The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 209 1,186 SH   SOLE   100 0 1,086
Abbott Laboratories COM 2824100 511 12,076 SH   SOLE   0 0 12,076
AbbVie Inc COM 00287Y109 466 7,384 SH   SOLE   0 0 7,384
Accenture plc COM G1151C101 738 6,043 SH   SOLE   0 0 6,043
AFLAC Inc COM 1055102 1,254 17,445 SH   SOLE   16,128 0 1,317
Allstate Corporation COM 20002101 1,587 22,938 SH   SOLE   22,604 0 334
Alphabet Inc Cl A COM 02079K305 460 572 SH   SOLE   389 0 183
Alphabet Inc Cl C COM 02079K107 309 397 SH   SOLE   18 0 379
Altria Group Inc COM 02209S103 531 8,404 SH   SOLE   5,423 0 2,981
Amazon.com, Inc COM 23135106 232 277 SH   SOLE   16 0 261
Amdocs Ltd COM G02602103 341 5,901 SH   SOLE   5,901 0 0
American Equity Investment Lif COM 25676206 449 25,310 SH   SOLE   25,310 0 0
American Tower REIT COM 03027X100 847 7,474 SH   SOLE   5,882 0 1,592
Amgen Inc COM 31162100 583 3,497 SH   SOLE   300 0 3,197
Apple Inc COM 37833100 4,407 38,985 SH   SOLE   33,367 0 5,618
Argonaut Gold Inc COM 04016A101 40 15,300 SH   SOLE   0 0 15,300
AT&T Inc COM 00206R102 863 21,260 SH   SOLE   20,956 0 304
Automatic Data Processing COM 53015103 766 8,687 SH   SOLE   200 0 8,487
AutoZone Inc COM 53332102 288 375 SH   SOLE   0 0 375
Berkshire Hathaway Inc CL B COM 84670702 506 3,503 SH   SOLE   50 0 3,453
Berkshire Hills Bancorp Inc COM 84680107 795 28,689 SH   SOLE   28,393 0 296
Bristol Myers Squibb Co COM 110122108 429 7,965 SH   SOLE   0 0 7,965
Buckeye Partners LP COM 118230101 1,294 18,075 SH   SOLE   75 0 18,000
Business Development Co COM 12325J101 2,497 282,439 SH   SOLE   282,439 0 0
Capital One Financial Corp COM 14040H105 385 5,355 SH   SOLE   0 0 5,355
Caviton Energy Systems Inc COM BEK996500 0 19,160 SH   SOLE   0 0 19,160
Charter Communications Inc. COM 16119P108 310 1,149 SH   SOLE   0 0 1,149
Chevron Corporation COM 166764100 279 2,707 SH   SOLE   0 0 2,707
Chubb Limited COM H1467J104 286 2,276 SH   SOLE   0 0 2,276
Cisco Systems Inc COM 17275R102 265 8,370 SH   SOLE   8,070 0 300
Citigroup Inc COM 172967424 889 18,818 SH   SOLE   18,630 0 188
Colonial BancGroup Inc COM 195493309 0 23,125 SH   SOLE   23,125 0 0
Comcast Corporation COM 20030N101 325 4,903 SH   SOLE   423 0 4,480
ConAgra Foods, Inc. COM 205887102 367 7,787 SH   SOLE   7,787 0 0
Connecture Inc COM 20786J106 142 75,600 SH   SOLE   75,600 0 0
Corning Incorporated COM 219350105 424 17,923 SH   SOLE   0 0 17,923
CVS Caremark Corp COM 126650100 206 2,311 SH   SOLE   502 0 1,809
Dycom Industries Inc COM 267475101 4,545 55,582 SH   SOLE   55,385 0 197
Eli Lilly & Company COM 532457108 551 6,860 SH   SOLE   0 0 6,860
Enterprise Products Partners L COM 293792107 2,222 80,405 SH   SOLE   1,536 0 78,869
Exxon Mobil Corporation COM 30231G102 996 11,413 SH   SOLE   3,412 0 8,001
Federal Realty Investment Trus COM 313747206 205 1,335 SH   SOLE   0 0 1,335
General Electric Company COM 369604103 686 23,177 SH   SOLE   6,623 0 16,554
Global Net Lease, Inc. COM 379378102 461 56,556 SH   SOLE   56,556 0 0
Golden Arch Resources Ltd. COM 38079K101 0 23,000 SH   SOLE   0 0 23,000
Goldman Sachs Group Inc COM 38141G104 645 4,000 SH   SOLE   0 0 4,000
Holly Energy Partners LP COM 435763107 271 8,000 SH   SOLE   0 0 8,000
Home Depot Incorporated COM 437076102 3,319 25,792 SH   SOLE   23,780 0 2,012
Honeywell International Inc COM 438516106 558 4,782 SH   SOLE   2,916 0 1,866
Hormel Foods Corp COM 440452100 222 5,854 SH   SOLE   0 0 5,854
Intellitar Inc Series A Pfd COM 458998663 0 12,000 SH   SOLE   12,000 0 0
International Business Machine COM 459200101 752 4,732 SH   SOLE   0 0 4,732
iShares MSCI Canada Index COM 464286509 6,362 247,648 SH   SOLE   206,767 0 40,881
iShares MSCI Emerging Markets COM 464287234 6,608 176,451 SH   SOLE   138,835 0 37,616
iShares Russell 2000 Index COM 464287655 7,205 58,007 SH   SOLE   42,968 0 15,039
iShares S&P MidCap 400 Index COM 464287507 212 1,372 SH   SOLE   496 0 876
iShares S&P U.S. Preferred Sto COM 464288687 1,408 35,644 SH   SOLE   33,818 0 1,826
J. C. Penney Company, Inc. COM 708160106 498 54,000 SH   SOLE   0 0 54,000
Johnson & Johnson Company COM 478160104 804 6,808 SH   SOLE   3,713 0 3,095
Kimberly-Clark Corp COM 494368103 279 2,209 SH   SOLE   200 0 2,009
L-3 Communications Holdings In COM 502424104 518 3,435 SH   SOLE   3,435 0 0
Lowe's Companies Inc. COM 548661107 517 7,164 SH   SOLE   4,918 0 2,246
Magellan Midstream Partners LP COM 559080106 1,152 16,289 SH   SOLE   289 0 16,000
Mastercard Inc. COM 57636Q104 339 3,327 SH   SOLE   3,327 0 0
Merck & Company Incorporated COM 58933Y105 219 3,504 SH   SOLE   205 0 3,299
Microsoft Corporation COM 594918104 474 8,235 SH   SOLE   900 0 7,335
NextEra Energy, Inc. COM 65339F101 425 3,477 SH   SOLE   237 0 3,240
NIC Inc COM 62914B100 918 39,069 SH   SOLE   38,619 0 450
Nike Inc COM 654106103 390 7,398 SH   SOLE   0 0 7,398
Novo Nordisk A/S COM 670100205 222 5,348 SH   SOLE   0 0 5,348
ONEOK Partners, L.P. COM 68268N103 519 13,000 SH   SOLE   0 0 13,000
PC Connection Inc COM 69318J100 1,114 42,154 SH   SOLE   41,875 0 279
Pepsico Inc COM 713448108 1,855 17,058 SH   SOLE   3,521 0 13,537
Perseus Mining Ltd NPV COM Q74174105 32 78,500 SH   SOLE   0 0 78,500
Pfizer Inc COM 717081103 803 23,712 SH   SOLE   9,968 0 13,744
Philip Morris International In COM 718172109 352 3,616 SH   SOLE   3,439 0 177
Phillips Van Heusen Corp. COM 693656100 737 6,666 SH   SOLE   6,615 0 51
ProAssurance Corp COM 74267C106 620 11,806 SH   SOLE   11,806 0 0
Procter & Gamble Co COM 742718109 879 9,797 SH   SOLE   8,158 0 1,639
Reata Pharmaceuticals, Inc. COM 75615P103 1,435 54,432 SH   SOLE   18,942 0 35,490
Reynolds American Inc COM 761713106 1,120 23,757 SH   SOLE   23,531 0 226
Rollins Inc COM 775711104 978 33,392 SH   SOLE   33,172 0 220
Rolls-Royce Holdings plc COM G76225138 0 380,540 SH   SOLE   380,540 0 0
Ross Stores Inc COM 778296103 2,627 40,863 SH   SOLE   40,625 0 238
Royal Bank of Canada COM 780087102 2,215 35,756 SH   SOLE   35,756 0 0
Rydex S&P Equal Weight COM 78355W106 633 7,567 SH   SOLE   0 0 7,567
ServisFirst Bancshares Inc COM 81768T108 234 4,506 SH   SOLE   4,506 0 0
SPDR Gold Trust ETF COM 78463V107 6,724 53,517 SH   SOLE   42,272 0 11,245
SPDR S&P 500 ETF COM 78462F103 8,331 38,517 SH   SOLE   31,943 0 6,574
Sprott Physical Gold Trust Com COM 85207H104 109 10,000 SH   SOLE   0 0 10,000
Sprott Physical Silver Trust COM 85207K107 157 21,300 SH   SOLE   0 0 21,300
Synchronoss Technologies Inc COM 87157B103 1,138 27,626 SH   SOLE   27,159 0 467
SYSCO Corporation COM 871829107 281 5,735 SH   SOLE   0 0 5,735
Target Corporation COM 87612E106 698 10,161 SH   SOLE   0 0 10,161
Teradyne Inc COM 880770102 242 11,200 SH   SOLE   11,200 0 0
Teranga Gold Corporation CDA COM 880797105 82 92,000 SH   SOLE   0 0 92,000
Texas Instruments Inc COM 882508104 271 3,862 SH   SOLE   1,051 0 2,811
The Coca-Cola Company COM 191216100 968 22,867 SH   SOLE   14,437 0 8,430
The KEYW Holding Corporation COM 493723100 887 80,368 SH   SOLE   0 0 80,368
The Walt Disney Company COM 254687106 686 7,382 SH   SOLE   1,755 0 5,627
United Technologies Corp COM 913017109 705 6,941 SH   SOLE   0 0 6,941
UTG, Inc. COM 293747341 349 21,739 SH   SOLE   0 0 21,739
V.F. Corporation COM 918204108 220 3,929 SH   SOLE   0 0 3,929
Vail Resorts Inc COM 91879Q109 1,424 9,077 SH   SOLE   9,031 0 46
VEREIT, Inc. COM 92339V100 470 45,353 SH   SOLE   45,353 0 0
Verizon Communications Inc. COM 92343V104 813 15,647 SH   SOLE   9,690 0 5,957
Visa Inc COM 92826C839 813 9,828 SH   SOLE   5,684 0 4,144
Wells Fargo & Company COM 949746101 511 11,539 SH   SOLE   5,581 0 5,958
Westamerica Bancorp. COM 957090103 684 13,446 SH   SOLE   13,323 0 123
Weyerhaeuser Co. COM 962166104 486 15,200 SH   SOLE   0 0 15,200
VEREIT Series F Pfd, 6.7% PFD 92339V209 1,091 40,962 SH   SOLE   40,962 0 0
Deutsche X-trackers MSCI EAFE COM 233051200 390 14,775 SH   SOLE   0 0 14,775
First Trust Health Care AlphaD COM 33734X143 300 4,930 SH   SOLE   4,930 0 0
First Trust Large Cap Core Alp COM 33734K109 1,309 28,005 SH   SOLE   28,005 0 0
First Trust Mid Cap Core Alpha COM 33735B108 264 5,003 SH   SOLE   5,003 0 0
Guggenheim BulletShares 2016 H COM 18383M415 320 12,394 SH   SOLE   12,394 0 0
Guggenheim BulletShares 2017 H COM 18383M399 2,030 78,355 SH   SOLE   78,355 0 0
Industrial Select Sector SPDR COM 81369Y704 205 3,508 SH   SOLE   1,637 0 1,871
iShares Barclays Aggregate Bon COM 464287226 20,353 181,045 SH   SOLE   66,075 0 114,970
iShares Barclays TIPS Bond Fun COM 464287176 6,050 51,937 SH   SOLE   27,554 0 24,382
iShares Dow Jones US Aerospace COM 464288760 5,111 39,600 SH   SOLE   32,957 0 6,643
iShares MSCI EAFE Index Fund E COM 464287465 326 5,509 SH   SOLE   0 0 5,509
iShares Russell 1000 Value Ind COM 464287598 6,377 60,381 SH   SOLE   50,344 0 10,038
iShares Russell 3000 Index Fun COM 464287689 651 5,075 SH   SOLE   0 0 5,075
iShares S&P 500 Index ETF COM 464287200 681 3,129 SH   SOLE   1,532 0 1,597
PowerShares DB Commodity Track COM 73935S105 539 35,920 SH   SOLE   33,085 0 2,835
PowerShares S&P SmallCap Finan COM 73937B803 266 5,899 SH   SOLE   5,899 0 0
Schwab US Large-Cap ETF COM 808524201 4,480 86,779 SH   SOLE   86,779 0 0
Schwab US Mid-Cap ETF COM 808524508 6,721 154,428 SH   SOLE   131,584 0 22,845
SPDR Euro Stoxx 50 COM 78463X202 375 11,440 SH   SOLE   0 0 11,440
Technology Select Sector SPDR COM 81369Y803 6,146 128,632 SH   SOLE   109,740 0 18,892
Vanguard Dividend Appreciation COM 921908844 1,131 13,479 SH   SOLE   0 0 13,479
Vanguard FTSE Developed Market COM 921943858 1,628 43,520 SH   SOLE   7,484 0 36,036
Vanguard High Dividend Yield I COM 921946406 1,050 14,550 SH   SOLE   12,642 0 1,908
Vanguard REIT Index ETF COM 922908553 19,088 220,059 SH   SOLE   136,885 0 83,175
Vanguard Russell 2000 Index ET COM 92206C664 15,074 151,376 SH   SOLE   83,875 0 67,501
Vanguard S&P 500 ETF COM 922908363 49,880 251,044 SH   SOLE   95,693 0 155,351