The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
180 DEGREE CAP CORP COM NEW 68235B208 330 40,934 SH   SOLE NONE 0 0 40,934
3M CO COM 88579Y101 427 2,148 SH   SOLE NONE 0 0 2,148
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 599 2,032 SH   SOLE NONE 0 0 2,032
ALKALINE WTR CO INC COM NEW 01643A207 46 30,000 SH   SOLE NONE 0 0 30,000
ALPHABET INC CAP STK CL C 02079K107 752 300 SH   SOLE NONE 0 0 300
ALPHABET INC CAP STK CL A 02079K305 300 123 SH   SOLE NONE 0 0 123
ALTRIA GROUP INC COM 02209S103 249 5,215 SH   SOLE NONE 0 0 5,215
AMAZON COM INC COM 023135106 3,031 881 SH   SOLE NONE 0 0 881
APPLE INC COM 037833100 16,257 118,700 SH   SOLE NONE 0 0 118,700
AT&T INC COM 00206R102 268 9,310 SH   SOLE NONE 0 0 9,310
AUTOMATIC DATA PROCESSING IN COM 053015103 288 1,453 SH   SOLE NONE 0 0 1,453
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,639 60,257 SH   SOLE NONE 0 0 60,257
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,697 31,292 SH   SOLE NONE 0 0 31,292
BK OF AMERICA CORP COM 060505104 317 7,691 SH   SOLE NONE 0 0 7,691
BOEING CO COM 097023105 397 1,659 SH   SOLE NONE 0 0 1,659
BRISTOL-MYERS SQUIBB CO COM 110122108 206 3,083 SH   SOLE NONE 0 0 3,083
CAESARS ENTERTAINMENT INC NE COM 12769G100 519 5,000 SH   SOLE NONE 0 0 5,000
CISCO SYS INC COM 17275R102 259 4,890 SH   SOLE NONE 0 0 4,890
CONSOLIDATED EDISON INC COM 209115104 331 4,610 SH   SOLE NONE 0 0 4,610
CONSTELLATION BRANDS INC CL A 21036P108 229 978 SH   SOLE NONE 0 0 978
COSTCO WHSL CORP NEW COM 22160K105 201 508 SH   SOLE NONE 0 0 508
DANAHER CORPORATION COM 235851102 354 1,320 SH   SOLE NONE 0 0 1,320
DIAGEO PLC SPON ADR NEW 25243Q205 328 1,710 SH   SOLE NONE 0 0 1,710
DISNEY WALT CO COM 254687106 588 3,346 SH   SOLE NONE 0 0 3,346
DUKE REALTY CORP COM NEW 264411505 341 7,200 SH   SOLE NONE 0 0 7,200
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 2,130 35,116 SH   SOLE NONE 0 0 35,116
ETFS TR BBRG ALL COMD K1 003261104 2,098 79,570 SH   SOLE NONE 0 0 79,570
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 374 5,730 SH   SOLE NONE 0 0 5,730
FLEXSHARES TR MORNSTAR UPSTR 33939L407 601 15,698 SH   SOLE NONE 0 0 15,698
GENERAL ELECTRIC CO COM 369604103 158 11,740 SH   SOLE NONE 0 0 11,740
GLOBAL X FDS US INFR DEV ETF 37954Y673 15,817 614,271 SH   SOLE NONE 0 0 614,271
GRAHAM HLDGS CO COM CL B 384637104 663 1,046 SH   SOLE NONE 0 0 1,046
HOME DEPOT INC COM 437076102 788 2,471 SH   SOLE NONE 0 0 2,471
INFINITY PHARMACEUTICALS INC COM 45665G303 30 10,000 SH   SOLE NONE 0 0 10,000
INNOVATOR ETFS TR S&P 500 BUFFER 45782C409 214 5,970 SH   SOLE NONE 0 0 5,970
INNOVATOR ETFS TR S&P 500 POWER 45782C508 531 16,377 SH   SOLE NONE 0 0 16,377
INNOVATOR ETFS TR S&P 500 PWR 45782C656 437 14,844 SH   SOLE NONE 0 0 14,844
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,645 56,486 SH   SOLE NONE 0 0 56,486
INTEL CORP COM 458140100 854 15,205 SH   SOLE NONE 0 0 15,205
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 359 17,857 SH   SOLE NONE 0 0 17,857
INVESCO DB MULTI-SECTOR COMM BASE METALS FD 46140H700 330 16,303 SH   SOLE NONE 0 0 16,303
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 301 19,625 SH   SOLE NONE 0 0 19,625
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,770 79,897 SH   SOLE NONE 0 0 79,897
INVESCO QQQ TR UNIT SER 1 46090E103 5,084 14,344 SH   SOLE NONE 0 0 14,344
ISHARES INC CORE MSCI EMKT 46434G103 4,540 67,771 SH   SOLE NONE 0 0 67,771
ISHARES INC ESG AWR MSCI EM 46434G863 12,991 287,722 SH   SOLE NONE 0 0 287,722
ISHARES TR S&P 100 ETF 464287101 200 1,018 SH   SOLE NONE 0 0 1,018
ISHARES TR TIPS BD ETF 464287176 2,768 21,623 SH   SOLE NONE 0 0 21,623
ISHARES TR TRANS AVG ETF 464287192 7,689 29,579 SH   SOLE NONE 0 0 29,579
ISHARES TR CORE S&P500 ETF 464287200 55,855 129,920 SH   SOLE NONE 0 0 129,920
ISHARES TR CORE US AGGBD ET 464287226 502 4,354 SH   SOLE NONE 0 0 4,354
ISHARES TR MSCI EAFE ETF 464287465 1,224 15,522 SH   SOLE NONE 0 0 15,522
ISHARES TR RUS MID CAP ETF 464287499 31,265 394,564 SH   SOLE NONE 0 0 394,564
ISHARES TR RUS 1000 VAL ETF 464287598 27,118 170,964 SH   SOLE NONE 0 0 170,964
ISHARES TR RUS 1000 GRW ETF 464287614 768 2,828 SH   SOLE NONE 0 0 2,828
ISHARES TR RUS 1000 ETF 464287622 8,896 36,749 SH   SOLE NONE 0 0 36,749
ISHARES TR RUS 2000 VAL ETF 464287630 9,623 58,050 SH   SOLE NONE 0 0 58,050
ISHARES TR RUS 2000 GRW ETF 464287648 3,917 12,566 SH   SOLE NONE 0 0 12,566
ISHARES TR RUSSELL 2000 ETF 464287655 45,735 199,394 SH   SOLE NONE 0 0 199,394
ISHARES TR CORE S&P US VLU 464287663 639 8,883 SH   SOLE NONE 0 0 8,883
ISHARES TR RUSSELL 3000 ETF 464287689 2,773 10,837 SH   SOLE NONE 0 0 10,837
ISHARES TR CORE S&P SCP ETF 464287804 4,669 41,323 SH   SOLE NONE 0 0 41,323
ISHARES TR MSCI AC ASIA ETF 464288182 1,849 19,565 SH   SOLE NONE 0 0 19,565
ISHARES TR MSCI ACWI EX US 464288240 403 7,009 SH   SOLE NONE 0 0 7,009
ISHARES TR MSCI ACWI ETF 464288257 272 2,689 SH   SOLE NONE 0 0 2,689
ISHARES TR INTL SEL DIV ETF 464288448 552 17,037 SH   SOLE NONE 0 0 17,037
ISHARES TR MBS ETF 464288588 1,000 9,236 SH   SOLE NONE 0 0 9,236
ISHARES TR MSCI USA ESG SLC 464288802 228 2,386 SH   SOLE NONE 0 0 2,386
ISHARES TR CORE HIGH DV ETF 46429B663 229 2,371 SH   SOLE NONE 0 0 2,371
ISHARES TR CORE MSCI TOTAL 46432F834 1,608 21,932 SH   SOLE NONE 0 0 21,932
ISHARES TR BROAD USD HIGH 46435U853 250 6,000 SH   SOLE NONE 0 0 6,000
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 224 6,506 SH   SOLE NONE 0 0 6,506
JOHNSON & JOHNSON COM 478160104 1,093 6,633 SH   SOLE NONE 0 0 6,633
JPMORGAN CHASE & CO COM 46625H100 930 5,979 SH   SOLE NONE 0 0 5,979
MAGNITE INC COM 55955D100 3,046 90,000 SH   SOLE NONE 0 0 90,000
MCCORMICK & CO INC COM NON VTG 579780206 283 3,200 SH   SOLE NONE 0 0 3,200
MEDTRONIC PLC SHS G5960L103 223 1,800 SH   SOLE NONE 0 0 1,800
MICROSOFT CORP COM 594918104 1,815 6,700 SH   SOLE NONE 0 0 6,700
MORGAN STANLEY COM NEW 617446448 284 3,100 SH   SOLE NONE 0 0 3,100
NEW MTN FIN CORP COM 647551100 33,893 2,573,513 SH   SOLE NONE 0 0 2,573,513
NIKE INC CL B 654106103 402 2,601 SH   SOLE NONE 0 0 2,601
NIO INC SPON ADS 62914V106 363 6,817 SH   SOLE NONE 0 0 6,817
NORFOLK SOUTHN CORP COM 655844108 223 840 SH   SOLE NONE 0 0 840
OWL ROCK CAPITAL CORPORATION COM 69121K104 1,085 76,045 SH   SOLE NONE 0 0 76,045
PAYCHEX INC COM 704326107 328 3,056 SH   SOLE NONE 0 0 3,056
PEPSICO INC COM 713448108 264 1,782 SH   SOLE NONE 0 0 1,782
PFIZER INC COM 717081103 255 6,510 SH   SOLE NONE 0 0 6,510
PIONEER FLOATING RATE FUND I COM 72369J102 192 16,064 SH   SOLE NONE 0 0 16,064
PNC FINL SVCS GROUP INC COM 693475105 206 1,079 SH   SOLE NONE 0 0 1,079
PROCTER AND GAMBLE CO COM 742718109 426 3,155 SH   SOLE NONE 0 0 3,155
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,241 30,718 SH   SOLE NONE 0 0 30,718
SCHWAB CHARLES CORP COM 808513105 1,260 17,309 SH   SOLE NONE 0 0 17,309
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 265 2,547 SH   SOLE NONE 0 0 2,547
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 226 1,793 SH   SOLE NONE 0 0 1,793
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 206 2,943 SH   SOLE NONE 0 0 2,943
SELECT SECTOR SPDR TR ENERGY 81369Y506 226 4,195 SH   SOLE NONE 0 0 4,195
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 209 3,298 SH   SOLE NONE 0 0 3,298
SNAP INC CL A 83304A106 3,552 52,134 SH   SOLE NONE 0 0 52,134
SOLAREDGE TECHNOLOGIES INC COM 83417M104 415 1,500 SH   SOLE NONE 0 0 1,500
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,935 27,882 SH   SOLE NONE 0 0 27,882
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 6,396 13,027 SH   SOLE NONE 0 0 13,027
SPDR SER TR PORTFOLIO S&P600 78468R853 638 14,514 SH   SOLE NONE 0 0 14,514
STARBUCKS CORP COM 855244109 314 2,807 SH   SOLE NONE 0 0 2,807
STONECO LTD COM CL A G85158106 1,140 17,000 SH   SOLE NONE 0 0 17,000
SVB FINANCIAL GROUP COM 78486Q101 278 500 SH   SOLE NONE 0 0 500
TARGET CORP COM 87612E106 312 1,289 SH   SOLE NONE 0 0 1,289
UNITED PARCEL SERVICE INC CL B 911312106 395 1,900 SH   SOLE NONE 0 0 1,900
UNITEDHEALTH GROUP INC COM 91324P102 219 546 SH   SOLE NONE 0 0 546
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 435 5,292 SH   SOLE NONE 0 0 5,292
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,145 13,334 SH   SOLE NONE 0 0 13,334
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,269 3,225 SH   SOLE NONE 0 0 3,225
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,505 14,781 SH   SOLE NONE 0 0 14,781
VANGUARD INDEX FDS MID CAP ETF 922908629 1,366 5,755 SH   SOLE NONE 0 0 5,755
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,962 15,707 SH   SOLE NONE 0 0 15,707
VANGUARD INDEX FDS VALUE ETF 922908744 504 3,663 SH   SOLE NONE 0 0 3,663
VANGUARD INDEX FDS SMALL CP ETF 922908751 711 3,155 SH   SOLE NONE 0 0 3,155
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 51,861 818,126 SH   SOLE NONE 0 0 818,126
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,347 24,802 SH   SOLE NONE 0 0 24,802
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 205 2,492 SH   SOLE NONE 0 0 2,492
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 211 3,132 SH   SOLE NONE 0 0 3,132
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,988 36,131 SH   SOLE NONE 0 0 36,131
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 521 5,628 SH   SOLE NONE 0 0 5,628
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 466 3,013 SH   SOLE NONE 0 0 3,013
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,017 194,433 SH   SOLE NONE 0 0 194,433
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 205 1,124 SH   SOLE NONE 0 0 1,124
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,196 3,000 SH   SOLE NONE 0 0 3,000
VERIZON COMMUNICATIONS INC COM 92343V104 625 11,147 SH   SOLE NONE 0 0 11,147
VISA INC COM CL A 92826C839 323 1,380 SH   SOLE NONE 0 0 1,380
VOYA FINANCIAL INC COM 929089100 243 3,954 SH   SOLE NONE 0 0 3,954
WASTE MGMT INC DEL COM 94106L109 224 1,600 SH   SOLE NONE 0 0 1,600
XPENG INC ADS 98422D105 257 5,791 SH   SOLE NONE 0 0 5,791