The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 279 100 SH   SOLE   0 0 100
ALPHABET INC CAP STK CL A 02079K305 278 100 SH   SOLE   0 0 100
APPLE INC COM 037833100 10,718 61,381 SH   SOLE   0 0 61,381
AUTOMATIC DATA PROCESSING IN COM 053015103 3,143 13,813 SH   SOLE   0 0 13,813
BANK NEW YORK MELLON CORP COM 064058100 206 4,156 SH   SOLE   0 0 4,156
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 335 950 SH   SOLE   0 0 950
BROADSTONE NET LEASE INC COM 11135E203 9,492 435,802 SH   SOLE   0 0 435,802
CAPITAL ONE FINL CORP COM 14040H105 352 2,678 SH   SOLE   0 0 2,678
INVESCO QQQ TR UNIT SER 1 46090E103 257 710 SH   SOLE   0 0 710
ISHARES TR CORE S&P500 ETF 464287200 10,304 22,713 SH   SOLE   0 0 22,713
ISHARES TR MSCI EMG MKT ETF 464287234 1,248 27,632 SH   SOLE   0 0 27,632
ISHARES TR MSCI EAFE ETF 464287465 2,420 32,878 SH   SOLE   0 0 32,878
ISHARES TR RUS MDCP VAL ETF 464287473 732 6,114 SH   SOLE   0 0 6,114
ISHARES TR RUS MID CAP ETF 464287499 2,882 36,930 SH   SOLE   0 0 36,930
ISHARES TR RUS 1000 VAL ETF 464287598 772 4,654 SH   SOLE   0 0 4,654
ISHARES TR RUS 1000 GRW ETF 464287614 3,523 12,689 SH   SOLE   0 0 12,689
ISHARES TR RUS 1000 ETF 464287622 1,860 7,437 SH   SOLE   0 0 7,437
ISHARES TR RUS 2000 VAL ETF 464287630 437 2,707 SH   SOLE   0 0 2,707
ISHARES TR RUS 2000 GRW ETF 464287648 1,012 3,956 SH   SOLE   0 0 3,956
ISHARES TR RUSSELL 2000 ETF 464287655 3,521 17,155 SH   SOLE   0 0 17,155
ISHARES TR U.S. REAL ES ETF 464287739 28 258 SH   SOLE   0 0 258
ISHARES TR U.S. BAS MTL ETF 464287838 24 160 SH   SOLE   0 0 160
ISHARES TR EAFE GRWTH ETF 464288885 757 7,860 SH   SOLE   0 0 7,860
ISHARES TR FLTG RATE NT ETF 46429B655 1,105 21,880 SH   SOLE   0 0 21,880
ISHARES TR CORE MSCI EAFE 46432F842 12,806 184,226 SH   SOLE   0 0 184,226
ISHARES TR MRNGSTR INC ETF 46432F875 631 28,217 SH   SOLE   0 0 28,217
ISHARES INC CORE MSCI EMKT 46434G103 1,451 26,117 SH   SOLE   0 0 26,117
ISHARES TR HDG MSCI EAFE 46434V803 1,204 35,470 SH   SOLE   0 0 35,470
LOCKHEED MARTIN CORP COM 539830109 2,286 5,180 SH   SOLE   0 0 5,180
MARKEL CORP COM 570535104 215 146 SH   SOLE   0 0 146
PPL CORP COM 69351T106 366 12,824 SH   SOLE   0 0 12,824
PROSHARES TR S&P 500 DV ARIST 74348A467 9,275 97,726 SH   SOLE   0 0 97,726
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,823 17,321 SH   SOLE   0 0 17,321
SPDR SER TR S&P DIVID ETF 78464A763 4,901 38,259 SH   SOLE   0 0 38,259
US BANCORP DEL COM NEW 902973304 234 4,412 SH   SOLE   0 0 4,412
V F CORP COM 918204108 1,452 25,533 SH   SOLE   0 0 25,533
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,845 54,548 SH   SOLE   0 0 54,548
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,007 187,538 SH   SOLE   0 0 187,538
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,094 14,006 SH   SOLE   0 0 14,006
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,035 2,493 SH   SOLE   0 0 2,493
VANGUARD INDEX FDS SML CP GRW ETF 922908595 300 1,211 SH   SOLE   0 0 1,211
VANGUARD INDEX FDS MID CAP ETF 922908629 121 507 SH   SOLE   0 0 507
VANGUARD INDEX FDS LARGE CAP ETF 922908637 162 777 SH   SOLE   0 0 777
VANGUARD INDEX FDS SMALL CP ETF 922908751 738 3,473 SH   SOLE   0 0 3,473
WELLS FARGO CO NEW COM 949746101 383 7,894 SH   SOLE   0 0 7,894
WHEELS UP EXPERIENCE INC COM CL A 96328L106 46 14,756 SH   SOLE   0 0 14,756
CHUBB LIMITED COM H1467J104 194,101 907,437 SH   SOLE   0 0 684,031