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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   4,012,592 41,431 SH   SOLE   41,431 0 0
ABBVIE INC COM 00287Y109   5,492,414 36,847 SH   SOLE   36,847 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   286,534 933 SH   SOLE   933 0 0
ADOBE INC COM 00724F101   2,466,896 4,838 SH   SOLE   4,838 0 0
AFLAC INC COM 001055102   6,457,745 84,140 SH   SOLE   84,140 0 0
AIR PRODS & CHEMS INC COM 009158106   296,153 1,045 SH   SOLE   1,045 0 0
ALPHABET INC CAP STK CL A 02079K305   8,543,457 65,287 SH   SOLE   65,287 0 0
ALPHABET INC CAP STK CL C 02079K107   3,565,356 27,041 SH   SOLE   27,041 0 0
AMAZON COM INC COM 023135106   8,243,224 64,846 SH   SOLE   64,846 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,103,460 14,156 SH   SOLE   14,156 0 0
AMERICAN ELEC PWR CO INC COM 025537101   436,276 5,800 SH   SOLE   5,800 0 0
AMERICAN TOWER CORP NEW COM 03027X100   3,585,997 21,806 SH   SOLE   21,806 0 0
APPLE INC COM 037833100   17,039,907 99,526 SH   SOLE   99,526 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,488,721 2,529 SH   SOLE   2,529 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,309,477 5,443 SH   SOLE   5,443 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,333,942 3,808 SH   SOLE   3,808 0 0
BLACKROCK INC COM 09247X101   1,625,922 2,515 SH   SOLE   2,515 0 0
BLACKROCK MUNIYIELD MICH QU COM 09254V105   109,945 11,072 SH   SOLE   11,072 0 0
BLACKROCK UTILS INFRASTRUCTU COM 09248D104   505,268 25,480 SH   SOLE   25,480 0 0
BOOKING HOLDINGS INC COM 09857L108   326,899 106 SH   SOLE   106 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,947,970 8,314 SH   SOLE   8,314 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,156,550 20,952 SH   SOLE   20,952 0 0
CHEVRON CORP NEW COM 166764100   275,188 1,632 SH   SOLE   1,632 0 0
CHUBB LIMITED COM H1467J104   3,655,016 17,557 SH   SOLE   17,557 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,379,456 47,795 SH   SOLE   47,795 0 0
CINTAS CORP COM 172908105   6,406,572 13,319 SH   SOLE   13,319 0 0
CISCO SYS INC COM 17275R102   932,951 17,354 SH   SOLE   17,354 0 0
COCA COLA CO COM 191216100   233,101 4,164 SH   SOLE   4,164 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,576,310 23,270 SH   SOLE   23,270 0 0
CONOCOPHILLIPS COM 20825C104   324,898 2,712 SH   SOLE   2,712 0 0
CONSTELLATION BRANDS INC CL A 21036P108   5,674,881 22,579 SH   SOLE   22,579 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,777,763 17,307 SH   SOLE   17,307 0 0
DANAHER CORPORATION COM 235851102   8,556,751 34,507 SH   SOLE   34,507 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   346,410 14,861 SH   SOLE   14,861 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   536,881 22,577 SH   SOLE   22,577 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,301,380 49,524 SH   SOLE   49,524 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   201,983 6,744 SH   SOLE   6,744 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,894,846 72,322 SH   SOLE   72,322 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   365,445 10,742 SH   SOLE   10,742 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,109,588 43,788 SH   SOLE   43,788 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   470,853 10,305 SH   SOLE   10,305 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,361,485 60,457 SH   SOLE   60,456 0 0
DISNEY WALT CO COM 254687106   746,633 9,212 SH   SOLE   9,212 0 0
DOLLAR GEN CORP NEW COM 256677105   666,011 6,295 SH   SOLE   6,295 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106   124,186 16,170 SH   SOLE   16,170 0 0
ECOLAB INC COM 278865100   3,793,374 22,393 SH   SOLE   22,393 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   349,171 5,040 SH   SOLE   5,040 0 0
ELI LILLY & CO COM 532457108   1,262,256 2,350 SH   SOLE   2,350 0 0
EMERSON ELEC CO COM 291011104   589,270 6,102 SH   SOLE   6,102 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   548,878 20,054 SH   SOLE   20,054 0 0
EXXON MOBIL CORP COM 30231G102   342,746 2,915 SH   SOLE   2,915 0 0
FASTENAL CO COM 311900104   3,464,285 63,402 SH   SOLE   63,402 0 0
FISERV INC COM 337738108   6,151,463 54,457 SH   SOLE   54,457 0 0
FORD MTR CO DEL COM 345370860   228,131 18,368 SH   SOLE   18,368 0 0
FORTINET INC COM 34959E109   3,859,208 65,767 SH   SOLE   65,767 0 0
FORTIVE CORP COM 34959J108   2,770,024 37,352 SH   SOLE   37,352 0 0
GABELLI UTIL TR COM 36240A101   53,000 10,000 SH   SOLE   10,000 0 0
GARTNER INC COM 366651107   549,776 1,600 SH   SOLE   1,600 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   526,448 1,627 SH   SOLE   1,627 0 0
HOME DEPOT INC COM 437076102   6,935,478 22,953 SH   SOLE   22,953 0 0
ILLINOIS TOOL WKS INC COM 452308109   5,301,045 23,017 SH   SOLE   23,017 0 0
INTEL CORP COM 458140100   513,946 14,457 SH   SOLE   14,457 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,658,992 15,079 SH   SOLE   15,079 0 0
INTUIT COM 461202103   11,511,478 22,530 SH   SOLE   22,530 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   229,448 785 SH   SOLE   785 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   283,803 792 SH   SOLE   792 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,829,514 6,589 SH   SOLE   6,589 0 0
ISHARES TR MORNINGSTR US EQ 464287127   722,060 12,260 SH   SOLE   12,260 0 0
ISHARES TR MRGSTR MD CP ETF 464288208   609,246 10,200 SH   SOLE   10,200 0 0
ISHARES TR PFD AND INCM SEC 464288687   5,470,808 181,453 SH   SOLE   181,453 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   409,359 1,539 SH   SOLE   1,539 0 0
ISHARES TR RUS MD CP GR ETF 464287481   397,190 4,348 SH   SOLE   4,348 0 0
ISHARES TR S&P SML 600 GWT 464287887   375,986 3,428 SH   SOLE   3,428 0 0
ISHARES TR SP SMCP600VL ETF 464287879   4,134,956 46,346 SH   SOLE   46,345 0 0
JOHNSON & JOHNSON COM 478160104   908,957 5,836 SH   SOLE   5,836 0 0
JPMORGAN CHASE & CO COM 46625H100   3,721,213 25,660 SH   SOLE   25,660 0 0
LANDSTAR SYS INC COM 515098101   204,189 1,154 SH   SOLE   1,154 0 0
LAUDER ESTEE COS INC CL A 518439104   433,505 2,999 SH   SOLE   2,999 0 0
LOCKHEED MARTIN CORP COM 539830109   386,876 946 SH   SOLE   946 0 0
LOWES COS INC COM 548661107   797,482 3,837 SH   SOLE   3,837 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,633,921 4,127 SH   SOLE   4,127 0 0
MAXIMUS INC COM 577933104   661,366 8,856 SH   SOLE   8,856 0 0
MCDONALDS CORP COM 580135101   4,509,039 17,116 SH   SOLE   17,116 0 0
MERCK & CO INC COM 58933Y105   441,758 4,291 SH   SOLE   4,291 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   309,234 3,962 SH   SOLE   3,962 0 0
MICROSOFT CORP COM 594918104   8,261,283 26,164 SH   SOLE   26,164 0 0
NEXTERA ENERGY INC COM 65339F101   2,623,825 45,799 SH   SOLE   45,799 0 0
NORTHERN TR CORP COM 665859104   238,177 3,428 SH   SOLE   3,428 0 0
NUSTAR ENERGY LP UNIT COM 67058H102   191,177 10,962 SH   SOLE   10,962 0 0
NVIDIA CORPORATION COM 67066G104   6,004,605 13,804 SH   SOLE   13,804 0 0
OTIS WORLDWIDE CORP COM 68902V107   1,988,154 24,756 SH   SOLE   24,756 0 0
PACKAGING CORP AMER COM 695156109   3,241,287 21,109 SH   SOLE   21,109 0 0
PALO ALTO NETWORKS INC COM 697435105   302,896 1,292 SH   SOLE   1,292 0 0
PEPSICO INC COM 713448108   2,305,231 13,605 SH   SOLE   13,605 0 0
PFIZER INC COM 717081103   243,435 7,339 SH   SOLE   7,339 0 0
PHILLIPS 66 COM 718546104   276,585 2,302 SH   SOLE   2,302 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   373,808 24,400 SH   SOLE   24,400 0 0
PPG INDS INC COM 693506107   375,901 2,896 SH   SOLE   2,896 0 0
PRICE T ROWE GROUP INC COM 74144T108   244,242 2,329 SH   SOLE   2,329 0 0
PROCTER AND GAMBLE CO COM 742718109   558,206 3,827 SH   SOLE   3,827 0 0
PROGRESSIVE CORP COM 743315103   1,713,669 12,302 SH   SOLE   12,302 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831   245,778 6,900 SH   SOLE   6,900 0 0
RTX CORPORATION COM 75513E101   2,288,070 31,792 SH   SOLE   31,792 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,354,752 69,339 SH   SOLE   69,339 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,161,345 26,257 SH   SOLE   26,256 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,765,302 115,653 SH   SOLE   115,653 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,615,663 22,833 SH   SOLE   22,833 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,427,030 33,375 SH   SOLE   33,375 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   453,779 25,565 SH   SOLE   25,565 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,427,002 34,452 SH   SOLE   34,452 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   265,729 5,263 SH   SOLE   5,263 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,265,892 2,961 SH   SOLE   2,961 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,234,777 17,062 SH   SOLE   17,062 0 0
STARBUCKS CORP COM 855244109   242,778 2,660 SH   SOLE   2,660 0 0
STRYKER CORPORATION COM 863667101   2,697,995 9,873 SH   SOLE   9,873 0 0
SYSCO CORP COM 871829107   271,333 4,108 SH   SOLE   4,108 0 0
TEREX CORP NEW COM 880779103   1,249,605 21,687 SH   SOLE   21,687 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   8,762,815 17,312 SH   SOLE   17,312 0 0
TRACTOR SUPPLY CO COM 892356106   1,789,886 8,815 SH   SOLE   8,815 0 0
TRAVELERS COMPANIES INC COM 89417E109   200,871 1,230 SH   SOLE   1,230 0 0
TRIMBLE INC COM 896239100   848,726 15,758 SH   SOLE   15,758 0 0
ULTA BEAUTY INC COM 90384S303   3,614,224 9,048 SH   SOLE   9,048 0 0
UNITED PARCEL SERVICE INC CL B 911312106   553,962 3,554 SH   SOLE   3,554 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,430,248 14,737 SH   SOLE   14,737 0 0
US BANCORP DEL COM NEW 902973304   242,660 7,340 SH   SOLE   7,340 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,318,318 47,554 SH   SOLE   47,554 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,708,666 35,801 SH   SOLE   35,800 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   311,165 1,951 SH   SOLE   1,951 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,345,040 100,490 SH   SOLE   100,489 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,371,448 34,977 SH   SOLE   34,977 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,203,531 20,776 SH   SOLE   20,775 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,273,764 19,046 SH   SOLE   19,045 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   565,940 5,329 SH   SOLE   5,329 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,535,418 32,475 SH   SOLE   32,475 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,456,273 92,646 SH   SOLE   92,646 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   405,125 5,332 SH   SOLE   5,332 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,222,611 22,844 SH   SOLE   22,844 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,900,662 112,092 SH   SOLE   112,092 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   760,332 7,359 SH   SOLE   7,359 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   248,940 600 SH   SOLE   600 0 0
VEEVA SYS INC CL A COM 922475108   909,625 4,471 SH   SOLE   4,471 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   765,589 23,622 SH   SOLE   23,622 0 0
VISA INC COM CL A 92826C839   8,306,811 36,115 SH   SOLE   36,115 0 0
WALMART INC COM 931142103   1,117,591 6,988 SH   SOLE   6,988 0 0
WELLTOWER INC COM 95040Q104   1,427,456 17,425 SH   SOLE   17,425 0 0