The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC. COM 037833100   4,033 20,790 SH   SOLE 0 20,790 0 0
ISHARES BARCLAYS US AGGREGATE BOND ETF COM 464287226   339 3,460 SH   SOLE 0 3,460 0 0
AMARIN CORP ADR COM 023111206   417 350,000 SH   SOLE 0 350,000 0 0
PIMCO TOTAL RETURN ETF COM 72201r775   1,580 17,240 SH   SOLE 0 17,240 0 0
BERKSHIRE HATHAWAY (CLASS A) COM 084670108   2,071 4 SH   SOLE 0 4 0 0
BERKSHIRE HATHAWAY (CLASS B) COM 084670702   11,242 32,969 SH   SOLE 0 32,969 0 0
COMCAST CORPORATION (CLASS A) COM 20030n101   672 16,170 SH   SOLE 0 16,170 0 0
DURECT CORP COM COM 266605104   66 13,425 SH   SOLE 0 13,425 0 0
ISHARES MSCI EMERGING MKT INDEX ETF COM 464287234   973 24,604 SH   SOLE 0 24,604 0 0
ISHARES MSCI EAFE INDEX ETF COM 464287465   16,485 227,382 SH   SOLE 0 227,382 0 0
ISHARES MSCI EAFE GROWTH ETF COM 464288885   235 2,465 SH   SOLE 0 2,465 0 0
EXLSERVICE HOLDINGS, INC. COM 302081104   5,036 33,341 SH   SOLE 0 33,341 0 0
FUBOTV INC. COM 35953D104   44 21,263 SH   SOLE 0 21,263 0 0
GENPACT LIMITED COM g3922b107   564 15,004 SH   SOLE 0 15,004 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF COM 78463X541   658 12,200 SH   SOLE 0 12,200 0 0
ISHARES COHEN AND STEERS REIT ETF COM 464287564   2,088 37,572 SH   SOLE 0 37,572 0 0
ISHARES CORE MSCI EAFE ETF COM 46432f842   12,735 188,665 SH   SOLE 0 188,665 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434g103   8,103 164,403 SH   SOLE 0 164,403 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND COM 464287598   897 5,685 SH   SOLE 0 5,685 0 0
ISHARES RUSSELL 1000 GROWTH COM 464287614   977 3,549 SH   SOLE 0 3,549 0 0
ISHARES RUSSELL 3000 INDEX ETF COM 464287689   8,989 35,325 SH   SOLE 0 35,325 0 0
ISHARES DOW JONES U.S. REAL ESTATE ETF COM 464287739   10,691 123,541 SH   SOLE 0 123,541 0 0
JUNIPER NETWORKS INC COM 48203r104   207 6,620 SH   SOLE 0 6,620 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BOND ETF COM 464287242   230 2,124 SH   SOLE 0 2,124 0 0
ISHARES NATIONAL AMT-FREE MUNI BOND ETF COM 464288414   587 5,496 SH   SOLE 0 5,496 0 0
R1 RCM INC. COM 749397105   1,511 81,886 SH   SOLE 0 81,886 0 0
SCHWAB US BROAD MARKET ETF COM 808524102   8,036 155,437 SH   SOLE 0 155,437 0 0
SCHWAB INTERNATIONAL EQUITY ETF COM 808524805   563 15,788 SH   SOLE 0 15,788 0 0
CHARLES SCHWAB US REIT ETF COM 808524847   318 16,288 SH   SOLE 0 16,288 0 0
SNOWFLAKE, INC. CLASS A COM 833445109   247 1,401 SH   SOLE 0 1,401 0 0
VANGUARD INTERM-TM CORP BD IDX ETF COM 92206c870   2,289 28,964 SH   SOLE 0 28,964 0 0
VANGUARD ENERGY ETF COM 92204A306   2,091 18,527 SH   SOLE 0 18,527 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858   49,065 1,062,468 SH   SOLE 0 1,062,468 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF COM 92204A702   254 575 SH   SOLE 0 575 0 0
VANGUARD HEALTH CARE INDEX ETF COM 92204A504   777 3,175 SH   SOLE 0 3,175 0 0
VANGUARD REIT ETF COM 922908553   5,555 66,483 SH   SOLE 0 66,483 0 0
VANGUARD MUNI BND TAX EXEMPT ETF COM 922907746   7,510 149,543 SH   SOLE 0 149,543 0 0
VANGUARD TOTAL STOCK MARKET ETF COM 922908769   107,290 487,062 SH   SOLE 0 487,062 0 0
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858   25,010 614,789 SH   SOLE 0 614,789 0 0
ENERGY SELECT SECTOR SPDR FUND COM 81369Y506   4,096 50,456 SH   SOLE 0 50,456 0 0
UTILITIES SELECT SECTOR SPDR FUND COM 81369y886   1,042 15,923 SH   SOLE 0 15,923 0 0