0001085146-22-002676.txt : 20220801 0001085146-22-002676.hdr.sgml : 20220801 20220729205705 ACCESSION NUMBER: 0001085146-22-002676 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220801 DATE AS OF CHANGE: 20220729 EFFECTIVENESS DATE: 20220801 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Valmark Advisers, Inc. CENTRAL INDEX KEY: 0001380443 IRS NUMBER: 311509466 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12433 FILM NUMBER: 221122560 BUSINESS ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 BUSINESS PHONE: 330-576-1234 MAIL ADDRESS: STREET 1: 130 SPRINGSIDE DRIVE STREET 2: SUITE 300 CITY: AKRON STATE: OH ZIP: 44333 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001380443 XXXXXXXX 06-30-2022 06-30-2022 false Valmark Advisers, Inc.

130 SPRINGSIDE DRIVE SUITE 300 AKRON OH 44333

13F HOLDINGS REPORT 028-12433 N Michael McClary 800-765-5201 /s/ Michael McClary Akron OH 07-28-2022 0 406 5152574 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE 3M CO COM 88579Y101 812 6271 SH SOLE 0 0 6271 ABBOTT LABS COM 002824100 1610 14821 SH SOLE 0 0 14821 ABBVIE INC COM 00287Y109 874 5708 SH SOLE 0 0 5708 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4010 14443 SH SOLE 0 0 14443 ADVANCED MICRO DEVICES INC COM 007903107 357 4670 SH SOLE 0 0 4670 AFLAC INC COM 001055102 1272 22988 SH SOLE 0 0 22988 AIR PRODS & CHEMS INC COM 009158106 772 3212 SH SOLE 0 0 3212 ALPHABET INC CAP STK CL A 02079K305 1379 633 SH SOLE 0 0 633 ALPHABET INC CAP STK CL C 02079K107 3929 1796 SH SOLE 0 0 1796 ALTRIA GROUP INC COM 02209S103 1269 30375 SH SOLE 0 0 30375 AMAZON COM INC COM 023135106 4810 45287 SH SOLE 0 0 45287 AMERICAN ELEC PWR CO INC COM 025537101 220 2295 SH SOLE 0 0 2295 AMERICAN TOWER CORP NEW COM 03027X100 416 1626 SH SOLE 0 0 1626 AMGEN INC COM 031162100 1773 7288 SH SOLE 0 0 7288 ANALOG DEVICES INC COM 032654105 1158 7925 SH SOLE 0 0 7925 APPLE INC COM 037833100 21648 158335 SH SOLE 0 0 158335 AT&T INC COM 00206R102 717 34185 SH SOLE 0 0 34185 AUTOMATIC DATA PROCESSING IN COM 053015103 2581 12288 SH SOLE 0 0 12288 BANK NEW YORK MELLON CORP COM 064058100 685 16412 SH SOLE 0 0 16412 BECTON DICKINSON & CO COM 075887109 1172 4754 SH SOLE 0 0 4754 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7589 27796 SH SOLE 0 0 27796 BIOSIG TECHNOLOGIES INC COM NEW 09073N201 14 20966 SH SOLE 0 0 20966 BJS WHSL CLUB HLDGS INC COM 05550J101 1586 25444 SH SOLE 0 0 25444 BK OF AMERICA CORP COM 060505104 646 20752 SH SOLE 0 0 20752 BLACKROCK INC COM 09247X101 857 1407 SH SOLE 0 0 1407 BLACKSTONE INC COM 09260D107 336 3679 SH SOLE 0 0 3679 BOEING CO COM 097023105 251 1834 SH SOLE 0 0 1834 BOX INC CL A 10316T104 839 33373 SH SOLE 0 0 33373 BRISTOL-MYERS SQUIBB CO COM 110122108 285 3705 SH SOLE 0 0 3705 BROADCOM INC COM 11135F101 216 444 SH SOLE 0 0 444 CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 112 10004 SH SOLE 0 0 10004 CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 524 23467 SH SOLE 0 0 23467 CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 304 15225 SH SOLE 0 0 15225 CASTLE BIOSCIENCES INC COM 14843C105 285 12966 SH SOLE 0 0 12966 CATERPILLAR INC COM 149123101 338 1892 SH SOLE 0 0 1892 CENTENE CORP DEL COM 15135B101 681 8047 SH SOLE 0 0 8047 CHEMBIO DIAGNOSTICS INC COM NEW 163572209 33 51413 SH SOLE 0 0 51413 CHEVRON CORP NEW COM 166764100 1473 10176 SH SOLE 0 0 10176 CHUBB LIMITED COM H1467J104 1038 5282 SH SOLE 0 0 5282 CHURCH & DWIGHT CO INC COM 171340102 333 3590 SH SOLE 0 0 3590 CINCINNATI FINL CORP COM 172062101 884 7432 SH SOLE 0 0 7432 CISCO SYS INC COM 17275R102 1702 39918 SH SOLE 0 0 39918 CITIZENS FINL GROUP INC COM 174610105 865 24246 SH SOLE 0 0 24246 CLOROX CO DEL COM 189054109 547 3878 SH SOLE 0 0 3878 COCA COLA CO COM 191216100 899 14297 SH SOLE 0 0 14297 COLGATE PALMOLIVE CO COM 194162103 667 8324 SH SOLE 0 0 8324 COMCAST CORP NEW CL A 20030N101 1585 40388 SH SOLE 0 0 40388 CONOCOPHILLIPS COM 20825C104 392 4361 SH SOLE 0 0 4361 CONSOLIDATED EDISON INC COM 209115104 292 3068 SH SOLE 0 0 3068 COSTCO WHSL CORP NEW COM 22160K105 687 1433 SH SOLE 0 0 1433 CSX CORP COM 126408103 958 32968 SH SOLE 0 0 32968 CVS HEALTH CORP COM 126650100 354 3820 SH SOLE 0 0 3820 DANAHER CORPORATION COM 235851102 1376 5426 SH SOLE 0 0 5426 DASEKE INC COM 23753F107 518 81113 SH SOLE 0 0 81113 DBX ETF TR XTRACK MSCI EAFE 233051630 3872 185721 SH SOLE 0 0 185721 DBX ETF TR XTRACK USD HIGH 233051432 163044 4833783 SH SOLE 2284749 0 2549034 DBX ETF TR XTRACKERS LOW 233051267 300 6719 SH SOLE 0 0 6719 DEERE & CO COM 244199105 493 1646 SH SOLE 0 0 1646 DIAGEO PLC SPON ADR NEW 25243Q205 469 2693 SH SOLE 0 0 2693 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 302 12940 SH SOLE 0 0 12940 DISNEY WALT CO COM 254687106 546 5789 SH SOLE 0 0 5789 DOLLAR GEN CORP NEW COM 256677105 412 1679 SH SOLE 0 0 1679 DOVER CORP COM 260003108 586 4827 SH SOLE 0 0 4827 DUKE ENERGY CORP NEW COM NEW 26441C204 321 2994 SH SOLE 0 0 2994 EASTERN BANKSHARES INC COM 27627N105 954 51658 SH SOLE 0 0 51658 EATON CORP PLC SHS G29183103 427 3392 SH SOLE 0 0 3392 EDISON INTL COM 281020107 481 7611 SH SOLE 0 0 7611 EDWARDS LIFESCIENCES CORP COM 28176E108 238 2499 SH SOLE 0 0 2499 ELEVANCE HEALTH INC COM 036752103 407 844 SH SOLE 0 0 844 EMERSON ELEC CO COM 291011104 712 8946 SH SOLE 0 0 8946 EVERSOURCE ENERGY COM 30040W108 730 8637 SH SOLE 0 0 8637 EXXON MOBIL CORP COM 30231G102 2977 34761 SH SOLE 0 0 34761 FACTSET RESH SYS INC COM 303075105 755 1962 SH SOLE 0 0 1962 FEDEX CORP COM 31428X106 451 1991 SH SOLE 0 0 1991 FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 1766 45723 SH SOLE 0 0 45723 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1420 23399 SH SOLE 0 0 23399 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 274 2835 SH SOLE 0 0 2835 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2540 56293 SH SOLE 0 0 56293 FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 2519 58556 SH SOLE 0 0 58556 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1243 26706 SH SOLE 0 0 26706 FIFTH THIRD BANCORP COM 316773100 219 6528 SH SOLE 0 0 6528 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 788 15570 SH SOLE 0 0 15570 FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3472 201510 SH SOLE 0 0 201510 FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 10507 392631 SH SOLE 0 0 392631 FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 227 3442 SH SOLE 0 0 3442 FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 275 6828 SH SOLE 0 0 6828 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 11502 164476 SH SOLE 0 0 164476 FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 881 14834 SH SOLE 0 0 14834 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 9517 232572 SH SOLE 0 0 232572 FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 221 5003 SH SOLE 0 0 5003 FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 1439 60276 SH SOLE 0 0 60276 FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F615 583 19595 SH SOLE 0 0 19595 FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 464 7466 SH SOLE 0 0 7466 FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 384 5051 SH SOLE 0 0 5051 FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1847 21152 SH SOLE 0 0 21152 FIRST TR VALUE LINE DIVID IN SHS 33734H106 4529 116704 SH SOLE 0 0 116704 FLEXSHARES TR IBOXX 3R TARGT 33939L506 13162 530522 SH SOLE 0 0 530522 FLEXSHARES TR MORNSTAR UPSTR 33939L407 140332 3537490 SH SOLE 1846854 0 1690636 FORD MTR CO DEL COM 345370860 158 14193 SH SOLE 0 0 14193 FORTINET INC COM 34959E109 269 4755 SH SOLE 0 0 4755 FOX FACTORY HLDG CORP COM 35138V102 384 4764 SH SOLE 0 0 4764 GENERAL DYNAMICS CORP COM 369550108 1651 7462 SH SOLE 0 0 7462 GENERAL ELECTRIC CO COM NEW 369604301 217 3401 SH SOLE 0 0 3401 GENUINE PARTS CO COM 372460105 661 4971 SH SOLE 0 0 4971 GILEAD SCIENCES INC COM 375558103 264 4268 SH SOLE 0 0 4268 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 381 17753 SH SOLE 0 0 17753 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 623 8582 SH SOLE 0 0 8582 GMS INC COM 36251C103 1335 30000 SH SOLE 0 0 30000 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 2086 20893 SH SOLE 20893 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1022 36813 SH SOLE 0 0 36813 GREAT LAKES DREDGE & DOCK CO COM 390607109 479 36561 SH SOLE 0 0 36561 GROCERY OUTLET HLDG CORP COM 39874R101 759 17812 SH SOLE 0 0 17812 HOME DEPOT INC COM 437076102 2404 8764 SH SOLE 0 0 8764 HONEYWELL INTL INC COM 438516106 845 4862 SH SOLE 0 0 4862 HUNTINGTON BANCSHARES INC COM 446150104 648 53847 SH SOLE 0 0 53847 IDEXX LABS INC COM 45168D104 391 1115 SH SOLE 0 0 1115 ILLINOIS TOOL WKS INC COM 452308109 1748 9590 SH SOLE 0 0 9590 INDIE SEMICONDUCTOR INC *W EXP 06/10/202 45569U119 23 19979 SH SOLE 0 0 19979 INNOVATIVE INDL PPTYS INC COM 45781V101 264 2400 SH SOLE 0 0 2400 INNOVATOR ETFS TR INTRNL DEV APRL 45782C367 381 16719 SH SOLE 0 0 16719 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 1384 51245 SH SOLE 0 0 51245 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 360 12370 SH SOLE 0 0 12370 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 769 26179 SH SOLE 0 0 26179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 322 11179 SH SOLE 0 0 11179 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 300 10163 SH SOLE 0 0 10163 INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 431 14825 SH SOLE 0 0 14825 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 582 21305 SH SOLE 0 0 21305 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 341 12656 SH SOLE 0 0 12656 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 287 10190 SH SOLE 0 0 10190 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 210 6982 SH SOLE 0 0 6982 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 600 21380 SH SOLE 0 0 21380 INTEL CORP COM 458140100 934 24961 SH SOLE 0 0 24961 INTERNATIONAL BUSINESS MACHS COM 459200101 632 4479 SH SOLE 0 0 4479 INTUIT COM 461202103 585 1519 SH SOLE 0 0 1519 INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1489 30915 SH SOLE 0 0 30915 INVESCO EXCH TRADED FD TR II MSCI GBL TIMBR 46138E545 5862 189172 SH SOLE 0 0 189172 INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 243 5495 SH SOLE 0 0 5495 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 603 9727 SH SOLE 0 0 9727 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1783 87949 SH SOLE 0 0 87949 INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 889 41963 SH SOLE 0 0 41963 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 733 34980 SH SOLE 0 0 34980 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 535 25776 SH SOLE 0 0 25776 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 334 16346 SH SOLE 0 0 16346 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 314 16296 SH SOLE 0 0 16296 INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 322 4591 SH SOLE 0 0 4591 INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 237 2065 SH SOLE 0 0 2065 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 261 1941 SH SOLE 0 0 1941 INVESCO QQQ TR UNIT SER 1 46090E103 3395 12114 SH SOLE 0 0 12114 ISHARES GOLD TR ISHARES NEW 464285204 267 7796 SH SOLE 0 0 7796 ISHARES INC CORE MSCI EMKT 46434G103 629 12825 SH SOLE 0 0 12825 ISHARES TR 0-3 MNTH TREASRY 46436E718 2782 27784 SH SOLE 27784 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 9182 90521 SH SOLE 0 0 90521 ISHARES TR 3 7 YR TREAS BD 464288661 580 4859 SH SOLE 0 0 4859 ISHARES TR 7-10 YR TRSY BD 464287440 259 2531 SH SOLE 0 0 2531 ISHARES TR AGGRES ALLOC ETF 464289859 447 7456 SH SOLE 0 0 7456 ISHARES TR BLACKROCK ULTRA 46434V878 929 18563 SH SOLE 0 0 18563 ISHARES TR CALIF MUN BD ETF 464288356 712 12619 SH SOLE 0 0 12619 ISHARES TR CORE 1 5 YR USD 46432F859 255 5378 SH SOLE 0 0 5378 ISHARES TR CORE DIV GRWTH 46434V621 3713 77932 SH SOLE 0 0 77932 ISHARES TR CORE HIGH DV ETF 46429B663 1204 11992 SH SOLE 0 0 11992 ISHARES TR CORE INTL AGGR 46435G672 1030 20682 SH SOLE 0 0 20682 ISHARES TR CORE MSCI EAFE 46432F842 1424 24201 SH SOLE 0 0 24201 ISHARES TR CORE MSCI TOTAL 46432F834 1362 23882 SH SOLE 0 0 23882 ISHARES TR CORE S&P MCP ETF 464287507 50112 221507 SH SOLE 0 0 221507 ISHARES TR CORE S&P SCP ETF 464287804 39132 423460 SH SOLE 0 0 423460 ISHARES TR CORE S&P TTL STK 464287150 31659 377883 SH SOLE 0 0 377883 ISHARES TR CORE S&P US GWT 464287671 3198 38212 SH SOLE 0 0 38212 ISHARES TR CORE S&P US VLU 464287663 1711 25588 SH SOLE 0 0 25588 ISHARES TR CORE S&P500 ETF 464287200 13964 36829 SH SOLE 0 0 36829 ISHARES TR CORE US AGGBD ET 464287226 23804 234111 SH SOLE 0 0 234111 ISHARES TR EAFE GRWTH ETF 464288885 2490 30941 SH SOLE 0 0 30941 ISHARES TR ESG AWR MSCI USA 46435G425 758 9036 SH SOLE 0 0 9036 ISHARES TR EXPND TEC SC ETF 464287549 205 696 SH SOLE 0 0 696 ISHARES TR EXPONENTIAL TECH 46434V381 2739 57147 SH SOLE 0 0 57147 ISHARES TR FLTG RATE NT ETF 46429B655 748 14991 SH SOLE 0 0 14991 ISHARES TR GL CLEAN ENE ETF 464288224 349 18322 SH SOLE 0 0 18322 ISHARES TR GRWT ALLOCAT ETF 464289867 307 6397 SH SOLE 0 0 6397 ISHARES TR HDG MSCI EAFE 46434V803 736 23128 SH SOLE 0 0 23128 ISHARES TR IBONDS DEC 46435U697 732 28143 SH SOLE 0 0 28143 ISHARES TR IBONDS DEC 25 46435U432 741 27838 SH SOLE 0 0 27838 ISHARES TR IBONDS DEC 26 46435U259 471 18595 SH SOLE 0 0 18595 ISHARES TR IBONDS DEC 27 46435U283 471 18722 SH SOLE 0 0 18722 ISHARES TR IBONDS DEC2022 46435G755 964 37215 SH SOLE 0 0 37215 ISHARES TR IBONDS DEC2023 46435G318 915 35891 SH SOLE 0 0 35891 ISHARES TR IBOXX HI YD ETF 464288513 4374 59427 SH SOLE 0 0 59427 ISHARES TR IBOXX INV CP ETF 464287242 118270 1074890 SH SOLE 849437 0 225453 ISHARES TR INTL SEL DIV ETF 464288448 517 19032 SH SOLE 0 0 19032 ISHARES TR MSCI EAFE ETF 464287465 37619 602003 SH SOLE 0 0 602003 ISHARES TR MSCI EMG MKT ETF 464287234 1071 26706 SH SOLE 0 0 26706 ISHARES TR MSCI INTL QUALTY 46434V456 1072 34659 SH SOLE 0 0 34659 ISHARES TR MSCI KLD400 SOC 464288570 568 7905 SH SOLE 0 0 7905 ISHARES TR MSCI USA MIN VOL 46429B697 15459 220176 SH SOLE 0 0 220176 ISHARES TR MSCI USA MMENTM 46432F396 2798 20514 SH SOLE 0 0 20514 ISHARES TR MSCI USA VALUE 46432F388 1123 12401 SH SOLE 0 0 12401 ISHARES TR NATIONAL MUN ETF 464288414 3293 30959 SH SOLE 0 0 30959 ISHARES TR NORTH AMERN NAT 464287374 494 13740 SH SOLE 0 0 13740 ISHARES TR PFD AND INCM SEC 464288687 586 17837 SH SOLE 0 0 17837 ISHARES TR RESIDENTIAL MULT 464288562 333 4159 SH SOLE 0 0 4159 ISHARES TR RUS 1000 ETF 464287622 339 1632 SH SOLE 0 0 1632 ISHARES TR RUS 1000 GRW ETF 464287614 1728 7902 SH SOLE 0 0 7902 ISHARES TR RUS 1000 VAL ETF 464287598 1467 10117 SH SOLE 0 0 10117 ISHARES TR RUS MD CP GR ETF 464287481 578 7293 SH SOLE 0 0 7293 ISHARES TR RUS MDCP VAL ETF 464287473 484 4765 SH SOLE 0 0 4765 ISHARES TR RUS MID CAP ETF 464287499 1007 15567 SH SOLE 0 0 15567 ISHARES TR RUS TOP 200 ETF 464289446 1290 14362 SH SOLE 0 0 14362 ISHARES TR RUS TP200 GR ETF 464289438 7804 62310 SH SOLE 0 0 62310 ISHARES TR RUSSELL 2000 ETF 464287655 894 5277 SH SOLE 0 0 5277 ISHARES TR RUSSELL 3000 ETF 464287689 565 2600 SH SOLE 0 0 2600 ISHARES TR S&P 500 GRWT ETF 464287309 56539 936850 SH SOLE 0 0 936850 ISHARES TR S&P 500 VAL ETF 464287408 49094 357150 SH SOLE 0 0 357150 ISHARES TR S&P MC 400VL ETF 464287705 808 8563 SH SOLE 0 0 8563 ISHARES TR SELECT DIVID ETF 464287168 17540 149065 SH SOLE 0 0 149065 ISHARES TR SHRT NAT MUN ETF 464288158 1692 16169 SH SOLE 0 0 16169 ISHARES TR TIPS BD ETF 464287176 537 4713 SH SOLE 0 0 4713 ISHARES TR TRS FLT RT BD 46434V860 337 6692 SH SOLE 0 0 6692 ISHARES TR U.S. FINLS ETF 464287788 219 3132 SH SOLE 0 0 3132 ISHARES TR U.S. TECH ETF 464287721 806 10087 SH SOLE 0 0 10087 ISHARES TR U.S. UTILITS ETF 464287697 1230 14368 SH SOLE 0 0 14368 ISHARES TR US AER DEF ETF 464288760 398 4012 SH SOLE 0 0 4012 ISHARES TR US CONSM STAPLES 464287812 896 4597 SH SOLE 0 0 4597 ISHARES TR US HLTHCARE ETF 464287762 1236 4596 SH SOLE 0 0 4596 ISHARES TR US INDUSTRIALS 464287754 291 3297 SH SOLE 0 0 3297 ISHARES TR US TREAS BD ETF 46429B267 2519 105400 SH SOLE 0 0 105400 ISHARES TR USD INV GRDE ETF 464288620 80130 1572100 SH SOLE 0 0 1572100 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 20139 402058 SH SOLE 0 0 402058 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 983 19411 SH SOLE 0 0 19411 JOHNSON & JOHNSON COM 478160104 4061 22875 SH SOLE 0 0 22875 JPMORGAN CHASE & CO COM 46625H100 2815 24998 SH SOLE 0 0 24998 KEYCORP COM 493267108 2275 132046 SH SOLE 0 0 132046 KIMBERLY-CLARK CORP COM 494368103 500 3703 SH SOLE 0 0 3703 KINDER MORGAN INC DEL COM 49456B101 246 14665 SH SOLE 0 0 14665 KLA CORP COM NEW 482480100 278 870 SH SOLE 0 0 870 KRAFT HEINZ CO COM 500754106 404 10580 SH SOLE 0 0 10580 KULICKE & SOFFA INDS INC COM 501242101 235 5500 SH SOLE 0 0 5500 L3HARRIS TECHNOLOGIES INC COM 502431109 1089 4504 SH SOLE 0 0 4504 LILLY ELI & CO COM 532457108 1706 5261 SH SOLE 0 0 5261 LINDE PLC SHS G5494J103 1121 3897 SH SOLE 0 0 3897 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 22714 701035 SH SOLE 0 0 701035 LOCKHEED MARTIN CORP COM 539830109 1480 3443 SH SOLE 0 0 3443 LOWES COS INC COM 548661107 1845 10565 SH SOLE 0 0 10565 M & T BK CORP COM 55261F104 351 2203 SH SOLE 0 0 2203 MASTERCARD INCORPORATED CL A 57636Q104 560 1776 SH SOLE 0 0 1776 MCCORMICK & CO INC COM NON VTG 579780206 593 7120 SH SOLE 0 0 7120 MCDONALDS CORP COM 580135101 3676 14891 SH SOLE 0 0 14891 MEDTRONIC PLC SHS G5960L103 897 9996 SH SOLE 0 0 9996 MERCK & CO INC COM 58933Y105 1957 21464 SH SOLE 0 0 21464 META PLATFORMS INC CL A 30303M102 1477 9162 SH SOLE 0 0 9162 MICROSOFT CORP COM 594918104 13734 53474 SH SOLE 0 0 53474 MORGAN STANLEY COM NEW 617446448 222 2914 SH SOLE 0 0 2914 NETFLIX INC COM 64110L106 296 1693 SH SOLE 0 0 1693 NEXTERA ENERGY INC COM 65339F101 2641 34100 SH SOLE 0 0 34100 NIKE INC CL B 654106103 855 8367 SH SOLE 0 0 8367 NORFOLK SOUTHN CORP COM 655844108 1347 5928 SH SOLE 0 0 5928 NOVARTIS AG SPONSORED ADR 66987V109 619 7319 SH SOLE 0 0 7319 NVIDIA CORPORATION COM 67066G104 933 6153 SH SOLE 0 0 6153 ONESPAWORLD HOLDINGS LIMITED COM P73684113 481 67121 SH SOLE 0 0 67121 OPEN LENDING CORP COM CL A 68373J104 166 16231 SH SOLE 0 0 16231 ORACLE CORP COM 68389X105 211 3023 SH SOLE 0 0 3023 OREILLY AUTOMOTIVE INC COM 67103H107 700 1108 SH SOLE 0 0 1108 PAYCHEX INC COM 704326107 974 8555 SH SOLE 0 0 8555 PAYPAL HLDGS INC COM 70450Y103 279 3999 SH SOLE 0 0 3999 PEPSICO INC COM 713448108 2610 15658 SH SOLE 0 0 15658 PFIZER INC COM 717081103 2181 41591 SH SOLE 0 0 41591 PHILIP MORRIS INTL INC COM 718172109 2522 25543 SH SOLE 0 0 25543 PHILLIPS 66 COM 718546104 499 6086 SH SOLE 0 0 6086 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1237 13975 SH SOLE 0 0 13975 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8959 90399 SH SOLE 10414 0 79985 PING IDENTITY HLDG CORP COM 72341T103 248 13652 SH SOLE 0 0 13652 PROCTER AND GAMBLE CO COM 742718109 7345 51083 SH SOLE 0 0 51083 QUALCOMM INC COM 747525103 546 4276 SH SOLE 0 0 4276 QUANTERIX CORP COM 74766Q101 1010 62355 SH SOLE 0 0 62355 RAPID7 INC COM 753422104 496 7418 SH SOLE 0 0 7418 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1149 11955 SH SOLE 0 0 11955 REPUBLIC SVCS INC COM 760759100 428 3269 SH SOLE 0 0 3269 SALESFORCE INC COM 79466L302 420 2542 SH SOLE 0 0 2542 SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 947 19947 SH SOLE 0 0 19947 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 237 9328 SH SOLE 0 0 9328 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1674 53226 SH SOLE 0 0 53226 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2072 40150 SH SOLE 0 0 40150 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 585 12219 SH SOLE 0 0 12219 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3709 83930 SH SOLE 0 0 83930 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36258 506180 SH SOLE 0 0 506180 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2416 54094 SH SOLE 0 0 54094 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3311 52789 SH SOLE 0 0 52789 SCHWAB STRATEGIC TR US REIT ETF 808524847 1068 50646 SH SOLE 0 0 50646 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4405 112984 SH SOLE 0 0 112984 SCHWAB STRATEGIC TR US TIPS ETF 808524870 12292 220295 SH SOLE 0 0 220295 SELECT SECTOR SPDR TR ENERGY 81369Y506 3692 51636 SH SOLE 0 0 51636 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1217 38685 SH SOLE 0 0 38685 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1098 7989 SH SOLE 0 0 7989 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3978 55110 SH SOLE 0 0 55110 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4356 33965 SH SOLE 0 0 33965 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 741 10559 SH SOLE 0 0 10559 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1493 20288 SH SOLE 0 0 20288 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4084 32128 SH SOLE 0 0 32128 SHOPIFY INC CL A 82509L107 234 7490 SH SOLE 0 0 7490 SMUCKER J M CO COM NEW 832696405 332 2596 SH SOLE 0 0 2596 SOUTHERN CO COM 842587107 768 10773 SH SOLE 0 0 10773 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 209 678 SH SOLE 0 0 678 SPDR GOLD TR GOLD SHS 78463V107 1225 7270 SH SOLE 0 0 7270 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3614 81870 SH SOLE 0 0 81870 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1239 43892 SH SOLE 0 0 43892 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4701 90248 SH SOLE 0 0 90248 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3402 143071 SH SOLE 0 0 143071 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7615 264039 SH SOLE 0 0 264039 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 15634 449626 SH SOLE 0 0 449626 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1045 36105 SH SOLE 0 0 36105 SPDR S&P 500 ETF TR TR UNIT 78462F103 2800 7421 SH SOLE 0 0 7421 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 523 1264 SH SOLE 0 0 1264 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2369 25895 SH SOLE 22802 0 3093 SPDR SER TR BLOOMBERG EMERGI 78464A391 1719 84081 SH SOLE 0 0 84081 SPDR SER TR BLOOMBERG INVT 78468R200 66137 2196503 SH SOLE 734615 0 1461888 SPDR SER TR DJ REIT ETF 78464A607 1473 15494 SH SOLE 0 0 15494 SPDR SER TR FTSE INT GVT ETF 78464A490 218 4823 SH SOLE 0 0 4823 SPDR SER TR NUVEEN BLMBRG MU 78468R721 440 9586 SH SOLE 0 0 9586 SPDR SER TR PORTFOLI S&P1500 78464A805 81776 1759388 SH SOLE 0 0 1759388 SPDR SER TR PORTFOLIO S&P400 78464A847 284327 7163702 SH SOLE 4190268 0 2973434 SPDR SER TR PORTFOLIO S&P500 78464A854 580 13076 SH SOLE 0 0 13076 SPDR SER TR PORTFOLIO S&P600 78468R853 211426 5876217 SH SOLE 3496547 0 2379670 SPDR SER TR PORTFOLIO SHORT 78464A474 196592 6612595 SH SOLE 3140535 0 3472060 SPDR SER TR PRTFLO S&P500 GW 78464A409 237800 4548581 SH SOLE 1029758 0 3518823 SPDR SER TR PRTFLO S&P500 VL 78464A508 300623 8164659 SH SOLE 2564797 0 5599862 SPDR SER TR S&P 600 SMCP VAL 78464A300 785 10846 SH SOLE 0 0 10846 SPDR SER TR S&P DIVID ETF 78464A763 1414 11911 SH SOLE 0 0 11911 SPDR SER TR SSGA GNDER ETF 78468R747 247 3255 SH SOLE 0 0 3255 SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 644 23036 SH SOLE 0 0 23036 STARBUCKS CORP COM 855244109 747 9776 SH SOLE 0 0 9776 STRYKER CORPORATION COM 863667101 368 1851 SH SOLE 0 0 1851 SUMMIT MATLS INC CL A 86614U100 914 39227 SH SOLE 0 0 39227 SYSCO CORP COM 871829107 232 2736 SH SOLE 0 0 2736 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 242 2963 SH SOLE 0 0 2963 TARGET CORP COM 87612E106 2336 16539 SH SOLE 0 0 16539 TESLA INC COM 88160R101 1781 2645 SH SOLE 0 0 2645 TEXAS INSTRS INC COM 882508104 266 1734 SH SOLE 0 0 1734 THERMO FISHER SCIENTIFIC INC COM 883556102 244 450 SH SOLE 0 0 450 TORONTO DOMINION BK ONT COM NEW 891160509 745 11361 SH SOLE 0 0 11361 TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 895 25957 SH SOLE 0 0 25957 TRONOX HOLDINGS PLC SHS G9087Q102 891 53065 SH SOLE 0 0 53065 TRUIST FINL CORP COM 89832Q109 350 7385 SH SOLE 0 0 7385 UBER TECHNOLOGIES INC COM 90353T100 697 34048 SH SOLE 0 0 34048 UNION PAC CORP COM 907818108 1781 8350 SH SOLE 0 0 8350 UNITED PARCEL SERVICE INC CL B 911312106 842 4613 SH SOLE 0 0 4613 UNITEDHEALTH GROUP INC COM 91324P102 2351 4578 SH SOLE 0 0 4578 US BANCORP DEL COM NEW 902973304 502 10907 SH SOLE 0 0 10907 V F CORP COM 918204108 425 9621 SH SOLE 0 0 9621 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 276 5134 SH SOLE 0 0 5134 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 94575 3863362 SH SOLE 1814418 0 2048944 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 244 3821 SH SOLE 0 0 3821 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 429 1973 SH SOLE 0 0 1973 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1570 11816 SH SOLE 0 0 11816 VANGUARD BD INDEX FDS INTERMED TERM 921937819 890 11467 SH SOLE 0 0 11467 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 62848 818446 SH SOLE 0 0 818446 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2831 37617 SH SOLE 0 0 37617 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2853 57979 SH SOLE 0 0 57979 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 32374 653484 SH SOLE 274739 0 378745 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 13795 105229 SH SOLE 0 0 105229 VANGUARD INDEX FDS GROWTH ETF 922908736 1382 6200 SH SOLE 0 0 6200 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2301 17765 SH SOLE 0 0 17765 VANGUARD INDEX FDS MID CAP ETF 922908629 8063 40938 SH SOLE 0 0 40938 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 94207 1033993 SH SOLE 494955 0 539038 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 342539 987484 SH SOLE 957666 0 29818 VANGUARD INDEX FDS SMALL CP ETF 922908751 3688 20940 SH SOLE 0 0 20940 VANGUARD INDEX FDS TOTAL STK MKT 922908769 57338 303987 SH SOLE 0 0 303987 VANGUARD INDEX FDS VALUE ETF 922908744 3263 24742 SH SOLE 0 0 24742 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 24704 494483 SH SOLE 0 0 494483 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 230646 5537710 SH SOLE 2649036 0 2888674 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6436 62362 SH SOLE 0 0 62362 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 107973 2438964 SH SOLE 1337162 0 1101802 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 682 7989 SH SOLE 0 0 7989 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 288151 5749215 SH SOLE 2574581 0 3174634 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4950 99168 SH SOLE 0 0 99168 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 64035 1047015 SH SOLE 386990 0 660025 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 66211 1384888 SH SOLE 684893 0 699995 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 140627 2389176 SH SOLE 1083706 0 1305470 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6583 86321 SH SOLE 0 0 86321 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16600 115706 SH SOLE 0 0 115706 VANGUARD STAR FDS VG TL INTL STK F 921909768 5687 110198 SH SOLE 0 0 110198 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 511910 12546814 SH SOLE 6270821 0 6275993 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6566 64560 SH SOLE 0 0 64560 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 608 10337 SH SOLE 0 0 10337 VANGUARD WORLD FD ESG US STK ETF 921910733 792 11930 SH SOLE 0 0 11930 VANGUARD WORLD FD MEGA GRWTH IND 921910816 1270 6987 SH SOLE 0 0 6987 VANGUARD WORLD FDS ENERGY ETF 92204A306 1645 16542 SH SOLE 0 0 16542 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 854 11062 SH SOLE 0 0 11062 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2776 11788 SH SOLE 0 0 11788 VANGUARD WORLD FDS INF TECH ETF 92204A702 629 1927 SH SOLE 0 0 1927 VANGUARD WORLD FDS MATERIALS ETF 92204A801 885 5523 SH SOLE 0 0 5523 VANGUARD WORLD FDS UTILITIES ETF 92204A876 744 4883 SH SOLE 0 0 4883 VERIZON COMMUNICATIONS INC COM 92343V104 1496 29482 SH SOLE 0 0 29482 VICOR CORP COM 925815102 351 6411 SH SOLE 0 0 6411 VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1489 22533 SH SOLE 0 0 22533 VISA INC COM CL A 92826C839 556 2826 SH SOLE 0 0 2826 WALMART INC COM 931142103 1664 13685 SH SOLE 0 0 13685 WASTE MGMT INC DEL COM 94106L109 1558 10186 SH SOLE 0 0 10186 WEC ENERGY GROUP INC COM 92939U106 1066 10590 SH SOLE 0 0 10590 WELLS FARGO CO NEW COM 949746101 387 9868 SH SOLE 0 0 9868 WILLIS TOWERS WATSON PLC LTD SHS G96629103 577 2921 SH SOLE 0 0 2921 WISDOMTREE TR EM EX ST-OWNED 97717X578 83985 2928363 SH SOLE 1658676 0 1269687 WISDOMTREE TR EMER MKT HIGH FD 97717W315 1905 51432 SH SOLE 0 0 51432 WISDOMTREE TR INTL EQUITY FD 97717W703 3881 85405 SH SOLE 0 0 85405 WISDOMTREE TR TARGET RANGE FD 97717Y675 39519 1807802 SH SOLE 0 0 1807802 WISDOMTREE TR US LARGECAP DIVD 97717W307 208 3521 SH SOLE 0 0 3521 WISDOMTREE TR US SMALLCAP DIVD 97717W604 2949 104493 SH SOLE 0 0 104493 WP CAREY INC COM 92936U109 219 2646 SH SOLE 0 0 2646 ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 235 800 SH SOLE 0 0 800 ZOETIS INC CL A 98978V103 202 1178 SH SOLE 0 0 1178