The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,323 29,055 SH   SOLE 0 0 29,055
ABBVIE INC COM 00287Y109 484 6,000 SH   SOLE 0 0 6,000
ACORDA THERAPEUTICS INC COM 00484M106 156 11,714 SH   SOLE 0 0 11,714
AIR PRODS & CHEMS INC COM 009158106 498 2,605 SH   SOLE 0 0 2,605
ALLSTATE CORP COM 020002101 6,306 66,952 SH   SOLE 0 0 66,952
ALPHABET INC CAP STK CL C 02079K107 236 201 SH   SOLE 0 0 201
ALPHABET INC CAP STK CL A 02079K305 290 246 SH   SOLE 0 0 246
ALTRIA GROUP INC COM 02209S103 285 4,960 SH   SOLE 0 0 4,960
AMAZON COM INC COM 023135106 2,516 1,413 SH   SOLE 0 0 1,413
AMERICAN EXPRESS CO COM 025816109 422 3,857 SH   SOLE 0 0 3,857
AMGEN INC COM 031162100 453 2,385 SH   SOLE 0 0 2,385
ANADARKO PETE CORP COM 032511107 241 5,307 SH   SOLE 0 0 5,307
APPLE INC COM 037833100 7,145 37,613 SH   SOLE 0 0 37,613
ASML HOLDING N V N Y REGISTRY SHS N07059210 201 1,068 SH   SOLE 0 0 1,068
AT&T INC COM 00206R102 873 27,845 SH   SOLE 0 0 27,845
BANK AMER CORP COM 060505104 477 17,292 SH   SOLE 0 0 17,292
BANK NEW YORK MELLON CORP COM 064058100 297 5,885 SH   SOLE 0 0 5,885
BB&T CORP COM 054937107 476 10,225 SH   SOLE 0 0 10,225
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 837 4,165 SH   SOLE 0 0 4,165
BOEING CO COM 097023105 275 721 SH   SOLE 0 0 721
BRISTOL MYERS SQUIBB CO COM 110122108 429 8,993 SH   SOLE 0 0 8,993
CATERPILLAR INC DEL COM 149123101 499 3,681 SH   SOLE 0 0 3,681
CELGENE CORP COM 151020104 585 6,202 SH   SOLE 0 0 6,202
CHEVRON CORP NEW COM 166764100 1,122 9,105 SH   SOLE 0 0 9,105
CISCO SYS INC COM 17275R102 2,774 51,370 SH   SOLE 0 0 51,370
CLOROX CO DEL COM 189054109 209 1,300 SH   SOLE 0 0 1,300
COCA COLA CO COM 191216100 418 8,912 SH   SOLE 0 0 8,912
COMCAST CORP NEW CL A 20030N101 1,770 44,280 SH   SOLE 0 0 44,280
COSTCO WHSL CORP NEW COM 22160K105 1,693 6,990 SH   SOLE 0 0 6,990
CSX CORP COM 126408103 741 9,900 SH   SOLE 0 0 9,900
CVS HEALTH CORP COM 126650100 553 10,244 SH   SOLE 0 0 10,244
DISNEY WALT CO COM DISNEY 254687106 2,541 22,889 SH   SOLE 0 0 22,889
DUKE ENERGY CORP NEW COM NEW 26441C204 202 2,246 SH   SOLE 0 0 2,246
DUNKIN BRANDS GROUP INC COM 265504100 2,596 34,566 SH   SOLE 0 0 34,566
EXXON MOBIL CORP COM 30231G102 7,077 87,589 SH   SOLE 0 0 87,589
FACEBOOK INC CL A 30303M102 1,240 7,440 SH   SOLE 0 0 7,440
FEDEX CORP COM 31428X106 3,547 19,550 SH   SOLE 0 0 19,550
FIFTH THIRD BANCORP COM 316773100 1,620 64,250 SH   SOLE 0 0 64,250
FLUOR CORP NEW COM 343412102 202 5,494 SH   SOLE 0 0 5,494
FORD MTR CO DEL COM 345370860 262 29,850 SH   SOLE 0 0 29,850
GENERAL ELECTRIC CO COM 369604103 630 63,012 SH   SOLE 0 0 63,012
HALLIBURTON CO COM 406216101 635 21,682 SH   SOLE 0 0 21,682
HARTFORD FINL SVCS GROUP INC COM 416515104 7,949 159,882 SH   SOLE 0 0 159,882
HOME DEPOT INC COM 437076102 488 2,541 SH   SOLE 0 0 2,541
HONEYWELL INTL INC COM 438516106 203 1,274 SH   SOLE 0 0 1,274
INTEL CORP COM 458140100 951 17,714 SH   SOLE 0 0 17,714
INTERNATIONAL BUSINESS MACHS COM 459200101 714 5,057 SH   SOLE 0 0 5,057
INVESCO QQQ TR UNIT SER 1 46090E103 1,965 10,939 SH   SOLE 0 0 10,939
INVESTORS BANCORP INC NEW COM 46146L101 1,345 113,511 SH   SOLE 0 0 113,511
ISHARES TR CORE S&P500 ETF 464287200 301 1,057 SH   SOLE 0 0 1,057
JOHNSON & JOHNSON COM 478160104 1,233 8,822 SH   SOLE 0 0 8,822
JPMORGAN CHASE & CO COM 46625H100 1,556 15,367 SH   SOLE 0 0 15,367
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 1,634 40,000 SH   SOLE 0 0 40,000
LAS VEGAS SANDS CORP COM 517834107 401 6,575 SH   SOLE 0 0 6,575
LINDE PLC COM G5494J103 647 3,680 SH   SOLE 0 0 3,680
LOWES COS INC COM 548661107 906 8,280 SH   SOLE 0 0 8,280
M & T BK CORP COM 55261F104 291 1,855 SH   SOLE 0 0 1,855
MASTERCARD INC CL A 57636Q104 418 1,775 SH   SOLE 0 0 1,775
MCDONALDS CORP COM 580135101 660 3,477 SH   SOLE 0 0 3,477
MEDTRONIC PLC SHS G5960L103 837 9,190 SH   SOLE 0 0 9,190
MERCK & CO INC COM 58933Y105 347 4,173 SH   SOLE 0 0 4,173
MICROSOFT CORP COM 594918104 7,871 66,735 SH   SOLE 0 0 66,735
NEXTERA ENERGY INC COM 65339F101 512 2,650 SH   SOLE 0 0 2,650
NORTHERN TR CORP COM 665859104 1,679 18,575 SH   SOLE 0 0 18,575
ORACLE CORP COM 68389X105 744 13,855 SH   SOLE 0 0 13,855
PARKER HANNIFIN CORP COM 701094104 319 1,860 SH   SOLE 0 0 1,860
PAYCHEX INC COM 704326107 545 6,800 SH   SOLE 0 0 6,800
PEPSICO INC COM 713448108 11,206 91,437 SH   SOLE 0 0 91,437
PFIZER INC COM 717081103 558 13,146 SH   SOLE 0 0 13,146
PHILIP MORRIS INTL INC COM 718172109 339 3,838 SH   SOLE 0 0 3,838
PNC FINL SVCS GROUP INC COM 693475105 5,397 44,000 SH   SOLE 0 0 44,000
PROCTER AND GAMBLE CO COM 742718109 2,050 19,704 SH   SOLE 0 0 19,704
PRUDENTIAL FINL INC COM 744320102 12,252 133,347 SH   SOLE 0 0 133,347
REPLIGEN CORP COM 759916109 295 5,000 SH   SOLE 0 0 5,000
REXAHN PHARMACEUTICALS INC COM NEW 761640200 7 14,300 SH   SOLE 0 0 14,300
SCHLUMBERGER LTD COM 806857108 3,522 80,823 SH   SOLE 0 0 80,823
SOUTHERN CO COM 842587107 469 9,068 SH   SOLE 0 0 9,068
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 5,577 21,522 SH   SOLE 0 0 21,522
SPDR GOLD TRUST GOLD SHS 78463V107 353 2,895 SH   SOLE 0 0 2,895
SPDR S&P 500 ETF TR TR UNIT 78462F103 64,427 228,077 SH   SOLE 0 0 228,077
STARBUCKS CORP COM 855244109 2,215 29,795 SH   SOLE 0 0 29,795
STATE STR CORP COM 857477103 3,997 60,735 SH   SOLE 0 0 60,735
STERLING BANCORP DEL COM 85917A100 261 14,000 SH   SOLE 0 0 14,000
SYSCO CORP COM 871829107 2,243 33,600 SH   SOLE 0 0 33,600
TEXAS INSTRS INC COM 882508104 493 4,645 SH   SOLE 0 0 4,645
TRAVELERS COMPANIES INC COM 89417E109 4,603 33,560 SH   SOLE 0 0 33,560
UNITED PARCEL SERVICE INC CL B 911312106 7,191 64,351 SH   SOLE 0 0 64,351
UNITED TECHNOLOGIES CORP COM 913017109 1,995 15,477 SH   SOLE 0 0 15,477
UNITEDHEALTH GROUP INC COM 91324P102 398 1,609 SH   SOLE 0 0 1,609
VERIZON COMMUNICATIONS INC COM 92343V104 439 7,432 SH   SOLE 0 0 7,432
VISA INC COM CL A 92826C839 11,150 71,385 SH   SOLE 0 0 71,385
WALGREENS BOOTS ALLIANCE INC COM 931427108 402 6,350 SH   SOLE 0 0 6,350
WELLS FARGO CO NEW COM 949746101 291 6,021 SH   SOLE 0 0 6,021