The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,049 12,975 SH   SOLE   12,900 0 75
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 12 150 SH   OTR   150 0 0
EVEREST RE GROUP LTD COM G3223R108 1,165 7,260 SH   SOLE   7,210 0 50
EVEREST RE GROUP LTD COM G3223R108 11 70 SH   OTR   70 0 0
NOBLE CORP PLC SHS USD G65431101 292 8,690 SH   SOLE   8,690 0 0
NOBLE CORP PLC SHS USD G65431101 5 135 SH   OTR   135 0 0
AGL RES INC COM 1204106 345 6,278 SH   SOLE   6,278 0 0
AGL RES INC COM 1204106 8 150 SH   OTR   150 0 0
AT&T INC COM 00206R102 719 20,322 SH   SOLE   20,222 0 100
AT&T INC COM 00206R102 126 3,576 SH   OTR   3,576 0 0
ABBOTT LABS COM 2824100 326 7,963 SH   SOLE   7,963 0 0
ABBVIE INC COM 00287Y109 420 7,443 SH   SOLE   7,443 0 0
ADOBE SYS INC COM 00724F101 348 4,805 SH   SOLE   4,805 0 0
ALLSTATE CORP COM 20002101 794 13,514 SH   SOLE   13,514 0 0
ALLSTATE CORP COM 20002101 12 210 SH   OTR   210 0 0
AMERICAN EXPRESS CO COM 25816109 1,905 20,077 SH   SOLE   19,977 0 100
AMERICAN EXPRESS CO COM 25816109 20 210 SH   OTR   210 0 0
AMERICAN TOWER CORP NEW COM 03027X100 357 3,965 SH   SOLE   3,925 0 40
AMERISOURCEBERGEN CORP COM 03073E105 803 11,050 SH   SOLE   10,950 0 100
AMERISOURCEBERGEN CORP COM 03073E105 15 210 SH   OTR   210 0 0
ANALOG DEVICES INC COM 32654105 750 13,864 SH   SOLE   13,864 0 0
ANALOG DEVICES INC COM 32654105 6 105 SH   OTR   105 0 0
APPLE INC COM 37833100 1,725 18,557 SH   SOLE   18,452 0 105
APPLE INC COM 37833100 20 210 SH   OTR   210 0 0
BP PLC SPONSORED ADR 55622104 219 4,150 SH   SOLE   4,150 0 0
BANK MONTREAL QUE COM 63671101 291 3,950 SH   SOLE   3,950 0 0
BANK MONTREAL QUE COM 63671101 7 100 SH   OTR   100 0 0
BECTON DICKINSON & CO COM 75887109 633 5,349 SH   SOLE   5,349 0 0
BECTON DICKINSON & CO COM 75887109 8 65 SH   OTR   65 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 532 10,964 SH   SOLE   10,964 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 179 3,696 SH   OTR   3,696 0 0
CIGNA CORPORATION COM 125509109 188 2,042 SH   SOLE   2,042 0 0
CIGNA CORPORATION COM 125509109 304 3,306 SH   OTR   3,306 0 0
CVS CAREMARK CORPORATION COM 126650100 1,251 16,604 SH   SOLE   16,504 0 100
CVS CAREMARK CORPORATION COM 126650100 20 265 SH   OTR   265 0 0
CATERPILLAR INC DEL COM 149123101 267 2,460 SH   SOLE   2,260 0 200
CHEESECAKE FACTORY INC COM 163072101 378 8,148 SH   SOLE   8,148 0 0
CHEVRON CORP NEW COM 166764100 2,031 15,558 SH   SOLE   15,408 0 150
CHEVRON CORP NEW COM 166764100 8 65 SH   OTR   65 0 0
COCA COLA CO COM 191216100 692 16,330 SH   SOLE   16,180 0 150
COCA COLA CO COM 191216100 179 4,220 SH   OTR   4,220 0 0
COHEN & STEERS REIT & PFD IN COM 19247X100 379 21,000 SH   SOLE   21,000 0 0
COLGATE PALMOLIVE CO COM 194162103 231 3,394 SH   SOLE   3,394 0 0
COMCAST CORP NEW CL A 20030N101 1,364 25,418 SH   SOLE   25,418 0 0
COMCAST CORP NEW CL A 20030N101 17 320 SH   OTR   320 0 0
CONOCOPHILLIPS COM 20825C104 315 3,674 SH   SOLE   3,674 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,106 9,601 SH   SOLE   9,541 0 60
COSTCO WHSL CORP NEW COM 22160K105 10 85 SH   OTR   85 0 0
DANAHER CORP DEL COM 235851102 719 9,129 SH   SOLE   9,129 0 0
DISNEY WALT CO COM DISNEY 254687106 872 10,166 SH   SOLE   10,066 0 100
DISNEY WALT CO COM DISNEY 254687106 47 550 SH   OTR   550 0 0
DOMINION RES INC VA NEW COM 25746U109 273 3,820 SH   SOLE   3,820 0 0
DREYFUS MUN INCOME INC COM 26201R102 131 14,000 SH   SOLE   14,000 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 442 6,750 SH   SOLE   6,750 0 0
EBAY INC COM 278642103 226 4,522 SH   SOLE   4,422 0 100
EBAY INC COM 278642103 5 100 SH   OTR   100 0 0
ELECTRONIC ARTS INC COM 285512109 251 7,005 SH   SOLE   7,005 0 0
ELECTRONIC ARTS INC COM 285512109 4 100 SH   OTR   100 0 0
EMERSON ELEC CO COM 291011104 272 4,100 SH   SOLE   4,100 0 0
EMERSON ELEC CO COM 291011104 35 520 SH   OTR   520 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 747 10,770 SH   SOLE   10,470 0 300
EXPRESS SCRIPTS HLDG CO COM 30219G108 10 150 SH   OTR   150 0 0
EXXON MOBIL CORP COM 30231G102 1,222 12,140 SH   SOLE   12,040 0 100
EXXON MOBIL CORP COM 30231G102 233 2,310 SH   OTR   2,310 0 0
FISERV INC COM 337738108 203 3,365 SH   SOLE   3,365 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 372 9,314 SH   SOLE   9,214 0 100
FORTUNE BRANDS HOME & SEC IN COM 34964C106 8 200 SH   OTR   200 0 0
FRANKLIN RES INC COM 354613101 226 3,913 SH   SOLE   3,793 0 120
GENERAL ELECTRIC CO COM 369604103 1,653 62,892 SH   SOLE   62,392 0 500
GENERAL ELECTRIC CO COM 369604103 21 785 SH   OTR   785 0 0
GENERAL MLS INC COM 370334104 521 9,910 SH   SOLE   9,910 0 0
GOOGLE INC CL A 38259P508 710 1,214 SH   SOLE   1,214 0 0
GOOGLE INC CL A 38259P508 12 20 SH   OTR   20 0 0
GOOGLE INC CL C 38259P706 655 1,139 SH   SOLE   1,139 0 0
GOOGLE INC CL C 38259P706 6 10 SH   OTR   10 0 0
HELMERICH & PAYNE INC COM 423452101 986 8,490 SH   SOLE   8,490 0 0
HELMERICH & PAYNE INC COM 423452101 12 105 SH   OTR   105 0 0
HOME DEPOT INC COM 437076102 1,042 12,874 SH   SOLE   12,799 0 75
HOME DEPOT INC COM 437076102 51 630 SH   OTR   630 0 0
INTEL CORP COM 458140100 266 8,613 SH   SOLE   8,013 0 600
INTEL CORP COM 458140100 260 8,400 SH   OTR   8,400 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,026 5,658 SH   SOLE   5,658 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 44 245 SH   OTR   245 0 0
ISHARES CORE S&P500 ETF 464287200 2,024 10,273 SH   SOLE   10,273 0 0
ISHARES MSCI EAFE ETF 464287465 799 11,689 SH   SOLE   11,689 0 0
ISHARES RUS MID-CAP ETF 464287499 206 1,270 SH   SOLE   1,270 0 0
ISHARES CORE S&P MCP ETF 464287507 18,924 132,263 SH   SOLE   131,003 0 1,260
ISHARES CORE S&P MCP ETF 464287507 176 1,230 SH   OTR   1,230 0 0
ISHARES COHEN&STEER REIT 464287564 4,909 56,208 SH   SOLE   55,723 0 485
ISHARES COHEN&STEER REIT 464287564 58 665 SH   OTR   665 0 0
ISHARES CORE S&P SCP ETF 464287804 15,737 140,392 SH   SOLE   139,127 0 1,265
ISHARES CORE S&P SCP ETF 464287804 140 1,245 SH   OTR   1,245 0 0
ISHARES EAFE SML CP ETF 464288273 632 11,950 SH   SOLE   11,860 0 90
ISHARES EAFE SML CP ETF 464288273 8 150 SH   OTR   150 0 0
ISHARES CALI AMT-FRE ETF 464288356 290 2,500 SH   SOLE   2,500 0 0
ISHARES CALI AMT-FRE ETF 464288356 151 1,300 SH   OTR   1,300 0 0
JPMORGAN CHASE & CO COM 46625H100 1,153 20,010 SH   SOLE   20,010 0 0
JPMORGAN CHASE & CO COM 46625H100 12 200 SH   OTR   200 0 0
JOHNSON & JOHNSON COM 478160104 1,221 11,670 SH   SOLE   11,470 0 200
JOHNSON & JOHNSON COM 478160104 188 1,800 SH   OTR   1,800 0 0
LILLY ELI & CO COM 532457108 98 1,580 SH   SOLE   1,580 0 0
LILLY ELI & CO COM 532457108 149 2,400 SH   OTR   2,400 0 0
LOWES COS INC COM 548661107 232 4,825 SH   SOLE   4,825 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 213 2,530 SH   SOLE   2,530 0 0
MCDONALDS CORP COM 580135101 275 2,725 SH   SOLE   2,725 0 0
MCGRAW HILL FINL INC COM 580645109 340 4,100 SH   SOLE   4,100 0 0
MCKESSON CORP COM 58155Q103 1,450 7,786 SH   SOLE   7,736 0 50
MCKESSON CORP COM 58155Q103 17 90 SH   OTR   90 0 0
MERCK & CO INC NEW COM 58933Y105 344 5,950 SH   SOLE   5,950 0 0
MICROSOFT CORP COM 594918104 328 7,865 SH   SOLE   7,865 0 0
MICROSOFT CORP COM 594918104 133 3,200 SH   OTR   3,200 0 0
MYLAN INC COM 628530107 1,209 23,449 SH   SOLE   23,449 0 0
MYLAN INC COM 628530107 12 225 SH   OTR   225 0 0
NATIONAL OILWELL VARCO INC COM 637071101 361 4,387 SH   SOLE   4,387 0 0
NATIONAL OILWELL VARCO INC COM 637071101 5 60 SH   OTR   60 0 0
NEXTERA ENERGY INC COM 65339F101 476 4,645 SH   SOLE   4,595 0 50
NEXTERA ENERGY INC COM 65339F101 7 70 SH   OTR   70 0 0
NOVARTIS A G SPONSORED ADR 66987V109 203 2,240 SH   SOLE   2,190 0 50
ONEOK INC NEW COM 682680103 204 3,000 SH   SOLE   3,000 0 0
ORACLE CORP COM 68389X105 702 17,315 SH   SOLE   16,615 0 700
ORACLE CORP COM 68389X105 24 600 SH   OTR   600 0 0
PPG INDS INC COM 693506107 1,759 8,371 SH   SOLE   8,321 0 50
PPG INDS INC COM 693506107 12 59 SH   OTR   59 0 0
PACKAGING CORP AMER COM 695156109 360 5,040 SH   SOLE   5,040 0 0
PACKAGING CORP AMER COM 695156109 7 100 SH   OTR   100 0 0
PARKER HANNIFIN CORP COM 701094104 1,088 8,650 SH   SOLE   8,650 0 0
PARKER HANNIFIN CORP COM 701094104 13 100 SH   OTR   100 0 0
PEPSICO INC COM 713448108 787 8,809 SH   SOLE   8,809 0 0
PIMCO MUN INCOME FD II COM 72200W106 143 12,000 SH   SOLE   12,000 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,826 34,085 SH   SOLE   34,085 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 21 400 SH   OTR   400 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 204 1,905 SH   SOLE   1,905 0 0
PINNACLE FOODS INC DEL COM 72348P104 394 11,990 SH   SOLE   11,990 0 0
PINNACLE FOODS INC DEL COM 72348P104 5 150 SH   OTR   150 0 0
PIONEER NAT RES CO COM 723787107 950 4,135 SH   SOLE   4,085 0 50
PIONEER NAT RES CO COM 723787107 23 100 SH   OTR   100 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 451 7,515 SH   SOLE   7,415 0 100
PRICE T ROWE GROUP INC COM 74144T108 219 2,590 SH   SOLE   2,590 0 0
PROCTER & GAMBLE CO COM 742718109 332 4,230 SH   SOLE   4,230 0 0
PROCTER & GAMBLE CO COM 742718109 118 1,500 SH   OTR   1,500 0 0
PUBLIC STORAGE COM 74460D109 323 1,885 SH   SOLE   1,865 0 20
QUALCOMM INC COM 747525103 708 8,943 SH   SOLE   8,943 0 0
QUALCOMM INC COM 747525103 12 150 SH   OTR   150 0 0
REGIONS FINL CORP NEW COM 7591EP100 681 64,170 SH   SOLE   64,170 0 0
REGIONS FINL CORP NEW COM 7591EP100 14 1,300 SH   OTR   1,300 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 13,983 257,320 SH   SOLE   253,140 0 4,180
RYDEX ETF TRUST GUG S&P500 PU VA 78355W304 105 1,925 SH   OTR   1,925 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 13,845 179,088 SH   SOLE   175,888 0 3,200
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 109 1,405 SH   OTR   1,405 0 0
RYDEX ETF TRUST GUG S&P MC400 PV 78355W502 8,589 160,013 SH   SOLE   157,743 0 2,270
RYDEX ETF TRUST GUG S&P MC400 PV 78355W502 85 1,580 SH   OTR   1,580 0 0
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 13,850 110,483 SH   SOLE   109,378 0 1,105
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 184 1,470 SH   OTR   1,470 0 0
RYDEX ETF TRUST GUG S&P SC600 PG 78355W809 433 5,330 SH   SOLE   5,330 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 11,154 220,873 SH   SOLE   217,468 0 3,405
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 217 4,300 SH   OTR   4,300 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 864 21,440 SH   SOLE   21,440 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 12 300 SH   OTR   300 0 0
SCHLUMBERGER LTD COM 806857108 780 6,613 SH   SOLE   6,613 0 0
SCHLUMBERGER LTD COM 806857108 206 1,750 SH   OTR   1,750 0 0
SMUCKER J M CO COM NEW 832696405 198 1,860 SH   SOLE   1,860 0 0
SMUCKER J M CO COM NEW 832696405 5 50 SH   OTR   50 0 0
SPECTRA ENERGY CORP COM 847560109 900 21,179 SH   SOLE   21,179 0 0
SPECTRA ENERGY CORP COM 847560109 13 300 SH   OTR   300 0 0
STRYKER CORP COM 863667101 464 5,501 SH   SOLE   5,401 0 100
STRYKER CORP COM 863667101 8 100 SH   OTR   100 0 0
TRW AUTOMOTIVE HLDGS CORP COM 87264S106 624 6,970 SH   SOLE   6,870 0 100
TRW AUTOMOTIVE HLDGS CORP COM 87264S106 13 150 SH   OTR   150 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 314 14,675 SH   SOLE   14,675 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 12 550 SH   OTR   550 0 0
3M CO COM 88579Y101 1,266 8,838 SH   SOLE   8,688 0 150
3M CO COM 88579Y101 19 130 SH   OTR   130 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 446 3,730 SH   SOLE   3,680 0 50
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 6 50 SH   OTR   50 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,078 11,455 SH   SOLE   11,355 0 100
TRAVELERS COMPANIES INC COM 89417E109 12 130 SH   OTR   130 0 0
US BANCORP DEL COM NEW 902973304 256 5,910 SH   SOLE   5,910 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,400 12,128 SH   SOLE   12,068 0 60
UNITED TECHNOLOGIES CORP COM 913017109 13 110 SH   OTR   110 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 598 7,060 SH   SOLE   7,060 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 312 7,230 SH   SOLE   7,230 0 0
VANGUARD INDEX FDS REIT ETF 922908553 231 3,081 SH   SOLE   3,081 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,096 22,397 SH   SOLE   22,297 0 100
VERIZON COMMUNICATIONS INC COM 92343V104 74 1,518 SH   OTR   1,518 0 0
VISA INC COM CL A 92826C839 1,586 7,527 SH   SOLE   7,477 0 50
VISA INC COM CL A 92826C839 19 90 SH   OTR   90 0 0
WATERS CORP COM 941848103 304 2,915 SH   SOLE   2,915 0 0
WATERS CORP COM 941848103 7 65 SH   OTR   65 0 0
WELLS FARGO & CO NEW COM 949746101 252 4,796 SH   SOLE   4,296 0 500