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                      [Fox Chase Bancorp, Inc. Letterhead]



May 1, 2007


Dear Fox Chase Bancorp, Inc. Stockholder:

      We recently mailed you proxy material in connection with our upcoming
Annual Meeting of Stockholders to be held on May 22, 2007. According to our
records, we have not yet received your proxy.

      It is very important that your shares be voted, regardless of the number
of shares you own.

      Please take a moment to VOTE your shares by returning your proxy in the
envelope provided. If your shares are held with a broker or bank, you can also
vote by internet by following the enclosed instructions.

      Our Board of Directors unanimously recommends a "FOR" vote on all
proposals.

      Please disregard this letter if you already voted your shares. Thank you
for your cooperation and support.


Sincerely,

/s/ Thomas M. Petro

Thomas M. Petro
President and Chief Executive Officer