The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST ETF 46090E103 1,221 3,369 SH   SOLE 0 0 0 3,369
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 509 3,200 SH   SOLE 0 0 0 3,200
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 8,393 36,863 SH   SOLE 0 0 0 36,863
VANGUARD REAL ESTATE ETF ETF 922908553 2,578 23,786 SH   SOLE 0 0 0 23,785
SPDR S&P 500 ETF ETF 78462F103 4,908 10,867 SH   SOLE 0 0 0 10,867
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 311 2,512 SH   SOLE 0 0 0 2,512
PEPSICO INC COM Stock 713448108 249 1,485 SH   SOLE 0 0 0 1,485
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 976 16,775 SH   SOLE 0 0 0 16,775
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 236 4,390 SH   SOLE 0 0 0 4,390
ISHARES S&P SMALL-CAP FUND ETF 464287804 2,199 20,383 SH   SOLE 0 0 0 20,383
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 762 2,160 SH   SOLE 0 0 0 2,160
MICROSOFT CORP COM Stock 594918104 203 657 SH   SOLE 0 0 0 657
VANGUARD ESG U.S. STOCK ETF ETF 921910733 1,028 12,683 SH   SOLE 0 0 0 12,683
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 3,275 15,412 SH   SOLE 0 0 0 15,412
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,653 6,951 SH   SOLE 0 0 0 6,951
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 3,763 18,050 SH   SOLE 0 0 0 18,050
VANGUARD S&P 500 ETF ETF 922908363 5,176 12,466 SH   SOLE 0 0 0 12,466
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 2,738 5,582 SH   SOLE 0 0 0 5,582
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,670 27,961 SH   SOLE 0 0 0 27,961
ISHARES RUSSELL 2000 ETF ETF 464287655 498 2,425 SH   SOLE 0 0 0 2,425
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 390 2,217 SH   SOLE 0 0 0 2,217
VANGUARD VALUE INDEX FUND ETF 922908744 2,438 16,500 SH   SOLE 0 0 0 16,500
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 776 7,691 SH   SOLE 0 0 0 7,691
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 502 9,795 SH   SOLE 0 0 0 9,795
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,602 20,136 SH   SOLE 0 0 0 20,136
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 8,773 152,327 SH   SOLE 0 0 0 152,327
MCDONALDS CORP COM Stock 580135101 384 1,551 SH   SOLE 0 0 0 1,551
DOVER CORP COM Stock 260003108 220 1,401 SH   SOLE 0 0 0 1,401
ISHARES RUSSELL MID-CAP ETF ETF 464287499 1,373 17,590 SH   SOLE 0 0 0 17,590
ISHARES CORE S&P 500 ETF ETF 464287200 5,012 11,048 SH   SOLE 0 0 0 11,047
JPMORGAN CHASE & CO COM Stock 46625H100 281 2,058 SH   SOLE 0 0 0 2,058
CHEVRON CORP NEW COM Stock 166764100 241 1,480 SH   SOLE 0 0 0 1,480
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,314 27,351 SH   SOLE 0 0 0 27,351
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 696 15,095 SH   SOLE 0 0 0 15,095
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 228 6,485 SH   SOLE 0 0 0 6,485
APPLIED MATLS INC COM Stock 038222105 225 1,710 SH   SOLE 0 0 0 1,710
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 1,248 18,809 SH   SOLE 0 0 0 18,809
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 533 5,201 SH   SOLE 0 0 0 5,201
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 453 5,820 SH   SOLE 0 0 0 5,820
DEERE & CO COM Stock 244199105 494 1,189 SH   SOLE 0 0 0 1,189
AUTOZONE INC COM Stock 053332102 217 106 SH   SOLE 0 0 0 106
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 1,645 31,905 SH   SOLE 0 0 0 31,905
ISHARES MSCI EAFE ETF ETF 464287465 574 7,805 SH   SOLE 0 0 0 7,805
APPLE INC COM Stock 037833100 1,094 6,265 SH   SOLE 0 0 0 6,265
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 1,015 11,106 SH   SOLE 0 0 0 11,106