The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,825 936 SH   SOLE 0 0 0 936
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 120 12,350 SH   SOLE 0 0 0 12,350
INVESCO QQQ TRUST ETF 46090E103 1,569 8,238 SH   SOLE 0 0 0 8,238
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 530 6,600 SH   SOLE 0 0 0 6,600
OLD REP INTL CORP COM Stock 680223104 217 14,215 SH   SOLE 0 0 0 14,215
JOHNSON & JOHNSON COM Stock 478160104 826 6,300 SH   SOLE 0 0 0 6,300
WASTE MGMT INC DEL COM Stock 94106L109 798 8,625 SH   SOLE 0 0 0 8,625
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 12,244 94,980 SH   SOLE 0 0 0 94,980
COSTCO WHSL CORP NEW COM Stock 22160K105 814 2,855 SH   SOLE 0 0 0 2,855
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 391 11,450 SH   SOLE 0 0 0 11,450
PROCTER & GAMBLE CO COM Stock 742718109 802 7,293 SH   SOLE 0 0 0 7,293
COCA COLA CO COM Stock 191216100 579 13,081 SH   SOLE 0 0 0 13,081
VANGUARD REAL ESTATE ETF ETF 922908553 3,442 49,276 SH   SOLE 0 0 0 49,276
INTEL CORP COM Stock 458140100 907 16,755 SH   SOLE 0 0 0 16,755
MERCK & CO. INC COM Stock 58933Y105 821 10,674 SH   SOLE 0 0 0 10,674
SPDR S&P 500 ETF ETF 78462F103 7,550 29,292 SH   SOLE 0 0 0 29,292
ISHARES MSCI JAPAN ETF ETF 46434G822 318 6,437 SH   SOLE 0 0 0 6,437
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 790 10,100 SH   SOLE 0 0 0 10,100
FEDEX CORP COM Stock 31428X106 243 2,000 SH   SOLE 0 0 0 2,000
SHERWIN WILLIAMS CO COM Stock 824348106 896 1,950 SH   SOLE 0 0 0 1,950
PEPSICO INC COM Stock 713448108 330 2,750 SH   SOLE 0 0 0 2,750
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 1,323 21,868 SH   SOLE 0 0 0 21,868
KIMBERLY CLARK CORP COM Stock 494368103 358 2,802 SH   SOLE 0 0 0 2,802
ISHARES S&P SMALL-CAP FUND ETF 464287804 3,382 60,281 SH   SOLE 0 0 0 60,281
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 893 4,885 SH   SOLE 0 0 0 4,885
ALPHABET INC CAP STK CL A Stock 02079K305 231 199 SH   SOLE 0 0 0 199
COMCAST CORP NEW CL A Stock 20030N101 405 11,794 SH   SOLE 0 0 0 11,794
MICROSOFT CORP COM Stock 594918104 640 4,056 SH   SOLE 0 0 0 4,056
CERUS CORP COM Stock 157085101 128 27,500 SH   SOLE 0 0 0 27,500
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 5,168 19 SH   SOLE 0 0 0 19
VANGUARD ESG U.S. STOCK ETF ETF 921910733 576 12,590 SH   SOLE 0 0 0 12,590
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 5,008 43,379 SH   SOLE 0 0 0 43,379
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,831 13,910 SH   SOLE 0 0 0 13,910
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 4,031 34,035 SH   SOLE 0 0 0 34,035
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 284 6,410 SH   SOLE 0 0 0 6,410
VANGUARD S&P 500 ETF ETF 922908363 5,930 25,039 SH   SOLE 0 0 0 25,039
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 4,997 19,010 SH   SOLE 0 0 0 19,010
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 2,542 60,575 SH   SOLE 0 0 0 60,575
ISHARES RUSSELL 2000 ETF ETF 464287655 751 6,559 SH   SOLE 0 0 0 6,559
ENTERGY CORP NEW COM Stock 29364G103 207 2,200 SH   SOLE 0 0 0 2,200
VANGUARD VALUE INDEX FUND ETF 922908744 2,352 26,413 SH   SOLE 0 0 0 26,413
VANGUARD GROWTH INDEX FUND ETF 922908736 303 1,935 SH   SOLE 0 0 0 1,935
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 443 7,738 SH   SOLE 0 0 0 7,738
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 261 5,350 SH   SOLE 0 0 0 5,350
CALIFORNIA WTR SVC GROUP COM Stock 130788102 252 5,000 SH   SOLE 0 0 0 5,000
NVIDIA CORP COM Stock 67066G104 318 1,207 SH   SOLE 0 0 0 1,207
GENUINE PARTS CO COM Stock 372460105 261 3,880 SH   SOLE 0 0 0 3,880
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 794 9,298 SH   SOLE 0 0 0 9,298
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 11,906 290,239 SH   SOLE 0 0 0 290,239
GENERAL DYNAMICS CORP COM Stock 369550108 579 4,375 SH   SOLE 0 0 0 4,375
MCDONALDS CORP COM Stock 580135101 553 3,342 SH   SOLE 0 0 0 3,342
DOVER CORP COM Stock 260003108 267 3,185 SH   SOLE 0 0 0 3,185
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,495 57,805 SH   SOLE 0 0 0 57,805
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 606 5,626 SH   SOLE 0 0 0 5,626
GENERAL ELECTRIC CO COM Stock 369604103 91 11,425 SH   SOLE 0 0 0 11,425
ISHARES CORE S&P 500 ETF ETF 464287200 7,892 30,540 SH   SOLE 0 0 0 30,540
UNION PAC CORP COM Stock 907818108 677 4,802 SH   SOLE 0 0 0 4,802
JPMORGAN CHASE & CO COM Stock 46625H100 376 4,172 SH   SOLE 0 0 0 4,172
CHEVRON CORP NEW COM Stock 166764100 388 5,350 SH   SOLE 0 0 0 5,350
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,970 59,101 SH   SOLE 0 0 0 59,101
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 743 6,697 SH   SOLE 0 0 0 6,697
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,222 36,437 SH   SOLE 0 0 0 36,437
3M CO COM Stock 88579Y101 467 3,420 SH   SOLE 0 0 0 3,420
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 381 16,720 SH   SOLE 0 0 0 16,720
HP INC COM Stock 40434L105 201 11,600 SH   SOLE 0 0 0 11,600
ALPHABET INC CAP STK CL C Stock 02079K107 243 209 SH   SOLE 0 0 0 209
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 1,229 27,410 SH   SOLE 0 0 0 27,410
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 767 7,675 SH   SOLE 0 0 0 7,675
DAILY JOURNAL CORP COM Stock 233912104 484 2,120 SH   SOLE 0 0 0 2,120
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 444 7,958 SH   SOLE 0 0 0 7,958
AGILENT TECHNOLOGIES INC COM Stock 00846U101 226 3,157 SH   SOLE 0 0 0 3,157
DEERE & CO COM Stock 244199105 387 2,801 SH   SOLE 0 0 0 2,801
COLGATE PALMOLIVE CO COM Stock 194162103 287 4,320 SH   SOLE 0 0 0 4,320
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 249 4,500 SH   SOLE 0 0 0 4,500
ISHARES S&P MIDCAP FUND ETF 464287507 211 1,466 SH   SOLE 0 0 0 1,466
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 2,569 48,565 SH   SOLE 0 0 0 48,565
ISHARES MSCI EAFE ETF ETF 464287465 863 16,140 SH   SOLE 0 0 0 16,140
APPLE INC COM Stock 037833100 3,028 11,906 SH   SOLE 0 0 0 11,906
WEC ENERGY GROUP INC COM Stock 92939U106 657 7,458 SH   SOLE 0 0 0 7,458