DEFERRED COSTS (Tables)

9 Months Ended

Sep. 30, 2019

DEFERRED COSTS

Schedule of deferred policy acquisition costs

The table below summarizes the activity within the deferred commission costs account, during the nine months ended September 30, 2019:

			Commission
	December 31,		Costs		Commission		September 30,
	2018		Deferred		Amortized		2019
Deferred costs, short term	$	176,006	$	196,796	$	(174,841)	$	197,961
Deferred costs, long term		93,790		62,996		—		156,786
Deferred commission costs	$	269,796	$	259,792	$	(174,841)	$	354,747