The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 297 1,698 SH   SOLE 0 0 0 1,698
Abbott Laboratories COM 002824100 4,792 121,895 SH   SOLE 0 0 0 121,895
Abbvie Inc COM 00287Y109 247 3,983 SH   SOLE 0 0 0 3,983
ABIOMED INC COM 003654100 235 2,150 SH   SOLE 0 0 0 2,150
Alphabet Inc CAP STK CL A 02079K305 6,109 8,683 SH   SOLE 0 0 0 8,683
Alphabet Inc CAP STK CL C 02079K107 317 458 SH   SOLE 0 0 0 458
Amazon Com Inc COM 023135106 332 464 SH   SOLE 0 0 0 464
American Intl Group Inc COM NEW 026874784 10,594 200,312 SH   SOLE 0 0 0 200,312
American Tower Corp COM 03027X100 804 7,075 SH   SOLE 0 0 0 7,075
Apple Inc COM 037833100 8,408 87,945 SH   SOLE 0 0 0 87,945
AT&T Inc COM 00206r102 7,133 165,083 SH   SOLE 0 0 0 165,083
BCE Inc COM NEW 05534b760 653 13,805 SH   SOLE 0 0 0 13,805
Berkshire Hathaway Inc Del CL A 084670108 217 1 SH   SOLE 0 0 0 1
Berkshire Hathaway Inc Cl B COM 084670702 9,579 66,158 SH   SOLE 0 0 0 66,158
Bristol-Myers Squibb Co COM 110122108 538 7,313 SH   SOLE 0 0 0 7,313
Celgene Corp COM 151020104 1,144 11,596 SH   SOLE 0 0 0 11,596
Central FD CDA Ltd CL A 153501101 8,610 619,455 SH   SOLE 0 0 0 619,455
Chevron Corp New COM 166764100 308 2,939 SH   SOLE 0 0 0 2,939
Cisco Systems Inc COM 17275r102 4,086 142,413 SH   SOLE 0 0 0 142,413
Coca-Cola Co COM 191216100 429 9,467 SH   SOLE 0 0 0 9,467
Costco Whsl Corp New COM 22160K105 217 1,379 SH   SOLE 0 0 0 1,379
CVS Health Corp COM 126650100 5,774 60,312 SH   SOLE 0 0 0 60,312
Danaher Corp COM 235851102 5,570 55,146 SH   SOLE 0 0 0 55,146
Dbx ETF TR MSCI EUROZONE HD 233051697 9,780 415,468 SH   SOLE 0 0 0 415,468
Disney Walt Co COM 254687106 227 2,326 SH   SOLE 0 0 0 2,326
Dominion Res Inc VA New COM 25746U109 5,838 74,915 SH   SOLE 0 0 0 74,915
Dow Chem Co COM 260543103 4,415 88,811 SH   SOLE 0 0 0 88,811
Edgewater Technology Inc COM 280358102 258 29,822 SH   SOLE 0 0 0 29,822
EMC Corp Mass COM 268648102 1,186 43,663 SH   SOLE 0 0 0 43,663
Emerson Elec Co COM 291011104 240 4,600 SH   SOLE 0 0 0 4,600
EYFS Gold TR SHS 26922Y105 209 1,625 SH   SOLE 0 0 0 1,625
Exxon Mobil Corp COM 30231g102 2,899 30,926 SH   SOLE 0 0 0 30,926
Facebook Inc COM CL A 30303M102 537 4,703 SH   SOLE 0 0 0 4,703
Fidelity MSCI INFO TECH IDX 316092808 14,072 434,577 SH   SOLE 0 0 0 434,577
Fidelity MSCI CONSM DIS 316092204 856 28,097 SH   SOLE 0 0 0 28,097
Fidelity MSCI CONSMR STAPLES 316092303 13,449 407,923 SH   SOLE 0 0 0 407,923
Fidelity MSCI INDL INDX 316092709 13,383 461,484 SH   SOLE 0 0 0 461,484
Fidelity MSCI UTILS INDEX 316092865 13,545 400,031 SH   SOLE 0 0 0 400,031
Fidelity MSCI ENERGY IDX 316092402 14,271 735,632 SH   SOLE 0 0 0 735,632
Fidelity MSCI HLTH CARE I 316092600 13,383 395,831 SH   SOLE 0 0 0 395,831
Fidelity MSCI MATLS INDEX 316092881 13,383 510,413 SH   SOLE 0 0 0 510,413
Fidelity MSCI FINLS IDX 316092501 856 31,120 SH   SOLE 0 0 0 31,120
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 4,446 91,926 SH   SOLE 0 0 0 91,926
FIRST TR EXCHANGE TRADED FD TECH ALPHADX 33734X176 4,446 134,782 SH   SOLE 0 0 0 134,782
FIRST TR EXCHANGE TRADED FD DJ INTERNET IDX 33733E302 6,081 84,307 SH   SOLE 0 0 0 84,307
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 1,116 23,381 SH   SOLE 0 0 0 23,381
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 9,111 369,173 SH   SOLE 0 0 0 369,173
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 4,446 162,279 SH   SOLE 0 0 0 162,279
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 4,446 164,501 SH   SOLE 0 0 0 164,501
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 4,446 75,440 SH   SOLE 0 0 0 75,440
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 4,446 298,419 SH   SOLE 0 0 0 298,419
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 4,446 137,576 SH   SOLE 0 0 0 137,576
FQF TR O SHS FTSE EUR 351680848 2,687 115,273 SH   SOLE 0 0 0 115,273
FQF TR OSHARS FTSE US 351680855 7,824 282,360 SH   SOLE 0 0 0 282,360
General Electric Co COM 369604103 2,469 78,439 SH   SOLE 0 0 0 78,439
Intel Corp COM 458140100 265 8,070 SH   SOLE 0 0 0 8,070
International Business Machine COM 459200101 506 3,337 SH   SOLE 0 0 0 3,337
iShares Silver TR ISHARES 46428Q109 2,228 124,715 SH   SOLE 0 0 0 124,715
iShares TR NASDAQ BIOTECH ETF 464287556 2,340 9,095 SH   SOLE 0 0 0 9,095
iShares TR US HLTHCARE ETF 464287762 4,477 30,190 SH   SOLE 0 0 0 30,190
iShares TR CORE US AGGBD ET 464287226 26,772 237,730 SH   SOLE 0 0 0 237,730
iShares TR U.S. CNSM SV ETF 464287580 4,541 31,661 SH   SOLE 0 0 0 31,661
iShares TR INTERM CR BD ETF 464288638 530 4,765 SH   SOLE 0 0 0 4,765
iShares TR CORE HIGH DV ETF 46429B663 13,008 158,349 SH   SOLE 0 0 0 158,349
iShares TR SELECT DIVID ETF 464287168 5,476 64,217 SH   SOLE 0 0 0 64,217
iShares TR SP SMCP600GR ETF 464287887 17,368 135,255 SH   SOLE 0 0 0 135,255
iShares TR S&P MIDCAP 400 464287507 17,886 119,727 SH   SOLE 0 0 0 119,727
iShares TR BARCLYS INTER GV 464288612 367 3,239 SH   SOLE 0 0 0 3,239
iShares TR NATIONAL MUN ETF 464288414 17,925 157,343 SH   SOLE 0 0 0 157,343
iShares TR CORE S&P 500 ETF 464287200 4,000 19,005 SH   SOLE 0 0 0 19,005
iShares TR 1-3 YR CR BD ETF 464288646 3,141 29,612 SH   SOLE 0 0 0 29,612
iShares TR MSCI ACWI EX US 464288240 5,455 140,018 SH   SOLE 0 0 0 140,018
iShares TR MSCI ACWI ETF 464288257 391 6,945 SH   SOLE 0 0 0 6,945
iShares TR RUS 1000 VAL ETF 464287598 300 2,906 SH   SOLE 0 0 0 2,906
iShares TR CORE S&P SCP ETF 464287804 508 4,378 SH   SOLE 0 0 0 4,378
iShares TR MSCI ISR CAP ETF 464286632 410 8,750 SH   SOLE 0 0 0 8,750
iShares TR 1-3 YR TR BD ETF 464287457 203 2,375 SH   SOLE 0 0 0 2,375
iShares TR MSCI EMG MKT ETF 464287234 2,781 80,929 SH   SOLE 0 0 0 80,929
iShares TR RUS 1000 GRW ETF 464287614 2,341 23,328 SH   SOLE 0 0 0 23,328
iShares TR RUS MDCP VAL ETF 464287473 2,215 29,816 SH   SOLE 0 0 0 29,816
iShares TR U.S. CNSM GD ETF 464287812 2,182 18,920 SH   SOLE 0 0 0 18,920
iShares TR PHLX SEMICND ETF 464287523 3,947 42,154 SH   SOLE 0 0 0 42,154
iShares TR BELGIUM CAPD ETF 464286301 4,477 252,820 SH   SOLE 0 0 0 252,820
iShares TR U.S. UTILITS ETF 464287697 1,765 13,445 SH   SOLE 0 0 0 13,445
iShares TR CORE ST USDB ETF 46432F859 207 2,046 SH   SOLE 0 0 0 2,046
iShares TR GLOB HLTHCRE ETF 464287325 4,663 46,178 SH   SOLE 0 0 0 46,178
iShares TR U.S. INDS ETF 464287754 4,477 40,734 SH   SOLE 0 0 0 40,734
iShares TR DOW JONES US ETF 464287846 530 5,067 SH   SOLE 0 0 0 5,067
iShares TR U.S. TELECOM ETF 464287713 2,182 65,538 SH   SOLE 0 0 0 65,538
iShares RUS 1000 ETF 464287622 4,477 38,305 SH   SOLE 0 0 0 38,305
Johnson & Johnson COM 478160104 18,089 149,124 SH   SOLE 0 0 0 149,124
JPMorgan Chase & Co COM 46625h100 397 6,388 SH   SOLE 0 0 0 6,388
Kimberly Clark Corp COM 494368103 7,499 54,543 SH   SOLE 0 0 0 54,543
KKR & Co L P DEL COM UNITS 48248M102 123 10,000 SH   SOLE 0 0 0 10,000
Lennar Corp CL A 526057104 641 13,905 SH   SOLE 0 0 0 13,905
Lowes Cos Inc COM 548661107 5,193 65,588 SH   SOLE 0 0 0 65,588
McDonalds Corp COM 580135101 13,138 109,173 SH   SOLE 0 0 0 109,173
Merck & Co Inc New COM 58933y105 4,270 74,120 SH   SOLE 0 0 0 74,120
Mercury Computer Systems COM 589378108 298 12,000 SH   SOLE 0 0 0 12,000
MFS Mun Income Tr SH BEN INT 552738106 81 10,747 SH   SOLE 0 0 0 10,747
Microsoft Corp COM 594918104 317 6,204 SH   SOLE 0 0 0 6,204
Mondelez Intl Inc CL A 609207105 7,506 164,930 SH   SOLE 0 0 0 164,930
Morgan Stanley COM 617446448 234 9,027 SH   SOLE 0 0 0 9,027
PepsiCo Inc COM 713448108 10,974 103,590 SH   SOLE 0 0 0 103,590
Pfizer Inc COM 717081103 6,602 187,512 SH   SOLE 0 0 0 187,512
Phillips 66 Partners LP COM UNIT REP INT 718549207 263 4,700 SH   SOLE 0 0 0 4,700
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,184 11,705 SH   SOLE 0 0 0 11,705
Procter & Gamble Co COM 742718109 379 4,474 SH   SOLE 0 0 0 4,474
Qualcomm Inc COM 747525103 1,447 27,010 SH   SOLE 0 0 0 27,010
Schwab Strategic Tr US DIVIDEND EQ 808524797 294 7,093 SH   SOLE 0 0 0 7,093
Southern Co COM 842587107 214 4,000 SH   SOLE 0 0 0 4,000
SPDR GOLD TRUST GOLD SHS 78463V107 758 5,994 SH   SOLE 0 0 0 5,994
SPDR TR SBI INT-UTILS 81369Y886 6,544 124,732 SH   SOLE 0 0 0 124,732
SPDR TR SBI CONS DISCR 81369Y407 270 3,455 SH   SOLE 0 0 0 3,455
SPDR TR SBI CONS STPLS 81369Y308 6,556 118,890 SH   SOLE 0 0 0 118,890
SPDR TR BARC SHT TR CP 78464A474 8,327 270,524 SH   SOLE 0 0 0 270,524
SPDR Dow Jones Indl Avrg ETF UT SER 1 78467X109 230 1,285 SH   SOLE 0 0 0 1,285
SPDR S&P 500 ETF TR TR UNITE 78462F103 488 2,328 SH   SOLE 0 0 0 2,328
SPDR SERIES TRUST S&P DIVID ETF 78464A763 912 10,873 SH   SOLE 0 0 0 10,873
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,714 154,824 SH   SOLE 0 0 0 154,824
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6,374 113,806 SH   SOLE 0 0 0 113,806
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 6,362 137,291 SH   SOLE 0 0 0 137,291
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 6,774 99,277 SH   SOLE 0 0 0 99,277
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6,453 89,993 SH   SOLE 0 0 0 89,993
Sprott Physical Gold Trust UNIT 85207H104 3,182 289,765 SH   SOLE 0 0 0 289,765
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,744 155,145 SH   SOLE 0 0 0 155,145
Team Health Holdings Inc COM 87817A107 203 5,000 SH   SOLE 0 0 0 5,000
TJX Cos Inc COM 872540109 338 4,372 SH   SOLE 0 0 0 4,372
Tripadvisor Inc COM 896945201 806 12,532 SH   SOLE 0 0 0 12,532
Vanguard BD Index Fd Inc INTERMED TERM 921937819 237 2,688 SH   SOLE 0 0 0 2,688
Vanguard Index Funds REIT ETF 922908553 13,215 149,039 SH   SOLE 0 0 0 149,039
Vanguard Index Funds GROWTH ETF 922908736 10,775 100,512 SH   SOLE 0 0 0 100,512
Vanguard Index Funds MID CAP ETF 922908629 346 2,802 SH   SOLE 0 0 0 2,802
Vanguard Index FDS VALUE ETF 922908744 391 4,603 SH   SOLE 0 0 0 4,603
Verizon Communications Inc COM 92343v104 350 6,264 SH   SOLE 0 0 0 6,264
Visa Inc CL A 92826C839 10,633 143,361 SH   SOLE 0 0 0 143,361
Wells Fargo & Co COM 949746101 274 5,782 SH   SOLE 0 0 0 5,782
Wisdomtree TR EUROPE HEDGED EQ 97717X701 1,038 20,553 SH   SOLE 0 0 0 20,553