Consolidated Statement of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
OPERATING ACTIVITIES
Net income	$ 9,551	$ 9,205
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	300
Provision for depreciation and amortization	555	532
Amortization and accretion of discounts and premiums, net	46	(456)
Unrealized loss (gain) on equity securities	3	(1)
Gain on sale of loans, net	(58)	(239)
Origination of residential real estate loans for sale	(3,386)	(12,932)
Proceeds on sale of residential real estate loans	3,444	13,552
Compensation expense on ESOP	447	391
Amortization of right-of-use asset	436	417
Stock based compensation	386	355
Increase in accrued interest receivable	(2,711)	(58)
Increase (decrease) in accrued interest payable	919	(99)
Earnings on bank-owned life insurance	(386)	(380)
Deferred federal income taxes	306	451
Increase in accrued pension	(156)	(195)
Gain on foreclosed real estate, net	(3)	(120)
Amortization of intangible assets	95	132
Other, net	(826)	(2,081)
Net cash provided by operating activities	8,962	8,474
Investment securities available for sale:
Proceeds from principal repayments and maturities	9,742	114,698
Purchases	(2,000)	(44,192)
Investment securities held to maturity:
Proceeds from principal repayments and maturities	2,381	2,366
Purchases		(41,257)
(Increase) decrease in loans receivable, net	(137,154)	1,342
Redemption of regulatory stock	13,534	198
Purchase of regulatory stock	(16,224)	(542)
Proceeds from sale of foreclosed real estate	32	530
Purchase of premises, equipment and software, net	(658)	(378)
Net cash (used for) provided by investing activities	(130,347)	32,765
FINANCING ACTIVITIES
Increase (decrease) in deposits, net	49,276	(15,209)
Net increase in short-term borrowings	70,668
Increase in advances by borrowers for taxes and insurance	973	7,567
Dividends on common stock	(2,928)	(2,346)
Net cash provided by (used for) financing activities	117,989	(9,988)
(Decrease) increase in cash and cash equivalents	(3,396)	31,251
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	27,937	158,946
CASH AND CASH EQUIVALENTS AT END OF YEAR	24,541	190,197
Cash Paid:
Interest	6,984	1,638
Income taxes	2,150	1,650
Noncash items:
Transfers from loans to foreclosed real estate	3,546	34
Initial recognition of Operating Right-of-Use Asset		520
Initial recognition of Operating Right-of-Use Liability		520
Unrealized holding gains (losses)	$ 2,677	$ (6,324)