The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,197 30,353 SH   SOLE   0 0 30,353
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 1,478 30,079 SH   SOLE   0 0 30,079
ISHARES CORE S&P500 ETF 464287200 2,904 14,741 SH   SOLE   0 0 14,741
ISHARES MSCI EMG MKT ETF 464287234 235 5,439 SH   SOLE   0 0 5,439
ISHARES RUS MDCP VAL ETF 464287473 335 4,611 SH   SOLE   0 0 4,611
ISHARES COHEN&STEER REIT 464287564 1,433 16,406 SH   SOLE   0 0 16,406
ISHARES RUS 1000 VAL ETF 464287598 2,102 20,753 SH   SOLE   0 0 20,753
ISHARES RUS 2000 VAL ETF 464287630 859 8,316 SH   SOLE   0 0 8,316
ISHARES RUS 2000 GRW ETF 464287648 2,064 14,913 SH   SOLE   0 0 14,913
ISHARES NAT AMT FREE BD 464288414 4,727 43,503 SH   SOLE   0 0 43,503
ISHARES INTERM CR BD ETF 464288638 19,256 174,751 SH   SOLE   0 0 174,751
ISHARES U.S. PFD STK ETF 464288687 427 10,699 SH   SOLE   0 0 10,699
ISHARES EAFE VALUE ETF 464288877 462 7,886 SH   SOLE   0 0 7,886
ISHARES TR USA MIN VOL ETF 46429B697 50,528 1,357,562 SH   SOLE   0 0 1,357,562
ISHARES TR 0-5 YR TIPS ETF 46429B747 884 8,623 SH   SOLE   0 0 8,623
ISHARES TR MSCI USAMOMFCT 46432F396 28,461 449,911 SH   SOLE   0 0 449,911
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 8,250 77,196 SH   SOLE   0 0 77,196
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 475 17,872 SH   SOLE   0 0 17,872
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 3,395 95,406 SH   SOLE   0 0 95,406
POWERSHARES ETF TRUST II DWA SC MOMNT PTF 73936Q744 1,372 35,012 SH   SOLE   0 0 35,012
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,955 440,489 SH   SOLE   0 0 440,489
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,615 292,564 SH   SOLE   0 0 292,564
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,503 227,500 SH   SOLE   0 0 227,500
SCHWAB STRATEGIC TR US REIT ETF 808524847 17,520 495,336 SH   SOLE   0 0 495,336
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,101 19,775 SH   SOLE   0 0 19,775
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 7,819 321,370 SH   SOLE   0 0 321,370
SPDR SERIES TRUST BARC SHT TR CP 78464A474 22,166 719,435 SH   SOLE   0 0 719,435
SPDR SERIES TRUST DJ REIT ETF 78464A607 537 6,472 SH   SOLE   0 0 6,472
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 221 5,131 SH   SOLE   0 0 5,131
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 413 9,699 SH   SOLE   0 0 9,699
WISDOMTREE INVTS INC COM 97717P104 185 15,000 SH   SOLE   0 0 15,000
WISDOMTREE TR FUTRE STRAT FD 97717W125 531 12,715 SH   SOLE   0 0 12,715
WISDOMTREE TR EMERG CUR STR FD 97717W133 1,560 75,847 SH   SOLE   0 0 75,847
WISDOMTREE TR EMG MKTS SMCAP 97717W281 13,692 285,370 SH   SOLE   0 0 285,370
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,293 24,947 SH   SOLE   0 0 24,947
WISDOMTREE TR SMLCAP EARN FD 97717W562 37,036 448,210 SH   SOLE   0 0 448,210
WISDOMTREE TR MDCP EARN FUND 97717W570 69,408 750,761 SH   SOLE   0 0 750,761
WISDOMTREE TR INTL SMCAP DIV 97717W760 13,385 206,622 SH   SOLE   0 0 206,622
WISDOMTREE TR INTL MIDCAP DV 97717W778 938 15,192 SH   SOLE   0 0 15,192