI                 NO MI                 0                                  7.510            0.375        0.030     0.000               0.405                             7.105         1,126.03    Yes           3YP                       33.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503206884                    75.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,773.44    Yes           3YP                       42.88   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206885                    74.29   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         4,320.10    Yes           3YP                       23.02   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503206890                    80.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,461.67    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206898                    51.28   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845           918.75    No            NO                        38.68   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503206901                    90.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         3,848.60    No            NO                        39.65   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503206904                    95.00   No MI                 NO MI                 0                                  7.780            0.375        0.030     0.000               0.405                             7.375         1,020.88    No            NO                        35.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206905                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,515.62    Yes           3YP                       43.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206909                    89.84   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         3,323.16    Yes           2YP                       48.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206911                    87.50   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,881.40    Yes           1YP                       44.78   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503206912                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,601.67    Yes           3YP                       43.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206914                    90.00   MI                    BPMI                 25                                  9.165            0.375        0.030     0.000               0.405                             8.760         1,388.91    Yes           1YP                       39.03   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.875
2503206917                    79.92   No MI                 NO MI                 0                                  7.110            0.375        0.030     0.000               0.405                             6.705         3,697.20    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503206918                   100.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,035.00    No            NO                        43.54   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140201                                        83        3.875
2503206920                    85.00   MI                    LPMI                 12                                  6.990            0.375        0.030     0.520               0.925                             6.065         1,534.89    Yes           3YP                       46.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503206928                   100.00   No MI                 NO MI                 0                                  6.490            0.375        0.030     0.000               0.405                             6.085         1,903.73    Yes           3YP                       43.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206936                    94.74   No MI                 NO MI                 0                                  6.740            0.375        0.030     0.000               0.405                             6.335           453.55    No            NO                        26.23   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503206938                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,360.00    Yes           3YP                       44.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206952                    99.83   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         2,782.54    No            NO                        44.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503206984                    54.51   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845           740.10    Yes           3YP                       21.97   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503207004                    75.31   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,427.92    Yes           1YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503207018                    61.35   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           615.72    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207052                    90.00   No MI                 NO MI                 0                                  7.550            0.375        0.030     0.000               0.405                             7.145           849.38    No            NO                        43.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207059                    85.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,403.65    No            NO                        31.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207085                    80.00   No MI                 NO MI                 0                                  6.120            0.375        0.030     0.000               0.405                             5.715           689.88    No            NO                        48.85   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503207086                   100.00   No MI                 NO MI                 0                                  6.740            0.375        0.030     0.000               0.405                             6.335         2,337.94    No            NO                        41.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207089                    75.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         5,062.50    Yes           2YP                       36.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207095                    58.05   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,500.79    No            NO                        34.96   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503207099                    85.00   MI                    LPMI                 22                                  6.610            0.250        0.030     0.750               1.030                             5.580         2,699.04    No            NO                        33.59   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207122                    67.73   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,434.17    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207128                    90.00   MI                    LPMI                 25                                  8.850            0.375        0.030     1.660               2.065                             6.785         3,351.94    Yes           3YP                       47.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.375
2503207156                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,040.83    Yes           3YP                       31.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207158                    80.00   No MI                 NO MI                 0                                  5.795            0.250        0.030     0.000               0.280                             5.515         2,467.25    Yes           3YP                        7.76   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207163                    95.00   No MI                 NO MI                 0                                  6.795            0.375        0.030     0.000               0.405                             6.390         1,630.80    Yes           3YP                       41.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.875
2503207165                   100.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,322.01    Yes           3YP                       47.99   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207211                    95.00   MI                    LPMI                 30                                  8.150            0.250        0.030     1.620               1.900                             6.250         1,742.06    Yes           3YP                       45.01   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503207222                    90.00   MI                    LPMI                 25                                 10.900            0.375        0.030     1.040               1.445                             9.455         1,632.57    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503207228                    78.73   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,662.50    Yes           3YP                       44.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207243                    70.00   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270           889.50    Yes           3YP                       36.49   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207268                    60.89   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710           652.81    Yes           3YP                       25.83   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207270                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,887.30    Yes           1YP                       36.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207273                    80.00   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,390.42    Yes           3YP                       33.98   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503207295                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           592.27    No            NO                        46.88   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207311                    90.00   No MI                 NO MI                 0                                  6.960            0.375        0.030     0.000               0.405                             6.555         1,039.60    Yes           3YP                       46.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207333                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,073.31    No            NO                        38.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207339                   100.00   No MI                 NO MI                 0                                  6.363            0.375        0.030     0.000               0.405                             5.958         1,825.39    Yes           2YP                       38.61   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207343                    58.79   No MI                 NO MI                 0                                  5.790            0.375        0.030     0.000               0.405                             5.385         1,705.60    No            NO                        43.34   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503207354                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,656.50    Yes           1YP                       31.45   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207359                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,558.34    No            NO                        44.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207380                   100.00   No MI                 NO MI                 0                                  7.950            0.375        0.030     0.000               0.405                             7.545         2,235.94    No            NO                        46.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207386                   100.00   No MI                 NO MI                 0                                  9.875            0.375        0.030     0.000               0.405                             9.470         2,623.05    No            NO                        44.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207390                    74.48   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,873.72    Yes           2YP                       39.93   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503207393                    97.62   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           962.50    Yes           2YP                       44.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207396                   100.00   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         2,554.38    Yes           1YP                       48.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207400                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,669.50    Yes           3YP                       42.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207404                   100.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,462.83    Yes           2YP                       39.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207406                    89.84   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,428.33    Yes           3YP                       40.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207418                    70.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         9,575.78    Yes           3YP                       43.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503207421                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         2,313.60    Yes           3YP                       46.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.875
2503207437                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,597.92    Yes           3YP                       43.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207442                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,125.13    Yes           3YP                       41.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207459                    97.67   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,925.00    Yes           3YP                       43.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207470                    80.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,189.26    Yes           2YP                       25.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207484                    90.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,045.58    Yes           3YP                       44.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207492                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,033.59    No            NO                        28.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207495                   100.00   No MI                 NO MI                 0                                  6.620            0.375        0.030     0.000               0.405                             6.215           772.33    No            NO                        38.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207499                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         4,100.20    Yes           1YP                       41.87   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207509                    90.00   MI                    LPMI                 25                                  7.500            0.375        0.030     0.520               0.925                             6.575         3,993.75    Yes           3YP                       35.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.625
2503207510                    56.19   No MI                 NO MI                 0                                  6.145            0.375        0.030     0.000               0.405                             5.740           604.26    Yes           3YP                       31.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207512                    95.00   No MI                 NO MI                 0                                  8.600            0.375        0.030     0.000               0.405                             8.195         1,697.07    No            NO                        48.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207517                    95.00   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695         2,100.69    No            NO                        40.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207530                    65.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,693.92    No            NO                         0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207543                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,517.50    Yes           3YP                       44.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207546                    89.99   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         2,347.92    Yes           1YP                       47.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207552                    74.05   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,644.51    Yes           3YP                       52.23   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207559                    90.00   No MI                 NO MI                 0                                  6.610            0.250        0.030     0.000               0.280                             6.330         3,955.79    Yes           3YP                       48.38   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207591                    95.00   No MI                 NO MI                 0                                  6.790            0.375        0.030     0.000               0.405                             6.385         1,273.13    Yes           3YP                       47.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207602                    78.49   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,196.00    No            NO                        44.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207606                   100.00   No MI                 NO MI                 0                                  7.700            0.375        0.030     0.000               0.405                             7.295         1,636.25    Yes           3YP                       25.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207607                    79.12   No MI                 NO MI                 0                                  7.320            0.375        0.030     0.000               0.405                             6.915         1,640.90    Yes           1YP                       15.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503207617                    95.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           840.00    Yes           5YP                       40.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207630                    66.80   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,978.52    Yes           3YP                       32.44   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207632                    54.29   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695           772.67    Yes           3YP                       27.96   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207637                    78.82   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           873.33    Yes           3YP                       20.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207638                    90.00   No MI                 NO MI                 0                                  6.860            0.250        0.030     0.000               0.280                             6.580         1,648.02    Yes           3YP                       25.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207644                    89.81   No MI                 NO MI                 0                                  7.410            0.250        0.030     0.000               0.280                             7.130         1,011.87    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207651                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,273.44    No            NO                        36.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207659                    57.10   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,917.00    Yes           3YP                       39.96   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207664                    80.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,680.69    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207666                    58.21   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,596.04    Yes           1YP                       34.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207702                    65.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,222.61    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207705                    95.00   No MI                 NO MI                 0                                  7.790            0.375        0.030     0.000               0.405                             7.385         1,168.50    No            NO                        46.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.000
2503207706                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,955.00    No            NO                        30.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207708                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,567.50    Yes           3YP                       42.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207722                    95.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         1,309.07    Yes           1YP                       34.01   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503207724                    85.00   MI                    LPMI                 22                                  9.162            0.375        0.030     1.100               1.505                             7.657         1,526.49    No            NO                        41.69   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.125
2503207726                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         2,293.33    No            NO                        48.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        6.550
2503207753                    89.97   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,017.77    Yes           1YP                       44.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207757                    80.00   No MI                 NO MI                 0                                  7.705            0.375        0.030     0.000               0.405                             7.300         3,467.25    No            NO                        32.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207785                    86.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         4,438.13    Yes           3YP                       49.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207792                   100.00   No MI                 NO MI                 0                                  6.290            0.375        0.030     0.000               0.405                             5.885         1,761.20    Yes           3YP                       40.11   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503207822                    90.00   MI                    LPMI                 25                                  8.450            0.375        0.030     0.670               1.075                             7.375         1,774.50    Yes           3YP                       45.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207823                    34.86   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,713.54    No            NO                        35.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207836                    80.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,710.00    No            NO                        43.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207840                    74.17   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,225.00    Yes           1YP                       41.74   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207853                    77.67   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,556.64    Yes           3YP                       33.93   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503207855                    78.50   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         4,270.04    Yes           2YP                       42.02   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503207858                    87.31   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         3,035.94    Yes           1YP                       46.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207877                    53.15   No MI                 NO MI                 0                                  6.390            0.250        0.030     0.000               0.280                             6.110         1,825.41    Yes           1YP                       40.08   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503207885                    42.61   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,327.08    No            NO                        46.65   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503207888                    58.77   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,755.82    Yes           1YP                       38.29   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207889                    72.15   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,536.46    Yes           3YP                       40.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207900                    83.56   MI                    LPMI                 12                                  8.300            0.375        0.030     0.450               0.855                             7.445         1,418.99    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503207920                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           893.75    Yes           5YP                       39.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207931                   100.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395           860.02    No            NO                        47.18   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        5.550
2503207936                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,141.67    No            NO                        49.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207937                   100.00   No MI                 NO MI                 0                                  5.700            0.375        0.030     0.000               0.405                             5.295         2,565.00    Yes           1YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503207939                    79.09   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,521.75    No            NO                        30.98   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503207942                    57.14   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,408.33    Yes           3YP                       40.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503207949                    62.67   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270           895.86    Yes           3YP                       42.83   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207950                    90.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,281.50    Yes           3YP                       31.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503207989                    75.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745           893.75    Yes           5YP                       27.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503207995                    85.00   No MI                 NO MI                 0                                  6.150            0.375        0.030     0.000               0.405                             5.745         1,825.78    Yes           3YP                       17.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208005                    70.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           939.58    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208006                   100.00   No MI                 NO MI                 0                                  6.815            0.375        0.030     0.000               0.405                             6.410         1,453.87    Yes           2YP                       47.71   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208016                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         1,007.60    Yes           3YP                       48.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        4.500
2503208020                    48.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,600.00    No            NO                        16.30   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208023                    80.00   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         3,822.36    No            NO                        21.83   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208027                    80.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,475.00    No            NO                        44.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208028                    99.65   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,630.68    No            NO                        49.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208034                    71.83   No MI                 NO MI                 0                                  6.095            0.250        0.030     0.000               0.280                             5.815         1,295.19    Yes           3YP                       34.44   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208048                    57.58   No MI                 NO MI                 0                                  5.847            0.250        0.030     0.000               0.280                             5.567         2,801.31    Yes           3YP                       44.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208059                    67.44   No MI                 NO MI                 0                                  6.225            0.375        0.030     0.000               0.405                             5.820           752.19    Yes           3YP                       40.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208063                    72.54   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845           943.21    Yes           3YP                       14.02   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208070                    69.70   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,443.75    No            NO                        46.43   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208071                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,776.94    Yes           2YP                       41.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208082                    99.73   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,419.79    Yes           3YP                       42.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208086                    59.00   No MI                 NO MI                 0                                  5.927            0.250        0.030     0.000               0.280                             5.647         1,457.05    Yes           3YP                       43.09   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208088                    94.75   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,650.14    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208101                   100.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         3,107.81    Yes           1YP                       43.55   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208107                    60.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,203.13    Yes           3YP                       36.50   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503208118                    90.00   MI                    LPMI                 25                                 10.300            0.375        0.030     1.860               2.265                             8.035         2,753.45    No            NO                        49.91   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        4.375
2503208121                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,395.83    Yes           3YP                       33.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208125                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,750.00    Yes           3YP                       35.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208127                    49.73   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470           881.67    Yes           3YP                       39.94   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208128                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           893.42    Yes           3YP                       14.46   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208132                    85.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         2,746.03    No            NO                        27.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208137                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,314.69    No            NO                        41.83   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
2503208144                    58.93   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,784.38    Yes           3YP                       26.11   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503208149                    80.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,367.28    Yes           3YP                       43.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208154                    77.50   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           839.58    Yes           2YP                       37.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208166                    72.05   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,157.90    Yes           3YP                       42.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208169                   100.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,975.15    Yes           3YP                       38.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208170                   100.00   No MI                 NO MI                 0                                  6.180            0.375        0.030     0.000               0.405                             5.775           688.04    Yes           3YP                       32.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208172                    50.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,264.14    Yes           2YP                       45.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208203                    95.00   No MI                 NO MI                 0                                  7.025            0.250        0.030     0.000               0.280                             6.745         1,333.96    No            NO                        30.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208227                    66.67   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,750.00    No            NO                        44.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208230                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,999.50    Yes           1YP                       49.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503208263                    90.00   MI                    LPMI                 25                                  7.625            0.375        0.030     0.670               1.075                             6.550         1,057.40    Yes           2YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.750
2503208267                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,955.00    Yes           1YP                       39.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503208275                    94.98   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,010.21    No            NO                        33.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208286                    95.00   MI                    LPMI                 30                                  8.710            0.375        0.030     1.360               1.765                             6.945         3,585.62    Yes           3YP                       44.47   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.125
2503208288                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,145.00    Yes           3YP                       37.74   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208291                    52.05   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         3,990.50    Yes           5YP                       48.23   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
2503208293                    95.00   No MI                 NO MI                 0                                  8.050            0.375        0.030     0.000               0.405                             7.645           831.83    No            NO                        27.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208306                    75.00   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         2,229.37    Yes           3YP                       32.02   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.000
2503208307                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           792.97    Yes           2YP                       45.40   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208313                    70.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,885.39    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208315                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,446.88    Yes           3YP                       42.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208328                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,053.50    Yes           3YP                       35.75   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208329                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         4,989.60    Yes           3YP                       47.61   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503208333                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           960.76    No            NO                        22.99   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208357                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,172.50    Yes           2YP                       49.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208358                    95.00   No MI                 NO MI                 0                                  5.790            0.375        0.030     0.000               0.405                             5.385         3,454.70    Yes           3YP                       49.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208361                    75.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,283.59    Yes           2YP                       40.35   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208371                    90.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,041.67    Yes           1YP                       38.84   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208375                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,711.67    Yes           2YP                       38.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208376                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,466.25    Yes           2YP                       36.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208382                    90.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,800.05    No            NO                        49.18   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208385                    84.82   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         2,503.67    No            NO                        30.34   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100201                                        35        3.875
2503208397                    64.52   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,656.25    Yes           3YP                       44.57   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208398                    48.73   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845           698.75    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208409                    80.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,029.60    Yes           1YP                       37.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.750
2503208425                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,215.00    Yes           2YP                       48.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208427                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,741.67    No            NO                        39.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208429                    99.97   No MI                 NO MI                 0                                  5.700            0.375        0.030     0.000               0.405                             5.295         1,000.83    No            NO                        44.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208433                    80.00   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,196.33    Yes           2YP                       27.58   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208437                    84.38   MI                    BPMI                 12                                  6.500            0.375        0.030     0.000               0.405                             6.095           877.50    Yes           3YP                       31.78   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208438                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,191.67    Yes           1YP                       44.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208442                    80.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,360.00    Yes           2YP                       44.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208447                    73.93   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         6,308.04    Yes           3YP                       22.79   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208468                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,394.00    Yes           2YP                       47.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208478                    24.95   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720           695.48    Yes           3YP                       35.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208480                    46.55   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           842.22    Yes           3YP                       33.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208489                    95.00   No MI                 NO MI                 0                                  7.217            0.375        0.030     0.000               0.405                             6.812         1,096.98    No            NO                        44.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208499                    90.00   MI                    LPMI                 25                                  9.500            0.375        0.030     1.240               1.645                             7.855           877.85    Yes           2YP                       39.53   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.125
2503208509                    95.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         2,049.67    No            NO                        44.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        6.000
2503208516                   100.00   No MI                 NO MI                 0                                  6.370            0.375        0.030     0.000               0.405                             5.965         1,656.20    No            NO                        44.47   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208529                   100.00   No MI                 NO MI                 0                                  7.650            0.375        0.030     0.000               0.405                             7.245         1,873.18    Yes           2YP                       30.44   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120201                                        59        3.000
2503208532                    90.00   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,014.06    Yes           2YP                       44.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208540                    80.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,620.00    Yes           1YP                       40.11   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208542                    93.24   No MI                 NO MI                 0                                  7.580            0.375        0.030     0.000               0.405                             7.175         2,801.19    Yes           1YP                       28.76   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208543                   100.00   No MI                 NO MI                 0                                  7.300            0.375        0.030     0.000               0.405                             6.895         2,579.33    No            NO                        49.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208548                    83.79   MI                    LPMI                 22                                  6.700            0.375        0.030     0.880               1.285                             5.415         1,356.75    Yes           3YP                       37.96   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.625
2503208563                    42.11   No MI                 NO MI                 0                                  6.680            0.250        0.030     0.000               0.280                             6.400           772.74    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208579                    94.97   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295           474.60    Yes           3YP                       18.97   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208580                    80.00   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         1,290.56    Yes           3YP                       40.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208585                   100.00   No MI                 NO MI                 0                                  5.915            0.375        0.030     0.000               0.405                             5.510         2,314.74    Yes           3YP                       39.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        5.550
2503208586                    77.85   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         2,867.33    Yes           3YP                       38.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208589                    95.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,068.75    No            NO                        39.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208591                   100.00   No MI                 NO MI                 0                                  7.815            0.250        0.030     0.000               0.280                             7.535         1,665.30    Yes           3YP                       48.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208593                   100.00   No MI                 NO MI                 0                                  7.190            0.250        0.030     0.000               0.280                             6.910           806.95    Yes           1YP                       43.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208608                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,555.37    No            NO                        49.61   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208613                    66.67   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         1,537.50    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208621                   100.00   No MI                 NO MI                 0                                  7.650            0.250        0.030     0.000               0.280                             7.370         1,305.51    Yes           1YP                       44.05   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208622                    71.43   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,223.63    Yes           2YP                       37.82   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208623                    84.24   MI                    LPMI                 12                                  7.625            0.250        0.030     0.540               0.820                             6.805         2,649.69    Yes           1YP                       46.86   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208625                   100.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         2,720.00    Yes           3YP                       40.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503208636                    36.34   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,630.74    No            NO                        38.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208660                    95.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,892.00    Yes           3YP                       42.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208662                    90.00   MI                    LPMI                 25                                 10.500            0.375        0.030     1.240               1.645                             8.855           880.89    Yes           3YP                       18.21   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.125
2503208667                    98.39   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,347.08    Yes           3YP                       35.30   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503208672                    94.97   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           906.47    Yes           3YP                       49.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208673                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,537.50    Yes           2YP                       42.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503208676                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,427.14    Yes           3YP                       36.11   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208677                    84.97   MI                    LPMI                 22                                  8.375            0.250        0.030     0.590               0.870                             7.505           915.13    Yes           2YP                       40.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208682                    70.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345           972.71    Yes           3YP                       40.29   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208699                   100.00   No MI                 NO MI                 0                                  6.830            0.375        0.030     0.000               0.405                             6.425         1,661.97    No            NO                        40.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208713                   100.00   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945         1,174.01    Yes           3YP                       44.82   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503208714                    79.97   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           667.97    No            NO                        27.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208715                    79.80   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,057.29    Yes           3YP                       30.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208723                    85.00   MI                    LPMI                 22                                  9.180            0.375        0.030     1.100               1.505                             7.675         4,517.28    Yes           1YP                       29.62   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.000
2503208726                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,741.67    Yes           1YP                       18.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503208728                    79.86   No MI                 NO MI                 0                                  8.450            0.375        0.030     0.000               0.405                             8.045           809.79    No            NO                        23.29   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208745                    80.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         2,310.00    Yes           3YP                       41.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208746                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,667.25    No            NO                        40.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208753                    48.87   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,375.94    No            NO                        41.28   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503208761                    96.83   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,417.50    Yes           1YP                       32.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208768                    95.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,084.50    Yes           3YP                       29.65   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208776                    38.62   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           857.50    Yes           2YP                       24.85   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        4.000
2503208778                   100.00   No MI                 NO MI                 0                                  7.910            0.375        0.030     0.000               0.405                             7.505         1,033.57    Yes           2YP                       42.25   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208796                    69.13   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         1,978.71    Yes           2YP                       39.80   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208804                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         3,081.25    Yes           1YP                       32.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208824                   100.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           991.06    Yes           3YP                       39.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208826                   100.00   No MI                 NO MI                 0                                  8.600            0.250        0.030     0.000               0.280                             8.320         2,079.71    No            NO                        39.30   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208829                    75.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         6,728.91    Yes           3YP                       31.31   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503208835                    74.78   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,684.17    Yes           1YP                       40.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503208842                    89.90   No MI                 NO MI                 0                                  6.290            0.250        0.030     0.000               0.280                             6.010         4,621.55    Yes           3YP                       40.79   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208852                    90.00   MI                    LPMI                 25                                  8.500            0.375        0.030     1.340               1.745                             6.755         1,467.09    Yes           3YP                       46.67   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503208862                    95.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         3,572.99    No            NO                        50.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208872                    99.99   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,251.97    No            NO                        37.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208878                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895           988.31    No            NO                        42.72   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208885                   100.00   No MI                 NO MI                 0                                  7.450            0.375        0.030     0.000               0.405                             7.045         2,806.17    Yes           2YP                       48.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503208888                    85.00   MI                    LPMI                 22                                  7.750            0.375        0.030     0.580               0.985                             6.765         2,580.10    Yes           3YP                       39.90   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.875
2503208897                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,821.63    Yes           1YP                       43.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208904                    80.00   No MI                 NO MI                 0                                  7.700            0.375        0.030     0.000               0.405                             7.295         1,514.33    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503208908                    75.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,068.28    No            NO                        16.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208918                    75.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,686.79    Yes           1YP                       50.78   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503208921                    51.67   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         1,989.80    No            NO                        41.18   2/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20090201                                        23        3.000
2503208923                   100.00   No MI                 NO MI                 0                                  6.065            0.375        0.030     0.000               0.405                             5.660         2,520.77    Yes           2YP                       39.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208924                    95.00   No MI                 NO MI                 0                                  7.480            0.375        0.030     0.000               0.405                             7.075           958.38    No            NO                        45.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503208939                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           834.95    Yes           2YP                       37.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208948                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345           862.50    Yes           3YP                       26.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503208949                    54.50   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470         1,300.29    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208955                    90.00   MI                    LPMI                 25                                  6.250            0.375        0.030     0.850               1.255                             4.995         1,617.19    Yes           3YP                       37.26   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.750
2503208961                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         1,608.00    Yes           3YP                       46.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503208966                    75.47   No MI                 NO MI                 0                                  6.290            0.250        0.030     0.000               0.280                             6.010         2,473.28    Yes           3YP                       40.57   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208972                    95.00   No MI                 NO MI                 0                                  5.999            0.375        0.030     0.000               0.405                             5.594         3,053.30    No            NO                        35.36   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503208976                    90.00   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770         3,375.51    Yes           3YP                       38.87   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208992                    65.49   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,774.38    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
2503208995                   100.00   No MI                 NO MI                 0                                  6.310            0.250        0.030     0.000               0.280                             6.030           882.97    No            NO                        41.16   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503208997                    89.79   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,490.63    Yes           3YP                       49.64   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209003                    28.68   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710           923.46    Yes           3YP                       36.85   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209008                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,072.66    Yes           1YP                       41.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209022                    62.93   No MI                 NO MI                 0                                  5.250            0.250        0.030     0.000               0.280                             4.970         2,187.50    No            NO                        25.85   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209032                    64.84   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,604.17    Yes           1YP                       42.27   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209040                    80.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         3,033.33    Yes           2YP                       40.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209043                    90.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         1,133.80    No            NO                        34.32   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209046                    70.00   No MI                 NO MI                 0                                  5.250            0.250        0.030     0.000               0.280                             4.970         2,298.41    No            NO                        37.44   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209048                    95.00   No MI                 NO MI                 0                                  8.910            0.375        0.030     0.000               0.405                             8.505         5,012.42    No            NO                        34.55   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209066                    58.33   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,575.00    No            NO                        40.85   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503209081                    95.00   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695           619.03    No            NO                        26.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503209089                    54.89   No MI                 NO MI                 0                                  5.375            0.250        0.030     0.000               0.280                             5.095         1,733.44    Yes           3YP                       40.76   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209090                    72.46   No MI                 NO MI                 0                                  5.870            0.375        0.030     0.000               0.405                             5.465         2,445.83    No            NO                        32.33   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503209092                    99.45   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020         1,722.00    Yes           3YP                       36.55   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209093                    62.06   No MI                 NO MI                 0                                  6.120            0.375        0.030     0.000               0.405                             5.715         2,040.00    No            NO                        17.70   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503209095                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         1,911.00    Yes           2YP                       41.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209096                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,662.03    Yes           3YP                       49.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209109                    21.82   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695           727.19    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209112                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,113.28    Yes           1YP                       36.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503209115                    93.94   No MI                 NO MI                 0                                  6.200            0.375        0.030     0.000               0.405                             5.795         2,046.00    Yes           3YP                       45.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209119                    90.00   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545           659.46    Yes           3YP                       28.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209121                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,413.17    Yes           2YP                       40.54   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209144                   100.00   No MI                 NO MI                 0                                  6.736            0.250        0.030     0.000               0.280                             6.456           943.04    Yes           3YP                       32.96   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209147                    95.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           973.05    Yes           3YP                       33.12   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209154                    80.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,296.67    Yes           3YP                       45.38   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209169                    68.11   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095           726.48    Yes           3YP                       51.84   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209182                    80.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,407.50    Yes           3YP                       41.65   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503209184                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,250.00    Yes           3YP                       37.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209206                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,285.63    Yes           3YP                       49.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209213                    47.46   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970           955.05    Yes           2YP                       32.59   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209215                    95.00   No MI                 NO MI                 0                                  6.020            0.375        0.030     0.000               0.405                             5.615         1,334.43    Yes           3YP                       30.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503209216                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,231.67    Yes           3YP                       44.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209229                    75.00   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945         1,524.21    Yes           2YP                       36.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503209232                    98.40   No MI                 NO MI                 0                                  7.090            0.250        0.030     0.000               0.280                             6.810         3,006.16    Yes           3YP                       48.29   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209238                    70.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,296.88    Yes           3YP                       19.51   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209239                    74.88   No MI                 NO MI                 0                                  5.650            0.375        0.030     0.000               0.405                             5.245         2,260.00    Yes           1YP                       41.45   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503209254                    95.00   MI                    LPMI                 30                                  7.200            0.375        0.030     0.810               1.215                             5.985         1,516.20    Yes           1YP                       27.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.625
2503209266                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,250.00    Yes           3YP                       49.77   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209270                   100.00   No MI                 NO MI                 0                                  9.500            0.375        0.030     0.000               0.405                             9.095         4,813.33    Yes           1YP                       47.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209275                    91.89   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,779.41    No            NO                        46.17   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209287                    77.10   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         2,815.38    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209289                   100.00   No MI                 NO MI                 0                                  5.550            0.375        0.030     0.000               0.405                             5.145         1,905.50    Yes           3YP                       48.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209300                    90.00   MI                    BPMI                 25                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,670.25    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209302                    73.33   No MI                 NO MI                 0                                  5.925            0.375        0.030     0.000               0.405                             5.520         2,715.63    No            NO                        32.23   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503209306                    80.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470           878.33    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209312                    95.49   MI                    LPMI                 25                                 10.800            0.375        0.030     1.560               1.965                             8.835           767.60    No            NO                        49.99   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.375
2503209318                    80.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,031.67    Yes           1YP                       38.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209336                    80.00   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         2,525.60    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209346                    47.47   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         1,186.96    Yes           3YP                       36.32   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209354                    65.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585           934.30    Yes           2YP                       43.77   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209362                    90.00   No MI                 NO MI                 0                                  8.500            0.375        0.030     0.000               0.405                             8.095         1,700.00    No            NO                        37.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209369                   100.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         3,743.75    Yes           1YP                       35.66   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100201                                        35        3.000
2503209370                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,037.50    Yes           1YP                       35.40   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209384                    63.65   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           913.70    No            NO                        28.10   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209387                    89.43   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,182.29    Yes           1YP                       47.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209389                    48.74   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,255.00    Yes           2YP                       25.90   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503209399                    59.20   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345           817.08    No            NO                        34.59   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209400                    79.67   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,163.33    Yes           3YP                       36.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209409                    70.01   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,681.25    Yes           3YP                       46.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209416                   100.00   No MI                 NO MI                 0                                  7.300            0.375        0.030     0.000               0.405                             6.895         3,126.83    Yes           1YP                       29.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209418                    95.00   No MI                 NO MI                 0                                  6.586            0.375        0.030     0.000               0.405                             6.181           720.34    No            NO                        40.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503209422                    61.54   No MI                 NO MI                 0                                  5.800            0.250        0.030     0.000               0.280                             5.520         1,877.61    Yes           3YP                       44.77   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209436                    79.27   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,828.13    Yes           3YP                       35.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209452                   100.00   No MI                 NO MI                 0                                  7.425            0.375        0.030     0.000               0.405                             7.020         3,900.60    No            NO                        48.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209455                    95.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,476.14    No            NO                        43.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209457                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         4,140.63    Yes           3YP                       40.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.750
2503209464                    93.62   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,126.15    No            NO                        26.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209471                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,974.58    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209474                    69.99   No MI                 NO MI                 0                                  6.985            0.250        0.030     0.000               0.280                             6.705         1,836.44    No            NO                        28.33   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209477                    80.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         3,060.00    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209478                   100.00   No MI                 NO MI                 0                                  6.895            0.375        0.030     0.000               0.405                             6.490         1,248.86    Yes           2YP                       47.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209485                    73.23   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,096.20    Yes           1YP                       37.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209496                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,192.50    Yes           3YP                       32.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209498                   100.00   No MI                 NO MI                 0                                  8.290            0.375        0.030     0.000               0.405                             7.885         3,730.50    Yes           1YP                       45.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209504                    80.00   No MI                 NO MI                 0                                  6.613            0.375        0.030     0.000               0.405                             6.208         1,071.31    Yes           3YP                       38.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209508                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,223.44    No            NO                        38.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209515                    78.60   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445         1,929.42    No            NO                        34.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503209523                   100.00   No MI                 NO MI                 0                                  6.880            0.375        0.030     0.000               0.405                             6.475         2,774.93    Yes           1YP                       46.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209535                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,115.00    Yes           1YP                       42.39   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503209557                    54.12   No MI                 NO MI                 0                                  5.800            0.250        0.030     0.000               0.280                             5.520           809.72    Yes           3YP                       41.56   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209558                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,638.75    No            NO                        33.81   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090301                                        24        3.000
2503209564                    55.43   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         1,760.00    No            NO                        44.92   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209587                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,093.00    Yes           3YP                       44.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209607                   100.00   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         1,682.44    Yes           1YP                       48.24   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209610                    56.25   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,245.93    Yes           3YP                       34.43   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209615                    67.63   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         1,486.35    Yes           3YP                       43.77   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209632                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,282.50    Yes           3YP                       38.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209633                    80.00   No MI                 NO MI                 0                                  7.133            0.375        0.030     0.000               0.405                             6.728           998.62    Yes           3YP                       21.31   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503209641                   100.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         2,567.41    Yes           3YP                       49.16   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209646                    90.00   No MI                 NO MI                 0                                  7.080            0.375        0.030     0.000               0.405                             6.675           779.67    No            NO                        42.95   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503209661                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,250.63    Yes           3YP                       39.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209673                    65.00   No MI                 NO MI                 0                                  6.490            0.375        0.030     0.000               0.405                             6.085           912.20    Yes           1YP                        0.00   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.500
2503209675                    85.00   MI                    LPMI                 22                                  5.990            0.250        0.030     0.640               0.920                             5.070         2,138.10    Yes           3YP                       34.67   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209685                    90.00   MI                    LPMI                 25                                  8.780            0.375        0.030     1.460               1.865                             6.915         1,771.36    Yes           3YP                       46.44   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.375
2503209701                    94.78   No MI                 NO MI                 0                                  8.400            0.375        0.030     0.000               0.405                             7.995         3,622.50    No            NO                        44.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209708                    71.56   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,031.25    No            NO                        28.82   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209716                    99.99   No MI                 NO MI                 0                                  7.365            0.375        0.030     0.000               0.405                             6.960         3,100.83    No            NO                        43.22   3/6 LIBOR                                             LIBOR                         6                6                          20100301                                        36        3.000
2503209737                    95.00   No MI                 NO MI                 0                                  6.513            0.250        0.030     0.000               0.280                             6.233         2,444.67    Yes           1YP                       32.58   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209739                    90.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         2,136.87    Yes           1YP                       42.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503209740                   100.00   No MI                 NO MI                 0                                  6.363            0.375        0.030     0.000               0.405                             5.958         1,387.93    Yes           3YP                       45.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209742                    81.79   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,304.69    Yes           1YP                       43.88   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209749                   100.00   No MI                 NO MI                 0                                  7.240            0.375        0.030     0.000               0.405                             6.835         1,810.00    Yes           3YP                       41.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503209755                    77.40   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           915.10    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503209756                    95.00   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945         1,396.50    No            NO                        45.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209765                    65.88   No MI                 NO MI                 0                                  6.131            0.375        0.030     0.000               0.405                             5.726           572.23    Yes           3YP                       34.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503209773                    64.70   No MI                 NO MI                 0                                  6.620            0.375        0.030     0.000               0.405                             6.215         1,784.64    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209780                    47.79   No MI                 NO MI                 0                                  6.700            0.375        0.030     0.000               0.405                             6.295         1,814.58    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209786                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,720.83    Yes           3YP                       41.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209787                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         4,333.33    No            NO                        41.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209818                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,369.06    No            NO                        26.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209832                    95.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345           815.88    No            NO                        36.22   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503209839                    88.32   MI                    BPMI                 25                                  7.125            0.250        0.030     0.000               0.280                             6.845           743.79    No            NO                        30.41   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209843                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,873.90    Yes           3YP                       45.25   2/6 LIBOR                                             LIBOR                         6                6                          20090401                                        25        6.500
2503209854                    65.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,936.46    Yes           3YP                       43.52   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209864                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,429.17    No            NO                        38.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209866                   100.00   No MI                 NO MI                 0                                  7.150            0.250        0.030     0.000               0.280                             6.870         1,561.54    Yes           1YP                       45.79   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209874                    71.41   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,918.33    No            NO                        31.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209880                    68.12   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,108.04    Yes           3YP                       45.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209881                   100.00   No MI                 NO MI                 0                                  6.280            0.250        0.030     0.000               0.280                             6.000         2,637.60    Yes           3YP                       40.30   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209883                    79.07   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,983.33    Yes           3YP                       44.20   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503209889                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495           677.06    No            NO                        38.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209891                    80.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,768.20    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209896                    80.00   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         1,350.05    Yes           3YP                       30.68   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209907                   100.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,067.34    Yes           2YP                       29.19   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503209931                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           966.12    Yes           2YP                       45.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503209937                    56.62   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         1,860.83    Yes           3YP                       43.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209942                   100.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,606.13    Yes           1YP                       43.59   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503209945                    80.00   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545           867.71    Yes           3YP                       28.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209958                    64.47   No MI                 NO MI                 0                                  5.825            0.375        0.030     0.000               0.405                             5.420         1,611.58    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209971                    95.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995           802.67    Yes           3YP                       47.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209975                    80.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,227.00    Yes           3YP                       31.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503209984                   100.00   No MI                 NO MI                 0                                  5.825            0.375        0.030     0.000               0.405                             5.420         1,427.13    Yes           3YP                       45.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209992                    53.17   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,600.86    Yes           3YP                       37.02   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209994                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,832.50    Yes           2YP                       44.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503209998                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,451.63    Yes           2YP                       48.31   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210000                    65.71   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,593.75    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210002                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,372.50    No            NO                        39.88   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        3.000
2503210019                    95.00   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270         3,439.89    Yes           3YP                       45.18   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210030                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895           738.13    Yes           1YP                       43.60   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210031                    73.75   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995           629.33    Yes           3YP                       34.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210042                    55.52   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         1,619.33    Yes           3YP                       40.50   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210043                    85.00   MI                    LPMI                 22                                  6.750            0.250        0.030     0.740               1.020                             5.730         2,199.38    Yes           3YP                       40.91   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210044                    79.12   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770         1,815.00    Yes           3YP                       26.96   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210061                    72.57   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,647.44    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210069                    58.07   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,928.68    Yes           3YP                       50.50   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210072                    43.21   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,014.69    No            NO                         0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210077                    95.00   No MI                 NO MI                 0                                  7.400            0.375        0.030     0.000               0.405                             6.995           740.00    No            NO                        45.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210078                    95.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,216.83    Yes           3YP                       45.00   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503210097                    99.99   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         2,000.05    No            NO                        47.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503210111                    46.15   No MI                 NO MI                 0                                  6.290            0.250        0.030     0.000               0.280                             6.010         1,547.29    No            NO                        39.08   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210121                    80.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,531.67    Yes           3YP                       49.83   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210125                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585           938.33    Yes           3YP                       47.12   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210134                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,237.50    Yes           3YP                       42.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210138                    77.92   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,718.75    Yes           2YP                       34.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210140                    95.00   MI                    LPMI                 30                                  8.990            0.375        0.030     0.630               1.035                             7.955         2,597.74    No            NO                        40.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210142                    75.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720           948.06    Yes           1YP                       32.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210147                   100.00   No MI                 NO MI                 0                                  5.790            0.375        0.030     0.000               0.405                             5.385         1,317.23    No            NO                        42.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210159                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,406.25    Yes           3YP                       40.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210184                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,330.00    No            NO                        39.57   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210189                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,234.37    No            NO                        27.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210190                    80.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         2,816.00    Yes           3YP                       33.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210210                    90.00   MI                    LPMI                 25                                 10.150            0.250        0.030     0.720               1.000                             9.150         1,439.66    Yes           2YP                       42.79   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210212                    84.93   MI                    LPMI                 22                                  6.650            0.375        0.030     0.900               1.305                             5.345         1,576.60    Yes           3YP                       40.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503210217                    95.00   MI                    BPMI                 30                                  7.000            0.375        0.030     0.000               0.405                             6.595           852.59    No            NO                        31.23   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210231                   100.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           917.42    No            NO                        44.45   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210233                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,885.00    Yes           3YP                       46.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210243                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,320.16    Yes           1YP                       29.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210257                   100.00   No MI                 NO MI                 0                                  7.850            0.375        0.030     0.000               0.405                             7.445         3,009.17    No            NO                        37.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210268                    85.00   MI                    LPMI                 22                                  8.950            0.375        0.030     0.890               1.295                             7.655           824.15    No            NO                        44.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210275                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,513.33    Yes           3YP                       49.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210287                   100.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,608.53    Yes           3YP                       43.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210288                    82.57   MI                    LPMI                 22                                  6.875            0.250        0.030     0.640               0.920                             5.955         1,769.76    Yes           3YP                       38.28   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210293                    89.97   No MI                 NO MI                 0                                  7.070            0.375        0.030     0.000               0.405                             6.665         1,015.72    Yes           3YP                       47.01   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210296                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,115.36    Yes           1YP                       39.01   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.610
2503210297                    75.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,381.25    Yes           3YP                       42.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210303                   100.00   No MI                 NO MI                 0                                  6.945            0.375        0.030     0.000               0.405                             6.540         1,957.62    Yes           3YP                       49.99   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090301                                        24        3.000
2503210320                    76.23   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,052.08    Yes           1YP                       38.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210342                   100.00   No MI                 NO MI                 0                                  7.040            0.250        0.030     0.000               0.280                             6.760           983.84    Yes           1YP                       38.70   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503210346                    82.97   MI                    LPMI                 22                                  6.800            0.375        0.030     0.750               1.155                             5.645         1,490.33    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503210348                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,378.17    No            NO                        43.69   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210350                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,720.00    Yes           2YP                       46.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210365                    74.13   No MI                 NO MI                 0                                  5.930            0.250        0.030     0.000               0.280                             5.650         1,373.78    Yes           2YP                       38.41   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210377                    52.69   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270           870.44    Yes           3YP                       23.95   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210390                    85.00   MI                    LPMI                 12                                  6.475            0.250        0.030     0.470               0.750                             5.725         2,384.96    Yes           3YP                       23.55   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503210391                    55.22   No MI                 NO MI                 0                                  6.355            0.250        0.030     0.000               0.280                             6.075           979.73    Yes           3YP                       19.95   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503210393                   100.00   No MI                 NO MI                 0                                  7.450            0.375        0.030     0.000               0.405                             7.045         3,720.03    No            NO                        34.63   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.875
2503210404                    45.05   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,497.27    Yes           1YP                       29.88   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210406                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         3,331.90    Yes           1YP                       43.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210409                    90.00   No MI                 NO MI                 0                                  5.575            0.375        0.030     0.000               0.405                             5.170         2,137.08    Yes           3YP                       22.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210421                    79.81   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         1,745.44    Yes           3YP                       39.56   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210445                    46.21   No MI                 NO MI                 0                                  5.534            0.250        0.030     0.000               0.280                             5.254           763.70    Yes           3YP                       34.91   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210451                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,000.00    Yes           2YP                       42.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210457                   100.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,400.97    No            NO                        48.08   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210458                    66.37   No MI                 NO MI                 0                                  5.909            0.375        0.030     0.000               0.405                             5.504         1,846.56    Yes           3YP                        0.00   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
2503210465                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,909.01    Yes           3YP                       47.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210469                    70.84   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,822.71    Yes           3YP                       39.54   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210487                    95.00   No MI                 NO MI                 0                                  6.495            0.375        0.030     0.000               0.405                             6.090           919.18    Yes           3YP                       43.73   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210493                    84.33   MI                    BPMI                 22                                  5.800            0.375        0.030     0.000               0.405                             5.395         1,467.26    Yes           3YP                       41.36   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210503                    76.23   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           988.96    Yes           3YP                       44.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210505                    75.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,392.19    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210511                    70.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,900.28    Yes           1YP                       43.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210520                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,291.67    No            NO                        41.60   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503210527                    67.97   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         3,807.68    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210533                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,863.33    No            NO                        33.77   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503210540                    95.00   No MI                 NO MI                 0                                  7.330            0.375        0.030     0.000               0.405                             6.925         2,037.05    No            NO                        44.35   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210546                    99.95   No MI                 NO MI                 0                                  7.480            0.375        0.030     0.000               0.405                             7.075           877.65    Yes           3YP                       37.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210555                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,677.00    Yes           3YP                       47.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503210561                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,285.63    Yes           2YP                       44.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210570                    46.67   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710           930.48    Yes           3YP                       44.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210572                    82.67   MI                    LPMI                 22                                  6.600            0.250        0.030     0.390               0.670                             5.930         2,375.81    Yes           3YP                       44.48   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210577                    73.92   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,881.86    No            NO                        34.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210579                    94.80   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         2,227.75    Yes           3YP                       49.48   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210597                    99.99   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,533.94    Yes           3YP                       44.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210609                    30.34   No MI                 NO MI                 0                                  5.125            0.375        0.030     0.000               0.405                             4.720         1,879.17    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210623                    60.03   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         2,494.46    No            NO                        32.20   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210625                    90.00   MI                    LPMI                 25                                  8.900            0.375        0.030     0.670               1.075                             7.825         1,069.36    Yes           2YP                       41.58   2/6 LIBOR                                             LIBOR                         6                6                          20090301                                        24        3.650
2503210637                   100.00   No MI                 NO MI                 0                                  6.734            0.375        0.030     0.000               0.405                             6.329         3,120.09    No            NO                        41.22   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210640                    66.02   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,671.67    No            NO                        34.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210648                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,375.00    Yes           3YP                       48.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210666                    85.00   MI                    LPMI                 22                                  8.410            0.375        0.030     1.000               1.405                             7.005         1,667.98    Yes           3YP                       48.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.000
2503210668                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,771.88    Yes           3YP                       46.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210672                   100.00   No MI                 NO MI                 0                                  6.680            0.375        0.030     0.000               0.405                             6.275         1,586.50    No            NO                        44.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210674                    86.65   No MI                 NO MI                 0                                  6.370            0.375        0.030     0.000               0.405                             5.965         1,572.59    Yes           3YP                       44.96   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210691                    71.19   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,146.25    No            NO                        42.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210693                    81.43   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,536.31    No            NO                        16.63   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210707                    76.36   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,384.51    Yes           3YP                       49.07   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210718                    69.92   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         2,840.44    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210722                    89.27   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,058.77    Yes           1YP                       42.97   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210726                    72.41   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         1,418.08    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503210732                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,393.44    Yes           1YP                       44.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210746                    72.27   No MI                 NO MI                 0                                  6.175            0.375        0.030     0.000               0.405                             5.770         2,591.96    No            NO                        35.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210757                    89.76   MI                    LPMI                 25                                  6.250            0.375        0.030     0.770               1.175                             5.075         1,916.67    Yes           3YP                       38.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.750
2503210765                   100.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         3,426.80    No            NO                        48.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210767                    79.23   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         1,607.08    Yes           2YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503210789                   100.00   No MI                 NO MI                 0                                  7.160            0.250        0.030     0.000               0.280                             6.880         1,298.08    No            NO                        46.99   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210791                    70.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,317.71    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210806                    58.33   No MI                 NO MI                 0                                  5.890            0.250        0.030     0.000               0.280                             5.610         1,173.10    No            NO                        32.83   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210816                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,543.75    No            NO                        50.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210826                    68.03   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,656.25    Yes           3YP                       38.57   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210828                   100.00   No MI                 NO MI                 0                                  8.450            0.375        0.030     0.000               0.405                             8.045         1,824.65    No            NO                        37.35   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210856                    69.44   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,462.87    Yes           1YP                       32.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210859                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,500.00    Yes           2YP                       34.35   2/6 LIBOR IO                                    60    LIBOR                         6                6                          20090301                                        24        3.875
2503210865                    93.88   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         4,218.75    Yes           2YP                       42.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210875                    93.82   MI                    BPMI                 30                                  6.950            0.250        0.030     0.000               0.280                             6.670         1,608.53    Yes           3YP                       48.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210896                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           877.92    No            NO                        37.32   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210912                   100.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375         2,350.40    Yes           3YP                       44.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210937                    80.00   No MI                 NO MI                 0                                  6.820            0.375        0.030     0.000               0.405                             6.415         1,286.71    Yes           3YP                       40.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503210939                   100.00   No MI                 NO MI                 0                                  6.425            0.375        0.030     0.000               0.405                             6.020         1,970.33    Yes           2YP                       44.02   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503210944                    90.00   MI                    LPMI                 25                                  7.990            0.250        0.030     1.140               1.420                             6.570         1,276.40    Yes           3YP                       34.24   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210949                    57.58   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,804.11    Yes           3YP                       39.01   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503210951                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,216.67    Yes           1YP                       30.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503210957                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,778.44    No            NO                        20.29   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503210968                    75.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,227.92    Yes           2YP                       38.57   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503210983                    89.26   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,898.71    Yes           3YP                       41.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211011                   100.00   No MI                 NO MI                 0                                  6.860            0.375        0.030     0.000               0.405                             6.455         1,479.19    Yes           1YP                       35.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211018                    70.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,631.00    Yes           1YP                       50.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211019                   100.00   No MI                 NO MI                 0                                  7.412            0.375        0.030     0.000               0.405                             7.007           955.22    Yes           1YP                       26.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211025                    80.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595         1,293.52    Yes           3YP                       16.62   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211040                    80.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         5,840.31    Yes           3YP                       40.83   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211041                   100.00   No MI                 NO MI                 0                                  6.325            0.375        0.030     0.000               0.405                             5.920         1,205.70    Yes           2YP                       46.05   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503211057                   100.00   No MI                 NO MI                 0                                  7.320            0.375        0.030     0.000               0.405                             6.915         3,156.75    Yes           2YP                       48.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211061                    61.13   No MI                 NO MI                 0                                  5.715            0.375        0.030     0.000               0.405                             5.310         1,033.46    Yes           3YP                       27.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211067                    58.81   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,492.29    No            NO                        37.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211078                    74.42   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         1,854.38    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211085                    74.22   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,226.20    No            NO                        36.14   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211088                    76.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,603.13    No            NO                        19.96   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211096                    74.13   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,870.83    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211119                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,234.31    Yes           3YP                       39.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211121                    90.00   MI                    LPMI                 25                                  9.500            0.375        0.030     0.570               0.975                             8.525           605.63    Yes           3YP                       16.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.625
2503211137                   100.00   No MI                 NO MI                 0                                  6.350            0.375        0.030     0.000               0.405                             5.945           884.77    Yes           3YP                       41.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211140                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,190.00    Yes           3YP                       36.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211158                   100.00   No MI                 NO MI                 0                                  7.750            0.250        0.030     0.000               0.280                             7.470         3,632.81    Yes           1YP                       38.86   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211161                    70.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,612.92    Yes           2YP                       38.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503211166                    64.59   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         1,179.85    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211168                    80.00   No MI                 NO MI                 0                                  6.240            0.375        0.030     0.000               0.405                             5.835         2,787.20    No            NO                        50.52   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211173                    69.94   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         2,991.83    No            NO                        38.96   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503211178                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,274.69    Yes           2YP                       46.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503211184                    95.00   No MI                 NO MI                 0                                  6.200            0.375        0.030     0.000               0.405                             5.795         2,092.50    Yes           2YP                       43.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211195                   100.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         1,216.25    No            NO                        39.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211210                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,101.10    No            NO                        49.35   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503211225                    65.43   No MI                 NO MI                 0                                  6.180            0.375        0.030     0.000               0.405                             5.775         2,729.50    No            NO                        41.07   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211229                    96.30   No MI                 NO MI                 0                                  8.160            0.375        0.030     0.000               0.405                             7.755           928.20    No            NO                        37.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211239                    65.85   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           773.44    Yes           3YP                       35.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211240                    79.02   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,236.98    Yes           1YP                       47.00   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
2503211251                   100.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,267.20    Yes           3YP                       31.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503211285                   100.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,457.57    Yes           3YP                       47.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503211287                    90.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           865.28    No            NO                        30.54   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        4.000
2503211306                    80.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,479.17    Yes           3YP                       39.84   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211336                    89.80   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         2,448.00    No            NO                         3.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211337                    53.83   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,067.29    Yes           3YP                       32.66   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211341                    28.69   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         1,124.67    Yes           1YP                       39.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211358                   100.00   No MI                 NO MI                 0                                  6.399            0.375        0.030     0.000               0.405                             5.994         2,836.89    Yes           3YP                       37.04   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503211369                    45.05   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         1,247.92    Yes           3YP                       47.25   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211371                   100.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         1,220.92    Yes           3YP                       44.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211372                    78.56   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         4,320.11    Yes           3YP                       36.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211411                    90.00   No MI                 NO MI                 0                                  7.600            0.375        0.030     0.000               0.405                             7.195         1,596.00    No            NO                        34.86   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211421                    90.00   MI                    LPMI                 25                                  6.500            0.375        0.030     0.470               0.875                             5.625         1,291.88    Yes           3YP                       29.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.500
2503211423                    95.00   No MI                 NO MI                 0                                  6.663            0.375        0.030     0.000               0.405                             6.258           666.30    Yes           3YP                       39.76   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211424                   100.00   No MI                 NO MI                 0                                  7.810            0.375        0.030     0.000               0.405                             7.405         3,748.80    No            NO                        49.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211434                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,587.50    Yes           2YP                       43.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211439                    95.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         2,816.00    Yes           3YP                       38.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211441                    68.66   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,150.00    Yes           1YP                       48.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211442                    79.43   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,171.88    No            NO                        36.58   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211445                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,933.08    No            NO                        43.36   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503211454                   100.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         1,491.97    Yes           2YP                       44.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211482                    95.00   No MI                 NO MI                 0                                  6.490            0.375        0.030     0.000               0.405                             6.085         1,176.31    Yes           2YP                       44.43   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211484                    92.11   No MI                 NO MI                 0                                  7.380            0.375        0.030     0.000               0.405                             6.975         3,920.63    No            NO                        34.60   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120201                                        59        3.000
2503211486                   100.00   No MI                 NO MI                 0                                  7.760            0.375        0.030     0.000               0.405                             7.355           887.55    Yes           2YP                       37.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211494                    85.90   MI                    LPMI                 25                                  7.700            0.250        0.030     0.840               1.120                             6.580         2,541.70    Yes           3YP                       40.81   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211517                    61.95   No MI                 NO MI                 0                                  7.030            0.375        0.030     0.000               0.405                             6.625         2,569.28    Yes           2YP                       40.46   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503211551                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           974.79    Yes           3YP                       47.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211552                    59.99   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,911.25    Yes           2YP                       36.50   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211555                    92.00   No MI                 NO MI                 0                                  6.740            0.375        0.030     0.000               0.405                             6.335         2,780.25    No            NO                        38.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211560                    74.95   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,010.42    Yes           3YP                       34.91   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211571                    84.59   MI                    LPMI                 12                                  8.750            0.250        0.030     0.740               1.020                             7.730         2,029.69    No            NO                        39.23   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211577                    68.13   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,872.92    Yes           5YP                       35.70   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211587                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,955.00    Yes           2YP                       49.43   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211595                    70.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,507.29    Yes           1YP                        0.00   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
2503211609                    32.30   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           638.91    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211614                    90.00   MI                    LPMI                 25                                  9.163            0.375        0.030     0.970               1.375                             7.788         1,459.93    Yes           1YP                       46.89   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.750
2503211619                    40.43   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         2,918.29    Yes           3YP                       36.12   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211630                    65.75   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,969.47    No            NO                        29.40   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503211632                    54.64   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           992.36    Yes           2YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211640                    80.00   No MI                 NO MI                 0                                  5.927            0.250        0.030     0.000               0.280                             5.647         1,998.75    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211651                    68.10   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,784.27    No            NO                        33.82   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211664                    80.00   No MI                 NO MI                 0                                  7.705            0.375        0.030     0.000               0.405                             7.300         2,825.17    Yes           2YP                       37.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211665                    90.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,218.75    Yes           3YP                       43.06   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211666                    89.73   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         1,567.97    No            NO                        30.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211673                    62.14   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720           980.00    No            NO                        28.07   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211676                    79.50   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710           793.68    Yes           3YP                       26.66   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211685                    95.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           959.93    Yes           3YP                       42.61   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211688                    75.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         2,443.60    No            NO                        35.24   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211714                    80.00   No MI                 NO MI                 0                                  7.400            0.375        0.030     0.000               0.405                             6.995         1,783.57    Yes           2YP                       42.28   2/6 LIBOR                                             LIBOR                         6                6                          20090301                                        24        3.000
2503211736                   100.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,100.00    Yes           3YP                       45.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211750                    80.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,429.17    Yes           2YP                       40.86   3/6 LIBOR                                             LIBOR                         6                6                          20100301                                        36        3.000
2503211764                    80.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,755.83    Yes           3YP                       45.97   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211770                    65.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         2,047.50    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211778                    97.73   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,679.69    No            NO                        36.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211783                   100.00   No MI                 NO MI                 0                                  5.600            0.375        0.030     0.000               0.405                             5.195         4,461.33    Yes           1YP                       38.36   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503211788                   100.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         1,477.67    Yes           2YP                       41.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211791                    55.56   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,604.17    Yes           3YP                       54.61   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211813                    90.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545           875.70    Yes           3YP                       48.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211826                    90.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,578.70    No            NO                        42.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211835                    69.71   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           686.25    Yes           2YP                       50.10   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211849                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,796.00    Yes           1YP                       37.04   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211861                    95.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,812.65    No            NO                        46.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211862                    80.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,310.83    Yes           2YP                        0.00   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.875
2503211876                    90.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970           706.05    No            NO                        44.46   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211884                   100.00   No MI                 NO MI                 0                                  7.510            0.375        0.030     0.000               0.405                             7.105         1,502.00    Yes           3YP                       39.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211890                    55.07   No MI                 NO MI                 0                                  5.625            0.375        0.030     0.000               0.405                             5.220         1,959.38    Yes           1YP                       41.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211897                    80.00   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         2,652.15    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211911                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,380.50    No            NO                        43.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211913                    54.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,269.00    No            NO                        29.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211922                    69.45   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,176.02    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211924                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           586.59    Yes           3YP                       40.23   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211927                    74.87   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           922.82    No            NO                        44.84   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211931                    49.29   No MI                 NO MI                 0                                  5.799            0.250        0.030     0.000               0.280                             5.519         1,512.57    No            NO                        28.69   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211939                    68.97   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,208.33    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211953                    60.37   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,411.46    No            NO                        32.15   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503211957                    70.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,021.98    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211961                    86.69   MI                    BPMI                 25                                  6.500            0.250        0.030     0.000               0.280                             6.220           660.51    Yes           3YP                       49.70   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211965                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         4,453.12    No            NO                        39.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503211975                    66.59   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,526.04    Yes           1YP                       39.96   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503211976                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,108.33    Yes           3YP                       45.12   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503211977                    65.00   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,920.78    Yes           3YP                       42.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503211986                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,564.06    Yes           3YP                       37.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503211987                    48.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585           898.50    Yes           3YP                       46.47   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.250
2503212006                    90.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         2,039.33    Yes           3YP                       33.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212011                    55.78   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,545.45    No            NO                        22.69   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212016                    95.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,236.60    Yes           2YP                       27.83   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212021                   100.00   No MI                 NO MI                 0                                  5.250            0.375        0.030     0.000               0.405                             4.845         1,627.50    No            NO                        43.77   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212024                    95.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,085.00    No            NO                        43.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.625
2503212047                    69.57   No MI                 NO MI                 0                                  6.225            0.375        0.030     0.000               0.405                             5.820         1,696.31    Yes           2YP                       40.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212049                    74.50   No MI                 NO MI                 0                                  5.930            0.375        0.030     0.000               0.405                             5.525         3,147.84    No            NO                        35.13   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212052                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,466.25    Yes           1YP                       33.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212065                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           745.33    Yes           1YP                       40.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212092                    62.50   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,447.92    Yes           1YP                       38.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212098                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595           992.63    Yes           3YP                       49.79   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212114                    95.00   MI                    BPMI                 30                                  8.090            0.250        0.030     0.000               0.280                             7.810         1,230.33    Yes           1YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212117                    49.88   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,456.71    Yes           1YP                       35.02   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212123                   100.00   No MI                 NO MI                 0                                  7.650            0.250        0.030     0.000               0.280                             7.370           683.40    No            NO                        49.06   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212168                    79.98   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,057.39    Yes           3YP                       43.57   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212176                    75.00   No MI                 NO MI                 0                                  8.875            0.375        0.030     0.000               0.405                             8.470         1,142.63    No            NO                        49.57   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.875
2503212179                    68.97   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,336.74    Yes           3YP                       43.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212190                    80.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,661.23    Yes           3YP                       40.76   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212204                    80.00   No MI                 NO MI                 0                                  8.000            0.250        0.030     0.000               0.280                             7.720         1,280.00    Yes           1YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212205                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,430.00    No            NO                        42.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212207                    99.78   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         1,692.03    Yes           3YP                       41.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212211                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495           865.38    No            NO                        47.53   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212213                    40.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           520.84    Yes           3YP                       43.32   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212227                    90.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,176.88    No            NO                        36.66   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212233                   100.00   No MI                 NO MI                 0                                  7.550            0.375        0.030     0.000               0.405                             7.145         1,377.18    No            NO                        39.67   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212242                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,150.83    Yes           1YP                       48.97   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212244                    79.37   No MI                 NO MI                 0                                  7.200            0.250        0.030     0.000               0.280                             6.920         3,000.00    Yes           3YP                       50.32   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212245                    80.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,214.17    Yes           2YP                       36.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212253                    95.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095           629.06    Yes           3YP                       33.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212255                    80.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595           986.09    Yes           3YP                       15.29   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212260                   100.00   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         2,635.33    No            NO                        45.28   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212268                    99.79   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,673.71    Yes           3YP                       38.84   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212274                   100.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         3,567.20    No            NO                        44.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212310                    99.99   No MI                 NO MI                 0                                  6.430            0.375        0.030     0.000               0.405                             6.025         2,614.60    Yes           1YP                       43.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212312                    70.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,183.85    Yes           3YP                       41.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212319                    70.00   No MI                 NO MI                 0                                  5.450            0.375        0.030     0.000               0.405                             5.045         1,526.00    Yes           3YP                       50.93   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212327                    56.25   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695           915.00    Yes           3YP                       27.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212330                   100.00   No MI                 NO MI                 0                                  7.550            0.375        0.030     0.000               0.405                             7.145         1,449.60    Yes           3YP                       45.61   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212333                    95.00   No MI                 NO MI                 0                                  6.775            0.375        0.030     0.000               0.405                             6.370         1,317.01    No            NO                        39.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212334                    94.11   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445         1,819.53    No            NO                        17.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212343                    63.60   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,179.62    No            NO                        39.91   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503212350                    75.00   No MI                 NO MI                 0                                  6.660            0.250        0.030     0.000               0.280                             6.380         1,019.81    Yes           3YP                       34.56   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212351                    80.00   No MI                 NO MI                 0                                  5.500            0.375        0.030     0.000               0.405                             5.095         1,686.67    Yes           2YP                       22.14   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212366                    80.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         2,981.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212375                   100.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         1,620.94    Yes           3YP                       45.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503212387                   100.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645         2,393.53    Yes           3YP                       42.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503212401                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         4,080.00    Yes           3YP                       47.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212425                    56.13   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,739.58    Yes           3YP                       26.36   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212436                    89.71   No MI                 NO MI                 0                                  5.870            0.375        0.030     0.000               0.405                             5.465         2,250.17    No            NO                        37.23   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212439                    68.92   No MI                 NO MI                 0                                  6.490            0.250        0.030     0.000               0.280                             6.210         1,379.13    Yes           3YP                       30.75   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212450                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         1,351.40    Yes           1YP                       36.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212456                    99.98   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,226.56    Yes           3YP                       41.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212457                    75.68   No MI                 NO MI                 0                                  6.956            0.250        0.030     0.000               0.280                             6.676         1,211.75    Yes           3YP                        0.00   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212466                   100.00   No MI                 NO MI                 0                                  6.555            0.375        0.030     0.000               0.405                             6.150         1,758.92    Yes           3YP                       48.35   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212475                    85.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,109.38    Yes           3YP                       45.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212498                   100.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         3,266.66    No            NO                        38.94   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.875
2503212532                    99.98   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545           936.63    Yes           2YP                       34.84   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212542                   100.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         2,527.78    Yes           1YP                       42.24   2/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20090301                                        24        3.000
2503212549                    46.95   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         4,361.82    Yes           3YP                       27.61   20YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212563                   100.00   No MI                 NO MI                 0                                  6.470            0.375        0.030     0.000               0.405                             6.065         2,911.50    Yes           1YP                       37.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212582                    56.35   No MI                 NO MI                 0                                  5.890            0.250        0.030     0.000               0.280                             5.610         2,103.36    Yes           3YP                       41.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212586                    95.00   No MI                 NO MI                 0                                  7.460            0.375        0.030     0.000               0.405                             7.055         1,096.95    No            NO                        45.91   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212587                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         3,989.67    Yes           3YP                       47.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212611                    95.00   No MI                 NO MI                 0                                  6.983            0.375        0.030     0.000               0.405                             6.578         2,444.05    No            NO                        41.15   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212617                    99.99   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945         3,874.78    Yes           3YP                       48.83   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212623                    95.00   No MI                 NO MI                 0                                  5.850            0.375        0.030     0.000               0.405                             5.445         3,034.69    Yes           3YP                       42.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212630                    69.37   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,446.14    Yes           2YP                       41.14   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212638                    95.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,990.63    Yes           1YP                       40.52   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212647                    70.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,997.13    Yes           3YP                       45.99   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503212649                    99.75   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,637.06    No            NO                        25.79   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212651                    94.91   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         1,559.04    Yes           3YP                       39.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212655                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,989.00    Yes           3YP                       45.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212677                   100.00   No MI                 NO MI                 0                                  7.030            0.375        0.030     0.000               0.405                             6.625         1,476.30    Yes           3YP                       47.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212679                    80.00   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         1,201.50    No            NO                        49.31   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503212685                    45.18   No MI                 NO MI                 0                                  5.750            0.250        0.030     0.000               0.280                             5.470         2,188.40    Yes           3YP                       24.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212691                    50.77   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           777.51    Yes           1YP                       33.97   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503212698                    85.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           812.50    Yes           3YP                       37.77   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212699                    91.49   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,013.97    Yes           3YP                       44.14   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503212712                    74.91   No MI                 NO MI                 0                                  5.843            0.250        0.030     0.000               0.280                             5.563         2,357.98    Yes           3YP                       36.26   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212713                    56.82   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         4,296.88    Yes           3YP                       52.31   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212716                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,235.00    No            NO                        38.34   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212723                    80.00   No MI                 NO MI                 0                                  5.529            0.250        0.030     0.000               0.280                             5.249         2,408.80    Yes           3YP                       32.71   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212725                    95.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,515.63    Yes           3YP                       34.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212727                    90.00   MI                    LPMI                 25                                  6.875            0.375        0.030     0.870               1.275                             5.600         2,526.56    Yes           3YP                       33.91   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503212730                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,376.67    Yes           3YP                       41.16   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212744                   100.00   No MI                 NO MI                 0                                  6.740            0.375        0.030     0.000               0.405                             6.335         2,111.87    Yes           1YP                       44.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212750                    69.23   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         4,462.50    Yes           3YP                       42.87   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212767                    69.65   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,138.16    Yes           3YP                       41.41   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.875
2503212783                    90.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         1,466.67    Yes           3YP                       32.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.040
2503212789                    65.38   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         6,445.83    No            NO                        14.56   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503212811                    75.95   No MI                 NO MI                 0                                  7.100            0.250        0.030     0.000               0.280                             6.820         3,772.25    Yes           3YP                       37.34   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212821                    68.89   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,365.94    Yes           3YP                       43.33   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212829                    78.62   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         1,962.33    No            NO                        34.34   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503212852                    75.99   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,885.42    Yes           3YP                       41.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212855                    80.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,103.64    Yes           5YP                       14.24   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503212900                    75.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,234.38    Yes           3YP                       36.69   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503212902                    60.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375           410.19    Yes           2YP                       30.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212911                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           960.63    Yes           3YP                       44.13   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212913                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,118.41    No            NO                        49.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212927                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,275.00    Yes           3YP                       28.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503212935                    80.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670           624.88    No            NO                        40.86   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212940                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         1,340.63    Yes           3YP                       43.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212947                    99.97   No MI                 NO MI                 0                                  6.490            0.375        0.030     0.000               0.405                             6.085           603.84    Yes           3YP                       28.38   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212962                    80.00   No MI                 NO MI                 0                                  7.925            0.375        0.030     0.000               0.405                             7.520         1,981.25    Yes           2YP                       32.68   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503212968                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,380.00    Yes           3YP                       41.26   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212978                   100.00   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         3,076.67    Yes           1YP                       39.48   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503212982                    69.44   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,495.83    No            NO                        39.92   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503212988                   100.00   No MI                 NO MI                 0                                  6.740            0.375        0.030     0.000               0.405                             6.335         1,370.47    Yes           2YP                       44.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213007                    58.82   No MI                 NO MI                 0                                  5.920            0.375        0.030     0.000               0.405                             5.515           986.67    Yes           1YP                       23.08   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503213014                    75.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,218.75    Yes           3YP                       48.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503213015                    80.00   No MI                 NO MI                 0                                  6.570            0.250        0.030     0.000               0.280                             6.290         2,088.31    Yes           1YP                       32.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213029                    53.54   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,885.00    Yes           1YP                       39.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213033                    90.00   No MI                 NO MI                 0                                  7.330            0.375        0.030     0.000               0.405                             6.925         2,061.56    Yes           1YP                       41.94   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213043                    70.00   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         3,893.17    Yes           1YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213056                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,015.00    Yes           2YP                       30.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503213059                    95.84   No MI                 NO MI                 0                                  6.325            0.250        0.030     0.000               0.280                             6.045         2,466.75    Yes           3YP                       46.46   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213070                    72.97   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,587.50    Yes           3YP                       29.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213071                    94.45   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220           938.36    Yes           3YP                       44.94   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213075                   100.00   No MI                 NO MI                 0                                  6.175            0.375        0.030     0.000               0.405                             5.770         1,470.25    Yes           1YP                       35.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213078                    28.17   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710           664.63    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213086                    92.78   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         1,512.00    Yes           3YP                       40.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213090                    80.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         1,357.00    Yes           1YP                       30.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503213100                   100.00   No MI                 NO MI                 0                                  7.050            0.375        0.030     0.000               0.405                             6.645         1,259.60    Yes           2YP                       48.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503213124                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,429.69    No            NO                        45.11   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.500
2503213146                    79.26   No MI                 NO MI                 0                                  6.440            0.375        0.030     0.000               0.405                             6.035         1,446.32    No            NO                        42.87   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213149                   100.00   No MI                 NO MI                 0                                  6.800            0.375        0.030     0.000               0.405                             6.395         3,017.50    Yes           1YP                       49.67   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213150                    45.00   No MI                 NO MI                 0                                  6.545            0.250        0.030     0.000               0.280                             6.265           694.41    Yes           2YP                       32.19   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213153                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,451.95    No            NO                        36.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213160                    58.55   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         2,221.29    No            NO                        43.53   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213167                    95.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,310.12    Yes           3YP                       30.49   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213223                    94.64   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,102.41    No            NO                        37.37   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213229                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,278.85    Yes           2YP                       38.95   2/6 LIBOR                                             LIBOR                         6                6                          20090301                                        24        3.875
2503213239                    29.46   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         4,125.00    Yes           1YP                       39.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213244                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         4,153.33    No            NO                        40.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213257                    79.24   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         2,686.67    No            NO                        38.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503213272                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,057.50    Yes           3YP                       38.30   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213288                    70.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,174.48    Yes           3YP                       41.12   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213317                    69.72   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         1,648.89    Yes           3YP                       27.65   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213322                    69.28   No MI                 NO MI                 0                                  5.525            0.375        0.030     0.000               0.405                             5.120         1,547.00    No            NO                        43.17   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213324                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,597.29    Yes           3YP                       45.45   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213327                    95.00   No MI                 NO MI                 0                                  7.310            0.375        0.030     0.000               0.405                             6.905           470.58    No            NO                        38.29   7/6 LIBOR IO                                   120    LIBOR                         6                6                          20140301                                        84        3.000
2503213342                    65.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,478.75    No            NO                        47.85   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503213351                    80.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,184.17    Yes           3YP                       38.08   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503213359                   100.00   No MI                 NO MI                 0                                  7.075            0.375        0.030     0.000               0.405                             6.670           839.71    Yes           2YP                       37.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213387                    97.73   No MI                 NO MI                 0                                  6.150            0.375        0.030     0.000               0.405                             5.745         1,804.00    Yes           2YP                       42.69   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503213398                    50.99   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         2,370.51    Yes           3YP                       47.13   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213402                   100.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           940.72    Yes           3YP                       41.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213406                    93.12   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         3,736.24    No            NO                         0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503213417                   100.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         2,875.00    Yes           2YP                       46.15   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503213430                   100.00   No MI                 NO MI                 0                                  6.350            0.375        0.030     0.000               0.405                             5.945         2,986.73    Yes           1YP                       44.55   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503213436                    85.00   MI                    LPMI                 12                                  6.890            0.375        0.030     0.640               1.045                             5.845         1,966.81    Yes           3YP                       20.79   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.625
2503213441                   100.00   No MI                 NO MI                 0                                  6.880            0.375        0.030     0.000               0.405                             6.475         2,926.29    Yes           1YP                       41.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213457                    79.04   No MI                 NO MI                 0                                  6.210            0.375        0.030     0.000               0.405                             5.805         2,098.46    Yes           1YP                       38.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213465                    87.50   MI                    LPMI                 25                                  6.325            0.375        0.030     0.870               1.275                             5.050         1,475.83    Yes           3YP                       42.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503213466                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,776.67    No            NO                        43.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503213468                    57.31   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         2,712.20    Yes           3YP                       47.09   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213491                    59.06   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,228.85    Yes           3YP                       30.76   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213497                    81.86   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         3,947.27    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503213506                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,868.67    Yes           2YP                       47.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503213524                    99.99   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,952.50    Yes           1YP                       48.62   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213542                   100.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,441.25    No            NO                        38.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213550                    86.44   No MI                 NO MI                 0                                  5.800            0.250        0.030     0.000               0.280                             5.520         1,912.81    Yes           3YP                       34.35   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213555                    67.65   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920         1,782.50    Yes           3YP                        0.00   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503213567                   100.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145           991.16    Yes           1YP                       42.75   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503213570                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         4,062.50    Yes           3YP                       41.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        4.000
2503213597                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,946.47    Yes           3YP                       38.89   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503213603                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,948.33    No            NO                        38.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503213616                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,563.00    No            NO                        49.84   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213623                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         1,306.67    Yes           3YP                       36.74   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503213626                    40.47   No MI                 NO MI                 0                                  6.670            0.250        0.030     0.000               0.280                             6.390         1,106.46    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213640                    80.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,675.00    No            NO                        42.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213641                    90.00   No MI                 NO MI                 0                                  9.999            0.375        0.030     0.000               0.405                             9.594           845.75    Yes           2YP                       30.63   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503213647                    84.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995           677.33    Yes           2YP                       42.79   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503213659                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         1,999.50    Yes           3YP                       44.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503213669                    95.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,187.50    Yes           3YP                       46.45   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213681                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,825.33    Yes           1YP                       38.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213718                   100.00   No MI                 NO MI                 0                                  6.490            0.375        0.030     0.000               0.405                             6.085         1,143.50    Yes           3YP                       10.18   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503213719                    99.99   No MI                 NO MI                 0                                  7.350            0.375        0.030     0.000               0.405                             6.945         3,205.21    Yes           3YP                       43.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213744                    73.53   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220         1,311.03    Yes           3YP                       33.15   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213751                    36.57   No MI                 NO MI                 0                                  5.875            0.250        0.030     0.000               0.280                             5.595         1,566.67    Yes           3YP                       35.95   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213761                    95.00   No MI                 NO MI                 0                                  7.625            0.375        0.030     0.000               0.405                             7.220         1,976.16    No            NO                        34.86   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503213763                    85.47   MI                    LPMI                 25                                 10.790            0.375        0.030     1.610               2.015                             8.775         4,495.83    Yes           1YP                       42.33   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.375
2503213770                   100.00   No MI                 NO MI                 0                                  7.725            0.375        0.030     0.000               0.405                             7.320         1,570.75    Yes           3YP                       37.34   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213806                    93.94   MI                    LPMI                 22                                  8.125            0.375        0.030     0.790               1.195                             6.930         2,002.81    No            NO                        41.96   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        4.000
2503213807                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585           969.28    Yes           3YP                       42.39   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213813                    40.79   No MI                 NO MI                 0                                  5.500            0.250        0.030     0.000               0.280                             5.220         1,266.48    Yes           3YP                       36.29   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213814                    90.00   MI                    LPMI                 25                                  7.000            0.375        0.030     0.590               0.995                             6.005           862.23    Yes           1YP                       40.56   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503213822                    44.76   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,516.58    No            NO                        15.88   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213832                    94.36   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         4,343.75    No            NO                        40.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213835                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,916.67    No            NO                        39.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213840                    66.97   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         1,444.90    No            NO                        42.76   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213868                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         3,546.67    Yes           3YP                       39.37   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213869                    90.00   MI                    LPMI                 25                                  7.550            0.375        0.030     0.920               1.325                             6.225         1,868.63    Yes           3YP                       39.25   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.750
2503213892                    99.94   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         1,220.48    Yes           3YP                       38.76   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503213893                   100.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,344.00    No            NO                        42.89   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213914                   100.00   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         1,304.46    Yes           3YP                       49.31   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213919                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,565.33    Yes           3YP                       43.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503213930                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,379.69    Yes           1YP                       44.70   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213940                    69.08   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,953.13    Yes           1YP                       46.52   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503213951                    53.07   No MI                 NO MI                 0                                  5.950            0.250        0.030     0.000               0.280                             5.670         3,684.04    No            NO                        34.75   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503213965                   100.00   No MI                 NO MI                 0                                  7.070            0.375        0.030     0.000               0.405                             6.665         1,966.34    No            NO                        46.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213985                    90.00   MI                    LPMI                 25                                  5.875            0.250        0.030     0.460               0.740                             5.135         1,772.84    Yes           3YP                       45.91   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213986                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,479.73    Yes           3YP                       42.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503213999                    93.66   MI                    LPMI                 30                                  6.990            0.375        0.030     1.200               1.605                             5.385         1,118.40    Yes           3YP                       37.64   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        4.125
2503214016                    95.00   MI                    LPMI                 30                                  8.500            0.375        0.030     1.180               1.585                             6.915         1,547.04    Yes           3YP                       40.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.750
2503214017                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845           625.00    Yes           3YP                       31.59   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214018                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           875.61    No            NO                        38.49   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214031                    95.00   No MI                 NO MI                 0                                  7.615            0.375        0.030     0.000               0.405                             7.210         1,070.86    Yes           3YP                       30.87   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        2.750
2503214046                    60.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595           975.00    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214051                    95.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875         3,361.19    No            NO                        39.01   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214059                    99.98   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,779.88    Yes           1YP                       48.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214072                    94.50   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,335.94    Yes           3YP                       44.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214074                   100.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645           699.21    Yes           3YP                       26.24   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214082                   100.00   No MI                 NO MI                 0                                  8.040            0.375        0.030     0.000               0.405                             7.635         2,713.50    Yes           1YP                       46.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214091                    79.00   No MI                 NO MI                 0                                  7.140            0.375        0.030     0.000               0.405                             6.735         4,465.48    Yes           3YP                       38.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503214103                    89.99   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345           561.31    No            NO                        42.73   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214115                    77.42   No MI                 NO MI                 0                                  7.990            0.250        0.030     0.000               0.280                             7.710         1,666.95    Yes           2YP                       39.74   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214127                    85.00   MI                    LPMI                 22                                  6.990            0.250        0.030     0.740               1.020                             5.970         1,096.70    Yes           3YP                       15.12   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503214134                    77.99   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720           873.84    Yes           3YP                       43.94   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        3.000
2503214135                   100.00   No MI                 NO MI                 0                                  7.625            0.250        0.030     0.000               0.280                             7.345         1,628.28    Yes           3YP                       48.39   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214136                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,078.33    Yes           1YP                       42.16   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214138                    80.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         1,112.00    Yes           3YP                       38.44   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214140                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         3,148.44    Yes           1YP                       49.02   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214145                    59.20   No MI                 NO MI                 0                                  6.692            0.375        0.030     0.000               0.405                             6.287         1,330.20    Yes           3YP                       34.78   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503214147                    80.00   No MI                 NO MI                 0                                  7.317            0.375        0.030     0.000               0.405                             6.912         1,779.06    Yes           2YP                       17.55   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120301                                        60        3.000
2503214164                    92.78   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         1,797.00    Yes           3YP                       32.09   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503214171                    80.00   No MI                 NO MI                 0                                  7.990            0.250        0.030     0.000               0.280                             7.710         1,639.16    Yes           2YP                       43.66   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214178                    95.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845           990.83    No            NO                        33.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214179                    77.68   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,129.69    Yes           3YP                       37.30   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140301                                        84        3.000
2503214184                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,407.50    Yes           2YP                       49.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503214197                   100.00   No MI                 NO MI                 0                                  7.790            0.375        0.030     0.000               0.405                             7.385         1,956.17    Yes           1YP                       49.89   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214202                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           622.27    No            NO                        48.46   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214226                   100.00   No MI                 NO MI                 0                                  7.480            0.375        0.030     0.000               0.405                             7.075         2,758.25    Yes           1YP                       46.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214230                    95.00   No MI                 NO MI                 0                                  7.280            0.375        0.030     0.000               0.405                             6.875           426.18    No            NO                        48.58   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214237                    95.00   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495           970.31    No            NO                        44.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214248                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,188.29    No            NO                        38.89   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214258                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095           747.50    Yes           2YP                       49.14   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503214262                    80.00   No MI                 NO MI                 0                                  7.580            0.375        0.030     0.000               0.405                             7.175         3,585.55    Yes           3YP                       42.19   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        4.000
2503214284                    85.00   MI                    LPMI                 12                                  7.118            0.250        0.030     0.580               0.860                             6.258         1,134.43    Yes           3YP                       40.56   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503214298                   100.00   No MI                 NO MI                 0                                  8.299            0.375        0.030     0.000               0.405                             7.894         3,760.48    No            NO                        43.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214303                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,117.19    Yes           3YP                       36.62   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214310                   100.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,680.00    Yes           3YP                       35.21   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214315                    90.00   MI                    LPMI                 25                                  9.920            0.375        0.030     1.340               1.745                             8.175         1,569.00    Yes           1YP                       49.12   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503214330                   100.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         1,552.50    No            NO                        46.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214346                    71.74   No MI                 NO MI                 0                                  5.590            0.250        0.030     0.000               0.280                             5.310         1,537.25    Yes           3YP                       38.17   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503214361                   100.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         3,536.00    No            NO                        38.83   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214366                   100.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         1,832.81    Yes           3YP                       41.70   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214393                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         2,561.67    No            NO                        41.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214394                    28.91   No MI                 NO MI                 0                                  5.880            0.250        0.030     0.000               0.280                             5.600         1,882.11    Yes           3YP                        0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214411                   100.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,691.41    Yes           2YP                       41.70   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214421                    95.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           601.29    Yes           1YP                       34.99   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.875
2503214425                   100.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595         3,600.00    Yes           1YP                       46.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214429                    75.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,118.83    Yes           3YP                       33.55   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214433                    67.95   No MI                 NO MI                 0                                  6.450            0.250        0.030     0.000               0.280                             6.170         1,880.06    No            NO                        41.10   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214435                   100.00   No MI                 NO MI                 0                                  7.380            0.375        0.030     0.000               0.405                             6.975           638.83    No            NO                        38.54   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214437                    71.32   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920           976.50    Yes           1YP                       41.39   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503214438                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,301.88    Yes           3YP                       29.53   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503214462                    68.32   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         3,839.92    No            NO                         0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214465                    73.54   No MI                 NO MI                 0                                  6.990            0.250        0.030     0.000               0.280                             6.710         7,927.23    Yes           1YP                       50.00   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214475                    54.55   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,032.50    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214491                    42.50   No MI                 NO MI                 0                                  6.590            0.250        0.030     0.000               0.280                             6.310           542.30    Yes           2YP                       40.36   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214494                    80.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745           915.20    Yes           2YP                       16.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214501                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,643.33    No            NO                        46.31   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214504                    87.38   MI                    LPMI                 25                                  5.650            0.375        0.030     0.760               1.165                             4.485         2,367.07    Yes           3YP                       45.70   3/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20100301                                        36        3.500
2503214507                    48.75   No MI                 NO MI                 0                                  5.975            0.250        0.030     0.000               0.280                             5.695         1,941.88    Yes           3YP                       39.73   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503214527                    22.35   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         1,338.75    Yes           3YP                       46.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214539                    78.13   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,339.51    Yes           2YP                       34.82   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214559                    62.50   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845        10,416.67    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.000
2503214564                   100.00   No MI                 NO MI                 0                                  7.510            0.375        0.030     0.000               0.405                             7.105           703.44    No            NO                        37.91   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214569                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,470.05    Yes           1YP                       49.05   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503214575                    78.82   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,535.42    Yes           1YP                       32.17   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214582                    85.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         1,806.00    Yes           1YP                       42.08   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503214599                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,019.53    Yes           3YP                       43.47   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503214631                   100.00   No MI                 NO MI                 0                                  7.600            0.375        0.030     0.000               0.405                             7.195         3,054.48    No            NO                        45.86   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214652                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,783.44    Yes           3YP                       43.33   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503214658                   100.00   No MI                 NO MI                 0                                  7.800            0.375        0.030     0.000               0.405                             7.395         3,250.00    Yes           2YP                       46.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214663                    88.42   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         2,318.75    Yes           2YP                       53.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214678                    51.90   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,727.74    No            NO                        32.01   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.875
2503214686                   100.00   No MI                 NO MI                 0                                  6.620            0.375        0.030     0.000               0.405                             6.215         2,339.07    No            NO                        40.73   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214690                   100.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,796.00    Yes           3YP                       43.37   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214698                    94.99   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         3,525.24    Yes           1YP                       42.83   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214736                    51.18   No MI                 NO MI                 0                                  5.800            0.375        0.030     0.000               0.405                             5.395         1,051.25    No            NO                        22.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214765                    90.00   No MI                 NO MI                 0                                  6.930            0.250        0.030     0.000               0.280                             6.650           668.87    Yes           2YP                       33.29   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214767                    80.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,500.65    No            NO                        32.60   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503214781                   100.00   No MI                 NO MI                 0                                  8.250            0.375        0.030     0.000               0.405                             7.845         5,048.51    Yes           3YP                       44.26   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503214801                    90.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         2,791.76    Yes           3YP                       39.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214804                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,314.70    Yes           3YP                       44.79   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.875
2503214807                   100.00   No MI                 NO MI                 0                                  8.850            0.375        0.030     0.000               0.405                             8.445         4,130.00    Yes           3YP                       47.53   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214820                    78.98   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         2,259.37    Yes           1YP                       39.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503214828                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,650.00    Yes           3YP                       25.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214835                    95.00   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720         2,545.83    No            NO                        41.56   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214837                    75.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         4,219.72    Yes           2YP                       38.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214849                    74.79   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         2,962.96    Yes           2YP                       38.47   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503214859                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         3,016.25    No            NO                        36.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503214863                   100.00   No MI                 NO MI                 0                                  5.863            0.375        0.030     0.000               0.405                             5.458         1,231.23    Yes           3YP                       35.89   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503214916                    76.52   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,196.33    Yes           3YP                       41.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503214920                    45.32   No MI                 NO MI                 0                                  6.745            0.250        0.030     0.000               0.280                             6.465           871.23    No            NO                        48.27   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503214946                   100.00   No MI                 NO MI                 0                                  8.300            0.375        0.030     0.000               0.405                             7.895         3,563.12    No            NO                        48.41   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503214948                    95.00   No MI                 NO MI                 0                                  6.780            0.375        0.030     0.000               0.405                             6.375           492.82    Yes           2YP                       39.29   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503215015                    80.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970         2,592.50    Yes           3YP                       26.12   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215016                    95.00   No MI                 NO MI                 0                                  6.015            0.375        0.030     0.000               0.405                             5.610           789.47    Yes           3YP                       43.41   6M LIBOR IO                                     60    LIBOR                         6                6                          20071001                                         7        3.000
2503215020                   100.00   No MI                 NO MI                 0                                  7.370            0.250        0.030     0.000               0.280                             7.090         1,226.55    Yes           1YP                       46.09   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215036                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,208.33    Yes           1YP                       49.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215040                    85.00   MI                    BPMI                 22                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,459.52    Yes           3YP                       41.76   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503215054                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         3,359.38    Yes           1YP                       47.81   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.875
2503215072                    78.91   No MI                 NO MI                 0                                  8.125            0.375        0.030     0.000               0.405                             7.720           817.46    Yes           3YP                       43.94   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        3.000
2503215097                    95.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645           758.77    Yes           3YP                       25.06   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215118                   100.00   No MI                 NO MI                 0                                  8.420            0.375        0.030     0.000               0.405                             8.015         4,473.13    Yes           1YP                       48.23   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215120                    91.28   No MI                 NO MI                 0                                  7.110            0.375        0.030     0.000               0.405                             6.705         1,910.81    No            NO                        30.87   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215125                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,132.00    Yes           3YP                       42.29   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215126                    79.94   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           709.22    Yes           3YP                       39.82   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        4.000
2503215127                    95.00   No MI                 NO MI                 0                                  9.990            0.375        0.030     0.000               0.405                             9.585         1,972.87    No            NO                        47.10   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503215150                    89.62   MI                    LPMI                 25                                  8.500            0.375        0.030     1.390               1.795                             6.705         2,018.75    Yes           3YP                       39.77   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        4.125
2503215168                   100.00   No MI                 NO MI                 0                                  6.692            0.375        0.030     0.000               0.405                             6.287         3,366.91    No            NO                        44.62   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215176                    90.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,135.55    No            NO                        12.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215179                    25.38   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220           442.45    Yes           3YP                       25.98   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215183                    88.41   MI                    LPMI                 25                                  6.250            0.375        0.030     0.570               0.975                             5.275         1,588.54    No            NO                        35.69   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.625
2503215190                    95.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595           447.06    Yes           3YP                       41.09   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503215191                    95.00   No MI                 NO MI                 0                                  7.475            0.375        0.030     0.000               0.405                             7.070         1,071.42    Yes           3YP                       37.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215197                    80.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,108.42    Yes           3YP                       42.67   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215198                    83.56   MI                    LPMI                 22                                  7.250            0.375        0.030     1.170               1.575                             5.675         2,978.54    No            NO                        47.29   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100401                                        37        4.000
2503215201                   100.00   No MI                 NO MI                 0                                  6.655            0.375        0.030     0.000               0.405                             6.250         1,641.57    No            NO                        41.63   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.000
2503215209                    90.00   No MI                 NO MI                 0                                  6.940            0.375        0.030     0.000               0.405                             6.535         3,400.60    No            NO                        44.71   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215216                   100.00   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         2,008.67    Yes           1YP                       47.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215232                    68.33   No MI                 NO MI                 0                                  5.950            0.375        0.030     0.000               0.405                             5.545         3,049.38    Yes           3YP                       44.30   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215242                    79.34   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         1,509.77    Yes           3YP                       31.36   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215269                    90.00   MI                    BPMI                 30                                  8.950            0.375        0.030     0.000               0.405                             8.545         1,577.44    Yes           1YP                       44.99   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503215291                   100.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,730.50    Yes           3YP                       39.96   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503215293                    50.00   No MI                 NO MI                 0                                  7.500            0.250        0.030     0.000               0.280                             7.220           524.41    No            NO                         0.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215330                   100.00   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         2,116.47    Yes           3YP                       44.78   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.000
2503215349                    80.00   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445         3,653.33    No            NO                        43.16   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215368                    95.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,212.89    Yes           3YP                       46.19   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503215370                   100.00   No MI                 NO MI                 0                                  7.360            0.375        0.030     0.000               0.405                             6.955         1,614.29    Yes           2YP                       39.21   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503215376                    62.22   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695         2,135.00    Yes           1YP                       42.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215386                    64.91   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,156.25    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215391                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,208.10    Yes           3YP                       49.60   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215398                    90.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345           599.48    Yes           3YP                       44.75   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215412                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,300.50    Yes           2YP                       42.36   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215430                   100.00   No MI                 NO MI                 0                                  5.745            0.375        0.030     0.000               0.405                             5.340         3,412.04    No            NO                        43.95   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215431                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         2,759.10    No            NO                        39.90   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503215436                    95.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,862.50    No            NO                        44.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215437                    54.44   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,252.08    Yes           3YP                       19.45   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215443                    95.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895           590.63    Yes           3YP                       44.74   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215444                    80.00   No MI                 NO MI                 0                                  7.798            0.375        0.030     0.000               0.405                             7.393         1,117.71    Yes           1YP                       49.93   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215461                    90.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245           886.67    Yes           1YP                       38.58   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215476                   100.00   No MI                 NO MI                 0                                  6.180            0.375        0.030     0.000               0.405                             5.775         2,513.20    Yes           3YP                       41.56   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503215479                    90.00   No MI                 NO MI                 0                                  6.850            0.375        0.030     0.000               0.405                             6.445           559.42    No            NO                        33.93   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503215496                    80.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         3,383.59    Yes           3YP                       38.96   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215503                    99.99   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,759.50    Yes           1YP                       49.37   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215504                   100.00   No MI                 NO MI                 0                                  7.095            0.375        0.030     0.000               0.405                             6.690         2,122.56    Yes           3YP                       44.90   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215509                    73.47   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         2,159.15    Yes           1YP                       42.72   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215532                    49.90   No MI                 NO MI                 0                                  6.060            0.250        0.030     0.000               0.280                             5.780         1,508.53    Yes           3YP                       39.70   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215536                    95.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595           912.60    No            NO                        37.91   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        4.000
2503215541                   100.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,070.00    Yes           3YP                       37.36   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100301                                        36        3.000
2503215545                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,485.00    Yes           2YP                       42.80   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.875
2503215551                    64.10   No MI                 NO MI                 0                                  5.900            0.250        0.030     0.000               0.280                             5.620           614.58    Yes           3YP                       31.66   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503215561                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,182.47    No            NO                        40.23   3/6 LIBOR                                             LIBOR                         6                6                          20100401                                        37        3.000
2503215574                    70.00   No MI                 NO MI                 0                                  6.585            0.375        0.030     0.000               0.405                             6.180         2,745.16    Yes           3YP                       24.56   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215579                    95.00   MI                    BPMI                 30                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,214.17    No            NO                        40.40   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.625
2503215592                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         1,979.17    Yes           1YP                       48.72   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215593                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,281.25    Yes           3YP                       47.03   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215604                    67.23   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270         1,016.58    No            NO                        36.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215625                    90.00   No MI                 NO MI                 0                                  6.990            0.375        0.030     0.000               0.405                             6.585         2,339.50    Yes           1YP                       36.54   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215642                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,156.25    No            NO                        43.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215650                    90.00   MI                    BPMI                 25                                 10.990            0.375        0.030     0.000               0.405                            10.585         1,909.80    No            NO                        34.95   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        5.550
2503215656                    30.77   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,297.20    Yes           3YP                       30.13   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215663                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,632.50    Yes           1YP                       46.83   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215683                    70.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545           790.56    Yes           3YP                        0.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215699                    95.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,997.50    No            NO                        31.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215716                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,497.50    Yes           3YP                       45.00   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.500
2503215718                    75.00   No MI                 NO MI                 0                                  7.250            0.250        0.030     0.000               0.280                             6.970         1,223.44    Yes           3YP                        0.00   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503215723                    84.93   MI                    LPMI                 22                                  5.950            0.375        0.030     0.560               0.965                             4.985         2,893.19    No            NO                        44.52   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100301                                        36        3.000
2503215725                   100.00   No MI                 NO MI                 0                                  7.160            0.375        0.030     0.000               0.405                             6.755         4,475.00    No            NO                        38.15   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215726                   100.00   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         1,850.71    No            NO                        44.44   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215728                    84.57   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995           682.67    Yes           2YP                       42.78   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215731                   100.00   No MI                 NO MI                 0                                  6.690            0.375        0.030     0.000               0.405                             6.285         2,291.32    Yes           3YP                       43.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.875
2503215734                    80.00   No MI                 NO MI                 0                                  6.450            0.375        0.030     0.000               0.405                             6.045         2,085.50    Yes           3YP                       35.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215744                    41.11   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920           955.83    No            NO                        43.53   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503215750                   100.00   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,065.50    Yes           1YP                       45.23   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503215752                    80.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         3,271.67    Yes           1YP                       40.50   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.875
2503215760                   100.00   No MI                 NO MI                 0                                  7.390            0.375        0.030     0.000               0.405                             6.985         2,783.57    Yes           3YP                       48.98   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.875
2503215790                    90.00   MI                    LPMI                 25                                  7.350            0.375        0.030     1.020               1.425                             5.925         1,212.75    Yes           3YP                       38.13   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.500
2503215803                   100.00   No MI                 NO MI                 0                                  9.050            0.375        0.030     0.000               0.405                             8.645         4,464.67    No            NO                        44.52   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215808                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         3,286.67    No            NO                        44.42   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215820                    99.66   No MI                 NO MI                 0                                  6.430            0.375        0.030     0.000               0.405                             6.025           953.78    Yes           3YP                       30.79   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.750
2503215831                    89.93   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         5,750.00    Yes           3YP                       43.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503215856                    48.91   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,418.70    No            NO                        41.71   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        3.000
2503215862                   100.00   No MI                 NO MI                 0                                  6.350            0.375        0.030     0.000               0.405                             5.945         1,080.63    Yes           3YP                       44.45   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        3.000
2503215889                    95.00   No MI                 NO MI                 0                                  7.200            0.375        0.030     0.000               0.405                             6.795         1,086.06    No            NO                        34.75   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503215891                   100.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         1,476.32    No            NO                        47.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215928                    94.94   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         1,912.50    Yes           3YP                       41.65   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503215945                   100.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970         1,451.95    No            NO                        39.10   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503215957                    94.76   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,759.77    No            NO                        41.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215971                    95.00   No MI                 NO MI                 0                                  7.150            0.375        0.030     0.000               0.405                             6.745         1,108.25    Yes           3YP                       37.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503215993                    94.99   No MI                 NO MI                 0                                  6.750            0.375        0.030     0.000               0.405                             6.345         2,425.78    Yes           1YP                       48.67   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216002                    80.00   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         1,531.31    Yes           3YP                       38.35   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216015                    78.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         2,165.45    Yes           3YP                       37.51   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216019                    95.00   No MI                 NO MI                 0                                  6.375            0.375        0.030     0.000               0.405                             5.970           902.46    No            NO                        35.18   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216028                    99.16   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,054.00    Yes           3YP                       38.39   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216057                    99.99   No MI                 NO MI                 0                                  6.519            0.375        0.030     0.000               0.405                             6.114         1,425.49    Yes           2YP                       37.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216061                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         3,726.56    Yes           2YP                       41.49   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216062                   100.00   No MI                 NO MI                 0                                  7.470            0.250        0.030     0.000               0.280                             7.190         1,587.38    No            NO                        38.44   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503216079                    94.99   No MI                 NO MI                 0                                  7.920            0.375        0.030     0.000               0.405                             7.515         1,167.21    Yes           3YP                       40.64   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216083                   100.00   No MI                 NO MI                 0                                  6.940            0.375        0.030     0.000               0.405                             6.535         1,973.56    Yes           1YP                       43.24   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216088                    45.38   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         1,792.45    Yes           3YP                       47.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216103                    43.55   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720           809.39    Yes           3YP                       37.18   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216125                   100.00   No MI                 NO MI                 0                                  6.250            0.375        0.030     0.000               0.405                             5.845         2,043.86    No            NO                        45.92   5/6 LIBOR 40/30 BAL                                   LIBOR                         6                6                          20120401                                        61        4.000
2503216144                    69.46   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,392.08    Yes           3YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216147                    94.16   No MI                 NO MI                 0                                  6.280            0.375        0.030     0.000               0.405                             5.875         2,983.00    Yes           1YP                       29.97   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.000
2503216150                    94.99   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,214.69    No            NO                        35.43   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503216153                    49.15   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470           709.90    No            NO                        36.28   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216154                    95.00   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         1,020.00    Yes           1YP                       40.01   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.875
2503216167                    55.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         1,082.81    Yes           3YP                       24.30   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503216169                    75.00   No MI                 NO MI                 0                                  6.125            0.375        0.030     0.000               0.405                             5.720         1,225.00    Yes           1YP                       33.59   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503216188                    95.00   No MI                 NO MI                 0                                  6.890            0.375        0.030     0.000               0.405                             6.485         1,024.89    Yes           1YP                       34.46   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216189                    35.43   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         1,630.31    Yes           2YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503216199                   100.00   No MI                 NO MI                 0                                  7.620            0.375        0.030     0.000               0.405                             7.215         1,047.03    No            NO                        40.71   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216251                    90.00   No MI                 NO MI                 0                                  5.900            0.375        0.030     0.000               0.405                             5.495         1,198.44    Yes           2YP                       36.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216252                    70.00   No MI                 NO MI                 0                                  5.990            0.250        0.030     0.000               0.280                             5.710         1,770.96    Yes           3YP                       28.28   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216259                    99.98   No MI                 NO MI                 0                                  7.100            0.375        0.030     0.000               0.405                             6.695         1,424.04    No            NO                        49.69   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216266                    99.99   No MI                 NO MI                 0                                  8.100            0.250        0.030     0.000               0.280                             7.820         2,245.21    No            NO                        38.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216269                    94.99   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         1,556.88    No            NO                        47.78   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
2503216282                    77.58   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,386.67    Yes           3YP                       29.05   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.875
2503216295                   100.00   No MI                 NO MI                 0                                  7.360            0.375        0.030     0.000               0.405                             6.955         2,714.00    Yes           1YP                       47.85   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216296                   100.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         3,678.80    Yes           1YP                       43.67   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216308                    54.95   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970           923.58    Yes           3YP                       30.00   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216315                    93.40   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         1,538.33    Yes           3YP                       41.10   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216337                    90.00   MI                    LPMI                 25                                  7.500            0.250        0.030     1.340               1.620                             5.880         1,265.63    Yes           3YP                       22.92   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503216340                    95.00   No MI                 NO MI                 0                                  7.155            0.375        0.030     0.000               0.405                             6.750         2,184.66    No            NO                        21.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216348                    50.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470           875.61    Yes           2YP                       31.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216391                   100.00   No MI                 NO MI                 0                                  8.750            0.375        0.030     0.000               0.405                             8.345         2,076.89    No            NO                        38.29   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216397                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,990.00    Yes           3YP                       43.41   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.000
2503216406                   100.00   No MI                 NO MI                 0                                  6.100            0.375        0.030     0.000               0.405                             5.695         1,809.67    Yes           3YP                       44.40   3/6 LIBOR IO                                   120    LIBOR                         6                6                          20100401                                        37        3.875
2503216412                    80.00   No MI                 NO MI                 0                                  6.050            0.375        0.030     0.000               0.405                             5.645         1,310.83    No            NO                        42.68   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216413                    95.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         2,420.00    Yes           3YP                       43.41   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216438                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         4,062.50    No            NO                        38.54   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216457                    80.00   No MI                 NO MI                 0                                  7.375            0.250        0.030     0.000               0.280                             7.095         2,486.43    No            NO                        49.75   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216465                    69.59   No MI                 NO MI                 0                                  5.990            0.375        0.030     0.000               0.405                             5.585         3,014.97    Yes           3YP                       43.05   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120301                                        60        3.000
2503216474                    75.00   No MI                 NO MI                 0                                  5.875            0.375        0.030     0.000               0.405                             5.470         2,827.34    Yes           3YP                       42.49   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216504                   100.00   No MI                 NO MI                 0                                  7.250            0.375        0.030     0.000               0.405                             6.845         1,653.91    No            NO                        44.22   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216506                    64.05   No MI                 NO MI                 0                                  5.815            0.375        0.030     0.000               0.405                             5.410         1,226.00    No            NO                        35.07   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503216509                    80.00   No MI                 NO MI                 0                                  5.750            0.375        0.030     0.000               0.405                             5.345         2,865.42    No            NO                        47.95   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216524                    95.00   No MI                 NO MI                 0                                  8.000            0.375        0.030     0.000               0.405                             7.595           773.33    Yes           1YP                       33.11   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216536                    91.84   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         4,483.54    No            NO                        38.88   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216541                   100.00   No MI                 NO MI                 0                                  6.780            0.250        0.030     0.000               0.280                             6.500         1,649.80    Yes           3YP                       36.85   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
2503216552                    99.99   No MI                 NO MI                 0                                  6.550            0.375        0.030     0.000               0.405                             6.145         1,003.79    Yes           3YP                       37.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216573                    95.00   No MI                 NO MI                 0                                  7.375            0.375        0.030     0.000               0.405                             6.970           569.81    Yes           1YP                       20.41   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        3.000
2503216578                    50.30   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         1,042.91    No            NO                        15.65   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216643                    90.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,721.88    Yes           3YP                       32.81   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216644                    52.05   No MI                 NO MI                 0                                  6.400            0.375        0.030     0.000               0.405                             5.995         2,432.00    Yes           1YP                       41.81   7/6 LIBOR IO                                    60    LIBOR                         6                6                          20140401                                        85        3.000
2503216655                    73.16   No MI                 NO MI                 0                                  6.000            0.375        0.030     0.000               0.405                             5.595         3,475.00    Yes           1YP                       45.55   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503216657                    85.00   No MI                 NO MI                 0                                  8.190            0.375        0.030     0.000               0.405                             7.785         7,644.00    No            NO                        20.05   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216658                    75.00   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720         2,001.40    Yes           2YP                       35.92   40/30 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216661                    99.99   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,156.25    No            NO                         0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216671                    85.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         3,071.25    Yes           3YP                       38.22   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216711                   100.00   No MI                 NO MI                 0                                  7.000            0.375        0.030     0.000               0.405                             6.595         2,730.00    Yes           3YP                       43.28   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216725                    64.04   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470         1,632.81    Yes           2YP                       34.19   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503216767                   100.00   No MI                 NO MI                 0                                  7.450            0.375        0.030     0.000               0.405                             7.045         1,748.27    Yes           2YP                       47.26   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503216815                    95.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,522.00    Yes           3YP                       44.04   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216830                    95.00   No MI                 NO MI                 0                                  6.300            0.375        0.030     0.000               0.405                             5.895         2,625.00    Yes           3YP                       46.60   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503216846                   100.00   No MI                 NO MI                 0                                  6.055            0.375        0.030     0.000               0.405                             5.650         1,089.90    Yes           3YP                       42.66   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.875
2503216860                   100.00   No MI                 NO MI                 0                                  7.950            0.375        0.030     0.000               0.405                             7.545         3,061.71    No            NO                        45.26   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216863                    90.00   No MI                 NO MI                 0                                  6.692            0.375        0.030     0.000               0.405                             6.287         2,087.90    No            NO                        30.06   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216894                   100.00   No MI                 NO MI                 0                                  6.500            0.375        0.030     0.000               0.405                             6.095         2,426.67    Yes           2YP                       44.11   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503216911                   100.00   No MI                 NO MI                 0                                  7.380            0.375        0.030     0.000               0.405                             6.975         1,245.38    No            NO                        43.94   3/6 LIBOR IO                                    60    LIBOR                         6                6                          20100401                                        37        3.000
2503216943                   100.00   No MI                 NO MI                 0                                  7.990            0.375        0.030     0.000               0.405                             7.585         1,759.36    No            NO                        48.77   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503216948                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720           759.52    No            NO                        34.09   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503216982                    99.80   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,528.27    Yes           3YP                       43.58   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503216991                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095           960.94    Yes           1YP                       40.20   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503216992                   100.00   No MI                 NO MI                 0                                  7.125            0.375        0.030     0.000               0.405                             6.720         1,021.25    Yes           3YP                       29.50   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503217017                   100.00   No MI                 NO MI                 0                                  7.750            0.375        0.030     0.000               0.405                             7.345         1,719.53    Yes           2YP                       39.32   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503217028                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         1,546.88    No            NO                        39.99   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503217040                    90.00   No MI                 NO MI                 0                                  6.625            0.375        0.030     0.000               0.405                             6.220         1,766.67    No            NO                        38.27   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
2503217051                   100.00   No MI                 NO MI                 0                                  6.600            0.375        0.030     0.000               0.405                             6.195         1,871.10    Yes           1YP                       47.40   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503217061                   100.00   No MI                 NO MI                 0                                  8.162            0.375        0.030     0.000               0.405                             7.757         1,583.43    No            NO                        49.85   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        3.000
2503217082                    76.53   No MI                 NO MI                 0                                  6.900            0.375        0.030     0.000               0.405                             6.495         4,312.50    Yes           3YP                       38.60   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503217190                   100.00   No MI                 NO MI                 0                                  7.500            0.375        0.030     0.000               0.405                             7.095         2,880.76    Yes           1YP                       48.56   5/6 LIBOR                                             LIBOR                         6                6                          20120401                                        61        3.000
2503217240                   100.00   No MI                 NO MI                 0                                  6.650            0.375        0.030     0.000               0.405                             6.245         3,502.33    Yes           3YP                       47.86   5/6 LIBOR IO                                   120    LIBOR                         6                6                          20120401                                        61        3.000
2503217248                   100.00   No MI                 NO MI                 0                                  6.950            0.375        0.030     0.000               0.405                             6.545         2,617.83    No            NO                        42.38   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120401                                        61        3.000
3903000017                    58.00   No MI                 NO MI                 0                                  6.875            0.375        0.030     0.000               0.405                             6.470           762.04    No            NO                        13.00   3/1 LIBOR                                             LIBOR                        12               12                          20091101                                        32        2.500
3903000027                    19.99   No MI                 NO MI                 0                                 12.125            0.250        0.030     0.000               0.280                            11.845         1,007.77    Yes           2YP                       36.41   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103607155                    94.15   No MI                 NO MI                 0                                 11.550            0.500        0.030     0.000               0.530                            11.020           820.84    No            NO                        44.41   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103611265                    90.00   No MI                 NO MI                 0                                 11.150            0.500        0.030     0.000               0.530                            10.620           359.64    No            NO                        48.99   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103615855                    95.00   No MI                 NO MI                 0                                 12.000            0.500        0.030     0.000               0.530                            11.470           420.16    Yes           2YP                       40.12   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103617309                    95.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           415.63    No            NO                        42.62   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103629549                    95.00   No MI                 NO MI                 0                                 12.000            0.500        0.030     0.000               0.530                            11.470           508.13    Yes           1YP                       30.80   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103631242                    94.96   No MI                 NO MI                 0                                 12.125            0.500        0.030     0.000               0.530                            11.595           777.65    No            NO                        44.31   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103631521                    94.98   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           535.76    No            NO                        38.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103632213                    98.73   No MI                 NO MI                 0                                 14.250            0.500        0.030     0.000               0.530                            13.720           609.57    No            NO                        37.72   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103632647                    95.00   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           277.49    Yes           1YP                       45.55   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103633321                    94.99   No MI                 NO MI                 0                                 13.000            0.500        0.030     0.000               0.530                            12.470           838.50    No            NO                        35.65   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103633348                    90.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845           211.51    No            NO                        48.42   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103633685                    85.00   No MI                 NO MI                 0                                 10.950            0.500        0.030     0.000               0.530                            10.420           326.22    Yes           3YP                       40.68   15YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103633974                    90.00   No MI                 NO MI                 0                                 12.875            0.500        0.030     0.000               0.530                            12.345         1,762.27    No            NO                        39.53   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103634731                   100.00   No MI                 NO MI                 0                                 11.450            0.500        0.030     0.000               0.530                            10.920           617.54    No            NO                        35.30   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103635225                   100.00   No MI                 NO MI                 0                                 10.375            0.500        0.030     0.000               0.530                             9.845           951.04    Yes           6MP                       37.43   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103636866                    94.99   No MI                 NO MI                 0                                 12.525            0.500        0.030     0.000               0.530                            11.995           245.28    Yes           6MP                       40.22   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103636928                    90.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845           211.51    Yes           3YP                       24.34   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103636974                    89.97   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           817.52    No            NO                        41.78   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103638281                    95.00   No MI                 NO MI                 0                                 11.475            0.500        0.030     0.000               0.530                            10.945           612.48    Yes           3YP                       39.59   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103639592                    90.00   No MI                 NO MI                 0                                 10.625            0.500        0.030     0.000               0.530                            10.095           178.81    Yes           2YP                        0.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103639604                    89.99   No MI                 NO MI                 0                                 10.500            0.500        0.030     0.000               0.530                             9.970           497.16    Yes           2YP                        0.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103640962                    95.00   No MI                 NO MI                 0                                 11.950            0.500        0.030     0.000               0.530                            11.420           303.33    Yes           1YP                       33.01   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103641071                    89.98   No MI                 NO MI                 0                                 11.625            0.500        0.030     0.000               0.530                            11.095           452.93    No            NO                        38.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103641374                    88.48   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           522.75    Yes           3YP                       44.97   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103641563                   100.00   No MI                 NO MI                 0                                 11.925            0.500        0.030     0.000               0.530                            11.395           404.95    Yes           2YP                       46.64   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103641729                    87.18   No MI                 NO MI                 0                                 12.600            0.500        0.030     0.000               0.530                            12.070           498.75    No            NO                        31.31   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103641842                   100.00   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220           586.81    Yes           2YP                       48.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103642183                    89.86   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220           430.33    No            NO                        38.51   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103642337                    90.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           249.32    Yes           3YP                       29.27   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103642369                    95.00   No MI                 NO MI                 0                                 12.000            0.500        0.030     0.000               0.530                            11.470           424.30    No            NO                        34.66   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103642871                   100.00   No MI                 NO MI                 0                                 11.900            0.500        0.030     0.000               0.530                            11.370           459.39    Yes           3YP                       35.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103642988                   100.00   No MI                 NO MI                 0                                 13.500            0.500        0.030     0.000               0.530                            12.970           361.95    No            NO                        37.53   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103643399                    90.00   No MI                 NO MI                 0                                 12.875            0.500        0.030     0.000               0.530                            12.345           394.72    No            NO                        44.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103643572                    95.00   No MI                 NO MI                 0                                 12.350            0.500        0.030     0.000               0.530                            11.820           633.38    No            NO                        40.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103643573                    95.00   No MI                 NO MI                 0                                 12.350            0.500        0.030     0.000               0.530                            11.820           654.49    No            NO                        26.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103643584                    89.98   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           200.57    No            NO                        13.17   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103643775                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           476.89    No            NO                        40.01   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103643945                    90.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           401.40    Yes           3YP                       21.28   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103644344                   100.00   No MI                 NO MI                 0                                 10.800            0.500        0.030     0.000               0.530                            10.270           810.00    Yes           3YP                       38.46   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103644508                    90.00   No MI                 NO MI                 0                                 10.875            0.500        0.030     0.000               0.530                            10.345           480.87    Yes           3YP                       21.47   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103644605                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           812.04    Yes           3YP                       44.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103644716                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           379.07    Yes           1YP                       35.33   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103644975                   100.00   No MI                 NO MI                 0                                 10.525            0.500        0.030     0.000               0.530                             9.995           907.44    Yes           2YP                       36.34   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103644995                    95.00   No MI                 NO MI                 0                                 11.925            0.500        0.030     0.000               0.530                            11.395           537.00    No            NO                        41.31   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103645211                    90.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           479.47    No            NO                        32.34   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103645537                    94.99   No MI                 NO MI                 0                                 13.000            0.500        0.030     0.000               0.530                            12.470         2,098.42    No            NO                        47.32   30/15 FIXED BAL IO                             120    FIXED                         0                0                                                                           0        0.000
1103645705                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           326.08    Yes           3YP                       29.03   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103645745                    94.99   No MI                 NO MI                 0                                 13.500            0.500        0.030     0.000               0.530                            12.970         1,183.50    No            NO                        48.64   30YR FIXED IO                                  120    FIXED                         0                0                                                                           0        0.000
1103645830                    80.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           495.15    No            NO                        32.57   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103645835                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           297.09    Yes           3YP                       27.98   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646161                   100.00   No MI                 NO MI                 0                                 12.000            0.500        0.030     0.000               0.530                            11.470           880.49    Yes           3YP                       47.33   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646235                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           379.07    Yes           1YP                       38.57   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646239                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           356.65    Yes           1YP                       39.82   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646459                    89.98   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           390.64    No            NO                        36.36   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646620                   100.00   No MI                 NO MI                 0                                 13.990            0.500        0.030     0.000               0.530                            13.460         1,649.42    Yes           6MP                       33.35   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647021                   100.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845         1,311.38    No            NO                        46.55   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647183                    95.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220         1,035.14    Yes           2YP                       43.95   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103647480                    95.00   No MI                 NO MI                 0                                 11.800            0.500        0.030     0.000               0.530                            11.270           428.51    No            NO                        38.82   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647516                    95.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           573.19    Yes           1YP                       16.32   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103647726                   100.00   No MI                 NO MI                 0                                 11.375            0.500        0.030     0.000               0.530                            10.845           421.73    Yes           2YP                       45.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647983                   100.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345         1,541.75    Yes           3YP                       44.57   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648147                    95.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           386.72    No            NO                        44.67   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103648156                    95.00   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220           466.19    No            NO                        47.91   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103648191                    90.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           205.91    No            NO                        25.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648223                    90.00   No MI                 NO MI                 0                                 12.425            0.500        0.030     0.000               0.530                            11.895           358.24    No            NO                        39.53   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648451                    99.99   No MI                 NO MI                 0                                 10.625            0.500        0.030     0.000               0.530                            10.095           843.24    Yes           3YP                       41.32   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648509                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           643.69    Yes           1YP                       43.78   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648973                    90.00   No MI                 NO MI                 0                                 11.375            0.500        0.030     0.000               0.530                            10.845           469.22    Yes           1YP                       16.77   30/15 FIXED BAL IO                             120    FIXED                         0                0                                                                           0        0.000
1103649126                    88.07   No MI                 NO MI                 0                                 10.990            0.500        0.030     0.000               0.530                            10.460           229.87    Yes           2YP                       39.86   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103649155                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           267.38    Yes           1YP                       22.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649157                    90.00   No MI                 NO MI                 0                                 13.500            0.500        0.030     0.000               0.530                            12.970           237.94    No            NO                        45.42   30YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103649509                   100.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           642.08    Yes           3YP                       49.72   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103649600                   100.00   No MI                 NO MI                 0                                 10.875            0.500        0.030     0.000               0.530                            10.345           634.38    No            NO                        47.88   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103649739                    87.72   No MI                 NO MI                 0                                 10.675            0.500        0.030     0.000               0.530                            10.145           361.86    No            NO                        35.51   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649756                   100.00   No MI                 NO MI                 0                                 11.150            0.500        0.030     0.000               0.530                            10.620         1,068.54    Yes           1YP                       48.00   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103649892                   100.00   No MI                 NO MI                 0                                 11.575            0.500        0.030     0.000               0.530                            11.045           916.34    Yes           3YP                       42.54   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103650051                   100.00   No MI                 NO MI                 0                                 11.025            0.500        0.030     0.000               0.530                            10.495         1,008.79    Yes           2YP                       47.07   15YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103650089                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           393.15    Yes           1YP                       31.89   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103650479                   100.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970         1,356.70    Yes           1YP                       44.60   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103650911                   100.00   No MI                 NO MI                 0                                 11.950            0.500        0.030     0.000               0.530                            11.420         1,225.62    Yes           2YP                       43.24   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651013                   100.00   No MI                 NO MI                 0                                 11.950            0.500        0.030     0.000               0.530                            11.420           701.96    No            NO                        44.05   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651039                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           272.33    Yes           1YP                       26.42   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651430                   100.00   No MI                 NO MI                 0                                 12.575            0.500        0.030     0.000               0.530                            12.045         1,158.93    No            NO                        42.94   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
1103651767                    94.99   No MI                 NO MI                 0                                 13.125            0.500        0.030     0.000               0.530                            12.595           961.97    No            NO                        31.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652724                   100.00   No MI                 NO MI                 0                                 11.575            0.500        0.030     0.000               0.530                            11.045           964.58    Yes           2YP                       48.42   15YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103652909                    95.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           341.41    No            NO                        44.38   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103652952                   100.00   No MI                 NO MI                 0                                 12.525            0.500        0.030     0.000               0.530                            11.995           555.98    Yes           3YP                       43.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653079                   100.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           761.72    Yes           1YP                       41.78   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653248                    89.99   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           466.85    No            NO                        38.67   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653316                    90.00   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220         1,348.59    No            NO                        48.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653713                   100.00   No MI                 NO MI                 0                                 10.625            0.500        0.030     0.000               0.530                            10.095           401.09    No            NO                        37.49   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103653736                    84.68   No MI                 NO MI                 0                                 10.625            0.500        0.030     0.000               0.530                            10.095           256.77    Yes           3YP                       49.00   15YR FIXED IO                                   60    FIXED                         0                0                                                                           0        0.000
1103653794                    90.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           421.17    Yes           3YP                       45.43   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103654327                    95.00   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           353.67    Yes           1YP                       30.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655293                    95.00   No MI                 NO MI                 0                                 12.625            0.500        0.030     0.000               0.530                            12.095           500.79    Yes           1YP                       49.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655571                   100.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470         1,030.41    No            NO                        42.10   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655714                    90.00   No MI                 NO MI                 0                                 14.500            0.500        0.030     0.000               0.530                            13.970         1,537.43    No            NO                        48.77   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503187878                    94.99   No MI                 NO MI                 0                                 12.525            0.500        0.030     0.000               0.530                            11.995           592.87    No            NO                        29.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503189258                   100.00   No MI                 NO MI                 0                                 11.895            0.500        0.030     0.000               0.530                            11.365           497.51    Yes           2YP                       36.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503189941                   100.00   No MI                 NO MI                 0                                 10.650            0.500        0.030     0.000               0.530                            10.120           648.18    No            NO                        48.73   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503191954                   100.00   No MI                 NO MI                 0                                 10.800            0.500        0.030     0.000               0.530                            10.270           656.07    Yes           3YP                       44.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503192269                    94.99   No MI                 NO MI                 0                                 11.790            0.500        0.030     0.000               0.530                            11.260           607.99    No            NO                        38.60   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503193662                   100.00   No MI                 NO MI                 0                                 11.350            0.500        0.030     0.000               0.530                            10.820         1,429.14    Yes           3YP                       45.05   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503194982                   100.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470           857.09    Yes           1YP                       43.51   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195080                    90.00   No MI                 NO MI                 0                                 11.440            0.500        0.030     0.000               0.530                            10.910         1,579.12    No            NO                        35.86   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195256                   100.00   No MI                 NO MI                 0                                 11.575            0.500        0.030     0.000               0.530                            11.045         1,099.43    No            NO                        39.90   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
2503195508                    94.73   No MI                 NO MI                 0                                 12.020            0.500        0.030     0.000               0.530                            11.490           364.67    No            NO                        42.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195547                    90.00   No MI                 NO MI                 0                                 11.600            0.500        0.030     0.000               0.530                            11.070           345.94    No            NO                        14.74   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195564                    95.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470           323.79    Yes           3YP                       32.70   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195726                   100.00   No MI                 NO MI                 0                                  9.800            0.500        0.030     0.000               0.530                             9.270           595.35    Yes           3YP                       40.65   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503195771                    94.69   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460           822.27    No            NO                        47.17   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503196647                    94.97   No MI                 NO MI                 0                                 10.540            0.500        0.030     0.000               0.530                            10.010           456.11    Yes           2YP                       46.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503196671                    99.98   No MI                 NO MI                 0                                 12.590            0.500        0.030     0.000               0.530                            12.060           756.81    Yes           3YP                       49.38   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503197512                    94.99   No MI                 NO MI                 0                                 10.875            0.500        0.030     0.000               0.530                            10.345           451.64    No            NO                        36.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503197824                    95.00   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           345.81    No            NO                        42.96   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503198468                   100.00   No MI                 NO MI                 0                                 11.575            0.500        0.030     0.000               0.530                            11.045           501.99    No            NO                        47.66   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503198503                   100.00   No MI                 NO MI                 0                                 10.800            0.500        0.030     0.000               0.530                            10.270           581.09    Yes           3YP                       44.25   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503198959                    95.00   No MI                 NO MI                 0                                 12.640            0.500        0.030     0.000               0.530                            12.110         3,692.60    No            NO                        42.32   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503199026                   100.00   No MI                 NO MI                 0                                 11.325            0.500        0.030     0.000               0.530                            10.795           381.01    Yes           3YP                       40.28   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503199045                    94.25   No MI                 NO MI                 0                                 11.400            0.500        0.030     0.000               0.530                            10.870           492.42    No            NO                        44.28   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503199243                    95.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           574.86    Yes           2YP                       40.27   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503199566                    90.00   No MI                 NO MI                 0                                 12.190            0.500        0.030     0.000               0.530                            11.660           364.10    No            NO                        38.82   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503199583                    91.78   No MI                 NO MI                 0                                  9.975            0.500        0.030     0.000               0.530                             9.445           214.55    Yes           3YP                       50.43   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503200691                    90.00   No MI                 NO MI                 0                                 12.200            0.500        0.030     0.000               0.530                            11.670           810.69    No            NO                        44.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503200813                   100.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           494.75    Yes           3YP                       41.98   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503200990                    87.55   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460           308.35    No            NO                        37.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201004                    95.32   No MI                 NO MI                 0                                 11.375            0.500        0.030     0.000               0.530                            10.845           426.63    No            NO                        47.39   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201136                    99.96   No MI                 NO MI                 0                                 10.990            0.500        0.030     0.000               0.530                            10.460           447.71    No            NO                        47.71   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201382                   100.00   No MI                 NO MI                 0                                 11.700            0.500        0.030     0.000               0.530                            11.170           271.51    No            NO                        41.93   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201420                   100.00   No MI                 NO MI                 0                                 11.090            0.500        0.030     0.000               0.530                            10.560           306.73    Yes           2YP                       39.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201431                   100.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           757.58    Yes           3YP                       49.76   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201464                    89.99   No MI                 NO MI                 0                                 12.000            0.500        0.030     0.000               0.530                            11.470         3,419.11    No            NO                        29.69   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201682                    99.98   No MI                 NO MI                 0                                 12.740            0.500        0.030     0.000               0.530                            12.210           384.41    Yes           2YP                       47.75   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201723                    95.00   No MI                 NO MI                 0                                 12.300            0.500        0.030     0.000               0.530                            11.770           318.68    No            NO                        45.89   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201854                    99.99   No MI                 NO MI                 0                                 11.490            0.500        0.030     0.000               0.530                            10.960         1,003.88    No            NO                        39.41   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503201905                   100.00   No MI                 NO MI                 0                                 11.450            0.500        0.030     0.000               0.530                            10.920         1,140.37    No            NO                        49.38   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503202033                    94.97   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460           673.24    No            NO                        47.46   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503202744                    94.98   No MI                 NO MI                 0                                 12.400            0.500        0.030     0.000               0.530                            11.870         1,053.15    No            NO                        25.38   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203109                    92.61   No MI                 NO MI                 0                                 11.800            0.500        0.030     0.000               0.530                            11.270           281.18    No            NO                        37.41   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203528                    90.00   No MI                 NO MI                 0                                 11.190            0.500        0.030     0.000               0.530                            10.660           746.78    No            NO                        34.47   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203636                    95.00   No MI                 NO MI                 0                                 10.900            0.500        0.030     0.000               0.530                            10.370           614.10    Yes           2YP                       25.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203681                    94.98   No MI                 NO MI                 0                                 11.325            0.500        0.030     0.000               0.530                            10.795           382.97    Yes           1YP                       49.33   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203847                    90.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845           250.64    No            NO                        13.70   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203939                    90.00   No MI                 NO MI                 0                                 11.770            0.500        0.030     0.000               0.530                            11.240         2,001.67    Yes           3YP                       42.52   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503203976                    90.00   No MI                 NO MI                 0                                 11.790            0.500        0.030     0.000               0.530                            11.260           599.89    No            NO                        47.99   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204077                    95.00   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460         1,274.53    No            NO                        46.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204131                    95.00   No MI                 NO MI                 0                                 12.140            0.500        0.030     0.000               0.530                            11.610         1,766.98    No            NO                        27.56   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204290                    95.00   No MI                 NO MI                 0                                 11.900            0.500        0.030     0.000               0.530                            11.370         2,279.21    Yes           1YP                       29.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204489                   100.00   No MI                 NO MI                 0                                 10.044            0.500        0.030     0.000               0.530                             9.514           308.29    Yes           3YP                       40.55   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503204647                    90.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           225.08    No            NO                        16.09   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204794                    95.00   No MI                 NO MI                 0                                 10.500            0.500        0.030     0.000               0.530                             9.970           680.57    Yes           3YP                       42.89   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204811                   100.00   No MI                 NO MI                 0                                 11.470            0.500        0.030     0.000               0.530                            10.940           592.80    Yes           1YP                       38.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204838                    94.99   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460         1,062.28    No            NO                        24.07   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503204930                    95.00   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           538.62    Yes           2YP                       47.11   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205203                    95.00   No MI                 NO MI                 0                                 12.040            0.500        0.030     0.000               0.530                            11.510           220.11    No            NO                        32.56   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205309                   100.00   No MI                 NO MI                 0                                 13.500            0.500        0.030     0.000               0.530                            12.970         3,464.87    No            NO                        44.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205726                    95.00   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           475.74    No            NO                        47.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205768                   100.00   No MI                 NO MI                 0                                 12.525            0.500        0.030     0.000               0.530                            11.995           972.97    Yes           3YP                       49.92   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205788                    95.00   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460         1,079.24    No            NO                        49.06   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205822                    95.00   No MI                 NO MI                 0                                 11.600            0.500        0.030     0.000               0.530                            11.070         2,182.97    Yes           1YP                       44.83   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503205952                    90.00   No MI                 NO MI                 0                                 12.890            0.500        0.030     0.000               0.530                            12.360           255.19    No            NO                        22.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206058                    90.00   No MI                 NO MI                 0                                 11.640            0.500        0.030     0.000               0.530                            11.110           322.82    No            NO                        19.08   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206093                    95.00   No MI                 NO MI                 0                                 11.140            0.500        0.030     0.000               0.530                            10.610           573.90    No            NO                        47.46   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206096                   100.00   No MI                 NO MI                 0                                 11.140            0.500        0.030     0.000               0.530                            10.610         1,781.40    No            NO                        49.92   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206343                    94.97   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           337.42    No            NO                        20.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206355                    95.00   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           578.99    No            NO                        35.63   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206511                    95.00   No MI                 NO MI                 0                                 11.390            0.500        0.030     0.000               0.530                            10.860           471.32    Yes           3YP                       46.32   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206597                   100.00   No MI                 NO MI                 0                                 13.294            0.500        0.030     0.000               0.530                            12.764           635.19    No            NO                        48.15   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206647                   100.00   No MI                 NO MI                 0                                 10.650            0.500        0.030     0.000               0.530                            10.120         2,025.56    Yes           2YP                       43.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206827                    90.00   No MI                 NO MI                 0                                 11.900            0.500        0.030     0.000               0.530                            11.370           872.89    No            NO                        49.92   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206851                   100.00   No MI                 NO MI                 0                                 12.340            0.500        0.030     0.000               0.530                            11.810           864.98    No            NO                        43.41   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503206940                    94.74   No MI                 NO MI                 0                                 12.240            0.500        0.030     0.000               0.530                            11.710           209.42    No            NO                        26.23   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207272                   100.00   No MI                 NO MI                 0                                 10.765            0.500        0.030     0.000               0.530                            10.235           757.03    Yes           1YP                       36.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207321                    90.00   No MI                 NO MI                 0                                 12.313            0.500        0.030     0.000               0.530                            11.783           377.40    No            NO                        46.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207620                    95.00   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220           652.02    No            NO                        40.06   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207734                    95.00   No MI                 NO MI                 0                                 11.669            0.500        0.030     0.000               0.530                            11.139           377.71    Yes           1YP                       34.01   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503207816                   100.00   No MI                 NO MI                 0                                 10.500            0.500        0.030     0.000               0.530                             9.970           768.38    Yes           3YP                       39.93   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208009                    85.00   No MI                 NO MI                 0                                 11.390            0.500        0.030     0.000               0.530                            10.860           466.41    No            NO                        17.65   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208093                    99.73   No MI                 NO MI                 0                                 12.340            0.500        0.030     0.000               0.530                            11.810           611.82    No            NO                        42.59   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208296                    95.00   No MI                 NO MI                 0                                 10.990            0.500        0.030     0.000               0.530                            10.460           221.24    No            NO                        27.31   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208346                    90.00   No MI                 NO MI                 0                                 11.915            0.500        0.030     0.000               0.530                            11.385           298.96    No            NO                        22.99   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208449                   100.00   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920           808.17    No            NO                        40.54   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208702                   100.00   No MI                 NO MI                 0                                 12.340            0.500        0.030     0.000               0.530                            11.810           770.05    No            NO                        40.93   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208722                    79.97   No MI                 NO MI                 0                                 12.390            0.500        0.030     0.000               0.530                            11.860           214.39    No            NO                        27.27   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208780                   100.00   No MI                 NO MI                 0                                 10.159            0.500        0.030     0.000               0.530                             9.629           348.62    Yes           2YP                       42.25   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208832                   100.00   No MI                 NO MI                 0                                 11.850            0.500        0.030     0.000               0.530                            11.320           388.52    Yes           2YP                       39.12   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208944                   100.00   No MI                 NO MI                 0                                 13.150            0.500        0.030     0.000               0.530                            12.620           373.37    Yes           3YP                       37.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208970                   100.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845           708.57    Yes           3YP                       47.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209102                   100.00   No MI                 NO MI                 0                                 10.800            0.500        0.030     0.000               0.530                            10.270         1,197.58    Yes           2YP                       49.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209103                    99.45   No MI                 NO MI                 0                                  9.990            0.500        0.030     0.000               0.530                             9.460           699.27    Yes           3YP                       36.55   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209110                    90.00   No MI                 NO MI                 0                                 11.790            0.500        0.030     0.000               0.530                            11.260           508.77    No            NO                        25.74   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503209217                    95.00   No MI                 NO MI                 0                                 11.145            0.500        0.030     0.000               0.530                            10.615           915.13    Yes           2YP                       27.44   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209249                    90.00   No MI                 NO MI                 0                                 11.775            0.500        0.030     0.000               0.530                            11.245           384.30    No            NO                        28.87   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209376                   100.00   No MI                 NO MI                 0                                 11.115            0.500        0.030     0.000               0.530                            10.585         2,402.56    No            NO                        35.66   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209421                    95.00   No MI                 NO MI                 0                                 11.740            0.500        0.030     0.000               0.530                            11.210           353.03    No            NO                        40.50   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209459                   100.00   No MI                 NO MI                 0                                 10.990            0.500        0.030     0.000               0.530                            10.460         1,499.67    No            NO                        48.68   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209461                   100.00   No MI                 NO MI                 0                                 10.460            0.500        0.030     0.000               0.530                             9.930         2,735.25    Yes           2YP                       40.29   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209538                   100.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470           895.18    Yes           1YP                       42.46   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209582                    95.00   No MI                 NO MI                 0                                 12.050            0.500        0.030     0.000               0.530                            11.520           763.17    No            NO                        33.81   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
2503209869                   100.00   No MI                 NO MI                 0                                 11.100            0.500        0.030     0.000               0.530                            10.570           554.81    Yes           1YP                       45.79   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209884                   100.00   No MI                 NO MI                 0                                 10.490            0.500        0.030     0.000               0.530                             9.960         1,535.51    Yes           3YP                       40.30   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209897                   100.00   No MI                 NO MI                 0                                 11.950            0.500        0.030     0.000               0.530                            11.420           402.22    No            NO                        38.86   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209914                   100.00   No MI                 NO MI                 0                                 12.340            0.500        0.030     0.000               0.530                            11.810           667.20    Yes           2YP                       29.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503209952                   100.00   No MI                 NO MI                 0                                 12.340            0.500        0.030     0.000               0.530                            11.810         1,167.20    No            NO                        43.47   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210006                   100.00   No MI                 NO MI                 0                                 11.125            0.500        0.030     0.000               0.530                            10.595           586.69    No            NO                        39.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210148                   100.00   No MI                 NO MI                 0                                  9.940            0.500        0.030     0.000               0.530                             9.410         1,021.58    Yes           2YP                       42.12   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210186                   100.00   No MI                 NO MI                 0                                 12.044            0.500        0.030     0.000               0.530                            11.514         1,032.00    No            NO                        39.57   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210226                    85.00   No MI                 NO MI                 0                                 10.890            0.500        0.030     0.000               0.530                            10.360           330.41    Yes           2YP                       42.72   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503210286                    80.00   No MI                 NO MI                 0                                 12.150            0.500        0.030     0.000               0.530                            11.620           260.04    No            NO                        28.87   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210398                   100.00   No MI                 NO MI                 0                                 13.950            0.500        0.030     0.000               0.530                            13.420         1,741.42    No            NO                        45.46   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
2503210455                   100.00   No MI                 NO MI                 0                                 11.840            0.500        0.030     0.000               0.530                            11.310         1,219.58    Yes           2YP                       42.81   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210488                    95.00   No MI                 NO MI                 0                                 10.990            0.500        0.030     0.000               0.530                            10.460           369.21    Yes           3YP                       43.73   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210522                   100.00   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920         1,063.38    No            NO                        41.60   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210657                    99.99   No MI                 NO MI                 0                                 10.525            0.500        0.030     0.000               0.530                             9.995           624.67    Yes           3YP                       44.44   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210727                    89.27   No MI                 NO MI                 0                                 11.765            0.500        0.030     0.000               0.530                            11.235           634.63    Yes           1YP                       42.97   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210752                    81.79   No MI                 NO MI                 0                                 11.300            0.500        0.030     0.000               0.530                            10.770           390.51    Yes           1YP                       43.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210834                   100.00   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           636.09    No            NO                        37.35   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210926                   100.00   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460         1,068.96    Yes           3YP                       44.36   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210947                   100.00   No MI                 NO MI                 0                                 12.240            0.500        0.030     0.000               0.530                            11.710           963.35    Yes           2YP                       44.02   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211187                   100.00   No MI                 NO MI                 0                                 12.090            0.500        0.030     0.000               0.530                            11.560         1,299.61    Yes           2YP                       46.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211204                   100.00   No MI                 NO MI                 0                                 13.540            0.500        0.030     0.000               0.530                            13.010           803.99    No            NO                        38.83   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211379                   100.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           544.10    Yes           3YP                       44.75   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
2503211418                    90.00   No MI                 NO MI                 0                                 12.175            0.500        0.030     0.000               0.530                            11.645           750.31    No            NO                        34.86   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211444                    95.00   No MI                 NO MI                 0                                 10.590            0.500        0.030     0.000               0.530                            10.060           873.68    Yes           3YP                       38.44   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
2503211467                   100.00   No MI                 NO MI                 0                                 10.150            0.500        0.030     0.000               0.530                             9.620           556.31    Yes           2YP                       44.54   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211468                   100.00   No MI                 NO MI                 0                                  9.950            0.500        0.030     0.000               0.530                             9.420         1,227.38    Yes           2YP                       44.83   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211495                    95.00   No MI                 NO MI                 0                                 11.895            0.500        0.030     0.000               0.530                            11.365           591.91    Yes           2YP                       48.34   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211668                    90.00   No MI                 NO MI                 0                                 10.775            0.500        0.030     0.000               0.530                            10.245           420.91    Yes           2YP                       43.06   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211716                    92.03   No MI                 NO MI                 0                                 10.875            0.500        0.030     0.000               0.530                            10.345           414.87    No            NO                        45.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211857                   100.00   No MI                 NO MI                 0                                 10.740            0.500        0.030     0.000               0.530                            10.210         1,119.28    Yes           2YP                       37.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211881                    90.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           204.99    No            NO                        44.46   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211893                   100.00   No MI                 NO MI                 0                                 11.844            0.500        0.030     0.000               0.530                            11.314           813.30    Yes           3YP                       39.70   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211970                   100.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220         2,287.03    No            NO                        39.70   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212009                    90.00   No MI                 NO MI                 0                                 11.515            0.500        0.030     0.000               0.530                            10.985           456.06    No            NO                        33.72   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212045                   100.00   No MI                 NO MI                 0                                 12.550            0.500        0.030     0.000               0.530                            12.020           588.86    Yes           2YP                       27.83   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212070                   100.00   No MI                 NO MI                 0                                 12.900            0.500        0.030     0.000               0.530                            12.370           377.85    Yes           3YP                       40.56   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212232                    90.00   No MI                 NO MI                 0                                  9.990            0.500        0.030     0.000               0.530                             9.460         1,183.72    No            NO                        36.66   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212340                   100.00   No MI                 NO MI                 0                                 12.690            0.500        0.030     0.000               0.530                            12.160           623.24    Yes           3YP                       45.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212453                   100.00   No MI                 NO MI                 0                                 12.325            0.500        0.030     0.000               0.530                            11.795           611.14    Yes           1YP                       36.25   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212459                    99.98   No MI                 NO MI                 0                                 11.895            0.500        0.030     0.000               0.530                            11.365           801.12    Yes           3YP                       41.59   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212476                   100.00   No MI                 NO MI                 0                                 12.245            0.500        0.030     0.000               0.530                            11.715         1,445.56    Yes           3YP                       46.26   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212505                   100.00   No MI                 NO MI                 0                                 10.440            0.500        0.030     0.000               0.530                             9.910         1,456.41    No            NO                        38.94   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212537                    99.98   No MI                 NO MI                 0                                 10.060            0.500        0.030     0.000               0.530                             9.530           713.99    Yes           1YP                       34.84   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212558                    87.71   No MI                 NO MI                 0                                 11.075            0.500        0.030     0.000               0.530                            10.545           191.60    No            NO                        39.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212631                    95.00   No MI                 NO MI                 0                                  9.700            0.500        0.030     0.000               0.530                             9.170         1,420.10    Yes           2YP                       42.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212658                   100.00   No MI                 NO MI                 0                                 12.150            0.500        0.030     0.000               0.530                            11.620           919.51    Yes           3YP                       45.25   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212714                    91.49   No MI                 NO MI                 0                                 10.500            0.500        0.030     0.000               0.530                             9.970           786.68    No            NO                        44.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212788                   100.00   No MI                 NO MI                 0                                 11.500            0.500        0.030     0.000               0.530                            10.970           891.26    No            NO                        34.27   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503212915                   100.00   No MI                 NO MI                 0                                 12.700            0.500        0.030     0.000               0.530                            12.170           573.88    No            NO                        44.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212989                   100.00   No MI                 NO MI                 0                                 12.650            0.500        0.030     0.000               0.530                            12.120           658.14    Yes           2YP                       44.77   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213003                   100.00   No MI                 NO MI                 0                                 10.900            0.500        0.030     0.000               0.530                            10.370         1,228.21    Yes           1YP                       39.52   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213058                   100.00   No MI                 NO MI                 0                                 12.800            0.500        0.030     0.000               0.530                            12.270           458.05    Yes           2YP                       30.23   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213097                   100.00   No MI                 NO MI                 0                                 12.750            0.500        0.030     0.000               0.530                            12.220         1,108.43    Yes           3YP                       41.26   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213177                    95.00   No MI                 NO MI                 0                                 12.140            0.500        0.030     0.000               0.530                            11.610           727.48    No            NO                        41.15   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213235                   100.00   No MI                 NO MI                 0                                 11.240            0.500        0.030     0.000               0.530                            10.710         1,162.18    Yes           2YP                       48.64   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213251                    94.64   No MI                 NO MI                 0                                 10.000            0.500        0.030     0.000               0.530                             9.470           307.15    Yes           3YP                       37.37   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213274                   100.00   No MI                 NO MI                 0                                  9.550            0.500        0.030     0.000               0.530                             9.020           396.92    Yes           3YP                       38.30   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213325                   100.00   No MI                 NO MI                 0                                 10.540            0.500        0.030     0.000               0.530                            10.010         1,885.94    Yes           3YP                       41.93   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213389                    97.73   No MI                 NO MI                 0                                 10.490            0.500        0.030     0.000               0.530                             9.960           712.91    Yes           2YP                       42.69   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213407                   100.00   No MI                 NO MI                 0                                 11.150            0.500        0.030     0.000               0.530                            10.620           345.00    Yes           3YP                       41.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213432                   100.00   No MI                 NO MI                 0                                 10.890            0.500        0.030     0.000               0.530                            10.360         1,132.83    No            NO                        44.55   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213443                   100.00   No MI                 NO MI                 0                                 10.850            0.500        0.030     0.000               0.530                            10.320         1,200.72    No            NO                        41.93   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213501                    92.78   No MI                 NO MI                 0                                  9.600            0.500        0.030     0.000               0.530                             9.070           390.15    Yes           2YP                       40.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213571                   100.00   No MI                 NO MI                 0                                 10.690            0.500        0.030     0.000               0.530                            10.160         2,090.19    No            NO                        41.34   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213600                   100.00   No MI                 NO MI                 0                                 10.900            0.500        0.030     0.000               0.530                            10.370         1,180.97    No            NO                        44.66   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213606                   100.00   No MI                 NO MI                 0                                  9.940            0.500        0.030     0.000               0.530                             9.410           681.05    Yes           2YP                       41.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213608                   100.00   No MI                 NO MI                 0                                 11.040            0.500        0.030     0.000               0.530                            10.510         1,165.52    No            NO                        38.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213617                   100.00   No MI                 NO MI                 0                                 13.500            0.500        0.030     0.000               0.530                            12.970         1,259.95    No            NO                        49.84   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213662                   100.00   No MI                 NO MI                 0                                 10.440            0.500        0.030     0.000               0.530                             9.910           846.54    No            NO                        44.43   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213672                    95.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           383.08    Yes           3YP                       46.45   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213844                    85.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470           190.46    No            NO                        42.74   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213910                   100.00   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970         1,419.45    Yes           2YP                       39.37   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503213926                   100.00   No MI                 NO MI                 0                                  9.940            0.500        0.030     0.000               0.530                             9.410         1,033.80    Yes           2YP                       43.23   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213931                    95.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           762.72    Yes           3YP                       48.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214093                   100.00   No MI                 NO MI                 0                                 13.825            0.500        0.030     0.000               0.530                            13.295         1,580.90    Yes           1YP                       48.64   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214105                    88.95   No MI                 NO MI                 0                                 11.165            0.500        0.030     0.000               0.530                            10.635           656.07    No            NO                        39.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214183                    95.00   No MI                 NO MI                 0                                 12.350            0.500        0.030     0.000               0.530                            11.820           324.61    No            NO                        33.21   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214188                   100.00   No MI                 NO MI                 0                                 10.350            0.500        0.030     0.000               0.530                             9.820           966.79    Yes           2YP                       49.94   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214195                   100.00   No MI                 NO MI                 0                                 12.490            0.500        0.030     0.000               0.530                            11.960           767.87    Yes           3YP                       43.12   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214374                   100.00   No MI                 NO MI                 0                                  9.790            0.500        0.030     0.000               0.530                             9.260           991.41    Yes           2YP                       41.70   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214618                   100.00   No MI                 NO MI                 0                                 10.790            0.500        0.030     0.000               0.530                            10.260           739.83    No            NO                        41.36   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214635                    95.00   No MI                 NO MI                 0                                 13.240            0.500        0.030     0.000               0.530                            12.710           483.52    No            NO                        47.14   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214701                    90.00   No MI                 NO MI                 0                                 11.850            0.500        0.030     0.000               0.530                            11.320           722.13    No            NO                        31.06   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214720                   100.00   No MI                 NO MI                 0                                 10.290            0.500        0.030     0.000               0.530                             9.760         1,078.89    Yes           3YP                       43.37   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214728                    93.21   No MI                 NO MI                 0                                  9.950            0.500        0.030     0.000               0.530                             9.420           681.63    Yes           3YP                       43.52   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214810                   100.00   No MI                 NO MI                 0                                 12.950            0.500        0.030     0.000               0.530                            12.420         1,543.21    No            NO                        47.53   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214839                   100.00   No MI                 NO MI                 0                                 13.000            0.500        0.030     0.000               0.530                            12.470           995.58    No            NO                        48.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214894                    94.98   No MI                 NO MI                 0                                 12.490            0.500        0.030     0.000               0.530                            11.960           430.02    No            NO                        39.63   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215021                   100.00   No MI                 NO MI                 0                                 11.790            0.500        0.030     0.000               0.530                            11.260         1,364.82    Yes           2YP                       25.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215105                    95.00   No MI                 NO MI                 0                                 11.784            0.500        0.030     0.000               0.530                            11.254           431.69    Yes           2YP                       43.41   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215333                   100.00   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           989.49    Yes           3YP                       44.78   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215392                   100.00   No MI                 NO MI                 0                                 13.375            0.500        0.030     0.000               0.530                            12.845         1,589.82    Yes           1YP                       38.80   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215442                   100.00   No MI                 NO MI                 0                                 10.900            0.500        0.030     0.000               0.530                            10.370           992.01    No            NO                        39.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215448                    95.00   No MI                 NO MI                 0                                 10.800            0.500        0.030     0.000               0.530                            10.270           281.17    Yes           3YP                       44.74   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215514                   100.00   No MI                 NO MI                 0                                 11.200            0.500        0.030     0.000               0.530                            10.670           764.30    Yes           3YP                       44.90   30YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215544                   100.00   No MI                 NO MI                 0                                 10.700            0.500        0.030     0.000               0.530                            10.170         1,004.10    No            NO                        37.36   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215598                   100.00   No MI                 NO MI                 0                                 13.775            0.500        0.030     0.000               0.530                            13.245         2,042.40    Yes           1YP                       47.03   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215644                   100.00   No MI                 NO MI                 0                                 10.590            0.500        0.030     0.000               0.530                            10.060         1,059.70    No            NO                        43.81   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215665                   100.00   No MI                 NO MI                 0                                 11.395            0.500        0.030     0.000               0.530                            10.865         1,149.28    No            NO                        46.83   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215774                   100.00   No MI                 NO MI                 0                                 10.500            0.500        0.030     0.000               0.530                             9.970           839.73    Yes           1YP                       45.23   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215798                    95.00   No MI                 NO MI                 0                                 10.375            0.500        0.030     0.000               0.530                             9.845           486.66    Yes           2YP                       25.06   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215805                   100.00   No MI                 NO MI                 0                                 12.600            0.500        0.030     0.000               0.530                            12.070           795.07    Yes           3YP                       37.94   15YR FIXED                                            FIXED                         0                0                                                                           0        0.000
2503215835                   100.00   No MI                 NO MI                 0                                  9.900            0.500        0.030     0.000               0.530                             9.370         1,174.76    Yes           2YP                       49.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215962                    90.00   No MI                 NO MI                 0                                 12.140            0.500        0.030     0.000               0.530                            11.610           298.43    No            NO                        36.90   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216064                   100.00   No MI                 NO MI                 0                                 11.340            0.500        0.030     0.000               0.530                            10.810           831.39    No            NO                        38.44   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216087                   100.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720         1,104.81    No            NO                        43.24   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216132                   100.00   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470           857.09    No            NO                        45.92   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216168                    94.99   No MI                 NO MI                 0                                 12.600            0.500        0.030     0.000               0.530                            12.070           556.86    No            NO                        35.43   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216200                    95.00   No MI                 NO MI                 0                                 12.115            0.500        0.030     0.000               0.530                            11.585           493.84    Yes           1YP                       47.17   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216343                    95.00   No MI                 NO MI                 0                                 13.140            0.500        0.030     0.000               0.530                            12.610           767.48    No            NO                        21.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216468                   100.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           788.57    Yes           2YP                       42.72   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216546                   100.00   No MI                 NO MI                 0                                 10.700            0.500        0.030     0.000               0.530                            10.170           678.70    Yes           2YP                       36.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216584                    95.00   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           590.04    Yes           3YP                       46.30   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216898                    81.86   No MI                 NO MI                 0                                  9.215            0.500        0.030     0.000               0.530                             8.685           604.85    Yes           1YP                       42.31   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503216957                    95.00   No MI                 NO MI                 0                                 11.700            0.500        0.030     0.000               0.530                            11.170           663.53    No            NO                        10.77   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217025                   100.00   No MI                 NO MI                 0                                 10.740            0.500        0.030     0.000               0.530                            10.210           865.57    Yes           2YP                       36.91   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217072                   100.00   No MI                 NO MI                 0                                 10.825            0.500        0.030     0.000               0.530                            10.295         1,117.56    Yes           2YP                       42.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217163                   100.00   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920           628.74    Yes           2YP                       47.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217254                   100.00   No MI                 NO MI                 0                                 10.690            0.500        0.030     0.000               0.530                            10.160         1,049.74    No            NO                        42.38   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217285                   100.00   No MI                 NO MI                 0                                 10.140            0.500        0.030     0.000               0.530                             9.610           710.35    Yes           3YP                       28.47   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217325                   100.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           759.23    Yes           1YP                       36.92   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217350                   100.00   No MI                 NO MI                 0                                 10.790            0.500        0.030     0.000               0.530                            10.260           421.42    Yes           3YP                       36.87   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217424                   100.00   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           486.04    Yes           2YP                       44.38   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217471                    95.00   No MI                 NO MI                 0                                 13.000            0.500        0.030     0.000               0.530                            12.470         1,039.83    No            NO                        34.52   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217504                    95.00   No MI                 NO MI                 0                                 11.990            0.500        0.030     0.000               0.530                            11.460           585.87    No            NO                        21.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217520                   100.00   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920         1,209.59    Yes           3YP                       39.45   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217693                   100.00   No MI                 NO MI                 0                                 12.950            0.500        0.030     0.000               0.530                            12.420           661.38    Yes           3YP                       45.04   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217763                    95.00   No MI                 NO MI                 0                                 11.800            0.500        0.030     0.000               0.530                            11.270           377.04    No            NO                        24.64   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503217987                   100.00   No MI                 NO MI                 0                                 12.840            0.500        0.030     0.000               0.530                            12.310         1,190.48    No            NO                        41.13   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503218195                    94.99   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920           744.37    No            NO                        26.29   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503218213                    90.00   No MI                 NO MI                 0                                 12.540            0.500        0.030     0.000               0.530                            12.010           452.33    No            NO                        13.30   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
5500003734                    64.00   No MI                 NO MI                 0                                  6.650            0.250        0.030     0.000               0.280                             6.370        23,847.02    Yes           10YP                       0.00   10/6 MTA 10YR BAL                                     MTA                           6                6                          20161201                                       117        2.500
5500003925                    73.42   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220        12,030.42    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.500
5500004053                    75.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345        13,446.53    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20161201                                       117        3.000
5500004058                    69.07   No MI                 NO MI                 0                                  6.525            0.250        0.030     0.000               0.280                             6.245        20,950.69    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.500
5500004097                    72.00   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         8,358.72    Yes           3YP                        0.00   3/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20100101                                        34        2.625
5500004106                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,673.35    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161101                                       116        2.750
5500004110                    80.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670        28,596.15    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500004111                    80.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         4,871.94    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.500
5500004119                    80.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,886.41    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20131201                                        81        2.750
5500004120                    80.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         1,762.45    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20131201                                        81        2.750
5500004126                    75.00   No MI                 NO MI                 0                                  7.075            0.250        0.030     0.000               0.280                             6.795         4,122.63    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.500
5500004137                    75.00   No MI                 NO MI                 0                                  6.975            0.250        0.030     0.000               0.280                             6.695         3,011.20    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.500
5500004150                    72.27   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095        13,413.20    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004151                    69.34   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         5,926.76    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004153                    75.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845        25,519.64    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004155                    70.00   No MI                 NO MI                 0                                  6.900            0.250        0.030     0.000               0.280                             6.620         9,458.75    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.500
5500004159                    70.00   No MI                 NO MI                 0                                  6.975            0.250        0.030     0.000               0.280                             6.695         3,251.76    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.500
5500004160                    65.57   No MI                 NO MI                 0                                  8.325            0.250        0.030     0.000               0.280                             8.045         3,026.18    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        3.000
5500004161                    75.00   No MI                 NO MI                 0                                  6.575            0.250        0.030     0.000               0.280                             6.295         5,733.08    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20131201                                        81        2.500
5500004164                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         3,406.33    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.875
5500004170                    80.00   No MI                 NO MI                 0                                  6.825            0.250        0.030     0.000               0.280                             6.545         3,189.53    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004171                    64.86   No MI                 NO MI                 0                                  6.825            0.250        0.030     0.000               0.280                             6.545         4,705.86    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004172                    80.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         5,255.43    Yes           5YP                        0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.500
5500004173                    75.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         4,596.94    Yes           5YP                        0.00   30/10 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
5500004178                    66.18   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220        14,221.53    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        3.000
5500004180                    52.63   No MI                 NO MI                 0                                  6.600            0.250        0.030     0.000               0.280                             6.320        12,773.18    Yes           5YP                        0.00   5/6 LIBOR 15YR BAL                                    LIBOR                         6                6                          20111201                                        57        2.500
5500004181                    80.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         7,132.47    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500004182                    75.00   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         5,715.28    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.750
5500004183                    67.89   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,796.40    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500004186                    69.97   No MI                 NO MI                 0                                  7.425            0.250        0.030     0.000               0.280                             7.145         3,484.31    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        3.000
5500004187                    75.00   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         6,080.61    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.500
5500004188                    75.00   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         3,969.04    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500004189                    62.86   No MI                 NO MI                 0                                  7.425            0.250        0.030     0.000               0.280                             7.145         3,053.98    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        3.000
5500004190                    73.83   No MI                 NO MI                 0                                  7.925            0.250        0.030     0.000               0.280                             7.645         6,884.73    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        3.000
5500004191                    79.95   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         5,149.00    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500004193                    24.01   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         3,246.69    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500004198                    80.00   No MI                 NO MI                 0                                  6.525            0.250        0.030     0.000               0.280                             6.245        19,721.15    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.625
5500004201                    53.92   No MI                 NO MI                 0                                  6.525            0.250        0.030     0.000               0.280                             6.245         8,971.88    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500004203                    75.00   No MI                 NO MI                 0                                  6.725            0.250        0.030     0.000               0.280                             6.445        11,984.51    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.500
5500004211                    67.54   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         7,215.06    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170201                                       119        3.000
5500004217                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         6,238.70    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500004220                    70.74   No MI                 NO MI                 0                                  6.450            0.250        0.030     0.000               0.280                             6.170         3,889.99    Yes           3YP                        0.00   3/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20100101                                        34        2.500
5500004223                    62.40   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         9,860.26    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170201                                       119        3.000
5500004240                    80.00   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         7,305.91    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500004245                    62.26   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         4,247.90    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.500
5500004248                    70.00   No MI                 NO MI                 0                                  6.525            0.250        0.030     0.000               0.280                             6.245         2,918.58    Yes           7YP                        0.00   7/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20140101                                        82        2.625
5500004249                    50.25   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395        11,771.82    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120301                                        60        2.750
5500004252                    76.91   No MI                 NO MI                 0                                  6.525            0.250        0.030     0.000               0.280                             6.245         4,011.40    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500004255                    68.13   No MI                 NO MI                 0                                  6.000            0.250        0.030     0.000               0.280                             5.720        37,172.13    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        3.000
5500004276                    67.92   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020         4,947.18    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120201                                        59        2.625
5500004283                    80.00   No MI                 NO MI                 0                                  6.900            0.250        0.030     0.000               0.280                             6.620         8,166.64    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
5500004292                    75.00   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         4,960.00    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
5500004294                    74.67   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         3,584.00    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
5500004308                    52.14   No MI                 NO MI                 0                                  6.800            0.250        0.030     0.000               0.280                             6.520         3,323.10    Yes           10YP                       0.00   10/6 LIBOR 10YR BAL                                   LIBOR                         6                6                          20170201                                       119        2.625
5500004318                    77.46   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         3,076.47    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.625
5500004319                    66.18   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920        15,403.59    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120201                                        59        2.450
5500004327                    75.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095        10,972.31    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.500
5500004328                    60.00   No MI                 NO MI                 0                                  6.075            0.250        0.030     0.000               0.280                             5.795         9,065.71    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120201                                        59        2.450
5500004338                    65.00   No MI                 NO MI                 0                                  6.950            0.250        0.030     0.000               0.280                             6.670         6,453.99    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.750
5500005014                    68.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,683.33    Yes           7YP                        0.00   7/6 MTA IO                                      36    MTA                           6                6                          20140101                                        82        2.450
5500005064                    61.63   No MI                 NO MI                 0                                  6.325            0.250        0.030     0.000               0.280                             6.045        15,297.87    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20111201                                        57        2.450
5500005080                    56.68   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         8,563.19    Yes           10YP                       0.00   10/6 LIBOR IO                                   36    LIBOR                         6                6                          20161201                                       117        2.750
5500005082                    54.95   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270         7,942.00    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005084                    65.91   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         4,405.18    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20161201                                       117        2.750
5500005103                    53.25   No MI                 NO MI                 0                                  6.575            0.250        0.030     0.000               0.280                             6.295         2,866.54    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005124                    74.97   No MI                 NO MI                 0                                  6.325            0.250        0.030     0.000               0.280                             6.045        16,216.89    Yes           5YP                        0.00   5/6 MTA 10YR BAL                                      MTA                           6                6                          20120101                                        58        2.750
5500005131                    61.11   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         7,226.22    Yes           10YP                       0.00   30/10 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
5500005142                    45.62   No MI                 NO MI                 0                                  6.025            0.250        0.030     0.000               0.280                             5.745         5,073.78    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005151                    56.56   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920        15,370.83    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20111201                                        57        2.500
5500005154                    75.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220        21,806.35    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        3.000
5500005156                    61.56   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         5,644.29    Yes           7YP                        0.00   7/6 MTA                                               MTA                           6                6                          20131201                                        81        2.450
5500005158                    71.28   No MI                 NO MI                 0                                  6.325            0.250        0.030     0.000               0.280                             6.045         4,812.78    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20111101                                        56        2.450
5500005159                    51.87   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345        10,296.20    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170201                                       119        3.125
5500005161                    53.95   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         3,761.87    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        3.000
5500005165                    44.64   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470        16,863.55    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        3.000
5500005170                    44.66   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345        12,582.11    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20161201                                       117        3.000
5500005185                    55.17   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         5,017.15    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005189                    61.76   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         4,573.43    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005196                    56.71   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         4,433.15    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005199                    63.93   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         6,331.77    Yes           10YP                       0.00   25/10 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
5500005204                    69.10   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070        12,789.39    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20111201                                        57        2.475
5500005205                    69.11   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070        12,214.58    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20111201                                        57        2.475
5500005206                    66.94   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070        11,927.18    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20111201                                        57        2.475
5500005214                    71.43   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645         6,542.11    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005215                    56.67   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         8,747.92    Yes           7YP                        0.00   7/6 MTA IO                                      36    MTA                           6                6                          20131201                                        81        2.450
5500005216                    74.59   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         6,442.31    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20111201                                        57        2.575
5500005217                    60.66   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         9,519.79    Yes           7YP                        0.00   7/6 MTA IO                                      36    MTA                           6                6                          20131201                                        81        2.450
5500005218                    64.10   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         5,145.83    Yes           7YP                        0.00   7/6 MTA IO                                      36    MTA                           6                6                          20131201                                        81        2.450
5500005220                    63.64   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895        10,806.25    Yes           7YP                        0.00   7/6 MTA IO                                      36    MTA                           6                6                          20131201                                        81        2.450
5500005222                    66.54   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         4,972.05    Yes           10YP                       0.00   10/6 LIBOR 10YR BAL                                   LIBOR                         6                6                          20170101                                       118        2.625
5500005223                    70.64   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645        11,448.69    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005225                    54.42   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         7,299.28    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005228                    28.11   No MI                 NO MI                 0                                  6.800            0.250        0.030     0.000               0.280                             6.520         5,085.02    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        2.875
5500005229                    48.28   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         9,010.69    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005230                    75.00   No MI                 NO MI                 0                                  7.875            0.250        0.030     0.000               0.280                             7.595         2,419.92    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.500
5500005231                    36.32   No MI                 NO MI                 0                                  7.550            0.250        0.030     0.000               0.280                             7.270         2,424.11    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        3.250
5500005237                    55.56   No MI                 NO MI                 0                                  6.450            0.250        0.030     0.000               0.280                             6.170         2,687.50    Yes           3YP                        0.00   3/6 LIBOR IO                                    36    LIBOR                         6                6                          20091201                                        33        2.500
5500005238                    47.73   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345        11,593.75    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005240                    70.00   No MI                 NO MI                 0                                  6.100            0.250        0.030     0.000               0.280                             5.820         5,599.39    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        2.350
5500005241                    65.00   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         5,829.30    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
5500005242                    65.00   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         4,728.66    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
5500005243                    55.81   No MI                 NO MI                 0                                  6.225            0.250        0.030     0.000               0.280                             5.945         3,684.55    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20161201                                       117        2.450
5500005248                    65.00   No MI                 NO MI                 0                                  7.000            0.250        0.030     0.000               0.280                             6.720         4,043.38    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
5500005254                    54.62   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020         4,394.71    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.575
5500005255                    57.19   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         5,487.83    Yes           7YP                        0.00   7/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20140201                                        83        2.875
5500005256                    64.95   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345         4,033.96    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        3.125
5500005263                    66.06   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         4,305.37    Yes           10YP                       0.00   10/6 LIBOR 10YR BAL                                   LIBOR                         6                6                          20170101                                       118        2.675
5500005266                    67.28   No MI                 NO MI                 0                                  7.125            0.250        0.030     0.000               0.280                             6.845         4,177.05    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20091201                                        33        3.000
5500005267                    69.09   No MI                 NO MI                 0                                  7.800            0.250        0.030     0.000               0.280                             7.520         3,829.71    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.000
5500005268                    60.51   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         3,120.41    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20111201                                        57        2.875
5500005275                    55.00   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         5,894.47    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005276                    55.00   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         6,067.84    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005277                    68.88   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         5,097.70    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100101                                        34        2.750
5500005278                    65.95   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         6,972.43    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.750
5500005279                    70.00   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         3,982.03    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500005280                    54.28   No MI                 NO MI                 0                                  6.750            0.250        0.030     0.000               0.280                             6.470         9,955.39    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120101                                        58        2.725
5500005281                    61.19   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         6,000.93    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120101                                        58        2.475
5500005283                    57.14   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         6,280.32    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005287                    59.17   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         4,310.02    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005289                    75.00   No MI                 NO MI                 0                                  6.125            0.250        0.030     0.000               0.280                             5.845         3,426.92    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005290                    63.23   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020        19,320.00    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005293                    45.58   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         3,204.51    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005295                    59.66   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         3,786.67    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005296                    66.13   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         5,002.42    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.575
5500005297                    34.81   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         4,234.86    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170101                                       118        3.125
5500005298                    56.90   No MI                 NO MI                 0                                  6.500            0.250        0.030     0.000               0.280                             6.220         2,686.29    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005300                    54.97   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         4,417.00    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20111201                                        57        2.450
5500005301                    43.83   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         3,204.51    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005302                    29.56   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         3,733.41    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005303                    63.09   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145        12,542.87    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170301                                       120        2.750
5500005305                    57.93   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         5,117.52    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005306                    49.74   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         6,083.29    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005307                    75.00   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         4,296.17    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500005308                    53.85   No MI                 NO MI                 0                                  6.850            0.250        0.030     0.000               0.280                             6.570         4,586.81    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        3.000
5500005309                    50.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         4,617.88    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.750
5500005311                    70.00   No MI                 NO MI                 0                                  6.550            0.250        0.030     0.000               0.280                             6.270         4,638.55    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120101                                        58        2.625
5500005315                    75.00   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         3,374.77    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120201                                        59        2.475
5500005316                    71.03   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645        26,465.80    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005319                    69.66   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         3,355.22    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500005322                    54.69   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645         5,203.95    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005323                    62.08   No MI                 NO MI                 0                                  6.225            0.250        0.030     0.000               0.280                             5.945         3,488.04    Yes           7YP                        0.00   7/6 MTA                                               MTA                           6                6                          20140101                                        82        2.450
5500005325                    73.12   No MI                 NO MI                 0                                  6.600            0.250        0.030     0.000               0.280                             6.320         8,079.03    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        2.500
5500005327                    62.60   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770         9,831.25    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005328                    57.29   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770        13,864.58    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005329                    48.89   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770         5,545.83    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120101                                        58        2.500
5500005331                    41.24   No MI                 NO MI                 0                                  6.450            0.250        0.030     0.000               0.280                             6.170         3,225.00    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
5500005332                    59.63   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         8,110.31    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500005335                    80.00   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145        11,990.99    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        2.500
5500005341                    75.00   No MI                 NO MI                 0                                  6.625            0.250        0.030     0.000               0.280                             6.345        10,445.07    Yes           7YP                        0.00   7/6 LIBOR                                             LIBOR                         6                6                          20140101                                        82        2.500
5500005342                    68.31   No MI                 NO MI                 0                                  8.250            0.250        0.030     0.000               0.280                             7.970         3,335.62    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120101                                        58        3.750
5500005344                    66.50   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770        16,835.34    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.750
5500005353                    75.00   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         3,944.26    Yes           5YP                        0.00   5/6 MTA 10YR BAL                                      MTA                           6                6                          20120201                                        59        2.700
5500005355                    75.00   No MI                 NO MI                 0                                  6.400            0.250        0.030     0.000               0.280                             6.120         5,113.51    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.500
5500005358                    43.01   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145        11,288.59    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500005360                    56.76   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         4,965.73    Yes           5YP                        0.00   5/6 MTA IO                                      60    MTA                           6                6                          20120201                                        59        2.625
5500005361                    55.21   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         4,502.60    Yes           5YP                        0.00   5/6 MTA IO                                      60    MTA                           6                6                          20120201                                        59        2.625
5500005362                    37.32   No MI                 NO MI                 0                                  6.675            0.250        0.030     0.000               0.280                             6.395         5,284.12    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170101                                       118        2.500
5500005363                    70.17   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770        22,923.31    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120101                                        58        2.475
5500005364                    68.06   No MI                 NO MI                 0                                  6.050            0.250        0.030     0.000               0.280                             5.770        20,348.59    Yes           5YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120101                                        58        2.475
5500005372                    66.83   No MI                 NO MI                 0                                  6.300            0.250        0.030     0.000               0.280                             6.020         3,543.75    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
5500005390                    67.84   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         5,283.83    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005413                    38.10   No MI                 NO MI                 0                                  6.025            0.250        0.030     0.000               0.280                             5.745         3,606.95    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005414                    52.17   No MI                 NO MI                 0                                  6.025            0.250        0.030     0.000               0.280                             5.745         3,606.95    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005423                    57.14   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895        11,024.24    Yes           3YP                        0.00   5/6 LIBOR 10YR BAL                                    LIBOR                         6                6                          20120201                                        59        2.625
5500005425                    61.90   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         5,017.19    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120201                                        59        2.500
5500005426                    70.34   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645         7,404.48    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005428                    67.57   No MI                 NO MI                 0                                  6.350            0.250        0.030     0.000               0.280                             6.070         3,111.18    Yes           7YP                        0.00   7/6 MTA 10YR BAL                                      MTA                           6                6                          20140101                                        82        2.575
5500005432                    51.55   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         3,135.72    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.500
5500005436                    68.00   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920         6,247.18    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120201                                        59        2.450
5500005437                    75.00   No MI                 NO MI                 0                                  8.500            0.250        0.030     0.000               0.280                             8.220         3,379.37    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.500
5500005442                    50.25   No MI                 NO MI                 0                                  6.275            0.250        0.030     0.000               0.280                             5.995         3,086.72    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005443                    61.19   No MI                 NO MI                 0                                  6.175            0.250        0.030     0.000               0.280                             5.895         5,344.92    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005444                    71.54   No MI                 NO MI                 0                                  6.840            0.250        0.030     0.000               0.280                             6.560         5,760.41    Yes           10YP                       0.00   10/6 LIBOR 15YR BAL                                   LIBOR                         6                6                          20170201                                       119        2.500
5500005454                    75.00   No MI                 NO MI                 0                                  6.100            0.250        0.030     0.000               0.280                             5.820         9,680.77    Yes           7YP                        0.00   7/6 MTA                                               MTA                           6                6                          20140301                                        84        2.450
5500005455                    75.00   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645         5,954.81    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120101                                        58        2.450
5500005460                    58.53   No MI                 NO MI                 0                                  6.875            0.250        0.030     0.000               0.280                             6.595         2,299.25    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
5500005470                    61.67   No MI                 NO MI                 0                                  7.025            0.250        0.030     0.000               0.280                             6.745         2,467.83    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100101                                        34        3.000
5500005471                    70.00   No MI                 NO MI                 0                                  6.275            0.250        0.030     0.000               0.280                             5.995         4,407.84    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.750
5500005472                    55.94   No MI                 NO MI                 0                                  6.275            0.250        0.030     0.000               0.280                             5.995         4,302.89    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170101                                       118        2.450
5500005478                    65.00   No MI                 NO MI                 0                                  5.925            0.250        0.030     0.000               0.280                             5.645         5,798.69    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120201                                        59        2.450
5500005481                    75.00   No MI                 NO MI                 0                                  7.275            0.250        0.030     0.000               0.280                             6.995         5,129.05    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
5500005482                    80.00   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095         4,367.09    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120201                                        59        2.450
5500005484                    70.80   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         3,762.86    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.500
5500005485                    73.10   No MI                 NO MI                 0                                  7.275            0.250        0.030     0.000               0.280                             6.995         3,624.53    Yes           3YP                        0.00   3/6 LIBOR                                             LIBOR                         6                6                          20100201                                        35        3.000
5500005500                    71.20   No MI                 NO MI                 0                                  7.400            0.250        0.030     0.000               0.280                             7.120         3,081.09    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        3.000
5500005501                    65.00   No MI                 NO MI                 0                                  6.150            0.250        0.030     0.000               0.280                             5.870         4,373.50    Yes           5YP                        0.00   5/6 MTA 10YR BAL                                      MTA                           6                6                          20120201                                        59        2.575
5500005502                    75.00   No MI                 NO MI                 0                                  6.700            0.250        0.030     0.000               0.280                             6.420         4,588.18    Yes           5YP                        0.00   5/6 MTA 10YR BAL                                      MTA                           6                6                          20120201                                        59        2.575
5500005506                    65.00   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970        14,007.57    Yes           10YP                       0.00   10/6 LIBOR                                            LIBOR                         6                6                          20170201                                       119        2.750
5500005509                    67.74   No MI                 NO MI                 0                                  6.200            0.250        0.030     0.000               0.280                             5.920         3,255.00    Yes           5YP                        0.00   5/6 LIBOR IO                                    60    LIBOR                         6                6                          20120301                                        60        2.500
5500005510                    51.21   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,817.45    Yes           5YP                        0.00   5/6 LIBOR                                             LIBOR                         6                6                          20120201                                        59        2.500
5500005528                    68.57   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145        10,536.01    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005534                    60.00   No MI                 NO MI                 0                                  6.475            0.250        0.030     0.000               0.280                             6.195         4,149.94    Yes           10YP                       0.00   10/6 MTA 10YR BAL                                     MTA                           6                6                          20170301                                       120        2.575
5500005535                    41.05   No MI                 NO MI                 0                                  6.425            0.250        0.030     0.000               0.280                             6.145         3,135.72    Yes           10YP                       0.00   10/6 MTA                                              MTA                           6                6                          20170201                                       119        2.450
5500005556                    59.17   No MI                 NO MI                 0                                  6.250            0.250        0.030     0.000               0.280                             5.970         3,078.59    Yes           5YP                        0.00   5/6 MTA                                               MTA                           6                6                          20120301                                        60        2.450
5500005566                    73.44   No MI                 NO MI                 0                                  6.375            0.250        0.030     0.000               0.280                             6.095        13,549.51    Yes           5YP                        0.00   5/6 MTA 10YR BAL                                      MTA                           6                6                          20120201                                        59        2.575
1103620345                    90.00   No MI                 NO MI                 0                                 12.100            0.500        0.030     0.000               0.530                            11.570           580.34    Yes           2YP                       37.99   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103636910                   100.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           201.88    Yes           3YP                       40.02   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103639862                    95.00   No MI                 NO MI                 0                                 12.400            0.500        0.030     0.000               0.530                            11.870           469.68    No            NO                        25.54   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103646913                   100.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           684.77    Yes           1YP                       35.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103647381                    89.73   No MI                 NO MI                 0                                 12.625            0.500        0.030     0.000               0.530                            12.095           322.46    No            NO                        39.18   30/15 FIXED BAL IO                              60    FIXED                         0                0                                                                           0        0.000
1103648579                    90.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           537.66    Yes           2YP                       42.28   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103648881                    90.00   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           534.98    No            NO                        40.95   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649852                   100.00   No MI                 NO MI                 0                                 12.375            0.500        0.030     0.000               0.530                            11.845         1,121.02    Yes           2YP                       41.67   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103649975                    87.50   No MI                 NO MI                 0                                 11.875            0.500        0.030     0.000               0.530                            11.345           213.99    Yes           1YP                       40.08   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103650624                    87.00   No MI                 NO MI                 0                                 10.000            0.500        0.030     0.000               0.530                             9.470           265.38    Yes           3YP                       39.74   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103651272                    99.95   No MI                 NO MI                 0                                 10.750            0.500        0.030     0.000               0.530                            10.220           322.05    Yes           2YP                       39.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103652611                    84.99   No MI                 NO MI                 0                                 12.500            0.500        0.030     0.000               0.530                            11.970           527.23    No            NO                        30.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103653036                   100.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220           478.46    Yes           2YP                       43.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655581                    95.00   No MI                 NO MI                 0                                 12.250            0.500        0.030     0.000               0.530                            11.720           982.40    Yes           2YP                       38.62   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655643                    89.97   No MI                 NO MI                 0                                 11.250            0.500        0.030     0.000               0.530                            10.720           430.46    No            NO                        40.00   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103655747                    76.70   No MI                 NO MI                 0                                 11.000            0.500        0.030     0.000               0.530                            10.470         3,340.75    Yes           1YP                       39.73   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103656383                   100.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720           465.97    Yes           2YP                       31.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103657175                    94.96   No MI                 NO MI                 0                                 12.125            0.500        0.030     0.000               0.530                            11.595           576.23    No            NO                        34.26   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
1103659242                    78.69   No MI                 NO MI                 0                                  9.875            0.500        0.030     0.000               0.530                             9.345         3,473.39    Yes           2YP                       38.16   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503207522                   100.00   No MI                 NO MI                 0                                 11.750            0.500        0.030     0.000               0.530                            11.220         4,037.64    No            NO                        41.87   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503208947                    95.00   No MI                 NO MI                 0                                 11.650            0.500        0.030     0.000               0.530                            11.120           991.73    No            NO                        30.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210914                   100.00   No MI                 NO MI                 0                                 13.044            0.500        0.030     0.000               0.530                            12.514         1,264.99    Yes           2YP                       42.17   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503210930                   100.00   No MI                 NO MI                 0                                 10.795            0.500        0.030     0.000               0.530                            10.265         1,030.55    No            NO                        45.60   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211318                    95.00   No MI                 NO MI                 0                                 10.670            0.500        0.030     0.000               0.530                            10.140           505.01    Yes           3YP                       43.61   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211639                   100.00   No MI                 NO MI                 0                                 10.440            0.500        0.030     0.000               0.530                             9.910           273.08    No            NO                        39.68   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503211690                    95.00   No MI                 NO MI                 0                                 12.900            0.500        0.030     0.000               0.530                            12.370         1,318.07    No            NO                        24.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212084                    96.34   No MI                 NO MI                 0                                  9.750            0.500        0.030     0.000               0.530                             9.220           498.31    No            NO                        47.58   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503212147                   100.00   No MI                 NO MI                 0                                 12.650            0.500        0.030     0.000               0.530                            12.120         1,225.64    Yes           2YP                       44.10   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213152                   100.00   No MI                 NO MI                 0                                 13.340            0.500        0.030     0.000               0.530                            12.810         1,214.40    No            NO                        49.73   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213339                   100.00   No MI                 NO MI                 0                                 11.400            0.500        0.030     0.000               0.530                            10.870         1,591.92    Yes           3YP                       49.11   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213344                   100.00   No MI                 NO MI                 0                                 12.520            0.500        0.030     0.000               0.530                            11.990           769.54    Yes           3YP                       43.42   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213354                   100.00   No MI                 NO MI                 0                                 10.450            0.500        0.030     0.000               0.530                             9.920           655.92    Yes           1YP                       40.03   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213619                   100.00   No MI                 NO MI                 0                                 12.100            0.500        0.030     0.000               0.530                            11.570         1,212.49    No            NO                        41.75   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213701                   100.00   No MI                 NO MI                 0                                 12.200            0.500        0.030     0.000               0.530                            11.670         1,231.96    Yes           3YP                       41.72   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213747                    95.00   No MI                 NO MI                 0                                 11.140            0.500        0.030     0.000               0.530                            10.610           577.75    No            NO                        33.09   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503213867                   100.00   No MI                 NO MI                 0                                 10.950            0.500        0.030     0.000               0.530                            10.420           777.81    Yes           3YP                       48.05   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214005                   100.00   No MI                 NO MI                 0                                 11.940            0.500        0.030     0.000               0.530                            11.410         1,075.20    Yes           2YP                       42.21   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214097                   100.00   No MI                 NO MI                 0                                 10.540            0.500        0.030     0.000               0.530                            10.010           838.81    Yes           3YP                       39.40   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214168                   100.00   No MI                 NO MI                 0                                 10.940            0.500        0.030     0.000               0.530                            10.410         1,634.70    No            NO                        41.88   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214497                   100.00   No MI                 NO MI                 0                                  9.990            0.500        0.030     0.000               0.530                             9.460           968.90    No            NO                        38.87   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214528                   100.00   No MI                 NO MI                 0                                 10.250            0.500        0.030     0.000               0.530                             9.720         1,030.52    Yes           1YP                       38.46   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214546                    90.00   No MI                 NO MI                 0                                  9.550            0.500        0.030     0.000               0.530                             9.020           523.59    Yes           2YP                       32.85   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503214907                   100.00   No MI                 NO MI                 0                                  9.475            0.500        0.030     0.000               0.530                             8.945           721.57    Yes           2YP                       40.55   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215130                   100.00   No MI                 NO MI                 0                                 12.465            0.500        0.030     0.000               0.530                            11.935         1,107.12    Yes           1YP                       42.59   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215452                   100.00   No MI                 NO MI                 0                                 12.450            0.500        0.030     0.000               0.530                            11.920         1,190.98    No            NO                        43.67   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000
2503215555                   100.00   No MI                 NO MI                 0                                 12.990            0.500        0.030     0.000               0.530                            12.460           405.25    Yes           2YP                       42.86   30/15 FIXED BAL                                       FIXED                         0                0                                                                           0        0.000

LOAN_ID                  INIT_RATE_CAP            PER_RATE_CAP            GROSS_LIFE_CAP         MAX_RATE        MIN_RATE         FICO_SCORE   DOCTYPE                                  LOAN_PURP                   OCCTYPE                    PROPTYPE
1103584580                       5.000                   1.000                     5.000           13.250           2.250                654   Stated                                   Cash Out Refinance          Investor                   SFR
1103586631                       3.000                   1.000                     6.000           13.625           3.000                657   SISA                                     Rate/Term Refinance         Owner Occupied             CONDO
1103591424                       0.000                   0.000                     0.000            8.500           0.000                609   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103601212                       0.000                   0.000                     0.000            5.500           0.000                755   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103603669                       3.000                   1.000                     6.000           12.375           3.000                654   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103605997                       3.000                   1.000                     6.000           13.750           3.000                661   Stated                                   Cash Out Refinance          Second Home                HI-RISE
1103607944                       3.000                   1.000                     6.000           14.000           3.000                700   Stated                                   Purchase                    Investor                   3-FAMILY
1103608150                       3.000                   1.000                     6.000           13.250           3.000                690   Stated                                   Purchase                    Owner Occupied             CONDO
1103608558                       0.000                   0.000                     0.000            8.250           0.000                735   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
1103611552                       3.000                   1.000                     6.000           12.750           3.000                653   Stated                                   Purchase                    Owner Occupied             CONDO
1103611725                       3.000                   1.000                     6.000           13.500           3.000                727   Stated                                   Purchase                    Owner Occupied             SFR
1103613851                       3.000                   1.000                     6.000           12.250           3.000                702   Stated                                   Purchase                    Owner Occupied             SFR
1103617300                       3.000                   1.000                     6.000           12.500           3.500                725   Stated                                   Purchase                    Investor                   SFR
1103622198                       0.000                   0.000                     0.000            6.875           0.000                748   Stated                                   Rate/Term Refinance         Second Home                CONDO
1103622952                       3.000                   1.000                     4.740           11.990           3.000                712   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103623076                       3.000                   1.000                     6.000           14.500           3.000                664   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103623408                       3.000                   1.000                     6.000           12.375           3.000                660   Stated                                   Purchase                    Owner Occupied             SFR
1103624184                       0.000                   0.000                     0.000            8.500           0.000                720   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103625191                       0.000                   0.000                     0.000            6.875           0.000                690   Full                                     Purchase                    Owner Occupied             SFR
1103625345                       0.000                   0.000                     0.000            8.000           0.000                630   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103626012                       3.000                   1.000                     6.000           12.500           3.000                648   Express Verified Assets                  Purchase                    Second Home                SFR
1103627762                       0.000                   0.000                     0.000            6.875           0.000                622   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103628830                       3.000                   1.000                     6.000           13.125           3.000                757   Stated                                   Purchase                    Investor                   CONDOTEL
1103629224                       3.000                   1.000                     6.000           12.875           6.875                739   Stated                                   Purchase                    Owner Occupied             SFR
1103629431                       3.000                   1.000                     6.000           12.750           2.750                653   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             D-PUDS
1103629858                       3.000                   1.000                     6.000           12.000           3.000                683   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103630253                       3.000                   1.000                     6.000           13.000           6.250                658   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103630450                       0.000                   0.000                     0.000            6.250           0.000                741   Full                                     Purchase                    Owner Occupied             SFR
1103631161                       3.000                   1.000                     6.000           12.625           3.000                697   Stated                                   Purchase                    Second Home                HI-RISE
1103631249                       3.000                   1.000                     6.000           13.125           3.000                784   Stated                                   Purchase                    Investor                   CONDOTEL
1103631338                       3.000                   1.000                     6.000           12.875           3.000                763   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103631564                       0.000                   0.000                     0.000            6.500           0.000                723   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103631951                       3.000                   1.000                     6.000           14.125           3.000                674   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103632042                       0.000                   0.000                     0.000            7.000           0.000                689   Stated                                   Purchase                    Investor                   HI-RISE
1103632374                       3.000                   1.000                     6.000           14.750           3.500                681   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103632425                       0.000                   0.000                     0.000            5.500           0.000                678   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103632669                       0.000                   0.000                     0.000            7.375           0.000                675   Stated                                   Cash Out Refinance          Investor                   HI-RISE
1103632722                       0.000                   0.000                     0.000            7.375           0.000                675   Stated                                   Cash Out Refinance          Investor                   HI-RISE
1103632732                       3.000                   1.000                     6.000           14.375           3.000                752   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
1103632963                       3.000                   1.000                     6.000           12.625           3.000                754   Stated                                   Purchase                    Owner Occupied             CONDO
1103633014                       0.000                   0.000                     0.000            5.750           0.000                730   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103633115                       3.000                   1.000                     6.000           14.990           3.000                636   Stated                                   Purchase                    Second Home                SFR
1103633151                       3.000                   1.000                     6.000           12.500           3.000                694   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103633224                       3.000                   1.000                     6.000           12.500           3.000                714   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103633318                       3.000                   1.000                     6.000           12.875           3.000                753   Stated                                   Purchase                    Second Home                HI-RISE
1103633412                       3.000                   1.000                     6.000           11.375           2.750                777   Full                                     Cash Out Refinance          Investor                   CONDO
1103633673                       3.000                   1.000                     6.000           12.250           3.000                779   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103633769                       3.000                   1.000                     6.000           12.625           2.750                683   Express Verified Assets                  Cash Out Refinance          Owner Occupied             CONDO
1103633982                       3.000                   1.000                     6.000           13.500           3.000                696   Stated                                   Purchase                    Investor                   SFR
1103634051                       0.000                   0.000                     0.000            6.000           0.000                672   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
1103634224                       3.000                   1.000                     6.000           12.375           3.000                670   Stated                                   Purchase                    Owner Occupied             SFR
1103634332                       0.000                   0.000                     0.000            5.375           0.000                729   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103634386                       3.000                   1.000                     6.000           14.990           3.000                676   Express Non-Verified Assets              Purchase                    Second Home                SFR
1103634730                       3.000                   1.000                     6.000           12.625           3.000                729   Stated                                   Purchase                    Owner Occupied             CONDO
1103635046                       3.000                   1.000                     6.000           12.750           3.000                680   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103635508                       0.000                   0.000                     0.000            6.000           0.000                713   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
1103635662                       3.000                   1.000                     6.000           13.875           3.625                694   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103635709                       3.000                   1.000                     6.000           14.750           3.000                652   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103635773                       0.000                   0.000                     0.000            5.500           0.000                771   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103635779                       0.000                   0.000                     0.000            7.250           0.000                662   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
1103635799                       0.000                   0.000                     0.000            6.750           0.000                661   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103635804                       3.000                   1.000                     6.000           11.750           3.000                707   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103635994                       3.000                   1.000                     6.000           12.250           3.000                683   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103636117                       3.000                   1.000                     6.000           14.125           3.000                701   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
1103636219                       3.000                   1.000                     6.000           14.375           3.000                  0   Full                                     Purchase                    Second Home                CONDOTEL
1103636277                       3.000                   1.000                     6.000           13.375           7.375                661   Stated                                   Purchase                    Investor                   D-PUDS
1103636350                       3.000                   1.000                     6.000           14.250           3.000                645   Express Non-Verified Assets              Purchase                    Owner Occupied             D-PUDS
1103636410                       0.000                   0.000                     0.000            7.125           0.000                686   Stated                                   Purchase                    Investor                   PUD
1103636504                       3.000                   1.000                     6.000           13.125           3.000                654   Stated                                   Purchase                    Owner Occupied             SFR
1103636520                       0.000                   0.000                     0.000            5.875           0.000                780   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103636655                       3.000                   1.000                     6.000           13.000           2.500                665   Stated                                   Purchase                    Owner Occupied             SFR
1103636716                       3.000                   1.000                     6.000           14.250           3.000                670   Stated                                   Purchase                    Investor                   3-FAMILY
1103636729                       0.000                   0.000                     0.000            8.500           0.000                719   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103636745                       3.000                   1.000                     6.000           13.875           3.000                673   SISA                                     Purchase                    Owner Occupied             CONDO
1103636795                       3.000                   1.000                     6.000           12.000           3.000                714   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103636823                       0.000                   0.000                     0.000            5.750           0.000                721   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103636850                       3.000                   1.000                     6.000           13.375           2.500                689   SISA                                     Purchase                    Owner Occupied             SFR
1103636904                       3.000                   1.000                     6.000           15.250           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
1103636905                       3.000                   1.000                     6.000           13.375           3.000                724   Stated                                   Purchase                    Investor                   SFR
1103636911                       3.000                   1.000                     6.000           13.500           6.500                710   Express No Doc Verified Assets           Rate/Term Refinance         Owner Occupied             CONDO
1103636915                       3.000                   1.000                     6.000           13.000           3.000                749   Full                                     Purchase                    Investor                   HI-RISE
1103636947                       3.000                   1.000                     6.000           12.500           3.000                727   Express Non-Verified Assets              Purchase                    Owner Occupied             SFR
1103637007                       3.000                   1.000                     6.000           13.875           3.000                643   Stated                                   Purchase                    Investor                   SFR
1103637164                       5.000                   2.000                     5.000           11.000           6.000                776   Stated                                   Purchase                    Owner Occupied             SFR
1103637218                       3.000                   1.000                     6.000           13.125           3.000                656   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103637474                       0.000                   0.000                     0.000            6.500           0.000                747   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103637660                       0.000                   0.000                     0.000            6.875           0.000                712   Stated                                   Cash Out Refinance          Investor                   HI-RISE
1103637690                       3.000                   1.000                     6.000           12.125           3.000                685   Express No Doc                           Rate/Term Refinance         Owner Occupied             CONDO
1103637779                       3.000                   1.000                     6.000           13.125           2.500                729   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103637781                       0.000                   0.000                     0.000            7.375           0.000                648   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103637846                       0.000                   0.000                     0.000            7.000           0.000                683   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103637870                       3.000                   1.000                     6.000           12.750           3.000                793   Express Verified Assets                  Purchase                    Investor                   SFR
1103637964                       3.000                   1.000                     6.000           12.625           3.000                660   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103637965                       3.000                   1.000                     6.000           11.625           2.500                775   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             D-PUDS
1103637976                       3.000                   1.000                     6.000           12.250           3.000                766   Stated                                   Rate/Term Refinance         Investor                   SFR
1103638046                       3.000                   1.000                     6.000           13.500           7.500                612   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103638060                       3.000                   1.000                     6.000           11.990           5.990                644   Stated                                   Purchase                    Owner Occupied             CONDO
1103638077                       3.000                   1.000                     6.000           13.750           7.750                661   Stated                                   Purchase                    Investor                   2-FAMILY
1103638257                       3.000                   1.000                     6.000           13.500           3.000                746   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
1103638365                       3.000                   1.000                     6.000           13.500           7.500                731   Stated                                   Purchase                    Owner Occupied             SFR
1103638398                       3.000                   1.000                     6.000           14.600           6.125                643   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103638401                       3.000                   1.000                     6.000           13.000           3.000                671   Stated                                   Purchase                    Second Home                HI-RISE
1103638514                       3.000                   1.000                     6.000           12.250           3.000                653   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103638571                       3.000                   1.000                     6.000           12.250           3.000                735   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103638615                       2.000                   2.000                     6.000           12.375           2.250                689   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103638677                       3.000                   1.000                     6.000           12.750           3.000                773   Full                                     Purchase                    Owner Occupied             SFR
1103638718                       3.000                   1.000                     6.000           12.990           3.000                696   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103638729                       3.000                   1.000                     6.000           11.750           3.000                735   Stated                                   Cash Out Refinance          Investor                   D-PUDS
1103638735                       3.000                   1.000                     6.000           12.875           3.000                782   Stated                                   Purchase                    Second Home                HI-RISE
1103638743                       3.000                   1.000                     6.000           13.500           2.500                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103638819                       0.000                   0.000                     0.000            6.125           0.000                760   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
1103638840                       3.000                   1.000                     6.000           15.500           4.500                647   Express Non-Verified Assets              Purchase                    Investor                   SFR
1103638846                       3.000                   1.000                     6.000           13.125           3.000                686   Stated                                   Purchase                    Owner Occupied             4-FAMILY
1103638851                       3.000                   1.000                     6.000           11.875           2.500                686   SISA                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103638854                       0.000                   0.000                     0.000            6.250           0.000                657   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103638942                       3.000                   1.000                     6.000           12.375           3.000                682   Stated                                   Purchase                    Investor                   CONDO
1103638960                       0.000                   0.000                     0.000            5.500           0.000                693   Express Verified Assets                  Cash Out Refinance          Owner Occupied             D-PUDS
1103639011                       3.000                   1.000                     6.000           12.500           2.500                690   Stated                                   Cash Out Refinance          Investor                   SFR
1103639017                       3.000                   1.000                     6.000           13.625           7.625                720   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103639029                       0.000                   0.000                     0.000            6.875           0.000                654   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103639156                       3.000                   1.000                     6.000           13.875           3.500                666   Stated                                   Cash Out Refinance          Investor                   SFR
1103639160                       0.000                   0.000                     0.000            6.625           0.000                743   Full                                     Rate/Term Refinance         Investor                   SFR
1103639186                       6.000                   2.000                     6.000           12.500           2.250                794   Express Verified Assets                  Purchase                    Second Home                SFR
1103639192                       6.000                   2.000                     6.000           12.375           2.250                787   Stated                                   Rate/Term Refinance         Investor                   PUD
1103639194                       6.000                   2.000                     6.000           13.000           2.250                648   Stated                                   Purchase                    Owner Occupied             PUD
1103639195                       6.000                   2.000                     6.000           13.250           2.250                644   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
1103639273                       3.000                   1.000                     6.000           11.875           4.875                739   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103639318                       3.000                   1.000                     6.000           11.875           5.875                739   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103639326                       3.000                   1.000                     6.000           12.000           3.000                710   Full                                     Rate/Term Refinance         Second Home                D-PUDS
1103639331                       3.000                   1.000                     6.000           11.625           2.750                740   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103639417                       3.000                   1.000                     6.000           13.125           3.000                670   SISA                                     Purchase                    Investor                   4-FAMILY
1103639478                       0.000                   0.000                     0.000            7.875           0.000                652   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103639507                       3.000                   1.000                     6.000           12.625           3.000                674   Stated                                   Purchase                    Owner Occupied             SFR
1103639567                       6.000                   2.000                     6.000           13.250           4.000                644   Express Verified Assets                  Purchase                    Owner Occupied             TOWNHOUSE
1103639568                       6.000                   2.000                     6.000           14.125           4.000                675   Express Verified Assets                  Purchase                    Investor                   SFR
1103639572                       6.000                   2.000                     6.000           13.625           4.000                646   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103639573                       6.000                   2.000                     6.000           13.000           4.000                651   Express Verified Assets                  Cash Out Refinance          Owner Occupied             TOWNHOUSE
1103639580                       6.000                   2.000                     6.000           13.000           4.000                640   Express Verified Assets                  Cash Out Refinance          Owner Occupied             TOWNHOUSE
1103639605                       0.000                   0.000                     0.000            6.900           0.000                667   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103639616                       3.000                   1.000                     6.000           13.250           3.000                703   Full                                     Purchase                    Investor                   CONDO
1103639617                       3.000                   1.000                     6.000           13.500           3.000                697   Stated                                   Purchase                    Owner Occupied             SFR
1103639665                       5.000                   2.000                     5.000           11.500           3.250                699   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103639807                       3.000                   1.000                     6.000           12.500           3.000                747   Express No Doc                           Purchase                    Owner Occupied             SFR
1103639815                       3.000                   1.000                     6.000           13.750           3.000                644   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103639866                       0.000                   0.000                     0.000            6.500           0.000                734   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103639867                       3.000                   1.000                     6.000           12.875           3.500                664   Stated                                   Purchase                    Owner Occupied             SFR
1103639875                       3.000                   1.000                     6.000           11.875           3.000                747   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103639902                       3.000                   1.000                     6.000           12.875           6.875                686   Stated                                   Purchase                    Investor                   CONDO
1103639929                       0.000                   0.000                     0.000            5.875           0.000                753   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103639974                       3.000                   1.000                     6.000           11.250           3.000                689   Stated                                   Rate/Term Refinance         Investor                   SFR
1103639979                       3.000                   1.000                     6.000           11.875           3.000                734   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
1103640004                       3.000                   1.000                     6.000           12.500           3.000                748   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103640107                       3.000                   1.000                     6.000           11.500           3.000                757   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103640124                       3.000                   1.000                     6.000           13.500           3.000                699   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103640158                       0.000                   0.000                     0.000            6.375           0.000                801   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103640172                       3.000                   1.000                     6.000           14.875           3.000                674   Stated                                   Purchase                    Owner Occupied             SFR
1103640195                       3.000                   1.000                     6.000           13.500           3.000                651   Express Verified Assets                  Cash Out Refinance          Second Home                SFR
1103640236                       3.000                   1.000                     6.000           13.250           3.000                716   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103640267                       0.000                   0.000                     0.000            6.250           0.000                732   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103640282                       3.000                   1.000                     6.000           13.125           3.000                757   Stated                                   Purchase                    Investor                   CONDOTEL
1103640297                       3.000                   1.000                     6.000           15.750           9.750                668   Stated                                   Purchase                    Investor                   CONDO
1103640353                       0.000                   0.000                     0.000            6.175           0.000                701   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103640357                       3.000                   1.000                     6.000           13.500           7.500                680   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103640383                       0.000                   0.000                     0.000            6.250           0.000                651   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103640408                       3.000                   1.000                     6.000           11.125           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
1103640436                       0.000                   0.000                     0.000            5.875           0.000                770   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103640464                       3.000                   1.000                     6.000           14.650           3.000                696   SISA                                     Purchase                    Investor                   CONDO
1103640504                       0.000                   0.000                     0.000            5.875           0.000                762   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103640511                       0.000                   0.000                     0.000            7.250           0.000                711   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103640526                       3.000                   1.000                     6.000           13.500           2.500                749   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103640559                       3.000                   1.000                     6.000           13.750           3.500                661   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103640568                       3.000                   1.000                     6.000           16.375           3.000                667   Stated                                   Cash Out Refinance          Investor                   SFR
1103640628                       3.000                   1.000                     6.000           13.000           3.000                659   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103640631                       3.000                   1.000                     6.000           13.500           7.500                701   Stated                                   Purchase                    Investor                   HI-RISE
1103640659                       3.000                   1.000                     6.000           11.875           3.000                725   Stated                                   Cash Out Refinance          Investor                   CONDO
1103640693                       0.000                   0.000                     0.000            6.000           0.000                678   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103640699                       0.000                   0.000                     0.000            6.125           0.000                688   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103640711                       3.000                   1.000                     6.000           12.375           3.000                682   Stated                                   Cash Out Refinance          Investor                   SFR
1103640727                       3.000                   1.000                     6.000           13.000           7.000                733   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103640762                       5.000                   1.000                     5.000           11.875           3.250                701   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103640775                       5.000                   1.000                     5.000           12.000           3.250                681   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103640778                       5.000                   1.000                     5.000           12.375           3.750                666   Express Verified Assets                  Purchase                    Investor                   PUD
1103640793                       5.000                   1.000                     5.000           12.500           3.250                674   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103640794                       5.000                   1.000                     5.000           11.625           3.250                787   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103640798                       5.000                   1.000                     5.000           11.375           3.250                695   Stated                                   Purchase                    Owner Occupied             PUD
1103640806                       5.000                   1.000                     5.000           12.375           3.250                629   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
1103640816                       0.000                   0.000                     0.000            7.250           0.000                639   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103640822                       0.000                   0.000                     0.000            6.250           0.000                730   Express Verified Assets                  Purchase                    Investor                   PUD
1103640823                       0.000                   0.000                     0.000            7.125           0.000                665   Stated                                   Purchase                    Owner Occupied             CONDO
1103640825                       0.000                   0.000                     0.000            7.000           0.000                  0   Express No Doc                           Purchase                    Second Home                PUD
1103640827                       0.000                   0.000                     0.000            6.500           0.000                663   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103640891                       3.000                   1.000                     6.000           14.125           3.000                719   SISA                                     Cash Out Refinance          Investor                   SFR
1103640932                       3.000                   1.000                     6.000           12.990           3.000                661   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103640939                       3.000                   1.000                     6.000           13.125           7.125                651   Stated                                   Purchase                    Investor                   SFR
1103640942                       3.000                   1.000                     6.000           13.375           3.000                627   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103640954                       3.000                   1.000                     6.000           12.250           3.000                780   Stated                                   Purchase                    Investor                   D-PUDS
1103640963                       3.000                   1.000                     6.000           11.875           3.000                800   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
1103640964                       3.000                   1.000                     6.000           12.750           3.000                715   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103640981                       0.000                   0.000                     0.000            6.000           0.000                685   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103640999                       3.000                   1.000                     6.000           13.125           2.500                690   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103641001                       0.000                   0.000                     0.000            6.500           0.000                643   Stated                                   Purchase                    Owner Occupied             SFR
1103641005                       0.000                   0.000                     0.000            6.250           0.000                756   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103641007                       3.000                   1.000                     6.000           12.625           3.000                662   Full                                     Purchase                    Owner Occupied             CONDO
1103641018                       3.000                   1.000                     6.000           12.750           3.000                693   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103641049                       3.000                   1.000                     6.000           12.625           3.000                682   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103641064                       3.000                   1.000                     6.000           13.375           3.000                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103641067                       3.000                   1.000                     6.000           13.125           3.000                793   Stated                                   Purchase                    Investor                   D-PUDS
1103641070                       3.000                   1.000                     6.000           12.250           6.250                727   Stated                                   Cash Out Refinance          Investor                   SFR
1103641118                       0.000                   0.000                     0.000            6.970           0.000                686   SISA                                     Cash Out Refinance          Investor                   SFR
1103641134                       3.000                   1.000                     6.000           12.500           3.000                745   Full                                     Cash Out Refinance          Investor                   SFR
1103641140                       3.000                   1.000                     6.000           13.500           3.000                601   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103641151                       3.000                   1.000                     6.000           13.250           7.250                701   Stated                                   Purchase                    Owner Occupied             CONDO
1103641152                       3.000                   1.000                     6.000           13.750           7.750                654   Stated                                   Purchase                    Owner Occupied             SFR
1103641156                       3.000                   1.000                     6.000           13.500           7.500                720   SISA                                     Purchase                    Owner Occupied             TOWNHOUSE
1103641158                       3.000                   1.000                     6.000           12.750           6.750                677   Full                                     Rate/Term Refinance         Investor                   4-FAMILY
1103641179                       3.000                   1.000                     6.000           12.990           6.990                777   Stated                                   Purchase                    Owner Occupied             CONDO
1103641188                       3.000                   1.000                     6.000           12.875           6.875                733   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103641189                       3.000                   1.000                     6.000           13.250           7.250                678   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103641195                       3.000                   1.000                     6.000           12.875           6.875                706   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103641207                       3.000                   1.000                     6.000           11.875           3.000                697   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103641235                       0.000                   0.000                     0.000            5.875           0.000                768   Stated                                   Cash Out Refinance          Investor                   SFR
1103641275                       3.000                   1.000                     6.000           12.250           2.500                737   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103641309                       0.000                   0.000                     0.000            6.375           0.000                777   Full                                     Rate/Term Refinance         Second Home                SFR
1103641354                       3.000                   1.000                     6.000           13.125           3.000                620   Stated                                   Purchase                    Owner Occupied             PUD
1103641358                       3.000                   1.000                     6.000           13.990           7.990                728   Stated                                   Purchase                    Investor                   SFR
1103641370                       3.000                   1.000                     6.000           12.500           3.000                747   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103641388                       3.000                   1.000                     6.000           12.750           3.000                620   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103641404                       0.000                   0.000                     0.000            6.750           0.000                756   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103641448                       0.000                   0.000                     0.000            6.000           0.000                707   Express Non-Verified Assets              Rate/Term Refinance         Investor                   SFR
1103641495                       3.000                   1.000                     6.000           13.250           3.000                692   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
1103641543                       3.000                   1.000                     6.000           13.125           2.750                697   Stated                                   Purchase                    Investor                   SFR
1103641550                       3.000                   1.000                     6.000           12.500           2.500                749   Stated                                   Cash Out Refinance          Investor                   SFR
1103641561                       3.000                   1.000                     6.000           11.375           2.750                781   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103641562                       3.000                   1.000                     6.000           11.875           2.750                781   Full                                     Purchase                    Investor                   SFR
1103641575                       0.000                   0.000                     0.000            6.250           0.000                774   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103641606                       0.000                   0.000                     0.000            6.875           0.000                732   SISA                                     Purchase                    Investor                   SFR
1103641613                       0.000                   0.000                     0.000            6.875           0.000                718   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103641616                       0.000                   0.000                     0.000            7.375           0.000                718   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103641621                       0.000                   0.000                     0.000            7.625           0.000                661   Express Verified Assets                  Purchase                    Investor                   SFR
1103641641                       3.000                   1.000                     6.000           11.750           3.000                712   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103641652                       3.000                   1.000                     6.000           13.750           3.000                629   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103641701                       3.000                   1.000                     6.000           12.875           3.000                684   Stated                                   Purchase                    Investor                   SFR
1103641708                       0.000                   0.000                     0.000            6.250           0.000                717   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103641717                       3.000                   1.000                     6.000           12.500           3.000                695   Stated                                   Rate/Term Refinance         Second Home                CONDO
1103641734                       0.000                   0.000                     0.000            6.125           0.000                770   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103641736                       3.000                   1.000                     6.000           11.875           3.000                812   Full                                     Cash Out Refinance          Investor                   SFR
1103641738                       0.000                   0.000                     0.000            5.625           0.000                675   Full                                     Purchase                    Owner Occupied             CONDO
1103641801                       3.000                   1.000                     6.000           12.500           3.000                653   Full                                     Purchase                    Owner Occupied             CONDO
1103641804                       0.000                   0.000                     0.000            6.000           0.000                733   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103641822                       3.000                   1.000                     6.000           15.250           3.000                614   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
1103641827                       3.000                   1.000                     6.000           11.990           3.000                693   Full                                     Cash Out Refinance          Investor                   SFR
1103641833                       3.000                   1.000                     6.000           11.875           3.000                746   Full                                     Purchase                    Owner Occupied             SFR
1103641841                       3.000                   1.000                     6.000           13.000           2.500                657   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103641850                       3.000                   1.000                     6.000           13.500           3.000                645   Stated                                   Purchase                    Investor                   CONDO
1103641884                       0.000                   0.000                     0.000            6.500           0.000                722   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103641890                       3.000                   1.000                     6.000           13.375           3.000                709   Stated                                   Purchase                    Second Home                HI-RISE
1103641899                       3.000                   1.000                     6.000           13.125           3.000                727   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
1103641910                       0.000                   0.000                     0.000            7.890           0.000                742   FISA                                     Cash Out Refinance          Owner Occupied             CONDO
1103641938                       3.000                   1.000                     6.000           13.125           3.000                762   Express Non-Verified Assets              Purchase                    Owner Occupied             D-PUDS
1103641953                       3.000                   1.000                     6.000           12.500           2.750                650   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103641972                       0.000                   0.000                     0.000            5.750           0.000                757   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103641977                       0.000                   0.000                     0.000            6.250           0.000                661   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103641984                       0.000                   0.000                     0.000            6.875           0.000                645   Stated                                   Cash Out Refinance          Investor                   SFR
1103641988                       3.000                   1.000                     6.000           12.990           3.000                743   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642007                       3.000                   1.000                     6.000           12.375           2.250                679   Stated                                   Purchase                    Owner Occupied             SFR
1103642008                       3.000                   1.000                     6.000           12.375           2.250                677   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103642058                       3.000                   1.000                     6.000           12.125           3.000                728   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103642059                       3.000                   1.000                     6.000           12.750           3.000                682   Stated                                   Rate/Term Refinance         Second Home                SFR
1103642074                       3.000                   1.000                     6.000           12.500           3.000                716   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642077                       0.000                   0.000                     0.000            6.880           0.000                784   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103642084                       3.000                   1.000                     6.000           14.000           3.000                675   Stated                                   Cash Out Refinance          Investor                   SFR
1103642102                       3.000                   1.000                     6.000           11.875           2.500                726   Full                                     Purchase                    Owner Occupied             SFR
1103642165                       3.000                   1.000                     6.000           12.500           3.000                636   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103642166                       3.000                   1.000                     6.000           13.000           3.000                645   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103642173                       0.000                   0.000                     0.000            5.750           0.000                743   Full                                     Purchase                    Owner Occupied             SFR
1103642178                       3.000                   1.000                     6.000           12.250           3.000                727   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642180                       3.000                   1.000                     6.000           13.375           7.375                732   Stated                                   Cash Out Refinance          Investor                   SFR
1103642211                       3.000                   1.000                     6.000           11.875           3.000                739   SISA                                     Cash Out Refinance          Investor                   SFR
1103642221                       3.000                   1.000                     6.000           12.875           3.000                738   Stated                                   Cash Out Refinance          Investor                   SFR
1103642279                       3.000                   1.000                     6.000           12.250           3.000                771   Stated                                   Purchase                    Investor                   SFR
1103642282                       3.000                   1.000                     6.000           11.875           3.000                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642288                       0.000                   0.000                     0.000            6.500           0.000                707   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103642290                       0.000                   0.000                     0.000            7.250           0.000                666   Stated                                   Purchase                    Owner Occupied             CONDO
1103642291                       0.000                   0.000                     0.000            6.875           0.000                718   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103642292                       0.000                   0.000                     0.000            7.000           0.000                702   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642293                       0.000                   0.000                     0.000            6.875           0.000                780   Express Verified Assets                  Cash Out Refinance          Second Home                SFR
1103642294                       0.000                   0.000                     0.000            8.000           0.000                673   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
1103642297                       0.000                   0.000                     0.000            7.125           0.000                632   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642298                       0.000                   0.000                     0.000            7.500           0.000                671   Express No Doc                           Cash Out Refinance          Owner Occupied             2-FAMILY
1103642299                       0.000                   0.000                     0.000            7.375           0.000                635   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642300                       0.000                   0.000                     0.000            7.625           0.000                630   Express Verified Assets                  Cash Out Refinance          Owner Occupied             2-FAMILY
1103642301                       0.000                   0.000                     0.000            7.500           0.000                660   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103642302                       0.000                   0.000                     0.000            6.990           0.000                650   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642303                       0.000                   0.000                     0.000            7.125           0.000                638   Express Verified Assets                  Cash Out Refinance          Owner Occupied             2-FAMILY
1103642304                       0.000                   0.000                     0.000            6.950           0.000                635   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642305                       0.000                   0.000                     0.000            6.875           0.000                635   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642306                       0.000                   0.000                     0.000            7.125           0.000                620   Alternative                              Cash Out Refinance          Owner Occupied             SFR
1103642307                       0.000                   0.000                     0.000            6.875           0.000                654   Alternative                              Rate/Term Refinance         Owner Occupied             SFR
1103642308                       0.000                   0.000                     0.000            7.625           0.000                631   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642310                       0.000                   0.000                     0.000            8.000           0.000                736   Express Verified Assets                  Purchase                    Investor                   4-FAMILY
1103642311                       0.000                   0.000                     0.000            6.750           0.000                726   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642313                       0.000                   0.000                     0.000            7.000           0.000                635   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642314                       0.000                   0.000                     0.000            6.875           0.000                686   Alternative                              Cash Out Refinance          Owner Occupied             SFR
1103642315                       0.000                   0.000                     0.000            6.875           0.000                658   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103642317                       0.000                   0.000                     0.000            6.500           0.000                773   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642318                       0.000                   0.000                     0.000            7.000           0.000                698   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103642319                       0.000                   0.000                     0.000            7.125           0.000                721   Alternative                              Rate/Term Refinance         Owner Occupied             HI-RISE
1103642321                       0.000                   0.000                     0.000            7.000           0.000                687   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642323                       0.000                   0.000                     0.000            7.000           0.000                641   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642325                       0.000                   0.000                     0.000            6.750           0.000                692   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642326                       0.000                   0.000                     0.000            6.375           0.000                683   Express No Doc                           Cash Out Refinance          Owner Occupied             2-FAMILY
1103642328                       0.000                   0.000                     0.000            6.950           0.000                774   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642330                       0.000                   0.000                     0.000            6.875           0.000                636   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103642332                       0.000                   0.000                     0.000            7.125           0.000                633   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103642334                       0.000                   0.000                     0.000            6.625           0.000                749   Express No Doc                           Purchase                    Owner Occupied             SFR
1103642335                       3.000                   1.000                     6.000           11.875           2.750                702   SISA                                     Purchase                    Owner Occupied             D-PUDS
1103642341                       3.000                   1.000                     6.000           14.965           2.965                640   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103642342                       3.000                   1.000                     6.000           13.750           3.000                731   Stated                                   Purchase                    Investor                   SFR
1103642344                       3.000                   1.000                     6.000           12.625           3.000                782   Full                                     Purchase                    Investor                   SFR
1103642346                       0.000                   0.000                     0.000            6.550           0.000                650   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642354                       3.000                   1.000                     6.000           13.250           7.250                687   Stated                                   Purchase                    Investor                   SFR
1103642371                       3.000                   1.000                     6.000           13.000           2.250                650   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103642381                       0.000                   0.000                     0.000            6.250           0.000                649   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103642406                       0.000                   0.000                     0.000            5.750           0.000                687   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103642411                       3.000                   1.000                     6.000           11.750           3.000                788   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103642422                       0.000                   0.000                     0.000            6.250           0.000                797   Full                                     Rate/Term Refinance         Investor                   CONDO
1103642434                       3.000                   1.000                     6.000           13.125           2.500                684   Stated                                   Purchase                    Investor                   SFR
1103642439                       3.000                   1.000                     6.000           12.625           3.000                688   SISA                                     Rate/Term Refinance         Investor                   SFR
1103642448                       0.000                   0.000                     0.000            6.625           0.000                656   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103642465                       0.000                   0.000                     0.000            6.000           0.000                742   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642474                       0.000                   0.000                     0.000            6.875           0.000                690   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642484                       0.000                   0.000                     0.000            6.125           0.000                735   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642485                       6.000                   2.000                     6.000           13.500           2.750                623   Stated                                   Purchase                    Owner Occupied             SFR
1103642487                       6.000                   2.000                     6.000           13.625           2.750                671   SISA                                     Purchase                    Owner Occupied             CONDO
1103642489                       6.000                   2.000                     6.000           12.750           2.750                708   Stated                                   Purchase                    Owner Occupied             PUD
1103642490                       6.000                   2.000                     6.000           14.125           2.750                653   Express Verified Assets                  Purchase                    Owner Occupied             PUD
1103642491                       6.000                   2.000                     6.000           13.000           2.750                783   Express No Doc                           Purchase                    Owner Occupied             PUD
1103642492                       6.000                   2.000                     6.000           12.375           2.750                692   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103642493                       6.000                   2.000                     6.000           12.750           2.750                645   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642494                       6.000                   2.000                     6.000           12.125           2.750                628   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103642496                       6.000                   2.000                     6.000           12.625           2.750                644   Stated                                   Purchase                    Owner Occupied             PUD
1103642497                       6.000                   2.000                     6.000           12.750           2.750                640   Stated                                   Purchase                    Owner Occupied             SFR
1103642498                       6.000                   2.000                     6.000           13.750           2.750                693   SISA                                     Cash Out Refinance          Investor                   SFR
1103642500                       6.000                   2.000                     6.000           12.875           2.750                671   Full                                     Purchase                    Owner Occupied             PUD
1103642501                       6.000                   2.000                     6.000           14.125           2.750                629   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103642502                       6.000                   2.000                     6.000           13.625           2.750                641   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642503                       6.000                   2.000                     6.000           13.500           2.750                681   SISA                                     Purchase                    Owner Occupied             CONDO
1103642504                       6.000                   2.000                     6.000           12.000           2.750                665   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103642505                       6.000                   2.000                     6.000           14.000           2.750                672   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103642506                       6.000                   2.000                     6.000           13.250           2.750                620   SISA                                     Purchase                    Owner Occupied             SFR
1103642507                       6.000                   2.000                     6.000           13.875           2.750                685   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103642509                       0.000                   0.000                     0.000            6.250           0.000                687   Express No Doc Verified Assets           Cash Out Refinance          Owner Occupied             SFR
1103642537                       5.000                   2.000                     5.000           11.500           3.250                768   Stated                                   Cash Out Refinance          Investor                   SFR
1103642541                       5.000                   2.000                     5.000           11.750           3.250                773   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103642543                       5.000                   2.000                     5.000           12.250           3.250                707   Express No Doc                           Rate/Term Refinance         Owner Occupied             CONDO
1103642555                       5.000                   2.000                     5.000           11.875           3.250                627   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642566                       5.000                   2.000                     5.000           11.625           3.250                678   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642574                       0.000                   0.000                     0.000            5.875           0.000                776   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103642585                       3.000                   1.000                     6.000           12.375           3.000                675   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
1103642676                       5.000                   2.000                     5.000           10.625           2.250                735   Full                                     Purchase                    Owner Occupied             PUD
1103642684                       5.000                   2.000                     5.000           11.125           2.250                740   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103642758                       0.000                   0.000                     0.000            4.875           0.000                778   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103642774                       3.000                   1.000                     6.000           12.500           3.000                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642788                       0.000                   0.000                     0.000            5.875           0.000                741   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103642805                       3.000                   1.000                     6.000           11.750           3.000                722   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642842                       3.000                   1.000                     6.000           13.875           3.000                641   Express Non-Verified Assets              Cash Out Refinance          Second Home                CONDO
1103642860                       3.000                   1.000                     6.000           12.375           2.500                659   Stated                                   Purchase                    Owner Occupied             CONDO
1103642876                       0.000                   0.000                     0.000            6.500           0.000                647   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642904                       0.000                   0.000                     0.000            6.750           0.000                682   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642908                       3.000                   1.000                     6.000           12.375           3.000                693   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103642909                       3.000                   1.000                     6.000           15.300           3.000                625   Express Verified Assets                  Purchase                    Investor                   HI-RISE
1103642923                       5.000                   2.000                     5.000           10.625           2.250                757   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103642924                       5.000                   2.000                     5.000           11.500           2.250                684   SISA                                     Rate/Term Refinance         Owner Occupied             2-FAMILY
1103642927                       5.000                   2.000                     5.000           11.250           1.875                776   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103642928                       2.000                   2.000                     6.000           12.500           5.000                680   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103642929                       5.000                   2.000                     5.000           12.375           2.250                680   Stated                                   Purchase                    Owner Occupied             SFR
1103642932                       2.000                   2.000                     6.000           13.750           7.750                660   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103642933                       5.000                   2.000                     5.000           10.875           2.250                800   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103642945                       3.000                   1.000                     6.000           11.500           2.750                781   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103642973                       6.000                   2.000                     6.000           12.625           6.625                655   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103642975                       5.000                   1.000                     5.000           13.375           2.250                695   Express No Doc                           Cash Out Refinance          Investor                   SFR
1103642978                       5.000                   1.000                     5.000           10.875           2.250                675   Stated                                   Purchase                    Owner Occupied             PUD
1103642991                       3.000                   1.000                     6.000           13.250           3.000                654   Stated                                   Purchase                    Owner Occupied             CONDO
1103642996                       3.000                   1.000                     6.000           13.500           3.000                631   Stated                                   Purchase                    Owner Occupied             SFR
1103643020                       0.000                   0.000                     0.000            6.875           0.000                752   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103643033                       0.000                   0.000                     0.000            7.250           0.000                699   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103643034                       3.000                   1.000                     6.000           15.000           9.000                671   Stated                                   Cash Out Refinance          Investor                   CONDO
1103643049                       3.000                   1.000                     6.000           12.375           5.875                666   Stated                                   Purchase                    Owner Occupied             CONDO
1103643075                       3.000                   1.000                     6.000           12.125           3.000                804   Full                                     Purchase                    Investor                   CONDO
1103643080                       3.000                   1.000                     6.000           13.650           3.750                693   Express Verified Assets                  Rate/Term Refinance         Second Home                PUD
1103643083                       3.000                   1.000                     6.000           12.375           6.375                709   Stated                                   Purchase                    Investor                   SFR
1103643096                       0.000                   0.000                     0.000            5.500           0.000                690   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103643112                       3.000                   1.000                     6.000           12.125           3.000                779   Stated                                   Purchase                    Owner Occupied             SFR
1103643121                       3.000                   1.000                     6.000           12.125           3.000                727   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103643134                       3.000                   1.000                     6.000           12.500           3.000                651   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643149                       0.000                   0.000                     0.000            6.125           0.000                720   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643155                       0.000                   0.000                     0.000            6.250           0.000                735   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643193                       0.000                   0.000                     0.000            5.875           0.000                735   Stated                                   Rate/Term Refinance         Investor                   SFR
1103643196                       0.000                   0.000                     0.000            6.875           0.000                659   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643214                       3.000                   1.000                     6.000           11.750           3.000                694   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103643218                       0.000                   0.000                     0.000            6.250           0.000                756   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643222                       3.000                   1.000                     6.000           11.875           3.000                775   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643224                       3.000                   1.000                     6.000           12.625           3.000                729   Stated                                   Purchase                    Second Home                HI-RISE
1103643227                       3.000                   1.000                     6.000           12.875           3.000                613   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643235                       3.000                   1.000                     6.000           13.250           7.250                706   Stated                                   Purchase                    Investor                   2-FAMILY
1103643276                       0.000                   0.000                     0.000            7.125           0.000                  0   Stated                                   Cash Out Refinance          Second Home                D-PUDS
1103643278                       3.000                   1.000                     6.000           11.850           3.000                715   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103643292                       3.000                   1.000                     6.000           13.250           3.000                712   Stated                                   Purchase                    Investor                   SFR
1103643293                       3.000                   1.000                     6.000           12.750           3.000                686   Stated                                   Purchase                    Investor                   SFR
1103643310                       0.000                   0.000                     0.000            7.900           0.000                724   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103643317                       3.000                   1.000                     6.000           11.250           3.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643336                       0.000                   0.000                     0.000            5.750           0.000                792   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103643392                       3.000                   1.000                     6.000           14.000           3.000                798   Stated                                   Purchase                    Investor                   HI-RISE
1103643402                       0.000                   0.000                     0.000            5.500           0.000                700   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103643403                       0.000                   0.000                     0.000            6.500           0.000                791   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643413                       0.000                   0.000                     0.000            6.875           0.000                616   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643424                       3.000                   1.000                     6.000           13.500           3.000                715   Stated                                   Rate/Term Refinance         Investor                   SFR
1103643432                       0.000                   0.000                     0.000            6.500           0.000                810   Stated                                   Purchase                    Second Home                CONDO
1103643438                       3.000                   1.000                     6.000           11.750           3.000                723   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103643450                       3.000                   1.000                     6.000           12.125           3.000                717   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643460                       3.000                   1.000                     6.000           12.375           2.750                709   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103643461                       3.000                   1.000                     6.000           11.625           4.000                791   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103643489                       0.000                   0.000                     0.000            5.375           0.000                786   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103643492                       3.000                   1.000                     6.000           12.750           3.000                621   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103643496                       0.000                   0.000                     0.000            7.250           0.000                621   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103643507                       3.000                   1.000                     6.000           12.250           3.000                751   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103643526                       0.000                   0.000                     0.000            5.900           0.000                622   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103643542                       3.000                   1.000                     6.000           13.050           3.000                742   Stated                                   Purchase                    Investor                   D-PUDS
1103643545                       0.000                   0.000                     0.000            6.125           0.000                775   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643547                       3.000                   1.000                     6.000           12.500           3.000                729   Stated                                   Purchase                    Owner Occupied             SFR
1103643552                       3.000                   1.000                     6.000           12.900           3.000                694   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103643562                       3.000                   1.000                     6.000           12.375           3.000                742   Stated                                   Purchase                    Investor                   SFR
1103643565                       3.000                   1.000                     6.000           11.875           3.000                767   Stated                                   Purchase                    Investor                   SFR
1103643613                       3.000                   1.000                     6.000           11.375           3.000                760   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103643615                       3.000                   1.000                     6.000           11.990           3.000                665   Stated                                   Rate/Term Refinance         Investor                   SFR
1103643625                       0.000                   0.000                     0.000            6.375           0.000                759   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103643663                       3.000                   1.000                     6.000           13.125           3.000                634   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643677                       5.000                   2.000                     5.000           11.250           3.250                751   Stated                                   Cash Out Refinance          Investor                   SFR
1103643679                       5.000                   2.000                     5.000           12.250           3.250                662   Stated                                   Purchase                    Investor                   SFR
1103643682                       5.000                   2.000                     5.000           11.875           3.250                670   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103643723                       3.000                   1.000                     6.000           12.875           3.000                620   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643728                       3.000                   1.000                     6.000           13.625           2.500                717   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
1103643754                       3.000                   1.000                     6.000           13.125           3.000                697   Stated                                   Purchase                    Investor                   SFR
1103643760                       0.000                   0.000                     0.000            7.125           0.000                728   SISA                                     Rate/Term Refinance         Investor                   SFR
1103643771                       3.000                   1.000                     6.000           12.875           3.000                711   Stated                                   Purchase                    Investor                   D-PUDS
1103643781                       0.000                   0.000                     0.000            7.375           0.000                628   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103643783                       3.000                   1.000                     6.000           13.125           3.000                649   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103643798                       0.000                   0.000                     0.000            6.875           0.000                760   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103643799                       3.000                   1.000                     6.000           12.750           3.000                749   Stated                                   Purchase                    Owner Occupied             CONDO
1103643806                       3.000                   1.000                     6.000           11.500           3.000                802   Stated                                   Purchase                    Owner Occupied             CONDO
1103643835                       3.000                   1.000                     6.000           15.000           9.000                702   Express No Doc                           Purchase                    Owner Occupied             SFR
1103643881                       0.000                   0.000                     0.000            7.500           0.000                745   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103643885                       3.000                   1.000                     6.000           11.875           3.000                773   Stated                                   Purchase                    Investor                   SFR
1103643903                       0.000                   0.000                     0.000            6.750           0.000                637   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103643940                       3.000                   1.000                     6.000           12.500           3.000                693   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103643941                       0.000                   0.000                     0.000            6.125           0.000                762   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103643963                       3.000                   1.000                     6.000           12.990           3.000                694   Stated                                   Purchase                    Investor                   HI-RISE
1103643970                       3.000                   1.000                     6.000           12.375           3.000                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644020                       3.000                   1.000                     6.000           13.750           3.125                667   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103644034                       3.000                   1.000                     6.000           12.875           3.875                670   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103644091                       0.000                   0.000                     0.000            6.375           0.000                747   Stated                                   Rate/Term Refinance         Second Home                SFR
1103644110                       3.000                   1.000                     6.000           11.875           3.000                733   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103644130                       3.000                   1.000                     6.000           13.500           3.000                745   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644134                       0.000                   0.000                     0.000            5.875           0.000                797   SISA                                     Purchase                    Owner Occupied             SFR
1103644139                       0.000                   0.000                     0.000            6.500           0.000                736   Stated                                   Purchase                    Second Home                CONDO
1103644166                       3.000                   1.000                     6.000           12.250           3.000                765   SISA                                     Purchase                    Second Home                HI-RISE
1103644185                       3.000                   1.000                     6.000           11.750           3.000                807   Express No Doc Verified Assets           Cash Out Refinance          Owner Occupied             D-PUDS
1103644253                       3.000                   1.000                     6.000           12.500           3.000                632   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103644279                       0.000                   0.000                     0.000            5.999           0.000                713   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644290                       3.000                   1.000                     6.000           12.875           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
1103644298                       0.000                   0.000                     0.000            5.500           0.000                760   Full                                     Purchase                    Owner Occupied             SFR
1103644306                       3.000                   1.000                     6.000           12.875           3.000                681   Stated                                   Purchase                    Investor                   CONDO
1103644337                       3.000                   1.000                     6.000           12.750           3.000                699   Stated                                   Purchase                    Owner Occupied             SFR
1103644345                       0.000                   0.000                     0.000            6.500           0.000                621   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103644346                       3.000                   1.000                     6.000           14.900           3.000                666   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103644353                       3.000                   1.000                     6.000           12.375           2.500                709   Stated                                   Rate/Term Refinance         Investor                   SFR
1103644357                       3.000                   1.000                     6.000           14.375           3.625                684   Stated                                   Purchase                    Investor                   SFR
1103644370                       3.000                   1.000                     6.000           11.750           3.000                640   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644383                       3.000                   1.000                     6.000           14.650           3.000                696   Stated                                   Purchase                    Owner Occupied             4-FAMILY
1103644387                       3.000                   1.000                     6.000           12.000           3.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644397                       3.000                   1.000                     6.000           13.625           7.625                657   Stated                                   Purchase                    Investor                   SFR
1103644410                       3.000                   1.000                     6.000           12.000           3.000                744   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103644423                       3.000                   1.000                     6.000           12.000           3.000                788   SISA                                     Rate/Term Refinance         Investor                   CONDO
1103644424                       3.000                   1.000                     6.000           12.500           3.250                676   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644425                       0.000                   0.000                     0.000            6.250           0.000                786   Stated                                   Cash Out Refinance          Owner Occupied             4-FAMILY
1103644449                       3.000                   1.000                     6.000           11.500           3.000                715   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103644466                       3.000                   1.000                     6.000           12.500           3.000                672   Express Verified Assets                  Purchase                    Owner Occupied             D-PUDS
1103644475                       0.000                   0.000                     0.000            6.250           0.000                711   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644490                       3.000                   1.000                     6.000           12.990           3.000                694   Stated                                   Purchase                    Investor                   HI-RISE
1103644496                       3.000                   1.000                     6.000           12.250           3.000                749   SISA                                     Purchase                    Owner Occupied             SFR
1103644497                       3.000                   1.000                     6.000           11.875           3.000                770   Stated                                   Purchase                    Investor                   D-PUDS
1103644555                       0.000                   0.000                     0.000            6.500           0.000                668   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644566                       3.000                   1.000                     6.000           12.750           3.000                711   Stated                                   Purchase                    Owner Occupied             SFR
1103644568                       0.000                   0.000                     0.000            7.000           0.000                607   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644578                       3.000                   1.000                     6.000           12.999           2.750                747   Stated                                   Rate/Term Refinance         Investor                   SFR
1103644603                       3.000                   1.000                     6.000           12.500           3.000                744   Stated                                   Purchase                    Investor                   D-PUDS
1103644627                       3.000                   1.000                     6.000           12.875           3.000                724   Stated                                   Purchase                    Owner Occupied             SFR
1103644633                       3.000                   1.000                     6.000           14.875           3.000                671   Stated                                   Purchase                    Owner Occupied             4-FAMILY
1103644639                       0.000                   0.000                     0.000            7.675           0.000                740   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103644646                       0.000                   0.000                     0.000            6.000           0.000                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644648                       3.000                   1.000                     6.000           13.125           3.000                681   Stated                                   Purchase                    Owner Occupied             SFR
1103644682                       3.000                   1.000                     6.000           13.875           3.000                648   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644696                       3.000                   1.000                     6.000           11.750           3.000                722   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103644698                       3.000                   1.000                     6.000           12.000           3.000                723   Express No Doc                           Purchase                    Owner Occupied             D-PUDS
1103644699                       3.000                   1.000                     6.000           13.500           3.000                731   Stated                                   Cash Out Refinance          Investor                   SFR
1103644714                       3.000                   1.000                     6.000           13.000           3.000                740   Stated                                   Purchase                    Investor                   PUD
1103644726                       3.000                   1.000                     6.000           11.875           3.000                758   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103644728                       3.000                   1.000                     6.000           11.875           3.000                735   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103644731                       0.000                   0.000                     0.000            6.000           0.000                732   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644734                       3.000                   1.000                     6.000           11.875           2.750                672   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644746                       3.000                   1.000                     6.000           11.875           3.000                758   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103644767                       0.000                   0.000                     0.000            6.625           0.000                713   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103644792                       3.000                   1.000                     6.000           13.750           7.750                648   Stated                                   Purchase                    Owner Occupied             CONDO
1103644794                       3.000                   1.000                     6.000           13.000           7.000                643   Full                                     Purchase                    Owner Occupied             SFR
1103644798                       3.000                   1.000                     6.000           14.500           8.500                712   Stated                                   Purchase                    Investor                   SFR
1103644799                       3.000                   1.000                     6.000           12.625           6.625                713   Stated                                   Purchase                    Owner Occupied             SFR
1103644800                       3.000                   1.000                     6.000           13.500           7.500                670   Stated                                   Purchase                    Owner Occupied             SFR
1103644801                       3.000                   1.000                     6.000           12.990           6.990                656   Express Verified Assets                  Purchase                    Owner Occupied             CONDO
1103644804                       3.000                   1.000                     6.000           13.750           7.750                643   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103644806                       3.000                   1.000                     6.000           11.990           5.990                788   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644808                       3.000                   1.000                     6.000           12.990           6.990                694   Full                                     Purchase                    Second Home                SFR
1103644809                       3.000                   1.000                     6.000           14.625           8.625                693   Express No Doc                           Purchase                    Investor                   CONDO
1103644815                       3.000                   1.000                     6.000           13.500           3.000                706   Stated                                   Purchase                    Investor                   CONDO
1103644821                       3.000                   1.000                     6.000           13.500           7.500                662   Stated                                   Purchase                    Investor                   2-FAMILY
1103644829                       3.000                   1.000                     6.000           11.875           3.000                680   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644830                       3.000                   1.000                     6.000           12.250           3.000                804   Stated                                   Purchase                    Owner Occupied             CONDO
1103644835                       3.000                   1.000                     6.000           12.125           3.000                692   Stated                                   Cash Out Refinance          Investor                   SFR
1103644843                       3.000                   1.000                     6.000           12.750           3.000                674   Full                                     Purchase                    Owner Occupied             CONDO
1103644845                       3.000                   1.000                     6.000           12.750           2.750                726   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
1103644847                       3.000                   1.000                     6.000           13.500           7.500                731   Stated                                   Cash Out Refinance          Investor                   SFR
1103644848                       0.000                   0.000                     0.000            7.875           0.000                763   SISA                                     Cash Out Refinance          Owner Occupied             2-FAMILY
1103644850                       3.000                   1.000                     6.000           12.750           6.750                687   Stated                                   Purchase                    Second Home                SFR
1103644862                       3.000                   1.000                     6.000           12.500           3.000                784   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
1103644865                       3.000                   1.000                     6.000           12.250           2.750                680   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644868                       3.000                   1.000                     6.000           13.990           3.500                643   Stated                                   Purchase                    Owner Occupied             SFR
1103644887                       3.000                   1.000                     6.000           13.250           2.500                698   Stated                                   Cash Out Refinance          Investor                   D-PUDS
1103644889                       3.000                   1.000                     6.000           12.375           2.750                738   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103644908                       3.000                   1.000                     6.000           12.625           3.000                655   Stated                                   Cash Out Refinance          Investor                   SFR
1103644915                       0.000                   0.000                     0.000            6.125           0.000                715   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103644928                       3.000                   1.000                     6.000           13.500           3.000                748   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103644936                       3.000                   1.000                     6.000           13.500           3.000                670   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103644942                       3.000                   1.000                     6.000           15.500           3.000                646   Stated                                   Purchase                    Investor                   CONDO
1103644971                       3.000                   1.000                     6.000           13.000           3.000                728   Stated                                   Purchase                    Owner Occupied             CONDO
1103644985                       3.000                   1.000                     6.000           12.990           3.250                651   Stated                                   Purchase                    Owner Occupied             SFR
1103644992                       3.000                   1.000                     6.000           13.250           7.250                747   Stated                                   Purchase                    Investor                   SFR
1103645001                       3.000                   1.000                     6.000           13.875           3.000                788   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103645013                       0.000                   0.000                     0.000            7.375           0.000                695   Stated                                   Cash Out Refinance          Investor                   SFR
1103645042                       0.000                   0.000                     0.000            6.875           0.000                652   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645044                       3.000                   1.000                     6.000           13.375           2.500                725   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103645085                       3.000                   1.000                     6.000           12.875           3.000                763   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103645107                       3.000                   1.000                     6.000           13.500           3.000                672   Stated                                   Purchase                    Owner Occupied             SFR
1103645120                       0.000                   0.000                     0.000            6.375           0.000                620   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103645123                       3.000                   1.000                     6.000           12.875           3.000                684   Stated                                   Cash Out Refinance          Investor                   SFR
1103645126                       3.000                   1.000                     6.000           11.875           2.750                756   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103645141                       3.000                   1.000                     6.000           13.250           3.000                642   Stated                                   Purchase                    Owner Occupied             SFR
1103645145                       0.000                   0.000                     0.000            6.750           0.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645148                       3.000                   1.000                     6.000           12.875           3.000                684   Stated                                   Cash Out Refinance          Investor                   SFR
1103645154                       0.000                   0.000                     0.000            6.250           0.000                798   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103645171                       3.000                   1.000                     6.000           13.375           3.000                710   Stated                                   Purchase                    Owner Occupied             SFR
1103645174                       3.000                   1.000                     6.000           12.750           3.000                641   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103645193                       0.000                   0.000                     0.000            7.125           0.000                726   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
1103645195                       3.000                   1.000                     6.000           12.250           3.000                651   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645200                       0.000                   0.000                     0.000            7.125           0.000                750   Stated                                   Purchase                    Investor                   SFR
1103645212                       3.000                   1.000                     6.000           11.625           3.000                786   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103645215                       3.000                   1.000                     6.000           12.250           3.000                716   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103645223                       0.000                   0.000                     0.000            6.625           0.000                726   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103645241                       1.000                   1.000                     6.000           15.750           9.750                686   Stated                                   Purchase                    Investor                   PUD
1103645244                       0.000                   0.000                     0.000            5.375           0.000                765   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103645260                       3.000                   1.000                     6.000           14.625           3.000                647   Stated                                   Purchase                    Investor                   CONDO
1103645302                       3.000                   1.000                     6.000           12.500           3.000                703   Stated                                   Rate/Term Refinance         Investor                   SFR
1103645313                       0.000                   0.000                     0.000            6.375           0.000                800   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645320                       3.000                   1.000                     6.000           11.875           3.000                717   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
1103645321                       6.000                   2.000                     6.000           13.125           7.125                697   Express Verified Assets                  Purchase                    Owner Occupied             2-FAMILY
1103645322                       6.000                   1.000                     6.000           14.250           8.250                653   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645323                       6.000                   2.000                     6.000           13.125           5.000                657   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103645324                       6.000                   2.000                     6.000           13.875           4.500                746   Express No Doc                           Purchase                    Owner Occupied             CONDO
1103645325                       6.000                   2.000                     6.000           13.500           7.500                643   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103645326                       5.000                   1.000                     5.000           12.500           2.250                666   Express No Doc                           Purchase                    Owner Occupied             2-FAMILY
1103645329                       3.000                   1.000                     6.000           11.878           2.875                715   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645347                       6.000                   2.000                     6.000           13.375           4.000                674   Express Verified Assets                  Cash Out Refinance          Owner Occupied             CONDO
1103645349                       6.000                   2.000                     6.000           13.250           4.000                674   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103645350                       6.000                   2.000                     6.000           13.500           4.000                688   Express Verified Assets                  Purchase                    Second Home                TOWNHOUSE
1103645351                       6.000                   2.000                     6.000           14.250           4.000                632   Express Verified Assets                  Purchase                    Owner Occupied             CONDO
1103645352                       6.000                   2.000                     6.000           14.250           4.000                747   Express Verified Assets                  Purchase                    Investor                   SFR
1103645353                       6.000                   2.000                     6.000           12.750           4.000                633   Express Verified Assets                  Purchase                    Owner Occupied             TOWNHOUSE
1103645354                       6.000                   2.000                     6.000           13.250           4.000                662   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103645355                       6.000                   2.000                     6.000           13.375           4.000                685   Express Verified Assets                  Purchase                    Owner Occupied             D-PUDS
1103645356                       6.000                   2.000                     6.000           13.625           4.000                638   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103645357                       6.000                   2.000                     6.000           12.500           4.000                652   Express Verified Assets                  Purchase                    Owner Occupied             D-PUDS
1103645358                       6.000                   2.000                     6.000           13.125           4.000                685   Express No Doc                           Cash Out Refinance          Owner Occupied             TOWNHOUSE
1103645359                       6.000                   2.000                     6.000           13.875           4.000                644   Express Verified Assets                  Purchase                    Investor                   SFR
1103645360                       6.000                   2.000                     6.000           13.750           4.000                645   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103645361                       6.000                   2.000                     6.000           12.875           4.000                629   Express Verified Assets                  Cash Out Refinance          Owner Occupied             TOWNHOUSE
1103645365                       0.000                   0.000                     0.000            7.125           0.000                707   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103645366                       0.000                   0.000                     0.000            6.625           0.000                628   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103645367                       0.000                   0.000                     0.000            6.625           0.000                790   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103645396                       3.000                   1.000                     6.000           11.375           3.000                745   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103645421                       5.000                   2.000                     5.000           11.625           3.250                732   Stated                                   Purchase                    Owner Occupied             PUD
1103645422                       5.000                   2.000                     5.000           11.375           3.250                665   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645423                       5.000                   2.000                     5.000           11.875           3.250                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645424                       5.000                   2.000                     5.000           11.875           3.250                780   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103645425                       5.000                   2.000                     5.000           11.625           3.250                737   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645426                       5.000                   2.000                     5.000           11.625           3.250                671   Stated                                   Cash Out Refinance          Investor                   SFR
1103645427                       5.000                   2.000                     5.000           11.875           3.250                729   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645428                       5.000                   2.000                     5.000           11.625           3.250                662   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645429                       5.000                   2.000                     5.000           11.625           3.250                711   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103645430                       5.000                   2.000                     5.000           11.500           3.250                695   Stated                                   Purchase                    Owner Occupied             SFR
1103645431                       5.000                   2.000                     5.000           12.000           3.250                695   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645432                       5.000                   2.000                     5.000           11.625           3.250                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645433                       5.000                   2.000                     5.000           11.375           3.250                746   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645434                       5.000                   2.000                     5.000           11.875           3.250                717   Stated                                   Purchase                    Owner Occupied             SFR
1103645435                       5.000                   2.000                     5.000           11.250           3.250                719   Stated                                   Purchase                    Owner Occupied             CONDO
1103645436                       5.000                   2.000                     5.000           11.500           3.250                779   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103645437                       5.000                   2.000                     5.000           11.625           3.250                681   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645438                       5.000                   2.000                     5.000           11.250           2.250                696   Full                                     Purchase                    Owner Occupied             PUD
1103645439                       5.000                   2.000                     5.000           12.000           3.250                781   Express Verified Assets                  Cash Out Refinance          Investor                   PUD
1103645440                       5.000                   2.000                     5.000           11.375           3.250                633   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103645441                       5.000                   2.000                     5.000           11.375           3.250                792   Full                                     Purchase                    Investor                   PUD
1103645442                       5.000                   2.000                     5.000           11.500           3.250                770   Full                                     Purchase                    Owner Occupied             SFR
1103645443                       5.000                   2.000                     5.000           11.250           3.250                717   Stated                                   Purchase                    Owner Occupied             SFR
1103645444                       5.000                   2.000                     5.000           11.625           3.250                683   Full                                     Purchase                    Owner Occupied             SFR
1103645445                       5.000                   2.000                     5.000           12.000           3.250                702   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103645446                       5.000                   2.000                     5.000           11.875           3.250                663   Stated                                   Purchase                    Owner Occupied             SFR
1103645447                       5.000                   2.000                     5.000           11.625           3.250                727   Stated                                   Cash Out Refinance          Investor                   SFR
1103645448                       5.000                   2.000                     5.000           11.875           3.250                668   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103645449                       5.000                   2.000                     5.000           11.250           3.250                728   Stated                                   Purchase                    Owner Occupied             SFR
1103645465                       3.000                   1.000                     6.000           12.375           3.000                766   SISA                                     Purchase                    Second Home                HI-RISE
1103645468                       3.000                   1.000                     6.000           12.500           2.500                644   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103645470                       0.000                   0.000                     0.000            6.875           0.000                745   Express No Doc                           Purchase                    Owner Occupied             SFR
1103645489                       0.000                   0.000                     0.000            6.125           0.000                745   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
1103645510                       6.000                   2.000                     6.000           13.750           2.750                621   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645511                       3.000                   2.000                     6.000           12.375           2.750                763   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645514                       6.000                   2.000                     6.000           12.875           2.750                703   Stated                                   Purchase                    Owner Occupied             SFR
1103645516                       6.000                   2.000                     6.000           13.750           2.750                669   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645517                       6.000                   2.000                     6.000           12.500           2.750                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645518                       6.000                   2.000                     6.000           12.625           2.750                648   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645519                       6.000                   2.000                     6.000           13.125           2.750                631   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103645520                       6.000                   2.000                     6.000           12.375           2.750                733   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645522                       6.000                   2.000                     6.000           13.375           2.750                680   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103645526                       6.000                   2.000                     6.000           13.625           2.750                664   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103645527                       6.000                   2.000                     6.000           12.375           2.750                762   Express No Doc                           Cash Out Refinance          Investor                   SFR
1103645528                       6.000                   2.000                     6.000           12.250           2.750                699   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103645530                       6.000                   2.000                     6.000           12.950           2.750                715   Express Non-Verified Assets              Purchase                    Investor                   PUD
1103645531                       6.000                   2.000                     6.000           12.125           2.750                628   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645546                       3.000                   1.000                     6.000           12.800           3.000                655   Stated                                   Cash Out Refinance          Investor                   SFR
1103645551                       3.000                   1.000                     6.000           15.125           3.500                689   Stated                                   Purchase                    Investor                   SFR
1103645604                       3.000                   1.000                     6.000           13.250           7.250                693   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             CONDO
1103645613                       3.000                   1.000                     6.000           11.750           3.000                647   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645623                       3.000                   1.000                     6.000           11.750           3.000                637   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103645628                       3.000                   1.000                     6.000           15.012           3.000                666   Express No Doc                           Cash Out Refinance          Owner Occupied             CONDO
1103645629                       3.000                   1.000                     6.000           12.750           3.000                722   Stated                                   Cash Out Refinance          Investor                   SFR
1103645637                       3.000                   1.000                     6.000           13.125           3.000                613   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103645643                       3.000                   1.000                     6.000           13.375           7.375                675   Stated                                   Purchase                    Investor                   SFR
1103645650                       0.000                   0.000                     0.000            7.950           0.000                704   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103645651                       3.000                   1.000                     6.000           12.250           4.250                680   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103645659                       3.000                   1.000                     6.000           13.875           3.000                714   Express Verified Assets                  Cash Out Refinance          Investor                   CONDO
1103645672                       0.000                   0.000                     0.000            6.125           0.000                779   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103645677                       3.000                   1.000                     6.000           12.875           3.000                698   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103645684                       3.000                   1.000                     6.000           11.625           2.750                748   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103645689                       3.000                   1.000                     6.000           12.250           3.000                711   Stated                                   Purchase                    Investor                   4-FAMILY
1103645700                       3.000                   1.000                     6.000           11.875           3.000                783   Stated                                   Purchase                    Investor                   SFR
1103645706                       3.000                   1.000                     6.000           17.375           3.875                668   Express Non-Verified Assets              Purchase                    Investor                   SFR
1103645736                       3.000                   1.000                     6.000           13.750           3.000                649   Stated                                   Purchase                    Owner Occupied             SFR
1103645741                       3.000                   1.000                     6.000           12.750           3.000                798   Stated                                   Purchase                    Second Home                HI-RISE
1103645744                       0.000                   0.000                     0.000            5.625           0.000                809   Stated                                   Purchase                    Owner Occupied             SFR
1103645750                       0.000                   0.000                     0.000            6.500           0.000                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645756                       0.000                   0.000                     0.000            9.500           0.000                664   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103645806                       0.000                   0.000                     0.000            7.500           0.000                637   Stated                                   Cash Out Refinance          Investor                   SFR
1103645810                       0.000                   0.000                     0.000            5.375           0.000                654   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103645823                       3.000                   1.000                     6.000           12.750           3.000                733   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103645831                       0.000                   0.000                     0.000            6.125           0.000                678   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103645833                       3.000                   1.000                     6.000           11.875           3.000                777   Stated                                   Purchase                    Investor                   SFR
1103645836                       3.000                   1.000                     6.000           13.500           3.000                672   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103645845                       3.000                   1.000                     6.000           12.375           3.000                802   Full                                     Purchase                    Owner Occupied             SFR
1103645847                       3.000                   1.000                     6.000           12.800           3.000                660   SISA                                     Cash Out Refinance          Investor                   SFR
1103645849                       0.000                   0.000                     0.000            7.650           0.000                621   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103645851                       0.000                   0.000                     0.000            6.125           0.000                690   Full                                     Purchase                    Owner Occupied             D-PUDS
1103645880                       3.000                   1.000                     6.000           14.750           2.750                647   Stated                                   Rate/Term Refinance         Investor                   SFR
1103645899                       3.000                   1.000                     6.000           12.875           2.750                762   Stated                                   Purchase                    Owner Occupied             SFR
1103645913                       3.000                   1.000                     6.000           13.250           4.000                778   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103645918                       3.000                   1.000                     6.000           13.375           3.000                680   Express Verified Assets                  Rate/Term Refinance         Investor                   CONDO
1103645926                       3.000                   1.000                     6.000           12.990           3.000                661   Stated                                   Purchase                    Second Home                CONDO
1103645947                       3.000                   1.000                     6.000           13.375           3.000                653   Stated                                   Purchase                    Owner Occupied             SFR
1103645965                       0.000                   0.000                     0.000            5.750           0.000                768   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103645969                       0.000                   0.000                     0.000            7.500           0.000                659   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             D-PUDS
1103645989                       3.000                   1.000                     6.000           18.875           4.375                632   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
1103645990                       3.000                   1.000                     6.000           12.875           3.000                676   Stated                                   Purchase                    Owner Occupied             SFR
1103645997                       0.000                   0.000                     0.000            6.875           0.000                729   SISA                                     Cash Out Refinance          Investor                   SFR
1103646059                       3.000                   1.000                     6.000           11.875           3.000                649   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103646062                       5.000                   2.000                     5.000           11.625           3.250                640   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103646063                       5.000                   2.000                     5.000           11.375           3.250                660   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646064                       5.000                   2.000                     5.000           11.875           3.250                692   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646065                       5.000                   2.000                     5.000           11.500           3.250                773   Express Verified Assets                  Cash Out Refinance          Investor                   CONDO
1103646066                       5.000                   2.000                     5.000           11.750           3.250                789   Full                                     Purchase                    Second Home                PUD
1103646067                       5.000                   2.000                     5.000           11.500           3.250                771   Stated                                   Purchase                    Owner Occupied             SFR
1103646068                       5.000                   2.000                     5.000           11.375           3.250                711   Stated                                   Purchase                    Owner Occupied             PUD
1103646069                       5.000                   2.000                     5.000           11.625           3.250                664   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103646070                       5.000                   2.000                     5.000           11.875           3.250                712   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
1103646071                       5.000                   2.000                     5.000           11.750           3.250                782   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103646072                       5.000                   2.000                     5.000           11.500           3.250                661   Express Verified Assets                  Cash Out Refinance          Second Home                SFR
1103646073                       5.000                   2.000                     5.000           12.000           3.250                700   Stated                                   Cash Out Refinance          Investor                   PUD
1103646074                       5.000                   2.000                     5.000           11.750           3.250                778   Stated                                   Purchase                    Second Home                SFR
1103646075                       5.000                   2.000                     5.000           10.875           2.250                715   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646076                       5.000                   2.000                     5.000           11.625           3.250                681   Stated                                   Purchase                    Owner Occupied             CONDO
1103646077                       5.000                   2.000                     5.000           11.875           3.250                670   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
1103646078                       5.000                   2.000                     5.000           12.875           3.250                729   Express Verified Assets                  Purchase                    Investor                   HI-RISE
1103646079                       5.000                   2.000                     5.000           11.250           3.250                772   Stated                                   Purchase                    Owner Occupied             CONDO
1103646080                       5.000                   2.000                     5.000           10.750           2.250                698   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103646081                       5.000                   2.000                     5.000           11.250           2.250                686   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103646082                       5.000                   2.000                     5.000           12.250           3.250                685   Stated                                   Purchase                    Owner Occupied             SFR
1103646083                       5.000                   2.000                     5.000           11.500           3.250                816   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646084                       5.000                   2.000                     5.000           11.500           3.250                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646085                       5.000                   2.000                     5.000           11.375           3.250                690   Stated                                   Rate/Term Refinance         Second Home                SFR
1103646086                       5.000                   2.000                     5.000           12.250           3.250                627   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646087                       5.000                   2.000                     5.000           11.500           3.250                704   Stated                                   Purchase                    Owner Occupied             CONDO
1103646088                       5.000                   2.000                     5.000           10.750           2.250                704   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646089                       5.000                   2.000                     5.000           11.375           3.250                734   Express No Doc                           Purchase                    Owner Occupied             SFR
1103646091                       5.000                   2.000                     5.000           11.875           3.250                794   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103646092                       5.000                   2.000                     5.000           12.000           3.250                740   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103646093                       5.000                   2.000                     5.000           11.500           3.250                621   Full                                     Purchase                    Second Home                SFR
1103646094                       5.000                   2.000                     5.000           12.250           3.250                652   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103646095                       5.000                   2.000                     5.000           10.875           2.250                696   Full                                     Purchase                    Owner Occupied             SFR
1103646096                       5.000                   2.000                     5.000           11.625           3.250                746   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646097                       5.000                   2.000                     5.000           11.875           3.250                680   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646098                       5.000                   2.000                     5.000           11.625           3.250                621   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646099                       5.000                   2.000                     5.000           12.000           3.250                718   Express No Doc                           Purchase                    Owner Occupied             SFR
1103646100                       5.000                   2.000                     5.000           10.875           2.250                625   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646101                       5.000                   2.000                     5.000           10.625           2.250                783   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103646102                       5.000                   2.000                     5.000           11.250           3.250                659   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103646103                       5.000                   2.000                     5.000           11.750           3.250                702   Full                                     Purchase                    Investor                   SFR
1103646104                       5.000                   2.000                     5.000           11.500           3.250                715   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103646138                       0.000                   0.000                     0.000            7.750           0.000                707   Stated                                   Cash Out Refinance          Investor                   SFR
1103646141                       0.000                   0.000                     0.000            5.375           0.000                789   Full                                     Purchase                    Second Home                SFR
1103646144                       3.000                   1.000                     6.000           12.375           2.750                745   Stated                                   Rate/Term Refinance         Investor                   SFR
1103646145                       3.000                   1.000                     6.000           11.250           3.000                701   Full                                     Purchase                    Owner Occupied             SFR
1103646146                       0.000                   0.000                     0.000            6.375           0.000                683   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646156                       0.000                   0.000                     0.000            5.750           0.000                793   Full                                     Purchase                    Owner Occupied             SFR
1103646160                       3.000                   1.000                     6.000           12.375           2.750                745   Stated                                   Cash Out Refinance          Investor                   PUD
1103646162                       3.000                   1.000                     6.000           12.125           3.000                711   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
1103646170                       3.000                   1.000                     6.000           12.000           2.750                743   SISA                                     Purchase                    Owner Occupied             SFR
1103646175                       0.000                   0.000                     0.000            6.625           0.000                654   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103646199                       3.000                   1.000                     6.000           14.000           2.750                621   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             CONDO
1103646210                       3.000                   1.000                     6.000           13.500           7.500                672   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103646222                       0.000                   0.000                     0.000            6.125           0.000                721   SISA                                     Rate/Term Refinance         Investor                   2-FAMILY
1103646227                       3.000                   1.000                     6.000           13.250           3.000                767   Stated                                   Purchase                    Owner Occupied             SFR
1103646233                       3.000                   1.000                     6.000           12.875           3.000                728   Stated                                   Purchase                    Investor                   PUD
1103646237                       3.000                   1.000                     6.000           13.250           3.000                718   Stated                                   Purchase                    Investor                   D-PUDS
1103646271                       0.000                   0.000                     0.000            6.000           0.000                736   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103646282                       3.000                   1.000                     6.000           12.500           3.000                717   Stated                                   Purchase                    Investor                   HI-RISE
1103646299                       0.000                   0.000                     0.000            7.000           0.000                754   Stated                                   Purchase                    Second Home                HI-RISE
1103646302                       0.000                   0.000                     0.000            6.375           0.000                715   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646304                       0.000                   0.000                     0.000            9.125           0.000                675   Stated                                   Purchase                    Investor                   SFR
1103646347                       3.000                   1.000                     6.000           13.125           3.000                697   Stated                                   Purchase                    Investor                   SFR
1103646383                       3.000                   1.000                     6.000           12.625           3.000                736   Stated                                   Purchase                    Owner Occupied             SFR
1103646391                       3.000                   1.000                     6.000           11.750           2.750                740   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103646394                       3.000                   1.000                     6.000           14.220           8.220                647   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646409                       0.000                   0.000                     0.000            6.625           0.000                678   Stated                                   Purchase                    Owner Occupied             SFR
1103646416                       3.000                   1.000                     6.000           16.500           4.500                602   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             D-PUDS
1103646429                       3.000                   1.000                     6.000           14.625           2.875                808   Stated                                   Purchase                    Investor                   D-PUDS
1103646438                       3.000                   1.000                     6.000           15.875           4.500                660   Express No Doc                           Purchase                    Owner Occupied             SFR
1103646441                       0.000                   0.000                     0.000            5.875           0.000                686   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103646444                       3.000                   1.000                     6.000           13.375           3.000                653   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646462                       0.000                   0.000                     0.000            6.875           0.000                674   Stated                                   Purchase                    Owner Occupied             SFR
1103646484                       0.000                   0.000                     0.000            7.750           0.000                689   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103646503                       0.000                   0.000                     0.000            7.375           0.000                657   Stated                                   Purchase                    Investor                   2-FAMILY
1103646533                       3.000                   1.000                     6.000           11.875           3.000                755   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             D-PUDS
1103646537                       3.000                   1.000                     6.000           12.500           3.000                726   Stated                                   Purchase                    Investor                   CONDO
1103646544                       3.000                   1.000                     6.000           12.375           2.750                707   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646576                       3.000                   1.000                     6.000           12.250           3.000                718   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646618                       0.000                   0.000                     0.000            7.250           0.000                704   SISA                                     Purchase                    Owner Occupied             D-PUDS
1103646625                       0.000                   0.000                     0.000            6.250           0.000                794   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646629                       0.000                   0.000                     0.000            6.250           0.000                697   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103646661                       3.000                   1.000                     6.000           12.375           3.000                774   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646674                       0.000                   0.000                     0.000            7.500           0.000                696   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646684                       0.000                   0.000                     0.000            6.250           0.000                773   Stated                                   Purchase                    Investor                   SFR
1103646685                       5.000                   2.000                     5.000           10.750           2.250                797   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646686                       5.000                   2.000                     5.000           10.625           2.250                720   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103646687                       5.000                   2.000                     5.000           10.875           2.250                760   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103646688                       5.000                   2.000                     5.000           11.000           2.250                751   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103646689                       5.000                   2.000                     5.000           11.500           3.250                732   Full                                     Purchase                    Owner Occupied             SFR
1103646691                       5.000                   2.000                     5.000           11.375           3.250                755   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646692                       5.000                   2.000                     5.000           10.875           2.250                737   Full                                     Purchase                    Owner Occupied             SFR
1103646693                       5.000                   2.000                     5.000           11.375           3.250                762   SISA                                     Purchase                    Owner Occupied             SFR
1103646694                       5.000                   2.000                     5.000           11.250           3.250                731   Stated                                   Cash Out Refinance          Investor                   CONDO
1103646695                       5.000                   2.000                     5.000           11.875           3.250                696   Stated                                   Purchase                    Owner Occupied             SFR
1103646696                       5.000                   2.000                     5.000           11.250           3.250                689   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646697                       5.000                   2.000                     5.000           11.625           3.250                754   Full                                     Cash Out Refinance          Investor                   SFR
1103646698                       5.000                   2.000                     5.000           12.125           3.250                681   Stated                                   Rate/Term Refinance         Investor                   SFR
1103646699                       5.000                   2.000                     5.000           11.875           3.250                749   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646700                       5.000                   2.000                     5.000           11.500           3.250                784   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646701                       5.000                   2.000                     5.000           11.375           3.250                749   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646702                       5.000                   2.000                     5.000           12.125           3.250                692   Stated                                   Purchase                    Owner Occupied             PUD
1103646703                       5.000                   2.000                     5.000           11.875           2.250                773   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646704                       5.000                   2.000                     5.000           11.500           3.250                736   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103646705                       5.000                   2.000                     5.000           12.000           3.250                698   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103646706                       5.000                   2.000                     5.000           11.375           3.250                770   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646707                       5.000                   2.000                     5.000           11.625           3.250                759   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103646708                       5.000                   2.000                     5.000           10.875           2.250                799   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646709                       5.000                   2.000                     5.000           12.625           3.250                662   Express Verified Assets                  Cash Out Refinance          Investor                   PUD
1103646710                       5.000                   2.000                     5.000           11.250           2.250                665   Full                                     Purchase                    Owner Occupied             SFR
1103646711                       5.000                   2.000                     5.000           11.250           2.250                678   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646712                       5.000                   2.000                     5.000           11.000           2.250                673   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103646713                       5.000                   2.000                     5.000           12.000           3.250                720   Express Verified Assets                  Purchase                    Investor                   SFR
1103646714                       5.000                   2.000                     5.000           11.875           3.250                667   Stated                                   Purchase                    Owner Occupied             CONDO
1103646715                       5.000                   2.000                     5.000           12.125           3.250                666   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646716                       5.000                   2.000                     5.000           11.500           3.250                808   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103646717                       5.000                   2.000                     5.000           11.250           3.250                676   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646718                       5.000                   2.000                     5.000           12.625           3.250                742   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
1103646719                       5.000                   2.000                     5.000           11.375           3.250                687   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103646720                       5.000                   2.000                     5.000           12.000           3.250                642   Stated                                   Cash Out Refinance          Second Home                SFR
1103646721                       5.000                   2.000                     5.000           11.375           3.250                767   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103646722                       5.000                   2.000                     5.000           11.500           3.250                664   Stated                                   Purchase                    Owner Occupied             SFR
1103646723                       5.000                   2.000                     5.000           11.500           3.250                622   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103646725                       5.000                   2.000                     5.000           11.625           3.250                634   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103646726                       5.000                   2.000                     5.000           12.125           3.250                632   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646727                       5.000                   2.000                     5.000           11.750           3.250                624   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646728                       5.000                   2.000                     5.000           11.750           3.250                636   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646729                       5.000                   2.000                     5.000           11.625           3.250                636   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103646770                       0.000                   0.000                     0.000            6.125           0.000                687   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103646782                       3.000                   1.000                     6.000           11.750           2.750                684   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103646794                       0.000                   0.000                     0.000            7.300           0.000                712   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103646799                       0.000                   0.000                     0.000            6.500           0.000                707   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646810                       3.000                   1.000                     6.000           13.750           7.750                677   Stated                                   Cash Out Refinance          Investor                   SFR
1103646817                       0.000                   0.000                     0.000            6.375           0.000                639   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103646832                       0.000                   0.000                     0.000            6.750           0.000                670   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103646840                       0.000                   0.000                     0.000            6.500           0.000                720   Full                                     Purchase                    Owner Occupied             SFR
1103646878                       3.000                   1.000                     6.000           12.250           3.000                697   Stated                                   Purchase                    Investor                   SFR
1103646882                       0.000                   0.000                     0.000            6.375           0.000                790   Full                                     Purchase                    Owner Occupied             SFR
1103646886                       3.000                   1.000                     6.000           12.000           2.750                729   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103646908                       3.000                   1.000                     6.000           12.500           3.000                687   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103646911                       3.000                   1.000                     6.000           11.375           3.000                677   Stated                                   Purchase                    Owner Occupied             SFR
1103646914                       0.000                   0.000                     0.000            6.250           0.000                730   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103646927                       3.000                   1.000                     6.000           12.875           3.000                690   SISA                                     Purchase                    Owner Occupied             CONDO
1103646950                       3.000                   1.000                     6.000           13.000           3.000                704   SISA                                     Cash Out Refinance          Investor                   SFR
1103646972                       3.000                   1.000                     6.000           13.250           3.000                702   Stated                                   Purchase                    Owner Occupied             SFR
1103646975                       3.000                   1.000                     6.000           12.875           3.000                678   Stated                                   Purchase                    Investor                   PUD
1103647008                       3.000                   1.000                     6.000           13.625           3.000                735   Stated                                   Purchase                    Second Home                CONDOTEL
1103647018                       3.000                   1.000                     6.000           14.300           3.000                678   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103647035                       0.000                   0.000                     0.000            6.250           0.000                742   SISA                                     Rate/Term Refinance         Second Home                CONDO
1103647043                       0.000                   0.000                     0.000            7.000           0.000                753   SISA                                     Cash Out Refinance          Investor                   2-FAMILY
1103647046                       3.000                   1.000                     6.000           12.000           3.000                759   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103647059                       0.000                   0.000                     0.000            5.125           0.000                790   Stated                                   Cash Out Refinance          Investor                   SFR
1103647063                       3.000                   1.000                     6.000           13.625           3.000                698   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647071                       0.000                   0.000                     0.000            6.625           0.000                702   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103647089                       3.000                   1.000                     6.000           12.500           3.000                670   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647091                       3.000                   1.000                     6.000           12.625           2.500                720   Stated                                   Cash Out Refinance          Investor                   SFR
1103647097                       3.000                   1.000                     6.000           13.125           3.000                746   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103647102                       3.000                   1.000                     6.000           15.125           3.000                601   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647119                       3.000                   1.000                     6.000           15.500           3.750                690   Express Non-Verified Assets              Purchase                    Investor                   CONDO
1103647129                       3.000                   1.000                     6.000           13.000           2.750                624   Stated                                   Purchase                    Owner Occupied             SFR
1103647131                       3.000                   1.000                     6.000           13.000           7.000                688   Stated                                   Purchase                    Investor                   CONDO
1103647138                       0.000                   0.000                     0.000            6.500           0.000                683   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647163                       3.000                   1.000                     6.000           12.500           3.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647170                       0.000                   0.000                     0.000            7.125           0.000                787   SISA                                     Purchase                    Investor                   4-FAMILY
1103647178                       3.000                   1.000                     6.000           15.800           3.800                671   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103647209                       3.000                   1.000                     6.000           13.500           3.000                688   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647228                       0.000                   0.000                     0.000            8.220           0.000                711   Stated                                   Purchase                    Investor                   D-PUDS
1103647251                       3.000                   1.000                     6.000           13.125           3.000                651   Stated                                   Purchase                    Owner Occupied             SFR
1103647303                       0.000                   0.000                     0.000            6.375           0.000                670   Stated                                   Cash Out Refinance          Investor                   SFR
1103647304                       3.000                   1.000                     6.000           13.500           3.000                672   Express Non-Verified Assets              Purchase                    Second Home                SFR
1103647313                       3.000                   1.000                     6.000           11.750           3.000                727   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103647327                       0.000                   0.000                     0.000            6.125           0.000                746   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103647332                       3.000                   1.000                     6.000           11.750           3.000                737   SISA                                     Cash Out Refinance          Owner Occupied             2-FAMILY
1103647337                       3.000                   1.000                     6.000           11.625           3.000                755   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             D-PUDS
1103647350                       3.000                   1.000                     6.000           14.000           2.750                671   Stated                                   Purchase                    Owner Occupied             SFR
1103647363                       3.000                   1.000                     6.000           13.250           3.000                657   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647377                       0.000                   0.000                     0.000            8.250           0.000                725   Stated                                   Purchase                    Investor                   PUD
1103647404                       3.000                   1.000                     6.000           12.875           3.000                714   Stated                                   Purchase                    Owner Occupied             CONDO
1103647415                       3.000                   1.000                     6.000           12.875           4.000                717   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103647420                       0.000                   0.000                     0.000            5.875           0.000                738   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103647421                       3.000                   1.000                     6.000           12.875           3.000                608   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647424                       3.000                   1.000                     6.000           12.250           3.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647454                       3.000                   1.000                     6.000           12.625           3.000                628   Stated                                   Cash Out Refinance          Investor                   SFR
1103647474                       0.000                   0.000                     0.000            6.625           0.000                723   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103647477                       3.000                   1.000                     6.000           12.500           3.000                640   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103647479                       3.000                   1.000                     6.000           12.875           6.875                771   Stated                                   Purchase                    Investor                   SFR
1103647483                       3.000                   1.000                     6.000           13.250           7.250                704   Stated                                   Purchase                    Investor                   CONDO
1103647492                       3.000                   1.000                     6.000           12.000           2.500                681   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103647494                       0.000                   0.000                     0.000            6.750           0.000                675   Express No Doc                           Purchase                    Owner Occupied             SFR
1103647498                       0.000                   0.000                     0.000            6.625           0.000                771   Full                                     Cash Out Refinance          Investor                   SFR
1103647499                       0.000                   0.000                     0.000            5.625           0.000                760   Full                                     Purchase                    Owner Occupied             D-PUDS
1103647503                       3.000                   1.000                     6.000           13.125           7.125                710   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647510                       3.000                   1.000                     6.000           13.375           3.000                793   Stated                                   Purchase                    Investor                   SFR
1103647545                       3.000                   1.000                     6.000           15.000           3.000                651   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
1103647554                       3.000                   1.000                     6.000           13.375           3.000                606   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647563                       3.000                   1.000                     6.000           11.625           3.000                777   Full                                     Cash Out Refinance          Investor                   SFR
1103647618                       3.000                   1.000                     6.000           11.750           3.000                759   Stated                                   Purchase                    Owner Occupied             SFR
1103647621                       3.000                   1.000                     6.000           13.375           4.000                685   Stated                                   Purchase                    Owner Occupied             SFR
1103647633                       0.000                   0.000                     0.000            6.500           0.000                619   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103647642                       0.000                   0.000                     0.000            5.750           0.000                806   Full                                     Rate/Term Refinance         Investor                   SFR
1103647667                       0.000                   0.000                     0.000            7.000           0.000                700   Stated                                   Rate/Term Refinance         Investor                   SFR
1103647681                       3.000                   1.000                     6.000           12.750           3.000                642   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103647686                       3.000                   1.000                     6.000           12.125           3.000                650   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103647707                       3.000                   1.000                     6.000           12.500           3.625                684   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103647712                       3.000                   1.000                     6.000           11.875           5.875                795   Full                                     Purchase                    Second Home                CONDO
1103647725                       3.000                   1.000                     6.000           12.900           3.000                698   Stated                                   Purchase                    Owner Occupied             CONDO
1103647757                       0.000                   0.000                     0.000            7.375           0.000                671   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103647762                       3.000                   1.000                     6.000           13.875           3.000                685   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103647778                       0.000                   0.000                     0.000            6.125           0.000                666   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103647788                       3.000                   1.000                     6.000           12.125           3.000                647   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103647793                       3.000                   1.000                     6.000           13.750           3.000                683   Stated                                   Cash Out Refinance          Investor                   SFR
1103647794                       0.000                   0.000                     0.000            6.250           0.000                716   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647815                       3.000                   1.000                     2.575            9.950           3.000                658   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103647843                       3.000                   1.000                     6.000           12.000           3.500                756   Express No Doc Verified Assets           Cash Out Refinance          Owner Occupied             SFR
1103647844                       0.000                   0.000                     0.000            6.500           0.000                633   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
1103647856                       3.000                   1.000                     6.000           12.250           3.000                673   SISA                                     Cash Out Refinance          Investor                   SFR
1103647859                       3.000                   1.000                     6.000           12.250           3.000                798   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103647876                       3.000                   1.000                     6.000           13.750           3.000                683   Stated                                   Cash Out Refinance          Investor                   SFR
1103647884                       0.000                   0.000                     0.000            7.625           0.000                653   Stated                                   Cash Out Refinance          Investor                   CONDO
1103647885                       3.000                   1.000                     6.000           14.125           3.000                729   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103647893                       0.000                   0.000                     0.000            5.990           0.000                691   SISA                                     Rate/Term Refinance         Investor                   HI-RISE
1103647900                       3.000                   1.000                     6.000           14.125           3.000                729   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103647901                       3.000                   1.000                     6.000           11.375           3.000                741   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647912                       6.000                   2.000                     6.000           14.000           2.750                735   Stated                                   Purchase                    Investor                   3-FAMILY
1103647913                       5.000                   1.000                     5.000           12.625           2.875                696   Express Verified Assets                  Purchase                    Investor                   2-FAMILY
1103647914                       5.000                   1.000                     5.000           11.500           2.500                685   Stated                                   Rate/Term Refinance         Owner Occupied             CONDONONWA
1103647918                       0.000                   0.000                     0.000            6.375           0.000                752   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647921                       3.000                   1.000                     6.000           14.250           3.000                679   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103647927                       3.000                   1.000                     6.000           13.750           3.000                683   Stated                                   Cash Out Refinance          Investor                   SFR
1103647932                       3.000                   1.000                     6.000           12.625           3.000                619   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103647935                       0.000                   0.000                     0.000            8.250           0.000                667   Stated                                   Cash Out Refinance          Second Home                SFR
1103647936                       0.000                   0.000                     0.000            7.375           0.000                807   Express No Doc                           Cash Out Refinance          Owner Occupied             CONDO
1103647937                       0.000                   0.000                     0.000            6.500           0.000                715   Express No Doc                           Purchase                    Owner Occupied             SFR
1103647938                       0.000                   0.000                     0.000            8.000           0.000                664   SISA                                     Cash Out Refinance          Second Home                CONDO
1103647941                       0.000                   0.000                     0.000            6.875           0.000                624   Stated                                   Cash Out Refinance          Owner Occupied             HI-RISE
1103647942                       0.000                   0.000                     0.000            6.875           0.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647944                       0.000                   0.000                     0.000            6.750           0.000                674   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647945                       0.000                   0.000                     0.000            8.250           0.000                652   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
1103647950                       0.000                   0.000                     0.000            7.500           0.000                752   Express Verified Assets                  Cash Out Refinance          Second Home                SFR
1103647952                       0.000                   0.000                     0.000            6.500           0.000                786   Stated                                   Purchase                    Owner Occupied             SFR
1103647954                       0.000                   0.000                     0.000            6.875           0.000                726   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103647955                       0.000                   0.000                     0.000            6.375           0.000                726   Stated                                   Purchase                    Owner Occupied             SFR
1103647957                       0.000                   0.000                     0.000            6.875           0.000                796   Full                                     Purchase                    Investor                   2-FAMILY
1103647958                       0.000                   0.000                     0.000            6.500           0.000                668   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103647959                       0.000                   0.000                     0.000            7.875           0.000                684   Express Verified Assets                  Purchase                    Owner Occupied             2-FAMILY
1103647960                       0.000                   0.000                     0.000            7.500           0.000                675   Full                                     Purchase                    Owner Occupied             SFR
1103647961                       0.000                   0.000                     0.000            6.000           0.000                660   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103647962                       0.000                   0.000                     0.000            6.625           0.000                742   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103647965                       0.000                   0.000                     0.000            6.500           0.000                694   Stated                                   Cash Out Refinance          Second Home                PUD
1103647967                       0.000                   0.000                     0.000            6.875           0.000                778   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103647981                       3.000                   1.000                     6.000           12.999           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
1103648032                       3.000                   1.000                     6.000           11.375           3.000                734   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103648041                       0.000                   0.000                     0.000            6.125           0.000                708   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103648046                       0.000                   0.000                     0.000            5.875           0.000                788   Full                                     Purchase                    Owner Occupied             SFR
1103648051                       3.000                   1.000                     6.000           12.750           6.750                661   Stated                                   Purchase                    Investor                   SFR
1103648069                       3.000                   1.000                     6.000           12.125           3.000                783   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648088                       3.000                   1.000                     6.000           13.250           2.500                715   Stated                                   Purchase                    Investor                   D-PUDS
1103648102                       3.000                   1.000                     6.000           13.250           2.500                715   Stated                                   Purchase                    Investor                   D-PUDS
1103648103                       3.000                   1.000                     6.000           12.375           3.000                694   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648127                       3.000                   1.000                     6.000           13.250           3.000                741   Full                                     Purchase                    Investor                   SFR
1103648131                       3.000                   1.000                     6.000           12.375           3.000                687   Stated                                   Cash Out Refinance          Investor                   SFR
1103648149                       3.000                   1.000                     6.000           13.000           3.000                751   Stated                                   Purchase                    Investor                   SFR
1103648161                       3.000                   1.000                     6.000           12.375           3.000                665   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103648181                       0.000                   0.000                     0.000            7.750           0.000                660   Full                                     Purchase                    Investor                   3-FAMILY
1103648203                       0.000                   0.000                     0.000            5.625           0.000                803   Full                                     Purchase                    Second Home                D-PUDS
1103648217                       0.000                   0.000                     0.000            7.375           0.000                762   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103648229                       3.000                   1.000                     6.000           14.125           8.125                627   Stated                                   Purchase                    Second Home                D-PUDS
1103648236                       3.000                   1.000                     6.000           14.625           3.000                603   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648238                       3.000                   1.000                     6.000           13.875           3.000                654   Stated                                   Cash Out Refinance          Investor                   SFR
1103648249                       0.000                   0.000                     0.000            5.625           0.000                813   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103648250                       3.000                   1.000                     6.000           12.750           3.000                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648263                       0.000                   0.000                     0.000            6.375           0.000                795   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648267                       3.000                   1.000                     6.000           12.750           3.000                650   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103648288                       3.000                   1.000                     6.000           12.375           3.000                690   Stated                                   Purchase                    Investor                   SFR
1103648296                       0.000                   0.000                     0.000            6.250           0.000                716   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103648342                       3.000                   1.000                     6.000           12.875           6.875                667   Stated                                   Cash Out Refinance          Investor                   SFR
1103648352                       3.000                   1.000                     6.000           12.875           3.000                747   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103648371                       0.000                   0.000                     0.000            6.000           0.000                726   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103648378                       5.000                   2.000                     5.000           11.500           3.250                797   Full                                     Purchase                    Owner Occupied             SFR
1103648379                       5.000                   2.000                     5.000           11.250           2.250                769   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648381                       5.000                   2.000                     5.000           11.375           3.250                682   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103648382                       5.000                   2.000                     5.000           11.625           3.250                743   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103648383                       5.000                   2.000                     5.000           11.875           3.250                679   Stated                                   Cash Out Refinance          Investor                   SFR
1103648384                       5.000                   2.000                     5.000           12.625           3.250                778   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103648385                       5.000                   2.000                     5.000           11.375           3.250                734   SISA                                     Rate/Term Refinance         Investor                   3-FAMILY
1103648386                       5.000                   2.000                     5.000           11.625           3.250                725   Stated                                   Purchase                    Owner Occupied             SFR
1103648387                       5.000                   2.000                     5.000           12.250           3.250                711   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103648388                       5.000                   2.000                     5.000           11.750           3.250                694   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648389                       5.000                   2.000                     5.000           11.500           3.250                754   Stated                                   Purchase                    Owner Occupied             CONDO
1103648390                       5.000                   2.000                     5.000           11.500           3.250                690   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103648391                       5.000                   2.000                     5.000           11.375           3.250                676   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103648392                       5.000                   2.000                     5.000           11.000           2.250                650   Full                                     Purchase                    Owner Occupied             CONDO
1103648393                       5.000                   2.000                     5.000           10.250           2.250                735   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103648394                       5.000                   2.000                     5.000           12.625           3.250                661   Stated                                   Purchase                    Investor                   HI-RISE
1103648396                       5.000                   2.000                     5.000           11.250           3.250                652   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             CONDO
1103648397                       5.000                   2.000                     5.000           11.625           3.250                686   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648398                       5.000                   2.000                     5.000           11.250           3.250                754   Full                                     Purchase                    Owner Occupied             2-FAMILY
1103648399                       5.000                   2.000                     5.000           11.375           2.250                751   Full                                     Purchase                    Owner Occupied             CONDO
1103648406                       0.000                   0.000                     0.000            5.875           0.000                760   Stated                                   Purchase                    Owner Occupied             SFR
1103648412                       3.000                   1.000                     6.000           12.375           3.000                714   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648413                       3.000                   1.000                     6.000           12.250           3.000                713   Stated                                   Purchase                    Investor                   SFR
1103648421                       3.000                   1.000                     6.000           12.500           3.000                781   Full                                     Rate/Term Refinance         Investor                   D-PUDS
1103648429                       3.000                   1.000                     6.000           11.750           3.000                771   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103648430                       3.000                   1.000                     6.000           12.375           3.000                682   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103648442                       3.000                   1.000                     6.000           13.000           3.000                731   Stated                                   Purchase                    Owner Occupied             CONDO
1103648445                       0.000                   0.000                     0.000            6.375           0.000                782   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648448                       0.000                   0.000                     0.000            6.500           0.000                690   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
1103648466                       3.000                   1.000                     6.000           12.875           3.000                743   Stated                                   Purchase                    Owner Occupied             SFR
1103648469                       3.000                   1.000                     6.000           13.750           3.000                672   Stated                                   Purchase                    Owner Occupied             SFR
1103648474                       0.000                   0.000                     0.000            8.000           0.000                668   Stated                                   Rate/Term Refinance         Investor                   SFR
1103648476                       0.000                   0.000                     0.000            6.250           0.000                771   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103648486                       0.000                   0.000                     0.000            7.500           0.000                649   SISA                                     Cash Out Refinance          Owner Occupied             CONDO
1103648495                       0.000                   0.000                     0.000            6.500           0.000                729   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103648498                       3.000                   1.000                     6.000           12.750           3.000                741   Stated                                   Purchase                    Investor                   SFR
1103648533                       0.000                   0.000                     0.000            7.000           0.000                707   Stated                                   Purchase                    Investor                   CONDO
1103648551                       3.000                   1.000                     6.000           12.625           3.000                655   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103648577                       3.000                   1.000                     6.000           12.250           2.500                693   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103648585                       0.000                   0.000                     0.000            7.125           0.000                695   Stated                                   Cash Out Refinance          Investor                   SFR
1103648593                       5.000                   2.000                     5.000           13.000           3.000                638   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103648613                       0.000                   0.000                     0.000            7.375           0.000                716   Stated                                   Cash Out Refinance          Investor                   SFR
1103648620                       3.000                   1.000                     6.000           16.000           4.375                633   SISA                                     Purchase                    Second Home                HI-RISE
1103648628                       3.000                   1.000                     6.000           14.125           8.125                771   Stated                                   Cash Out Refinance          Investor                   SFR
1103648685                       3.000                   1.000                     6.000           11.875           3.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103648707                       3.000                   1.000                     6.000           18.250          12.250                658   Stated                                   Cash Out Refinance          Investor                   SFR
1103648735                       3.000                   1.000                     6.000           13.900           3.000                708   Express Verified Assets                  Purchase                    Owner Occupied             D-PUDS
1103648776                       0.000                   0.000                     0.000            5.625           0.000                770   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103648812                       0.000                   0.000                     0.000            6.250           0.000                716   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648822                       3.000                   1.000                     6.000           13.250           3.000                741   Express No Doc                           Purchase                    Owner Occupied             D-PUDS
1103648825                       3.000                   1.000                     6.000           15.300           3.000                640   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103648844                       3.000                   1.000                     6.000           14.000           3.000                673   Stated                                   Purchase                    Owner Occupied             CONDO
1103648845                       3.000                   1.000                     6.000           11.875           3.000                777   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103648850                       3.000                   1.000                     6.000           11.250           3.000                720   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103648862                       0.000                   0.000                     0.000            6.699           0.000                732   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648875                       3.000                   1.000                     6.000           12.375           2.500                725   Stated                                   Purchase                    Investor                   SFR
1103648884                       0.000                   0.000                     0.000            7.125           0.000                645   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103648916                       3.000                   1.000                     6.000           12.725           3.000                662   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103648937                       0.000                   0.000                     0.000            6.125           0.000                795   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103648946                       0.000                   0.000                     0.000            6.000           0.000                673   Full                                     Purchase                    Owner Occupied             SFR
1103648956                       0.000                   0.000                     0.000            6.125           0.000                795   Stated                                   Purchase                    Owner Occupied             SFR
1103648960                       3.000                   1.000                     6.000           12.750           3.000                729   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648961                       3.000                   1.000                     6.000           12.375           2.500                722   Full                                     Rate/Term Refinance         Investor                   SFR
1103648967                       3.000                   1.000                     6.000           12.375           3.000                768   Stated                                   Purchase                    Investor                   SFR
1103648972                       3.000                   1.000                     6.000           12.375           2.250                722   Full                                     Cash Out Refinance          Investor                   D-PUDS
1103648978                       0.000                   0.000                     0.000            6.625           0.000                685   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103648980                       0.000                   0.000                     0.000            6.250           0.000                717   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648993                       0.000                   0.000                     0.000            7.950           0.000                650   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103649004                       3.000                   1.000                     6.000           11.875           2.750                710   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103649006                       3.000                   1.000                     6.000           11.500           3.000                688   Stated                                   Purchase                    Owner Occupied             CONDO
1103649017                       3.000                   1.000                     6.000           11.500           3.000                813   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649024                       3.000                   1.000                     6.000           12.875           3.000                760   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103649033                       3.000                   1.000                     6.000           12.625           3.000                687   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103649070                       3.000                   1.000                     6.000           12.750           3.000                695   Stated                                   Purchase                    Second Home                CONDO
1103649074                       3.000                   1.000                     6.000           12.625           3.000                751   Stated                                   Purchase                    Investor                   2-FAMILY
1103649079                       3.000                   1.000                     6.000           12.250           3.000                682   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103649080                       3.000                   1.000                     6.000           13.250           3.000                726   Stated                                   Purchase                    Owner Occupied             SFR
1103649084                       0.000                   0.000                     0.000            6.875           0.000                713   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103649099                       0.000                   0.000                     0.000            5.875           0.000                723   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649101                       3.000                   1.000                     6.000           11.375           3.000                675   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649102                       3.000                   1.000                     6.000           14.625           4.000                680   Stated                                   Cash Out Refinance          Investor                   SFR
1103649109                       3.000                   1.000                     6.000           12.125           2.750                756   SISA                                     Purchase                    Owner Occupied             D-PUDS
1103649122                       0.000                   0.000                     0.000            6.500           0.000                758   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649124                       0.000                   0.000                     0.000            6.375           0.000                680   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649134                       3.000                   1.000                     6.000           11.875           3.000                791   Express No Doc                           Cash Out Refinance          Owner Occupied             D-PUDS
1103649146                       0.000                   0.000                     0.000            8.750           0.000                688   Express Non-Verified Assets              Purchase                    Owner Occupied             D-PUDS
1103649149                       0.000                   0.000                     0.000            5.625           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649156                       0.000                   0.000                     0.000            6.625           0.000                782   Stated                                   Rate/Term Refinance         Investor                   SFR
1103649158                       3.000                   1.000                     6.000           12.375           3.000                626   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649162                       3.000                   1.000                     6.000           13.375           3.000                651   Express Verified Assets                  Rate/Term Refinance         Investor                   D-PUDS
1103649166                       0.000                   0.000                     0.000            6.000           0.000                691   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103649173                       0.000                   0.000                     0.000            5.750           0.000                806   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103649198                       0.000                   0.000                     0.000            6.250           0.000                711   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103649227                       3.000                   1.000                     6.000           12.250           3.000                691   Stated                                   Cash Out Refinance          Investor                   SFR
1103649235                       3.000                   1.000                     6.000           13.990           7.990                662   Stated                                   Purchase                    Investor                   SFR
1103649237                       0.000                   0.000                     0.000            6.000           0.000                767   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649254                       0.000                   0.000                     0.000            6.375           0.000                710   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649265                       3.000                   1.000                     6.000           11.500           3.000                706   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103649266                       3.000                   1.000                     6.000           13.250           2.750                660   Stated                                   Cash Out Refinance          Investor                   CONDO
1103649271                       3.000                   1.000                     6.000           12.125           4.500                702   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103649332                       0.000                   0.000                     0.000            5.750           0.000                784   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649342                       3.000                   1.000                     6.000           12.500           2.750                764   SISA                                     Rate/Term Refinance         Investor                   3-FAMILY
1103649369                       3.000                   1.000                     6.000           11.625           3.000                690   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649376                       3.000                   1.000                     6.000           12.375           3.000                700   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649379                       0.000                   0.000                     0.000            6.250           0.000                756   Stated                                   Cash Out Refinance          Investor                   SFR
1103649392                       3.000                   1.000                     6.000           13.500           3.000                704   SISA                                     Purchase                    Owner Occupied             SFR
1103649399                       0.000                   0.000                     0.000            6.500           0.000                748   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103649410                       3.000                   1.000                     6.000           12.375           3.000                766   Stated                                   Purchase                    Owner Occupied             SFR
1103649424                       3.000                   1.000                     6.000           12.625           3.750                641   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103649480                       3.000                   1.000                     6.000           13.625           3.000                695   Stated                                   Purchase                    Owner Occupied             4-FAMILY
1103649484                       0.000                   0.000                     0.000            5.875           0.000                759   Stated                                   Purchase                    Owner Occupied             SFR
1103649515                       0.000                   0.000                     0.000            6.125           0.000                754   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649517                       3.000                   1.000                     6.000           12.625           3.000                621   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649526                       3.000                   1.000                     6.000           12.375           2.500                789   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
1103649528                       3.000                   1.000                     6.000           12.125           2.750                682   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103649537                       0.000                   0.000                     0.000            6.875           0.000                720   Stated                                   Purchase                    Investor                   CONDO
1103649556                       3.000                   1.000                     6.000           13.125           3.000                699   Stated                                   Purchase                    Owner Occupied             CONDO
1103649572                       0.000                   0.000                     0.000            6.500           0.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649573                       3.000                   1.000                     6.000           12.125           3.000                709   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649584                       3.000                   1.000                     6.000           12.875           3.000                668   Stated                                   Purchase                    Second Home                HI-RISE
1103649596                       3.000                   1.000                     6.000           12.500           4.000                786   Stated                                   Purchase                    Owner Occupied             SFR
1103649624                       3.000                   1.000                     6.000           16.250          10.250                665   Express No Doc                           Purchase                    Owner Occupied             D-PUDS
1103649639                       3.000                   1.000                     6.000           12.750           3.000                646   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103649641                       3.000                   1.000                     6.000           12.000           3.000                756   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649684                       3.000                   1.000                     6.000           11.875           3.000                698   Full                                     Purchase                    Owner Occupied             SFR
1103649706                       3.000                   1.000                     6.000           12.125           3.000                783   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649708                       0.000                   0.000                     0.000            6.500           0.000                735   Stated                                   Purchase                    Owner Occupied             SFR
1103649723                       3.000                   1.000                     6.000           12.000           2.750                772   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103649727                       3.000                   1.000                     6.000           11.625           3.000                744   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649746                       3.000                   1.000                     6.000           13.250           3.000                725   Stated                                   Purchase                    Owner Occupied             SFR
1103649785                       3.000                   1.000                     6.000           12.250           3.000                700   Full                                     Purchase                    Owner Occupied             SFR
1103649796                       3.000                   1.000                     6.000           13.930           3.000                  0   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103649797                       3.000                   1.000                     6.000           11.875           3.000                743   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103649811                       3.000                   1.000                     6.000           12.625           2.500                706   Stated                                   Purchase                    Owner Occupied             SFR
1103649812                       3.000                   1.000                     6.000           12.125           2.750                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103649818                       0.000                   0.000                     0.000            5.625           0.000                774   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103649860                       3.000                   1.000                     6.000           12.125           3.000                742   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103649867                       0.000                   0.000                     0.000            5.875           0.000                780   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649868                       0.000                   0.000                     0.000            6.200           0.000                694   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103649869                       3.000                   1.000                     6.000           15.250           3.625                690   SISA                                     Purchase                    Investor                   CONDO
1103649872                       3.000                   1.000                     6.000           13.500           3.000                733   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103649873                       0.000                   0.000                     0.000            6.375           0.000                716   Express Verified Assets                  Cash Out Refinance          Owner Occupied             CONDO
1103649879                       0.000                   0.000                     0.000            6.250           0.000                795   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649881                       3.000                   1.000                     6.000           12.375           4.000                622   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103649887                       3.000                   1.000                     6.000           12.375           3.000                664   Stated                                   Purchase                    Owner Occupied             SFR
1103649888                       3.000                   1.000                     6.000           12.000           3.000                792   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103649899                       3.000                   1.000                     6.000           11.875           2.750                800   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103649902                       3.000                   1.000                     6.000           12.250           2.750                806   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103649909                       3.000                   1.000                     6.000           12.625           3.000                654   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
1103649938                       3.000                   1.000                     6.000           13.250           2.500                661   Stated                                   Purchase                    Investor                   SFR
1103649967                       3.000                   1.000                     6.000           11.250           3.000                816   Full                                     Purchase                    Owner Occupied             SFR
1103649971                       0.000                   0.000                     0.000            7.375           0.000                685   Stated                                   Purchase                    Owner Occupied             SFR
1103649973                       0.000                   0.000                     0.000            5.750           0.000                794   Stated                                   Purchase                    Owner Occupied             SFR
1103649988                       0.000                   0.000                     0.000            6.875           0.000                769   Stated                                   Purchase                    Owner Occupied             SFR
1103649990                       3.000                   1.000                     6.000           13.625           3.000                655   Stated                                   Purchase                    Investor                   SFR
1103650023                       0.000                   0.000                     0.000            7.000           0.000                646   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650040                       3.000                   1.000                     6.000           12.750           6.750                741   Express Verified Assets                  Cash Out Refinance          Investor                   CONDO
1103650046                       0.000                   0.000                     0.000            5.875           0.000                770   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650048                       0.000                   0.000                     0.000            6.500           0.000                671   Full                                     Rate/Term Refinance         Owner Occupied             HI-RISE
1103650049                       3.000                   1.000                     6.000           12.625           3.000                725   Stated                                   Purchase                    Owner Occupied             SFR
1103650067                       3.000                   1.000                     6.000           12.375           3.000                710   Stated                                   Purchase                    Investor                   SFR
1103650095                       0.000                   0.000                     0.000            6.575           0.000                692   Stated                                   Rate/Term Refinance         Second Home                SFR
1103650097                       3.000                   1.000                     6.000           12.375           3.000                607   Full                                     Purchase                    Owner Occupied             SFR
1103650106                       3.000                   1.000                     6.000           12.625           2.500                646   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650177                       0.000                   0.000                     0.000            6.625           0.000                742   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103650180                       3.000                   1.000                     6.000           13.375           3.000                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650187                       0.000                   0.000                     0.000            5.750           0.000                762   Full                                     Purchase                    Owner Occupied             SFR
1103650202                       3.000                   1.000                     6.000           12.125           2.500                817   Stated                                   Cash Out Refinance          Second Home                SFR
1103650206                       0.000                   0.000                     0.000            6.750           0.000                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650216                       3.000                   1.000                     6.000           12.250           3.000                708   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650226                       0.000                   0.000                     0.000            5.625           0.000                696   SISA                                     Cash Out Refinance          Second Home                SFR
1103650236                       3.000                   1.000                     6.000           14.875           3.000                634   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103650238                       3.000                   1.000                     6.000           12.375           2.500                686   SISA                                     Purchase                    Owner Occupied             CONDO
1103650239                       3.000                   1.000                     6.000           11.900           3.000                693   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
1103650243                       3.000                   1.000                     6.000           12.875           3.000                624   Full                                     Purchase                    Owner Occupied             D-PUDS
1103650284                       3.000                   1.000                     6.000           12.125           3.000                813   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
1103650286                       3.000                   1.000                     6.000           11.750           3.000                764   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103650297                       3.000                   1.000                     6.000           11.625           2.750                758   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650303                       3.000                   1.000                     6.000           11.875           3.000                725   Stated                                   Purchase                    Owner Occupied             SFR
1103650350                       0.000                   0.000                     0.000            6.000           0.000                734   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103650364                       3.000                   1.000                     6.000           11.250           3.000                815   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103650367                       3.000                   1.000                     6.000           13.000           3.000                720   Stated                                   Purchase                    Investor                   SFR
1103650381                       0.000                   0.000                     0.000            6.500           0.000                658   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650382                       0.000                   0.000                     0.000            6.000           0.000                755   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650432                       3.000                   1.000                     6.000           11.875           3.000                787   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103650435                       0.000                   0.000                     0.000            7.250           0.000                679   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650449                       3.000                   1.000                     6.000           13.625           3.000                  0   Stated                                   Purchase                    Second Home                D-PUDS
1103650456                       0.000                   0.000                     0.000            7.000           0.000                677   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103650462                       0.000                   0.000                     0.000            6.250           0.000                726   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650481                       0.000                   0.000                     0.000            7.000           0.000                637   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103650503                       3.000                   1.000                     6.000           11.875           3.000                704   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103650514                       0.000                   0.000                     0.000            6.125           0.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650519                       0.000                   0.000                     0.000            5.625           0.000                813   Full                                     Purchase                    Owner Occupied             SFR
1103650522                       0.000                   0.000                     0.000            6.250           0.000                765   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650528                       3.000                   1.000                     6.000           13.375           2.750                733   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103650536                       0.000                   0.000                     0.000            6.000           0.000                720   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103650544                       3.000                   1.000                     6.000           12.000           2.750                764   SISA                                     Purchase                    Owner Occupied             PUD
1103650557                       0.000                   0.000                     0.000            6.250           0.000                717   Stated                                   Rate/Term Refinance         Investor                   SFR
1103650570                       3.000                   1.000                     6.000           12.900           3.000                773   Full                                     Purchase                    Owner Occupied             SFR
1103650588                       0.000                   0.000                     0.000            5.375           0.000                722   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103650592                       0.000                   0.000                     0.000            6.250           0.000                786   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103650600                       0.000                   0.000                     0.000            6.875           0.000                667   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103650607                       0.000                   0.000                     0.000            5.990           0.000                785   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103650613                       0.000                   0.000                     0.000            5.500           0.000                749   Stated                                   Purchase                    Owner Occupied             SFR
1103650619                       3.000                   1.000                     6.000           11.875           2.750                729   SISA                                     Purchase                    Owner Occupied             CONDO
1103650626                       0.000                   0.000                     0.000            6.750           0.000                688   SISA                                     Cash Out Refinance          Investor                   4-FAMILY
1103650627                       0.000                   0.000                     0.000            6.125           0.000                737   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650628                       0.000                   0.000                     0.000            6.375           0.000                747   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650629                       0.000                   0.000                     0.000            6.625           0.000                677   Stated                                   Purchase                    Owner Occupied             SFR
1103650630                       0.000                   0.000                     0.000            6.375           0.000                709   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103650631                       0.000                   0.000                     0.000            6.750           0.000                681   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650632                       0.000                   0.000                     0.000            6.500           0.000                734   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650633                       0.000                   0.000                     0.000            5.875           0.000                747   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103650634                       0.000                   0.000                     0.000            6.750           0.000                697   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650662                       3.000                   1.000                     6.000           11.875           3.250                703   Stated                                   Rate/Term Refinance         Second Home                SFR
1103650706                       3.000                   1.000                     6.000           12.000           2.750                761   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650712                       0.000                   0.000                     0.000            6.375           0.000                786   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650724                       3.000                   1.000                     6.000           15.750           9.750                680   Stated                                   Purchase                    Investor                   SFR
1103650733                       0.000                   0.000                     0.000            6.500           0.000                738   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650738                       0.000                   0.000                     0.000            6.875           0.000                660   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103650752                       0.000                   0.000                     0.000            7.560           0.000                727   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103650755                       0.000                   0.000                     0.000            6.250           0.000                729   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650788                       0.000                   0.000                     0.000            6.500           0.000                731   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103650804                       3.000                   1.000                     6.000           11.875           3.000                698   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103650842                       3.000                   1.000                     6.000           12.625           3.000                730   Full                                     Purchase                    Owner Occupied             SFR
1103650855                       0.000                   0.000                     0.000            6.875           0.000                697   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103650863                       0.000                   0.000                     0.000            6.750           0.000                692   SISA                                     Cash Out Refinance          Investor                   SFR
1103650869                       0.000                   0.000                     0.000            6.250           0.000                759   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103650882                       0.000                   0.000                     0.000            5.625           0.000                787   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103650889                       3.000                   1.000                     6.000           12.500           2.750                651   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103650902                       0.000                   0.000                     0.000            7.500           0.000                679   Stated                                   Purchase                    Owner Occupied             SFR
1103650903                       0.000                   0.000                     0.000            5.875           0.000                759   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103650916                       3.000                   1.000                     6.000           11.750           3.000                799   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103650917                       3.000                   1.000                     6.000           12.875           3.000                785   SISA                                     Purchase                    Owner Occupied             D-PUDS
1103650921                       3.000                   1.000                     6.000           12.250           3.000                737   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103650922                       3.000                   1.000                     6.000           12.250           3.000                802   Express Verified Assets                  Purchase                    Owner Occupied             CONDO
1103650933                       0.000                   0.000                     0.000            7.375           0.000                767   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103650935                       0.000                   0.000                     0.000            6.250           0.000                678   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650943                       0.000                   0.000                     0.000            6.813           0.000                734   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103650944                       3.000                   1.000                     6.000           13.000           3.000                687   Stated                                   Purchase                    Investor                   HI-RISE
1103650945                       3.000                   1.000                     6.000           11.500           3.000                799   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103650965                       0.000                   0.000                     0.000            6.625           0.000                779   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103650995                       3.000                   1.000                     6.000           14.250           3.000                735   Stated                                   Purchase                    Investor                   SFR
1103650998                       3.000                   1.000                     6.000           12.625           3.000                679   Stated                                   Purchase                    Owner Occupied             SFR
1103651009                       3.000                   1.000                     6.000           11.875           3.000                783   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103651015                       0.000                   0.000                     0.000            6.625           0.000                757   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651031                       0.000                   0.000                     0.000            5.250           0.000                680   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103651035                       3.000                   1.000                     6.000           12.375           3.000                767   Stated                                   Purchase                    Investor                   SFR
1103651050                       3.000                   1.000                     6.000           14.750           3.000                640   Stated                                   Cash Out Refinance          Investor                   SFR
1103651065                       3.000                   1.000                     6.000           13.375           7.375                682   SISA                                     Purchase                    Owner Occupied             SFR
1103651066                       3.000                   1.000                     6.000           14.750           8.750                735   SISA                                     Cash Out Refinance          Investor                   CONDO
1103651079                       0.000                   0.000                     0.000            6.680           0.000                730   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103651093                       0.000                   0.000                     0.000            5.750           0.000                714   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651104                       3.000                   1.000                     6.000           11.750           3.000                752   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651105                       0.000                   0.000                     0.000            6.000           0.000                813   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651107                       3.000                   1.000                     6.000           12.550           3.000                703   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
1103651114                       3.000                   1.000                     6.000           13.250           3.000                698   Stated                                   Purchase                    Investor                   CONDO
1103651159                       3.000                   1.000                     6.000           14.250           8.250                650   Stated                                   Purchase                    Investor                   SFR
1103651169                       0.000                   0.000                     0.000            6.875           0.000                741   SISA                                     Purchase                    Owner Occupied             SFR
1103651175                       3.000                   1.000                     6.000           12.250           3.000                736   Stated                                   Rate/Term Refinance         Investor                   SFR
1103651216                       0.000                   0.000                     0.000            6.000           0.000                746   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103651228                       3.000                   1.000                     6.000           12.000           3.000                640   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103651231                       3.000                   1.000                     6.000           13.875           3.000                616   Stated                                   Purchase                    Second Home                CONDO
1103651233                       3.000                   1.000                     6.000           12.500           3.000                740   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651234                       0.000                   0.000                     0.000            7.000           0.000                662   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
1103651241                       3.000                   1.000                     6.000           12.375           3.000                759   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
1103651255                       0.000                   0.000                     0.000            5.750           0.000                791   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651257                       3.000                   1.000                     6.000           12.375           3.000                738   Stated                                   Rate/Term Refinance         Investor                   SFR
1103651269                       0.000                   0.000                     0.000            6.875           0.000                706   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651270                       0.000                   0.000                     0.000            7.625           0.000                610   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651295                       3.000                   1.000                     6.000           11.625           3.000                680   Stated                                   Rate/Term Refinance         Investor                   CONDO
1103651312                       0.000                   0.000                     0.000            6.250           0.000                775   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651316                       0.000                   0.000                     0.000            7.500           0.000                608   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651317                       0.000                   0.000                     0.000            5.875           0.000                660   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103651335                       3.000                   1.000                     6.000           12.375           3.000                672   Express No Doc                           Purchase                    Owner Occupied             CONDO
1103651346                       3.000                   1.000                     6.000           12.500           3.000                719   Stated                                   Purchase                    Owner Occupied             SFR
1103651347                       3.000                   1.000                     6.000           13.375           2.500                621   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651348                       3.000                   1.000                     6.000           12.375           3.000                736   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103651349                       3.000                   1.000                     6.000           11.875           3.000                777   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651354                       0.000                   0.000                     0.000            6.000           0.000                809   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651365                       0.000                   0.000                     0.000            5.750           0.000                710   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103651389                       0.000                   0.000                     0.000            6.125           0.000                701   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103651390                       3.000                   1.000                     6.000           12.375           3.000                775   Full                                     Cash Out Refinance          Owner Occupied             2-FAMILY
1103651429                       0.000                   0.000                     0.000            6.500           0.000                676   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651432                       3.000                   1.000                     6.000           13.250           3.000                642   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651466                       3.000                   1.000                     6.000           12.250           3.000                766   Stated                                   Purchase                    Owner Occupied             SFR
1103651481                       0.000                   0.000                     0.000            6.625           0.000                695   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103651489                       0.000                   0.000                     0.000            6.250           0.000                694   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103651490                       0.000                   0.000                     0.000            6.500           0.000                692   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651522                       3.000                   1.000                     6.000           11.625           3.000                766   Full                                     Purchase                    Owner Occupied             SFR
1103651535                       3.000                   1.000                     6.000           13.250           3.000                643   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651541                       3.000                   1.000                     6.000           11.875           3.000                697   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103651556                       0.000                   0.000                     0.000            5.990           0.000                757   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651562                       3.000                   1.000                     6.000           13.250           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
1103651565                       3.000                   1.000                     6.000           11.625           3.000                695   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651573                       3.000                   1.000                     6.000           12.375           3.000                789   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651574                       0.000                   0.000                     0.000            6.750           0.000                678   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651583                       3.000                   1.000                     6.000           13.500           3.875                620   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103651589                       0.000                   0.000                     0.000            6.250           0.000                727   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651613                       3.000                   1.000                     6.000           13.000           3.000                659   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651637                       3.000                   1.000                     6.000           12.750           3.000                654   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103651640                       0.000                   0.000                     0.000            6.125           0.000                796   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651651                       3.000                   1.000                     6.000           12.625           3.000                762   Stated                                   Rate/Term Refinance         Second Home                D-PUDS
1103651662                       0.000                   0.000                     0.000            5.500           0.000                765   Stated                                   Cash Out Refinance          Second Home                SFR
1103651663                       0.000                   0.000                     0.000            6.875           0.000                635   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651664                       0.000                   0.000                     0.000            6.500           0.000                762   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651665                       0.000                   0.000                     0.000            6.875           0.000                749   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651666                       0.000                   0.000                     0.000            7.000           0.000                711   Stated                                   Cash Out Refinance          Investor                   SFR
1103651667                       0.000                   0.000                     0.000            6.750           0.000                711   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651668                       0.000                   0.000                     0.000            6.750           0.000                778   Express No Doc                           Purchase                    Owner Occupied             PUD
1103651669                       0.000                   0.000                     0.000            7.125           0.000                722   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651670                       0.000                   0.000                     0.000            7.375           0.000                657   Full                                     Purchase                    Owner Occupied             SFR
1103651671                       0.000                   0.000                     0.000            6.750           0.000                642   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651672                       0.000                   0.000                     0.000            7.000           0.000                678   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651673                       0.000                   0.000                     0.000            6.750           0.000                633   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651674                       0.000                   0.000                     0.000            6.500           0.000                719   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651676                       0.000                   0.000                     0.000            6.750           0.000                745   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651677                       0.000                   0.000                     0.000            7.375           0.000                666   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651678                       0.000                   0.000                     0.000            6.500           0.000                639   Express No Doc                           Cash Out Refinance          Second Home                SFR
1103651679                       0.000                   0.000                     0.000            6.500           0.000                721   Full                                     Purchase                    Owner Occupied             PUD
1103651680                       0.000                   0.000                     0.000            7.125           0.000                620   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
1103651681                       0.000                   0.000                     0.000            6.875           0.000                645   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651717                       3.000                   1.000                     6.000           12.500           5.500                686   SISA                                     Rate/Term Refinance         Owner Occupied             PUD
1103651723                       3.000                   1.000                     6.000           13.500           7.500                651   Stated                                   Purchase                    Investor                   SFR
1103651732                       3.000                   1.000                     6.000           14.625           8.625                676   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103651736                       3.000                   1.000                     6.000           12.250           3.000                747   SISA                                     Purchase                    Owner Occupied             CONDO
1103651749                       0.000                   0.000                     0.000            5.625           0.000                804   Full                                     Purchase                    Owner Occupied             D-PUDS
1103651760                       3.000                   1.000                     6.000           12.625           3.000                750   Stated                                   Purchase                    Investor                   HI-RISE
1103651761                       3.000                   1.000                     6.000           11.875           5.875                692   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103651763                       0.000                   0.000                     0.000            6.750           0.000                700   SISA                                     Cash Out Refinance          Investor                   SFR
1103651765                       3.000                   1.000                     6.000           12.750           3.000                725   Express Non-Verified Assets              Cash Out Refinance          Second Home                SFR
1103651778                       3.000                   1.000                     6.000           12.000           3.000                655   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651781                       3.000                   1.000                     6.000           12.000           2.750                701   SISA                                     Purchase                    Owner Occupied             D-PUDS
1103651790                       3.000                   1.000                     6.000           11.750           3.000                726   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103651797                       3.000                   1.000                     6.000           13.125           3.000                737   SISA                                     Purchase                    Owner Occupied             CONDO
1103651822                       0.000                   0.000                     0.000            5.875           0.000                736   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103651832                       3.000                   1.000                     6.000           12.625           3.000                777   Stated                                   Purchase                    Investor                   D-PUDS
1103651877                       3.000                   1.000                     6.000           14.250           3.000                688   SISA                                     Purchase                    Investor                   SFR
1103651898                       3.000                   1.000                     6.000           13.500           3.000                  0   Stated                                   Purchase                    Second Home                CONDO
1103651901                       0.000                   0.000                     0.000            6.250           0.000                745   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651905                       3.000                   1.000                     6.000           15.690           9.690                779   Stated                                   Purchase                    Investor                   D-PUDS
1103651909                       3.000                   1.000                     6.000           13.000           3.000                661   Stated                                   Cash Out Refinance          Investor                   SFR
1103651923                       3.000                   1.000                     6.000           12.875           3.000                693   SISA                                     Purchase                    Owner Occupied             SFR
1103651931                       5.000                   1.000                     5.000           12.375           2.750                629   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103651932                       5.000                   1.000                     5.000           12.500           2.750                755   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103651934                       5.000                   1.000                     5.000           12.625           2.750                762   Express Verified Assets                  Purchase                    Owner Occupied             3-FAMILY
1103651935                       5.000                   1.000                     5.000           12.500           2.750                742   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103651937                       3.000                   1.000                     6.000           13.000           3.125                631   Stated                                   Purchase                    Owner Occupied             SFR
1103651939                       3.000                   1.000                     6.000           14.375           2.750                626   Express Verified Assets                  Purchase                    Owner Occupied             2-FAMILY
1103651941                       3.000                   1.000                     6.000           13.125           2.750                646   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103651942                       3.000                   1.000                     6.000           13.375           2.750                649   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103651943                       3.000                   1.000                     6.000           12.500           2.750                724   Full                                     Purchase                    Investor                   CONDO
1103651944                       3.000                   1.000                     6.000           12.625           2.750                653   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651945                       3.000                   1.000                     6.000           12.375           2.750                644   Stated                                   Cash Out Refinance          Investor                   SFR
1103651950                       5.000                   1.000                     5.000           12.250           2.750                660   Stated                                   Purchase                    Owner Occupied             CONDO
1103651951                       5.000                   1.000                     5.000           12.500           2.750                668   Stated                                   Purchase                    Investor                   SFR
1103651952                       3.000                   1.000                     6.000           12.625           2.750                648   Express Verified Assets                  Cash Out Refinance          Investor                   4-FAMILY
1103651954                       3.000                   1.000                     6.000           12.875           2.750                734   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103651955                       5.000                   1.000                     5.000           14.250           2.750                620   Stated                                   Purchase                    Investor                   4-FAMILY
1103651956                       3.000                   1.000                     6.000           12.625           2.750                716   Express Verified Assets                  Cash Out Refinance          Investor                   4-FAMILY
1103651957                       5.000                   1.000                     5.000           11.990           2.750                712   Express Verified Assets                  Purchase                    Owner Occupied             2-FAMILY
1103651958                       5.000                   1.000                     5.000           11.625           2.750                749   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651959                       3.000                   1.000                     6.000           12.250           2.750                650   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
1103651960                       5.000                   1.000                     5.000           12.000           2.750                671   Stated                                   Purchase                    Owner Occupied             CONDO
1103651961                       5.000                   1.000                     5.000           12.500           2.750                697   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
1103651963                       3.000                   1.000                     6.000           13.250           2.750                621   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103651964                       3.000                   1.000                     6.000           12.500           2.750                689   Stated                                   Cash Out Refinance          Investor                   SFR
1103651965                       5.000                   1.000                     5.000           13.500           2.750                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651966                       5.000                   1.000                     5.000           14.125           2.750                694   SISA                                     Purchase                    Owner Occupied             4-FAMILY
1103651968                       5.000                   1.000                     5.000           13.375           2.750                661   Express Verified Assets                  Purchase                    Owner Occupied             3-FAMILY
1103651969                       3.000                   1.000                     6.000           12.375           2.750                649   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651970                       3.000                   1.000                     6.000           15.750           2.750                718   Express Verified Assets                  Purchase                    Owner Occupied             3-FAMILY
1103651971                       5.000                   1.000                     5.000           12.250           2.750                622   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651972                       5.000                   1.000                     5.000           12.125           2.750                686   Stated                                   Purchase                    Owner Occupied             SFR
1103651973                       3.000                   1.000                     6.000           12.625           2.750                753   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103651974                       3.000                   1.000                     6.000           12.250           2.750                701   Express No Doc                           Cash Out Refinance          Owner Occupied             3-FAMILY
1103651975                       3.000                   1.000                     6.000           13.500           2.750                624   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103651976                       5.000                   1.000                     5.000           13.125           2.750                763   Express Verified Assets                  Purchase                    Owner Occupied             3-FAMILY
1103651977                       5.000                   1.000                     5.000           12.875           2.750                717   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103651978                       5.000                   1.000                     5.000           11.875           2.750                686   Full                                     Purchase                    Owner Occupied             SFR
1103651979                       5.000                   1.000                     5.000           11.750           2.750                632   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651980                       5.000                   1.000                     5.000           12.625           2.750                634   Stated                                   Purchase                    Owner Occupied             SFR
1103651981                       5.000                   1.000                     5.000           11.875           2.750                642   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103651982                       3.000                   1.000                     6.000           12.500           2.750                636   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103651983                       5.000                   1.000                     5.000           12.250           2.750                628   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103651986                       5.000                   1.000                     5.000           11.875           2.750                708   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103651987                       5.000                   1.000                     5.000           12.000           2.750                764   Express Verified Assets                  Purchase                    Second Home                PUD
1103651988                       3.000                   1.000                     6.000           12.250           2.750                674   Express Verified Assets                  Cash Out Refinance          Owner Occupied             4-FAMILY
1103651989                       5.000                   1.000                     5.000           13.500           2.750                624   Express Verified Assets                  Purchase                    Owner Occupied             CONDO
1103651990                       5.000                   1.000                     5.000           14.000           2.750                657   Stated                                   Purchase                    Investor                   SFR
1103651991                       5.000                   1.000                     5.000           13.000           2.750                749   Express No Doc                           Purchase                    Investor                   SFR
1103651992                       5.000                   1.000                     5.000           12.250           2.750                642   Stated                                   Purchase                    Owner Occupied             SFR
1103651993                       3.000                   1.000                     6.000           12.500           2.750                667   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651994                       3.000                   1.000                     6.000           12.500           2.750                751   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651995                       3.000                   1.000                     6.000           12.500           2.750                737   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103651996                       5.000                   1.000                     5.000           12.625           2.750                647   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103652000                       0.000                   0.000                     0.000            6.750           0.000                746   Express No Doc                           Rate/Term Refinance         Owner Occupied             D-PUDS
1103652002                       0.000                   0.000                     0.000            7.750           0.000                674   Stated                                   Purchase                    Owner Occupied             SFR
1103652003                       0.000                   0.000                     0.000            6.875           0.000                711   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652004                       0.000                   0.000                     0.000            7.750           0.000                638   Express Verified Assets                  Purchase                    Owner Occupied             3-FAMILY
1103652005                       0.000                   0.000                     0.000            7.750           0.000                658   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652006                       0.000                   0.000                     0.000            6.875           0.000                754   SISA                                     Purchase                    Owner Occupied             SFR
1103652007                       0.000                   0.000                     0.000            7.375           0.000                628   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
1103652008                       0.000                   0.000                     0.000            7.500           0.000                724   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103652009                       0.000                   0.000                     0.000            6.750           0.000                667   Express No Doc                           Purchase                    Investor                   CONDO
1103652010                       0.000                   0.000                     0.000            7.000           0.000                735   Stated                                   Purchase                    Investor                   3-FAMILY
1103652011                       0.000                   0.000                     0.000            7.500           0.000                664   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652012                       0.000                   0.000                     0.000            6.750           0.000                629   Express Verified Assets                  Cash Out Refinance          Owner Occupied             3-FAMILY
1103652013                       0.000                   0.000                     0.000            6.875           0.000                634   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
1103652014                       0.000                   0.000                     0.000            7.875           0.000                700   Stated                                   Purchase                    Owner Occupied             SFR
1103652015                       0.000                   0.000                     0.000            6.000           0.000                681   Full                                     Cash Out Refinance          Owner Occupied             CONDO
1103652019                       3.000                   1.000                     6.000           12.375           3.000                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652038                       3.000                   1.000                     6.000           11.875           3.000                637   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103652039                       3.000                   1.000                     6.000           12.125           3.000                716   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103652051                       3.000                   1.000                     6.000           11.875           3.000                702   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652064                       0.000                   0.000                     0.000            6.375           0.000                720   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652072                       0.000                   0.000                     0.000            5.875           0.000                671   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652094                       3.000                   1.000                     6.000           12.375           3.000                703   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652137                       3.000                   1.000                     6.000           12.625           3.000                659   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103652145                       3.000                   1.000                     6.000           13.375           3.000                727   Stated                                   Purchase                    Owner Occupied             SFR
1103652148                       3.000                   1.000                     6.000           12.625           2.500                736   SISA                                     Purchase                    Owner Occupied             2-FAMILY
1103652152                       3.000                   1.000                     6.000           12.875           3.000                718   Stated                                   Purchase                    Investor                   2-FAMILY
1103652188                       0.000                   0.000                     0.000            6.125           0.000                729   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652203                       0.000                   0.000                     0.000            5.875           0.000                703   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103652230                       3.000                   1.000                     6.000           11.875           3.000                801   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
1103652243                       0.000                   0.000                     0.000            6.500           0.000                726   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103652245                       3.000                   1.000                     6.000           12.500           3.000                787   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103652246                       3.000                   1.000                     6.000           11.875           3.000                770   Stated                                   Cash Out Refinance          Investor                   SFR
1103652278                       3.000                   1.000                     6.000           12.625           3.000                749   Express Verified Assets                  Purchase                    Investor                   HI-RISE
1103652290                       3.000                   1.000                     6.000           13.250           3.000                702   Stated                                   Purchase                    Investor                   SFR
1103652292                       0.000                   0.000                     0.000            6.950           0.000                632   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103652308                       3.000                   1.000                     6.000           12.250           3.000                784   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
1103652314                       3.000                   1.000                     6.000           11.875           3.000                770   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652320                       0.000                   0.000                     0.000            5.880           0.000                689   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103652324                       3.000                   1.000                     6.000           11.250           3.000                703   Stated                                   Purchase                    Owner Occupied             CONDO
1103652340                       3.000                   1.000                     6.000           13.000           3.000                652   Stated                                   Purchase                    Investor                   SFR
1103652366                       0.000                   0.000                     0.000            6.500           0.000                677   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103652369                       0.000                   0.000                     0.000            6.250           0.000                776   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103652385                       0.000                   0.000                     0.000            6.250           0.000                655   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103652406                       3.000                   1.000                     6.000           12.500           2.500                831   Stated                                   Purchase                    Investor                   PUD
1103652410                       0.000                   0.000                     0.000            7.000           0.000                666   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103652434                       3.000                   1.000                     6.000           12.000           2.750                695   SISA                                     Purchase                    Owner Occupied             CONDO
1103652500                       3.000                   1.000                     6.000           13.125           3.250                705   Stated                                   Cash Out Refinance          Investor                   SFR
1103652506                       0.000                   0.000                     0.000            6.375           0.000                746   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652509                       0.000                   0.000                     0.000            6.730           0.000                702   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103652595                       3.000                   1.000                     6.000           13.300           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
1103652604                       3.000                   1.000                     6.000           12.625           3.000                743   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103652642                       0.000                   0.000                     0.000            6.375           0.000                630   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103652655                       0.000                   0.000                     0.000            6.375           0.000                623   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652665                       3.000                   1.000                     6.000           12.875           3.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652674                       0.000                   0.000                     0.000            6.125           0.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652679                       0.000                   0.000                     0.000            7.600           0.000                631   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652683                       3.000                   1.000                     6.000           12.625           4.000                681   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652694                       0.000                   0.000                     0.000            5.875           0.000                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652703                       0.000                   0.000                     0.000            6.000           0.000                780   Stated                                   Purchase                    Owner Occupied             SFR
1103652722                       3.000                   1.000                     6.000           12.875           3.000                696   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103652730                       0.000                   0.000                     0.000            6.250           0.000                782   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652731                       0.000                   0.000                     0.000            6.250           0.000                698   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103652749                       3.000                   1.000                     6.000           13.750           2.500                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652754                       3.000                   1.000                     6.000           14.875           3.000                695   Stated                                   Purchase                    Owner Occupied             3-FAMILY
1103652755                       3.000                   1.000                     6.000           11.625           3.000                788   Stated                                   Purchase                    Investor                   SFR
1103652771                       3.000                   1.000                     6.000           12.625           3.000                718   SISA                                     Cash Out Refinance          Investor                   2-FAMILY
1103652777                       3.000                   1.000                     6.000           11.250           3.000                682   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652797                       5.000                   1.000                     5.000           12.000           2.500                652   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652800                       6.000                   2.000                     6.000           13.250           7.250                631   Full                                     Purchase                    Owner Occupied             CONDO
1103652801                       5.000                   2.000                     5.000           11.250           1.875                690   Full                                     Purchase                    Owner Occupied             SFR
1103652802                       5.000                   2.000                     5.000           11.250           2.250                665   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103652803                       6.000                   2.000                     6.000           13.875           4.125                620   Stated                                   Purchase                    Owner Occupied             SFR
1103652804                       6.000                   2.000                     6.000           13.875           7.875                632   Stated                                   Purchase                    Owner Occupied             CONDO
1103652805                       5.000                   2.000                     5.000           12.375           2.250                770   Express Verified Assets                  Purchase                    Owner Occupied             SFR
1103652806                       5.000                   2.000                     5.000           11.000           2.250                796   Full                                     Cash Out Refinance          Owner Occupied             2-FAMILY
1103652808                       0.000                   0.000                     0.000            7.000           0.000                701   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
1103652819                       0.000                   0.000                     0.000            6.875           0.000                723   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103652822                       3.000                   1.000                     6.000           11.600           3.000                701   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652843                       0.000                   0.000                     0.000            8.000           0.000                737   Full                                     Purchase                    Investor                   SFR
1103652863                       3.000                   1.000                     6.000           12.375           3.000                722   Express Non-Verified Assets              Rate/Term Refinance         Investor                   SFR
1103652884                       0.000                   0.000                     0.000            6.375           0.000                745   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652895                       3.000                   1.000                     6.000           13.375           3.000                782   Stated                                   Purchase                    Investor                   SFR
1103652904                       3.000                   1.000                     6.000           11.875           3.000                699   Stated                                   Purchase                    Owner Occupied             CONDO
1103652912                       0.000                   0.000                     0.000            6.375           0.000                718   SISA                                     Purchase                    Owner Occupied             SFR
1103652921                       3.000                   1.000                     6.000           12.000           3.000                719   Stated                                   Purchase                    Investor                   SFR
1103652928                       3.000                   1.000                     6.000           12.250           2.750                694   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103652937                       3.000                   1.000                     6.000           13.125           3.000                697   Stated                                   Purchase                    Second Home                CONDO
1103652945                       3.000                   1.000                     6.000           13.500           3.000                653   Stated                                   Purchase                    Owner Occupied             CONDO
1103652951                       3.000                   1.000                     6.000           11.750           3.000                689   Full                                     Cash Out Refinance          Owner Occupied             PUD
1103652962                       3.000                   1.000                     6.000           12.250           3.000                680   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103652985                       0.000                   0.000                     0.000            6.125           0.000                726   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103653019                       3.000                   1.000                     6.000           12.125           3.000                735   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103653023                       3.000                   1.000                     6.000           12.125           3.000                731   Stated                                   Purchase                    Investor                   SFR
1103653028                       3.000                   1.000                     6.000           13.625           3.000                748   Stated                                   Purchase                    Owner Occupied             SFR
1103653053                       3.000                   1.000                     6.000           12.000           3.250                647   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103653072                       3.000                   1.000                     6.000           12.500           3.000                700   Stated                                   Purchase                    Owner Occupied             SFR
1103653111                       3.000                   1.000                     6.000           13.375           3.000                756   SISA                                     Purchase                    Owner Occupied             CONDO
1103653144                       3.000                   1.000                     6.000           12.375           3.000                720   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103653153                       0.000                   0.000                     0.000            6.625           0.000                721   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103653220                       3.000                   1.000                     6.000           12.625           3.000                813   Full                                     Purchase                    Investor                   SFR
1103653236                       3.000                   1.000                     6.000           12.000           3.000                721   Stated                                   Rate/Term Refinance         Investor                   SFR
1103653243                       3.000                   1.000                     6.000           12.000           3.000                729   Stated                                   Purchase                    Investor                   PUD
1103653264                       0.000                   0.000                     0.000            6.875           0.000                675   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103653267                       0.000                   0.000                     0.000            6.250           0.000                701   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103653275                       0.000                   0.000                     0.000            5.500           0.000                721   Full                                     Cash Out Refinance          Owner Occupied             2-FAMILY
1103653312                       3.000                   1.000                     6.000           12.500           3.500                767   Stated                                   Purchase                    Investor                   D-PUDS
1103653320                       0.000                   0.000                     0.000            6.625           0.000                757   FISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103653349                       3.000                   1.000                     6.000           12.625           3.000                701   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
1103653400                       0.000                   0.000                     0.000            6.250           0.000                766   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103653405                       3.000                   1.000                     6.000           12.500           3.000                649   Stated                                   Purchase                    Owner Occupied             SFR
1103653438                       0.000                   0.000                     0.000            5.500           0.000                786   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103653451                       0.000                   0.000                     0.000            6.750           0.000                724   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103653473                       0.000                   0.000                     0.000            6.500           0.000                667   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103653482                       0.000                   0.000                     0.000            5.995           0.000                757   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103653589                       3.000                   1.000                     6.000           12.125           3.000                656   Full                                     Rate/Term Refinance         Investor                   CONDO
1103653623                       3.000                   1.000                     6.000           12.875           3.000                772   Stated                                   Purchase                    Owner Occupied             CONDO
1103653627                       3.000                   1.000                     6.000           13.000           7.000                686   Stated                                   Purchase                    Investor                   TOWNHOUSE
1103653685                       3.000                   1.000                     6.000           12.550           3.000                735   SISA                                     Cash Out Refinance          Owner Occupied             CONDO
1103653687                       0.000                   0.000                     0.000            5.625           0.000                641   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103653699                       3.000                   1.000                     6.000           12.000           3.000                722   Full                                     Purchase                    Owner Occupied             PUD
1103653701                       3.000                   1.000                     6.000           13.250           3.000                703   SISA                                     Purchase                    Owner Occupied             SFR
1103653723                       0.000                   0.000                     0.000            6.500           0.000                659   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103653761                       3.000                   1.000                     6.000           13.250           3.000                743   Stated                                   Cash Out Refinance          Investor                   D-PUDS
1103653763                       0.000                   0.000                     0.000            6.000           0.000                692   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103653767                       3.000                   1.000                     6.000           12.500           3.000                648   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103653780                       3.000                   1.000                     6.000           12.500           3.000                787   Stated                                   Purchase                    Investor                   SFR
1103653781                       3.000                   1.000                     6.000           12.625           3.000                630   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103653800                       0.000                   0.000                     0.000            6.000           0.000                692   Full                                     Cash Out Refinance          Investor                   PUD
1103653835                       3.000                   1.000                     6.000           12.625           3.250                743   SISA                                     Purchase                    Owner Occupied             SFR
1103653838                       0.000                   0.000                     0.000            7.450           0.000                786   FISA                                     Cash Out Refinance          Owner Occupied             SFR
1103653862                       3.000                   1.000                     6.000           13.250           4.000                658   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103653885                       3.000                   1.000                     6.000           11.375           3.000                749   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103653918                       3.000                   1.000                     6.000           12.750           3.000                659   Stated                                   Purchase                    Owner Occupied             SFR
1103653922                       3.000                   1.000                     6.000           11.875           3.000                801   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103653947                       0.000                   0.000                     0.000            6.250           0.000                705   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103653952                       3.000                   1.000                     6.000           12.250           3.000                737   Stated                                   Cash Out Refinance          Investor                   SFR
1103653973                       3.000                   1.000                     6.000           12.750           3.000                690   Stated                                   Purchase                    Owner Occupied             PUD
1103654080                       0.000                   0.000                     0.000            6.250           0.000                770   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103654214                       3.000                   1.000                     6.000           11.375           3.000                731   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103654310                       0.000                   0.000                     0.000            8.500           0.000                616   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103654312                       3.000                   1.000                     6.000           12.250           3.000                787   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103654313                       3.000                   1.000                     6.000           12.375           3.000                735   Stated                                   Purchase                    Investor                   SFR
1103654323                       3.000                   1.000                     6.000           11.750           3.000                775   Stated                                   Purchase                    Owner Occupied             SFR
1103654326                       0.000                   0.000                     0.000            6.750           0.000                686   Express Non-Verified Assets              Rate/Term Refinance         Investor                   4-FAMILY
1103654345                       0.000                   0.000                     0.000            7.125           0.000                717   Express Verified Assets                  Purchase                    Investor                   PUD
1103654521                       3.000                   1.000                     6.000           12.500           3.000                653   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103654589                       0.000                   0.000                     0.000            6.000           0.000                736   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
1103654590                       0.000                   0.000                     0.000            8.500           0.000                616   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
1103654592                       0.000                   0.000                     0.000            6.000           0.000                743   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103654619                       3.000                   1.000                     6.000           11.750           2.500                706   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103654645                       3.000                   1.000                     6.000           12.500           3.000                659   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103654689                       3.000                   1.000                     6.000           13.999           3.000                701   Stated                                   Cash Out Refinance          Second Home                HI-RISE
1103654695                       0.000                   0.000                     0.000            6.500           0.000                788   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103654704                       3.000                   1.000                     6.000           12.875           3.000                744   Stated                                   Cash Out Refinance          Investor                   SFR
1103654717                       0.000                   0.000                     0.000            6.625           0.000                722   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
1103654719                       3.000                   1.000                     6.000           12.750           3.000                692   Stated                                   Purchase                    Investor                   SFR
1103654732                       0.000                   0.000                     0.000            6.625           0.000                773   FISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
1103654748                       3.000                   1.000                     6.000           12.125           3.000                690   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
1103654786                       3.000                   1.000                     6.000           12.500           3.000                761   Stated                                   Purchase                    Owner Occupied             SFR
1103654798                       0.000                   0.000                     0.000            6.125           0.000                728   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
1103654819                       0.000                   0.000                     0.000            5.875           0.000                799   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103654821                       0.000                   0.000                     0.000            5.875           0.000                794   Full                                     Purchase                    Owner Occupied             D-PUDS
1103654826                       3.000                   1.000                     6.000           14.750           3.000                  0   Stated                                   Purchase                    Second Home                CONDO
1103654974                       0.000                   0.000                     0.000            5.875           0.000                784   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
1103655077                       0.000                   0.000                     0.000            5.750           0.000                767   SISA                                     Cash Out Refinance          Investor                   CONDO
1103655088                       0.000                   0.000                     0.000            5.750           0.000                767   SISA                                     Cash Out Refinance          Investor                   CONDO
1103655101                       0.000                   0.000                     0.000            5.750           0.000                767   SISA                                     Cash Out Refinance          Investor                   CONDO
1103655114                       3.000                   1.000                     6.000           13.000           3.000                698   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103655185                       3.000                   1.000                     6.000           12.500           3.000                689   Stated                                   Purchase                    Owner Occupied             SFR
1103655186                       0.000                   0.000                     0.000            6.375           0.000                800   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103655498                       0.000                   0.000                     0.000            9.500           0.000                617   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103655534                       0.000                   0.000                     0.000            5.990           0.000                643   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103655547                       0.000                   0.000                     0.000            7.375           0.000                682   Stated                                   Cash Out Refinance          Second Home                CONDO
1103655557                       3.000                   1.000                     6.000           12.875           3.000                786   Stated                                   Purchase                    Investor                   SFR
1103655563                       3.000                   1.000                     6.000           12.500           3.000                628   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103655596                       3.000                   1.000                     6.000           13.750           3.000                649   Stated                                   Purchase                    Owner Occupied             CONDO
1103655606                       3.000                   1.000                     6.000           12.625           3.000                712   Stated                                   Purchase                    Investor                   SFR
1103655607                       0.000                   0.000                     0.000            5.500           0.000                696   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103655652                       3.000                   1.000                     6.000           12.125           3.000                786   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103655823                       0.000                   0.000                     0.000            7.740           0.000                756   Full                                     Purchase                    Second Home                SFR
1103655993                       3.000                   1.000                     6.000           12.875           2.250                704   Stated                                   Purchase                    Owner Occupied             SFR
1103656123                       0.000                   0.000                     0.000            9.500           0.000                761   Express No Doc                           Purchase                    Investor                   SFR
1103656124                       0.000                   0.000                     0.000            8.375           0.000                708   SISA                                     Purchase                    Investor                   CONDO
1103656125                       0.000                   0.000                     0.000            8.375           0.000                708   SISA                                     Purchase                    Investor                   CONDO
1103656126                       0.000                   0.000                     0.000            8.375           0.000                708   SISA                                     Purchase                    Investor                   CONDO
1103656127                       0.000                   0.000                     0.000            8.375           0.000                708   SISA                                     Purchase                    Investor                   CONDO
1103656128                       0.000                   0.000                     0.000            7.500           0.000                681   Stated                                   Rate/Term Refinance         Investor                   SFR
1103656129                       0.000                   0.000                     0.000            7.925           0.000                690   Stated                                   Purchase                    Owner Occupied             SFR
1103656130                       0.000                   0.000                     0.000            8.125           0.000                731   Full                                     Purchase                    Investor                   4-FAMILY
1103656132                       0.000                   0.000                     0.000            7.500           0.000                668   Express No Doc                           Cash Out Refinance          Owner Occupied             2-FAMILY
1103656133                       0.000                   0.000                     0.000            8.000           0.000                684   Full                                     Cash Out Refinance          Investor                   CONDO
1103656134                       0.000                   0.000                     0.000            8.125           0.000                733   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
1103656135                       0.000                   0.000                     0.000            6.750           0.000                769   Express No Doc                           Purchase                    Owner Occupied             HI-RISE
1103656136                       0.000                   0.000                     0.000            8.500           0.000                635   SISA                                     Purchase                    Investor                   SFR
1103656137                       0.000                   0.000                     0.000            8.500           0.000                635   SISA                                     Purchase                    Investor                   CONDO
1103656139                       0.000                   0.000                     0.000            7.125           0.000                661   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103656140                       0.000                   0.000                     0.000            6.750           0.000                748   Express No Doc                           Cash Out Refinance          Investor                   3-FAMILY
1103656141                       0.000                   0.000                     0.000            6.875           0.000                676   Express Verified Assets                  Purchase                    Owner Occupied             PUD
1103656142                       0.000                   0.000                     0.000            7.125           0.000                639   Express Verified Assets                  Purchase                    Owner Occupied             2-FAMILY
1103656143                       0.000                   0.000                     0.000            6.750           0.000                695   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103656144                       0.000                   0.000                     0.000            8.625           0.000                692   Express No Doc                           Purchase                    Investor                   2-FAMILY
1103656145                       0.000                   0.000                     0.000            6.750           0.000                748   Express No Doc                           Cash Out Refinance          Investor                   3-FAMILY
1103656146                       0.000                   0.000                     0.000            6.250           0.000                790   SISA                                     Purchase                    Second Home                SFR
1103656147                       0.000                   0.000                     0.000            6.750           0.000                593   Express Verified Assets                  Purchase                    Investor                   CONDO
1103656148                       0.000                   0.000                     0.000            6.750           0.000                636   Express No Doc                           Purchase                    Investor                   CONDO
1103656161                       0.000                   0.000                     0.000            6.875           0.000                733   Stated                                   Cash Out Refinance          Investor                   SFR
1103656200                       3.000                   1.000                     6.000           12.750           3.000                692   Stated                                   Purchase                    Owner Occupied             SFR
1103656522                       0.000                   0.000                     0.000            5.990           0.000                703   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656697                       0.000                   0.000                     0.000            7.500           0.000                712   Stated                                   Purchase                    Owner Occupied             HI-RISE
1103656818                       0.000                   0.000                     0.000            6.625           0.000                770   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656819                       0.000                   0.000                     0.000            6.125           0.000                653   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656820                       0.000                   0.000                     0.000            5.875           0.000                784   Full                                     Purchase                    Owner Occupied             PUD
1103656821                       0.000                   0.000                     0.000            6.000           0.000                804   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103656822                       0.000                   0.000                     0.000            5.750           0.000                765   Full                                     Purchase                    Owner Occupied             PUD
1103656823                       0.000                   0.000                     0.000            6.500           0.000                787   Alternative                              Purchase                    Owner Occupied             SFR
1103656824                       0.000                   0.000                     0.000            6.750           0.000                787   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103656825                       0.000                   0.000                     0.000            6.375           0.000                674   Full                                     Purchase                    Second Home                SFR
1103656826                       0.000                   0.000                     0.000            6.375           0.000                683   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103656827                       0.000                   0.000                     0.000            7.375           0.000                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103656828                       0.000                   0.000                     0.000            6.500           0.000                780   Full                                     Purchase                    Owner Occupied             PUD
1103656829                       0.000                   0.000                     0.000            6.250           0.000                778   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656830                       0.000                   0.000                     0.000            6.250           0.000                698   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
1103656831                       0.000                   0.000                     0.000            6.250           0.000                799   Stated                                   Purchase                    Owner Occupied             SFR
1103656832                       0.000                   0.000                     0.000            6.250           0.000                764   Stated                                   Purchase                    Owner Occupied             SFR
1103656833                       0.000                   0.000                     0.000            6.375           0.000                706   Alternative                              Cash Out Refinance          Owner Occupied             SFR
1103656834                       0.000                   0.000                     0.000            6.375           0.000                770   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103656835                       0.000                   0.000                     0.000            6.125           0.000                688   Full                                     Purchase                    Owner Occupied             PUD
1103656836                       0.000                   0.000                     0.000            6.375           0.000                799   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103656837                       0.000                   0.000                     0.000            6.375           0.000                760   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656838                       0.000                   0.000                     0.000            6.250           0.000                768   Stated                                   Purchase                    Owner Occupied             SFR
1103656839                       0.000                   0.000                     0.000            6.375           0.000                801   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656840                       0.000                   0.000                     0.000            6.875           0.000                702   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103656841                       0.000                   0.000                     0.000            6.125           0.000                673   Stated                                   Cash Out Refinance          Owner Occupied             PUD
1103656842                       0.000                   0.000                     0.000            6.750           0.000                699   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656843                       0.000                   0.000                     0.000            6.250           0.000                685   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656844                       0.000                   0.000                     0.000            6.750           0.000                749   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656845                       0.000                   0.000                     0.000            6.250           0.000                770   Full                                     Purchase                    Owner Occupied             PUD
1103656855                       0.000                   0.000                     0.000            6.375           0.000                696   Full                                     Rate/Term Refinance         Owner Occupied             PUD
1103656856                       0.000                   0.000                     0.000            6.875           0.000                718   SISA                                     Rate/Term Refinance         Owner Occupied             CONDO
1103656857                       0.000                   0.000                     0.000            6.375           0.000                760   SISA                                     Purchase                    Owner Occupied             CONDO
1103656858                       0.000                   0.000                     0.000            6.500           0.000                667   Full                                     Rate/Term Refinance         Investor                   SFR
1103656859                       0.000                   0.000                     0.000            6.875           0.000                700   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             PUD
1103656860                       0.000                   0.000                     0.000            6.375           0.000                762   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103656861                       0.000                   0.000                     0.000            6.500           0.000                773   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656862                       0.000                   0.000                     0.000            6.125           0.000                750   Full                                     Purchase                    Owner Occupied             SFR
1103656863                       0.000                   0.000                     0.000            6.500           0.000                672   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656864                       0.000                   0.000                     0.000            6.125           0.000                638   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656865                       0.000                   0.000                     0.000            6.625           0.000                691   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
1103656866                       0.000                   0.000                     0.000            6.250           0.000                788   SISA                                     Rate/Term Refinance         Investor                   PUD
1103656867                       0.000                   0.000                     0.000            6.375           0.000                751   SISA                                     Purchase                    Owner Occupied             SFR
1103656868                       0.000                   0.000                     0.000            6.625           0.000                743   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656869                       0.000                   0.000                     0.000            5.875           0.000                702   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656870                       0.000                   0.000                     0.000            6.000           0.000                758   Full                                     Rate/Term Refinance         Owner Occupied             SFR
1103656871                       0.000                   0.000                     0.000            6.875           0.000                669   Full                                     Rate/Term Refinance         Investor                   SFR
1103656872                       0.000                   0.000                     0.000            6.125           0.000                686   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656873                       0.000                   0.000                     0.000            7.000           0.000                731   Full                                     Purchase                    Owner Occupied             SFR
1103656874                       0.000                   0.000                     0.000            6.375           0.000                737   Full                                     Purchase                    Owner Occupied             SFR
1103656875                       0.000                   0.000                     0.000            6.375           0.000                713   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             PUD
1103656876                       0.000                   0.000                     0.000            6.250           0.000                694   Express Verified Assets                  Cash Out Refinance          Owner Occupied             CONDO
1103656877                       0.000                   0.000                     0.000            6.000           0.000                682   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656878                       0.000                   0.000                     0.000            6.250           0.000                681   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103656879                       0.000                   0.000                     0.000            6.375           0.000                737   Full                                     Cash Out Refinance          Owner Occupied             SFR
1103657254                       3.000                   1.000                     6.000           11.875           3.000                725   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103657536                       0.000                   0.000                     0.000            6.875           0.000                712   Stated                                   Cash Out Refinance          Investor                   SFR
1103657592                       0.000                   0.000                     0.000            6.250           0.000                789   Full                                     Cash Out Refinance          Owner Occupied             HI-RISE
1103657685                       0.000                   0.000                     0.000            6.250           0.000                747   SISA                                     Cash Out Refinance          Owner Occupied             SFR
1103658546                       3.000                   1.000                     6.000           12.500           3.000                  0   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103658999                       3.000                   1.000                     6.000           13.250           3.000                679   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503096478                       0.000                   0.000                     0.000            6.125           0.000                753   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503153671                       3.000                   1.000                     6.000           12.400           3.000                684   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503161188                       3.000                   1.000                     6.000           12.240           3.000                732   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503181399                       3.000                   1.000                     6.000           13.250           3.000                724   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503185562                       3.000                   1.000                     6.000           14.750           3.000                653   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503192569                       3.000                   1.000                     6.000           17.500           4.375                634   SISA                                     Purchase                    Investor                   CONDO
2503194402                       3.000                   1.000                     6.000           12.550           3.000                610   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503194433                       3.000                   1.000                     6.000           13.235           3.000                639   Stated                                   Cash Out Refinance          Investor                   SFR
2503194623                       3.000                   1.000                     6.000           14.375           3.000                640   Stated                                   Cash Out Refinance          Second Home                CONDOTEL
2503194960                       3.000                   1.000                     6.000           13.125           3.000                689   Stated                                   Cash Out Refinance          Investor                   D-PUDS
2503195323                       3.000                   1.000                     6.000           13.280           3.000                  0   Full                                     Purchase                    Second Home                CONDOTEL
2503195750                       3.000                   1.000                     6.000           13.000           3.000                661   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503195770                       0.000                   0.000                     0.000            7.250           0.000                757   Stated                                   Purchase                    Investor                   SFR
2503196229                       0.000                   0.000                     0.000            7.500           0.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503196337                       3.000                   1.000                     6.000           12.375           3.000                651   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503196668                       3.000                   1.000                     6.000           13.300           3.000                662   Stated                                   Purchase                    Owner Occupied             CONDO
2503196705                       0.000                   0.000                     0.000            7.155           0.000                712   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503197062                       3.000                   1.000                     6.000           12.875           3.000                676   Stated                                   Purchase                    Owner Occupied             SFR
2503197251                       3.000                   1.000                     6.000           12.625           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503197258                       3.000                   1.000                     6.000           12.000           3.875                708   Stated                                   Cash Out Refinance          Investor                   D-PUDS
2503197346                       3.000                   1.000                     6.000           12.875           3.000                658   Stated                                   Purchase                    Second Home                SFR
2503197390                       3.000                   1.000                     6.000           13.500           3.000                644   Stated                                   Purchase                    Owner Occupied             CONDO
2503197770                       3.000                   1.000                     6.000           13.200           3.000                706   Stated                                   Purchase                    Owner Occupied             SFR
2503197789                       3.000                   1.000                     6.000           11.990           3.000                752   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503197808                       3.000                   1.000                     6.000           13.280           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503197813                       3.000                   1.000                     6.000           12.695           3.000                665   Stated                                   Purchase                    Owner Occupied             CONDO
2503197900                       3.000                   1.000                     6.000           12.375           3.000                746   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503197901                       3.000                   1.000                     6.000           12.750           3.000                746   Stated                                   Cash Out Refinance          Second Home                TOWNHOUSE
2503197907                       0.000                   0.000                     0.000            6.500           0.000                802   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503197922                       3.000                   1.000                     6.000           12.750           3.000                679   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503197976                       3.000                   1.000                     6.000           13.125           3.000                665   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503198073                       3.000                   1.000                     6.000           13.900           3.000                647   Stated                                   Purchase                    Second Home                HI-RISE
2503198208                       3.000                   1.000                     6.000           12.375           3.000                711   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503198250                       0.000                   0.000                     0.000            5.750           0.000                707   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503198264                       3.000                   1.000                     6.000           12.900           3.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503198337                       3.000                   1.000                     6.000           12.125           3.875                659   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503198435                       3.000                   1.000                     6.000           13.700           3.000                677   Stated                                   Purchase                    Owner Occupied             SFR
2503198545                       3.000                   1.000                     6.000           12.875           3.000                665   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503198630                       3.000                   1.000                     6.000           11.750           3.000                727   Full                                     Purchase                    Owner Occupied             SFR
2503198778                       3.000                   1.000                     6.000           11.935           3.000                697   Full                                     Purchase                    Owner Occupied             SFR
2503198866                       3.000                   1.000                     6.000           13.500           3.000                668   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
2503198950                       0.000                   0.000                     0.000            6.615           0.000                742   Stated                                   Purchase                    Investor                   SFR
2503198964                       3.000                   1.000                     6.000           11.500           3.000                797   Full                                     Cash Out Refinance          Investor                   D-PUDS
2503198980                       3.000                   1.000                     6.000           12.990           3.000                654   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             CONDO
2503199242                       3.000                   1.000                     6.000           12.750           3.000                707   Stated                                   Purchase                    Second Home                CONDO
2503199341                       0.000                   0.000                     0.000            7.450           0.000                736   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503199409                       0.000                   0.000                     0.000            5.000           0.000                732   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503199418                       3.000                   1.000                     6.000           12.990           3.000                612   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503199470                       3.000                   1.000                     6.000           14.250           3.625                682   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503199526                       3.000                   1.000                     6.000           14.000           3.000                640   Stated                                   Cash Out Refinance          Second Home                CONDOTEL
2503199544                       3.000                   1.000                     6.000           12.500           3.000                721   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503199606                       3.000                   1.000                     6.000           13.990           3.000                652   Stated                                   Purchase                    Owner Occupied             CONDO
2503199649                       3.000                   1.000                     6.000           13.875           3.000                671   Express No Doc                           Purchase                    Owner Occupied             SFR
2503199671                       3.000                   1.000                     6.000           12.500           3.000                684   Stated                                   Cash Out Refinance          Investor                   SFR
2503199795                       3.000                   1.000                     6.000           13.560           3.000                682   Stated                                   Purchase                    Investor                   HI-RISE
2503199830                       3.000                   1.000                     6.000           14.375           3.000                722   Express Non-Verified Assets              Purchase                    Owner Occupied             4-FAMILY
2503199929                       3.000                   1.000                     6.000           11.800           3.000                695   Full                                     Purchase                    Owner Occupied             SFR
2503199958                       3.000                   1.000                     6.000           14.750           3.000                682   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
2503199960                       3.000                   1.000                     6.000           13.240           3.625                700   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             2-FAMILY
2503200178                       3.000                   1.000                     6.000           13.990           3.000                665   Stated                                   Purchase                    Investor                   SFR
2503200208                       3.000                   1.000                     6.000           14.250           3.000                644   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503200248                       0.000                   0.000                     0.000            7.990           0.000                648   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503200282                       3.000                   1.000                     6.000           13.950           3.000                658   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503200374                       3.000                   1.000                     6.000           13.750           3.000                615   Stated                                   Cash Out Refinance          Investor                   CONDO
2503200392                       3.000                   1.000                     6.000           13.625           3.000                626   Stated                                   Cash Out Refinance          Owner Occupied             4-FAMILY
2503200393                       3.000                   1.000                     6.000           16.700           3.875                662   SISA                                     Purchase                    Investor                   2-FAMILY
2503200411                       3.000                   1.000                     6.000           12.675           3.500                713   Stated                                   Purchase                    Owner Occupied             SFR
2503200420                       3.000                   1.000                     6.000           13.500           3.000                708   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503200448                       0.000                   0.000                     0.000            6.375           0.000                789   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503200673                       3.000                   1.000                     6.000           13.500           4.000                751   Express No Doc Verified Assets           Purchase                    Owner Occupied             SFR
2503200675                       3.000                   1.000                     6.000           12.100           3.000                685   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503200729                       3.000                   1.000                     6.000           11.650           3.000                743   Full                                     Rate/Term Refinance         Investor                   SFR
2503200755                       3.000                   1.000                     6.000           14.850           3.000                668   Stated                                   Purchase                    Investor                   PUD
2503200760                       0.000                   0.000                     0.000            6.000           0.000                742   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503200779                       0.000                   0.000                     0.000            5.250           0.000                634   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503200785                       3.000                   1.000                     6.000           12.920           3.000                654   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503200817                       3.000                   1.000                     6.000           12.500           3.000                763   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503200923                       3.000                   1.000                     6.000           13.850           3.000                641   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503200974                       3.000                   1.000                     6.000           11.750           3.000                730   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503200985                       3.000                   1.000                     6.000           12.850           3.000                769   Stated                                   Rate/Term Refinance         Investor                   PUD
2503201023                       0.000                   0.000                     0.000            6.050           0.000                759   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201058                       0.000                   0.000                     0.000            6.990           0.000                602   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201069                       3.000                   1.000                     6.000           13.570           3.000                670   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503201130                       3.000                   1.000                     6.000           13.500           3.000                615   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201178                       3.000                   1.000                     6.000           13.800           3.875                670   Stated                                   Purchase                    Owner Occupied             SFR
2503201250                       3.000                   1.000                     6.000           12.150           3.000                691   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503201264                       3.000                   1.000                     6.000           15.550           3.000                643   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503201275                       3.000                   1.000                     6.000           13.375           3.000                600   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201343                       3.000                   1.000                     6.000           13.990           3.000                679   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503201350                       0.000                   0.000                     0.000            6.500           0.000                764   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503201353                       3.000                   1.000                     6.000           14.250           3.000                724   Express No Doc                           Purchase                    Owner Occupied             SFR
2503201375                       3.000                   1.000                     6.000           14.000           3.000                681   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503201377                       3.000                   1.000                     6.000           13.290           3.000                640   Stated                                   Purchase                    Second Home                CONDO
2503201413                       3.000                   1.000                     6.000           12.825           3.000                680   Stated                                   Purchase                    Owner Occupied             CONDO
2503201422                       0.000                   0.000                     0.000            7.500           0.000                653   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503201454                       0.000                   0.000                     0.000            7.850           0.000                661   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503201488                       0.000                   0.000                     0.000            6.400           0.000                728   Stated                                   Cash Out Refinance          Second Home                SFR
2503201496                       0.000                   0.000                     0.000            6.875           0.000                687   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201533                       0.000                   0.000                     0.000            6.500           0.000                713   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503201548                       3.000                   1.000                     6.000           14.790           3.000                677   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503201557                       0.000                   0.000                     0.000            7.400           0.000                616   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503201608                       0.000                   0.000                     0.000            5.750           0.000                774   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503201675                       3.000                   1.000                     6.000           13.490           3.875                675   Stated                                   Purchase                    Owner Occupied             CONDO
2503201710                       3.000                   1.000                     6.000           11.600           3.000                737   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503201722                       3.000                   1.000                     6.000           13.800           3.000                717   Stated                                   Purchase                    Second Home                CONDO
2503201731                       3.000                   1.000                     6.000           13.500           3.875                673   Stated                                   Purchase                    Owner Occupied             SFR
2503201741                       3.000                   1.000                     6.000           13.650           3.000                695   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503201773                       3.000                   1.000                     6.000           12.375           3.000                680   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503201817                       3.000                   1.000                     6.000           13.150           3.000                685   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503201820                       0.000                   0.000                     0.000            6.250           0.000                691   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503201846                       3.000                   1.000                     6.000           12.625           3.000                695   SISA                                     Cash Out Refinance          Investor                   SFR
2503201853                       3.000                   1.000                     6.000           14.550           2.750                709   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503201866                       3.000                   1.000                     6.000           13.990           4.125                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201872                       0.000                   0.000                     0.000            6.750           0.000                734   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503201891                       3.000                   1.000                     6.000           12.750           3.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503201903                       3.000                   1.000                     6.000           11.875           4.000                686   Stated                                   Purchase                    Owner Occupied             SFR
2503201943                       3.000                   1.000                     6.000           12.750           3.000                650   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503201968                       3.000                   1.000                     6.000           11.750           3.000                779   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503201974                       3.000                   1.000                     6.000           12.990           3.000                702   Stated                                   Purchase                    Investor                   4-FAMILY
2503201999                       0.000                   0.000                     0.000            6.250           0.000                669   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202043                       3.000                   1.000                     6.000           12.375           3.875                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202101                       3.000                   1.000                     6.000           11.430           3.000                758   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202161                       3.000                   1.000                     6.000           13.440           3.000                689   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503202164                       0.000                   0.000                     0.000            5.875           0.000                714   Full                                     Purchase                    Owner Occupied             SFR
2503202168                       3.000                   1.000                     6.000           12.500           3.000                695   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503202196                       3.000                   1.000                     6.000           13.000           3.000                670   Stated                                   Purchase                    Owner Occupied             SFR
2503202197                       3.000                   1.000                     6.000           14.500           4.500                712   Express Verified Assets                  Purchase                    Investor                   2-FAMILY
2503202203                       3.000                   1.000                     6.000           13.550           3.000                788   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503202217                       3.000                   1.000                     6.000           12.375           3.875                655   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503202222                       3.000                   1.000                     6.000           14.800           3.000                615   Express Verified Assets                  Cash Out Refinance          Owner Occupied             CONDO
2503202243                       3.000                   1.000                     6.000           12.780           3.875                656   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202296                       3.000                   1.000                     6.000           13.500           2.750                739   Stated                                   Rate/Term Refinance         Investor                   SFR
2503202297                       3.000                   1.000                     6.000           12.375           3.000                676   Full                                     Purchase                    Owner Occupied             SFR
2503202314                       0.000                   0.000                     0.000            6.750           0.000                635   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202370                       3.000                   1.000                     6.000           13.500           3.000                800   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202385                       3.000                   1.000                     6.000           13.850           3.000                643   Stated                                   Purchase                    Owner Occupied             SFR
2503202443                       3.000                   1.000                     6.000           12.125           3.000                644   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503202459                       3.000                   1.000                     6.000           12.000           3.000                767   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202479                       3.000                   1.000                     6.000           11.000           3.000                742   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202491                       3.000                   1.000                     6.000           13.250           3.000                653   Stated                                   Cash Out Refinance          Investor                   SFR
2503202503                       3.000                   1.000                     6.000           12.250           3.000                681   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503202509                       3.000                   1.000                     6.000           12.500           3.000                669   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503202540                       3.000                   1.000                     6.000           12.500           3.000                736   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503202550                       3.000                   1.000                     6.000           12.300           3.000                779   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202555                       3.000                   1.000                     6.000           12.990           3.000                687   Stated                                   Purchase                    Owner Occupied             SFR
2503202558                       3.000                   1.000                     6.000           11.875           4.000                720   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202600                       3.000                   1.000                     6.000           13.788           3.000                762   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202608                       3.000                   1.000                     6.000           14.675           3.875                684   Stated                                   Rate/Term Refinance         Investor                   SFR
2503202617                       3.000                   1.000                     6.000           13.600           4.000                787   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202624                       3.000                   1.000                     6.000           11.750           3.875                642   Stated                                   Purchase                    Owner Occupied             SFR
2503202636                       3.000                   1.000                     6.000           15.040           3.000                655   Stated                                   Purchase                    Owner Occupied             CONDO
2503202644                       3.000                   1.000                     6.000           13.500           3.000                653   Stated                                   Rate/Term Refinance         Second Home                D-PUDS
2503202652                       0.000                   0.000                     0.000            5.875           0.000                689   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503202659                       3.000                   1.000                     6.000           11.750           3.000                714   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202664                       3.000                   1.000                     6.000           14.700           3.000                640   Stated                                   Purchase                    Second Home                PUD
2503202676                       3.000                   1.000                     6.000           12.750           3.000                745   Express Non-Verified Assets              Cash Out Refinance          Investor                   HI-RISE
2503202680                       3.000                   1.000                     6.000           12.700           3.000                767   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503202731                       3.000                   1.000                     6.000           13.125           3.000                734   Stated                                   Purchase                    Investor                   CONDO
2503202738                       3.000                   1.000                     6.000           12.690           3.000                691   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503202764                       3.000                   1.000                     6.000           12.375           3.000                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202773                       3.000                   1.000                     6.000           12.900           3.000                642   Stated                                   Purchase                    Owner Occupied             SFR
2503202808                       3.000                   1.000                     6.000           11.875           3.000                685   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503202889                       3.000                   1.000                     6.000           13.490           4.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503202892                       3.000                   1.000                     6.000           12.875           4.000                637   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503202905                       3.000                   1.000                     6.000           13.810           3.000                640   Stated                                   Purchase                    Second Home                CONDO
2503202931                       3.000                   1.000                     6.000           12.250           5.750                709   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503202934                       3.000                   1.000                     6.000           13.250           3.000                654   Stated                                   Purchase                    Owner Occupied             SFR
2503202939                       3.000                   1.000                     6.000           12.250           3.000                711   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503202955                       0.000                   0.000                     0.000            5.800           0.000                686   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503202972                       3.000                   1.000                     6.000           12.990           3.000                665   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503202981                       0.000                   0.000                     0.000            6.125           0.000                745   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503202992                       0.000                   0.000                     0.000            6.500           0.000                662   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503203006                       3.000                   1.000                     6.000           13.420           3.000                658   Full                                     Purchase                    Owner Occupied             CONDO
2503203032                       3.000                   1.000                     6.000           12.650           3.000                657   Full                                     Rate/Term Refinance         Owner Occupied             PUD
2503203041                       3.000                   1.000                     6.000           12.710           3.000                712   Stated                                   Rate/Term Refinance         Investor                   SFR
2503203044                       3.000                   1.000                     6.000           12.250           3.875                741   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503203065                       3.000                   1.000                     6.000           12.500           2.750                732   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203069                       3.000                   1.000                     6.000           12.125           3.000                698   Stated                                   Rate/Term Refinance         Investor                   SFR
2503203084                       0.000                   0.000                     0.000            5.890           0.000                707   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203085                       3.000                   1.000                     6.000           13.350           3.875                640   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503203089                       3.000                   1.000                     6.000           13.875           3.000                665   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503203112                       0.000                   0.000                     0.000            6.000           0.000                623   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203117                       3.000                   1.000                     6.000           12.000           3.000                768   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203171                       3.000                   1.000                     6.000           12.990           3.000                676   Stated                                   Purchase                    Investor                   SFR
2503203180                       3.000                   1.000                     6.000           13.730           3.000                641   Stated                                   Purchase                    Owner Occupied             CONDO
2503203190                       3.000                   1.000                     6.000           12.820           3.000                693   Stated                                   Purchase                    Investor                   SFR
2503203219                       3.000                   1.000                     6.000           13.500           3.000                651   Stated                                   Purchase                    Owner Occupied             SFR
2503203221                       3.000                   1.000                     6.000           12.650           3.000                710   SISA                                     Purchase                    Owner Occupied             CONDO
2503203224                       0.000                   0.000                     0.000            6.625           0.000                640   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503203248                       0.000                   0.000                     0.000            7.500           0.000                675   Stated                                   Purchase                    Owner Occupied             CONDO
2503203255                       3.000                   1.000                     6.000           13.250           3.875                682   Stated                                   Purchase                    Owner Occupied             SFR
2503203267                       3.000                   1.000                     6.000           12.750           3.000                640   Stated                                   Rate/Term Refinance         Investor                   SFR
2503203292                       3.000                   1.000                     6.000           13.900           3.000                800   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503203302                       0.000                   0.000                     0.000            6.875           0.000                696   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503203308                       3.000                   1.000                     6.000           12.900           3.875                639   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503203317                       3.000                   1.000                     6.000           13.790           3.000                716   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503203322                       3.000                   1.000                     6.000           12.750           3.000                678   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503203339                       3.000                   1.000                     6.000           13.500           3.875                627   Full                                     Purchase                    Owner Occupied             CONDO
2503203354                       3.000                   1.000                     6.000           11.990           3.000                698   Stated                                   Purchase                    Owner Occupied             SFR
2503203373                       0.000                   0.000                     0.000            5.550           0.000                684   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203438                       3.000                   1.000                     6.000           13.990           3.000                666   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503203444                       3.000                   1.000                     6.000           13.280           3.000                716   Stated                                   Purchase                    Investor                   CONDO
2503203459                       3.000                   1.000                     6.000           12.500           3.000                691   Stated                                   Purchase                    Owner Occupied             SFR
2503203469                       0.000                   0.000                     0.000            6.625           0.000                668   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503203487                       3.000                   1.000                     6.000           12.875           3.875                688   Stated                                   Purchase                    Owner Occupied             SFR
2503203498                       3.000                   1.000                     6.000           12.500           3.000                703   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503203500                       3.000                   1.000                     6.000           12.375           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503203510                       0.000                   0.000                     0.000            6.000           0.000                748   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503203511                       3.000                   1.000                     6.000           13.450           3.000                712   Stated                                   Purchase                    Investor                   SFR
2503203518                       0.000                   0.000                     0.000            6.775           0.000                702   Stated                                   Purchase                    Owner Occupied             CONDO
2503203519                       0.000                   0.000                     0.000            6.875           0.000                721   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203520                       3.000                   1.000                     6.000           12.750           3.875                640   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503203544                       3.000                   1.000                     6.000           12.250           3.000                688   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203550                       3.000                   1.000                     6.000           11.950           3.000                722   Stated                                   Purchase                    Owner Occupied             CONDO
2503203570                       0.000                   0.000                     0.000            7.109           0.000                636   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503203577                       3.000                   1.000                     6.000           11.500           3.000                747   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503203581                       3.000                   1.000                     6.000           13.000           3.000                667   Stated                                   Purchase                    Investor                   PUD
2503203585                       3.000                   1.000                     5.615           11.990           3.000                724   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503203589                       3.000                   1.000                     6.000           13.990           3.000                644   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
2503203591                       3.000                   1.000                     6.000           13.662           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
2503203593                       3.000                   1.000                     6.000           12.250           3.000                702   Stated                                   Cash Out Refinance          Investor                   CONDO
2503203604                       0.000                   0.000                     0.000            5.320           0.000                809   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503203613                       0.000                   0.000                     0.000            6.375           0.000                677   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503203618                       0.000                   0.000                     0.000            6.220           0.000                734   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203622                       3.000                   1.000                     6.000           12.250           3.000                674   Stated                                   Purchase                    Second Home                SFR
2503203623                       3.000                   1.000                     6.000           12.950           3.000                620   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503203627                       3.000                   1.000                     6.000           12.625           3.000                678   Stated                                   Cash Out Refinance          Investor                   SFR
2503203631                       3.000                   1.000                     6.000           11.690           3.000                698   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503203644                       3.000                   1.000                     6.000           14.625           3.875                636   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503203646                       0.000                   0.000                     0.000            6.675           0.000                723   Stated                                   Purchase                    Owner Occupied             SFR
2503203661                       0.000                   0.000                     0.000            6.425           0.000                718   Full                                     Cash Out Refinance          Investor                   PUD
2503203662                       3.000                   1.000                     6.000           13.290           3.000                703   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503203671                       0.000                   0.000                     0.000            7.375           0.000                636   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203680                       3.000                   1.000                     6.000           13.250           3.000                719   Stated                                   Purchase                    Second Home                CONDO
2503203683                       0.000                   0.000                     0.000            6.250           0.000                670   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203684                       0.000                   0.000                     0.000            6.480           0.000                606   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503203687                       0.000                   0.000                     0.000            6.250           0.000                715   Stated                                   Purchase                    Owner Occupied             SFR
2503203689                       3.000                   1.000                     6.000           12.500           3.000                629   Full                                     Cash Out Refinance          Owner Occupied             TOWNHOUSE
2503203691                       3.000                   1.000                     6.000           14.500           3.000                675   Stated                                   Cash Out Refinance          Investor                   SFR
2503203708                       3.000                   1.000                     6.000           15.050           3.875                660   SISA                                     Purchase                    Investor                   SFR
2503203719                       0.000                   0.000                     0.000            6.875           0.000                772   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503203736                       0.000                   0.000                     0.000            5.500           0.000                695   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503203741                       3.000                   1.000                     6.000           12.550           3.875                659   Stated                                   Purchase                    Owner Occupied             SFR
2503203744                       3.000                   1.000                     6.000           12.125           3.000                743   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503203756                       0.000                   0.000                     0.000            7.500           0.000                639   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503203775                       3.000                   1.000                     6.000           14.000           3.000                640   Stated                                   Purchase                    Second Home                SFR
2503203779                       3.000                   1.000                     6.000           11.880           4.500                715   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203780                       3.000                   1.000                     6.000           13.300           3.000                625   Full                                     Purchase                    Owner Occupied             CONDO
2503203786                       3.000                   1.000                     6.000           11.900           2.500                654   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503203815                       0.000                   0.000                     0.000            6.675           0.000                755   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203820                       3.000                   1.000                     6.000           12.000           3.000                761   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503203836                       3.000                   1.000                     6.000           14.230           3.625                692   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203838                       3.000                   1.000                     6.000           14.125           3.875                738   Stated                                   Purchase                    Investor                   CONDO
2503203839                       0.000                   0.000                     0.000            5.875           0.000                734   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503203860                       3.000                   1.000                     6.000           13.700           3.875                713   Stated                                   Purchase                    Investor                   SFR
2503203867                       3.000                   1.000                     6.000           11.950           3.875                622   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503203889                       0.000                   0.000                     0.000            6.875           0.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503203913                       0.000                   0.000                     0.000            7.650           0.000                652   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503203935                       3.000                   1.000                     6.000           12.875           3.000                752   Stated                                   Rate/Term Refinance         Investor                   4-FAMILY
2503203972                       3.000                   1.000                     6.000           12.859           3.000                739   Stated                                   Cash Out Refinance          Investor                   SFR
2503203986                       3.000                   1.000                     6.000           15.400           3.000                668   Stated                                   Purchase                    Investor                   2-FAMILY
2503203987                       0.000                   0.000                     0.000            6.300           0.000                739   Stated                                   Purchase                    Investor                   SFR
2503203992                       0.000                   0.000                     0.000            7.250           0.000                631   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503203995                       3.000                   1.000                     6.000           14.100           3.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
2503203997                       3.000                   1.000                     6.000           12.875           3.875                721   Stated                                   Purchase                    Owner Occupied             SFR
2503204010                       0.000                   0.000                     0.000            7.405           0.000                649   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503204012                       3.000                   1.000                     6.000           12.125           3.000                702   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204027                       3.000                   1.000                     6.000           12.000           3.875                722   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204041                       3.000                   1.000                     6.000           15.000           3.000                721   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503204054                       0.000                   0.000                     0.000            6.125           0.000                745   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503204057                       3.000                   1.000                     6.000           11.190           3.000                750   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503204058                       3.000                   1.000                     6.000           12.600           3.000                768   Stated                                   Purchase                    Owner Occupied             SFR
2503204067                       3.000                   1.000                     6.000           12.990           3.000                669   Stated                                   Purchase                    Investor                   D-PUDS
2503204072                       3.000                   1.000                     6.000           13.250           2.500                782   Stated                                   Purchase                    Investor                   SFR
2503204076                       3.000                   1.000                     6.000           12.500           3.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503204084                       3.000                   1.000                     6.000           15.290           3.000                734   Stated                                   Purchase                    Investor                   2-FAMILY
2503204094                       3.000                   1.000                     6.000           12.730           3.000                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204097                       0.000                   0.000                     0.000            5.750           0.000                768   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204126                       3.000                   1.000                     6.000           12.950           3.000                771   Stated                                   Purchase                    Investor                   2-FAMILY
2503204146                       0.000                   0.000                     0.000            7.625           0.000                734   Stated                                   Purchase                    Investor                   2-FAMILY
2503204150                       3.000                   1.000                     6.000           13.990           3.000                744   Stated                                   Purchase                    Second Home                CONDOTEL
2503204177                       3.000                   1.000                     6.000           12.600           3.625                641   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204182                       0.000                   0.000                     0.000            5.875           0.000                703   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503204184                       3.000                   1.000                     6.000           13.750           3.000                640   Stated                                   Purchase                    Owner Occupied             CONDO
2503204197                       3.000                   1.000                     6.000           13.250           3.625                724   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204209                       3.000                   1.000                     6.000           11.875           3.875                808   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204217                       3.000                   1.000                     6.000           14.300           3.000                710   Stated                                   Purchase                    Investor                   SFR
2503204220                       3.000                   1.000                     6.000           12.125           3.000                759   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503204223                       3.000                   1.000                     6.000           12.780           3.000                689   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204269                       0.000                   0.000                     0.000            6.550           0.000                662   Stated                                   Cash Out Refinance          Investor                   SFR
2503204270                       3.000                   1.000                     6.000           13.500           3.000                640   Stated                                   Purchase                    Second Home                PUD
2503204271                       3.000                   1.000                     6.000           13.250           7.150                671   Stated                                   Purchase                    Owner Occupied             SFR
2503204275                       3.000                   1.000                     6.000           12.750           3.000                687   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204285                       3.000                   1.000                     6.000           13.750           3.000                673   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503204289                       3.000                   1.000                     6.000           13.490           3.000                760   Stated                                   Purchase                    Investor                   4-FAMILY
2503204293                       3.000                   1.000                     6.000           11.800           3.875                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204294                       0.000                   0.000                     0.000            6.875           0.000                618   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503204308                       3.000                   1.000                     6.000           13.359           3.000                646   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204346                       3.000                   1.000                     6.000           13.400           3.000                656   Stated                                   Purchase                    Second Home                CONDOTEL
2503204360                       3.000                   1.000                     6.000           14.500           4.000                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204367                       3.000                   1.000                     6.000           11.790           3.000                760   Full                                     Cash Out Refinance          Investor                   SFR
2503204382                       0.000                   0.000                     0.000            6.650           0.000                664   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503204386                       3.000                   1.000                     6.000           13.500           3.000                640   Stated                                   Purchase                    Second Home                PUD
2503204388                       3.000                   1.000                     6.000           12.670           3.000                703   Stated                                   Purchase                    Investor                   D-PUDS
2503204393                       3.000                   1.000                     6.000           13.155           3.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503204403                       0.000                   0.000                     0.000            6.125           0.000                709   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503204408                       3.000                   1.000                     6.000           12.875           3.000                693   Stated                                   Purchase                    Owner Occupied             SFR
2503204414                       0.000                   0.000                     0.000            7.500           0.000                627   Stated                                   Cash Out Refinance          Owner Occupied             HI-RISE
2503204437                       3.000                   1.000                     6.000           12.500           3.000                763   Stated                                   Cash Out Refinance          Investor                   SFR
2503204438                       3.000                   1.000                     6.000           12.300           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
2503204443                       3.000                   1.000                     6.000           13.200           3.000                687   Stated                                   Purchase                    Owner Occupied             SFR
2503204477                       0.000                   0.000                     0.000            6.000           0.000                740   Full                                     Cash Out Refinance          Investor                   CONDO
2503204478                       3.000                   1.000                     6.000           13.375           3.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503204488                       3.000                   1.000                     6.000           12.700           3.000                746   Full                                     Purchase                    Owner Occupied             CONDO
2503204502                       0.000                   0.000                     0.000            6.299           0.000                709   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204503                       3.000                   1.000                     6.000           12.488           3.875                750   Stated                                   Purchase                    Owner Occupied             SFR
2503204517                       3.000                   1.000                     6.000           13.990           3.000                647   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204518                       3.000                   1.000                     6.000           12.990           3.000                682   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
2503204533                       3.000                   1.000                     6.000           11.600           2.875                704   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503204539                       3.000                   1.000                     6.000           13.750           3.000                704   Stated                                   Purchase                    Owner Occupied             SFR
2503204543                       3.000                   1.000                     6.000           12.500           4.000                766   Stated                                   Purchase                    Owner Occupied             SFR
2503204550                       3.000                   1.000                     6.000           12.700           3.875                646   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204575                       3.000                   1.000                     6.000           12.200           3.000                726   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204592                       3.000                   1.000                     6.000           12.500           3.000                741   SISA                                     Purchase                    Owner Occupied             SFR
2503204593                       3.000                   1.000                     6.000           11.750           3.500                773   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503204613                       3.000                   1.000                     6.000           13.625           3.000                725   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503204624                       3.000                   1.000                     6.000           13.000           3.000                656   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204634                       3.000                   1.000                     6.000           12.990           3.000                717   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503204643                       3.000                   1.000                     6.000           12.000           3.000                724   Full                                     Purchase                    Investor                   SFR
2503204653                       3.000                   1.000                     6.000           13.990           3.000                719   Full                                     Purchase                    Investor                   CONDO
2503204662                       0.000                   0.000                     0.000            5.577           0.000                774   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503204664                       3.000                   1.000                     6.000           11.850           3.000                647   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503204673                       3.000                   1.000                     6.000           11.625           3.000                719   Stated                                   Cash Out Refinance          Investor                   SFR
2503204675                       3.000                   1.000                     6.000           11.875           3.875                719   Stated                                   Cash Out Refinance          Second Home                CONDO
2503204681                       3.000                   1.000                     6.000           11.875           3.000                654   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204689                       3.000                   1.000                     6.000           13.250           3.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204693                       0.000                   0.000                     0.000            7.375           0.000                637   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204696                       0.000                   0.000                     0.000            5.375           0.000                744   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204697                       3.000                   1.000                     6.000           12.625           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
2503204708                       3.000                   1.000                     6.000           12.875           3.875                697   Stated                                   Purchase                    Investor                   2-FAMILY
2503204713                       3.000                   1.000                     6.000           11.715           3.000                686   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             D-PUDS
2503204726                       3.000                   1.000                     6.000           13.625           3.000                648   Stated                                   Cash Out Refinance          Second Home                HI-RISE
2503204743                       3.000                   1.000                     6.000           12.550           3.000                664   Full                                     Rate/Term Refinance         Investor                   SFR
2503204745                       3.000                   1.000                     6.000           12.990           3.000                669   Stated                                   Purchase                    Owner Occupied             SFR
2503204752                       3.000                   1.000                     6.000           12.700           3.000                639   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204755                       3.000                   1.000                     6.000           12.625           3.000                784   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
2503204758                       0.000                   0.000                     0.000            6.750           0.000                756   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204759                       3.000                   1.000                     6.000           12.625           3.000                797   Stated                                   Purchase                    Owner Occupied             SFR
2503204762                       3.000                   1.000                     6.000           13.750           3.875                656   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204767                       3.000                   1.000                     6.000           14.300           4.000                627   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204772                       3.000                   1.000                     6.000           13.125           3.000                665   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204774                       3.000                   1.000                     6.000           12.000           3.000                640   Stated                                   Purchase                    Second Home                D-PUDS
2503204775                       3.000                   1.000                     6.000           12.550           3.000                721   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204792                       3.000                   1.000                     6.000           11.990           4.000                737   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503204793                       0.000                   0.000                     0.000            6.500           0.000                801   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204798                       3.000                   1.000                     6.000           12.900           3.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503204800                       3.000                   1.000                     6.000           15.700           4.000                706   Express Non-Verified Assets              Purchase                    Investor                   CONDO
2503204810                       0.000                   0.000                     0.000            7.375           0.000                698   Stated                                   Purchase                    Owner Occupied             CONDO
2503204814                       3.000                   1.000                     6.000           12.990           3.875                661   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503204816                       3.000                   1.000                     6.000           14.250           3.000                601   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204820                       3.000                   1.000                     6.000           12.820           3.000                697   Stated                                   Purchase                    Investor                   CONDO
2503204821                       3.000                   1.000                     6.000           13.500           3.000                676   SISA                                     Cash Out Refinance          Owner Occupied             CONDO
2503204828                       3.000                   1.000                     6.000           12.875           3.000                656   Stated                                   Rate/Term Refinance         Second Home                SFR
2503204830                       3.000                   1.000                     6.000           12.990           3.000                685   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
2503204832                       3.000                   1.000                     6.000           13.500           3.875                664   Stated                                   Purchase                    Owner Occupied             CONDO
2503204835                       3.000                   1.000                     6.000           13.699           3.000                769   Stated                                   Purchase                    Investor                   2-FAMILY
2503204844                       3.000                   1.000                     6.000           12.890           3.000                702   Stated                                   Rate/Term Refinance         Investor                   2-FAMILY
2503204845                       3.000                   1.000                     6.000           13.380           3.000                685   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503204847                       3.000                   1.000                     6.000           13.200           3.000                677   Stated                                   Purchase                    Owner Occupied             SFR
2503204850                       3.000                   1.000                     6.000           12.000           3.000                676   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503204852                       0.000                   0.000                     0.000            5.500           0.000                727   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503204858                       3.000                   1.000                     6.000           12.125           3.875                721   Stated                                   Purchase                    Owner Occupied             SFR
2503204859                       3.000                   1.000                     6.000           13.750           3.000                  0   Stated                                   Purchase                    Second Home                HI-RISE
2503204860                       3.000                   1.000                     6.000           13.350           3.000                670   Stated                                   Cash Out Refinance          Investor                   SFR
2503204869                       3.000                   1.000                     6.000           13.500           3.000                729   Stated                                   Cash Out Refinance          Investor                   CONDO
2503204876                       0.000                   0.000                     0.000            7.450           0.000                672   Stated                                   Purchase                    Investor                   2-FAMILY
2503204880                       3.000                   1.000                     6.000           12.700           3.000                666   Stated                                   Rate/Term Refinance         Investor                   PUD
2503204883                       3.000                   1.000                     6.000           13.125           3.000                684   Stated                                   Purchase                    Owner Occupied             SFR
2503204900                       3.000                   1.000                     6.000           13.250           3.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503204903                       3.000                   1.000                     6.000           12.700           3.000                703   Stated                                   Purchase                    Owner Occupied             SFR
2503204904                       3.000                   1.000                     6.000           13.990           3.000                605   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503204912                       3.000                   1.000                     6.000           12.250           3.000                718   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503204917                       3.000                   1.000                     6.000           14.450           3.000                665   Stated                                   Purchase                    Owner Occupied             CONDO
2503204922                       3.000                   1.000                     6.000           12.875           3.000                791   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503204939                       3.000                   1.000                     6.000           13.550           3.500                742   Stated                                   Purchase                    Owner Occupied             PUD
2503204950                       0.000                   0.000                     0.000            7.930           0.000                775   Full                                     Purchase                    Owner Occupied             SFR
2503204952                       3.000                   1.000                     6.000           12.500           3.000                640   Stated                                   Purchase                    Owner Occupied             SFR
2503204954                       3.000                   1.000                     6.000           12.500           3.000                694   Express Verified Assets                  Purchase                    Investor                   SFR
2503204957                       3.000                   1.000                     6.000           13.600           3.875                648   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503204977                       3.000                   1.000                     6.000           12.875           3.000                685   Stated                                   Purchase                    Investor                   SFR
2503204979                       3.000                   1.000                     6.000           12.500           3.000                750   Stated                                   Cash Out Refinance          Investor                   SFR
2503204983                       3.000                   1.000                     6.000           11.990           3.875                763   Full                                     Rate/Term Refinance         Investor                   SFR
2503204998                       3.000                   1.000                     6.000           13.750           3.000                663   Stated                                   Rate/Term Refinance         Investor                   HI-RISE
2503204999                       3.000                   1.000                     6.000           12.990           3.000                663   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205002                       3.000                   1.000                     6.000           12.375           3.000                781   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503205011                       3.000                   1.000                     6.000           13.500           3.000                630   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205025                       3.000                   1.000                     6.000           14.600           3.000                649   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503205028                       3.000                   1.000                     6.000           13.800           4.125                652   SISA                                     Purchase                    Owner Occupied             CONDO
2503205030                       3.000                   1.000                     6.000           14.700           3.000                645   Stated                                   Purchase                    Investor                   2-FAMILY
2503205041                       3.000                   1.000                     6.000           13.250           3.500                703   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205054                       0.000                   0.000                     0.000            5.899           0.000                762   Full                                     Purchase                    Owner Occupied             SFR
2503205057                       3.000                   1.000                     6.000           12.875           3.000                667   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205092                       3.000                   1.000                     6.000           12.900           3.000                664   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205096                       3.000                   1.000                     6.000           15.500           4.875                620   Stated                                   Purchase                    Owner Occupied             SFR
2503205101                       3.000                   1.000                     6.000           13.800           3.000                652   Stated                                   Cash Out Refinance          Investor                   PUD
2503205103                       3.000                   1.000                     6.000           12.650           3.000                776   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205108                       3.000                   1.000                     6.000           13.375           3.000                717   Stated                                   Purchase                    Owner Occupied             CONDO
2503205114                       3.000                   1.000                     6.000           13.125           3.500                723   Stated                                   Cash Out Refinance          Investor                   SFR
2503205132                       3.000                   1.000                     6.000           13.990           3.000                668   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503205133                       3.000                   1.000                     6.000           13.250           3.000                693   Stated                                   Purchase                    Investor                   SFR
2503205136                       3.000                   1.000                     6.000           12.625           3.000                680   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503205148                       3.000                   1.000                     6.000           15.200           4.375                620   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503205153                       3.000                   1.000                     6.000           11.950           4.000                724   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205156                       3.000                   1.000                     6.000           13.125           3.000                767   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205159                       3.000                   1.000                     6.000           12.625           3.000                662   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503205185                       3.000                   1.000                     6.000           14.250           3.000                657   Stated                                   Purchase                    Owner Occupied             SFR
2503205186                       0.000                   0.000                     0.000            5.750           0.000                675   Stated                                   Purchase                    Owner Occupied             SFR
2503205190                       3.000                   1.000                     6.000           12.599           3.000                663   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205200                       3.000                   1.000                     6.000           12.780           3.875                777   Stated                                   Purchase                    Investor                   SFR
2503205204                       3.000                   1.000                     6.000           14.100           3.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503205219                       3.000                   1.000                     6.000           11.790           3.000                705   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503205238                       0.000                   0.000                     0.000            6.950           0.000                749   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503205263                       3.000                   1.000                     6.000           13.730           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503205300                       3.000                   1.000                     6.000           12.050           4.000                678   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503205314                       3.000                   1.000                     6.000           13.690           3.000                720   Stated                                   Purchase                    Investor                   CONDO
2503205321                       0.000                   0.000                     0.000            6.250           0.000                769   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205330                       3.000                   1.000                     6.000           12.800           3.875                760   Stated                                   Purchase                    Owner Occupied             SFR
2503205344                       0.000                   0.000                     0.000            7.150           0.000                  0   Stated                                   Purchase                    Owner Occupied             CONDO
2503205356                       0.000                   0.000                     0.000            6.000           0.000                744   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503205366                       0.000                   0.000                     0.000            6.030           0.000                777   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205372                       0.000                   0.000                     0.000            5.990           0.000                774   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205375                       3.000                   1.000                     6.000           12.650           3.000                698   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503205386                       0.000                   0.000                     0.000            5.875           0.000                741   Stated                                   Rate/Term Refinance         Investor                   SFR
2503205390                       3.000                   1.000                     6.000           12.400           3.000                688   Stated                                   Purchase                    Owner Occupied             SFR
2503205395                       0.000                   0.000                     0.000            5.950           0.000                802   Full                                     Rate/Term Refinance         Owner Occupied             PUD
2503205399                       0.000                   0.000                     0.000            6.625           0.000                726   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503205402                       3.000                   1.000                     6.000           14.440           3.000                665   Stated                                   Purchase                    Investor                   CONDO
2503205403                       3.000                   1.000                     6.000           13.850           3.000                711   Stated                                   Purchase                    Investor                   D-PUDS
2503205404                       3.000                   1.000                     6.000           13.375           3.000                  0   Stated                                   Purchase                    Second Home                PUD
2503205408                       3.000                   1.000                     6.000           12.860           3.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503205413                       0.000                   0.000                     0.000            5.875           0.000                763   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205419                       0.000                   0.000                     0.000            6.092           0.000                760   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503205424                       0.000                   0.000                     0.000            6.870           0.000                662   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503205427                       3.000                   1.000                     6.000           12.950           3.000                703   Stated                                   Purchase                    Owner Occupied             SFR
2503205449                       0.000                   0.000                     0.000            6.000           0.000                777   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503205454                       3.000                   1.000                     6.000           12.790           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503205458                       0.000                   0.000                     0.000            6.490           0.000                766   Stated                                   Purchase                    Owner Occupied             SFR
2503205461                       3.000                   1.000                     6.000           12.365           3.000                762   Stated                                   Purchase                    Owner Occupied             SFR
2503205468                       3.000                   1.000                     6.000           15.800           3.000                656   Stated                                   Cash Out Refinance          Investor                   PUD
2503205469                       3.000                   1.000                     6.000           14.290           3.000                646   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503205482                       3.000                   1.000                     6.000           12.650           3.000                636   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503205484                       0.000                   0.000                     0.000            6.125           0.000                746   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205485                       0.000                   0.000                     0.000            6.125           0.000                656   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205490                       0.000                   0.000                     0.000            6.990           0.000                696   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503205492                       3.000                   1.000                     6.000           13.990           3.000                648   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503205504                       3.000                   1.000                     6.000           13.750           3.000                677   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503205528                       3.000                   1.000                     6.000           12.300           3.000                715   Stated                                   Purchase                    Owner Occupied             SFR
2503205538                       3.000                   1.000                     6.000           12.900           3.000                668   Stated                                   Purchase                    Owner Occupied             PUD
2503205539                       3.000                   1.000                     6.000           13.280           3.000                630   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205544                       3.000                   1.000                     6.000           12.600           3.875                672   Stated                                   Purchase                    Owner Occupied             SFR
2503205555                       3.000                   1.000                     6.000           11.690           3.000                691   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205556                       3.000                   1.000                     6.000           12.875           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503205562                       3.000                   1.000                     6.000           12.613           3.000                717   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205574                       3.000                   1.000                     6.000           12.300           3.000                714   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205584                       3.000                   1.000                     6.000           13.875           3.000                674   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205585                       3.000                   1.000                     6.000           11.875           3.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503205591                       0.000                   0.000                     0.000            6.930           0.000                639   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205597                       0.000                   0.000                     0.000            7.400           0.000                640   Stated                                   Purchase                    Owner Occupied             SFR
2503205603                       3.000                   1.000                     6.000           12.250           3.000                674   Stated                                   Cash Out Refinance          Investor                   SFR
2503205604                       3.000                   1.000                     6.000           12.500           3.000                727   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205618                       3.000                   1.000                     6.000           13.625           3.005                650   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205631                       3.000                   1.000                     6.000           12.800           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503205641                       3.000                   1.000                     6.000           11.750           3.875                779   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205666                       3.000                   1.000                     6.000           14.300           3.000                664   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503205669                       3.000                   1.000                     6.000           12.375           3.000                706   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205680                       3.000                   1.000                     6.000           12.090           3.000                670   Express No Doc                           Cash Out Refinance          Owner Occupied             D-PUDS
2503205687                       3.000                   1.000                     6.000           13.750           3.000                672   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205688                       0.000                   0.000                     0.000            5.855           0.000                742   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503205691                       3.000                   1.000                     6.000           13.250           3.000                668   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205704                       3.000                   1.000                     6.000           12.500           3.000                681   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205705                       3.000                   1.000                     6.000           12.950           3.000                802   Stated                                   Purchase                    Owner Occupied             SFR
2503205708                       3.000                   1.000                     6.000           12.500           3.000                620   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
2503205717                       3.000                   1.000                     6.000           13.400           3.000                720   Stated                                   Cash Out Refinance          Owner Occupied             4-FAMILY
2503205719                       3.000                   1.000                     6.000           13.375           3.625                714   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
2503205724                       3.000                   1.000                     6.000           12.500           3.000                725   Stated                                   Purchase                    Investor                   PUD
2503205748                       3.000                   1.000                     6.000           12.350           3.000                746   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503205752                       3.000                   1.000                     6.000           17.420           5.550                664   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503205759                       3.000                   1.000                     6.000           12.625           3.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503205772                       3.000                   1.000                     6.000           13.780           3.000                669   Stated                                   Purchase                    Owner Occupied             SFR
2503205775                       3.000                   1.000                     6.000           12.500           3.000                712   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205776                       0.000                   0.000                     0.000            6.750           0.000                619   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503205787                       3.000                   1.000                     6.000           13.000           3.875                780   Stated                                   Cash Out Refinance          Investor                   SFR
2503205795                       3.000                   1.000                     6.000           13.200           3.000                816   Stated                                   Purchase                    Owner Occupied             SFR
2503205796                       3.000                   1.000                     6.000           12.550           3.875                736   Express Non-Verified Assets              Rate/Term Refinance         Investor                   SFR
2503205800                       0.000                   0.000                     0.000            6.625           0.000                720   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503205807                       0.000                   0.000                     0.000            6.700           0.000                743   Stated                                   Cash Out Refinance          Investor                   SFR
2503205816                       3.000                   1.000                     6.000           11.990           3.000                741   Stated                                   Purchase                    Investor                   SFR
2503205823                       3.000                   1.000                     6.000           12.375           3.000                663   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503205829                       3.000                   1.000                     6.000           11.625           3.000                695   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205839                       3.000                   1.000                     6.000           12.990           3.000                649   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205840                       3.000                   1.000                     6.000           11.750           3.000                751   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503205844                       0.000                   0.000                     0.000            6.490           0.000                750   SISA                                     Cash Out Refinance          Investor                   SFR
2503205860                       0.000                   0.000                     0.000            6.500           0.000                640   Express Verified Assets                  Cash Out Refinance          Owner Occupied             D-PUDS
2503205863                       3.000                   1.000                     5.740           11.990           3.000                698   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503205864                       3.000                   1.000                     6.000           11.550           3.000                734   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503205867                       3.000                   1.000                     6.000           12.550           3.000                736   Express Non-Verified Assets              Rate/Term Refinance         Investor                   SFR
2503205876                       3.000                   1.000                     6.000           14.170           3.875                685   Stated                                   Purchase                    Investor                   D-PUDS
2503205882                       0.000                   0.000                     0.000            6.940           0.000                767   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503205890                       3.000                   1.000                     6.000           12.555           4.000                654   Full                                     Purchase                    Owner Occupied             SFR
2503205897                       0.000                   0.000                     0.000            6.500           0.000                699   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503205919                       3.000                   1.000                     6.000           13.875           3.000                680   Express Verified Assets                  Cash Out Refinance          Investor                   TOWNHOUSE
2503205932                       3.000                   1.000                     6.000           12.690           3.000                622   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503205933                       3.000                   1.000                     6.000           12.250           2.750                683   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503205941                       0.000                   0.000                     0.000            7.070           0.000                707   Stated                                   Purchase                    Investor                   CONDO
2503205954                       3.000                   1.000                     6.000           12.850           3.000                742   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503205977                       3.000                   1.000                     6.000           12.600           3.000                695   Stated                                   Purchase                    Owner Occupied             CONDO
2503205978                       3.000                   1.000                     6.000           13.000           3.000                666   Stated                                   Cash Out Refinance          Investor                   SFR
2503205997                       3.000                   1.000                     6.000           12.875           3.875                690   Stated                                   Purchase                    Investor                   PUD
2503206003                       0.000                   0.000                     0.000            7.250           0.000                721   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503206012                       3.000                   1.000                     6.000           12.950           3.000                654   Stated                                   Purchase                    Owner Occupied             SFR
2503206019                       3.000                   1.000                     6.000           12.500           3.000                690   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503206022                       3.000                   1.000                     6.000           13.250           3.000                651   Full                                     Purchase                    Owner Occupied             CONDO
2503206046                       0.000                   0.000                     0.000            6.625           0.000                619   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503206047                       0.000                   0.000                     0.000            6.000           0.000                740   Stated                                   Cash Out Refinance          Investor                   SFR
2503206050                       0.000                   0.000                     0.000            6.700           0.000                770   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503206053                       3.000                   1.000                     6.000           12.050           3.875                729   Stated                                   Purchase                    Investor                   SFR
2503206055                       3.000                   1.000                     6.000           12.860           3.000                767   Stated                                   Purchase                    Owner Occupied             PUD
2503206061                       3.000                   1.000                     6.000           13.380           3.000                653   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503206063                       3.000                   1.000                     6.000           12.870           3.000                640   Stated                                   Purchase                    Owner Occupied             SFR
2503206070                       0.000                   0.000                     0.000            5.875           0.000                740   Stated                                   Rate/Term Refinance         Investor                   4-FAMILY
2503206085                       3.000                   1.000                     6.000           12.950           3.000                743   Stated                                   Purchase                    Second Home                SFR
2503206100                       0.000                   0.000                     0.000            8.900           0.000                793   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503206102                       3.000                   1.000                     6.000           12.900           3.875                706   Stated                                   Purchase                    Owner Occupied             SFR
2503206103                       3.000                   1.000                     6.000           15.100           3.000                674   Stated                                   Purchase                    Owner Occupied             CONDO
2503206126                       3.000                   1.000                     6.000           11.850           3.000                775   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503206130                       3.000                   1.000                     6.000           14.600           3.000                640   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503206143                       3.000                   1.000                     6.000           11.750           3.000                729   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206152                       0.000                   0.000                     0.000            6.750           0.000                649   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503206155                       3.000                   1.000                     6.000           12.875           3.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503206187                       0.000                   0.000                     0.000            8.990           0.000                689   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503206227                       3.000                   1.000                     6.000           12.990           3.000                673   Stated                                   Purchase                    Owner Occupied             SFR
2503206234                       3.000                   1.000                     6.000           12.625           3.875                724   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503206236                       3.000                   1.000                     6.000           11.800           3.000                669   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206254                       3.000                   1.000                     6.000           12.375           3.000                682   Express Verified Assets                  Cash Out Refinance          Investor                   CONDO
2503206255                       3.000                   1.000                     6.000           12.560           3.000                693   Stated                                   Purchase                    Investor                   CONDO
2503206256                       3.000                   1.000                     6.000           13.125           3.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503206257                       0.000                   0.000                     0.000            6.400           0.000                696   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206286                       3.000                   1.000                     6.000           12.125           3.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206287                       3.000                   1.000                     6.000           11.875           3.000                772   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503206292                       3.000                   1.000                     6.000           13.750           3.875                641   Stated                                   Rate/Term Refinance         Investor                   SFR
2503206296                       0.000                   0.000                     0.000            7.500           0.000                642   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206299                       3.000                   1.000                     6.000           12.105           3.875                754   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206314                       3.000                   1.000                     6.000           13.100           3.875                665   Stated                                   Purchase                    Owner Occupied             SFR
2503206323                       3.000                   1.000                     6.000           12.780           3.000                681   Stated                                   Purchase                    Owner Occupied             SFR
2503206324                       3.000                   1.000                     6.000           12.625           3.000                755   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206333                       3.000                   1.000                     6.000           12.750           3.000                768   Stated                                   Purchase                    Investor                   CONDO
2503206340                       3.000                   1.000                     6.000           13.500           3.625                714   SISA                                     Purchase                    Second Home                SFR
2503206350                       3.000                   1.000                     6.000           12.500           3.000                751   Stated                                   Purchase                    Investor                   CONDO
2503206387                       3.000                   1.000                     6.000           12.990           3.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503206400                       3.000                   1.000                     6.000           11.750           3.875                754   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206436                       3.000                   1.000                     6.000           12.750           3.000                709   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503206437                       3.000                   1.000                     6.000           13.900           3.000                707   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503206439                       3.000                   1.000                     6.000           12.650           3.000                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206472                       3.000                   1.000                     6.000           12.375           3.000                740   Stated                                   Purchase                    Owner Occupied             SFR
2503206490                       3.000                   1.000                     6.000           12.375           3.875                669   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206494                       3.000                   1.000                     6.000           12.750           3.000                796   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206499                       3.000                   1.000                     6.000           12.375           3.000                658   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503206501                       3.000                   1.000                     6.000           14.160           3.500                754   Stated                                   Purchase                    Investor                   SFR
2503206504                       3.000                   1.000                     6.000           13.320           3.000                620   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503206526                       3.000                   1.000                     6.000           12.630           4.000                670   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503206533                       3.000                   1.000                     6.000           13.310           3.000                674   Stated                                   Purchase                    Investor                   SFR
2503206547                       0.000                   0.000                     0.000            6.375           0.000                783   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206550                       3.000                   1.000                     6.000           14.990           3.625                718   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206551                       0.000                   0.000                     0.000            8.625           0.000                639   SISA                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503206552                       3.000                   1.000                     6.000           13.130           3.000                742   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503206556                       3.000                   1.000                     6.000           15.890           7.150                607   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503206559                       0.000                   0.000                     0.000            6.125           0.000                726   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206573                       0.000                   0.000                     0.000            6.500           0.000                673   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503206576                       3.000                   1.000                     6.000           12.100           3.000                722   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206589                       3.000                   1.000                     6.000           13.750           3.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503206592                       3.000                   1.000                     6.000           12.000           3.875                659   Stated                                   Purchase                    Owner Occupied             PUD
2503206594                       3.000                   1.000                     6.000           12.450           3.000                670   Express Verified Assets                  Purchase                    Owner Occupied             SFR
2503206608                       0.000                   0.000                     0.000            8.940           0.000                660   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503206614                       3.000                   1.000                     6.000           13.790           3.000                613   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206622                       3.000                   1.000                     6.000           12.990           3.875                816   Stated                                   Purchase                    Owner Occupied             SFR
2503206626                       3.000                   1.000                     6.000           12.125           3.000                736   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503206633                       3.000                   1.000                     6.000           12.860           3.000                688   Stated                                   Purchase                    Owner Occupied             SFR
2503206637                       3.000                   1.000                     6.000           12.750           3.000                677   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206638                       3.000                   1.000                     6.000           12.875           3.000                704   Stated                                   Purchase                    Owner Occupied             SFR
2503206646                       3.000                   1.000                     6.000           13.500           3.000                806   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503206656                       3.000                   1.000                     6.000           13.195           3.000                652   Stated                                   Purchase                    Investor                   SFR
2503206664                       3.000                   1.000                     6.000           12.690           3.000                657   Stated                                   Purchase                    Owner Occupied             SFR
2503206672                       0.000                   0.000                     0.000            6.600           0.000                646   Stated                                   Cash Out Refinance          Investor                   SFR
2503206678                       3.000                   1.000                     6.000           12.125           3.000                761   Express No Doc                           Rate/Term Refinance         Owner Occupied             CONDO
2503206714                       0.000                   0.000                     0.000            6.900           0.000                624   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206721                       3.000                   1.000                     6.000           12.500           3.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206723                       3.000                   1.000                     6.000           12.625           3.875                685   Stated                                   Rate/Term Refinance         Investor                   SFR
2503206724                       0.000                   0.000                     0.000            6.071           0.000                720   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503206725                       3.000                   1.000                     6.000           12.250           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503206745                       3.000                   1.000                     6.000           14.050           3.000                685   Full                                     Purchase                    Owner Occupied             HI-RISE
2503206754                       3.000                   1.000                     6.000           13.250           3.000                657   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503206759                       3.000                   1.000                     6.000           13.125           3.000                693   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503206761                       3.000                   1.000                     6.000           13.200           3.000                622   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503206765                       3.000                   1.000                     6.000           12.700           3.000                769   Stated                                   Purchase                    Owner Occupied             SFR
2503206768                       3.000                   1.000                     6.000           13.375           3.000                693   Express Non-Verified Assets              Cash Out Refinance          Investor                   4-FAMILY
2503206777                       3.000                   1.000                     6.000           13.125           3.000                640   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503206780                       3.000                   1.000                     6.000           13.125           3.000                656   Stated                                   Purchase                    Owner Occupied             CONDO
2503206783                       3.000                   1.000                     6.000           13.450           3.000                704   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503206784                       3.000                   1.000                     6.000           12.875           3.000                668   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206792                       3.000                   1.000                     6.000           12.990           3.000                760   Stated                                   Purchase                    Owner Occupied             SFR
2503206793                       3.000                   1.000                     6.000           12.860           3.000                702   Stated                                   Rate/Term Refinance         Investor                   SFR
2503206807                       0.000                   0.000                     0.000            6.375           0.000                678   Stated                                   Rate/Term Refinance         Second Home                CONDO
2503206814                       0.000                   0.000                     0.000            6.900           0.000                779   Stated                                   Purchase                    Investor                   2-FAMILY
2503206816                       3.000                   1.000                     6.000           14.300           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
2503206825                       3.000                   1.000                     6.000           12.375           3.000                753   Stated                                   Purchase                    Owner Occupied             SFR
2503206847                       3.000                   1.000                     6.000           13.125           3.000                705   SISA                                     Purchase                    Owner Occupied             CONDO
2503206850                       3.000                   1.000                     6.000           12.300           3.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503206877                       0.000                   0.000                     0.000            6.125           0.000                685   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503206883                       3.000                   1.000                     6.000           13.510           3.000                668   Stated                                   Purchase                    Owner Occupied             CONDO
2503206884                       3.000                   1.000                     6.000           12.250           3.000                787   Stated                                   Cash Out Refinance          Investor                   SFR
2503206885                       3.000                   1.000                     6.000           12.990           3.875                600   Stated                                   Cash Out Refinance          Investor                   SFR
2503206890                       3.000                   1.000                     6.000           13.750           3.000                735   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503206898                       0.000                   0.000                     0.000            6.125           0.000                746   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503206901                       3.000                   1.000                     6.000           13.990           3.000                704   Stated                                   Purchase                    Investor                   3-FAMILY
2503206904                       3.000                   1.000                     6.000           13.780           3.000                671   Stated                                   Purchase                    Investor                   PUD
2503206905                       3.000                   1.000                     6.000           13.500           3.875                665   Stated                                   Purchase                    Owner Occupied             SFR
2503206909                       0.000                   0.000                     0.000            6.990           0.000                610   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503206911                       0.000                   0.000                     0.000            6.625           0.000                786   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
2503206912                       3.000                   1.000                     6.000           13.750           3.000                697   Stated                                   Purchase                    Owner Occupied             SFR
2503206914                       3.000                   1.000                     6.000           15.165           3.875                772   SISA                                     Purchase                    Investor                   SFR
2503206917                       3.000                   1.000                     6.000           13.110           3.000                695   Express No Doc                           Purchase                    Owner Occupied             SFR
2503206918                       3.000                   1.000                     6.000           14.250           3.875                777   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503206920                       3.000                   1.000                     6.000           12.990           3.875                719   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503206928                       3.000                   1.000                     6.000           12.490           3.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503206936                       3.000                   1.000                     6.000           12.740           3.000                729   Stated                                   Purchase                    Investor                   SFR
2503206938                       3.000                   1.000                     6.000           12.000           3.000                640   Stated                                   Purchase                    Owner Occupied             SFR
2503206952                       3.000                   1.000                     6.000           13.150           3.000                724   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503206984                       0.000                   0.000                     0.000            6.125           0.000                717   Stated                                   Cash Out Refinance          Investor                   SFR
2503207004                       3.000                   1.000                     6.000           13.750           3.000                675   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503207018                       0.000                   0.000                     0.000            6.250           0.000                806   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
2503207052                       3.000                   1.000                     6.000           13.550           3.000                658   Stated                                   Rate/Term Refinance         Investor                   TOWNHOUSE
2503207059                       3.000                   1.000                     6.000           12.875           3.000                693   Full                                     Rate/Term Refinance         Investor                   2-FAMILY
2503207085                       3.000                   1.000                     6.000           12.120           3.000                770   Full                                     Cash Out Refinance          Owner Occupied             CONDO
2503207086                       3.000                   1.000                     6.000           12.740           3.000                732   Stated                                   Purchase                    Owner Occupied             SFR
2503207089                       3.000                   1.000                     6.000           12.750           3.000                660   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207095                       3.000                   1.000                     6.000           13.250           3.000                616   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207099                       0.000                   0.000                     0.000            6.610           0.000                729   Stated                                   Rate/Term Refinance         Second Home                CONDO
2503207122                       3.000                   1.000                     6.000           11.750           3.000                723   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503207128                       3.000                   1.000                     6.000           14.850           4.375                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207156                       3.000                   1.000                     6.000           13.750           3.000                662   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207158                       0.000                   0.000                     0.000            5.795           0.000                788   Full                                     Purchase                    Owner Occupied             D-PUDS
2503207163                       3.000                   1.000                     6.000           12.795           3.875                695   Stated                                   Purchase                    Investor                   SFR
2503207165                       0.000                   0.000                     0.000            6.000           0.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503207211                       0.000                   0.000                     0.000            8.150           0.000                695   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503207222                       3.000                   1.000                     6.000           16.900           3.875                675   Express Non-Verified Assets              Purchase                    Investor                   2-FAMILY
2503207228                       3.000                   1.000                     6.000           13.000           3.000                657   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207243                       0.000                   0.000                     0.000            6.550           0.000                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207268                       0.000                   0.000                     0.000            5.990           0.000                750   Full                                     Purchase                    Owner Occupied             D-PUDS
2503207270                       3.000                   1.000                     6.000           12.990           3.000                773   Stated                                   Purchase                    Owner Occupied             CONDO
2503207273                       0.000                   0.000                     0.000            5.875           0.000                714   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207295                       3.000                   1.000                     6.000           13.125           3.000                669   Stated                                   Purchase                    Investor                   SFR
2503207311                       3.000                   1.000                     6.000           12.960           3.000                779   Stated                                   Purchase                    Investor                   CONDO
2503207333                       3.000                   1.000                     6.000           12.500           3.000                703   Full                                     Purchase                    Owner Occupied             PUD
2503207339                       3.000                   1.000                     6.000           12.363           3.000                649   Stated                                   Purchase                    Owner Occupied             SFR
2503207343                       3.000                   1.000                     6.000           11.790           3.000                676   Stated                                   Rate/Term Refinance         Investor                   SFR
2503207354                       3.000                   1.000                     6.000           12.900           3.875                693   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503207359                       3.000                   1.000                     6.000           12.990           3.000                669   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207380                       3.000                   1.000                     6.000           13.950           3.000                664   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207386                       3.000                   1.000                     6.000           15.875           3.000                674   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503207390                       3.000                   1.000                     6.000           12.900           3.000                660   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207393                       3.000                   1.000                     6.000           12.875           3.000                657   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503207396                       3.000                   1.000                     6.000           12.700           3.000                704   Stated                                   Purchase                    Owner Occupied             SFR
2503207400                       3.000                   1.000                     6.000           12.750           3.000                726   Stated                                   Purchase                    Owner Occupied             SFR
2503207404                       3.000                   1.000                     6.000           12.550           3.000                719   Stated                                   Purchase                    Owner Occupied             SFR
2503207406                       3.000                   1.000                     6.000           11.875           3.000                715   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503207418                       3.000                   1.000                     6.000           12.375           3.875                794   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503207421                       3.000                   1.000                     6.000           13.200           3.875                646   Stated                                   Purchase                    Owner Occupied             SFR
2503207437                       3.000                   1.000                     6.000           12.875           3.000                798   Stated                                   Purchase                    Owner Occupied             SFR
2503207442                       3.000                   1.000                     6.000           12.625           3.875                665   Stated                                   Purchase                    Owner Occupied             SFR
2503207459                       3.000                   1.000                     6.000           12.875           3.875                669   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207470                       3.000                   1.000                     6.000           13.990           3.000                640   Stated                                   Rate/Term Refinance         Second Home                CONDOTEL
2503207484                       3.000                   1.000                     6.000           13.000           3.000                698   Stated                                   Purchase                    Investor                   CONDO
2503207492                       3.000                   1.000                     6.000           12.750           3.000                690   Stated                                   Rate/Term Refinance         Investor                   SFR
2503207495                       3.000                   1.000                     6.000           12.620           3.000                776   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207499                       3.000                   1.000                     6.000           12.300           3.000                714   Stated                                   Purchase                    Owner Occupied             SFR
2503207509                       3.000                   1.000                     6.000           13.500           3.625                769   Stated                                   Purchase                    Owner Occupied             CONDO
2503207510                       3.000                   1.000                     6.000           12.145           3.000                682   Stated                                   Cash Out Refinance          Investor                   D-PUDS
2503207512                       3.000                   1.000                     6.000           14.600           3.875                657   Stated                                   Purchase                    Investor                   SFR
2503207517                       3.000                   1.000                     6.000           12.100           3.000                798   Stated                                   Purchase                    Owner Occupied             SFR
2503207530                       0.000                   0.000                     0.000            6.250           0.000                700   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503207543                       3.000                   1.000                     6.000           12.625           3.000                641   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207546                       3.000                   1.000                     6.000           12.125           3.000                695   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503207552                       0.000                   0.000                     0.000            6.250           0.000                720   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503207559                       0.000                   0.000                     0.000            6.610           0.000                665   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207591                       3.000                   1.000                     6.000           12.790           3.000                703   Stated                                   Purchase                    Investor                   SFR
2503207602                       3.000                   1.000                     6.000           12.900           3.000                748   Stated                                   Cash Out Refinance          Second Home                SFR
2503207606                       3.000                   1.000                     6.000           13.700           3.000                660   Stated                                   Purchase                    Owner Occupied             CONDO
2503207607                       3.000                   1.000                     6.000           13.320           3.500                637   Stated                                   Rate/Term Refinance         Investor                   SFR
2503207617                       3.000                   1.000                     6.000           12.000           3.000                700   Stated                                   Purchase                    Investor                   HI-RISE
2503207630                       0.000                   0.000                     0.000            6.000           0.000                735   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207632                       3.000                   1.000                     6.000           12.100           3.000                700   Stated                                   Cash Out Refinance          Investor                   PUD
2503207637                       3.000                   1.000                     6.000           12.550           3.875                727   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207638                       0.000                   0.000                     0.000            6.860           0.000                728   Stated                                   Cash Out Refinance          Investor                   SFR
2503207644                       0.000                   0.000                     0.000            7.410           0.000                703   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503207651                       3.000                   1.000                     6.000           13.500           3.000                663   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207659                       0.000                   0.000                     0.000            5.875           0.000                780   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207664                       0.000                   0.000                     0.000            5.750           0.000                673   Express No Doc                           Purchase                    Owner Occupied             CONDO
2503207666                       3.000                   1.000                     6.000           11.875           3.000                749   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503207702                       0.000                   0.000                     0.000            6.750           0.000                630   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503207705                       3.000                   1.000                     6.000           13.790           4.000                668   Full                                     Purchase                    Investor                   SFR
2503207706                       3.000                   1.000                     6.000           12.375           3.000                704   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207708                       3.000                   1.000                     6.000           12.500           3.000                638   Full                                     Purchase                    Owner Occupied             D-PUDS
2503207722                       3.000                   1.000                     6.000           12.800           3.000                694   Stated                                   Purchase                    Second Home                D-PUDS
2503207724                       3.000                   1.000                     6.000           15.162           4.125                607   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207726                       3.000                   1.000                     6.000           14.000           6.550                712   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207753                       3.000                   1.000                     6.000           12.625           3.000                726   Stated                                   Purchase                    Investor                   D-PUDS
2503207757                       3.000                   1.000                     6.000           13.705           3.000                640   Stated                                   Purchase                    Second Home                SFR
2503207785                       3.000                   1.000                     6.000           12.750           3.000                678   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207792                       3.000                   1.000                     6.000           12.290           3.000                699   Stated                                   Purchase                    Owner Occupied             SFR
2503207822                       3.000                   1.000                     6.000           14.450           3.875                703   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207823                       3.000                   1.000                     6.000           11.875           3.000                740   Full                                     Cash Out Refinance          Investor                   D-PUDS
2503207836                       3.000                   1.000                     6.000           13.125           3.000                621   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503207840                       3.000                   1.000                     6.000           12.000           3.875                658   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207853                       3.000                   1.000                     6.000           12.750           3.000                673   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207855                       3.000                   1.000                     6.000           12.875           3.000                674   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503207858                       3.000                   1.000                     6.000           12.700           3.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503207877                       0.000                   0.000                     0.000            6.390           0.000                701   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503207885                       0.000                   0.000                     0.000            6.500           0.000                639   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207888                       0.000                   0.000                     0.000            6.500           0.000                712   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503207889                       3.000                   1.000                     6.000           12.250           3.000                638   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503207900                       3.000                   1.000                     6.000           14.300           3.875                733   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
2503207920                       3.000                   1.000                     6.000           12.875           3.000                671   Stated                                   Purchase                    Owner Occupied             CONDO
2503207931                       3.000                   1.000                     6.000           12.800           5.550                636   Full                                     Purchase                    Owner Occupied             CONDO
2503207936                       3.000                   1.000                     6.000           13.250           3.000                710   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503207937                       3.000                   1.000                     6.000           11.700           3.000                720   Full                                     Purchase                    Owner Occupied             CONDO
2503207939                       3.000                   1.000                     6.000           12.550           3.000                660   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207942                       0.000                   0.000                     0.000            6.500           0.000                640   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503207949                       0.000                   0.000                     0.000            6.550           0.000                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503207950                       3.000                   1.000                     6.000           12.990           3.000                644   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503207989                       3.000                   1.000                     6.000           13.150           3.875                655   Stated                                   Cash Out Refinance          Investor                   SFR
2503207995                       3.000                   1.000                     6.000           12.150           3.875                738   Stated                                   Rate/Term Refinance         Investor                   SFR
2503208005                       0.000                   0.000                     0.000            6.250           0.000                703   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503208006                       3.000                   1.000                     6.000           12.815           3.000                712   Stated                                   Purchase                    Owner Occupied             SFR
2503208016                       3.000                   1.000                     6.000           12.600           4.500                621   Full                                     Purchase                    Owner Occupied             SFR
2503208020                       3.000                   1.000                     6.000           12.000           3.000                778   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208023                       3.000                   1.000                     6.000           11.625           3.000                774   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503208027                       3.000                   1.000                     6.000           14.250           3.000                668   SISA                                     Cash Out Refinance          Investor                   SFR
2503208028                       3.000                   1.000                     6.000           12.550           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503208034                       0.000                   0.000                     0.000            6.095           0.000                736   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503208048                       0.000                   0.000                     0.000            5.847           0.000                752   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503208059                       3.000                   1.000                     6.000           12.225           3.875                654   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208063                       0.000                   0.000                     0.000            7.125           0.000                689   Full                                     Cash Out Refinance          Investor                   SFR
2503208070                       0.000                   0.000                     0.000            6.375           0.000                780   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503208071                       3.000                   1.000                     6.000           12.750           3.000                693   Stated                                   Purchase                    Owner Occupied             CONDO
2503208082                       3.000                   1.000                     6.000           13.250           3.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503208086                       0.000                   0.000                     0.000            5.927           0.000                736   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208088                       0.000                   0.000                     0.000            6.375           0.000                701   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             PUD
2503208101                       3.000                   1.000                     6.000           14.500           3.000                676   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503208107                       0.000                   0.000                     0.000            6.875           0.000                685   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503208118                       3.000                   1.000                     6.000           16.300           4.375                630   SISA                                     Cash Out Refinance          Investor                   SFR
2503208121                       3.000                   1.000                     6.000           12.250           3.875                692   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208125                       3.000                   1.000                     6.000           13.500           3.000                644   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208127                       0.000                   0.000                     0.000            5.750           0.000                789   Full                                     Cash Out Refinance          Owner Occupied             CONDO
2503208128                       0.000                   0.000                     0.000            6.875           0.000                689   Full                                     Purchase                    Investor                   SFR
2503208132                       3.000                   1.000                     6.000           12.400           3.000                697   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503208137                       3.000                   1.000                     6.000           11.750           3.000                798   Full                                     Purchase                    Owner Occupied             SFR
2503208144                       0.000                   0.000                     0.000            6.750           0.000                705   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503208149                       3.000                   1.000                     6.000           12.990           3.000                627   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208154                       3.000                   1.000                     6.000           12.500           3.000                718   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208166                       3.000                   1.000                     6.000           11.990           3.000                695   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503208169                       0.000                   0.000                     0.000            6.250           0.000                701   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208170                       3.000                   1.000                     6.000           12.180           3.000                719   Stated                                   Purchase                    Owner Occupied             CONDO
2503208172                       0.000                   0.000                     0.000            6.500           0.000                669   Stated                                   Cash Out Refinance          Investor                   CONDO
2503208203                       0.000                   0.000                     0.000            7.025           0.000                640   Stated                                   Purchase                    Owner Occupied             SFR
2503208227                       3.000                   1.000                     6.000           13.000           3.000                635   Full                                     Cash Out Refinance          Investor                   2-FAMILY
2503208230                       3.000                   1.000                     6.000           12.450           3.875                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208263                       3.000                   1.000                     6.000           13.625           3.750                765   Express No Doc                           Purchase                    Owner Occupied             CONDO
2503208267                       3.000                   1.000                     6.000           12.900           3.875                726   Stated                                   Purchase                    Owner Occupied             SFR
2503208275                       3.000                   1.000                     6.000           12.500           3.000                725   Full                                     Purchase                    Investor                   2-FAMILY
2503208286                       3.000                   1.000                     6.000           14.710           4.125                693   Stated                                   Cash Out Refinance          Second Home                SFR
2503208288                       3.000                   1.000                     6.000           13.500           3.000                656   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503208291                       3.000                   1.000                     6.000           11.750           3.000                690   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503208293                       3.000                   1.000                     6.000           14.050           3.000                796   Stated                                   Purchase                    Investor                   SFR
2503208306                       3.000                   1.000                     6.000           11.800           3.000                664   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208307                       3.000                   1.000                     6.000           13.250           3.000                665   Full                                     Purchase                    Owner Occupied             CONDO
2503208313                       0.000                   0.000                     0.000            6.875           0.000                643   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
2503208315                       3.000                   1.000                     6.000           12.750           3.000                715   Stated                                   Purchase                    Investor                   HI-RISE
2503208328                       3.000                   1.000                     6.000           12.450           3.000                708   Stated                                   Purchase                    Owner Occupied             SFR
2503208329                       3.000                   1.000                     6.000           14.000           3.875                705   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503208333                       3.000                   1.000                     6.000           12.875           3.000                767   Stated                                   Purchase                    Investor                   CONDO
2503208357                       3.000                   1.000                     6.000           12.750           3.000                661   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208358                       3.000                   1.000                     6.000           11.790           3.000                660   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503208361                       3.000                   1.000                     6.000           12.625           3.000                696   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208371                       3.000                   1.000                     6.000           12.250           3.000                705   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208375                       3.000                   1.000                     6.000           12.500           3.000                646   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503208376                       3.000                   1.000                     6.000           12.900           3.000                726   Stated                                   Purchase                    Investor                   2-FAMILY
2503208382                       0.000                   0.000                     0.000            7.125           0.000                647   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503208385                       3.000                   1.000                     6.000           11.800           3.875                724   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208397                       0.000                   0.000                     0.000            6.375           0.000                796   Stated                                   Purchase                    Owner Occupied             SFR
2503208398                       0.000                   0.000                     0.000            6.125           0.000                751   Express Verified Assets                  Rate/Term Refinance         Investor                   D-PUDS
2503208409                       3.000                   1.000                     6.000           12.450           2.750                809   Stated                                   Purchase                    Owner Occupied             SFR
2503208425                       3.000                   1.000                     6.000           12.750           3.000                703   Stated                                   Rate/Term Refinance         Investor                   TOWNHOUSE
2503208427                       3.000                   1.000                     6.000           12.875           3.000                677   Stated                                   Purchase                    Owner Occupied             CONDO
2503208429                       3.000                   1.000                     6.000           11.700           3.000                688   Stated                                   Purchase                    Owner Occupied             SFR
2503208433                       0.000                   0.000                     0.000            5.990           0.000                806   Full                                     Purchase                    Owner Occupied             SFR
2503208437                       3.000                   1.000                     6.000           12.500           3.000                646   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503208438                       3.000                   1.000                     6.000           12.500           3.000                698   Stated                                   Purchase                    Owner Occupied             SFR
2503208442                       3.000                   1.000                     6.000           12.000           3.000                739   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503208447                       0.000                   0.000                     0.000            6.500           0.000                642   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208468                       3.000                   1.000                     6.000           12.300           3.000                700   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503208478                       0.000                   0.000                     0.000            6.000           0.000                688   SISA                                     Cash Out Refinance          Owner Occupied             CONDO
2503208480                       0.000                   0.000                     0.000            6.375           0.000                665   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503208489                       3.000                   1.000                     6.000           13.217           3.875                660   Stated                                   Purchase                    Investor                   SFR
2503208499                       3.000                   1.000                     6.000           15.500           4.125                650   SISA                                     Purchase                    Investor                   SFR
2503208509                       3.000                   1.000                     6.000           13.150           6.000                692   Stated                                   Purchase                    Investor                   D-PUDS
2503208516                       3.000                   1.000                     6.000           12.370           3.000                674   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208529                       3.000                   1.000                     6.000           13.650           3.000                674   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503208532                       3.000                   1.000                     6.000           11.900           3.000                705   Stated                                   Rate/Term Refinance         Investor                   SFR
2503208540                       0.000                   0.000                     0.000            6.000           0.000                697   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503208542                       3.000                   1.000                     6.000           13.580           3.000                662   Stated                                   Cash Out Refinance          Investor                   SFR
2503208543                       3.000                   1.000                     6.000           13.300           3.000                724   Stated                                   Purchase                    Owner Occupied             SFR
2503208548                       3.000                   1.000                     6.000           12.700           3.625                663   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208563                       0.000                   0.000                     0.000            6.680           0.000                744   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503208579                       3.000                   1.000                     6.000           12.700           3.000                721   Stated                                   Purchase                    Investor                   TOWNHOUSE
2503208580                       0.000                   0.000                     0.000            6.700           0.000                685   Stated                                   Rate/Term Refinance         Investor                   SFR
2503208585                       3.000                   1.000                     6.000           11.915           5.550                689   SISA                                     Purchase                    Owner Occupied             SFR
2503208586                       3.000                   1.000                     6.000           12.800           3.000                637   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503208589                       0.000                   0.000                     0.000            7.125           0.000                697   Stated                                   Purchase                    Investor                   SFR
2503208591                       0.000                   0.000                     0.000            7.815           0.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503208593                       0.000                   0.000                     0.000            7.190           0.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503208608                       3.000                   1.000                     6.000           12.900           3.000                717   Stated                                   Purchase                    Owner Occupied             SFR
2503208613                       0.000                   0.000                     0.000            6.150           0.000                692   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503208621                       0.000                   0.000                     0.000            7.650           0.000                660   Full                                     Purchase                    Owner Occupied             2-FAMILY
2503208622                       0.000                   0.000                     0.000            7.500           0.000                657   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208623                       0.000                   0.000                     0.000            7.625           0.000                698   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208625                       3.000                   1.000                     6.000           12.800           3.875                723   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208636                       0.000                   0.000                     0.000            6.500           0.000                720   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208660                       3.000                   1.000                     6.000           12.450           3.875                682   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503208662                       3.000                   1.000                     6.000           16.500           4.125                657   SISA                                     Purchase                    Investor                   SFR
2503208667                       0.000                   0.000                     0.000            6.625           0.000                692   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208672                       3.000                   1.000                     6.000           12.750           3.000                653   Stated                                   Purchase                    Investor                   CONDO
2503208673                       3.000                   1.000                     6.000           12.250           3.875                646   Stated                                   Purchase                    Owner Occupied             SFR
2503208676                       3.000                   1.000                     6.000           12.500           3.000                686   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503208677                       0.000                   0.000                     0.000            8.375           0.000                685   Stated                                   Rate/Term Refinance         Investor                   SFR
2503208682                       3.000                   1.000                     6.000           11.750           3.000                713   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503208699                       3.000                   1.000                     6.000           12.830           3.000                665   Stated                                   Purchase                    Owner Occupied             SFR
2503208713                       3.000                   1.000                     6.000           13.350           3.000                645   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503208714                       3.000                   1.000                     6.000           13.125           3.000                751   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503208715                       3.000                   1.000                     6.000           12.250           3.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208723                       3.000                   1.000                     6.000           15.180           4.000                631   Stated                                   Purchase                    Investor                   HI-RISE
2503208726                       3.000                   1.000                     6.000           12.875           3.000                746   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503208728                       3.000                   1.000                     6.000           14.450           3.000                651   Stated                                   Cash Out Refinance          Investor                   SFR
2503208745                       3.000                   1.000                     6.000           12.600           3.000                669   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208746                       3.000                   1.000                     6.000           13.125           3.875                682   Stated                                   Purchase                    Owner Occupied             SFR
2503208753                       0.000                   0.000                     0.000            6.375           0.000                771   Stated                                   Rate/Term Refinance         Investor                   SFR
2503208761                       3.000                   1.000                     6.000           12.750           3.000                699   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208768                       0.000                   0.000                     0.000            7.500           0.000                724   Stated                                   Cash Out Refinance          Investor                   SFR
2503208776                       3.000                   1.000                     6.000           12.125           4.000                643   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208778                       3.000                   1.000                     6.000           13.910           3.000                680   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503208796                       0.000                   0.000                     0.000            6.350           0.000                682   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208804                       3.000                   1.000                     6.000           12.375           3.000                704   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208824                       0.000                   0.000                     0.000            6.750           0.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503208826                       0.000                   0.000                     0.000            8.600           0.000                681   Full                                     Purchase                    Owner Occupied             3-FAMILY
2503208829                       0.000                   0.000                     0.000            6.750           0.000                735   Stated                                   Purchase                    Owner Occupied             SFR
2503208835                       3.000                   1.000                     6.000           11.875           3.000                722   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208842                       0.000                   0.000                     0.000            6.290           0.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208852                       3.000                   1.000                     6.000           14.500           3.875                647   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503208862                       0.000                   0.000                     0.000            7.500           0.000                716   Stated                                   Cash Out Refinance          Owner Occupied             4-FAMILY
2503208872                       3.000                   1.000                     6.000           12.375           3.000                688   Full                                     Purchase                    Owner Occupied             D-PUDS
2503208878                       3.000                   1.000                     6.000           12.300           3.000                717   Full                                     Purchase                    Owner Occupied             SFR
2503208885                       3.000                   1.000                     6.000           13.450           3.875                662   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208888                       3.000                   1.000                     6.000           13.750           3.875                673   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208897                       3.000                   1.000                     6.000           12.990           3.000                713   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503208904                       3.000                   1.000                     6.000           13.700           3.500                688   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             D-PUDS
2503208908                       3.000                   1.000                     6.000           12.450           3.000                715   Stated                                   Cash Out Refinance          Investor                   SFR
2503208918                       3.000                   1.000                     6.000           12.875           3.000                603   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503208921                       3.000                   1.000                     6.000           13.280           3.000                615   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503208923                       3.000                   1.000                     6.000           12.065           3.000                703   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503208924                       3.000                   1.000                     6.000           13.480           3.875                648   Stated                                   Purchase                    Investor                   CONDO
2503208939                       3.000                   1.000                     6.000           13.500           3.000                658   Stated                                   Purchase                    Owner Occupied             CONDO
2503208948                       3.000                   1.000                     6.000           11.750           3.000                723   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208949                       0.000                   0.000                     0.000            7.750           0.000                680   Express No Doc                           Cash Out Refinance          Owner Occupied             2-FAMILY
2503208955                       3.000                   1.000                     6.000           12.250           3.750                698   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503208961                       3.000                   1.000                     6.000           13.200           3.000                655   Stated                                   Purchase                    Owner Occupied             CONDO
2503208966                       0.000                   0.000                     0.000            6.290           0.000                752   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503208972                       3.000                   1.000                     6.000           11.999           3.000                660   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503208976                       0.000                   0.000                     0.000            6.050           0.000                776   Stated                                   Purchase                    Owner Occupied             CONDO
2503208992                       3.000                   1.000                     6.000           12.375           2.500                747   Express No Doc                           Rate/Term Refinance         Owner Occupied             SFR
2503208995                       0.000                   0.000                     0.000            6.310           0.000                685   Full                                     Purchase                    Owner Occupied             SFR
2503208997                       0.000                   0.000                     0.000            6.750           0.000                665   Stated                                   Rate/Term Refinance         Investor                   SFR
2503209003                       0.000                   0.000                     0.000            5.990           0.000                804   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209008                       3.000                   1.000                     6.000           13.125           3.000                728   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209022                       0.000                   0.000                     0.000            5.250           0.000                778   Full                                     Purchase                    Owner Occupied             CONDO
2503209032                       3.000                   1.000                     6.000           12.250           3.000                744   Stated                                   Cash Out Refinance          Investor                   SFR
2503209040                       3.000                   1.000                     6.000           13.000           3.000                794   Full                                     Rate/Term Refinance         Investor                   SFR
2503209043                       3.000                   1.000                     6.000           13.800           3.000                652   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503209046                       0.000                   0.000                     0.000            5.250           0.000                797   Full                                     Purchase                    Owner Occupied             CONDO
2503209048                       3.000                   1.000                     6.000           14.910           3.000                653   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209066                       0.000                   0.000                     0.000            6.750           0.000                646   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503209081                       3.000                   1.000                     6.000           13.100           3.000                699   Stated                                   Purchase                    Investor                   SFR
2503209089                       0.000                   0.000                     0.000            5.375           0.000                735   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503209090                       3.000                   1.000                     6.000           11.870           3.000                813   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209092                       0.000                   0.000                     0.000            6.300           0.000                707   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503209093                       3.000                   1.000                     6.000           12.120           3.000                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209095                       3.000                   1.000                     6.000           12.300           3.000                719   Stated                                   Purchase                    Owner Occupied             SFR
2503209096                       3.000                   1.000                     6.000           12.250           3.000                727   Stated                                   Purchase                    Owner Occupied             CONDO
2503209109                       3.000                   1.000                     6.000           12.100           3.000                705   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
2503209112                       3.000                   1.000                     6.000           12.250           3.000                684   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209115                       3.000                   1.000                     6.000           12.200           3.000                668   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209119                       3.000                   1.000                     6.000           11.950           3.000                757   Stated                                   Cash Out Refinance          Investor                   SFR
2503209121                       3.000                   1.000                     6.000           12.500           3.000                648   Full                                     Purchase                    Owner Occupied             SFR
2503209144                       0.000                   0.000                     0.000            6.736           0.000                690   Stated                                   Purchase                    Owner Occupied             SFR
2503209147                       0.000                   0.000                     0.000            6.625           0.000                735   Stated                                   Purchase                    Investor                   2-FAMILY
2503209154                       0.000                   0.000                     0.000            6.625           0.000                665   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209169                       0.000                   0.000                     0.000            6.375           0.000                620   Full                                     Cash Out Refinance          Owner Occupied             CONDO
2503209182                       3.000                   1.000                     6.000           12.750           3.000                669   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209184                       3.000                   1.000                     6.000           12.750           3.000                643   Stated                                   Purchase                    Owner Occupied             SFR
2503209206                       3.000                   1.000                     6.000           12.900           3.000                687   Stated                                   Rate/Term Refinance         Investor                   D-PUDS
2503209213                       0.000                   0.000                     0.000            7.250           0.000                618   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209215                       3.000                   1.000                     6.000           12.020           3.500                696   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503209216                       3.000                   1.000                     6.000           12.500           3.000                746   Stated                                   Purchase                    Owner Occupied             SFR
2503209229                       3.000                   1.000                     6.000           13.350           3.000                640   Stated                                   Purchase                    Second Home                CONDOTEL
2503209232                       0.000                   0.000                     0.000            7.090           0.000                704   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209238                       3.000                   1.000                     6.000           12.250           3.000                667   Stated                                   Cash Out Refinance          Investor                   CONDO
2503209239                       3.000                   1.000                     6.000           11.650           3.000                702   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209254                       3.000                   1.000                     6.000           13.200           3.625                735   Full                                     Purchase                    Second Home                D-PUDS
2503209266                       3.000                   1.000                     6.000           13.500           3.000                691   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503209270                       3.000                   1.000                     6.000           15.500           3.000                666   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503209275                       3.000                   1.000                     6.000           11.900           3.000                752   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209287                       3.000                   1.000                     6.000           12.690           3.000                738   Express No Doc Verified Assets           Rate/Term Refinance         Owner Occupied             SFR
2503209289                       3.000                   1.000                     6.000           11.550           3.000                741   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209300                       3.000                   1.000                     6.000           12.550           3.000                782   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
2503209302                       3.000                   1.000                     6.000           11.925           3.000                742   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209306                       0.000                   0.000                     0.000            7.750           0.000                701   Express Verified Assets                  Cash Out Refinance          Investor                   PUD
2503209312                       3.000                   1.000                     6.000           16.800           4.375                637   Stated                                   Purchase                    Investor                   SFR
2503209318                       3.000                   1.000                     6.000           12.625           3.000                626   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209336                       0.000                   0.000                     0.000            6.990           0.000                660   Express No Doc Verified Assets           Cash Out Refinance          Owner Occupied             SFR
2503209346                       0.000                   0.000                     0.000            5.990           0.000                770   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503209354                       3.000                   1.000                     6.000           11.990           3.000                755   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209362                       3.000                   1.000                     6.000           14.500           3.000                649   Stated                                   Cash Out Refinance          Investor                   SFR
2503209369                       3.000                   1.000                     6.000           11.990           3.000                703   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209370                       3.000                   1.000                     6.000           12.750           3.000                770   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503209384                       0.000                   0.000                     0.000            6.625           0.000                736   SISA                                     Cash Out Refinance          Investor                   SFR
2503209387                       3.000                   1.000                     6.000           12.250           3.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209389                       0.000                   0.000                     0.000            6.000           0.000                791   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209399                       0.000                   0.000                     0.000            6.625           0.000                736   SISA                                     Cash Out Refinance          Investor                   SFR
2503209400                       3.000                   1.000                     6.000           12.500           3.000                689   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209409                       0.000                   0.000                     0.000            6.500           0.000                739   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503209416                       3.000                   1.000                     6.000           13.300           3.000                712   Stated                                   Purchase                    Owner Occupied             SFR
2503209418                       3.000                   1.000                     6.000           12.586           3.000                726   Stated                                   Purchase                    Investor                   SFR
2503209422                       0.000                   0.000                     0.000            5.800           0.000                682   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209436                       3.000                   1.000                     6.000           12.750           3.000                659   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503209452                       3.000                   1.000                     6.000           13.425           3.000                707   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209455                       3.000                   1.000                     6.000           12.750           3.000                698   Stated                                   Purchase                    Investor                   SFR
2503209457                       3.000                   1.000                     6.000           12.625           2.750                753   Stated                                   Purchase                    Owner Occupied             SFR
2503209464                       0.000                   0.000                     0.000            6.375           0.000                728   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209471                       3.000                   1.000                     6.000           12.875           3.000                775   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
2503209474                       0.000                   0.000                     0.000            6.985           0.000                646   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209477                       3.000                   1.000                     6.000           12.750           3.000                638   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503209478                       3.000                   1.000                     6.000           12.895           3.000                668   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503209485                       0.000                   0.000                     0.000            6.375           0.000                715   Stated                                   Rate/Term Refinance         Investor                   SFR
2503209496                       3.000                   1.000                     6.000           12.750           3.000                683   Stated                                   Purchase                    Owner Occupied             SFR
2503209498                       3.000                   1.000                     6.000           14.290           3.000                675   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503209504                       3.000                   1.000                     6.000           12.613           3.000                716   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209508                       3.000                   1.000                     6.000           12.750           3.000                650   Stated                                   Purchase                    Investor                   SFR
2503209515                       3.000                   1.000                     6.000           12.850           3.500                628   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503209523                       3.000                   1.000                     6.000           12.880           3.000                759   Stated                                   Purchase                    Owner Occupied             SFR
2503209535                       3.000                   1.000                     6.000           12.750           3.875                700   Stated                                   Purchase                    Owner Occupied             CONDO
2503209557                       0.000                   0.000                     0.000            5.800           0.000                802   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209558                       3.000                   1.000                     6.000           12.900           3.000                758   Stated                                   Purchase                    Investor                   SFR
2503209564                       0.000                   0.000                     0.000            6.000           0.000                693   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209587                       3.000                   1.000                     6.000           12.900           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503209607                       3.000                   1.000                     6.000           12.690           3.000                686   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503209610                       0.000                   0.000                     0.000            6.375           0.000                636   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209615                       0.000                   0.000                     0.000            6.400           0.000                618   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209632                       3.000                   1.000                     6.000           13.125           3.000                648   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503209633                       3.000                   1.000                     6.000           13.133           3.000                625   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209641                       3.000                   1.000                     6.000           13.280           3.000                705   Stated                                   Purchase                    Owner Occupied             CONDO
2503209646                       3.000                   1.000                     6.000           13.080           3.000                643   Stated                                   Cash Out Refinance          Investor                   PUD
2503209661                       3.000                   1.000                     6.000           12.900           3.000                701   SISA                                     Cash Out Refinance          Investor                   SFR
2503209673                       3.000                   1.000                     6.000           12.490           3.500                613   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503209675                       0.000                   0.000                     0.000            5.990           0.000                750   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209685                       3.000                   1.000                     6.000           14.780           4.375                634   SISA                                     Purchase                    Owner Occupied             SFR
2503209701                       3.000                   1.000                     6.000           14.400           3.000                667   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
2503209708                       0.000                   0.000                     0.000            6.250           0.000                790   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209716                       3.000                   1.000                     6.000           13.365           3.000                661   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503209737                       0.000                   0.000                     0.000            6.513           0.000                726   Stated                                   Purchase                    Investor                   2-FAMILY
2503209739                       3.000                   1.000                     6.000           12.650           3.875                670   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209740                       3.000                   1.000                     6.000           12.363           3.000                645   Stated                                   Purchase                    Owner Occupied             SFR
2503209742                       3.000                   1.000                     6.000           12.250           3.000                716   Stated                                   Rate/Term Refinance         Investor                   SFR
2503209749                       3.000                   1.000                     6.000           13.240           3.000                680   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209755                       3.000                   1.000                     6.000           12.250           3.500                701   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503209756                       3.000                   1.000                     6.000           13.350           3.000                643   Stated                                   Purchase                    Owner Occupied             SFR
2503209765                       3.000                   1.000                     6.000           12.131           3.000                737   Stated                                   Rate/Term Refinance         Second Home                SFR
2503209773                       3.000                   1.000                     6.000           12.620           3.000                719   Express Verified Assets                  Cash Out Refinance          Investor                   2-FAMILY
2503209780                       3.000                   1.000                     6.000           12.700           3.000                656   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
2503209786                       3.000                   1.000                     6.000           13.375           3.000                669   Stated                                   Cash Out Refinance          Owner Occupied             HI-RISE
2503209787                       3.000                   1.000                     6.000           12.500           3.000                672   Stated                                   Purchase                    Owner Occupied             SFR
2503209818                       3.000                   1.000                     6.000           12.500           3.000                766   Stated                                   Purchase                    Owner Occupied             SFR
2503209832                       0.000                   0.000                     0.000            7.625           0.000                700   Full                                     Purchase                    Investor                   D-PUDS
2503209839                       0.000                   0.000                     0.000            7.125           0.000                752   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503209843                       3.000                   1.000                     6.000           13.500           6.500                692   Stated                                   Purchase                    Owner Occupied             PUD
2503209854                       0.000                   0.000                     0.000            6.500           0.000                682   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209864                       3.000                   1.000                     6.000           12.125           3.000                679   Full                                     Rate/Term Refinance         Owner Occupied             D-PUDS
2503209866                       0.000                   0.000                     0.000            7.150           0.000                725   Stated                                   Purchase                    Owner Occupied             CONDO
2503209874                       0.000                   0.000                     0.000            6.500           0.000                718   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503209880                       3.000                   1.000                     6.000           12.550           3.000                639   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209881                       0.000                   0.000                     0.000            6.280           0.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503209883                       3.000                   1.000                     6.000           13.000           3.000                637   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503209889                       3.000                   1.000                     6.000           12.900           3.000                677   Stated                                   Purchase                    Owner Occupied             CONDO
2503209891                       0.000                   0.000                     0.000            7.250           0.000                687   Express Verified Assets                  Cash Out Refinance          Owner Occupied             2-FAMILY
2503209896                       0.000                   0.000                     0.000            6.150           0.000                605   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209907                       0.000                   0.000                     0.000            6.750           0.000                660   Stated                                   Purchase                    Owner Occupied             CONDO
2503209931                       3.000                   1.000                     6.000           13.750           3.875                647   Stated                                   Purchase                    Owner Occupied             CONDO
2503209937                       3.000                   1.000                     6.000           11.800           3.000                730   Stated                                   Cash Out Refinance          Investor                   SFR
2503209942                       3.000                   1.000                     6.000           12.550           3.000                662   Stated                                   Purchase                    Owner Occupied             SFR
2503209945                       3.000                   1.000                     6.000           11.950           3.000                757   Stated                                   Cash Out Refinance          Investor                   SFR
2503209958                       3.000                   1.000                     6.000           11.825           3.000                717   Express Verified Assets                  Rate/Term Refinance         Investor                   CONDO
2503209971                       3.000                   1.000                     6.000           12.400           3.000                691   Stated                                   Purchase                    Investor                   PUD
2503209975                       3.000                   1.000                     6.000           12.550           4.000                782   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503209984                       3.000                   1.000                     6.000           11.825           3.000                680   Stated                                   Purchase                    Owner Occupied             SFR
2503209992                       0.000                   0.000                     0.000            6.250           0.000                746   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209994                       3.000                   1.000                     6.000           12.875           3.000                686   Stated                                   Purchase                    Owner Occupied             SFR
2503209998                       3.000                   1.000                     6.000           12.875           3.000                689   Stated                                   Purchase                    Owner Occupied             SFR
2503210000                       0.000                   0.000                     0.000            6.250           0.000                687   Express Non-Verified Assets              Rate/Term Refinance         Owner Occupied             SFR
2503210002                       3.000                   1.000                     6.000           12.750           3.000                772   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503210019                       0.000                   0.000                     0.000            6.550           0.000                670   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210030                       3.000                   1.000                     6.000           12.300           3.000                687   Stated                                   Purchase                    Owner Occupied             CONDO
2503210031                       3.000                   1.000                     6.000           12.400           3.000                762   Full                                     Cash Out Refinance          Investor                   CONDO
2503210042                       3.000                   1.000                     6.000           11.600           3.875                775   Full                                     Rate/Term Refinance         Investor                   D-PUDS
2503210043                       0.000                   0.000                     0.000            6.750           0.000                757   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503210044                       0.000                   0.000                     0.000            6.050           0.000                780   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210061                       0.000                   0.000                     0.000            6.750           0.000                622   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503210069                       0.000                   0.000                     0.000            6.125           0.000                686   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503210072                       0.000                   0.000                     0.000            6.375           0.000                751   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
2503210077                       3.000                   1.000                     6.000           13.400           3.000                665   Stated                                   Purchase                    Investor                   SFR
2503210078                       3.000                   1.000                     6.000           11.875           3.000                654   Stated                                   Purchase                    Owner Occupied             SFR
2503210097                       3.000                   1.000                     6.000           12.800           3.875                724   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503210111                       0.000                   0.000                     0.000            6.290           0.000                757   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503210121                       0.000                   0.000                     0.000            6.125           0.000                719   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210125                       3.000                   1.000                     6.000           13.990           3.000                646   Full                                     Purchase                    Owner Occupied             4-FAMILY
2503210134                       3.000                   1.000                     6.000           12.875           3.875                702   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210138                       3.000                   1.000                     6.000           12.875           3.000                662   Stated                                   Cash Out Refinance          Investor                   CONDO
2503210140                       3.000                   1.000                     6.000           14.990           3.875                758   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503210142                       0.000                   0.000                     0.000            7.000           0.000                776   Stated                                   Cash Out Refinance          Investor                   SFR
2503210147                       3.000                   1.000                     6.000           11.790           3.875                740   Stated                                   Purchase                    Owner Occupied             SFR
2503210159                       3.000                   1.000                     6.000           12.875           3.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503210184                       3.000                   1.000                     6.000           12.990           3.000                665   Stated                                   Purchase                    Owner Occupied             SFR
2503210189                       3.000                   1.000                     6.000           13.500           3.000                736   Stated                                   Purchase                    Investor                   2-FAMILY
2503210190                       3.000                   1.000                     6.000           12.400           3.000                657   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210210                       0.000                   0.000                     0.000           10.150           0.000                711   SISA                                     Purchase                    Investor                   2-FAMILY
2503210212                       3.000                   1.000                     6.000           12.650           4.000                627   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210217                       3.000                   1.000                     6.000           13.000           3.000                716   Full                                     Purchase                    Second Home                SFR
2503210231                       0.000                   0.000                     0.000            6.250           0.000                780   Stated                                   Purchase                    Owner Occupied             SFR
2503210233                       3.000                   1.000                     6.000           13.250           3.000                690   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210243                       3.000                   1.000                     6.000           12.375           3.000                682   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210257                       3.000                   1.000                     6.000           13.850           3.000                663   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503210268                       3.000                   1.000                     6.000           14.950           3.875                643   Stated                                   Purchase                    Investor                   SFR
2503210275                       3.000                   1.000                     6.000           12.500           3.000                690   Stated                                   Purchase                    Owner Occupied             SFR
2503210287                       3.000                   1.000                     6.000           12.400           3.000                784   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503210288                       0.000                   0.000                     0.000            6.875           0.000                757   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210293                       3.000                   1.000                     6.000           13.070           3.000                676   Stated                                   Purchase                    Investor                   CONDO
2503210296                       3.000                   1.000                     6.000           13.250           4.610                641   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210297                       3.000                   1.000                     6.000           12.500           3.875                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210303                       3.000                   1.000                     6.000           12.945           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
2503210320                       3.000                   1.000                     6.000           12.250           3.875                646   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210342                       0.000                   0.000                     0.000            7.040           0.000                701   Stated                                   Purchase                    Owner Occupied             CONDO
2503210346                       3.000                   1.000                     6.000           12.800           3.875                728   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503210348                       3.000                   1.000                     6.000           12.450           3.000                687   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503210350                       3.000                   1.000                     6.000           12.450           3.875                760   Stated                                   Purchase                    Owner Occupied             SFR
2503210365                       0.000                   0.000                     0.000            5.930           0.000                721   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503210377                       0.000                   0.000                     0.000            6.550           0.000                658   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503210390                       0.000                   0.000                     0.000            6.475           0.000                704   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210391                       0.000                   0.000                     0.000            6.355           0.000                698   Stated                                   Cash Out Refinance          Investor                   SFR
2503210393                       3.000                   1.000                     6.000           13.450           3.875                653   Stated                                   Purchase                    Owner Occupied             SFR
2503210404                       3.000                   1.000                     6.000           11.990           3.000                755   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503210406                       3.000                   1.000                     6.000           12.990           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503210409                       3.000                   1.000                     6.000           11.575           3.000                806   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503210421                       0.000                   0.000                     0.000            6.150           0.000                644   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503210445                       0.000                   0.000                     0.000            5.534           0.000                672   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503210451                       3.000                   1.000                     6.000           13.500           3.000                678   Stated                                   Purchase                    Owner Occupied             SFR
2503210457                       0.000                   0.000                     0.000            6.750           0.000                714   Stated                                   Purchase                    Owner Occupied             CONDO
2503210458                       3.000                   1.000                     6.000           11.909           3.000                767   Express Non-Verified Assets              Cash Out Refinance          Investor                   SFR
2503210465                       3.000                   1.000                     6.000           13.000           3.000                647   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503210469                       0.000                   0.000                     0.000            6.500           0.000                673   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503210487                       3.000                   1.000                     6.000           12.495           3.000                754   Stated                                   Purchase                    Investor                   SFR
2503210493                       3.000                   1.000                     6.000           11.800           3.000                692   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503210503                       3.000                   1.000                     6.000           11.875           3.875                788   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503210505                       3.000                   1.000                     6.000           12.750           3.000                688   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
2503210511                       3.000                   1.000                     6.000           12.375           3.000                708   Stated                                   Cash Out Refinance          Investor                   TOWNHOUSE
2503210520                       3.000                   1.000                     6.000           12.875           3.875                660   Stated                                   Purchase                    Owner Occupied             SFR
2503210527                       0.000                   0.000                     0.000            6.150           0.000                730   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503210533                       3.000                   1.000                     6.000           12.500           3.000                720   Stated                                   Purchase                    Owner Occupied             PUD
2503210540                       3.000                   1.000                     6.000           13.330           3.000                678   Stated                                   Purchase                    Investor                   SFR
2503210546                       3.000                   1.000                     6.000           13.480           3.000                644   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503210555                       3.000                   1.000                     6.000           12.500           3.000                702   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503210561                       3.000                   1.000                     6.000           12.900           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
2503210570                       0.000                   0.000                     0.000            6.990           0.000                619   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503210572                       0.000                   0.000                     0.000            6.600           0.000                757   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210577                       3.000                   1.000                     6.000           11.990           3.875                731   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210579                       3.000                   1.000                     6.000           13.125           3.000                726   Stated                                   Cash Out Refinance          Investor                   SFR
2503210597                       3.000                   1.000                     6.000           12.750           3.000                731   Stated                                   Purchase                    Owner Occupied             CONDO
2503210609                       3.000                   1.000                     6.000           11.125           3.000                772   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503210623                       0.000                   0.000                     0.000            6.125           0.000                736   Full                                     Rate/Term Refinance         Investor                   CONDO
2503210625                       3.000                   1.000                     6.000           14.900           3.650                742   SISA                                     Purchase                    Investor                   SFR
2503210637                       3.000                   1.000                     6.000           12.734           3.000                693   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503210640                       3.000                   1.000                     6.000           11.900           3.875                731   Stated                                   Cash Out Refinance          Investor                   SFR
2503210648                       3.000                   1.000                     6.000           13.500           3.000                671   Stated                                   Purchase                    Owner Occupied             SFR
2503210666                       3.000                   1.000                     6.000           14.410           4.000                620   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503210668                       3.000                   1.000                     6.000           12.750           3.000                740   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210672                       3.000                   1.000                     6.000           12.680           3.000                722   Stated                                   Purchase                    Owner Occupied             CONDO
2503210674                       3.000                   1.000                     6.000           12.370           3.000                705   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210691                       3.000                   1.000                     6.000           12.550           3.875                691   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210693                       3.000                   1.000                     6.000           11.875           3.000                770   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210707                       0.000                   0.000                     0.000            6.250           0.000                741   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210718                       0.000                   0.000                     0.000            6.175           0.000                671   Express Verified Assets                  Purchase                    Owner Occupied             SFR
2503210722                       3.000                   1.000                     6.000           12.375           3.000                713   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210726                       3.000                   1.000                     6.000           11.950           3.875                639   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503210732                       3.000                   1.000                     6.000           12.500           3.000                682   Stated                                   Purchase                    Owner Occupied             CONDO
2503210746                       3.000                   1.000                     6.000           12.175           3.000                791   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210757                       3.000                   1.000                     6.000           12.250           3.750                694   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503210765                       3.000                   1.000                     6.000           13.800           3.000                708   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503210767                       3.000                   1.000                     6.000           12.650           3.875                672   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503210789                       0.000                   0.000                     0.000            7.160           0.000                791   Stated                                   Purchase                    Owner Occupied             SFR
2503210791                       3.000                   1.000                     6.000           12.500           3.000                640   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
2503210806                       0.000                   0.000                     0.000            5.890           0.000                786   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210816                       3.000                   1.000                     6.000           12.500           3.000                682   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503210826                       3.000                   1.000                     6.000           12.375           3.875                738   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503210828                       3.000                   1.000                     6.000           14.450           3.000                652   Stated                                   Purchase                    Owner Occupied             CONDO
2503210856                       0.000                   0.000                     0.000            6.250           0.000                641   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210859                       3.000                   1.000                     6.000           13.500           3.875                669   Stated                                   Purchase                    Owner Occupied             SFR
2503210865                       3.000                   1.000                     6.000           12.750           3.000                672   Stated                                   Purchase                    Owner Occupied             SFR
2503210875                       0.000                   0.000                     0.000            6.950           0.000                712   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503210896                       3.000                   1.000                     6.000           13.000           3.000                690   Stated                                   Purchase                    Owner Occupied             CONDO
2503210912                       3.000                   1.000                     6.000           12.780           3.875                660   Stated                                   Purchase                    Owner Occupied             SFR
2503210937                       3.000                   1.000                     6.000           12.820           3.000                720   Stated                                   Purchase                    Owner Occupied             CONDO
2503210939                       3.000                   1.000                     6.000           12.425           3.875                656   Stated                                   Purchase                    Owner Occupied             SFR
2503210944                       0.000                   0.000                     0.000            7.990           0.000                674   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210949                       0.000                   0.000                     0.000            5.875           0.000                770   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503210951                       3.000                   1.000                     6.000           13.000           3.000                692   Stated                                   Purchase                    Owner Occupied             SFR
2503210957                       3.000                   1.000                     6.000           12.875           3.875                749   Stated                                   Purchase                    Investor                   SFR
2503210968                       3.000                   1.000                     6.000           13.250           3.000                625   Stated                                   Cash Out Refinance          Investor                   CONDO
2503210983                       0.000                   0.000                     0.000            5.990           0.000                746   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503211011                       3.000                   1.000                     6.000           12.860           3.000                662   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503211018                       3.000                   1.000                     6.000           12.990           3.000                627   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211019                       3.000                   1.000                     6.000           13.412           3.000                648   Stated                                   Purchase                    Owner Occupied             CONDO
2503211025                       0.000                   0.000                     0.000            7.875           0.000                697   Stated                                   Cash Out Refinance          Investor                   SFR
2503211040                       0.000                   0.000                     0.000            6.500           0.000                720   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211041                       3.000                   1.000                     6.000           12.325           3.000                706   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503211057                       3.000                   1.000                     6.000           13.320           3.875                664   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503211061                       3.000                   1.000                     6.000           11.715           3.000                795   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503211067                       3.000                   1.000                     6.000           13.250           3.000                659   Stated                                   Rate/Term Refinance         Investor                   SFR
2503211078                       0.000                   0.000                     0.000            5.750           0.000                655   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503211085                       0.000                   0.000                     0.000            6.625           0.000                683   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503211088                       0.000                   0.000                     0.000            6.750           0.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211096                       3.000                   1.000                     6.000           12.500           3.875                636   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503211119                       3.000                   1.000                     6.000           13.250           3.000                698   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503211121                       3.000                   1.000                     6.000           15.500           3.625                758   Stated                                   Purchase                    Investor                   SFR
2503211137                       3.000                   1.000                     6.000           12.350           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503211140                       3.000                   1.000                     6.000           13.500           3.000                688   Stated                                   Purchase                    Owner Occupied             SFR
2503211158                       0.000                   0.000                     0.000            7.750           0.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211161                       3.000                   1.000                     6.000           13.000           3.500                634   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503211166                       0.000                   0.000                     0.000            5.990           0.000                698   Express No Doc Verified Assets           Rate/Term Refinance         Owner Occupied             SFR
2503211168                       3.000                   1.000                     6.000           12.240           3.000                656   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211173                       3.000                   1.000                     6.000           11.800           3.000                802   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211178                       3.000                   1.000                     6.000           13.250           4.000                662   Stated                                   Purchase                    Owner Occupied             SFR
2503211184                       3.000                   1.000                     6.000           12.200           3.000                688   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211195                       3.000                   1.000                     6.000           12.950           3.000                657   Stated                                   Purchase                    Owner Occupied             SFR
2503211210                       3.000                   1.000                     6.000           13.250           3.000                747   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211225                       3.000                   1.000                     6.000           12.180           3.000                710   Full                                     Cash Out Refinance          Investor                   SFR
2503211229                       3.000                   1.000                     6.000           14.160           3.000                670   SISA                                     Rate/Term Refinance         Owner Occupied             CONDO
2503211239                       3.000                   1.000                     6.000           12.875           3.000                633   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503211240                       3.000                   1.000                     6.000           12.875           3.000                706   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503211251                       3.000                   1.000                     6.000           12.400           3.000                696   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211285                       3.000                   1.000                     6.000           11.990           3.000                641   Stated                                   Purchase                    Owner Occupied             SFR
2503211287                       3.000                   1.000                     6.000           13.500           4.000                685   Stated                                   Cash Out Refinance          Second Home                SFR
2503211306                       0.000                   0.000                     0.000            6.250           0.000                643   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503211336                       3.000                   1.000                     6.000           13.200           3.000                757   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211337                       0.000                   0.000                     0.000            5.875           0.000                671   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211341                       3.000                   1.000                     6.000           11.600           3.000                805   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211358                       3.000                   1.000                     6.000           12.399           3.000                671   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211369                       0.000                   0.000                     0.000            5.990           0.000                799   Stated                                   Cash Out Refinance          Investor                   SFR
2503211371                       3.000                   1.000                     6.000           11.750           3.000                735   Stated                                   Purchase                    Owner Occupied             SFR
2503211372                       0.000                   0.000                     0.000            6.125           0.000                751   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503211411                       3.000                   1.000                     6.000           13.600           3.000                758   Stated                                   Rate/Term Refinance         Investor                   3-FAMILY
2503211421                       3.000                   1.000                     6.000           12.500           3.500                719   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503211423                       3.000                   1.000                     6.000           12.663           3.000                659   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503211424                       3.000                   1.000                     6.000           13.810           3.000                778   Stated                                   Purchase                    Owner Occupied             SFR
2503211434                       3.000                   1.000                     6.000           12.750           3.000                642   Stated                                   Purchase                    Owner Occupied             SFR
2503211439                       3.000                   1.000                     6.000           12.400           3.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211441                       3.000                   1.000                     6.000           12.000           3.000                754   Stated                                   Cash Out Refinance          Investor                   SFR
2503211442                       0.000                   0.000                     0.000            6.250           0.000                806   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503211445                       3.000                   1.000                     6.000           13.500           3.000                676   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503211454                       3.000                   1.000                     6.000           13.150           3.000                700   Stated                                   Purchase                    Owner Occupied             SFR
2503211482                       3.000                   1.000                     6.000           12.490           3.000                679   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503211484                       3.000                   1.000                     6.000           13.380           3.000                678   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503211486                       3.000                   1.000                     6.000           13.760           3.000                671   Stated                                   Purchase                    Owner Occupied             CONDO
2503211494                       0.000                   0.000                     0.000            7.700           0.000                732   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211517                       3.000                   1.000                     6.000           13.030           3.000                601   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211551                       3.000                   1.000                     6.000           13.125           3.000                663   Full                                     Purchase                    Owner Occupied             CONDO
2503211552                       0.000                   0.000                     0.000            6.375           0.000                749   Stated                                   Rate/Term Refinance         Investor                   4-FAMILY
2503211555                       3.000                   1.000                     6.000           12.740           3.000                659   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503211560                       0.000                   0.000                     0.000            6.250           0.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503211571                       0.000                   0.000                     0.000            8.750           0.000                659   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211577                       0.000                   0.000                     0.000            7.250           0.000                664   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503211587                       0.000                   0.000                     0.000            6.375           0.000                786   SISA                                     Purchase                    Second Home                SFR
2503211595                       3.000                   1.000                     6.000           12.500           3.000                701   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503211609                       3.000                   1.000                     6.000           11.875           3.000                787   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503211614                       3.000                   1.000                     6.000           15.163           3.750                682   SISA                                     Purchase                    Investor                   SFR
2503211619                       0.000                   0.000                     0.000            6.350           0.000                807   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503211630                       3.000                   1.000                     6.000           12.875           3.000                623   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503211632                       0.000                   0.000                     0.000            6.750           0.000                664   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503211640                       0.000                   0.000                     0.000            5.927           0.000                760   Express Verified Assets                  Purchase                    Owner Occupied             D-PUDS
2503211651                       0.000                   0.000                     0.000            6.375           0.000                730   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503211664                       3.000                   1.000                     6.000           13.705           3.875                668   SISA                                     Cash Out Refinance          Investor                   SFR
2503211665                       0.000                   0.000                     0.000            6.500           0.000                677   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211666                       3.000                   1.000                     6.000           12.690           3.000                679   Stated                                   Cash Out Refinance          Investor                   SFR
2503211673                       3.000                   1.000                     6.000           12.125           3.000                764   Stated                                   Rate/Term Refinance         Investor                   SFR
2503211676                       0.000                   0.000                     0.000            5.990           0.000                683   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211685                       0.000                   0.000                     0.000            6.750           0.000                690   Stated                                   Purchase                    Investor                   SFR
2503211688                       0.000                   0.000                     0.000            6.750           0.000                716   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211714                       3.000                   1.000                     6.000           13.400           3.000                629   Stated                                   Purchase                    Owner Occupied             SFR
2503211736                       3.000                   1.000                     6.000           12.000           3.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503211750                       3.000                   1.000                     6.000           11.990           3.000                709   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211764                       3.000                   1.000                     6.000           12.125           3.000                651   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211770                       3.000                   1.000                     6.000           12.000           3.875                722   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503211778                       3.000                   1.000                     6.000           12.250           3.000                772   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503211783                       3.000                   1.000                     6.000           11.600           3.000                785   Stated                                   Purchase                    Owner Occupied             SFR
2503211788                       3.000                   1.000                     6.000           13.150           3.000                643   Stated                                   Purchase                    Owner Occupied             SFR
2503211791                       0.000                   0.000                     0.000            6.250           0.000                661   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503211813                       3.000                   1.000                     6.000           12.950           3.000                662   Stated                                   Cash Out Refinance          Investor                   SFR
2503211826                       3.000                   1.000                     6.000           12.875           3.000                738   Stated                                   Rate/Term Refinance         Investor                   4-FAMILY
2503211835                       0.000                   0.000                     0.000            6.750           0.000                744   Stated                                   Cash Out Refinance          Investor                   SFR
2503211849                       3.000                   1.000                     6.000           12.990           3.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503211861                       3.000                   1.000                     6.000           14.250           3.000                665   Stated                                   Purchase                    Investor                   2-FAMILY
2503211862                       3.000                   1.000                     6.000           11.875           3.875                725   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503211876                       0.000                   0.000                     0.000            7.250           0.000                762   Stated                                   Rate/Term Refinance         Investor                   SFR
2503211884                       3.000                   1.000                     6.000           13.510           3.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503211890                       3.000                   1.000                     6.000           11.625           3.875                763   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503211897                       0.000                   0.000                     0.000            6.400           0.000                710   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503211911                       3.000                   1.000                     6.000           12.750           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503211913                       3.000                   1.000                     6.000           11.875           3.000                686   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503211922                       0.000                   0.000                     0.000            6.250           0.000                692   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503211924                       0.000                   0.000                     0.000            6.875           0.000                718   Stated                                   Purchase                    Investor                   D-PUDS
2503211927                       0.000                   0.000                     0.000            6.500           0.000                696   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503211931                       0.000                   0.000                     0.000            5.799           0.000                808   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503211939                       3.000                   1.000                     6.000           13.250           3.000                715   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503211953                       3.000                   1.000                     6.000           12.250           3.000                756   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211957                       3.000                   1.000                     6.000           11.875           3.000                665   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             2-FAMILY
2503211961                       0.000                   0.000                     0.000            6.500           0.000                787   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503211965                       3.000                   1.000                     6.000           13.125           3.875                783   Stated                                   Purchase                    Owner Occupied             SFR
2503211975                       0.000                   0.000                     0.000            6.250           0.000                737   Stated                                   Cash Out Refinance          Investor                   PUD
2503211976                       0.000                   0.000                     0.000            6.875           0.000                689   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503211977                       0.000                   0.000                     0.000            5.750           0.000                705   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211986                       3.000                   1.000                     6.000           12.500           3.000                709   Stated                                   Purchase                    Investor                   CONDO
2503211987                       3.000                   1.000                     6.000           11.990           3.250                638   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212006                       3.000                   1.000                     6.000           12.650           3.000                757   Stated                                   Rate/Term Refinance         Investor                   SFR
2503212011                       0.000                   0.000                     0.000            6.250           0.000                701   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503212016                       3.000                   1.000                     6.000           12.625           3.000                768   Stated                                   Purchase                    Investor                   HI-RISE
2503212021                       3.000                   1.000                     6.000           11.250           3.000                723   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212024                       3.000                   1.000                     6.000           13.750           3.625                723   Stated                                   Rate/Term Refinance         Investor                   SFR
2503212047                       3.000                   1.000                     6.000           12.225           3.000                708   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212049                       3.000                   1.000                     6.000           11.930           3.000                713   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212052                       3.000                   1.000                     6.000           12.375           3.000                701   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503212065                       3.000                   1.000                     6.000           12.500           3.875                652   Stated                                   Purchase                    Owner Occupied             SFR
2503212092                       3.000                   1.000                     6.000           11.875           3.000                802   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212098                       3.000                   1.000                     6.000           13.000           3.000                641   Stated                                   Purchase                    Owner Occupied             SFR
2503212114                       0.000                   0.000                     0.000            8.090           0.000                695   Express No Doc Verified Assets           Purchase                    Owner Occupied             SFR
2503212117                       0.000                   0.000                     0.000            6.250           0.000                776   SISA                                     Cash Out Refinance          Investor                   2-FAMILY
2503212123                       0.000                   0.000                     0.000            7.650           0.000                649   Stated                                   Purchase                    Owner Occupied             SFR
2503212168                       0.000                   0.000                     0.000            6.250           0.000                680   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503212176                       3.000                   1.000                     6.000           14.875           3.875                605   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503212179                       0.000                   0.000                     0.000            6.125           0.000                643   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212190                       3.000                   1.000                     6.000           11.990           3.000                668   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212204                       0.000                   0.000                     0.000            8.000           0.000                769   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
2503212205                       3.000                   1.000                     6.000           12.500           3.000                689   Stated                                   Purchase                    Owner Occupied             SFR
2503212207                       3.000                   1.000                     6.000           11.950           3.875                713   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503212211                       3.000                   1.000                     6.000           12.900           3.000                678   Stated                                   Purchase                    Investor                   CONDO
2503212213                       0.000                   0.000                     0.000            6.250           0.000                710   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503212227                       3.000                   1.000                     6.000           12.450           3.000                748   Stated                                   Rate/Term Refinance         Owner Occupied             3-FAMILY
2503212233                       3.000                   1.000                     6.000           13.550           3.000                682   Stated                                   Purchase                    Owner Occupied             SFR
2503212242                       3.000                   1.000                     6.000           13.250           3.000                718   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212244                       0.000                   0.000                     0.000            7.200           0.000                682   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212245                       3.000                   1.000                     6.000           13.250           3.000                630   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212253                       3.000                   1.000                     6.000           11.500           3.000                737   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503212255                       0.000                   0.000                     0.000            7.875           0.000                697   Stated                                   Cash Out Refinance          Investor                   SFR
2503212260                       0.000                   0.000                     0.000            6.700           0.000                694   Stated                                   Purchase                    Owner Occupied             SFR
2503212268                       3.000                   1.000                     6.000           11.990           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503212274                       3.000                   1.000                     6.000           13.280           3.000                801   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503212310                       3.000                   1.000                     6.000           12.430           3.875                706   Stated                                   Purchase                    Owner Occupied             SFR
2503212312                       3.000                   1.000                     6.000           11.990           3.000                716   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503212319                       3.000                   1.000                     6.000           11.450           3.000                689   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503212327                       3.000                   1.000                     6.000           12.100           3.875                666   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212330                       3.000                   1.000                     6.000           13.550           3.000                651   Stated                                   Purchase                    Owner Occupied             SFR
2503212333                       3.000                   1.000                     6.000           12.775           3.000                718   Stated                                   Purchase                    Investor                   SFR
2503212334                       3.000                   1.000                     6.000           12.850           3.000                700   Stated                                   Rate/Term Refinance         Investor                   SFR
2503212343                       3.000                   1.000                     6.000           11.875           3.000                770   Stated                                   Cash Out Refinance          Investor                   CONDO
2503212350                       0.000                   0.000                     0.000            6.660           0.000                666   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212351                       3.000                   1.000                     6.000           11.500           3.000                776   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503212366                       3.000                   1.000                     6.000           14.250           3.875                713   Express Non-Verified Assets              Purchase                    Investor                   4-FAMILY
2503212375                       3.000                   1.000                     6.000           12.650           3.000                672   Stated                                   Purchase                    Owner Occupied             SFR
2503212387                       3.000                   1.000                     6.000           12.050           3.000                713   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212401                       3.000                   1.000                     6.000           13.200           3.000                676   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503212425                       0.000                   0.000                     0.000            6.250           0.000                683   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212436                       3.000                   1.000                     6.000           11.870           3.000                732   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212439                       0.000                   0.000                     0.000            6.490           0.000                685   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503212450                       3.000                   1.000                     6.000           12.990           3.000                678   Stated                                   Purchase                    Owner Occupied             SFR
2503212456                       3.000                   1.000                     6.000           12.250           3.000                677   Stated                                   Purchase                    Owner Occupied             SFR
2503212457                       0.000                   0.000                     0.000            6.956           0.000                717   Express No Doc                           Cash Out Refinance          Owner Occupied             PUD
2503212466                       3.000                   1.000                     6.000           12.555           3.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503212475                       3.000                   1.000                     6.000           12.750           3.000                671   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503212498                       3.000                   1.000                     6.000           12.125           3.875                706   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212532                       3.000                   1.000                     6.000           11.950           3.000                763   Stated                                   Purchase                    Owner Occupied             SFR
2503212542                       3.000                   1.000                     6.000           12.650           3.000                689   Stated                                   Purchase                    Owner Occupied             SFR
2503212549                       0.000                   0.000                     0.000            5.875           0.000                724   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212563                       3.000                   1.000                     6.000           12.470           3.000                741   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503212582                       0.000                   0.000                     0.000            5.890           0.000                712   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212586                       3.000                   1.000                     6.000           13.460           3.000                703   Stated                                   Purchase                    Investor                   SFR
2503212587                       3.000                   1.000                     6.000           13.990           3.000                730   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503212611                       3.000                   1.000                     6.000           12.983           3.000                679   Stated                                   Purchase                    Investor                   2-FAMILY
2503212617                       3.000                   1.000                     6.000           13.350           3.000                668   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212623                       3.000                   1.000                     6.000           11.850           3.000                745   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212630                       3.000                   1.000                     6.000           12.550           3.000                666   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503212638                       3.000                   1.000                     6.000           12.125           3.000                713   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212647                       3.000                   1.000                     6.000           12.625           3.000                619   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503212649                       0.000                   0.000                     0.000            6.500           0.000                730   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212651                       3.000                   1.000                     6.000           13.100           3.000                666   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212655                       3.000                   1.000                     6.000           12.750           3.000                663   Stated                                   Purchase                    Owner Occupied             SFR
2503212677                       3.000                   1.000                     6.000           13.030           3.875                652   Stated                                   Purchase                    Owner Occupied             SFR
2503212679                       0.000                   0.000                     0.000            6.675           0.000                716   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503212685                       0.000                   0.000                     0.000            5.750           0.000                799   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503212691                       3.000                   1.000                     6.000           12.550           3.000                610   Stated                                   Cash Out Refinance          Investor                   SFR
2503212698                       3.000                   1.000                     6.000           12.500           3.000                698   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212699                       3.000                   1.000                     6.000           12.500           3.000                737   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212712                       0.000                   0.000                     0.000            5.843           0.000                626   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212713                       0.000                   0.000                     0.000            6.875           0.000                639   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212716                       3.000                   1.000                     6.000           12.500           3.000                782   Stated                                   Purchase                    Owner Occupied             SFR
2503212723                       0.000                   0.000                     0.000            5.529           0.000                731   Full                                     Purchase                    Owner Occupied             SFR
2503212725                       3.000                   1.000                     6.000           13.500           3.000                668   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503212727                       3.000                   1.000                     6.000           12.875           3.875                702   Stated                                   Rate/Term Refinance         Second Home                2-FAMILY
2503212730                       3.000                   1.000                     6.000           11.750           3.000                752   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212744                       3.000                   1.000                     6.000           12.740           3.000                685   Stated                                   Purchase                    Owner Occupied             SFR
2503212750                       3.000                   1.000                     6.000           11.950           3.000                687   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503212767                       3.000                   1.000                     6.000           12.450           3.875                670   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212783                       3.000                   1.000                     6.000           14.000           4.040                647   Stated                                   Purchase                    Owner Occupied             SFR
2503212789                       3.000                   1.000                     6.000           11.950           3.000                682   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212811                       0.000                   0.000                     0.000            7.100           0.000                778   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503212821                       0.000                   0.000                     0.000            5.875           0.000                681   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212829                       3.000                   1.000                     6.000           11.800           3.000                765   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212852                       3.000                   1.000                     6.000           12.250           3.875                684   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212855                       3.000                   1.000                     6.000           12.875           3.000                640   Full                                     Purchase                    Second Home                CONDO
2503212900                       0.000                   0.000                     0.000            6.875           0.000                701   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212902                       3.000                   1.000                     6.000           12.780           3.875                654   SISA                                     Cash Out Refinance          Investor                   2-FAMILY
2503212911                       3.000                   1.000                     6.000           13.250           3.875                661   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212913                       3.000                   1.000                     6.000           12.990           3.875                716   Stated                                   Purchase                    Owner Occupied             CONDO
2503212927                       3.000                   1.000                     6.000           12.500           3.875                735   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503212935                       0.000                   0.000                     0.000            6.950           0.000                654   Stated                                   Purchase                    Owner Occupied             CONDO
2503212940                       3.000                   1.000                     6.000           12.600           3.000                689   Stated                                   Purchase                    Owner Occupied             PUD
2503212947                       3.000                   1.000                     6.000           12.490           3.000                652   Stated                                   Purchase                    Owner Occupied             CONDO
2503212962                       3.000                   1.000                     6.000           13.925           3.875                744   SISA                                     Cash Out Refinance          Investor                   SFR
2503212968                       3.000                   1.000                     6.000           13.000           3.000                654   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212978                       3.000                   1.000                     6.000           13.100           3.000                734   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503212982                       3.000                   1.000                     6.000           11.990           3.000                775   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503212988                       3.000                   1.000                     6.000           12.740           3.000                657   Stated                                   Purchase                    Owner Occupied             CONDO
2503213007                       3.000                   1.000                     6.000           11.920           4.000                726   SISA                                     Cash Out Refinance          Investor                   SFR
2503213014                       3.000                   1.000                     6.000           12.500           3.875                698   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503213015                       0.000                   0.000                     0.000            6.570           0.000                696   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213029                       3.000                   1.000                     6.000           12.500           3.000                600   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213033                       3.000                   1.000                     6.000           13.330           3.000                645   Stated                                   Rate/Term Refinance         Investor                   SFR
2503213043                       3.000                   1.000                     6.000           13.100           3.000                700   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503213056                       3.000                   1.000                     6.000           13.250           3.000                650   Stated                                   Purchase                    Owner Occupied             SFR
2503213059                       0.000                   0.000                     0.000            6.325           0.000                706   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213070                       3.000                   1.000                     6.000           11.750           3.000                686   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213071                       0.000                   0.000                     0.000            8.500           0.000                651   Stated                                   Cash Out Refinance          Investor                   SFR
2503213075                       3.000                   1.000                     6.000           12.175           3.000                747   Stated                                   Purchase                    Owner Occupied             SFR
2503213078                       0.000                   0.000                     0.000            6.990           0.000                820   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503213086                       3.000                   1.000                     6.000           12.300           3.000                781   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213090                       3.000                   1.000                     6.000           12.900           3.875                696   Stated                                   Cash Out Refinance          Investor                   SFR
2503213100                       3.000                   1.000                     6.000           13.050           3.875                659   Stated                                   Purchase                    Owner Occupied             SFR
2503213124                       3.000                   1.000                     6.000           13.500           3.500                693   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503213146                       3.000                   1.000                     6.000           12.440           3.000                718   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503213149                       3.000                   1.000                     6.000           12.800           3.000                678   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503213150                       0.000                   0.000                     0.000            6.545           0.000                695   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213153                       3.000                   1.000                     6.000           13.375           3.000                710   Stated                                   Purchase                    Investor                   2-FAMILY
2503213160                       0.000                   0.000                     0.000            5.990           0.000                721   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213167                       3.000                   1.000                     6.000           11.990           3.000                772   Stated                                   Purchase                    Investor                   D-PUDS
2503213223                       0.000                   0.000                     0.000            6.375           0.000                678   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503213229                       3.000                   1.000                     6.000           13.375           3.875                657   Stated                                   Purchase                    Owner Occupied             CONDO
2503213239                       3.000                   1.000                     6.000           12.000           3.000                776   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213244                       3.000                   1.000                     6.000           13.000           3.000                713   Stated                                   Purchase                    Owner Occupied             SFR
2503213257                       3.000                   1.000                     6.000           13.750           3.000                705   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503213272                       3.000                   1.000                     6.000           12.750           3.000                709   Full                                     Purchase                    Owner Occupied             PUD
2503213288                       0.000                   0.000                     0.000            6.375           0.000                647   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213317                       0.000                   0.000                     0.000            6.875           0.000                647   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213322                       3.000                   1.000                     6.000           11.525           3.000                700   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503213324                       3.000                   1.000                     6.000           12.500           3.000                780   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503213327                       3.000                   1.000                     6.000           13.310           3.000                670   Stated                                   Purchase                    Investor                   TOWNHOUSE
2503213342                       0.000                   0.000                     0.000            6.500           0.000                703   Stated                                   Cash Out Refinance          Second Home                CONDO
2503213351                       0.000                   0.000                     0.000            7.250           0.000                667   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503213359                       3.000                   1.000                     6.000           13.075           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503213387                       3.000                   1.000                     6.000           12.150           3.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213398                       0.000                   0.000                     0.000            6.250           0.000                711   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503213402                       0.000                   0.000                     0.000            6.875           0.000                727   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503213406                       3.000                   1.000                     6.000           12.650           3.000                633   Express Verified Assets                  Rate/Term Refinance         Owner Occupied             SFR
2503213417                       3.000                   1.000                     6.000           12.900           3.875                740   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213430                       3.000                   1.000                     6.000           12.350           3.000                798   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213436                       3.000                   1.000                     6.000           12.890           3.625                662   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213441                       3.000                   1.000                     6.000           12.880           3.000                737   Stated                                   Purchase                    Owner Occupied             CONDO
2503213457                       3.000                   1.000                     6.000           12.210           3.000                720   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213465                       3.000                   1.000                     6.000           12.325           3.875                689   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213466                       3.000                   1.000                     6.000           12.500           3.000                784   Stated                                   Cash Out Refinance          Second Home                D-PUDS
2503213468                       0.000                   0.000                     0.000            5.875           0.000                778   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213491                       0.000                   0.000                     0.000            5.875           0.000                648   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213497                       3.000                   1.000                     6.000           11.875           3.000                700   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213506                       3.000                   1.000                     6.000           12.500           3.875                681   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503213524                       3.000                   1.000                     6.000           13.500           3.000                749   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503213542                       3.000                   1.000                     6.000           12.300           3.000                687   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503213550                       0.000                   0.000                     0.000            5.800           0.000                778   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213555                       0.000                   0.000                     0.000            6.200           0.000                720   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503213567                       3.000                   1.000                     6.000           12.550           3.875                690   Full                                     Purchase                    Owner Occupied             SFR
2503213570                       3.000                   1.000                     6.000           12.500           4.000                734   Stated                                   Purchase                    Owner Occupied             SFR
2503213597                       3.000                   1.000                     6.000           12.375           3.000                726   Stated                                   Purchase                    Owner Occupied             SFR
2503213603                       3.000                   1.000                     6.000           13.250           3.000                744   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213616                       3.000                   1.000                     6.000           12.990           3.000                659   Stated                                   Purchase                    Owner Occupied             SFR
2503213623                       3.000                   1.000                     6.000           13.000           3.875                715   Stated                                   Purchase                    Owner Occupied             SFR
2503213626                       0.000                   0.000                     0.000            6.670           0.000                751   Express No Doc                           Cash Out Refinance          Owner Occupied             SFR
2503213640                       3.000                   1.000                     6.000           13.500           3.000                642   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503213641                       3.000                   1.000                     6.000           15.999           3.000                724   Stated                                   Purchase                    Investor                   SFR
2503213647                       3.000                   1.000                     6.000           12.400           3.000                712   Stated                                   Rate/Term Refinance         Investor                   HI-RISE
2503213659                       3.000                   1.000                     6.000           12.450           3.875                758   Stated                                   Purchase                    Owner Occupied             SFR
2503213669                       0.000                   0.000                     0.000            6.250           0.000                722   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503213681                       3.000                   1.000                     6.000           12.500           3.000                650   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213718                       3.000                   1.000                     6.000           12.490           3.875                695   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
2503213719                       3.000                   1.000                     6.000           13.350           3.000                703   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503213744                       0.000                   0.000                     0.000            7.500           0.000                636   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503213751                       0.000                   0.000                     0.000            5.875           0.000                800   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213761                       3.000                   1.000                     6.000           13.625           3.875                697   Stated                                   Purchase                    Investor                   SFR
2503213763                       3.000                   1.000                     6.000           16.790           4.375                624   Stated                                   Purchase                    Investor                   2-FAMILY
2503213770                       3.000                   1.000                     6.000           13.725           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503213806                       3.000                   1.000                     6.000           14.125           4.000                659   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213807                       3.000                   1.000                     5.000           11.990           3.000                647   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213813                       0.000                   0.000                     0.000            5.500           0.000                744   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213814                       3.000                   1.000                     6.000           13.000           3.875                735   Stated                                   Purchase                    Owner Occupied             SFR
2503213822                       0.000                   0.000                     0.000            6.375           0.000                699   Stated                                   Purchase                    Investor                   SFR
2503213832                       3.000                   1.000                     6.000           12.950           3.000                699   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503213835                       3.000                   1.000                     6.000           13.000           3.000                691   Stated                                   Purchase                    Owner Occupied             SFR
2503213840                       0.000                   0.000                     0.000            6.250           0.000                694   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503213868                       3.000                   1.000                     6.000           14.000           3.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503213869                       3.000                   1.000                     6.000           13.550           3.750                694   SISA                                     Cash Out Refinance          Owner Occupied             CONDO
2503213892                       3.000                   1.000                     6.000           12.600           3.000                641   Stated                                   Rate/Term Refinance         Owner Occupied             PUD
2503213893                       3.000                   1.000                     6.000           12.400           3.000                719   Stated                                   Purchase                    Owner Occupied             SFR
2503213914                       0.000                   0.000                     0.000            6.425           0.000                675   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503213919                       3.000                   1.000                     6.000           12.500           3.875                740   Stated                                   Purchase                    Owner Occupied             SFR
2503213930                       3.000                   1.000                     6.000           13.500           3.000                692   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503213940                       3.000                   1.000                     6.000           12.750           3.000                641   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213951                       0.000                   0.000                     0.000            5.950           0.000                731   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503213965                       3.000                   1.000                     6.000           13.070           3.000                669   Stated                                   Purchase                    Owner Occupied             SFR
2503213985                       0.000                   0.000                     0.000            5.875           0.000                807   Full                                     Purchase                    Owner Occupied             PUD
2503213986                       3.000                   1.000                     6.000           12.750           3.000                692   Stated                                   Purchase                    Owner Occupied             SFR
2503213999                       3.000                   1.000                     6.000           12.990           4.125                651   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503214016                       3.000                   1.000                     6.000           14.500           3.750                757   SISA                                     Purchase                    Second Home                CONDO
2503214017                       3.000                   1.000                     5.740           11.990           3.000                699   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503214018                       3.000                   1.000                     6.000           12.750           3.000                717   Stated                                   Purchase                    Owner Occupied             SFR
2503214031                       3.000                   1.000                     6.000           13.615           2.750                649   Stated                                   Cash Out Refinance          Investor                   CONDO
2503214046                       3.000                   1.000                     6.000           12.000           3.000                682   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503214051                       3.000                   1.000                     6.000           13.280           3.000                663   Stated                                   Purchase                    Investor                   SFR
2503214059                       3.000                   1.000                     6.000           13.000           3.000                649   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214072                       3.000                   1.000                     6.000           11.750           3.000                647   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214074                       3.000                   1.000                     6.000           12.050           3.000                762   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503214082                       3.000                   1.000                     6.000           14.040           3.000                661   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214091                       3.000                   1.000                     6.000           13.140           3.875                746   Stated                                   Cash Out Refinance          Owner Occupied             4-FAMILY
2503214103                       3.000                   1.000                     6.000           13.750           3.000                679   Stated                                   Purchase                    Investor                   SFR
2503214115                       0.000                   0.000                     0.000            7.990           0.000                679   Stated                                   Cash Out Refinance          Investor                   SFR
2503214127                       0.000                   0.000                     0.000            6.990           0.000                665   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503214134                       3.000                   1.000                     6.000           14.125           3.000                634   Stated                                   Cash Out Refinance          Investor                   SFR
2503214135                       0.000                   0.000                     0.000            7.625           0.000                688   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503214136                       3.000                   1.000                     6.000           13.250           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503214138                       3.000                   1.000                     6.000           12.950           3.000                711   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214140                       3.000                   1.000                     6.000           13.750           3.000                712   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503214145                       3.000                   1.000                     6.000           12.692           3.000                601   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214147                       3.000                   1.000                     6.000           13.317           3.000                650   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214164                       3.000                   1.000                     6.000           11.990           3.000                699   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214171                       0.000                   0.000                     0.000            7.990           0.000                679   Stated                                   Cash Out Refinance          Investor                   SFR
2503214178                       3.000                   1.000                     6.000           13.250           3.875                726   Stated                                   Purchase                    Investor                   SFR
2503214179                       3.000                   1.000                     6.000           11.875           3.000                662   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503214184                       3.000                   1.000                     6.000           12.750           3.000                752   Stated                                   Purchase                    Owner Occupied             SFR
2503214197                       3.000                   1.000                     5.070           12.860           3.000                672   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503214202                       3.000                   1.000                     6.000           13.375           3.000                655   Stated                                   Purchase                    Investor                   SFR
2503214226                       3.000                   1.000                     6.000           13.480           3.000                646   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214230                       3.000                   1.000                     6.000           13.280           3.000                686   Stated                                   Purchase                    Investor                   PUD
2503214237                       3.000                   1.000                     6.000           12.900           3.000                651   Full                                     Rate/Term Refinance         Investor                   CONDO
2503214248                       3.000                   1.000                     6.000           12.500           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
2503214258                       3.000                   1.000                     6.000           12.500           3.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503214262                       3.000                   1.000                     6.000           13.580           4.000                719   Stated                                   Cash Out Refinance          Investor                   SFR
2503214284                       0.000                   0.000                     0.000            7.118           0.000                666   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214298                       3.000                   1.000                     6.000           14.299           3.000                688   Stated                                   Rate/Term Refinance         Owner Occupied             4-FAMILY
2503214303                       3.000                   1.000                     6.000           12.500           3.875                627   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503214310                       3.000                   1.000                     6.000           12.400           3.000                723   Stated                                   Purchase                    Owner Occupied             SFR
2503214315                       3.000                   1.000                     6.000           15.920           3.875                654   Stated                                   Purchase                    Investor                   SFR
2503214330                       3.000                   1.000                     6.000           13.200           3.000                721   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214346                       0.000                   0.000                     0.000            5.590           0.000                796   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214361                       3.000                   1.000                     6.000           13.800           3.000                666   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214366                       3.000                   1.000                     6.000           12.375           3.000                771   Stated                                   Purchase                    Owner Occupied             SFR
2503214393                       3.000                   1.000                     6.000           13.250           3.875                717   Stated                                   Purchase                    Owner Occupied             SFR
2503214394                       0.000                   0.000                     0.000            5.880           0.000                813   Express Verified Assets                  Cash Out Refinance          Owner Occupied             4-FAMILY
2503214411                       3.000                   1.000                     6.000           12.625           3.000                701   Stated                                   Purchase                    Owner Occupied             SFR
2503214421                       3.000                   1.000                     6.000           13.125           3.875                705   Stated                                   Purchase                    Investor                   SFR
2503214425                       3.000                   1.000                     6.000           14.000           3.000                648   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214429                       0.000                   0.000                     0.000            6.750           0.000                625   Full                                     Cash Out Refinance          Investor                   SFR
2503214433                       0.000                   0.000                     0.000            6.450           0.000                701   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503214435                       3.000                   1.000                     6.000           13.380           3.000                702   Stated                                   Purchase                    Owner Occupied             SFR
2503214437                       0.000                   0.000                     0.000            6.200           0.000                691   Stated                                   Rate/Term Refinance         Second Home                SFR
2503214438                       3.000                   1.000                     6.000           12.875           3.000                654   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503214462                       3.000                   1.000                     6.000           13.100           3.000                762   Express Verified Assets                  Rate/Term Refinance         Investor                   SFR
2503214465                       0.000                   0.000                     0.000            6.990           0.000                740   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214475                       3.000                   1.000                     6.000           11.900           3.000                773   Express Verified Assets                  Cash Out Refinance          Owner Occupied             SFR
2503214491                       0.000                   0.000                     0.000            6.590           0.000                688   Stated                                   Cash Out Refinance          Investor                   SFR
2503214494                       3.000                   1.000                     6.000           13.150           3.000                765   SISA                                     Purchase                    Owner Occupied             SFR
2503214501                       3.000                   1.000                     6.000           12.500           3.875                692   Stated                                   Purchase                    Owner Occupied             SFR
2503214504                       3.000                   1.000                     6.000           11.650           3.500                732   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503214507                       0.000                   0.000                     0.000            5.975           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503214527                       3.000                   1.000                     6.000           11.950           3.875                768   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503214539                       3.000                   1.000                     6.000           12.375           3.000                686   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214559                       3.000                   1.000                     6.000           12.250           4.000                650   Full                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503214564                       3.000                   1.000                     6.000           13.510           3.000                664   Stated                                   Purchase                    Owner Occupied             CONDO
2503214569                       3.000                   1.000                     6.000           12.250           3.875                784   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503214575                       3.000                   1.000                     6.000           12.875           3.000                672   Stated                                   Rate/Term Refinance         Investor                   SFR
2503214582                       3.000                   1.000                     6.000           12.300           3.000                645   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503214599                       3.000                   1.000                     6.000           13.250           3.000                735   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214631                       3.000                   1.000                     6.000           13.600           3.000                719   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503214652                       3.000                   1.000                     6.000           12.500           3.000                646   Stated                                   Purchase                    Owner Occupied             SFR
2503214658                       3.000                   1.000                     6.000           13.800           3.875                665   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214663                       3.000                   1.000                     6.000           12.625           3.000                629   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503214678                       3.000                   1.000                     6.000           13.000           3.875                649   Stated                                   Cash Out Refinance          Investor                   HI-RISE
2503214686                       3.000                   1.000                     6.000           12.620           3.000                715   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214690                       3.000                   1.000                     6.000           12.990           3.000                764   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214698                       0.000                   0.000                     0.000            6.875           0.000                714   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503214736                       3.000                   1.000                     6.000           11.800           3.000                705   Stated                                   Cash Out Refinance          Investor                   SFR
2503214765                       0.000                   0.000                     0.000            6.930           0.000                689   Full                                     Purchase                    Investor                   CONDO
2503214767                       3.000                   1.000                     6.000           12.300           3.000                757   Stated                                   Purchase                    Owner Occupied             SFR
2503214781                       3.000                   1.000                     6.000           14.250           3.000                669   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214801                       0.000                   0.000                     0.000            6.625           0.000                728   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214804                       3.000                   1.000                     6.000           12.500           3.875                653   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503214807                       3.000                   1.000                     6.000           14.850           3.000                664   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214820                       0.000                   0.000                     0.000            7.000           0.000                619   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214828                       3.000                   1.000                     6.000           13.500           3.000                667   Stated                                   Purchase                    Owner Occupied             SFR
2503214835                       3.000                   1.000                     6.000           14.125           3.000                681   Stated                                   Purchase                    Investor                   SFR
2503214837                       3.000                   1.000                     6.000           13.990           3.000                659   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503214849                       3.000                   1.000                     6.000           13.990           3.875                659   Stated                                   Rate/Term Refinance         Investor                   3-FAMILY
2503214859                       3.000                   1.000                     6.000           13.125           3.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503214863                       3.000                   1.000                     6.000           11.863           3.000                704   Stated                                   Purchase                    Owner Occupied             SFR
2503214916                       3.000                   1.000                     6.000           11.990           3.875                699   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214920                       0.000                   0.000                     0.000            6.745           0.000                631   FISA                                     Rate/Term Refinance         Owner Occupied             PUD
2503214946                       3.000                   1.000                     6.000           14.300           3.000                640   Stated                                   Purchase                    Owner Occupied             CONDO
2503214948                       3.000                   1.000                     6.000           12.780           3.000                701   Stated                                   Purchase                    Investor                   SFR
2503215015                       3.000                   1.000                     6.000           12.375           3.000                723   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503215016                       1.000                   1.000                     6.000           12.015           3.000                731   Full                                     Purchase                    Investor                   HI-RISE
2503215020                       0.000                   0.000                     0.000            7.370           0.000                652   Stated                                   Purchase                    Owner Occupied             SFR
2503215036                       3.000                   1.000                     6.000           12.250           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503215040                       3.000                   1.000                     6.000           12.500           3.875                699   Stated                                   Rate/Term Refinance         Second Home                SFR
2503215054                       3.000                   1.000                     6.000           12.250           3.875                624   Full                                     Purchase                    Owner Occupied             SFR
2503215072                       3.000                   1.000                     6.000           14.125           3.000                634   Stated                                   Cash Out Refinance          Investor                   SFR
2503215097                       3.000                   1.000                     6.000           12.050           3.000                709   Stated                                   Rate/Term Refinance         Second Home                SFR
2503215118                       3.000                   1.000                     6.000           14.420           3.000                728   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503215120                       3.000                   1.000                     6.000           13.110           3.000                752   Full                                     Cash Out Refinance          Owner Occupied             2-FAMILY
2503215125                       3.000                   1.000                     6.000           12.500           3.000                689   Full                                     Rate/Term Refinance         Owner Occupied             SFR
2503215126                       3.000                   1.000                     6.000           12.375           4.000                696   Stated                                   Rate/Term Refinance         Investor                   SFR
2503215127                       3.000                   1.000                     6.000           15.990           3.000                678   Stated                                   Purchase                    Investor                   2-FAMILY
2503215150                       3.000                   1.000                     6.000           14.500           4.125                641   SISA                                     Cash Out Refinance          Owner Occupied             D-PUDS
2503215168                       3.000                   1.000                     6.000           12.692           3.000                701   Stated                                   Purchase                    Owner Occupied             CONDO
2503215176                       3.000                   1.000                     6.000           13.125           3.000                715   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503215179                       0.000                   0.000                     0.000            6.500           0.000                617   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503215183                       3.000                   1.000                     6.000           12.250           3.625                715   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215190                       0.000                   0.000                     0.000            6.875           0.000                718   Stated                                   Purchase                    Investor                   CONDO
2503215191                       3.000                   1.000                     6.000           13.475           3.000                683   Stated                                   Purchase                    Investor                   SFR
2503215197                       0.000                   0.000                     0.000            6.000           0.000                792   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215198                       3.000                   1.000                     6.000           13.250           4.000                637   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503215201                       3.000                   1.000                     6.000           12.655           3.000                702   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215209                       3.000                   1.000                     6.000           12.940           3.000                644   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503215216                       3.000                   1.000                     6.000           12.550           3.000                682   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215232                       3.000                   1.000                     6.000           11.950           3.000                734   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215242                       0.000                   0.000                     0.000            6.375           0.000                773   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215269                       3.000                   1.000                     6.000           14.950           3.875                748   SISA                                     Purchase                    Investor                   SFR
2503215291                       3.000                   1.000                     6.000           12.450           3.000                675   Stated                                   Purchase                    Owner Occupied             SFR
2503215293                       0.000                   0.000                     0.000            7.500           0.000                613   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503215330                       3.000                   1.000                     6.000           11.990           3.000                698   Stated                                   Purchase                    Owner Occupied             SFR
2503215349                       3.000                   1.000                     6.000           12.850           3.000                702   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215368                       3.000                   1.000                     6.000           12.875           3.000                651   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215370                       3.000                   1.000                     6.000           13.360           3.875                642   Stated                                   Purchase                    Owner Occupied             SFR
2503215376                       3.000                   1.000                     6.000           12.100           3.000                738   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215386                       3.000                   1.000                     6.000           13.500           3.000                641   Express Verified Assets                  Cash Out Refinance          Owner Occupied             HI-RISE
2503215391                       3.000                   1.000                     6.000           13.990           3.000                688   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503215398                       3.000                   1.000                     6.000           12.750           3.000                692   Stated                                   Cash Out Refinance          Investor                   SFR
2503215412                       3.000                   1.000                     6.000           12.750           3.000                674   Stated                                   Purchase                    Owner Occupied             SFR
2503215430                       3.000                   1.000                     6.000           11.745           3.000                752   Stated                                   Purchase                    Owner Occupied             SFR
2503215431                       3.000                   1.000                     6.000           12.875           3.000                728   Stated                                   Purchase                    Owner Occupied             SFR
2503215436                       3.000                   1.000                     6.000           12.250           3.000                701   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215437                       3.000                   1.000                     6.000           11.875           3.000                709   Stated                                   Rate/Term Refinance         Investor                   SFR
2503215443                       3.000                   1.000                     6.000           12.300           3.000                770   Stated                                   Purchase                    Second Home                PUD
2503215444                       3.000                   1.000                     6.000           13.798           3.000                647   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
2503215461                       3.000                   1.000                     6.000           12.650           3.000                647   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503215476                       3.000                   1.000                     6.000           12.180           3.875                718   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503215479                       3.000                   1.000                     6.000           12.850           3.875                704   Stated                                   Cash Out Refinance          Investor                   SFR
2503215496                       0.000                   0.000                     0.000            7.250           0.000                631   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215503                       3.000                   1.000                     6.000           12.000           3.000                666   Full                                     Purchase                    Owner Occupied             SFR
2503215504                       3.000                   1.000                     6.000           13.095           3.000                680   Stated                                   Rate/Term Refinance         Owner Occupied             D-PUDS
2503215509                       0.000                   0.000                     0.000            6.700           0.000                606   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215532                       0.000                   0.000                     0.000            6.060           0.000                693   Stated                                   Cash Out Refinance          Investor                   SFR
2503215536                       3.000                   1.000                     6.000           14.000           4.000                656   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503215541                       3.000                   1.000                     6.000           11.750           3.000                802   Stated                                   Purchase                    Owner Occupied             CONDO
2503215545                       3.000                   1.000                     6.000           12.875           3.875                645   Stated                                   Purchase                    Owner Occupied             SFR
2503215551                       0.000                   0.000                     0.000            5.900           0.000                702   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215561                       3.000                   1.000                     6.000           12.875           3.000                711   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215574                       3.000                   1.000                     6.000           12.585           3.000                705   Stated                                   Cash Out Refinance          Investor                   CONDO
2503215579                       3.000                   1.000                     6.000           13.250           3.625                680   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215592                       3.000                   1.000                     6.000           12.250           3.000                644   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215593                       3.000                   1.000                     6.000           13.500           3.000                652   Stated                                   Purchase                    Owner Occupied             SFR
2503215604                       0.000                   0.000                     0.000            6.550           0.000                699   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503215625                       3.000                   1.000                     6.000           12.990           3.000                685   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215642                       3.000                   1.000                     6.000           13.500           3.000                744   Stated                                   Purchase                    Owner Occupied             SFR
2503215650                       3.000                   1.000                     6.000           16.990           5.550                651   SISA                                     Cash Out Refinance          Investor                   SFR
2503215656                       3.000                   1.000                     6.000           12.750           3.000                620   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215663                       3.000                   1.000                     6.000           12.750           3.000                767   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503215683                       3.000                   1.000                     6.000           12.950           3.000                646   Express Non-Verified Assets              Cash Out Refinance          Investor                   CONDO
2503215699                       3.000                   1.000                     6.000           13.990           3.000                702   Stated                                   Cash Out Refinance          Investor                   CONDO
2503215716                       3.000                   1.000                     6.000           12.750           3.500                693   Stated                                   Purchase                    Owner Occupied             CONDO
2503215718                       0.000                   0.000                     0.000            7.250           0.000                706   Express Verified Assets                  Cash Out Refinance          Investor                   SFR
2503215723                       3.000                   1.000                     6.000           11.950           3.000                774   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215725                       3.000                   1.000                     6.000           13.160           3.000                757   Stated                                   Purchase                    Owner Occupied             SFR
2503215726                       0.000                   0.000                     0.000            6.400           0.000                684   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215728                       3.000                   1.000                     6.000           12.400           3.000                712   Stated                                   Rate/Term Refinance         Investor                   HI-RISE
2503215731                       3.000                   1.000                     6.000           12.690           3.875                660   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215734                       3.000                   1.000                     6.000           12.450           3.000                707   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215744                       0.000                   0.000                     0.000            6.200           0.000                697   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215750                       3.000                   1.000                     6.000           12.750           3.875                751   Stated                                   Purchase                    Owner Occupied             SFR
2503215752                       3.000                   1.000                     6.000           12.500           3.875                681   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215760                       3.000                   1.000                     6.000           13.390           3.875                645   Stated                                   Purchase                    Owner Occupied             SFR
2503215790                       3.000                   1.000                     6.000           13.350           3.500                681   SISA                                     Cash Out Refinance          Investor                   PUD
2503215803                       3.000                   1.000                     6.000           15.050           3.000                655   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503215808                       3.000                   1.000                     6.000           13.250           3.000                688   Stated                                   Purchase                    Owner Occupied             CONDO
2503215820                       3.000                   1.000                     6.000           12.430           3.750                642   Stated                                   Purchase                    Owner Occupied             CONDO
2503215831                       3.000                   1.000                     6.000           12.900           3.875                668   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503215856                       3.000                   1.000                     6.000           13.125           3.000                607   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215862                       3.000                   1.000                     6.000           12.350           3.000                669   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503215889                       3.000                   1.000                     6.000           13.200           3.000                658   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503215891                       0.000                   0.000                     0.000            7.375           0.000                683   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503215928                       3.000                   1.000                     6.000           12.750           3.000                691   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503215945                       3.000                   1.000                     6.000           13.375           3.000                683   Stated                                   Purchase                    Owner Occupied             SFR
2503215957                       3.000                   1.000                     6.000           12.550           3.000                693   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503215971                       3.000                   1.000                     6.000           13.150           3.000                717   Stated                                   Cash Out Refinance          Investor                   SFR
2503215993                       3.000                   1.000                     6.000           12.750           3.000                648   Stated                                   Rate/Term Refinance         Investor                   SFR
2503216002                       3.000                   1.000                     6.000           12.400           3.000                654   Stated                                   Purchase                    Owner Occupied             CONDO
2503216015                       0.000                   0.000                     0.000            6.375           0.000                641   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503216019                       3.000                   1.000                     6.000           12.375           3.000                739   Full                                     Purchase                    Investor                   SFR
2503216028                       3.000                   1.000                     6.000           12.500           3.000                656   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216057                       3.000                   1.000                     6.000           12.519           3.000                733   Stated                                   Purchase                    Owner Occupied             CONDO
2503216061                       3.000                   1.000                     6.000           13.500           3.000                735   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503216062                       0.000                   0.000                     0.000            7.470           0.000                700   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216079                       3.000                   1.000                     6.000           13.920           3.000                660   Stated                                   Purchase                    Investor                   CONDO
2503216083                       3.000                   1.000                     6.000           12.940           3.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503216088                       0.000                   0.000                     0.000            6.125           0.000                763   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216103                       0.000                   0.000                     0.000            6.000           0.000                636   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503216125                       3.000                   1.000                     6.000           12.250           4.000                715   Stated                                   Purchase                    Owner Occupied             SFR
2503216144                       3.000                   1.000                     6.000           12.500           3.000                707   Express Non-Verified Assets              Cash Out Refinance          Owner Occupied             SFR
2503216147                       3.000                   1.000                     6.000           12.280           3.000                697   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216150                       3.000                   1.000                     6.000           13.500           3.000                747   Stated                                   Purchase                    Investor                   CONDO
2503216153                       3.000                   1.000                     6.000           11.875           3.000                750   Stated                                   Purchase                    Investor                   SFR
2503216154                       3.000                   1.000                     6.000           12.000           3.875                674   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216167                       0.000                   0.000                     0.000            6.750           0.000                682   Stated                                   Cash Out Refinance          Investor                   SFR
2503216169                       3.000                   1.000                     6.000           12.125           3.000                794   Full                                     Rate/Term Refinance         Second Home                CONDO
2503216188                       3.000                   1.000                     6.000           12.890           3.000                754   Stated                                   Purchase                    Investor                   SFR
2503216189                       3.000                   1.000                     6.000           11.875           3.875                750   SISA                                     Cash Out Refinance          Investor                   2-FAMILY
2503216199                       3.000                   1.000                     6.000           13.620           3.000                648   Stated                                   Purchase                    Owner Occupied             SFR
2503216251                       3.000                   1.000                     6.000           11.900           3.000                698   Stated                                   Rate/Term Refinance         Investor                   SFR
2503216252                       0.000                   0.000                     0.000            5.990           0.000                739   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503216259                       3.000                   1.000                     6.000           13.100           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
2503216266                       0.000                   0.000                     0.000            8.100           0.000                651   Stated                                   Purchase                    Owner Occupied             SFR
2503216269                       0.000                   0.000                     0.000            6.625           0.000                669   Express Verified Assets                  Purchase                    Investor                   CONDO
2503216282                       3.000                   1.000                     6.000           12.500           3.875                685   SISA                                     Cash Out Refinance          Owner Occupied             SFR
2503216295                       3.000                   1.000                     6.000           13.360           3.000                668   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503216296                       3.000                   1.000                     6.000           12.875           3.000                773   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503216308                       0.000                   0.000                     0.000            6.250           0.000                662   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503216315                       3.000                   1.000                     6.000           12.500           3.000                699   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216337                       0.000                   0.000                     0.000            7.500           0.000                652   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216340                       3.000                   1.000                     6.000           13.155           3.000                755   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503216348                       0.000                   0.000                     0.000            6.750           0.000                669   Stated                                   Purchase                    Investor                   CONDO
2503216391                       3.000                   1.000                     6.000           14.750           3.000                774   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503216397                       3.000                   1.000                     6.000           12.500           3.000                704   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503216406                       3.000                   1.000                     6.000           12.100           3.875                745   Stated                                   Purchase                    Owner Occupied             SFR
2503216412                       3.000                   1.000                     6.000           12.050           3.000                679   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216413                       3.000                   1.000                     6.000           12.600           3.000                704   Stated                                   Purchase                    Investor                   D-PUDS
2503216438                       3.000                   1.000                     6.000           12.500           3.000                686   Stated                                   Purchase                    Owner Occupied             SFR
2503216457                       0.000                   0.000                     0.000            7.375           0.000                618   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216465                       3.000                   1.000                     6.000           11.990           3.000                630   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503216474                       3.000                   1.000                     6.000           11.875           3.000                747   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216504                       3.000                   1.000                     6.000           13.250           3.000                643   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216506                       3.000                   1.000                     6.000           11.815           3.875                784   SISA                                     Rate/Term Refinance         Investor                   SFR
2503216509                       3.000                   1.000                     6.000           11.750           3.000                799   SISA                                     Purchase                    Owner Occupied             D-PUDS
2503216524                       3.000                   1.000                     6.000           14.000           3.000                677   Stated                                   Rate/Term Refinance         Investor                   SFR
2503216536                       3.000                   1.000                     6.000           12.875           3.000                682   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216541                       0.000                   0.000                     0.000            6.780           0.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503216552                       3.000                   1.000                     6.000           12.550           3.000                652   Full                                     Purchase                    Owner Occupied             CONDO
2503216573                       3.000                   1.000                     6.000           13.375           3.000                753   Stated                                   Purchase                    Owner Occupied             SFR
2503216578                       0.000                   0.000                     0.000            6.500           0.000                729   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503216643                       3.000                   1.000                     6.000           12.500           3.000                733   Stated                                   Purchase                    Investor                   2-FAMILY
2503216644                       3.000                   1.000                     6.000           12.400           3.000                750   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503216655                       3.000                   1.000                     6.000           12.000           3.875                755   SISA                                     Rate/Term Refinance         Owner Occupied             SFR
2503216657                       3.000                   1.000                     6.000           14.190           3.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216658                       0.000                   0.000                     0.000            6.000           0.000                709   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216661                       3.000                   1.000                     6.000           13.500           3.000                641   Express Verified Assets                  Cash Out Refinance          Owner Occupied             HI-RISE
2503216671                       3.000                   1.000                     6.000           12.300           3.000                754   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216711                       3.000                   1.000                     6.000           13.000           3.000                719   Stated                                   Purchase                    Owner Occupied             SFR
2503216725                       3.000                   1.000                     6.000           12.875           3.000                620   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216767                       3.000                   1.000                     6.000           13.450           3.875                660   Stated                                   Purchase                    Owner Occupied             SFR
2503216815                       3.000                   1.000                     6.000           12.500           3.000                661   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216830                       3.000                   1.000                     6.000           12.300           3.000                634   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503216846                       3.000                   1.000                     6.000           12.055           3.875                688   Stated                                   Purchase                    Owner Occupied             SFR
2503216860                       3.000                   1.000                     6.000           13.950           3.000                701   Stated                                   Purchase                    Owner Occupied             CONDO
2503216863                       3.000                   1.000                     6.000           12.692           3.000                652   Stated                                   Purchase                    Owner Occupied             TOWNHOUSE
2503216894                       3.000                   1.000                     6.000           12.500           3.000                641   Stated                                   Purchase                    Owner Occupied             SFR
2503216911                       3.000                   1.000                     6.000           13.380           3.000                627   Full                                     Purchase                    Owner Occupied             SFR
2503216943                       3.000                   1.000                     6.000           13.990           3.000                661   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216948                       3.000                   1.000                     6.000           13.125           3.000                662   Stated                                   Purchase                    Owner Occupied             SFR
2503216982                       0.000                   0.000                     0.000            6.500           0.000                686   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503216991                       3.000                   1.000                     6.000           13.500           3.000                644   Stated                                   Purchase                    Owner Occupied             CONDO
2503216992                       3.000                   1.000                     6.000           13.125           3.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503217017                       3.000                   1.000                     6.000           13.750           3.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503217028                       3.000                   1.000                     6.000           13.500           3.000                680   Stated                                   Rate/Term Refinance         Owner Occupied             2-FAMILY
2503217040                       3.000                   1.000                     6.000           12.625           3.000                689   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503217051                       3.000                   1.000                     6.000           12.600           3.000                655   Full                                     Purchase                    Owner Occupied             SFR
2503217061                       3.000                   1.000                     6.000           14.162           3.000                650   Stated                                   Cash Out Refinance          Owner Occupied             2-FAMILY
2503217082                       3.000                   1.000                     6.000           12.900           3.000                635   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503217190                       3.000                   1.000                     6.000           13.500           3.000                693   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503217240                       3.000                   1.000                     6.000           12.650           3.000                668   Stated                                   Purchase                    Owner Occupied             SFR
2503217248                       3.000                   1.000                     6.000           12.950           3.000                747   Stated                                   Purchase                    Owner Occupied             SFR
3903000017                       2.000                   2.000                     6.000           12.875           2.500                622   Full                                     Cash Out Refinance          Owner Occupied             SFR
3903000027                       0.000                   0.000                     0.000           12.125           0.000                616   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103607155                       0.000                   0.000                     0.000           11.550           0.000                701   Stated                                   Purchase                    Second Home                PUD
1103611265                       0.000                   0.000                     0.000           11.150           0.000                690   Full                                     Purchase                    Investor                   SFR
1103615855                       0.000                   0.000                     0.000           12.000           0.000                679   Stated                                   Purchase                    Second Home                SFR
1103617309                       0.000                   0.000                     0.000           11.875           0.000                725   Stated                                   Purchase                    Investor                   SFR
1103629549                       0.000                   0.000                     0.000           12.000           0.000                738   Stated                                   Purchase                    Investor                   D-PUDS
1103631242                       0.000                   0.000                     0.000           12.125           0.000                714   Stated                                   Purchase                    Second Home                HI-RISE
1103631521                       0.000                   0.000                     0.000           12.500           0.000                733   Stated                                   Purchase                    Investor                   SFR
1103632213                       0.000                   0.000                     0.000           14.250           0.000                785   Stated                                   Purchase                    Second Home                PUD
1103632647                       0.000                   0.000                     0.000           12.500           0.000                749   Stated                                   Purchase                    Investor                   SFR
1103633321                       0.000                   0.000                     0.000           13.000           0.000                753   Stated                                   Purchase                    Second Home                HI-RISE
1103633348                       0.000                   0.000                     0.000           12.375           0.000                716   Full                                     Cash Out Refinance          Investor                   SFR
1103633685                       0.000                   0.000                     0.000           10.950           0.000                704   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103633974                       0.000                   0.000                     0.000           12.875           0.000                703   Stated                                   Purchase                    Second Home                CONDO
1103634731                       0.000                   0.000                     0.000           11.450           0.000                729   Stated                                   Purchase                    Owner Occupied             CONDO
1103635225                       0.000                   0.000                     0.000           10.375           0.000                739   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103636866                       0.000                   0.000                     0.000           12.525           0.000                724   Stated                                   Purchase                    Second Home                CONDO
1103636928                       0.000                   0.000                     0.000           12.375           0.000                724   Stated                                   Purchase                    Investor                   SFR
1103636974                       0.000                   0.000                     0.000           12.500           0.000                749   Full                                     Purchase                    Investor                   HI-RISE
1103638281                       0.000                   0.000                     0.000           11.475           0.000                743   Stated                                   Purchase                    Investor                   SFR
1103639592                       0.000                   0.000                     0.000           10.625           0.000                691   Express No Doc                           Purchase                    Owner Occupied             2-FAMILY
1103639604                       0.000                   0.000                     0.000           10.500           0.000                679   Express No Doc                           Purchase                    Owner Occupied             TOWNHOUSE
1103640962                       0.000                   0.000                     0.000           11.950           0.000                780   Stated                                   Purchase                    Investor                   D-PUDS
1103641071                       0.000                   0.000                     0.000           11.625           0.000                793   Stated                                   Purchase                    Investor                   D-PUDS
1103641374                       0.000                   0.000                     0.000           10.750           0.000                747   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
1103641563                       0.000                   0.000                     0.000           11.925           0.000                680   Stated                                   Purchase                    Owner Occupied             SFR
1103641729                       0.000                   0.000                     0.000           12.600           0.000                695   Stated                                   Rate/Term Refinance         Second Home                CONDO
1103641842                       0.000                   0.000                     0.000           12.750           0.000                657   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103642183                       0.000                   0.000                     0.000           12.750           0.000                709   Stated                                   Purchase                    Second Home                HI-RISE
1103642337                       0.000                   0.000                     0.000           11.750           0.000                771   Stated                                   Purchase                    Investor                   SFR
1103642369                       0.000                   0.000                     0.000           12.000           0.000                731   Stated                                   Purchase                    Investor                   SFR
1103642871                       0.000                   0.000                     0.000           11.900           0.000                659   Stated                                   Purchase                    Owner Occupied             CONDO
1103642988                       0.000                   0.000                     0.000           13.500           0.000                658   SISA                                     Purchase                    Owner Occupied             SFR
1103643399                       0.000                   0.000                     0.000           12.875           0.000                798   Stated                                   Purchase                    Investor                   HI-RISE
1103643572                       0.000                   0.000                     0.000           12.350           0.000                742   Stated                                   Purchase                    Investor                   SFR
1103643573                       0.000                   0.000                     0.000           12.350           0.000                742   Stated                                   Purchase                    Investor                   D-PUDS
1103643584                       0.000                   0.000                     0.000           11.250           0.000                703   Full                                     Purchase                    Investor                   CONDO
1103643775                       0.000                   0.000                     0.000           11.875           0.000                711   Stated                                   Purchase                    Investor                   D-PUDS
1103643945                       0.000                   0.000                     0.000           10.750           0.000                773   Stated                                   Purchase                    Investor                   SFR
1103644344                       0.000                   0.000                     0.000           10.800           0.000                699   Stated                                   Purchase                    Owner Occupied             SFR
1103644508                       0.000                   0.000                     0.000           10.875           0.000                770   Stated                                   Purchase                    Investor                   D-PUDS
1103644605                       0.000                   0.000                     0.000           11.500           0.000                744   Stated                                   Purchase                    Investor                   D-PUDS
1103644716                       0.000                   0.000                     0.000           11.875           0.000                740   Stated                                   Purchase                    Investor                   PUD
1103644975                       0.000                   0.000                     0.000           10.525           0.000                728   Stated                                   Purchase                    Owner Occupied             CONDO
1103644995                       0.000                   0.000                     0.000           11.925           0.000                747   Stated                                   Purchase                    Investor                   SFR
1103645211                       0.000                   0.000                     0.000           11.750           0.000                750   Stated                                   Purchase                    Investor                   SFR
1103645537                       0.000                   0.000                     0.000           13.000           0.000                729   Stated                                   Purchase                    Second Home                HI-RISE
1103645705                       0.000                   0.000                     0.000           11.875           0.000                783   Stated                                   Purchase                    Investor                   SFR
1103645745                       0.000                   0.000                     0.000           13.500           0.000                798   Stated                                   Purchase                    Second Home                HI-RISE
1103645830                       0.000                   0.000                     0.000           11.500           0.000                767   Stated                                   Purchase                    Investor                   SFR
1103645835                       0.000                   0.000                     0.000           11.500           0.000                777   Stated                                   Purchase                    Investor                   SFR
1103646161                       0.000                   0.000                     0.000           12.000           0.000                676   Stated                                   Purchase                    Owner Occupied             SFR
1103646235                       0.000                   0.000                     0.000           11.875           0.000                728   Stated                                   Purchase                    Investor                   PUD
1103646239                       0.000                   0.000                     0.000           11.875           0.000                718   Stated                                   Purchase                    Investor                   D-PUDS
1103646459                       0.000                   0.000                     0.000           11.750           0.000                808   Stated                                   Purchase                    Investor                   PUD
1103646620                       0.000                   0.000                     0.000           13.990           0.000                753   Stated                                   Purchase                    Investor                   PUD
1103647021                       0.000                   0.000                     0.000           12.375           0.000                678   Stated                                   Purchase                    Owner Occupied             2-FAMILY
1103647183                       0.000                   0.000                     0.000           10.750           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103647480                       0.000                   0.000                     0.000           11.800           0.000                771   Stated                                   Purchase                    Investor                   SFR
1103647516                       0.000                   0.000                     0.000           11.875           0.000                793   Stated                                   Purchase                    Investor                   SFR
1103647726                       0.000                   0.000                     0.000           11.375           0.000                698   Stated                                   Purchase                    Owner Occupied             CONDO
1103647983                       0.000                   0.000                     0.000           11.875           0.000                666   Stated                                   Purchase                    Owner Occupied             SFR
1103648147                       0.000                   0.000                     0.000           11.250           0.000                741   Full                                     Purchase                    Investor                   SFR
1103648156                       0.000                   0.000                     0.000           12.750           0.000                751   Stated                                   Purchase                    Investor                   SFR
1103648191                       0.000                   0.000                     0.000           11.250           0.000                715   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103648223                       0.000                   0.000                     0.000           12.425           0.000                762   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103648451                       0.000                   0.000                     0.000           10.625           0.000                731   Stated                                   Purchase                    Owner Occupied             CONDO
1103648509                       0.000                   0.000                     0.000           11.500           0.000                741   Stated                                   Purchase                    Investor                   SFR
1103648973                       0.000                   0.000                     0.000           11.375           0.000                768   Stated                                   Purchase                    Investor                   SFR
1103649126                       0.000                   0.000                     0.000           10.990           0.000                693   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103649155                       0.000                   0.000                     0.000           11.500           0.000                751   Stated                                   Purchase                    Investor                   2-FAMILY
1103649157                       0.000                   0.000                     0.000           13.500           0.000                782   Stated                                   Rate/Term Refinance         Investor                   SFR
1103649509                       0.000                   0.000                     0.000           11.500           0.000                726   Stated                                   Purchase                    Owner Occupied             SFR
1103649600                       0.000                   0.000                     0.000           10.875           0.000                786   Stated                                   Purchase                    Owner Occupied             SFR
1103649739                       0.000                   0.000                     0.000           10.675           0.000                725   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103649756                       0.000                   0.000                     0.000           11.150           0.000                725   Stated                                   Purchase                    Owner Occupied             SFR
1103649892                       0.000                   0.000                     0.000           11.575           0.000                664   Stated                                   Purchase                    Owner Occupied             SFR
1103650051                       0.000                   0.000                     0.000           11.025           0.000                725   Stated                                   Purchase                    Owner Occupied             SFR
1103650089                       0.000                   0.000                     0.000           11.500           0.000                710   Stated                                   Purchase                    Investor                   SFR
1103650479                       0.000                   0.000                     0.000           11.500           0.000                699   Stated                                   Purchase                    Owner Occupied             CONDO
1103650911                       0.000                   0.000                     0.000           11.950           0.000                679   Stated                                   Purchase                    Owner Occupied             SFR
1103651013                       0.000                   0.000                     0.000           11.950           0.000                679   Stated                                   Purchase                    Owner Occupied             SFR
1103651039                       0.000                   0.000                     0.000           11.500           0.000                767   Stated                                   Purchase                    Investor                   SFR
1103651430                       0.000                   0.000                     0.000           12.575           0.000                676   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651767                       0.000                   0.000                     0.000           13.125           0.000                750   Stated                                   Purchase                    Investor                   HI-RISE
1103652724                       0.000                   0.000                     0.000           11.575           0.000                696   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103652909                       0.000                   0.000                     0.000           11.875           0.000                782   Stated                                   Purchase                    Investor                   SFR
1103652952                       0.000                   0.000                     0.000           12.525           0.000                653   Stated                                   Purchase                    Owner Occupied             CONDO
1103653079                       0.000                   0.000                     0.000           10.750           0.000                700   Stated                                   Purchase                    Owner Occupied             SFR
1103653248                       0.000                   0.000                     0.000           11.750           0.000                729   Stated                                   Purchase                    Investor                   PUD
1103653316                       0.000                   0.000                     0.000           12.750           0.000                767   Stated                                   Purchase                    Investor                   D-PUDS
1103653713                       0.000                   0.000                     0.000           10.625           0.000                722   Full                                     Purchase                    Owner Occupied             PUD
1103653736                       0.000                   0.000                     0.000           10.625           0.000                746   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103653794                       0.000                   0.000                     0.000           10.250           0.000                787   Stated                                   Purchase                    Investor                   SFR
1103654327                       0.000                   0.000                     0.000           12.250           0.000                735   Stated                                   Purchase                    Investor                   SFR
1103655293                       0.000                   0.000                     0.000           12.625           0.000                746   Stated                                   Purchase                    Investor                   CONDO
1103655571                       0.000                   0.000                     0.000           11.000           0.000                772   Stated                                   Purchase                    Owner Occupied             CONDO
1103655714                       0.000                   0.000                     0.000           14.500           0.000                720   Stated                                   Purchase                    Investor                   SFR
2503187878                       0.000                   0.000                     0.000           12.525           0.000                722   Stated                                   Purchase                    Second Home                HI-RISE
2503189258                       0.000                   0.000                     0.000           11.895           0.000                752   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503189941                       0.000                   0.000                     0.000           10.650           0.000                743   Full                                     Purchase                    Owner Occupied             CONDO
2503191954                       0.000                   0.000                     0.000           10.800           0.000                771   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503192269                       0.000                   0.000                     0.000           11.790           0.000                790   Stated                                   Purchase                    Second Home                CONDO
2503193662                       0.000                   0.000                     0.000           11.350           0.000                650   Stated                                   Purchase                    Owner Occupied             SFR
2503194982                       0.000                   0.000                     0.000           11.000           0.000                766   Stated                                   Purchase                    Owner Occupied             CONDO
2503195080                       0.000                   0.000                     0.000           11.440           0.000                689   Stated                                   Purchase                    Owner Occupied             SFR
2503195256                       0.000                   0.000                     0.000           11.575           0.000                734   Stated                                   Purchase                    Owner Occupied             SFR
2503195508                       0.000                   0.000                     0.000           12.020           0.000                717   Stated                                   Purchase                    Second Home                CONDO
2503195547                       0.000                   0.000                     0.000           11.600           0.000                726   Full                                     Purchase                    Investor                   4-FAMILY
2503195564                       0.000                   0.000                     0.000           11.000           0.000                696   Stated                                   Purchase                    Owner Occupied             CONDO
2503195726                       0.000                   0.000                     0.000            9.800           0.000                780   Stated                                   Purchase                    Owner Occupied             CONDO
2503195771                       0.000                   0.000                     0.000           11.990           0.000                757   Stated                                   Purchase                    Investor                   SFR
2503196647                       0.000                   0.000                     0.000           10.540           0.000                752   Stated                                   Purchase                    Owner Occupied             CONDO
2503196671                       0.000                   0.000                     0.000           12.590           0.000                662   Stated                                   Purchase                    Owner Occupied             CONDO
2503197512                       0.000                   0.000                     0.000           10.875           0.000                728   Stated                                   Purchase                    Second Home                D-PUDS
2503197824                       0.000                   0.000                     0.000           12.250           0.000                690   Stated                                   Purchase                    Owner Occupied             CONDO
2503198468                       0.000                   0.000                     0.000           11.575           0.000                725   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503198503                       0.000                   0.000                     0.000           10.800           0.000                738   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503198959                       0.000                   0.000                     0.000           12.640           0.000                742   Stated                                   Purchase                    Investor                   SFR
2503199026                       0.000                   0.000                     0.000           11.325           0.000                700   Stated                                   Purchase                    Owner Occupied             CONDO
2503199045                       0.000                   0.000                     0.000           11.400           0.000                747   Stated                                   Purchase                    Second Home                SFR
2503199243                       0.000                   0.000                     0.000           11.750           0.000                707   Stated                                   Purchase                    Second Home                CONDO
2503199566                       0.000                   0.000                     0.000           12.190           0.000                630   Full                                     Purchase                    Owner Occupied             D-PUDS
2503199583                       0.000                   0.000                     0.000            9.975           0.000                734   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503200691                       0.000                   0.000                     0.000           12.200           0.000                704   Stated                                   Purchase                    Investor                   D-PUDS
2503200813                       0.000                   0.000                     0.000           10.750           0.000                729   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503200990                       0.000                   0.000                     0.000           11.990           0.000                769   Stated                                   Cash Out Refinance          Investor                   PUD
2503201004                       0.000                   0.000                     0.000           11.375           0.000                736   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503201136                       0.000                   0.000                     0.000           10.990           0.000                751   Stated                                   Purchase                    Owner Occupied             CONDO
2503201382                       0.000                   0.000                     0.000           11.700           0.000                736   Stated                                   Purchase                    Owner Occupied             CONDO
2503201420                       0.000                   0.000                     0.000           11.090           0.000                680   Stated                                   Purchase                    Owner Occupied             CONDO
2503201431                       0.000                   0.000                     0.000           11.250           0.000                680   Stated                                   Purchase                    Owner Occupied             CONDO
2503201464                       0.000                   0.000                     0.000           12.000           0.000                703   Stated                                   Purchase                    Second Home                D-PUDS
2503201682                       0.000                   0.000                     0.000           12.740           0.000                675   Stated                                   Purchase                    Owner Occupied             CONDO
2503201723                       0.000                   0.000                     0.000           12.300           0.000                717   Stated                                   Purchase                    Second Home                CONDO
2503201854                       0.000                   0.000                     0.000           11.490           0.000                751   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503201905                       0.000                   0.000                     0.000           11.450           0.000                680   Stated                                   Purchase                    Owner Occupied             SFR
2503202033                       0.000                   0.000                     0.000           11.990           0.000                728   Stated                                   Purchase                    Investor                   D-PUDS
2503202744                       0.000                   0.000                     0.000           12.400           0.000                734   Stated                                   Purchase                    Investor                   CONDO
2503203109                       0.000                   0.000                     0.000           11.800           0.000                710   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503203528                       0.000                   0.000                     0.000           11.190           0.000                702   Stated                                   Purchase                    Owner Occupied             CONDO
2503203636                       0.000                   0.000                     0.000           10.900           0.000                784   Full                                     Purchase                    Investor                   CONDO
2503203681                       0.000                   0.000                     0.000           11.325           0.000                719   Stated                                   Purchase                    Second Home                CONDO
2503203847                       0.000                   0.000                     0.000           12.375           0.000                738   Stated                                   Purchase                    Investor                   CONDO
2503203939                       0.000                   0.000                     0.000           11.770           0.000                752   Stated                                   Cash Out Refinance          Investor                   4-FAMILY
2503203976                       0.000                   0.000                     0.000           11.790           0.000                739   Stated                                   Rate/Term Refinance         Investor                   SFR
2503204077                       0.000                   0.000                     0.000           11.990           0.000                782   Stated                                   Purchase                    Investor                   SFR
2503204131                       0.000                   0.000                     0.000           12.140           0.000                771   Stated                                   Purchase                    Investor                   2-FAMILY
2503204290                       0.000                   0.000                     0.000           11.900           0.000                760   Stated                                   Purchase                    Investor                   4-FAMILY
2503204489                       0.000                   0.000                     0.000           10.044           0.000                746   Full                                     Purchase                    Owner Occupied             CONDO
2503204647                       0.000                   0.000                     0.000           11.250           0.000                724   Full                                     Purchase                    Investor                   SFR
2503204794                       0.000                   0.000                     0.000           10.500           0.000                737   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503204811                       0.000                   0.000                     0.000           11.470           0.000                698   Stated                                   Purchase                    Owner Occupied             CONDO
2503204838                       0.000                   0.000                     0.000           11.990           0.000                769   Stated                                   Purchase                    Investor                   2-FAMILY
2503204930                       0.000                   0.000                     0.000           12.250           0.000                748   Stated                                   Purchase                    Investor                   SFR
2503205203                       0.000                   0.000                     0.000           12.040           0.000                777   Stated                                   Purchase                    Investor                   SFR
2503205309                       0.000                   0.000                     0.000           13.500           0.000                678   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503205726                       0.000                   0.000                     0.000           12.250           0.000                725   Stated                                   Purchase                    Investor                   PUD
2503205768                       0.000                   0.000                     0.000           12.525           0.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503205788                       0.000                   0.000                     0.000           11.990           0.000                780   Stated                                   Cash Out Refinance          Investor                   SFR
2503205822                       0.000                   0.000                     0.000           11.600           0.000                741   Stated                                   Purchase                    Investor                   SFR
2503205952                       0.000                   0.000                     0.000           12.890           0.000                707   Stated                                   Purchase                    Investor                   CONDO
2503206058                       0.000                   0.000                     0.000           11.640           0.000                729   Stated                                   Purchase                    Investor                   SFR
2503206093                       0.000                   0.000                     0.000           11.140           0.000                743   Stated                                   Purchase                    Second Home                SFR
2503206096                       0.000                   0.000                     0.000           11.140           0.000                772   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503206343                       0.000                   0.000                     0.000           12.250           0.000                768   Stated                                   Purchase                    Investor                   CONDO
2503206355                       0.000                   0.000                     0.000           12.500           0.000                751   Stated                                   Purchase                    Investor                   CONDO
2503206511                       0.000                   0.000                     0.000           11.390           0.000                754   Stated                                   Purchase                    Investor                   SFR
2503206597                       0.000                   0.000                     0.000           13.294           0.000                655   Stated                                   Purchase                    Owner Occupied             SFR
2503206647                       0.000                   0.000                     0.000           10.650           0.000                806   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503206827                       0.000                   0.000                     0.000           11.900           0.000                779   Stated                                   Purchase                    Investor                   2-FAMILY
2503206851                       0.000                   0.000                     0.000           12.340           0.000                661   Stated                                   Purchase                    Owner Occupied             SFR
2503206940                       0.000                   0.000                     0.000           12.240           0.000                729   Stated                                   Purchase                    Investor                   SFR
2503207272                       0.000                   0.000                     0.000           10.765           0.000                773   Stated                                   Purchase                    Owner Occupied             CONDO
2503207321                       0.000                   0.000                     0.000           12.313           0.000                779   Stated                                   Purchase                    Investor                   CONDO
2503207620                       0.000                   0.000                     0.000           12.750           0.000                700   Stated                                   Purchase                    Investor                   HI-RISE
2503207734                       0.000                   0.000                     0.000           11.669           0.000                694   Stated                                   Purchase                    Second Home                D-PUDS
2503207816                       0.000                   0.000                     0.000           10.500           0.000                699   Stated                                   Purchase                    Owner Occupied             SFR
2503208009                       0.000                   0.000                     0.000           11.390           0.000                738   Stated                                   Cash Out Refinance          Investor                   SFR
2503208093                       0.000                   0.000                     0.000           12.340           0.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503208296                       0.000                   0.000                     0.000           10.990           0.000                796   Stated                                   Purchase                    Investor                   SFR
2503208346                       0.000                   0.000                     0.000           11.915           0.000                767   Stated                                   Purchase                    Investor                   CONDO
2503208449                       0.000                   0.000                     0.000           12.450           0.000                677   Stated                                   Purchase                    Owner Occupied             CONDO
2503208702                       0.000                   0.000                     0.000           12.340           0.000                665   Stated                                   Purchase                    Owner Occupied             SFR
2503208722                       0.000                   0.000                     0.000           12.390           0.000                751   Stated                                   Rate/Term Refinance         Investor                   CONDO
2503208780                       0.000                   0.000                     0.000           10.159           0.000                680   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503208832                       0.000                   0.000                     0.000           11.850           0.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503208944                       0.000                   0.000                     0.000           13.150           0.000                658   Stated                                   Purchase                    Owner Occupied             CONDO
2503208970                       0.000                   0.000                     0.000           12.375           0.000                655   Stated                                   Purchase                    Owner Occupied             CONDO
2503209102                       0.000                   0.000                     0.000           10.800           0.000                727   Stated                                   Purchase                    Owner Occupied             CONDO
2503209103                       0.000                   0.000                     0.000            9.990           0.000                707   Full                                     Rate/Term Refinance         Owner Occupied             CONDO
2503209110                       0.000                   0.000                     0.000           11.790           0.000                728   Stated                                   Cash Out Refinance          Investor                   SFR
2503209217                       0.000                   0.000                     0.000           11.145           0.000                696   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503209249                       0.000                   0.000                     0.000           11.775           0.000                757   Stated                                   Rate/Term Refinance         Investor                   SFR
2503209376                       0.000                   0.000                     0.000           11.115           0.000                703   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209421                       0.000                   0.000                     0.000           11.740           0.000                726   Stated                                   Purchase                    Investor                   SFR
2503209459                       0.000                   0.000                     0.000           10.990           0.000                707   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503209461                       0.000                   0.000                     0.000           10.460           0.000                753   Stated                                   Purchase                    Owner Occupied             SFR
2503209538                       0.000                   0.000                     0.000           11.000           0.000                700   Stated                                   Purchase                    Owner Occupied             CONDO
2503209582                       0.000                   0.000                     0.000           12.050           0.000                758   Stated                                   Purchase                    Investor                   SFR
2503209869                       0.000                   0.000                     0.000           11.100           0.000                725   Stated                                   Purchase                    Owner Occupied             CONDO
2503209884                       0.000                   0.000                     0.000           10.490           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503209897                       0.000                   0.000                     0.000           11.950           0.000                677   Stated                                   Purchase                    Owner Occupied             CONDO
2503209914                       0.000                   0.000                     0.000           12.340           0.000                660   Stated                                   Purchase                    Owner Occupied             CONDO
2503209952                       0.000                   0.000                     0.000           12.340           0.000                662   Stated                                   Purchase                    Owner Occupied             SFR
2503210006                       0.000                   0.000                     0.000           11.125           0.000                772   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503210148                       0.000                   0.000                     0.000            9.940           0.000                740   Stated                                   Purchase                    Owner Occupied             SFR
2503210186                       0.000                   0.000                     0.000           12.044           0.000                665   Stated                                   Purchase                    Owner Occupied             SFR
2503210226                       0.000                   0.000                     0.000           10.890           0.000                677   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503210286                       0.000                   0.000                     0.000           12.150           0.000                757   Stated                                   Cash Out Refinance          Investor                   SFR
2503210398                       0.000                   0.000                     0.000           13.950           0.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503210455                       0.000                   0.000                     0.000           11.840           0.000                678   Stated                                   Purchase                    Owner Occupied             SFR
2503210488                       0.000                   0.000                     0.000           10.990           0.000                754   Stated                                   Purchase                    Investor                   SFR
2503210522                       0.000                   0.000                     0.000           12.450           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503210657                       0.000                   0.000                     0.000           10.525           0.000                731   Stated                                   Purchase                    Owner Occupied             CONDO
2503210727                       0.000                   0.000                     0.000           11.765           0.000                713   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210752                       0.000                   0.000                     0.000           11.300           0.000                716   Stated                                   Rate/Term Refinance         Investor                   SFR
2503210834                       0.000                   0.000                     0.000           12.500           0.000                652   Stated                                   Purchase                    Owner Occupied             CONDO
2503210926                       0.000                   0.000                     0.000           11.990           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503210947                       0.000                   0.000                     0.000           12.240           0.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503211187                       0.000                   0.000                     0.000           12.090           0.000                662   Stated                                   Purchase                    Owner Occupied             SFR
2503211204                       0.000                   0.000                     0.000           13.540           0.000                657   Stated                                   Purchase                    Owner Occupied             SFR
2503211379                       0.000                   0.000                     0.000           10.250           0.000                735   Stated                                   Purchase                    Owner Occupied             SFR
2503211418                       0.000                   0.000                     0.000           12.175           0.000                758   Stated                                   Cash Out Refinance          Investor                   3-FAMILY
2503211444                       0.000                   0.000                     0.000           10.590           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211467                       0.000                   0.000                     0.000           10.150           0.000                700   Stated                                   Purchase                    Owner Occupied             SFR
2503211468                       0.000                   0.000                     0.000            9.950           0.000                774   Stated                                   Purchase                    Owner Occupied             SFR
2503211495                       0.000                   0.000                     0.000           11.895           0.000                679   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503211668                       0.000                   0.000                     0.000           10.775           0.000                677   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211716                       0.000                   0.000                     0.000           10.875           0.000                705   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211857                       0.000                   0.000                     0.000           10.740           0.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503211881                       0.000                   0.000                     0.000           11.500           0.000                762   Stated                                   Rate/Term Refinance         Investor                   SFR
2503211893                       0.000                   0.000                     0.000           11.844           0.000                664   Stated                                   Purchase                    Owner Occupied             SFR
2503211970                       0.000                   0.000                     0.000           10.750           0.000                783   Stated                                   Purchase                    Owner Occupied             SFR
2503212009                       0.000                   0.000                     0.000           11.515           0.000                757   Stated                                   Rate/Term Refinance         Investor                   SFR
2503212045                       0.000                   0.000                     0.000           12.550           0.000                768   Stated                                   Purchase                    Investor                   HI-RISE
2503212070                       0.000                   0.000                     0.000           12.900           0.000                652   Stated                                   Purchase                    Owner Occupied             SFR
2503212232                       0.000                   0.000                     0.000            9.990           0.000                748   Stated                                   Cash Out Refinance          Owner Occupied             3-FAMILY
2503212340                       0.000                   0.000                     0.000           12.690           0.000                651   Stated                                   Purchase                    Owner Occupied             SFR
2503212453                       0.000                   0.000                     0.000           12.325           0.000                678   Stated                                   Purchase                    Owner Occupied             SFR
2503212459                       0.000                   0.000                     0.000           11.895           0.000                677   Stated                                   Purchase                    Owner Occupied             SFR
2503212476                       0.000                   0.000                     0.000           12.245           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503212505                       0.000                   0.000                     0.000           10.440           0.000                706   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212537                       0.000                   0.000                     0.000           10.060           0.000                763   Stated                                   Purchase                    Owner Occupied             SFR
2503212558                       0.000                   0.000                     0.000           11.075           0.000                742   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
2503212631                       0.000                   0.000                     0.000            9.700           0.000                745   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503212658                       0.000                   0.000                     0.000           12.150           0.000                663   Stated                                   Purchase                    Owner Occupied             SFR
2503212714                       0.000                   0.000                     0.000           10.500           0.000                737   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503212788                       0.000                   0.000                     0.000           11.500           0.000                740   Stated                                   Rate/Term Refinance         Investor                   SFR
2503212915                       0.000                   0.000                     0.000           12.700           0.000                661   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503212989                       0.000                   0.000                     0.000           12.650           0.000                657   Stated                                   Purchase                    Owner Occupied             CONDO
2503213003                       0.000                   0.000                     0.000           10.900           0.000                734   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213058                       0.000                   0.000                     0.000           12.800           0.000                650   Stated                                   Purchase                    Owner Occupied             SFR
2503213097                       0.000                   0.000                     0.000           12.750           0.000                654   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503213177                       0.000                   0.000                     0.000           12.140           0.000                772   Stated                                   Purchase                    Investor                   D-PUDS
2503213235                       0.000                   0.000                     0.000           11.240           0.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503213251                       0.000                   0.000                     0.000           10.000           0.000                678   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503213274                       0.000                   0.000                     0.000            9.550           0.000                709   Full                                     Purchase                    Owner Occupied             PUD
2503213325                       0.000                   0.000                     0.000           10.540           0.000                780   Stated                                   Purchase                    Owner Occupied             4-FAMILY
2503213389                       0.000                   0.000                     0.000           10.490           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213407                       0.000                   0.000                     0.000           11.150           0.000                727   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503213432                       0.000                   0.000                     0.000           10.890           0.000                798   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213443                       0.000                   0.000                     0.000           10.850           0.000                737   Stated                                   Purchase                    Owner Occupied             CONDO
2503213501                       0.000                   0.000                     0.000            9.600           0.000                781   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503213571                       0.000                   0.000                     0.000           10.690           0.000                734   Stated                                   Purchase                    Owner Occupied             SFR
2503213600                       0.000                   0.000                     0.000           10.900           0.000                740   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213606                       0.000                   0.000                     0.000            9.940           0.000                726   Stated                                   Purchase                    Owner Occupied             SFR
2503213608                       0.000                   0.000                     0.000           11.040           0.000                744   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213617                       0.000                   0.000                     0.000           13.500           0.000                659   Stated                                   Purchase                    Owner Occupied             SFR
2503213662                       0.000                   0.000                     0.000           10.440           0.000                758   Stated                                   Purchase                    Owner Occupied             SFR
2503213672                       0.000                   0.000                     0.000           10.250           0.000                722   Stated                                   Cash Out Refinance          Owner Occupied             PUD
2503213844                       0.000                   0.000                     0.000           11.000           0.000                698   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213910                       0.000                   0.000                     0.000           12.500           0.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503213926                       0.000                   0.000                     0.000            9.940           0.000                740   Stated                                   Purchase                    Owner Occupied             SFR
2503213931                       0.000                   0.000                     0.000           11.875           0.000                750   Stated                                   Purchase                    Investor                   D-PUDS
2503214093                       0.000                   0.000                     0.000           13.825           0.000                661   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214105                       0.000                   0.000                     0.000           11.165           0.000                679   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503214183                       0.000                   0.000                     0.000           12.350           0.000                726   Stated                                   Purchase                    Investor                   SFR
2503214188                       0.000                   0.000                     0.000           10.350           0.000                752   Stated                                   Purchase                    Owner Occupied             SFR
2503214195                       0.000                   0.000                     0.000           12.490           0.000                660   Stated                                   Purchase                    Owner Occupied             CONDO
2503214374                       0.000                   0.000                     0.000            9.790           0.000                771   Stated                                   Purchase                    Owner Occupied             SFR
2503214618                       0.000                   0.000                     0.000           10.790           0.000                760   Stated                                   Purchase                    Owner Occupied             CONDO
2503214635                       0.000                   0.000                     0.000           13.240           0.000                744   Stated                                   Purchase                    Investor                   CONDO
2503214701                       0.000                   0.000                     0.000           11.850           0.000                692   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214720                       0.000                   0.000                     0.000           10.290           0.000                764   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214728                       0.000                   0.000                     0.000            9.950           0.000                736   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503214810                       0.000                   0.000                     0.000           12.950           0.000                664   Stated                                   Purchase                    Owner Occupied             HI-RISE
2503214839                       0.000                   0.000                     0.000           13.000           0.000                676   Stated                                   Purchase                    Owner Occupied             SFR
2503214894                       0.000                   0.000                     0.000           12.490           0.000                737   Stated                                   Purchase                    Investor                   PUD
2503215021                       0.000                   0.000                     0.000           11.790           0.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503215105                       0.000                   0.000                     0.000           11.784           0.000                731   Full                                     Purchase                    Investor                   HI-RISE
2503215333                       0.000                   0.000                     0.000           10.750           0.000                698   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503215392                       0.000                   0.000                     0.000           13.375           0.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503215442                       0.000                   0.000                     0.000           10.900           0.000                728   Stated                                   Purchase                    Owner Occupied             SFR
2503215448                       0.000                   0.000                     0.000           10.800           0.000                770   Stated                                   Purchase                    Second Home                PUD
2503215514                       0.000                   0.000                     0.000           11.200           0.000                680   Stated                                   Cash Out Refinance          Owner Occupied             D-PUDS
2503215544                       0.000                   0.000                     0.000           10.700           0.000                802   Stated                                   Purchase                    Owner Occupied             CONDO
2503215598                       0.000                   0.000                     0.000           13.775           0.000                652   Stated                                   Purchase                    Owner Occupied             SFR
2503215644                       0.000                   0.000                     0.000           10.590           0.000                744   Stated                                   Purchase                    Owner Occupied             SFR
2503215665                       0.000                   0.000                     0.000           11.395           0.000                767   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503215774                       0.000                   0.000                     0.000           10.500           0.000                751   Stated                                   Purchase                    Owner Occupied             SFR
2503215798                       0.000                   0.000                     0.000           10.375           0.000                709   Stated                                   Rate/Term Refinance         Second Home                SFR
2503215805                       0.000                   0.000                     0.000           12.600           0.000                657   Stated                                   Purchase                    Owner Occupied             CONDO
2503215835                       0.000                   0.000                     0.000            9.900           0.000                772   Stated                                   Purchase                    Owner Occupied             SFR
2503215962                       0.000                   0.000                     0.000           12.140           0.000                742   Stated                                   Purchase                    Investor                   SFR
2503216064                       0.000                   0.000                     0.000           11.340           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216087                       0.000                   0.000                     0.000           11.250           0.000                696   Stated                                   Purchase                    Owner Occupied             SFR
2503216132                       0.000                   0.000                     0.000           11.000           0.000                715   Stated                                   Purchase                    Owner Occupied             SFR
2503216168                       0.000                   0.000                     0.000           12.600           0.000                747   Stated                                   Purchase                    Investor                   CONDO
2503216200                       0.000                   0.000                     0.000           12.115           0.000                754   Stated                                   Purchase                    Investor                   SFR
2503216343                       0.000                   0.000                     0.000           13.140           0.000                755   Stated                                   Cash Out Refinance          Investor                   CONDO
2503216468                       0.000                   0.000                     0.000           10.250           0.000                737   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503216546                       0.000                   0.000                     0.000           10.700           0.000                695   Stated                                   Purchase                    Owner Occupied             SFR
2503216584                       0.000                   0.000                     0.000           11.250           0.000                686   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
2503216898                       0.000                   0.000                     0.000            9.215           0.000                700   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503216957                       0.000                   0.000                     0.000           11.700           0.000                742   Stated                                   Purchase                    Investor                   SFR
2503217025                       0.000                   0.000                     0.000           10.740           0.000                680   Stated                                   Purchase                    Owner Occupied             SFR
2503217072                       0.000                   0.000                     0.000           10.825           0.000                680   Stated                                   Purchase                    Owner Occupied             SFR
2503217163                       0.000                   0.000                     0.000           12.450           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503217254                       0.000                   0.000                     0.000           10.690           0.000                747   Stated                                   Purchase                    Owner Occupied             SFR
2503217285                       0.000                   0.000                     0.000           10.140           0.000                760   Stated                                   Purchase                    Owner Occupied             SFR
2503217325                       0.000                   0.000                     0.000           10.250           0.000                770   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503217350                       0.000                   0.000                     0.000           10.790           0.000                750   Stated                                   Purchase                    Owner Occupied             CONDO
2503217424                       0.000                   0.000                     0.000           12.500           0.000                656   Stated                                   Purchase                    Owner Occupied             SFR
2503217471                       0.000                   0.000                     0.000           13.000           0.000                805   Stated                                   Purchase                    Investor                   2-FAMILY
2503217504                       0.000                   0.000                     0.000           11.990           0.000                700   Stated                                   Purchase                    Investor                   SFR
2503217520                       0.000                   0.000                     0.000           12.450           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503217693                       0.000                   0.000                     0.000           12.950           0.000                662   Stated                                   Purchase                    Owner Occupied             CONDO
2503217763                       0.000                   0.000                     0.000           11.800           0.000                751   Stated                                   Purchase                    Investor                   2-FAMILY
2503217987                       0.000                   0.000                     0.000           12.840           0.000                665   Stated                                   Purchase                    Owner Occupied             SFR
2503218195                       0.000                   0.000                     0.000           12.450           0.000                754   Stated                                   Purchase                    Investor                   SFR
2503218213                       0.000                   0.000                     0.000           12.540           0.000                732   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
5500003734                       3.000                   1.000                     6.000           12.650           6.650                731   Full                                     Purchase                    Investor                   MULTIFAM
5500003925                       3.000                   1.000                     6.000           12.500           6.500                777   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004053                       3.000                   1.000                     6.000           12.625           6.625                719   Full                                     Purchase                    Investor                   C-RETAIL
5500004058                       3.000                   1.000                     6.000           12.525           6.525                714   Full                                     Purchase                    Investor                   MULTIFAM
5500004097                       3.000                   1.000                     6.000           12.475           6.475                778   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004106                       3.000                   1.000                     6.000           12.375           6.375                711   Full                                     Purchase                    Investor                   MULTIFAM
5500004110                       3.000                   1.000                     6.000           12.950           6.950                710   Full                                     Purchase                    Investor                   MULTIFAM
5500004111                       3.000                   1.000                     6.000           12.950           6.950                739   Full                                     Purchase                    Investor                   MULTIFAM
5500004119                       3.000                   1.000                     6.000           13.125           7.125                688   Full                                     Purchase                    Investor                   MULTIFAM
5500004120                       3.000                   1.000                     6.000           13.125           2.750                688   Full                                     Purchase                    Investor                   MULTIFAM
5500004126                       3.000                   1.000                     6.000           13.075           7.075                682   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004137                       3.000                   1.000                     6.000           12.975           6.975                705   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004150                       3.000                   1.000                     6.000           12.375           6.375                702   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004151                       3.000                   1.000                     6.000           12.375           6.375                702   Full                                     Rate/Term Refinance         Investor                   MULTIFAM
5500004153                       3.000                   1.000                     6.000           12.125           6.125                721   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004155                       3.000                   1.000                     6.000           12.900           6.900                755   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004159                       3.000                   1.000                     6.000           12.975           6.975                728   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004160                       3.000                   1.000                     6.000           14.325           8.325                744   Stated                                   Rate/Term Refinance         Investor                   MULTIFAM
5500004161                       3.000                   1.000                     6.000           12.575           6.575                774   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004164                       3.000                   1.000                     6.000           12.375           6.375                686   Full                                     Purchase                    Investor                   MULTIFAM
5500004170                       3.000                   1.000                     6.000           12.825           6.825                753   Full                                     Purchase                    Investor                   MULTIFAM
5500004171                       3.000                   1.000                     6.000           12.825           6.825                731   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004172                       3.000                   1.000                     6.000           12.875           6.875                783   Full                                     Purchase                    Investor                   MULTIFAM
5500004173                       0.000                   0.000                     0.000            6.750           0.000                739   Full                                     Purchase                    Investor                   C-OFFICE
5500004178                       3.000                   1.000                     6.000           12.500           6.500                716   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004180                       3.000                   1.000                     6.000           12.600           6.600                710   Full                                     Cash Out Refinance          Investor                   C-MBLE_HM
5500004181                       3.000                   1.000                     6.000           12.250           6.250                791   Full                                     Purchase                    Investor                   MULTIFAM
5500004182                       3.000                   1.000                     6.000           12.875           6.875                662   Full                                     Purchase                    Investor                   MULTIFAM
5500004183                       3.000                   1.000                     6.000           13.125           7.125                718   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004186                       3.000                   1.000                     6.000           13.425           7.425                780   Stated                                   Purchase                    Investor                   MULTIFAM
5500004187                       3.000                   1.000                     6.000           12.750           6.750                705   Full                                     Purchase                    Investor                   MULTIFAM
5500004188                       3.000                   1.000                     6.000           13.125           7.125                740   Full                                     Purchase                    Investor                   MULTIFAM
5500004189                       3.000                   1.000                     6.000           13.425           7.425                780   Stated                                   Purchase                    Investor                   MULTIFAM
5500004190                       3.000                   1.000                     6.000           13.925           7.925                737   Stated                                   Purchase                    Investor                   MULTIFAM
5500004191                       3.000                   1.000                     6.000           12.350           6.350                689   Full                                     Rate/Term Refinance         Investor                   MULTIFAM
5500004193                       3.000                   1.000                     6.000           12.475           6.475                800   Full                                     Purchase                    Investor                   MULTIFAM
5500004198                       3.000                   1.000                     6.000           12.525           6.525                758   Full                                     Purchase                    Investor                   MULTIFAM
5500004201                       3.000                   1.000                     6.000           12.525           6.525                761   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004203                       3.000                   1.000                     6.000           12.725           6.725                738   Full                                     Purchase                    Investor                   MULTIFAM
5500004211                       3.000                   3.000                     6.000           12.500           6.500                720   Full                                     Purchase                    Investor                   C-RETAIL
5500004217                       3.000                   1.000                     6.000           12.375           6.375                798   Full                                     Purchase                    Investor                   MULTIFAM
5500004220                       3.000                   1.000                     6.000           12.450           6.450                778   Full                                     Purchase                    Investor                   MULTIFAM
5500004223                       3.000                   1.000                     6.000           12.500           6.500                742   Full                                     Cash Out Refinance          Investor                   C-OFFICE
5500004240                       3.000                   1.000                     6.000           12.400           6.400                738   Full                                     Purchase                    Investor                   MULTIFAM
5500004245                       3.000                   1.000                     6.000           12.675           6.675                746   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004248                       3.000                   1.000                     6.000           12.525           6.525                704   Full                                     Purchase                    Investor                   MULTIFAM
5500004249                       3.000                   1.000                     6.000           12.675           6.675                665   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004252                       3.000                   1.000                     6.000           12.525           6.525                738   Full                                     Purchase                    Investor                   MULTIFAM
5500004255                       3.000                   1.000                     6.000           12.000           6.000                771   Full                                     Rate/Term Refinance         Investor                   C-SELF_STG
5500004276                       3.000                   1.000                     6.000           12.300           6.300                781   Full                                     Purchase                    Investor                   MULTIFAM
5500004283                       3.000                   3.000                     6.000           12.900           6.900                747   Full                                     Purchase                    Investor                   MULTIFAM
5500004292                       3.000                   3.000                     6.000           12.400           6.400                782   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004294                       3.000                   1.000                     6.000           12.400           6.400                782   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004308                       3.000                   1.000                     6.000           12.800           6.800                733   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004318                       3.000                   3.000                     6.000           12.950           6.950                780   Full                                     Purchase                    Investor                   MULTIFAM
5500004319                       3.000                   1.000                     6.000           12.200           6.200                739   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004327                       3.000                   1.000                     6.000           12.375           6.375                783   Full                                     Purchase                    Investor                   MULTIFAM
5500004328                       3.000                   3.000                     6.000           12.075           6.075                696   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500004338                       3.000                   1.000                     6.000           12.950           6.950                668   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005014                       3.000                   1.000                     6.000           12.500           6.500                754   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005064                       3.000                   1.000                     6.000           12.325           6.325                805   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005080                       3.000                   1.000                     6.000           12.475           6.475                719   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005082                       3.000                   1.000                     6.000           12.550           6.550                767   Full                                     Purchase                    Investor                   MULTIFAM
5500005084                       3.000                   1.000                     6.000           12.125           6.125                812   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005103                       3.000                   1.000                     6.000           12.575           6.575                695   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005124                       3.000                   1.000                     6.000           12.325           6.325                716   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005131                       0.000                   0.000                     0.000            6.875           0.000                743   Full                                     Cash Out Refinance          Investor                   C-RETAIL
5500005142                       3.000                   1.000                     6.000           12.025           6.025                770   Full                                     Purchase                    Investor                   MULTIFAM
5500005151                       3.000                   1.000                     6.000           12.200           6.200                780   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005154                       3.000                   1.000                     6.000           12.500           6.500                655   Full                                     Purchase                    Investor                   C-RETAIL
5500005156                       3.000                   1.000                     6.000           12.425           6.425                729   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005158                       3.000                   1.000                     6.000           12.325           6.325                733   Full                                     Purchase                    Investor                   MULTIFAM
5500005159                       3.000                   1.000                     6.000           12.625           6.625                710   Full                                     Cash Out Refinance          Investor                   C-INDUST
5500005161                       3.000                   1.000                     6.000           12.750           6.750                701   SISA                                     Cash Out Refinance          Investor                   MULTIFAM
5500005165                       3.000                   1.000                     6.000           12.750           6.750                726   Full                                     Cash Out Refinance          Investor                   C-RETAIL
5500005170                       3.000                   1.000                     6.000           12.625           6.625                805   Full                                     Cash Out Refinance          Investor                   C-OFFICE
5500005185                       3.000                   1.000                     6.000           12.425           6.425                793   Full                                     Purchase                    Investor                   MULTIFAM
5500005189                       3.000                   1.000                     6.000           12.350           6.350                795   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005196                       3.000                   1.000                     6.000           12.475           6.475                766   Full                                     Purchase                    Investor                   MULTIFAM
5500005199                       0.000                   0.000                     0.000            6.625           0.000                766   Full                                     Cash Out Refinance          Investor                   C-RETAIL
5500005204                       3.000                   1.000                     6.000           12.350           6.350                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005205                       3.000                   1.000                     6.000           12.350           6.350                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005206                       3.000                   1.000                     6.000           12.350           6.350                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005214                       3.000                   1.000                     6.000           11.925           5.925                684   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005215                       3.000                   1.000                     6.000           12.175           6.175                675   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005216                       3.000                   1.000                     6.000           12.475           6.475                701   Full                                     Purchase                    Investor                   MULTIFAM
5500005217                       3.000                   1.000                     6.000           12.175           6.175                675   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005218                       3.000                   1.000                     6.000           12.175           6.175                675   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005220                       3.000                   1.000                     6.000           12.175           6.175                675   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005222                       3.000                   1.000                     6.000           12.350           6.350                736   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005223                       3.000                   1.000                     6.000           11.925           5.925                684   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005225                       3.000                   1.000                     6.000           12.375           6.375                757   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005228                       3.000                   1.000                     6.000           12.800           6.800                778   Full                                     Cash Out Refinance          Investor                   C-INDUST
5500005229                       3.000                   1.000                     6.000           12.675           6.675                797   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005230                       3.000                   1.000                     6.000           13.875           7.875                675   Stated                                   Purchase                    Investor                   MULTIFAM
5500005231                       3.000                   1.000                     6.000           13.550           7.550                766   Stated                                   Cash Out Refinance          Owner Occupied             MULTIFAM
5500005237                       3.000                   1.000                     6.000           12.450           6.450                765   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005238                       3.000                   1.000                     6.000           12.625           6.625                776   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005240                       3.000                   1.000                     6.000           12.100           6.100                731   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005241                       3.000                   1.000                     6.000           12.425           6.425                776   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005242                       3.000                   1.000                     6.000           12.425           6.425                776   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005243                       3.000                   1.000                     6.000           12.225           6.225                715   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005248                       3.000                   1.000                     6.000           13.000           7.000                760   Stated                                   Purchase                    Investor                   MULTIFAM
5500005254                       3.000                   1.000                     6.000           12.300           6.300                762   Full                                     Purchase                    Investor                   MULTIFAM
5500005255                       3.000                   1.000                     6.000           12.700           6.700                763   Full                                     Rate/Term Refinance         Investor                   MULTIFAM
5500005256                       3.000                   1.000                     6.000           12.625           6.625                758   Full                                     Purchase                    Investor                   C-RETAIL
5500005263                       3.000                   1.000                     6.000           12.675           6.675                751   Full                                     Purchase                    Investor                   MULTIFAM
5500005266                       3.000                   1.000                     6.000           13.125           7.125                725   Stated                                   Purchase                    Investor                   MULTIFAM
5500005267                       3.000                   1.000                     6.000           13.800           7.800                725   Stated                                   Purchase                    Investor                   MULTIFAM
5500005268                       3.000                   1.000                     6.000           12.875           6.875                751   Full                                     Purchase                    Investor                   MULTIFAM
5500005275                       3.000                   1.000                     6.000           12.475           6.475                768   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005276                       3.000                   1.000                     6.000           12.475           6.475                768   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005277                       3.000                   1.000                     6.000           12.700           6.700                668   Full                                     Purchase                    Investor                   MULTIFAM
5500005278                       3.000                   1.000                     6.000           12.750           6.750                798   Full                                     Purchase                    Investor                   MULTIFAM
5500005279                       3.000                   1.000                     6.000           12.500           6.500                686   Full                                     Purchase                    Investor                   MULTIFAM
5500005280                       3.000                   1.000                     6.000           12.750           6.750                673   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005281                       3.000                   1.000                     6.000           12.500           6.500                673   Full                                     Rate/Term Refinance         Investor                   MULTIFAM
5500005283                       3.000                   1.000                     6.000           12.250           6.250                775   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005287                       3.000                   1.000                     6.000           12.250           6.250                806   Full                                     Purchase                    Investor                   MULTIFAM
5500005289                       3.000                   1.000                     6.000           12.125           6.125                714   Full                                     Purchase                    Investor                   MULTIFAM
5500005290                       3.000                   1.000                     6.000           12.300           6.300                656   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005293                       3.000                   1.000                     6.000           12.350           6.350                682   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005295                       3.000                   1.000                     6.000           12.400           6.400                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005296                       3.000                   1.000                     6.000           12.475           6.475                751   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005297                       3.000                   1.000                     6.000           12.500           6.500                785   Full                                     Rate/Term Refinance         Investor                   C-OFFICE
5500005298                       3.000                   1.000                     6.000           12.500           6.500                773   Full                                     Purchase                    Investor                   MULTIFAM
5500005300                       3.000                   1.000                     6.000           12.375           6.375                798   Full                                     Purchase                    Investor                   MULTIFAM
5500005301                       3.000                   1.000                     6.000           12.350           6.350                682   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005302                       3.000                   1.000                     6.000           12.350           6.350                682   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005303                       3.000                   1.000                     6.000           12.425           6.425                779   Full                                     Cash Out Refinance          Investor                   C-OFFICE
5500005305                       3.000                   1.000                     6.000           12.150           6.150                773   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005306                       3.000                   1.000                     6.000           12.425           6.425                737   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005307                       3.000                   1.000                     6.000           12.675           6.675                636   Full                                     Purchase                    Investor                   MULTIFAM
5500005308                       3.000                   1.000                     6.000           12.850           6.850                745   SISA                                     Cash Out Refinance          Investor                   MULTIFAM
5500005309                       3.000                   1.000                     6.000           12.250           6.250                779   Full                                     Purchase                    Investor                   MULTIFAM
5500005311                       3.000                   1.000                     6.000           12.550           6.550                705   Full                                     Purchase                    Investor                   MULTIFAM
5500005315                       3.000                   1.000                     6.000           12.175           6.175                702   Full                                     Rate/Term Refinance         Investor                   MULTIFAM
5500005316                       3.000                   1.000                     6.000           11.925           5.925                684   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005319                       3.000                   1.000                     6.000           12.425           6.425                737   Full                                     Purchase                    Investor                   MULTIFAM
5500005322                       3.000                   1.000                     6.000           11.925           5.925                684   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005323                       3.000                   1.000                     6.000           12.225           6.225                772   Full                                     Purchase                    Investor                   MULTIFAM
5500005325                       3.000                   1.000                     6.000           12.600           6.600                780   Full                                     Purchase                    Investor                   MULTIFAM
5500005327                       3.000                   1.000                     6.000           12.050           6.050                768   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005328                       3.000                   1.000                     6.000           12.050           6.050                768   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005329                       3.000                   1.000                     6.000           12.050           6.050                779   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005331                       3.000                   1.000                     6.000           12.450           6.450                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005332                       3.000                   1.000                     6.000           12.375           6.375                711   Full                                     Purchase                    Investor                   MULTIFAM
5500005335                       3.000                   1.000                     6.000           12.425           6.425                754   Full                                     Purchase                    Investor                   MULTIFAM
5500005341                       3.000                   1.000                     6.000           12.625           6.625                750   Full                                     Purchase                    Investor                   MULTIFAM
5500005342                       3.000                   1.000                     6.000           14.250           8.250                689   Stated                                   Purchase                    Investor                   MULTIFAM
5500005344                       3.000                   1.000                     6.000           12.050           6.050                801   Full                                     Purchase                    Investor                   MULTIFAM
5500005353                       3.000                   1.000                     6.000           12.175           6.175                722   Full                                     Purchase                    Investor                   MULTIFAM
5500005355                       3.000                   1.000                     6.000           12.400           6.400                706   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005358                       3.000                   1.000                     6.000           12.425           6.425                769   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005360                       3.000                   1.000                     6.000           12.175           6.175                725   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005361                       3.000                   1.000                     6.000           12.175           6.175                725   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005362                       3.000                   1.000                     6.000           12.675           6.675                769   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005363                       3.000                   1.000                     6.000           12.050           6.050                758   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005364                       3.000                   1.000                     6.000           12.050           6.050                700   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005372                       3.000                   1.000                     6.000           12.300           6.300                681   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005390                       3.000                   1.000                     6.000           12.175           6.175                710   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005413                       3.000                   1.000                     6.000           12.025           6.025                767   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005414                       3.000                   1.000                     6.000           12.025           6.025                766   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005423                       3.000                   1.000                     6.000           12.175           6.175                751   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005425                       3.000                   1.000                     6.000           12.175           6.175                775   Full                                     Purchase                    Investor                   MULTIFAM
5500005426                       3.000                   1.000                     6.000           11.925           5.925                684   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005428                       3.000                   1.000                     6.000           12.350           6.350                808   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005432                       3.000                   1.000                     6.000           12.425           2.500                696   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005436                       3.000                   1.000                     6.000           12.200           6.200                670   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005437                       3.000                   1.000                     6.000           14.500           8.500                632   Stated                                   Purchase                    Investor                   MULTIFAM
5500005442                       3.000                   1.000                     6.000           12.275           6.275                754   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005443                       3.000                   1.000                     6.000           12.175           6.175                697   Full                                     Purchase                    Investor                   MULTIFAM
5500005444                       3.000                   1.000                     6.000           12.840           6.840                762   Full                                     Cash Out Refinance          Investor                   C-MBLE_HM
5500005454                       3.000                   1.000                     6.000           12.100           6.100                700   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005455                       3.000                   1.000                     6.000           11.925           5.925                716   Full                                     Purchase                    Investor                   MULTIFAM
5500005460                       3.000                   1.000                     6.000           12.875           6.875                733   Stated                                   Cash Out Refinance          Investor                   MULTIFAM
5500005470                       3.000                   1.000                     6.000           13.025           7.025                737   Stated                                   Purchase                    Investor                   MULTIFAM
5500005471                       3.000                   1.000                     6.000           12.275           6.275                704   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005472                       3.000                   1.000                     6.000           12.275           6.275                714   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005478                       3.000                   1.000                     6.000           11.925           5.925                759   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005481                       3.000                   1.000                     6.000           13.275           7.275                703   Stated                                   Purchase                    Investor                   MULTIFAM
5500005482                       3.000                   1.000                     6.000           12.375           6.375                669   Full                                     Purchase                    Investor                   MULTIFAM
5500005484                       3.000                   1.000                     6.000           12.425           6.425                763   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005485                       3.000                   1.000                     6.000           13.275           7.275                744   Stated                                   Purchase                    Investor                   MULTIFAM
5500005500                       3.000                   1.000                     6.000           13.400           7.400                753   Stated                                   Purchase                    Investor                   MULTIFAM
5500005501                       3.000                   1.000                     6.000           12.150           6.150                767   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005502                       3.000                   1.000                     6.000           12.700           6.700                737   Full                                     Purchase                    Investor                   MULTIFAM
5500005506                       3.000                   1.000                     6.000           12.250           6.250                736   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005509                       3.000                   1.000                     6.000           12.200           6.200                720   Full                                     Purchase                    Investor                   MULTIFAM
5500005510                       3.000                   1.000                     6.000           12.250           6.250                731   Full                                     Purchase                    Investor                   MULTIFAM
5500005528                       3.000                   1.000                     6.000           12.425           6.425                791   Full                                     Purchase                    Investor                   MULTIFAM
5500005534                       3.000                   1.000                     6.000           12.475           6.475                795   Full                                     Purchase                    Investor                   MULTIFAM
5500005535                       3.000                   1.000                     6.000           12.425           6.425                797   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005556                       3.000                   1.000                     6.000           12.250           6.250                716   Full                                     Cash Out Refinance          Investor                   MULTIFAM
5500005566                       3.000                   1.000                     6.000           12.375           6.375                701   Full                                     Purchase                    Investor                   MULTIFAM
1103620345                       0.000                   0.000                     0.000           12.100           0.000                679   Stated                                   Purchase                    Owner Occupied             SFR
1103636910                       0.000                   0.000                     0.000           11.750           0.000                666   Stated                                   Purchase                    Owner Occupied             SFR
1103639862                       0.000                   0.000                     0.000           12.400           0.000                797   Stated                                   Purchase                    Investor                   SFR
1103646913                       0.000                   0.000                     0.000           11.875           0.000                677   Stated                                   Purchase                    Owner Occupied             SFR
1103647381                       0.000                   0.000                     0.000           12.625           0.000                725   Stated                                   Purchase                    Investor                   CONDO
1103648579                       0.000                   0.000                     0.000           10.250           0.000                697   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103648881                       0.000                   0.000                     0.000           11.875           0.000                725   Stated                                   Purchase                    Investor                   SFR
1103649852                       0.000                   0.000                     0.000           12.375           0.000                651   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103649975                       0.000                   0.000                     0.000           11.875           0.000                702   Stated                                   Rate/Term Refinance         Owner Occupied             CONDO
1103650624                       0.000                   0.000                     0.000           10.000           0.000                707   Stated                                   Rate/Term Refinance         Owner Occupied             SFR
1103651272                       0.000                   0.000                     0.000           10.750           0.000                697   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103652611                       0.000                   0.000                     0.000           12.500           0.000                759   Stated                                   Cash Out Refinance          Investor                   2-FAMILY
1103653036                       0.000                   0.000                     0.000           11.750           0.000                748   Stated                                   Purchase                    Owner Occupied             SFR
1103655581                       0.000                   0.000                     0.000           12.250           0.000                786   Stated                                   Purchase                    Investor                   SFR
1103655643                       0.000                   0.000                     0.000           11.250           0.000                765   Stated                                   Purchase                    Investor                   SFR
1103655747                       0.000                   0.000                     0.000           11.000           0.000                700   Stated                                   Cash Out Refinance          Owner Occupied             SFR
1103656383                       0.000                   0.000                     0.000           10.250           0.000                755   Stated                                   Purchase                    Owner Occupied             D-PUDS
1103657175                       0.000                   0.000                     0.000           12.125           0.000                785   Stated                                   Purchase                    Investor                   SFR
1103659242                       0.000                   0.000                     0.000            9.875           0.000                780   Stated                                   Purchase                    Owner Occupied             D-PUDS
2503207522                       0.000                   0.000                     0.000           11.750           0.000                714   Stated                                   Purchase                    Owner Occupied             SFR
2503208947                       0.000                   0.000                     0.000           11.650           0.000                661   Full                                     Purchase                    Owner Occupied             HI-RISE
2503210914                       0.000                   0.000                     0.000           13.044           0.000                651   Stated                                   Purchase                    Owner Occupied             CONDO
2503210930                       0.000                   0.000                     0.000           10.795           0.000                731   Stated                                   Purchase                    Owner Occupied             SFR
2503211318                       0.000                   0.000                     0.000           10.670           0.000                677   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503211639                       0.000                   0.000                     0.000           10.440           0.000                743   Stated                                   Purchase                    Owner Occupied             SFR
2503211690                       0.000                   0.000                     0.000           12.900           0.000                780   Stated                                   Purchase                    Investor                   4-FAMILY
2503212084                       0.000                   0.000                     0.000            9.750           0.000                712   Full                                     Cash Out Refinance          Owner Occupied             SFR
2503212147                       0.000                   0.000                     0.000           12.650           0.000                659   Stated                                   Purchase                    Owner Occupied             SFR
2503213152                       0.000                   0.000                     0.000           13.340           0.000                679   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503213339                       0.000                   0.000                     0.000           11.400           0.000                761   Stated                                   Purchase                    Owner Occupied             SFR
2503213344                       0.000                   0.000                     0.000           12.520           0.000                653   Stated                                   Purchase                    Owner Occupied             SFR
2503213354                       0.000                   0.000                     0.000           10.450           0.000                748   Stated                                   Purchase                    Owner Occupied             SFR
2503213619                       0.000                   0.000                     0.000           12.100           0.000                725   Stated                                   Purchase                    Owner Occupied             SFR
2503213701                       0.000                   0.000                     0.000           12.200           0.000                666   Stated                                   Purchase                    Owner Occupied             SFR
2503213747                       0.000                   0.000                     0.000           11.140           0.000                693   Stated                                   Cash Out Refinance          Owner Occupied             SFR
2503213867                       0.000                   0.000                     0.000           10.950           0.000                680   Stated                                   Purchase                    Owner Occupied             PUD
2503214005                       0.000                   0.000                     0.000           11.940           0.000                678   Stated                                   Purchase                    Owner Occupied             2-FAMILY
2503214097                       0.000                   0.000                     0.000           10.540           0.000                735   Stated                                   Cash Out Refinance          Owner Occupied             CONDO
2503214168                       0.000                   0.000                     0.000           10.940           0.000                751   Stated                                   Purchase                    Owner Occupied             3-FAMILY
2503214497                       0.000                   0.000                     0.000            9.990           0.000                768   Stated                                   Purchase                    Owner Occupied             SFR
2503214528                       0.000                   0.000                     0.000           10.250           0.000                768   Stated                                   Purchase                    Owner Occupied             SFR
2503214546                       0.000                   0.000                     0.000            9.550           0.000                766   Stated                                   Purchase                    Owner Occupied             SFR
2503214907                       0.000                   0.000                     0.000            9.475           0.000                711   Full                                     Purchase                    Owner Occupied             SFR
2503215130                       0.000                   0.000                     0.000           12.465           0.000                676   Stated                                   Purchase                    Owner Occupied             SFR
2503215452                       0.000                   0.000                     0.000           12.450           0.000                660   Stated                                   Purchase                    Owner Occupied             SFR
2503215555                       0.000                   0.000                     0.000           12.990           0.000                652   Stated                                   Purchase                    Owner Occupied             D-PUDS


EXHIBIT I
 
SELLER REPRESENTATIONS AND WARRANTIES
 
Seller’s Representations Assigned by Company to Trustee
 
Representations and Warranties. Pursuant to the Mortgage Loan Purchase Agreement, the Seller has made certain representations and warranties to the Company and the Certificate Insurer. The Seller shall confirm such representations and warranties and shall deliver a Seller’s Warranty Certificate and an Officer’s Certificate on the Closing Date (i) reaffirming such representations and warranties and (ii) specifically restating and reaffirming the following representations and warranties as of such date. The following representations are, pursuant to the Pooling and Servicing Agreement, assigned by the Company to the Trustee for the benefit of the Certificateholders and the Certificate Insurer, together with the related repurchase rights specified in the Mortgage Loan Purchase Agreement. Pursuant to the Mortgage Loan Purchase Agreement, the Seller’s Warranty Certificate and related Officer’s Certificate, the Seller affirms each such representation and warranty and agrees, consents to and acknowledges the assignment thereof to the Trustee. All capitalized terms herein shall have the meanings assigned in the Pooling and Servicing Agreement and the Seller’s Warranty Certificate, as applicable.
 
The Seller hereby represents and warrants to the Company, Certificate Insurer and Trustee, as to each Mortgage Loan, that as of the Closing Date or as of such other date specifically provided herein:
 
(i) as of the Cut-off Date, the information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects;
 
(ii) as of the Cut-off Date, the Mortgage Loans, individually and in the aggregate, conform in all material respects to the descriptions thereof in the Prospectus Supplement;
 
(iii) the terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders;
 
(iv) the Mortgage File for each Mortgage Loan contains a true and complete copy of each of the documents contained in such Mortgage File, including all amendments, modifications and, if applicable, waivers and assumptions that have been executed in connection with such Mortgage Loan;

(v) immediately prior to the transfer to the Purchaser, the Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Seller has full right and authority to sell or assign the same pursuant to this Agreement;
 

I-1
 
(vi) each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage by at least five years, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage;
 
(vii) as of the Cut-off Date, no payment of principal of or interest on or in respect of any Mortgage Loan is 30 or more days Delinquent;
 
(viii) there is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in (xiii) below;
 
(ix) as of the Cut off Date, (i) no Mortgage Loan had been 30 days or more Delinquent more than once during the preceding 12 months, (ii) no Mortgage Loan had been Delinquent for 60 days or more during the preceding 12 months and (iii) to the Seller’s knowledge, there was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property;
 
(x) there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note;
 
(xi) to the Seller’s knowledge, except to the extent insurance is in place which will over such damage, the physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property;

(xii) each Mortgage Loan complies in all material respects with applicable local, state and federal laws, including, without limitation, usury, equal credit opportunity, real estate settlement procedures, with respect to the Group 1 Loans and to the extent applicable, the Group 2 Loans, the Federal Truth In Lending Act and disclosure laws, including, but not limited to, any applicable predatory lending laws. The consummation of the transactions contemplated hereby, including without limitation, the receipt of interest by the owner of such Mortgage Loan or the holders of Certificates secured thereby, will not involve the violation of any such laws. Each Mortgage Loan is being serviced in all material respects in accordance with applicable local, state and federal laws, including, without limitation, the Federal Truth In Lending Act and other consumer protection laws, real estate settlement procedures, usury, equal credit opportunity and disclosure laws;
 

I-2
 
(xiii) a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable. With respect to no more than 10% of the Mortgage Loans, a copy of the original title insurance policy is included in the mortgage file;
 
(xiv) in the event the Mortgage constitutes a deed of trust, either a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage or if no duly qualified trustee has been properly designated and so serves, the Mortgage contains satisfactory provisions for the appointment of such trustee by the holder of the Mortgage at no cost or expense to such holder, and no fees or expenses are or will become payable by Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the mortgagor;
 
(xv) at the time of origination, each Mortgaged Property was the subject of an appraisal which conforms to the Seller’s underwriting requirements, and a complete copy of such appraisal is contained in the Mortgage File;
 
(xvi) neither the Seller nor any servicer of the related Mortgage Loans has advanced funds or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required by the Mortgage, except for (i) interest accruing from the date of the related Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is later, to the date which precedes by 30 days the first Due Date under the related Mortgage Note, and (ii) customary advances for insurance and taxes;
 
(xvii) each Mortgage Note, the related Mortgage and other agreements executed in connection therewith are genuine, and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditor’s rights generally and by general equity principles (regardless of whether such enforcement is considered in a proceeding in equity or at law); and, to the best of Seller’s knowledge, all parties to each Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has been duly and properly executed by the Mortgagor;

(xviii) to the extent required under applicable law, each conduit seller and subsequent mortgagee or servicer of the Mortgage Loans was authorized to transact and do business in the jurisdiction in which the related Mortgaged Property is located at all times when it held or serviced the Mortgage Loan; and any obligations of the holder of the related Mortgage Note, Mortgage and other loan documents have been complied with in all material respects; servicing of each Mortgage Loan has been in accordance with the servicing standard set forth in Section 3.01 of the Pooling and Servicing Agreement and the terms of the Mortgage Notes, the Mortgage and other loan documents, whether the creation of such Mortgage Loan and servicing was done by the Seller, its affiliates, or any third party which created the Mortgage Loan on behalf of, or sold the Mortgage Loan to, any of them, or any servicing agent of any of the foregoing;
 

I-3
 
(xix) the related Mortgage Note and Mortgage contain customary and enforceable provisions such as to render the rights and remedies of the holder adequate for the realization against the Mortgaged Property of the benefits of the security, including realization by judicial, or, if applicable, non judicial foreclosure, and, to the Seller’s knowledge, there is no homestead or other exemption available to the Mortgagor which would interfere with such right to foreclosure;
 
(xx) except with respect to holdbacks required by certain Mortgage Loans which holdbacks create a fund for (i) the repair of Mortgaged Property due to damage from adverse weather conditions, or (ii) the completion of new construction, or both, the proceeds of the Mortgage Loans have been fully disbursed, there is no requirement for future advances thereunder and any and all requirements as to completion of any on site or off site improvements and as to disbursements of any escrow funds therefor have been complied with; and all costs, fees and expenses incurred in making, closing or recording the Mortgage Loan have been paid, except recording fees with respect to Mortgages not recorded as of the Closing Date;
 
(xxi) as of the Closing Date, the improvements on each Mortgaged Property securing a Mortgage Loan is insured (by an insurer which is acceptable to the Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; with respect to the Group 1 Loans only, if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense;

(xxii) there is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Seller, any of its affiliates nor any servicer of any Mortgage Loan has taken any action to waive any default, breach or event of acceleration; no foreclosure action is threatened or has been commenced with respect to any Mortgage Loan;
 

I-4
 
(xxiii) to the Seller’s knowledge, no Mortgagor, at the time of origination of the applicable Mortgage, was a debtor in any state or federal bankruptcy or insolvency proceeding;
 
(xxiv) with respect to the Group 2 Loans only, each Mortgage Loan was originated or funded by (a) a savings and loan association, savings bank, commercial bank, credit union, insurance company or similar institution which is supervised and examined by a federal or state authority (or originated by (i) a subsidiary of any of the foregoing institutions which subsidiary is actually supervised and examined by applicable regulatory authorities or (ii) a mortgage loan correspondent of any of the foregoing and that was originated pursuant to the criteria established by any of the foregoing) or (b) a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act, as amended;
 
(xxv) with respect to the Group 1 Loans only, all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including, but not limited to, certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities;
 
(xxvi) to the Seller’s knowledge, the Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances;
 
(xxvii) no instrument of release or waiver has been executed in connection with the Mortgage Loans, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement which has been approved by the primary mortgage guaranty insurer, if any, and which has been delivered to the Trustee;
 
(xxviii) [Reserved]
 
(xxix) no Mortgage Loan was originated based on an appraisal of the related Mortgaged Property made prior to completion of construction of the improvements thereon unless a certificate of completion was obtained prior to closing of the Mortgage Loan;
 
(xxx) with respect to the Group 1 Loans only, each of the Mortgaged Properties consists of a single parcel of real property with a detached single family residence erected thereon, or a two to four family dwelling, or an individual condominium unit in a condominium project or a townhouse, a condohotel, an individual unit in a PUD or an individual unit in a de minimis PUD;
 
(xxxi) with respect to the Group 1 Loans only, no Mortgaged Property consists of a single parcel of real property with a cooperative housing development erected thereon. Any condominium unit, PUD or de minimis PUD conforms with Progressive Loan Series Program requirements regarding such dwellings or is covered by a waiver confirming that such condominium unit, PUD or de minimis PUD is acceptable to the Seller;
 
(xxxii) each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G 2(a)(1);
 

I-5

 
(xxxiii)  with respect to each Mortgage Loan directly originated by the Seller (and not through a third party broker or other third party) as of the Closing Date, to the best of Seller’s knowledge, there has been no fraud, misrepresentation or dishonesty with respect to the origination of any Mortgage Loan;
 
(xxxiv)  no selection procedure reasonably believed by the Seller to be adverse to the interests of the Certificateholders or the Certificate Insurer was utilized in selecting the Mortgage Loans;
 
(xxxv)  with respect to the Group 1 Loans only, no Mortgage Loan is subject to the Home Ownership and Equity Protection Act of 1994 or any comparable state law;
 
(xxxvi)  with respect to the Group 1 Loans only, no proceeds from any Mortgage Loan were used to finance single premium credit insurance policies;
 
(xxxvii) with respect to the Group 1 Loans only, no Mortgage Loan provides for payment of a Prepayment Charge on Principal Prepayments made more than five years from the date of the first contractual Due Date of the related Mortgage Loan;
 
(xxxviii) with respect to the Group 1 Loans only, none of the Mortgage Loans is a “high cost home loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”), the New York Predatory Lending Law, codified as N.Y. Banking Law §6 I, N.Y. Gen. Bus. Law §771 a, and N.Y. Real Prop. Acts Law §1302 (together, the “New York Act”), the Arkansas Home Loan Protection Act, as amended (the “Arkansas Act”), or Kentucky Revised Statutes §360.100, as amended (the “Kentucky Act”); and all the Mortgage Loans that are subject to the Georgia Act, the New York Act, the Arkansas Act and the Kentucky Act comply with the requirements of each such act. Each Mortgage Loan for which the related Mortgaged Property is located in the State of Georgia was originated prior to October 1, 2002, or on or after March 7, 2003;
 
(xxxix)  with respect to the Group 1 Loans only, no mortgage loan in the trust is a “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loan under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees);

(xl) with respect to the Group 1 Loans only, no subprime mortgage loan originated on or after October 1, 2002 underlying the Security will impose a prepayment premium for a term in excess of three years. Any loans originated prior to such date, and any non subprime loans, will not impose prepayment penalties in excess of five years;
 
(xli) with respect to the Group 1 Loans only, the servicer for each mortgage loan underlying the Security has fully furnished and will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis;
 

I-6
 
(xlii) with respect to the Group 1 Loans only, with respect to any mortgage loan originated on or after August 1, 2004 and underlying the Security, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction;
 
(xliii) with respect to the Group 1 Loans only and the Group 2 Loans to the extent applicable, no mortgage loan is a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary which is now Version 5.7 Revised, Appendix E, attached as Exhibit 3 hereto) and no mortgage loan originated on or after October 1, 2002 through March 6, 2003 is secured by property located in the State of Georgia;
 
(xliv) information provided to the rating agencies, including the loan level detail, is true and correct according to the rating agency requirements;
 
(xlv) with respect to the Group 1 Loans only, the prepayment penalties included in the transaction are enforceable and were originated in compliance with all applicable federal, state and local laws;
 
(xlvi) the schedule of Prepayment Charges is true and correct;
 
(xlvii) with respect to the Group 2 Loans only, any assignment of leases, rents and profits or similar document or instrument executed by the related Mortgagor in connection with the origination of the related Mortgage Loan, as such document may be amended, modified, renewed or extended from time to time (the “Assignment of Leases and Rents”) establishes and creates a valid and, subject to the exceptions set forth in clause (vi) above, enforceable first priority collateral assignment of, or lien on, the related Mortgagor’s interest in all leases, subleases, licenses or other agreements pursuant to which any person is entitled to occupy, use or possess all or any portion of the real property subject to the related Mortgage, subject to legal limitations of general applicability to mortgage loans similar to the Mortgage Loans, and each of the Mortgagor, each assignor of such Assignment or Leases and Rents to the Seller and the Seller has the full right to assign the same. Each Mortgage Loan contains an Assignment of Leases and Rents, and such Assignment of Lease and Rents is included either in the related Mortgage or in a related separate assignment document. The related assignment of any Assignment of Leases and Rents not included in the related Mortgage has been executed and delivered to the Depositor in blank, is otherwise in recordable form and constitutes a legal, valid and binding assignment, sufficient to convey to the assignee named therein (assuming that the assignee has the capacity to acquire such Assignment of Leases and Rents) all of the assignor’s right, title and interest in, to and under such Assignment of Leases and Rents;

(xlviii)  with respect to the Group 2 Loans only, each Title Policy contains no exclusions for or affirmatively insures (other than in jurisdictions where affirmative insurance is unavailable), (i) access to public roads and (ii) against material losses due to encroachments of any part of the building thereon over easements;
 
(xlix) with respect to the Group 2 Loans only, the related Mortgage Loan documents provide for the appointment of a receiver of rents following an event of default under such loan documents, to the extent available under applicable law;
 

I-7
 
(l) with respect to the Group 2 Loans only, a Phase I Environmental Assessment or a Transaction Screen Analysis meeting ASTM standards was performed with respect to the mortgaged property in connection with the origination of the related mortgage loan, and none of the Phase I Environmental Assessments or Transaction Screen Analyses identified, and the Mortgage Loan Seller has no knowledge of, any material and adverse environmental condition or circumstance affecting such Mortgaged Property. Each Mortgage requires the related Mortgagor to comply with all applicable federal, state and local environmental laws and regulations;
 
(li) with respect to the Group 2 Loans only, a flood insurance policy (if any portion of buildings or other structures (excluding parking) on the Mortgaged Property are located in an area identified by the Federal Emergency Management Agency (“FEMA”) as a special flood hazard area (which “special flood hazard area” does not include areas designated by FEMA as Zones B, C or X)). With respect to each Mortgaged Property, such Mortgaged Property is required pursuant to the related Mortgage to be (or the holder of the Mortgage can require that the Mortgaged Property be), and at origination the Mortgage Loan Seller received evidence that such Mortgaged Property was, insured by a general liability insurance policy in amounts as are generally required by multi-family and commercial mortgage lenders (as applicable) for similar properties. Under such insurance policies either (A) the Mortgage Loan Seller is named as mortgagee and a loss payee under a standard mortgagee clause or (B) the Mortgage Loan Seller and/or related servicer is named as an additional insured, and is entitled to receive prior notice as the holder of the Mortgage of termination or cancellation. No such notice has been received, including any notice of nonpayment of premiums, which has not been cured. Each Mortgage obligates the related Mortgagor to maintain or cause to be maintained all such insurance and, upon such Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain or to cause to be maintained such insurance at the Mortgagor’s cost and expense and to seek reimbursement therefor from such Mortgagor. Each Mortgage Loan provides that any related insurance proceeds, other than for a total loss or taking, will be applied either to the repair or restoration of all or part of the related Mortgaged Property, with the mortgagee or a trustee appointed by the mortgagee having the right to hold and disburse such proceeds as the repair or restoration progresses (except in such cases where a provision entitling another party to hold and disburse such proceeds would not be viewed as commercially unreasonable by a prudent multi-family and commercial mortgage lender (as applicable)), or to the payment of the outstanding principal balance of the Mortgage Loan together with any accrued interest thereon, and any insurance proceeds in respect of a total or substantially total loss or taking may be applied either to payment of outstanding principal and interest on the Mortgage Loan (except as otherwise provided by law) or to rebuilding of the Mortgaged Property;

(lii) with respect to the Group 2 Loans only, as of the Closing Date, there are no delinquent rents on any ground leases for any Mortgaged Property;
 
(liii) with respect to the Group 2 Loans only, Each Mortgaged Property consists of the related Mortgagor’s fee simple estate in real estate (the “Fee Interest”) or the related Mortgage Loan is secured in whole or in part by the interest of the related Mortgagor as a lessee under a ground lease of the Mortgaged Property (a “Ground Lease”), and if secured in whole or in part by a Ground Lease, either (1) the ground lessor’s fee interest is subordinated to the lien of the Mortgage and the Mortgage will not be subject to any lien or encumbrances on the ground lessor’s fee interest, other than Permitted Encumbrances, and the holder of the Mortgage is permitted to foreclose the ground lessor’s fee interest within a commercially reasonable time period or (2) the following apply to such Ground Lease:
 

I-8
 
 
 
(A)
Such Ground Lease or a memorandum thereof has been or will be duly recorded; such Ground Lease (or the related estoppel letter or lender protection agreement between the Mortgage Loan Seller and related lessor) permits the interest of the lessee thereunder to be encumbered by the related Mortgage; and there has been no material change in the payment terms of such Ground Lease since the origination of the related Mortgage Loan, with the exception of material changes reflected in written instruments that are a part of the related Mortgage File;
 
 
(B)
The Mortgagor’s interest in such Ground Lease is not subject to any liens or encumbrances superior to, or of equal priority with, the related Mortgage, other than the ground lessor’s related fee interest and Permitted Encumbrances;
 
 
(C)
The Mortgagor’s interest in such Ground Lease is assignable to the Depositor and its successors and assigns upon notice to, but without the consent of, the lessor thereunder (or, if such consent is required, it has been obtained prior to the Closing Date) and, in the event that it is so assigned, is further assignable by the Depositor and its successors and assigns upon notice to, but without the need to obtain the consent of, such lessor;
 
 
(D)
Such Ground Lease is in full force and effect, and the Mortgage Loan Seller has received no notice that an event of default has occurred thereunder, and, to the best of Mortgage Loan Seller’s knowledge, there exists no condition that, but for the passage of time or the giving of notice, or both, would result in a material default under the terms of such Ground Lease;
 
 
(E)
Such Ground Lease, or an estoppel letter or other agreement, requires the lessor under such Ground Lease to give notice of any default by the lessee to the mortgagee (concurrent with notice given to the lessee), provided that the mortgagee has provided the lessor with notice of its lien in accordance with the provisions of such Ground Lease, and such Ground Lease, or an estoppel letter or other agreement, further provides that no notice of termination given under such Ground Lease is effective against the mortgagee unless a copy has been delivered to the mortgagee. The Mortgage Loan Seller has provided the lessor under the Ground Lease with notice of the Mortgage Loan Seller’s lien on the Mortgaged Property in accordance with the provisions of such Ground Lease;

 
(F)
A mortgagee is permitted a reasonable opportunity (including, where necessary, sufficient time to gain possession of the interest of the lessee under such Ground Lease) to cure any default under such Ground Lease, which is curable after the receipt of notice of any such default, before the lessor thereunder may terminate such Ground Lease by reason of such default;
 

I-9
 
 
 
(G)
Such Ground Lease has an original term, along with any extensions set forth in such Ground Lease, not less than 10 years beyond the full amortization term of the Mortgage Loan (or if such Mortgage Loan does not fully amortize over its terms, 20 years beyond its maturity date);
 
 
(H)
Under the terms of such Ground Lease and the related Mortgage, taken together, any related insurance proceeds, other than for a total loss or taking, will be applied either to the repair or restoration of all or part of the related Mortgaged Property, with the mortgagee or a trustee appointed by the mortgagee having the right to hold and disburse such proceeds as the repair or restoration progresses (except in such cases where a provision entitling another party to hold and disburse such proceeds would not be viewed as commercially unreasonable by a prudent multi-family and commercial mortgage lender (as applicable)), or to the payment of the outstanding principal balance of the Mortgage Loan together with any accrued interest thereon, and any insurance proceeds in respect of a total or substantially total loss or taking may be applied either to payment of outstanding principal and interest on the Mortgage Loan (except as otherwise provided by law) or to rebuilding of the Mortgaged Property;
 
 
(I)
Such Ground Lease does not impose any restrictions on subletting which would be viewed, as commercially unreasonable by the Mortgage Loan Seller; and such Ground Lease contains a covenant that the lessor thereunder is not permitted, in the absence of an uncured default, to disturb the possession, interest or quiet enjoyment of any subtenant of the lessee, or in any manner, which would materially and adversely affect the security provided by the related Mortgage;
 
 
(J)
Such Ground Lease, or an estoppel or other agreement, requires the lessor to enter into a new lease with the Mortgage Loan Seller or its successors or assigns in the event of a termination of the Ground Lease by reason of a default by the Mortgagor under the Ground Lease, including rejection of the Ground Lease in a bankruptcy proceeding; and

 
(K)
Such Ground Lease may not be materially amended, modified or, except in the case of a default, cancelled or terminated without the prior written consent of the holder of the Mortgage Loan, and any such action without such consent is not binding on such holder, including any increase in the amount of rent payable by the lessee thereunder during the term of the Mortgage Loan;
 
(liv) with respect to the Group 2 Loans only, no Mortgage Loan is a negative amortization mortgage loan, contains any equity participation or provides for any contingent or additional interest in the form of participation in the cash flow of the related Mortgaged Property. Neither the Mortgage Loan Seller nor any Affiliate thereof has any obligation to make any capital contribution to the Mortgagor under the Mortgage Loan or otherwise;
 

I-10
 
(lv) with respect to the Group 2 Loans only, to the best of Mortgage Loan Seller’s knowledge, based on due diligence that it customarily performs in the origination of comparable mortgage loans, as of the date of origination of each Mortgage Loan, the related Mortgagor was in possession of all material licenses, permits and franchises required by applicable law for the ownership and operation of the related Mortgaged Property as it was then operated;
 
(lvi) with respect to the Group 2 Loans only, to the Mortgage Loan Seller’s knowledge, any franchise agreement applicable to the operation of any Mortgaged Property is in full force and effect and there is currently no default or imminent default under any such franchise agreement;
 
(lvii) with respect to the Group 2 Loans only, each Mortgaged Property contains one or more separate tax lots (or will constitute separate tax lots when the next tax maps are issued) or is subject to an endorsement under the related Title Policy;
 
(lviii) with respect to the Group 2 Loans only, to the best of Mortgage Loan Seller’s knowledge, each Mortgaged Property has adequate access to public ways and is served by utilities, including, without limitation, adequate water, sewer, electricity, gas, telephone, sanitary sewer, and storm drain facilities. To the best of Mortgage Loan Seller’s knowledge all public utilities necessary to the continued use and enjoyment of each Mortgaged Property as presently used and enjoyed are located in the public right-of-way abutting such Mortgaged Property, and all such utilities are connected so as to serve such Mortgaged Property without passing over other property. To the best of Mortgage Loan Seller’s knowledge, all roads necessary for the full use of each Mortgaged Property for such Mortgaged Property’s current purpose have been completed and dedicated to public use and accepted by all governmental authorities or are subject of access easements for the benefit of such Mortgage Property;
 
(lix) the information set forth in the prepayment penalty schedule (including the prepayment penalty summary attached thereto) is complete, true and correct in all material respects on the date or dates when such information is furnished and each prepayment penalty is permissible and enforceable in accordance with its terms (except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws affecting creditor’s rights generally or the collectability thereof may be limited due to acceleration in connection with a foreclosure) under applicable federal, state and local law;

(lx) the Servicer will not waive any prepayment penalty or part of a prepayment penalty unless such waiver would maximize recovery of total proceeds taking into account the value of such prepayment penalty and related mortgage loan and doing so is standard and customary in servicing mortgage loans similar to the mortgage loans (including any waiver of a prepayment penalty in connection with a refinancing of a mortgage loan that is related to a default or a reasonably foreseeable default), and in no event will it waive a prepayment penalty in connection with a refinancing of a mortgage loan that is not related to a default or a reasonably foreseeable default; and the Servicer will not waive any part of any prepayment penalty unless the waiver relates to a default or a reasonably foreseeable default, the prepayment penalty would cause an undue hardship to the related borrower, the Mortgaged Property is sold by the Mortgagor, the collection of any prepayment penalty would violate any relevant law or regulation or the waiving of the prepayment penalty would otherwise benefit the Trust Fund and it is expected that the waiver would maximize recovery of total proceeds taking into account the value of the prepayment penalty and related Mortgage Loan and doing so is standard and customary in servicing similar Mortgage Loans (including any waiver of a prepayment penalty in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default). The Servicer will not waive a prepayment penalty in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default.

I-11

EXHIBIT J
 
FORM OF NOTICE UNDER SECTION 3.24 OF POOLING AND SERVICING AGREEMENT
 
March ___, 2007
 
Deutsche Bank National Trust Company
1761 East St. Andrew Place
Santa Ana, California 92705-4934
 
 
Re:
Impac Secured Assets Corp.
   
Mortgage Pass-Through Certificates
Series 2007-2__________________
     
Pursuant to Section 3.25 of the Pooling and Servicing Agreement, dated as of March 1, 2007, relating to the Certificates referenced above, the undersigned does hereby notify you that:
 
(a) The prepayment assumption used in pricing the Certificates with respect to the Mortgage Loans in Series 2007-2 consisted of a Prepayment Assumption (the “Prepayment Assumption”) of ____% per annum.
 
(b) With respect to each Class of Certificates comprising the captioned series, set forth below is (i), the first price, as a percentage of the Certificate Principal Balance or Notional Amount of each Class of Certificates, at which 10% of the aggregate Certificate Principal Balance or Notional Amount of each such Class of Certificates was first sold at a single price, if applicable, or (ii) if more than 10% of a Class of Certificates have been sold but no single price is paid for at least 10% of the aggregate Certificate Principal Balance or Notional Amount of such Class of Certificates, then the weighted average price at which the Certificates of such Class were sold expressed as a percentage of the Certificate Principal Balance or Notional Amount of such Class of Certificates, (iii) if less than 10% of the aggregate Certificate Principal Balance or Notional Amount of a Class of Certificates has been sold, the purchase price for each such Class of Certificates paid by [_____________] (the “Underwriter”), expressed as a percentage of the Certificate Principal Balance or Notional Amount of such Class of Certificates calculated by: (1) estimating the fair market value of each such Class of Certificates as of March 29, 2007; (2) adding such estimated fair market value to the aggregate purchase prices of each Class of Certificates described in clause (i) or (ii) above; (3) dividing each of the fair market values determined in clause (1) by the sum obtained in clause (2); (4) multiplying the quotient obtained for each Class of Certificates in clause (3) by the purchase price paid by the Underwriters for all the Certificates purchased by it; and (5) for each Class of Certificates, dividing the product obtained from such Class of Certificates in clause (4) by the initial Certificate Principal Balance or Notional Amount of such Class of Certificates or (iv) the fair market value (but not less than zero) as of the Closing Date of each Certificate of each Class of Certificates retained by the Company or an affiliate corporation, or delivered to the seller:
 

J-1


 
Series 2007-2
  
   
Class 1-A1-A:
____%
Class 1-A1-B:
____%
Class 1-A1-C:
____%
Class 1-AM:
____%
Class 1-M-1:
____%
Class 1-M-2:
____%
Class 1-M-3:
____%
Class 1-M-4:
____%
Class 1-M-5:
____%
Class 1-M-6:
____%
Class 1-M-7:
____%
Class 1-M-8:
____%
Class 1-B:
____%
Class 2-A:
____%
Class 1-C:
____%
Class 1-P:
____%
Class 2-C:
____%
Class 2-P:
____%
Class R:
____%

 
J-2

The prices and values set forth above do not include accrued interest with respect to periods before the closing.
 

 
IMPAC SECURED ASSETS CORP.
 
 
By:___________________________
Name:
Title:


 
J-3

EXHIBIT K
 
IMPAC SERVICING GUIDE
 
(Provided Upon Request)

 
K-1

EXHIBIT L-1
 
FORM 10-K CERTIFICATION
 
 
Re:
Impac Secured Assets Corp.,
   
Mortgage Pass-Through Certificates, Series 2007-2
     
I, [identify the certifying individual], certify that:
 
1. I have reviewed this report on Form 10-K and all reports on Form 10-D required to be filed in respect of the period covered by this report on Form 10-K of [identify the issuing entity] (the “Exchange Act periodic reports”);
 
2. Based on my knowledge, the Exchange Act periodic reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
 
3. Based on my knowledge, all of the distribution, servicing and other information required to be provided under Form 10-D for the period covered by this report is included in the Exchange Act periodic reports;
 
4. [I am responsible for reviewing the activities performed by the servicer(s) and based on my knowledge and the compliance review(s) conducted in preparing the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and] [Based on my knowledge and the servicer compliance statement(s) required in this report under Item 1123 of Regulation AB, and except as disclosed in the Exchange Act periodic reports, the servicer(s) [has/have] fulfilled [its/their] obligations under the servicing agreement(s); and]
 
5. All of the reports on assessment of compliance with servicing criteria for asset-backed securities and their related attestation reports on assessment of compliance with servicing criteria for asset-backed securities required to be included in this report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to this report, except as otherwise disclosed in this report. Any material instances of noncompliance described in such reports have been disclosed in this report on Form 10-K.

[In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties [name of servicer, sub-servicer, co-servicer, depositor or trustee].]
 
Date: . . . . . . . . . . . . . .
_______________________
[Signature]
[Title]

L-1-1

EXHIBIT L-2
 
FORM 10-K BACK-UP CERTIFICATION (MASTER SERVICER)
 
 
Re:
Impac Secured Assets Corp.,
   
Mortgage Pass-Through Certificates, Series 2007-2
     
I, [Identify the certifying individual], a [_________________] of Impac Funding Corporation, as Master Servicer, hereby certify to Impac Secured Assets Corp. and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:
 
1. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.
 
Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated March 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer and Deutsche Bank National Trust Company, as Trustee.
 
 
IMPAC FUNDING CORPORATION, as
Master Servicer
   
 
By:__________________________
 
Name:
 
Title:
   
 
Date:


 
L-2-1

EXHIBIT L-3
 
FORM 10-K BACK-UP CERTIFICATION (TRUSTEE)
 
 
Re:
Impac Secured Assets Corp.,
   
Mortgage Pass-Through Certificates, Series 2007-2
     
I, [Identify the certifying individual], a [______________] of Deutsche Bank National Trust Company, as Trustee, hereby certify to Impac Secured Assets Corp. and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:
 
1. I have reviewed the annual report on Form 10-K for the fiscal year [__], and all reports on Form 10-D containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Issuer relating to the above-referenced trust;
 
2. Based on my knowledge, the information in these distribution reports prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and
 
3. Based on my knowledge, the distribution information required to be provided by the Trustee under the Agreement is included in these distribution reports.
 
Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated March 1, 2007 (the “Agreement”), among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as Master Servicer, Deutsche Bank National Trust Company, as Trustee.
 
 
DEUTSCHE BANK NATIONAL TRUST
COMPANY, as
Trustee
   
 
By:_______________________________
 
Name:
 
Title:
   
 
Date:
   

 
L-3-1

EXHIBIT L-4
 
FORM OF BACK-UP CERTIFICATION TO FORM 10-K CERTIFICATE
 
Re: The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
 
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1)  I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 

L-4-1


Date: _________________________
  
   
By:
  
Name:__________________________
  
Time:___________________________
  


 
L-4-2

EXHIBIT M-1
 
FORM OF SWAP AGREEMENT
 
DATE:
March 29, 2007
   
TO:
Deutsche Bank National Trust Company, not in its individual capacity, but solely as group [__] supplemental interest trust trustee (the “Group [__] Supplemental Interest Trust Trustee”) on behalf of the group [__] supplemental interest trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Group [__] Supplemental Interest Trust”)
   
ATTENTION:
IMPAC Secured Assets Trust 2007-2
TELEPHONE:
714-247-6000
FACSIMILE:
714-247-6282
   
FROM:
Bank of America, N.A.
Sears Tower
233 South Wacker Drive, Suite 2800
Chicago, IL 60606
   
SUBJECT:
Fixed Income Derivatives Confirmation
   
REFERENCE NUMBER:
[_______]

The purpose of this long-form confirmation (“Confirmation”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bank of America, N.A (“Party A”) and Deutsche Bank National Trust Company, not individually, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust (“Party B”) created under the Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.
 
1.
This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement.
 

M-1-1

Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.
 

M-1-2

2. The terms of the particular Transaction to which this Confirmation relates are as follows:
 
Type of Transaction:
Interest Rate Swap
   
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
   
Trade Date:
March 28, 2007
   
Effective Date:
March 29, 2007
   
Termination Date:
[________], [____], subject to adjustment in accordance with the Business Day Convention.
   
Fixed Amounts:
  
     
 
Fixed Rate Payer:
Party B
     
 
Fixed Rate Payer
Period End Dates:
 
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     
 
Fixed Rate Payer
Payment Dates:
 
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     
 
Fixed Rate:
With respect to any Calculation Period, the rate set forth for such period on Schedule I attached hereto.
     
 
Fixed Rate Date
Count Fraction:
 
30/360
     
Floating Amounts:
  
     
 
Floating Rate Payer:
Party A
     
 
Floating Rate Payer
Period End Dates:
 
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     

M-1-3


 
Floating Rate Payer
Payment Dates:
 
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     
 
Floating Rate Option:
USD-LIBOR-BBA
     
 
Designated Maturity:
One month
     
 
Floating Rate Day
Count Fraction:
 
Actual/360
     
 
Reset Dates:
The first day of each Calculation Period.
     
 
Compounding:
Inapplicable
     
 
Business Days:
New York
     
 
Business Day
Convention:
 
Following
     
 
Calculation Agent:
Party A

 

M-1-4

3.
Provisions Deemed Incorporated in a Schedule to the ISDA Master Agreement:
 
Part 1. Termination Provisions.
 
For the purposes of this Agreement:-
 
(a)
“Specified Entity” will not apply to Party A or Party B for any purpose.
 
(b)
“Specified Transaction” will have the meaning specified in Section 14.
 
(c)
Events of Default.
 
The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.
 
 
(i)
The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
 
(ii)
The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B.
 
 
(iii)
The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
 
(iv)
The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B.
 
 
(v)
The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B.
 

M-1-5

 
(vi)
The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A:
 
“Specified Indebtedness” will have the meaning specified in Section 14, except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.
 
“Threshold Amount” means with respect to Party A an amount equal to three percent (3%) of the Shareholders’ Equity of Party A or, if applicable, the Eligible Guarantor.
 
“Shareholders’ Equity” means with respect to an entity, at any time, (1) if Party A is a national banking association, the Total Equity Capital of Party A (as shown in the most recently filed FFIEC Consolidated Report of Condition for Insured Commercial and State-Chartered Savings Banks (“Call Report”) Schedule RC- Balance Sheet of such entity) or (2) for any other entity, the sum (as shown in the most recent annual audited financial statements of such entity) of (i) its capital stock (including preferred stock) outstanding, taken at par value, (ii) its capital surplus and (iii) its retained earnings, minus (iv) treasury stock, each to be determined in accordance with generally accepted accounting principles.
 
 
(vii)
The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”.
 
 
(viii)
The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B.
 
(d)
Termination Events.
 
The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.
 

M-1-6

 
(i)
The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B.
 
 
(ii)
The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B.
 
 
(iii)
The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party.
 
 
(iv)
The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B.
 
(e)
The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B.
 
(f)
Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:
 
 
(i)
Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply:
 
 
(A)
The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following:
 
“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.
 
 
(B)
The definition of Settlement Amount shall be deleted in its entirety and replaced with the following:
 

M-1-7

“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:
 
 
(a)
If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation;
 
 
(b)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or
 
 
(c)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions.
 
 
(C)
If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day.
 
 
(D)
If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following:
 

M-1-8

“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
 
 
(E)
At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value).
 
 
(ii)
The Second Method will apply.
 
(g)
“Termination Currency” means USD.
 
(h)
Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c).

M-1-9
 
Part 2.  Tax Matters.
 
(a)
Tax Representations.
 
 
(i)
Payer Representations. For the purpose of Section 3(e) of this Agreement:
 
 
(A)
Party A makes the following representation(s):
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on: the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement; (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement; and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.
 
 
(B)
Party B makes the following representation(s):
 
None.
 
 
(ii)
Payee Representations. For the purpose of Section 3(f) of this Agreement:
 
 
(A)
Party A makes the following representation(s):
 
Party A is a national banking association formed under the laws of the United States of America. Party A is a United States person for U.S. Federal Income Tax purposes and its U.S. taxpayer identification number is 94-1687665.
 
 
(B)
Party B makes the following representation(s):
 
None.
 
(b)
Tax Provisions.
 
 
(i)
Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein.
 

M-1-10

 
(ii)
Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following:
 
“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.
 

M-1-11


Part 3.  Agreement to Deliver Documents.
 
(a)
For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
  
Form/Document/Certificate
  
Date by which to be delivered
         
Party A
  
An original properly completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by Party A that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement.
  
(i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) promptly upon the reasonable demand by Party B, (iv) prior to the expiration or obsolescence of any previously delivered form, and (v) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect.
         
Party B
  
(i) Upon execution of this Agreement, an original completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by the initial beneficial owner of payments to Party B under this Agreement, and (ii) thereafter, the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto)) with respect to any payments received or to be received by the beneficial owner of payments to Party B under this Agreement from time to time.
  
(i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) in the case of a tax certification form other than a Form W-9, before December 31 of each third succeeding calendar year, (iv) promptly upon the reasonable demand by Party B, (v) prior to the expiration or obsolescence of any previously delivered form, and (vi) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect.


M-1-12

(b) For the purpose of Section 4(a)(ii), other documents to be delivered are:

Party required to deliver document
  
Form/Document/Certificate
  
Date by which to be delivered
  
Covered by Section 3(d) Representation
             
Party A and
Party B
  
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
  
Yes
             
Party A and
Party B
  
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
  
Yes
             
Party A
  
Quarterly Consolidated Report of Condition for Insured Commercial and State Chartered Savings Banks of Party A
  
To be made available on http://www2.fdic.gov/Call_TFR_Rpts after the end of each fiscal quarter of Bank of America, N.A.
  
Yes
             
Party A
  
An opinion of counsel to Party A reasonably acceptable in form and substance to Party B
  
Upon the execution and delivery of this Agreement
  
No
             
Party B
  
An opinion of counsel to Party B reasonably acceptable in form and substance to Party A
  
Upon the execution and delivery of this Agreement
  
No
 

M-1-13


Part 4.  Miscellaneous.
 
(a)
Address for Notices: For the purposes of Section 12(a) of this Agreement:
 
Address for notices or communications to Party A:
 
Address:
Bank of America, N.A.
Sears Tower
233 South Wacker Drive, Suite 2800
Chicago, IL 60606
Attention:
Swap Operations
Telephone No.:
312-234-2732
Facsimile No.:
866-255-1444

with a copy to:
 
Address:
Bank of America, N.A.
100 N. Tryon St., NC1-007-13-01
Charlotte, North Carolina 28255
Attention:
Global Markets Trading Agreements
Facsimile No.:
704-386-4113
   
And to:
 
Address:
Ambac Assurance Corporation,
One State Street Plaza,
New York, NY 10004
Attention:
Risk Management, Asset-Backed Securities
Facsimile:
(212) 480-3682
   
(For all purposes)
 
Address for notices or communications to Party B:
 
Address:
Impac Secured Assets Corp. 2007-2 c/o
Deutsche Bank National Trust Company
1761 East St. Andrew Place
Santa Ana, CA 92705
Attention:
Marion Hogan
Facsimile:
714-247-6285
Phone:
704-386-4113
   

 

M-1-14

And to:
 
Address:
Ambac Assurance Corporation,
One State Street Plaza,
New York, NY 10004
Attention:
Risk Management, Asset-Backed Securities
Facsimile:
(212) 480-3682
   
(For all purposes)
 
(b)
Process Agent. For the purpose of Section 13(c):
 
Party A appoints as its Process Agent: Not applicable.
 
Party B appoints as its Process Agent: Not applicable.
 
(c)
Offices. The provisions of Section 10(a) will apply to this Agreement; neither Party A nor Party B has any Offices other than as set forth in the Notices Section and Party A agrees that, for purposes of Section 6(b) of this Agreement, it shall not in the future have any Office other than one in the United States.
 
(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:
 
Party A is not a Multibranch Party.
 
Party B is not a Multibranch Party.
 
(e)
Calculation Agent. The Calculation Agent is Party A; provided, however, that if an Event of Default shall have occurred with respect to Party A, Party B shall have the right to appoint as Calculation Agent a third party, reasonably acceptable to Party A, the cost for which shall be borne by Party A.
 
(f)
Credit Support Document.
 
 
Party A:
The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement.
 
Party B:
The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex.
 
(g)
Credit Support Provider.
 
 
Party A:
The guarantor under any guarantee in support of Party A’s obligations under this Agreement.
 
Party B:
None.
 
(h)
Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.
 

M-1-15

(i)
Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder.
 
(j)
Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

M-1-16

Part 5. Other Provisions.
 
(a)
Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement.
 
(b)
Amendments to ISDA Master Agreement.
 
 
(i)
Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”.
 
 
(ii)
Conditions Precedent. Section 2(a)(iii) is hereby amended by adding the following at the end thereof:
 
Notwithstanding anything to the contrary in Section 2(a)(iii)(1), if an Event of Default with respect to Party B or Potential Event of Default with respect to Party B has occurred and been continuing for more than 30 Local Business Days and no Early Termination Date in respect of the Affected Transactions has occurred or been effectively designated by Party A, the obligations of Party A under Section 2(a)(i) shall cease to be subject to the condition precedent set forth in Section 2(a)(iii)(1) with respect to such specific occurrence of such Event of Default or such Potential Event of Default (the “Specific Event”); provided, however, for the avoidance of doubt, the obligations of Party A under Section 2(a)(i) shall be subject to the condition precedent set forth in Section 2(a)(iii)(1) (subject to the foregoing) with respect to any subsequent occurrence of the same Event of Default with respect to Party B or Potential Event of Default with respect to Party B after the Specific Event has ceased to be continuing and with respect to any occurrence of any other Event of Default with respect to Party B or Potential Event of Default with respect to Party B that occurs subsequent to the Specific Event.
 
 
(iii)
Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof:
 
“to another account in the same legal and tax jurisdiction as the original account”.

 
(iv)
Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g):
 

M-1-17
 
 
 
“(g)
Relationship Between Parties.
 
 
(1)
Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
 
(2)
Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.
 
 
(3)
Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.
 
 
(4)
Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.
 
 
(5)
Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.”
 
 
(v)
Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof.
 
 
(vi)
Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word “non-”, (ii) deleting “; and” from the end of subparagraph (i) and inserting “.” in lieu thereof, and (iii) deleting the final paragraph thereof.
 
 
(vii)
Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”.
 

M-1-18

(c)
Additional Termination Events. The following Additional Termination Events will apply:
 
 
(i)
First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.
 
 
(ii)
Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.
 
 
(iii)
Amendment of Pooling and Servicing Agreement. If, without the prior written consent of Party A where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment is made to the Pooling and Servicing Agreement which amendment could reasonably be expected to have a material adverse effect on the interests of Party A (excluding, for the avoidance of doubt, any amendment to the Pooling and Servicing Agreement that is entered into solely for the purpose of appointing a successor servicer, master servicer, securities administrator, trustee or other service provider) under this Agreement, an Additional Termination Event shall have occurred with respect to Party B and Party B shall be the sole Affected Party with respect to such Additional Termination Event.
 
(d)
Required Ratings Downgrade Event. In the event that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee.
 
(e)
Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of November 16, 2006 (the “Item 1115 Agreement”), among Impac Funding Corporation (the “Sponsor”), Impac Secured Assets Corp. (the “Depositor”) and Bank of America, N.A. shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B.
 

M-1-19

(f)
Transfers.
 
 
(i)
Section 7 is hereby amended to read in its entirety as follows:
 
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
 
 
(ii)
If an Eligible Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, take any reasonable steps required to be taken by Party B to effect such transfer.
 
(g)
Non-Recourse. Party A acknowledges and agrees that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Group [__] Supplemental Interest Trust and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Group [__] Supplemental Interest Trust and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Group [__] Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Group [__] Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Group [__] Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement.
 
(h)
Timing of Payments by Party B upon Early Termination. Notwithstanding anything to the contrary in Section 6(d)(ii), to the extent that all or a portion (in either case, the “Unfunded Amount”) of any amount that is calculated as being due in respect of any Early Termination Date under Section 6(e) from Party B to Party A will be paid by Party B from amounts other than any upfront payment paid to Party B by an Eligible Replacement that has entered a Replacement Transaction with Party B, then such Unfunded Amount shall be due on the next subsequent Distribution Date following the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii), and on any subsequent Distribution Dates until paid in full (or if such Early Termination Date is the final Distribution Date, on such final Distribution Date); provided, however, that if the date on which the payment would have been payable as determined in accordance with Section 6(d)(ii) is a Distribution Date, such payment will be payable on such Distribution Date.
 

M-1-20

(i)
Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer.
 
(j)
No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”.
 
(k)
Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P.
 
(l)
Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event.
 
(m)
Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Group [__] Supplemental Interest Trust, or the Trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes. This provision will survive the termination of this Agreement.

(n)
Group [__] Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed by Deutsche Bank National Trust Company (“Deutsche”) not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement in the exercise of the powers and authority conferred and invested in it thereunder; (b) Deutsche has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder; (c) each of the representations, undertakings and agreements herein made on behalf of the Group [__] Supplemental Interest Trust is made and intended not as personal representations of the Group [__] Supplemental Interest Trust Trustee but is made and intended for the purpose of binding only the Group [__] Supplemental Interest Trust; (d) nothing herein contained shall be construed as creating any liability on Deutsche Bank National Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties who are signatories to this Agreement and by any person claiming by, through or under such parties; and (e) under no circumstances shall Deutsche Bank National Trust Company in its individual capacity be personally liable for the payment of any indemnity, indebtedness, fees or expenses of the Group [__] Supplemental Interest Trust or be liability for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Group [__] Supplemental Interest Trust under this Agreement.
 
 

M-1-21
(o)
Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable.
 
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
 
(p)
Agent for Party B. Party A acknowledges that the Depositor has appointed the Group [__] Supplemental Interest Trust Trustee and the Trustee as agents under the Pooling and Servicing Agreement to carry out certain functions on behalf of Party B, and that the Group [__] Supplemental Interest Trust Trustee and the Trustee shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B.

(q)
Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements.
 

M-1-22
 
 
(r)
Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between trading, marketing, and operations personnel of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify such personnel of such monitoring or recording.
 
(s)
Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document.
 
(t)
Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc.
 
(u)
Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below.
 
(v)
Additional representations.
 
 
(i)
Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that:--
 
 
(1)
Party A’s obligations under this Agreement rank pari passu with all of Party A’s other unsecured, unsubordinated obligations except those obligations preferred by operation of law.
 
 
(2)
Party A is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full).
 

M-1-23

 
(ii)
Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. The Group [__] Supplemental Interest Trust Trustee represents to Party A on the date on which the Group [__] Supplemental Interest Trust Trustee executes this Agreement that it is executing the Agreement in its capacity as Group [__] Supplemental Interest Trust Trustee.
 
(w)
Acknowledgements.
 
 
(i)
Substantial financial transactions. Each party hereto is hereby advised and acknowledges as of the date hereof that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph shall be deemed repeated on the trade date of each Transaction.
 
 
(ii)
Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code.
 
(x)
USA Patriot Act Notice. Party A hereby notifies Party B that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”), it is required to obtain, verify and record information that identifies Party B, which information includes the name and address of Party B and other information that will allow Party A to identity Party B in accordance with the Patriot Act.

(y)
Optional Termination. Upon the occurrence of a termination of the Trust Fund with respect to Loan Group [__] pursuant to Section 9.01 (the “Optional Termination”) of the Pooling and Servicing Agreement:
 

M-1-24
 
 
(a) Party B hereby assigns all of its rights and delegates all of its liabilities and obligations to Impac Mortgage Holdings, Inc., and Impac Mortgage Holdings, Inc. hereby assumes all of Party B’s rights, liabilities, and obligations, under the New Transaction and the New Confirmation arising on or after the final Payment Date under the Pooling and Servicing Agreement (such date, the “Optional Termination Payment Date”; such transaction and confirmation, collectively, the “Assigned Transaction”). The Assigned Transaction shall be governed by and form part of an agreement in the form of a 1992 ISDA Master Agreement between Party A and Impac Mortgage Holdings, Inc., dated as of March 21, 2002, as amended and supplemented from time to time. Party A hereby consents to the assignment and delegation by Party B of all of its rights, liabilities, and obligations under the Assigned Transaction to Impac Mortgage Holdings, Inc.;
 
(b) Party A and Party B hereby release one another from all liabilities and obligations owed under and in respect of the Assigned Transaction, and Party B hereby terminates its rights under and in respect of the Assigned Transaction;
 
(c) Party A hereby agrees that Impac Mortgage Holdings, Inc. may do one of the following with the Assigned Transaction:
 
(i) retain such Assigned Transaction;
 
(ii) further assign all of its rights and delegate all of its liabilities and obligations under the Assigned Transaction to a third party, such assignment and delegation to be effective upon the receipt of written consent thereto from Party A (in its sole and absolute discretion); or
 
(iii) terminate the Assigned Transaction by giving three Business Days’ prior written notice to Party A (the “Optional Termination Date”). On such Optional Termination Date, if any, a termination payment (if any) shall be payable by Impac Mortgage Holdings, Inc. or Party A, as applicable, as determined by the Calculation Agent by the application of Section 6(e)(ii) of the Agreement, with Market Quotation and Second Method being the applicable method for determining the termination payment. The exercise of the right to terminate under this provision shall not be an Event of Default under any of the other Transactions that are part of the Old Agreement or the New Agreement. For purposes of the Optional Termination Date, Impac Mortgage Holdings, Inc. shall be the sole Affected Party.
 
(z)
Third Party Beneficiary. The parties hereto acknowledge and agree that the Certificate Insurer shall be an express third-party beneficiary of this Agreement and shall be entitled to rely on (and enforce) the representations, warranties, covenants and obligations as set forth herein.

(aa)
Notices. Each of Party A and Party B acknowledges and agrees that a copy of each written default and/or termination notice sent to the other party hereto with respect to this Agreement shall be sent to the Certificate Insurer at its address as set forth herein.
 
(bb)
Additional Definitions.
 

M-1-25
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.
 
“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.
 
“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.
 
“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A (or an Eligible Replacement) to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.
 
“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s. An Eligible Guarantor shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.

“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement with Depositor. An Eligible Replacement shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
 

M-1-26
 
“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.
 
“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
 
“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.
 
“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.

“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.
 

M-1-27
 
“Permitted Transfer” means a transfer by novation by Party A pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the second sentence of Section 7 (as amended herein) to a transferee (the “Transferee”) of all, but not less than all, of Party A’s rights, liabilities, duties and obligations under this Agreement, with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement; (b) Party A and the Transferee are both “dealers in notional principal contracts” within the meaning of Treasury regulations section 1.1001-4; (c) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4); (d) an Event of Default or Termination Event would not occur as a result of such transfer; (e) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes all rights and obligations of Party A under the Agreement and the relevant Transaction; (f) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee all, but not less than all, of Party A’s rights and obligations under the Agreement and all relevant Transactions; (g) Party A will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (h) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of this Agreement without modification of its terms, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv), Part 5(v)(i)(2) or Part 5(v)(ii), notice information and account details; and (i) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
 
“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.

“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.

M-1-28
 
“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.
 
“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold.
 
“Required Ratings Threshold” means each of the S&P Required Ratings Threshold and the Moody’s Second Trigger Ratings Threshold.
 
“S&P” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.
 
“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.
 
“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB+”.
 
“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).
 
[Remainder of this page intentionally left blank.]
 

M-1-29

4. Account Details and Settlement Information:
 
Payments to Party A:
Name:
Bank of America, N.A. - New York
 
ABA #:
026009593
 
Attn:
BOFAUS3N
 
Name:
Bank of America, N.A.
 
City:
Charlotte
 
Acct#:
6550219386
 
Attn:
Rate Derivative Settlements
 
Attn:
BOFAUS6SGDS
     
Payments to Party B:
Deutsche Bank Trust Company - Americas
 
ABA 021001033
 
Bene Acct. 014-19-663
 
Bene Acct. Name NYLTD Funds Control - Stars West
 
Ref: IMPAC Secured Assets Trust 2007-2 - Group [__] SWAP payment

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 

M-1-30


We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
 
Very truly yours,
 
Bank of America, N.A.
 
By: _______________________________
Name:
Title:
 
Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.
 


Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2
 
By: _______________________________
Name:
Title:
 
Agreed to by:
 
Impac Mortgage Holdings, Inc.
 
By: _______________________________
Name:
Title:

M-1-31


SCHEDULE I
 
(All such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount (USD)
Fixed Rate (%)
Effective Date
April 25, 2007
[___________]
[___________]
April 25, 2007
May 25, 2007
[___________]
[___________]
May 25, 2007
June 25, 2007
[___________]
[___________]
June 25, 2007
July 25, 2007
[___________]
[___________]
July 25, 2007
August 25, 2007
[___________]
[___________]
August 25, 2007
September 25, 2007
[___________]
[___________]
September 25, 2007
October 25, 2007
[___________]
[___________]
October 25, 2007
November 25, 2007
[___________]
[___________]
November 25, 2007
December 25, 2007
[___________]
[___________]
December 25, 2007
January 25, 2008
[___________]
[___________]
January 25, 2008
February 25, 2008
[___________]
[___________]
February 25, 2008
March 25, 2008
[___________]
[___________]
March 25, 2008
April 25, 2008
[___________]
[___________]
April 25, 2008
May 25, 2008
[___________]
[___________]
May 25, 2008
June 25, 2008
[___________]
[___________]
June 25, 2008
July 25, 2008
[___________]
[___________]
July 25, 2008
August 25, 2008
[___________]
[___________]
August 25, 2008
September 25, 2008
[___________]
[___________]
September 25, 2008
October 25, 2008
[___________]
[___________]
October 25, 2008
November 25, 2008
[___________]
[___________]
November 25, 2008
December 25, 2008
[___________]
[___________]
December 25, 2008
January 25, 2009
[___________]
[___________]
January 25, 2009
February 25, 2009
[___________]
[___________]
February 25, 2009
March 25, 2009
[___________]
[___________]
March 25, 2009
April 25, 2009
[___________]
[___________]
April 25, 2009
May 25, 2009
[___________]
[___________]
May 25, 2009
June 25, 2009
[___________]
[___________]
June 25, 2009
July 25, 2009
[___________]
[___________]
July 25, 2009
August 25, 2009
[___________]
[___________]
August 25, 2009
September 25, 2009
[___________]
[___________]
September 25, 2009
October 25, 2009
[___________]
[___________]
October 25, 2009
November 25, 2009
[___________]
[___________]
November 25, 2009
December 25, 2009
[___________]
[___________]
December 25, 2009
January 25, 2010
[___________]
[___________]
January 25, 2010
February 25, 2010
[___________]
[___________]
February 25, 2010
March 25, 2010
[___________]
[___________]
March 25, 2010
April 25, 2010
[___________]
[___________]
April 25, 2010
May 25, 2010
[___________]
[___________]
May 25, 2010
June 25, 2010
[___________]
[___________]

M-1-32


From and including
To but excluding
Notional Amount (USD)
Fixed Rate (%)
June 25, 2010
July 25, 2010
[___________]
[___________]
July 25, 2010
August 25, 2010
[___________]
[___________]
August 25, 2010
September 25, 2010
[___________]
[___________]
September 25, 2010
October 25, 2010
[___________]
[___________]
October 25, 2010
November 25, 2010
[___________]
[___________]
November 25, 2010
December 25, 2010
[___________]
[___________]
December 25, 2010
January 25, 2011
[___________]
[___________]
January 25, 2011
February 25, 2011
[___________]
[___________]
February 25, 2011
March 25, 2011
[___________]
[___________]
March 25, 2011
April 25, 2011
[___________]
[___________]
April 25, 2011
May 25, 2011
[___________]
[___________]
May 25, 2011
June 25, 2011
[___________]
[___________]
June 25, 2011
July 25, 2011
[___________]
[___________]
July 25, 2011
August 25, 2011
[___________]
[___________]
August 25, 2011
September 25, 2011
[___________]
[___________]
September 25, 2011
October 25, 2011
[___________]
[___________]
October 25, 2011
November 25, 2011
[___________]
[___________]
November 25, 2011
December 25, 2011
[___________]
[___________]
December 25, 2011
January 25, 2012
[___________]
[___________]
January 25, 2012
February 25, 2012
[___________]
[___________]
February 25, 2012
March 25, 2012
[___________]
[___________]
March 25, 2012
April 25, 2012
[___________]
[___________]
April 25, 2012
May 25, 2012
[___________]
[___________]
May 25, 2012
June 25, 2012
[___________]
[___________]
June 25, 2012
July 25, 2012
[___________]
[___________]
July 25, 2012
August 25, 2012
[___________]
[___________]
August 25, 2012
September 25, 2012
[___________]
[___________]
September 25, 2012
October 25, 2012
[___________]
[___________]
October 25, 2012
November 25, 2012
[___________]
[___________]
November 25, 2012
December 25, 2012
[___________]
[___________]
December 25, 2012
January 25, 2013
[___________]
[___________]
January 25, 2013
February 25, 2013
[___________]
[___________]
February 25, 2013
March 25, 2013
[___________]
[___________]
March 25, 2013
April 25, 2013
[___________]
[___________]
April 25, 2013
May 25, 2013
[___________]
[___________]
May 25, 2013
June 25, 2013
[___________]
[___________]
June 25, 2013
July 25, 2013
[___________]
[___________]
July 25, 2013
August 25, 2013
[___________]
[___________]
August 25, 2013
September 25, 2013
[___________]
[___________]
September 25, 2013
October 25, 2013
[___________]
[___________]
October 25, 2013
November 25, 2013
[___________]
[___________]
November 25, 2013
Termination Date
[___________]
[___________]


 
M-1-33

Annex A
 
Paragraph 13 of the Credit Support Annex

 
M-1-A-1

Annex B
 
Item 1115 Agreement

M-1-B-1

EXHIBIT M-2
 
FORM OF CAP CONTRACT
 
DATE:
March 29, 2007
   
TO:
Deutsche Bank National Trust Company, not in its individual capacity, but solely as group [__] supplemental interest trust trustee (the “Group [__] Supplemental Interest Trust Trustee”) on behalf of the group [__] supplemental interest trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Group [__] Supplemental Interest Trust”)
   
ATTENTION:
IMPAC Secured Assets Trust 2007-2
   
TELEPHONE:
714-247-6000
   
FACSIMILE:
714-247-6282
   
FROM:
Bank of America, N.A.
233 South Wacker Drive, Suite 2800
Chicago, IL 60606
   
SUBJECT:
Fixed Income Derivatives Confirmation
   
REFERENCE NUMBER:
[_________]
   
The purpose of this long-form confirmation (“ Confirmation”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bank of America, N.A (“Party A”) and Deutsche Bank National Trust Company, not individually, but solely as Group [__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust (“Party B”) created under the Pooling and Servicing Agreement, dated as of March 1, 2007 among Impac Secured Assets Corp., as Depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee (the “Pooling and Servicing Agreement”). This Confirmation evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below and replaces any previous agreement between us with respect to the subject matter hereof. This Confirmation constitutes a “Confirmation” and also constitutes a “Schedule” as referred to in the ISDA Master Agreement, and Paragraph 13 of a Credit Support Annex to the Schedule.
 
1.
This Confirmation shall supplement, form a part of, and be subject to an agreement in the form of the ISDA Master Agreement (Multicurrency - Cross Border) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc. (the “ISDA Master Agreement”), as if Party A and Party B had executed an agreement in such form on the date hereof, with a Schedule as set forth in Item 3 of this Confirmation, and an ISDA Credit Support Annex (Bilateral Form - ISDA Agreements Subject to New York Law Only version) as published and copyrighted in 1994 by the International Swaps and Derivatives Association, Inc., with Paragraph 13 thereof as set forth in Annex A hereto (the “Credit Support Annex”). For the avoidance of doubt, the Transaction described herein shall be the sole Transaction governed by such ISDA Master Agreement. In the event of any inconsistency among any of the following documents, the relevant document first listed shall govern: (i) this Confirmation, exclusive of the provisions set forth in Item 3 hereof and Annex A hereto; (ii) the provisions set forth in Item 3 hereof, which are incorporated by reference into the Schedule; (iii) the Credit Support Annex; (iv) the Definitions; and (v) the ISDA Master Agreement.
 

M-2-1

Each reference herein to a “Section” (unless specifically referencing the Pooling and Servicing Agreement) or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Master Agreement; each herein reference to a “Part” will be construed as a reference to the provisions herein deemed incorporated in a Schedule to the ISDA Master Agreement; each reference herein to a “Paragraph” will be construed as a reference to a Paragraph of the Credit Support Annex.
 
2.
The terms of the particular Transaction to which this Confirmation relates are as follows:
 
 
Type of Transaction:
Interest Rate Cap
     
 
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
     
 
Trade Date:
March 28, 2007
     
 
Effective Date:
[_____________]
     
 
Termination Date:
[_____________], subject to adjustment in accordance with the Business Day Convention.
     
Fixed Amounts:
 
 
Fixed Rate Payer:
Party B
     
 
Fixed Rate Payer
Payment Date:
 
March 29, 2007
     
 
Fixed Amount:
Not Applicable. Party A acknowledges good and valuable consideration has been received.

 

M-2-2

Floating Amounts:
 
 
Floating Rate Payer:
Party A
     
 
Floating Rate Payer
  
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     
 
Floating Rate Payer
  
 
Payment Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing April 25, 2007, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
     
 
Cap Rate:
[_________________________].
     
 
[Floating Rate Option]:
[__________________]
     
 
Designated Maturity:
One month
     
 
Floating Rate Day
  
 
Count Fraction:
Actual/360
     
 
Reset Dates:
The first day of each Calculation Period.
     
 
Compounding:
Inapplicable
     
 
Business Days:
New York
     
 
Business Day Convention:
Following
     
 
Calculation Agent:
Party A

M-2-3

3. Provisions Deemed Incorporated in a Schedule to the ISDA Master Agreement:
 
Part 1. Termination Provisions.
 
For the purposes of this Agreement:-
 
(a)
“Specified Entity” will not apply to Party A or Party B for any purpose.
 
(b)
“Specified Transaction” will have the meaning specified in Section 14.
 
(c)
Events of Default.
 
The statement below that an Event of Default will apply to a specific party means that upon the occurrence of such an Event of Default with respect to such party, the other party shall have the rights of a Non-defaulting Party under Section 6 of this Agreement; conversely, the statement below that such event will not apply to a specific party means that the other party shall not have such rights.
 
 
(i)
The “Failure to Pay or Deliver” provisions of Section 5(a)(i) will apply to Party A and will apply to Party B; provided, however, that Section 5(a)(i) is hereby amended by replacing the word “third” with the word “first”; provided, further, that notwithstanding anything to the contrary in Section 5(a)(i), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(i) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
 
(ii)
The “Breach of Agreement” provisions of Section 5(a)(ii) will apply to Party A and will not apply to Party B.
 
 
(iii)
The “Credit Support Default” provisions of Section 5(a)(iii) will apply to Party A and will not apply to Party B except that Section 5(a)(iii)(1) will apply to Party B solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex; provided, however, that notwithstanding anything to the contrary in Section 5(a)(iii)(1), any failure by Party A to comply with or perform any obligation to be complied with or performed by Party A under the Credit Support Annex shall not constitute an Event of Default under Section 5(a)(iii) unless (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) such failure is not remedied on or before the third Local Business Day after notice of such failure is given to Party A.
 
 
(iv)
The “Misrepresentation” provisions of Section 5(a)(iv) will apply to Party A and will not apply to Party B.
 
 
(v)
The “Default under Specified Transaction” provisions of Section 5(a)(v) will apply to Party A and will not apply to Party B.
 

M-2-4

 
(vi)
The “Cross Default” provisions of Section 5(a)(vi) will apply to Party A and will not apply to Party B. For purposes of Section 5(a)(vi), solely with respect to Party A:
 
“Specified Indebtedness” will have the meaning specified in Section 14, except that such term shall not include obligations in respect of deposits received in the ordinary course of Party A’s banking business.
 
“Threshold Amount” means with respect to Party A an amount equal to three percent (3%) of the Shareholders’ Equity of Party A or, if applicable, the Eligible Guarantor.
 
“Shareholders’ Equity” means with respect to an entity, at any time, (1) if Party A is a national banking association, the Total Equity Capital of Party A (as shown in the most recently filed FFIEC Consolidated Report of Condition for Insured Commercial and State-Chartered Savings Banks (“Call Report”) Schedule RC- Balance Sheet of such entity) or (2) for any other entity, the sum (as shown in the most recent annual audited financial statements of such entity) of (i) its capital stock (including preferred stock) outstanding, taken at par value, (ii) its capital surplus and (iii) its retained earnings, minus (iv) treasury stock, each to be determined in accordance with generally accepted accounting principles.
 
 
(vii)
The “Bankruptcy” provisions of Section 5(a)(vii) will apply to Party A and will apply to Party B except that the provisions of Section 5(a)(vii)(2), (6) (to the extent that such provisions refer to any appointment contemplated or effected by the Pooling and Servicing Agreement or any appointment to which Party B has not become subject), (7) and (9) will not apply to Party B; provided that, with respect to Party B only, Section 5(a)(vii)(4) is hereby amended by adding after the words “against it” the words “(excluding any proceeding or petition instituted or presented by Party A or its Affiliates)”, and Section 5(a)(vii)(8) is hereby amended by deleting the words “to (7) inclusive” and inserting lieu thereof “, (3), (4) as amended, (5), (6) as amended, or (7)”.
 
 
(viii)
The “Merger Without Assumption” provisions of Section 5(a)(viii) will apply to Party A and will apply to Party B.
 
(d)
Termination Events.
 
The statement below that a Termination Event will apply to a specific party means that upon the occurrence of such a Termination Event, if such specific party is the Affected Party with respect to a Tax Event, the Burdened Party with respect to a Tax Event Upon Merger (except as noted below) or the non-Affected Party with respect to a Credit Event Upon Merger, as the case may be, such specific party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement; conversely, the statement below that such an event will not apply to a specific party means that such party shall not have such right; provided, however, with respect to “Illegality” the statement that such event will apply to a specific party means that upon the occurrence of such a Termination Event with respect to such party, either party shall have the right to designate an Early Termination Date in accordance with Section 6 of this Agreement.
 

M-2-5

 
(i)
The “Illegality” provisions of Section 5(b)(i) will apply to Party A and will apply to Party B.
 
 
(ii)
The “Tax Event” provisions of Section 5(b)(ii) will apply to Party A except that, for purposes of the application of Section 5(b)(ii) to Party A, Section 5(b)(ii) is hereby amended by deleting the words “(x) any action taken by a taxing authority, or brought in a court of competent jurisdiction, on or after the date on which a Transaction is entered into (regardless of whether such action is taken or brought with respect to a party to this Agreement) or (y)”, and the “Tax Event” provisions of Section 5(b)(ii) will apply to Party B.
 
 
(iii)
The “Tax Event Upon Merger” provisions of Section 5(b)(iii) will apply to Party A and will apply to Party B, provided that Party A shall not be entitled to designate an Early Termination Date by reason of a Tax Event upon Merger in respect of which it is the Affected Party.
 
 
(iv)
The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to Party A and will not apply to Party B.
 
(e)
The “Automatic Early Termination” provision of Section 6(a) will not apply to Party A and will not apply to Party B.
 
(f)
Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:
 
 
(i)
Market Quotation will apply, provided, however, that, in the event of a Derivative Provider Trigger Event, the following provisions will apply:
 
 
(A)
The definition of Market Quotation in Section 14 shall be deleted in its entirety and replaced with the following:
 
“Market Quotation” means, with respect to one or more Terminated Transactions, a Firm Offer which is (1) made by a Reference Market-maker that is an Eligible Replacement, (2) for an amount that would be paid to Party B (expressed as a negative number) or by Party B (expressed as a positive number) in consideration of an agreement between Party B and such Reference Market-maker to enter into a Replacement Transaction, and (3) made on the basis that Unpaid Amounts in respect of the Terminated Transaction or group of Transactions are to be excluded but, without limitation, any payment or delivery that would, but for the relevant Early Termination Date, have been required (assuming satisfaction of each applicable condition precedent) after that Early Termination Date is to be included.
 
 
(B)
The definition of Settlement Amount shall be deleted in its entirety and replaced with the following:
 

M-2-6

“Settlement Amount” means, with respect to any Early Termination Date, an amount (as determined by Party B) equal to:
 
 
(a)
If a Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding on or before the day falling ten Local Business Days after the day on which the Early Termination Date is designated, or such later day as Party B may specify in writing to Party A, but in either case no later than one Local Business Day prior to the Early Termination Date (such day, the “Latest Settlement Amount Determination Day”), the Termination Currency Equivalent of the amount (whether positive or negative) of such Market Quotation;
 
 
(b)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions has been accepted by Party B so as to become legally binding and one or more Market Quotations from Approved Replacements have been made and remain capable of becoming legally binding upon acceptance, the Settlement Amount shall equal the Termination Currency Equivalent of the amount (whether positive or negative) of the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value); or
 
 
(c)
If, on the Latest Settlement Amount Determination Day, no Market Quotation for the relevant Terminated Transaction or group of Terminated Transactions is accepted by Party B so as to become legally binding and no Market Quotation from an Approved Replacement remains capable of becoming legally binding upon acceptance, the Settlement Amount shall equal Party B’s Loss (whether positive or negative and without reference to any Unpaid Amounts) for the relevant Terminated Transaction or group of Terminated Transactions.
 
 
(C)
If Party B requests Party A in writing to obtain Market Quotations, Party A shall use its reasonable efforts to do so before the Latest Settlement Amount Determination Day.
 
 
(D)
If the Settlement Amount is a negative number, Section 6(e)(i)(3) shall be deleted in its entirety and replaced with the following:
 

M-2-7

“(3) Second Method and Market Quotation. If the Second Method and Market Quotation apply, (I) Party B shall pay to Party A an amount equal to the absolute value of the Settlement Amount in respect of the Terminated Transactions, (II) Party B shall pay to Party A the Termination Currency Equivalent of the Unpaid Amounts owing to Party A and (III) Party A shall pay to Party B the Termination Currency Equivalent of the Unpaid Amounts owing to Party B; provided, however, that (x) the amounts payable under the immediately preceding clauses (II) and (III) shall be subject to netting in accordance with Section 2(c) of this Agreement and (y) notwithstanding any other provision of this Agreement, any amount payable by Party A under the immediately preceding clause (III) shall not be netted-off against any amount payable by Party B under the immediately preceding clause (I).”
 
 
(E)
At any time on or before the Latest Settlement Amount Determination Day at which two or more Market Quotations from Approved Replacements remain capable of becoming legally binding upon acceptance, Party B shall be entitled to accept only the lowest of such Market Quotations (for the avoidance of doubt, the lowest of such Market Quotations shall be the lowest Market Quotation of such Market Quotations expressed as a positive number or, if any of such Market Quotations is expressed as a negative number, the Market Quotation expressed as a negative number with the largest absolute value).
 
 
(ii)
The Second Method will apply.
 
(g)
“Termination Currency” means USD.
 
(h)
Additional Termination Events. Additional Termination Events will apply as provided in Part 5(c).

M-2-8


Part 2. Tax Matters.
 
(a)
Tax Representations.
 
 
(i)
Payer Representations. For the purpose of Section 3(e) of this Agreement:
 
 
(A)
Party A makes the following representation(s):
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on: the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement; (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement; and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.
 
 
(B)
Party B makes the following representation(s):
 
None.
 
 
(ii)
Payee Representations. For the purpose of Section 3(f) of this Agreement:
 
 
(A)
Party A makes the following representation(s):
 
Party A is a national banking association formed under the laws of the United States of America. Party A is a United States person for U.S. Federal Income Tax purposes and its U.S. taxpayer identification number is 94-1687665.
 
 
(B)
Party B makes the following representation(s):
 
None.
 
(b)
Tax Provisions.
 
 
(i)
Gross Up. Section 2(d)(i)(4) shall not apply to Party B as X, and Section 2(d)(ii) shall not apply to Party B as Y, in each case such that Party B shall not be required to pay any additional amounts referred to therein.
 

M-2-9

 
(ii)
Indemnifiable Tax. The definition of “Indemnifiable Tax” in Section 14 is deleted in its entirety and replaced with the following:
 
“Indemnifiable Tax” means, in relation to payments by Party A, any Tax and, in relation to payments by Party B, no Tax.
 


M-2-10


Part 3.  Agreement to Deliver Documents.
 
(a)
For the purpose of Section 4(a)(i), tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
  
Form/Document/Certificate
  
Date by which to be delivered
         
Party A
  
An original properly completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by Party A that eliminates U.S. federal withholding and backup withholding Tax on payments to Party A under this Agreement.
  
(i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) promptly upon the reasonable demand by Party B, (iv) prior to the expiration or obsolescence of any previously delivered form, and (v) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect.
         
Party B
  
(i) Upon execution of this Agreement, an original completed and executed United States Internal Revenue Service Form W-9 (or any successor thereto) with respect to any payments received or to be received by the initial beneficial owner of payments to Party B under this Agreement, and (ii) thereafter, the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, W-8EXP or W-8ECI, as applicable (or any successor form thereto)) with respect to any payments received or to be received by the beneficial owner of payments to Party B under this Agreement from time to time.
  
(i) upon execution of this Agreement, (ii) on or before the first payment date under this Agreement, including any Credit Support Document, (iii) in the case of a tax certification form other than a Form W-9, before December 31 of each third succeeding calendar year, (iv) promptly upon the reasonable demand by Party B, (v) prior to the expiration or obsolescence of any previously delivered form, and (vi) promptly upon the information on any such previously delivered form becoming inaccurate or incorrect.

M-2-11


(b)
For the purpose of Section 4(a)(ii), other documents to be delivered are:
 
Party required to deliver document
  
Form/Document/Certificate
  
Date by which to be delivered
  
Covered by Section 3(d) Representation
             
Party A and
Party B
  
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver the Agreement, this Confirmation, and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under the Agreement, this Confirmation and any Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
  
Yes
             
Party A and
Party B
  
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing the Agreement, this Confirmation, and any relevant Credit Support Document, as the case may be
  
Upon the execution and delivery of this Agreement
  
Yes
             
Party A
  
Quarterly Consolidated Report of Condition for Insured Commercial and State Chartered Savings Banks of Party A
  
To be made available on http://www2.fdic.gov/Call_TFR_Rpts after the end of each fiscal quarter of Bank of America, N.A.
  
Yes
             
Party A
  
An opinion of counsel to Party A reasonably acceptable in form and substance to Party B
  
Upon the execution and delivery of this Agreement
  
No
 

M-2-12

 
Part 4.  Miscellaneous.
 
(a)
Address for Notices: For the purposes of Section 12(a) of this Agreement:
 
Address for notices or communications to Party A:
 
Address:
Bank of America, N.A.
Sears Tower
233 South Wacker Drive, Suite 2800
Chicago, IL 60606
Attention:
Swap Operations
Telephone No.:
312-234-2732
Facsimile No.:
866-255-1444

with a copy to:
 
Address:
Bank of America, N.A.
100 N. Tryon St., NC1-007-13-01
Charlotte, North Carolina 28255
Attention:
Global Markets Trading Agreements
Facsimile No.:
704-386-4113
   
And to:
 
Address:
Ambac Assurance Corporation,
One State Street Plaza,
New York, NY 10004
Attention:
Risk Management, Asset-Backed Securities
Facsimile:
(212) 480-3682
   
(For all purposes)
 
Address for notices or communications to Party B:
 
Address:
Impac Secured Assets Corp. 2007-2 c/o
Deutsche Bank National Trust Company
1761 East St. Andrew Place
Santa Ana, CA 92705
Attention:
Marion Hogan
Facsimile:
714-247-6285
Phone:
704-386-4113
   

 

M-2-13

And to:
 
Address:
Ambac Assurance Corporation,
One State Street Plaza,
New York, NY 10004
Attention:
Risk Management, Asset-Backed Securities
Facsimile:
(212) 480-3682
   
(For all purposes)
 
(b)
Process Agent. For the purpose of Section 13(c):
 
Party A appoints as its Process Agent: Not applicable.
 
Party B appoints as its Process Agent: Not applicable.
 
(c)
Offices. The provisions of Section 10(a) will apply to this Agreement; neither Party A nor Party B has any Offices other than as set forth in the Notices Section and Party A agrees that, for purposes of Section 6(b) of this Agreement, it shall not in the future have any Office other than one in the United States.
 
(d)
Multibranch Party. For the purpose of Section 10(c) of this Agreement:
 
Party A is not a Multibranch Party.
 
Party B is not a Multibranch Party.
 
(e)
Calculation Agent. The Calculation Agent is Party A; provided, however, that if an Event of Default shall have occurred with respect to Party A, Party B shall have the right to appoint as Calculation Agent a third party, reasonably acceptable to Party A, the cost for which shall be borne by Party A.
 
(f)
Credit Support Document.
 
 
Party A:
The Credit Support Annex, and any guarantee in support of Party A’s obligations under this Agreement.
     
 
Party B:
The Credit Support Annex, solely in respect of Party B’s obligations under Paragraph 3(b) of the Credit Support Annex.
 
(g)
Credit Support Provider.
 
 
Party A:
The guarantor under any guarantee in support of Party A’s obligations under this Agreement.
     
 
Party B:
None.

 

M-2-14

(h)
Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.
 
(i)
Netting of Payments. The parties agree that subparagraph (ii) of Section 2(c) will apply to each Transaction hereunder.
 
(j)
Affiliate.“Affiliate” shall have the meaning assigned thereto in Section 14; provided, however, that Party B shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).
 
 

M-2-15


Part 5.  Other Provisions.
 
(a)
Definitions. Unless otherwise specified in a Confirmation, this Agreement and each Transaction under this Agreement are subject to the 2000 ISDA Definitions as published and copyrighted in 2000 by the International Swaps and Derivatives Association, Inc. (the “Definitions”), and will be governed in all relevant respects by the provisions set forth in the Definitions, without regard to any amendment to the Definitions subsequent to the date hereof. The provisions of the Definitions are hereby incorporated by reference in and shall be deemed a part of this Agreement, except that (i) references in the Definitions to a “Swap Transaction” shall be deemed references to a “Transaction” for purposes of this Agreement, and (ii) references to a “Transaction” in this Agreement shall be deemed references to a “Swap Transaction” for purposes of the Definitions. Each term capitalized but not defined in this Agreement shall have the meaning assigned thereto in the Pooling and Servicing Agreement.
 
(b)
Amendments to ISDA Master Agreement.
 
 
(i)
Single Agreement. Section 1(c) is hereby amended by the adding the words “including, for the avoidance of doubt, the Credit Support Annex” after the words “Master Agreement”.
 
 
(ii)
Conditions Precedent. Section 2(a)(iii) is hereby amended by adding the following at the end thereof:
 
Notwithstanding anything to the contrary in Section 2(a)(iii)(1), if an Event of Default with respect to Party B or Potential Event of Default with respect to Party B has occurred and been continuing for more than 30 Local Business Days and no Early Termination Date in respect of the Affected Transactions has occurred or been effectively designated by Party A, the obligations of Party A under Section 2(a)(i) shall cease to be subject to the condition precedent set forth in Section 2(a)(iii)(1) with respect to such specific occurrence of such Event of Default or such Potential Event of Default (the “Specific Event”); provided, however, for the avoidance of doubt, the obligations of Party A under Section 2(a)(i) shall be subject to the condition precedent set forth in Section 2(a)(iii)(1) (subject to the foregoing) with respect to any subsequent occurrence of the same Event of Default with respect to Party B or Potential Event of Default with respect to Party B after the Specific Event has ceased to be continuing and with respect to any occurrence of any other Event of Default with respect to Party B or Potential Event of Default with respect to Party B that occurs subsequent to the Specific Event.
 
 
(iii)
Change of Account. Section 2(b) is hereby amended by the addition of the following after the word “delivery” in the first line thereof:
 
“to another account in the same legal and tax jurisdiction as the original account”.

 
(iv)
Representations. Section 3 is hereby amended by adding at the end thereof the following subsection (g):
 
 

M-2-16
 
 
“(g)
Relationship Between Parties.
 
 
(1)
Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
 
(2)
Evaluation and Understanding. (i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction and (ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.
 
 
(3)
Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.
 
 
(4)
Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.
 
 
(5)
Eligible Contract Participant. It is an “eligible swap participant” as such term is defined in, Section 35.1(b)(2) of the regulations (17 C.F.R. 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of the Commodity Exchange Act, as amended.”
 
 
(v)
Transfer to Avoid Termination Event. Section 6(b)(ii) is hereby amended by (i) deleting the words “or if a Tax Event Upon Merger occurs and the Burdened Party is the Affected Party,” and (ii) by deleting the words “to transfer” and inserting the words “to effect a Permitted Transfer” in lieu thereof.
 
 
(vi)
Jurisdiction. Section 13(b) is hereby amended by: (i) deleting in the second line of subparagraph (i) thereof the word “non-”, (ii) deleting “; and” from the end of subparagraph (i) and inserting “.” in lieu thereof, and (iii) deleting the final paragraph thereof.
 
 
(vii)
Local Business Day. The definition of Local Business Day in Section 14 is hereby amended by the addition of the words “or any Credit Support Document” after “Section 2(a)(i)” and the addition of the words “or Credit Support Document” after “Confirmation”.
 

M-2-17

(c)
Additional Termination Events. The following Additional Termination Events will apply:
 
 
(i)
First Rating Trigger Collateral. If (A) it is not the case that a Moody’s Second Trigger Ratings Event has occurred and been continuing for 30 or more Local Business Days and (B) Party A has failed to comply with or perform any obligation to be complied with or performed by Party A in accordance with the Credit Support Annex, then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.
 
 
(ii)
Second Rating Trigger Replacement. If (A) a Required Ratings Downgrade Event has occurred and been continuing for 30 or more Local Business Days and (B) (i) at least one Eligible Replacement has made a Firm Offer to be the transferee of all of Party A’s rights and obligations under this Agreement (and such Firm Offer remains an offer that will become legally binding upon such Eligible Replacement upon acceptance by the offeree) and/or (ii) an Eligible Guarantor has made a Firm Offer to provide an Eligible Guarantee (and such Firm Offer remains an offer that will become legally binding upon such Eligible Guarantor immediately upon acceptance by the offeree), then an Additional Termination Event shall have occurred with respect to Party A and Party A shall be the sole Affected Party with respect to such Additional Termination Event.
 
(d)
Required Ratings Downgrade Event. In the event that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold, then Party A shall, as soon as reasonably practicable and so long as a Required Ratings Downgrade Event is in effect, at its own expense, using commercially reasonable efforts, procure either (A) a Permitted Transfer or (B) an Eligible Guarantee.
 
(e)
Item 1115 Agreement. Party A and Party B hereby agree that the terms of the Item 1115 Agreement, dated as of November 16, 2006 (the “Item 1115 Agreement”), among Impac Funding Corporation (the “Sponsor”), Impac Secured Assets Corp. (the “Depositor”) and Bank of America, N.A. shall be incorporated by reference into this Agreement and Party B shall be an express third party beneficiary of the Item 1115 Agreement. A copy of the Item 1115 Agreement is annexed hereto at Annex B.
 
(f)
Transfers.
 
 
(i)
Section 7 is hereby amended to read in its entirety as follows:
 
“Except with respect to any Permitted Transfer pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the succeeding sentence, neither Party A nor Party B is permitted to assign, novate or transfer (whether by way of security or otherwise) as a whole or in part any of its rights, obligations or interests under the Agreement or any Transaction unless (a) the prior written consent of the other party is obtained, and (b) the Rating Agency Condition has been satisfied with respect to S&P. At any time at which no Relevant Entity has credit ratings at least equal to the Approved Ratings Threshold, Party A may make a Permitted Transfer.”
 

M-2-18

 
(ii)
If an Eligible Replacement has made a Firm Offer (which remains an offer that will become legally binding upon acceptance by Party B) to be the transferee pursuant to a Permitted Transfer, Party B shall, at Party A’s written request and at Party A’s expense, take any reasonable steps required to be taken by Party B to effect such transfer.
 
(g)
Non-Recourse. Party A acknowledges and agrees that, notwithstanding any provision in this Agreement to the contrary, the obligations of Party B hereunder are limited recourse obligations of Party B, payable solely from the Group [__] Supplemental Interest Trust and the proceeds thereof, in accordance with the priority of payments and other terms of the Pooling and Servicing Agreement and that Party A will not have any recourse to any of the directors, officers, agents, employees, shareholders or affiliates of the Party B with respect to any claims, losses, damages, liabilities, indemnities or other obligations in connection with any transactions contemplated hereby. In the event that the Group [__] Supplemental Interest Trust and the proceeds thereof, should be insufficient to satisfy all claims outstanding and following the realization of the account held by the Group [__] Supplemental Interest Trust and the proceeds thereof, any claims against or obligations of Party B under the ISDA Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. The Group [__] Supplemental Interest Trust Trustee shall not have liability for any failure or delay in making a payment hereunder to Party A due to any failure or delay in receiving amounts in the account held by the Group [__]1 Supplemental Interest Trust from the Trust created pursuant to the Pooling and Servicing Agreement. This provision will survive the termination of this Agreement.
 
(h)
Fully-Paid Party Protected. Notwithstanding the terms of Sections 5 and 6 of the Agreement, if Party B has satisfied its payment obligations under Section 2(a)(i) of the Agreement, then unless Party A is required pursuant to appropriate proceedings to return to Party B or otherwise returns to Party B upon demand of Counterparty any portion of such payment, (a) the occurrence of an event described in Section 5(a) of the Agreement with respect to Party B shall not constitute an Event of Default or Potential Event of Default with respect to Party B as the Defaulting Party and (b) Party A shall be entitled to designate an Early Termination Event pursuant to Section 6 of the Agreement only as a result of a Termination Event set forth in either Section 5(b)(i) or Section 5(b)(ii) of the Agreement with respect to Party A as the Affected Party or Section 5(b)(iii) of the Agreement with respect to Party A as the Burdened Party. For purposes of each Transaction to which this Agreement relates, Party B’s only obligation under Section 2(a)(i) of the Agreement is to pay the Fixed Amount on the Fixed Rate Payer Payment Date.

(i)
Rating Agency Notifications. Notwithstanding any other provision of this Agreement, no Early Termination Date shall be effectively designated hereunder by Party B and no transfer of any rights or obligations under this Agreement shall be made by either party unless each Swap Rating Agency has been given prior written notice of such designation or transfer.
 

M-2-19
 
 
(j)
No Set-off. Except as expressly provided for in Section 2(c), Section 6 or Part 1(f)(i)(D) hereof, and notwithstanding any other provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. Section 6(e) shall be amended by deleting the following sentence: “The amount, if any, payable in respect of an Early Termination Date and determined pursuant to this Section will be subject to any Set-off.”.
 
(k)
Amendment. Notwithstanding any provision to the contrary in this Agreement, no amendment of either this Agreement or any Transaction under this Agreement shall be permitted by either party unless each of the Swap Rating Agencies has been provided prior written notice of the same and such amendment satisfies the Rating Agency Condition with respect to S&P.
 
(l)
Notice of Certain Events or Circumstances. Each Party agrees, upon learning of the occurrence or existence of any event or condition that constitutes (or that with the giving of notice or passage of time or both would constitute) an Event of Default or Termination Event with respect to such party, promptly to give the other Party and to each Swap Rating Agency notice of such event or condition; provided that failure to provide notice of such event or condition pursuant to this Part 5(l) shall not constitute an Event of Default or a Termination Event.
 
(m)
Proceedings. No Relevant Entity shall institute against, or cause any other person to institute against, or join any other person in instituting against Party B, the Group [__] Supplemental Interest Trust, or the Trust formed pursuant to the Pooling and Servicing Agreement, in any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings or other proceedings under any federal or state bankruptcy or similar law for a period of one year (or, if longer, the applicable preference period) and one day following payment in full of the Certificates and any Notes. This provision will survive the termination of this Agreement.
 
(n)
Group [__] Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed by Deutsche Bank National Trust Company (“Deutsche”) not in its individual capacity, but solely as Group [__] Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement in the exercise of the powers and authority conferred and invested in it thereunder; (b) Deutsche has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder; (c) each of the representations, undertakings and agreements herein made on behalf of the Group [__] Supplemental Interest Trust is made and intended not as personal representations of the Group [__] Supplemental Interest Trust Trustee but is made and intended for the purpose of binding only the Group [__] Supplemental Interest Trust; (d) nothing herein contained shall be construed as creating any liability on Deutsche Bank National Trust Company, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties who are signatories to this Agreement and by any person claiming by, through or under such parties; and (e) under no circumstances shall Deutsche Bank National Trust Company in its individual capacity be personally liable for the payment of any indemnity, indebtedness, fees or expenses of the Group [__] Supplemental Interest Trust or be liability for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Group [__] Supplemental Interest Trust under this Agreement.
 

M-2-20

(o)
Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) in any respect, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable.
 
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
 
(p)
Agent for Party B. Party A acknowledges that the Depositor has appointed the Group [__] Supplemental Interest Trust Trustee and the Trustee as agents under the Pooling and Servicing Agreement to carry out certain functions on behalf of Party B, and that the Group [__] Supplemental Interest Trust Trustee and the Trustee shall be entitled to give notices and to perform and satisfy the obligations of Party B hereunder on behalf of Party B.
 
(q)
Escrow Payments. If (whether by reason of the time difference between the cities in which payments are to be made or otherwise) it is not possible for simultaneous payments to be made on any date on which both parties are required to make payments hereunder, either Party may at its option and in its sole discretion notify the other Party that payments on that date are to be made in escrow. In this case deposit of the payment due earlier on that date shall be made by 2:00 pm (local time at the place for the earlier payment) on that date with an escrow agent selected by the notifying party, accompanied by irrevocable payment instructions (i) to release the deposited payment to the intended recipient upon receipt by the escrow agent of the required deposit of any corresponding payment payable by the other party on the same date accompanied by irrevocable payment instructions to the same effect or (ii) if the required deposit of the corresponding payment is not made on that same date, to return the payment deposited to the party that paid it into escrow. The party that elects to have payments made in escrow shall pay all costs of the escrow arrangements.
 

M-2-21

(r)
Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between trading, marketing, and operations personnel of the parties and their Affiliates, waives any further notice of such monitoring or recording, and agrees to notify such personnel of such monitoring or recording.
 
(s)
Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any suit, action or proceeding relating to this Agreement or any Credit Support Document.
 
(t)
Form of ISDA Master Agreement. Party A and Party B hereby agree that the text of the body of the ISDA Master Agreement is intended to be the printed form of the ISDA Master Agreement (Multicurrency - Crossborder) as published and copyrighted in 1992 by the International Swaps and Derivatives Association, Inc.
 
(u)
Payment Instructions. Party A hereby agrees that, unless notified in writing by Party B of other payment instructions, any and all amounts payable by Party A to Party B under this Agreement shall be paid to the account specified in Item 4 of this Confirmation, below.
 
(v)
Additional representations.
 
 
(i)
Representations of Party A. Party A represents to Party B on the date on which Party A enters into each Transaction that:--
 
 
(1)
Party A’s obligations under this Agreement rank pari passu with all of Party A’s other unsecured, unsubordinated obligations except those obligations preferred by operation of law.
 
 
(2)
Party A is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full).
 
 
(ii)
Capacity. Party A represents to Party B on the date on which Party A enters into this Agreement that it is entering into the Agreement and the Transaction as principal and not as agent of any person. The Group [__] Supplemental Interest Trust Trustee represents to Party A on the date on which the Group [__] Supplemental Interest Trust Trustee executes this Agreement that it is executing the Agreement in its capacity as Group [__] Supplemental Interest Trust Trustee.
 

M-2-22

(w)
Acknowledgements.
 
 
(i)
Substantial financial transactions. Each party hereto is hereby advised and acknowledges as of the date hereof that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph shall be deemed repeated on the trade date of each Transaction.
 
 
(ii)
Bankruptcy Code. Subject to Part 5(m), without limiting the applicability if any, of any other provision of the U.S. Bankruptcy Code as amended (the “Bankruptcy Code”) (including without limitation Sections 362, 546, 556, and 560 thereof and the applicable definitions in Section 101 thereof), the parties acknowledge and agree that all Transactions entered into hereunder will constitute “forward contracts” or “swap agreements” as defined in Section 101 of the Bankruptcy Code or “commodity contracts” as defined in Section 761 of the Bankruptcy Code, that the rights of the parties under Section 6 of this Agreement will constitute contractual rights to liquidate Transactions, that any margin or collateral provided under any margin, collateral, security, pledge, or similar agreement related hereto will constitute a “margin payment” as defined in Section 101 of the Bankruptcy Code, and that the parties are entities entitled to the rights under, and protections afforded by, Sections 362, 546, 556, and 560 of the Bankruptcy Code.
 
(x)
USA Patriot Act Notice. Party A hereby notifies Party B that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”), it is required to obtain, verify and record information that identifies Party B, which information includes the name and address of Party B and other information that will allow Party A to identity Party B in accordance with the Patriot Act.
 
(y)
Optional Termination. Upon the occurrence of a termination of the Trust Fund with respect to Loan Group [__] pursuant to Section 9.01 (the “Optional Termination”) of the Pooling and Servicing Agreement:
 
(a) Party B hereby assigns all of its rights and delegates all of its liabilities and obligations to Impac Mortgage Holdings, Inc., and Impac Mortgage Holdings, Inc. hereby assumes all of Party B’s rights, liabilities, and obligations, under the New Transaction and the New Confirmation arising on or after the final Payment Date under the Pooling and Servicing Agreement (such date, the “Optional Termination Payment Date”; such transaction and confirmation, collectively, the “Assigned Transaction”). The Assigned Transaction shall be governed by and form part of an agreement in the form of a 1992 ISDA Master Agreement between Party A and Impac Mortgage Holdings, Inc., dated as of March 21, 2002, as amended and supplemented from time to time. Party A hereby consents to the assignment and delegation by Party B of all of its rights, liabilities, and obligations under the Assigned Transaction to Impac Mortgage Holdings, Inc.;
 

M-2-23

(b) Party A and Party B hereby release one another from all liabilities and obligations owed under and in respect of the Assigned Transaction, and Party B hereby terminates its rights under and in respect of the Assigned Transaction;
 
(c) Party A hereby agrees that Impac Mortgage Holdings, Inc. may do one of the following with the Assigned Transaction:
 
(i) retain such Assigned Transaction;
 
(ii) further assign all of its rights and delegate all of its liabilities and obligations under the Assigned Transaction to a third party, such assignment and delegation to be effective upon the receipt of written consent thereto from Party A (in its sole and absolute discretion); or
 
(iii) terminate the Assigned Transaction by giving three Business Days’ prior written notice to Party A (the “Optional Termination Date”). On such Optional Termination Date, if any, a termination payment (if any) shall be payable by Impac Mortgage Holdings, Inc. or Party A, as applicable, as determined by the Calculation Agent by the application of Section 6(e)(ii) of the Agreement, with Market Quotation and Second Method being the applicable method for determining the termination payment. The exercise of the right to terminate under this provision shall not be an Event of Default under any of the other Transactions that are part of the Old Agreement or the New Agreement. For purposes of the Optional Termination Date, Impac Mortgage Holdings, Inc. shall be the sole Affected Party.
 
(z)
Third Party Beneficiary. The parties hereto acknowledge and agree that the Certificate Insurer shall be an express third-party beneficiary of this Agreement and shall be entitled to rely on (and enforce) the representations, warranties, covenants and obligations as set forth herein.
 
(aa)
Notices. Each of Party A and Party B acknowledges and agrees that a copy of each written default and/or termination notice sent to the other party hereto with respect to this Agreement shall be sent to the Certificate Insurer at its address as set forth herein.
 
(bb)
Additional Definitions.
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Approved Ratings Threshold” means each of the S&P Approved Ratings Threshold and the Moody’s First Trigger Ratings Threshold.

“Approved Replacement” means, with respect to a Market Quotation, an entity making such Market Quotation, which entity would satisfy conditions (a), (b), (c) and (d) of the definition of Permitted Transfer (as determined by Party B in its sole discretion, acting in a commercially reasonable manner) if such entity were a Transferee, as defined in the definition of Permitted Transfer.

M-2-24
 
“Derivative Provider Trigger Event” means (i) an Event of Default with respect to which Party A is a Defaulting Party, (ii) a Termination Event with respect to which Party A is the sole Affected Party or (iii) an Additional Termination Event with respect to which Party A is the sole Affected Party.
 
“Eligible Guarantee” means an unconditional and irrevocable guarantee of all present and future obligations (for the avoidance of doubt, not limited to payment obligations) of Party A (or an Eligible Replacement) to Party B under this Agreement that is provided by an Eligible Guarantor as principal debtor rather than surety and that is directly enforceable by Party B, the form and substance of which guarantee are subject to the Rating Agency Condition with respect to S&P, and either (A) a law firm has given a legal opinion confirming that none of the guarantor’s payments to Party B under such guarantee will be subject to Tax collected by withholding or (B) such guarantee provides that, in the event that any of such guarantor’s payments to Party B are subject to Tax collected by withholding, such guarantor is required to pay such additional amount as is necessary to ensure that the net amount actually received by Party B (free and clear of any Tax collected by withholding) will equal the full amount Party B would have received had no such withholding been required.
 
“Eligible Guarantor” means an entity that (A) has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (B) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Guarantee of an Eligible Guarantor with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s. An Eligible Guarantor shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
 
“Eligible Replacement” means an entity (A) (i) (a) that has credit ratings from S&P at least equal to the S&P Approved Ratings Threshold, and (b) has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold, provided, for the avoidance of doubt, that an Eligible Replacement with credit ratings below the Moody’s First Trigger Ratings Threshold will not cause a Collateral Event (as defined in the Credit Support Annex) not to occur or continue with respect to Moody’s, or (ii) the present and future obligations (for the avoidance of doubt, not limited to payment obligations) of which entity to Party B under this Agreement are guaranteed pursuant to an Eligible Guarantee and (B) that has executed an Item 1115 Agreement with Depositor. An Eligible Replacement shall provide to Party B in writing all credit ratings described in this definition, upon request of Party B.
 

M-2-25

“Firm Offer” means (A) with respect to an Eligible Replacement, a quotation from such Eligible Replacement (i) in an amount equal to the actual amount payable by or to Party B in consideration of an agreement between Party B and such Eligible Replacement to replace Party A as the counterparty to this Agreement by way of novation or, if such novation is not possible, an agreement between Party B and such Eligible Replacement to enter into a Replacement Transaction (assuming that all Transactions hereunder become Terminated Transactions), and (ii) that constitutes an offer by such Eligible Replacement to replace Party A as the counterparty to this Agreement or enter a Replacement Transaction that will become legally binding upon such Eligible Replacement upon acceptance by Party B, and (B) with respect to an Eligible Guarantor, an offer by such Eligible Guarantor to provide an Eligible Guarantee that will become legally binding upon such Eligible Guarantor upon acceptance by the offeree.
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor thereto.
 
“Moody’s First Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s First Trigger Ratings Threshold.
 
“Moody’s First Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A2” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-1”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A1”.
 
“Moody’s Second Trigger Ratings Event” means that no Relevant Entity has credit ratings from Moody’s at least equal to the Moody’s Second Trigger Ratings Threshold.
 
“Moody’s Second Trigger Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.

“Permitted Transfer” means a transfer by novation by Party A pursuant to Section 6(b)(ii), Part 5(d), the Item 1115 Agreement, or the second sentence of Section 7 (as amended herein) to a transferee (the “Transferee”) of all, but not less than all, of Party A’s rights, liabilities, duties and obligations under this Agreement, with respect to which transfer each of the following conditions is satisfied: (a) the Transferee is an Eligible Replacement; (b) Party A and the Transferee are both “dealers in notional principal contracts” within the meaning of Treasury regulations section 1.1001-4; (c) as of the date of such transfer the Transferee would not be required to withhold or deduct on account of Tax from any payments under this Agreement or would be required to gross up for such Tax under Section 2(d)(i)(4); (d) an Event of Default or Termination Event would not occur as a result of such transfer; (e) pursuant to a written instrument (the “Transfer Agreement”), the Transferee acquires and assumes all rights and obligations of Party A under the Agreement and the relevant Transaction; (f) Party B shall have determined, in its sole discretion, acting in a commercially reasonable manner, that such Transfer Agreement is effective to transfer to the Transferee all, but not less than all, of Party A’s rights and obligations under the Agreement and all relevant Transactions; (g) Party A will be responsible for any costs or expenses incurred in connection with such transfer (including any replacement cost of entering into a replacement transaction); (h) either (A) Moody’s has been given prior written notice of such transfer and the Rating Agency Condition is satisfied with respect to S&P or (B) each Swap Rating Agency has been given prior written notice of such transfer and such transfer is in connection with the assignment and assumption of this Agreement without modification of its terms, other than party names, dates relevant to the effective date of such transfer, tax representations (provided that the representations in Part 2(a)(i) are not modified) and any other representations regarding the status of the substitute counterparty of the type included in Part 5(b)(iv), Part 5(v)(i)(2) or Part 5(v)(ii), notice information and account details; and (i) such transfer otherwise complies with the terms of the Pooling and Servicing Agreement.
 

M-2-26
 
“Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder and each Swap Rating Agency specified in connection with such proposed act or omission, that the party acting or failing to act must consult with each of the specified Swap Rating Agencies and receive from each such Swap Rating Agency a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of any Certificates or Notes.
 
“Relevant Entity” means Party A and, to the extent applicable, a guarantor under an Eligible Guarantee.
 
“Replacement Transaction” means, with respect to any Terminated Transaction or group of Terminated Transactions, a transaction or group of transactions that (i) would have the effect of preserving for Party B the economic equivalent of any payment or delivery (whether the underlying obligation was absolute or contingent and assuming the satisfaction of each applicable condition precedent) by the parties under Section 2(a)(i) in respect of such Terminated Transaction or group of Terminated Transactions that would, but for the occurrence of the relevant Early Termination Date, have been required after that Date, and (ii) has terms which are substantially the same as this Agreement, including, without limitation, rating triggers, Regulation AB compliance, and credit support documentation, save for the exclusion of provisions relating to Transactions that are not Terminated Transaction, as determined by Party B in its sole discretion, acting in a commercially reasonable manner.
 

M-2-27

“Required Ratings Downgrade Event” means that no Relevant Entity has credit ratings at least equal to the Required Ratings Threshold.
 
“Required Ratings Threshold” means each of the S&P Required Ratings Threshold and the Moody’s Second Trigger Ratings Threshold.
 
“S&P” means Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc., or any successor thereto.
 
“S&P Approved Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a short-term unsecured and unsubordinated debt rating from S&P of “A-1”, or, if such entity does not have a short-term unsecured and unsubordinated debt rating from S&P, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “A+”.
 
“S&P Required Ratings Threshold” means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, a long-term unsecured and unsubordinated debt rating or counterparty rating from S&P of “BBB+”.
 
“Swap Rating Agencies” means, with respect to any date of determination, each of S&P and Moody’s, to the extent that each such rating agency is then providing a rating for any of the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (the “Certificates”) or any notes backed by the Certificates (the “Notes”).
 
[Remainder of this page intentionally left blank.]
 

M-2-28


4. Account Details and Settlement Information:
 
Payments to Party A:
Name:
Bank of America, N.A. - New York
 
ABA #:
026009593
 
Attn:
BOFAUS3N
 
Name:
Bank of America, N.A.
 
City:
Charlotte
 
Acct#:
6550219386
 
Attn:
Rate Derivative Settlements
 
Attn:
BOFAUS6SGDS

Payments to Party B:
Deutsche Bank Trust Company - Americas
 
ABA 021001033
 
Bene Acct. 014-19-663
 
Bene Acct. Name NYLTD Funds Control - Stars West
 
Ref: IMPAC Secured Assets Trust 2007-2 - Group 1 CAP payment
   
This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 

M-2-29

We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
 
Very truly yours,
 
Bank of America, N.A.
 
By: _______________________________
Name:
Title:
 
Party B, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the date hereof.
 
Deutsche Bank National Trust Company, not in its individual capacity, but solely as Group 1[__] Supplemental Interest Trust Trustee on behalf of the Group [__] Supplemental Interest Trust with respect to the Impac Secured Assets Trust 2007-2, Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2
 
By: _______________________________
Name:
Title:
 
Agreed to by:
 
Impac Mortgage Holdings, Inc.
 
By: _______________________________
Name:
Title:

M-2-30

 
(All such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount (USD)
Fixed Rate
Effective Date
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]
[_______]
[_______]
[_______]
[______]

M-2-31


Annex A
 
Paragraph 13 of the Credit Support Annex

M-2-A-1

Annex B
 
Item 1115 Agreement

 
M-2-B-1

EXHIBIT N
 
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE
(RMBS unless otherwise noted)
 
Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.
 
Key: X - obligation
 
Reg AB Reference
Servicing Criteria
Sub-Servicer
Master Servicer
Trustee
 
General Servicing Considerations
      
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
X
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
To the extent applicable
X
  
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
      
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
X
  
 
Cash Collection and Administration
      
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
X

N-1


1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
X
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
  
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
X
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
X
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
If applicable
    

N-2


1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
X
 
Investor Remittances and Reporting
      
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Sub-Servicer.
  
X
X
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
  
X
X
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Sub-Servicer’s investor records, or such other number of days specified in the transaction agreements.
  
X
X
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
  
X
X
 
Pool Asset Administration
      
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
  
X
X
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
  
X
X

N-3


1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Sub-Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
    
1122(d)(4)(v)
The Sub-Servicer’s records regarding the pool assets agree with the Sub-Servicer’s records with respect to an obligor’s unpaid principal balance.
X
    
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
X
  
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
X
  

N-4


1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
    
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
X
  
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Sub-Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Sub-Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
    
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Sub-Servicer, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
X
  
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
  
X
X

 
N-5

EXHIBIT O
 
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY
 
As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.
 
Under Item 1 of Form 10-D: a) items marked “4.02 statement” are required to be included in the periodic Distribution Date statement under Section 4.02, provided by the Trustee based on information received from the Master Servicer; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.

Form
Item
Description
Responsible Party
10-D
Must be filed within 15 days of the Distribution Date.
1
Distribution and Pool Performance Information
  
Item 1121(a) - Distribution and Pool Performance Information
  
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
4.02 statement
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
4.02 statement
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
4.02 statement
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
4.02 statement
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
4.02 statement
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
4.02 statement
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
4.02 statement
(4) Beginning and ending principal balances of the asset-backed securities.
4.02 statement

O-1


   
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
4.02 statement
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
4.02 statement
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
4.02 statement
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.
4.02 statement
Updated pool composition information fields to be as specified by Depositor from time to time
(9) Delinquency and loss information for the period.
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.
4.02 statement.
Form 10-D report: Depositor
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
4.02 statement
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
Form 10-D report; Sub-Servicer
   
(12) Material breaches of pool asset representations or warranties or transaction covenants.
Form 10-D report: Sub-Servicer
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
4.02 statement
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
[information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
Form 10-D report: Depositor
Form 10-D report: Depositor
Form 10-D report: Depositor

O-2


   
Item 1121(b) - Pre-Funding or Revolving Period Information
Updated pool information as required under Item 1121(b).
Depositor
2
Legal Proceedings
  
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian
 
 
 
 
 
Seller
Depositor
Trustee
Depositor
Master Servicer
Originator
Custodian
3
Sales of Securities and Use of Proceeds
  
Information from Item 2(a) of Part II of Form 10-Q:
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
Depositor
4
Defaults Upon Senior Securities
  
Information from Item 3 of Part II of Form 10-Q:
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
N/A
5
Submission of Matters to a Vote of Security Holders
  
Information from Item 4 of Part II of Form 10-Q
Trustee
6
Significant Obligors of Pool Assets
  
Item 1112(b) - Significant Obligor Financial Information*
N/A

O-3


   
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
  
7
Significant Enhancement Provider Information
  
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
Determining applicable disclosure threshold
Obtaining required financial information or effecting incorporation by reference
N/A
N/A
Item 1115(b) - Derivative Counterparty Financial Information*
Determining current maximum probable exposure
Determining current significance percentage
Obtaining required financial information or effecting incorporation by reference
Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
  
 
8
Other Information
  
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below
9
Exhibits
  
Distribution report
Trustee
Exhibits required by Item 601 of Regulation S-K, such as material agreements
Depositor
8-K
Must be filed within four business days of an event reportable on Form 8-K.
1.01
Entry into a Material Definitive Agreement
  
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
Examples: servicing agreement, custodial agreement.
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
Depositor
1.02
Termination of a Material Definitive Agreement
  
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
Examples: servicing agreement, custodial agreement.
Depositor

O-4


 
1.03
Bankruptcy or Receivership
  
Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Sub-Servicer or Trustee, with respect to any of the following:
Sponsor (Seller), Depositor, Sub-Servicer, Trustee, Swap Provider, Custodian
Depositor/Sub-Servicer
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
  
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement
N/A
3.03
Material Modification to Rights of Security Holders
  
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
Party requesting material modification
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
  
Disclosure is required of any amendment “to the governing documents of the issuing entity”
Depositor
5.06
Change in Shell Company Status
  
[Not applicable to ABS issuers]
Depositor
6.01
ABS Informational and Computational Material
  
[Not included in reports to be filed under Section 4.07]
Depositor
6.02
Change of Master Servicer or Trustee
  
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required.
Trustee or Master Servicer
6.03
Change in Credit Enhancement or Other External Support
  
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.
Depositor
6.04
Failure to Make a Required Distribution
Trustee

O-5


 
6.05
Securities Act Updating Disclosure
  
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
Depositor
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
Depositor
7.01
Regulation FD Disclosure
Depositor
8.01
Other Events
  
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.
Depositor
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event
10-K
Must be filed within 90 days of the fiscal year end for the registrant.
9B
Other Information
  
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K item as indicated above
15
Exhibits and Financial Statement Schedules
  
Item 1112(b) - Significant Obligor Financial Information
N/A
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
Determining applicable disclosure threshold
Obtaining required financial information or effecting incorporation by reference
N/A
N/A
Item 1115(b) - Derivative Counterparty Financial Information
Determining current maximum probable exposure
Determining current significance percentage
Obtaining required financial information or effecting incorporation by reference
Depositor
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
  

O-6


   
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian
Credit Enhancer/Support Provider, if any
Significant Obligor, if any
Seller
Depositor
Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity)
Issuing entity
Master Servicer
Originator
Depositor
Depositor
Item 1122 - Assessment of Compliance with Servicing Criteria
Each Party participating in the servicing function
Item 1123 -Servicer Compliance Statement
Master Servicer


 
O-7

EXHIBIT P
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Impac Secured Assets Corp.
19500 Jamboree Road
Irvine, CA 92612
Fax: (949) 475-3600
E-mail: [___________]
 
Deutsche Bank National Trust Company as Trustee
1761 East St. Andrew Place
Santa Ana, California 92705-4934
Fax: (714) 214-6009
E-mail: [__________]
Attn: [__________________________]
[_______________________________]
 
RE: **Additional Form [ ] Disclosure**Required
 
Ladies and Gentlemen:
 
In accordance with Section [3.16(a)(v)] of the Pooling and Servicing Agreement, dated as of March 1, 2007, among Impac Secured Assets Corp., as depositor, Impac Funding Corporation, as master servicer, and Deutsche Bank National Trust Company, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
 
Description of Additional Form [ ] Disclosure:
 
List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:
 
Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].
 
           
[NAME OF PARTY] as [role]
               
               
           
By:
  
             
Name: 
             
Title: 


 
P-1

EXHIBIT Q
 
FORM OF COUNTRYWIDE SERVICING AGREEMENT

 
 
AMENDED AND RESTATED

SERVICING RIGHTS PURCHASE AND SALE AGREEMENT


BY AND BETWEEN


COUNTRYWIDE HOME LOANS SERVICING LP

as

PURCHASER


AND


IMPAC FUNDING CORPORATION

as

SELLER


DATED AS OF


MARCH 1, 2002


 

 
TABLE OF CONTENTS
 
Page
     
ARTICLE I
7
     
INCORPORATION OF RECITALS; DEFINITIONS
7
     
Section 1.1
Incorporation of Recitals
7
Section 1.2
Definitions
7
     
ARTICLE II
18
     
SALE OF SERVICING RIGHTS AND RELATED ITEMS
18
     
Section 2.1
Items to be Sold
18
Section 2.2
Sale Date
19
Section 2.3
Evidence of Sale
19
     
ARTICLE III
20
     
CONSIDERATION AND PAYMENTS
20
     
Section 3.1
Purchase Price
20
Section 3.2
Payment of Purchase Price by Purchaser
20
Section 3.3
Verification of Purchase Price and Other Amounts to be Transferred
21
     
ARTICLE IV
22
     
COVENANTS
22
     
Section 4.1
Interim Servicing of the Mortgage Loans
22
Section 4.2
Disclosure of Mortgage Loan Information
22
Section 4.3
Consents
22
Section 4.4
Interest on Related Escrow Accounts
23
Section 4.5
Escrow Obligations
23
Section 4.6
Notice to Mortgagors
23
Section 4.7
Notice to Taxing Authorities and Insurance Companies
23
Section 4.8
Tax Contracts
24
Section 4.9
Mortgagor Payments
24
Section 4.10
Transfer Instructions
24
Section 4.11
Schedule of Advances
24
Section 4.12
Delivery of Certain Items
25



Section 4.13
Transfer of Custodial Accounts and Related Escrow Accounts; Reconciliation
25
Section 4.14
Notice of Assumptions
25
Section 4.15
Misapplied Payments
25
Section 4.16
IRS Forms
26
Section 4.17
Tax Bills, Insurance Premiums, etc
26
Section 4.18
Flood Insurance Audit
26
Section 4.19
Optional Insurance
27
     
ARTICLE V
28
     
REPRESENTATIONS AND WARRANTIES OF SELLER
28
     
Section 5.1
Organization and Good Standing
28
Section 5.2
Authority and Capacity; Ordinary Course
28
Section 5.3
Effective Agreement
28
Section 5.4
No Conflict
28
Section 5.5
Approvals and Compliance
29
Section 5.6
Filing of Reports
29
Section 5.7
Custodial Accounts and Related Escrow Accounts
29
Section 5.8
Interim Servicing Period
30
Section 5.9
The Mortgage Loans
30
Section 5.10
No Recourse
34
Section 5.11
Insurance
34
Section 5.12
Litigation
34
Section 5.13
Seller Process
34
Section 5.14
Servicing Fee
34
Section 5.15
Fair Consideration
34
Section 5.16
No Accrued Liabilities
34
Section 5.17
Facts and Omissions
34
Section 5.18
Financial Condition of Seller
34
Section 5.19
Hart-Scott-Rodino
34
     
ARTICLE VI
34
     
REPRESENTATIONS AND WARRANTIES OF PURCHASER
34
     
Section 6.1
Organization and Good Standing
34
Section 6.2
Authority and Capacity; Ordinary Course
34
Section 6.3
Effective Agreement
34
Section 6.4
No Conflict
34
Section 6.5
Approvals and Compliance
34
     



ARTICLE VII
34
     
CONSENTS
34
     
Section 7.1
Consents
34
     
ARTICLE VIII
34
     
CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASER
34
     
Section 8.1
Compliance and Conditions
34
Section 8.2
Corporate Resolution; Corporate Certificate
34
Section 8.3
Investor Agreements
34
Section 8.4
Opinion of Counsel for Seller
34
Section 8.5
Correctness of Representations and Warranties
34
Section 8.6
Litigation or Administrative Action
34
Section 8.7
Investor Consents
34
Section 8.8
Investor Agreements
34
     
ARTICLE IX
34
     
CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLER
34
     
Section 9.1
Compliance with Conditions
34
Section 9.2
Corporate Resolution; Corporate Certificate
34
Section 9.3
Correctness of Representations and Warranties
34
Section 9.4
Investor Consents
34
Section 9.5
Opinion of Counsel for Purchaser
34
Section 9.6
Litigation or Administrative Action
34
     
ARTICLE X
34
     
INDEMNIFICATION; THIRD PARTY CLAIMS
34
     
Section 10.1
Indemnification of Purchaser
34
Section 10.2
Repurchase of Servicing Rights
34
Section 10.3
Termination of Purchaser as Primary Servicer
34
Section 10.4
Indemnification of Seller
34
Section 10.5
Notice and Settlement of Claims
34
Section 10.6
Litigation of Third Party Claims
34
     
ARTICLE XI
34
     
TERM
34
     



Section 11.1
Term
34
     
ARTICLE XII
34
     
MISCELLANEOUS
34
     
Section 12.1
Supplementary Information
34
Section 12.2
Access to Information; Confidentiality
34
Section 12.3
No Broker’s Fees
34
Section 12.4
Further Assurances
34
Section 12.5
No Solicitation by Seller
34
Section 12.6
No Solicitation by Purchaser
34
Section 12.7
Survival
34
Section 12.8
Governmental Authorities; Laws and Severability
34
Section 12.9
Form of Payment to be Made
34
Section 12.10
Assignability
34
Section 12.11
Payment of Costs
34
Section 12.12
Notices
34
Section 12.13
Entire Agreement
34
Section 12.14
Binding Effect
34
Section 12.15
Interpretive Principles
34
Section 12.16
Applicable Law
34
Section 12.17
Counterparts
34
Section 12.18
Waivers
34
Section 12.19
Publicity
34
Section 12.20
No Third Party Beneficiaries
34
Section 12.21
Time of the Essence
34
     
PURCHASE PRICE PERCENTAGE TABLES
34
     



SCHEDULES AND EXHIBITS


Exhibit A
Purchase Price Percentage Tables
Exhibit B
Form of Mortgage Loan Schedule
Exhibit C
Transfer Instructions
Exhibit D
List of Investor Agreements
Exhibit E
List of Documents in Servicing File
Exhibit F
Form of Officer’s Certificate
Exhibit G
Form of Bill of Sale
Exhibit H
Form of Pricing Letter




AMENDED AND RESTATED SERVICING RIGHTS PURCHASE
AND SALE AGREEMENT

This Amended and Restated Servicing Rights Purchase and Sale Agreement (the “Agreement”), dated as of the 1st day of April, 2002, is made by and between Countrywide Home Loans Servicing LP, a Texas limited partnership, with offices located at 7105 Corporate Drive, PTX-B-167 (“Purchaser”), and Impac Funding Corporation, a corporation with offices located at 1401 Dove Street, Newport Beach, California 92660 (“Seller”).

WITNESSETH:

WHEREAS, Seller and Purchasers are parties to that certain Servicing Rights and Purchase Agreement dated February 1, 2002 (the “Existing Agreement”), pursuant to which Seller sells from time to time and Purchaser purchases from time to time, residential mortgage loan servicing rights owned by Seller on fixed and adjustable rate residential mortgage loans;

WHEREAS, Seller and Purchaser want to amend the Existing Agreement to provide, among other things, that the servicing rights sold hereunder shall consist of residential mortgage loan servicing rights for fixed and adjustable rate residential mortgage loans and that Seller would sell Purchaser Servicing Rights for Mortgage Loans having an aggregate unpaid principal balance of $1,500,000,000 (the “Mandatory Delivery Amount”); and

NOW, THEREFORE, in consideration of the mutual promises, covenants and conditions contained herein, and for other good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree that the Existing Agreement shall be restated, amended and modified as follows:

ARTICLE I

INCORPORATION OF RECITALS; DEFINITIONS

Section 1.1  Incorporation of Recitals

The recitals set forth above are incorporated herein by reference.

Section 1.2  Definitions

As used in this Agreement, the following terms shall have the meanings specified below.

Adjustable Rate Mortgage Loan shall mean any Mortgage Loan in which the related Mortgage Note contains a provision whereby the Mortgage Interest Rate is adjusted from time to time in accordance with the terms of such Mortgage Note.


7

Advances shall mean, with respect to any Servicing Rights, the outstanding moneys that have been advanced by Seller from its funds in connection with its servicing of the related Mortgage Loans (including, without limitation, principal, interest, taxes, ground rents, assessments, insurance premiums, release fees, and other expenses) and for which Seller has a right of reimbursement from Mortgagors, Insurers, Investors, the Investor Agreements, or otherwise.

Affiliate shall mean, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person.

Agreement shall mean this Servicing Rights Purchase and Sale Agreement and all Exhibits and Schedules hereto, all of which are incorporated herein by this reference, as the same may from time to time be amended or supplemented by one or more instruments executed by all parties hereto.

Ancillary Fees shall mean late Mortgagor payment charges, charges for dishonored checks, pay-off fees, assumption fees, prepayment fees, commissions and administrative fees on insurance and similar fees and charges collected from or assessed against Mortgagors, other than those charges payable to any Investor under the terms of the Investor Agreements.

Applicable Requirements shall mean and include, as of the time of reference, with respect to any Mortgage Loan and the related Servicing Rights, all of the following: (a) all contractual obligations of Seller and any Prior Servicer, each in its capacity as Servicer, including, without limitation, those contractual obligations contained herein, in the Mortgage Loan Documents, in the Guide, in any Investor Agreement or in any agreement with any Insurer, for which obligations Seller or any Prior Servicer is responsible or at any time was responsible; (b) all applicable federal, state and local legal and regulatory requirements (including statutes, rules, regulations and ordinances) binding upon Seller and/or the Servicer or any Prior Servicer, each in its capacity as Servicer; (c) all other applicable requirements and guidelines of each governmental agency, board, commission, instrumentality and other governmental body or office having jurisdiction over Seller or any Prior Servicer, each in its capacity as Servicer, including, without limitation, those of any Investor and any Insurer; (d) all other applicable judicial and administrative judgments, orders, stipulations, awards, writs and injunctions applicable to Seller or any Prior Servicer, each in its capacity as servicer; and (e) the reasonable and customary mortgage servicing practices of prudent mortgage lending institutions that service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgaged Properties are located.

Assignment shall mean a written instrument that, when recorded in the appropriate office of the local jurisdiction in which the related Mortgaged Property is located, will reflect the transfer of the Mortgage Instrument identified therein from the transferor to the transferee named therein.

Base Fee shall be an amount equal to twenty-five basis points with respect to any fixed rate Mortgage Loan and thirty seven and one-half basis points with respect to any adjustable rate Mortgage Loan.

8


Bill of Sale shall mean a document substantially in the form of Exhibit G that documents the transfer of ownership of the Servicing Rights from Seller and Purchaser hereunder.

Business Day shall mean any day other than a Saturday, Sunday, or other day on which banking institutions in the States of California or New York are required or authorized by law or by executive order to be closed.

Claim Notice shall have the meaning given in Section 10.2(a).

Consent shall mean the unconditional written consent or approval of an Investor and any applicable Insurer to the transfer of the applicable Servicing Rights from Seller to Purchaser, that, in Purchaser’s reasonable discretion exercised in good faith, does not reduce or limit the rights or compensation of the Servicer under the applicable Investor Agreements or impose unduly burdensome requirements on the Servicer.

Custodial Account shall mean an account or accounts maintained for the deposit of principal and interest payments received in respect of one or more Mortgage Loans.

Custodial Agreement shall mean the agreement or agreements governing the retention of the Custodial Documents in accordance with the Guide.

Custodial Documents shall mean (1) the original Mortgage Note, (ii) the original Mortgage Instrument, (iii) a mortgagee title insurance policy (or other evidence of title acceptable under the Investor Agreements), (iv) the PMI Policy, and (v) the original, recorded Assignment(s) in each case to the extent and in the form required under the Investor Agreements, along with such other documents or instruments, or substitutes therefor, as are required to be retained by the Custodian pursuant to the Investor Agreements.

Custodian shall mean an entity acting as a mortgage loan document custodian under any Custodial Agreement or pursuant to the Investor Agreements, or any successor in interest to the Custodian.

Due Inquiry shall mean inquiry to officers of Seller who hold the office of Vice President or higher as well as consideration of the information presented to the General Counsel of Seller in the day-to-day business operations of Seller.

EDP shall mean the electronic data processing servicing bureau or system used by Seller or the subservicer of the Mortgage Loans.

Excess Service Fee shall mean any service fee payable to Purchaser with respect to a Mortgage Loan above twenty five basis points (with respect to any fixed rate Mortgage Loan) and thirty seven and one-half basis points (with respect to any adjustable rate Mortgage Loan) but not in excess of fifty basis points.

9


Excluded Loans shall mean any Mortgage Loan with respect to which, as of the Sale Date:

(a) Mortgage Loan Payments are more than sixty (60) days past due; or

 
(b)
the first legal action necessary to be taken to commence proceedings in Foreclosure, or a sale under power of sale, or other acquisition of title to the Mortgaged Property based upon a default by the Mortgagor under the Mortgage Loan Documents, under the laws of the state wherein the Mortgage Loan is to be enforced, has been taken and such proceedings are continuing or the relevant portions of the Mortgage File have been delivered to an attorney with instructions to commence Foreclosure proceedings; or

 
(c)
there exists a legal action in Foreclosure of the Mortgage Loan, or for a deficiency thereunder, with respect to which the sale of the property in Foreclosure (whether by action, power of sale or otherwise) has been delayed by reason of the defense of such action by the Mortgagor, or any other litigation relating to the Mortgage Loan is pending that could adversely affect the value of the related Servicing Rights or subject the Servicer to potential liability or material cost; or

 
(d)
the Mortgagor has sought relief under or has otherwise been subjected to the federal bankruptcy laws (including chapter 7) or any other similar laws of general application for the relief of debtors, through the institution of appropriate proceedings, and such proceedings are continuing.

Execution Date shall mean the date of execution of this Agreement by Seller and Purchaser.

Federal Funds Rate shall mean the per annum rate of interest (rounded upward to the nearest 1/100 of 1%) which is the weighted average of the rates on overnight federal funds transactions arranged on such day or, if such day is not a Business Day, the previous Business Day, by federal funds brokers computed and released by the Federal Reserve Bank of New York (or any successor) in substantially the same manner as such Federal Reserve Bank currently computes and releases the weighted average it refers to as the “Federal Funds Effective Rate” at the date of this Agreement.

FICO Score shall mean credit scores determined by the Fair, Isaac and Company, Inc.

Fixed Rate Mortgage Loan shall mean any Mortgage Loan wherein the Mortgage Interest Rate set forth in the Mortgage Note is fixed for the term of such Mortgage Loan.


10

Foreclosure shall mean the procedure pursuant to which a lienholder acquires title to a Mortgaged Property in a foreclosure sale or pursuant to any other comparable procedure allowed under applicable law when a Mortgage Loan is in default.

Guide shall mean the Impac Funding Seller’s/Servicer’s Guide as addended by that certain addendum to the Impac Funding Seller’s/Servicer’s Guide between Seller and Purchaser’s affiliate Countrywide Home Loans, Inc. dated January 1, 2000 and as such servicing guide may be amended, modified or supplemented from time to time, provided, however, that to the extent an amendment, modification or supplement would conflict with the terms of this Agreement or materially change the rights or obligations of Purchaser as set forth in the Guide as of the date of this Agreement, such amendment, modification or supplement will not be effective against Purchaser unless Purchaser expressly consents to the same.

Hard Prepayment Penalty shall mean a Mortgage Loan with a prepayment penalty that cannot be waived or altered per the terms of the Mortgage Note.

Hart-Scott-Rodino Act shall mean the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended, 15 U.S.C. Section 18a, and the regulations promulgated thereunder.

Hazardous Material shall mean any substance, chemical, waste or other material which is or may be at any time listed, defined or otherwise identified as hazardous, toxic or dangerous under applicable law including, without limitation, asbestos, PCBs, petroleum, petroleum products or by-products, crude oil, natural gas, natural gas liquids, liquefied natural gas or synthetic gas.

Indemnified Party shall have the meaning given in Section 10.4(b).

Indemnifying Party shall have the meaning given in Section 10.4(b).
 
Insurer shall mean any private mortgage insurer issuing a PMI Policy, any insurer or guarantor under any standard hazard, flood, earthquake or title insurance policy and any certificate insurer pertaining to the Pools.

Interim Servicing Fee shall be an amount equal to seven dollars ($7.00) per Mortgage Loan.

Interim Servicing Period shall mean, with respect to a Servicing Rights Package, the period of time from the Sale Date to Transfer Date; provided, however, that such interim servicing period shall not extend beyond six (6) months of the Sale Date or such additional time required for Seller to transfer the primary servicing for a Servicing Rights Package to Purchaser.

Investor shall mean with respect to any Mortgage Loan, a Person who has a beneficial interest in, or is a record owner of, such Mortgage Loan or any trustee acting on behalf of any such Person.


11

Investor Agreement shall mean each of the agreements (including all exhibits and schedules thereto and all amendments and supplements thereof) between the Servicer and the applicable Investor and between Seller, as the master servicer, and Purchaser, as the primary servicer, relating to Mortgage Loans owned by such Investor and the servicing thereof by the Servicer, or otherwise relating to the Servicing Rights, listed on Exhibit D hereto.

Loss shall mean, in respect of any indemnification or repurchase obligation arising under this Agreement, any and all losses, claims, damages, penalties, liabilities, obligations, judgments, settlements, awards, demands, offsets, defenses, counterclaims, actions or proceedings including, without limitation, (a) any reasonable costs, expenses and attorneys’ fees incurred by the Indemnified Party in enforcing such right of indemnification or repurchase against any Indemnifying Party or with respect to any appeal; and (b) interest at the Federal Funds Rate on any amount for which the Indemnified Party is entitled to be indemnified from thirty (30) days after the date that the Indemnified Party has notified the Indemnifying Party of a claim for indemnification under this Agreement until such amounts are paid by the Indemnifying Party.

Mortgage Interest Rate shall mean the annual rate at which interest accrues on any Mortgage Loan and, with respect to an Adjustable Rate Mortgage Loan, as adjusted from time to time in accordance with the provisions of the related Mortgage Note.

Mortgage Instrument shall mean any deed of trust, security deed, mortgage, or any other instrument that constitutes a first lien on real estate securing payment by a Mortgagor of a Mortgage Note.

Mortgage Loan Documents shall mean the Mortgage Instruments, Mortgage Notes and Assignments.

Mortgage Loan Payment shall mean, with respect to a Mortgage Loan, each scheduled installment on such Mortgage Loan, whether for principal, interest, escrow or other purpose, required or permitted to be paid by the Mortgagor in accordance with the terms of the Mortgage Loan Documents.

Mortgage Loans shall mean the residential mortgage loans comprising a Servicing Rights Package and identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale.

Mortgage Loan Schedule shall mean the mortgage loan schedule provided by Seller to Purchaser in computer tape form, in the form of Exhibit B, setting forth information with respect to each Mortgage Loan as of the related Sale Date, including:

 
(i)
the loan number of each such Mortgage Loan;

 
(ii)
the unpaid principal balance and original term to maturity of each such Mortgage Loan;


12

 
(iii)
the payment status of each such Mortgage Loan;

 
(iv)
the balance of the Related Escrow Account and Custodial Account related to each such Mortgage Loan;

 
(v)
the monthly principal and interest payments for each such Mortgage Loan;

 
(vi)
the monthly escrow payment for each such Mortgage Loan;

 
(vii)
the interest rate of each such Mortgage Loan;

 
(viii)
the state in which the Mortgaged Property securing each such Mortgage Loan is located;

 
(ix)
the identity of the Investor and any Pool number;

 
(x)
the gross Servicing Fee;

 
(xi)
the guarantee fee or pool policy insurance fee, if any; and

 
(xii)
the term of any prepayment penalty provision.
 
The Mortgage Loan Schedule shall be supplemented as of each Sale Date to reflect the addition of the Mortgage Loans as to which Servicing Rights were sold on such Sale Date.

Mortgage Note shall mean the mortgage note, deed of trust note, security deed note or other form of promissory note executed by a Mortgagor and secured by a Mortgage Instrument evidencing the indebtedness of the Mortgagor under a Mortgage Loan.

Mortgaged Property shall mean any one- to four-family residence (at the time of the origination of the applicable Mortgage Loan) that is encumbered by a Mortgage Instrument, including all buildings and fixtures thereon and all accessions thereto, and including installations of mechanical, electrical, plumbing, heating and air conditioning systems located in or affixed to such buildings, and all alterations, additions and replacements thereto.

Mortgagor shall mean any and all obligors under a Mortgage Note and Mortgage Instrument.

Non-Assumable Claim shall have the meaning given in Section 10.4(b).

Originator shall mean, with respect to any Mortgage Loan, the entity or entities that (a) took the relevant Mortgagor’s loan application; (b) processed the relevant Mortgagor’s loan application; and/or (c) closed and/or funded such Mortgage Loan.


13

Pass-Through Transfer shall mean the sale or transfer of some or all of the Mortgage Loans to a trust to be formed as part of a publicly or privately traded, rated or unrated mortgage pass-through, pay-through or other mortgage-backed securities transaction.

Payoff Loan shall mean any Mortgage Loan which does not provide for a prepayment fee that (a) is not an Excluded Loan or otherwise excluded from the purchase and sale contemplated herein; and (b) is paid off within sixty (60) days after the related Sale Date.

Person shall mean an individual, corporation, limited liability company, partnership, joint venture, trust or unincorporated organization, or a federal, state, city, municipal or foreign government or an agency or political subdivision thereof.

PMI Policy shall mean a policy of primary mortgage guaranty insurance issued by an insurance company duly authorized and licensed in accordance with applicable law and approved by the applicable Investor.

Pool shall mean a group of Mortgage Loans that has been aggregated for the purposes of servicing pursuant to Applicable Requirements.

Pricing Letter shall mean the letter agreement substantially in the form of Exhibit H hereto, executed by Seller and Purchaser in connection with the sale of a Servicing Right’s Package that sets forth the terms of such sale, including a description of the related Mortgage Loans and the related Purchase Price.

Prior Servicer shall mean any party that was a Servicer or subservicer of any Mortgage Loan before Seller became the Servicer of the Mortgage Loan.

Purchase Price shall mean the amount to be paid by Purchaser to acquire the Servicing Rights, as set forth in Section 3.1 and adjusted in accordance with Article III.

Purchase Price Percentage shall mean, except to the extent otherwise agreed by Purchaser and Seller in writing, i) the percentages set forth on Exhibit A-1 according to the Mortgage Loan attributes listed therein; or in the event that a) the servicing rights, or any portion thereof, purchased hereunder are related to Mortgage Loans that will be included in a Pass-Through Transfer for which Countrywide Securities Corporation is not participating as a lead or co-lead or managing or co-managing underwriter or b) the Mortgage Loans will be included in a Whole Loan Transfer, ii) the percentages set forth in Exhibit A-2 according to the Mortgage Loan attributes listed therein. Notwithstanding the foregoing, on or after the six month anniversary of this Agreement, Purchaser shall have the right to adjust the purchase price percentages set forth in Exhibits A-1 and A-2 in its sole but reasonable discretion; provided, however, that any such adjustments shall not be effective until communicated in writing, to Seller.

Purchaser shall mean Countrywide Home Loans Servicing LP and its successors and permitted assigns.

14


Purchaser Indemnified Party shall have the meaning given in Section 10.1.

Purchaser’s Representatives shall have the meaning given in Section 12.2(a).

Recourse Obligation shall mean, with respect to any Mortgage Loan, any obligation or liability (actual or contingent) of the Servicer in its capacity as servicer (a) for losses incurred in connection with the Foreclosure or other disposition of, or other realization or attempt to realize upon the collateral securing, such Mortgage Loan (including, without limitation, losses relating to loss mitigation or obtaining deeds in lieu of foreclosure); (b) to repurchase such Mortgage Loan in the event that the Mortgagor of such Mortgage Loan is in bankruptcy, in Foreclosure or in litigation; or (c) to repurchase such Mortgage Loan in the event of a delinquency or other payment default thereunder by the Mortgagor. Notwithstanding the foregoing, a Mortgage Loan shall not be considered subject to a Recourse Obligation merely because the Servicer retains a contingent liability to repurchase a Mortgage Loan that is determined to have been ineligible for sale to the applicable Investor due to a breach of one or more representations and warranties.

Reimbursement Amount shall mean the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.

Related Escrow Accounts shall mean all funds held by Seller with respect to the Mortgage Loans (other than the Custodial Accounts) in the nature of buy-down funds, tax and insurance funds and other escrow and impound amounts (including interest accrued thereon held for the benefit of the Mortgagors).

REO Property shall mean any Mortgaged Property owned in fee simple by Purchaser or the applicable Investor as a result of a Foreclosure of a Mortgage Loan.

Reporting Cycle shall mean with respect to the Interim Servicing Period, the period of time covered by a calendar month.

Sale Date the date on which Purchaser acquires all legal and beneficial right, title and interest in and to any Servicing Rights.

Seller shall mean Impac Funding Corporation, and its successors and permitted assigns, as Servicer under the Investor Agreements. References in this Agreement to Seller performing any act prior to the related Sale Date or making any representation and warranty regarding its past acts includes and may be performed by, as applicable, Wendover Funding, Inc., as subservicer.


15

Seller Indemnified Party shall have the meaning given in Section 10.3.

Seller’s Representatives shall have the meaning given in Section 12.2(c).

Servicer shall mean the party contractually obligated to administer the Servicing Rights under the Investor Agreements.

Servicing Fee shall mean the amount to be paid to the Servicer under the applicable Investor Agreement related to a Mortgage Loan, as consideration for servicing the Mortgage Loan which is specified on the Mortgage Loan Schedule but in no event shall the servicing fee be less than i) twenty-five basis points (0.25%) for Fixed Rate Mortgage Loans and ii) and thirty-seven and one half basis points (0.375%) for Adjustable Rate Mortgage Loans.

Servicing File shall mean, collectively, the copies of the Mortgage Loan Documents with respect to a Mortgage Loan, as well as the credit and closing packages, disclosures, copies of the Custodial Documents and all other files, books, records and documents necessary to (a) establish the eligibility of the Mortgage Loan for insurance by an Insurer, if any; and/or (b) service the Mortgage Loan in accordance with Applicable Requirements, including the documents listed on Exhibit E attached hereto, some of which maybe held by the Custodian.

Servicing Rights shall mean all of the rights and obligations of Servicer pursuant to and to the extent provided in the Investor Agreements, including but not limited to the right to administer, collect the payments for the reduction of principal, and application of interest, pay taxes and insurance, remit collected payments, provide Foreclosure services, provide full escrow administration and any other obligations required by any Investor or Insurer in, of or for the servicing of the Mortgage Loans pursuant to the Investor Agreements, together with the right to receive the Servicing Fee and any Ancillary Fees arising from or connected to the Mortgage Loans, and all rights and benefits relating to the direct solicitation of the related Mortgagors and the attendant right, title and interest in and to the list of Mortgagors and data relating to their Mortgage Loans, except for such rights and obligations expressly retained under this Agreement by Seller, as the master servicer, under the Investor Agreements.

Servicing Rights Package shall mean the Servicing Rights relating to the Mortgage Loans identified in the Mortgage Loan Schedule attached to the related Pricing Letter and Bill of Sale and to be sold to Purchaser pursuant to such Pricing Letter and Bill of Sale and this Agreement.

Soft Prepayment Penalty shall mean a prepayment penalty that is waived only if the Mortgagor sells the property to an independent party.

Transfer Date shall mean, with respect to a Mortgage Loan, the date on which the primary servic-ing of the Mortgage Loan and the related Servicing Rights are transferred to Purchaser pursuant to this Agreement, which date shall be the Business Day following the related Sale Date or such other date mutually agreed to by Seller and Purchaser.

16


Transfer Instructions shall mean the instructions set forth at Exhibit C detailing the procedures pursuant to which Seller shall effect the transfer of the Servicing Rights, Servicing Files, Custodial Accounts and Related Escrow Accounts to Purchaser.

UPB shall mean the unpaid principal balance of a Mortgage Loan set forth on the related Mortgage Loan Schedule.

Whole Loan Transfer shall mean the sale or transfer by Purchaser of some or all of the Mortgage Loans in a whole loan format.

17
 

ARTICLE II

SALE OF SERVICING RIGHTS AND RELATED ITEMS

Section 2.1  Items to be Sold

(a) Subject to, and upon the terms and conditions of this Agreement, from time to time, Seller shall, as hereinafter provided, sell, transfer and assign to Purchaser, and Purchaser shall purchase and assume from Seller, all of Seller’s right, title, interest and obligation in and to (i) each Servicing Rights Package, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iv) Servicing Files.

Until the Mandatory Delivery Amount has been satisfied, Seller shall offer Purchaser the right to purchase, subject to the terms and conditions of this Agreement, all servicing rights owned by Seller and offered for sale prior to offering to sale or soliciting offers to purchase, any servicing rights to or from third parties other than Purchaser. Notwithstanding the foregoing, servicing rights on mortgage loans sold by Seller on a whole-loan servicing released basis shall be excluded from the right of first refusal granted Purchaser in the immediately preceding sentence.

(b) Purchaser and Seller shall enter into a Pricing Letter with respect to each Servicing Rights Package to be sold hereunder not later than thirty (30) days prior to the proposed Sale Date, or such lesser period agreed upon by Purchaser and Seller. On each Sale Date Seller shall deliver to Purchaser a Bill of Sale evidencing the sale of the related Servicing Rights Package hereunder as of such Sale Date.

(c) In connection with the sale and transfer of each Servicing Rights Package contemplated herein, and subject to the satisfaction of the conditions in Section 2.2(b) hereof, Purchaser will assume only the contractual duty, obligation and liability to service the Mortgage Loans pursuant to the Guide that (i) accrue after the related Sale Date; and (ii) directly arise in connection with Purchaser’s acquisition, ownership and use of the Servicing Rights. Purchaser will not assume or otherwise be responsible for in any way whatsoever any other duties, obligations or liabilities of, or claims against, Seller or Seller’s shareholders (or any of their respective agents, officers, directors, trustees, or Affiliates), that accrue or otherwise relate to the period prior to the Sale Date with respect to the Servicing Rights or otherwise; provided, however, that subject to Seller’s indemnification obligation set forth in Section 10.1, Purchaser will assume liabilities to Investors with respect to the Servicing Rights that accrue prior to the Sale Date, but only to the extent that such assumption is a condition, evidenced in writing, to the consent by the applicable Investor to the transfer of such Servicing Rights to Purchaser. Purchaser and Seller acknowledge that notwithstanding the sale of Servicing Rights Package, Seller shall continue to retain any master servicing rights with respect to the related Mortgage Loans and shall continue to retain the right to the master servicing fee with respect to each Mortgage Loan as specified on the Mortgage Loan Schedule.

(d) Purchaser acknowledges that the Investor Agreements by and between Seller, as master servicer, and Purchaser, as primary servicer, to which the Servicing Rights pertain shall contain provisions that such Investor Agreement may be immediately terminated either (i) with cause without any termination fee by any master servicer thereunder or (ii) without cause in which case Seller shall be responsible for any penalty or termination fee resulting therefrom. For purposes of this Section 2.1(d), a termination with cause shall be deemed to mean any termination which results from either (i) the failure of Purchaser to remit any amount when required to be paid, or (ii) a material breach of any representation, warranty, covenant or term of this Agreement, any Investor Agreement or the Guide by Purchaser which is not promptly cured by Purchaser to the reasonable satisfaction of Seller.

18


Section 2.2  Sale Date

(a) On the Sale Date, Seller shall transfer and assign to Purchaser, and Purchaser shall assume from Seller, all of Seller’s right, title and interest in and to the (i) Servicing Rights and all rights related thereto, including, without limitation, the right to receive the Servicing Fee and Ancillary Fees; (ii) Custodial Accounts; (iii) Related Escrow Accounts; and (iii) Servicing Files.

(b) Seller shall effect the transfer contemplated herein in accordance with the terms and conditions set forth in this Agreement and in the Transfer Instructions set forth at Exhibit C. Effective as of the initial Sale Date agrees to service such Mortgage Loan in accordance with the terms and provisions of the Guide, including, but not limited to the obligation to remit any fees payable to any Insurer in connection with a PMI Policy.

Section 2.3  Evidence of Sale

Prior to the Sale Date with respect to a Servicing Rights Package, Purchaser and Seller shall execute and deliver the documents required by the Investor(s) in connection with the transfer of the related Servicing Rights, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion. Purchaser and Seller, subject to the terms of this Agreement, shall also execute and deliver such other instruments or documents as Purchaser and Seller shall reasonably determine are necessary to evidence the transactions contemplated hereby.

19

ARTICLE III

CONSIDERATION AND PAYMENTS


Section 3.1  Purchase Price

With respect to each transfer and sale of a Servicing Rights Package, Purchaser shall pay to Seller, in accordance with Section 3.2, an amount equal to the product of the related Purchase Price Percentage multiplied by the aggregate outstanding principal balance, as of the Sale Date, of those Mortgage Loans that are not Excluded Loans. In addition, the respective Purchase Price will be reduced by $750 for each Mortgage Loan which, as of the respective Sale Date, is an Excluded Loan. Notwithstanding the foregoing, prior to the Sale Date, Seller may withdraw, or Purchaser may decline to receive the servicing rights, for any Mortgage Loan included in a Servicing Rights Package that is an Excluded Loan. Upon Seller’s deletion of an Excluded Loan from a Servicing Rights Package or Purchaser’s decision to not take the servicing for an Excluded Loan, as permitted above, the Purchase Price paid to Seller shall adjusted to reflect the Mortgage Loans included in the resulting Servicing Rights Package.

Section 3.2  Payment of Purchase Price by Purchaser

(a) With respect to a Servicing Rights Package, Purchaser shall pay the Purchase Price to Seller as follows:

(i) Twenty percent (20%) of the estimated respective Purchase Price shall be paid on the respective Sale Date (the “Initial Payment”);

(ii) Seventy-five (75%) of the estimated respective Purchase Price shall be paid within seven (7) Business Days of the respective Transfer Date (the “Interim Payment”); and

(iii) the remainder of the respective Purchase Price shall be paid within thirty (30) days after the respective Transfer Date (the “Final Payment”).

The payment which is due on the respective Sale Date will be based on an estimate made with information available to Purchaser prior to the Sale Date. Any adjustment to such payment will be based on information available as of the respective Sale Date and will be made within five (5) Business Days of the respective Transfer Date. Purchaser’s obligation to pay the Initial Payment, the Interim Payment or the Final Payments shall be subject to Article VIII and further conditioned upon Seller’s material performance of all covenants and obligations required to be performed by Seller on or prior to the remittance of such payment.

(b) Payoff Loans. Within sixty (60) days after the Sale Date, Purchaser shall (i) provide Seller with a schedule of Payoff Loans and (ii) Seller shall pay Purchaser an amount equal to the Purchase Price Percentage multiplied by the aggregate outstanding principal balance of the Payoff Loans as of sixty (60) days after the related Sale Date.


20


(c) Adjustments Based on Errors. If, subsequent to the payment of the Purchase Price or the payment of any other amounts due under this Agreement to either party, the principal on which the Purchase Price with respect to a Mortgage Loan was based is found to be in error, or if, for any other reason, the Purchase Price or such other amounts are found to be in error, within five (5) Business Days after the receipt of information sufficient to provide notice that payment is due, the party benefiting from the error shall pay to the other party an amount sufficient to correct and reconcile the Purchase Price or such other amounts and shall provide the other party with a reconciliation statement and such other documentation sufficient to reasonably satisfy the other party concerning the accuracy of such reconciliation.

Section 3.3     Verification of Purchase Price and Other Amounts to be Transferred

With respect to a Servicing Rights Package, as soon as possible, but no later than five Business Days after the related Sale Date, Seller shall determine as of such Sale Date and promptly notify Purchaser in writing of: (a) the aggregate outstanding principal balance of all Mortgage Loans relating to such Servicing Rights Package; (b) the aggregate principal balance of all Excluded Loans; (c) the amount of all Advances; and (d) the amount of all Custodial Accounts and Related Escrow Accounts. All such accounts shall be reconciled by Seller to reports generated by its EDP servicer and to reports made to the applicable Investors.

21


ARTICLE IV

COVENANTS

Section 4.1  Interim Servicing of the Mortgage Loans

(a) General. During the Interim Servicing Period, the Seller shall interim service, or cause to be serviced, the Mortgage Loans in strict accordance with the terms and standards of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time. Without limiting the generality of the foregoing, Seller shall not take, or fail to take, any action which would result in Purchaser’s interest in the Servicing Rights relating to the Mortgage Loans being adversely affected. During the Interim Servicing Period, all income and interest related to the Servicing Rights shall belong to Purchaser, provided, however, Seller shall be entitled to receive from Purchaser i) the Interim Servicing Fee per Mortgage Loan per full calendar month that Seller interim services a Mortgage Loan or ii) a pro rata portion of the Interim Servicing Fee for each Mortgage Loan for each partial calendar month that Seller interim services the Mortgage Loans equal to the Interim Servicing Fee multiplied by a fraction the numerator of which is the number of days Seller interim services a the Mortgage Loan and the denominator of which is the actual number of days in the related month. Seller shall comply with all requests of Purchaser in connection with Purchaser’s servicing obligations under the Guide including, without limitation, requests for information or funds which are required to be submitted and/or remitted in accordance with the Guide. Without limiting the generality of the foregoing, during the Interim Servicing Period, Seller shall remit all amounts in accordance with Purchaser’s written instructions.

(b) Reconciliation of Advances. Within five (5) Business Days following the related Transfer Date, Seller shall submit a report to Purchaser detailing the net principal and interest payments and curtailments advanced (“Seller Advances”) and collected by Seller with respect to the interim serviced Mortgage Loans. Purchaser shall deduct the Seller Advances outstanding and unreimbursed from the first remittance made by Purchaser as servicer of the related Mortgage Loans. Seller and Purchaser shall cooperate with each other to resolve any discrepancies arising from a party’s calculation of outstanding Seller Advances.

Section 4.2  Disclosure of Mortgage Loan Information

From and after the Execution Date, Seller shall not disclose any information relating to the Mortgagors or the Mortgage Loans, including, without limitation, the names and/or addresses of the Mortgagors, to any Person unless such disclosure is necessary to comply with Applicable Requirements.

Section 4.3  Consents

Seller shall obtain all required Consents in accordance with Section 7.1 for each Servicing Rights Package. Seller shall pay any and all costs of securing such Consents, including, without limitation, fees charged by the Investor or Insurer for the transfer of the Servicing Rights.

22


Section 4.4  Interest on Related Escrow Accounts

Seller shall pay interest on Related Escrow Accounts accrued through the Transfer Date to the extent interest with respect to such accounts is required to be paid by Applicable Requirements for the benefit of Mortgagors under the Mortgage Loans. Seller shall either deposit the interest earned in the Related Escrow Account or forward such interest to Purchaser’s designee within five (5) Business Days after the related Transfer Date.

Section 4.5  Escrow Obligations

In connection with any Mortgage Loan with respect to which Seller maintains a Related Escrow Account for taxes and insurance, Seller shall:

(a) pay (i) all taxes with respect to which (A) the related tax bill is due prior to the thirtieth (30th) day following the related Transfer Date, and (B) the related tax bill was reasonably available to Seller prior to the related Transfer Date; and (ii) all hazard, flood, earthquake, PMI Policy and other insurance premiums that are due prior to the related Transfer Date.

(b) be responsible for any tax penalties (including any loss of discount for which any Mortgagor or any third party for the benefit of the Mortgagor has a legal claim) arising in connection with any Mortgage Loan with respect to which (i) the related tax bill was due prior to the thirtieth (30th) day following the related Transfer Date; and (ii) Seller failed to pay the related tax bill.

(c) on or before the related Transfer Date, provide Purchaser with a listing of each Mortgage Loan for which an escrow analysis was performed within sixty (60) days prior to the related Transfer Date and for which changes in the Mortgagor’s escrow account payment amount therefore are pending.

Section 4.6  Notice to Mortgagors

Not less than fifteen (15) days prior to the related Transfer Date, Seller, as its sole cost and expense, shall deliver to each related Mortgagor a letter advising the Mortgagor of the transfer of the related Servicing Rights contemplated herein. Such letter shall comply with all Applicable Requirements, including, without limitation, the federal Real Estate Settlement Procedures Act, as amended, and Regulation X, as amended. At its sole cost and expense, following the related Transfer Date, Purchaser shall deliver to each related Mortgagor a similar letter in accordance with Applicable Requirements.

Section 4.7  Notice to Taxing Authorities and Insurance Companies

Not less than fifteen (15) days prior to the related Transfer Date, Seller shall deliver written notices of the transfer of the related Servicing Rights contemplated herein to each applicable taxing authority and insurance company. Such notices shall instruct such entities to deliver, from and after the related Transfer Date, all applicable payments, notices, bills, statements, records, files and other documents to Purchaser. All such notices sent to hazard, flood, earthquake, private mortgage guarantee and other insurers shall comply with the requirements of the applicable master policies and shall instruct such insurers to change the mortgagee clause to “Countrywide Home Loans Servicing LP, its successors and assigns” or as otherwise required under Applicable Requirements. Seller shall be responsible for the cost of preparing and delivering the notices described in this Section and shall provide Purchaser with a copy of the form of each notice used by Seller to comply with this Section.

23


Section 4.8  Tax Contracts

On the related Transfer Date, Seller shall (a) assign to Purchaser “life-time” or “life-of-loan,” fully paid assignable tax contracts with TransAmerica Tax Service on each related Mortgage Loan; and (b) provide Purchaser with a list identifying each such tax contract by contract number.

Section 4.9  Mortgagor Payments

Prior to the Transfer Date for a Servicing Rights Package, Seller shall properly apply, in accordance with Applicable Requirements, all payments received by it with respect to each related Mortgage Loan. For a period of sixty (60) days following the related Transfer Date, Seller shall immediately forward to Purchaser by overnight mail any payment Seller receives from a related Mortgagor. After sixty (60) days following the related Transfer Date, Seller shall immediately forward such payments to Purchaser by first class mail. Seller shall endorse each such Mortgagor payment to Purchaser and provide Purchaser with sufficient information to process each such Mortgagor payment.

Section 4.10  Transfer Instructions

Seller shall comply with the Transfer Instructions set forth at Exhibit C in all material respects.

Section 4.11  Schedule of Advances

No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Purchaser shall have received from Seller a schedule, certified as being true and correct on behalf of Seller by an authorized officer thereof, setting forth the outstanding Advances as of the related Transfer Date with respect to the Servicing Rights transferred on that date. Any amounts received by Purchaser after the related Transfer Date in respect of such outstanding Advances shall be remitted to Seller in accordance with the terms of the Investor Agreements.

24


Section 4.12  Delivery of Certain Items

No later than two (2) Business Days after the Transfer Date for a Servicing Rights Package and in accordance with the Transfer Instructions, Seller shall deliver or cause to be delivered to Purchaser or Purchaser’s designee (as applicable), the applicable (a) Mortgage Loan Schedule (in computer tape form); (b) Servicing Files; and (c) Investor Agreements (either duly executed originals or certified copies). Seller shall be responsible for all costs and risks of loss in connection with the deliveries described in this Section.

Section 4.13 Transfer of Custodial Accounts and Related Escrow Accounts; Reconciliation

(a) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall deliver to Purchaser all applicable Custodial Accounts and Related Escrow Account balances, net of amounts thereof reimbursable to Seller for Advances in accordance with the terms of the Investor Agreements and all other appropriate collections relating to the applicable Mortgage Loans.

(b) No later than five (5) Business Days after the Transfer Date for a Servicing Rights Package, Seller shall fully reconcile on a loan level basis as of the related Transfer Date (i) the reports generated by Seller’s computers with respect to the applicable Custodial Accounts, Related Escrow Accounts and Advances with the reports generated by Seller’s EDP servicer; and (ii) the reports of Seller’s EDP servicer with Investor records and reports for the applicable Servicing Rights. Seller shall be responsible for any payments necessary to bring such Custodial Accounts, Related Escrow Accounts and Advances to fall reconciliation.

Section 4.14  Notice of Assumptions

No later than five (5) Business Days after the related Transfer Date for a Servicing Rights Package, Seller shall, in connection with the Mortgage Loans, provide Purchaser with (a) copies of all assumption statements generated by Seller within the sixty (60) days preceding such Transfer Date; and (b) a list of all assumptions in process.

Section 4.15  Misapplied Payments

With respect to each Servicing Rights Package, misapplied payments shall be processed as follows:

(a) All parties shall cooperate in correcting misapplication errors;

(b) The party receiving notice of a misapplied payment occurring prior to the related Transfer Date and discovered after the related Transfer Date shall immediately notify the other party and shall accompany such notification with a copy of the applicable canceled check or similar supporting documentation (unless the other party is the party that has access to such documentation);

25


(c) If a misapplied payment which occurred prior to the related Transfer Date cannot be reconciled and results in a shortage in a Custodial Account or Related Escrow Account, Seller shall reimburse Purchaser for the amount of such shortage within five (5) Business Days after Seller’s receipt of Purchaser’s demand therefor accompanied by supporting documentation;

(d) If a misapplied payment which occurred prior to the related Transfer Date has created an improper Purchase Price as the result of an inaccurate outstanding principal balance, a check shall be issued to the party shorted by the improper payment application within five (5) Business Days after written notice thereof by the other party; and

(e) Any check issued pursuant to this Section shall be accompanied by a statement indicating the purpose of the check, the Mortgagor, the Mortgaged Property address and the corresponding Seller and/or Purchaser account number.

Section 4.16  IRS Forms

For each Mortgage Loan subject to a Servicing Rights Package, if permitted by applicable statutes or regulations, Seller shall file all IRS Forms 1098, 1099, 1041 and/or 1041 K-1 that are required by the IRS to be filed on or before such Transfer Date. Seller shall provide copies of such forms to Purchaser upon Purchaser’s request. In addition, to the extent Seller shall have such in its possession, Seller shall also provide to Purchaser an IRS Form W-8 or W-9, as applicable, executed by the Mortgagor (or equivalent documentation acceptable to Purchaser) on all Mortgage Loans upon request. Seller shall reimburse Purchaser for any Losses arising from Seller’s failure to comply with this Section.

Section 4.17  Tax Bills, Insurance Premiums, etc

For a period of sixty (60) days following the Transfer Date for a Servicing Rights Package, Seller shall immediately forward, or cause to be forwarded, to Purchaser by overnight mail any bill that Seller receives in connection with any applicable Mortgage Loan, including, without limitation, tax bills and bills for hazard, flood, earthquake or private mortgage insurance premiums. After sixty (60) days following the related Transfer Date, Seller shall immediately forward, or cause to be forwarded, such bills to Purchaser by first class mail.

Section 4.18  Flood Insurance Audit

Seller shall assign to Purchaser, on the Transfer Date for a Servicing Rights Package, certified and guaranteed assignable flood insurance contracts for each applicable Mortgage Loan with Flood Data Services, Inc. (“FDSI”). Seller will reimburse Purchaser eight dollars ($8.00) per Mortgage Loan for each Mortgage Loan transferred without an FDSI flood contract.

26


Section 4.19  Optional Insurance

Prior to the Transfer Date for a Servicing Rights Package, Seller shall provide Purchaser with a copy of the master insurance policy for each Mortgage Loan that is covered by any type of optional insurance and with respect to which Seller collects escrow payments from Mortgagors. Prior to the related Transfer Date, Purchaser shall notify Seller as to which such policies it will not continue to collect escrow payments, and Seller shall request the applicable insurance companies to continue the applicable insurance coverage on a direct pay basis. If the insurance companies refuse to continue the optional insurance on a direct pay basis, (a) Seller represents that, subject to Applicable Requirements, all applicable insurance policies shall be canceled; and (b) Seller shall notify the applicable Mortgagors of such cancellation.


27

ARTICLE V

REPRESENTATIONS AND WARRANTIES OF SELLER

The representations and warranties of Seller contained in this Agreement shall continue and survive the purchase of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Purchaser. Purchaser is purchasing the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to representations and warranties, if any, made elsewhere in this Agreement, with respect to each Servicing Rights Package, Seller represents and warrants to Purchaser, as of the Execution Date and each related Sale Date and Transfer Date as follows:

Section 5.1  Organization and Good Standing

Seller is a corporation duly organized, validly existing, and in good standing under the laws of the state of its organization. Seller is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.

Section 5.2  Authority and Capacity; Ordinary Course

Seller has all requisite corporate or organizational power, authority and capacity, to carry on its business as it is now being conducted, to execute and deliver this Agreement, and to perform all of its obligations hereunder. Seller does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Seller.

Section 5.3  Effective Agreement

The execution, delivery and performance of this Agreement by Seller and the consummation of the transactions contemplated thereby have been duly and validly authorized by all necessary corporate, shareholder or other action; this Agreement has been duly and validly executed and delivered by Seller, and is a valid and legally binding agreement of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents or approvals of third parties (including Investors and any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Seller have been obtained or will be obtained prior to the Sale Date or such other date as expressly provided herein.

Section 5.4  No Conflict

Neither the execution and delivery of this Agreement, nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under or be prohibited by any terms, conditions or provisions of Seller’s Articles of Incorporation or By-Laws or any other similar corporate or organizational documents of Seller; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Seller is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Seller; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Seller (except in favor of Purchaser).

28


Section 5.5  Approvals and Compliance

Seller holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to service the Mortgage Loans. Seller is not in default with respect to Seller’s obligations under the Investor Agreements, and Seller is in compliance in all material respects with all Applicable Requirements relating to the Servicing Rights. As of the related Sale Date for each Mortgage Loan, there has been no occurrence that could entitle any Investor or Insurer, whichever is applicable, to demand repurchase by Purchaser of a Mortgage Loan, terminate any Investor Agreement, demand indemnification by Purchaser for losses, or cause the cancellation of the mortgage insurance or guaranty, or the denial or reduction of insurance benefits, provided by the Insurers with respect to any Mortgage Loan.

Section 5.6  Filing of Reports

Seller has filed all reports required by the Investors and Insurers with respect to the Servicing Rights, and Seller has complied in all material respects with all federal, state and municipal laws, regulations and ordinances affecting the Servicing Rights. As of the related Sale Date for each Mortgage Loan, Seller has filed all IRS Forms, including but not limited to Forms 1041 K1, 1041, 1099 INT, 1099 MISC, 1099A and 1098, as appropriate, which are required to be filed with respect to the Servicing Rights for activity occurring on or before year end for the calendar year in which the related Sale Date occurred. Each Mortgage Loan File contains an executed and correct IRS Form W-8 or W-9, as applicable, or an IRS-approved substitute.

Section 5.7  Custodial Accounts and Related Escrow Accounts

As of the related Sale Date with respect to each Mortgage Loan, (i) all Custodial Accounts and Related Escrow Accounts required to be maintained by Seller have been established and continuously maintained in accordance with Applicable Requirements; (ii) all Custodial Account and Related Escrow Account balances required by the Mortgage Loan Documents that have been paid to Seller for the account of the Mortgagors under the Mortgage Loans are on deposit in the appropriate Custodial Account and Related Escrow Account and (iii) to the extent required by Applicable Requirements, Seller has analyzed the payments required to be deposited into the Custodial Accounts and Related Escrow Accounts and adjusted the payment thereto in order to eliminate any shortage or deficiency Seller may have discovered.

29

Section 5.8  Interim Servicing Period

Seller shall service, or shall cause to be serviced, the Mortgage Loans according to the terms of Seller’s Seller/Servicer’s Guide, as such may be amended and modified from time to time.

Section 5.9  The Mortgage Loans

With respect to each Mortgage Loan related to the Servicing Rights comprising a Servicing Rights Package, as of the Sale Date for the related Servicing Rights Package:

(a) Investor/Insurer Requirements. The Investor Agreements do not create any obligations or liability on the Servicer that are unduly burdensome or unusual in the mortgage servicing industry. Each Investor Agreement delivered to Purchaser represents a certified copy of the original as it may have been amended and in either case represents true, correct, and complete copies of the same. Each of the Investor Agreements is in full force and effect and has not been amended, modified, or altered, except as the same shall have been provided to Purchaser. Seller is not a party to or subject to any agreement, stipulation, conditional approval, memorandum of understanding, notice of determination, consent decree, advisory settlement, compromise, litigation, or other agreement or understanding with any Investor, court or other governmental agency or body which seeks to modify, interpret or clarify or has the effect of modifying, interpreting, or clarifying any of the terms of the Investor Agreements or otherwise affects Seller’s servicing obligations and practices (including, without limitation, Seller’s escrow practices).

(b) Enforceability of Mortgage Loan. The Mortgage Note and the related Mortgage Instrument are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms. All parties to the Mortgage Note and the Mortgage Instrument had the legal capacity to execute the Mortgage Note and the Mortgage Instrument and each Mortgage Note and Mortgage Instrument has been duly and properly executed by such parties. The Mortgage Loan is not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage Instrument, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage Instrument unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set--off, counterclaim or defense has been asserted with respect thereto. Except as may be permitted by the Applicable Requirements, there is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell the Mortgaged Property by trustee’s sale or the right to Foreclose the Mortgage.

(c) Disbursement. The full original principal amount of each Mortgage Loan (net of any discounts) has been fully advanced or disbursed to the Mortgagor named therein, there is no requirement for future advances and any and all requirements as to completion of any on-site or off-site improvements and as to disbursements of any escrow funds therefor have been satisfied. All costs, fees, and expense incurred in making, closing or recording the Mortgage Loan were paid. There is no obligation on the part of Seller, or of any other party, to make supplemental payments in addition to those made by the Mortgagor. The Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage Instrument except for refunds from Related Escrow Accounts not yet required to be paid by Applicable Requirements.

30


(d) Priority of Lien; Title Insurance; Etc.

(i) Each Mortgage Instrument has been duly acknowledged and recorded and is a valid and subsisting first lien on the Mortgaged Property and each Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage Instrument, except for (A) liens for real estate taxes and special assessments not yet due and payable in connection with Mortgage Loans for which Seller maintains a Related Escrow Account for such taxes and special assessments, (B) covenants, conditions, restrictions, rights of way, easements and other matters of public record acceptable to mortgage lending institutions generally and (C) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage Instrument. There are no mechanics’ or similar liens or claims that have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the Mortgaged Property, which are or may be liens prior to, or equal or coordinate with, the lien of the Mortgage Instrument.

(ii) A valid and enforceable title policy, or other appropriate evidence of title in accordance with the applicable Investor Agreement has been issued and is in full force and effect in an amount not less than the original principal amount of such Mortgage Loan, which title policy insures that the related Mortgage Instrument is a valid first lien on the Mortgaged Property therein described and that the Mortgaged Property is free and clear of all encumbrances and liens having priority over the lien of the Mortgage, subject to the exceptions set forth in Section 5.8(d)(i), and otherwise in compliance with the requirements of the applicable Investor or Insurer. No claims have been made under any title policy relating to the Mortgage Loans, and no prior holder of the Mortgage Loan, including Seller, has done, by act or omission, anything which would impair the coverage of such policy.

(e) No Default/No Waiver. Except as to Mortgage Loans that are (i) Excluded Loans, as set forth on the Mortgage Loan Schedule, or (ii) one or more payments past due, as set forth on the Mortgage Loan Schedule, there is no default, breach, violation or event of acceleration existing under any Mortgage Loan, and no event has occurred which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration; and Seller has not waived any default, breach, violation or event of acceleration. The terms of the Mortgage Loan have not been waived, impaired, changed or modified, except as permitted by Applicable Requirements. No Mortgagor has been released, in whole or in part, except as permitted by Applicable Requirements. Seller has not advanced its funds to cure a default or delinquency with respect to any such Mortgage Loan, except for escrowed items the terms of which are reflected in the Mortgage Loan Schedule.

31


(f) Application of Funds. All payments received by Seller with respect to any Mortgage Loans have been remitted and properly accounted for as required by Applicable Requirements. All funds received by Seller in connection with the satisfaction of Mortgage Loans, including but not limited to foreclosure proceeds and insurance proceeds from hazard losses, have been deposited in the appropriate Custodial Account or Related Escrow Account, and all such funds have been applied to reduce the principal balance of the Mortgage Loans in question, or for reimbursement of repairs to the Mortgaged Property or as otherwise required by Applicable Requirements and the Investor Agreements or are and will be in one of the Related Escrow Accounts on the related Sale Date. All taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments, or ground rents which previously became due and owing have been paid prior to the imposition of any penalty with respect thereto, or an escrow of funds with respect to taxes and insurance premiums has been established in an amount sufficient (based on the most recent escrow analysis thereof performed in accordance with the Applicable Requirements) to pay for such item which remains unpaid and which has been assessed but is not yet due and payable. The unpaid balances of the Mortgage Loans are as stated on the Mortgage Loan Schedule to be delivered to Purchaser.

(g) Compliance with Laws. Seller and any Prior Servicer have complied, and Seller will continue to comply to the extent of its retained obligations under this Agreement, with every Applicable Requirement.

(h) Taxes. Each Mortgage Loan is covered by a valid and assignable, full fee, “life-of-loan” tax service contract, and each such contract is in full force and effect.

(i) Insurance. All Mortgaged Properties are currently insured against loss by fire, hazard, earthquake or extended coverage insurance policies in conformity with Applicable Requirements. All such insurance policies are in full force and effect, and all premiums with respect to such policies have been paid and will be in full force and effect and inure to the benefit of Purchaser on behalf of the Investor upon the consummation of the transactions contemplated by this Agreement for the related Sale Date. The Mortgage Instruments obligate the Mortgagors thereunder to maintain such insurance policies at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorize the holder of the Mortgage Instruments to obtain and maintain such insurance at such Mortgagor’s cost and expense, and to seek reimbursement therefor from the Mortgagor. Seller has not engaged in any act or omission which would impair the coverage of any insurance policy relating to the Mortgage Loans or the benefits of the endorsement provided for therein, or the validity and binding effect of either.

(j) Damage, Condemnation. There exists no physical damage to the Mortgaged Property from fire, flood, windstorm, earthquake, tornado, hurricane or any other similar casualty, which physical damage would materially and adversely affect the value or marketability of the Servicing Rights. There is no proceeding currently pending for the total or partial condemnation of, or eminent domain with respect to, the Mortgaged Property and Seller has no knowledge that all or any part of the Mortgaged Property has been or will be condemned.

32


(k) Servicing File. The Servicing File contains each of the documents and instruments specified to be included therein and required to be maintained by this Agreement, Applicable Requirements or necessary to service the Loans; each such document or instrument is duly executed and in due and proper form and is genuine and in a form required by the applicable Investor Agreement; and the information contained in each such document or instrument is true, accurate and complete.

(l) Good Title. The sale, transfer and assignment by Seller to Purchaser of the Servicing Rights on the related Sale Date, effectively vest in Purchaser good and marketable title to the Servicing Rights, free and clear of any and all liens, claims, or encumbrances except for those conditions required pursuant to this Agreement and the Investor Agreements. There are no contracts affecting the Servicing Rights to which Purchaser will be bound except for the Investor Agreements, and no other party has any interest in the Servicing Rights except as required or permitted under this Agreement and the Investor Agreements.

(m) Origination, Sale and Servicing Practices. The servicing practices used by Seller, and/or any Prior Servicer with respect to each Mortgage Loan have been legal, proper, prudent and customary in the mortgage lending business and consistent with Applicable Requirements. There are no deficiencies in any Related Escrow Accounts for which customary arrangements for repayment have not been made, and no Related Escrow Account deposits or payments or other charges or prepayments due from a Mortgagor have been capitalized under any Mortgage or the related Mortgage Note. Purchase of the Servicing Rights pursuant to this Agreement will not cause Purchaser to be responsible for the acts, errors or omissions of Seller, Originator, Prior Servicer or any other party with respect to the period prior to the related Sale Date.

(n) Hazardous Material. Neither Seller nor any Prior Servicer has engaged in any activity that involves or involved the generation, use, manufacture, treatment, transportation, storage in tanks or otherwise, or disposal of Hazardous Material on or from the Mortgaged Property.

(o) Improvements. No improvements located on or constituting part of the Mortgaged Property are in violation of any applicable zoning law or regulation for which Purchaser would be responsible. Seller has received no notices of any violation of any law, municipal or other governmental ordinance, order, rule, regulation or requirement that has not been cured, or any restrictive covenant against or affecting the Mortgaged Property, or any part thereof, nor is Seller aware of any facts which might result in such a violation.

(p) Conformance with Investor Standards. Each Mortgage Loan was underwritten and funded in accordance with Seller’s underwriting standards in effect at the time the Mortgage Loan was originated, and each such Mortgage Loan is in conformity with the applicable underwriting standards.

33


(q) Mortgage Loan Characteristics. At origination, each Mortgage Loan had a principal balance of no less that $40,000 and repayment term of thirty (30) years and amortizes on a level yield basis at a fixed rate of interest over its term in a manner that is sufficient to fully amortize the original principal balance of the Mortgage Loan over the original term of the Mortgage Loan, and there is no “balloon” feature. None of the Mortgage Loans are subject to bi-weekly payment plans. The due date for each Mortgage Loan Payment is the first (1st) day of each calendar month. Interest on each Mortgage Loan is payable in arrears and is not calculated on a simple interest basis.

(r) Prepayment Penalties. Unless otherwise prohibited or limited by law in which the Mortgaged Property is located, all prepayment penalty provisions, if any, included in a Mortgage Note require the payment, on the terms and under the conditions provided in the Mortgage Note, of an amount equal to six (6) months interest on eighty percent (80%) of the outstanding principal balance of the related Mortgage Loan.

(s) Mortgage Loans as Described. The information set forth in each Mortgage Loan Schedule is complete, true and correct in all material respects.

(t) Coinsurance Claims. There are no uninsured casualty losses or casualty losses where coinsurance has been (and Seller has no reason to believe, will be) claimed by an insurance company or where the loss, exclusive of contents, is greater than the recovery, less actual expenses incurred in such recovery from the insurance carrier. No casualty insurance proceeds have been used to make repairs to the Mortgaged Property other than with the consent of applicable Investors, if required. All damage with respect to which casualty insurance proceeds have been received by Seller has been properly repaired or is in the process of repair with such proceeds if and to the extent required by the applicable Investor Agreements.

(u) No Satisfaction of Mortgage. No Mortgage Instrument has been satisfied, canceled, subordinated, or rescinded, in whole or in part, nor has any Mortgaged Property been released from the lien of the Mortgage Instrument, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination, or rescission.

(v) Doing Business. All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee, or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located; and (ii) organized under the laws of such state; or (iii) qualified to do business in such state; or (iv) federal savings and loan associations or national banks having principal offices in such state; or (v) not doing business in such state, except where the failure to be so licensed or qualified would not result in any Loss to Purchaser.

(w) No Additional Collateral. The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage Instrument and the security interest of any applicable securing agreement or chattel mortgage, the originals of which are contained in the Mortgage File.

34


(x) Deeds of Trust. In the event the Mortgage Instrument constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage Instrument, and no fees or expenses are or will become payable by Purchaser, or the applicable Investor, or their respective successors or assigns to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor.

(y) No Criminal Offenses. No current or former officer of Seller and, to Seller’s knowledge, no mortgage loan originator or other personnel of Seller, has been indicted, arraigned, or convicted, or currently is (or has been in 12 months prior to the related Sale Date) under investigation for any criminal offense or any fraudulent activity related to the origination, servicing or sale of any mortgage loans.

(z) No Inquiries. Seller has not been the subject of an audit within the past three years by an investor or Insurer, which audit included allegations of failure to comply with applicable loan origination, servicing or claims procedures, or resulted in a request for repurchase of mortgage loans or indemnification in connection with any mortgage loans (including, without limitation, the Mortgage Loans).

(aa) No Seller Solicitation. Seller has not directly or indirectly solicited, by any means, the Mortgagors of any of the Mortgage Loans after such Mortgage Loans have been identified as Mortgage Loans the Servicing Rights for which are to be transferred to Purchaser (i) for purpose of prepayments or refinance or modification of such Mortgage Loans; or (ii) for any financial services or products including, but not limited to (A) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (B) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages.

(bb) Payoffs. Except as disclosed to Purchaser prior to the Sale Date, Seller has not received any requests for or provided any payoff quotes with respect to any of the related Mortgage Loans within the thirty (30) day period prior to the related Sale Date.

Section 5.10  No Recourse

None of the Servicing Rights is subject to any Recourse Obligation.

Section 5.11  Insurance

Error and omissions and fidelity insurance coverage, in amounts as required by the applicable Investor Agreement is in effect with respect to Seller and will be maintained until the transactions contemplated by this Agreement have been consummated in accordance with the terms hereof.

35


Section 5.12  Litigation

There is no litigation, claim, demand, proceeding or governmental investigation existing or pending, or to the knowledge of Seller, threatened, or any order, injunction or decree outstanding, against or relating to Seller that could have a material adverse effect upon the Servicing Rights being purchased by Purchaser hereunder with respect to any Mortgage Loan or the performance by Seller of its obligations under the Investor Agreements, or result in any Loss to Purchaser, nor to Seller’s knowledge is there any basis for any such litigation, claim, demand, proceeding or governmental investigation.

Section 5.13  Seller Process

The Servicing Rights were not selected for sale to Purchaser from among the outstanding servicing rights in Seller’s portfolio at the related Sale Date in a manner so as to affect adversely the interests of Purchaser.

Section 5.14  Servicing Fee

No part of the Servicing Fee has been assigned or pledged to a third party.

Section 5.15  Fair Consideration

The consideration received by Seller upon the sale of the Servicing Rights under this Agreement constitutes fair consideration and reasonably equivalent value for the Servicing Rights.

Section 5.16  No Accrued Liabilities

There are no accrued or contingent liabilities of Seller with respect to the Mortgage Loans or Servicing Rights or circumstances under which such accrued or contingent liabilities will arise against Purchaser, with respect to occurrences prior to the related Sale Date. Seller assumes full responsibility for any and all termination or transfer fees relating to the Servicing Rights that may be outstanding on the related Sale Date.

Section 5.17  Facts and Omissions

All of the representations and warranties and other statements or information made or prepared by or on behalf of Seller and the Servicing Rights in this Agreement or prepared and furnished by or on behalf of Seller to Purchaser in any instrument, document, offering memorandum or computer tape in connection with the transactions contemplated by this Agreement (which document or computer tape shall be deemed to be a part of this Agreement) are true in all material respects as of the related Sale Date.

Section 5.18  Financial Condition of Seller

Neither Seller nor any of its Affiliates is in bankruptcy, receivership or conservatorship.

36


Section 5.19  Hart-Scott-Rodino

The purchase and sale of the Servicing Rights contemplated by this Agreement is exempt from the notification and disclosure provisions of the Hart-Scott-Rodino Act.


37


ARTICLE VI

REPRESENTATIONS AND WARRANTIES OF PURCHASER

The representations and warranties of Purchaser contained in this Agreement shall continue and survive the sale of the Servicing Rights and the delivery and assignment to Purchaser of such Servicing Rights and shall inure to the benefit of Seller. Seller is selling the Servicing Rights in reliance on the truth and accuracy of each such representation or warranty. In addition to the representations and warranties, if any, made elsewhere in this Agreement, Purchaser represents and warrants to Seller, as of the Execution Date and each related Sale Date, as follows:

Section 6.1  Organization and Good Standing

Purchaser is a limited partnership duly formed, validly existing and in good standing under the laws of the State of Texas and has all requisite corporate power, authority, and, subject to the Investor approvals of transfer, capacity to enter into this Agreement and to perform the obligations required of it hereunder. Purchaser is duly qualified or licensed to do business, and in good standing, in each jurisdiction in which the nature of its business or properties makes such qualification, license and standing necessary, including without limitation in each state in which the Mortgaged Properties are located.

Section 6.2  Authority and Capacity; Ordinary Course

Purchaser has all requisite corporate power, authority and capacity to execute and deliver this Agreement and to perform all of the obligations hereunder. Purchaser does not believe, nor does it have any cause or reason to believe, that it cannot perform each and every covenant contained in this Agreement. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of Purchaser.

Section 6.3  Effective Agreement

The execution, delivery and performance of this Agreement by Purchaser and consummation of the transactions contemplated hereby have been duly and validly authorized by all necessary corporate, or other action by Purchaser; and this Agreement has been duly and validly executed and delivered by Purchaser, and this Agreement is a valid and legally binding agreement of Purchaser and enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts. Any requisite consents of third parties (including any other applicable regulatory authorities) to the execution and delivery of this Agreement or the performance of the transactions contemplated hereby by Purchaser have been obtained or will be obtained prior to the related Sale Date or such other date as expressly provided herein.

38


Section 6.4  No Conflict

Neither the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby, nor compliance with its terms and conditions, shall (a) violate, conflict with, result in the breach of, constitute a default under, be prohibited by or require any additional approval under any terms, conditions or provisions of Purchaser’s Partnership Agreement or Certificate of Limited Partnership or By-Laws or any other similar corporate or organizational document of Purchaser; any mortgage, indenture, deed of trust, loan or credit agreement or other agreement or instrument to which Purchaser is now a party or by which it is bound; or any law, ordinance, rule, regulation, order, judgment or decree of any governmental authority applicable to Purchaser; or (b) result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Purchaser.

Section 6.5  Approvals and Compliance

Purchaser is approved by and in good standing with each Investor or Insurer, as necessary, and holds all licenses, approvals, permits and other authorizations required under Applicable Requirements to assume responsibility for the related Servicing Rights.

39

ARTICLE VII

CONSENTS

Section 7.1  Consents

(a) The purchase and sale of any Servicing Rights is subject to Seller obtaining the Consents at its sole expense. Seller shall obtain the Consents prior to the Sale Date for the related Servicing Rights Package. Purchaser shall cooperate with Seller in obtaining the Consents and shall timely respond to all reasonable requests from the Investor concerning Purchaser and its business operations. Seller shall notify Purchaser in writing immediately upon obtaining the Consents, and Seller shall provide a copy of the Consents to Purchaser. Purchaser shall notify Seller as soon as reasonably practicable whether such Consents are acceptable to Purchaser in accordance with the definition of Consent in Article I; if a Consent is not so acceptable to Purchaser, such Consent shall not be effective as a Consent for the purposes of this Agreement.

(b) If Seller fails, for any reason, to obtain Consents from the applicable Investor(s) and Insurer(s) before the applicable date, Purchaser shall have the option, in its sole and absolute discretion, to (i) exclude the applicable Mortgage Loans from the related Servicing Rights Package, in which case Seller shall promptly reimburse Purchaser for the pro rata portion of the Purchase Price already paid, if any, by Purchaser with respect to such Servicing Rights Package; or (ii) immediately upon notice to Seller, terminate this Agreement in its entirety, in which case Seller shall promptly return to Purchaser any portion of the related Purchase Price already paid, if any, by Purchaser.

(c) In the event that this Agreement is terminated in accordance with Section 7.1 (b), the parties shall have no further obligation to one another with respect to the Servicing Rights, except that (i) Article X and Sections 12.2, 12.3 and 12. 10 shall survive any such termination; and (ii) no such termination shall relieve any party from liability for any willful breach of this Agreement.

(d) Seller shall pay for the costs of preparing and recording any powers of attorney that the Investors may need to execute on or about any related Sale Date in accordance with Applicable Requirements.



40

ARTICLE VIII

CONDITIONS PRECEDENT TO OBLIGATIONS OF PURCHASER

The obligations of Purchaser under this Agreement and a Servicing Rights Packages are subject to the satisfaction of the following conditions:

Section 8.1  Compliance and Conditions

All terms, covenants and conditions of this Agreement required to be complied with and performed by Seller shall have been duly complied with and performed by Seller on or before the date specified.

Section 8.2  Corporate Resolution; Corporate Certificate

Purchaser shall have received from Seller, on or before the related Sale Date, (a) a duly executed Certificate of Seller’s Secretary or Assistant Secretary reciting Seller’s corporate approval of the transfer and sale of the Servicing Rights to Purchaser and authorizing Seller’s officers to execute such documents as may be necessary to accomplish the transactions contemplated hereby; and (b) an Officer’s Certificate of Seller, in the form of Exhibit F, including all attachments thereto, stating, among other things, that each of Seller’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Seller at or prior to the related Sale Date have been duly complied with and performed.

Section 8.3  Investor Agreements

Purchaser shall have had the opportunity to review each of the Investor Agreements prior to the Sale Date of the related Servicing Rights and based upon such review decide to decline to purchase any Servicing Rights which comprise a Servicing Rights Package. The decision by Purchaser to decline to purchase any Servicing Rights Package shall be conveyed to Seller not later than five (5) Business Days prior to the proposed Sale Date.

Section 8.4  Opinion of Counsel for Seller

Purchaser shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of Seller (or of a law firm acceptable to Purchaser) dated as of the initial Sale Date, in form and substance satisfactory to Purchaser in the exercise of its reasonable discretion, to the effect that: (a) Seller is a corporation, validly existing and in good standing under the laws of its state of organization; (b) Seller has all requisite corporate or organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Seller’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Seller’s Articles of Incorporation or Bylaws or any similar corporate or organizational documents of Seller, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Seller is subject or by which it is bound; (d) this Agreement has been duly executed by Seller and each is the valid and legally binding obligation of Seller enforceable against Seller in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Seller that is reasonably expected to have a material adverse effect upon the Servicing Rights.

41


Section 8.5  Correctness of Representations and Warranties

The representations and warranties made by Seller in this Agreement or in any document prepared and furnished by or on behalf of Seller in connection herewith are true and correct in all material respects as of the related Sale Date.

Section 8.6  Litigation or Administrative Action

As of the related Sale Date, there shall not have been commenced or, to the knowledge of either party hereto, threatened, any action, suit or proceeding that enjoins, or is likely to adversely affect in any material respect, the consummation of the transactions contemplated hereby.

Section 8.7  Investor Consents

As of the related Sale Date, Purchaser shall have received the applicable Investor Consents as required by Article VII.

Section 8.8  Investor Agreements

As of the related Sale Date, the applicable Investor Agreements shall be in full force and effect.



42

ARTICLE IX

CONDITIONS PRECEDENT TO OBLIGATIONS OF SELLER

The obligations of Seller under this Agreement are subject to the satisfaction of the following conditions:

Section 9.1  Compliance with Conditions

All terms, conditions and covenants of this Agreement required to be complied with and performed by Purchaser shall have been duly complied with and performed by Purchaser in all material respects on or before the date specified.

Section 9.2  Corporate Resolution; Corporate Certificate

Seller shall have received from Purchaser, on or before the related Sale Date, (a) a duly executed Certificate of Purchaser’s Secretary or Assistant Secretary reciting the corporate approval by Purchaser of the assumption and purchase from Seller of the Servicing Rights and authorizing Purchaser’s officers to execute such documents as may be necessary to carry out the transactions contemplated hereby; and (b) an Officer’s Certificate of Purchaser, including all attachments thereto, stating, among other things, that each of Purchaser’s representations and warranties made herein is true and correct in all material respects and that all of the terms, covenants and conditions of this Agreement required to be complied with and performed by Purchaser at or prior to the related Sale Date have been duly complied with and performed.

Section 9.3  Correctness of Representations and Warranties

The representations and warranties made by Purchaser in this Agreement or in any document prepared and furnished by or on behalf of Purchaser in connection herewith are true and correct in all material respects as of the related Sale Date.

Section 9.4  Investor Consents

As of the related Sale Date, Seller shall have received the Investor Consents as required by Article VII.

Section 9.5  Opinion of Counsel for Purchaser

Seller shall have received, on or before the initial Sale Date, an opinion of the in-house general counsel of the general partner of Purchaser (or of a law firm acceptable to Seller) dated as of the initial Sale Date, in form and substance satisfactory to Seller in the exercise of its reasonable discretion, to the effect that: (a) Purchaser is a limited partnership, validly existing and in good standing under the laws of its state of organization; (b) Purchaser has all requisite organizational power, authority and capacity to enter into this Agreement and to perform the obligations required of it hereby; (c) the execution and performance of this Agreement, Purchaser’s compliance with the terms hereof and the consummation of the transactions contemplated hereby, do not and will not conflict with any of the terms of Purchaser’s Organization Documentation Partnership Agreement or any similar corporate or organizational documents of Purchaser, or, as to the attorney’s knowledge after Due Inquiry, any material contract or agreement, order or decree to which Purchaser is subject or by which it is bound; (d) this Agreement has been duly executed by Purchaser and is the valid and legally binding obligation of Purchaser enforceable against Purchaser in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting generally the enforcement of creditor’s rights and the discretion of a court to grant specific performance of contracts; and (e) to the knowledge of such counsel, after Due Inquiry, there is no litigation proceeding or governmental investigation existing, pending or threatened, or any order, injunction or decree outstanding against or relating to Purchaser that (i) is reasonably expected to have a Material adverse effect upon the Servicing Rights, and (ii) has not been disclosed by Purchaser to Seller on Schedule 5.12.

43


Section 9.6  Litigation or Administrative Action

As of the related Sale Date, there shall not have been commenced or, to the knowledge of either party hereto, threatened, any action, suit or proceeding that enjoins, or is likely to adversely affect in any material respect, the consummation of the transactions contemplated hereby.



44

ARTICLE X

INDEMNIFICATION; THIRD PARTY CLAIMS

Section 10.1  Indemnification of Purchaser

Seller shall indemnify and hold Purchaser, its Affiliates, and their respective officers, directors, employees and agents (the “Purchaser Indemnified Parties”) harmless from, and will reimburse the Purchaser Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:

(a) Any misrepresentations made by Seller in this Agreement or in any Schedule, Exhibit or certificate furnished pursuant hereto;

(b) Any breach of any of the representations and warranties of Seller or the nonfulfillment of any term, covenant, condition, agreement or obligation of Seller set forth in this Agreement or in any Schedule, statement, Exhibit or certificate furnished pursuant hereto, or any default or failure to perform by Seller hereunder;

(c) Any defect in any Mortgage Loan existing as of the related Sale Date (including those defects subsequently discovered) resulting from any act or omission of Seller, any Originator or any Prior Servicer, or any employee, agent or representative acting on their behalf, other than Purchaser or any employee, agent, or representative of Purchaser;

(d) Any fraud on the part of any Person in the origination of a Mortgage Loan;

(e) Any liabilities or obligations, contingent or otherwise, of Seller or any of its Affiliates, of any nature whatsoever (other than those specifically assumed by Purchaser under this Agreement); or

(f) Any acts or failures to act that constitute a practice or course of conduct of Seller with respect to the Servicing Rights existing on the related Sale Date and continued by Purchaser after such date (including, without limitation, any practices with respect to the Related Escrow Accounts, flood insurance, or late charges, finance charges or other fees or charges of Seller that were in place on any such date); provided that Purchaser’s continuation of such acts or practices occurred during the period ending 12 months after the related Sale Date and Purchaser in its reasonable good faith judgment did not know that such acts or practices were not in accordance with Applicable Requirements.

The indemnity provided in this Section 10.1 shall remain in full force and effect regardless of any investigation made by Purchaser or its representatives. Further, for purposes of indemnification under this Section 10.1, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Purchaser Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge.)

45


Section 10.2  Repurchase of Servicing Rights

(a) In the event that there exists a basis to demand indemnification under Section 10.1 that materially and adversely affects the value or marketability of the related Servicing Rights, Purchaser shall provide Seller with a written notice (a “Claim Notice”) identifying the basis for the repurchase request or indemnification demand. If Seller fails to cure the same within thirty (30) calendar days (or such lesser time as may be required by an Investor, Insurer or third party claimant) from the date Purchaser provides the Claim Notice to Seller, upon Purchaser’s demand, in addition to any other rights and remedies that Purchaser may have hereunder, at law or in equity (but subject to any limitations of the applicable Investor), Seller shall repurchase the applicable Servicing Rights from Purchaser. The purchase price for any Servicing Rights repurchased pursuant hereto shall be the Reimbursement Amount.

(b) When Seller is required to make a repurchase under Section 10.2(a), such repurchase shall be accomplished by wire transfer within five (5) Business Days following Seller’s receipt of a written demand from Purchaser pursuant hereto (or such lesser time as may be required by an Investor). Upon completion of such repurchase by Seller, Purchaser shall forward to Seller all servicing records and all documents in Purchaser’s possession relating to the subject of such repurchase.

Section 10.3  Termination of Purchaser as Primary Servicer

Seller shall have the right to terminate Purchaser as primary servicer of the Mortgage Loans with or without cause. In the event that Purchaser is terminated as primary servicer of any Mortgage Loan for any reason, other than for cause as provided under the Guide, Purchaser shall be entitled to a termination fee for each such terminated Mortgage Loan in an amount equal to the sum of (a) the outstanding unpaid principal balance of the Mortgage Loan as of the date of repurchase, multiplied by 125% of the Purchase Price Percentage; (b) the amount of any outstanding Advances related to the applicable Mortgage Loan made by Purchaser from its own funds; and (c) any Losses incurred by Purchaser through the date of repurchase in connection with the applicable Servicing Rights and not previously reimbursed pursuant to any provisions of this Agreement, any Investor Agreement or otherwise by Seller.

Section 10.4  Indemnification of Seller

Purchaser shall indemnify and hold Seller, its Affiliates, and their respective officers, directors, employees and agents (the “Seller Indemnified Parties”) harmless from, and will reimburse the Seller Indemnified Parties for, any and all Losses incurred by any of them to the extent that such Losses result from, are caused by or arise out of any one or more of the following:

46


(a) Any misrepresentations made by Purchaser in this Agreement, or in any Schedule, Exhibit or Certificate furnished pursuant hereto; or

(b) Any breach of any of the representations and warranties of Purchaser or the nonfulfillment of any term, covenant, condition, agreement or obligation of Purchaser set forth in this Agreement, or in any Schedule, statement, Exhibit certificate furnished pursuant hereto, or any default or failure to perform by Purchaser under this Agreement.

The indemnity provided in this Section 10.3 shall remain in full force and effect regardless of any investigation made by Seller or its representatives. Further, for purposes of indemnification under this Section 10.3, a breach or inaccuracy of a representation or warranty contained in this Agreement shall be deemed to occur or exist either if such representation or warranty is actually inaccurate or breached or if such representation or warranty would have been so breached or inaccurate if such representation or warranty had not contained any limitation or qualification as to materiality, material adverse effect, material adverse change or knowledge (it being the intention of the parties hereto that the Seller Indemnified Parties shall be indemnified and held harmless from and against any and all Losses resulting from, arising out of or relating to the failure of any such representation or warranty to be true, correct and complete in any respect, determined in each case without regard to materiality, material adverse effect, material adverse change or knowledge).

Section 10.5  Notice and Settlement of Claims

(a) In the event that any party to this Agreement becomes aware of any material fact giving rise to any obligation of the other party under this Article X, including, without limitation, any claim or any litigation brought by a third party which may give rise to any such obligation, such party shall as promptly as reasonably possible provide the other party with a Claim Notice describing the same.

(b) The indemnifying party (the “Indemnifying Party”) may, at its own cost and expense, assume the defense of any claim, suit, action or proceeding, provided that the counsel is satisfactory to the indemnified party (the “Indemnified Party”) in the exercise of its reasonable discretion. The party not controlling the defense or prosecution of any such claim, suit, action or proceeding may participate at its own cost and expense. Notwithstanding the foregoing, the Indemnified Party may assume the defense or prosecution of any such claim, suit, demand or proceeding if it reasonably believes that such assumption is necessary or appropriate to assure that its right or ability to service a material portion of its mortgage loans and servicing rights (including the Mortgage Loans or Servicing Rights) or its method of doing business or its authority and approvals to service or its reputation, goodwill, financial condition or business are not materially impaired (hereinafter referred to as a “Non-Assumable Claim”).


47

(c) Neither the Indemnifying Party nor the Indemnified Party shall be entitled to settle, compromise, decline to appeal, or otherwise dispose of any claim, suit, action or proceeding involving more than $5,000 without the consent of the other party (which consent shall not be unreasonably withheld or delayed), but which consent may be withheld by the Indemnified Party for the same reasons that would entitle the Indemnified Party to assume the defense or prosecution of any claim, suit, action or proceeding.

(d) Following the discharge of the Indemnifying Party’s obligations under this Article X, the Indemnified Party shall assign to the Indemnifying Party any and all related claims against third parties. If the Indemnifying Party fails to discharge its obligations under this Article X, the Indemnified Party shall be entitled (but not obligated) to pursue (as the assignee of the Indemnifying Party) any and all claims against third parties which the Indemnifying Party otherwise would have the night to pursue, including, but not limited to, claims against loan correspondents. Within fifteen (15) days after receipt, the Indemnified Party shall refund to the Indemnifying Party the amounts of all recoveries the Indemnified Party received from third parties with respect to any claim for which the Indemnified Party was reimbursed for its Losses.

(e) Following the receipt of written notice from the Indemnified Party of a demand for indemnification, the Indemnifying Party shall seek to cure the problem giving rise to the demand, if possible, without any actual or contingent liability of the Indemnified Party, and pay the amount for which it is liable, or otherwise take the actions which it is required to take within thirty (30) days or such lesser time as may be required by an Investor, Insurer or third-party claimant.

Section 10.6  Litigation of Third Party Claims


48

Notwithstanding anything to the contrary in this Agreement or the Guide, Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and the Guide, including without limitation, any actions based upon any claim or allegation that either a) the origination or underwriting of the Mortgage Loan, or b) the servicing of the Mortgage Loan prior to the transfer of the primary servicing to Purchaser hereunder, violated applicable laws, statutes or regulations and which in Purchaser’s opinion may involve it in any expenses or liability, unless Purchaser receives adequate assurances from Seller that it will be reimbursed the costs and expenses it incurs in prosecuting or defending such actions. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be recovered by Purchaser first from any collections received on account of the Mortgage Loan, including without limitation, the proceeds of any insurance policy or any liquidation, foreclosure or other disposition of the related Mortgage Property; and to the extend such collections are insufficient to reimburse Seller or such amounts cannot otherwise be recovered from the Mortgage Loan or the related Mortgagor, second from collections received on account on Mortgage Loans in the related Servicing Rights Package; and to the extend that such collections are insufficient to reimburse Seller or cannot otherwise be covered from collections received on account of the Mortgage Loans in the related Servicing Rights package, third from Seller. Any amounts billed to Seller shall be paid within thirty (30) days of Seller’s receipt of an invoice from Purchaser detailing the costs and expenses incurred by Purchase pursuant to this Section 10.6 and not otherwise reimbursed to Purchaser. Purchaser shall provide Seller with notice of any claim or any litigation brought by a third party as promptly as reasonably possible after learning of the same.

49

ARTICLE XI

TERM

Section 11.1  Term

Except as expressly provided otherwise herein, the term of this Agreement shall expire on January 31, 2003 (the “Termination Date”). Each of the parties shall perform their respective duties and obligations on or prior to the Termination Date, including without limitation, with respect to Seller, the delivery of the Mandatory Delivery Amount to Purchaser.



50

ARTICLE XII

MISCELLANEOUS

Section 12.1  Supplementary Information

From time to time prior to and after the related Sale Date, Seller shall furnish to Purchaser such information supplementary to the information contained in the documents and schedules delivered pursuant hereto which is reasonably available to Seller as Purchaser may reasonably request in writing and/or which may be necessary to enable Purchaser to file any reports or respond to Mortgagor or Investor inquiries in connection with the Mortgage Loans or Servicing Rights. Purchaser shall reimburse Seller for Seller’s actual, reasonable, and out-of-pocket costs in connection with furnishing such information.

Section 12.2  Access to Information; Confidentiality

(a) Seller shall allow Purchaser and its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Purchaser’s Representatives”), reasonable access, during normal business hours, and upon prior written notice of not less than two (2) Business Days in advance, throughout the period prior to the related Sale Date, to all of Seller’s files, books and records relating to the Servicing Rights, the Mortgage Loans, Custodial Accounts, Related Escrow Accounts and Advances. Purchaser agrees that it shall make reasonable efforts to minimize any disruption caused thereby to Seller’s conduct of its business. If the transactions contemplated by this Agreement are not consummated, Purchaser shall return on demand any information or documents provided to it by Seller in accordance with this Section 12.2(a).

(b) Purchaser shall, and shall cause Purchaser’s Representatives to, hold in confidence and not disclose to any third party without Seller’s prior written consent, all information relating to Seller received by Purchaser and/or Purchaser’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Purchaser or Purchaser’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); or (iii) is required to be disclosed by law or regulatory or judicial process, as evidenced by an opinion of counsel reasonably acceptable to Seller.

(c) Seller shall, and shall cause its Affiliates, directors, officers, employees, agents and authorized representatives (collectively, “Seller’s Representatives”) to, hold in confidence and not disclose to any third party without Purchaser’s prior written consent, all information relating to Purchaser received by Seller and/or Seller’s Representatives in connection with the transactions contemplated herein, other than information (i) received by Seller or Seller’s Representatives on a non-confidential basis from a third party having a right to make such disclosure; (ii) that is or becomes generally available to the public (except as a result of a disclosure in violation of this Agreement); (iii) is required to be disclosed by law or regulatory or judicial process; or (iv) required to be disclosed to the Investors under the applicable Investor Agreement.

51


(d) This Section 12.2 shall survive any termination of this Agreement.

Section 12.3  No Broker’s Fees

Each party hereto represents and warrants to the other that it has made no agreement to pay any agent, finder, or broker or any other representative, any fee or commission in the nature of a finder’s or broker’s fee arising out of or in connection with the subject matter of this Agreement. The parties hereto covenant with each other and agree to indemnify and hold each other harmless from and against any such obligation or liability and any Losses incurred by the other in investigating or defending any claim based upon the other party’s actions under this Section. This Section 12.3 shall survive any termination of this Agreement.

Section 12.4  Further Assurances

Seller and Purchaser shall, at any time and from time to time, promptly, upon the reasonable request of the other or the other’s representatives, execute, acknowledge, deliver and/or perform all such further acts, deeds, assignments, transfers, conveyances, and assurances as may be reasonably required for the better vesting and confirming to Purchaser (and its successors and assigns) of title to the Servicing Rights or as shall be necessary to effect the transactions provided for in this Agreement. Purchaser and Seller shall cooperate in good faith to consummate the transactions contemplated by this Agreement.

Section 12.5  No Solicitation by Seller

From and after the related Sale Date, neither Seller nor any of its Affiliates shall specifically target and solicit, by means of direct mail, telephone or personal solicitation, the Mortgagors of any of the Mortgage Loans (a) for purposes of prepayment or refinance or modification of such Mortgage Loans; or (b) for any financial services or products, including, but not limited to, (i) checking and savings accounts, certificates of deposit, safe deposit boxes, automatic teller machines, second mortgage loans, equity source accounts, personal loans and credit cards, and (ii) ordinary life, ordinary health, credit life, credit health, credit unemployment and any other forms of group or individual insurance coverages; it being understood and agreed that all rights and benefits relating to the direct solicitation of such Mortgagors and all attendant right, title and interest in and to the list of such Mortgagors and data relating to their Mortgage Loans (including insurance renewal dates), subject in all events to the terms of the Investor Agreements, shall be transferred to Purchaser pursuant hereto on the related Sale Date, and Seller shall take no action after the related Sale Date to undermine such rights and benefits. Notwithstanding the foregoing, the following solicitations, if undertaken by Seller or any Affiliate of Seller, shall not be prohibited under this Section 12.5: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; or (ii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan or other product.

52


Section 12.6  No Solicitation by Purchaser

Neither Purchaser nor any of its Affiliates shall specifically target and solicit, by means of direct mail or telephonic or personal solicitation or by any other means, the Mortgagors to prepay the Mortgage Loans. Notwithstanding the foregoing, the following solicitations, if undertaken by Purchaser or any Affiliate of Purchaser, shall not be prohibited under this Section 12.6: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements; (ii) borrower messages included on, and statement inserts provided with the monthly statements sent to the Mortgagors; provided, however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by Purchaser; (iii) solicitations made in response to an inquiry from a mortgagor relating to a payoff or information pertaining to a mortgage loan product; and (iv) solicitations made as a part of a campaign directed to mortgagors with mortgage loans meeting certain defined parameters (other than parameters relating to the Mortgagors or Mortgage Loans specifically). For purposes of this Section 12.6, IndyMac, Inc. shall not be considered an Affiliate of Purchaser, provided, however, that Purchaser shall not disclose, take any action or cause any action to be taken which would provide any information regarding the Mortgagors or the Mortgage Loans to IndyMac, Inc. In addition, Purchaser agrees that it will not create a list of lenders from whom Seller purchased any of the Mortgage Loans for the purpose of soliciting such lenders for business.

Section 12.7  Survival

Except as otherwise provided herein, all representations, warranties, covenants, indemnities and other agreements of the parties set forth herein or in any Exhibit, Schedule, Certificate or other document delivered pursuant hereto that contemplate performance or observance subsequent to the termination or expiration of this Agreement shall survive the termination or expiration of this Agreement.

Section 12.8  Governmental Authorities; Laws and Severability

The terms and provisions of this Agreement are expressly made subject to applicable federal and state statutes, laws, and rules and regulations promulgated hereunder, as amended from time to time, and the acts and actions of the Investors and Insurers and their respective rules and regulations, as amended from time to time. Any rule, regulation or administrative policy of any government agency having jurisdiction that relates to the transfer of the Servicing Rights to Purchaser in effect on any related Sale Date shall be deemed to be incorporated herein, and shall supersede the terms of this Agreement, unless such incorporation shall materially impair the contemplated benefits to be received by the parties pursuant to this Agreement, in which event the parties shall renegotiate the terms and conditions hereof to reflect a fair allocation of the economic benefits contemplated hereby. In the event any provision of this Agreement is deemed by a court of competent jurisdiction to be in violation of any of the above, such provision shall be of no force or effect, and this Agreement shall continue as though such superseded provision were not contained in this Agreement.

53


Section 12.9  Form of Payment to be Made

Unless otherwise provided herein or agreed to in writing by the parties, all payments contemplated herein shall be made by wiring immediately available funds to the account designated by Seller or Purchaser, as applicable.

Section 12.10  Assignability

Seller shall not assign this Agreement or any of its rights hereunder, nor delegate any material duty hereunder without the prior written consent of Purchaser, which such consent may be withheld in Purchaser’s sole and absolute discretion. Purchaser shall not assign this Agreement prior to its payment of the Purchase Price and thereafter, subject to the terms of the Investor Agreements and any required Consents.

Section 12.11  Payment of Costs

Seller shall be responsible for all costs associated with its preparation of materials required by Purchaser under the terms of this Agreement, as well as all transfer and recording fees, costs with respect to delivery of the Servicing Files and other mortgage servicing records relating to the Mortgage Loans and other related costs incurred by Seller in its performance of its obligations under this Agreement, together with fees of Seller’s attorneys and accountants. Purchaser shall pay all data processing costs incurred by Purchaser in connection with this Agreement and other related costs of Purchaser in its performance of its obligations hereunder, together with the fees of Purchaser’s attorneys and accountants. This Section 12.11 shall survive any termination of this Agreement.

Section 12.12  Notices

All notices, requests, demands and other communications that are required or permitted to be given under this Agreement shall be in writing and shall be deemed given if delivered personally, transmitted by facsimile (and telephonically confirmed), mailed by registered or certified mail, return receipt requested, or sent by commercial overnight courier to the other party at the following address:

(a) If to Purchaser, to:

Countrywide Homes Loans Servicing LP
   
4500 Park Granada
   
Calabasas, California 91302
Attention: Michael Schloessmann
 

54

(b) If to Seller, to:

Impac Funding Corporation
1401 Dove Street
Newport Beach, CA 92660
Attention: Ron Morrison, General Counsel

or to such other address as Purchaser or Seller shall have specified in writing to the other. All such notices or other communications shall be deemed to have been received (i) on the date of personal delivery or facsimile transmission (with telephone confirmation); (ii) on the third (3rd) Business Day after being mailed by registered or certified mail; and (iii) on the next Business Day after being sent via commercial overnight courier.

Section 12.13  Entire Agreement

Upon its execution by the parties, this Agreement shall supercede and otherwise replace the Existing Agreement. Except expressly provided herein. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof. No amendments, modifications or supplements of this Agreement shall be binding unless executed in writing by the parties hereto.

Section 12.14  Binding Effect

This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns.

Section 12.15  Interpretive Principles

For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:

(a) All Section, Article, Exhibit and Schedule references used herein refer to Sections, Articles, Schedules and Exhibits of this Agreement. The Schedules and Exhibits are part of this Agreement. All Section, Article, Exhibit and Schedule headings used herein are for reference purposes only and shall not be deemed to have any substantive effect.

(b) Singular terms shall include the plural, and plural terms shall include the singular.

(c) Accounting terms not otherwise defined herein shall have the meanings assigned to them in accordance with generally accepted accounting principles.

(d) The words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provisions.


55

Section 12.16  Applicable Law

This Agreement shall be construed in accordance with the laws of the State of New York.

Section 12.17  Counterparts

This Agreement may be executed in any number of counterparts, all of which, taken together, shall constitute one and the same Agreement.

Section 12.18  Waivers

No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced. The waiver by either party hereto of a breach of any provision of this Agreement shall not operate or be construed as a waiver of any other or subsequent breach.

Section 12.19  Publicity

Except as required by applicable law, neither party hereto shall issue a press release or similar announcement or communication relating to this Agreement or the transactions contemplated herein using the other party’s name without such other party’s prior written consent.

Section 12.20  No Third Party Beneficiaries

Except as expressly provided herein, nothing in this Agreement is intended to confer any right, remedy, obligation or liability upon any Person other than the parties hereto and their respective successors and permitted assigns.

Section 12.21  Time of the Essence

Time is of the essence in the performance of the obligations stated in this Agreement.

56


IN WITNESS WHEREOF, each of the undersigned parties has caused this Servicing Rights Purchase and Sale Agreement to be duly executed by a duly authorized representative, all as of the date first written above.

“PURCHASER”
Countrywide Home Loans Servicing LP

By:      
Name:
Title:

“SELLER”
Impac Funding Corporation

By:      
Name: Lisa Duehring
Title: Senior Vice President


57

Exhibit A

PURCHASE PRICE PERCENTAGE TABLES

58

Exhibit B

Pricing Letter Exhibit

59

Exhibit C

Transfer Instructions

60

Exhibit D

List of Investor Agreements

61

Exhibit E

List of Documents in Servicing File

The documents listed below are expected to be delivered as part of the Servicing File, or separately, as indicated below.

 DOCUMENTS IN SERVICING FILE:  
DELIVERED SEPARATELY FROM FILES:
       
     
Payment History
     
Notice to Primary Insurers
     
Notice to Hazard Insurers
     
Notice to Flood Insurers
     
Notice to Earthquake Insurers
     
Notice to Lessor, if leasehold
     
Notice to Tax Servicer
     
Assignment (Seller to Purchaser)
     
Original Assignment (Purchaser to the
     
applicable Agency
     
Goodbye Letter to borrower (sample)
       

* Original in Custodial File
** If Applicable

62

Exhibit F

Form of Officer’s Certificate

63

Exhibit G

Bill of Sale


On this ___ day of ___________, ____, Impac Funding Corporation ("Assignor") does hereby sell, transfer, assign, set over and convey to Countrywide Home Loans Servicing LP, without recourse, all of the right, title and interest of the Assignor in and to the Servicing Rights attributable to the mortgage loans identified on the Mortgage Loan Schedule attached hereto as Exhibit One (the "Mortgage Loans").

Capitalized terms used herein but not otherwise defined shall have the meanings provided in the Servicing Rights Purchase and Sale Agreement, dated as of the, ____ day of _________, ____, by and between Countrywide Home Loans Servicing LP and the Assignor.

This Bill of Sale shall be governed by, and construed in accordance with, the laws of the State of New York.


IMPAC FUNDING CORPORATION


By:      
Name:      
Title:      


64

Exhibit H

Form of Pricing Letter

[IMPAC FUNDING CORPORATION LETTERHEAD]

[Date]


Countrywide Home Loans Servicing LP
4500 Park Granada
Calabasas, California 91302
Attn: Michael Schloessmann

Re:    Pricing Letter

Gentlemen and Ladies:

This letter agreement (the "Pricing Letter") between Countrywide Home Loans Servicing LP (“Countrywide”) and Impac Funding Corporation (the "Seller") sets forth our agreement pursuant to which Seller is selling, and Countrywide is purchasing, the right to service those certain mortgage loans identified in the Mortgage Loan Schedule attached hereto and more particularly described herein (the “Mortgage Loans”).

The sale and servicing of the Mortgage Loans as contemplated herein shall be governed by that certain Servicing Rights Purchase and Sale Agreement dated as of January 1, 2000, between Countrywide and Seller (as such may be amended from time to time, the “Agreement”).

All exhibits hereto are incorporated herein in their entirety. In the event there exists any inconsistency between the Agreement and this Pricing Letter, the latter shall be controlling notwithstanding anything contained in the Agreement to the contrary. All capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

1. Assignment and Conveyance of Servicing Rights. Upon Countrywide’s payment of the Purchase Price in accordance with Article 3 of the Agreement, Seller shall sell, transfer, assign and convey to Countrywide, subject to the terms of this Pricing Letter and the Agreement, all of the right, title and interest of Seller in and to the Servicing Rights to the Mortgage Loans. Each Mortgage Loan shall be serviced by Countrywide pursuant to the terms of the Agreement.

2. Defined Terms. As used in the Agreement, the following defined terms shall have meanings set forth below.

65


(i)
Sale Date: [DATE].

(ii)
Cut-off Date: [DATE], or such date mutually agreed to by the parties.

(iii)
Cut-off Date Balance: $________________.

(iv)
Transfer Date: [DATE], or such mutually agreed to by the parties.

(v)
Purchase Price Percentage: ___________ basis points (____%).

(vi)
Purchase Price: $_______________.

(vii)
Purchase Proceeds: With respect to each Mortgage Loan, the sum of (a) the product of (i) the Cut-off Date Balance of such Mortgage Loan, and (ii)_the Purchase Price Percentage. The Purchase Price owing to Seller shall be paid by wire transfer to the account:

(viii)
Servicing Fee Rate: [__________ basis points (______%).]

3. Description of Mortgage Loans: Each Mortgage Loan complies with the specifications set forth below in all material respects.

[a. Mortgage Loan Type: Each Mortgage Loan is a Conventional Loan and a [Adjustable Rate] [Balloon] [Convertible] [Fixed Rate] Loan.

[b. For Adjustable Rate Mortgage Loans: Index: On each Interest Adjustment Date, the applicable index rate shall be a rate per annum equal to [the weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year, as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15] [the average of interbank offered rates for six-month U.S. dollar denominated deposits in the London market (LIBOR), as published [in the Wall Street Journal] [by FNMA] [the 11th District Cost of Funds as made available by the Federal Home Loan Bank] [the weekly average yield on certificates of deposit adjusted to a constant maturity of six months as published by the Board of Governors of the Federal Reserve System in Statistical Release No. H.15 or a similar publication]. ]

c. Lien Position: Each Mortgage Loan is secured by a perfected [first] [second] lien Mortgage.

Kindly acknowledge your agreement to the terms of this Pricing Letter by signing in the appropriate space below and returning this Pricing Letter to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original.

66

IMPAC FUNDING CORPORATION
COUNTRYWIDE HOME LOANS
 
SERVICING LP
as Seller
as Countrywide
   
By:
By:
Name:
Name:
Title:
Title

67
AMENDMENT REG AB
TO THE AMENDED AND RESTATED SERVICING RIGHTS PURCHASE AND SALE AGREEMENT

 
This is Amendment Reg AB (“Amendment Reg AB”), dated as of September 29, 2006, by and between Countrywide Home Loans Servicing LP (the “Company”), and IMPAC Funding Corporation (the “Owner”) to that certain Amended and Restated Servicing Rights Purchase and Sale Agreement dated as of March 1, 2002 by and between the Owner and the Company (as amended, modified or supplemented, the “Existing Agreement”).
 
WITNESSETH
 
WHEREAS, the Owner and the Company have agreed, subject to the terms and conditions of this Amendment Reg AB that the Existing Agreement be amended to reflect agreed upon revisions to the terms of the Existing Agreement.
 
Accordingly, the Owner and the Company hereby agree, in consideration of the mutual premises and mutual obligations set forth herein, that the Existing Agreement is hereby amended as follows:

1. Capitalized terms used herein but not otherwise defined shall have the meanings set forth in the Existing Agreement. The Existing Agreement is hereby amended by adding the following definitions in their proper alphabetical order:

Commission: The United States Securities and Exchange Commission.

Company Information: As defined in Section 2(g)(i)(A)(1).

Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Securitization Transaction.

Exchange Act: The Securities Exchange Act of 1934, as amended.

Master Servicer: With respect to any Securitization Transaction, the “master servicer,” if any, identified in the related transaction documents.

Reconstitution: Any Securitization Transaction or Whole Loan Transfer.

Reconstitution Agreement: An agreement or agreements entered into by the Company and the Owner and/or certain third parties in connection with a Reconstitution with respect to any or all of the Mortgage Loans serviced under the Agreement.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.



Securities Act: The Securities Act of 1933, as amended.

Securitization Transaction: Any transaction subject to Regulation AB involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered, rated mortgage-backed securities or (2) an issuance of publicly offered, rated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.

Servicer: As defined in Section 2(c)(iii).

Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.

Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.

Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB; provided, however, that the term “Subservicer” shall not include any master servicer, or any special servicer engaged at the request of a Depositor, Owner or investor in a Securitization Transaction, nor any “back-up servicer” or trustee performing servicing functions on behalf of a Securitization Transaction.

Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans, other than a Securitization Transaction.

2. The Owner and the Company agree that the Existing Agreement is hereby amended by adding the following provisions:

(a) Intent of the Parties; Reasonableness.

The Owner and the Company acknowledge and agree that the purpose of Article 2 of this Amendment Reg AB is to facilitate compliance by the Owner and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Owner nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, and agrees to comply with requests made by the Purchaser, or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Owner to deliver to the Owner (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary to permit the Owner or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, or the servicing of the Mortgage Loans necessary in order to effect such compliance. In the event of any conflict between this Amendment Reg AB and any other term or provision in the Existing Agreement, the provisions of this Amendment Reg AB shall control.

2


The Owner agrees that it will cooperate with the Company and provide sufficient and timely notice of any information requirements pertaining to a Securitization Transaction. The Owner will make all reasonable efforts to contain requests for information, reports or any other materials to items required for compliance with Regulation AB, and shall not request information which is not required for such compliance.

(b) Additional Representations and Warranties of the Company.

(i) The Company hereby represents to the Owner and to any Depositor, as of the date on which information is first provided to the Owner or any Depositor under Section 2(c) that, except as disclosed in writing to the Owner or such Depositor prior to such date: (i) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (ii) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (iii) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (iv) no material changes to the Company’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (v) there are no aspects of the Company’s financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (vi) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company or any Subservicer; and (vii) there are no affiliations, relationships or transactions required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119(a)(1)-(6) of Regulation AB which are identified in writing by the Owner or Depositor within ten days in advance of the Securitization Transaction.


3

(ii) If so requested by the Owner or any Depositor on any date following the date on which information is first provided to the Owner or any Depositor under Section 2(c), the Company shall, within ten Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (i) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.

(c) Information to Be Provided by the Company.

In connection with any Securitization Transaction the Company shall (1) within ten Business Days following request by the Owner or any Depositor, provide to the Owner and such Depositor (or cause each Subservicer to provide), in writing reasonably required for compliance with Regulation AB, the information and materials specified in paragraphs (iii) and (vi) of this Section 2(c), and (2) as promptly as practicable following notice to or discovery by the Company, provide to the Owner and any Depositor (as required by Regulation AB) the information specified in paragraph (iv) of this Section.

(i) Reserved.

(ii) Reserved.

(iii) If reasonably requested by the Owner or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a “Servicer”), as is reasonably requested for the purpose of compliance with Item 1108 of Regulation AB. Such information shall include, at a minimum:

(A) the Servicer’s form of organization;
 
(B) a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicer’s experience in servicing assets of any type as well as a more detailed discussion of the Servicer’s experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicer’s portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the reasonable determination of the Owner or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation:
 
(1) whether any prior securitizations of mortgage loans of a type similar to the Mortgage Loans involving the Servicer have defaulted or experienced an early amortization or other performance triggering event because of servicing during the three-year period immediately preceding the related Securitization Transaction;
(2) the extent of outsourcing the Servicer utilizes;

4

(3) whether there has been previous disclosure of material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Servicer as a servicer during the three-year period immediately preceding the related Securitization Transaction;
(4) whether the Servicer has been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; and
(5) such other information as the Owner or any Depositor may reasonably request for the purpose of compliance with Item 1108(b)(2) of Regulation AB;
 
(C) a description of any material changes during the three-year period immediately preceding the related Securitization Transaction to the Servicer’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans;
 
(D) information regarding the Servicer’s financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement;
 
(E) information regarding advances made by the Servicer on the Mortgage Loans and the Servicer’s overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance;
 
(F) a description of the Servicer’s processes and procedures designed to address any special or unique factors involved in servicing loans of a similar type as the Mortgage Loans;

(G) a description of the Servicer’s processes for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and

(H) information as to how the Servicer defines or determines delinquencies and charge-offs, including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience.


5

(I) a brief description of any material legal or governmental proceedings pending (or known to be contemplated) by a governmental authority against the Servicer;

(J) a description of any affiliation or relationship between the Servicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Servicer by the Purchaser or any Depositor in writing within ten days of such Securitization Transaction:

(1) any servicer;
(2) any trustee;
(3) any originator;
(4) any significant obligor;
(5) any enhancement or support provider; and
(6) any other material transaction party. 

(iv) For the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer to) (a) provide prompt notice to the Owner, any Master Servicer and any Depositor in writing of (1) any merger, consolidation or sale of substantially all of the assets of the Company, (2) the Company’s entry into an agreement with a Subservicer to perform or assist in the performance of any of the Company’s obligations under the Agreement or any Reconstitution Agreement that qualifies as an “entry into a material definitive agreement” under Item 1.01 of the form 8-K, (3) any Event of Default under the terms of the Agreement or any Reconstitution Agreement to the extent not known by such Owner, Master Servicer or Depositor, and (4) any material litigation or governmental proceedings involving the Company or any Subservicer.

(v) As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any applicable Reconstitution Agreement related thereto by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Owner, the Master Servicer and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y) in writing, all information reasonably requested by the Owner or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.

(vi) The Company shall provide to the Owner and any Depositor a description of any affiliation or relationship required to be disclosed under Item 1119 between the Company and any of the parties listed in Items 1119 (a)(1)-(6) of Regulation AB that develops following the closing date of a Securitization Transaction (other than an affiliation or relationship that the Owner, the Depositor or the issuing entity is required to disclose under Item 1119 of Regulation AB) no later than 15 calendar days prior to the date the Depositor is required to file its Form 10-K disclosing such affiliation or relationship. For purposes of the foregoing, the Company (1) shall be entitled to assume that the parties to the Securitization Transaction with whom affiliations or relations must be disclosed are the same as on the closing date if it provides a written request (which may be by e-mail) to the Depositor or Master Servicer, as applicable, requesting such confirmation and either obtains such confirmation or receives no response within three (3) Business Days, (2) shall not be obligated to disclose any affiliations or relationships that may develop after the closing date for the Securitization Transaction with any parties not identified to the Company in writing within ten days in advance of the Securitization Transaction, and (3) shall be entitled to rely upon any written identification of parties provided by the Depositor, the Owner or any master servicer.

6


(vii) Not later than ten days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any material modifications, extensions or waivers of Mortgage Loan terms, fees, penalties or payments during the distribution period, along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D.

(d) Servicer Compliance Statement.

On or before March 5 of each calendar year, commencing in 2007, the Company shall deliver to the Owner, the Master Servicer and any Depositor a statement of compliance addressed to the Owner and such Depositor and signed by an authorized officer of the Company, to the effect that (i) a review of the Company’s servicing activities during the immediately preceding calendar year (or applicable portion thereof) and of its performance under the servicing provisions of this Agreement and any applicable Reconstitution Agreement during such period has been made under such officer’s supervision, and (ii) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its servicing obligations under this Agreement and any applicable Reconstitution Agreement in all material respects throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill any such obligation in any material respect, specifically identifying each such failure known to such officer and the nature and the status thereof.

(e) Report on Assessment of Compliance and Attestation.

(i) On or before March 5 of each calendar year, commencing in 2007, the Company shall:

(A) deliver to the Owner, the Master Servicer and any Depositor a report regarding the Company’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Owner and such Depositor and signed by an authorized officer of the Company, and shall address each of the applicable Servicing Criteria specified on Exhibit A hereto (wherein “Investor” shall mean the Master Servicer);

7


(B) deliver to the Owner, the Master Servicer and any Depositor a report of a registered public accounting firm that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act;

(C) if required by Regulation AB, cause each Subservicer and each Subcontractor determined by the Company pursuant to Section 2(f)(ii) to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Owner, the Master Servicer and any Depositor an assessment of compliance and accountants’ attestation as and when provided in paragraphs (i) and (ii) of this Section 2(e); and

(D) if requested by the Owner or any Depositor, no later that February 1 of the calendar year in which such certification is to be delivered deliver to the Owner, the Master Servicer, Depositor or any other Person that will be responsible for signing the certification (a “Sarbanes Certification”) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction, a certification in the form attached hereto as Exhibit B; provided that such certification delivered by the Company may not be filed as an exhibit to, or included in, any filing with the Commission.

The Company acknowledges that the party identified in clause (i)(D) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission.

(ii) Each assessment of compliance provided by a Subservicer pursuant to Section 2(e)(i)(A) shall address each of the applicable Servicing Criteria specified on Exhibit A hereto delivered to the Owner concurrently with the execution of this Agreement or, in the case of a Subservicer subsequently appointed as such, on or prior to the date of such appointment. An assessment of compliance provided by a Subcontractor pursuant to Section 2(e)(i)(C) need not address any elements of the Servicing Criteria other than those specified by the Company pursuant to Section 2(f) of this Amendment Reg AB.

(f) Use of Subservicers and Subcontractors.

The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (i) of this Subsection (f). The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement unless the Company complies with the provisions of paragraph (ii) of this Subsection (f).

8


(i) It shall not be necessary for the Company to seek the consent of the Owner, the Master Servicer or any Depositor to the utilization of any Subservicer. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with Sections 2(b), 2(c)(iii), 2(c)(v), 2(d), and 2(e) of this Agreement, and to provide the information required with respect to such Subservicer under Section 2(c)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Owner and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 2(d), any assessment of compliance and attestation required to be delivered by such Subservicer under Section 2(e) and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 2(e) as and when required to be delivered.

(ii) It shall not be necessary for the Company to seek the consent of the Owner or any Depositor to the utilization of any Subcontractor. If required by Regulation AB, after reasonable notice from the Owner of the parties involved in the Owner’s Securitization Transaction, the Company shall promptly upon request provide to the Owner and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (A) the identity of each such Subcontractor, (B) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (C) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (B) of this paragraph.

As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Owner and any Depositor to comply with the provisions of Section 2(e) of this Agreement. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Owner, the Master Servicer and any Depositor any assessment of compliance and attestation and certificate required to be delivered by such Subcontractor under Section 2(e), in each case as and when required to be delivered.

(g) Indemnification; Remedies.


9

(i) The Company shall indemnify the Owner and each of the following parties participating in a Securitization Transaction: each sponsor and issuing entity; each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers and employees of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(A)(1) any untrue statement of a material fact contained or alleged to be contained in any written information, written report, certification or other material provided under this Amendment Reg AB by or on behalf of the Company, or provided under this Amendment Reg AB by or on behalf of any Subservicer or Subcontractor (collectively, the “Company Information”), or (2) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (2) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;

(B) any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountants’ letter or other material when and as required under this Amendment Reg AB, including any failure by the Company to identify pursuant to Section 2(f)(ii) any Participating Entity; or

(C) any breach by the Company of a representation or warranty set forth in Section 2(b)(i) or in a writing furnished pursuant to Section 2(b)(ii) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 2(b)(ii) to the extent made as of a date subsequent to such closing date.In the case of any failure of performance described in clause (i)(B) of this Section, the Company shall promptly reimburse the Owner, any Depositor, as applicable, and each Person responsible for the execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer or any Subcontractor.

10


(ii) (A) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification, accountant’s letter or other material when and as required under this Amendment Reg AB, which continues unremedied for three Business Days after receipt by the Company and the applicable Subservicer or Subcontractor, of written notice of such failure from the Owner or Depositor shall, except as provided in clause (B) of this paragraph, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement related thereto without payment (notwithstanding anything in this Agreement or any applicable Reconstitution Agreement related thereto to the contrary) of any compensation to the Company (and if the Company is servicing any of the Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably acceptable to any Master Servicer for such Securitization Transaction); provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.

(B) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification or accountant’s letter required under Regulation AB when and as required under Section 2(d) or 2(e), including any failure by the Company to identify a pursuant to Subsection 2(f) of this Agreement any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, which continues unremedied for nine calendar days after receipt by the Company of written notice of such failure from the Owner or Depositor shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Owner or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement to the contrary) of any compensation to the Company; provided, however it is understood that the Company shall remain entitled to receive reimbursement for all unreimbursed Monthly Advances and Servicing Advances made by the Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding anything to the contrary set forth herein, to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.


11

(C) The Company shall promptly reimburse the Owner (or any affected designee of the Owner, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such designee) or such Depositor as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Company, the Owner or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.

(iii) The Owner agrees to indemnify and hold harmless the Company, any Subservicer and any Participating Entity, each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act), and the respective present and former directors, officers and employees of each of the foregoing from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any untrue statement or alleged untrue statement of any material fact contained in any filing with the Commission or the omission or alleged omission to state in any filing with the Commission a material fact required to be stated or necessary to be stated in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, in each case to the extent, but only to the extent, that such untrue statement, alleged untrue statement, omission, or alleged omission relates to any filing with the Commission other than the Company Information.

(iv) If the indemnification provided for herein is unavailable or insufficient to hold harmless the indemnified party, then the indemnifying party agrees that it shall contribute to the amount paid or payable by such indemnified party as a result of any claims, losses, damages or liabilities uncured by such indemnified party in such proportion as is appropriate to reflect the relative fault of such indemnified party on the one hand and the indemnifying party on the other.

(v) The indemnifications provided for in Section 2(g) shall survive the termination of this Amendment Reg AB or the termination of any party to this Amendment Reg AB.

(vi) The Master Servicer shall be considered a third-party beneficiary of 2(d), 2(e) and 2(g) of this Amendment Reg AB (with regard to Section 2(g), solely with respect to noncompliance under 2(d) and 2(e) of this Amendment Reg AB), entitled to all the rights and benefits hereof as if it were a direct party to this Amendment Reg AB.

3. Notwithstanding any other provision of this Amendment Reg AB, the Company shall seek the consent of the Owner for the utilization of all Subservicers and Subcontractors, when required by and in accordance with the terms of the Existing Agreement.
 
4. The Existing Agreement is hereby amended by adding the Exhibit attached hereto as Exhibit A to the end thereto. References in this Amendment Reg AB to “this Agreement” or words of similar import (including indirect references to the Agreement) shall be deemed to be references to the Existing Agreement as amended by this Amendment Reg AB. Except as expressly amended and modified by this Amendment Reg AB, the Agreement shall continue to be, and shall remain, in full force and effect in accordance with its terms. In the event of a conflict between this Amendment Reg AB and any other document or agreement, including without limitation the Existing Agreement, this Amendment Reg AB shall control.
 

12


5. This Amendment Reg AB may be executed in one or more counterparts and by different parties hereto on separate counterparts, each of which, when so executed, shall constitute one and the same agreement. This Amendment Reg AB will become effective as of the date first mentioned above. This Amendment Reg AB shall bind and inure to the benefit of and be enforceable by the Company and the Owner and the respective permitted successors and assigns of the Company and the successors and assigns of the Owner.
 
 

 
[Signature Page Follows]

13

 
IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
IMPAC FUNDING CORPORATION
 
Owner
 
By:                        
Name:                        
Title:                        
 

 
COUNTRYWIDE HOME LOANS SERVICING LP
 
Company
 
By:                        
Name:                        
Title:                        
 
 

Signature page to Amendment Reg AB



EXHIBIT A

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the applicable criteria identified below as “Applicable Servicing Criteria”:

Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
  
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
 
Cash Collection and Administration
  
1122(d)(2)(i)
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X

A-1


Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
 
Investor Remittances and Reporting
  
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
X
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
 
Pool Asset Administration
  
1122(d)(4)(i)
Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.
X
1122(d)(4)(ii)
Mortgage loan and related documents are safeguarded as required by the transaction agreements
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
X
1122(d)(4)(v)
The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X

A-2


Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
X
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
X
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X

A-3


Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
  


 
[NAME OF COMPANY] [NAME OF
SUBSERVICER]
 
Date:                        
 
By:                        
Name:                        
Title:                        


A-4

EXHIBIT B
 
FORM OF ANNUAL CERTIFICATION
     
 
Re:
The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
     
 
I, ________________________________, the _______________________ of Countrywide Home Loans, Inc., certify to [the Owner], [the Depositor], [Master Servicer], [Securities Administrator] or [Trustee], and its officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] or [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement; and
 

[Intentionally Left Blank]

B-1

 
(5) The Compliance Statement required to be delivered by the Company pursuant to this Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by each Subservicer and Participating Entity pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 
 
Date:                        
 
By:                        
Name:                        
Title:                        


B-2
 
 
EXHIBIT R
 
FORM OF MIDLAND SERVICING AGREEMENT
 

 
SERVICING AGREEMENT
 
Dated as of March 29, 2007
 
between
 
IMPAC FUNDING CORPORATION
“Master Servicer”
 
and
 
MIDLAND LOAN SERVICES, INC.,
“Servicer”





TABLE OF CONTENTS
 
 
ARTICLE I
DEFINITIONS
 
Section 1.01
Defined Terms.
1
 
ARTICLE II
RETENTION AND AUTHORITY OF SERVICER
 
Section 2.01
Engagement; Servicing Standard.
10
Section 2.02
Subservicing.
10
Section 2.03
Authority of the Servicer.
11
 
ARTICLE III
SERVICES TO BE PERFORMED
 
Section 3.01
Services as Loan Servicer.
11
Section 3.02
Escrow Accounts; Collection of Taxes, Assessments and Similar Items.
13
Section 3.03
Collection Accounts.
15
Section 3.04
Permitted Investments.
15
Section 3.05
Maintenance of Insurance Policies.
16
Section 3.06
Delivery and Possession of Servicing Files.
17
Section 3.07
Inspections.
18
Section 3.08
“Due-on-Sale” Clauses; Assumption Agreements.
18
Section 3.09
Realization Upon Mortgaged Properties.
18
Section 3.10
Sale of Specially Serviced Mortgage Loans and REO Properties.
20
Section 3.11
Management of REO Property.
21
Section 3.12
Modifications, Waivers, Amendments and Consents.
22
 
ARTICLE IV
STATEMENTS AND REPORTS
 
Section 4.01
Reporting by the Servicer.
23
Section 4.02
Annual Statements of Compliance
23
Section 4.03
Assessments of Compliance and Attestation Reports
24
Section 4.04
Exchange Act Reporting.
25
 
ARTICLE V
SERVICER’S COMPENSATION AND EXPENSES
 
Section 5.01
Servicing Compensation.
26
Section 5.02
Servicing Advances and Advances.
27
 

i


ARTICLE VI
THE SERVICER AND THE MASTER SERVICER
 
Section 6.01
Servicer Not to Assign; Merger or Consolidation of the Servicer.
28
Section 6.02
Liability and Indemnification of the Servicer and the Master Servicer.
28
 
ARTICLE VII
REPRESENTATIONS AND WARRANTIES; DEFAULT
 
Section 7.01
Representations and Warranties.
29
Section 7.02
Events of Default.
31
 
ARTICLE VIII
TERMINATION; TRANSFER OF MORTGAGE LOANS
 
Section 8.01
Termination of Agreement.
32
 
ARTICLE IX
MISCELLANEOUS PROVISIONS
 
Section 9.01
Amendment; Waiver.
33
Section 9.02
Governing Law.
33
Section 9.03
Notices.
33
Section 9.04
Severability of Provisions.
35
Section 9.05
Inspection and Audit Rights.
35
Section 9.06
Binding Effect; No Partnership; Counterparts.
35
Section 9.07
Protection of Confidential Information; No Solicitation.
35
Section 9.08
General Interpretive Principles.
36
Section 9.09
Further Agreements.
36

 
EXHIBIT A: Servicing File Listing
EXHIBIT B: Servicing Criteria to be Addressed in Assessment of Compliance
EXHIBIT C: Form 10-D, Form 8-K And Form 10-K Reporting Responsibility


ii

THIS SERVICING AGREEMENT dated as of March 29, 2007, is between Impac Funding Corporation, a California corporation (the “Master Servicer”), and Midland Loan Services, Inc., a Delaware corporation (the “Servicer”).
 
PRELIMINARY STATEMENT
 
Pursuant to the Pooling and Servicing Agreement (the “PSA”) dated as of March 1, 2007, among Impac Secured Assets Corp., as Depositor, the Master Servicer, as Master Servicer, and Deutsche Bank National Trust Company, as Trustee, with respect to the Impac Secured Assets Corp., Mortgage Pass-Through Certificates, Series 2007-2 (a copy of which has been delivered to the Servicer), the Servicer shall be servicing the Mortgage Loans on behalf of the Trust Fund.
 
The Master Servicer and the Servicer desire to enter into an agreement whereby the Servicer assumes and agrees to perform certain of the Master Servicer’s servicing responsibilities with respect to the Mortgage Loans as more specifically set forth herein.
 
The Servicer is an independent contractor in the business of servicing mortgage loans, and is not an Affiliate of the Master Servicer.
 
This Agreement shall become effective with respect to each Mortgage Loan, or appropriate group or portfolio of Mortgage Loans, upon the related Servicing Transfer Date.
 
NOW, THEREFORE, in consideration of the recitals in this Preliminary Statement which are made a contractual part hereof, and of the mutual promises contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:
 
ARTICLE I
 
DEFINITIONS
 
Section 1.01 Defined Terms.
 
For purposes of this Agreement, all capitalized terms not otherwise defined herein shall have the meanings set forth in the PSA. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:
 
“Accepted Servicing Practices”: As defined in Section 2.01.
 
“Accounts”: The Escrow Accounts, REO Accounts and the Collection Accounts.
 
“Additional Servicing Compensation”: (i) amounts collected for checks or other items returned for insufficient funds, (ii) late payment charges (but not default interest) with respect to the Mortgage Loans, excluding any prepayment penalties (iii) to the extent the Servicer has been engaged by the Master Servicer under Section 3.08 or 3.12, any modification fees, extension fees, assumption fees and similar processing fees received from or on behalf of any Borrower, (iv) subject to Section 3.04 of the Agreement, all income and gain realized from the investment of funds deposited in the Accounts and (v) any Termination Fees.
 

1

“Advance Rate”: A per annum rate equal to the “Prime Rate” (as published from time to time in the “Money Rates” section of The Wall Street Journal).
 
“Affiliate”: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise and the terms “controlling” and “controlled” have meanings correlative to the foregoing.
 
“Agreement”: This Servicing Agreement, as the same may be modified, supplemented or amended from time to time upon mutual agreement of the parties hereto.
 
“Borrower”: The obligor on a Note.
 
“Business Day”: With respect to any Mortgage Loan prior to Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State of Kansas, the State of Pennsylvania or in any of the States in which the Accounts or any accounts used by the Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed, and with respect to any Mortgage Loan after Securitization, any day other than (i) a Saturday or Sunday, or (ii) a day in which depository institutions or trust companies in the State New York, State of Kansas or in any of the States in which the Accounts or any accounts used by the Servicer or Master Servicer for remittance purposes are located, are authorized or obligated by law, regulation or executive order to remain closed.
 
“Certificates”: The Impac Secured Assets Corp., Mortgage Pass Through Certificates, Series 2007-2, evidencing the beneficial ownership interest in the Depositor and executed by the Trustee in substantially the form set forth in Exhibit A to the PSA.
 
“Closing Date”: March 29, 2007.
 
“Collection Account”: As defined in Section 3.03.
 
“Corrected Mortgage Loan”: Any Mortgage Loan which is no longer a Specially Serviced Mortgage Loan pursuant to the second sentence of the definition of “Specially Serviced Mortgage Loan”.
 
“Determination Date”: The 15th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in April 2007.
 
“Disposition Fee”: In connection with the sale of any Specially Serviced Mortgage Loan or REO Property pursuant to Section 3.10, the fee payable to the Servicer in an amount equal to the product of (x) the related Net Liquidation Proceeds and (y) 1.50%; provided, however, that such fee shall not exceed $100,000 for each Mortgage Loan.
 
“Eligible Account”: Any of (i) a segregated account maintained with a federal or state chartered depository institution (A) the short-term obligations of which are rated A-1+ or better by Standard & Poor's and P-1 by Moody's at the time of any deposit therein or if such account is maintained with PNC Bank, National Association, rated no less than A-1 by Standard & Poor’s and no less than P-1 by Moody’s or (B) insured by the FDIC (to the limits established by such Corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by the Person requesting that the account be held pursuant to this clause (i)) delivered to the Trustee prior to the establishment of such account, the Certificateholders will have a claim with respect to the funds in such account and a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments, each of which shall mature not later than the Business Day immediately preceding the Distribution Date next following the date of investment in such collateral or the Distribution Date if such Permitted Investment is an obligation of the institution that maintains the Certificate Account, Insurance Account or Custodial Account) securing such funds that is superior to claims of any other depositors or general creditors of the depository institution with which such account is maintained, (ii) a segregated trust account or accounts maintained with a federal or state chartered depository institution or trust company subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulations Section 9.10(b), which, in either case, has corporate trust powers, acting in its fiduciary capacity or (iii) a segregated account or accounts of a depository institution acceptable to the Rating Agencies (as evidenced in writing by the Rating Agencies that use of any such account as the Custodial Account or the Certificate Account will not have an adverse effect on the then-current ratings assigned to the Classes of the Certificates then rated by the Rating Agencies). Eligible Accounts may bear interest.
 

2

“Environmental Laws”: Any environmental law, ordinance, rule, regulation or order of a federal, state or local governmental authority, including, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended (42 U.S.C. §§ 9601 et seq.), the Hazardous Material Transportation Act, as amended (49 U.S.C. §§ 1801 et seq.), the Resource Conservation and Recovery Act, as amended (42 U.S.C. §§ 6901 et seq.), the Federal Water Pollution Control Act, as amended (33 U.S.C. §§ 1251 et seq.), the Clean Air Act (42 U.S.C. §§ 7401 et seq.) and the regulations promulgated pursuant thereto.
 
“Escrow Account”: As defined in Section 3.02.
 
“Escrow Payment”: Any payment received by the Servicer for the account of the Borrowers for application toward the payment of taxes, insurance premiums, assessments, ground rents, deferred maintenance, environmental remediation, rehabilitation costs, capital expenditures, and similar items in respect of the related Mortgaged Property.
 
“Event of Default”: As defined in Section 7.02.
 
“Excess Servicing Strip”: With respect to any Mortgage Loan that has not become a Specially Serviced Mortgage Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.25% (25 basis points) per annum over (b) 0.14% (14 basis points) per annum. With respect to any Mortgage Loan that has become a Specially Serviced Mortgage Loan, that portion of the related Sub-Servicing Fee computed at a rate equal to the excess of (a) 0.75% ( 75 basis points) per annum over (b) 0.64% (64 basis points) per annum.
 

3

“Loan Servicing”: As defined in Section 3.01.
 
“Master Servicer”: Impac Funding Corporation, a California corporation.
 
“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of interest or the scheduled monthly payment of principal and interest, as the case may be, on such Mortgage Loan which is payable by a Borrower on the due date under the related Note.
 
“Mortgage”: With respect to each Mortgage Loan, the mortgage, deed of trust or other instrument securing the related Note, which creates a lien on the real property securing such Note.
 
“Mortgage Loan”: Each of the mortgage loans identified on the Mortgage Loan Schedule as a group 2 mortgage loan.
 
“Mortgage Loan Documents”: With respect to each Mortgage Loan, the related Note, the related Mortgage and any and all other documents executed and delivered in connection with the origination or subsequent modification of such Mortgage Loan.
 
“Mortgage Loan Schedule”: A schedule of certain mortgage loans owned and held by the Trust Fund which sets forth information with respect to such mortgage loans, as amended from time to time by the parties.
 
“Mortgaged Property”: The real property and improvements thereon securing repayment of the debt evidenced by the related Note. Such term shall also include any REO Property.
 
“Net Liquidation Proceeds”: The amount of proceeds received in connection with the liquidation or sale of any Specially Serviced Mortgage Loan or REO Property net of the amount of any liquidation expenses (including, without limitation, legal fees and expenses, brokerage commissions and conveyance taxes) incurred with respect to such liquidation or sale.
 
“Nonrecoverable Advance”: Any Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan which, in the reasonable good faith judgment of the Servicer, will not or, in the case of a proposed Servicing Advance, would not be ultimately recoverable from related Late Collections, Insurance Proceeds, Liquidation Proceeds or REO Proceeds.
 
“Note”: With respect to any Mortgage Loan, the promissory note or other evidence of indebtedness or agreements evidencing the indebtedness of a Borrower under such Mortgage Loan.
 
“Opinion of Counsel”: A written opinion of counsel acceptable to the Trustee, as applicable, in its reasonable discretion which counsel may be in-house counsel for the Servicer or the Master Servicer if acceptable to the Trustee and the Rating Agencies or counsel for the Depositor, as the case may be.
 
“Permitted Investments”: One or more of the following:
 

4

(i) obligations of or guaranteed as to principal and interest by the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States;
 
(ii) repurchase agreements on obligations specified in clause (i) maturing not more than one month from the date of acquisition thereof, provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in its highest short-term rating available, provided, however, that such repurchase agreements are treated as financings under generally accepted accounting principles (“GAAP”);
 
(iii) federal funds, certificates of deposit, demand deposits, time deposits and bankers' acceptances (which shall each have an original maturity of not more than 90 days and, in the case of bankers' acceptances, shall in no event have an original maturity of more than 365 days or a remaining maturity of more than 30 days) denominated in United States dollars of any U.S. depository institution or trust company incorporated under the laws of the United States or any state thereof or of any domestic branch of a foreign depository institution or trust company; provided that the debt obligations of such depository institution or trust company (or, if the only Rating Agency is Standard & Poor's, in the case of the principal depository institution in a depository institution holding company, debt obligations of the depository institution holding company) at the date of acquisition thereof have been rated by each Rating Agency in its highest short-term rating available; and provided further that, if the only Rating Agency is Standard & Poor's and if the depository or trust company is a principal subsidiary of a bank holding company and the debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short-term obligations of a domestic branch of a foreign depository institution or trust company shall exceed 30 days, the short-term rating of such institution shall be A-1+ in the case of Standard & Poor's if Standard & Poor's is the Rating Agency;
 
(iv) commercial paper (having original maturities of not more than 365 days) of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has been rated by Moody’s and Standard & Poor’s in their highest short-term ratings available; provided that such commercial paper shall have a remaining maturity of not more than 30 days;
 
(v) a money market fund or a qualified investment fund rated by Moody’s in its highest long-term ratings available or rated AAAm or AAAm-G by Standard & Poor's, including any such funds for which Deutsche Bank National Trust Company or any affiliate thereof serves as an investment advisor, manager, administrator, shareholder, servicing agent, and/or custodian or sub-custodian; and
 
(vi) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency, as evidenced in writing;
 

5

provided, however, that no instrument shall be a Permitted Investment if it represents, either (1) the right to receive only interest payments with respect to the underlying debt instrument or (2) the right to receive both principal and interest payments derived from obligations underlying such instrument and the principal and interest payments with respect to such instrument provide a yield to maturity greater than 120% of the yield to maturity at par of such underlying obligations.
 
“Person”: Any individual, corporation, limited liability company, partnership, joint venture, estate, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
“Qualified Affiliate”: Any Person (a) that is organized and doing business under the laws of any state of the United States or the District of Columbia, (b) that is in the business of performing the duties of a servicer of commercial mortgage loans, and (c) as to which 50% or greater of its outstanding voting stock or equity ownership interest are directly or indirectly owned by the Servicer or by any Person or Persons who directly or indirectly own equity ownership interests in the Servicer.
 
“Rating Agency”: With respect to any Mortgage Loan, each of Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc. and Moody’s Investors Service, Inc.
 
“Reasonable Efforts”: Efforts determined to be reasonably diligent by the Master Servicer or the Servicer, as the case may be, in its reasonable discretion, which efforts do not require the Master Servicer or the Servicer, as the case may be, to enter into any litigation, arbitration or other legal or quasi-legal proceeding.
 
“Recoverable Servicing Advance”: The portion of any Servicing Advance (including interest reasonably likely to accrue thereon at the Advance Rate) previously made or proposed to be made in respect of a Mortgage Loan or REO Property which, in the judgment (in accordance with the Accepted Servicing Practices) of the Servicer, will be ultimately recoverable, together with any accrued and unpaid interest thereon, from late collections or any other recovery on or in respect of such Mortgage Loan or REO Property.
 
“Remittance Date”: The 18th day (or if such day is not a Business Day, the Business Day immediately preceding such day) of the month, beginning in April 2007.
 
“REO Account”: As defined in Section 3.11(a).
 
“REO Mortgage Loan”: A Mortgage Loan deemed for the purposes hereof to be outstanding with respect to each REO Property, as more particularly described in Section 3.09(b).
 
“REO Property”: A Mortgaged Property acquired by the Servicer on behalf of the Master Servicer through foreclosure or by deed in lieu of foreclosure.
 
“Responsible Officer”: Any officer or employee of the Master Servicer or the Servicer, as the case may be, involved in or responsible for the administration, supervision or management of this Agreement and whose name and specimen signature appear on a list prepared by each party and delivered to the other party, as such list may be amended from time to time by either party.
 

6

“Servicer”: Midland Loan Services, Inc., a Delaware corporation, or any successor Servicer as herein provided.
 
“Servicing Account”: The separate trust account created and maintained by the Master Servicer or Servicer with respect to the Mortgage Loans or REO Property, which shall be an Eligible Account, for collection of taxes, assessments, insurance premiums and comparable items as described in Section 3.09 of the PSA.
 
“Servicing Advances”: All Servicing Expenses paid or to be paid, as the context requires, out of its own funds, by the Servicer in connection with the servicing of a Mortgage Loan, after a default, delinquency or other unanticipated event has occurred or is reasonably foreseeable, or in connection with the administration of any REO Property.
 
“Servicing Expenses”: All customary, reasonable and necessary out-of-pocket costs and expenses paid or incurred in connection with the Servicer’s obligations hereunder, including without limitation:
 
(a) real estate taxes, assessments and similar charges;
 
(b) insurance premiums;
 
(c) any expense necessary in order to prevent or cure any violation of applicable laws, regulations, codes, ordinances, rules, orders, judgments, decrees, injunctions or restrictive covenants;
 
(d) any cost or expense necessary in order to maintain or release the lien on each Mortgaged Property and related collateral, including any mortgage registration taxes, release fees, or recording or filing fees;
 
(e) customary expenses for the collection, enforcement or foreclosure of the Mortgage Loans and the collection of deficiency judgments against Borrowers and guarantors (including but not limited to the fees and expenses of any trustee under a deed of trust, foreclosure title searches and other lien searches);
 
(f) subject to Section 3.07, costs and expenses of any appraisals, valuations, inspections, environmental assessments (including but not limited to the fees and expenses of environmental consultants), audits or consultations, engineers, architects, accountants, on-site property managers, market studies, title and survey work and financial investigating services;
 
(g) customary expenses for liquidation, restructuring, modification or loan workouts, such as sales brokerage expenses and other costs of conveyance;
 

7

(h) costs and expenses related to travel and lodging, subject to Section 3.07 with respect to property inspections; and
 
(i) any other reasonable costs and expenses, including without limitation, legal fees and expenses, incurred by the Servicer under this Agreement in connection with the enforcement, collection, foreclosure, disposition, condemnation or destruction of the Mortgage Loans or related Mortgaged Properties, the maintenance, leasing, operation, management and sale of the REO Properties, and the performance of Loan Servicing by the Servicer under this Agreement.
 
Notwithstanding the foregoing, Servicing Expenses shall not be deemed to include costs and expenses incurred by the Servicer in the performance of its Loan Servicing obligations hereunder that are in the nature of internal costs or fixed overhead of the Servicer (including, without limitation, costs and expenses relating to data processing, computer and telephone systems, office space, equipment and supplies, and employee salaries and related expenses), which shall be borne solely by the Servicer.
 
“Servicing Fee”: With respect to each Mortgage Loan, other than a Specially Serviced Mortgage Loan or REO Mortgage Loan, an amount equal to the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, payable out of interest received with respect to such Mortgage Loan in accordance with Section 5.01.
 
“Servicing Fee Rate”: A per annum rate equal to 0.250% (25 basis points).
 
“Servicing File”: With respect to each Mortgage Loan, (i) all Mortgage Loan Documents, (ii) to the extent not included as a Mortgage Loan Document, the documents, information and records set forth in the file listing attached hereto as Exhibit A, and (iii) any additional documents or information related thereto maintained or created by the Servicer.
 
“Servicing Officer”: Any officer of the Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished to the Master Servicer, as such list may from time to time be amended.
 
“Servicing Transfer Date”: With respect to each Mortgage Loan, the date of delivery by Master Servicer to the Servicer of the related Servicing File.
 
“Special Services”: Services relating to lease approvals, work-outs or mortgage loan restructuring, assumptions or substitutions, foreclosure or accepting deeds-in-lieu thereof, asset management, disposition or other similar activities with respect to any Mortgage Loan or Mortgaged Property.
 
“Specially Serviced Mortgage Loan”: Any Mortgage Loan with respect to which:
 
(a) the related Borrower is at least two months delinquent (without giving effect to any grace periods permitted by the related Mortgage Loan Documents) in the payment of a Monthly Payment;
 

8

(b) the related Borrower has expressed to the Servicer an inability to pay or a hardship in paying the Mortgage Loan in accordance with its terms;
 
(c) the Servicer has received notice that the related Borrower has become the subject of any bankruptcy, insolvency or similar proceeding, or has admitted in writing the inability to pay its debts as they come due or made an assignment for the benefit of creditors;
 
(d) the Servicer has received notice of a foreclosure or threatened foreclosure of any lien (other than the Mortgage Loan) on the related Mortgaged Property;
 
(e) a default of which the Servicer has notice (other than a failure by the related Borrower to pay principal or interest) and which materially and adversely affects the interests of the Master Servicer, or after Securitization the trustee or certificateholders, has occurred and remains unremedied for the applicable grace period specified in the Mortgage Loan; or
 
(f) the related Borrower has failed to make a balloon payment as and when due and such default has not been cured within 30 days after such due date;
 
provided, however, that with respect to the circumstances described in clauses (b), (d) and (e), the Servicer has received written confirmation from the Master Servicer that such Mortgage Loan shall be a Specially Serviced Mortgage Loan. To the extent no other circumstances identified in clauses (a) through (f) above exist that would cause the Mortgage Loan to continue to be characterized as a Specially Serviced Mortgage Loan, a Mortgage Loan will cease to be a Specially Serviced Mortgage Loan:
 
(i) with respect to the circumstances described in clauses (a) or (f) above, when the related Borrower has brought the Mortgage Loan current (or, with respect to the circumstances described in clause (f), pursuant to any work-out of the Mortgage Loan) and thereafter made three consecutive full and timely Monthly Payments (including pursuant to such workout); or
 
(ii) with respect to the circumstances described in clauses (b), (c), (d) and (e) above, when such circumstances cease to exist or such default is cured, as applicable, in the reasonable judgment of the Servicer (as confirmed in writing by the Master Servicer).
 
“Special Servicing Fee”: With respect to each Specially Serviced Mortgage Loan or REO Mortgage Loan, an amount equal to the product of (a) the related Special Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan, as calculated in accordance with Section 5.01.
 
“Special Servicing Fee Rate”: A per annum rate equal to 0.750% (75 basis points).
 
“Workout Fee”: In connection with the curing of any event of default under any Specially Serviced Mortgage Loan through a modification, restructuring or work-out of such Mortgage Loan effected by the Servicer and evidenced by a writing executed by the related Borrower, the fee payable to the Servicer in an amount equal to 1.5% of each collection of interest and principal (including scheduled payments, prepayments, balloon payments, payments at maturity and payments received with respect to a partial condemnation of a Mortgaged Property securing a Specially Serviced Mortgage Loan) received on such Mortgage Loan for so long as it remains a Corrected Loan. If the Servicer is terminated, it shall retain the right to receive any and all Workout Fees payable with respect to Mortgage Loans that became Corrected Mortgage Loans during the period that it acted as Special Servicer and were Corrected Loans at the time of such termination (and the successor Special Servicer shall not be entitled to any portion of such Workout Fees), in each case until the Workout Fee for any such loan ceases to be payable in accordance with the terms hereof. If the Servicer resolved the circumstances and/or conditions (including by way of a modification of the related Mortgage Loan Documents) causing the Mortgage Loan to be a Specially Serviced Mortgage Loan, but the Mortgage Loan had not as of the time the Servicer is terminated become a Corrected Loan solely because the related Borrower had not made three (3) consecutive monthly debt service payments and subsequently becomes a Corrected Mortgage Loan as a result of making such three (3) consecutive payments, the Servicer shall be entitled to any Workout Fees with respect to such Corrected Mortgage Loan and the successor servicer will not be entitled to any portion of those Workout Fees.
 

9

ARTICLE II
 
RETENTION AND AUTHORITY OF SERVICER
 
Section 2.01 Engagement; Servicing Standard.
 
The Master Servicer hereby engages the Servicer to perform, and the Servicer hereby agrees to perform, Loan Servicing with respect to each of the Mortgage Loans throughout the term of this Agreement, upon and subject to the terms, covenants and provisions hereof.
 
The Servicer shall perform its services hereunder (a) in accordance with (i) applicable laws, (ii) the terms and provisions of the Mortgage Loan Documents, (iii) the express terms hereof, and (iv) the customary and usual standards of practice of prudent institutional commercial mortgage loan servicers, and (b) to the extent consistent with the foregoing requirements, in the same manner in which the Servicer services commercial mortgage loans for other third party portfolios of mortgage loans similar to the Mortgage Loans, but without regard to any relationship which the Servicer or any Affiliate of the Servicer may have with the related Borrower or any Affiliate of such Borrower or to the Servicer’s right to receive compensation for its services hereunder. The servicing standards described in the preceding sentence are herein referred to as “Accepted Servicing Practices”.
 
Section 2.02 Subservicing.
 
The Servicer may subservice to any Person any of its Loan Servicing obligations hereunder only with the Master Servicer’s written consent or to the extent necessary for the Servicer to comply with any applicable laws, regulations, codes or ordinances relating to the Servicer’s Loan Servicing obligations hereunder; provided, however, that such Person shall be obligated to deliver any report, assessment, attestation or certification required pursuant to Sections 4.02, 4.03 and 4.04 hereof as if it were the Servicer hereunder. The Servicer shall provide oversight and supervision with regard to the performance of all subcontracted services and any subservicing agreement shall be consistent with and subject to the provisions of this Agreement. Neither the existence of any subservicing agreement nor any of the provisions of this Agreement relating to subservicing shall relieve the Servicer of its obligations to the Master Servicer hereunder. Notwithstanding any such subservicing agreement, the Servicer shall be obligated to the same extent and under the same terms and conditions as if the Servicer alone were servicing the related Mortgage Loans in accordance with the terms of this Agreement. The Servicer shall be solely liable for all fees owed by it to any subservicer, regardless of whether the Servicer’s compensation hereunder is sufficient to pay such fees.
 
 

10

Section 2.03 Authority of the Servicer.
 
(a) In performing its Loan Servicing obligations hereunder, the Servicer shall, except as otherwise provided herein and subject to the terms of this Agreement, have full power and authority, acting alone or through others, to take any and all actions in connection with such Loan Servicing that it deems necessary or appropriate. Without limiting the generality of the foregoing, the Servicer is hereby authorized and empowered by the Master Servicer when the Servicer deems it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Master Servicer, or after Securitization the Securitization trust, (y) any and all financing statements, continuation statements and other documents or instruments necessary to maintain the lien of each Mortgage on the related Mortgaged Property and any other related collateral; and (z) any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments with respect to each of the Mortgage Loans; provided, however, that the Servicer shall notify the Master Servicer in writing in the event that the Servicer intends to execute and deliver any such instrument referred to in clause (z) above, and, except in connection with any payment in full of any Mortgage Loan, shall proceed with such course of action only upon receipt of the Master Servicer’s written approval thereof. The Master Servicer agrees to cooperate with the Servicer by either executing and delivering to the Servicer from time to time (i) powers of attorney evidencing the Servicer’s authority and power under this Section, or (ii) such documents or instruments deemed necessary or appropriate by the Servicer to enable the Servicer to carry out its Loan Servicing obligations hereunder.
 
(b) In the performance of its Loan Servicing obligations hereunder, the Servicer shall take any action that is directed by the Master Servicer which relates to the Servicer’s Loan Servicing obligations under this Agreement; provided, however, that the Servicer shall not be obligated to take, or to refrain from taking, any action which the Master Servicer requests that the Servicer take or refrain from taking to the extent that the Servicer determines in its reasonable judgment that such action or inaction (i) may cause a violation of applicable laws, regulations, codes, ordinances, court orders or restrictive covenants with respect to any Mortgage Loan, Borrower, Mortgaged Property or REO Property; (ii) may cause a violation of any provision of a Mortgage Loan Document or (iii) may cause a violation of Accepted Servicing Practices.
 

11

ARTICLE III
 
SERVICES TO BE PERFORMED
 
Section 3.01 Services as Loan Servicer.
 
The Servicer hereby agrees to serve as the loan servicer with respect to each of the Mortgage Loans and to perform Loan Servicing as described below and as otherwise provided herein, upon and subject to the terms of this Agreement. Subject to any limitation of authority under Section 2.03, “Loan Servicing” shall mean those services pertaining to the Mortgage Loans which, applying Accepted Servicing Practices, are required hereunder to be performed by the Servicer, and which shall include:
 
(i) reviewing all available documents pertaining to the Mortgage Loans, organizing, administering and maintaining the Servicing Files, and inputting all relevant information into the Servicer’s loan servicing computer system;
 
(ii) preparing and filing or recording all financing statements, continuation statements and other documents or instruments and taking such other action necessary to maintain the lien of any Mortgage on the related Mortgaged Property;
 
(iii) monitoring each Borrower’s maintenance of insurance coverage on each Mortgaged Property as required by the related Mortgage Loan Documents and causing to be maintained adequate insurance coverage on each Mortgaged Property in accordance with Section 3.05;
 
(iv) monitoring the status of real estate taxes, assessments and other similar items and verifying the payment of such items for each Mortgaged Property in accordance with Section 3.02;
 
(v) preparing and delivering all reports and information required hereunder;
 
(vi) procuring and supervising the services of third parties (other than subservicers pursuant to Section 2.02) necessary or appropriate in connection with the servicing of the Mortgage Loans by the Servicer;
 
(vii) performing payment processing, record keeping, administration of escrow and other accounts, interest rate adjustment, and other routine customer service functions;
 
(viii) monitoring any casualty losses or condemnation proceedings and administering any proceeds related thereto in accordance with the related Mortgage Loan Documents;
 
(ix) notifying all Borrowers of the appropriate place for communications and payments, and collecting and monitoring all payments made with respect to the Mortgage Loans;
 

12

(x) administering any requests for assumptions of a Mortgage Loan or transfers of ownership of or placement of subordinate financing on a Mortgaged Property in accordance with Section 3.08;
 
(xi) commencing on behalf of the Master Servicer any litigation or proceeding relating to the foreclosure or other realization upon the collateral under any of the Mortgage Loans, and retaining legal counsel in connection therewith, all in accordance with Section 3.09.
 
(xii) selling or disposing of each Specially Serviced Mortgage Loan or REO Property in accordance with Section 3.10;
 
(xiii) managing and operating each REO Property in accordance with Section  3.11;
 
(xiv) administering any proposals for modifications, waivers, amendments or consents with respect to any term of a Mortgage Loan in accordance with Section 3.12.
 
Notwithstanding anything herein to the contrary, the Servicer shall not be required to undertake any lease approvals, loan modifications, workouts or restructuring, loan assumptions or substitutions, processing partial releases of collateral or subordinate financing requests, provided, however, that the Servicer shall be responsible for acting as the intermediary between the Borrower and the Master Servicer with respect to (x) processing Borrower requests for consents to actions and (y) the administration of the terms and provisions of the Mortgage Loan Documents, which includes, without limitation, collecting, organizing and forwarding to the Master Servicer any documents in the possession of the Servicer which relate to the Servicer’s obligation to act as such intermediary; and provided, further, that, subject to the above proviso, the Master Servicer shall be responsible for taking any actions regarding such Borrower requests and, therefore, shall be entitled to retain any modification fees, extension fees, assumption fees, and similar processing fees received from or on behalf of any Borrower unless and until the Master Servicer elects to engage the Servicer to perform such services pursuant to Sections 3.08 and 3.12.
 
Section 3.02 Escrow Accounts; Collection of Taxes, Assessments and Similar Items.
 
(a) With respect to the Mortgage Loans described in the Mortgage Loan Schedule, and subject to and as required by the terms of the related Mortgage Loan Documents, the Servicer shall establish and maintain one or more Eligible Accounts (each, an “Escrow Account”) into which any or all Escrow Payments shall be deposited within one Business Day after receipt and identification. Escrow Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner] and Various Borrowers” or in such other manner as the Master Servicer prescribes. The Servicer shall notify the Master Servicer in writing of the location and account number of each Escrow Account it establishes and shall notify the Master Servicer prior to any change thereof. Withdrawals of amounts from an Escrow Account may be made, subject to any express provisions to the contrary herein, applicable laws, and to the terms of the related Mortgage Loan Documents governing the use of the Escrow Payments, only: (i) to effect payment of taxes, assessments, insurance premiums, ground rents and other items required or permitted to be paid from escrow; (ii) to refund to the Borrowers any sums determined to be in excess of the amounts required to be deposited therein; (iii) to pay interest, if required under the Mortgage Loan Documents, to the Borrowers on balances in the Escrow Accounts; (iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited therein pursuant to Section 3.04; (v) to apply funds to the indebtedness of the Mortgage Loan in accordance with the terms thereof; (vi) to reimburse the Servicer for any Servicing Advance or other Servicing Expense (including interest thereon at the Advance Rate) for which Escrow Payments should have been made by the Borrowers, but only from amounts received on the Mortgage Loan which represent late collections of Escrow Payments thereunder; (vii) to withdraw any amount deposited in the Escrow Accounts which was not required to be deposited therein; or (viii) to clear and terminate the Escrow Accounts at the termination of this Agreement.
 

13

(b) The Servicer shall maintain accurate records with respect to each Mortgaged Property reflecting the status of taxes, assessments and other similar items that are or may become a lien thereon and the status of insurance premiums payable with respect thereto as well as the payment of ground rents with respect to each ground lease (to the extent such information is reasonably available). To the extent that the related Mortgage Loan Documents require Escrow Payments to be made by a Borrower, the Servicer shall use Reasonable Efforts to obtain, from time to time, all bills for the payment of such items, and shall effect payment prior to the applicable penalty or termination date, employing for such purpose Escrow Payments paid by the Borrower pursuant to the terms of the Mortgage Loan and deposited in the related Escrow Account by the Servicer. To the extent that the Mortgage Loan does not require a Borrower to make Escrow Payments, the Servicer shall use its Reasonable Efforts to require that any such payment be made by the Borrower prior to the applicable penalty or termination date. Subject to Section 3.05 with respect to the payment of insurance premiums, if a Borrower fails to make any such payment on a timely basis or collections from the Borrower are insufficient to pay any such item when due and the Servicer determines that an advance of such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding the timing for payment of taxes, assessments and other similar items and upon receipt of approval from the Master Servicer, make a Servicing Advance prior to the applicable penalty or termination date, as allowed under the terms of the related Mortgage Loan and, in any event, consistent with Accepted Servicing Practices. Notwithstanding anything to the contrary in the preceding sentence, with respect to Mortgage Loans that do not provide for escrows for the payment taxes and assessments, the Servicer shall, subject to prompt receipt of approval from the Master Servicer, make a Servicing Advance for the payment of such items upon the earlier of (i) five Business Days after the Servicer has received confirmation that such item has not been paid and (ii) the earlier of (A) 30 days after the date such payments first become due and (B) five Business Days before the scheduled date of foreclosure of any lien arising from nonpayment of such items. In no event shall the Servicer be required to make any such Servicing Advance that would not, if made, be a Recoverable Servicing Advance.
 
(c) In accordance with Accepted Servicing Practices and for all Mortgage Loans, the Servicer shall consult with the Master Servicer regarding any Servicing Advance and upon receipt of approval from the Master Servicer make a Servicing Advance with respect to each related Mortgaged Property (including any REO Property) of all such funds as are necessary for the purpose of effecting the payment of (without duplication) (i) ground rents (if applicable), (ii) premiums on insurance policies, (iii) operating, leasing, managing and liquidation expenses for REO Properties, (iv) environmental inspections, (v) real estate taxes, assessments and other similar items that are or may become a lien thereon and (vi) any other amount specifically required to be paid as a Servicing Advance hereunder, if and to the extent monies in the Servicing Accounts are insufficient to pay such item when due and the related Borrower has failed to pay such item on a timely basis, provided that the Servicer shall only be required to make any such Servicing Advance that would, if made, constitute a Recoverable Servicing Advance.
 

14

Section 3.03 Collection Accounts.
 
(a) With respect to the Mortgage Loans, the Servicer shall establish and maintain one or more Eligible Accounts (each, a “Collection Account”) for the benefit of the trust for the purposes set forth herein. Collection Accounts shall be denominated “Midland Loan Services, Inc. in Trust for [the applicable owner]” or in such other manner as the Master Servicer prescribes. The Servicer shall deposit into the Collection Accounts within one (1) Business Day after receipt all payments and collections received by it on or after the date hereof with respect to the Mortgage Loans, other than payments and collections with respect to any REO Property (which shall be deposited into the Collection Account from amounts withdrawn from the related REO Account pursuant to Section 3.11(a)), Escrow Payments or payments in the nature of Additional Servicing Compensation.
 
(b) The Servicer shall make withdrawals from the Collection Accounts only as follows (the order set forth below not constituting an order of priority for such withdrawals):
 
(i) to withdraw any amount deposited in the Collection Accounts which was not required to be deposited therein;
 
(ii) pursuant to Section 5.01, to pay to the Servicer the Servicing Fee, Special Servicing Fee, Workout Fee and Disposition Fee on each Remittance Date;
 
(iii) pursuant to Section 5.02, to pay or reimburse the Servicer for any Servicing Advances or other Servicing Expenses(including interest thereon at the Advance Rate);
 
(iv) to pay to the Servicer from time to time any interest or investment income earned on funds deposited in the Collection Accounts pursuant to Section 3.04;
 
(v) to remit to the Master Servicer on each Remittance Date, pursuant to wiring instructions from the Master Servicer, all amounts (which, for the avoidance of doubt shall include all prepayment penalties collected from the borrower) on deposit in the Collection Accounts (that represent good funds) as of the close of business on the Determination Date, net of any withdrawals from the Collection Account pursuant to this Section;
 
(vi) to clear and terminate the Collection Accounts upon the termination of this Agreement;
 

15

(vii) to pay the Excess Servicing Strip to itself or any holder therof; and
 
(viii) to reimburse itself out of general collections for any Servicing Advance made that has been deemed by the Servicer to be a Nonrecoverable Advance.
 
Section 3.04 Permitted Investments.
 
The Servicer may direct any depository institution or trust company in which the Accounts are maintained to invest the funds held therein in one or more Permitted Investments; provided, however, that such funds shall be either (i) immediately available or (ii) available in accordance with a schedule which will permit the Servicer to meet its payment obligations hereunder. The Servicer shall be entitled to all income and gain realized from the investment of funds deposited in the Accounts. The Servicer shall deposit from its own funds in the applicable Account the amount of any loss incurred in respect of any such investment of funds immediately upon the realization of such loss. Notwithstanding the foregoing, the Servicer shall not direct the investment of funds held in any Escrow Account and retain the income and gain realized therefrom if the related Mortgage Loan Documents or applicable law permit the Borrower to be entitled to the income and gain realized from the investment of funds deposited therein. In such event, the Servicer shall direct the depository institution or trust company in which such Escrow Accounts are maintained to invest the funds held therein (1) in accordance with the Borrower’s written investment instructions, if the Mortgage Loan Documents or applicable law require such funds to be invested in accordance with the Borrower’s direction; and (2) in accordance with the Master Servicer’s written investment instructions, if the Mortgage Loan Documents and applicable law do not permit the Borrower to direct the investment of such funds; provided, however, that in either event (i) such funds shall be either (y) immediately available or (z) available in accordance with a schedule which will permit the Servicer to meet the payment obligations for which the Escrow Account was established, and (ii) the Servicer shall have no liability for any loss in investments of such funds that are invested pursuant to such written instructions.
 
Section 3.05 Maintenance of Insurance Policies. 
 
(a) The Servicer shall use its Reasonable Efforts to cause the Borrower of each Mortgage Loan to maintain for each Mortgage Loan such insurance as is required to be maintained pursuant to the related Mortgage Loan Documents. If the Borrower fails to maintain such insurance, then the Servicer shall notify the Master Servicer of such breach and, to the extent available at commercially reasonable rates, cause to be maintained (i) fire and hazard insurance with extended coverage in an amount which is at least equal to the lesser of the current principal balance of such Mortgage Loan and the replacement cost of the improvements which are a part of the related Mortgaged Property and (ii) to the extent that the Mortgaged Property is located in a federally designated special flood hazard area, flood insurance in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (y) the unpaid principal balance of the related Mortgage Loan or (z) the maximum amount of such insurance as is available for the related Mortgaged Property under the National Flood Insurance Act. After notifying the Master Servicer pursuant to the second preceding sentence, the Servicer shall take such action as the Master Servicer reasonably requests with respect to the maintenance of any other forms of insurance which are required to be maintained pursuant to the related Mortgage Loan Documents, except to the extent that such insurance is not available at commercially reasonable rates or the Master Servicer, or after Securitization the Securitization trust, as mortgagee, does not have an insurable interest. The Servicer shall, to the extent available at commercially reasonable rates, maintain for each REO Property no less insurance coverage than was previously required with respect to the related Mortgaged Property or as may be required at any time by the Master Servicer in writing. All such policies, except for policies maintained for any REO Mortgaged Property, shall be endorsed with standard mortgagee clauses with loss payable to the Master Servicer, and shall be in an amount sufficient to avoid the application of any co-insurance clause. The costs of maintaining the insurance policies which the Servicer is required to maintain pursuant to this Section shall be paid by the Servicer as a Servicing Advance.
 

16

(b) The Servicer may fulfill its obligation to maintain insurance, as provided in Section 3.05(a), through a master force placed insurance policy, the cost of which shall be paid by the Servicer as a Servicing Advance, provided that such cost is limited to the incremental cost of such policy allocable to such Mortgaged Property or REO Property (i.e., other than any minimum or standby premium payable for such policy whether or not any Mortgaged Property is then covered thereby, which shall be paid by the Servicer). Such master force placed insurance policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy otherwise complying with the provisions of Section 3.05(a), and there shall have been one or more losses which would have been covered by such a policy had it been maintained, immediately deposit into the related Collection Account from its own funds the amount not otherwise payable under the master force placed insurance policy because of such deductible to the extent that such deductible exceeds the deductible limitation required under the related Mortgage Loan Documents, or, in the absence of such deductible limitation, the deductible limitation which is consistent with Accepted Servicing Practices.
 
(c) The Servicer shall maintain at its own expense a fidelity bond in form and amount that is consistent with Accepted Servicing Practices. In addition, the Servicer shall keep in force, at its own expense during the term of this Agreement, a policy or policies of insurance in form and amounts that are consistent with Accepted Servicing Practices, covering loss occasioned by the errors and omissions of the Servicer’s officers and employees in connection with its obligations hereunder.
 
Section 3.06 Delivery and Possession of Servicing Files.
 
On or before the related Servicing Transfer Date, the Master Servicer shall deliver or cause to be delivered to the Servicer (i) a Servicing File with respect to each Mortgage Loan; and (ii) the amounts, if any, received by the Master Servicer representing Escrow Payments previously made by the Borrowers. The Servicer shall promptly acknowledge receipt of the Servicing File and Escrow Payments for the Mortgage Loans and shall promptly deposit such Escrow Payments in the Escrow Accounts established pursuant to this Agreement. The contents of each Servicing File delivered to the Servicer are and shall be held in trust by the Servicer for the benefit of the Master Servicer as the owner thereof or, in the case of a Securitization, held in trust by the Servicer for the benefit of the Securitization trust; the Servicer’s possession of the contents of each Servicing File so delivered is for the sole purpose of servicing the related Mortgage Loan; and such possession by the Servicer shall be in a custodial capacity only. The Servicer shall release its custody of the contents of any Servicing File only in accordance with written instructions from the Master Servicer, and upon request of the Master Servicer, the Servicer shall deliver to the Master Servicer the Servicing File or a copy of any document contained therein; provided, however, that if the Servicer is unable to perform its Loan Servicing obligations with respect to the related Mortgage Loan after any such release or delivery of the Servicing File, then the Servicer’s responsibilities for Loan Servicing with respect to such Mortgage Loan may be terminated immediately by the Servicer upon written notice to the Master Servicer.
 
 

17

Section 3.07 Inspections.
 
The Servicer shall perform a physical inspection of each Mortgaged Property or REO Property at least annually for Mortgage Loans with outstanding principal balance of more than $1,000,000 and every other year for Mortgage Loans with an outstanding principal balance of less than or equal to $1,000,000 or if (a) the related Mortgage Loan becomes a Specially Serviced Mortgage Loan, (b) the Master Servicer requests such an inspection, or (c) the Servicer, with the approval of the Master Servicer, determines that it is prudent to conduct such an inspection. The Servicer shall prepare a written report of each such inspection and shall promptly deliver a copy of such report to the Master Servicer. The reasonable out-of-pocket expenses incurred by the Servicer in connection with any such inspections (including any out-of-pocket expenses related to travel and lodging and any charges incurred through the use of a qualified third party to perform such services) shall be paid as a Servicing Expense; provided, however, that with respect to the annual (or every other year) inspection of any Mortgaged Property or the initial inspection of any Mortgaged Property relating to any Specially Serviced Mortgage Loan, such expenses shall be borne by the Servicer.
 
Section 3.08 “Due-on-Sale” Clauses; Assumption Agreements.
 
When any Borrower proposes to convey or encumber all or any portion of its interests in a Mortgaged Property, or if such conveyance or encumbrance has actually occurred, to the extent that the Servicer has actual knowledge of such conveyance or encumbrance, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer reasonably directs, including (i) waiving or enforcing any due-on-sale clause or due-on-encumbrance clause contained in the related Mortgage Loan Documents, to the extent permitted under the terms of the related Mortgage Loan Documents and applicable law, (ii) taking or entering into an assumption or substitution agreement from or with the Person to whom such Mortgaged Property has been or shall be conveyed, and (iii) releasing the original Borrower from liability upon the related Mortgage Loan and substituting the new Borrower as the obligor thereon.
 
To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower to waive any such due-on-sale clause or due-on-encumbrance clause and/or to enter into any such assumption or substitution agreement, the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.
 
 

18

Section 3.09 Realization Upon Mortgaged Properties.
 
(a) Upon the failure of any Borrower to make any required payment of principal, interest or other amounts due under a Mortgage Loan, or otherwise to perform fully any material obligations under any of the related Mortgage Loan Documents, in either case within any applicable grace period, the Servicer shall, upon discovery of such failure, promptly notify the Master Servicer in writing. The Servicer shall issue notices of default, declare events of default, declare due the entire outstanding principal balance, and otherwise take all reasonable actions under the related Mortgage Loan in preparation for the Master Servicer to realize upon the underlying collateral. With respect to any Specially Serviced Mortgage Loan, the Servicer shall, as permitted under the provisions of the related Mortgage Loan Documents, and subject to the Master Servicer’s prior written consent, foreclose upon or otherwise comparably convert the ownership of the related Mortgaged Property. In connection with such foreclosure or other conversion, the Servicer shall, subject to the consent or direction of the Master Servicer, follow such practices and procedures as it shall deem necessary or advisable and as shall be consistent with Accepted Servicing Practices. All costs and expenses incurred by the Servicer in any such proceedings shall be paid by the Servicer as a Servicing Advance.
 
(b) If title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Master Servicer’s nominee, or after Securitization the nominee of the Securitization trustee, but in no event shall such deed or certificate be taken in the name of the Servicer. Notwithstanding any such acquisition of title and cancellation of the related Mortgage Loan, such Mortgage Loan shall be considered to be an REO Mortgage Loan held by the Master Servicer or after Securitization the Securitization trustee until such time as the related REO Property shall be sold, transferred or conveyed by the Master Servicer or such trustee. Consistent with the foregoing, for purposes of all calculations hereunder, so long as such REO Mortgage Loan shall be considered to be an outstanding Mortgage Loan, payments and collections with respect to the related REO Property received in any month (net of related expenses) shall be applied to amounts which would have been payable under the related Note in accordance with the terms of such Note.
 
(c) Except as otherwise provided in written instructions delivered to the Servicer by the Master Servicer, the Servicer shall not obtain title to any Mortgaged Property as a result or in lieu of foreclosure or otherwise, and shall not otherwise acquire possession of, or take other action with respect to, any Mortgaged Property, if, as a result of any such action, the Master Servicer, or after Securitization the Securitization trustee, would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of any Environmental Law, or a “discharger” or “responsible party” thereunder, unless the Servicer has also previously determined, based on a report prepared by a Person who regularly conducts environmental site assessments, that:
 

19

(i) such Mortgaged Property is in compliance with applicable Environmental Laws or, if not, that taking such actions as are necessary to bring such Mortgaged Property into compliance therewith is reasonably likely to produce a greater recovery on a present value basis than not taking such actions; and
 
(ii) there are no circumstances present on such Mortgaged Property relating to the use, management or disposal of any Hazardous Materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any applicable Environmental Law, or that, if any such Hazardous Materials are present for which such action could be required, taking such actions with respect to the affected Mortgaged Property is reasonably likely to produce a greater recovery on a present value basis than not taking such actions.
 
If the Servicer has so determined based on satisfaction of the criteria in clauses (i) and (ii) above that it would be in the best economic interest of the Master Servicer, or after Securitization the Securitization trustee, to take any such actions, the Servicer shall notify the Master Servicer of such proposed action. The Servicer shall take such action only if authorized by the Master Servicer in writing. The costs of any such compliance, containment, clean-up or remediation shall be paid by the Servicer as a Servicing Expense.
 
If the environmental assessment first obtained by the Servicer with respect to a Mortgaged Property indicates that such Mortgaged Property may not be in compliance with applicable Environmental Laws or that Hazardous Materials may be present but does not definitively establish such fact, the Servicer, subject to the Master Servicer’s prior written consent, shall cause such further environmental assessments to be conducted.
 
(d) The environmental site assessments contemplated by Section 3.09(c) shall be prepared by any Person who is recommended by the Servicer and approved in writing by the Master Servicer or such other Person as directed in writing by the Master Servicer. The cost of preparation of any environmental assessment shall be paid by the Servicer as a Servicing Expense.
 
(e) If the Servicer determines, pursuant to Section 3.09(c), that taking such actions as are necessary to bring any Mortgaged Property into compliance with applicable Environmental Laws, or taking such actions with respect to the containment, clean-up, removal or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, is not reasonably likely to produce a greater recovery on a present value basis than not taking such actions, then the Servicer shall take such action as directed in writing by the Master Servicer, including, without limitation, releasing the lien of the related Mortgage with respect to the affected Mortgaged Property.
 
Section 3.10 Sale of Specially Serviced Mortgage Loans and REO Properties.
 
(a) With respect to any Specially Serviced Mortgage Loan or REO Property, when and if directed in writing by the Master Servicer, the Servicer shall use its Reasonable Efforts to sell to any Person (other than an Affiliate of the Servicer) such Specially Serviced Mortgage Loan or REO Property on commercially reasonable terms which are consistent with Accepted Servicing Practices; provided, however, that any such sale must be approved in writing by the Master Servicer.
 

20

(b) Subject to Section 3.10(a), the Servicer shall act on behalf of the Master Servicer in negotiating and taking any such action necessary or appropriate in connection with the sale of any Specially Serviced Mortgage Loan or REO Property, including the collection of all amounts payable in connection therewith. Any sale of any Specially Serviced Mortgage Loan or REO Property shall be without recourse to, or representation or warranty by, the Master Servicer, the Servicer, or after Securitization the Securitization trust (except that any contract of sale and conveyance documents may contain customary warranties of title and condition). The Net Liquidation Proceeds (after deduction of the Disposition Fee) shall be promptly deposited by the Servicer in the related Collection Account.
 
Section 3.11 Management of REO Property.
 
(a) Upon the acquisition by the Master Servicer of any REO Property, the Servicer shall have full power and authority, subject to the specific requirements and prohibitions of this Agreement, to do or authorize to be done any and all things in connection therewith as are consistent with Accepted Servicing Practices, all on terms and for such period as the Servicer deems to be in the best economic interest of the Master Servicer. The Servicer shall segregate and hold all revenues received by it with respect to any REO Property separate and apart from its own funds and general assets and shall establish and maintain with respect to any REO Property one or more Eligible Accounts (each, an “REO Account”) for the purposes set forth herein. REO Accounts shall be Eligible Accounts and shall be denominated “Midland Loan Services, Inc. in Trust for IMPAC Commercial Capital Corporation” or in such other manner as the Master Servicer prescribes. The Servicer shall be entitled to any interest or investment income earned on funds deposited in an REO Account pursuant to Section 3.04. In connection therewith, the Servicer shall deposit or cause to be deposited in the REO Account within one (1) Business Day after receipt all revenues received by it with respect to any REO Property (except for any Net Liquidation Proceeds), and shall withdraw therefrom funds necessary for the proper maintenance, leasing, operation, management and sale of any REO Property, including:
 
(i) all insurance premiums due and payable in respect of such REO Property;
 
(ii) all taxes and assessments in respect of such REO Property that could result or have resulted in the imposition of a lien thereon;
 
(iii) all ground rental payments, if applicable, with respect to such REO Property; and
 
(iv) all costs and expenses necessary to maintain, lease, operate, manage and sell such REO Property, including the management fee payable to the property manager engaged by Servicer pursuant to Section 3.11(b).
 
To the extent that amounts on deposit in any REO Account are insufficient for the purposes set forth above, and the Servicer determines that advancing such funds would constitute a Recoverable Servicing Advance, the Servicer shall consult with the Master Servicer regarding such Servicing Advance and upon receipt of approval from the Master Servicer, make a Servicing Advance. The Servicer shall withdraw from each REO Account and deposit into the related Collection Account on a monthly basis on or prior to the related Remittance Date the income, net of expenses, received or collected from each REO Property; provided, however, that the Servicer may retain in each REO Account funds sufficient for the payment of the items set forth in clauses (i) through (iv) above, including, without limitation, the creation of reasonable reserves for repairs, replacements, and necessary capital improvements and other related expenses.
 

21

(b) The Servicer may contract with any Person as a property manager for the operation and management of any REO Property; provided, however, that:
 
(i) the terms and conditions of any such contract shall not be inconsistent herewith and the Master Servicer has provided its written consent (which shall not be unreasonably withheld) with respect to such property manager;
 
(ii) none of the provisions of this Section relating to any such contract or to actions taken through any such Person shall be deemed to relieve the Servicer of any of its duties and obligations to the Master Servicer with respect to the operation and management of such REO Property; and
 
(iii) the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.
 
Section 3.12 Modifications, Waivers, Amendments and Consents.
 
(a) When any Borrower proposes any modification, waiver or amendment of any term of any Mortgage Loan or requests any consents related thereto, the Servicer shall immediately give notice thereof to the Master Servicer and take such related actions as the Master Servicer directs, except with respect to any Borrower proposal or request which involves any required payment from the Borrower in the nature of Additional Servicing Compensation to which the Servicer is properly entitled. All modifications, waivers or amendments of any Mortgage Loan or consents related thereto shall be in writing.
 
(b) To the extent the Servicer is engaged by the Master Servicer to perform analysis, processing and administrative functions in connection with any request by a Borrower for any consent, modification, waiver or amendment the Servicer may, as a condition to granting any such request require (to the extent permitted by applicable law) that such Borrower pay to it, as Additional Servicing Compensation, a reasonable and customary fee consistent with Accepted Servicing Practices in connection with such request, together with any related costs and expenses incurred by the Servicer; provided, however, that in the event that the Borrower fails or is unable to pay any such costs and expenses, or the Master Servicer directs the Servicer to waive any requirement that the Borrower pay any such costs or expenses, the same shall be paid by the Servicer as a Servicing Advance.
 

22

ARTICLE IV
 
STATEMENTS AND REPORTS
 
Section 4.01 Reporting by the Servicer.
 
(a) On the first Business Day after Determination Date, the Servicer shall render to the Master Servicer a remittance report, which would include any activity with respect to the Mortgage Loans for the period covering the 16th of the prior month to the 15th of the current month (or, in the case of the first Remittance Date, the Servicing Transfer Date), in a format and containing such information as the Master Servicer shall reasonably require. Such report shall be made available in both written and electronic format.
 
(b) Each year beginning in the calendar year which immediately succeeds the year hereof, the Servicer shall prepare and file the reports of foreclosures and abandonments of any Mortgaged Property and the annual information returns with respect to each Borrower’s debt service payments under the Mortgage Loans as required by Sections 6050J and 6050H, respectively, of the Internal Revenue Code and the rules and regulations promulgated thereunder, as amended.
 
(c) Not later than twenty days after each Remittance Date, the Servicer shall forward to the Master Servicer a statement, setting forth the status of the Accounts as of the close of business on such Remittance Date showing, for the period from the preceding Remittance Date (or, in the case of the first Remittance Date, the Servicing Transfer Date) to such Remittance Date, the aggregate of deposits into and withdrawals from the Accounts.
 
(d) The Servicer will provide the Master Servicer with immediate on- line Internet website access to Portfolio Investor Insight® with respect to the Mortgage Loans, subject to such reasonable policies, procedures and limitations as the parties may agree upon from time to time.
 
(e) The Servicer shall use its Reasonable Efforts to promptly collect from each Borrower (and forward on to the Master Servicer) the property operating statements, rent rolls, financial statements and other financial reports which are required to be delivered by the Borrower pursuant to the related Mortgage Loan Documents. The Servicer shall promptly (i) review and analyze such items as may be collected; (ii) prepare written reports based on such analysis; and (iii) deliver copies of such written reports to the Master Servicer.
 
(f) The Servicer shall provide the Master Servicer with any summary reports prepared by any Rating Agency with respect to the Servicer’s ranking by such Rating Agency.
 
(g) Unless otherwise specifically stated herein, if the Servicer is required to deliver any statement, report or information under any provisions of this Agreement, the Servicer may satisfy such obligation by (x) physically delivering a paper copy of such statement, report or information, (y) delivering such statement, report or information in a commonly used electronic format, or (z) making such statement, report or information available on the Servicer's Internet website, unless this Agreement expressly specifies a particular method of delivery.
 
Section 4.02 Annual Statements of Compliance.
 

23

(a) The Servicer will deliver to the Depositor and the Trustee, with a copy to the Certificate Insurer, not later than March 15th of each calendar year, beginning in 2008, an Officer’s Certificate (an “Annual Statement of Compliance”) stating that, as to each signatory thereof, (i) a review of the activities of the Servicer during the preceding calendar year and of its performance under this Agreement or other applicable agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, the Servicer has fulfilled all of its material obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use.
 
Failure of the Servicer to timely comply with this Section 4.02 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.
 
(b) The Servicer shall deliver to the Depositor and the Trustee, with a copy to the Certificate Insurer, promptly after having obtained knowledge thereof, but in no event later than five Business Days thereafter, written notice by means of an Officer’s Certificate of any event which with the giving of notice or the lapse of time or both, would become an Event of Default.
 
Section 4.03 Assessments of Compliance and Attestation Reports.
 
On and after the Servicing Transfer Date, the Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1123 of Regulation AB, the Servicer shall deliver to the Trustee, the Depositor, the Certificate Insurer and each Rating Agency on or before March 15th of each calendar year beginning in 2008, a report regarding the Servicer’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance must be reasonably satisfactory to the Trustee, and as set forth in Regulation AB, the Assessment of Compliance must contain the following:
 
(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Servicer;
 
(b) A statement by such officer that such officer used the Servicing Criteria attached as Exhibit B hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Servicer;
 
(c) An assessment by such officer of the Servicer’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans;
 

24

(d) A statement that a registered public accounting firm has issued an attestation report on the Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit B hereto which are indicated as applicable to the Servicer.
 
On or before March 15 of each calendar year beginning in 2008, the Servicer shall furnish to the Trustee, the Depositor, the Certificate Insurer and each Rating Agency a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
Failure of the Servicer to timely comply with this Section 4.03 shall be deemed an Event of Default, and the Master Servicer may, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Servicer except for compensation due under Section 8.01(b) and the right to the Excess Servicing Strip.
 
Section 4.04 Exchange Act Reporting.
 
The Servicer shall fully cooperate with the Master Servicer in connection with the Trust’s satisfying the reporting requirements under the Exchange Act.
 
Within 12 calendar days after each Distribution Date, the Trustee shall, in accordance with industry standards, file with the Commission via the Electronic Data Gathering and Retrieval System ("EDGAR"), a Distribution Report on Form 10-D, signed by the Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date. Any disclosure in addition to the monthly statement required to be included on the Form 10-D (“Additional Form 10-D Disclosure”) shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.
 
For so long as the Trust is subject to the Exchange Act reporting requirements, within 3 calendar days after the related Distribution Date, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-D Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, clearly identifying which item of Form 10-D the information relates to, any Additional Form 10-D Disclosure, if applicable.
 

25

Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a "Reportable Event"), the Depositor shall prepare and file any Form 8-K, as required by the Exchange Act, in addition to the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K ("Form 8-K Disclosure Information") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information.
 
For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the end of business on the second Business Day after the occurrence of a Reportable Event, the entity that is indicated in Exhibit C as the responsible party for providing Form 8-K Disclosure Information shall be required to provide to the Depositor, to the extent known by a responsible officer thereof, the form and substance of any Form 8-K Disclosure Information, if applicable.
 
Any disclosure or information that is required to be included on Form 10-K ("Additional Form 10-K Disclosure") shall be determined and prepared by the entity that is indicated in Exhibit C as the responsible party for providing that information, if other than the Trustee.
 
On or prior to (x) March 15, 2008 and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 31 of each year thereafter, each entity that is indicated in Exhibit C as the responsible party for providing Additional Form 10-K Disclosure shall be required to provide to the Trustee and the Depositor, to the extent known by a responsible party thereof, the form and substance of any Additional Form 10-K Disclosure Information, if applicable.
 
ARTICLE V
 
SERVICER’S COMPENSATION AND EXPENSES
 
Section 5.01 Servicing Compensation.
 
As consideration for servicing the Mortgage Loans subject to this Agreement, the Servicer shall be entitled to a Servicing Fee for each Mortgage Loan remaining subject to this Agreement during any calendar month or part thereof. Such Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account.
 

26

As further compensation for its activities hereunder, the Servicer shall be entitled to retain any payments or collections received by it which are in the nature of Additional Servicing Compensation.
 
As compensation for its special servicing activities hereunder, the Servicer shall be entitled to the Special Servicing Fee for each Specially Serviced Mortgage Loan or REO Property remaining subject to this Agreement during any calendar month or part thereof. Such Special Servicing Fee shall be payable monthly on the Remittance Date and shall be computed on the basis of the same outstanding principal balance and for the period with respect to which any related interest payment on the related Mortgage Loan is computed. The Servicer may pay itself the Special Servicing Fee on each Remittance Date from amounts on deposit in the related Collection Account. The Servicer shall not be entitled to the Servicing Fee for any Mortgage Loan in the event the Servicer is entitled to receive the Special Servicing Fee for such Mortgage Loan.
 
In addition to the other servicing compensation provided for in this Agreement, and not in lieu thereof, the Servicer shall be entitled to (i) the Disposition Fee, which shall be payable out of Net Liquidation Proceeds prior to the deposit of Net Liquidation Proceeds into the Collection Account; and (ii) the Workout Fee which shall be payable on each Remittance Date.
 
To the extent that amounts on deposit in the Collection Account are insufficient for the payment of the Servicing Fee, Special Servicing Fee or Workout Fee, the Master Servicer shall pay any such shortfall to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.
 
The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof except as specifically provided for herein.
 
Notwithstanding anything herein to the contrary, Midland Loan Services, Inc. (and its successors and assigns) shall also be entitled to the Excess Servicing Strip with respect to the Mortgage Loans that it is servicing and may at its option assign or pledge to any third party or retain for itself the Excess Servicing Strip. To the extent the Servicer has not retained the Excess Servicing Strip pursuant to Section 3.03 hereof, the Master Servicer (or its successor hereunder, if any) shall pay the Excess Servicing Strip to the holder of the Excess Servicing Strip (i.e., Midland Loan Services, Inc. or any such third party) at such time and to the extent the Master Servicer is entitled to receive payment of its Master Servicing Fees hereunder, notwithstanding any resignation or termination of the Master Servicer hereunder. In the event that Midland Loan Services, Inc. is terminated or resigns as servicer, it (and its successors and assigns) will be entitled to retain the Excess Servicing Strip.
 
Section 5.02 Servicing Advances.
 
(a) Notwithstanding any other provision hereof, the Servicer shall obtain the written approval of the Master Servicer prior to incurring any Servicing Advance that is over $5,000.00 per item, except for any Servicing Expense which is (i) incurred by the Servicer pursuant to Sections 3.02(b) or 3.05 or (ii) made for any purposes other than those described in item (i) above, and is not over $15,000.00 and is made in an emergency situation to preserve and protect the Mortgaged Property or the safety of the public in connection with such Mortgaged Property. The Servicer may cause any Servicing Expenses to be paid directly from the related Collection Account. The Servicer not be required to make any Servicing Advance that is not a Recoverable Servicing Advance.
 

27

(b) The Servicer shall make its reasonable efforts to collect or cause to be collected all payments required under the terms and provisions of the Mortgage Loans and shall follow collection procedures comparable to the collection procedures of prudent institutional mortgage loan servicer servicing mortgage loans for their own account to the extent such procedures shall be consistent with this Agreement. Consistent with the foregoing, the Servicer may in its discretion (i) waive or permit to be waived any late payment charge, assumption fee, or any penalty interest in connection with the prepayment of a Mortgage Loan and (ii) suspend or reduce or permit to be suspended or reduced regular monthly payments for a period of up to six months, or arrange or permit an arrangement with a Mortgagor for a scheduled liquidation of delinquencies. The Servicer shall have no obligation to make any Advances other than Servicing Advances.
 
(c) The Master Servicer and the Servicer shall in all cases have a right prior to the Certificateholders to any particular funds on deposit in the Custodial Account from time to time for the reimbursement or payment of its Servicing Fee, Excess Servicing Strip, Servicing Advances, Servicing Expenses and any other amounts reimbursable thereto in accordance with Section 3.11 of the PSA, but only if and to the extent such amounts are to be reimbursed or paid from such particular funds on deposit in the Custodial Account pursuant to the express terms of the PSA.
 
ARTICLE VI
 
THE SERVICER AND THE MASTER SERVICER
 
Section 6.01 Servicer Not to Assign; Merger or Consolidation of the Servicer.
 
(a) Except as otherwise provided for in this Section or in Section 2.02, the Servicer may not assign this Agreement or any of its rights, powers, duties or obligations hereunder without the written consent of the Master Servicer; provided, however, that the Servicer may, after 60 days written notice to Master Servicer, assign this Agreement to a Qualified Affiliate without the written consent of the Master Servicer.
 
(b) The Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from any merger or consolidation to which it shall be a party, or any Person succeeding to its business shall be the successor of the Servicer hereunder, and shall be deemed to have assumed all of the liabilities of the Servicer hereunder. The Servicer shall provide written notice to the Master Servicer of any such merger, consolidation, or transfer.
 
Section 6.02 Liability and Indemnification of the Servicer and the Master Servicer.
 

28

Neither the Servicer nor its Affiliates nor any of the directors, officers, employees or agents thereof shall be under any liability to the Master Servicer or any third party for taking or refraining from taking any action, in good faith pursuant to or in connection with this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer or any such Person against any liability which would otherwise be imposed on the Servicer or any such Person by reason of the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder. The Servicer and any director, officer, employee or agent thereof may rely in good faith on any document of any kind which, prima facie, is properly executed and submitted by any appropriate Person respecting any matters arising hereunder. The Servicer and any director, officer, employee agent, or Affiliate thereof shall be indemnified and held harmless by the Master Servicer against any claim, loss, liability or expense incurred, including reasonable attorneys’ fees, in connection with any claim, legal action, investigation or proceeding relating to this Agreement, the Servicer’s performance hereunder, or any specific action which the Master Servicer authorized or requested the Servicer to perform pursuant to this Agreement, as such are incurred, except for any claim, loss, liability or expense incurred by reason of the Servicer’s willful misfeasance, bad faith, negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) or breach of the Servicer’s representations and warranties set forth in Section 7.01. Notwithstanding the exception set forth in the preceding sentence, in the event that the Servicer sustains any claim, loss, liability or expense by reason of such exception and which results from any overcharges to Borrowers under the Mortgage Loans, to the extent that such overcharges were collected by the Servicer and remitted to the Master Servicer, the Master Servicer shall promptly remit such overcharge to the related Borrower after the Master Servicer’s receipt of written notice from the Servicer regarding such overcharge.
 
The Master Servicer and any director, officer, employee or agent thereof shall be indemnified and held harmless by the Servicer against any claim loss, liability or expense incurred, including reasonable attorneys’ fees, by reason of (i) the Servicer’s willful misfeasance, bad faith or negligence (except to the extent such liability is related to the Servicer’s performance of Special Services, in which event a gross negligence standard shall apply) in the performance of its duties hereunder or the failure of the Servicer to perform its duties hereunder in accordance with this Agreement or (ii) a breach of the Servicer’s representations and warranties set forth in Section 7.01.
 
The provisions of this Section shall survive any termination of the rights and obligations of the Servicer hereunder.
 
ARTICLE VII
 
REPRESENTATIONS AND WARRANTIES; DEFAULT
 
Section 7.01 Representations and Warranties.
 
(a) The Servicer hereby makes the following representations and warranties to the Master Servicer:
 

29

(i) Due Organization, Qualification and Authority. The Servicer is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware, and is duly qualified to transact business as a foreign corporation, in good standing and licensed in each state to the extent necessary to ensure the enforceability of each Mortgage Loan and to perform its duties and obligations under this Agreement in accordance with the terms of this Agreement; the Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; this Agreement constitutes the valid, legal, binding obligation of the Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law);
 
(ii) No Conflicts. Neither the execution and delivery of this Agreement, nor the fulfillment of or compliance with the terms and conditions of this Agreement by the Servicer, will (i) conflict with or result in a breach of any of the terms, conditions or provisions of the Servicer’s certificate of incorporation, as amended, or bylaws, as amended, or any agreement or instrument to which the Servicer is now a party or by which it (or any of its properties) is bound, or constitute a default or result in an acceleration under any of the foregoing; (ii) conflict with or result in a breach of any legal restriction if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; (iii) result in the violation of any law, rule, regulation, order, judgment or decree to which the Servicer or its property is subject if compliance therewith is necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof; or (iv) result in the creation or imposition of any lien, charge or encumbrance that would have a material adverse effect upon any of its properties pursuant to the terms of any mortgage, contract, deed of trust or other instrument, or materially impair the ability of the Master Servicer to realize on the Mortgage Loans;
 
(iii) No Litigation Pending. There is no action, suit, or proceeding pending or to Servicer’s knowledge threatened against the Servicer which, either in any one instance or in the aggregate, would draw into question the validity of this Agreement or the Mortgage Loans, or would be likely to impair materially the ability of the Servicer to perform its duties and obligations under the terms of this Agreement;
 
(iv) No Consent Required. No consent, approval, authorization or order of, or registration or filing with, or notice to, any court or governmental agency or body having jurisdiction or regulatory authority over the Servicer is required for (i) the Servicer’s execution and delivery of, this Agreement, or (ii) the consummation of the transactions contemplated by this Agreement, or, to the extent required, such consent, approval, authorization, order, registration, filing or notice has been obtained, made or given (as applicable), except that the Servicer may not be duly qualified to transact business as a foreign corporation or licensed in one or more states if such qualification or licensing is not necessary (a) to ensure the enforceability of any Mortgage Loan, or (b) for the Servicer to perform its obligations under this Agreement in accordance with the terms hereof.
 

30

(b) The Master Servicer hereby makes the following representations and warranties to the Servicer:
 
Due Authority. The Master Servicer has the full power, authority and legal right to execute and deliver this Agreement and to perform in accordance herewith; the Master Servicer has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement; the Master Servicer, prior to Securitization, is the Master Servicer and the holder of the Mortgage Loans; the Master Servicer, and after Securitization, the Master Servicer, has the right to authorize the Servicer to perform the actions contemplated herein; this Agreement constitutes the valid, legal, binding obligation of the Master Servicer, except as enforceability may be limited by bankruptcy, insolvency, reorganization, receivership, moratorium or other laws relating to or affecting the rights of creditors generally and by general principles of equity (regardless of whether such enforcement is considered in a proceeding in equity or at law).
 
Section 7.02 Events of Default.
 
“Event of Default”, wherever used herein, means any one of the following events:
 
(a) any failure by the Servicer to remit to the Master Servicer any payment required to be so remitted by the Servicer under the terms of this Agreement when and as due which continues unremedied by the Servicer for a period of one (1) Business Day after the date on which such remittance was due; or
 
(b) any failure on the part of the Servicer duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Servicer contained in this Agreement, or any representation or warranty set forth by the Servicer in Section 7.01 shall be untrue or incorrect in any material respect, and, in either case, such failure or breach materially and adversely affects the value of any Mortgage Loan or Mortgaged Property or the priority of the lien on any Mortgaged Property or the interest of the Master Servicer therein, which in either case continues unremedied for a period of thirty (30) days after the date on which written notice of such failure or breach, requiring the same to be remedied, shall have been given to the Servicer by the Master Servicer (or such extended period of time reasonably approved by the Master Servicer provided that the Servicer is diligently proceeding in good faith to cure such failure or breach); or
 
(c) a decree or order of a court or agency or supervisory authority having jurisdiction in respect of the Servicer for the commencement of an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law, for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs shall have been entered against the Servicer, and such decree or order shall remain in force undischarged or unstayed for a period of 60 days; or
 
(d) the Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or
 

31

(e) the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable federal or state bankruptcy, insolvency or similar law, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; or
 
(f) failure by the Servicer to duly perform, within the required time period, its obligations under Sections 4.02 or 4.03 of this Servicing Agreement;
 
then, and in each and every case, so long as an Event of Default shall not have been remedied, the Master Servicer may, by notice in writing to the Servicer, in addition to whatever rights the Master Servicer may have at law or in equity, including injunctive relief and specific performance, terminate all of the rights and obligations of the Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, without the Master Servicer incurring any penalty or fee of any kind whatsoever in connection therewith; provided, however, that such termination shall be without prejudice to any rights of the Servicer relating to the payment of its Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, the Excess Servicing Strip and the reimbursement of any Servicing Advances and Servicing Expenses which have been made by it under the terms of this Agreement through and including the date of such termination (together with interest thereon at the Advance Rate). Except as otherwise expressly provided in this Agreement, no remedy provided for by this Agreement shall be exclusive of any other remedy, and each and every remedy shall be cumulative and in addition to any other remedy, and no delay or omission to exercise any right or remedy shall impair any such right or remedy or shall be deemed to be a waiver of any Event of Default. On or after the receipt by the Servicer of such written notice of termination from the Master Servicer, all authority and power of the Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer, and the Servicer agrees to cooperate with the Master Servicer in effecting the termination of the Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer of the Servicing Files and the funds held in the Accounts as set forth in Section 8.01.
 
The Master Servicer may waive any default by the Servicer in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.
 

32

ARTICLE VIII
 
TERMINATION; TRANSFER OF MORTGAGE LOANS
 
Section 8.01 Termination of Agreement.
 
(a) This Agreement may be terminated by the Servicer with respect to any Mortgage Loans, without cause, upon ninety (90) days written notice to the Master Servicer.
 
(b) Termination pursuant to this Section or as otherwise provided herein shall be without prejudice to any rights of the Master Servicer or the Servicer which may have accrued through the date of termination hereunder. Upon such termination, the Servicer shall (i) remit all funds in the related Accounts to the Master Servicer or such other Person designated by the Master Servicer, net of accrued Servicing Fees, Special Servicing Fees, Disposition Fees, Workout Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip through the termination date to which the Servicer would be entitled to payment or reimbursement hereunder; (ii) deliver all related Servicing Files to the Master Servicer or to Persons designated by the Master Servicer; and (iii) fully cooperate with the Master Servicer and any new servicer to effectuate an orderly transition of Loan Servicing of the related Mortgage Loans. Upon such termination, any Servicing Fees, Additional Servicing Compensation, Servicing Advances (with interest theron at the Advance Rate), Servicing Expenses (with interest theron at the Advance Rate) and the Excess Servicing Strip which remain unpaid or unreimbursed after the Servicer has netted out such amounts pursuant to the preceding sentence shall be remitted by the Master Servicer to the Servicer within ten (10) Business Days after the Master Servicer’s receipt of an itemized invoice therefor.
 
(c) Notwithstanding anything herein to the contrary, the Servicer’s rights and obligations under this Agreement shall expressly survive a termination of the Master Servicer’s servicing rights pursuant to the PSA (except a termination of the Master Servicer caused by an Event of Default of the Servicer). In the event of such a termination, any successor Master Servicer or the Trustee (if it assumes the servicing obligations of the Master Servicer) shall be deemed to automatically have assumed and agreed to this Agreement without further action upon becoming the successor Master Servicer.
 
ARTICLE IX
 
MISCELLANEOUS PROVISIONS
 
Section 9.01 Amendment; Waiver.
 
This Agreement contains the entire agreement between the parties relating to the subject matter hereof, and no term or provision hereof may be amended or waived unless such amendment or waiver is in writing and signed by the party against whom such amendment or waiver is sought to be enforced. The Servicer shall not consent to any such amendment to the Agreement unless the Servicer receives an Officer’s Certificate from the Master Servicer stating that the Master Servicer, after consultation with its accountants, does not believe that the amendment will result in the Securitization trust failing to qualify as a “qualifying special-purpose entity” as defined in Statement of Financial Accounting Standards Number 140.
 
 

33

Section 9.02 Governing Law.
 
This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving effect to principles of conflicts of laws.
 
Section 9.03 Notices.
 
All demands, notices and communications hereunder shall be in writing and addressed in each case as follows:
 
 
(i)
if to the Master Servicer, at:
 
IMPAC Funding Corporation
19500 Jamboree Road 
Irvine, California 92612
Attention: Mr. Ron Morrison
Telecopy No.: (714) 475-3969
 
 
(ii)
if to the Servicer, by U.S. Mail at:
 
Midland Loan Services, Inc.
P.O. Box 25965
Shawnee Mission, KS 66225-5965
Attention: President
Facsimile No.: (913) 253-9001
 
or by delivery to:
 
Midland Loan Services, Inc.
10851 Mastin, Suite 300
Overland Park, KS 66210
Attention: President
 
with a copy to:
 
Dechert LLP
30 Rockefeller Plaza
New York, NY 10112
Attn: Stephanie M. Tita
Facsimile No.: (212) 698-3594
 
Any of the above-referenced Persons may change its address for notices hereunder by giving notice of such change to the other Persons. All notices and demands shall be deemed to have been given at the time of the delivery at the address of such Person for notices hereunder if personally delivered, mailed by certified or registered mail, postage prepaid, return receipt requested, or sent by overnight courier or telecopy; provided, however, that any notice delivered after normal business hours of the recipient or on a day which is not a Business Day shall be deemed to have been given on the next succeeding Business Day.
 

34

To the extent that any demand, notice or communication hereunder is given to the Servicer by a Responsible Officer of the Master Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Master Servicer with respect to such communication, and the Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication. To the extent that any demand, notice or communication hereunder is given to the Master Servicer by a Responsible Officer of the Servicer, such Responsible Officer shall be deemed to have the requisite power and authority to bind the Servicer with respect to such communication, and the Master Servicer may conclusively rely upon and shall be protected in acting or refraining from acting upon any such communication.
 
Section 9.04 Severability of Provisions.
 
If one or more of the provisions of this Agreement shall be for any reason whatever held invalid or unenforceable, such provisions shall be deemed severable from the remaining covenants, agreements and provisions of this Agreement and such invalidity or unenforceability shall in no way affect the validity or enforceability of such remaining provisions or the rights of any parties thereunder. To the extent permitted by law, the parties hereto hereby waive any provision of law that renders any provision of this Agreement invalid or unenforceable in any respect.
 
Section 9.05 Inspection and Audit Rights.
 
The Servicer agrees that, on reasonable prior notice, it will permit any agent or representative of the Master Servicer, during the Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by accountants selected by the Master Servicer, and to discuss matters relating to the Mortgage Loans with the Servicer’s officers, employees and accountants (and by this provision the Servicer hereby authorizes such accountants to discuss with such agents or representatives such matters), all at such reasonable times and as often as may be reasonably requested. Any expense incident to the exercise by the Master Servicer of any right under this Section shall be borne by the Master Servicer.
 
Section 9.06 Binding Effect; No Partnership; Counterparts.
 
The provisions of this Agreement shall be binding upon and inure to the benefit of the respective successors and permitted assigns of the parties hereto. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto and the services of the Servicer shall be rendered as an independent contractor for the Master Servicer. For the purpose of facilitating the execution of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
 

35

Section 9.07 Protection of Confidential Information; No Solicitation.
 
The Servicer shall keep confidential and shall not divulge to any party, without the Master Servicer’s prior written consent, any information pertaining to the Mortgage Loans, the Mortgaged Properties, or the Borrowers except to the extent that (a) it is appropriate for the Servicer to do so (i) in working with legal counsel, auditors, other advisors, taxing authorities or other governmental agencies, (ii) in accordance with Accepted Servicing Practices or (iii) when required by any law, regulation, ordinance, court order or subpoena or (b) the Servicer is disseminating general statistical information relating to the mortgage loans being serviced by the Servicer (including the Mortgage Loans) so long as the Servicer does not identify the Master Servicer or the Borrowers.
 
In addition to the foregoing, neither the Servicer nor any of its Affiliates shall (i) provide any employee of the Servicer or its Affiliates that is directly involved in the solicitation of borrowers in connection with the origination of mortgage loans by the Servicer and its Affiliates access to any reports, documents or information in respect of any Borrower, Mortgaged Property or Mortgage Loan which the Servicer has received pursuant to its Loan Servicing obligations hereunder, or (ii) use any such reports, documents or information in connection with such solicitation of borrowers. Failure of the Servicer to comply with its obligations under this Section shall result in an Event of Default hereunder.
 
Section 9.08 General Interpretive Principles.
 
For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:
 
(a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender;
 
(b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles;
 
(c) references herein to an “Article,” “Section,” or other subdivision without reference to a document are to the designated Article, Section or other applicable subdivision of this Agreement;
 
(d) reference to a Section, subsection, paragraph or other subdivision without further reference to a specific Section is a reference to such Section, subsection, paragraph or other subdivision, as the case may be, as contained in the same Section in which the reference appears;
 
(e) the words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provision;
 

36

(f) the term “include” or “including” shall mean without limitation by reason of enumeration; and
 
(g) the Article, Section and subsection headings herein are for convenience of reference only, and shall not limit or otherwise affect the meaning of the provisions contained therein.
 
Section 9.09 Further Agreements.
 
The Servicer and the Master Servicer each agree to execute and deliver to the other such additional documents, instruments or agreements as may be reasonably requested by the other and as may be necessary or appropriate to effectuate the purposes of this Agreement.
 
[Signature Page Follows]

37

IN WITNESS WHEREOF, the Master Servicer and the Servicer have caused this Agreement to be duly executed by their respective officers thereunto duly authorized as of the date first above written.
 
IMPAC FUNDING CORPORATION
 
By:                            
Name:                            
Title:                            
 
(“Master Servicer”)
 
MIDLAND LOAN SERVICES, INC.
 
By:                            
Name:                            
Title:                             
 
(“Servicer”)


38

EXHIBIT A

Servicing File Listing
 
1)
Copy of executed Note (including addendums, amendments, modifications, etc., as they may apply), Loan Agreement and Guaranty Agreement (if applicable).
 
2)
Copy of executed and filed Deed of Trust/Mortgage (including addendums, amendments, modifications, etc., as they may apply).
 
3)
Copy of Assignment of Leases and Rents and Security Agreement, if separate from the Deed of Trust/Mortgage.
 
4)
Copy of any other legal document(s) referenced in the Note, Deed of Trust/Mortgage, Security Agreement, Loan Agreement or Guaranty Agreement.
 
5)
Copies of all filed UCC Financing Statements and Lien Searches.
 
6)
Loan Closing Statement.
 
7)
Borrower (and Guarantor, if applicable) financial and operating statements, tax returns, tax identification number(s), mailing address(es), phone number(s), and fax number(s). Also include property operating and financial statements if prepared separately.
 
8)
Special Reserve Agreement(s), if applicable.
 
9)
Property Information - paid tax receipts, insurance policy(ies), appraisal(s), flood certificate(s), and environmental reports.
 
10)
Underwriting File.
 
11)
Checks/Wires for prepaid interest, tax and insurance impounds, and special reserves.
 
12)
Lockbox agreement(s), if applicable.
 
13)
If special arrangements have been made with the borrower and/or guarantor that are not noted in the legal documents, a memorandum detailing the situation.
 

A-1

EXHIBIT B

SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE
(RMBS unless otherwise noted)


Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation

Reg AB Reference
Servicing Criteria
Servicer
Master Servicer
Trustee
 
General Servicing Considerations
      
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
X
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
To the extent applicable
X
  
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
     
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
X
  

B-1


 
Cash Collection and Administration
      
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
X
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
X
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
 
X
  
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
X
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
X

B-2


1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
If applicable
    
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
X
 
Investor Remittances and Reporting
      

B-3


1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
 
X
X
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
X
X
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
 
X
X
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
X
X
 
Pool Asset Administration
      
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
 
X
X
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
 
X
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X

B-4


1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
    
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
    
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
X
  
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
X
  

B-5


1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
    
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
X
  
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
    

B-6


1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
    
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements.
X
    
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
X
  
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
X
X


B-7
 

EXHIBIT C

FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the Trustee pursuant to Section 3.25 of the PSA. If the Trustee is indicated below as to any item, then the Trustee is primarily responsible for obtaining that information.

Under Item 1 of Form 10-D: a) items marked "4.02 statement" are required to be included in the periodic Distribution Date statement under Section 4.02 of the PSA, provided by the Trustee based on information received from the Master Servicer; and b) items marked "Form 10-D report" are required to be in the Form 10-D report but not the 4.02 statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report.

Form
Item
Description
Responsible Party
10-D
Must be filed within 15 days of the Distribution Date.
1
Distribution and Pool Performance Information
  
Item 1121(a) - Distribution and Pool Performance Information
  
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
4.02 statement
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
4.02 statement
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
4.02 statement
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
4.02 statement
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
4.02 statement
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
4.02 statement

C-1


   
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
4.02 statement
(4) Beginning and ending principal balances of the asset-backed securities.
4.02 statement
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
4.02 statement
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
4.02 statement
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
4.02 statement
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average life, weighted average remaining term, pool factors and prepayment amounts.
4.02 statement
 
Updated pool composition information fields to be as specified by Depositor from time to time
(9) Delinquency and loss information for the period.
 
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.
4.02 statement.
 
 
Form 10-D report: Depositor
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
4.02 statement
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
Form 10-D report; Servicer
(12) Material breaches of pool asset representations or warranties or transaction covenants.
Form 10-D report: Servicer

C-2


   
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
4.02 statement
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
[information regarding] any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
Form 10-D report: Depositor
 
Form 10-D report: Depositor
 
 
 
 
Form 10-D report: Depositor
Item 1121(b) - Pre-Funding or Revolving Period Information
Updated pool information as required under Item 1121(b).
Depositor
2
Legal Proceedings
  
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
Seller
Depositor
Trustee
Trustee
Issuing entity
Master Servicer
Originator
Custodian
 
 
 
Seller
Depositor
Trustee
Trustee
Depositor
Master Servicer
Originator
Custodian
3
Sales of Securities and Use of Proceeds
  
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
 
 
 
Depositor

C-3


 
4
Defaults Upon Senior Securities
  
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
 
 
 
N/A
5
Submission of Matters to a Vote of Security Holders
  
Information from Item 4 of Part II of Form 10-Q
Trustee
6
Significant Obligors of Pool Assets
  
Item 1112(b) - Significant Obligor Financial Information*
N/A
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
  
7
Significant Enhancement Provider Information
  
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
Determining applicable disclosure threshold
Obtaining required financial information or effecting incorporation by reference
 
N/A
N/A
Item 1115(b) - Derivative Counterparty Financial Information*
Determining current maximum probable exposure
Determining current significance percentage
Obtaining required financial information or effecting incorporation by reference
 
[TBD]
[TBD]
 
Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
  
8
Other Information
  
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below

C-4


 
9
Exhibits
  
Distribution report
Trustee
Exhibits required by Item 601 of Regulation S-K, such as material agreements
Depositor
8-K
Must be filed within four business days of an event reportable on Form 8-K.
1.01
Entry into a Material Definitive Agreement
  
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
Examples: servicing agreement, custodial agreement.
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
Depositor
1.02
Termination of a Material Definitive Agreement
  
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
Examples: servicing agreement, custodial agreement.
Depositor
1.03
Bankruptcy or Receivership
  
Disclosure is required regarding the bankruptcy or receivership, if known to the Depositor, Servicer or Trustee, with respect to any of the following:
Sponsor (Seller), Depositor, Servicer, Trustee, Swap Provider, Custodian
Depositor/Servicer
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
  
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.02 statement
N/A

C-5


 
3.03
Material Modification to Rights of Security Holders
  
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
Party requesting material modification
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
  
Disclosure is required of any amendment "to the governing documents of the issuing entity"
Depositor
5.06
Change in Shell Company Status
  
[Not applicable to ABS issuers]
Depositor
6.01
ABS Informational and Computational Material
  
[Not included in reports to be filed under Section 4.07]
Depositor
6.02
Change of Master Servicer or Trustee
  
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee. Reg AB disclosure about any new servicer or trustee is also required.
Trustee or Master Servicer
6.03
Change in Credit Enhancement or Other External Support
  
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.
Depositor
6.04
Failure to Make a Required Distribution
Trustee
6.05
Securities Act Updating Disclosure
  
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
Depositor

C-6


   
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
Depositor
7.01
Regulation FD Disclosure
Depositor
8.01
Other Events
  
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.
Depositor
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event
10-K
Must be filed within 90 days of the fiscal year end for the registrant.
9B
Other Information
  
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K item as indicated above
15
Exhibits and Financial Statement Schedules
  
Item 1112(b) - Significant Obligor Financial Information
N/A
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
Determining applicable disclosure threshold
Obtaining required financial information or effecting incorporation by reference
 
N/A
 
N/A
Item 1115(b) - Derivative Counterparty Financial Information
Determining current maximum probable exposure
Determining current significance percentage
Obtaining required financial information or effecting incorporation by reference
 
[TBD]
[TBD]
Depositor
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
  
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian
Seller
Depositor
Trustee
Issuing entity
Master Servicer
Originator
Custodian

C-7


   
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
Seller
Depositor
Trustee
 
 
 
 
Issuing entity
Master Servicer
Originator
Custodian
Credit Enhancer/Support Provider, if any
Significant Obligor, if any
 
 
Seller
Depositor
Trustee (only with respect to affiliations with the sponsor, depositor or issuing entity)
Issuing entity
Master Servicer
Originator
Custodian
Depositor
Depositor
Item 1122 - Assessment of Compliance with Servicing Criteria
Each Party participating in the servicing function
Item 1123 -Servicer Compliance Statement
Master Servicer
 

C-8
 
Addendum A
 
The Derivative Provider agrees to indemnify and hold harmless the Depositor and the Sponsor and each of their directors and officers and affiliates and each person, if any, who controls the Depositor within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act (collectively, the “Impac Indemnified Parties”), against any and all actual losses, claims, expenses, damages or liabilities to which the Impac Indemnified Parties may become subject, under the Securities Act or otherwise, insofar as such losses, claims, expenses, damages or liabilities (or actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue statement of a material fact or omission of a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading in any Company Financial Information to be provided by the Derivative Provider pursuant to Section 2 of this Agreement that is required to be filed in any Exchange Act report (the “Company Information”). The Derivative Provider will reimburse such reasonable legal or other expenses actually incurred by the Impac Indemnified Parties in connection with investigating or defending any such loss, claim, damage, liability or action. This indemnity agreement will be in addition to any liability which the Derivative Provider may otherwise have.
 
Promptly after receipt by an indemnified party under this Agreement of notice of the commencement of any action described therein, such indemnified party will, if a claim in respect thereof is to be made against the indemnifying party under this Agreement, notify in writing the indemnifying party of the commencement thereof, but the omission so to notify the indemnifying party will not relieve the indemnifying party from any liability that it may have to any indemnified party (a) under this Agreement except to the extent that the omission to notify the indemnifying party with respect to this Agreement materially adversely affects the indemnifying party’s ability to perform under this Agreement or (b) otherwise than under this Agreement. In case any such action is brought against any indemnified party, and it notifies the indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein, and, to the extent that it may wish to do so, jointly with any other indemnifying party similarly notified, to assume the defense thereof, with counsel reasonably satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party, be counsel to the indemnifying party), and, after notice from the indemnifying party to such indemnified party under this clause (b), such indemnifying party shall not be liable for any legal or other expenses subsequently incurred by such indemnified party in connection with the defense thereof other than reasonable costs of investigation.
 
Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; (iii) a conflict or potential conflict exists (based on advice of counsel to the indemnified party) between the indemnified party and the indemnifying party (in which case the indemnifying party will not have the right to direct the defense of such action on behalf of the indemnified party) or (iv) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified parties, which firm shall be designated in writing by the indemnified party.
 

Add-A-1

Each indemnified party, as a condition of the indemnity agreement contained in clause (a) above, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action or claim effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability (to the extent set forth in clause (a) above) by reason of such settlement or judgment.
 
If the indemnification provided for in clause (a) above is unavailable or insufficient to hold harmless an indemnified party under clause (a) above, then each indemnifying party shall contribute to the amount paid or payable by such indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to in clause (a) above (i) in such proportion as is appropriate to reflect the relative benefits received by the Depositor on the one hand and the Derivative Provider on the other from the offering of the underwritten securities or (ii) if the allocation provided by clause (e)(i) above is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause (e)(i) above but also the relative fault of the Depositor on the one hand and the Bank on the other in connection with the statements or omissions which resulted in such losses, claims, expenses, damages or liabilities as well as any other relevant equitable considerations. The relative benefits received by the Depositor on the one hand and the Derivative Provider on the other shall be deemed to be in the same proportion as the total net proceeds from the offering (before deducting expenses) received by the Depositor bear to the total fees received by the Derivative Provider. The relative fault shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by the Depositor or by the Derivative Provider and the parties’ relative intent, knowledge, access to information and opportunity to correct or prevent such untrue statement or omission. The amount paid by an indemnified party as a result of the losses, claims, expenses, damages or liabilities referred to above in the first sentence of this clause (e) shall be deemed to include any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any action or claim which is the subject of this clause (e). No person guilty of fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation.
 

Add-A-2


 -----END PRIVACY-ENHANCED MESSAGE-----