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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Operating revenues:      
Operating revenues $ 1,414,410 $ 1,238,974 $ 1,076,654
Interest income, net 18,787 14,786 31,941
Total operating revenues 1,433,197 1,253,760 1,108,595
Operating expenses:      
Sales and marketing expenses 382,163 415,111 386,840
Compensation and benefits expenses 264,686 233,155 198,412
Processing expenses 389,284 293,711 200,674
Other general and administrative expenses 330,590 281,710 199,751
Total operating expenses 1,366,723 1,223,687 985,677
Operating income 66,474 30,073 122,918
Interest expense, net 150 761 1,864
Other (expense) income, net (2,624) (1,217) 27
Income before income taxes 63,700 28,095 121,081
Income tax expense 16,220 4,964 21,184
Net income $ 47,480 $ 23,131 $ 99,897
Basic earnings per common share (in USD per share) $ 0.87 $ 0.43 $ 1.91
Diluted earnings per common share (in USD per share) $ 0.85 $ 0.42 $ 1.88
Basic weighted-average common shares issued and outstanding (in shares) 54,070 52,438 52,195
Diluted weighted-average common shares issued and outstanding (in shares) 55,220 53,685 53,138
Card revenues and other fees      
Operating revenues:      
Operating revenues $ 788,834 $ 593,915 $ 459,357
Cash processing revenues      
Operating revenues:      
Operating revenues 245,539 293,216 287,064
Interchange revenues      
Operating revenues:      
Operating revenues $ 380,037 $ 351,843 $ 330,233