The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 235 9,338 SH   SOLE   9,338 0 0
SANOFI SPONSORED ADR ADR 80105N105 249 4,962 SH   SOLE   4,962 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 356 5,900 SH   SOLE   5,900 0 0
BP PLC SPONSORED ADR ADR 055622104 651 37,298 SH   SOLE   37,297 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 296 7,852 SH   SOLE   7,852 0 0
INVESCO QQQ TRUST ETF 46090E103 344 1,238 SH   SOLE   1,238 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 4,563 26,794 SH   SOLE   26,793 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,561 35,409 SH   SOLE   35,409 0 0
SPDR S&P 500 ETF ETF 78462F103 450 1,343 SH   SOLE   1,343 0 0
ISHARES TIPS BOND ETF ETF 464287176 948 7,493 SH   SOLE   7,493 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND ETF 464288182 215 2,790 SH   SOLE   2,790 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 2,510 25,268 SH   SOLE   25,268 0 0
SPDR GOLD SHARES ETF 78463V107 470 2,655 SH   SOLE   2,655 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 2,783 12,833 SH   SOLE   12,832 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 503 6,071 SH   SOLE   6,071 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 767 15,310 SH   SOLE   15,310 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 645 10,934 SH   SOLE   10,934 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 2,032 25,135 SH   SOLE   25,135 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 274 2,564 SH   SOLE   2,563 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 3,305 19,119 SH   SOLE   19,118 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 264 4,143 SH   SOLE   4,142 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 2,633 25,197 SH   SOLE   25,196 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 600 11,897 SH   SOLE   11,897 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 2,387 10,775 SH   SOLE   10,774 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 825 14,385 SH   SOLE   14,385 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 202 1,147 SH   SOLE   1,146 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 581 3,944 SH   SOLE   3,943 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 360 1,195 SH   SOLE   1,195 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 2,003 27,761 SH   SOLE   27,761 0 0
FIDELITY MSCI COMMUNICATION SERVICES INDEX ETF ETF 316092873 370 9,594 SH   SOLE   9,593 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,618 30,752 SH   SOLE   30,751 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 1,309 34,290 SH   SOLE   34,289 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 1,247 13,548 SH   SOLE   13,548 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 314 2,788 SH   SOLE   2,788 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 3,379 14,624 SH   SOLE   14,624 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,760 5,237 SH   SOLE   5,237 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 1,645 16,233 SH   SOLE   16,231 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF 92189F700 255 3,772 SH   SOLE   3,772 0 0
CREDIT SUISSE FI LARGE CAP GROWTH ENHANCED ETN ETF 22542D423 230 1,179 SH   SOLE   1,179 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 1,109 9,105 SH   SOLE   9,105 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,595 6,669 SH   SOLE   6,668 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,203 15,424 SH   SOLE   15,423 0 0
PROSHARES S&P MIDCAP 400 DIVIDEND ARISTOCRATS ETF ETF 74347B680 906 17,078 SH   SOLE   17,077 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,978 31,080 SH   SOLE   31,080 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,924 16,289 SH   SOLE   16,288 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 305 11,244 SH   SOLE   11,244 0 0
PUBLIC STORAGE COM REIT 74460D109 256 1,150 SH   SOLE   1,150 0 0
HANNON ARMSTRONG SUST INFR CAP COM REIT 41068X100 493 11,668 SH   SOLE   11,668 0 0
AMAZON COM INC COM Stock 023135106 3,838 1,219 SH   SOLE   1,219 0 0
VIACOMCBS INC CL B Stock 92556H206 499 17,808 SH   SOLE   17,808 0 0
STARBUCKS CORP COM Stock 855244109 609 7,089 SH   SOLE   7,088 0 0
CHURCHILL DOWNS INC COM Stock 171484108 439 2,679 SH   SOLE   2,679 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 586 2,795 SH   SOLE   2,795 0 0
JOHNSON & JOHNSON COM Stock 478160104 4,645 31,197 SH   SOLE   31,196 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 1,442 4,061 SH   SOLE   4,061 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 4,886 35,152 SH   SOLE   35,151 0 0
COCA COLA CO COM Stock 191216100 1,297 26,270 SH   SOLE   26,270 0 0
PPG INDS INC COM Stock 693506107 281 2,300 SH   SOLE   2,300 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 331 1,989 SH   SOLE   1,988 0 0
INTEL CORP COM Stock 458140100 2,332 45,044 SH   SOLE   45,044 0 0
MEDTRONIC PLC SHS Stock G5960L103 234 2,254 SH   SOLE   2,254 0 0
NETFLIX INC COM Stock 64110L106 932 1,864 SH   SOLE   1,864 0 0
STOCK YDS BANCORP INC COM Stock 861025104 493 14,481 SH   SOLE   14,480 0 0
WATERS CORP COM Stock 941848103 460 2,349 SH   SOLE   2,349 0 0
MERCK & CO. INC COM Stock 58933Y105 1,336 16,110 SH   SOLE   16,109 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 673 1,990 SH   SOLE   1,990 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 761 3,938 SH   SOLE   3,938 0 0
EMERSON ELEC CO COM Stock 291011104 321 4,888 SH   SOLE   4,887 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 508 6,363 SH   SOLE   6,363 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 910 15,291 SH   SOLE   15,291 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 390 560 SH   SOLE   560 0 0
PEPSICO INC COM Stock 713448108 3,185 22,983 SH   SOLE   22,982 0 0
HONEYWELL INTL INC COM Stock 438516106 297 1,807 SH   SOLE   1,807 0 0
FORD MTR CO DEL COM Stock 345370860 252 37,841 SH   SOLE   37,841 0 0
US BANCORP DEL COM NEW Stock 902973304 362 10,088 SH   SOLE   10,087 0 0
HOME DEPOT INC COM Stock 437076102 2,275 8,193 SH   SOLE   8,192 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1,209 8,666 SH   SOLE   8,666 0 0
CARROLS RESTAURANT GROUP INC COM Stock 14574X104 65 10,000 SH   SOLE   10,000 0 0
SOUTHERN CO COM Stock 842587107 562 10,367 SH   SOLE   10,366 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,114 5,232 SH   SOLE   5,232 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 226 460 SH   SOLE   460 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 747 510 SH   SOLE   510 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 627 3,306 SH   SOLE   3,306 0 0
COMCAST CORP NEW CL A Stock 20030N101 947 20,464 SH   SOLE   20,464 0 0
MICROSOFT CORP COM Stock 594918104 4,951 23,539 SH   SOLE   23,539 0 0
CVS HEALTH CORP COM Stock 126650100 356 6,092 SH   SOLE   6,091 0 0
ANDERSONS INC COM Stock 034164103 225 11,725 SH   SOLE   11,725 0 0
BOEING CO COM Stock 097023105 330 1,996 SH   SOLE   1,996 0 0
NEXTERA ENERGY INC COM Stock 65339F101 853 3,075 SH   SOLE   3,074 0 0
TESLA INC COM Stock 88160R101 218 509 SH   SOLE   509 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 207 965 SH   SOLE   965 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 1,061 29,546 SH   SOLE   29,546 0 0
BROWN FORMAN CORP CL A Stock 115637100 1,398 20,351 SH   SOLE   20,351 0 0
LILLY ELI & CO COM Stock 532457108 380 2,570 SH   SOLE   2,570 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 423 1,422 SH   SOLE   1,421 0 0
FIRST MERCHANTS CORP COM Stock 320817109 344 14,855 SH   SOLE   14,855 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 914 10,316 SH   SOLE   10,315 0 0
SYSCO CORP COM Stock 871829107 241 3,868 SH   SOLE   3,868 0 0
MATCH GROUP INC NEW COM Stock 57667L107 448 4,047 SH   SOLE   4,047 0 0
IAC INTERACTIVECORP NEW COM Stock 44891N109 225 1,875 SH   SOLE   1,875 0 0
BROWN FORMAN CORP CL B Stock 115637209 2,650 35,180 SH   SOLE   35,180 0 0
VISA INC COM CL A Stock 92826C839 1,046 5,232 SH   SOLE   5,232 0 0
FACEBOOK INC CL A Stock 30303M102 1,150 4,392 SH   SOLE   4,392 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 508 12,444 SH   SOLE   12,444 0 0
OMNICOM GROUP INC COM Stock 681919106 263 5,320 SH   SOLE   5,320 0 0
KROGER CO COM Stock 501044101 297 8,748 SH   SOLE   8,748 0 0
NVIDIA CORPORATION COM Stock 67066G104 2,599 4,802 SH   SOLE   4,802 0 0
CUMMINS INC COM Stock 231021106 317 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM Stock 00287Y109 2,543 29,034 SH   SOLE   29,034 0 0
QUALCOMM INC COM Stock 747525103 697 5,919 SH   SOLE   5,918 0 0
MCDONALDS CORP COM Stock 580135101 1,471 6,703 SH   SOLE   6,703 0 0
DOVER CORP COM Stock 260003108 480 4,430 SH   SOLE   4,430 0 0
CISCO SYS INC COM Stock 17275R102 732 18,588 SH   SOLE   18,588 0 0
AT&T INC COM Stock 00206R102 1,385 48,589 SH   SOLE   48,588 0 0
GENERAL ELECTRIC CO COM Stock 369604103 404 64,926 SH   SOLE   64,926 0 0
WELLS FARGO CO NEW COM Stock 949746101 202 8,611 SH   SOLE   8,610 0 0
UNION PAC CORP COM Stock 907818108 767 3,894 SH   SOLE   3,894 0 0
SALESFORCE COM INC COM Stock 79466L302 1,030 4,100 SH   SOLE   4,100 0 0
IDEXX LABS INC COM Stock 45168D104 405 1,030 SH   SOLE   1,030 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 411 932 SH   SOLE   932 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,411 25,049 SH   SOLE   25,048 0 0
CHEVRON CORP NEW COM Stock 166764100 1,962 27,250 SH   SOLE   27,249 0 0
CINCINNATI FINL CORP COM Stock 172062101 201 2,583 SH   SOLE   2,583 0 0
DANAHER CORPORATION COM Stock 235851102 347 1,610 SH   SOLE   1,610 0 0
TJX COS INC NEW COM Stock 872540109 1,473 26,468 SH   SOLE   26,468 0 0
BK OF AMERICA CORP COM Stock 060505104 644 26,717 SH   SOLE   26,717 0 0
WALMART INC COM Stock 931142103 1,036 7,407 SH   SOLE   7,407 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,047 8,606 SH   SOLE   8,606 0 0
ORACLE CORP COM Stock 68389X105 686 11,499 SH   SOLE   11,499 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 676 11,740 SH   SOLE   11,740 0 0
TARGET CORP COM Stock 87612E106 1,082 6,871 SH   SOLE   6,870 0 0
PFIZER INC COM Stock 717081103 1,947 53,045 SH   SOLE   53,044 0 0
3M CO COM Stock 88579Y101 1,026 6,404 SH   SOLE   6,404 0 0
GILEAD SCIENCES INC COM Stock 375558103 428 6,779 SH   SOLE   6,779 0 0
CATERPILLAR INC DEL COM Stock 149123101 1,094 7,335 SH   SOLE   7,335 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 1,148 781 SH   SOLE   781 0 0
AMERICAN EXPRESS CO COM Stock 025816109 424 4,227 SH   SOLE   4,226 0 0
APPLIED MATLS INC COM Stock 038222105 423 7,110 SH   SOLE   7,110 0 0
HUMANA INC COM Stock 444859102 3,421 8,265 SH   SOLE   8,264 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 407 5,423 SH   SOLE   5,422 0 0
PAPA JOHNS INTL INC COM Stock 698813102 1,890 22,973 SH   SOLE   22,972 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 730 6,645 SH   SOLE   6,645 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,015 16,835 SH   SOLE   16,835 0 0
ALTRIA GROUP INC COM Stock 02209S103 265 6,868 SH   SOLE   6,868 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,534 44,681 SH   SOLE   44,681 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 614 1,969 SH   SOLE   1,969 0 0
BLACKROCK INC COM Stock 09247X101 523 928 SH   SOLE   928 0 0
APPLE INC COM Stock 037833100 9,161 75,410 SH   SOLE   75,410 0 0
ABBOTT LABS COM Stock 002824100 2,310 21,230 SH   SOLE   21,229 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 2,231 17,976 SH   SOLE   17,976 0 0