The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 553 2,904 SH   SOLE 0 0 0 2,904
Abbott Labs COM 002824100 8,600 118,906 SH   SOLE 0 0 0 118,906
Abbvie Inc COM 00287Y109 578 6,269 SH   SOLE 0 0 0 6,269
ABIOMED INC COM 003654100 502 1,545 SH   SOLE 0 0 0 1,545
Accenture PLC Ireland SHS CL A G1151C101 346 2,453 SH   SOLE 0 0 0 2,453
Aflac Inc COM 001055102 393 8,621 SH   SOLE 0 0 0 8,621
Air Prods & Chems Inc COM 009158106 204 1,272 SH   SOLE 0 0 0 1,272
Alphabet Inc CAP STK CL C 02079K107 631 609 SH   SOLE 0 0 0 609
Alphabet Inc CAP STK CL A 02079K305 14,205 13,594 SH   SOLE 0 0 0 13,594
Altria Group Inc COM 02209S103 265 5,363 SH   SOLE 0 0 0 5,363
Amazon Com Inc COM 023135106 6,101 4,062 SH   SOLE 0 0 0 4,062
American Express Co COM 025816109 257 2,699 SH   SOLE 0 0 0 2,699
American Tower Corp New COM 03027X100 807 5,099 SH   SOLE 0 0 0 5,099
Apple Inc COM 037833100 15,460 98,012 SH   SOLE 0 0 0 98,012
Arrowhead Pharmaceuticals In COM 04280A100 124 10,000 SH   SOLE 0 0 0 10,000
AT&T Inc COM 00206R102 398 13,960 SH   SOLE 0 0 0 13,960
Automatic Data Processing Inc COM 053015103 490 3,734 SH   SOLE 0 0 0 3,734
BANK AMER CORP COM 060505104 549 22,278 SH   SOLE 0 0 0 22,278
BCE Inc COM NEW 05534B760 454 11,475 SH   SOLE 0 0 0 11,475
Becton Dickinson & Co COM 075887109 616 2,734 SH   SOLE 0 0 0 2,734
Berkshire Hathaway Inc Cl B CL B NEW 084670702 16,626 81,428 SH   SOLE 0 0 0 81,428
Berkshire Hathaway Inc Del CL A 084670108 306 1 SH   SOLE 0 0 0 1
Blackrock Inc COM 09247X101 479 1,219 SH   SOLE 0 0 0 1,219
Blackrock Munivest FD Inc COM 09253R105 89 10,817 SH   SOLE 0 0 0 10,817
Boeing Co COM 097023105 786 2,437 SH   SOLE 0 0 0 2,437
Bristol-Myers Squibb Co COM 110122108 645 12,413 SH   SOLE 0 0 0 12,413
Broadcom Inc COM 11135F101 372 1,461 SH   SOLE 0 0 0 1,461
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 288 2,996 SH   SOLE 0 0 0 2,996
Carpenter Technology Corp COM 144285103 285 8,000 SH   SOLE 0 0 0 8,000
Celgene Corp COM 151020104 933 14,561 SH   SOLE 0 0 0 14,561
Celgene Corp RIGHT 12/31/2030 151020112 7 15,000 SH   SOLE 0 0 0 15,000
Charter Communications Inc CL A 16119P108 1,608 5,644 SH   SOLE 0 0 0 5,644
Chevron Corp New COM 166764100 610 5,604 SH   SOLE 0 0 0 5,604
Cisco Systems Inc COM 17275R102 204 4,709 SH   SOLE 0 0 0 4,709
CME GROUP INC COM CL A 12572Q105 474 2,520 SH   SOLE 0 0 0 2,520
Coca Cola Co COM 191216100 1,501 31,692 SH   SOLE 0 0 0 31,692
Comcast Corp New CL A 20030N101 324 9,529 SH   SOLE 0 0 0 9,529
Constellation Brands Inc CL A 21036P108 243 1,509 SH   SOLE 0 0 0 1,509
Costco Whsl Corp New COM 22160K105 747 3,669 SH   SOLE 0 0 0 3,669
Danaher Corp Del COM 235851102 5,616 54,457 SH   SOLE 0 0 0 54,457
DBX ETF TR XTRACK MSCI EURO 233051697 232 8,770 SH   SOLE 0 0 0 8,770
Dell Technologies Inc COM CL V 24703L103 550 6,873 SH   SOLE 0 0 0 6,873
Disney Walt Co COM 254687106 523 4,766 SH   SOLE 0 0 0 4,766
DowDuPont Inc COM 26078J100 8,927 166,924 SH   SOLE 0 0 0 166,924
Ecolab Inc COM 278865100 200 1,358 SH   SOLE 0 0 0 1,358
Emerson Elec Co COM 291011104 332 5,559 SH   SOLE 0 0 0 5,559
Eversource Energy COM 30040W108 253 3,889 SH   SOLE 0 0 0 3,889
Exxon Mobil Corp COM 30231G102 2,674 39,209 SH   SOLE 0 0 0 39,209
Facebook Inc COM CL A 30303M102 5,352 40,830 SH   SOLE 0 0 0 40,830
Fidelity LTD TRM BD ETF 316188200 622 12,585 SH   SOLE 0 0 0 12,585
Fidelity MSCI HLTH CARE I 316092600 1,442 34,897 SH   SOLE 0 0 0 34,897
Fidelity MSCI INFO TECH I 316092808 836 16,969 SH   SOLE 0 0 0 16,969
Fidelity MSCI RL EST ETF 316092857 1,376 61,434 SH   SOLE 0 0 0 61,434
Fidelity MSCI UTILS INDEX 316092865 60,027 1,720,971 SH   SOLE 0 0 0 1,720,971
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 389 1,495 SH   SOLE 0 0 0 1,495
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 12,680 108,691 SH   SOLE 0 0 0 108,691
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 7,096 330,834 SH   SOLE 0 0 0 330,834
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 450 9,885 SH   SOLE 0 0 0 9,885
Fortive Corp COM 34959J108 4,829 71,367 SH   SOLE 0 0 0 71,367
General Dynamics Corp COM 369550108 255 1,623 SH   SOLE 0 0 0 1,623
General Electric Co COM 369604103 192 25,413 SH   SOLE 0 0 0 25,413
Home Depot Inc COM 437076102 1,554 9,042 SH   SOLE 0 0 0 9,042
Honeywell Intl Inc COM 438516106 4,112 31,120 SH   SOLE 0 0 0 31,120
Independent Bank Corp Mass COM 453836108 221 3,150 SH   SOLE 0 0 0 3,150
Intel Corp COM 458140100 913 19,452 SH   SOLE 0 0 0 19,452
International Business Machs COM 459200101 849 7,468 SH   SOLE 0 0 0 7,468
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 1,331 63,211 SH   SOLE 0 0 0 63,211
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 HY 46138J403 992 41,976 SH   SOLE 0 0 0 41,976
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,288 61,128 SH   SOLE 0 0 0 61,128
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 952 40,619 SH   SOLE 0 0 0 40,619
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 2,197 105,861 SH   SOLE 0 0 0 105,861
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,088 103,502 SH   SOLE 0 0 0 103,502
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,087 101,268 SH   SOLE 0 0 0 101,268
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 714 15,296 SH   SOLE 0 0 0 15,296
iShares Inc MSCI EURZONE ETF 464286608 823 23,478 SH   SOLE 0 0 0 23,478
iShares Inc MSCI WORLD ETF 464286392 271 3,440 SH   SOLE 0 0 0 3,440
iShares Inc MSCI STH KOR ETF 464286772 1,653 28,082 SH   SOLE 0 0 0 28,082
iShares Inc MSCI JAPN SMCETF 464286582 2,835 43,454 SH   SOLE 0 0 0 43,454
iShares Inc CORE MSCI EMKT 46434G103 274 5,801 SH   SOLE 0 0 0 5,801
iShares TR MSCI ISRAEL ETF 464286632 278 5,750 SH   SOLE 0 0 0 5,750
iShares TR SELECT DIVID ETF 464287168 8,607 96,375 SH   SOLE 0 0 0 96,375
iShares TR CORE S&P 500 ETF 464287200 9,924 39,442 SH   SOLE 0 0 0 39,442
iShares TR CORE US AGGBD ET 464287226 827 7,762 SH   SOLE 0 0 0 7,762
iShares TR MSCI EMG MKT ETF 464287234 313 8,004 SH   SOLE 0 0 0 8,004
iShares TR 1 3 YR TREAS BD 464287457 4,131 49,406 SH   SOLE 0 0 0 49,406
iShares TR 10-20 YR TRS ETF 464288653 1,233 9,232 SH   SOLE 0 0 0 9,232
iShares TR MSCI EAFE ETF 464287465 355 6,042 SH   SOLE 0 0 0 6,042
iShares TR MSCI EURO FL ETF 464289180 1,630 96,190 SH   SOLE 0 0 0 96,190
iShares TR BARCLAYS 7 10 YR 464287440 1,871 17,958 SH   SOLE 0 0 0 17,958
iShares TR CHINA LG-CAP ETF 464287184 1,648 42,161 SH   SOLE 0 0 0 42,161
iShares TR CORE S&P MCP ETF 464287507 26,762 161,157 SH   SOLE 0 0 0 161,157
iShares TR CORE S&P US GWT 464287671 237 4,497 SH   SOLE 0 0 0 4,497
iShares TR NASDAQ BIOTECH 464287556 1,600 16,587 SH   SOLE 0 0 0 16,587
iShares TR RUS 1000 VAL ETF 464287598 204 1,835 SH   SOLE 0 0 0 1,835
iShares TR Russell 2000 ETF 464287655 480 3,587 SH   SOLE 0 0 0 3,587
iShares TR U.S. FIN SVC ETF 464287770 1,615 14,385 SH   SOLE 0 0 0 14,385
iShares TR CORE S&P SCP ETF 464287804 616 8,880 SH   SOLE 0 0 0 8,880
iShares TR S&P SML 600 GWT 464287887 27,501 170,463 SH   SOLE 0 0 0 170,463
iShares TR S&P 500 VAL ETF 464287408 271 2,678 SH   SOLE 0 0 0 2,678
iShares TR SHRT NAT MUN ETF 464288158 3,401 32,272 SH   SOLE 0 0 0 32,272
iShares TR AGENCY BOND ETF 464288166 3,515 31,350 SH   SOLE 0 0 0 31,350
iShares TR MSCI AC ASIA ETF 464288182 464 7,300 SH   SOLE 0 0 0 7,300
iShares TR NATIONAL MUN ETF 464288414 4,145 38,017 SH   SOLE 0 0 0 38,017
iShares TR INTRM GOV CR ETF 464288612 4,169 38,524 SH   SOLE 0 0 0 38,524
iShares TR SH TR CRPORT ETF 464288646 3,073 59,513 SH   SOLE 0 0 0 59,513
iShares TR SHORT TREAS BD 464288679 1,546 14,015 SH   SOLE 0 0 0 14,015
iShares TR GLOB HLTHCRE ETF 464287325 1,639 28,939 SH   SOLE 0 0 0 28,939
iShares TR U.S. MED DVC ETF 464288810 3,433 17,180 SH   SOLE 0 0 0 17,180
iShares TR CORE TOTAL USD 46434V613 305 6,199 SH   SOLE 0 0 0 6,199
iShares TR FLTG RATE NT ETF 46429B655 684 13,586 SH   SOLE 0 0 0 13,586
iShares TR CORE HIGH DV ETF 46429B663 14,052 166,537 SH   SOLE 0 0 0 166,537
iShares TR 0-5YR HI YL CP 46434V407 372 8,359 SH   SOLE 0 0 0 8,359
iShares TR CORE DIV GRWTH 46434V621 599 18,057 SH   SOLE 0 0 0 18,057
John Hancock Exchange Traded MLTFACTR UTILS 47804J867 2,768 97,607 SH   SOLE 0 0 0 97,607
Johnson & Johnson COM 478160104 21,346 165,408 SH   SOLE 0 0 0 165,408
JPMorgan Chase & Co COM 46625H100 1,393 14,271 SH   SOLE 0 0 0 14,271
KAR Auction SVCS Inc COM 48238T109 255 5,350 SH   SOLE 0 0 0 5,350
Kimberly Clark Corp COM 494368103 751 6,588 SH   SOLE 0 0 0 6,588
KKR & Co Inc CL A 48251W104 196 10,000 SH   SOLE 0 0 0 10,000
KRANESHARES TR CSI CHI INTERNET 500767306 217 5,789 SH   SOLE 0 0 0 5,789
Lockheed Martin Corp COM 539830109 256 976 SH   SOLE 0 0 0 976
Lowes Cos Inc COM 548661107 12,524 135,603 SH   SOLE 0 0 0 135,603
Magellan Midstream Prtnrs LP COM UNIT RP LP 559080106 284 4,984 SH   SOLE 0 0 0 4,984
Mastercard Incorporated CL A 57636Q104 1,429 7,577 SH   SOLE 0 0 0 7,577
McDonalds Corp COM 580135101 18,985 106,915 SH   SOLE 0 0 0 106,915
Merck & Co Inc COM 58933Y105 5,400 70,677 SH   SOLE 0 0 0 70,677
Microsoft Corp COM 594918104 13,373 131,666 SH   SOLE 0 0 0 131,666
Mondelez Intl Inc CL A 609207105 7,514 187,716 SH   SOLE 0 0 0 187,716
Morgan Stanley COM 617446448 457 11,521 SH   SOLE 0 0 0 11,521
Nextera Energy Inc COM 65339F101 572 3,288 SH   SOLE 0 0 0 3,288
Novo-Nordisk A S ADR 670100205 467 10,145 SH   SOLE 0 0 0 10,145
NUSHARES ETF TR ENHANCED YIELD 67092P102 13,737 592,619 SH   SOLE 0 0 0 592,619
Nuveen Amt Free Qlty Mun Inc COM 670657105 908 73,760 SH   SOLE 0 0 0 73,760
Nuveen S&P 500 Buy-Write Inc COM 6706ER101 260 21,537 SH   SOLE 0 0 0 21,537
OSI ETF TR OSHARS FTSE US 67110P407 16,356 544,830 SH   SOLE 0 0 0 544,830
Parker Hannifin Corp COM 701094104 217 1,456 SH   SOLE 0 0 0 1,456
PepsiCo Inc COM 713448108 12,297 111,302 SH   SOLE 0 0 0 111,302
Pfizer Inc COM 717081103 839 19,218 SH   SOLE 0 0 0 19,218
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 914 9,054 SH   SOLE 0 0 0 9,054
PIMCO ETF TR INTER MUN MB ACT 72201R866 3,819 72,299 SH   SOLE 0 0 0 72,299
Procter & Gamble Co COM 742718109 1,291 14,048 SH   SOLE 0 0 0 14,048
PROSHARES TR ULTRASHRT S&P500 74347B383 470 10,939 SH   SOLE 0 0 0 10,939
PROSHARES TR S&P 500 DV ARIST 74348A467 287 4,743 SH   SOLE 0 0 0 4,743
Raytheon Co COM NEW 755111507 416 2,715 SH   SOLE 0 0 0 2,715
Real Goods Solar Inc CL A 2017 75601N500 79 150,000 SH   SOLE 0 0 0 150,000
Republic SVCS Inc COM 760759100 295 4,088 SH   SOLE 0 0 0 4,088
Royal Dutch Shell Plc SPONS ADR A 780259206 3,976 68,228 SH   SOLE 0 0 0 68,228
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 799 9,239 SH   SOLE 0 0 0 9,239
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,936 38,132 SH   SOLE 0 0 0 38,132
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 980 9,899 SH   SOLE 0 0 0 9,899
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 410 17,223 SH   SOLE 0 0 0 17,223
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 281 4,361 SH   SOLE 0 0 0 4,361
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 289 4,659 SH   SOLE 0 0 0 4,659
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 8,404 158,799 SH   SOLE 0 0 0 158,799
Southern Co COM 842587107 345 7,856 SH   SOLE 0 0 0 7,856
SPDR Dow Jones Indl Avrg ETF UT SER 1 78467X109 413 1,771 SH   SOLE 0 0 0 1,771
SPDR S&P 500 ETF TR TR UNIT 78462F103 513 2,051 SH   SOLE 0 0 0 2,051
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,221 4,034 SH   SOLE 0 0 0 4,034
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 1,323 24,543 SH   SOLE 0 0 0 24,543
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 273 4,545 SH   SOLE 0 0 0 4,545
SPDR SER TR BLOMBERG BRC INV 78468R200 1,950 64,220 SH   SOLE 0 0 0 64,220
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 7,064 234,388 SH   SOLE 0 0 0 234,388
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 532 19,101 SH   SOLE 0 0 0 19,101
SPDR SERIES TRUST S&P DIVID ETF 78464A763 871 9,731 SH   SOLE 0 0 0 9,731
Sprott Physical Gold and Silver Trust TR UNIT 85208R101 1,076 85,768 SH   SOLE 0 0 0 85,768
Sprott Physical Gold Trust UNIT 85207H104 1,064 103,183 SH   SOLE 0 0 0 103,183
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 14,265 301,145 SH   SOLE 0 0 0 301,145
Stryker Corp COM 863667101 463 2,953 SH   SOLE 0 0 0 2,953
Texas Instrs Inc COM 882508104 792 8,377 SH   SOLE 0 0 0 8,377
TherapeuticsMD Inc COM 88338N107 112 29,300 SH   SOLE 0 0 0 29,300
TJX Cos Inc New COM 872540109 1,426 31,884 SH   SOLE 0 0 0 31,884
Tocagen Inc COM 888846102 112 13,586 SH   SOLE 0 0 0 13,586
Union Pac Corp COM 907818108 1,198 8,665 SH   SOLE 0 0 0 8,665
United Technologies Corp COM 913017109 4,064 38,168 SH   SOLE 0 0 0 38,168
UnitedHealth Group Inc COM 91324P102 1,090 4,376 SH   SOLE 0 0 0 4,376
Vanguard Index FDS S&P 500 ETF SHS 922908363 1,056 4,596 SH   SOLE 0 0 0 4,596
Vanguard Index FDS VALUE ETF 922908744 6,502 66,386 SH   SOLE 0 0 0 66,386
Vanguard Index FDS TOTAL STK MKT 922908769 661 5,178 SH   SOLE 0 0 0 5,178
Vanguard Index FDS REAL ESTATE ETF 922908553 9,187 123,200 SH   SOLE 0 0 0 123,200
Vanguard Index FDS MID CAP ETF 922908629 399 2,887 SH   SOLE 0 0 0 2,887
Vanguard Index FDS GROWTH ETF 922908736 17,065 127,037 SH   SOLE 0 0 0 127,037
Vanguard Index FDS LARGE CAP ETF 922908637 676 5,884 SH   SOLE 0 0 0 5,884
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 365 5,574 SH   SOLE 0 0 0 5,574
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 672 14,749 SH   SOLE 0 0 0 14,749
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,551 93,197 SH   SOLE 0 0 0 93,197
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,861 30,955 SH   SOLE 0 0 0 30,955
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 207 2,660 SH   SOLE 0 0 0 2,660
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 222 1,649 SH   SOLE 0 0 0 1,649
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 626 12,149 SH   SOLE 0 0 0 12,149
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 387 10,426 SH   SOLE 0 0 0 10,426
Verastem Inc COM 92337C104 60 18,000 SH   SOLE 0 0 0 18,000
Verizon Communications Inc COM 92343V104 579 10,294 SH   SOLE 0 0 0 10,294
Visa Inc CL A 92826C839 17,649 133,768 SH   SOLE 0 0 0 133,768
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 81 13,847 SH   SOLE 0 0 0 13,847
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,851 150,677 SH   SOLE 0 0 0 150,677
Yum Brands Inc COM 988498101 251 2,729 SH   SOLE 0 0 0 2,729