The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 264 1,498 SH   SOLE 0 0 0 1,498
Abbott Laboratories COM 002824100 5,273 124,679 SH   SOLE 0 0 0 124,679
Abbvie Inc COM 00287Y109 330 5,232 SH   SOLE 0 0 0 5,232
ABIOMED INC COM 003654100 292 2,275 SH   SOLE 0 0 0 2,275
Alphabet Inc CAP STK CL A 02079K305 6,949 8,642 SH   SOLE 0 0 0 8,642
Alphabet Inc CAP STK CL C 02079K107 279 358 SH   SOLE 0 0 0 358
Amazon Com Inc COM 023135106 388 464 SH   SOLE 0 0 0 464
American Intl Group Inc COM NEW 026874784 11,884 200,265 SH   SOLE 0 0 0 200,265
American Tower Corp COM 03027X100 578 5,103 SH   SOLE 0 0 0 5,103
Apple Inc COM 037833100 10,215 90,361 SH   SOLE 0 0 0 90,361
AT&T Inc COM 00206r102 6,176 152,094 SH   SOLE 0 0 0 152,094
BCE Inc COM NEW 05534b760 627 13,580 SH   SOLE 0 0 0 13,580
Berkshire Hathaway Inc Del CL A 084670108 216 1 SH   SOLE 0 0 0 1
Berkshire Hathaway Inc Cl B COM 084670702 9,722 67,292 SH   SOLE 0 0 0 67,292
Bristol-Myers Squibb Co COM 110122108 415 7,698 SH   SOLE 0 0 0 7,698
Celgene Corp COM 151020104 1,212 11,596 SH   SOLE 0 0 0 11,596
Central FD CDA Ltd CL A 153501101 8,482 613,327 SH   SOLE 0 0 0 613,327
Chevron Corp New COM 166764100 316 3,074 SH   SOLE 0 0 0 3,074
Cisco Systems Inc COM 17275r102 4,169 131,442 SH   SOLE 0 0 0 131,442
Coca-Cola Co COM 191216100 375 8,872 SH   SOLE 0 0 0 8,872
Costco Whsl Corp New COM 22160K105 220 1,444 SH   SOLE 0 0 0 1,444
CVS Health Corp COM 126650100 10,320 115,964 SH   SOLE 0 0 0 115,964
Danaher Corp COM 235851102 4,298 54,830 SH   SOLE 0 0 0 54,830
Dbx ETF TR MSCI EUROZONE HD 233051697 1,329 53,085 SH   SOLE 0 0 0 53,085
Dell Technologies Inc COM CL V 24703L103 233 4,866 SH   SOLE 0 0 0 4,866
Disney Walt Co COM 254687106 216 2,326 SH   SOLE 0 0 0 2,326
Dominion Res Inc VA New COM 25746U109 5,505 74,117 SH   SOLE 0 0 0 74,117
Dow Chem Co COM 260543103 8,705 167,947 SH   SOLE 0 0 0 167,947
Edgewater Technology Inc COM 280358102 259 30,497 SH   SOLE 0 0 0 30,497
Emerson Elec Co COM 291011104 236 4,335 SH   SOLE 0 0 0 4,335
EYFS Gold TR SHS 26922Y105 208 1,625 SH   SOLE 0 0 0 1,625
Exxon Mobil Corp COM 30231g102 2,665 30,534 SH   SOLE 0 0 0 30,534
Facebook Inc COM CL A 30303M102 603 4,703 SH   SOLE 0 0 0 4,703
Fidelity MSCI INFO TECH IDX 316092808 10,401 284,584 SH   SOLE 0 0 0 284,584
Fidelity MSCI CONSM DIS 316092204 8,389 266,587 SH   SOLE 0 0 0 266,587
Fidelity MSCI CONSMR STAPLES 316092303 9,826 307,842 SH   SOLE 0 0 0 307,842
Fidelity MSCI INDL INDX 316092709 9,760 322,765 SH   SOLE 0 0 0 322,765
Fidelity MSCI UTILS INDEX 316092865 9,911 313,366 SH   SOLE 0 0 0 313,366
Fidelity MSCI ENERGY IDX 316092402 10,668 537,989 SH   SOLE 0 0 0 537,989
Fidelity MSCI HLTH CARE I 316092600 9,760 283,321 SH   SOLE 0 0 0 283,321
Fidelity MSCI MATLS INDEX 316092881 9,760 356,220 SH   SOLE 0 0 0 356,220
Fidelity MSCI RL EST ETF 316092857 9,760 398,384 SH   SOLE 0 0 0 398,384
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 2,907 62,609 SH   SOLE 0 0 0 62,609
FIRST TR EXCHANGE TRADED FD TECH ALPHADX 33734X176 2,955 80,401 SH   SOLE 0 0 0 80,401
FIRST TR EXCHANGE TRADED FD DJ INTERNET IDX 33733E302 6,380 78,218 SH   SOLE 0 0 0 78,218
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 953 19,666 SH   SOLE 0 0 0 19,666
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 9,092 359,071 SH   SOLE 0 0 0 359,071
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 2,955 100,297 SH   SOLE 0 0 0 100,297
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 2,955 113,951 SH   SOLE 0 0 0 113,951
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 2,955 48,558 SH   SOLE 0 0 0 48,558
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 2,955 191,618 SH   SOLE 0 0 0 191,618
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 2,955 86,396 SH   SOLE 0 0 0 86,396
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 2,955 121,595 SH   SOLE 0 0 0 121,595
Fortive Corp COM 34959J108 4,149 81,520 SH   SOLE 0 0 0 81,520
FQF TR O SHS FTSE EUR 351680848 2,675 115,436 SH   SOLE 0 0 0 115,436
FQF TR OSHARS FTSE US 351680855 7,574 276,335 SH   SOLE 0 0 0 276,335
FQF TR O SHARES EUROP 351680830 5,311 197,648 SH   SOLE 0 0 0 197,648
General Electric Co COM 369604103 2,300 77,652 SH   SOLE 0 0 0 77,652
Home Depot COM 437076102 212 1,646 SH   SOLE 0 0 0 1,646
Honeywell Intl Inc COM 438516106 207 1,773 SH   SOLE 0 0 0 1,773
Intel Corp COM 458140100 302 8,014 SH   SOLE 0 0 0 8,014
International Business Machine COM 459200101 514 3,239 SH   SOLE 0 0 0 3,239
iShares Silver TR ISHARES 46428Q109 2,009 110,401 SH   SOLE 0 0 0 110,401
iShares TR NASDAQ BIOTECH ETF 464287556 2,242 7,746 SH   SOLE 0 0 0 7,746
iShares TR US HLTHCARE ETF 464287762 3,993 26,586 SH   SOLE 0 0 0 26,586
iShares TR CORE US AGGBD ET 464287226 26,664 237,180 SH   SOLE 0 0 0 237,180
iShares TR U.S. CNSM SV ETF 464287580 3,579 24,335 SH   SOLE 0 0 0 24,335
iShares TR INTERM CR BD ETF 464288638 443 3,979 SH   SOLE 0 0 0 3,979
iShares TR CORE HIGH DV ETF 46429B663 14,245 175,254 SH   SOLE 0 0 0 175,254
iShares TR SELECT DIVID ETF 464287168 5,566 64,951 SH   SOLE 0 0 0 64,951
iShares TR SP SMCP600GR ETF 464287887 21,038 153,428 SH   SOLE 0 0 0 153,428
iShares TR S&P MIDCAP 400 464287507 22,220 143,622 SH   SOLE 0 0 0 143,622
iShares TR BARCLYS INTER GV 464288612 365 3,240 SH   SOLE 0 0 0 3,240
iShares TR NATIONAL MUN ETF 464288414 17,723 157,191 SH   SOLE 0 0 0 157,191
iShares TR CORE S&P 500 ETF 464287200 4,496 20,668 SH   SOLE 0 0 0 20,668
iShares TR 1-3 YR CR BD ETF 464288646 3,223 30,476 SH   SOLE 0 0 0 30,476
iShares TR MSCI ACWI EX US 464288240 5,348 128,942 SH   SOLE 0 0 0 128,942
iShares TR MSCI ACWI ETF 464288257 412 6,983 SH   SOLE 0 0 0 6,983
iShares TR RUS 1000 VAL ETF 464287598 3,952 37,424 SH   SOLE 0 0 0 2,906
iShares TR CORE S&P SCP ETF 464287804 538 4,332 SH   SOLE 0 0 0 4,332
iShares TR MSCI ISR CAP ETF 464286632 420 8,750 SH   SOLE 0 0 0 8,750
iShares TR MSCI EMG MKT ETF 464287234 2,911 77,754 SH   SOLE 0 0 0 77,754
iShares TR RUS 1000 GRW ETF 464287614 2,541 24,394 SH   SOLE 0 0 0 24,394
iShares TR RUS MDCP VAL ETF 464287473 4,027 52,458 SH   SOLE 0 0 0 52,458
iShares TR PHLX SEMICND ETF 464287523 1,987 17,584 SH   SOLE 0 0 0 17,584
iShares TR CORE ST USDB ETF 46432F859 207 4,088 SH   SOLE 0 0 0 4,088
iShares TR U.S. INDS ETF 464287754 3,993 34,923 SH   SOLE 0 0 0 34,923
iShares TR DOW JONES US ETF 464287846 3,993 36,796 SH   SOLE 0 0 0 36,796
iShares TR Russell 2000 ETF 464287655 260 2,092 SH   SOLE 0 0 0 2,092
iShares TR GOV/CRED BD ETF 464288596 443 3,778 SH   SOLE 0 0 0 3,778
iShares TR RUS MID-CAP ETF 464287499 2,007 11,511 SH   SOLE 0 0 0 11,511
iShares TR U.S. FINLS ETF 464287788 3,993 44,372 SH   SOLE 0 0 0 44,372
iShares RUS 1000 ETF 464287622 3,993 33,152 SH   SOLE 0 0 0 33,152
iShares MSCI EURZONE ETF 464286608 5,635 163,383 SH   SOLE 0 0 0 163,383
Johnson & Johnson COM 478160104 17,319 146,606 SH   SOLE 0 0 0 146,606
JPMorgan Chase & Co COM 46625h100 419 6,293 SH   SOLE 0 0 0 6,293
Kimberly Clark Corp COM 494368103 838 6,644 SH   SOLE 0 0 0 6,644
KKR & Co L P DEL COM UNITS 48248M102 143 10,000 SH   SOLE 0 0 0 10,000
Lennar Corp CL A 526057104 604 14,273 SH   SOLE 0 0 0 14,273
Lowes Cos Inc COM 548661107 4,834 66,944 SH   SOLE 0 0 0 66,944
McDonalds Corp COM 580135101 12,447 107,900 SH   SOLE 0 0 0 107,900
Merck & Co Inc New COM 58933y105 4,576 73,329 SH   SOLE 0 0 0 73,329
Microsoft Corp COM 594918104 357 6,204 SH   SOLE 0 0 0 6,204
Mondelez Intl Inc CL A 609207105 7,216 164,381 SH   SOLE 0 0 0 164,381
Morgan Stanley COM 617446448 289 9,027 SH   SOLE 0 0 0 9,027
PepsiCo Inc COM 713448108 11,109 102,133 SH   SOLE 0 0 0 102,133
Pfizer Inc COM 717081103 6,427 189,751 SH   SOLE 0 0 0 189,751
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,128 11,125 SH   SOLE 0 0 0 11,125
Procter & Gamble Co COM 742718109 652 7,264 SH   SOLE 0 0 0 7,264
Qualcomm Inc COM 747525103 653 9,528 SH   SOLE 0 0 0 9,528
Royal Dutch Shell Plc SPONS ADR A 780259206 8,450 168,762 SH   SOLE 0 0 0 168,762
Schwab Strategic Tr US DIVIDEND EQ 808524797 386 9,133 SH   SOLE 0 0 0 9,133
Schwab Strategic Tr US SML CAP ETF 808524607 210 3,655 SH   SOLE 0 0 0 3,655
Southern Co COM 842587107 217 4,224 SH   SOLE 0 0 0 4,224
SPDR GOLD TRUST GOLD SHS 78463V107 953 7,587 SH   SOLE 0 0 0 7,587
SPDR TR SBI INT-UTILS 81369Y886 4,948 100,991 SH   SOLE 0 0 0 124,732
SPDR TR SBI CONS DISCR 81369Y407 9,438 117,918 SH   SOLE 0 0 0 117,918
SPDR TR SBI CONS STPLS 81369Y308 4,970 93,405 SH   SOLE 0 0 0 93,405
SPDR TR BARC SHT TR CP 78464A474 8,641 280,817 SH   SOLE 0 0 0 280,817
SPDR Dow Jones Indl Avrg ETF UT SER 1 78467X109 235 1,285 SH   SOLE 0 0 0 1,285
SPDR S&P 500 ETF TR TR UNITE 78462F103 503 2,328 SH   SOLE 0 0 0 2,328
SPDR SERIES TRUST S&P DIVID ETF 78464A763 908 10,758 SH   SOLE 0 0 0 10,758
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,248 109,841 SH   SOLE 0 0 0 109,841
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,942 84,647 SH   SOLE 0 0 0 84,647
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4,783 100,164 SH   SOLE 0 0 0 100,164
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 5,108 72,332 SH   SOLE 0 0 0 72,332
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,874 67,591 SH   SOLE 0 0 0 67,591
SELECT SECTOR SPDR TR FINL SVCS SELC 81369Y878 14,534 477,313 SH   SOLE 0 0 0 477,313
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,777 145,757 SH   SOLE 0 0 0 145,757
Sprott Physical Gold Trust UNIT 85207H104 3,308 302,127 SH   SOLE 0 0 0 302,127
Sprott Physical Silver TR TR UNIT 85207K107 92 12,452 SH   SOLE 0 0 0 12,452
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,777 154,963 SH   SOLE 0 0 0 154,963
TJX Cos Inc COM 872540109 327 4,372 SH   SOLE 0 0 0 4,372
Tripadvisor Inc COM 896945201 813 12,862 SH   SOLE 0 0 0 12,862
Vanguard BD Index Fd Inc INTERMED TERM 921937819 236 2,688 SH   SOLE 0 0 0 2,688
Vanguard Index Funds REIT ETF 922908553 12,782 147,360 SH   SOLE 0 0 0 147,360
Vanguard Index Funds GROWTH ETF 922908736 11,923 106,182 SH   SOLE 0 0 0 106,182
Vanguard Index Funds MID CAP ETF 922908629 363 2,802 SH   SOLE 0 0 0 2,802
Vanguard Index FDS VALUE ETF 922908744 444 5,107 SH   SOLE 0 0 0 5,107
Verizon Communications Inc COM 92343v104 285 5,482 SH   SOLE 0 0 0 5,482
Visa Inc CL A 92826C839 11,799 142,678 SH   SOLE 0 0 0 142,678
Wells Fargo & Co COM 949746101 256 5,782 SH   SOLE 0 0 0 5,782