The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104 216 1,390 SH   DFND 1 1,390 0 0
JOHNSON CTLS INTL PL SHS G51502105 206 5,065 SH   DFND 1 5,065 0 0
LINDE PLC SHS G5494J103 707 3,320 SH   DFND 1 3,320 0 0
SYSCO CORP COM 871829107 400 4,680 SH   DFND 1 4,680 0 0
GILEAD SCIENCES INC COM 375558103 636 9,795 SH   DFND 1 9,795 0 0
HARTFORD FINL SVCS G COM 416515104 552 9,090 SH   DFND 1 9,090 0 0
EMERSON ELEC CO COM 291011104 1,559 20,446 SH   DFND 1 20,446 0 0
STRYKER CORP COM 863667101 1,907 9,085 SH   DFND 1 9,085 0 0
WASTE MGMT INC DEL COM 94106L109 511 4,480 SH   DFND 1 4,480 0 0
GENERAL MLS INC COM 370334104 789 14,735 SH   DFND 1 14,735 0 0
WELLS FARGO CO NEW COM 949746101 3,883 72,175 SH   DFND 1 72,175 0 0
GENERAL MTRS CO COM 37045V100 468 12,775 SH   DFND 1 12,775 0 0
GENUINE PARTS CO COM 372460105 416 3,915 SH   DFND 1 3,915 0 0
WALMART INC COM 931142103 439 3,691 SH   DFND 1 3,691 0 0
SOUTHERN CO COM 842587107 983 15,435 SH   DFND 1 15,435 0 0
GENERAL DYNAMICS COR COM 369550108 520 2,950 SH   DFND 1 2,950 0 0
WALGREENS BOOTS ALLI COM 931427108 407 6,900 SH   DFND 1 6,900 0 0
GENERAL ELECTRIC CO COM 369604103 362 32,415 SH   DFND 1 32,415 0 0
VERIZON COMMUNICATIO COM 92343V104 1,280 20,851 SH   DFND 1 20,851 0 0
FRANKLIN RES INC COM 354613101 366 14,090 SH   DFND 1 14,090 0 0
VISA INC COM CL A 92826C839 1,037 5,519 SH   DFND 1 5,519 0 0
GALLAGHER ARTHUR J & COM 363576109 399 4,190 SH   DFND 1 4,190 0 0
APPLE INC COM 037833100 14,520 49,445 SH   DFND 1 49,445 0 0
ARCHER DANIELS MIDLA COM 039483102 1,330 28,687 SH   DFND 1 28,687 0 0
AUTOMATIC DATA PROCE COM 053015103 854 5,010 SH   DFND 1 5,010 0 0
LOCKHEED MARTIN CORP COM 539830109 896 2,302 SH   DFND 1 2,302 0 0
MAXIM INTEGRATED PRO COM 57772K101 438 7,115 SH   DFND 1 7,115 0 0
JPMORGAN CHASE & CO COM 46625H100 6,288 45,105 SH   DFND 1 45,105 0 0
EXXON MOBIL CORP COM 30231G102 3,763 53,930 SH   DFND 1 53,930 0 0
FASTENAL CO COM 311900104 326 8,830 SH   DFND 1 8,830 0 0
FIDELITY NATIONAL FI FNF GROUP COM 31620R303 462 10,180 SH   DFND 1 10,180 0 0
FIFTH THIRD BANCORP COM 316773100 251 8,155 SH   DFND 1 8,155 0 0
ANTHEM INC COM 036752103 1,983 6,565 SH   DFND 1 6,565 0 0
INTEL CORP COM 458140100 1,737 29,015 SH   DFND 1 29,015 0 0
INTERNATIONAL BUSINE COM 459200101 2,125 15,856 SH   DFND 1 15,856 0 0
INTL PAPER CO COM 460146103 699 15,186 SH   DFND 1 15,186 0 0
INTERPUBLIC GROUP CO COM 460690100 603 26,085 SH   DFND 1 26,085 0 0
HONEYWELL INTL INC COM 438516106 1,715 9,690 SH   DFND 1 9,690 0 0
HUNTINGTON BANCSHARE COM 446150104 713 47,260 SH   DFND 1 47,260 0 0
ILLINOIS TOOL WKS IN COM 452308109 368 2,050 SH   DFND 1 2,050 0 0
TARGET CORP COM 87612E106 209 1,627 SH   DFND 1 1,627 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,082 11,860 SH   DFND 1 11,860 0 0
DARDEN RESTAURANTS I COM 237194105 220 2,020 SH   DFND 1 2,020 0 0
VALERO ENERGY CORP N COM 91913Y100 307 3,274 SH   DFND 1 3,274 0 0
FORD MTR CO DEL COM 345370860 1,142 122,825 SH   DFND 1 122,825 0 0
TRAVELERS COMPANIES COM 89417E109 1,103 8,053 SH   DFND 1 8,053 0 0
KOHLS CORP COM 500255104 488 9,585 SH   DFND 1 9,585 0 0
CISCO SYS INC COM 17275R102 1,257 26,199 SH   DFND 1 26,199 0 0
CITIZENS FINL GROUP COM 174610105 292 7,190 SH   DFND 1 7,190 0 0
KRAFT HEINZ CO COM 500754106 715 22,245 SH   DFND 1 22,245 0 0
COCA COLA CO COM 191216100 1,227 22,171 SH   DFND 1 22,171 0 0
COMCAST CORP NEW CL A 20030N101 2,406 53,500 SH   DFND 1 53,500 0 0
KEYCORP NEW COM 493267108 327 16,160 SH   DFND 1 16,160 0 0
EBAY INC COM 278642103 268 7,425 SH   DFND 1 7,425 0 0
KINDER MORGAN INC DE COM 49456B101 523 24,725 SH   DFND 1 24,725 0 0
AMGEN INC COM 031162100 384 1,591 SH   DFND 1 1,591 0 0
AFLAC INC COM 001055102 923 17,448 SH   DFND 1 17,448 0 0
AT&T INC COM 00206R102 3,642 93,183 SH   DFND 1 93,183 0 0
ALTRIA GROUP INC COM 02209S103 1,147 22,972 SH   DFND 1 22,972 0 0
EVEREST RE GROUP LTD COM G3223R108 260 940 SH   DFND 1 940 0 0
AMERICAN EXPRESS CO COM 025816109 2,039 16,381 SH   DFND 1 16,381 0 0
AMERICAN INTL GROUP COM NEW 026874784 430 8,375 SH   DFND 1 8,375 0 0
MEDTRONIC PLC SHS G5960L103 643 5,670 SH   DFND 1 5,670 0 0
AMERICAN TOWER CORP COM 03027X100 727 3,165 SH   DFND 1 3,165 0 0
ACTIVISION BLIZZARD COM 00507V109 230 3,875 SH   DFND 1 3,875 0 0
CHEVRON CORP NEW COM 166764100 2,881 23,910 SH   DFND 1 23,910 0 0
AIR PRODS & CHEMS IN COM 009158106 1,162 4,947 SH   DFND 1 4,947 0 0
ALLERGAN PLC SHS G0177J108 271 1,416 SH   DFND 1 1,416 0 0
ACCENTURE PLC IRELAN SHS CLASS A G1151C101 213 1,010 SH   DFND 1 1,010 0 0
CARDINAL HEALTH INC COM 14149Y108 408 8,061 SH   DFND 1 8,061 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 614 12,080 SH   DFND 1 12,080 0 0
ABBOTT LABS COM 002824100 2,145 24,690 SH   DFND 1 24,690 0 0
CENTERPOINT ENERGY I COM 15189T107 376 13,805 SH   DFND 1 13,805 0 0
JOHNSON & JOHNSON COM 478160104 3,390 23,237 SH   DFND 1 23,237 0 0
DISNEY WALT CO COM DISNEY 254687106 1,616 11,170 SH   DFND 1 11,170 0 0
DISCOVER FINL SVCS COM 254709108 231 2,720 SH   DFND 1 2,720 0 0
PNC FINL SVCS GROUP COM 693475105 391 2,448 SH   DFND 1 2,448 0 0
DEERE & CO COM 244199105 1,510 8,715 SH   DFND 1 8,715 0 0
PAYCHEX INC COM 704326107 923 10,850 SH   DFND 1 10,850 0 0
DELTA AIR LINES INC COM NEW 247361702 366 6,255 SH   DFND 1 6,255 0 0
NORFOLK SOUTHERN COR COM 655844108 264 1,360 SH   DFND 1 1,360 0 0
NORTHERN TR CORP COM 665859104 286 2,690 SH   DFND 1 2,690 0 0
OMNICOM GROUP INC COM 681919106 213 2,633 SH   DFND 1 2,633 0 0
ORACLE CORP COM 68389X105 942 17,787 SH   DFND 1 17,787 0 0
MERCK & CO INC COM 58933Y105 2,031 22,329 SH   DFND 1 22,329 0 0
MICROSOFT CORP COM 594918104 7,640 48,444 SH   DFND 1 48,444 0 0
CME GROUP INC COM 12572Q105 277 1,380 SH   DFND 1 1,380 0 0
QUALCOMM INC COM 747525103 1,400 15,871 SH   DFND 1 15,871 0 0
CNA FINL CORP COM 126117100 205 4,580 SH   DFND 1 4,580 0 0
RAYTHEON CO COM NEW 755111507 379 1,725 SH   DFND 1 1,725 0 0
CVS HEALTH CORP COM 126650100 2,174 29,264 SH   DFND 1 29,264 0 0
BERKSHIRE HATHAWAY I CL B NEW 084670702 2,011 8,880 SH   DFND 1 8,880 0 0
PFIZER INC COM 717081103 1,599 40,813 SH   DFND 1 40,813 0 0
BRISTOL MYERS SQUIBB COM 110122108 801 12,475 SH   DFND 1 12,475 0 0
PHILLIPS 66 COM 718546104 967 8,681 SH   DFND 1 8,681 0 0
PROCTER & GAMBLE CO COM 742718109 2,736 21,905 SH   DFND 1 21,905 0 0
V F CORP COM 918204108 295 2,965 SH   DFND 1 2,965 0 0
AVALONBAY CMNTYS INC COM 053484101 300 1,430 SH   DFND 1 1,430 0 0
TEXAS INSTRS INC COM 882508104 1,261 9,828 SH   DFND 1 9,828 0 0
BANK NEW YORK MELLON COM 064058100 406 8,064 SH   DFND 1 8,064 0 0
3M CO COM 88579Y101 1,377 7,804 SH   DFND 1 7,804 0 0
PEPSICO INC COM 713448108 1,557 11,384 SH   DFND 1 11,384 0 0
DOMINION ENERGY INC COM 25746U109 1,090 13,165 SH   DFND 1 13,165 0 0
US BANCORP DEL COM NEW 902973304 763 12,862 SH   DFND 1 12,862 0 0
UNION PACIFIC CORP COM 907818108 3,562 19,700 SH   DFND 1 19,700 0 0
CROWN CASTLE INTL CO COM 22822V101 243 1,710 SH   DFND 1 1,710 0 0
UNITED PARCEL SERVIC CL B 911312106 448 3,824 SH   DFND 1 3,824 0 0
UNITED TECHNOLOGIES COM 913017109 1,290 8,615 SH   DFND 1 8,615 0 0
UNITEDHEALTH GROUP I COM 91324P102 4,657 15,840 SH   DFND 1 15,840 0 0
CUMMINS INC COM 231021106 637 3,559 SH   DFND 1 3,559 0 0
SUN CMNTYS INC COM 866674104 238 1,585 SH   DFND 1 1,585 0 0
ONEOK INC NEW COM 682680103 405 5,355 SH   DFND 1 5,355 0 0
PPL CORP COM 69351T106 1,061 29,560 SH   DFND 1 29,560 0 0
L3HARRIS TECHNOLOGIE COM 502431109 427 2,160 SH   DFND 1 2,160 0 0
METLIFE INC COM 59156R108 1,246 24,450 SH   DFND 1 24,450 0 0
REPUBLIC SVCS INC COM 760759100 240 2,680 SH   DFND 1 2,680 0 0
EATON CORP PLC SHS G29183103 534 5,640 SH   DFND 1 5,640 0 0
PUBLIC STORAGE COM 74460D109 210 985 SH   DFND 1 985 0 0
BOEING CO COM 097023105 1,453 4,460 SH   DFND 1 4,460 0 0
AMCOR PLC ORD G0250X107 344 31,750 SH   DFND 1 31,750 0 0
VIACOMCBS INC CL B 92556H206 202 4,809 SH   DFND 1 4,809 0 0
TRUIST FINL CORP COM 89832Q109 745 13,235 SH   DFND 1 13,235 0 0
NVIDIA CORP COM 67066G104 715 3,040 SH   DFND 1 3,040 0 0
MICRON TECHNOLOGY IN COM 595112103 290 5,395 SH   DFND 1 5,395 0 0
FACEBOOK INC CL A 30303M102 2,351 11,453 SH   DFND 1 11,453 0 0
URBAN OUTFITTERS INC COM 917047102 209 7,525 SH   DFND 1 7,525 0 0
PPG INDS INC COM 693506107 1,148 8,600 SH   DFND 1 8,600 0 0
CONOCOPHILLIPS COM 20825C104 1,016 15,621 SH   DFND 1 15,621 0 0
ALPHABET INC CAP STK CL C 02079K107 1,742 1,303 SH   DFND 1 1,303 0 0
ABBVIE INC COM 00287Y109 1,328 15,000 SH   DFND 1 15,000 0 0
ADOBE INC COM 00724F101 495 1,500 SH   DFND 1 1,500 0 0
EXELON CORP COM 30161N101 606 13,300 SH   DFND 1 13,300 0 0
BEST BUY INC COM 086516101 518 5,900 SH   DFND 1 5,900 0 0
CITIGROUP INC COM NEW 172967424 350 4,375 SH   DFND 1 4,375 0 0
PARKER HANNIFIN CORP COM 701094104 1,235 6,000 SH   DFND 1 6,000 0 0
AMERIPRISE FINL INC COM 03076C106 577 3,466 SH   DFND 1 3,466 0 0
MOTOROLA SOLUTIONS I COM NEW 620076307 281 1,742 SH   DFND 1 1,742 0 0
WHIRLPOOL CORP COM 963320106 376 2,550 SH   DFND 1 2,550 0 0
MCDONALDS CORP COM 580135101 672 3,400 SH   DFND 1 3,400 0 0
FISERV INC COM 337738108 370 3,200 SH   DFND 1 3,200 0 0
STARBUCKS CORP COM 855244109 1,649 18,760 SH   DFND 1 18,760 0 0
CAPITAL ONE FINL COR COM 14040H105 206 2,000 SH   DFND 1 2,000 0 0
BERKSHIRE HATHAWAY I CL A 084670108 679 2 SH   DFND 1 2 0 0
ALPHABET INC CAP STK CL A 02079K305 1,741 1,300 SH   DFND 1 1,300 0 0
AUTOZONE INC COM 053332102 679 570 SH   DFND 1 570 0 0
MONDELEZ INTL INC CL A 609207105 405 7,349 SH   DFND 1 7,349 0 0
PAYPAL HLDGS INC COM 70450Y103 638 5,900 SH   DFND 1 5,900 0 0
E TRADE FINANCIAL CO COM NEW 269246401 220 4,850 SH   DFND 1 4,850 0 0
YUM BRANDS INC COM 988498101 2,187 21,710 SH   DFND 1 21,710 0 0
BAXTER INTL INC COM 071813109 268 3,200 SH   DFND 1 3,200 0 0
AMAZON COM INC COM 023135106 3,215 1,740 SH   DFND 1 1,740 0 0
SIMON PPTY GROUP INC COM 828806109 225 1,512 SH   DFND 1 1,512 0 0
NORTHROP GRUMMAN COR COM 666807102 585 1,700 SH   DFND 1 1,700 0 0
ENTERGY CORP NEW COM 29364G103 204 1,700 SH   DFND 1 1,700 0 0
INTUIT COM 461202103 445 1,700 SH   DFND 1 1,700 0 0
PHILIP MORRIS INTL I COM 718172109 910 10,700 SH   DFND 1 10,700 0 0
TJX COS INC NEW COM 872540109 537 8,800 SH   DFND 1 8,800 0 0
SALESFORCE COM INC COM 79466L302 488 3,000 SH   DFND 1 3,000 0 0
NETFLIX INC COM 64110L106 582 1,800 SH   DFND 1 1,800 0 0
BANK AMER CORP COM 060505104 2,140 60,750 SH   DFND 1 60,750 0 0
NIKE INC CL B 654106103 2,634 26,000 SH   DFND 1 26,000 0 0
THERMO FISHER SCIENT COM 883556102 487 1,500 SH   DFND 1 1,500 0 0
OCCIDENTAL PETE CORP COM 674599105 283 6,858 SH   DFND 1 6,858 0 0
BIOGEN INC COM 09062X103 445 1,500 SH   DFND 1 1,500 0 0
S&P GLOBAL INC COM 78409V104 464 1,700 SH   DFND 1 1,700 0 0
CABOT OIL & GAS CORP COM 127097103 247 14,200 SH   DFND 1 14,200 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,058 3,600 SH   DFND 1 3,600 0 0
QUEST DIAGNOSTICS IN COM 74834L100 705 6,600 SH   DFND 1 6,600 0 0
NEXTERA ENERGY INC COM 65339F101 479 1,980 SH   DFND 1 1,980 0 0
INTUITIVE SURGICAL I COM NEW 46120E602 532 900 SH   DFND 1 900 0 0
FORTIVE CORP COM 34959J108 1,300 17,020 SH   DFND 1 17,020 0 0
DANAHER CORPORATION COM 235851102 4,662 30,375 SH   DFND 1 30,375 0 0
TAUBMAN CTRS INC COM 876664103 368 11,835 SH   DFND 1 11,835 0 0
MACERICH CO COM 554382101 349 12,965 SH   DFND 1 12,965 0 0