The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 3-7 YR TR BD ETF 464288661 176,355 1,439,513 SH   SOLE   0 0 1,439,513
ISHARES TR CORE S&P MCP ETF 464287507 666,891 4,033,451 SH   SOLE   0 0 4,033,451
ISHARES TR EXPONEN TECHNO 46434V381 762,158 28,459,955 SH   SOLE   0 0 28,459,955
ISHARES TR IBOXX INV CP ETF 464287242 801,442 6,839,410 SH   SOLE   0 0 6,839,410
ISHARES TR MSCI EAFE ETF 464287465 92,663 1,605,114 SH   SOLE   0 0 1,605,114
ISHARES TR NATIONAL MUN ETF 464288414 2,464 22,781 SH   SOLE   0 0 22,781
ISHARES TR RUS 1000 VAL ETF 464287598 2,142,375 19,123,226 SH   SOLE   0 0 19,123,226
ISHARES TR RUS 2000 GRW ETF 464287648 93,486 607,286 SH   SOLE   0 0 607,286
ISHARES TR S&P MC 400GR ETF 464287606 77,524 425,491 SH   SOLE   0 0 425,491
ISHARES TR S&P MC 400VL ETF 464287705 110,890 763,652 SH   SOLE   0 0 763,652
POWERSHARES ETF TR II GBL CLEAN ENER 73936T615 467 44,878 SH   SOLE   0 0 44,878
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152 821,752 24,544,574 SH   SOLE   0 0 24,544,574
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 54,775 677,986 SH   SOLE   0 0 677,986
VANGUARD INDEX FDS GROWTH ETF 922908736 1,311,431 11,763,827 SH   SOLE   0 0 11,763,827
VANGUARD INDEX FDS MID CAP ETF 922908629 298 2,262 SH   SOLE   0 0 2,262
VANGUARD INDEX FDS REIT ETF 922908553 771,876 9,352,668 SH   SOLE   0 0 9,352,668
VANGUARD INDEX FDS TOTAL STK MKT 922908769 65,575 568,635 SH   SOLE   0 0 568,635
VANGUARD INDEX FDS VALUE ETF 922908744 536 5,761 SH   SOLE   0 0 5,761