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Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2011
Interest and dividend income:      
Interest and fees on loans $ 23,201 $ 25,579 $ 27,761
Interest on investments 1,374 1,506 2,003
Total interest and dividend income 24,575 27,085 29,764
Interest expense:      
Interest on deposits 4,791 5,362 7,055
Interest on borrowed funds 521 1,229 1,858
Total interest expense 5,312 6,591 8,913
Net interest income 19,263 20,494 20,851
Provision for loan losses 3,143 4,440 5,864
Net interest income after provision for loan losses 16,120 16,054 14,987
Non-interest income:      
Total fair value adjustments and other-than-temporary impairment (1,412) 461 (1,177)
Portion of loss recognized in other comprehensive income (loss) (before tax) 615 (1,793) 607
Net gain on sale of available for sale securities 552 243 659
Net (loss) gain on available for sale securities (245) (1,089) 89
Service charges on deposit accounts 1,820 1,529 1,512
Loan fees and service charges 768 621 517
Other 708 611 499
Total non-interest income 3,051 1,672 2,617
Non-interest expense:      
Salaries and related benefits 9,068 8,502 8,348
Occupancy 2,493 2,453 2,546
Office 1,223 1,191 1,339
Data processing 1,657 1,499 960
Amortization of core deposit intangible 56 209 332
Advertising, marketing and public relations 233 190 122
FDIC premium assessment 522 693 910
Professional services 707 1,187 1,354
Other 1,530 1,435 1,363
Total non-interest expense 17,489 17,359 17,274
Income (loss) before provision for income tax 1,682 367 330
Provision (benefit) for income taxes 635 161 137
Net income attributable to common stockholders $ 1,047 $ 206 $ 193
Per share information:      
Basic earnings (in dollars per share) $ 0.20 $ 0.04 $ 0.04
Diluted earnings (in dollars per share) $ 0.20 $ 0.04 $ 0.04
Cash dividends paid (in dollars per share) $ 0.02 $ 0 $ 0