Regulatory Capital Requirements (Tables)

12 Months Ended

Sep. 30, 2020

Banking And Thrift Other Disclosures [Abstract]

The Bank's Actual Capital Ratios

The Bank’s actual capital ratios are presented in the following table (dollars in thousands):

	2020					2019
	Amount		Ratio			Amount		Ratio
Total capital    (to risk-weighted assets)
Actual	$	192,423		13.7	%	$	184,214		14.0	%
For capital adequacy purposes		112,039		8.0			105,281		8.0
To be well capitalized		140,049		10.0			131,602		10.0
Tier 1 capital    (to risk-weighted assets)
Actual	$	176,971		12.6	%	$	171,532		13.0	%
For capital adequacy purposes		84,029		6.0			78,961		6.0
To be well capitalized		112,039		8.0			105,281		8.0
Common equity tier 1 capital    (to risk-weighted assets)
Actual	$	176,971		12.6	%	$	171,532		13.0	%
For capital adequacy purposes		63,022		4.5			59,221		4.5
To be well capitalized		91,032		6.5			85,541		6.5
Tier 1 capital    (to adjusted assets)
Actual	$	176,971		9.1	%	$	171,532		9.7	%
For capital adequacy purposes		77,919		4.0			70,979		4.0
To be well capitalized		97,399		5.0			88,724		5.0