Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 37,138	$ 35,363
Other interest bearing deposits	0	249
Available for sale ("AFS") securities, at amortized cost of $179,744, net of allowance for credit losses of $0 at December 31, 2023	155,743	165,991
Held to maturity ("HTM") securities, at amortized cost, net of allowance for credit losses of $0 at December 31, 2023	91,229	96,379
Equity investments	3,284	1,794
Other investments	15,725	15,834
Loans receivable	1,460,792	1,411,784
Allowance for credit losses	(22,908)	(17,939)
Loans receivable, net	1,437,884	1,393,845
Loans held for sale	5,773	0
Mortgage servicing rights, net	3,865	4,262
Office properties and equipment, net	18,373	20,493
Accrued interest receivable	5,409	5,285
Intangible assets	1,694	2,449
Goodwill	31,498	31,498
Foreclosed and repossessed assets, net	1,795	1,271
Bank owned life insurance ("BOLI")	25,647	24,954
Other assets	16,334	16,719
TOTAL ASSETS	1,851,391	1,816,386
Liabilities:
Deposits	1,519,092	1,424,720
Federal Home Loan Bank ("FHLB") advances	79,530	142,530
Other borrowings	67,465	72,409
Other liabilities	11,970	9,639
Total liabilities	1,678,057	1,649,298
Stockholders’ Equity:
Common stock— $0.01 par value, authorized 30,000,000; 10,440,591 and 10,425,119 shares issued and outstanding, respectively	104	104
Additional paid-in capital	119,441	119,240
Retained earnings	71,117	65,400
Accumulated other comprehensive loss	(17,328)	(17,656)
Total stockholders’ equity	173,334	167,088
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,851,391	$ 1,816,386