Exhibit 33.2


[LOGO] GMAC Mortgage
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                  Management's Assertion Concerning Compliance
                With Regulation AB Item 1122 Servicing Criteria

March 6, 2007

GMAC Mortgage, LLC (the "Company") has responsibility for assessing compliance
to Regulation AB Item 1122(d) Servicing Criteria for the GMACM Private Platform
(the "Platform"). As of, and for the period ending December 31, 2006, the
Company has used the applicable 1122(d) servicing criteria listed below for
assessing compliance:

            -     1122(d)(1)(i),(ii),(iv); 1122(d)(2)(i),(ii),(iii),(v),(vi),
                  (vii); 1122(d)(3)(iii),(iv); 1122(d)(4)(iii),(iv),(v),(vi),
                  (vii),(viii),(ix),(x),(xi),(xii),(xiii),(xiv),(xv)

The following servicing criteria are not applicable to the Company:

            -     1122(d)(1)(iii); 1122(d)(2)(iv); 1122(d)(3)(i),(ii);
                  1122(d)(4)(i),(ii)

The Company has engaged certain vendors (the "Vendors") to perform specific and
limited, or scripted activities, and the Company elects to take responsibility
for assessing compliance with the servicing criteria applicable to the Vendors
set forth below:

            -     1122(d)(2)(i) 1122(d)(4)(iv)

            -     A vendor posts cash receipts received via lockbox submission
                  to the Company's lockbox clearing account.

            -     1122(d)(4)(xi), (xiii)

            -     A vendor provides certain information to the Company to assist
                  the Company in making tax and insurance payments on behalf of
                  certain obligors.

The Company has not identified and is not aware of any material instance of
noncompliance by the Vendors with the applicable servicing criteria as of
December 31, 2006 and for the Reporting Period with respect to the Platform
taken as a whole. The Company has not identified any material deficiency in its
policies and procedures to monitor the compliance by the Vendors with the
applicable servicing criteria as of December 31, 2006 and for the Reporting
Period with respect to the Platform taken as a whole.

The Company has complied, in all material respects, with the applicable
servicing criteria above as of and for the period ending December 31, 2006 for
the asset-backed transactions listed in Appendix A taken as a whole (such
transactions, collectively, the "GMACM Private Platform").



An independent registered public accounting firm has issued an attestation
report on the Company's assessment of compliance with the applicable servicing
criteria as of, and for the period ending December 31, 2006.


/s/ Anthony N. Renzi
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Anthony N. Renzi
Executive Vice President
GMAC Mortgage, LLC