8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) August 13, 2015

QUAINT OAK BANCORP, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania	000-52694	35-2293957
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

501 Knowles Avenue, Southampton, Pennsylvania	18966
(Address of principal executive offices)	(Zip Code)

Registrant's telephone number, including area code (215) 364-4059

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

[  ]   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01        Regulation FD Disclosure

On August 13, 2015, Quaint Oak  Bancorp, Inc. (the "Company") announced that its Board of Directors declared a two-for-one stock split of the Company's common stock in the form of a 100% stock dividend, payable on September 8, 2015 to shareholders of record at the close of business on August 24, 2015. Based on 913,232 shares of common stock outstanding on August 11, 2015, the total number of shares outstanding after the stock split will increase to 1,826,464 shares.

For additional information, reference is made to the Company's press release dated August 13, 2015, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.  The press release attached hereto is being furnished to the SEC and shall not be deemed to be "filed" for any purpose except as shall be expressly set forth by specific reference to such filing in other filings of the Company into which may be incorporated.

Item 9.01        Financial Statements and Exhibits

(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) Exhibits

The following exhibit is filed herewith.

Exhibit Number	Description
99.1	Press release dated August 13, 2015

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		QUAINT OAK BANCORP, INC.
Date: August 13, 2015	By:	/s/Robert T. Strong
		Robert T. Strong
		President and Chief Executive Officer

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EXHIBIT INDEX

Exhibit Number	Description
99.1	Press release dated August 13, 2015

EX-99.1

EXHIBIT 99.1

QUAINT OAK BANCORP, INC. DECLARES TWO-FOR-ONE STOCK SPLIT

IN THE FORM OF A STOCK DIVIDEND

Southampton, Pa., August 13, 2015 – Quaint Oak Bancorp, Inc. (OTCQX: QNTO) (the "Company"), the holding company for Quaint Oak Bank (the "Bank"), announced today that its Board of Directors declared a two-for-one stock split in the form of a 100% stock dividend, payable September 8, 2015, to stockholders of record as of August 24, 2015.  Under the terms of the stock split, the Company's stockholders will receive a dividend of one share for every share held on the record date.  The dividend will be paid in authorized but unissued shares of common stock of the Company.

The par value of the Company's stock will not be affected by the split and will remain at $0.01 per share.  The Company anticipates that the outstanding shares of stock after the split will be increased from approximately 913,000 shares to 1.8 million shares.The Company's most recent quarterly cash dividend was $0.07 per share payable on August 3, 2015.  The Board of Directors anticipates maintaining the same level of total cash dividends to shareholders post-split, thus the quarterly cash dividend will be adjusted to be $0.035 per share.

Robert T. Strong, President and Chief Executive Officer stated, "I am pleased to announce that the Board of Directors has determined that this stock split in the form of a stock dividend is in the best interest of our shareholders, as the reduced trading price per share and the doubling of the shares outstanding will promote new investor interest and enhance liquidity in the market.As always, our current and continued business strategy includes long term profitability and payment of dividends reflecting our strong commitment to shareholder value."

Quaint Oak Bancorp, Inc. is the holding company for Quaint Oak Bank. Quaint Oak Bank is a Pennsylvania-chartered stock savings bank headquartered in Southampton, Pennsylvania and conducts business through its two banking offices located in the Delaware Valley and Lehigh Valley markets in Pennsylvania.

Statements contained in this news release which are not historical facts may be forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995.  Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts.  They often include words like "believe," "expect," "anticipate," "estimate" and "intend" or future or conditional verbs such as "will," "would," "should," "could" or "may."  We undertake no obligation to update any forward-looking statements.

Contact:

Quaint Oak Bancorp, Inc.

Robert T. Strong, President and Chief Executive Officer

(215) 364-4059