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INCOME TAXES - Net Deferred Tax Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Deferred tax assets:    
Allowance for loan losses $ 4,567 $ 2,694
Deferred loan costs/fees 1,117 209
Director/officer compensation plans 116 83
Net unrealized loss on securities available for sale 0 179
Economic performance accruals 694 504
Other real estate 89 31
Deferred revenue 64 87
Loan Discounts 1,218 2,391
FHLB Advances 55 107
Lease Liability 758 768
Other 70 58
Deferred tax assets 8,748 7,111
Deferred tax liabilities:    
Office properties and equipment (1,551) (1,574)
Federal Home Loan Bank stock (129) (129)
Core Deposit Intangible (1,615) (1,937)
Net gain on equity securities (442) (456)
Prepaid expenses (204) (137)
Mortgage servicing rights (893) (1,177)
Leases; right of use asset (730) (753)
Other acquired intangibles 0 (111)
Deferred Tax Liabilities, Net Unrealized Gains on Debt Securities, Available-for-Sale (565) 0
Deferred tax liabilities (6,129) (6,274)
Net deferred tax assets $ 2,619 $ 837