The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BP PLC SPONSORED ADR ADR 055622104 1,345 35,641 SH   SOLE   35,641 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 201 4,284 SH   SOLE   4,284 0 0
ING GROEP N V SPONSORED ADR ADR 456837103 181 15,035 SH   SOLE   15,035 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 466 7,903 SH   SOLE   7,903 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 340 5,919 SH   SOLE   5,919 0 0
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303 917 24,330 SH   SOLE   24,330 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,092 21,947 SH   SOLE   21,947 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 590 8,146 SH   SOLE   8,146 0 0
INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF ETF 46138E784 218 7,369 SH   SOLE   7,369 0 0
INVESCO PREFERRED ETF ETF 46138E511 216 14,374 SH   SOLE   14,374 0 0
INVESCO QQQ TRUST ETF 46090E103 244 1,147 SH   SOLE   1,147 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 993 9,009 SH   SOLE   9,009 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 1,579 4,885 SH   SOLE   4,885 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 477 3,802 SH   SOLE   3,802 0 0
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND ETF 464288182 205 2,790 SH   SOLE   2,790 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,994 28,714 SH   SOLE   28,714 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,447 32,239 SH   SOLE   32,239 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 2,263 12,864 SH   SOLE   12,864 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 2,226 16,306 SH   SOLE   16,306 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 295 1,778 SH   SOLE   1,778 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 2,078 9,699 SH   SOLE   9,699 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 2,546 19,803 SH   SOLE   19,803 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 917 15,376 SH   SOLE   15,376 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 2,519 16,508 SH   SOLE   16,508 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 2,212 23,336 SH   SOLE   23,336 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 3,074 15,873 SH   SOLE   15,873 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 461 3,542 SH   SOLE   3,542 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,741 7,310 SH   SOLE   7,310 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 366 2,141 SH   SOLE   2,141 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 209 1,082 SH   SOLE   1,082 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 298 1,855 SH   SOLE   1,855 0 0
ISHARES TIPS BOND ETF ETF 464287176 957 8,208 SH   SOLE   8,208 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788 311 2,254 SH   SOLE   2,254 0 0
ISHARES U.S. INDUSTRIALS ETF ETF 464287754 224 1,335 SH   SOLE   1,335 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 275 1,184 SH   SOLE   1,184 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 1,950 25,791 SH   SOLE   25,791 0 0
PROSHARES S&P MIDCAP 400 DIVIDEND ARISTOCRATS ETF ETF 74347B680 974 16,170 SH   SOLE   16,170 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,683 16,501 SH   SOLE   16,501 0 0
SPDR GOLD SHARES ETF 78463V107 251 1,755 SH   SOLE   1,755 0 0
SPDR S&P 500 ETF ETF 78462F103 387 1,203 SH   SOLE   1,203 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201 741 11,491 SH   SOLE   11,491 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 1,101 16,758 SH   SOLE   16,758 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 244 649 SH   SOLE   649 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF 92189F700 263 3,820 SH   SOLE   3,820 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 610 11,351 SH   SOLE   11,351 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 247 5,614 SH   SOLE   5,614 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813 266 2,620 SH   SOLE   2,620 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 2,093 17,564 SH   SOLE   17,564 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 491 6,057 SH   SOLE   6,057 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 4,224 25,818 SH   SOLE   25,818 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 3,184 26,570 SH   SOLE   26,570 0 0
HANNON ARMSTRONG SUST INFR CAP COM REIT 41068X100 352 10,934 SH   SOLE   10,934 0 0
HEALTHPEAK PPTYS INC COM REIT 42250P103 361 10,468 SH   SOLE   10,468 0 0
3M CO COM Stock 88579Y101 1,104 6,257 SH   SOLE   6,257 0 0
ABBOTT LABS COM Stock 002824100 1,794 20,658 SH   SOLE   20,658 0 0
ABBVIE INC COM Stock 00287Y109 2,399 27,093 SH   SOLE   27,093 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 334 1,421 SH   SOLE   1,421 0 0
ALLERGAN PLC SHS Stock G0177J108 267 1,396 SH   SOLE   1,396 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 538 402 SH   SOLE   402 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 931 696 SH   SOLE   696 0 0
ALTRIA GROUP INC COM Stock 02209S103 326 6,528 SH   SOLE   6,528 0 0
AMAZON COM INC COM Stock 023135106 1,781 964 SH   SOLE   964 0 0
AMERICAN EXPRESS CO COM Stock 025816109 361 2,902 SH   SOLE   2,902 0 0
APPLE INC COM Stock 037833100 5,401 18,392 SH   SOLE   18,392 0 0
APPLIED MATLS INC COM Stock 038222105 391 6,399 SH   SOLE   6,399 0 0
AT&T INC COM Stock 00206R102 1,733 44,346 SH   SOLE   44,346 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1,479 8,672 SH   SOLE   8,672 0 0
BANK AMER CORP COM Stock 060505104 610 17,313 SH   SOLE   17,313 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,164 5,139 SH   SOLE   5,139 0 0
BLACKROCK INC COM Stock 09247X101 305 607 SH   SOLE   607 0 0
BOEING CO COM Stock 097023105 745 2,287 SH   SOLE   2,287 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 948 14,771 SH   SOLE   14,771 0 0
BROWN FORMAN CORP CL A Stock 115637100 1,277 20,351 SH   SOLE   20,351 0 0
BROWN FORMAN CORP CL B Stock 115637209 2,360 34,912 SH   SOLE   34,912 0 0
CATERPILLAR INC DEL COM Stock 149123101 1,017 6,884 SH   SOLE   6,884 0 0
CHEVRON CORP NEW COM Stock 166764100 2,877 23,870 SH   SOLE   23,870 0 0
CHURCHILL DOWNS INC COM Stock 171484108 285 2,075 SH   SOLE   2,075 0 0
CINCINNATI FINL CORP COM Stock 172062101 292 2,781 SH   SOLE   2,781 0 0
CISCO SYS INC COM Stock 17275R102 807 16,834 SH   SOLE   16,834 0 0
COCA COLA CO COM Stock 191216100 1,327 23,981 SH   SOLE   23,981 0 0
COMCAST CORP NEW CL A Stock 20030N101 858 19,089 SH   SOLE   19,089 0 0
CONOCOPHILLIPS COM Stock 20825C104 255 3,914 SH   SOLE   3,914 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108 626 3,301 SH   SOLE   3,301 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 965 3,284 SH   SOLE   3,284 0 0
CUMMINS INC COM Stock 231021106 251 1,400 SH   SOLE   1,400 0 0
CVS HEALTH CORP COM Stock 126650100 419 5,646 SH   SOLE   5,646 0 0
DANAHER CORPORATION COM Stock 235851102 209 1,360 SH   SOLE   1,360 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 2,424 16,762 SH   SOLE   16,762 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 314 2,012 SH   SOLE   2,012 0 0
DOVER CORP COM Stock 260003108 511 4,430 SH   SOLE   4,430 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 878 9,629 SH   SOLE   9,629 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 467 2,000 SH   SOLE   2,000 0 0
EMERSON ELEC CO COM Stock 291011104 321 4,205 SH   SOLE   4,205 0 0
EXXON MOBIL CORP COM Stock 30231G102 3,021 43,293 SH   SOLE   43,293 0 0
FACEBOOK INC CL A Stock 30303M102 986 4,803 SH   SOLE   4,803 0 0
FIRST MERCHANTS CORP COM Stock 320817109 618 14,855 SH   SOLE   14,855 0 0
FORD MTR CO DEL COM Stock 345370860 154 16,527 SH   SOLE   16,527 0 0
GENERAL ELECTRIC CO COM Stock 369604103 733 65,664 SH   SOLE   65,664 0 0
GENTEX CORP COM Stock 371901109 232 8,007 SH   SOLE   8,007 0 0
GILEAD SCIENCES INC COM Stock 375558103 341 5,241 SH   SOLE   5,241 0 0
HOME DEPOT INC COM Stock 437076102 1,562 7,154 SH   SOLE   7,154 0 0
HONEYWELL INTL INC COM Stock 438516106 290 1,636 SH   SOLE   1,636 0 0
HUMANA INC COM Stock 444859102 3,759 10,255 SH   SOLE   10,255 0 0
IDEXX LABS INC COM Stock 45168D104 277 1,060 SH   SOLE   1,060 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 707 3,938 SH   SOLE   3,938 0 0
INTEL CORP COM Stock 458140100 2,401 40,125 SH   SOLE   40,125 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,124 8,382 SH   SOLE   8,382 0 0
JOHNSON & JOHNSON COM Stock 478160104 4,444 30,468 SH   SOLE   30,468 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 485 11,917 SH   SOLE   11,917 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,993 21,469 SH   SOLE   21,469 0 0
KROGER CO COM Stock 501044101 224 7,727 SH   SOLE   7,727 0 0
LILLY ELI & CO COM Stock 532457108 338 2,570 SH   SOLE   2,570 0 0
MASTERCARD INC CL A Stock 57636Q104 528 1,768 SH   SOLE   1,768 0 0
MCDONALDS CORP COM Stock 580135101 1,322 6,690 SH   SOLE   6,690 0 0
MERCK & CO INC COM Stock 58933Y105 1,262 13,870 SH   SOLE   13,870 0 0
MICROSOFT CORP COM Stock 594918104 3,493 22,148 SH   SOLE   22,148 0 0
NETFLIX INC COM Stock 64110L106 338 1,044 SH   SOLE   1,044 0 0
NEXTERA ENERGY INC COM Stock 65339F101 769 3,174 SH   SOLE   3,174 0 0
NVIDIA CORP COM Stock 67066G104 1,184 5,032 SH   SOLE   5,032 0 0
OMNICOM GROUP INC COM Stock 681919106 431 5,320 SH   SOLE   5,320 0 0
ORACLE CORP COM Stock 68389X105 599 11,301 SH   SOLE   11,301 0 0
PAPA JOHNS INTL INC COM Stock 698813102 4,511 71,434 SH   SOLE   71,434 0 0
PEPSICO INC COM Stock 713448108 3,102 22,695 SH   SOLE   22,695 0 0
PFIZER INC COM Stock 717081103 1,946 49,671 SH   SOLE   49,671 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 486 5,715 SH   SOLE   5,715 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 853 5,341 SH   SOLE   5,341 0 0
PPG INDS INC COM Stock 693506107 307 2,300 SH   SOLE   2,300 0 0
PROCTER & GAMBLE CO COM Stock 742718109 4,180 33,467 SH   SOLE   33,467 0 0
QUALCOMM INC COM Stock 747525103 483 5,478 SH   SOLE   5,478 0 0
RAYTHEON CO COM NEW Stock 755111507 650 2,959 SH   SOLE   2,959 0 0
SALESFORCE COM INC COM Stock 79466L302 494 3,039 SH   SOLE   3,039 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 322 551 SH   SOLE   551 0 0
SOUTHERN CO COM Stock 842587107 593 9,317 SH   SOLE   9,317 0 0
STARBUCKS CORP COM Stock 855244109 578 6,571 SH   SOLE   6,571 0 0
STOCK YDS BANCORP INC COM Stock 861025104 574 13,969 SH   SOLE   13,969 0 0
SYSCO CORP COM Stock 871829107 348 4,067 SH   SOLE   4,067 0 0
TARGET CORP COM Stock 87612E106 830 6,469 SH   SOLE   6,469 0 0
TJX COS INC NEW COM Stock 872540109 1,592 26,070 SH   SOLE   26,070 0 0
UNION PACIFIC CORP COM Stock 907818108 611 3,378 SH   SOLE   3,378 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 214 1,828 SH   SOLE   1,828 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 441 2,945 SH   SOLE   2,945 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 297 1,011 SH   SOLE   1,011 0 0
US BANCORP DEL COM NEW Stock 902973304 608 10,255 SH   SOLE   10,255 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 887 14,448 SH   SOLE   14,448 0 0
VIACOMCBS INC CL B Stock 92556H206 386 9,195 SH   SOLE   9,195 0 0
VISA INC COM CL A Stock 92826C839 526 2,797 SH   SOLE   2,797 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 1,311 22,230 SH   SOLE   22,230 0 0
WALMART INC COM Stock 931142103 753 6,337 SH   SOLE   6,337 0 0
WATERS CORP COM Stock 941848103 549 2,349 SH   SOLE   2,349 0 0
WELLS FARGO CO NEW COM Stock 949746101 594 11,037 SH   SOLE   11,037 0 0