The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Com COM 88579Y101 35 245 SH   SOLE   245 0 0
3M Co Com COM 88579Y101 1,084 7,569 SH   SOLE   7,569 0 0
Abbott Labs Com COM 002824100 22 536 SH   SOLE   536 0 0
Abbott Labs Com COM 002824100 4 108 SH   SOLE   0 0 108
Abbott Labs Com COM 002824100 590 14,421 SH   SOLE   14,421 0 0
Abbvie Inc Common COM 00287Y109 16 275 SH   SOLE   275 0 0
Abbvie Inc Common COM 00287Y109 6 108 SH   SOLE   0 0 108
Abbvie Inc Common COM 00287Y109 599 10,606 SH   SOLE   10,606 0 0
Aegon N V Ord Amer Reg NY REGISTRY SH 007924103 11 1,265 SH   SOLE   1,265 0 0
AFLAC Incorporated Com COM 001055102 27 435 SH   SOLE   435 0 0
AFLAC Incorporated Com COM 001055102 876 14,067 SH   SOLE   14,067 0 0
AGL Res Inc Com COM 001204106 21 375 SH   SOLE   375 0 0
AGL Res Inc Com COM 001204106 384 6,971 SH   SOLE   6,971 0 0
Agnico Eagle Mines Limited COM 008474108 6 150 SH   SOLE   150 0 0
Alcatel Lucent ADR Com SPONSORED ADR 013904305 1 250 SH   SOLE   250 0 0
Alcoa Inc Com COM 013817101 7 500 SH   SOLE   500 0 0
Allergan Inc Com COM 018490102 203 1,200 SH   SOLE   1,200 0 0
Allstate Corp Com COM 020002101 38 642 SH   SOLE   642 0 0
Altria Group Inc Com COM 02209S103 4 100 SH   SOLE   100 0 0
Altria Group Inc Com COM 02209S103 129 3,082 SH   SOLE   3,082 0 0
Ameren Corp COM 023608102 8 200 SH   SOLE   200 0 0
American Electric Pwr Com COM 025537101 10 173 SH   SOLE   0 0 173
American Electric Pwr Com COM 025537101 644 11,544 SH   SOLE   11,544 0 0
American Electric Pwr Com COM 025537101 4 66 SH   OTR   0 0 66
American Express Co Com COM 025816109 9 100 SH   SOLE   100 0 0
American Express Co Com COM 025816109 828 8,729 SH   SOLE   8,729 0 0
American Financial Group Inc COM 025932104 25 420 SH   SOLE   420 0 0
American Intl Group Inc *W Exp 01/19/2021 *W EXP 01/19/202 026874156 0 9 SH   SOLE   9 0 0
American Intl Group Inc Com New COM NEW 026874784 19 354 SH   SOLE   354 0 0
Amerigas Partners L P Unit L P Int UNIT L P INT 030975106 5 100 SH   SOLE   100 0 0
AmerisourceBergen Corp Com COM 03073E105 13 180 SH   SOLE   180 0 0
Apache Corp Com COM 037411105 8 80 SH   SOLE   80 0 0
Apple Computer Inc Com COM 037833100 280 3,009 SH   SOLE   3,009 0 0
Applied Materials Inc Com COM 038222105 27 1,198 SH   SOLE   1,198 0 0
Applied Materials Inc Com COM 038222105 364 16,145 SH   SOLE   16,145 0 0
Archer Daniels Midland Common COM 039483102 25 569 SH   SOLE   569 0 0
Ashland Inc COM 044209104 23 214 SH   SOLE   214 0 0
Assurant Inc Com COM 04621X108 10 150 SH   SOLE   150 0 0
AT&T Inc Com COM 00206R102 19 525 SH   SOLE   525 0 0
AT&T Inc Com COM 00206R102 7 209 SH   SOLE   0 0 209
AT&T Inc Com COM 00206R102 677 19,139 SH   SOLE   19,139 0 0
AT&T Inc Com COM 00206R102 2 62 SH   OTR   0 0 62
Automatic Data Processing Com COM 053015103 12 150 SH   SOLE   150 0 0
Automatic Data Processing Com COM 053015103 789 9,948 SH   SOLE   9,948 0 0
Baidu, Inc. ADR SPON ADR REP A 056752108 198 1,060 SH   SOLE   1,060 0 0
Bank Montreal Que Common COM 063671101 19 255 SH   SOLE   255 0 0
Bank of America Corporation Com COM 060505104 5 300 SH   SOLE   300 0 0
Bank of America Corporation Com COM 060505104 18 1,177 SH   SOLE   1,177 0 0
Bank of New York Mellon Corpcom COM 064058100 135 3,594 SH   SOLE   3,594 0 0
BB&T Corp Com COM 054937107 8 205 SH   SOLE   0 0 205
BB&T Corp Com COM 054937107 112 2,838 SH   SOLE   2,838 0 0
BCE Inc Common New COM NEW 05534B760 15 340 SH   SOLE   340 0 0
Becton Dickinson & Co Com COM 075887109 125 1,060 SH   SOLE   1,060 0 0
Bemis Company Inc Com COM 081437105 16 400 SH   SOLE   400 0 0
Bemis Company Inc Com COM 081437105 343 8,437 SH   SOLE   8,437 0 0
Berkshire Hathaway Inc Cl B New CL B NEW 084670702 11 86 SH   SOLE   86 0 0
Berkshire Hathaway Inc Cl B New CL B NEW 084670702 342 2,700 SH   SOLE   2,700 0 0
Biomed Rlty Tr Inc Common COM 09063H107 8 366 SH   SOLE   0 0 366
Biomed Rlty Tr Inc Common COM 09063H107 70 3,225 SH   SOLE   3,225 0 0
Blackrock Inc Com COM 09247X101 141 441 SH   SOLE   441 0 0
Blackrock Muniyield Mich Quality Fun COM 09254W103 17 1,300 SH   OTR   1,300 0 0
Boeing Common COM 097023105 20 154 SH   SOLE   154 0 0
BP PLC Sponsored ADR SPONSORED ADR 055622104 29 542 SH   SOLE   542 0 0
BP Prudhoe Bay Rty Tr Unit Ben Int UNIT BEN INT 055630107 5 48 SH   SOLE   48 0 0
Bristol Myers Squibb Co Com COM 110122108 19 400 SH   SOLE   400 0 0
Campbell Soup Co Com COM 134429109 38 840 SH   SOLE   840 0 0
Capital One Finl Corp Common COM 14040H105 9 106 SH   SOLE   106 0 0
Cardinal Health Inc Common COM 14149Y108 237 3,462 SH   SOLE   3,462 0 0
CarMax, Inc COM 143130102 133 2,563 SH   SOLE   2,563 0 0
Caterpillar Inc Common COM 149123101 15 135 SH   SOLE   135 0 0
CBS Corp New Cl A CL A 124857103 0 4 SH   SOLE   4 0 0
CBS Corp New Cl B CL B 124857202 2 31 SH   SOLE   31 0 0
Centurylink Inc Com COM 156700106 1 15 SH   SOLE   15 0 0
Chesapeake Energy Corp Com COM 165167107 18 580 SH   SOLE   580 0 0
Chevron Corporation Com COM 166764100 8 64 SH   SOLE   0 0 64
Chevron Corporation Com COM 166764100 797 6,103 SH   SOLE   6,103 0 0
Chevron Corporation Com COM 166764100 2 18 SH   OTR   0 0 18
Chubb Corp Common COM 171232101 3 35 SH   SOLE   35 0 0
Cintas Corporation Com COM 172908105 24 380 SH   SOLE   380 0 0
Cintas Corporation Com COM 172908105 607 9,554 SH   SOLE   9,554 0 0
Cisco Sys Inc Com COM 17275R102 5 200 SH   SOLE   200 0 0
Cisco Sys Inc Com COM 17275R102 19 776 SH   SOLE   776 0 0
Citigroup Inc Common New COM NEW 172967424 16 331 SH   SOLE   331 0 0
Claymore Exchange-traded Fund Tr Guggenheim Multi Asset Incomeetf GUG MULTI ASSET 18383M506 17 668 SH   SOLE   668 0 0
Clean Energy Fuels Corp Com COM 184499101 1 100 SH   SOLE   100 0 0
Clorox Co Del Com COM 189054109 19 210 SH   SOLE   210 0 0
Clorox Co Del Com COM 189054109 9 95 SH   SOLE   0 0 95
Clorox Co Del Com COM 189054109 865 9,464 SH   SOLE   9,464 0 0
Clorox Co Del Com COM 189054109 3 33 SH   OTR   0 0 33
CME Group Inc Com COM 12572Q105 118 1,664 SH   SOLE   1,664 0 0
CMS Energy Corp Com COM 125896100 13 425 SH   SOLE   425 0 0
Coca Cola Co Com COM 191216100 13 310 SH   SOLE   310 0 0
Coca Cola Co Com COM 191216100 11 262 SH   SOLE   0 0 262
Coca Cola Co Com COM 191216100 1,164 27,475 SH   SOLE   27,475 0 0
Colgate Palmolive Co Com COM 194162103 8 120 SH   SOLE   120 0 0
Comcast Corp New Cl A Com CL A 20030N101 39 729 SH   SOLE   729 0 0
Compass Minerals International Inc Com COM 20451N101 187 1,953 SH   SOLE   1,953 0 0
ConocoPhillips Com COM 20825C104 82 961 SH   SOLE   961 0 0
CONSOL Energy Inc Com COM 20854P109 11 235 SH   SOLE   235 0 0
Consolidated Edison Inc Com COM 209115104 9 150 SH   SOLE   150 0 0
Costco Wholesale Corp New Com COM 22160K105 10 85 SH   SOLE   85 0 0
CryoLife Inc Com COM 228903100 4 500 SH   SOLE   500 0 0
CST Brands Inc COM 12646R105 1 20 SH   SOLE   20 0 0
CSX Corp Com COM 126408103 6 200 SH   SOLE   200 0 0
CSX Corp Com COM 126408103 254 8,255 SH   SOLE   8,255 0 0
CVS Caremark Corp Com COM 126650100 11 150 SH   SOLE   150 0 0
CVS Caremark Corp Com COM 126650100 20 267 SH   SOLE   267 0 0
Deere & Co Com COM 244199105 14 151 SH   SOLE   151 0 0
Delta Air Lines Inc Del Com New COM NEW 247361702 14 370 SH   SOLE   370 0 0
Delta Air Lines Inc Del Com New COM NEW 247361702 74 1,907 SH   SOLE   1,907 0 0
Diageo P L C Spon ADR New SPON ADR NEW 25243Q205 38 300 SH   SOLE   300 0 0
Diageo P L C Spon ADR New SPON ADR NEW 25243Q205 8 65 SH   SOLE   0 0 65
Diageo P L C Spon ADR New SPON ADR NEW 25243Q205 981 7,705 SH   SOLE   7,705 0 0
Discover Financial Services COM 254709108 129 2,074 SH   SOLE   2,074 0 0
Disney Walt Co Com Disney COM DISNEY 254687106 10 120 SH   SOLE   120 0 0
DNP Select Income FD Inc Com COM 23325P104 8 777 SH   OTR   777 0 0
Dover Corp Common COM 260003108 4 40 SH   SOLE   40 0 0
Dow Chemical Company Com COM 260543103 15 300 SH   SOLE   300 0 0
Dow Chemical Company Com COM 260543103 27 530 SH   SOLE   530 0 0
DST Systems COM 233326107 27 292 SH   SOLE   292 0 0
DSW Inc CL A 23334L102 25 910 SH   SOLE   910 0 0
DTE Energy Co Com COM 233331107 48 617 SH   SOLE   617 0 0
Du Pont E I de Nemours & Co Com COM 263534109 14 208 SH   SOLE   208 0 0
Duke Energy Corp New Com New COM NEW 26441C204 15 204 SH   SOLE   204 0 0
Dun & Bradstreet Corp Del Necom COM 26483E100 8 75 SH   SOLE   75 0 0
E M C Corp Mass Com COM 268648102 11 400 SH   SOLE   400 0 0
E M C Corp Mass Com COM 268648102 8 319 SH   SOLE   319 0 0
Eastman Chem Co Com COM 277432100 6 70 SH   SOLE   70 0 0
Ebay Inc Com COM 278642103 20 400 SH   SOLE   400 0 0
Ebay Inc Com COM 278642103 796 15,892 SH   SOLE   15,892 0 0
Ecolab Inc Com COM 278865100 24 220 SH   SOLE   220 0 0
Eli Lilly & Co Com COM 532457108 17 280 SH   SOLE   280 0 0
Emerson Electric Co Com COM 291011104 7 100 SH   SOLE   100 0 0
Emerson Electric Co Com COM 291011104 391 5,886 SH   SOLE   5,886 0 0
Emerson Electric Co Com COM 291011104 2 34 SH   OTR   0 0 34
Energizer Holdings Inc COM 29266R108 27 222 SH   SOLE   222 0 0
Energy Transfer Equity L P Com UT LTD Ptn COM UT LTD PTN 29273V100 59 995 SH   SOLE   995 0 0
Entergy Corp New Com COM 29364G103 14 170 SH   SOLE   170 0 0
Enterprise Products Partners COM 293792107 101 1,296 SH   SOLE   1,296 0 0
Exelon Corp Com COM 30161N101 32 883 SH   SOLE   883 0 0
Exelon Corp Com COM 30161N101 35 970 SH   SOLE   970 0 0
Express Scripts Hldg Co Com COM 30219G108 215 3,096 SH   SOLE   3,096 0 0
Exxon Mobil Corp Com COM 30231G102 29 287 SH   SOLE   287 0 0
Exxon Mobil Corp Com COM 30231G102 234 2,329 SH   SOLE   2,329 0 0
Family Dollar Stores Inc COM 307000109 3 50 SH   SOLE   50 0 0
Federated Invs Inc PA Cl B CL B 314211103 23 728 SH   SOLE   728 0 0
Fifth Third Bancorp Com COM 316773100 73 3,426 SH   SOLE   3,426 0 0
First Cash Financial Services COM 31942D107 34 587 SH   SOLE   587 0 0
First Potomac Realty Trust Com COM 33610F109 8 620 SH   SOLE   620 0 0
First Tr Ise Revere Nat Gas COM 33734J102 5 200 SH   SOLE   200 0 0
First Tr Lrge Cp Core Alpha COM SHS 33734K109 13 295 SH   SOLE   295 0 0
First Trust Preferred Securities and Income ETF PFD SECS INC ETF 33739E108 2 120 SH   SOLE   120 0 0
Flexshares US Market Factor Tilt Index Fund MORNSTAR USMKT 33939L100 58 679 SH   SOLE   679 0 0
Ford Mtr Co Del Com COM PAR $0.01 345370860 2 100 SH   SOLE   100 0 0
Ford Mtr Co Del Com COM PAR $0.01 345370860 95 5,515 SH   SOLE   5,515 0 0
Franklin Resources Inc Common COM 354613101 3 60 SH   SOLE   60 0 0
Frontier Communications Corpcom COM 35906A108 0 43 SH   SOLE   43 0 0
FT Morningstar Dividend Ldrs SHS 336917109 2,992 125,799 SH   SOLE   125,799 0 0
FT Morningstar Dividend Ldrs SHS 336917109 61 2,585 SH   OTR   2,585 0 0
Gap Inc Com COM 364760108 114 2,740 SH   SOLE   2,740 0 0
General Dynamics Corp Com COM 369550108 16 135 SH   SOLE   135 0 0
General Dynamics Corp Com COM 369550108 1,058 9,074 SH   SOLE   9,074 0 0
General Electric Co Com COM 369604103 24 905 SH   SOLE   905 0 0
General Electric Co Com COM 369604103 9 342 SH   SOLE   0 0 342
General Electric Co Com COM 369604103 1,278 48,630 SH   SOLE   48,630 0 0
General Electric Co Com COM 369604103 3 118 SH   OTR   0 0 118
General Mills Inc Com COM 370334104 337 6,407 SH   SOLE   6,407 0 0
General Mills Inc Com COM 370334104 2 42 SH   OTR   0 0 42
Gentex Corp Com COM 371901109 139 4,780 SH   SOLE   4,780 0 0
Gentex Corp Com COM 371901109 117 4,011 SH   SOLE   4,011 0 0
Genuine Parts Co Com COM 372460105 22 255 SH   SOLE   255 0 0
Genuine Parts Co Com COM 372460105 9 104 SH   SOLE   0 0 104
Genuine Parts Co Com COM 372460105 469 5,346 SH   SOLE   5,346 0 0
Gilead Sciences Inc COM 375558103 41 500 SH   SOLE   500 0 0
Glaxosmithkline PLC Sponsored ADR SPONSORED ADR 37733W105 13 250 SH   SOLE   250 0 0
Glaxosmithkline PLC Sponsored ADR SPONSORED ADR 37733W105 359 6,707 SH   SOLE   6,707 0 0
Glaxosmithkline PLC Sponsored ADR SPONSORED ADR 37733W105 2 40 SH   OTR   0 0 40
Goldman Sachs Group Inc Common COM 38141G104 12 71 SH   SOLE   71 0 0
Google Inc Cl A CL A 38259P508 114 195 SH   SOLE   195 0 0
Google Inc CL C CL C 38259P706 115 200 SH   SOLE   200 0 0
Graco Inc Com COM 384109104 32 415 SH   SOLE   415 0 0
Grainger W Inc Common COM 384802104 4 15 SH   SOLE   15 0 0
Great Plains Energy Inc Com COM 391164100 18 675 SH   SOLE   675 0 0
GT Advanced Technologies Inc COM 36191U106 6 330 SH   SOLE   330 0 0
Guggenheim S&P 500 Equal Weight ETF GUG S&P500 EQ WT 78355W106 197 2,572 SH   SOLE   2,572 0 0
Halliburton Company Com COM 406216101 71 995 SH   SOLE   995 0 0
Harris Corp Del Com COM 413875105 106 1,399 SH   SOLE   1,399 0 0
HCP Inc Common COM 40414L109 13 308 SH   SOLE   308 0 0
HCP Inc Common COM 40414L109 312 7,530 SH   SOLE   7,530 0 0
Health Care REIT Inc Com COM 42217K106 18 285 SH   SOLE   285 0 0
Health Care REIT Inc Com COM 42217K106 7 119 SH   SOLE   0 0 119
Health Care REIT Inc Com COM 42217K106 511 8,158 SH   SOLE   8,158 0 0
Health Care REIT Inc Com COM 42217K106 3 46 SH   OTR   0 0 46
Hewlett Packard Co Com COM 428236103 22 665 SH   SOLE   665 0 0
Hewlett Packard Co Com COM 428236103 37 1,113 SH   SOLE   1,113 0 0
Home Depot Inc Com COM 437076102 1,546 19,100 SH   SOLE   19,100 0 0
Huntington Bancshares Inc Com COM 446150104 21 2,189 SH   SOLE   2,189 0 0
Illinois Tool Works Inc Com COM 452308109 184 2,100 SH   SOLE   2,100 0 0
IMAX Corp Com COM 45245E109 3 110 SH   SOLE   110 0 0
Infosys LTD Sponsored ADR SPONSORED ADR 456788108 8 150 SH   SOLE   150 0 0
Inland Real Estate Corp Com COM NEW 457461200 106 10,000 SH   SOLE   10,000 0 0
Int'l Flavors & Fragrance Com COM 459506101 10 100 SH   SOLE   100 0 0
Intel Corp Com COM 458140100 49 1,575 SH   SOLE   1,575 0 0
Intel Corp Com COM 458140100 4 126 SH   OTR   0 0 126
InterDigital Inc COM 45867G101 21 445 SH   SOLE   445 0 0
International Business Machines Com COM 459200101 62 340 SH   SOLE   340 0 0
iShares 1-3 Yr Credit Bond 1-3 YR CR BD ETF 464288646 150 1,420 SH   SOLE   1,420 0 0
iShares 1-3 Yr Credit Bond 1-3 YR CR BD ETF 464288646 3 32 SH   SOLE   0 0 32
iShares 1-3 Yr Credit Bond 1-3 YR CR BD ETF 464288646 8,952 84,704 SH   SOLE   84,704 0 0
iShares 1-3 Yr Credit Bond 1-3 YR CR BD ETF 464288646 6 61 SH   OTR   61 0 0
iShares Core High Dividend ETF HIGH DIVIDND ETF 46429B663 2,794 37,065 SH   SOLE   37,065 0 0
iShares Core S&P Midcap ETF CORE S&P MCP ETF 464287507 21 150 SH   SOLE   150 0 0
iShares DJ Select Dividend SELECT DIVID ETF 464287168 2,479 32,201 SH   SOLE   32,201 0 0
iShares Europe ETF EUROPE ETF 464287861 296 6,089 SH   SOLE   6,089 0 0
iShares IBOXX GRD Corp B IBOXX INV CP ETF 464287242 147 1,230 SH   SOLE   1,230 0 0
iShares IBOXX GRD Corp B IBOXX INV CP ETF 464287242 143 1,197 SH   SOLE   1,197 0 0
iShares Intermediate Credit INTERM CR BD ETF 464288638 148 1,345 SH   SOLE   1,345 0 0
iShares Intermediate Credit INTERM CR BD ETF 464288638 2,104 19,096 SH   SOLE   19,096 0 0
iShares Intermediate Credit INTERM CR BD ETF 464288638 6 56 SH   OTR   56 0 0
iShares International Select Dividend ETF INTL SEL DIV ETF 464288448 84 2,097 SH   SOLE   2,097 0 0
iShares MSCI ACWI Indx MSCI ACWI ETF 464288257 108 1,798 SH   SOLE   1,798 0 0
iShares MSCI Canada ETF MSCI CDA ETF 464286509 46 1,426 SH   SOLE   1,426 0 0
iShares MSCI EAFE Index MSCI EAFE ETF 464287465 468 6,840 SH   SOLE   6,840 0 0
iShares MSCI EAFE Value Indx EAFE VALUE ETF 464288877 9 150 SH   SOLE   150 0 0
iShares MSCI EAFE Value Indx EAFE VALUE ETF 464288877 21 363 SH   SOLE   363 0 0
iShares MSCI Emerg Mkt MSCI EMG MKT ETF 464287234 60 1,380 SH   SOLE   1,380 0 0
iShares MSCI Japan Index MSCI JAPAN ETF 464286848 128 10,615 SH   SOLE   10,615 0 0
iShares MSCI Pacific X-Japan MSCI PAC JP ETF 464286665 81 1,637 SH   SOLE   1,637 0 0
iShares MSCI US Sel Social USA ESG SLCT ETF 464288802 17 205 SH   SOLE   205 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 83 823 SH   SOLE   823 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 9,272 91,562 SH   SOLE   91,562 0 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 9 85 SH   OTR   85 0 0
iShares Russell 2000 RUSSELL 2000 ETF 464287655 86 725 SH   SOLE   725 0 0
iShares Russell 2000 RUSSELL 2000 ETF 464287655 10,084 84,875 SH   SOLE   84,875 0 0
iShares Russell 2000 RUSSELL 2000 ETF 464287655 9 75 SH   OTR   75 0 0
iShares Russell Midcap RUS MID-CAP ETF 464287499 357 2,198 SH   SOLE   2,198 0 0
iShares Russell Midcap Value RUS MDCP VAL ETF 464287473 83 1,148 SH   SOLE   1,148 0 0
iShares S&P 500 ETF CORE S&P500 ETF 464287200 188 956 SH   SOLE   956 0 0
iShares S&P 500 ETF CORE S&P500 ETF 464287200 20,581 104,473 SH   SOLE   104,473 0 0
iShares S&P MC 400 Grw S&P MC 400GR ETF 464287606 96 612 SH   SOLE   612 0 0
iShares S&P Midcp Valu S&P MC 400VL ETF 464287705 103 808 SH   SOLE   808 0 0
iShares S&P Smlcp Grow SP SMCP600GR ETF 464287887 52 427 SH   SOLE   427 0 0
iShares S&P Smlcp Valu SP SMCP600VL ETF 464287879 110 955 SH   SOLE   955 0 0
iShares Tr Dev Real Est Ex-US INTL DEV RE ETF 464288489 5 145 SH   SOLE   145 0 0
iShares Tr S&P 500 Value S&P 500 VAL ETF 464287408 112 1,243 SH   SOLE   1,243 0 0
iShares Tr S&P Natl Mun B NAT AMT FREE BD 464288414 26 240 SH   SOLE   240 0 0
iShares Tr S&P500 Grw S&P 500 GRWT ETF 464287309 67 636 SH   SOLE   636 0 0
iShares US Healthcare ETF US HLTHCARE ETF 464287762 33 258 SH   SOLE   258 0 0
iShares US Preferred Stock U.S. PFD STK ETF 464288687 729 18,277 SH   SOLE   18,277 0 0
iShares US Preferred Stock U.S. PFD STK ETF 464288687 44 1,102 SH   OTR   1,102 0 0
ITC Holdings Corp COM 465685105 11 294 SH   SOLE   294 0 0
ITC Holdings Corp COM 465685105 145 3,978 SH   SOLE   3,978 0 0
Janus Capital Group Inc Com COM 47102X105 9 730 SH   SOLE   730 0 0
Johnson & Johnson Com COM 478160104 58 556 SH   SOLE   556 0 0
Johnson & Johnson Com COM 478160104 11 103 SH   SOLE   0 0 103
Johnson & Johnson Com COM 478160104 2,355 22,513 SH   SOLE   22,513 0 0
Johnson & Johnson Com COM 478160104 3 24 SH   OTR   0 0 24
JPM Alerian Mlp Index Exch Traded Notes ALERIAN ML ETN 46625H365 48 920 SH   SOLE   920 0 0
JPMorgan Chase & Co Com COM 46625H100 14 240 SH   SOLE   240 0 0
JPMorgan Chase & Co Com COM 46625H100 1,096 19,024 SH   SOLE   19,024 0 0
Kellogg Co Com COM 487836108 53 806 SH   SOLE   806 0 0
KeyCorp New Com COM 493267108 2 120 SH   SOLE   120 0 0
Kimberly Clark Corp Com COM 494368103 23 210 SH   SOLE   210 0 0
Kimberly Clark Corp Com COM 494368103 490 4,408 SH   SOLE   4,408 0 0
Kinder Morgan Inc Del *W Exp 05/25/2017 *W EXP 05/25/201 49456B119 0 160 SH   SOLE   160 0 0
Kinder Morgan Inc Del Com COM 49456B101 2 56 SH   OTR   0 0 56
Kinder Morgan Management LLC SHS SHS 49455U100 11 138 SH   SOLE   138 0 0
Kinder Morgan Management LLC SHS SHS 49455U100 124 1,576 SH   SOLE   1,576 0 0
Koninklijke Philips N V NY REG SH NEW 500472303 18 554 SH   SOLE   554 0 0
Kraft Foods Group COM 50076Q106 4 70 SH   SOLE   70 0 0
Kraft Foods Group COM 50076Q106 9 153 SH   SOLE   0 0 153
Kraft Foods Group COM 50076Q106 591 9,858 SH   SOLE   9,858 0 0
Kraft Foods Group COM 50076Q106 2 40 SH   OTR   0 0 40
Kroger Co COM 501044101 28 572 SH   SOLE   572 0 0
L-3 Communications Holdings Inc Com COM 502424104 103 850 SH   SOLE   850 0 0
Leggett & Platt Inc Common COM 524660107 3 100 SH   SOLE   100 0 0
Lockheed Martin Corp Com COM 539830109 72 450 SH   SOLE   450 0 0
Lowes Companies Inc Com COM 548661107 43 890 SH   SOLE   890 0 0
Lowes Companies Inc Com COM 548661107 290 6,046 SH   SOLE   6,046 0 0
Macatawa Bank Corp Com COM 554225102 31 6,200 SH   SOLE   6,200 0 0
Magellan Midstream Partners LP COM UNIT RP LP 559080106 5 55 SH   SOLE   55 0 0
Manulife Financial Corporation COM 56501R106 18 920 SH   SOLE   920 0 0
Marathon Oil Corporation Com COM 565849106 26 650 SH   SOLE   650 0 0
Marathon Oil Corporation Com COM 565849106 137 3,432 SH   SOLE   3,432 0 0
Market Vectors Fallen Angel High Yield Bond FALLN ANGL USD 57061R304 3 100 SH   SOLE   100 0 0
MasterCard Incorporated CL A 57636Q104 133 1,810 SH   SOLE   1,810 0 0
McCormick & Co Inc Com Non Vtg COM NON VTG 579780206 350 4,882 SH   SOLE   4,882 0 0
McDonalds Corp Com COM 580135101 487 4,830 SH   SOLE   4,830 0 0
McDonalds Corp Com COM 580135101 3 29 SH   OTR   0 0 29
McKesson Corporation Com COM 58155Q103 17 93 SH   SOLE   93 0 0
Medtronic Inc Com COM 585055106 37 588 SH   SOLE   588 0 0
Medtronic Inc Com COM 585055106 29 456 SH   SOLE   456 0 0
Merck & Co Inc New Com COM 58933Y105 6 100 SH   SOLE   100 0 0
Merck & Co Inc New Com COM 58933Y105 136 2,354 SH   SOLE   2,354 0 0
MetLife Inc Com COM 59156R108 90 1,627 SH   SOLE   1,627 0 0
Microsoft Corporation Com COM 594918104 40 970 SH   SOLE   970 0 0
Microsoft Corporation Com COM 594918104 1,391 33,349 SH   SOLE   33,349 0 0
Molson Coors Brewing Company Cl B CL B 60871R209 118 1,586 SH   SOLE   1,586 0 0
Mondelez International Inc Com CL A 609207105 254 6,765 SH   SOLE   6,765 0 0
Monsanto Company Com COM 61166W101 31 249 SH   SOLE   249 0 0
Mosaic Co New Com COM 61945C103 2 45 SH   SOLE   45 0 0
National Grid PLC Spon ADR New SPON ADR NEW 636274300 9 123 SH   SOLE   0 0 123
National Grid PLC Spon ADR New SPON ADR NEW 636274300 461 6,199 SH   SOLE   6,199 0 0
National Grid PLC Spon ADR New SPON ADR NEW 636274300 3 36 SH   OTR   0 0 36
National Oilwell Varco Inc Com COM 637071101 139 1,686 SH   SOLE   1,686 0 0
NextEra Energy Inc Com COM 65339F101 31 300 SH   SOLE   300 0 0
Northeast Utilities Com COM 664397106 408 8,623 SH   SOLE   8,623 0 0
Novartis AG Spnsrd ADR Com SPONSORED ADR 66987V109 35 385 SH   SOLE   385 0 0
Novartis AG Spnsrd ADR Com SPONSORED ADR 66987V109 1,073 11,849 SH   SOLE   11,849 0 0
Novavax Inc Com COM 670002104 2 500 SH   SOLE   500 0 0
Novo Nordisk A/S ADR ADR 670100205 157 3,403 SH   SOLE   3,403 0 0
Nucor Corp Common COM 670346105 3 70 SH   SOLE   70 0 0
Nuveen Floating Rate Income Com COM 67072T108 17 1,385 SH   SOLE   1,385 0 0
O Reilly Automotive Inc New Com COM 67103H107 9 60 SH   SOLE   60 0 0
Occidental Petroleum Corp Com COM 674599105 102 995 SH   SOLE   995 0 0
Old Republic Intl Corp Com COM 680223104 175 10,566 SH   SOLE   10,566 0 0
Omnicom Group Com COM 681919106 14 200 SH   SOLE   200 0 0
Oracle Corp Com COM 68389X105 142 3,500 SH   SOLE   3,500 0 0
Orange Sponsored ADR SPONSORED ADR 684060106 5 310 SH   SOLE   310 0 0
Panera Bread Co CL A 69840W108 15 100 SH   SOLE   100 0 0
Paychex Incorporated Com COM 704326107 29 705 SH   SOLE   705 0 0
Paychex Incorporated Com COM 704326107 9 215 SH   SOLE   0 0 215
Paychex Incorporated Com COM 704326107 1,491 35,884 SH   SOLE   35,884 0 0
Paychex Incorporated Com COM 704326107 2 53 SH   OTR   0 0 53
Penn West Pete LTD New Com COM 707887105 1 120 SH   SOLE   120 0 0
Pepsico Inc Com COM 713448108 10 116 SH   SOLE   116 0 0
Pepsico Inc Com COM 713448108 2,390 26,753 SH   SOLE   26,753 0 0
Perfect World Co LTD Spon ADR Rep B SPON ADR REP B 71372U104 2 100 SH   SOLE   100 0 0
Petsmart Inc Com COM 716768106 152 2,544 SH   SOLE   2,544 0 0
Pfizer Inc Com COM 717081103 38 1,275 SH   SOLE   1,275 0 0
Pfizer Inc Com COM 717081103 201 6,788 SH   SOLE   0 0 6,788
Pfizer Inc Com COM 717081103 1,258 42,382 SH   SOLE   42,382 0 0
Philip Morris Intl Inc Com COM 718172109 245 2,910 SH   SOLE   2,910 0 0
Phillips 66 Com COM 718546104 22 276 SH   SOLE   276 0 0
Piedmont Officerealty Trust Inc Cl A COM CL A 720190206 5 268 SH   SOLE   268 0 0
Pimco 0-5 Yr High Yield Corp Bond ETF 0-5 HIGH YIELD 72201R783 16 146 SH   SOLE   146 0 0
PIMCO Dynamic Credit Income Fund COM SHS 72202D106 17 733 SH   SOLE   733 0 0
PIMCO Dynamic Income Fund SHS 72201Y101 91 2,663 SH   SOLE   2,663 0 0
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 8 83 SH   SOLE   83 0 0
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 35 342 SH   SOLE   0 0 342
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 6,869 67,740 SH   SOLE   67,740 0 0
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 4 36 SH   OTR   0 0 36
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MAT 72201R833 24 237 SH   OTR   237 0 0
PIMCO Global Advantage Infl-Lkd Bd ETF GB ADV INF BD 72201R791 53 1,048 SH   SOLE   1,048 0 0
PIMCO Intermediate Municipal Bond ETF INTER MUN BD ST 72201R866 120 2,250 SH   SOLE   2,250 0 0
PIMCO Intermediate Municipal Bond ETF INTER MUN BD ST 72201R866 377 7,092 SH   SOLE   7,092 0 0
PIMCO Short Term Municipal Bond ETF SHTRM MUN BOND 72201R874 72 1,421 SH   SOLE   1,421 0 0
PIMCO Total Return ETF TOTL RETN ETF 72201R775 270 2,481 SH   SOLE   2,481 0 0
Plains All Amer Pipeline LP Com UNIT LTD PARTN 726503105 36 600 SH   SOLE   600 0 0
PNC Finl Svcs Group Inc Com COM 693475105 10 108 SH   SOLE   108 0 0
Potash Corp Sask Inc Common COM 73755L107 175 4,601 SH   SOLE   4,601 0 0
Powell Industries Inc COM 739128106 25 384 SH   SOLE   384 0 0
PowerShares Buyback Achiever DYNA BUYBK ACH 73935X286 31 682 SH   SOLE   682 0 0
PowerShares DB Commodity Index Tracking Fund UNIT BEN INT 73935S105 73 2,753 SH   SOLE   2,753 0 0
PowerShares Fundamental Hy Corp Bond FDM HG YLD RAFI 73936T557 3 150 SH   SOLE   150 0 0
Powershares Global ETF FD S&P 500 Buywrite S&P 500 BUYWRT 73936G308 194 9,063 SH   SOLE   9,063 0 0
PowerShares KBW Premium Yield Equity REIT KBW YIELD REIT 73936Q819 20 595 SH   SOLE   595 0 0
Powershares Preferred Ptfl AGG PFD PORT 73936T565 597 40,837 SH   SOLE   40,837 0 0
Powershares Preferred Ptfl AGG PFD PORT 73936T565 44 2,991 SH   OTR   2,991 0 0
PowerShares S&P Downside Hedged Portfolio S&P500 DWNHDGE 73935B805 207 7,310 SH   SOLE   7,310 0 0
Powershares S&P500 Low Volat S&P500 LOW VOL 73937B779 8 235 SH   SOLE   235 0 0
PowerShares Senior Loan Portfolio SENIOR LN PORT 73936Q769 2 85 SH   SOLE   85 0 0
PPG Industries Inc Com COM 693506107 42 200 SH   SOLE   200 0 0
PPL Corp Com COM 69351T106 18 515 SH   SOLE   515 0 0
Praxair Inc Com COM 74005P104 27 200 SH   SOLE   200 0 0
Procter & Gamble Co Com COM 742718109 17 220 SH   SOLE   220 0 0
Procter & Gamble Co Com COM 742718109 8 99 SH   SOLE   0 0 99
Procter & Gamble Co Com COM 742718109 1,205 15,332 SH   SOLE   15,332 0 0
Procter & Gamble Co Com COM 742718109 2 26 SH   OTR   0 0 26
Public Svc Enterprise Group Com COM 744573106 432 10,585 SH   SOLE   10,585 0 0
Public Svc Enterprise Group Com COM 744573106 3 65 SH   OTR   0 0 65
Qualcomm Inc Com COM 747525103 33 421 SH   SOLE   421 0 0
Radnet Inc Com COM 750491102 27 4,000 SH   SOLE   4,000 0 0
Raytheon Company Com COM NEW 755111507 10 104 SH   SOLE   104 0 0
Realty Income Corp Com COM 756109104 17 390 SH   SOLE   390 0 0
Realty Income Corp Com COM 756109104 7 168 SH   SOLE   0 0 168
Realty Income Corp Com COM 756109104 800 18,005 SH   SOLE   18,005 0 0
Realty Income Corp Com COM 756109104 2 52 SH   OTR   0 0 52
Reinsurance Group Amer Inc Com New COM NEW 759351604 20 257 SH   SOLE   257 0 0
Riverbed Technology Inc Com COM 768573107 12 600 SH   SOLE   600 0 0
Rock-Tenn Company CL A 772739207 27 253 SH   SOLE   253 0 0
Rogers Communications Inc Cl B CL B 775109200 7 165 SH   SOLE   0 0 165
Rogers Communications Inc Cl B CL B 775109200 474 11,773 SH   SOLE   11,773 0 0
Rogers Communications Inc Cl B CL B 775109200 3 72 SH   OTR   0 0 72
Ross Stores COM 778296103 29 436 SH   SOLE   436 0 0
Royal Dutch Shell PLC Spon ADR B SPON ADR B 780259107 8 94 SH   SOLE   0 0 94
Royal Dutch Shell PLC Spon ADR B SPON ADR B 780259107 558 6,418 SH   SOLE   6,418 0 0
Royal Dutch Shell PLC Spon ADR B SPON ADR B 780259107 4 42 SH   OTR   0 0 42
Royal Dutch Shell PLC Spons ADR A SPONS ADR A 780259206 70 850 SH   SOLE   850 0 0
Ryder System Inc COM 783549108 24 268 SH   SOLE   268 0 0
Safeway Inc Com New Com COM NEW 786514208 46 1,325 SH   SOLE   1,325 0 0
Sanderson Farms Inc COM 800013104 22 229 SH   SOLE   229 0 0
Schlumberger Limited Com COM 806857108 12 100 SH   SOLE   100 0 0
Schlumberger Limited Com COM 806857108 2 15 SH   SOLE   15 0 0
Schwab Charles Corp New COM 808513105 97 3,600 SH   SOLE   3,600 0 0
Schwab Fundamental US Large Company ETF SCHWAB FDT US LG 808524771 158 5,456 SH   SOLE   5,456 0 0
Schwab Fundamental US Small Company ETF SCHWAB FDT US SC 808524763 52 1,745 SH   SOLE   1,745 0 0
Schwab Strategic Intl Equity ETF INTL EQTY ETF 808524805 18 535 SH   SOLE   535 0 0
Schwab Strategic US Large Cap ETF US LRG CAP ETF 808524201 20 425 SH   SOLE   425 0 0
Schwab Strategic US Small Cap ETF US SML CAP ETF 808524607 7 122 SH   SOLE   122 0 0
Sealed Air Corp New Com COM 81211K100 26 766 SH   SOLE   766 0 0
Sealed Air Corp New Com COM 81211K100 117 3,420 SH   SOLE   3,420 0 0
Senior Hsg Pptys Tr Sh Ben Int SH BEN INT 81721M109 15 600 SH   SOLE   600 0 0
Sensient Technologies Corp COM 81725T100 11 200 SH   SOLE   200 0 0
Signet Jewelers Limited Shs SHS G81276100 210 1,903 SH   SOLE   1,903 0 0
Silgan Holdings Inc COM 827048109 21 418 SH   SOLE   418 0 0
Smucker J M Co Com COM NEW 832696405 12 111 SH   SOLE   111 0 0
Southern Company Com COM 842587107 393 8,667 SH   SOLE   8,667 0 0
Southern Company Com COM 842587107 3 67 SH   OTR   0 0 67
SPDR Barclays High Yield Bond ETF BRC HGH YLD BD 78464A417 289 6,928 SH   SOLE   6,928 0 0
SPDR Barclays Tips ETF BARCLYS TIPS ETF 78464A656 150 2,620 SH   SOLE   2,620 0 0
SPDR Dow Jones International Real Estate ETF DJ INTL RL ETF 78463X863 126 2,843 SH   SOLE   2,843 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 77 395 SH   SOLE   395 0 0
SPDR S&P Dividend ETF S&P Divid ETF S&P DIVID ETF 78464A763 54 703 SH   SOLE   703 0 0
SPDR S&P International Div S&P INTL ETF 78463X772 182 3,544 SH   SOLE   3,544 0 0
SPDR S&P International Div S&P INTL ETF 78463X772 7 138 SH   SOLE   0 0 138
SPDR S&P International Div S&P INTL ETF 78463X772 11,388 221,979 SH   SOLE   221,979 0 0
SPDR S&P International Div S&P INTL ETF 78463X772 34 665 SH   OTR   0 0 665
SPDR S&P International Div S&P INTL ETF 78463X772 40 785 SH   OTR   785 0 0
SPDR Series Trust Gold Shs GOLD SHS 78463V107 70 549 SH   SOLE   549 0 0
Spectra Energy Com COM 847560109 9 221 SH   SOLE   0 0 221
Spectra Energy Com COM 847560109 695 16,353 SH   SOLE   16,353 0 0
Spectra Energy Com COM 847560109 4 83 SH   OTR   0 0 83
Spectra Energy Partners COM 84756N109 6 114 SH   SOLE   114 0 0
St Jude Medical COM 790849103 21 306 SH   SOLE   306 0 0
Staples Inc Com COM 855030102 5 500 SH   SOLE   500 0 0
Staples Inc Com COM 855030102 83 7,670 SH   SOLE   7,670 0 0
Starbucks Corporation Com COM 855244109 823 10,634 SH   SOLE   10,634 0 0
Steelcase Inc Class A Com CL A 858155203 3 200 SH   SOLE   200 0 0
Steelcase Inc Class A Com CL A 858155203 2 100 SH   OTR   100 0 0
Stryker Corporation Com COM 863667101 19 221 SH   SOLE   221 0 0
Sysco Corp Com COM 871829107 28 760 SH   SOLE   760 0 0
Sysco Corp Com COM 871829107 9 231 SH   SOLE   0 0 231
Sysco Corp Com COM 871829107 1,052 28,100 SH   SOLE   28,100 0 0
Target Corporation Com COM 87612E106 11 192 SH   SOLE   192 0 0
Teco Energy Inc Com COM 872375100 0 20 SH   SOLE   20 0 0
Teradata Corporation COM 88076W103 14 337 SH   SOLE   337 0 0
Teva Pharmaceutical Inds ADR ADR 881624209 10 200 SH   SOLE   200 0 0
Texas Instruments Inc Com COM 882508104 5 100 SH   SOLE   100 0 0
Time Inc New COM NEW 887228104 0 11 SH   SOLE   11 0 0
Time Warner Inc COM NEW 887317303 6 90 SH   SOLE   90 0 0
TransCanada Corporation Com COM 89353D107 11 222 SH   SOLE   222 0 0
TransCanada Corporation Com COM 89353D107 230 4,828 SH   SOLE   4,828 0 0
UniFirst Corporation COM 904708104 28 260 SH   SOLE   260 0 0
Unilever plc SPON ADR NEW 904767704 10 224 SH   SOLE   224 0 0
Unilever plc SPON ADR NEW 904767704 559 12,339 SH   SOLE   12,339 0 0
Unilever plc SPON ADR NEW 904767704 2 53 SH   OTR   0 0 53
United Parcel Service Inc Com CL B 911312106 18 180 SH   SOLE   180 0 0
United Parcel Service Inc Com CL B 911312106 9 83 SH   SOLE   0 0 83
United Parcel Service Inc Com CL B 911312106 883 8,601 SH   SOLE   8,601 0 0
United Parcel Service Inc Com CL B 911312106 2 24 SH   OTR   0 0 24
United Technologies Corp Com COM 913017109 89 770 SH   SOLE   770 0 0
Unitedhealth Group Inc Com COM 91324P102 21 253 SH   SOLE   253 0 0
US Bancorp Del Com COM NEW 902973304 26 603 SH   SOLE   603 0 0
US Bancorp Del Com COM NEW 902973304 2 56 SH   OTR   0 0 56
V F Corp Common COM 918204108 5 80 SH   SOLE   80 0 0
Vale S A ADR ADR 91912E105 1 50 SH   SOLE   50 0 0
Valero Energy Corp New Common COM 91913Y100 9 180 SH   SOLE   180 0 0
Vanguard Bd Index FD Sht Trm SHORT TRM BOND 921937827 27 335 SH   SOLE   335 0 0
Vanguard Dividend Apprec DIV APP ETF 921908844 89 1,136 SH   SOLE   1,136 0 0
Vanguard Dividend Apprec DIV APP ETF 921908844 4 55 SH   SOLE   0 0 55
Vanguard Dividend Apprec DIV APP ETF 921908844 9,453 121,274 SH   SOLE   121,274 0 0
Vanguard Dividend Apprec DIV APP ETF 921908844 44 561 SH   OTR   561 0 0
Vanguard ETF FTSE Developed Markets FTSE DEV MKT ETF 921943858 12 280 SH   SOLE   280 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 706 16,366 SH   SOLE   16,366 0 0
Vanguard FTSE Europe ETF FTSE EUROPE ETF 922042874 1 15 SH   SOLE   15 0 0
Vanguard High Dividend Yield HIGH DIV YLD 921946406 75 1,135 SH   SOLE   1,135 0 0
Vanguard High Dividend Yield HIGH DIV YLD 921946406 4 65 SH   SOLE   0 0 65
Vanguard High Dividend Yield HIGH DIV YLD 921946406 9,492 143,140 SH   SOLE   143,140 0 0
Vanguard High Dividend Yield HIGH DIV YLD 921946406 38 579 SH   OTR   579 0 0
Vanguard Index Fds Stk Mrk ETF TOTAL STK MKT 922908769 120 1,180 SH   SOLE   1,180 0 0
Vanguard Intermediate Term Bond ETF INTERMED TERM 921937819 13 150 SH   SOLE   150 0 0
Vanguard Intl Equity Index Allworld Ex US ALLWRLD EX US 922042775 122 2,338 SH   SOLE   2,338 0 0
Vanguard Intl Equity Index Allworld Ex US ALLWRLD EX US 922042775 11,034 211,016 SH   SOLE   211,016 0 0
Vanguard Large Cap ETF LARGE CAP ETF 922908637 63 696 SH   SOLE   696 0 0
Vanguard Mid Cap ETF MID CAP ETF 922908629 354 2,981 SH   SOLE   2,981 0 0
Vanguard Mid Cap Value Index MCAP VL IDXVIP 922908512 37 424 SH   SOLE   424 0 0
Vanguard REIT ETF REIT ETF 922908553 143 1,911 SH   SOLE   1,911 0 0
Vanguard S&P Small Cap 600 SMLLCP 600 IDX 921932828 226 2,235 SH   SOLE   2,235 0 0
Vanguard Short-Term Corp Bond Index Fund SHRT TRM CORP BD 92206C409 13 166 SH   SOLE   0 0 166
Vanguard Short-Term Corp Bond Index Fund SHRT TRM CORP BD 92206C409 3,636 45,243 SH   SOLE   45,243 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 74 697 SH   SOLE   697 0 0
Vanguard Value ETF VALUE ETF 922908744 25 307 SH   SOLE   307 0 0
Varian MED Sys Inc Com COM 92220P105 22 265 SH   SOLE   265 0 0
Verizon Communications Inc Com COM 92343V104 46 939 SH   SOLE   939 0 0
Vertex Pharmaceuticals Inc Com COM 92532F100 15 160 SH   SOLE   160 0 0
Viacom Inc New Cl A CL A 92553P102 0 4 SH   SOLE   4 0 0
Viacom Inc New Class B CL B 92553P201 3 31 SH   SOLE   31 0 0
Vodafone Group PLC New ADR SPNSR ADR NO PAR 92857W308 2 61 SH   SOLE   61 0 0
Wal Mart Stores Inc Com COM 931142103 26 340 SH   SOLE   340 0 0
Wal Mart Stores Inc Com COM 931142103 1,015 13,521 SH   SOLE   13,521 0 0
Walgreen Co Com COM 931422109 814 10,981 SH   SOLE   10,981 0 0
Wells Fargo & Co New Com COM 949746101 16 300 SH   SOLE   300 0 0
Wells Fargo & Co New Com COM 949746101 10 199 SH   SOLE   0 0 199
Wells Fargo & Co New Com COM 949746101 800 15,223 SH   SOLE   15,223 0 0
Wells Fargo & Co New Com COM 949746101 3 49 SH   OTR   0 0 49
Westar Energy Inc Com COM 95709T100 9 234 SH   SOLE   0 0 234
Westar Energy Inc Com COM 95709T100 80 2,103 SH   SOLE   2,103 0 0
Western Digital Corporation COM 958102105 14 154 SH   SOLE   154 0 0
Western Un Co Com COM 959802109 52 2,990 SH   SOLE   2,990 0 0
Whirlpool Corporation COM 963320106 19 133 SH   SOLE   133 0 0
Whitewave Foods Co Class A COM CL A 966244105 2 72 SH   SOLE   72 0 0
Whole Foods Mkt Inc Com COM 966837106 39 1,000 SH   SOLE   1,000 0 0
Wisdomtree Em Local Debt EM LCL DEBT FD 97717X867 113 2,376 SH   SOLE   2,376 0 0
Wisdomtree International Divex-Financials INTL DIV EX FINL 97717W786 2,488 49,098 SH   SOLE   49,098 0 0
WisdomTree SmallCap Dividend Fund SMALLCAP DIVID 97717W604 28 400 SH   SOLE   400 0 0
Wisdomtree Trust Emrg Mkt Equity Income EMERG MKTS ETF 97717W315 32 619 SH   SOLE   619 0 0
Xcel Energy, Inc. COM 98389B100 410 12,724 SH   SOLE   12,724 0 0
Xcel Energy, Inc. COM 98389B100 3 94 SH   OTR   0 0 94
Zoetis Inc CL A 98978V103 8 239 SH   SOLE   239 0 0