The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,317,321 12,050 SH   SOLE   0 0 12,050
ABBOTT LABS COM 002824100 BBG001S5N9M6 4,188,053 38,049 SH   SOLE   0 0 38,049
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 12,072,954 77,905 SH   SOLE   0 0 77,905
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 666,000 1,898 SH   SOLE   0 0 1,898
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,763,550 2,956 SH   SOLE   0 0 2,956
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 281,111 1,907 SH   SOLE   0 0 1,907
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 691,893 2,527 SH   SOLE   0 0 2,527
ALLSTATE CORP COM 020002101 BBG001S9BM06 339,731 2,427 SH   SOLE   0 0 2,427
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 19,856,235 142,145 SH   SOLE   0 0 142,145
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,528,809 10,848 SH   SOLE   0 0 10,848
AMAZON COM INC COM 023135106 BBG001S5PQL7 23,186,956 152,606 SH   SOLE   0 0 152,606
AMEREN CORP COM 023608102 BBG001S5NF24 224,616 3,105 SH   SOLE   0 0 3,105
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 276,554 3,405 SH   SOLE   0 0 3,405
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 2,177,265 11,622 SH   SOLE   0 0 11,622
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 727,111 3,368 SH   SOLE   0 0 3,368
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 371,474 978 SH   SOLE   0 0 978
AMGEN INC COM 031162100 BBG001S5NNL6 1,120,110 3,889 SH   SOLE   0 0 3,889
APPLE INC COM 037833100 BBG001S5N8V8 59,163,375 307,294 SH   SOLE   0 0 307,294
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 327,543 2,021 SH   SOLE   0 0 2,021
ARISTA NETWORKS INC COM 040413106 BBG001T51KQ0 6,917,871 29,374 SH   SOLE   0 0 29,374
AT&T INC COM 00206R102 BBG001S5VWH2 577,366 34,408 SH   SOLE   0 0 34,408
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 316,407 2,730 SH   SOLE   0 0 2,730
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 4,619,419 19,828 SH   SOLE   0 0 19,828
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,024,386 30,424 SH   SOLE   0 0 30,424
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 229,541 4,410 SH   SOLE   0 0 4,410
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 40,702,249 1,339,330 SH   SOLE   0 0 1,339,330
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 468,154 1,920 SH   SOLE   0 0 1,920
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,718,578 52,100 SH   SOLE   0 0 52,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 542,625 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,480,869 18,171 SH   SOLE   0 0 18,171
BLACKROCK INC COM 09247X101 BBG001SDBP55 8,118,297 10,000 SH   SOLE   0 0 10,000
BLACKSTONE INC COM 09260D107 BBG001S7H949 453,769 3,466 SH   SOLE   0 0 3,466
BOEING CO COM 097023105 BBG001S5P0V3 1,267,850 4,864 SH   SOLE   0 0 4,864
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,586,936 30,928 SH   SOLE   0 0 30,928
BROADCOM INC COM 11135F101 BBG00KHY5SY8 436,454 391 SH   SOLE   0 0 391
BRUKER CORP COM 116794108 BBG001SF69P0 288,963 3,933 SH   SOLE   0 0 3,933
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 11,556,931 42,431 SH   SOLE   0 0 42,431
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 336,372 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 822,941 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,436,722 11,624 SH   SOLE   0 0 11,624
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,167,827 40,876 SH   SOLE   0 0 40,876
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 19,558,501 131,124 SH   SOLE   0 0 131,124
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 259,404 1,364 SH   SOLE   0 0 1,364
CISCO SYS INC COM 17275R102 BBG001S6HC62 13,693,792 271,057 SH   SOLE   0 0 271,057
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 834,582 14,372 SH   SOLE   0 0 14,372
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,196,160 37,267 SH   SOLE   0 0 37,267
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 337,412 4,233 SH   SOLE   0 0 4,233
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,155,754 26,357 SH   SOLE   0 0 26,357
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 426,789 3,677 SH   SOLE   0 0 3,677
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 351,839 3,010 SH   SOLE   0 0 3,010
CORNING INC COM 219350105 BBG001S5RLH1 1,646,218 54,063 SH   SOLE   0 0 54,063
CORTEVA INC COM 22052L104 BBG00BN969D0 320,421 6,687 SH   SOLE   0 0 6,687
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 16,831,148 25,499 SH   SOLE   0 0 25,499
CSX CORP COM 126408103 BBG001S5Q7Q3 1,951,228 56,280 SH   SOLE   0 0 56,280
CUMMINS INC COM 231021106 BBG001S5Q9M3 265,444 1,108 SH   SOLE   0 0 1,108
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 8,808,499 111,556 SH   SOLE   0 0 111,556
D R HORTON INC COM 23331A109 BBG001S8M692 9,283,385 61,083 SH   SOLE   0 0 61,083
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 9,831,148 42,497 SH   SOLE   0 0 42,497
DEERE & CO COM 244199105 BBG001S5QFF7 9,680,861 24,210 SH   SOLE   0 0 24,210
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 276,370 9,455 SH   SOLE   0 0 9,455
DISNEY WALT CO COM 254687106 BBG001S5QHF3 5,445,932 60,316 SH   SOLE   0 0 60,316
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 133,238 15,712 SH   SOLE   0 0 15,712
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 378,256 8,048 SH   SOLE   0 0 8,048
DOW INC COM 260557103 BBG00BN96931 221,905 4,046 SH   SOLE   0 0 4,046
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,314,023 23,846 SH   SOLE   0 0 23,846
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 252,099 3,277 SH   SOLE   0 0 3,277
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 262,791 2,926 SH   SOLE   0 0 2,926
EATON CORP PLC SHS G29183103 BBG001S5QZ45 355,691 1,477 SH   SOLE   0 0 1,477
ECOLAB INC COM 278865100 BBG001S5QRB5 7,477,899 37,701 SH   SOLE   0 0 37,701
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 314,150 4,120 SH   SOLE   0 0 4,120
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,644,417 2,821 SH   SOLE   0 0 2,821
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,283,556 23,462 SH   SOLE   0 0 23,462
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 908,678 25,115 SH   SOLE   0 0 25,115
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 744,814 53,972 SH   SOLE   0 0 53,972
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 3,067,334 82,124 SH   SOLE   0 0 82,124
EXELON CORP COM 30161N101 BBG001SBJMT2 430,010 11,978 SH   SOLE   0 0 11,978
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 5,995,069 59,963 SH   SOLE   0 0 59,963
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 BBG001S5RC36 405,708 3,937 SH   SOLE   0 0 3,937
FEDERAL SIGNAL CORP COM 313855108 BBG001S5RD98 212,954 2,775 SH   SOLE   0 0 2,775
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 6,447,373 528,907 SH   SOLE   0 0 528,907
FS KKR CAP CORP COM 302635206 BBG001YCZQ07 225,481 11,291 SH   SOLE   0 0 11,291
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 502,459 3,937 SH   SOLE   0 0 3,937
GENERAL MLS INC COM 370334104 BBG001S5RKR2 368,562 5,658 SH   SOLE   0 0 5,658
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 236,109 6,371 SH   SOLE   0 0 6,371
HERSHEY CO COM 427866108 BBG001S5S148 768,133 4,120 SH   SOLE   0 0 4,120
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,540,159 4,444 SH   SOLE   0 0 4,444
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,455,601 16,478 SH   SOLE   0 0 16,478
HUMANA INC COM 444859102 BBG001S5S1X6 265,530 580 SH   SOLE   0 0 580
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 460,328 1,757 SH   SOLE   0 0 1,757
INTEL CORP COM 458140100 BBG001S5SF65 1,712,770 34,085 SH   SOLE   0 0 34,085
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 3,988,330 24,386 SH   SOLE   0 0 24,386
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 205,115 608 SH   SOLE   0 0 608
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 3,464,185 260,465 SH   SOLE   0 0 260,465
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 299,226 12,447 SH   SOLE   0 0 12,447
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 362,770 36,277 SH   SOLE   0 0 36,277
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,072,279 2,618 SH   SOLE   0 0 2,618
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 7,441,789 147,100 SH   SOLE   0 0 147,100
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 33,042,093 653,264 SH   SOLE   0 0 653,264
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 309,058 9,640 SH   SOLE   0 0 9,640
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 201,390 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 27,288,132 387,891 SH   SOLE   0 0 387,891
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 913,890 14,075 SH   SOLE   0 0 14,075
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 89,032,966 321,245 SH   SOLE   0 0 321,245
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 91,160,544 842,130 SH   SOLE   0 0 842,130
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 33,380,115 317,211 SH   SOLE   0 0 317,211
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 90,996,127 190,516 SH   SOLE   0 0 190,516
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 46,221,025 465,703 SH   SOLE   0 0 465,703
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 232,739 3,081 SH   SOLE   0 0 3,081
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 390,211 10,266 SH   SOLE   0 0 10,266
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 818,901 7,805 SH   SOLE   0 0 7,805
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 511,773 10,720 SH   SOLE   0 0 10,720
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 1,158,278 14,967 SH   SOLE   0 0 14,967
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,549,835 14,005 SH   SOLE   0 0 14,005
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 224,328 4,375 SH   SOLE   0 0 4,375
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 11,894,457 133,556 SH   SOLE   0 0 133,556
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,114,396 28,061 SH   SOLE   0 0 28,061
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,368,748 34,040 SH   SOLE   0 0 34,040
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 452,597 1,726 SH   SOLE   0 0 1,726
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 927,339 8,877 SH   SOLE   0 0 8,877
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 658,995 8,478 SH   SOLE   0 0 8,478
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 820,735 3,674 SH   SOLE   0 0 3,674
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 450,434 8,346 SH   SOLE   0 0 8,346
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 1,031,875 20,543 SH   SOLE   0 0 20,543
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 20,395,093 130,121 SH   SOLE   0 0 130,121
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 234,307 4,065 SH   SOLE   0 0 4,065
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 21,696,460 127,551 SH   SOLE   0 0 127,551
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   36,750 75,000 PRN   SOLE   0 0 75,000
KEYCORP COM 493267108 BBG001S5SKV6 162,418 11,279 SH   SOLE   0 0 11,279
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 558,460 4,596 SH   SOLE   0 0 4,596
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 248,545 14,090 SH   SOLE   0 0 14,090
LINDE PLC SHS G54950103 BBG01FND0CH6 5,864,140 15,770 SH   SOLE   0 0 15,770
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 10,337,156 22,807 SH   SOLE   0 0 22,807
M & T BK CORP COM 55261F104 BBG001S7S2B4 219,602 1,602 SH   SOLE   0 0 1,602
MASCO CORP COM 574599106 BBG001S5SZ70 337,914 5,045 SH   SOLE   0 0 5,045
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,227,069 2,877 SH   SOLE   0 0 2,877
MCDONALDS CORP COM 580135101 BBG001S5T110 10,128,213 34,158 SH   SOLE   0 0 34,158
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 242,602 524 SH   SOLE   0 0 524
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 299,842 3,640 SH   SOLE   0 0 3,640
MERCK & CO INC COM 58933Y105 BBG001S5TC52 5,611,259 51,470 SH   SOLE   0 0 51,470
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,235,674 3,491 SH   SOLE   0 0 3,491
MICROSOFT CORP COM 594918104 BBG001S5TD05 60,411,178 160,651 SH   SOLE   0 0 160,651
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 720,878 9,953 SH   SOLE   0 0 9,953
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 7,263,354 126,078 SH   SOLE   0 0 126,078
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 332,250 3,563 SH   SOLE   0 0 3,563
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 259,848 18,045 SH   SOLE   0 0 18,045
NBT BANCORP INC COM 628778102 BBG001S6XCS0 589,087 14,056 SH   SOLE   0 0 14,056
NETFLIX INC COM 64110L106 BBG001SF6L46 644,629 1,324 SH   SOLE   0 0 1,324
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 12,481,089 205,484 SH   SOLE   0 0 205,484
NIKE INC CL B 654106103 BBG001S6NTK2 270,088 2,488 SH   SOLE   0 0 2,488
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 242,497 518 SH   SOLE   0 0 518
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 486,922 11,503 SH   SOLE   0 0 11,503
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 BBG001S6PT66 167,257 14,444 SH   SOLE   0 0 14,444
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 27,900,152 56,339 SH   SOLE   0 0 56,339
ORACLE CORP COM 68389X105 BBG001S5SJG6 600,002 5,691 SH   SOLE   0 0 5,691
OUTSET MED INC COM 690145107 BBG0026ZJTR8 86,479 15,985 SH   SOLE   0 0 15,985
PAYCHEX INC COM 704326107 BBG001S5V135 1,830,959 15,372 SH   SOLE   0 0 15,372
PEPSICO INC COM 713448108 BBG001S695T1 4,797,429 28,247 SH   SOLE   0 0 28,247
PFIZER INC COM 717081103 BBG001S5V466 3,392,893 117,850 SH   SOLE   0 0 117,850
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 271,327 2,884 SH   SOLE   0 0 2,884
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 2,930,489 18,925 SH   SOLE   0 0 18,925
PPG INDS INC COM 693506107 BBG001S5VC13 882,345 5,900 SH   SOLE   0 0 5,900
PPL CORP COM 69351T106 BBG001S5VC31 1,141,344 42,116 SH   SOLE   0 0 42,116
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 18,024,499 123,001 SH   SOLE   0 0 123,001
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 23,050,236 172,920 SH   SOLE   0 0 172,920
QUALCOMM INC COM 747525103 BBG001S6VS70 1,733,897 11,989 SH   SOLE   0 0 11,989
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 537,234 6,385 SH   SOLE   0 0 6,385
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 9,985,935 22,669 SH   SOLE   0 0 22,669
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 843,412 16,207 SH   SOLE   0 0 16,207
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 6,909,016 100,422 SH   SOLE   0 0 100,422
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,697,217 35,429 SH   SOLE   0 0 35,429
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 5,051,513 60,891 SH   SOLE   0 0 60,891
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 472,068 8,370 SH   SOLE   0 0 8,370
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 42,353,572 562,315 SH   SOLE   0 0 562,315
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 582,186 12,324 SH   SOLE   0 0 12,324
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 260,486 3,585 SH   SOLE   0 0 3,585
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,155,837 13,786 SH   SOLE   0 0 13,786
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 356,389 3,127 SH   SOLE   0 0 3,127
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 314,687 4,969 SH   SOLE   0 0 4,969
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 299,127 4,546 SH   SOLE   0 0 4,546
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 685,244 2,197 SH   SOLE   0 0 2,197
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 481,500 6,181 SH   SOLE   0 0 6,181
SOUTHERN CO COM 842587107 BBG001S5W777 241,844 3,449 SH   SOLE   0 0 3,449
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 393,619 2,059 SH   SOLE   0 0 2,059
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 16,167,126 34,014 SH   SOLE   0 0 34,014
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 576,891 1,137 SH   SOLE   0 0 1,137
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 402,604 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 12,942,786 136,628 SH   SOLE   0 0 136,628
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 1,741,154 53,035 SH   SOLE   0 0 53,035
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 583,560 13,835 SH   SOLE   0 0 13,835
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 1,944,938 65,310 SH   SOLE   0 0 65,310
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 1,250,844 19,226 SH   SOLE   0 0 19,226
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 418,389 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101 BBG001S5WHT1 253,589 2,585 SH   SOLE   0 0 2,585
STARBUCKS CORP COM 855244109 BBG001S72KH6 339,131 3,532 SH   SOLE   0 0 3,532
STRYKER CORPORATION COM 863667101 BBG001S8FR03 10,686,564 35,686 SH   SOLE   0 0 35,686
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 7,818,307 48,576 SH   SOLE   0 0 48,576
TARGET CORP COM 87612E106 BBG001SC0K41 1,535,857 10,784 SH   SOLE   0 0 10,784
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 361,044 1,448 SH   SOLE   0 0 1,448
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 15,112 20,000 SH   SOLE   0 0 20,000
TESLA INC COM 88160R101 BBG001SQKGD7 828,184 3,333 SH   SOLE   0 0 3,333
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 732,637 4,298 SH   SOLE   0 0 4,298
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 243,730 155 SH   SOLE   0 0 155
TEXTRON INC COM 883203101 BBG001S5WZ39 571,625 7,108 SH   SOLE   0 0 7,108
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 662,383 2,212 SH   SOLE   0 0 2,212
TOLL BROTHERS INC COM 889478103 BBG001S5WT15 2,123,744 20,661 SH   SOLE   0 0 20,661
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,088,770 4,464 SH   SOLE   0 0 4,464
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 313,547 1,646 SH   SOLE   0 0 1,646
UNION PAC CORP COM 907818108 BBG001S5X2M0 465,450 1,895 SH   SOLE   0 0 1,895
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 417,701 2,657 SH   SOLE   0 0 2,657
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 297,982 566 SH   SOLE   0 0 566
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 730,580 33,163 SH   SOLE   0 0 33,163
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 277,205 2,822 SH   SOLE   0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 3,385,620 44,326 SH   SOLE   0 0 44,326
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 1,615,030 21,655 SH   SOLE   0 0 21,655
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,594,030 46,664 SH   SOLE   0 0 46,664
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 3,175,827 64,334 SH   SOLE   0 0 64,334
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 13,777,730 44,318 SH   SOLE   0 0 44,318
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,901,164 17,883 SH   SOLE   0 0 17,883
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 310,033 1,412 SH   SOLE   0 0 1,412
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 427,393 2,947 SH   SOLE   0 0 2,947
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 28,853,353 124,026 SH   SOLE   0 0 124,026
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 233,737 2,645 SH   SOLE   0 0 2,645
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,847,321 6,519 SH   SOLE   0 0 6,519
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 321,169 1,785 SH   SOLE   0 0 1,785
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 30,481,403 142,884 SH   SOLE   0 0 142,884
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 910,142 3,764 SH   SOLE   0 0 3,764
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,668,488 11,249 SH   SOLE   0 0 11,249
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 11,076,752 74,092 SH   SOLE   0 0 74,092
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 11,574,298 206,168 SH   SOLE   0 0 206,168
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 74,545,974 1,813,771 SH   SOLE   0 0 1,813,771
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,413,702 30,494 SH   SOLE   0 0 30,494
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 475,637 2,791 SH   SOLE   0 0 2,791
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 847,317 14,619 SH   SOLE   0 0 14,619
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 123,138,322 2,570,737 SH   SOLE   0 0 2,570,737
VANGUARD WELLINGTON FD US MOMENTUM 921935508 BBG00K26BG83 951,863 7,250 SH   SOLE   0 0 7,250
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 1,575,645 24,716 SH   SOLE   0 0 24,716
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 270,241 2,421 SH   SOLE   0 0 2,421
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 781,420 9,849 SH   SOLE   0 0 9,849
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 BBG001SHTV72 289,602 2,460 SH   SOLE   0 0 2,460
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 645,951 2,121 SH   SOLE   0 0 2,121
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 1,341,460 14,540 SH   SOLE   0 0 14,540
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 548,878 2,189 SH   SOLE   0 0 2,189
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 1,445,609 2,987 SH   SOLE   0 0 2,987
VANGUARD WORLD FDS UTILITIES ETF 92204A876 BBG001SHVTP4 372,556 2,718 SH   SOLE   0 0 2,718
VERALTO CORP COM SHS 92338C103 BBG019Q32XK7 223,500 2,717 SH   SOLE   0 0 2,717
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,873,551 49,696 SH   SOLE   0 0 49,696
VISA INC COM CL A 92826C839 BBG001SRCFY3 16,231,379 62,344 SH   SOLE   0 0 62,344
WALMART INC COM 931142103 BBG001S5XH92 476,734 3,024 SH   SOLE   0 0 3,024
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 9,532,814 53,226 SH   SOLE   0 0 53,226
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 265,641 3,156 SH   SOLE   0 0 3,156
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 931,723 18,930 SH   SOLE   0 0 18,930
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 734,594 14,027 SH   SOLE   0 0 14,027
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 455,869 13,111 SH   SOLE   0 0 13,111
WILLIAMS COS INC COM 969457100 BBG001S5XH10 457,945 13,148 SH   SOLE   0 0 13,148
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 208,508 4,866 SH   SOLE   0 0 4,866
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 622,496 5,115 SH   SOLE   0 0 5,115
ZOETIS INC CL A 98978V103 BBG0039320P7 12,044,238 61,024 SH   SOLE   0 0 61,024