The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 606 4,021 SH   SOLE   4,021 0 0
Abbott Laboratories COM 002824100 19,972 444,721 SH   SOLE   444,721 0 0
Abbott Laboratories COM 002824100 162 3,610 SH   OTR   3,610 0 0
AbbVie, Inc. COM 00287Y109 1,598 26,980 SH   SOLE   26,980 0 0
AbbVie, Inc. COM 00287Y109 178 3,000 SH   OTR   3,000 0 0
Accenture PLC COM G1151C101 324 3,100 SH   SOLE   3,100 0 0
Allergan, Inc. COM G0177J108 34,921 111,748 SH   SOLE   111,748 0 0
Allergan, Inc. COM G0177J108 36 115 SH   OTR   115 0 0
Alphabet Inc. Class A COM 02079K305 12,234 15,725 SH   SOLE   15,725 0 0
Alphabet Inc. Class A COM 02079K305 39 50 SH   OTR   50 0 0
Alphabet Inc. Class C COM 02079K107 15,332 20,203 SH   SOLE   20,203 0 0
Alphabet Inc. Class C COM 02079K107 38 50 SH   OTR   50 0 0
Altria Group Inc. COM 02209S103 1,644 28,241 SH   SOLE   28,241 0 0
Altria Group Inc. COM 02209S103 70 1,195 SH   OTR   1,195 0 0
Amazon.com, Inc. COM 023135106 335 496 SH   SOLE   496 0 0
Apple Inc. COM 037833100 21,922 208,269 SH   SOLE   208,269 0 0
Apple Inc. COM 037833100 26 250 SH   OTR   250 0 0
Arch Capital Group Ltd. COM G0450A105 272 3,900 SH   SOLE   3,900 0 0
Arthur J. Gallagher & Co. COM 363576109 662 16,165 SH   SOLE   16,165 0 0
AT&T, Inc. COM 00206R102 6,421 186,613 SH   SOLE   186,613 0 0
AT&T, Inc. COM 00206R102 112 3,253 SH   OTR   3,253 0 0
Avalon Rare Metals Inc COM 053470100 6 60,000 SH   SOLE   60,000 0 0
Bank of America Corp. COM 060505104 229 13,628 SH   SOLE   13,628 0 0
Bard (C.R.) Company, Inc. COM 067383109 364 1,920 SH   SOLE   1,920 0 0
BB&T Corporation COM 054937107 2,364 62,515 SH   SOLE   62,515 0 0
Berkshire Hathaway, Inc.- CL B COM 084670702 3,231 24,472 SH   SOLE   24,472 0 0
Bristol Myers Squibb, Inc. COM 110122108 1,852 26,921 SH   SOLE   26,921 0 0
Canadian National Railway Co. COM 136375102 224 4,000 SH   SOLE   4,000 0 0
Cannabis Science Inc COM 137648101 0 17,000 SH   SOLE   17,000 0 0
Chevron Corp. COM 166764100 2,063 22,938 SH   SOLE   22,938 0 0
Chipotle Mexican Grill Inc. COM 169656105 19,265 40,147 SH   SOLE   40,147 0 0
Chipotle Mexican Grill Inc. COM 169656105 28 58 SH   OTR   58 0 0
Cincinnati Financial Corporati COM 172062101 942 15,915 SH   SOLE   15,915 0 0
Cisco Systems, Inc. COM 17275R102 660 24,310 SH   SOLE   24,310 0 0
Coca-Cola Co. COM 191216100 1,407 32,744 SH   SOLE   32,744 0 0
Colgate Palmolive Co. COM 194162103 357 5,366 SH   SOLE   5,366 0 0
Concho Resources Inc. COM 20605P101 13,366 143,933 SH   SOLE   143,933 0 0
Concho Resources Inc. COM 20605P101 2 20 SH   OTR   20 0 0
ConocoPhillips COM 20825C104 5,036 107,865 SH   SOLE   107,865 0 0
ConocoPhillips COM 20825C104 17 355 SH   OTR   355 0 0
Consolidated Edison, Inc. COM 209115104 1,106 17,201 SH   SOLE   17,201 0 0
Corporate Office Properties Tr COM 22002T108 1,744 79,890 SH   SOLE   79,890 0 0
Costco Wholesale Corp. COM 22160K105 404 2,500 SH   SOLE   2,500 0 0
Cummins Inc. COM 231021106 9,744 110,714 SH   SOLE   110,714 0 0
Cummins Inc. COM 231021106 41 470 SH   OTR   470 0 0
CVS Caremark Corp. COM 126650100 746 7,626 SH   SOLE   7,626 0 0
Danaher Corp. COM 235851102 822 8,850 SH   SOLE   8,850 0 0
Dominion Resources, Inc. COM 25746U109 955 14,112 SH   SOLE   14,112 0 0
Dominion Resources, Inc. COM 25746U109 61 900 SH   OTR   900 0 0
Dow Chemical Co., Inc. COM 260543103 405 7,867 SH   SOLE   7,867 0 0
Dow Chemical Co., Inc. COM 260543103 31 600 SH   OTR   600 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 2,617 39,287 SH   SOLE   39,287 0 0
Du Pont (E.I.) De Nemours & Co COM 263534109 27 400 SH   OTR   400 0 0
Duke Energy Corporation COM 26441C204 3,698 51,796 SH   SOLE   51,796 0 0
Duke Energy Corporation COM 26441C204 79 1,112 SH   OTR   1,112 0 0
Edward Lifesciences, Inc. COM 28176E108 237 3,000 SH   SOLE   3,000 0 0
Electronic Sensor Technology, COM 285835104 0 150,000 SH   SOLE   150,000 0 0
Eli Lilly & Company COM 532457108 3,442 40,853 SH   SOLE   40,853 0 0
Emerson Electric Co. COM 291011104 289 6,050 SH   SOLE   6,050 0 0
Enbridge Energy Partners, L.P. COM 29250R106 285 12,350 SH   SOLE   12,350 0 0
Enbridge Energy Partners, L.P. COM 29250R106 55 2,400 SH   OTR   2,400 0 0
Enterprise Products Partners L COM 293792107 1,247 48,768 SH   SOLE   48,768 0 0
Express Scripts Holding Compan COM 30219G108 23,985 274,402 SH   SOLE   274,402 0 0
Express Scripts Holding Compan COM 30219G108 55 625 SH   OTR   625 0 0
Exxon Mobil Corporation COM 30231G102 3,774 48,411 SH   SOLE   48,411 0 0
Exxon Mobil Corporation COM 30231G102 2,429 31,158 SH   OTR   31,158 0 0
FelCor Lodging Trust Incorpora COM 31430F101 88 12,000 SH   SOLE   12,000 0 0
Fiserv Inc. COM 337738108 226 2,475 SH   SOLE   2,475 0 0
Ford Motor Corp. COM 345370860 284 20,131 SH   SOLE   20,131 0 0
General Electric Company COM 369604103 5,561 178,533 SH   SOLE   178,533 0 0
General Electric Company COM 369604103 234 7,525 SH   OTR   7,525 0 0
General Mills Corp., Inc. COM 370334104 296 5,131 SH   SOLE   5,131 0 0
General Mills Corp., Inc. COM 370334104 35 600 SH   OTR   600 0 0
Gilead Sciences Inc. COM 375558103 202 2,000 SH   SOLE   2,000 0 0
HCP, Inc. COM 40414L109 851 22,264 SH   SOLE   22,264 0 0
HCP, Inc. COM 40414L109 164 4,300 SH   OTR   4,300 0 0
Home Depot, Inc. COM 437076102 2,645 20,001 SH   SOLE   20,001 0 0
Honeywell International Inc. COM 438516106 211 2,040 SH   SOLE   2,040 0 0
Intel Corporation COM 458140100 3,642 105,714 SH   SOLE   105,714 0 0
Intel Corporation COM 458140100 55 1,600 SH   OTR   1,600 0 0
Intl Business Machines, Corp. COM 459200101 1,067 7,754 SH   SOLE   7,754 0 0
Intl Business Machines, Corp. COM 459200101 14 100 SH   OTR   100 0 0
J P Morgan Chase & Co. COM 46625H100 1,734 26,259 SH   SOLE   26,259 0 0
J P Morgan Chase & Co. COM 46625H100 41 620 SH   OTR   620 0 0
Johnson & Johnson COM 478160104 2,617 25,476 SH   SOLE   25,476 0 0
Johnson & Johnson COM 478160104 92 900 SH   OTR   900 0 0
Kimberly Clark Corp. COM 494368103 1,719 13,505 SH   SOLE   13,505 0 0
Kimberly Clark Corp. COM 494368103 115 900 SH   OTR   900 0 0
Kinder Morgan Inc. COM 49456B101 906 60,736 SH   SOLE   60,736 0 0
Kinder Morgan Inc. COM 49456B101 20 1,348 SH   OTR   1,348 0 0
Lai Sun Development Co Ltd COM Y51270182 12 749,000 SH   SOLE   749,000 0 0
Lockheed Martin Corp. Inc. COM 539830109 854 3,931 SH   SOLE   3,931 0 0
Lowes Companies, Inc. COM 548661107 801 10,535 SH   SOLE   10,535 0 0
Magellan Midstream Partners LP COM 559080106 380 5,600 SH   SOLE   5,600 0 0
Marathon Petroleum Corporation COM 56585A102 367 7,080 SH   SOLE   7,080 0 0
MasterCard Incorporated COM 57636Q104 24,839 255,130 SH   SOLE   255,130 0 0
MasterCard Incorporated COM 57636Q104 24 250 SH   OTR   250 0 0
McCormick & Co., Inc. - Voting COM 579780107 427 5,000 SH   SOLE   5,000 0 0
McCormick & Company, Inc. COM 579780206 460 5,375 SH   SOLE   5,375 0 0
McDonald's Corp. COM 580135101 2,294 19,415 SH   SOLE   19,415 0 0
McDonald's Corp. COM 580135101 92 775 SH   OTR   775 0 0
Medtronic, Inc. COM G5960L103 783 10,174 SH   SOLE   10,174 0 0
Merck & Co., Inc. COM 58933Y105 1,942 36,773 SH   SOLE   36,773 0 0
Merck & Co., Inc. COM 58933Y105 32 600 SH   OTR   600 0 0
Microsoft Corporation COM 594918104 24,284 437,704 SH   SOLE   437,704 0 0
Microsoft Corporation COM 594918104 104 1,875 SH   OTR   1,875 0 0
Mondelez Int'l. Inc. COM 609207105 241 5,380 SH   SOLE   5,380 0 0
Mondelez Int'l. Inc. COM 609207105 18 411 SH   OTR   411 0 0
NextEra Energy COM 65339F101 757 7,285 SH   SOLE   7,285 0 0
NextEra Energy COM 65339F101 86 825 SH   OTR   825 0 0
Oracle Corp. COM 68389X105 575 15,738 SH   SOLE   15,738 0 0
Palo Alto Networks Inc COM 697435105 14,266 80,990 SH   SOLE   80,990 0 0
Palo Alto Networks Inc COM 697435105 26 150 SH   OTR   150 0 0
Paychex, Inc. COM 704326107 506 9,570 SH   SOLE   9,570 0 0
Paypal Holdings Inc COM 70450Y103 18,205 502,911 SH   SOLE   502,911 0 0
Paypal Holdings Inc COM 70450Y103 24 650 SH   OTR   650 0 0
Pepco Holdings COM 713291102 1,382 53,143 SH   SOLE   53,143 0 0
Pepsico, Inc. COM 713448108 20,166 201,825 SH   SOLE   201,825 0 0
Pepsico, Inc. COM 713448108 70 700 SH   OTR   700 0 0
Pfizer, Inc. COM 717081103 2,404 74,486 SH   SOLE   74,486 0 0
Pfizer, Inc. COM 717081103 203 6,300 SH   OTR   6,300 0 0
Philip Morris International In COM 718172109 1,840 20,927 SH   SOLE   20,927 0 0
Philip Morris International In COM 718172109 52 595 SH   OTR   595 0 0
Phillips 66 COM 718546104 388 4,740 SH   SOLE   4,740 0 0
PPL Corporation COM 69351T106 1,939 56,810 SH   SOLE   56,810 0 0
PPL Corporation COM 69351T106 34 1,000 SH   OTR   1,000 0 0
Procter & Gamble Company COM 742718109 18,449 232,325 SH   SOLE   232,325 0 0
Procter & Gamble Company COM 742718109 51 640 SH   OTR   640 0 0
Public Service Enterprises COM 744573106 239 6,173 SH   SOLE   6,173 0 0
Public Storage Inc. COM 74460D109 211 850 SH   SOLE   850 0 0
Sandy Spring Bancorp, Inc. COM 800363103 496 18,400 SH   SOLE   18,400 0 0
Signature Bank COM 82669G104 22,117 144,207 SH   SOLE   144,207 0 0
Signature Bank COM 82669G104 32 210 SH   OTR   210 0 0
Simon Property Group COM 828806109 219 1,127 SH   SOLE   1,127 0 0
Simon Property Group COM 828806109 51 260 SH   OTR   260 0 0
Skyworks Solutions Inc. COM 83088M102 12,946 168,508 SH   SOLE   168,508 0 0
Skyworks Solutions Inc. COM 83088M102 2 20 SH   OTR   20 0 0
Southern Company, Inc. COM 842587107 2,070 44,238 SH   SOLE   44,238 0 0
Suburban Propane Partners, L.P COM 864482104 332 13,675 SH   SOLE   13,675 0 0
Summit Financial Group, Inc. COM 86606J105 309 26,000 SH   SOLE   26,000 0 0
SWISS MEDICA INC XXXREGISTRATI COM 87089C104 0 30,000 SH   SOLE   30,000 0 0
Sysco Corporation COM 871829107 612 14,930 SH   SOLE   14,930 0 0
Sysco Corporation COM 871829107 41 1,000 SH   OTR   1,000 0 0
T J X Cos Inc. COM 872540109 337 4,750 SH   SOLE   4,750 0 0
T.Rowe Price Group, Inc. COM 74144T108 15,178 212,311 SH   SOLE   212,311 0 0
T.Rowe Price Group, Inc. COM 74144T108 54 760 SH   OTR   760 0 0
Target Corp. COM 87612E106 281 3,873 SH   SOLE   3,873 0 0
TD Ameritrade Holding Corp. COM 87236Y108 18,405 530,241 SH   SOLE   530,241 0 0
TD Ameritrade Holding Corp. COM 87236Y108 6 170 SH   OTR   170 0 0
The PNC Financial Services Gro COM 693475105 205 2,147 SH   SOLE   2,147 0 0
TripAdvisor, Inc. COM 896945201 15,156 177,784 SH   SOLE   177,784 0 0
TripAdvisor, Inc. COM 896945201 13 150 SH   OTR   150 0 0
Twitter, Inc. COM 90184L102 9,762 421,861 SH   SOLE   421,861 0 0
Twitter, Inc. COM 90184L102 15 660 SH   OTR   660 0 0
U S Bancorp. COM 902973304 410 9,599 SH   SOLE   9,599 0 0
Under Armour, Inc. COM 904311107 31,711 393,383 SH   SOLE   393,383 0 0
Under Armour, Inc. COM 904311107 6 70 SH   OTR   70 0 0
United Technologies, Inc. COM 913017109 302 3,140 SH   SOLE   3,140 0 0
United Therapeutics Corp. COM 91307C102 26,856 171,484 SH   SOLE   171,484 0 0
UnitedHealth Group Incorporate COM 91324P102 14,531 123,519 SH   SOLE   123,519 0 0
UnitedHealth Group Incorporate COM 91324P102 1 8 SH   OTR   8 0 0
V.F. Corporation COM 918204108 22,083 354,751 SH   SOLE   354,751 0 0
V.F. Corporation COM 918204108 35 560 SH   OTR   560 0 0
Verizon Communications Inc. COM 92343V104 6,401 138,485 SH   SOLE   138,485 0 0
Verizon Communications Inc. COM 92343V104 78 1,680 SH   OTR   1,680 0 0
Visa Inc. COM 92826C839 353 4,556 SH   SOLE   4,556 0 0
Wal-Mart Company, Inc. COM 931142103 817 13,336 SH   SOLE   13,336 0 0
Walt Disney Company, Inc. COM 254687106 626 5,957 SH   SOLE   5,957 0 0
Washington REIT COM 939653101 932 34,450 SH   SOLE   34,450 0 0
Wells Fargo Inc. COM 949746101 1,237 22,756 SH   SOLE   22,756 0 0
Welltower Inc. COM 95040Q104 2,827 41,549 SH   SOLE   41,549 0 0
WestRock Co COM 96145D105 390 8,548 SH   SOLE   8,548 0 0
Yum! Brands, Inc. COM 988498101 17,696 242,240 SH   SOLE   242,240 0 0
Yum! Brands, Inc. COM 988498101 34 460 SH   OTR   460 0 0
Aegon NV Preferred 6.375% PFD 007924301 456 17,695 SH   SOLE   17,695 0 0
Bank of America Corp. PRFD 6.5 PFD 060505310 570 21,325 SH   SOLE   21,325 0 0
Bank of America Corp. PRFD 6.5 PFD 060505310 88 3,300 SH   OTR   3,300 0 0
BG&E Cap Trust II 6.20% Prefer PFD 05541Q206 1,428 54,933 SH   SOLE   54,933 0 0
Goldman Sachs- Series B Pfd. 6 PFD 38141GCM4 270 10,400 SH   SOLE   10,400 0 0
Hospitality Properties Trust- PFD 44106M607 314 12,145 SH   SOLE   12,145 0 0
JPMorgan Chase & Co PRFD 'F' 6 PFD 48127R461 1,081 41,385 SH   SOLE   41,385 0 0
JPMorgan Chase & Co PRFD 'F' 6 PFD 48127R461 60 2,300 SH   OTR   2,300 0 0
Partnerre Ltd. 6.5% Perpetual PFD G68603409 430 15,790 SH   SOLE   15,790 0 0
Qwest Corporation 7.50% Notes PFD 74913G303 242 9,425 SH   SOLE   9,425 0 0
Wells Fargo & Co. PRFD 'T' 6% PFD 949746366 172 6,425 SH   SOLE   6,425 0 0
Wells Fargo & Co. PRFD 'T' 6% PFD 949746366 88 3,300 SH   OTR   3,300 0 0
AllianzGI Convertible & Income ETF 018828103 328 59,250 SH   SOLE   59,250 0 0
BlackRock Corporate High Yield ETF 09255P107 474 48,500 SH   SOLE   48,500 0 0
Calamos Conv Opportunity Fund ETF 128117108 224 22,575 SH   SOLE   22,575 0 0
Calamos Conv Opportunity Fund ETF 128117108 10 1,000 SH   OTR   1,000 0 0
Fidelity Contra Fund ETF 316071109 224 2,262 SH   SOLE   2,262 0 0
Global X MLP ETF ETF 37950E473 4,911 472,637 SH   SOLE   472,637 0 0
Global X MLP ETF ETF 37950E473 38 3,655 SH   OTR   3,655 0 0
Global X SuperDividend ETF ETF 37950E549 3,690 187,135 SH   SOLE   187,135 0 0
Global X SuperDividend ETF ETF 37950E549 181 9,200 SH   OTR   9,200 0 0
iShares iBoxx $ Invest Grade C ETF 464287242 1,015 8,902 SH   SOLE   8,902 0 0
iShares iBoxx $ Invest Grade C ETF 464287242 9 75 SH   OTR   75 0 0
iShares MSCI EAFE Index Fund ETF 464287465 2,367 40,306 SH   SOLE   40,306 0 0
iShares MSCI Emerging Markets ETF 464287234 475 14,752 SH   SOLE   14,752 0 0
iShares MSCI Emerging Markets ETF 464287234 4 115 SH   OTR   115 0 0
iShares Russell 1000 Growth ETF 464287614 587 5,903 SH   SOLE   5,903 0 0
iShares Russell 1000 Growth ETF 464287614 62 625 SH   OTR   625 0 0
iShares Russell 2000 Index Fun ETF 464287655 3,293 29,239 SH   SOLE   29,239 0 0
iShares Russell 2000 Index Fun ETF 464287655 10 90 SH   OTR   90 0 0
iShares Russell MidCap Index F ETF 464287499 336 2,099 SH   SOLE   2,099 0 0
iShares TR Barclays Aggregate ETF 464287226 1,573 14,559 SH   SOLE   14,559 0 0
iShares TR Barclays Aggregate ETF 464287226 8 75 SH   OTR   75 0 0
iShares Trust Iboxx $ High Yie ETF 464288513 162 2,005 SH   SOLE   2,005 0 0
iShares Trust Iboxx $ High Yie ETF 464288513 44 550 SH   OTR   550 0 0
iShares Trust Nasdaq Biotech I ETF 464287556 271 800 SH   SOLE   800 0 0
iShares Trust S&P 500 Index ETF 464287200 7,184 35,065 SH   SOLE   35,065 0 0
iShares Trust S&P 500 Index ETF 464287200 45 220 SH   OTR   220 0 0
PowerShares QQQ Trust ETF 73935A104 326 2,915 SH   SOLE   2,915 0 0
PowerShares QQQ Trust ETF 73935A104 123 1,097 SH   OTR   1,097 0 0
SPDR DJ Wilshire REIT ETF ETF 78464A607 2,125 23,187 SH   SOLE   23,187 0 0
SPDR Dow Jones Industrial Aver ETF 78467X109 449 2,581 SH   SOLE   2,581 0 0
SPDR S&P 500 ETF ETF 78462F103 563 2,762 SH   SOLE   2,762 0 0
Vanguard FTSE Developed Market ETF 921943858 4,324 117,744 SH   SOLE   117,744 0 0
Vanguard FTSE Developed Market ETF 921943858 15 400 SH   OTR   400 0 0
Vanguard Mid Cap ETF ETF 922908629 5,025 41,837 SH   SOLE   41,837 0 0
Vanguard MSCI Emerging Markets ETF 922042858 2,785 85,148 SH   SOLE   85,148 0 0
Vanguard MSCI Emerging Markets ETF 922042858 13 400 SH   OTR   400 0 0
Vanguard MSCI Europe ETF ETF 922042874 593 11,885 SH   SOLE   11,885 0 0
Vanguard REIT ETF ETF 922908553 6,781 85,052 SH   SOLE   85,052 0 0
Vanguard REIT ETF ETF 922908553 4 50 SH   OTR   50 0 0
Vanguard Small Cap ETF ETF 922908751 6,699 60,543 SH   SOLE   60,543 0 0
Western Asset Managed High ETF 95766L107 179 39,500 SH   SOLE   39,500 0 0
Western Asset Managed High ETF 95766L107 11 2,400 SH   OTR   2,400 0 0
Western Asst High Incm Opprtnt ETF 95766K109 281 60,000 SH   SOLE   60,000 0 0