The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,805 1,202 SH   SOLE   0 0 1,202
APPLE INC COM 037833100 771 4,890 SH   SOLE   0 0 4,890
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 265 1,300 SH   SOLE   0 0 1,300
DISNEY WALT CO COM DISNEY 254687106 298 2,715 SH   SOLE   0 0 2,715
EMERSON ELEC CO COM 291011104 432 7,230 SH   SOLE   0 0 7,230
GENERAL ELECTRIC CO COM 369604103 190 25,057 SH   SOLE   0 0 25,057
GREAT SOUTHN BANCORP INC COM 390905107 276 6,000 SH   SOLE   0 0 6,000
HEXCEL CORP NEW COM 428291108 733 12,784 SH   SOLE   0 0 12,784
ISHARES TR CORE S&P500 ETF 464287200 378 1,503 SH   SOLE   0 0 1,503
ISHARES TR MSCI EAFE ETF 464287465 311 5,297 SH   SOLE   0 0 5,297
ISHARES TR RUS MID CAP ETF 464287499 383 8,240 SH   SOLE   0 0 8,240
ISHARES TR RUS 1000 VAL ETF 464287598 1,952 17,576 SH   SOLE   0 0 17,576
ISHARES TR RUS 1000 GRW ETF 464287614 1,836 14,027 SH   SOLE   0 0 14,027
ISHARES TR RUSSELL 2000 ETF 464287655 1,055 7,882 SH   SOLE   0 0 7,882
ISHARES TR EAFE SML CP ETF 464288273 2,954 57,007 SH   SOLE   0 0 57,007
JOHNSON & JOHNSON COM 478160104 1,588 12,309 SH   SOLE   0 0 12,309
JPMORGAN CHASE & CO COM 46625H100 1,903 19,498 SH   SOLE   0 0 19,498
MCCORMICK & CO INC COM NON VTG 579780206 528 3,790 SH   SOLE   0 0 3,790
MERCK & CO INC COM 58933Y105 280 3,658 SH   SOLE   0 0 3,658
MICROSOFT CORP COM 594918104 1,975 19,446 SH   SOLE   0 0 19,446
NETFLIX INC COM 64110L106 769 2,874 SH   SOLE   0 0 2,874
NUTRIEN LTD COM 67077M108 1,726 36,719 SH   SOLE   0 0 36,719
PROCTER AND GAMBLE CO COM 742718109 320 3,478 SH   SOLE   0 0 3,478
RAYTHEON CO COM NEW 755111507 319 2,078 SH   SOLE   0 0 2,078
SPDR S&P 500 ETF TR TR UNIT 78462F103 934 3,738 SH   SOLE   0 0 3,738
UNITEDHEALTH GROUP INC COM 91324P102 823 3,302 SH   SOLE   0 0 3,302
US BANCORP DEL COM NEW 902973304 313 6,839 SH   SOLE   0 0 6,839
VANGUARD GROUP DIV APP ETF 921908844 11,463 117,025 SH   SOLE   0 0 117,025
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,673 277,067 SH   SOLE   0 0 277,067
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,784 21,091 SH   SOLE   0 0 21,091
VANGUARD INDEX FDS TOTAL STK MKT 922908769 684 5,359 SH   SOLE   0 0 5,359
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,964 196,656 SH   SOLE   0 0 196,656
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,033 81,745 SH   SOLE   0 0 81,745
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,072 18,058 SH   SOLE   0 0 18,058