Accounts Receivable |
Accounts Receivable Accounts receivable, net consisted of the following: | | | | | | | | | | | | | December 31, 2023 | | December 31, 2022 | | (In thousands) | Trade receivables | $ | 29,786 | | | $ | 26,083 | | Reserve for uncollectible trade receivables | (109) | | | (169) | | Net trade receivables | 29,677 | | | 25,914 | | | | | | Overdrawn cardholder balances from purchase transactions | 9,565 | | | 3,821 | | Reserve for uncollectible overdrawn accounts from purchase transactions | (5,281) | | | (2,230) | | Net overdrawn cardholder balances from purchase transactions | 4,284 | | | 1,591 | | | | | | Cardholder fees | 2,564 | | | 2,480 | | Receivables due from card issuing banks | 1,768 | | | 3,211 | | Fee advances, net | 41,974 | | | 28,924 | | Other receivables | 29,874 | | | 12,317 | | Accounts receivable, net | $ | 110,141 | | | $ | 74,437 | |
Activity in the reserve for uncollectible overdrawn accounts from purchase transactions consisted of the following: | | | | | | | | | | | | | | | | | | | Year Ended December 31, | | 2023 | | 2022 | | 2021 | | (In thousands) | Balance, beginning of period | $ | 2,230 | | | $ | 3,394 | | | $ | 1,653 | | Provision for uncollectible overdrawn accounts from purchase transactions | 24,771 | | | 13,771 | | | 19,822 | | Charge-offs | (21,720) | | | (14,935) | | | (18,081) | | Balance, end of period | $ | 5,281 | | | $ | 2,230 | | | $ | 3,394 | |
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