The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRAK MSCI EAFE 233051200 5,485 219,476 SH   SOLE   8,148 0 211,328
ISHARES TR EAFE SML CP ETF 464288273 5,438 112,680 SH   SOLE   4,267 0 108,413
ISHARES TR 20 YR TR BD ETF 464287432 271 1,954 SH   SOLE   0 0 1,954
ISHARES TR 7-10 Y TR BD 35F 464287440 6,320 55,954 SH   SOLE   4,766 0 51,188
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,218 41,551 SH   SOLE   4,325 0 37,226
ISHARES TR U.S. REAL ES ETF 464287739 980 11,900 SH   SOLE   2,190 0 9,710
ISHARES TR IBOXX INV CP ETF 464287242 4,357 35,501 SH   SOLE   2,412 0 33,089
ISHARES TR IBOXX HI YD ETF 464288513 941 11,110 SH   SOLE   1,894 0 9,216
ISHARES TR AEFE GRWTH ETF 464288885 252 3,854 SH   SOLE   0 0 3,854
ISHARES TR RUS 2000 GRW ETF 464287648 471 3,435 SH   SOLE   0 0 3,435
ISHARES TR RUSS 1000 GRW ETF 464287614 11,229 111,883 SH   SOLE   6,802 0 105,081
ISHARES TR RUS 1000 VAL ETF 464287598 1,109 10,741 SH   SOLE   0 0 10,741
ISHARES TR S&P 100 ETF 464287101 4,784 51,497 SH   SOLE   2,269 0 49,228
ISHARES TR MODERT ALLOC ETF 464289875 566 16,035 SH   SOLE   0 0 16,035
ISHARES TR U.S. PFD STK ETF 464288687 1,051 26,354 SH   SOLE   4,392 0 21,962
RYDEX ETF TRUST GUG RUSS TOP 50 78355W205 454 3,077 SH   SOLE   0 0 3,077
SPDR INDEX SHS FDS DJ WILS DJ GLB RL ES ETF 78463X749 2,671 53,034 SH   SOLE   2,230 0 50,804
SPDR INDEX SHS FDS DJWS DJ INTL RL ETF 78463X863 328 7,921 SH   SOLE   0 0 7,921
SPDR SER TR SHT TRM HGH YLD 78468R408 2,883 106,823 SH   SOLE   3,968 0 102,855
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 400 9,131 SH   SOLE   0 0 9,131
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,389 103,767 SH   SOLE   9,157 0 94,610