Claims Reserve (Tables)

6 Months Ended

Jun. 30, 2024

SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]

Short-duration Insurance Contracts, Claims Development [Table Text Block]

In the following tables, the reserve for veterinary invoices for each segment is presented as the amount (in thousands) by the year to which the veterinary invoice relates, referred to as the year of occurrence.

Subscription	As of June 30, 2024
Year of Occurrence
2022 and prior	$	207
2023	3,351
2024	24,378
	$	27,936

Other Business	As of June 30, 2024
Year of Occurrence
2022 and prior	$	386
2023	2,659
2024	29,593
	$	32,638

Subscription business [Member]

SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

Summarized below are the changes in the total liability for the Company's subscription business segment (in thousands):

	Six Months Ended June 30,
Subscription	2024		2023
Reserve at beginning of year	$	31,549	$	21,543
Veterinary invoices during the period related to:
Current year	308,158		261,249
Prior years	(323)		2,035
Total veterinary invoice expense	307,835		263,284
Amounts paid during the period related to:
Current year	282,043		236,697
Prior years	27,668		20,168
Total paid	309,711		256,865
Non-cash expenses	1,737		1,771
Reserve at end of period	$	27,936	$	26,191

Other Segments [Member]

SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Line Items]

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

Summarized below are the changes in total liability for the Company's other business segment (in thousands):

	Six Months Ended June 30,
Other Business	2024		2023
Reserve at beginning of year	$	31,690	$	22,191
Veterinary invoices during the period related to:
Current year	157,764		136,780
Prior years	(928)		811
Total veterinary invoice expense	156,836		137,591
Amounts paid during the period related to:
Current year	128,171		109,389
Prior years	27,717		20,382
Total paid	155,888		129,771
Non-cash expenses	—		—
Reserve at end of period	$	32,638	$	30,011