8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): March 23, 2007

                           SUGAR CREEK FINANCIAL CORP.
                           ---------------------------
             (Exact Name of Registrant as Specified in Its Charter)

       United States                    333-139332           To Be Applied For
       -------------                    ----------           -----------------
(State or other jurisdiction of         (Commission           (IRS Employer
incorporation or organization)          File Number)         Identification No.)

                 28 West Broadway, Trenton, Illinois 62293-1304
                 ----------------------------------------------
               (Address of principal executive offices) (Zip Code)

                                 (618) 224-9228
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)



Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))




ITEM 8.01     OTHER EVENTS
              ------------

         On March 23, 2007, Sugar Creek Financial Corp. (the "Company"), the
proposed holding company for Tempo Bank, announced that it has completed its
community offering. The subscription offering, which was open only to eligible
depositors and certain borrowers of the Bank, concluded on March 20, 2007. The
Company has received orders for approximately 408,095 shares in the subscription
and community offering, including shares to be purchased by the Company's
employee stock ownership plan.

         The press release detailing this announcement is attached hereto as
Exhibit 99.1 and is incorporated herein by reference.

ITEM 9.01     FINANCIAL STATEMENTS AND EXHIBITS
              ---------------------------------

        (d)   Exhibits

              Number            Description
              ------            -----------

              99.1              Press release dated March 23, 2007






                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.




Date:  March 26, 2007                  By: /s/ Francis J. Eversman
                                           -------------------------------------
                                           Francis J. Eversman
                                           President and Chief Operating Officer

EX-99.1

For Immediate Release

Contact: Robert J. Stroh, Jr., CEO and CFO
(618) 224-9228

March 23, 2007

               SUGAR CREEK FINANCIAL CORP. ANNOUNCES COMPLETION OF
                               COMMUNITY OFFERING

Trenton, Illinois - Sugar Creek Financial Corp., the proposed holding company
for Tempo Bank, announced today that it has completed its community offering.
The subscription offering, which was open only to eligible depositors and
certain borrowers of the Bank, concluded on March 20, 2007.

The Company has received orders for approximately 408,095 shares in the
subscription and community offering, including shares to be purchased by the
Company's employee stock ownership plan. The final number of shares to be issued
in the offering remains subject to confirmation of all orders. The Company
expects to close the offering in early April 2007, at which time the Company
will announce its trading symbol.

The stock offering is being conducted pursuant to the Company's Plan of
Reorganization and Stock Issuance, the terms and conditions of which are set
forth in the Company's prospectus dated February 12, 2007. The completion of the
offering remains subject to confirmation by RP Financial, LC., the Company's
independent appraiser, of the Company's existing appraisal and receipt of final
regulatory approvals.

This press release contains certain forward-looking statements about the
proposed stock issuance by the Company. These include statements regarding the
proposed timing of the offering. Forward-looking statements can be identified by
the fact that they do not relate strictly to historical or current facts. They
often include words like "believe," "expect," "anticipate," "estimate" and
"intend" or future or conditional verbs such as "will," "would," "should,"
"could" or "may." Certain factors that could cause actual results to differ
materially from expected results include delays in the offering, changes in the
interest rate environment, changes in general economic conditions, legislative
and regulatory changes that adversely affect the business of the Bank, and
changes in the securities markets. Except as required by law, the Company does
not undertake any obligation to update any forward-looking statements to reflect
changes in belief, expectations or events.

This press release is neither an offer to sell nor a solicitation of an offer to
buy any securities. The offer is made only by the prospectus. The shares of
common stock offered by the Company are not savings accounts or savings
deposits, may lose value and are not insured by the Federal Deposit Insurance
Corporation or any other government agency.