The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 219 1,986 SH   SOLE   1,986 0 0
ABBOTT LABS COM 002824100 3,536 36,542 SH   SOLE   36,542 0 0
ABBVIE INC COM 00287Y109 4,248 31,649 SH   SOLE   31,649 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 747 2,716 SH   SOLE   2,716 0 0
AFLAC INC COM 001055102 4,607 81,983 SH   SOLE   81,983 0 0
AIR PRODS & CHEMS INC COM 009158106 243 1,045 SH   SOLE   1,045 0 0
ALPHABET INC CAP STK CL A 02079K305 6,346 66,345 SH   SOLE   66,345 0 0
ALPHABET INC CAP STK CL C 02079K107 2,661 27,680 SH   SOLE   27,680 0 0
AMAZON COM INC COM 023135106 7,039 62,293 SH   SOLE   62,293 0 0
AMERICAN ELEC PWR CO INC COM 025537101 452 5,225 SH   SOLE   5,225 0 0
AMERICAN TOWER CORP NEW COM 03027X100 4,278 19,925 SH   SOLE   19,925 0 0
APPLE INC COM 037833100 14,544 105,240 SH   SOLE   105,240 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 377 908 SH   SOLE   908 0 0
AT&T INC COM 00206R102 185 12,050 SH   SOLE   12,050 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,263 5,584 SH   SOLE   5,584 0 0
BAXTER INTL INC COM 071813109 1,198 22,252 SH   SOLE   22,252 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 883 3,308 SH   SOLE   3,308 0 0
BLACKROCK INC COM 09247X101 1,017 1,848 SH   SOLE   1,848 0 0
BLACKROCK MUNIYIELD MICH QU COM 09254V105 159 12,832 SH   SOLE   12,832 0 0
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 511 25,480 SH   SOLE   25,480 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 580 3,551 SH   SOLE   3,551 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 751 21,114 SH   SOLE   21,114 0 0
CHEVRON CORP NEW COM 166764100 233 1,625 SH   SOLE   1,625 0 0
CHUBB LIMITED COM H1467J104 3,194 17,561 SH   SOLE   17,561 0 0
CHURCH & DWIGHT CO INC COM 171340102 3,577 50,074 SH   SOLE   50,074 0 0
CINTAS CORP COM 172908105 5,184 13,353 SH   SOLE   13,353 0 0
CISCO SYS INC COM 17275R102 694 17,354 SH   SOLE   17,354 0 0
COCA COLA CO COM 191216100 289 5,164 SH   SOLE   5,164 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,551 27,008 SH   SOLE   27,008 0 0
COMERICA INC COM 200340107 213 3,000 SH   SOLE   3,000 0 0
CONOCOPHILLIPS COM 20825C104 281 2,742 SH   SOLE   2,742 0 0
CONSTELLATION BRANDS INC CL A 21036P108 5,054 22,005 SH   SOLE   22,004 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,502 18,003 SH   SOLE   18,003 0 0
CVS HEALTH CORP COM 126650100 212 2,220 SH   SOLE   2,220 0 0
DANAHER CORPORATION COM 235851102 9,198 35,613 SH   SOLE   35,613 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 2,230 47,805 SH   SOLE   47,805 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 476 21,828 SH   SOLE   21,828 0 0
DISNEY WALT CO COM 254687106 2,553 27,060 SH   SOLE   27,060 0 0
DOLLAR GEN CORP NEW COM 256677105 1,926 8,028 SH   SOLE   8,028 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 193 23,340 SH   SOLE   23,340 0 0
ECOLAB INC COM 278865100 3,081 21,332 SH   SOLE   21,332 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 416 5,040 SH   SOLE   5,040 0 0
EMERSON ELEC CO COM 291011104 459 6,267 SH   SOLE   6,267 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 586 24,654 SH   SOLE   24,654 0 0
EXXON MOBIL CORP COM 30231G102 272 3,115 SH   SOLE   3,115 0 0
FASTENAL CO COM 311900104 2,950 64,078 SH   SOLE   64,078 0 0
FISERV INC COM 337738108 5,035 53,814 SH   SOLE   53,814 0 0
FORD MTR CO DEL COM 345370860 207 18,518 SH   SOLE   18,518 0 0
FORTINET INC COM 34959E109 2,536 51,615 SH   SOLE   51,615 0 0
FORTIVE CORP COM 34959J108 2,072 35,542 SH   SOLE   35,542 0 0
GABELLI UTIL TR COM 36240A101 69 10,000 SH   SOLE   10,000 0 0
GARTNER INC COM 366651107 447 1,614 SH   SOLE   1,614 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,406 4,799 SH   SOLE   4,799 0 0
HOME DEPOT INC COM 437076102 6,461 23,415 SH   SOLE   23,415 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,148 22,959 SH   SOLE   22,959 0 0
INTEL CORP COM 458140100 583 22,609 SH   SOLE   22,609 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,477 16,351 SH   SOLE   16,351 0 0
INTUIT COM 461202103 8,896 22,967 SH   SOLE   22,967 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 212 792 SH   SOLE   791 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,156 6,011 SH   SOLE   6,011 0 0
ISHARES TR MORNINGSTR US EQ 464287127 606 12,260 SH   SOLE   12,260 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 550 10,200 SH   SOLE   10,200 0 0
ISHARES TR PFD AND INCM SEC 464288687 7,087 223,764 SH   SOLE   223,764 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 243 1,156 SH   SOLE   1,156 0 0
ISHARES TR RUS MD CP GR ETF 464287481 356 4,536 SH   SOLE   4,536 0 0
ISHARES TR S&P SML 600 GWT 464287887 362 3,559 SH   SOLE   3,558 0 0
ISHARES TR SP SMCP600VL ETF 464287879 3,363 40,791 SH   SOLE   40,790 0 0
JOHNSON & JOHNSON COM 478160104 993 6,076 SH   SOLE   6,076 0 0
JPMORGAN CHASE & CO COM 46625H100 2,372 22,702 SH   SOLE   22,702 0 0
LAUDER ESTEE COS INC CL A 518439104 647 2,999 SH   SOLE   2,999 0 0
LILLY ELI & CO COM 532457108 760 2,350 SH   SOLE   2,350 0 0
LOCKHEED MARTIN CORP COM 539830109 356 921 SH   SOLE   921 0 0
LOWES COS INC COM 548661107 744 3,964 SH   SOLE   3,964 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,187 4,175 SH   SOLE   4,175 0 0
MAXIMUS INC COM 577933104 526 9,081 SH   SOLE   9,081 0 0
MCDONALDS CORP COM 580135101 3,354 14,536 SH   SOLE   14,536 0 0
MERCK & CO INC COM 58933Y105 386 4,483 SH   SOLE   4,483 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 242 3,962 SH   SOLE   3,962 0 0
MICROSOFT CORP COM 594918104 6,208 26,657 SH   SOLE   26,657 0 0
NEXTERA ENERGY INC COM 65339F101 2,974 37,929 SH   SOLE   37,929 0 0
NORTHERN TR CORP COM 665859104 368 4,298 SH   SOLE   4,298 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 148 10,962 SH   SOLE   10,962 0 0
NVIDIA CORPORATION COM 67066G104 1,528 12,591 SH   SOLE   12,591 0 0
OTIS WORLDWIDE CORP COM 68902V107 1,557 24,405 SH   SOLE   24,405 0 0
PACKAGING CORP AMER COM 695156109 2,370 21,104 SH   SOLE   21,104 0 0
PEPSICO INC COM 713448108 2,301 14,094 SH   SOLE   14,094 0 0
PFIZER INC COM 717081103 328 7,489 SH   SOLE   7,489 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 257 24,400 SH   SOLE   24,400 0 0
PPG INDS INC COM 693506107 331 2,991 SH   SOLE   2,991 0 0
PRICE T ROWE GROUP INC COM 74144T108 245 2,329 SH   SOLE   2,329 0 0
PROCTER AND GAMBLE CO COM 742718109 557 4,412 SH   SOLE   4,412 0 0
PROGRESSIVE CORP COM 743315103 1,403 12,071 SH   SOLE   12,071 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,437 29,768 SH   SOLE   29,768 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 872 31,001 SH   SOLE   31,001 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 735 16,217 SH   SOLE   16,217 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,729 88,804 SH   SOLE   88,804 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,560 23,481 SH   SOLE   23,481 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,678 30,065 SH   SOLE   30,065 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 446 23,874 SH   SOLE   23,874 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,003 26,534 SH   SOLE   26,534 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 277 5,343 SH   SOLE   5,343 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 143 25,086 SH   SOLE   25,085 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 660 1,849 SH   SOLE   1,848 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,146 17,062 SH   SOLE   17,062 0 0
STARBUCKS CORP COM 855244109 224 2,660 SH   SOLE   2,660 0 0
STRYKER CORPORATION COM 863667101 1,558 7,693 SH   SOLE   7,693 0 0
SYSCO CORP COM 871829107 427 6,042 SH   SOLE   6,042 0 0
TEREX CORP NEW COM 880779103 844 28,381 SH   SOLE   28,381 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 8,874 17,496 SH   SOLE   17,496 0 0
TRACTOR SUPPLY CO COM 892356106 916 4,930 SH   SOLE   4,930 0 0
ULTA BEAUTY INC COM 90384S303 2,652 6,610 SH   SOLE   6,610 0 0
UNITED PARCEL SERVICE INC CL B 911312106 614 3,804 SH   SOLE   3,804 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,374 14,600 SH   SOLE   14,600 0 0
US BANCORP DEL COM NEW 902973304 2,288 56,745 SH   SOLE   56,745 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,750 24,534 SH   SOLE   24,534 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,377 29,651 SH   SOLE   29,650 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,339 68,752 SH   SOLE   68,751 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 774 21,219 SH   SOLE   21,219 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 817 17,712 SH   SOLE   17,711 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 741 12,907 SH   SOLE   12,906 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 483 5,207 SH   SOLE   5,207 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 387 8,040 SH   SOLE   8,040 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,143 65,282 SH   SOLE   65,282 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 202 2,674 SH   SOLE   2,674 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 943 20,593 SH   SOLE   20,593 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,903 79,843 SH   SOLE   79,843 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,615 42,537 SH   SOLE   42,537 0 0
VISA INC COM CL A 92826C839 6,436 36,228 SH   SOLE   36,228 0 0
WALMART INC COM 931142103 906 6,988 SH   SOLE   6,988 0 0
WELLTOWER INC COM 95040Q104 1,315 20,451 SH   SOLE   20,451 0 0