The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Com COM 037833100 1,070 7,827 SH   SOLE   0 0 7,827
American Well Corp Cl A COM 03044L105 175 40,442 SH   SOLE   0 0 40,442
Berkshire Hathaway Inc Delcl A COM 084670108 2,045 5 SH   SOLE   0 0 5
Berkshire Hathaway Inc Delcl B New COM 084670702 614 2,250 SH   SOLE   0 0 2,250
Crown Castle REIT Inc Shs COM 22822V101 1,010 6,000 SH   SOLE   0 0 6,000
Costco WHSL Corp New Com COM 22160K105 335 700 SH   SOLE   0 0 700
CSX Corp Com COM 126408103 209 7,200 SH   SOLE   0 0 7,200
Alphabet Inc Cap STK Cl A COM 02079K305 327 150 SH   SOLE   0 0 150
Ozon Holdings PLC Sponsored ADR Cmn COM 69269L104 23,973 917,125 SH   SOLE   0 0 917,125
Shift Technologies Inc Cl A COM 82452T107 55 81,024 SH   SOLE   0 0 81,024
Union Pac Corp Com COM 907818108 853 4,000 SH   SOLE   0 0 4,000
iShares Inc MSCI Emerging MKTS Ex China ETF 46434G764 8,940 187,196 SH   SOLE   0 0 187,196
iShares S&P Midcap 400 Value Index Fund ETF 464287705 24,754 262,196 SH   SOLE   0 0 262,196
iShares Russell 2000 Index Fund ETF 464287655 21,181 125,068 SH   SOLE   0 0 125,068
S&P 500 Depository Receipt ETF 78462F103 63,061 167,160 SH   SOLE   0 0 167,160
Vanguard Small-Cap ETF ETF 922908751 749 4,253 SH   SOLE   0 0 4,253
Vanguard MSCI EAFE ETF ETF 921943858 5,407 132,529 SH   SOLE   0 0 132,529
Vanguard Mid-Cap Value ETF ETF 922908512 696 5,373 SH   SOLE   0 0 5,373