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Commitments and contingent liabilities (Tables)
 6 Months Ended
Jun. 30, 2022
Commitments and Contingencies Disclosure [Abstract]  
Summary of Off-Balance Sheet Credit Risks, Net of Participations
The following table presents a summary of our off-balance sheet credit risks.

Off-balance sheet credit risksJune 30, 2022Dec. 31, 2021
(in millions)
Lending commitments$48,976 $46,183 
Standby letters of credit (“SBLC”) (a)
2,029 1,971 
Commercial letters of credit144 56 
Securities lending
indemnifications (b)(c)
491,439 487,298 
(a)Net of participations totaling $141 million at June 30, 2022 and $128 million at Dec. 31, 2021.
(b)Excludes the indemnification for securities for which BNY Mellon acts as an agent on behalf of CIBC Mellon clients, which totaled $67 billion at June 30, 2022 and $67 billion at Dec. 31, 2021.
(c)Includes cash collateral, invested in indemnified repurchase agreements, held by us as securities lending agent of $53 billion at June 30, 2022 and $48 billion at Dec. 31, 2021.
Standby Letters of Credits by Investment Grade The table below shows SBLCs by investment grade:
Standby letters of creditJune 30, 2022Dec. 31, 2021
Investment grade77 %85 %
Non-investment grade23 %15 %
Summary of Credit Exposure in the Financial Institutions and Commercial Portfolios The tables below present our credit exposure in the financial institutions and commercial portfolios.
Financial institutions
portfolio exposure
(in billions)
June 30, 2022
LoansUnfunded
commitments		Total exposure
Securities industry$1.6 $18.0 $19.6 
Asset managers2.0 7.5 9.5 
Banks6.4 1.7 8.1 
Insurance0.1 3.6 3.7 
Government0.1 0.2 0.3 
Other0.4 1.2 1.6 
Total$10.6 $32.2 $42.8 
Commercial portfolio
exposure
(in billions)
June 30, 2022
LoansUnfunded
commitments		Total exposure
Manufacturing$0.8 $4.0 $4.8 
Services and other1.2 3.1 4.3 
Energy and utilities0.3 3.8 4.1 
Media and telecom0.1 0.7 0.8 
Total$2.4 $11.6 $14.0