The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC. COM 037833100   3,428 20,790 SH   SOLE 0 20,790 0 0
ISHARES BARCLAYS US AGGREGATE BOND ETF COM 464287226   345 3,460 SH   SOLE 0 3,460 0 0
AMARIN CORP ADR COM 023111206   525 350,000 SH   SOLE 0 350,000 0 0
PIMCO TOTAL RETURN ETF COM 72201r775   1,530 16,494 SH   SOLE 0 16,494 0 0
BERKSHIRE HATHAWAY (CLASS A) COM 084670108   1,862 4 SH   SOLE 0 4 0 0
BERKSHIRE HATHAWAY (CLASS B) COM 084670702   10,180 32,969 SH   SOLE 0 32,969 0 0
COMCAST CORPORATION (CLASS A) COM 20030n101   613 16,170 SH   SOLE 0 16,170 0 0
DURECT CORP COM COM 266605104   61 13,425 SH   SOLE 0 13,425 0 0
ISHARES MSCI EMERGING MKT INDEX ETF COM 464287234   971 24,604 SH   SOLE 0 24,604 0 0
ISHARES MSCI EAFE INDEX ETF COM 464287465   16,870 235,882 SH   SOLE 0 235,882 0 0
ISHARES MSCI EAFE GROWTH ETF COM 464288885   231 2,465 SH   SOLE 0 2,465 0 0
EXLSERVICE HOLDINGS, INC. COM 302081104   5,590 34,541 SH   SOLE 0 34,541 0 0
FUBOTV INC. COM 35953D104   26 21,263 SH   SOLE 0 21,263 0 0
GENPACT LIMITED COM g3922b107   693 15,004 SH   SOLE 0 15,004 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF COM 78463X541   514 9,000 SH   SOLE 0 9,000 0 0
ISHARES COHEN AND STEERS REIT ETF COM 464287564   2,087 37,572 SH   SOLE 0 37,572 0 0
ISHARES CORE MSCI EAFE ETF COM 46432f842   12,879 192,656 SH   SOLE 0 192,656 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434g103   8,013 164,238 SH   SOLE 0 164,238 0 0
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372   280 5,877 SH   SOLE 0 5,877 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND COM 464287598   866 5,685 SH   SOLE 0 5,685 0 0
ISHARES RUSSELL 1000 GROWTH COM 464287614   867 3,549 SH   SOLE 0 3,549 0 0
ISHARES RUSSELL 3000 INDEX ETF COM 464287689   8,316 35,325 SH   SOLE 0 35,325 0 0
ISHARES DOW JONES U.S. REAL ESTATE ETF COM 464287739   10,588 124,710 SH   SOLE 0 124,710 0 0
JUNIPER NETWORKS INC COM 48203r104   228 6,620 SH   SOLE 0 6,620 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BOND ETF COM 464287242   233 2,124 SH   SOLE 0 2,124 0 0
ISHARES NATIONAL AMT-FREE MUNI BOND ETF COM 464288414   703 6,521 SH   SOLE 0 6,521 0 0
R1 RCM INC. COM 749397105   1,228 81,886 SH   SOLE 0 81,886 0 0
SCHWAB US BROAD MARKET ETF COM 808524102   7,577 158,357 SH   SOLE 0 158,357 0 0
SCHWAB INTERNATIONAL EQUITY ETF COM 808524805   549 15,788 SH   SOLE 0 15,788 0 0
CHARLES SCHWAB US REIT ETF COM 808524847   328 16,818 SH   SOLE 0 16,818 0 0
SNOWFLAKE, INC. CLASS A COM 833445109   216 1,401 SH   SOLE 0 1,401 0 0
VANGUARD INTERM-TM CORP BD IDX ETF COM 92206c870   2,334 29,094 SH   SOLE 0 29,094 0 0
VANGUARD ENERGY ETF COM 92204A306   2,116 18,527 SH   SOLE 0 18,527 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858   48,093 1,064,720 SH   SOLE 0 1,064,720 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF COM 92204A702   222 575 SH   SOLE 0 575 0 0
VANGUARD HEALTH CARE INDEX ETF COM 92204A504   757 3,175 SH   SOLE 0 3,175 0 0
VANGUARD REIT ETF COM 922908553   5,293 63,745 SH   SOLE 0 63,745 0 0
VANGUARD MUNI BND TAX EXEMPT ETF COM 922907746   7,576 149,543 SH   SOLE 0 149,543 0 0
VANGUARD TOTAL STOCK MARKET ETF COM 922908769   100,195 490,912 SH   SOLE 0 490,912 0 0
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858   26,080 645,534 SH   SOLE 0 645,534 0 0
ENERGY SELECT SECTOR SPDR FUND COM 81369Y506   4,336 52,343 SH   SOLE 0 52,343 0 0
UTILITIES SELECT SECTOR SPDR FUND COM 81369y886   1,078 15,923 SH   SOLE 0 15,923 0 0