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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   7,681,272 72,417 SH   SOLE   68,420 0 3,997
ADVANCED MICRO DEVICES INC COM 007903107   373,254 2,068 SH   SOLE   0 0 2,068
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   227,011 1,761 SH   SOLE   1,761 0 0
ALPHABET INC CAP STK CL A 02079K305   4,349,803 28,820 SH   SOLE   28,820 0 0
ALPHABET INC CAP STK CL C 02079K107   9,814,071 64,456 SH   SOLE   61,850 0 2,606
AMERICAN TOWER CORP NEW COM 03027X100   758,351 3,838 SH   SOLE   3,718 0 120
APPLE INC COM 037833100   12,783,694 74,549 SH   SOLE   71,369 0 3,180
AUTOMATIC DATA PROCESSING IN COM 053015103   227,264 910 SH   SOLE   110 0 800
AVALONBAY CMNTYS INC COM 053484101   293,371 1,581 SH   SOLE   1,581 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,240,521 12,462 SH   SOLE   6,550 0 5,912
BROWN FORMAN CORP CL A 115637100   1,399,699 26,434 SH   SOLE   25,528 0 906
BROWN FORMAN CORP CL B 115637209   375,973 7,283 SH   SOLE   7,156 0 127
CAPSTAR FINL HLDGS INC COM 14070T102   201,000 10,000 SH   SOLE   10,000 0 0
CASA SYS INC COM 14713L102   5,472 20,000 SH   SOLE   20,000 0 0
CHEVRON CORP NEW COM 166764100   1,084,148 6,873 SH   SOLE   6,748 0 125
COLGATE PALMOLIVE CO COM 194162103   458,898 5,096 SH   SOLE   4,800 0 296
CROWN CASTLE INC COM 22822V101   522,166 4,934 SH   SOLE   4,934 0 0
DIGITAL RLTY TR INC COM 253868103   482,102 3,347 SH   SOLE   3,347 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   904,023 21,550 SH   SOLE   14,380 0 7,170
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,881,793 230,749 SH   SOLE   181,282 0 49,467
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   279,460 10,765 SH   SOLE   9,296 0 1,469
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,546,879 62,576 SH   SOLE   45,661 0 16,915
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   633,941 11,876 SH   SOLE   7,685 0 4,191
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   4,503,014 176,381 SH   SOLE   122,776 0 53,605
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,571,247 42,755 SH   SOLE   42,378 0 377
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,136,615 70,702 SH   SOLE   63,367 0 7,335
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   9,470,400 354,034 SH   SOLE   233,796 0 120,238
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,918,037 81,473 SH   SOLE   61,084 0 20,389
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,138,227 24,197 SH   SOLE   15,093 0 9,104
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,928,326 52,773 SH   SOLE   43,121 0 9,652
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   672,772 21,057 SH   SOLE   17,277 0 3,780
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   37,217,995 653,176 SH   SOLE   627,574 0 25,602
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,740,163 55,051 SH   SOLE   32,714 0 22,337
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,400,891 80,056 SH   SOLE   27,158 0 52,898
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641   795,971 12,706 SH   SOLE   1,790 0 10,916
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   37,759,351 923,211 SH   SOLE   833,356 0 89,855
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,036,738 46,345 SH   SOLE   42,108 0 4,237
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,111,642 178,243 SH   SOLE   152,681 0 25,562
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,615,643 120,121 SH   SOLE   68,527 0 51,594
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   9,260,594 170,138 SH   SOLE   146,207 0 23,931
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   10,395,429 408,625 SH   SOLE   351,669 0 56,956
DISNEY WALT CO COM 254687106   1,743,386 14,248 SH   SOLE   14,244 0 4
DOW INC COM 260557103   8,973,063 154,895 SH   SOLE   146,878 0 8,017
ELI LILLY & CO COM 532457108   1,390,993 1,788 SH   SOLE   1,735 0 53
EQUINIX INC COM 29444U700   757,653 918 SH   SOLE   918 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   244,615 3,876 SH   SOLE   3,876 0 0
EXTRA SPACE STORAGE INC COM 30225T102   346,773 2,359 SH   SOLE   2,359 0 0
EXXON MOBIL CORP COM 30231G102   2,069,072 17,800 SH   SOLE   16,756 0 1,044
GENERAL ELECTRIC CO COM NEW 369604301   283,130 1,613 SH   SOLE   1,495 0 118
GLOBAL X FDS US PFD ETF 37954Y657   206,116 10,224 SH   SOLE   10,224 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   249,691 2,423 SH   SOLE   2,423 0 0
HOME DEPOT INC COM 437076102   818,603 2,134 SH   SOLE   2,134 0 0
INTEL CORP COM 458140100   3,947,650 89,374 SH   SOLE   85,004 0 4,370
INTERNATIONAL BUSINESS MACHS COM 459200101   2,891,135 15,140 SH   SOLE   14,189 0 951
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,941,658 11,464 SH   SOLE   11,464 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   14,666,435 33,032 SH   SOLE   32,399 0 633
INVITATION HOMES INC COM 46187W107   225,163 6,323 SH   SOLE   6,323 0 0
ISHARES GOLD TR ISHARES NEW 464285204   10,129,704 241,126 SH   SOLE   208,947 0 32,179
ISHARES INC MSCI EMRG CHN 46434G764   337,821 5,868 SH   SOLE   3,503 0 2,365
ISHARES TR 1 3 YR TREAS BD 464287457   6,494,096 79,409 SH   SOLE   73,201 0 6,208
ISHARES TR 20 YR TR BD ETF 464287432   215,261 2,275 SH   SOLE   1,265 0 1,010
ISHARES TR COHEN STEER REIT 464287564   377,012 6,534 SH   SOLE   6,534 0 0
ISHARES TR CORE S&P SCP ETF 464287804   691,524 6,257 SH   SOLE   6,257 0 0
ISHARES TR CORE S&P500 ETF 464287200   940,387 1,789 SH   SOLE   1,789 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,650,877 16,856 SH   SOLE   5,695 0 11,161
ISHARES TR MSCI EAFE ETF 464287465   311,375 3,899 SH   SOLE   2,899 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234   553,636 13,477 SH   SOLE   12,095 0 1,382
ISHARES TR NEW YORK MUN ETF 464288323   265,015 4,925 SH   SOLE   4,925 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,549,756 4,598 SH   SOLE   4,598 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   861,520 4,810 SH   SOLE   2,530 0 2,280
ISHARES TR RUSSELL 2000 ETF 464287655   713,128 3,391 SH   SOLE   3,391 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,587,310 18,798 SH   SOLE   16,040 0 2,758
ISHARES TR S&P 500 VAL ETF 464287408   356,247 1,907 SH   SOLE   1,907 0 0
ISHARES TR SP SMCP600VL ETF 464287879   1,293,132 12,584 SH   SOLE   11,940 0 644
ISHARES TR TIPS BD ETF 464287176   3,229,976 30,071 SH   SOLE   20,008 0 10,063
JOHNSON CTLS INTL PLC SHS G51502105   204,452 3,130 SH   SOLE   3,130 0 0
JPMORGAN CHASE & CO COM 46625H100   2,276,357 11,365 SH   SOLE   10,431 0 934
MARTIN MARIETTA MATLS INC COM 573284106   4,440,255 7,232 SH   SOLE   6,942 0 290
MASTERCARD INCORPORATED CL A 57636Q104   7,713,400 16,017 SH   SOLE   14,665 0 1,352
MCDONALDS CORP COM 580135101   1,054,107 3,739 SH   SOLE   3,739 0 0
MEDTRONIC PLC SHS G5960L103   249,947 2,868 SH   SOLE   2,868 0 0
MERCK & CO INC COM 58933Y105   302,166 2,290 SH   SOLE   1,500 0 790
MICROSOFT CORP COM 594918104   310,071 737 SH   SOLE   737 0 0
MONDELEZ INTL INC CL A 609207105   3,085,006 44,072 SH   SOLE   43,941 0 131
NEXTERA ENERGY INC COM 65339F101   488,145 7,638 SH   SOLE   7,638 0 0
NIKE INC CL B 654106103   210,838 2,243 SH   SOLE   1,312 0 931
PEPSICO INC COM 713448108   741,693 4,238 SH   SOLE   4,238 0 0
PHILIP MORRIS INTL INC COM 718172109   2,001,489 21,846 SH   SOLE   18,321 0 3,525
PROCTER AND GAMBLE CO COM 742718109   850,531 5,242 SH   SOLE   3,620 0 1,622
PROLOGIS INC. COM 74340W103   730,925 5,613 SH   SOLE   5,613 0 0
PUBLIC STORAGE COM 74460D109   518,918 1,789 SH   SOLE   1,789 0 0
REALTY INCOME CORP COM 756109104   419,546 7,755 SH   SOLE   7,755 0 0
SAP SE SPON ADR 803054204   259,975 1,333 SH   SOLE   1,333 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   263,074 1,214 SH   SOLE   1,214 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   769,004 30,456 SH   SOLE   30,376 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,038,213 26,607 SH   SOLE   26,586 0 21
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,226,049 46,174 SH   SOLE   46,174 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,634,762 370,758 SH   SOLE   370,758 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   436,885 5,750 SH   SOLE   5,750 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,877,936 30,260 SH   SOLE   30,200 0 60
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,938,368 39,366 SH   SOLE   34,709 0 4,657
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   223,891 1,075 SH   SOLE   1,075 0 0
SERVICENOW INC COM 81762P102   266,840 350 SH   SOLE   350 0 0
SIMON PPTY GROUP INC NEW COM 828806109   583,708 3,730 SH   SOLE   3,730 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   785,526 1,975 SH   SOLE   1,526 0 449
SPDR GOLD TR GOLD SHS 78463V107   390,251 1,897 SH   SOLE   1,712 0 185
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,467,213 96,741 SH   SOLE   89,530 0 7,211
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   752,349 20,789 SH   SOLE   16,317 0 4,472
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,752,209 28,203 SH   SOLE   26,563 0 1,640
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   284,354 3,098 SH   SOLE   2,659 0 439
SPDR SER TR PORTFOLIO S&P500 78464A854   2,632,931 42,791 SH   SOLE   35,198 0 7,593
SPDR SER TR PORTFOLIO S&P600 78468R853   856,712 19,905 SH   SOLE   17,065 0 2,840
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,168,976 63,253 SH   SOLE   57,858 0 5,395
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,164,153 14,031 SH   SOLE   14,031 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   301,948 14,845 SH   SOLE   14,764 0 81
TE CONNECTIVITY LTD SHS H84989104   265,644 1,829 SH   SOLE   1,829 0 0
TESLA INC COM 88160R101   3,134,864 17,833 SH   SOLE   17,833 0 0
THE CIGNA GROUP COM 125523100   749,625 2,064 SH   SOLE   2,033 0 31
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,827,973 36,885 SH   SOLE   26,686 0 10,199
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   769,733 10,598 SH   SOLE   10,464 0 134
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   332,688 6,763 SH   SOLE   6,763 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   36,101,525 104,885 SH   SOLE   89,891 0 14,994
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,437,541 18,508 SH   SOLE   16,096 0 2,412
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,314,968 73,022 SH   SOLE   64,324 0 8,698
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,806,860 10,000 SH   SOLE   9,255 0 745
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,041,294 36,696 SH   SOLE   31,802 0 4,894
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,406,948 23,653 SH   SOLE   18,284 0 5,369
VANGUARD INDEX FDS SML CP GRW ETF 922908595   309,475 1,187 SH   SOLE   1,187 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,226,384 8,566 SH   SOLE   7,645 0 921
VANGUARD INDEX FDS VALUE ETF 922908744   10,813,480 66,397 SH   SOLE   60,764 0 5,633
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   459,523 7,835 SH   SOLE   7,835 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,193,552 76,456 SH   SOLE   69,566 0 6,890
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   308,108 2,637 SH   SOLE   2,626 0 11
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   216,137 5,129 SH   SOLE   5,101 0 28
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   388,383 3,515 SH   SOLE   2,036 0 1,479
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   665,581 13,898 SH   SOLE   5,865 0 8,033
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,444,191 68,067 SH   SOLE   56,984 0 11,083
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   474,929 5,899 SH   SOLE   4,166 0 1,733
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   4,118,557 70,924 SH   SOLE   45,588 0 25,336
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   524,593 7,646 SH   SOLE   4,220 0 3,426
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,011,907 4,246 SH   SOLE   3,633 0 613
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   261,551 1,123 SH   SOLE   0 0 1,123
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   377,499 2,067 SH   SOLE   1,355 0 712
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,999,394 159,446 SH   SOLE   150,601 0 8,845
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   292,554 2,418 SH   SOLE   733 0 1,685
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   18,825,813 273,631 SH   SOLE   273,631 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691   205,318 3,272 SH   SOLE   3,272 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   278,949 532 SH   SOLE   532 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   14,362,014 76,856 SH   SOLE   76,856 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   8,732,519 61,246 SH   SOLE   56,986 0 4,260
VERIZON COMMUNICATIONS INC COM 92343V104   10,456,577 249,203 SH   SOLE   236,047 0 13,156
VICI PPTYS INC COM 925652109   344,462 11,563 SH   SOLE   11,563 0 0
VISA INC COM CL A 92826C839   3,175,256 11,378 SH   SOLE   10,706 0 672
WALGREENS BOOTS ALLIANCE INC COM 931427108   5,366,237 247,406 SH   SOLE   237,279 0 10,127
WORLD GOLD TR SPDR GLD MINIS 98149E303   37,981,326 862,232 SH   SOLE   766,945 0 95,287