Consolidated Statements of Operations (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest and dividend income:
Interest and fees on loans	$ 15,937	$ 14,537	$ 44,597	$ 43,014
Interest on investments	2,022	1,638	5,441	4,260
Total interest and dividend income	17,959	16,175	50,038	47,274
Interest expense:
Interest on deposits	1,681	1,354	3,734	4,589
Interest on FHLB and FRB borrowed funds	568	389	1,176	1,183
Interest on other borrowed funds	1,253	744	3,237	2,217
Total interest expense	3,502	2,487	8,147	7,989
Net interest income before provision for loan losses	14,457	13,688	41,891	39,285
Provision for loan losses	375	0	775	0
Net interest income after provision for loan losses	14,082	13,688	41,116	39,285
Non-interest income:
Service charges on deposit accounts	535	463	1,505	1,256
Interchange income	597	600	1,760	1,776
Loan servicing income	611	842	1,912	2,560
Gain on sale of loans	194	1,014	1,330	4,131
Loan fees and service charges	267	118	500	547
Net gains (losses) on investment securities	(55)	73	(167)	344
Other	323	338	717	801
Total non-interest income	2,472	3,448	7,557	11,415
Non-interest expense:
Compensation and related benefits	5,900	5,718	16,887	16,736
Occupancy	1,429	1,313	4,137	3,943
Data processing	1,382	1,582	4,098	4,374
Amortization of intangible assets	399	399	1,197	1,197
Mortgage servicing rights expense, net	197	37	65	28
Advertising, marketing and public relations	300	220	762	577
FDIC premium assessment	119	148	352	395
Professional services	382	328	1,152	1,192
Gain on repossessed assets, net	(8)	(3)	(17)	(149)
New market tax credit depletion	163	0	488	0
Other	1,014	578	2,286	1,714
Total non-interest expense	11,277	10,320	31,407	30,007
Income before provision for income tax	5,277	6,816	17,266	20,693
Provision for income taxes	1,284	1,819	4,201	5,484
Net income attributable to common stockholders	$ 3,993	$ 4,997	$ 13,065	$ 15,209
Per share information:
Basic earnings (USD per share)	$ 0.38	$ 0.47	$ 1.24	$ 1.41
Diluted earnings (USD per share)	0.38	0.47	1.24	1.41
Cash dividends paid (USD per share)	$ 0	$ 0	$ 0.26	$ 0.23