The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Medtronic PLC SHS G5960L103   10,398,646 126,228 SH   SOLE   0 0 126,228
Aflac Inc COM 001055102   12,546,171 152,075 SH   SOLE   0 0 152,075
AT&T Inc COM 00206R102   13,405,535 798,900 SH   SOLE   0 0 798,900
Aberdeen STD Silver ETF TR PHYSCL SILVR SHS 003264108   1,664,077 73,082 SH   SOLE   0 0 73,082
Air Products & Chems Inc COM 009158106   13,677,870 49,956 SH   SOLE   0 0 49,956
Amer States Wtr Inc COM 029899101   2,168,624 26,966 SH   SOLE   0 0 26,966
Analog Devices Inc COM 032654105   13,406,214 67,517 SH   SOLE   0 0 67,517
Automatic Data Processing In COM 053015103   17,192,340 73,796 SH   SOLE   0 0 73,796
Avista Corp COM 05379B107   6,105,136 170,821 SH   SOLE   0 0 170,821
Becton Dickinson & Co COM 075887109   357,049 1,464 SH   SOLE   0 0 1,464
Berkshire Hathaway Inc Del CL B New 084670702   376,754 1,056 SH   SOLE   0 0 1,056
CVS Health Corp COM 126650100   19,147,554 242,497 SH   SOLE   0 0 242,497
Caterpillar Inc Del COM 149123101   16,870,454 57,058 SH   SOLE   0 0 57,058
Chevron Corp New COM 166764100   14,124,068 94,691 SH   SOLE   0 0 94,691
Cisco SYS Inc COM 17275R102   14,709,913 291,170 SH   SOLE   0 0 291,170
Colgate Palmolive Co COM 194162103   6,480,885 81,306 SH   SOLE   0 0 81,306
Cummins Inc COM 231021106   8,711,986 36,365 SH   SOLE   0 0 36,365
Emerson Elec Co COM 291011104   11,062,739 113,662 SH   SOLE   0 0 113,662
Exxon Mobil Corp COM 30231G102   17,359,870 173,633 SH   SOLE   0 0 173,633
Fedex Corp COM 31428X106   3,175,358 12,552 SH   SOLE   0 0 12,552
Fidelity Covington Trust MCI FINCLS IDX 316092501   2,390,378 44,638 SH   SOLE   0 0 44,638
Fidelity Covington Trust MSCI HLTH CARE I 316092600   6,769,689 104,648 SH   SOLE   0 0 104,648
Fidelity Covington Trust MSCI UTILS INDEX 316092865   3,381,597 82,761 SH   SOLE   0 0 82,761
Fortis Inc COM 349553107   12,100,131 294,192 SH   SOLE   0 0 294,192
General Dynamics Corp COM 369550108   9,130,585 35,162 SH   SOLE   0 0 35,162
Hershey Co COM 427866108   10,978,032 58,882 SH   SOLE   0 0 58,882
Home Depot Inc COM 437076102   8,986,378 25,931 SH   SOLE   0 0 25,931
Illinois Tool WKS Inc COM 452308109   13,954,030 53,272 SH   SOLE   0 0 53,272
Intel Corp COM 458140100   1,866,842 37,151 SH   SOLE   0 0 37,151
International Business Machs COM 459200101   10,769,598 65,849 SH   SOLE   0 0 65,849
iShares Silver Trust iShares 46428Q109   16,132,482 740,702 SH   SOLE   0 0 740,702
Johnson & Johnson COM 478160104   11,316,162 72,197 SH   SOLE   0 0 72,197
Kenvue Inc COM 49177J102   7,797,466 362,167 SH   SOLE   0 0 362,167
Kimberly Clark Corp COM 494368103   13,498,737 111,092 SH   SOLE   0 0 111,092
Kinder Morgan Inc Del COM 49456B101   12,433,724 704,860 SH   SOLE   0 0 704,860
Kroger Co COM 501044101   6,875,598 150,418 SH   SOLE   0 0 150,418
L3 Harris Technologies Inc COM 502431109   14,026,817 66,598 SH   SOLE   0 0 66,598
Lowes Cos Inc COM 548661107   16,979,650 76,296 SH   SOLE   0 0 76,296
McDonalds Corp COM 580135101   12,534,818 42,275 SH   SOLE   0 0 42,275
Merck & Co Inc COM 58933Y105   21,360,222 195,929 SH   SOLE   0 0 195,929
Microsoft Corp COM 594918104   790,007 2,101 SH   SOLE   0 0 2,101
Norfolk Southern Corp COM 655844108   16,564,072 70,074 SH   SOLE   0 0 70,074
Novartis AG Sponsored ADR 66987V109   13,848,603 137,156 SH   SOLE   0 0 137,156
Oracle Corp COM 68389X105   11,015,335 104,480 SH   SOLE   0 0 104,480
PNC Finl Svcs Group Inc COM 693475105   9,449,216 61,022 SH   SOLE   0 0 61,022
Pepsico Inc COM 713448108   264,678 1,558 SH   SOLE   0 0 1,558
Pfizer Inc COM 717081103   5,567,438 193,381 SH   SOLE   0 0 193,381
Phillips 66 COM 718546104   14,269,595 107,177 SH   SOLE   0 0 107,177
Price T Rowe Group Inc COM 74144T108   6,014,944 55,854 SH   SOLE   0 0 55,854
Procter & Gamble Co COM 742718109   17,392,459 118,687 SH   SOLE   0 0 118,687
Rockwell Automation Inc COM 773903109   5,714,211 18,404 SH   SOLE   0 0 18,404
SPDR Gold Trust Gold SHS 78463V107   26,374,750 137,965 SH   SOLE   0 0 137,965
Sanofi Sponsored ADR 80105N105   6,355,942 127,809 SH   SOLE   0 0 127,809
Smucker J M Co COM NEW 832696405   10,269,224 81,257 SH   SOLE   0 0 81,257
Southern Co COM 842587107   15,131,678 215,797 SH   SOLE   0 0 215,797
Texas Instrs Inc COM 882508104   19,939,322 116,974 SH   SOLE   0 0 116,974
Unilever PLC ADR Spon ADR New 904767704   11,418,165 235,523 SH   SOLE   0 0 235,523
Union Pac Corp COM 907818108   10,734,396 43,703 SH   SOLE   0 0 43,703
United Parcel Service Inc CL B 911312106   12,773,180 81,239 SH   SOLE   0 0 81,239
Valero Energy Corp COM 91913Y100   11,535,794 88,737 SH   SOLE   0 0 88,737
Vanguard Group DIV APP ETF 921908844   941,200 5,523 SH   SOLE   0 0 5,523
Vanguard Whitehall FDS INC HIGH DIV YLD 921946406   2,992,010 26,803 SH   SOLE   0 0 26,803
Vanguard World FDS Consum STP ETF 92204A207   268,625 1,407 SH   SOLE   0 0 1,407
Vanguard World FDS Health Car ETF 92204A504   429,000 1,711 SH   SOLE   0 0 1,711
Vanguard INTL Equity Index F ALLWRLD EX US 922042775   854,354 15,218 SH   SOLE   0 0 15,218
Vanguard Scottsdale FDS INT-TERM CORP 92206C870   365,760 4,500 SH   SOLE   0 0 4,500
Vanguard Index FDS TOTAL STK MKT 922908769   426,436 1,798 SH   SOLE   0 0 1,798
Verizon Communications Inc COM 92343V104   12,706,944 337,054 SH   SOLE   0 0 337,054
Visa Inc Com CL A 92826C839   22,723,422 87,280 SH   SOLE   0 0 87,280
WEC Energy Group Inc COM 92939U106   3,642,585 43,277 SH   SOLE   0 0 43,277
Walgreens Boots Alliance Inc COM 931427108   2,488,710 95,316 SH   SOLE   0 0 95,316
Wal-Mart Stores Inc COM 931142103   9,116,174 57,825 SH   SOLE   0 0 57,825
Williams Cos Inc COM 969457100   11,023,720 316,501 SH   SOLE   0 0 316,501
World Gold TR SPRD GLD Minis 98149E204   36,395,739 889,654 SH   SOLE   0 0 889,654