Accounts Receivable |
Accounts receivable, net consisted of the following: | | | | | | | | | | December 31, | | 2012 | | 2011 | | (In thousands) | Overdrawn account balances due from cardholders | $ | 24,328 |
| | $ | 22,139 |
| Reserve for uncollectible overdrawn accounts | (16,257 | ) | | (15,309 | ) | Net overdrawn account balances due from cardholders | 8,071 |
| | 6,830 |
| | | | | Trade receivables | 5,686 |
| | 5,574 |
| Reserve for uncollectible trade receivables | (69 | ) | | (453 | ) | Net trade receivables | 5,617 |
| | 5,121 |
| | | | | Receivables due from card issuing banks | 33,729 |
| | 28,812 |
| Other receivables | 3,375 |
| | 4,691 |
| Accounts receivable, net | $ | 50,792 |
| | $ | 45,454 |
|
Note 4—Accounts Receivable (continued) Activity in the reserve for uncollectible overdrawn accounts consisted of the following: | | | | | | | | | | | | | | Year Ended December 31, | | 2012 | | 2011 | | 2010 | | (In thousands) | Balance, beginning of period | $ | 15,309 |
| | $ | 11,823 |
| | $ | 7,460 |
| Provision for uncollectible overdrawn accounts: | | | | |
| Fees | 59,445 |
| | 55,048 |
| | 43,634 |
| Purchase transactions | 2,900 |
| | 5,514 |
| | 2,459 |
| Charge-offs | (61,397 | ) | | (57,076 | ) | | (41,730 | ) | Balance, end of period | $ | 16,257 |
| | $ | 15,309 |
| | $ | 11,823 |
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