The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 296 1,986 SH   SOLE   1,986 0 0
ABBOTT LABS COM 002824100 4,354 36,782 SH   SOLE   36,782 0 0
ABBVIE INC COM 00287Y109 5,246 32,363 SH   SOLE   32,363 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,150 2,523 SH   SOLE   2,523 0 0
AFLAC INC COM 001055102 5,370 83,405 SH   SOLE   83,405 0 0
AIR PRODS & CHEMS INC COM 009158106 261 1,045 SH   SOLE   1,045 0 0
ALLEGHANY CORP MD COM 017175100 201 237 SH   SOLE   237 0 0
ALPHABET INC CAP STK CL A 02079K305 9,515 3,421 SH   SOLE   3,421 0 0
ALPHABET INC CAP STK CL C 02079K107 4,139 1,482 SH   SOLE   1,482 0 0
AMAZON COM INC COM 023135106 11,054 3,391 SH   SOLE   3,391 0 0
AMERICAN ELEC PWR CO INC COM 025537101 521 5,225 SH   SOLE   5,225 0 0
AMERICAN TOWER CORP NEW COM 03027X100 5,143 20,471 SH   SOLE   20,471 0 0
APPLE INC COM 037833100 19,057 109,139 SH   SOLE   109,138 0 0
AT&T INC COM 00206R102 343 14,534 SH   SOLE   14,534 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,271 5,584 SH   SOLE   5,584 0 0
BAXTER INTL INC COM 071813109 2,022 26,073 SH   SOLE   26,073 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,167 3,308 SH   SOLE   3,308 0 0
BLACKROCK INC COM 09247X101 1,094 1,431 SH   SOLE   1,431 0 0
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 164 12,832 SH   SOLE   12,832 0 0
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 647 25,480 SH   SOLE   25,480 0 0
BOOKING HOLDINGS INC COM 09857L108 256 109 SH   SOLE   109 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 225 1,369 SH   SOLE   1,369 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 1,004 21,887 SH   SOLE   21,887 0 0
CERNER CORP COM 156782104 400 4,279 SH   SOLE   4,279 0 0
CHEVRON CORP NEW COM 166764100 267 1,640 SH   SOLE   1,640 0 0
CHUBB LIMITED COM H1467J104 3,843 17,967 SH   SOLE   17,967 0 0
CHURCH & DWIGHT CO INC COM 171340102 5,274 53,065 SH   SOLE   53,065 0 0
CINTAS CORP COM 172908105 5,812 13,662 SH   SOLE   13,662 0 0
CISCO SYS INC COM 17275R102 955 17,134 SH   SOLE   17,134 0 0
COCA COLA CO COM 191216100 320 5,164 SH   SOLE   5,164 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,758 30,757 SH   SOLE   30,757 0 0
COMERICA INC COM 200340107 273 3,024 SH   SOLE   3,024 0 0
CONOCOPHILLIPS COM 20825C104 279 2,792 SH   SOLE   2,792 0 0
CONSTELLATION BRANDS INC CL A 21036P108 5,206 22,605 SH   SOLE   22,604 0 0
COSTCO WHSL CORP NEW COM 22160K105 10,694 18,570 SH   SOLE   18,570 0 0
CVS HEALTH CORP COM 126650100 225 2,220 SH   SOLE   2,220 0 0
DANAHER CORPORATION COM 235851102 10,875 37,075 SH   SOLE   37,075 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 213 6,771 SH   SOLE   6,771 0 0
DISNEY WALT CO COM 254687106 3,897 28,411 SH   SOLE   28,411 0 0
DOLLAR GEN CORP NEW COM 256677105 1,356 6,091 SH   SOLE   6,091 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 229 2,050 SH   SOLE   2,050 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 231 23,340 SH   SOLE   23,340 0 0
ECOLAB INC COM 278865100 3,940 22,316 SH   SOLE   22,316 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 593 5,040 SH   SOLE   5,040 0 0
EMERSON ELEC CO COM 291011104 625 6,379 SH   SOLE   6,379 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 636 24,654 SH   SOLE   24,654 0 0
EXXON MOBIL CORP COM 30231G102 257 3,115 SH   SOLE   3,115 0 0
FASTENAL CO COM 311900104 3,872 65,178 SH   SOLE   65,178 0 0
FISERV INC COM 337738108 5,838 57,572 SH   SOLE   57,572 0 0
FORD MTR CO DEL COM 345370860 313 18,518 SH   SOLE   18,518 0 0
FORTINET INC COM 34959E109 3,198 9,358 SH   SOLE   9,358 0 0
FORTIVE CORP COM 34959J108 2,193 35,994 SH   SOLE   35,994 0 0
GABELLI UTIL TR COM 36240A101 71 10,000 SH   SOLE   10,000 0 0
GARTNER INC COM 366651107 480 1,614 SH   SOLE   1,614 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,641 4,970 SH   SOLE   4,970 0 0
HOME DEPOT INC COM 437076102 7,126 23,806 SH   SOLE   23,806 0 0
ILLINOIS TOOL WKS INC COM 452308109 5,196 24,813 SH   SOLE   24,813 0 0
INTEL CORP COM 458140100 1,116 22,509 SH   SOLE   22,509 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,475 18,732 SH   SOLE   18,732 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 211 1,622 SH   SOLE   1,622 0 0
INTUIT COM 461202103 11,434 23,779 SH   SOLE   23,779 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 648 47,725 SH   SOLE   47,725 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 292 806 SH   SOLE   805 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,727 6,011 SH   SOLE   6,011 0 0
ISHARES TR MORNINGSTR US EQ 464287127 771 12,260 SH   SOLE   12,260 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 686 10,200 SH   SOLE   10,200 0 0
ISHARES TR PFD AND INCM SEC 464288687 9,001 247,135 SH   SOLE   247,135 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 335 1,206 SH   SOLE   1,206 0 0
ISHARES TR RUS MD CP GR ETF 464287481 456 4,536 SH   SOLE   4,536 0 0
ISHARES TR S&P SML 600 GWT 464287887 509 4,070 SH   SOLE   4,070 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,273 41,734 SH   SOLE   41,733 0 0
JOHNSON & JOHNSON COM 478160104 1,077 6,076 SH   SOLE   6,076 0 0
JPMORGAN CHASE & CO COM 46625H100 3,085 22,627 SH   SOLE   22,627 0 0
LANDSTAR SYS INC COM 515098101 208 1,378 SH   SOLE   1,378 0 0
LAUDER ESTEE COS INC CL A 518439104 817 2,999 SH   SOLE   2,999 0 0
LILLY ELI & CO COM 532457108 673 2,350 SH   SOLE   2,350 0 0
LOCKHEED MARTIN CORP COM 539830109 407 921 SH   SOLE   921 0 0
LOWES COS INC COM 548661107 801 3,964 SH   SOLE   3,964 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,492 4,175 SH   SOLE   4,175 0 0
MAXIMUS INC COM 577933104 1,404 18,727 SH   SOLE   18,727 0 0
MCDONALDS CORP COM 580135101 3,535 14,295 SH   SOLE   14,295 0 0
MERCK & CO INC COM 58933Y105 377 4,598 SH   SOLE   4,598 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 298 3,962 SH   SOLE   3,962 0 0
MICROSOFT CORP COM 594918104 8,455 27,423 SH   SOLE   27,423 0 0
NEOGEN CORP COM 640491106 2,150 69,729 SH   SOLE   69,729 0 0
NEXTERA ENERGY INC COM 65339F101 2,682 31,659 SH   SOLE   31,659 0 0
NORFOLK SOUTHN CORP COM 655844108 247 865 SH   SOLE   865 0 0
NORTHERN TR CORP COM 665859104 501 4,298 SH   SOLE   4,298 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 158 10,962 SH   SOLE   10,962 0 0
NVIDIA CORPORATION COM 67066G104 3,437 12,595 SH   SOLE   12,595 0 0
OTIS WORLDWIDE CORP COM 68902V107 1,799 23,383 SH   SOLE   23,383 0 0
PACKAGING CORP AMER COM 695156109 3,416 21,882 SH   SOLE   21,882 0 0
PEPSICO INC COM 713448108 2,446 14,613 SH   SOLE   14,613 0 0
PFIZER INC COM 717081103 398 7,690 SH   SOLE   7,690 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 263 24,400 SH   SOLE   24,400 0 0
PPG INDS INC COM 693506107 402 3,067 SH   SOLE   3,067 0 0
PRICE T ROWE GROUP INC COM 74144T108 352 2,329 SH   SOLE   2,329 0 0
PROCTER AND GAMBLE CO COM 742718109 674 4,412 SH   SOLE   4,412 0 0
PROGRESSIVE CORP COM 743315103 1,427 12,522 SH   SOLE   12,522 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,840 28,665 SH   SOLE   28,665 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,082 29,474 SH   SOLE   29,474 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 253 5,002 SH   SOLE   5,002 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,960 111,629 SH   SOLE   111,629 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,567 19,867 SH   SOLE   19,867 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,076 27,742 SH   SOLE   27,742 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 548 22,006 SH   SOLE   22,006 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,137 24,014 SH   SOLE   24,014 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,561 25,710 SH   SOLE   25,710 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 197 29,736 SH   SOLE   29,735 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 835 1,848 SH   SOLE   1,848 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,422 17,062 SH   SOLE   17,062 0 0
STARBUCKS CORP COM 855244109 242 2,660 SH   SOLE   2,660 0 0
STRYKER CORPORATION COM 863667101 2,109 7,889 SH   SOLE   7,889 0 0
SYSCO CORP COM 871829107 384 4,706 SH   SOLE   4,706 0 0
TEREX CORP NEW COM 880779103 1,110 31,131 SH   SOLE   31,131 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 10,661 18,050 SH   SOLE   18,050 0 0
TRACTOR SUPPLY CO COM 892356106 1,145 4,905 SH   SOLE   4,905 0 0
TRAVELERS COMPANIES INC COM 89417E109 225 1,230 SH   SOLE   1,230 0 0
TRUIST FINL CORP COM 89832Q109 229 4,036 SH   SOLE   4,036 0 0
ULTA BEAUTY INC COM 90384S303 2,282 5,731 SH   SOLE   5,731 0 0
UNITED PARCEL SERVICE INC CL B 911312106 826 3,850 SH   SOLE   3,850 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,664 15,029 SH   SOLE   15,029 0 0
US BANCORP DEL COM NEW 902973304 3,064 57,640 SH   SOLE   57,640 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 844 10,838 SH   SOLE   10,838 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,610 20,244 SH   SOLE   20,244 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,148 19,821 SH   SOLE   19,820 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 219 1,245 SH   SOLE   1,245 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,869 65,309 SH   SOLE   65,308 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,084 23,507 SH   SOLE   23,507 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,585 25,452 SH   SOLE   25,451 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,419 19,168 SH   SOLE   19,167 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 625 5,045 SH   SOLE   5,045 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,237 159,782 SH   SOLE   159,782 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 537 6,237 SH   SOLE   6,237 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,280 16,390 SH   SOLE   16,390 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,913 60,646 SH   SOLE   60,646 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 250 600 SH   SOLE   600 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,512 49,314 SH   SOLE   49,314 0 0
VISA INC COM CL A 92826C839 8,371 37,746 SH   SOLE   37,746 0 0
VONTIER CORPORATION COM 928881101 200 7,870 SH   SOLE   7,870 0 0
WALMART INC COM 931142103 1,052 7,062 SH   SOLE   7,062 0 0
WELLTOWER INC COM 95040Q104 1,662 17,283 SH   SOLE   17,283 0 0