DEPOSITS

Deposits and their respective weighted-average interest rates consist of the following major classifications (in thousands):

	2016					2015
	Weighted- Average Interest Rate			Amount		Weighted- Average Interest Rate			Amount

Noninterest-bearing demand accounts	— %			$	142,924	— %			$	98,514
Interest bearing demand accounts		0.13			167,259		0.09			110,268
Money market accounts		0.51			249,947		0.23			162,418
Savings and club accounts		0.05			142,021		0.05			129,227
Certificates of deposit		1.20			512,669		1.11			596,327

Total		0.64	%	$	1,214,820		0.65	%	$	1,096,754

	2016					2015
	Weighted- Average Interest Rate			Amount		Weighted- Average Interest Rate			Amount

Certificates of deposit:
0.00 - 2.00%		1.14	%	$	484,341		0.98	%	$	541,503
2.01 - 4.00%		2.26			28,328		2.36			54,824

Total		1.20	%	$	512,669		1.11	%	$	596,327

At September 30, 2016 scheduled maturities of certificates of deposit are as follows (in thousands):

2017	$	271,006
2018		111,887
2019		78,891
2020		38,387
2021		12,498

Total	$	512,669

Brokered deposits totaled $198,600,000 and $271,916,000 at September 30, 2016 and 2015, respectively. The aggregate amount of certificates of deposit with a minimum denomination of $250,000 were $29,478,000 and $25,677,000 at September 30, 2016 and 2015, respectively.

The scheduled maturities of certificates of deposit in denominations of $100,000 or more as of September 30, 2016, are as follows (in thousands):

Within three months	$	16,929
Three through six months		16,074
Six through twelve months		27,432
Over twelve months		92,407

Total	$	152,842

A summary of interest expense on deposits for the years ended September 30 is as follows (in thousands):

	2016		2015		2014
Interest bearing demand accounts	$	120	$	103	$	76
Money market accounts		622		465		315
Savings and club accounts		69		62		61
Certificates of deposits		6,784		6,795		7,455

Total	$	7,595	$	7,425	$	7,907