Commitments and Contingencies (Tables)

12 Months Ended

Feb. 29, 2024

Commitments and Contingencies [Abstract]

Schedule of Payment Obligations for Repayment of Debt and Other Contractual Obligations

contractual obligations

			Payment Due by Period
Long-Term Debt Obligations	Total		Less Than 1 Year		1 - 3 Years		3 - 5 Years		More Than 5 Years
	($ in thousands)
Encina credit facility	$	35,000	$	-	$	35,000	$	-	$	-
SBA debentures		214,000		-		-		-		214,000
8.75% 2025 Notes		20,000		-		20,000		-		-
7.00% 2025 Notes		12,000		-		12,000		-		-
7.75% 2025 Notes		5,000		-		5,000		-		-
4.375% 2026 Notes		175,000		-		175,000		-		-
4.35% 2027 Notes		75,000		-		75,000		-		-
6.00% 2027 Notes		105,500		-		-		105,500		-
6.25% 2027 Notes		15,000		-		-		15,000		-
8.00% 2027 Notes		46,000		-		-		46,000		-
8.125% 2027 Notes		60,375		-		-		60,375		-
8.50% 2028 Notes		57,500		-		-		57,500		-
Total Long-Term Debt Obligations	$	820,375	$	-	$	322,000	$	284,375	$	214,000

Schedule of Unfunded Commitments Outstanding

A summary of the unfunded commitments outstanding as of February 29, 2024 and February 28, 2023 is shown in the table below (dollars in thousands):

	February 29, 2024		February 28, 2023
At Company’s discretion
ActiveProspect, Inc.	$	10,000	$	10,000
Artemis Wax Corp.		23,500		-
Ascend Software, LLC		5,000		5,000
Granite Comfort, LP		750		15,000
JDXpert		5,000		5,000
LFR Chicken LLC		-		4,000
Pepper Palace, Inc.		1,898		3,000
Procurement Partners, LLC		4,250		4,250
Saratoga Senior Loan Fund I JV, LLC		8,548		8,548
Sceptre Hospitality Resources, LLC		5,000		5,000
Stretch Zone Franchising, LLC		3,750		-
VetnCare MSO, LLC		10,000		-
Total	$	77,696	$	59,798
At portfolio company’s discretion - satisfaction of certain financial and nonfinancial covenants required
Alpha Aesthetics Partners OpCo, LLC	$	6,500	$	-
ARC Health OpCo LLC		2,585		10,773
Artemis Wax Corp.		-		8,500
Ascend Software, LLC		-		3,200
Axero Holdings, LLC - Revolver		500		500
Axiom Medical Consulting, LLC		2,000		-
BQE Software, Inc.		3,250		-
C2 Educational Systems		3,000		-
Davisware, LLC		750		-
Exigo, LLC		-		4,167
Exigo, LLC - Revolver		1,042		833
Gen4 Dental Partners Holdings, LLC		-		11,000
GoReact		2,500		2,500
Granite Comfort, LP		11,637		-
JDXpert		-		1,000
Inspect Point Holding, LLC		1,500		-
Pepper Palace, Inc. - Delayed Draw Term Loan		-		2,000
Pepper Palace, Inc. - Revolver		2,500		2,500
Procurement Partners, LLC		-		1,000
Stretch Zone Franchising, LLC		1,500		-
VetnCare MSO, LLC		15,319		-
Zollege PBC		150		1,000
		54,733		48,973
Total	$	132,429	$	108,771