EX-99.1 2 d544310dex991.htm EX-99.1 EX-99.1

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ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018 Exhibit 99.1

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Forward Looking Statements

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Key Data at a Glance (FY2017)

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Solidly Positioned In Three Regions

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New Offices Support Productivity, Business Banking Focus Philadelphia Regional Office opened 1stQ17 New Proposed Allentown Office Visible, accessible location Vibrant redevelopment area with businesses, 5,000 area jobs, and 900+ residences nearby Subject to regulatory approval Lehigh Valley Regional Office opened 2ndQ17

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2017: Implementing The Strategic Plan

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2017: Implementing The Strategic Plan (Cont’d)

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2017: Demonstrating Results

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2017: Demonstrating Results (Cont’d)

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2017: Balance Sheet Growth / Shareholder Value

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2017: Balance Sheet Growth / Shareholder Value (Cont’d)

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Focus: Long Term Growth, Productivity

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Net Income ($000) Reflects Investments, Continued Margin Pressure

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Total Deposits ($000) Reflect Core Deposit Growth

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Focus on Growing Core Deposits

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Total Assets Reflect Loan Growth ($000)

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Commercial Lending Drives Net Loans ($000)

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Commercial & Municipal Loans ($000)

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Commercial Lending Leads Portfolio Diversification, Balance

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Quality, Strength, Shareholder Value

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NPAs / Total Assets Trend Positively Following Acquisitions, Loan Growth

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Maintaining Capital Strength

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Growing Total Shareholders’ Equity ($000)

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Tangible Book / FY2017 Stock Price

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Total Return Versus Key Indexes

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Market Capitalization Progression ($000)

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Stable Price in 2017, Market Optimism for Bank Prospects Accelerates Price in 2017

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Outlook, Key Initiatives In FY2018

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Outlook, Key Initiatives In FY2018

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CRA Initiatives

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Learn My Story

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ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018