The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   238,161 1,986 SH   SOLE   1,986 0 0
ABBOTT LABS COM 002824100   4,039,064 36,789 SH   SOLE   36,789 0 0
ABBVIE INC COM 00287Y109   5,188,004 32,102 SH   SOLE   32,102 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,167,423 3,469 SH   SOLE   3,469 0 0
AFLAC INC COM 001055102   6,054,470 84,160 SH   SOLE   84,160 0 0
AIR PRODS & CHEMS INC COM 009158106   322,132 1,045 SH   SOLE   1,045 0 0
ALPHABET INC CAP STK CL A 02079K305   5,935,850 67,277 SH   SOLE   67,277 0 0
ALPHABET INC CAP STK CL C 02079K107   2,438,300 27,480 SH   SOLE   27,480 0 0
AMAZON COM INC COM 023135106   5,292,168 63,002 SH   SOLE   63,002 0 0
AMERICAN ELEC PWR CO INC COM 025537101   496,114 5,225 SH   SOLE   5,225 0 0
AMERICAN TOWER CORP NEW COM 03027X100   4,368,129 20,618 SH   SOLE   20,618 0 0
APPLE INC COM 037833100   13,302,186 102,380 SH   SOLE   102,379 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   705,402 1,291 SH   SOLE   1,291 0 0
AT&T INC COM 00206R102   212,912 11,565 SH   SOLE   11,565 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,333,794 5,584 SH   SOLE   5,584 0 0
BAXTER INTL INC COM 071813109   1,048,912 20,579 SH   SOLE   20,579 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,021,841 3,308 SH   SOLE   3,308 0 0
BLACKROCK INC COM 09247X101   1,639,770 2,314 SH   SOLE   2,314 0 0
BLACKROCK MUNIYIELD MICH QU COM 09254V105   142,307 12,832 SH   SOLE   12,832 0 0
BLACKROCK UTILS INFRASTRUCTU COM 09248D104   529,220 25,480 SH   SOLE   25,480 0 0
BOOKING HOLDINGS INC COM 09857L108   219,666 109 SH   SOLE   109 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   780,068 4,856 SH   SOLE   4,856 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   868,148 21,046 SH   SOLE   21,046 0 0
CHEVRON CORP NEW COM 166764100   291,671 1,625 SH   SOLE   1,625 0 0
CHUBB LIMITED COM H1467J104   3,847,485 17,441 SH   SOLE   17,441 0 0
CHURCH & DWIGHT CO INC COM 171340102   3,823,735 47,435 SH   SOLE   47,435 0 0
CINTAS CORP COM 172908105   6,035,901 13,365 SH   SOLE   13,365 0 0
CISCO SYS INC COM 17275R102   826,745 17,354 SH   SOLE   17,354 0 0
COCA COLA CO COM 191216100   328,482 5,164 SH   SOLE   5,164 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,353,687 23,670 SH   SOLE   23,670 0 0
COMERICA INC COM 200340107   200,550 3,000 SH   SOLE   3,000 0 0
CONOCOPHILLIPS COM 20825C104   320,016 2,712 SH   SOLE   2,712 0 0
CONSTELLATION BRANDS INC CL A 21036P108   4,932,348 21,283 SH   SOLE   21,283 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,879,190 17,260 SH   SOLE   17,260 0 0
CVS HEALTH CORP COM 126650100   206,882 2,220 SH   SOLE   2,220 0 0
DANAHER CORPORATION COM 235851102   9,358,709 35,260 SH   SOLE   35,260 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,240,903 46,871 SH   SOLE   46,871 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   784,020 31,652 SH   SOLE   31,652 0 0
DISNEY WALT CO COM 254687106   2,113,790 24,330 SH   SOLE   24,330 0 0
DOLLAR GEN CORP NEW COM 256677105   2,290,618 9,302 SH   SOLE   9,302 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   211,130 2,050 SH   SOLE   2,050 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106   175,050 23,340 SH   SOLE   23,340 0 0
ECOLAB INC COM 278865100   3,004,358 20,640 SH   SOLE   20,640 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   376,034 5,040 SH   SOLE   5,040 0 0
EMERSON ELEC CO COM 291011104   602,008 6,267 SH   SOLE   6,267 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   594,654 24,654 SH   SOLE   24,654 0 0
EXXON MOBIL CORP COM 30231G102   343,585 3,115 SH   SOLE   3,115 0 0
FASTENAL CO COM 311900104   2,983,621 63,052 SH   SOLE   63,052 0 0
FISERV INC COM 337738108   5,460,509 54,027 SH   SOLE   54,027 0 0
FORD MTR CO DEL COM 345370860   215,364 18,518 SH   SOLE   18,518 0 0
FORTINET INC COM 34959E109   2,689,292 55,007 SH   SOLE   55,007 0 0
FORTIVE CORP COM 34959J108   2,295,267 35,724 SH   SOLE   35,724 0 0
GABELLI UTIL TR COM 36240A101   75,100 10,000 SH   SOLE   10,000 0 0
GARTNER INC COM 366651107   542,530 1,614 SH   SOLE   1,614 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,634,832 4,761 SH   SOLE   4,761 0 0
HOME DEPOT INC COM 437076102   7,401,863 23,434 SH   SOLE   23,434 0 0
ILLINOIS TOOL WKS INC COM 452308109   5,057,868 22,959 SH   SOLE   22,959 0 0
INTEL CORP COM 458140100   562,536 21,284 SH   SOLE   21,284 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,546,955 15,079 SH   SOLE   15,079 0 0
INTUIT COM 461202103   8,897,958 22,861 SH   SOLE   22,861 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   210,874 792 SH   SOLE   791 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,217,276 5,771 SH   SOLE   5,771 0 0
ISHARES TR MORNINGSTR US EQ 464287127   645,366 12,260 SH   SOLE   12,260 0 0
ISHARES TR MRGSTR MD CP ETF 464288208   598,434 10,200 SH   SOLE   10,200 0 0
ISHARES TR PFD AND INCM SEC 464288687   6,133,263 200,893 SH   SOLE   200,893 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   232,450 1,085 SH   SOLE   1,085 0 0
ISHARES TR RUS MD CP GR ETF 464287481   379,210 4,536 SH   SOLE   4,536 0 0
ISHARES TR S&P SML 600 GWT 464287887   365,338 3,381 SH   SOLE   3,380 0 0
ISHARES TR SP SMCP600VL ETF 464287879   3,529,302 38,652 SH   SOLE   38,651 0 0
JOHNSON & JOHNSON COM 478160104   1,073,325 6,076 SH   SOLE   6,076 0 0
JPMORGAN CHASE & CO COM 46625H100   3,366,715 25,106 SH   SOLE   25,106 0 0
LAUDER ESTEE COS INC CL A 518439104   744,082 2,999 SH   SOLE   2,999 0 0
LILLY ELI & CO COM 532457108   859,724 2,350 SH   SOLE   2,350 0 0
LOCKHEED MARTIN CORP COM 539830109   448,057 921 SH   SOLE   921 0 0
LOWES COS INC COM 548661107   769,066 3,860 SH   SOLE   3,860 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,449,686 4,169 SH   SOLE   4,169 0 0
MAXIMUS INC COM 577933104   649,410 8,856 SH   SOLE   8,856 0 0
MCDONALDS CORP COM 580135101   4,049,402 15,366 SH   SOLE   15,366 0 0
MERCK & CO INC COM 58933Y105   497,389 4,483 SH   SOLE   4,483 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   278,331 3,962 SH   SOLE   3,962 0 0
MICROSOFT CORP COM 594918104   6,278,967 26,182 SH   SOLE   26,182 0 0
NEXTERA ENERGY INC COM 65339F101   3,237,661 38,728 SH   SOLE   38,728 0 0
NORFOLK SOUTHN CORP COM 655844108   213,153 865 SH   SOLE   865 0 0
NORTHERN TR CORP COM 665859104   366,172 4,138 SH   SOLE   4,138 0 0
NUSTAR ENERGY LP UNIT COM 67058H102   175,392 10,962 SH   SOLE   10,962 0 0
NVIDIA CORPORATION COM 67066G104   2,024,185 13,851 SH   SOLE   13,851 0 0
OTIS WORLDWIDE CORP COM 68902V107   1,933,004 24,684 SH   SOLE   24,684 0 0
PACKAGING CORP AMER COM 695156109   2,689,819 21,029 SH   SOLE   21,029 0 0
PEPSICO INC COM 713448108   2,546,222 14,094 SH   SOLE   14,094 0 0
PFIZER INC COM 717081103   376,050 7,339 SH   SOLE   7,339 0 0
PHILLIPS 66 COM 718546104   239,592 2,302 SH   SOLE   2,302 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   286,944 24,400 SH   SOLE   24,400 0 0
PPG INDS INC COM 693506107   376,088 2,991 SH   SOLE   2,991 0 0
PRICE T ROWE GROUP INC COM 74144T108   254,001 2,329 SH   SOLE   2,329 0 0
PROCTER AND GAMBLE CO COM 742718109   668,683 4,412 SH   SOLE   4,412 0 0
PROGRESSIVE CORP COM 743315103   1,565,729 12,071 SH   SOLE   12,071 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,040,013 30,123 SH   SOLE   30,123 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,489,455 46,242 SH   SOLE   46,242 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   455,095 8,516 SH   SOLE   8,516 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   245,140 5,247 SH   SOLE   5,247 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   277,957 11,217 SH   SOLE   11,217 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   268,287 9,229 SH   SOLE   9,229 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   213,631 6,834 SH   SOLE   6,834 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   820,102 17,965 SH   SOLE   17,965 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,118,666 91,914 SH   SOLE   91,914 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,984,738 26,274 SH   SOLE   26,274 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,689,135 30,402 SH   SOLE   30,402 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   302,370 6,697 SH   SOLE   6,697 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   534,410 27,704 SH   SOLE   27,704 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,302,397 32,150 SH   SOLE   32,150 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   367,813 7,102 SH   SOLE   7,102 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   146,500 25,086 SH   SOLE   25,085 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   707,191 1,849 SH   SOLE   1,849 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,266,342 17,062 SH   SOLE   17,062 0 0
STARBUCKS CORP COM 855244109   263,872 2,660 SH   SOLE   2,660 0 0
STRYKER CORPORATION COM 863667101   1,880,373 7,691 SH   SOLE   7,691 0 0
SYSCO CORP COM 871829107   481,100 6,293 SH   SOLE   6,293 0 0
TEREX CORP NEW COM 880779103   1,148,356 26,881 SH   SOLE   26,881 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   9,436,073 17,135 SH   SOLE   17,135 0 0
TRACTOR SUPPLY CO COM 892356106   1,109,102 4,930 SH   SOLE   4,930 0 0
TRAVELERS COMPANIES INC COM 89417E109   230,613 1,230 SH   SOLE   1,230 0 0
ULTA BEAUTY INC COM 90384S303   3,366,984 7,178 SH   SOLE   7,178 0 0
UNITED PARCEL SERVICE INC CL B 911312106   635,211 3,654 SH   SOLE   3,654 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,752,292 14,622 SH   SOLE   14,622 0 0
US BANCORP DEL COM NEW 902973304   2,692,874 61,749 SH   SOLE   61,749 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,721,717 23,966 SH   SOLE   23,966 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,470,184 29,949 SH   SOLE   29,948 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,965,465 67,815 SH   SOLE   67,814 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,013,480 26,000 SH   SOLE   26,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   963,863 17,386 SH   SOLE   17,385 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   820,527 12,751 SH   SOLE   12,750 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   540,267 5,255 SH   SOLE   5,255 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   500,638 10,718 SH   SOLE   10,718 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,779,556 56,164 SH   SOLE   56,164 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   247,877 3,198 SH   SOLE   3,198 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,036,521 20,041 SH   SOLE   20,041 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,377,410 80,472 SH   SOLE   80,472 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,260,879 32,002 SH   SOLE   32,002 0 0
VISA INC COM CL A 92826C839   7,538,987 36,287 SH   SOLE   36,287 0 0
WALMART INC COM 931142103   990,829 6,988 SH   SOLE   6,988 0 0
WELLTOWER INC COM 95040Q104   1,356,951 20,701 SH   SOLE   20,701 0 0